
NetCredit Reviews
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About NetCredit
NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.
- Fast funding
- Flexible credit requirements
- High APRs
- Not available in all states
NetCredit Reviews
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Reviewed Feb. 5, 2025
Easy application, a secure verification process that protected my identity, and fast funding (less than 1 day after approved), this was an all around pleasant experience. I have access to cash via my approved credit line, deposited into my checking account right away. Would recommend to anyone seeking a loan to check out this company.
Reviewed Feb. 4, 2025
I have dealt with many online lenders and NetCredit by far is one of the best. The application and approval process was absolutely seamless. I submitted my application on Saturday night and had the funds in my bank account by the end of the business day on Monday. This is not an inexpensive loan; however, I found their rates and payment schedule to be reasonable especially considering my low credit score. 5 Stars! Thank you!
Reviewed Feb. 2, 2025
The whole process was easy and extremely fast. I would definitely recommend this to others. Though I believe that the APR is a bit high being over 50% but when you're someone who doesn't have the best credit and unable to get a loan from a bank let alone any private lenders NetCredit for sure came through.
Reviewed Feb. 2, 2025
I called to try and figure why I was having an issue with income. The person I spoke to was very helpful and she told me that according to what I put for income caused my income bi-monthly to be way out off. As we talked I realized that I had put an extra zero for annual income, the associate told me that she would correct it. After that everything fell I in to place.
Reviewed Jan. 31, 2025
I wasn't sure if I would get the loan, needed a loan around what they offered and I took the lump sum loan, interest rates are a bit high but that was my decision to make, and I know this ahead of time, so it's no big deal. I haven't heard anything for a couple days and I looked on my application on the 3rd day in the morning and they said I was funded, Thanks again for coming through where others didn't.
Reviewed Jan. 30, 2025
Creating and getting a quick loan from Net Credit surprised me with the ease of the application and the ability to get it in my bank the following day. We had come up short just before payday due to a death in the family. We had to travel to Alabama and that just put us in the hole.
Reviewed Jan. 29, 2025
I applied on a Monday and was approved. I received the funds the next day. I am so impressed with the professionalism and quick service! I was in a bind to make the mtg payment because of a job change. Net Credit is my HERO! Kept me from having a first late payment. THANK YOU NET CREDIT!!
Reviewed Jan. 29, 2025
The understanding of my needs, this is something new I had to do. Life can give you curve balls sometimes, so I appreciate the service. The beginning I wasn’t sure if I would be approved I said let me try anyway. The response was quick, it was a bit confusing at first for me. But in the end it all worked out.
Reviewed Jan. 29, 2025
The funding was lightning fast. I am happy to be a NetCredit customer. I will recommend NetCredit to anyone who might need a loan in a hurry. I used the money from the loan to pay off a different loan that had a higher interest rate and as a result, I am saving money now. Thankyou NetCredit!
Reviewed Jan. 25, 2025
The response was fast and on time. I applied and 3 to 4 days later the money was in my account. I really do appreciate Net Credit for giving me a chance to get my bills paid on time with no harassing and embarrassing questions. Thank you Net Credit for trusting me.
Reviewed Jan. 24, 2025
Super simple process, it was very quick. When they needed additional documents, the loan processor was super easy to deal with and friendly. Liked that I was able to do everything online, but it also felt secure. Really came through when I needed it, would definitely recommend. Overall great experience.
Reviewed Jan. 24, 2025
The application process is very simple, which includes great customer service for any questions you may have during the process. I got a response very quickly, mine was in less than 24 hours, with funds deposited the next morning after approval. I would definitely recommend if you are in a bind, especially in this economy.
Reviewed Jan. 24, 2025
When I needed help I got the help to apply. They were friendly and patience. The application was easy to follow. Only had a little difficulty with the last page trying to see all the places to check the box. I got confused in what they were asking when it came to proof of income and having a active account so I had to call and get help every step of the way.
Reviewed Jan. 22, 2025
Trustworthy. Excellent Customer Service. They are Not a subprime lender. Fast response. The application was easy. If you need help understanding, they will explain the loan terms thoroughly. Net Credit keeps their word. They give prompt service, and don't take advantage of their customers. They also do not bother you with unnecessary calls or text messages.
Reviewed Jan. 22, 2025
In desperate need of the money after the snow storm. My truck broke down so I definitely appreciate the hospitality you guys gave me with approving my loan. Good stuff NetCredit.com I will definitely use this for a lifetime now that I know you guys work with all customers.
Reviewed Jan. 19, 2025
Helpful through the whole process. Never mislead me. Always there to help throughout the entire process and also followed up through emails and phone conversations when I didn't understand things with my application. And when I called in they gave the most recent information very quickly so that l would understand.
Reviewed Jan. 15, 2025
I was so shocked and was so happy that it was in my account so soon. Thank y'all so very much. I really needed the money and fast. I will be telling all of my friends and family about Net Credit also. I just want to say that this is so extremely appreciated and I will pay it all back really soon. Thank you again for the fast and awesome service.
Reviewed Jan. 11, 2025
Great service without any hassle. Awesome opportunity to have an available source that looks out for people in need during hardship. Every step is easygoing and understanding. I give high praise to those whom make this possible. Continue to put forth the great effort and stability that I’m sure helps maintain and gives and spreads joy/love for everyone.
Reviewed Jan. 11, 2025
Net Credit's service was smooth, easy, and fast! I received funds the same within hours after the application process. I needed these emergency funds for immediate car repair, and Net Credit came right on time, during my time of need. I would recommend to anyone in need of funds fast!
Reviewed Jan. 9, 2025
Went well. Gave me money I needed to pay bills. Customer Service Was Great! Fast and Friendly associates that helped me with all the questions and funding I needed. Hope to have Even more money in the Future! Will use as long as the APR remains low will keep me a Happy Customer and will Referrer to friends and Family!
Reviewed Jan. 9, 2025
Easy website and a quick return on getting funds. Great work and advise folks great website and hassle free. Able to get emergency funds in 24 hours is not easy and especially after the holidays when the bill comes due. Keep up the wonderful site and anybody wishing to use them it's easy and simple.
Reviewed Jan. 8, 2025
We all go through hard times, especially after the Holidays, I spend enough but don't want to fail on covering my obligations, I'm glad I contacted Net Credit, their fast response and professionalism showed me that I was in the right path, I feel I am in real good hands and I feel safe, Honestly I am Thank you Net Credit Team!
Reviewed Jan. 7, 2025
Very professional and answered all my questions as needed. The application process was very effective and helpful. I would highly recommend friends and family to net credit. With NetCredit the customer is able to a live person so net credit is not a spam. I am very satisfied net credit gave me a chance and to build my credit.
Reviewed Jan. 7, 2025
To be honest, I am truly grateful y’all guys are truly God sent. I was in the most critical bind. I have been in life and I prayed and I didn’t even see this email. I responded to you guys last year because I thought about this, but I let it pass and as I was crying and losing my mind trying to figure out what was going to happen. I prayed to the Lord and he showed me you guys email, it just popped up was very mind blowing for me because I did not intentionally seek you guys out. I forgot all about you guys. To be honest. I am truly grateful that you were still there to help and I will most definitely honor and pay it all back on time, thanks again. This was the greatest experience I ever had. Thanks.
Reviewed Jan. 7, 2025
Everything was clear and the process was quicker than I originally thought it was going to be. My questions were answered almost immediately and as efficiently as possible. Overall an easy and pleasant experience. I would definitely recommend them to anyone who's interested in a loan or anyone looking to build their credit
Reviewed Jan. 5, 2025
I was worried that this might be another telemarketing company or complicated process. The application process was easy and within minutes I was approved and funds deposited next day. There was no long wait and no calls asking for more information regarding my application. I would recommend if you need fast cash.
Reviewed Jan. 3, 2025
Thank you NETCREDIT for helping me in a bind. Christmas present was purchased for us, a new gas stove but needed a gas line moved. Your help has allowed me to get it moved before the arrival of the stove. Customer service (Karla) reached out to help me in a some confusion on my end, resolved on the spot with instructions on what to do next.
Reviewed Jan. 3, 2025
Fast and convenient service. I'm Thankful for having NetCredit as a little backup when I need a little boost in today's economy. It's my second time using Net Credit and I've never had not a single issue with their services. Live customer representative are also great, answering my questions. I definitely recommend to anyone considering.
Reviewed Jan. 1, 2025
Great experience. Easy procedure’ to start. I will recommend this agency to my friends if they need a loan that can be paid back every two weeks. You can receive money as needed and just don’t miss the payments and everything will work out. The agents were very helpful throughout the entire process. They kept me informed on what items were missing from my files and gave me the time to get this items in. Once this was taken care of the loan process was easy.
Reviewed Dec. 28, 2024
I’m very pleased with Net credit. Funds were in my account exactly the date they said it would be. I will be recommending it to my friends and family members who are looking for a company that gives fast results especially for medical bills, car repairs, home, repairs, pay off your credit cards etc.
Reviewed Dec. 26, 2024
The fast funding helped me a lot and the payment plans are reasonable and manageable, NetCredit has really helped me out of a jam, if I need to use them in the future I certainly will. The lending process took a few days and around Christmas time which made me even more impressed by how fast they were.
Reviewed Dec. 25, 2024
I would definitely recommend NetCredit to family member & friends. They are very professional, also answer any questions or concerns you might have. Though my credit not that good. I still was able to get a loan from them. Appreciate them for taking a chance in me. Will definitely use them again in the future.
Reviewed Dec. 24, 2024
It didn’t take long. A lol little slow but worth it. Very self explanatory. Didn’t have to do too much. Reading step by step guide that will help you through the process thru my gave you the opportunity to choose the amount you need and want with the payment plan that will work for you.
Reviewed Dec. 21, 2024
I'm very pleased and satisfied on how easy I can apply for this loan because I really need it and want to say thanks to Net Credit for giving me an opportunity in these hard and trying times, much appreciated. I will be sure to tell friends and family and Net Credit and how easy it is to apply
Reviewed Dec. 21, 2024
Easy to apply for the loan just waiting for a response. Hopefully I'll know soon rather I'm approved or what not. I'm not sure if you have to have a great credit score or how it works. My credit score is climbing. It's not where I want it yet but I'm slowly working to make it perfect again
Reviewed Dec. 20, 2024
The process was very easy. The customer service was amazing each time I called. I gave the 4 stars instead of 5 because I kept getting emails with a message that was vague, I had no idea what they were about so each time I called the customer service rep they told me what I needed and the last time I called they told me the message was sent in error.
Reviewed Dec. 20, 2024
My experience was good. I needed some funds for Christmas since I could not work my part time job due to a knee injury. I am still not sure about the payment process, but I will as time goes on. The funds was in my account as promised. You also gave me a second chance due to my credit score.
Reviewed Dec. 19, 2024
Easy to apply and very straight forward information about the cost and the fees. Very quick approval process and within moments had my loan info and payment info. Also was able to see my credit score. I would recommend net credit to anyone looking for a loan or a open line of credit
Reviewed Dec. 19, 2024
It was the best experience I ever been through when trying to get a loan. They were extremely professional and quick to respond. I highly recommend if you need a loan. The person I spoke to confirm my entity was very nice. I received funds the next day after my request.
Reviewed Dec. 18, 2024
I’ve never had a loan process go so smoothly before. They checked my credit, said what I qualified for and that was it. No gimmicks. I had the $ the next day. On top of that, I made a mistake with their money requesting process and their very nice customer service agent helped me with no problem and no penalty. So grateful. Thank you NetCredit!!
Reviewed Dec. 18, 2024
Hello Team, I wanted to take a moment to express my gratitude for your commitment to assisting those in need, particularly individuals like myself who are part of the middle class. We work hard to keep everything in order, but sometimes unexpected situations arise, and support becomes essential. NetCredit provided that much-needed help when I needed it most, and I truly appreciate your timely assistance. Thank you once again. I look forward to maintaining a positive and strong business relationship with your team moving forward.
Reviewed Dec. 18, 2024
This company is a scam. They tell you there is a one time fee for using your line of credit. But what they don't tell you is they charge you $10.00 for every $100.00.for every month you have a balance.
Reviewed Dec. 16, 2024
As someone who's worked in finance for the past decade, this was insanely fast. I've recently found myself requiring a family lawyer and this came in perfectly to finance the initial emergency payment. Thank you for not only helping me take my next steps, but giving me peace of mind throughout the entire process.
Reviewed Dec. 15, 2024
Friendly listener. Patient because it took a little time to get it right. Would tell everyone I know how easy it was. She took the time helping me submit all the information I needed. Once I submitted all my information it took a short amount of time to process my application and a reasonable amount of time to deposit the money into my bank checking account. I am very impressed. I hope I have a bright future with this company.
Reviewed Dec. 14, 2024
I wish I could of qualified for more but I might take out a loan and just pay off some bills and only have 1 bill and then I might take off and go get a loan for a new bike or side by side. But these people were fast and help.
Reviewed Dec. 14, 2024
I’m glad I used NetCredit again! Thank you for fast funding. It was easy and the representative that I talked to was extremely helpful. This new loan will help me build my credit. Thank you for being reputable and quick. NetCredit is great for emergencies and they make it easy for you to make payments.
Reviewed Dec. 14, 2024
I am so delighted to have conducted business with Net Credit. It took me just a few minutes to complete my application process. I was approved instantly. I received a email stating that the process was successful and the money would be in my account the same business day. It was they just like I was told it would be. I was approved for more than I asked for. I will like refer friends and family.
Reviewed Dec. 13, 2024
Thank you for all your help in getting me this loan I am disabled going through a bad time in life with an autoimmune disease that’s not curable. It went fast the application and getting the funds. I appreciate y’all for all your hardworking staff who made this possible. I Pray I can make y’all happy in staying on track paying my bills every month on time!
Reviewed Dec. 13, 2024
Season’s Greetings! It was another great experience. It came right on time. Really was a life saver. Will pay it back in full. I hope to get another transaction in the near future, but not too son. Thank you all for the support and Ms. ** specifically if she can see this. Merry Christmas to all and/or Happy Holidays to anybody reading this.
Reviewed Dec. 12, 2024
They were fast and it came just in time! I have been dealing with health issues and got behind on my bills! So it helped so much! I am now able to be caught up! I greatly appreciate the help provided! Thank you so much for the support! I was so stressed but now I can be at peace!
Reviewed Dec. 11, 2024
The application was quick and easy and I was approved in just mins! When no one else would approve me for a loan, they did! The monthly payments are reasonable and affordable. I am so very pleased with NetCredit!
Reviewed Dec. 7, 2024
I had a great experience. I was able to take care of some bills and Christmas for my kids and grandkid. I want to say thank you so much and God bless. Merry ❣️ Christmas and be safe with travel. I would recommend this to my family and friends. Happy holidays Santa coming soon.
Reviewed Dec. 5, 2024
It was amazing and easy. Just follow the rules. As long as you keep up with the payments and remain Faith with it. You get what you need. I am very grateful that they were able to help me out. Ended with a very fast service. Very simple form. Read the guideline. You must read the guidelines that you understand the situation, but other than that I'm very very happy.
Reviewed Dec. 3, 2024
I was in a crunch. Short on cash for rent, bills. I applied. Got approved. Got a plan and a line of credit based on my income. Within my budget. Such a blessing! I would highly recommend NetCredit to friends and family. They gave hope and relieved some stress and weight off my shoulders. Thank you NetCredit!!
Reviewed Dec. 3, 2024
I am so happy with that credit and my line of credit and how everything worked out. Easy process and great payment plan and it was really helpful for getting quick money that I needed right now and can pay back overtime. 10 out of 10 would recommend Net Credit.
Reviewed Dec. 1, 2024
You sent me a letter about a loan. Just then I was thinking how I could pay my bills and get by for a few months, but I had no way to buy holiday gifts for family members and some friends. You gave me a solution to do that, and to survive for another few months. Thank You, CF.
Reviewed Nov. 27, 2024
Will work with you again definitely. I have recommended you to someone. Don't like the high interest rate but you came through quickly in a really hard time of need. I really wish I could have gotten approved for more but maybe building a rapport with you guys. I will get there pretty soon
Reviewed Nov. 27, 2024
I did not expect to be approved because I’ve had some unfortunate life experiences that have negatively impacted my credit score so I am thankful for your assistance and the easy process. I would consider recommending Net Credit to friends and family for a source to borrow from. The only issue I have is that the cost for using the service is very high and that is unfortunate for people who don’t have a lot of exposable income.
Reviewed Nov. 23, 2024
I'm a returning customer but this experience has been very difficult since the last time I applied. The Cash advances are different. It wasn't easy signing my contract but the staff members helped me. Some were more knowledgeable than others but I eventually got approved for funding. I got discouraged at one point but I got through the process.
Reviewed Nov. 21, 2024
Was very easy to apply and get an answer and funds were available the next afternoon. Talked to two different representatives and they both were knowledgeable and explained things clearly. Both asked if there was anything else they could do for me. Would recommend Net Credit to others that need easy financing.
Reviewed Nov. 21, 2024
It was smooth and there was no interruption and every field was clear which is understandable. The post which I got happen to have promo code by which I could apply easily. Thanks for smooth process and easy going. The verification was also so smooth with no complex things which I don’t understand. Finally thank you NetCredit to give me credit when I needed.
Reviewed Nov. 20, 2024
The funding was very fast. I requested it on a Friday evening and received it Monday morning very early. Thank you making it effortless. I really like the line of credit option and the ability to be able to draw from it when needed. The ease was exceptionally easier than I expected. Though I have been a NetCredit customer before this really was a exceptional experience.
Reviewed Nov. 19, 2024
Everything was really easy, no problems at all. I enjoyed your experience. Thank you so much for allowing me to get the money I needed. I would recommend you to anybody. This has been the best experience I’ve ever had. All I do is go online, fill out my information and answered all my questions. Everything is great.
Reviewed Nov. 15, 2024
The process was quick and easy. This my second time getting a loan and I will keep coming back in the future to get more loans. Their call center is very responsive and easy to work with. I’m going to recommend NetCredit to everyone I know for all their personal loans! Thank you again!
Reviewed Nov. 14, 2024
The funds I needed for an emergency were there when I needed them. The process was easy to do and understand and the payment plan was easy to understand and works with my budget. Very very happy with this experience and will recommend and use again in the future. Thanks.
Reviewed Nov. 14, 2024
I'm impressed with the easy and efficient way I could set up my account. Netcredit has been a joy... Customer service handled my issues with no problems and was on my way to a great day after a 2 minute call.. because of Netcredit.com I've been able to move forward and keep smiling!
Reviewed Nov. 12, 2024
I applied for a loan for short-term business requirements and was granted the loan and had it in my account within two days and was pleased it was approved so quickly. I am sure to suggest that friends or family use your services going forward and appreciate your help.
Reviewed Nov. 8, 2024
My experience with NetCredit has been phenomenal and easy! I was in need of an advance for the time being and with no hesitation they came through for me. The contract was clear and concise. I understood the terms and it was a fair agreement. It’s there for when I need it again.
Reviewed Nov. 7, 2024
The NetCredit personal loan application process was fast, easy and extremely secure. All of the application procedures, loan processing procedures, time frames from start to finish were clear and understandable. Contact and follow up information was also provided upfront. All terms and conditions were outlined well before loan application signature and submittal was required.
Reviewed Nov. 7, 2024
The process was quick and easy with no hassle and enough detail to know what to expect throughout the process. I would recommend Net Credit to friends and family. The survey process could be a little simpler to ensure that the proper feedback is warranted but other than that I don't have any questions, issues or concerns.
Reviewed Nov. 5, 2024
Most companies are sharks when it comes to taking out personal loans, especially in smaller. NetCredit made it easy to apply, and gave me reasonable incomes. My payments will be affordable and I am hoping that I can increase my credit limit after making some payments. I would highly recommend NetCredit to anyone who needs money quickly.
Reviewed Nov. 3, 2024
Fast and easy application. Very high interest but when you can’t get a loan anywhere because of bad credit you take what you can get. But you can pay it off early with no penalty which is nice! Definitely needed this and so grateful I got so fast! Feeling blessed and grateful!
Reviewed Oct. 31, 2024
My experience was easy going and the money was in my account before the end of the business day. I would continue to use NetCredit for any future loans or line of credits. All of my information was preloaded since I’ve used this company before, that really made it easy to plug and submit. Highly recommend to any friends or relative or anyone reading this if they need any fast cash for debt consolidation or any unexpected expenses. You will not be disappointed.
Reviewed Oct. 26, 2024
It was fast and easy to qualify. I would recommend it to friends and family members. Everything is done on line. They do not ask for a lot of things. I am glad I came across them. It really helped me when I needed money. Thank you so much! Hope you guys could help other people out too.
Reviewed Oct. 26, 2024
Awesome experience, great customer service and smooth service, great staffing and very professional. I would recommend you all day. Keep up the good work. You have a wonderful customer service and great customer experience!!!! No one has ever been more loyal and honest about their product and service. Have a customer for life. Don’t change ever.
Reviewed Oct. 23, 2024
Excellent service. When I needed funds and no one else would help you all were there to help. I will be reaching out to my friends to let them know about my experiences with Net Credit. Just keep being great. Again thanks for choosing me as a customer. I searched the web and found Net Credit and you have a reasonable payback option. I am so glad I decided to search the web. Thanks again for your help and time.
Reviewed Oct. 22, 2024
It was better than expected. It’s not too difficult to use and money came fast. I wasn’t sure if this would be worth it but it definitely was. Seeing such a high star rating got me to take a chance. I will continue to work with this company. I am grateful to have found this company.
Reviewed Oct. 21, 2024
I don't recommend cause you can borrow low as 600 or more then you're paying multiple payments back for months and the bad part is it takes forever to pay back and when you pay it all back you probably paid over way more than you borrow back. It's nothing much. A big scam almost so they can drain you dry.
Hi William,
NetCredit works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.netcredit.com/contact-us
Reviewed Oct. 19, 2024
Easy and quick experience. I think the payments are fair and the agreement was made with the lender easily. Took minutes for funding to go into my account. The site is easy to access for payments and I can pay it off early if I want to. This really helped in my time of need. I would use again and will refer my family and friends as well.
Reviewed Oct. 19, 2024
I think this is a fraud company named NetCredit. They illegally and fraudulently attempted to process a loan with my name, birth-date, email address, social security number, and fake address on September 22, 2204. The application information was clearly fraudulent because the street and address was not associated with the city and state the application contained. The company attempted to complete a loan application without my signature or permission. The fact that the phone number, address, and city were not real should have been an immediate red flag and that it was fraudulent. Yet Net Credit continued to process the application and attempted to extort me. As soon as I became aware of the fraud (On September 22, 2024 via an email) I contacted the company Net Credit and verified my personal information with them.
They refused to work with me and stop the application process that day. The customer service agent was very hostile and unhelpful. After a week of waiting I was finally able to speak with a supervisor and cancel the application. In the meantime Net Credit is refusing to remove the credit inquiry from my social security number. It is my opinion this company is fraudulently attempting to use my personal information and to get a fake loan in my name.
Hi David,
We hold ourselves to the highest standard when it comes to protecting your personal information.
NetCredit considers the privacy and confidentiality of every customer as a top priority. We follow all best practices and regulations when interacting with our customers. For more information, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.
Reviewed Oct. 17, 2024
I am extremely thankful that I was approved, I don't have the best credit and thought I wouldn't be approved. This allowed me to help pay my bills, start to fix my credit, and pay for expenses to start my second job. In these times money is very tight and being able to start my second job is very crucial for my family.
Reviewed Oct. 17, 2024
I had no problem with applying for a loan. It was easy and fast. I received the money within a fast and reasonable amount of time. This is my second time using Netcredit and my experience has been a good one. I would recommend Netcredit to anyone in need of a personal loan with a fast turnaround.
Reviewed Oct. 11, 2024
"Thank you for choosing NetCredit. Your signed line of credit agreement with Republic Bank & Trust Company has been received and your application has been forwarded to the Loan Processing Team for review." I am so very grateful for the fast, and fair loan qualifications. Once I was approved, the money was in my bank account THE NEXT DAY!
Reviewed Oct. 10, 2024
Applying was easy and fast with the fast approval. I would recommend to all my friends and family. The deposit was in my bank account exactly when they said it would. Honesty and transparency are top qualities I look for in good companies with integrity and personal customer service. I give them 5 stars.
Reviewed Oct. 9, 2024
I was surprised at how smooth and fair this process has been. I had no problems with the signup, funding, or understanding the contract terms. The line of credit option is perfect for my needs. Also the credit limit met my needs perfectly. I look forward to continuing to have a relationship with NetCredit going into the future.
Reviewed Oct. 8, 2024
I was able to navigate this very well. I have never seen such a seamless and smooth process. I was able to get funds very quickly with no problem at all and no delays. I really appreciate how fast and easy this was. I recommend this to all my friends.
Reviewed Oct. 8, 2024
Very fast, secure and easy!!! NetCredit helped me when nobody else would. I cannot thank NetCredit enough!!!! They basically saved my home!!!! Was a very easy experience, especially for someone over 65 years old. Thank you again, my life saver, NetCredit!!!! I recommend NetCredit to whoever is reading this! If NetCredit can help me, they can 100% help you!!!
Reviewed Oct. 8, 2024
Since I have been a NetCredit customer, my credit line have been available for me and have gotten me out of some owing situations, and not only that, I have been able to keep my my household happy. Just recently, I needed some cash to make ends meet and my credit line was available for me.
Reviewed Oct. 2, 2024
Easy process and quick. Email responses were very fast. Money was there when said it would be. Would definitely recommend to friends and family. Hope it continues to be this easy to deal with and there are no hiccups on the way. Submitting documents and verification was easy as well. Not a million hoops to go through. Very straightforward and reasonable. Thank you very much.
Reviewed Oct. 2, 2024
From start to finish, the processes was simple and quick to get started. Customer service was reliable in making sure everything was correct and edited as needed. Loan was processed same day and received next day. Would recommend to others in need of a loan with a simple and easy process.
Reviewed Oct. 1, 2024
My application took only a few minutes to complete and I got my offer quickly as well. They gave me the necessary documents to fully understand what I was signing up for and the types of credit I was signing for. I would totally recommend this to my family and friends.
Reviewed Sept. 29, 2024
Someone applied for a loan, with NetCredit, using my information, they were denied. I called credit, after about 3 weeks they sent me a letter date Sept 4, 2024. They stated I had 7 days to make a police and send it to them or they would reject my Claim. I called a month before I received this letter, longer than 7 days.
Hi Cindy,
We hold ourselves to the highest standard when it comes to protecting your personal information.
NetCredit considers the privacy and confidentiality of every customer as a top priority. We follow all best practices and regulations when interacting with our customers. For more information, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.
Reviewed Sept. 27, 2024
Terrific staff. Patient, professional, knowledgeable staff. Proceed very easy and completed quickly and accurately. Lines easy to get through without long hold times. Completion on time as promised. Thank you for all your company has done. A pleasure to work with NetCredit. Highly recommend your company to my friends for their needs.
Reviewed Sept. 24, 2024
It was super easy and super quick to apply for and it really helped out in a jam! I applied on a Sunday and received my payout on a Monday! I was in a tight spot and my wife had applied just the week before and had a positive result, so she recommended I try Net Credit and I was very pleased with the service.
Reviewed Sept. 24, 2024
Twice now I have applied with a credit score of 650 and above. They always say they pre-approve you and then deny you and drop your credit score 30 points. This has happened to me, twice I feel like this company is a scam to steal your information.
Reviewed Sept. 24, 2024
I didn’t know what I was going to do this month!! Thank you!! I got to take a little vacation and pay my bills!! I appreciate the opportunity and will recommend to others. I had to pay for cars, phone, loan, credit cards and insurance. Plus I had a docs appointment. Food for kids and car payments!!
Reviewed Sept. 21, 2024
Easy and smooth process. Haven't experienced any headaches or problems. Monthly payments streamlines the process and services and features are presented in a fashion that is fully customizable meeting personal needs. Waiting unnecessarily is something I don't enjoy experiencing, and I have not experienced that here. If anything this is a service worth checking out even if not needed as a future options financially.
Reviewed Sept. 20, 2024
Everyone was very nice. Thank you all for helping me and my family. We was so happy that you All could help us wet. Thank God for you all. May God bless you all because we needed it to help us out a lot me and my wife and very pleased so we want to thank you all again.
Reviewed Sept. 20, 2024
I had no problems with the process. I love that I was told what my payment would be upfront and just how quick and easy it was to complete the process. I've made two withdrawals and both times, the money arrived when it was supposed to without fail. As a person with bad credit, this was a life saver! Thank you so much!
Reviewed Sept. 18, 2024
The staff was consistently making sure I understood the qualifications and the process. The phone calls made sure I was aware of what documents were due. Setting up an account online allowed me to access the site and determine what was due. I really appreciated the turnaround time from the time I filled out the application until the time I received the funds. An email was sent verifying the funds had been deposited and a date and phone number to call if the funds were not deposited on the expected date. My questions were answered readily.
Reviewed Sept. 18, 2024
I was very impressed with the quick and easy application. Within seconds I was approved. I was able to get the cash advance I needed deposited into my account a few hours later. I would recommend this to friends and family. This by far was the easiest and fastest way to get money. The payback isn't bad either.
Reviewed Sept. 17, 2024
I would highly recommend NetCredit to a friend. The online application was quick and it was easy to apply. I was able to verify my banking information online securely which helped to make the process go quicker. I applied on a Friday and the money was deposited into my checking account within 24 hours.
Reviewed Sept. 15, 2024
I'm very pleased with Netcredit. No hassle at all. Safe and secure transactions. Didn't expect how fast the application process and being approved was done quickly. I would recommend to anyone. I would definitely keep positive transactions with netcredit knowing if I pay off my balance that I would be to get approved again. Thanks.
Reviewed Sept. 14, 2024
I was pleased with assistant, who helped me, they were very patient, and kind, they go above and beyond, this will help me fix my work truck instead of using my personal vehicle which I was getting abused, by co-workers, I hope to getting the funds soon. To make my life easier, once again I thank the great team Netcredit has.
Reviewed Sept. 13, 2024
I don’t usually do reviews, but NetCredit handled my request so quickly. The whole process took an afternoon and I received my proceeds the next business day. The customer support I dealt with was professional, knowledgeable and proficient. I would recommend giving NetCredit a try. I think you would be pleasantly surprised. I couldn’t be happier.
Reviewed Sept. 12, 2024
Was really distraught and didn't know how I was going to cover the bills and feed my children. The application process was easy and I was surprised to see how soon I was approved. I was even more surprised and relieved to see the money in my account when I woke up the next morning. If I had applied before 11 am I would have had the funds the same day. Thank you.
Reviewed Sept. 8, 2024
The process was pretty simple. At the time when I needed it and was very weary about doing it, Netcredit made it easy. Definitely 10 out of 10! I would for sure recommend to anyone who may be experiencing a life situation and just needs some temporary help getting over a hump.
Reviewed Sept. 7, 2024
Very helpful. Need money fast for my dog. They came thru for me fast. Thank you so much. I was able to get him to vet and all tests done. All meds were able to be gotten and I can only hope they work but at least I was able to do everything possible to try to make him better thanks to Netcredit.
Reviewed Sept. 7, 2024
I have genuinely had such an easy experience with NetCredit. I’ve had several questions and I have called and EVERY single customer service rep was absolutely amazing. I was honestly shocked at how well this company handles with their customers. I also had no struggle with the application or income verification process.
Reviewed Sept. 6, 2024
I was very satisfied with the service, fast responses and money being deposited when promised and I highly recommend and will recommend your service on all of my social media platforms to get the word out. The info is clear cut and this is a great service when you are in a bind.
Reviewed Sept. 4, 2024
Everything was made very easy and all went as promised, funding was in back on the next day, looks like all is set up and ready to go. Application process was easy. I believe it could have been easier for me as I have had a loan with them in the past
Reviewed Sept. 4, 2024
Excellent service to help build credit and ease of use makes it a go to. I had an unexpected repair come up and tried a traditional loan and was denied. Not an issue here, money deposited next business day and repairs done. I will continue to use their service when needed.
Reviewed Sept. 4, 2024
Quick and easy,.saved my neck. I have a family to take care, thank you. I am a single mother and it has been a downfall from a separation and facing eviction. And the process of get funds is not easy. Net Credit has made it simple. If it wasn't for Netcredit I would have to be forced to work for the money and I didn't have time, things was time sensitive and I wasn't able to spend time with my kids without the money
Reviewed Sept. 4, 2024
It was easy to use. I enjoyed the convenience. Only thing is I am not getting the code to sign in. I need a code to login and it is not coming through my email. Other than that everything was simple and easy. I would recommend to other to use because of the simplicity.
Reviewed Aug. 30, 2024
The process was a little frustrating at first but after everything it was a easy process and my money was in my account the very next day. I will definitely continue to use Net Credit when I'm in a bind. All the representatives I spoke with were very helpful and walked me through everything which I appreciate.
Reviewed Aug. 29, 2024
I had used them before but I was looking for 1k or less and my score was not a good as before. I was matched with them and within 24 hours funds were in my account. This made a stressful situation easy. I was able to get the funds I needed quickly and with good repayment options within my budget.
Reviewed Aug. 24, 2024
Very fast application process. Would recommend to anyone who needs a loan. Would recommend for people such as myself to use a text by phone to verify account excess. I don't know how to go to email with keeping my account open to enter code that was sent like 4 times.
Reviewed Aug. 24, 2024
Very good. Very good personality, understanding, was very kind and understood and appreciate the kindness. I would recommend everyone I know. I would recommend all of my friends and family, people I work with on the job. I would. Well I appreciate the communication. When too much money went in my bank account they really understood.
Reviewed Aug. 22, 2024
I've not encountered a more responsible company, or one that is better at helping those who have gone through tough financial times. I can't thank them enough. We needed help to be able to close on our home and to begin repairs. We have now closed and are beginning the needed repairs on this fixer-upper. Many thanks for everything.
Reviewed Aug. 22, 2024
It was great experience applying for your services. I had great customer service when I applied. It was very easy to apply and I want to thank everyone who assisted me in the process. I will recommend Net Credit to all my family and friends. I am very pleased with the services.
Reviewed Aug. 20, 2024
I applied for a quick loan and I liked the fact that the response back was pretty quick and also the payments paying back loan is affordable. Definitely will recommend this to others. And I will use them again if I need too in the future. It's a good site and the customer service is good as well. Nothing but good things to say first time using this company.
Reviewed Aug. 20, 2024
I found Netcredit to be the easiest and most convenient company through which to apply for and receive a line of credit in my experience. I don't have the best credit and was having an extremely difficult time finding a company who would approve me for a loan or line of credit. I came across their website and decided to give it a shot not expecting to get approved but much to my surprise I was approved the same day I applied; upon receiving approval I just had to upload a couple of documents to verify my income and bank account which took less than half an hour. I received my funds on the next business day just like they said and I never in a million years expected the process to be completed that fast.
I would absolutely without a doubt use Netcredit again in the future if ever I found myself in need of financing again and would definitely recommend anyone I know to use Netcredit for any of their financial needs. Thank you so much Netcredit for being there in my time of need; all of your customer service agents were thorough and patient and explained everything clearly and made the process a breeze for me.
Reviewed Aug. 20, 2024
I received excellent service and a very fast deposit to my account! This took the anxiety out of the wait! Thank you! I really appreciate the fast funds transfer as this was an emergency situation. I really wasn’t sure what I was going to do. Thankfully you came through for me!
Reviewed Aug. 15, 2024
April was very nice and informative and eager to help me. She answered all my questions and when I had to call back, the fella (sorry I didn't get his name) that helped me was also very nice and helpful and answered all my questions. The only downside is the interest rate
Reviewed Aug. 14, 2024
Great people to deal with—- These days when you need a little extra help to make it through a tough time it’s good to know there is a great place to go & easily get taken care of by great people who care about service and care about people. It’s a rare thing especially in the finance world to find such nice & caring people.
Reviewed Aug. 14, 2024
I applied for a line of credit loan and an initial deposit amount. The application process was logical and orderly. I was able to go straight through all the requirements and info requests without having to wait for outside documentation. The website kept me informed of the progress step by step, so I felt I was in control and not being "put on hold.". The entire process was completed in one sitting. The lender's system was a couple of days duration. But I was given updated status always. My loan was approved, and the money was deposited in my account well before the estimated completion date.
Reviewed Aug. 14, 2024
Great experience. The process was short and efficient. The processing team kept me informed the entire time. It was easy to understand what was required. It was easily to upload documents. I just think the entire process was simple. I also received my funds in a timely manner with no problems. I would recommend this company to a friend.
Reviewed Aug. 11, 2024
Was great and timely. Had a little issue the first time I put my request in but it went right through the second time. Very pleased. Easy to access my account online and get all my info and access any necessary Information. The entire process has been A++++. And the repayment is so much lower than any other company I looked at.
Reviewed Aug. 8, 2024
The application was very easy and it was really a surprise to see the money in my account. I really needed this and I'm so thankful for NetCredit's help me when I needed help. I would recommend this to my friends if they ever needed help, thank you.
Reviewed Aug. 8, 2024
This has been a very smooth process and if needed again I’d definitely come back. I sent an email question and team was very responsive. Funds were deposited when they said they would be. I had some last-minute financial issues and was very worried about doing any online transactions but this was a test option for me.
Reviewed Aug. 8, 2024
I would like to inform you the process was smooth and quick to keep me informed of the the application and funding. The process to apply online any hour of the day was so convenient. The payments are set that you can be within budget to make payments. I would highly recommend your service for financial assistance.
Reviewed Aug. 7, 2024
The website was very easy to follow and the application was super easy to complete. My approval was determined within a few minutes. There were no complicated questions to answer. Just as the approval stated, the funding was completed by the next day. Overall it was a simple and great experience.
Reviewed Aug. 6, 2024
Fastest loan and reliable. I will recommend to anyone. Customer service on point… I was so surprised, a take 3 days in total and the same day I got the money on my account.. Anyone need a fastest loan that NetCredit is the one. Thanks they will not disappoint you for sure.
Reviewed Aug. 6, 2024
I am a new customer, so we will see how this goes. Process was good, loan when through my bank well. So far so good. I logged into the website and had questions regarding the payment process and have not gotten a response back. I am hoping that everything will work out for us.
Reviewed Aug. 6, 2024
Incredibly easy and fast! This quick loan truly saved me from financial grief. I'm so incredibly grateful that I was able to leverage this service; even with below average credit. I would highly recommend this loan service to someone in a tough spot that needs quick and easy funds; the amount was substantial also, allowing for coverage of many different expenses.
Reviewed Aug. 2, 2024
A fast and easy way to apply for credit. What I did not like during time filling out the application it was a little confusing. I almost just stopped the process. I would recommend this service to others and actually already told a few people about this service.
Reviewed Aug. 2, 2024
My customer service agent experience was very nice, she was very knowledgeable of the loan process, and product,. Pleasant and patient. They made the loan process very easy to get through. I would differently recommend the line of credit product, with your company to my friends and family. Such an awesome experience!
Reviewed Aug. 2, 2024
My experience with applying for a loan with NetCredit was very easy and smooth. The process didn't take long neither the verification part. I received my loan within 24 hours. I will recommend anyone that is in a tight situation or having financial difficulties to apply with NetCredit. They definitely gives you a chance without taking you through a whole lot of back and forth.
Reviewed Aug. 1, 2024
Very professional, fast and easy. They made my experience amazing. They were never judgemental. Very prompt with answering questions. Their accuracy was on spot and they never hesitated to answer any questions even if I thought they were dumb questions. They made sure I understood what was being asked and helped as much as they could.
Reviewed Aug. 1, 2024
The application process was very straightforward, easy to complete, and did not take very much time. I was pleasantly surprised that the funds were deposited into my account less than 48 hours from when my application was approved! I would highly recommend this company to my friends and family, or anyone who is struggling with an unexpected expense, that they were not prepared for.
Reviewed Aug. 1, 2024
First rate start to finish. Kept in the loop all the way through. No question needed to be asked because all info was provided throughout the process as well as what to expect in the next step. I fully recommend to anyone needing fast and easy service. Hands down the best experience I have ever had.
Reviewed July 31, 2024
This company provided great customer service, and the process was very easy. I would definitely recommend Net Credit to a friend or family member. Once I competed my loan application it took them at least 3 days to approve me once I submitted the documents, I had the funding by the date they provided.
Reviewed July 31, 2024
The processing was fast and easy! The details of the processing was simple. I received funds as soon the following day. I did not run in with any trouble as far as my financial institution, employment and my credibility. I will definitely recommend it. The chart for installment payment is very easy to understand and it affordable.
Reviewed July 27, 2024
The people I dealt with were fabulous and helpful. The issue I had was online app. It was not user friendly at all. However, once all information was in for review. I had an answer within 24 hours. I would recommend this site for an alternative to conventional bank loans but the app needs an overall. Thank you.
Reviewed July 26, 2024
Fast and easy. Like the way they give you to select how you do your account. The amount that they charge you to get your money. It should help lots of people when they are in a pinch. Glad I could get it to help me through a hard time.
Reviewed July 24, 2024
Honestly all I can say is thank you! Thank you for not judging me and pushing me off even tho 1350 doesn’t seem like much i. It’s a jump start. I’m trying to get back on track. I keep my payments now on good standing but the past when I tired 18 and everyone offered me a credit card and I fell for it and got wrapped up in being young and moving out and every company just denied denied. But you guys didn’t and yesterday when I was searching for a loan my anxiety was so high and finally receiving approval made my entire day! I used the money to get a small secured credit card so to show I’ll pay on time and build my credit back up I’ve turned every other card I had off years ago. :) I paid past due bills and was finally able to get groceries. So I can’t explain to you guys how helpful this loan was. I just needed a small break in life and I appreciate you guys for giving me one!
Reviewed July 24, 2024
The whole process was easy and efficient. I knew quickly that I was approved and the funds were placed in my account within days of completing the application and approval process. Thank you for your support! I would recommend NetCredit to a friend. The funds will help me celebrate my daughter's birthday with lots of love, fun, and joy. I felt stuck until your company approved the funds. Now, I have many more options than I had before.
Reviewed July 24, 2024
Application was so fast, so easy! Came just in time to save us from a very difficult period where we could not even cover our rent and bills. It was Godsent! Thank you Net Credit. You saved us this time around. I will recommend you to everyone I know, without any hesitation at all. I only have positive things to say regarding my experience with this company. Thank you a million times over again. Highly, highly recommend TO ANYONE WHO NEEDS CASH FAST OR IS GOING THROUGH A HARD TIME FINANCIALLY. It was the only credit card pre-qualification that actually approved me right away and did what they said they would do.
Reviewed July 23, 2024
Thank you for your quick response. Everyone was nice and pleasant to work with in all matters and thanks again. I will let others know and also let them know about the quick response at a time of need especially in my experience. Thank you, thank you.
Reviewed July 19, 2024
Accuracy & Responded to my request was fast, I will always use Net Credit. You're helped me so much when I needed it. Thank you is a company that cares to help others in need. If you need cash just supply Net Credit what they ask for and you will get the money.
Reviewed July 17, 2024
It was easy and quick. I was approved and got the funds I needed right away. The application process was very easy to navigate. All the information they needed was clearly laid out in the application. I was very satisfied with the application process. I would recommend Net Credit to friends and family.
Reviewed July 17, 2024
The entire process was easy and straightforward. I filled out my information and submitted my online application. I didn't think I would get approved but I did! Now I have the money I needed and it was transferred the same day! If you're on the fence about applying, give it a try! Thank you, NETCREDIT.
Reviewed July 16, 2024
Really help lot and I really appreciate for them let me borrow loan and it helps me to pay off bills. Thanks! I will loan again when it is paid off. They are so wonderful! Trust them 100%. Go ahead apply this. it is helping lot. They are so friendly and trustful, support and wonderful.
Reviewed July 15, 2024
I needed extra money for unexpected expenses due to my MD diagnosis in 2022. The application was easy to fill out. Their process used a lot of security questions. The money was deposited into my checking account as promised and ready to use. I hope to pay the loan off sooner in hopes to borrow at another time. Thank you.
Reviewed July 15, 2024
Everything went well, and the customer service was very helpful. My daughter is helping with my loan and the customer service person is very understanding that I don't use computers. So they let her talk for me with my approval. The computer application is super easy to do. The customer service is very respectful, not rude and really understandable.
Reviewed July 13, 2024
Easiest application process I have ever experienced. From start to finish the process was completed in literally thirty minutes. Funds were available the next morning. I was very skeptical at first...all of the Internet hoopla and such, but they put my skepticism to rest. Definitely a company to work with. Highly recommend!
Reviewed July 12, 2024
I was able to speak with a Representative right away because I needed an explanation on the difference between an installment loan and a line of credit (which I qualified for). It was explained in simple terms (real talk) and I submitted all required documents and was funded within hours. That's what I'm talking about!! Real.
Reviewed July 12, 2024
I was very impressed with NetCredit. I had to place a couple of phone calls, and both times the customer service agent was pleasant and efficient, helping me with my concerns. The software for uploading documents worked well. The deposit to the bank was quick and resolved my problem (had an unexpected car repair bill). Thank you very much for your kindness.
Reviewed July 10, 2024
I thought I would not be approved, but they helped me. A few phone calls were necessary for ID verification, then I was approved. I was actually approved a day earlier than they said. I'm grateful for your help. Now I can use the funds for what I needed them for. Their experience exceeded expectations, and it was tons better than I had with upstart.
Reviewed July 10, 2024
Net Credit was quick, and easy. I felt comfortable sharing my information as to be approved. It was so helpful to me having an unexpected bill. The re-payment amount is a comfortable payback amount. I will come back to Net Credit if needed at another time. I had to call to change my banking information and the representative was very friendly, and happy to assist me.
Reviewed July 10, 2024
I thought the process for applying for credit was easy, simple and quick. I got a fast response considering it was on a Sunday when I applied, I got approved fast, and I requested an advance and my deposit was in my account before end of business day that Monday. I would recommend giving them a try, they are generous in lending, at least I thought so, and good to have in case of emergencies.
Reviewed July 9, 2024
Very friendly, knowledgeable people to help guide you and explain. My experience has been excellent and I will definitely be recommending to my coworkers and family and friends. My bank account was also funded in a hassle-free manner and I was alerted when my funds were sent. The forms I was required to fill out were extremely easy to navigate and understand. Thank you Netcredit.
Reviewed July 7, 2024
Great experience. Got a line of credit I wasn’t expecting to obtain. Really happy with the outcome. I didn’t expect to receive the amount I did, I honestly didn’t expect to be approved. I am excited to keep growing my credit portfolio, I will be using the cash advance option shortly! Super excited!
Reviewed July 6, 2024
With all the scams going on in this world it makes me feel a bit Erie on some things but I didn't get that feeling with Net Credit. Net Credit Very quick and accurate with a sense of urgency to satisfy all my emergency money needs. Net Credit is the financial institution that I need to help re-start my life and business moving forward to a new beginning. Thank you Net Credit.
Reviewed July 4, 2024
It was a great experience. Services were provided expeditiously with emails and telephone calls to guarantee that requirements were understood, and process explained. Email received when approved and informed when to expect funds. Also if funds were not received within a certain time frame the steps that should be taken.
Reviewed July 4, 2024
The process was very easy and I appreciate the amount approved and how it was expedited to my checking account exactly when I needed it right on time. After relocating to a new state and expenses come up that I was not prepared for! This source was very handy to someone who has no family to borrow from or support! Thanks so much!
Reviewed July 3, 2024
Was able to do everything on line with affordable monthly payments. Very happy with service. Will definitely use them again and recommend them highly. They really do keep their word and I was eligible for more than I thought. I figured at first it may be a hoax but it wasn't. Like I said, I recommend them highly. Thank you.
Reviewed July 2, 2024
The loan process was fast and easy. I already have taken loan with Net Credit and had a good experience with them. This time I got a line of credit for this loan. Excellent service and will do more business with them. I am recommending Net Credit to my friends.
Reviewed June 29, 2024
While trying to fill out my application I had questions and the customer service girls that I talk to were very helpful and very knowledgeable and even invited me to call back when I was ready to fill out the application and they would go through it with me and help me to do it, I did that and it made it very easy. And they answered all my questions.
Reviewed June 27, 2024
I was very shocked and extremely pleased with how fast I was approved, and got the money less than 12 hours after I was approved! This credit line saved my butt big time! I have already told people about this opportunity, and will be a return customer once this is paid off
Reviewed June 26, 2024
The loan process was so easy and fast. I really needed the help and now I'm so happy I don't have to worry about how I'm going to pay for this unexpected expense. The process was done in a couple of days and funds came in 24 hours after approval.
Reviewed June 25, 2024
Great experience. Everything was explained well and easy to use (very self explanatory). I would recommend to anyone who needs to borrow money fast, for any reason (debt consolidation, general lack of funds, etc.).
Reviewed June 24, 2024
The specialist was very understanding and helpful and was able to provide me with the loan. The process was very simple and the specialist was very professional and he was very knowledgeable. Had explained the process well and the wait for the funds to be deposited in my account was not long and I am very grateful for the opportunity.
Reviewed June 22, 2024
The experience was fine, there was a lot of information asked for and some information would not upload on their system. The bank statements should also suffice without a signed letter from the bank. I have had an account with Bank of America for 21 years, Chase Bank since August 2023. I appreciate Net Credit giving me a chance. I also need to get my eye vitamins and medication for my ear. I am going to have injections in my eye soon. And, all of this is expensive.
Reviewed June 21, 2024
Easy process and quickly efficient. The system was easy to follow although the process of taking photos was a bit challenging. I’d recommend this to anyone I know who has the need for a line of credit to cover those last minute expenses. Most people would feel safe if they knew they had access to a line of credit.
Reviewed June 21, 2024
Easy to navigate application process. Quick funding. Interactive menu driven online service. Quick and efficient customer service. I will definitely recommend to a friend or someone I may know who is trying to rebuild their credit and who needs a payment history. I'm hoping upon completion of this loan that I will have the option to borrow up to $10,000
Reviewed June 21, 2024
The application was quick and easy and glad I was approved. Response was received in a timely manner and was always informed by email. Everything was very informative for me. I received the funds in a timely manner. I checked my account later that evening and the funds were there just as you said they were be. Thank you.
Reviewed June 19, 2024
The only problems were from my computer which experienced some sort of glitch which prevented me from accessing our bank account records online. A visit to the bank and a very helpful associate we were able to access the statements and forward the data to you. After that things went quickly and smoothly.
Reviewed June 18, 2024
I have used this service in the past and was very happy to get my answers quickly even after I called support. It’s fast and easy and that’s one of the reasons why I chose to come back. The application process is very straightforward and I would recommend this to anyone. Thanks for providing such a great service.
Reviewed June 15, 2024
My experience was fantastic. I did have to save and continue on another day, but everything was straight forward and easy to follow. I would highly recommend this company. I like the payment plan and the payments will be manageable as well. I look forward to working with the company and build a great relationship for potential usage in the future. Thank you for the opportunity.
Reviewed June 15, 2024
My experience was great. It has been a while since I've used Net Credit. I have away been satisfied in the past when I used Net Credit. If I can I will recommend Net Credit to anyone who may need a financial need. Thank you for you immediately helping me.
Joellen **
Reviewed June 15, 2024
I am so far very pleased. Was a very easy process. It took very little time and that was great. It came at a time when it was really needed. The ease of the process was what made it so easy and I am probably going to use again in the future.
Reviewed June 15, 2024
NetCredit was the only company that gave me an opportunity. I will not let them down. The representatives are more than helpful and friendly on the phone. I’m not very technically savvy and they walked me through everything. And also followed up with me to make sure I had everything I needed to move forward with the process.
Reviewed June 12, 2024
I was referred by a friend who never told me how fast, quick and easy the process would be. I was going through a financial hardship but NetCredit took the stress out of the process. I give it Two thumbs up! I will definitely be recommending NetCredit to family and friends! Moving forward I don't think I'll use any other entity for my financial needs again. The fact that I didn't have to leave my home or stand in any long embarrassing lines made it all the more worth my while!
Reviewed June 11, 2024
Thank You so much!! I've never gotten a loan faster when I really needed it. Excellent time and excellent customer service. The only waiting I had to do was with my personal bank. I would definitely recommend this to anyone who needs cash in a hurry. I can definitely say this is an easy experience and and the fees are quite small compared to other lenders. Keep up the good work.
Reviewed June 8, 2024
It was easy and not time consuming. I was approved in minutes the money lol in my account the next day. I recommended your company to my friends and family some of them got a loan too that’s all I have to say.
Reviewed June 8, 2024
Besides being a little hard to understand and not having heard of them before, the process seems fairly streamlined and easy. The majority of the Pages were easy to understand and I got through it fairly quickly. Although there were a few trouble spots where I didn't know what I was missing or what I wasn't hitting right it took me approximately 40 minutes I think it could have went a little faster.
Reviewed June 8, 2024
Very fast and thorough processing. I needed funding for emergency surgery that wasn’t covered by my regular medical insurance. I applied for a loan on June 3, 2024. I called on June 6, 2024 at 9:50 am for status, I was told that I should be hearing from Net Credit soon. Less than 10 minutes later an approval email popped up. When NO ONE ELSE would approve, you did. Thank you very much!
Reviewed June 5, 2024
The whole process was extremely simple. There wasn't a lot of "additional" information requested. The funds were available next day. With someone with very marginal/poor credit, this was the first step for me to resurrect my credit score. I really appreciate your affording me the opportunity to raise my credit score.
Reviewed June 4, 2024
Amazingly easy, very low payments for a nice chunk of money when you need and customer service is excellent. Was in need of a couple hundred dollars and had no one to turn till but I have a good paycheck and have no problem paying it back monthly at a low rate. You don’t even get penalized for paying it back or paying it off early the full amount. Which is a huge help because sometimes I will be able to pay it completely off if I ever use them again, which I definitely would.
Reviewed June 2, 2024
It was great experience working with you guys and I appreciate the support and effort you guys put forth in helping me with getting my credit line and I would recommend you guys to my friends and family and ensure them that you guys are on point and very knowledgeable and helpful and you guys know your job.
Reviewed June 1, 2024
The loan application with NetCredit was simple, painless and very quick. I asked to borrow $3000, they approved me for $2260. My payments are bi-weekly and very affordable. The whole process took only about 15 minutes and honestly with my credit score only being fair, I was shocked that I was approved. I will recommend NetCredit to anyone I encounter in the future. Thank you, NetCredit.
Reviewed May 30, 2024
Unfortunately I was not approved for a loan but a little work and I would undoubtedly work with NetCredit again. They explained everything to me in a way that I understood and I know what I need to do in the future. Again, a very professional company although I never spoke with a rep.
Reviewed May 29, 2024
This experience was fast, simple and exactly what I needed. I’ve seen people talk about the payments but all that is reviewed beforehand so you know what you’re getting yourself into so grateful for Net Credit! I got a little behind and thanks to this loan I can catch up and pay it back monthly!
Reviewed May 29, 2024
I appreciate that my information was confidential & that they had me call in to do a security check. The funds arrived on the date they quoted me. 10/10 I would rate them. The customer service experience was excellent as well. I would recommend all my family & family to check out this website if you're looking for great credit improvement opportunities.
Reviewed May 28, 2024
HelI hope this message finds you well. I wanted to extend my sincerest gratitude for the exceptional service I received during my recent loan application process with Net Credit. From start to finish, the experience was remarkably smooth and efficient, and I am truly impressed by the speed with which my loan was processed. Your team's dedication to providing fast and easy solutions made a significant difference for me during a time when I needed financial assistance promptly. The transparency and clarity throughout the process were highly appreciated, and I felt supported every step of the way.
Please convey my appreciation to everyone involved in facilitating my loan. Your professionalism and commitment to customer satisfaction have left a lasting impression, and I will not hesitate to recommend Net Credit to others seeking financial solutions. Thank you once again for your outstanding service. I look forward to continuing our positive relationship in the future.
Warm regards, Thank you!

Reviewed May 25, 2024
NetCredit is the worst company ever with the worst customer service. This insolvent bank is going to fail and just have been bailed out. I hope you're not doing business with this fraud of a company. I say they have a few month left until they are gone, get your money out!
Hi,
Please contact our customer service team for help with your questions: https://www.netcredit.com/contact-us
Reviewed May 24, 2024
Net Credit came through on a loan for me when my own bank I’ve been going through for 10 years wouldn’t. My credit is fair, so my options were limited but they made it happen. I am definitely a satisfied customer. Recommend completely to anyone looking for a loan and doesn’t mind a high interest rate.
Reviewed May 24, 2024
Very happy with how fast the process was. I did not have to jump through hoops like some of the other places. It is a little expensive to borrow money but less expensive than some others I looked at. The monthly payments are more manageable than all of the other places I looked at.
Reviewed May 23, 2024
NetCredit representatives all the way through were very professional, courteous and very patient with me. It was hard to choose which kind of funding as both would have been terrific. I think I regret not doing the LOC vs the loan but I am very pleased and the funding was amazing! I was in such a bind but they really helped me and my stress levels - so Thank You NetCredit!

