
NetCredit Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
+1 more
About NetCredit
NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.
- Fast funding
- Flexible credit requirements
- High APRs
- Not available in all states
NetCredit Reviews
Filter by Rating
- (1,873)
- (167)
- (33)
- (25)
- (105)
Popular Mentions
- 4,912,597 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Top reviews
- Top reviews
- Recent
- Oldest
- Most helpful
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,912,597 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed Nov. 6, 2025
They were great!! Almost right after I sent my benefits letter they sent the money to my card. It has helped us tremendously!! Thank you. 💜💜💜 I have tried other loan apps and they have only given me a low amount. NetCredit is awesome!! 💯 I would recommend it to anyone!!
Reviewed Nov. 5, 2025
Net Credit has it all, easy quick verifications, good response time, and good interest rates! Net Credit has good underwriters, good terms, and fast delivery. I will recommend Net Credit to anyone who needs a loan and meets your criteria. I received my loan in one business day and am grateful for the process. Thank you NetCredit.
Reviewed Nov. 1, 2025
Easy and quick process. Got approved in 24 hours, very happy with the low fees. I needed this funding to help pay my mortgage, times are rough right now. I'm so grateful operations like these exist in this horrible economy. I am really tired and I don't know what else to say.
Reviewed Oct. 31, 2025
These folks are worse than loan sharks. They charge you almost your monthly payment every month in fees..if you want to pay back triple and then some these are the folks you want. What they charge should be against the law. They take advantage of low income folks who struggle every day. If you want to borrow 2k and make payments on it for seven years. This is your place. I don't recommend it at all. Legal crooks. Awful
Reviewed Oct. 22, 2025
Really positive experience, Everything was streamlined, easy to complete. An unexpected bill came up and I received funding in just a few hours. Very satisfied with the ease and speed of the process. I have utilized this service a few times and each time has been effortless.
Reviewed Oct. 19, 2025
Fast. Simple. Will most definitely use again. Only asked for a few pieces of information. Did need to verify identity but that was even easy. To say the least it was an easy process. Funding was fast and I have not complaints. Fees weren't even that high.
Reviewed Oct. 19, 2025
It's hard for me to feel secure about putting my finances online for anything. I felt like you took the steps to make me feel secure about putting my finances online. The time it took to secure my loan was also very impressive. I would definitely recommend your company to anyone.
Reviewed Oct. 18, 2025
So far thumbs up. Quick and easy process. Would refer anyone to try it. Make sure to every question they have. I could not get help anywhere else so I tried NetCredit. They contacted me when I didn’t send the correct information. Called me when they were done.
Reviewed Oct. 17, 2025
I had a little trouble submitting the documents required, but the reps I talked to were very helpful and patient in guiding me through the application process. I received my funds sooner than I thought, which was much appreciated. I would recommend this company, especially when you're having trouble finding a loan.
Reviewed Oct. 17, 2025
I really appreciate the help I was able to get some important things done. I will share about this with others that may need help with their families too. I was able to pay some behind bills also get caught up on behind bills so I appreciate this chance.
Reviewed Oct. 16, 2025
Very quick and easy process. Approved me when no one else would. Got the funds deposited the next day. If you need money for an emergency, I highly recommend. They helped me so easily and got me out of a bind. Making the payments will be a pleasure. I will be a repeat customer.
Reviewed Oct. 11, 2025
Omg I love everything they done. The very important part is the best. There no credit check. They trusting in you and that’s a big blessing because people get turn down for that because everyone credit is not up to par. So God I want to thank you for bring them in my life.
Reviewed Oct. 10, 2025
They have and provide great customer service and support, made the experience easy and seamless. Highly recommend to all! I was really impressed on how they were able to help me and my family and understand that credit isn’t always important when applying for financial support and help!
Reviewed Oct. 10, 2025
Great service. Ok credit. Fast approval and loan deposit same day in checking account. Def recommend this credit line. Easy application and fast follow up approval. Five star. Def recommend to any one who doesn’t have the best credit but needs a personal loan quick!
Reviewed Oct. 8, 2025
The signup process with Net Credit was easy. I opened an account. I have not had any issues with the council, for the funds were deposited when they were supposed to be there and I hope that we continue to have this positive relationship. I am also gonna refer a couple of friends and family to sign up as well.
Reviewed Oct. 8, 2025
Service was efficient and was treated with respect and if you plan to pay it back relatively quickly it is an awesome service. I later called customer service with questions concerning if payments were preset. Young lady was very helpful. Definitely look forward to using them again
Reviewed Oct. 8, 2025
First and foremost every live person I talked to was very nice, helpful, and didn't make me feel dumb when I asked questions. I would give the experience 5 stars however the website and what your live people see is somewhat different and can be confusing. Would I use this company again? In a heartbeat!
Reviewed Oct. 6, 2025
I had a great experience applying for a loan with NetCredit, online and when I spoke to a representative over the phone regarding, a question on my loan! The NetCredit rep. was respectful and took the time to understand my needs! I definitely would recommend NetCredit to my family and friends!
Reviewed Oct. 5, 2025
While I have not yet made any withdrawals, I know the rates are extremely high but I created the problem and they are there for help when no one else is. I’m going to use this to get some teeth fixed and be prompt with repayment hoping that this will be the start of recovery.
Reviewed Oct. 3, 2025
I am very happy with my experience with net credit. I received a pre approval letter in the mail. I was very leery about responding to it. I called, spoke to an agent, was qualified for a line of credit and was approved the same day.
Reviewed Oct. 3, 2025
Everyone was professional and helpful. I will definitely continue to use this service in the future. They were patient with my many questions. I never knew that I could apply and get approval for a Line of Credit. The cash advance was very much appreciated.
Reviewed Oct. 2, 2025
The process to apply for the loan was easy. Make sure if they ask for documents save them as jpeg if you completing on your phone. When I called customer service due to some hiccups the staff was very nice and helpful. I give them ❤️ the experience.
Reviewed Oct. 2, 2025
I am EXTREMELY impressed and satisfied with the services provided by NetCredit. The process was simple and fast! More importantly this was the 3rd company I sought out for a small loan and the others did not work out (for reasons that had nothing to do with my ability to pay back). So Net Credit was the ONLY one that saw the value in ME! I would recommend 10 out of 10!
Reviewed Oct. 2, 2025
Service was very quick and recieved funds very quick. Friendly support as well. Was worried that it was going to be a scam, but the process went very easy and got approved. Got the needed money the next day. I will for sure tell people about it so they can get the help they need as well.
Reviewed Oct. 1, 2025
Great turnaround in receiving funds. Process easy and secure. Prompts were easy in the completion of requested information. Website, was easy to navigate. Reservation regarding safety while using the site, was diminished after starting the application, and reassured by the professional format of required information.
Reviewed Oct. 1, 2025
Definitely real easy process and reasonable options with quick deposit time! Practically saved me when I was in a bind but, didn't need much. Especially no crazy interest amount like most loan companies. I was able to get myself out of a hole and still have some flexibility.
Reviewed Sept. 27, 2025
I have a good experience with Net Credit, the deposit of cash came to the Bank in time. I recommended anybody. The NetCredit help the people need money for pay expenses. I happy because given solution for pay my loan. Anyway, I recommended Net Credit. Thank you very much.
Reviewed Sept. 26, 2025
I was very impressed with the ease and efficiency of the application process. It did not take any time at all. It is very user friendly and does not waste your time. You input your information and within seconds you get an immediate response. And enduring is outlined for you in detail.
Reviewed Sept. 26, 2025
It went like others. Interest is frightening. Kept losing connection. It was quick getting the cash. Right now I don’t know how I’ll pay it back. I’m in a desperate position financially right now. The bottom of the barrel is where I’m at. Nowhere else to go.
Reviewed Sept. 25, 2025
This was a very simple process, and a very quick and easy process. I'm glad to be a part of it. I was doubtful because my credit score is so low but I made it through and I'm very happy about that. I would encourage everybody to try to apply because I am very happy.
Reviewed Sept. 20, 2025
I really am happy with the service I got and it helped me out of a jam. I highly recommend doing business with Net Credit. I will be using them again in the near future. They were there when I needed help and it was a fast and easy process. I couldn’t be happier.
Reviewed Sept. 20, 2025
After being denied for a loan to pay off high interest credit cards, I was instantly approved so I can make one payment to NetCredit with all the intent to pay it off early. Thanks for my approval and instant direct deposit into my account the very next day!!
Reviewed Sept. 19, 2025
Was amazing. Thank guys. Wonderful experience. Fast and Net something unexpected but was really great. I definitely recommend to those that really need a help. It’s fantastic. Thank you again for all your great help was something good and I am very happy for this.
Reviewed Sept. 18, 2025
It was easy and quick. I had a question and the phone was answered promptly and so easy to talk to and understand. They understand my need and helped me out when I really needed it. I recommend giving them a call or filling out the app online for your money needs.
Reviewed Sept. 18, 2025
NetCredit was very responsive and quickly processed my loan request. After paying off a prior loan with NetCredit, they offered me an opportunity to apply for a new loan. The terms and rates were very reasonable and fit my budget. I am very pleased.
Reviewed Sept. 17, 2025
My experience with Netcredit was smooth, very easy to apply, you can upload all your documents online. The next day after I uploaded my documents, my money was in my bank account. Can’t get any faster cash than that. I’m so thankful to netcredit for helping me when I was in a pickle.
Reviewed Sept. 14, 2025
I received the offer letter. Everything was straightforward. Applying was easy and quick. Follow up was within the estimated time frame. Approval was quick. The options given were reasonable. Looking forward to working with the company to build my credit.
Reviewed Sept. 12, 2025
I really thank you for giving me a loan. But I got my first loan and paid it back less than 6 months. People like me should be able to get a loan for a cheaper rate. But it's easy and don't ask a lot of questions. Believe me, I will be paying it back fast and I'm not going the all term. But thanks again.
Reviewed Sept. 8, 2025
I was in desperate need of money due to gaining a job that requires 20 hours of training without pay. I was recently furloughed last June. This could really save my biscuits. I might need NetCredit's further help in the future; my only complaint is that I am not a fan of the fonts used.
Reviewed Sept. 7, 2025
I received very quick service and the application was very complete and easy to read. This line of credit is perfect for my situation. I will be receiving money from an investment and just needed a bridge until I received the funds. I would recommend your service to anyone. Also I appreciated your honesty when you gave advice regarding payback since the funding is very expensive. In today's financial world, I believe your product is valuable. Walter
Reviewed Sept. 5, 2025
When you find yourself in need of help right away and you’re not able to get help from family and friends, this is your next best option, quick response and support. The process was quick and easy and you don’t have to wait all day to know whether you’re approved.
Reviewed Sept. 5, 2025
I contacted Net Credit to ask for a loan I needed for paying on large bills and to get some things for my home. The process was easy for applying. After filling out the information they needed, I was approved for loan. The money was in my bank the next morning. Thank you Net Credit
Reviewed Sept. 4, 2025
Absolutely, Absolutely easy and true to their words!! I was in doubt but everything was so amazing that I have been telling everyone to apply. The whole process was stressless and super easy and of course very, very timely. I am looking forward to getting more from my partner for life!!
Reviewed Sept. 4, 2025
Funding was fast. Service was great. Overall I had a good experience. Your company delivered exactly what it promised. on the date it said it would deliver, the money was in the bank. I will do the same with my payment. Thanks for the good service Net Credit delivered.
Reviewed Sept. 4, 2025
NetCredit was there when we were behind on a bill and we received funds quickly! They helped relieve a lot of stress and we are very grateful! I highly recommend them to anyone who is in a financial struggle and needs immediate relief. Thank you so much!
Reviewed Sept. 4, 2025
Typically funds hit my account few days after approval, but this time l was surprised to see my account loaded the same day. Long live NetCredit, l will be your forever client. The amount of money l was qualify for too is giving me confidence towards my efforts put on my credit. I also have confidence in Net Credit.
Reviewed Aug. 31, 2025
The reason why I chose to submit an application for another loan is because the terms and conditions of the loan with Net Credit affordable and will serve in my best interest in terms of establishing credible credit history. In terms of making on Time payments.
Reviewed Aug. 31, 2025
I could not believe how easy it was to navigate the website. I was equally pleased at how fast they processed my application, from start to finish less than 24 hours. I had received several notices in the mail about pre approved and never responded until now. I was in a financial bind, and Net Credit exceeded my expectations. Their website, was easy to navigate, easy to understand. They explained the process, no hidden fees either. I would highly recommend Net Credit to anyone.
Reviewed Aug. 27, 2025
It was a real relieve and on time, when no one else would help me. I'm glad y'all did. a heavy weight lifted off my shoulders. Now I can comfortably come into the new month without a worry in the world. And not having to ask family and friends. Thank you.
Reviewed Aug. 22, 2025
Easy to apply and fast funds! I needed fast money for moving expenses and thanks to net credit they made that happen! I definitely recommend to anyone who is in financial needs. NetCredit is the best! Thank you again net credit. Without you it wouldn’t be possible.
Reviewed Aug. 22, 2025
Easy approval and funds transfer process. Customer service rep also was very helpful when in called in with login issues I was experiencing with my account. Overall a delightful experience with Net Credit team. I will most certainly recommend it to my friends.
Reviewed Aug. 20, 2025
Fast application process and response for approval. All information was given upfront so you knew how much will be deducted from requested funds and how much your payments will be on different pay scales depending on pay period. Money was deposited on the day stated.
Reviewed Aug. 17, 2025
I needed a little cash fast. I had it within 4 hours. I do like how they gave me a month to start repayment. I also like how they do bi-weekly payments. The interest is a little high, but I'll be paying it off with my bonus at the end of the month.
Reviewed Aug. 16, 2025
Fast, easy, and fair, they work with you. Signing up was easy, didn’t require too much time, got approved super fast and received the money the next day by the time I woke up. Overall it was a pleasant experience and I can’t really find anything to complain about.
Reviewed Aug. 13, 2025
It was a short application and fast results. Didn’t get the whole amount that I wanted, but it’s a start. It’s worth a try. I did get it on the first business day, too as advertised. I would recommend this company to others that need help! Thanks.
Reviewed Aug. 10, 2025
I wish to take this opportunity to thank the fine people at NetCredit for seeing me through the process of applying for a loan with them. The application itself was not a difficult one, but the requirements for verifying identity and income was made difficult for them as I was having difficulty allowing them access to my sources that would give them the information they requested. It would take days and much patience on their part to finally help me get them the information they needed. They were incredibly generous in their time and assistance helping me get them the documents they needed. I finally got approved for the funds I needed and the methods they have designed for repaying the loans and accessing future loans is tailor made for a guy like me. I am incredibly grateful to NetCredit and would recommend them to family and friends.
Reviewed Aug. 9, 2025
I want to thank NetCredit for their excellent service and support throughout our business together. The process was straightforward, communication was clear, and everything was handled in a professional and timely manner. I truly appreciate the opportunity to work with your team and look forward to continuing our business relationship in the future.
Reviewed Aug. 8, 2025
Quick and easy process and funding! My loan was funded the same day as my application. I appreciated the simplicity of the entire process. I would highly recommend NetCredit to others looking for a loan and wanting the process to be easy!!!!
Reviewed Aug. 8, 2025
Everyone was so helpful and it was easy to apply for the money and easy to see how much you was approved for and the payment plan paying it back was easy to understand and the staff was very helpful also. I would tell my friends and family about them. They where great.
Reviewed Aug. 7, 2025
I have less than a perfect credit score, but thanks to NetCredit I'm back on track. Thanks for getting me out of a serious bond. I called on Sunday and got my money Monday morning. The application process was very easy to understand. I would recommend them over and over again.
Reviewed Aug. 7, 2025
Got it there, all the way. Didn't experience any hassles or hold ups, got fairly evaluated and was able to up my credit score. They keep it together and tight on their side of things. Nothing ever bothered me quite so much as not having money. These ones got it.
Reviewed Aug. 7, 2025
The service is fast and easy just like the commercials said, l would recommend it to anyone, please don't ever stop helping people, the need for your wonderful tender service is great, you have no idea how important your service is to a lot of people that are living from paycheck to paycheck. Thank you so much for all that you do. Please keep reaching out to please because please really need your help to get back on their feet, thank you so much for everything again. l thank you very much.
Reviewed Aug. 6, 2025
Thanks to Net Credit for responding to my application. The process was so simplified and all my questions were answered through the site. I was just wanting to consolidate some debt and save some monthly payments. I would definitely recommend them. Everything is handled online, even the signing of the documents. So many companies ask for too much detail that they can pull online, so I was impressed with every aspect of this loan process.
Reviewed Aug. 6, 2025
This opportunity got me through a temporary financial setback. I have a small cushion until my next paycheck. Very glad you're there, and I will use y'all as needed. It's a great option versus taking out a huge loan with a huge monthly payment, so thanks again.
Reviewed Aug. 6, 2025
It was such an easy process. Staff was very helpful and great customer service. Anything I needed was explained very well. I would recommend them to others. They help regardless of your credit status and they offer you rewards for on-time payments that helps reduce your rates.
Reviewed Aug. 2, 2025
Really liked it and it wasn’t long before I got approved. It took 3 days. Thank you NetCredit for the advance. They usually send something in the mail saying, "You got approved." before the jump. You can apply online though to verify and get started without getting something in the mail. Thanks!
Reviewed Aug. 1, 2025
I was looking for a loan online, not thinking anyone would give me one... I don't have a lot of credit under 600 and they were the first to help me out... Didn't take long to apply. I put in my info and a little while later, it was in my account... Just want to say "Thank you, Net Credit."
Reviewed July 31, 2025
It was good communication. This was my first time getting a loan that I needed to help me out. I am grateful for the help and it was low payments that I could afford to pay back, also that's what I like about this. And fast with the money, I will recommend this to other people. Thank you.
Reviewed July 31, 2025
Thank you for the opportunity. The funds helped me out tremendously. I can now rest easy and get back on track. Thank you so much for helping me in a tough time. I appreciate all you have done for me and my family and my needs. I’m smiling now. Thank you.
Reviewed July 30, 2025
The process was quick and easy. Fast funding and easy guidelines. Customer service reps were very knowledgeable and patient with my questions and concerns. The uploading of documents was an easy process and detailed if they were accepted or not. Would recommend this company to my friends and family.
Reviewed July 30, 2025
Very simple, straightforward, and honest process. The application was easy to complete and utilized up to date technology that enabled quick verification. This eliminated the need for tedious back and forth forms, uploads, and communication. Their rubric allowed for quick approval.
Reviewed July 25, 2025
It took less than 48 hours and the funds were in my account. I couldn’t believe it. It was stressless and the only call or thing that I had to do was verify my identity. I would come back again. Thanks for being so understanding and easy. Not all places that give you credit make it this easy. This is my second time using them.
Reviewed July 24, 2025
Very good customer service. Helpful and friendly staff and I would recommend to family and friends. Great experience with fast and easy reliable people with all the information and knowledge you will need to get approved for what you need. I will return for another loan I'm done paying this one off and will apply again. Thanks for all the help you done to help me get my head back above the water.
Reviewed July 23, 2025
My experience with Net Credit was very good. The Net Credit team stayed in contact with me the entire time, letting me know what to do along the way. The team was also very professional and courteous. The process was surprisingly fast and very easy. Thanks for making this experience so positive, pleasant, and stress-free.
Reviewed July 20, 2025
From the very first interaction, the process went absolutely perfect, easy process, nice terms, room to apply more principal, great company until proven otherwise.. A lady from customer service called me regarding getting payroll/bank account information to the right department...22 hours later, the balance in my bank account is exactly the loan amount higher, well done ..You will have my business..
Reviewed July 14, 2025
It’s a pleasure to deal with NetCredit. They came through when I really needed it. I hope to do more business in the future with them. Thanks again for a job. Well done. I would recommend net credit to any of my friends and family when they’re in need. These are the people to call.
Reviewed July 12, 2025
Everything seems to be easy and fast. They were supposed to make the deposit as soon as the loan was approved. To date, this hasn't been done. I'd like to know when and if the deposit will be processed. I appreciate and look forward to your comments. Seems to be easy and fast. They agreed to deposit the money as soon as the loan was approved. To date, this has not been done.
Reviewed July 12, 2025
Awesome service and so fast and easy. Website application was easy and informative and what they needed to process. I would highly recommend this company for anyone looking for a loan. Very easy and helpful customer service department to work with if you needed assistance. Also money was in account at the exact time and day that was promised on the application.
Reviewed July 11, 2025
I was very pleasantly surprised at how quickly my funds were posted to my account. Keep up the good work! I would recommend this service to family or friends. My expectations were exceeded and would use again if necessary. I have used other similar companies but you were the easiest and fastest!
Reviewed July 10, 2025
This was one of the most trouble-free loan processing I have experienced. Short application, quick response, documents were easy to upload. I was extremely and pleasantly surprised of the three days turn around with funding to my bank account. I was able to pay for the repairs for the damage to my power meter at my home.
Reviewed July 9, 2025
I am very pleased with Net Credit. I really appreciate that I was able to receive the funds. I will recommend your company in the future. Again thank you very much. Pleased customer. I really was in need of the money. I look forward to working with you in the near future.
Reviewed July 9, 2025
It was a fast and easy process applying for a credit line. I would recommend NetCredit to anyone looking for additional credit in times of need. I am happy with the service offered online. Will definitely be utilizing the service for my financial needs. Prior to applying the question and answer section helped with my decision to apply.
Reviewed July 9, 2025
Got all the way to choosing my loan and then denied because they say couldn’t verify employment. What!? After they got all my banking info and personal info. Never asked for check stubs or anything from me, which I would have been happy to provide. Makes me feel like they really didn’t care, to deny for a reason that could have been easily rectified, had they asked.
Reviewed July 3, 2025
When I received a notification in the mail from Net Credit. I thought that it would be another company trying to convince me to get a high interest loan. Well to my surprise, I did everything from my phone once I scanned the QR code and it was instantly approved. The waiting time for the money transfer was even faster. I thought at least 24 hours but it was so much less. I’m so happy now. Stress free because I’m all caught up on my past due bills. I even have pocket change.
Reviewed July 2, 2025
I loves it very easy. Very fast and very friendly. I would definitely do business with y'all again. It did not take long at all for the application to process and get approved. And the money was in my account very fast. It was so easy anyone could do it. Hassle free. This loan help me very much
Reviewed June 30, 2025
Fast and easy application process. They offered good repayment plans and they answered all my questions. It was really good customer service! I got a good amount of credit and they did a good job of explaining how a line of credit is different from a loan. I would definitely recommend them to others.
Reviewed June 28, 2025
I called because I never heard of this company. The agent, Eden, was amazing! Terrific in giving me information, answering my questions, calming my concerns. I needed extra cash because I had a security deposit to pay on my new home, and they were very quick about it! I love NetCredit!!
Reviewed June 28, 2025
Great experience with customer support. Gave full transparency and put me at ease with their knowledge and willingness to explain all concerns that I and my wife may have had concerning payment schedules, length of loan and ability to pay off principal between minimum payment dates which is a comfort seeing as it can remove fear of high interest rates being unjustly applied.
Reviewed June 27, 2025
The application process was very simple to understand and complete, and even though I do not have to access the funds yet I’m sure that when I do the process will be completed as easily as the application process was.
Reviewed June 27, 2025
Thanks for helping me get my car fixed. Now, I feel safe enough to drive with new brakes on the back, Now I need to get money for an emergency visit with my cat. The process was easy to get the money when all other places said no., I am trying my best and it is difficult since my husband passed in 2022.
Reviewed June 26, 2025
I filled out the application. They approved it within minutes. I woke up the next morning and the money was in the bank. It do not get no better than that. I appreciate them so much. The process was easy, denies with too much information, very easy to understand and answer the questions.
Reviewed June 25, 2025
Very helpful and fast. Called in several times for help and they were very good. I would definitely consider getting another loan in future with them. I would hope that maybe they would increase the amount next time after this one is paid off. Thank you so much
Reviewed June 25, 2025
My experience with NetCredit was kinda lengthy only because it was my first time doing this and I didn’t know what I was doing really but it ended up being very nice because of the customer service representative that not only help me navigate through the process but made me feel comfortable about the process. This company has truly helped me out and I am very grateful.
Reviewed June 25, 2025
Everything was so easy, and care free. I have used other online loans before. However this one seem to be the best. I like the fact that it gives me an open line of credit so, as I pay if I need additional money I can use the same account instead of going with someone else.
Reviewed June 23, 2025
Yes, I was pleased with the ease and speed of the process, not to mention the very helpful approval amount. The form was easy to complete, and processing was very quick. I am sure to recommend Net Credit to others, and will remember Net Credit for future needs myself. Thank You!
Reviewed June 18, 2025
Great experience and I would definitely use the service again if needed. The approval process didn't take long at all. Once processed and approved, the money was in my account the next day. Interest rate is high due to my credit score but I planned to use the service again once score goes up.
Reviewed June 18, 2025
Was quick and simple. The woman I spoke to was amazing, a little high on their payments but over all👍I'm thankful for the help, I would recommend them to anyone who needs a fast loan. Just be prepared to pay back a high payment, but it is what it is. Nothing is easy in the world right now.
Reviewed June 18, 2025
This is my second time using NetCredit. Just like the first time the application and approval process was super easy and not complicated at all. Most of my info was saved and prefilled the form making it even smoother. I completed my application early afternoon and funding was deposited the same day, can’t ask for any better than that. Thank you.
Reviewed June 17, 2025
Thank you for your fast service in getting this loan funded. It's been a very smooth process from start to finish. I had intended to ask for more to pay off a few tiny things, a coming up trip and new car title but I am truly thrilled with my approval! I look forward to working with you on this and future loans.
Reviewed June 17, 2025
I must say I am extremely surprised in a positive way. So far your customer service agents have been top notch with the highest level of professionalism. And whatever you said you actually did. In my opinion credit ninja who I used 3x in the past can't even come close to you.
Reviewed June 17, 2025
The experience was great, a blessing and just on time for my needs and I would suggest you to anybody in the future. My family was pleased and I was able to do everything I needed the money for. If I ever have the same problem I know I can use you guys as the help I need.
Reviewed June 10, 2025
My loan was approved quickly, same day as my application. Process was easy and seamless. All of the information was laid out on the website and application and was easy to navigate and understand. I would not hesitate to recommend NetCredit to friends or relatives. Very happy with the entire process.
Reviewed June 7, 2025
I’m grateful for NetCredit. I was in a financial situation and needed to catch up. Thanks be unto God. It only took 2 days and it was right on time. Thank you so much NetCredit. I’ll recommend to a friend. All the reviews let me know it was going to be a great experience.
Reviewed June 7, 2025
The last two representatives offered excellent support. They finally got the loan done after three tries. For some reason, the first two tries getting up with a real defamation form that I uploaded missing. But the last of my stay with me throughout the process found the forms that I uploaded and that the loan approved. Great job.
Reviewed June 6, 2025
The application that had to be filled out was easy the to the point. The emails were always available to help the process along. The agent that helped me was very cordial and kind. I was impressed with his ability to get the funding so quickly. Thank you NetCredit for helping me over a rough patch. I have received the funds within the allotted time frame.
Reviewed June 6, 2025
It was an easy and fast process when doing the application online. Easy process throughout the whole process. I will totally recommend. Helps you achieve your life goals. NetCredit has the best team, always willing to work with you to help you reach your goals. Was an amazing experience with NetCredit.
Reviewed June 6, 2025
Very easy to work with and Netcredit, gave me the opportunity to help get me out of financial stress. I would highly recommend them if you need financial aid... You can apply online it literally take minutes and the next day the funds were deposited into my account. Try it - very pleasurable to deal with...
Reviewed June 6, 2025
My experience was easy and straightforward. The customer service representative was very helpful in helping me make the best choice for my situation. The monthly payment is also budget friendly. I would definitely use this service again in the future if need be. I couldn’t get anyone else to approve me because of my debt management plan, so this was my only option. I’m so grateful!
Reviewed June 6, 2025
Within three days of applying money was approved and sent. Had a issue with my bank log in information. That was the hold up and took a day to resolve. But they helped with one phone call and approval was done in just hours after. Very easy process. This was a very easy process. And I do believe that anyone can qualify.
Reviewed June 5, 2025
I have used this company for a loan a few years ago and was very pleased with everything. Fast and to the point. No trying to talk me into a different type of loan. This time was just as great. Easy to get money I needed without a lot of hassle.
Reviewed June 4, 2025
Very helpful on phone. Fast, efficient, professional and kind. I was in great need due to a death in the family. Prompt attention and response to my calls and emails. Same day as I sent in proofs they helped me to be approved. Got money the very next day. I love this company. I thank them for being there when I needed it through most.
Reviewed June 3, 2025
It's very reliable, but to attach a very large 10% fee to customer's account & send them the "remaining" of the amount they requested is wwwiiillldddd. For me it's a whole $100 fee. It just left a bad taste in my mouth for me. It's good to know that it's there, it just suck how much far less the amount customer's request they'll get back
Reviewed May 31, 2025
The process was very easy and best of all you only pay back what you borrowed.. The representative I talk with on that day was very professional...Yes I would definitely tell my families and coworkers about this business. I advise everyone to try it for their self they won't be disappointed. Thank you for allowing me to share my experience..
Reviewed May 30, 2025
Couldn't find good help anywhere else. This was clutch to be able to help my family!! Many lenders and companies offer help but once you go through the process you're unable to get approved or they only offer you a small amount. Netcredit came through for us! Thank you again much appreciated!
Reviewed May 29, 2025
My experience was fast and welcoming. Thank you for everything. After receiving the email and a little help with customer service, my loan was approved and sent to my bank. Thank you for the opportunity to fix my credit. Thank you Lord for favor. The application was easy to complete and everyone was very helpful. I would recommend your services to my friends and family.
Reviewed May 28, 2025
The loan and application process was quick and easy. Net Credit gave me chance when other companies would not. I had the income but not the credit. They provided me a 2nd chance at a loan and to repay it and help improve my situation. Nowadays companies only see you as a number and not a person who needs a second chance Thanks!
Reviewed May 20, 2025
Upon applying for the funds, it was very easy and it didn’t take long for me to get approved. Afterwards I was sent and emailed stating that I was approved. It stated what day I would receive the funds, it was actually in my account. I’m looking forward to getting this loan paid off. If ever need again I can get one. Thanks Net Credit.
Reviewed May 18, 2025
It’s always a wonderful experience and quick. I’m trying to rebuild my credit and even tho it’s a little extra being able to get things done while still paying bills helps so much. Thank you so much for all the help you have given me with the two loans I have received.
Reviewed May 18, 2025
I am having a good experience with NetCredit. I had a hard time getting a small personal loan because I do not own a home or rent an apartment. I did not need a big amount. I just wanted to catch up on paying some bills. This loan allowed me to not only pay bills but also improve my credit.
Reviewed May 17, 2025
NetCredit was very easy to request a loan. The workers were very helpful and kind. They helped me out a lot. I will definitely come back if I need another loan. Not one person was rude. I had an issue with something. They helped me fix it and it was resolved and I got approved instantly. I truly appreciate it.
Reviewed May 15, 2025
Customer service had help through every step of the process. I had forgotten my account number. He showed me how to get it from my cell phone. I am so grateful. I just am still waiting for my loan. Need to pay my bills, got behind, I am a realtor and also received 2000. a month on my widow's benefits. Hope to be hearing from you soon. Thank you.
Reviewed May 15, 2025
Great experience. Great customer service. Was able to get funds immediately to get my car fixed. I would definitely recommend NetCredit. It’s very convenient and the funds was quickly put into my account with no problems or issues. I can’t wait to tell my friends about it. This has really helped me. Thank you so much.
Reviewed May 15, 2025
Interest rate is sky high. Worst decision I've ever made. I noticed I had paid two times what I had borrowed. Still owed the original balance. Why do these vultures exist in the United States. This has to be a drag on the US economy.
Reviewed May 14, 2025
I am in a tough situation with bills. I lost my husband and my mother, on the same day, 1 year ago and took care of my dad until he just passed 2 months ago. They were the highlights of my life!!! .... Fast forward I'm back home and trying to readjust, trying to spiritually gain some kind of strength. I saw NetCredit and applied for a line of credit. I was accepted, I read over everything and know that it's a bit pricey but they funded my bank account the very next day. I literally wanted to cry... such a burden was lifted. ☝️ God heard my prayers for help. Just make a game plan beforehand to make sure you can pay it back.
Reviewed May 14, 2025
Thank you for your email. I am very happy to Netcredit for the personal loan. I received the money the same day. This was very easy to apply online without any delay. Your service as a reputable company is amazing. Thank you Netcredit for helping me. Also Maria in customer service is awesome for walking me through the process.
Reviewed May 14, 2025
The experience was great, hassle free, all the representatives were very helpful and kind. Answered all my questions and were very professional. I was able to get the help I needed. The funds were in my bank account the very next day. Thank You Net Credit. I would greatly recommend you guys.
Reviewed May 13, 2025
As long as you pay attention to the documents that are needed to get your application approved, you will not have any problems. Quick and very reliable. I love this company. A lifesaver and will pay it off soon as I can. Thanks... For being there when I really needed to someone to help me in the situation I was in, and absolute blessing from God
Reviewed May 13, 2025
I was pleased to find out I was able to obtain a line of credit even with not the best credit score. It’s very helpful for those of us who just need to get bills consolidated so we don’t feel so overwhelmed. Once I applied I was approved within the next business day and my instant withdrawal was available same day.
Reviewed May 10, 2025
So far so good. Appreciate the help when I need it most. Fast and great service. Highly recommend to anyone who doesn't have good credit. It was fast and easy to get a line of credit to help me with some unexpected expenses that I couldn't get help anywhere else because of bad credit. You guys rock.
Reviewed May 8, 2025
I was short on cash and needed some money to get me through a weekend in Las Vegas. I applied and the funds were in my account within two hours after my approval. I had a loan with NetCredit before and never had a problem. They were there when I needed them. I paid my loan off early and there was no prepayment penalty.
Reviewed May 8, 2025
Excellent service. The agent was knowledgeable, friendly and helpful. He made me feel like a valuable client. He spoke English clearly and was loud enough for me to understand all communication well. I am well pleased with my service. They explained all answers to my questions extremely well. They were well capable of helping me.
Reviewed May 8, 2025
Overall, I have to give it a great rating. The process was relatively easy. Took a few attempts to explain properly the documentation I needed, but once that was supplied, I was approved in a relatively short period. I was approved for more than I needed, but it’s nice to know if I do need extra, It’s available.
Reviewed May 8, 2025
My bank is a Sponsor so I did not have a problem setting up a line of credit and felt safe doing so. It was easy and only ask for certain information. I feel comfortable knowing I have line of credit. Thank you for being there when I know I need money.
Reviewed May 7, 2025
I was recommended to NetCredit by a current customer and was happy with the fast automated process. You apply, send the necessary documents and get your money. It was all done over the course of a couple of days and if I had a question, I received a quick response that day. Thank you, Net Credit.
Reviewed May 7, 2025
The service provided by NetCredit was professional and delivery of funds was prompt. They have exceeded my expectations. I will be recommending this company to others. It is very straight forward and user friendly. Hopefully I will be able to qualify for a lower interest rate next time.
Reviewed May 6, 2025
I requested a withdrawal on a Sunday and Monday morning the money was in my account. The funding process is simple and quick. Fees are reasonable as well. So far I’m pretty happy with NetCredit. They helped me out when others wouldn’t. I highly recommend using them for any financial needs you may have.
Reviewed May 6, 2025
The application was easy, quick and fast. It did not take long to get my money once I was approved. I recommend this company to anyone that’s in need of quick fast cash for any emergency. Once you are approved and you pay back the money, you can always go back and borrow the money back at any given time.
Reviewed May 5, 2025
The application process was fast, and the projected payments and terms seemed clear. Verification with my bank could have been better. It timed out and then locked me out, but support was great and allowed me to upload my documents to get funded. Thanks for the help!...
Reviewed May 3, 2025
I went online searching for a loan to help debt consolidation. I reviewed Upstart and one or two others before reviewing Net Credit. Upon completion of my review Net Credit was my choice because they offered the funds I need at a satisfactory return rate. The money was deposited into my account with ease. I'm thankful for this resource.
Reviewed May 2, 2025
Thank you! The information is clear. The fees are upfront and you are in control on how you use it. Don’t need all of it. The line of credit gives you the ability to borrow only what you need. I have found this application process to be the fastest that I have even been a part of. I would recommend this to a friend.
Reviewed April 30, 2025
This was the easiest process and every single person I spoke with was a pleasure. I got the money in my account within 24 hours! I couldn’t be more thankful! I truly needed this and it came at the absolute best time and I’m so relieved, I was so stressed out I was losing sleep! Thank you so much.
Reviewed April 29, 2025
I was approved for an amount, very beneficial to my financial circumstances. They managed to quickly respond to any questions/concerns I had. The issues were resolved in a timely manner. The funding process was efficient and quick in speed. The website is user-friendly where I can see when the payments are due and the remaining balance to withdraw. I am very satisfied with the whole process and the services they provided me with.
Reviewed April 29, 2025
Like it is easy and fast for the service that you guys provide staff member it is very helpful and friendly. I am definitely will tell my friend and family member to use your service when I needed help the most easy and convenient. Compare to other company. And I am thankful to find this.
Reviewed April 29, 2025
Net Credit did in fact stay with me every step of the way until funds requested were deposited. Requested funds were in fact deposited in my account as promised. Received account information to get familiar with my account and payment due date. Very pleased with the no-stress process from beginning to end.
Reviewed April 27, 2025
I had to wait for verification but it was worth it. I needed help with a bill and it came in handy. I would use this service again if I would be approved again. The customer service team was very helpful when I called. Wish I would have been approved for more money but it helped with the most important thing I needed it for. Thank you.
Reviewed April 25, 2025
The application was short and the approval was right away. Net Credit, makes this an easy way to get extra money. It was delivered the very next day! "Best way to go." I have plans to use this resource all year, and see if and how much it brings my credit score Up.
Reviewed April 24, 2025
My loan experience was very easy and short. I was approved fairly quickly after I provided necessary documents for verification. I was in somewhat of tight financial situation and they helped me out. I would recommend them if someone needs cash and meets the qualifications for a loan. Netcredit was a solution that worked for me.
Reviewed April 24, 2025
I have a few road bumps in the process but the customer service was amazing at helping me fix them!!! The money was fast and in my account less than 12 after approving it and reviewing my documents took less than one day. Their customer service was available 7 days a week helping me get my down payment for my new truck.
Reviewed April 22, 2025
My approved loan was deposited within 48 hours of your communication with Chase, much quicker than promised! Thanks. Payments will be made directly to you as soon as I arrange with my bank. Have received all information concerning future payments! Will enroll in ACH to send payments as requested! Some early communication problems when we first started but after the dates were confirmed all communication went well!
Reviewed April 19, 2025
I was extremely frustrated with being declined, I tried NetCredit again and got a cash advance. It was very easy and money was there within 12 hours. I am so happy that I got the money. I was able to take care of some emergency expenses and debt I had. I hope this is the only time I have to use Netcredit but I now know it will be there for me.
Reviewed April 19, 2025
Fast and prompt with top notch agents to help and get me my funds fast. I would love to keep working with this company. They strive to get you a loan with no hassle and kept in contact with me till the end and my funds was there the next business day.
Reviewed April 18, 2025
Quick and easy to do. I got a letter in the mail. It came at the right time. My son needs a loan and I told him about net credit. How easy it was to apply for the loan. I will inform other family and friends if they ever need a loan. Payment plan is easy
Reviewed April 17, 2025
Again, I've only been involved with this service for a couple of days but at this point, I'm very satisfied with everything and look forward to a great relationship. I'll be out of town about 10 days/2 weeks for a funeral and a wedding but back in touch with you at the end of the month!! Have a great Good Friday and have a Happy Easter!! Rod
Reviewed April 15, 2025
This service offers fast funding. The application process and requirements are thorough but easy enough to follow, making me confident that my information is well protected. They also provide knowledgeable and great customer service. Thank you for helping us in our time of need. They are very transparent in their lending rules.
Reviewed April 15, 2025
Getting this line of credit was so fast and such a blessing. It only took 1 day for it to be deposited and it helped me with my projects. The process only took a few minutes and I was approved. Try it and see how fast and prompt the process was. Net Credit is the best place to get the credit that you need for your home projects. Thank you Net Credit.
Reviewed April 15, 2025
Very good experience this far, thank you. Absolutely favorable to the agreement. If anything, The time between making request and the deposit being made could be shorter. But only have made my second request recently. I should the become more acquainted with the time frame these processes require. Still I am in positive mind of our arrangement.
Reviewed April 12, 2025
The whole process took about 10 minutes and I was able to withdraw at that moment. Help me keep my house out of foreclosure and get me current. I would recommend NetCredit to anyone that is in need of quick money. I didn't even have to speak to anyone in order to get quick cash.
Reviewed April 12, 2025
Loaned me the money. Was set on auto pay. No surprises, let me pay early. Very much easy to deal with. Would love to work with you again. Process was very easy to apply. No major questions asked. Would and will recommend them to anyone. Just was correcting my credit after not having any. Like I said easy to work with.
Reviewed April 11, 2025
Best experience ever. The process was so easy. When I spoke with the representative, she was very helpful. I explained to her that the information from an old account was still being displayed. She told me what to do and what I needed to submit. After I provided the documents a few minutes later the funds were transferred to my bank account. This is my second time acquiring a loan from Net Credit. Very smooth process.
Reviewed April 10, 2025
Fast and simple process. Funds received same day as I applied. I would recommend Net Credit it to friends and family if they are in need of emergency funding or funding for any other purpose. Appreciate it being simple. No hassle process for people that are in need for money in difficult times.
Reviewed April 10, 2025
I am so grateful for NetCredit. Thank you so much for the instant help and helping me when I was needed it so much. I was running out of options and I am a single mother. This help from you will keep us from being homeless and help is keep good on the table. I didn't know what we would have done without your help. Everything else this year has been cut and this was like a miracle. Thank you for helping me and my family survive at least another month or two. Hopefully things in the world will improve and we will be better step for the future.
Reviewed April 9, 2025
I was a little skeptical at first, but I was glad that I continued with the process. It was super easy and super fast! My loan was funded the evening my approval came in. This allowed me to re-surface my pool which wouldn’t have lasted another season! Thank you, NetCredit... You made my summer!
Reviewed April 4, 2025
It was such a fast and easy process. Highly recommend. My funds were available the next day. I have never experienced such quick and easy loan processing. I would definitely use again in the future and would recommend to anyone that is needing cash quickly for any type of emergency when funds are not available.
Reviewed April 2, 2025
Easy to apply for the amount that they approve from the start, no lies, no hope lost. Very happy with the service. Net Credit provides, will definitely be recommending Net Credit to all my family and friends who are in need of an extra boost or simply need a vacation.
Reviewed April 1, 2025
I loved that I got the money fast. It was so quick to apply for the loan on-line. I'm looking forward to being able to pay my bills. I just can't thank you enough. I'm hoping that the payment process goes easy and I can start getting my loan paid off.
Reviewed March 29, 2025
Excellent and very fast process. It is the most fast process than I seen. Thank you so much for help me in this moment when I need to repair my car. With this line of credit I am solving my issue and I will used every time I will need.
Reviewed March 29, 2025
Excellent customer service all the time. Thank you for helping me stay ahead on top of my credit cards. Again you guys are great. I will let all my family and friends know. Know there always someone there to help you! Thank you, thank you, thank you for helping me. Thank you. Thank you. Thank you.
Reviewed March 27, 2025
This experience has been one of the smoothest and carefree loan applications I have ever completed. Everything was presented up front and honest. Customer service contacted me, via phone call, to confirm that I had no questions or concerns. I would highly recommend to anyone that is seeking a line of credit or loan, in general.
Reviewed March 26, 2025
Wonderful online opportunity...Paid off one loan and was able to start again...Not sure why it was a smaller loan but in the long run it's helping me build my credit...I'm retired but still working and planning to travel...This is going to help and I will let my kids know also.
Reviewed March 25, 2025
Great experience. Easy and efficient. The process was easy, funding was on time. Payment set up was efficient and provided me with easy way to make my monthly payments. Did not really speak to anyone but the process was easy so no need. I had a great experience one other time and hope to have the same this time.
Reviewed March 25, 2025
Funding was quick and easy to complete. Having the option to pay ahead is also a plus. No transaction fees made the process even better. The total loan was deposited. I was able to move ahead with my payment plan quickly and use the money without any restrictions. I was pleased with my experience
Reviewed March 23, 2025
Net Credit was a lifesaver. I was in need of money and fast. In just a few minutes and a couple clicks my loan was approved. It was a very easy application to fill out. I received the money in my bank account in less than 12 hours. I definitely recommend.
Reviewed March 21, 2025
Easy application to apply for the loan, I thought I would get another turn down, you're not approved response, was very happy when I received my approval within less than a hour! It helped me to catch up on some bills quicker and put a little money in my pocket also to get some things I needed also.
Reviewed March 18, 2025
Pretty easy process. The application was easy to fill out and all the rules and agreements were Pretty thoroughly explained. I would definitely refer someone to this option. Myself, I plan to take advantage of paying it off sooner than later. Then in the future if I ever need to use this service again it will be there.
Reviewed March 16, 2025
It was a great, good, easy experience and very quick and accurate. Definitely recommend it to friends and family and would do it again if I need help. Very simple, takes less than five minutes to do online. You get your money quick. I got mine the same day within like six hours.
Reviewed March 15, 2025
Everything was fast and easy! I appreciated the agent who helped me along and helped me to get things along. Her instructions were helpful and easy to follow. I truly appreciated the kindness and patience that was given to me during the application process. I would definitely recommend this company to a friend.
Reviewed March 13, 2025
I applied and it said approved for a $1400 credit line with Republic Bank and Trust. 2 days later, nothing. I don’t know what the order number was but address is Lancaster Ky. It said I could receive funds same day. I request part of the amount to consolidate bills and pay them off. But still nothing. They have my banking information.
Reviewed March 13, 2025
When one is facing a financial situation, you feel embarrassed enough, that is where the customer service reps that assisted me came in, there was no additional unnecessary questions, no need for me to feel ashamed, they made the entire process easy to understand and explained each step in a courteous manner which I truly appreciated.
Reviewed March 11, 2025
The process was very easy of getting a line of credit. From start to finish everything is so easy to understand and if you do want to check the on your loan or line of credit customer service was awesome. If I can recall the lady name that assisted me I'll give her 10 out of 10. Thank you all at Net Credit.
Reviewed March 8, 2025
This was great help and nice being able to receive a loan. Thank you. With your help I'm able to feel relief and stress that I'm going through. I looked up to see how safe this was. The payments were all out there for me to see. Lower percentage that was better. Most places are a lot of higher percentage that it takes along time to get paid off. Thank you.
Reviewed March 5, 2025
The service I received was superb!! Beginning to end was so easy and quick. I greatly appreciate the support and efficiency of the process!! At the beginning it didn’t recognize my name but after I sent proof it was smooth sailing. Again, thank you so much.
Kimberly **
Reviewed March 5, 2025
NetCredit did everything they said they would! The deposits were fast and not complicated at all! The sign up part was painless and didn't take very long either! I asked for the money the night before and you all delivered the next day without fail! Thank you NetCredit! You really helped me out of a jam!!!
Reviewed March 3, 2025
We would like to thank NetCredit for helping our family with our financial needs. We submitted an application to their company and followed the easy steps they listed to complete the process. We received the funding quickly and it was deposited into our bank account as described. Thank you for your help and we would recommend this loan company to anyone that needs financial help.
Reviewed March 2, 2025
I was really amazed at how the customer service actually explained everything to me and made sure that I understood what the contract said and I agree with that. I felt so satisfied that he was there to help me. I would definitely recommend to anyone that needs help with Netcredit to anyone. The customer service representatives name is Pierre, He would always listen to whatever you have to say. Thank you for your help, time, and your patience.
Reviewed March 1, 2025
Easy and quick process. Got my funds next day. Service Rep. answered all my questions. I would recommend you to a friend if they need financial help. My transmission went out on way to Dr's. appt. Needed money to help pay for the expenses. Again thank you very very much for quick response and help.
Reviewed March 1, 2025
I was satisfied with the process and the quick response, their website was easy to follow. Thank you again for the cash advance credit, It helped right when I needed it. The payments I have in the future will be easily managed and I can double them and pay off sooner with no fees.
Reviewed Feb. 28, 2025
Fast and easy. Provided funds same day. All contact was done by computer correspondence. Was advised of step by step process. Informed in a timely manner. Rates and fees look comparable to most loan companies processes. Provided the billing process amounts and due dates. Giving you time to know when payment due.
Reviewed Feb. 27, 2025
After a few tries (my bank's system doesn't like to work with Noncredit nor Plaid systems.), so setting that aside, I had a decent experience with loan processing agent. Very friendly, and helpful. I really don't have anything negative to say. It's been clear-cut and quick. Hoping for a good relationship with NetCredit.
Reviewed Feb. 26, 2025
Applying was an easy, no hassle process. I reached out to Customer Service to with questions and received quick response. I really had an unexpected medical emergency and needed the cash for the procedure. I applied for the loan in the morning, and I received the funds the same day. It was amazing. I would definitely recommend NetCredit to my family and friends.
Reviewed Feb. 20, 2025
I was very happy with net credit. The application process was so easy online and they didn’t need very much information from me. Every time they called, they were very friendly and helpful. I received several emails keeping me updated on where my application was in the process. They got a fair amount and the money was deposited in my account in a timely manner. I would definitely recommend this company to anyone who doesn’t have the greatest credit but needs a little help.
Reviewed Feb. 19, 2025
All my questions were answered in a professional manner and hopefully everything will work out. I then submitted an email to support and they responded immediately and that to me is great customer service at its finest. I would absolutely recommend this company to friends and family as amazing source for lending.
Reviewed Feb. 19, 2025
It was on time exactly when I needed it, although it was President’s Day when I applied for it, it still came through the next day. Be patient, if not the next day it will come through the following day, but thankfully it came later that evening the next day as said. Yes I will recommend if you really need it to catch up on your bills.
Reviewed Feb. 18, 2025
I received a very FAST approval from Net Credit and my money has been delivered quickly to my bank every time I have requested a withdrawal from Net Credit (my first on my approval date). It has been very easy to make payments as well.
Reviewed Feb. 17, 2025
I needed to fix a busted water pipe in one of my properties and I needed the funds fast or the tenants in my rental home were going to have to be without water until I could get the funds. This was a surprisingly easy and fast process. I appreciate that I was funded the next day. I highly recommend this company.
Reviewed Feb. 16, 2025
The online process was very easy to understand and implement. The money was made available as a Direct Deposit in a very timely manner. I appreciate the expediency. I will highly recommend this service to all of my friends that might benefit from your program. Thank you very much! Keep up the good work.
Reviewed Feb. 15, 2025
Thanks, I needed some immediate financial help and Netcredit made it come true. My mind is at ease; as I can repay most of the loan within months, and lessen the stress in my life. However, the service was precise and exceeded my initial expectations. Thank You very much.
Reviewed Feb. 8, 2025
Received my approval quickly, and was able to do everything online, and the ability to have lower monthly payments helped in my budgeting. Will now be my go-to advance option when I need to get extra cash. Thank you for making the process very easy to accomplish. Funds received exactly when they said they would.
Reviewed Feb. 7, 2025
Your Service was very easy and quick. Everyone was that I talk to was so knowledgeable and that is most appreciative and taking their time explaining certain questions so thank you. Receiving my funds also very easy with direct deposit. At this point, my association with Net Credit has been a good experience and I will be sure to come back as a customer if I need to I do recommend them.
Reviewed Feb. 6, 2025
I am very impressed with the process of my line of credit except when I wanted to make it monthly instead of every 2 weeks, there was gonna be a delay in approving 'cause they base it on when you get paid, and not monthly and the every two weeks price to pay is high. But when you are in need of the funds you have to grab it when you can. Besides that the experience was great.
Reviewed Feb. 6, 2025
Excellent! Quick disbursement of funds and good terms. I appreciate the offer matching the amount that I needed. And the fast decision was also great because time was a factor for me. Thank you for giving me the opportunity despite my credit rating only being fair. Now I can breathe easy.

