NetCredit Reviews

I'm very pleased with the approval process and how quickly the funds are disbursed. I applied over the weekend and had the funds in my account the first business day following the weekend. Very grateful!

Easiest, most straightforward experience ever. I was able to get my funds same day and the rates were very reasonable, given the type of product I was inquiring about.

Very nice girls working there, patient and understanding working with customers.

This is a very easy and quick when you need help with bills

The easy to deal with. Supportive and compassionate.

Very helpful in funding my project, easy to apply for a loan and prompt payment.

Wonderful customer service. Every single person that I talked to was wonderful. When I got a little frustrated with all the paperwork that I needed to send in, they were all very understanding and helpful.

My experience was fast, easy online. Then I spoke with a gentleman on the phone that was a great help and the funds came in about 30 from the very start to the funding.

Such a pleasant experience, rarely do you find a company that makes it easy to obtain a loan when needed. Thank you!

I like the way y'all help me. Very professional staff.

The timing of the assistance was great. Ended up smiling again.

Very helpful & efficient company. Very pleased & satisfied.

My experience was awesome. Thanks for approving my loan. It came at the right time.

Simple process, fast reply! Just need the line of credit to build my score and if I can find a deal on a used truck.

I can't thank you enough for helping my family when we really needed it. Thank you!

This was such a simple process without hassles or headaches. Thanks for your help. Life changing.

Great response, a bit difficult with the uploads due to technology issues but doable. Otherwise, the service was great.

I love being recognized as being a good long term customer and hence I got credit for that with the fast loan increase at similar affordable terms…Thanks!!!

It took a matter of minutes!!! Didn’t have to call or send documents in…

Fast. Speed service. Great phone customer service.

Excellent service. No waiting time. Very safe and professional.

You have really made my life so much better. I can't thank you enough...

Very pleased. Almost wasn't sure it was a real thing, but it turns out it's 100% legit, and the funds hit my account in a few hours. I'm grateful everything worked out.

Very easy to apply, quick response, and also quick to see the money in the account so helpful when in a bind.

It was very quickly the same day I got approved, it was pending in my account.

The application process is very streamlined and straightforward. I had a response very quickly.

I tried a number of times to apply. When I finally got approved, I could not believe it. THANK YOU.

The application process was simple and easy; the loan was very affordable for me to pay my loan back. Definitely apply again.

NetCredit did exactly as advertised. Would definitely recommend them to friends.

I was in dire need of some financial help. There were a few lenders that turned me down. I turned to NetCredit and was approved. Applying online was easy to navigate, everything was explained and laid out up front. The entire application process was easy and fast. Customer service was great! Once I was actually approved, the funds were deposited into my account the same day. No hassle, no problem. Thank you NetCredit.

They were pretty fast getting me approved and getting my money to me.

My representative was so professional and calm, I had problems with the internet. Please tell him thank you.

They got me funded in days and saved me when I needed them the most. Totally grateful for their help and financial assistance. I love Net Credit!

Had a great experience with NetCredit. The process was quick, easy, and straightforward. I needed a little extra financing for my daughter’s wedding, and it worked out perfectly. I’ve been very pleased and would definitely recommend them.

Whenever I have asked for a cash advance, it's always been in my account the day that they said it would be, with no issues.

Quick application process and fast funding. Great customer service!

Good and fast enough. Also after I submitted my documents and I was missing one form they verified my loan anyway and I am grateful. Still I need to see the repayment terms. I guess you must sign in for that.

Great service. Good customer service. Friendly service.

NetCredit and its parent company, Enova International, are engaging in egregious, predatory credit reporting practices. They are illegally furnishing and continuously re-aging an unauthorized, fraudulent tradeline (Account # **) on my credit profile, while continuing to tack on monthly fees. This account stems from a historical security compromise during which I suffered residential break-ins—an issue that was previously litigated and resulted in a formal judicial dismissal with prejudice. Despite this clear legal precedent, and despite the fact that the account entered permanent default back in August 2021 (making it long past the Georgia statutory limitation period), NetCredit repeatedly transmits fresh monthly status updates to artificially manufacture a rolling "newly late" payment cycle.

Really helped me in a bind, quick and easy. Most definitely recommend you guys.

I was very impressed with how it was in my account by the end of the day.

The quickest and easiest application for someone who's in need.

Quick - easy - thankful - needed - said yes - helpful!

I received my funds the same day! Netcredit came through in a pinch!!

Excellent customer service and support!! Easy to use and reliable.

Application was straight forward, simple and was expedited quickly and professionally. Very satisfied with website portal and service.

I was very pleased when I called hundred number and he explained very well that how I was gonna be paying it back.

The process was extremely fast and easy to do; I needed a buffer in between receiving funds and this works out perfectly. I only take what I need and pay back what I used without over extending myself.

It was deposited a day early. Thank you. I really needed the money for Christmas shopping. I have a great grandson to buy for his mom too.

NetCredit really worked with me providing informing of what documentation needed to obtain a loan. The application was easy, fast and quick.

I was really impressed on how easy and fast, but the loan was submitted and approved. Great job.

Though the ads say one thing, NetCredit is somewhat reliable But: Lots of Hoops to go thru! It is not as easy as they say and almost at times not worth it. I put myself in a bind and needed funds asap. took over a week. Communication is poor. Customer Service is terrible and hard to reach.

My experience was quick and easy. I would use NetCredit again and recommend them to family and friends.

Quick, accurate and efficient. All questions were answered and all concerns were clarified.

Thank you so much. Helped me when I needed it the most.

First time trying this loan company and love how fast I was approved.

Good attitude attention, no problem. Deposit second day.

Easy and fast. I’m very happy with my experience, especially in my time of need.

Proud that Net Credit came through for me. This summer is so Dangerously HOT. Thank You.

My experience has been great so far. The application process was quick and easy, and everything was explained clearly. I received the funds without any problems, and I really appreciate how smooth the entire process was. GREAT SERVICE!!! The Funds hit my account, and I did not even know. Again, thank you. I really appreciate the service. I most Def will recommend your company.

Fast approval. Fast deposit. Great company to work with.

Was a overall great experience. I would recommend them to anyone.

So far very smooth transaction. Got what I needed the same day.

I like them. The only thing I don’t like is how high the interest is and how much you will end up paying back.

When I needed the help it was necessary for me to get a loan to help me out. NetCredit offering a line of credit is the right fit. It will allow me funds when it is necessary for me to use and provide me with peace of mind.

Customer service was very professional over the phone. They advised me that the funds would be that day or the following day. It came later on that evening which was cool

Fast. Convenient. Accessible. Awesome Recommended. 😎😎😎😎

I was impressed by the whole process with exception of the approval speed but everything else is totally first rate.

Fast and very efficient. Money was in my account within hours....

The process was easy and fast. Would definitely recommend.

I was very pleased with how fast it was to get a loan. I would definitely apply again for another loan.

Relieved a lot of anxiety. On a fixed income, it's easy to slide into the red every month.

I was so broke and needed to fix my car and NetCredit came through for me when no one else would. I would let everyone know to try NetCredit.

I had the best experience with getting my loan, and I thank you so much. I will definitely recommend you all.

Things went fine, just had to obtain a better letter for my finances.

Great company! The communication was excellent, and the representatives were very helpful, professional, and informative. I received my funds quickly and the entire process was smooth and easy. Highly recommend!!

I found the process simple and very clear. While I'm confused over what the APR is, the payment plan seemed highly reasonable. So I was very happy with that! I got my money within 24 hours and was super impressed.

Live agents on customer service calls were really helpful and were very pleasant.

Great services. Couldn't believe how fast I got my funds.

Do not use this company. I supplied document after document and was told it was sufficient and verified. A contract appeared and then suddenly disappeared. Twice. I spoke to representatives numerous times. I was told that they would only consider 1/3 of my income because of system glitches, so I reapplied as requested. The last representative, Stacy, stated that the loan would be approved yet “the contract was withdrawn” due to insufficient information. Then, suddenly numerous lenders began to call, text and send e-mails. I have reported them to numerous agencies and monitoring for fraudulent activity!

I like the way you guys work. It was really easy and fast to get the funds. I will refer anybody to your guys for sure. Very professional.

Service was great, funded fast. A real good experience overall. Very helpful.

Had the best experience with NetCredit. The process was quick and highly efficient. I wouldn’t hesitate in recommending this service. I applaud NetCredit.

Awesome company to work with. Easy terms to understand, and funding was next day as promised.

I was very happy about how much I can get and the service was very good.

I needed a loan fast and they did it in a manner of hours. 🙏 Thank you

It was fast and very nice to work with. I received my money when promised.

Everything was fast and convenient. Same day funding

I just wanted to say thank you to Netcredit. It was a one-day thing. I applied and it was granted and deposited the same day. Thank you!

Was given the run-around. After 4 hours and 6 phone calls, I gave up trying to get them to fix the application. They use PLAID, which is a generic, unreliable system for verifying your bank accounts. I am now automatically denied by NetCredit due to PLAID'S incompetency.

Application was easy and quick to fill out representatives were respectful and compassionate. Everything went great.

Great experience altogether. All I can say is that NC came through when we needed them the most, it was easy and well put together.

Really helpful in time able to take care of household needs move to a better location.

It was so simple. Just apply, show proof of income and boom done. As easy as 1, 2, 3.

I’m partially dissatisfied because I have a previous loan with Net-credit, which was like 4to 5000 and I’ve been paying faithfully on it to the point where y’all offered me a new loan but I’m I’m cool with it though soon as I can make things happen I can pay it off but I appreciate the thousand that you gave me though could’ve been much better though but I appreciate everything I can get.

Easy to apply and fast funding. Very reasonable payment schedule. Customer support is friendly and helpful.

Net Credit was so easy to work with. Both our water heater AND air handler broke down at the same time. Really helped us out in a bad situation!

Easy to apply. Fast and quick answers. Website very user friendly.

I have never applied for a loan with this company. I mean never but they run my credit which caused my credit score to drop 5 points. I have filed a police report and wrote them a letter. For over a week, I’ve heard nothing. This is ridiculous; they can pull someone’s credit without verifying it’s the person applying for credit.

NetCredit is a wonderful loan company, effective and effortless!

You guys are awesome. This is my 2nd loan, and I got it the same day. With no issues. I needed it for some house repairs. Thank you!

Application process was a little hairy but once I talked to customer service things went very smoothly. Received funds next day.

Easy to use when I had to get help; they were very nice.

Easy and great experience. The process was clear and fast funding

I received a professional and quick service. The process took not longer than 20 minutes.

Everyone was very friendly and efficient, great experience.

Quick and easy process! I would definitely recommend their services to others.

My experience was excellent, I did not think I would have got approved but it happened and I am absolutely thankful and grateful .

Very good to work with and got cash fast very easy to apply for this

Net Credit is amazing! It’s an easy and convenient way to help build your credit score. Depending on your financial situation, you may be able to access your funds right away or within 24 hours.

Smooth and on point. Much needed. Came when I needed it most.

The process was simple and quick. I would recommend it.

Phenomenal work. I’m just super grateful. I got approved quickly and it was a generous amount, way more than what I expected and I’m just super super grateful.

The process was very quick once I got everything in.

The effectiveness of the speed and quality in which the transaction took place was very satisfactory. Also, the security measures taken were very well taken care of.

Your rates are extremely high, but under the circumstances needing it right away.

Awesome, will tell friends about it. They helped me

Was quick and easy to apply, and got the money quickly.

Great company! I would recommend to everyone. I don't know what else to say.

Excellent service and very fast and easy. Good interest.

I called in with two concerns, the young lady I spoke with was SO kind and professional. I hope I get her every time I have to call.

It was fast but the percentage rate is a little high. I guess because of credit score.

This was an unbelievable approval. I am so grateful to be given an opportunity to rebuild my credit. Very precise details to follow and exact date response. I will rate this a 5 star. Credit issues please contact this group. Highly recommend.

Your customer service is absolutely outstanding. The your people are awesome. I look forward to continuing our customer service relationship. In the meantime I’ll be referring my friends and family to your company.

The process was simple. I had the money in my account later that day. The only thing was that, they are not very clear on how much I have to pay a month. When I look at the chart it said, that my monthly payment would be $130.00 a month but when I spoke to a representative, he said that I would be paying $180.00 a month so I'm a little confuse on that part. I know it's an expensive loan but I needed some money before I have surgery.

The process was well beyond easy!! I definitely had my doubts starting off but after it was all done I was actually impressed at how simple and fast everything was. Would definitely recommend everyone try them out even if you have your doubts because it will be worth it. No hassle. Fill out a simple application and I was approved within the hour. My bank was the longest waiting period, which was a couple of hours.

Applied for loan and received the money promptly same day. Application process was prompt and complete. Appreciate the help given by Netcredit!! Recommend to family and friends and I was able to take care of an immediate finance need within hours after I applied

It was an awesome experience. I was a little leery, so I didn’t apply for all I needed. Wish I had asked for $600 more, and I may still reapply since it was available. You were punctual, and I have trust now. Will definitely recommend you.

Everyone that I have talked with Personalities were nice, very patient and knowledgeable. I appreciate everyone respectfulness and the dignity each one has shown to me. This loan was a lifesaver and I cannot express enough how grateful I am for your service.

From start to finish NetCredit has been the best experience in getting the help that I needed. Above and beyond expected and true to everything they have said to date. The application is an easy process, and I receive money quickly, which helped me out tremendously and very thankful to NetCredit.

I took a shot. And it paid off. Trying to rebuild my credit after a divorce, bankruptcy, and having to file for disability, numerous surgeries and you guys gave me a chance. Thank you. I do hope others who may read this and are building their credit will try. Netcredit truly is credit for the people. Don't fool yourself. You'll pay a high interest with bad credit but if you truly are rebuilding yourself, NetCredit just might give you a shot. Thank you very much.

Easy apply process, fast review and decision. So far appears to be easy to manage the account. A downloaded app would be primo, but this appears manageable. Since I need to be long winded in order to get the website to allow me to actually submit this review I’ll bore you with other trivia.

It's August 2026.If you really need it, try it, I did and got it in 2 days. And also, if you are approved, just know they're taking out $60, it depends on how much you got, they take out a fee, so let's say you wanted 800 and they give it to you, you're only going to get 730. Now it depends on your bank. It might take a couple days for your bank, but the money goes right to your account in two days.

It was fast and easy. Very much appreciate that. I had no issues and everything was easy to understand. I had no need to call and ask questions. Everything I needed to know what on the online site. The money was direct deposited fast and I was able to access it and use it as I needed.

Simple, fast, money came when expected. Great service. I am completely satisfied with my experience. I entered all of my information and received an answer in less than 3 minutes, the entire process took about 15 from start to finish.

The process was not only quick and easy but also very straightforward. The application process was extremely simple and I recorded my money the same day. I had an unexpected emergency and NetCredit saved the day.

Easy to apply .. prompt approval and connection with bank. Very informative along the process. User friendly. Easy to navigate site and I appreciated that customer service number is included in all correspondence.

I had a ln emergency with one of my fur babies. The Vet bill was a lot more than we expected. This was such a fast and easy experience. Funds deposited same day a few hours after approval. 💯 Satisfied and will recommend to friends and family. Thank you for the prompt assistance!🙏

Although I appreciated the speedy approval, I was disappointed when I saw 10% of my very small loan amount deducted as a "convenience" fee (their convenience, not mine). A smaller fee might have been acceptable, but since they lowered my original, requested amount, their "fee" will only make it harder for me to use this loan.

I borrowed money from NetCredit. The repayment amounts were so high that now I am in collection with Netcredit. Do not take a loan out with company if you can't repay the money back with their high amounts every month.

Great service, quick response. The privilege fee of 300 is crazy, just to use loan you qualify for seems like a scam to me. Other than that everything went great.

Experience was easy and fast. Checked rates and schedule of payments beforehand. Can make extra payments no penalty payoff early. It was easy to guide through application. Received money same day. Used automatic payments so always on time.

I love that this process was user-friendly and the 3 Representatives I've talked with were amazing but one stood out. His name was Kaleb. He was so professional and courteous, explain everything I needed to know, I truly appreciate the time he took to make sure I was satisfied. Stellar Job Kaleb!!!

The process was extremely easy and the response time was really fast. Customer service is excellent. You don’t even have to visit a store; you can process everything right online. You don’t have to chase down any pay stubs because your banking information is verified through Plaid.

I’m very very grateful for Net Credit. They got my application. Got me approved. Money sent to my bank Immediately. Thank You Net Credit. 🙏 I advise everyone to give net credit a try. The service was fast and helpful…

My experience with NetCredit from start to finish was easy, fast, and completely stress-free. The application process was simple, the instructions were clear, and I was kept informed every step of the way. I was pleasantly surprised to have the funds deposited into my bank account the very same day, which really helped when I needed them most. I truly appreciate how smooth and efficient the entire process was. Thank you, NetCredit, for making the experience so quick and hassle-free!

I needed funding for my daughter's back school supplies. Right now only one income is coming in for bills and everything else. Thank you for your help with this. I know it's a little pricey but no one else will help.

My loan experience was really quick and extremely convenient for my needs. I greatly appreciated the warmth of a conversation I received over the phone with the representative. I would definitely recommend this place to anyone who is looking for a loan for themselves.

This was very easy to process from start to finish. Pull it up online and turn my information. They came back. I was totally thrilled and happy with the results. I did have to wait till the end of the day for my bank to process it. But everything worked out wonderfully, and the options for repayment were very easy to go through and understand.

NetCredit is a good place to borrow a loan. It's quick and easy as 123 as long as all your information is truthful, honest and correct. I would recommend NetCredit to anyone who is really in need of a quick loan to do whatever problems comes up unexpectedly. Thank you NetCredit for being there when I needed you.