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NetCredit Reviews

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Edited by: Jon Bortin

About NetCredit

NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.

Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    How do I know I can trust these reviews about NetCredit?
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    Page 3 Reviews 35 - 235
    Verified purchase
    Refunds & Payouts

    Reviewed April 9, 2026

    Got my money within 24 hours. I am really happy with this service. Will be telling friends about this financial experience. So happy that there is a company that meet the needs of those who are having a financial strain.

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    Verified purchase

    Reviewed April 9, 2026

    The application process was not lengthy and was really easy to complete. There was really no credit check which is why I chose this company. I would definitely recommend to friends and family. I am glad I found it.

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    Verified purchase
    Staff

    Reviewed April 7, 2026

    The process was extremely convenient and easy. Thank you so much for helping during this difficult time. I received the funds quicker than I expected. Also, I was not asked a million questions. This company is very reliable and I truly appreciated that.

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    Verified purchase
    StaffTimeliness

    Reviewed April 3, 2026

    My experience was easy and not hard to understand and it went through the next day just as they said it would so I was very pleased. Sometimes when we need money, this is nice to be able to have it without a lot of hassle.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 3, 2026

    It was pretty easy in filling out the application and the deposit of the funds were quick. A representative does reach out to you to ask if you have any questions and if there any additional information they may need.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed April 1, 2026

    I appreciate how fast the loan can when I didn't think I was going to get it. Netcredit helped me when I really needed the help. Thank you and I told all my friends if they need a loan NetCredit is it..

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed March 31, 2026

    Everything was so fast and easy. My only complaint is that there was money taken out upfront and when I called to ask there isn’t a way to speak to someone directly. Luckily the process is so fast it answered my question on its own.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 28, 2026

    This process was easy to follow. It was completed EXPEDITIOUSLY without having to be on a telephone for a long conversation only to be denied. I am very thankful for your trust in helping me out. Beverly **

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    Verified purchase
    PriceStaffEase of Use

    Reviewed March 27, 2026

    Applying for the line of credit was made easy, the application was very user friendly. It helped put me at ease while I was looking for extra funds. I had an unexpected expense for my mothers headstone, not knowing how much it actually costed. I wanted to get her something that I knew she would of wanted. Net Credit was my savor in approving my request.

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    Verified purchase

    Reviewed March 27, 2026

    I feel stress-free, don’t have to think now about paying all these cards. It is a very good experience. I totally recommend. I wish it could’ve been more cause it really wasn’t enough, but still feel good. I just much better about it.

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    Verified purchase
    Customer ServiceLoan ProcessTimeliness

    Reviewed March 26, 2026

    I’m so grateful to this company who gave me financial support when I needed it most. When I applied for a loan they responded right away and released the funds on the following day. I highly recommend this company to others.

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    Verified purchase
    Customer ServiceOnline & AppFollow-Through

    Reviewed March 25, 2026

    The process is very easy. And what they claimed to be able to do in the beginning they actually follow through with. I didn’t have to make any phone calls. He was strictly through emails and using their website.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed March 25, 2026

    The experience was very fast…not a lot of questions, very simple. I recommend this to anyone with a low credit score. They will definitely help you! So do yourself a favor. If you’re in need of funds, call them.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedRatesTimeliness

    Reviewed March 25, 2026

    The application process was quick and easy. I got an instant response and had my money within 48 hours! I’ve attempted other companies and was always lead to a company that charged a crazy interest rate.

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    Profile pic of the author.
    Customer ServicePunctuality & SpeedStaffLoan ProcessRatesHonesty & Transparency

    Reviewed March 25, 2026

    This company is a joke. First of all, they specify they work with people with bad credit. Then, you do the application you upload your pay subs. It does not specify you can't use a screenshot. One of my check stub documents didn't print so I logged into my payroll, app and screenshotted my pay stub then, I went back a couple hours later to check the status. My application has been withdrawn with no email or anything telling me it was withdrawn. And why and the customer service rep states, because it was a screenshot of one of my pay stubs? Well, be specific on your website. Instead of just trying to get people to qualify to have to pay you back with these high interest rate, it's it's I heard in people credit every time something isn't correct. And they pull the application, and the application has to be redone.

    Be honest with your customers upfront. I wouldn't not recommend this company to anyone. I'm very disappointed. The first time I was able to log in, it stated, I had to 3pm to upload at 230 application was not available. A mark on my credit, thanks. NetCredit you didn't do right by the customer. Trying. I wouldn't recommend this to anyone even if I couldn't get the loan. But how would you have known? Because you didn't give me a chance to send a non screen shot pay stub!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed March 25, 2026

    Working with NetCredit was a blessing! With a credit score in the 500s, I struggled to find options, but NetCredit made the process simple and straightforward. I was pre-approved for $500, and funds were deposited in under 24 hours. A truly fast, helpful, and stress-free experience. Highly recommended for quick assistance!

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    Verified purchase
    Staff

    Reviewed March 24, 2026

    I’m so thankful I saw the commercial about Netcredit.. It came just in time! Thanks Netcredit… helping me in C my time of need. Just after the application I could talk with an agent when I created my profile… That was stressful

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    Verified purchase
    Customer ServiceRefunds & PayoutsStaffTimeliness

    Reviewed March 24, 2026

    Very easy and professional, their process was seamless. I got my money within a couple of hours. So glad I decided to fill out the application. They have great communication, found out within minutes. I was approved.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed March 24, 2026

    Overall, I had a positive experience. The application process was quick and easy, and I received my funds faster than I expected. Everything was explained clearly, so I understood my payments and terms upfront. Customer service was helpful whenever I had questions, and the payment process has been smooth. This loan really helped me when I needed it most. While the interest rate was higher than traditional loans, the process itself was fast and convenient.

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    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffEase of Use

    Reviewed March 22, 2026

    My transaction was fast. The app is very user friendly. The application is non intrusive which I loved. Also no hard hit to my credit score. I was extremely impressed with the customer service agent's attentiveness. I am very greatly appreciative for the services I was provided. Thank you.

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    Verified purchase
    Punctuality & Speed

    Reviewed March 21, 2026

    So far the process has been great!! They deposited my money within a couple of hours!! Right when I needed it. I would definitely recommend them if you need money fast. Thanks NetCredit for making the process of a cash advance quick and easy.

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    Verified purchase
    PriceStaffTimeliness

    Reviewed March 21, 2026

    Easy application and funds were available the next day. My wife was put on an expensive cancer medication and this saved us! Thank you so much. Saved us! Definitely 10 🌟 stars! I recommend if you need help. Absolutely 💯.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed March 20, 2026

    Great website. Easy application process and easy approval. Waiting on my money to come. I will use it to mostly pay bills and have a great dinner. Can’t wait to continue to do business with NetCredit. Thanks.

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    Verified purchase
    PricePunctuality & SpeedLoan Process

    Reviewed March 19, 2026

    I was a little worried about borrowing money from this company based on the reviews, however I quickly realized that many people do not read the fine print. Yes it can be an expensive loan however you should not be borrowing if you are not in a position to pay it quickly. The longer you take to pay it back, the more it cost

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    Verified purchase

    Reviewed March 19, 2026

    NetCredit went above and beyond my expectations. I'll continue to use them because they were a lifesaver when things got tough. Knowing I can rely on them gives me peace of mind. Thank you, NetCredit. I will definitely refer friends and family should the need arise..

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    Verified purchase
    StaffHonesty & Transparency

    Reviewed March 18, 2026

    Hi, it was an express lane to get funded for my business that has been suffering from cashflow. It took me under 10 mins to go through the questionnaire with basic handy information requested. Upon completion and stating the amount I needed to boost my my company, approval was instant. No hidden fees, all explained in the document for me. After reviewing and accepting to the terms, funds were available the following day. I am so grateful.

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    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed March 18, 2026

    The approval time was excellent; the funding time was also fast. It was an easy to apply and the payment schedule seems to be good. I have not made my first payment yet but it seems too easy. Nothing else to say.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 18, 2026

    I had an excellent experience with my recent cash‑advance loan. The process was quick, the staff was helpful, and everything was explained clearly from start to finish. I received the funds faster than expected, and the repayment terms were fair and easy to understand. Overall, it was a smooth, stress‑free experience that really helped when I needed support.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed March 17, 2026

    NetCredit was there when I needed money immediately. I applied on Saturday night, did identity verification on Sunday morning, line of credit was approved and funded on Monday. A smooth and speedy process, fantastic job NetCredit!

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    Profile pic of the author.
    Customer ServicePunctuality & Speed

    Reviewed March 16, 2026

    Fraud. Stay away from Netcredit. Long history of fraud, they lure you into saying you are pre-approved than pull your credit first, then keep asking for endless documents. After everything is given, they decline you, saying not enough history. Then, when you reapply, they again make you wait for weeks and then they withdraw your application. They play games. This is a shady company, do not trust them, and there is no live person, you get automated emails asking to keep reapplying.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed March 14, 2026

    Everyone goes through tough times. Don’t hesitate on using NetCredit. There is no stress and it is a very simple and quick process from start to end. I highly recommend you using them to open a “Line of Credit” or take out a loan.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed March 13, 2026

    I needed money quickly, and they approved me fast. The funds were deposited very quickly—great experience when I needed help right away! It was an easy process. It was super friendly and nice and good.

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    Verified purchase
    Staff

    Reviewed March 11, 2026

    Representative was informed and understood my concern, I received the information I required and was satisfied with the outcome. I appreciated the time and effort spent on my concern. No more details needed. My concern was simple.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan Process

    Reviewed March 11, 2026

    This was a very helpful loan and I appreciate the quickness of receiving the funds. Thank you guys so much. I will definitely recommend you guys to my friends. I’ve never been able to receive funds this quick. And the timing was perfect since I had to wait another week to get paid. I’m able to pay the few bills that needed to be paid all thanks to you guys.

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    Verified purchase
    Punctuality & Speed

    Reviewed March 5, 2026

    My experience was quick and, best of all, painless—exactly what I was looking for. I have already recommended you to my family and truly appreciate the smooth process. I look forward to doing more business with you in the future. Thank you, NetCredit.

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    Verified purchase

    Reviewed March 5, 2026

    My experience with NetCredit was very very very new experience on how they handle me being approved for the credit to receive my cash advance. This is the first time I have ever received a cash advance with the experience that net credit showed me. I'm very pleased and I recommend anyone who's looking for.

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    Verified purchase
    StaffBilling

    Reviewed March 5, 2026

    I was approved for a line of credit that will come in handy in the near future. The terms are explained very well. I would recommend NetCredit to everyone who is looking for a line of credit vs a credit card.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed March 5, 2026

    The application process was quick and seamless with no complications. I received my loan right away, and everything was handled efficiently. I truly appreciate the smooth experience and will definitely use your services again in the future.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed March 4, 2026

    This was a great opportunity. I got the money funds rather quick and they came at the best time. I was in a bit of a bind. The accuracy was great and the opportunity was fantastic. I would recommend this to anybody that's in the bind.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed March 4, 2026

    The process was simple and fast. Customer service was so helpful and friendly, too. The payments aren't too hard to pay back either. You have credit available if you ever need more money for an emergency.

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaffEase of Use

    Reviewed March 4, 2026

    Easy, simple, I got my money fast. Everything is online, which is very helpful. This is my third time using NetCredit, and I would recommend it to others. The website was really easy to use.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed March 3, 2026

    I enjoyed the fast and easy funding process and great experience to help my needs. I needed a fast cash to help my family for emergency and within a couple of business days, the funds were in my bank account. Thank you so much!

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    Verified purchase
    StaffTimeliness

    Reviewed Feb. 27, 2026

    I was in a pinch. Transmission went on my truck, $3600 to replace and NetCredit not only pre approved me for line of credit but had the funds wired to my account the very next day. So thanks for helping me out when I needed it the most. I give them 2 thumbs up and recommend their services if you are in a pinch or just need some extra $.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 26, 2026

    A stress-free and efficient experience. I would definitely recommend NetCredit to anyone looking for a straightforward loan process. Their customer service representatives are truly on top of their game. They were professional, responsive, and ready to answer any questions I had.

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    Verified purchase
    Loan Process

    Reviewed Feb. 21, 2026

    I think the process was really easy and its a very secure website, which impressed me the most. I like the fact that they have levels of loans, according to your credit score. Because they are really good people, that unexpectedly fall on hard times and just need a little boost, So, thank you Net Credit, for blessing me with the little boost I needed at this time. P.**

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    Verified purchase
    Billing

    Reviewed Feb. 21, 2026

    Easy process very nice people to deal with. I would recommend you to anybody that needs any financial bills or anything you need, caught me up with all my bills. My wife and family thanks you a lot for everything

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Feb. 21, 2026

    The process of obtaining the loan was smooth and easy. It was straightforward and simple to understand. I would recommend it to anyone who’s interested and who needs a speedy loan. I’m a satisfied customer to say the least.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 20, 2026

    It was so easy and fast approval...Plus the friendly customer service that was provided to me when I needed my questions answer... Would highly recommend them... Also they were right to the point on helping me with what I needed..

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    Verified purchase

    Reviewed Feb. 20, 2026

    I had a friend recommend you and I must say I was pleasantly surprised. It was ALL very easy. That is a blessing for an older lady who is technically challenged. I needed the credit for my dog who was sick, but is better now. This service gave me the courage to take him to the vet without worrying about the money as much. Thank you!

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaffEase of Use

    Reviewed Feb. 20, 2026

    NetCredit help me a lot when I need money for my daughter pay for school. I was approved quickly, which I appreciated. However, the APR was medium than I expected, so I recommend carefully reviewing the repayment terms before accepting. The website was easy to use, and funding was fast.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 19, 2026

    NetCredit was there when no one else would help and give me a loan. I was able to get a line of credit. Even when I called them with questions. They answered and explained everything. Reassuring me each step of the way.

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedStaffBilling

    Reviewed Feb. 13, 2026

    This service came in exactly as a Doctor's orders. The service was quick, the team on the phone answered all of my questions and concerns. Most importantly I received my funds in a very timely manner. I highly recommend this service for anyone that is under some financial pressure and needs funds to cover unexpected bills as a single mom. Thanks to the entire NetCredit team!

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 12, 2026

    I want to extend my deepest gratitude to all the agents and staff who were so helpful to assist me to secure a personal loan. You helped me at a time when I needed help, when I lost all confidence in one lender after another until NetCredit came through for me. Thank you all and rest assured I will gladly recommend Net Credit to my friends and family.
    Pauline **

    2-12-26

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 12, 2026

    The application was so easy and the response was very quick. Thank you so much! I have never done an application over the phone and was very nervous, but your application process was easy and I could understand everything.

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    Verified purchase
    CoverageStaffBilling

    Reviewed Feb. 12, 2026

    Extremely helpful and supportive. Excellent job done. Help came when much needed. They kept their word and sent me the help on time. It was sufficient to cover my expenses. My energy bills were high due to the snowstorm and I needed this kind of extra money. They gave me the help needed for my family. I am so grateful for this help.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 11, 2026

    I was a little hesitant but once I started the process it was easy and quick! The money arrived before they said it would. I am very satisfied with the service that I received.

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    Verified purchase
    Punctuality & SpeedStaffRates

    Reviewed Feb. 11, 2026

    They delivered a healthy line of credit very fast and funds are deposited quickly when requesting an advance. This will come in very handy for emergencies and will help my credit rating at the same time. I look forward to using their services and building a better life with their assistance.

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    Verified purchase
    Loan Process

    Reviewed Feb. 11, 2026

    Requested my 3rd loan with Net Credit and the money was in my account after only 4 business days. The process is extremely convenient and I would definitely continue to use them when needed in the future.

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    Verified purchase
    StaffBillingEase of UseRates

    Reviewed Feb. 7, 2026

    Very pleased with the ease of use and approval process. Will definitely continue to utilize this company for all my future purchasing and bill paying needs. Really helpful and will also help build my credit rating.

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    Contract & TermsPriceBillingLoan ProcessRates

    Reviewed Feb. 5, 2026

    Don't use this. I did at first for a 1500 loan as I paid the raised my account limit and ID pay made the mistake of paying, then they raised my limit 3500. Then I realized they were auto charging me twice a month for auto payments where I thought I was paying 320 a month to find out I was paying 640 a month for a 3500 loan and the bad part they charge you 10% for every hundred dollars you borrowed along with a fee for when you borrower and they continue charging you that every month. Here I was making 550 dollar payment every month thinking my Ioan was about paid off. I've paid 4500 over 6 months. I still owe 3100. That what I get for not checking my account. They burned me. I thought I was paying 20% interest. I'm not. I'm paying close to 50% every month.

    I stopped borrowing even though every month they send me a congratulations your limit has been increased. Don't fall for it is a trap. That fee you pay to borrow money keep raising your % rate no matter how much you pay. It goes by what you have original borrowed. That fee you think is one time fee is really never going down. It's charged every month as a service fee which mine is 350 a month. At this rate me paying monthly 550 a month to pay off a 3500 dollar line of credit I'll have to pay probably around 15000. What a rip off. Don't fall for it

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    Verified purchase
    Punctuality & SpeedRefunds & PayoutsStaffLoan Process

    Reviewed Feb. 3, 2026

    Net Credit.com is the fastest and best online loan company I have ever had the pleasure of doing business with. Thanks for believing in me. Net Credit will be my forever go-to financial company. I have tried several different avenues for acquiring financial help but, Net Credit is the only company that took the time to really dig into my recent credit building successes and saw fit to give me a chance to continue to do so.

    They are accredited through the BBB and I read their entire business plan. I trust them and so glad they trusted me as well. Actually, even though they approved me so quickly, I thought I had messed up somehow but, lo and behold, the $1,700.00 was in my checking account within an hour. I couldn’t believe how quickly they gave me the money. They really saved me because I had no idea how I was going to pay for my new apartment on time. I really needed to move and Net Credit made it possible. Thanks so very much for your support.

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    Verified purchase
    PricePunctuality & SpeedRefunds & PayoutsBillingLoan ProcessRates

    Reviewed Jan. 31, 2026

    As a freelance writer, I don’t always get paid on time. I had a medical situation, paid for lots of things on credit cards because I knew I had money “on the way.” Well, that worked out just fine, except that I haven’t been able to get out from under the interest charges. Thankfully, I was able to get a line of credit so easily through these folks and I’m grateful! I used this line of credit to pay off multiple cards and will now be paying only this loan and quickly, too! Loved the process! So quick and fair!

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 30, 2026

    I had a very good experience with this loan. The process was clear and easy to understand, and everything was handled in a timely manner. The staff was helpful and answered all my questions, which made me feel confident and comfortable throughout the process. I would recommend this service to anyone looking for a reliable loan option.

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    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedLoan ProcessFollow-ThroughHonesty & Transparency

    Reviewed Jan. 25, 2026

    Was incredibly simple and I received my funds almost instantly. It honestly still seems to good to be true! Thanks so much for this offer and for supporting all of your claims and providing the services and options as advertised and making the entire process simple and stress free. After applying for loan after loan and filling out each application, it all becomes a blur and they all run together and into a giant pile of deadends.

    Every loan I applied for was almost instantly met with a big fat "NO" and a letter explaining the reasons people are typically declined, listing each one with a bold bullet point, and ending the letter by informing me that none of the reason listed above were to blame for my application not being accepted and prompted me to reach out to some 1800 number to request a full report on my rejection. It was exhausting.. And if that wasn't enough torture, I started, and am still receiving, hundreds of spam, loan offers via telephone and 90 percent of them sound like they are calling from a mud hut in the middle of some Nigerian village. So Thank you NETCREDIT for being the opposite.

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    Verified purchase
    Customer ServiceSales & MarketingOnline & App

    Reviewed Jan. 24, 2026

    Easy to add your information, disclosure was too long but detail. It was a bit confusing after I added my information because I received an emails saying to go back to and add documents or information missing. But when I opened the app there were no indication of what was missing. And that’s when I decided to call

    Customer w.

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    Price

    Reviewed Jan. 22, 2026

    I did not complete my application. Since I didn’t complete my application, I requested they remove my personal data because I didn’t complete the application. They quote the Patriot Act. Ok, but I did not complete my application so they should not keep my personal information. They said I didn’t have account only profile number. I regret even starting this application. Do not give them any information, because they will not delete your personal information.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessHonesty & Transparency

    Reviewed Jan. 22, 2026

    Great finance company, I was able to navigate with ease throughout the loan process, thanks! I appreciate it..Dr. deposit was fast, on time, thank you again..When I needed help financially, they were there for me, in my hours of needing some help. I am retired now, don't work a 9 to 5 shift anymore, when the money ran short, they were there to help me, good, honest online lender....

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    Verified purchase
    Punctuality & SpeedStaffBillingTimeliness

    Reviewed Jan. 19, 2026

    No wait, no hassle, same day help. That was incredible. Flexible payment dates plus they work with all their customers. This is amazing. Seems too good to be true but it's true. They seem to be fair and understanding.

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    Verified purchase
    Staff

    Reviewed Jan. 17, 2026

    NetCredit is an amazing company with a no nonsense plenty of frills approach that makes their clients feel comfortable, valuable, and welcome! I will recommend them to anyone who needs their services! Thank you NetCredit!

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 17, 2026

    Fast Approval, Easy Approval. Great to build credit! I would definitely use this company in the future. You will not be disappointed for sure. Give them a chance. You could easily be on your path to financial freedom.

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    Verified purchase

    Reviewed Jan. 17, 2026

    Quick and easy. I don’t have the best credit at all. I was approved and the funds were available the same day! I was able to take care of the situation I was in. Highly recommended if you’re looking for a loan

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 15, 2026

    Quick And Easy To Get Approved With Flawless Deposit. Thank You All. Terms Are Reasonable Along With Excellent Repayment Features And Terms. Looking For A Long Relationship With Net Credit. When You Need A Little Or A Lot This Firm Will Help

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    Verified purchase
    PriceStaffBillingRates

    Reviewed Jan. 15, 2026

    NETCREDIT was a pleasant, professional experience with rates and payment options I can afford. Perfect for emergency funds for my medical costs and an easy option even with average credit. Thank you Netcredit

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    Staff

    Reviewed Jan. 15, 2026

    My experience was very convenient. I had a dilemma obtaining the correct document from my credit union. The representatives were all very courteous and helpful. Thank you so much. The funds were directly deposited into my account timely. I was leaving out to attend a funeral. It all worked out perfect.

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    Punctuality & SpeedLoan ProcessTimeliness

    Reviewed Jan. 14, 2026

    I was approved quick, able to request my specific loan amount and received funds same day. Pay off was also easy to do. This was a great option for getting bite-sized funding quickly for urgent matters. The fee was more than reasonable for the convenience.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 12, 2026

    Great service, fast and staff very helpful. Quick and easy customer service and support. Thank you for your help. I had issues with signing my documents and the lady stayed on phone until completely done.

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    BillingLoan ProcessRatesTransparency

    Reviewed Jan. 12, 2026

    My experience with NetCredit has been deeply negative and damaging. I was issued a loan with an interest rate of approximately 64%, which in my opinion is predatory and places consumers in an almost impossible financial position from the start. Even after I made my payments as agreed and closed the account in good standing, NetCredit reported inaccurate negative information on my credit file and then failed to provide any documentation to support that reporting after multiple formal disputes.

    The harm this caused to my credit and personal finances was completely avoidable and unacceptable. In my view, this company’s conduct reflects abusive lending and reporting practices that deserve serious regulatory investigation and financial penalties. No consumer should have to fight this hard just to have their accurate payment history recognized. I would strongly caution anyone considering NetCredit to stay away and seek more transparent, responsible lenders instead.

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    StaffLoan ProcessTimeliness

    Reviewed Jan. 10, 2026

    I'm so grateful to get this loan, after the holidays. When I applied I didn't know if I can get approved. To my surprise next day Net Credit made the deposit in my account. This will help me to get what I need to do, (set up my business from my home). Thank you.

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    Reviewed Jan. 8, 2026

    They came through during the right time with no judgement. They gave me an opportunity and hope to live and fight another day. Thank you!! Your trust and belief in me reminded me that I still matter and that my story isn’t over yet.

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    Punctuality & SpeedLoan Process

    Reviewed Jan. 7, 2026

    This process was very easy. Step-by-step instructions made it simple to apply. Plus, I knew right away how much the loan was approved for. I really appreciate not having to wait a long time to know. Thanks so much!

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    Punctuality & SpeedRefunds & PayoutsBillingLoan ProcessTimeliness

    Reviewed Jan. 1, 2026

    I am thankful for this company. At a time when I didn’t know where I would get funds to pay my bills I did a google search and chose NetCredit because they were the ones that fit my needs. The processing of my requested loan amount was very quick and I received approval within minutes. I highly recommend NetCredit for your financial goals.

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    Punctuality & SpeedLoan Process

    Reviewed Jan. 1, 2026

    I got the loan. I thank you very much. I know it's going to take 2 years and you're going to make about $3,000 on me but I'm going to try to pay it off early. But thank you for the loan. I appreciate it. I appreciate in the future that I can still keep on getting loans at the end of my in 2 years. Happy New Year!

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Dec. 31, 2025

    Love the fast funding. The process is easy and fast. Affordable repayment plans. Customer service is excellent. I’m having a good experience so far. Would recommend to family and friends if they ever need quick and easy cash advances. Will only use Net credit now.

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    Reviewed Dec. 31, 2025

    Just down to business. Nt all that other complicated forms that you fill out and only to have to fill out 3 more times to get turned down. Net Credit took me seriously. I wish the others had before they go through your credit like Sherman through Atlanta.

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    Reviewed Dec. 31, 2025

    The accuracy. I stumbled upon this app and couldn't believe it was true. This is the best thing that ever happened to me. It came when it said it would. Just lost for words. Since I filled out the application I've recommended this app to everyone I know with a job.

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    Punctuality & SpeedStaffTimeliness

    Reviewed Dec. 25, 2025

    Great experience, fully professional and meet my funding need. Would recommend them to anyone needing funding, great fast service. Answered all my questions and fully explained it and made the experience great. Great service and fast funding. Next Day funding.

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    Punctuality & SpeedEase of UseLoan ProcessTimeliness

    Reviewed Dec. 25, 2025

    My experience applying with Net Credit went smoothly and very quickly. It was very easy to navigate through the application process. Once I found I was eligible, submitting the necessary documents was easy and once they were received and reviewed you know what is happening at each step of the way. I was approved very quickly the same day. I received my money by direct deposit the next day. Great place to get a loan.

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    Punctuality & SpeedRefunds & PayoutsRatesTimeliness

    Reviewed Dec. 24, 2025

    This is probably the best experience I’ve ever had with getting funding, quick, painless and paying back the very next day. I appreciate this company, and How it’s so relevant to its consumers for the service that is providing. Me and my family really appreciates everything and how quick this experience was. If I had to rate it it is definitely a 10 out of 10.

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    Punctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

    Reviewed Dec. 24, 2025

    Thank You, Makes everything a lot easier and happy being able to pay my Bills on Time. It's always better if you can pay on time. The loan has helped me do this. And was fast and easy process. The money in my account in a couple of days. Happy Holidays.

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    Punctuality & SpeedStaffBilling

    Reviewed Dec. 20, 2025

    Easy and fast. It help and explain how is work and give to you all the step necessary for you be approved. I recommend for emergency situations for the bills and they deposited right away to the account and give you time for start the payment back to them.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Dec. 20, 2025

    Thank you for the help. I was struggling financially with a personal situation, and in less than 24 hours, NETCREDIT helped me with a fast loan. I never expected to be able to get a loan and they help me. And a very good customer service. Thank you.

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    StaffBilling

    Reviewed Dec. 19, 2025

    A very nice experience with this company. Everything went smoothly like I expect to be. Everything was on time and the money was deposited in my account with no issue. I'm so happy that I will recommend this to anyone that needs help pay some bills or get out of debt

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    Punctuality & SpeedBillingLoan ProcessTimeliness

    Reviewed Dec. 18, 2025

    Easy and fast. I was really stressing over some urgent bills and missed work. Someone mentioned getting a loan from here and I thought I would try it. It was such an easy experience and a great relief to have it come through the very same day. I would definitely recommend this to others.

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    Punctuality & Speed

    Reviewed Dec. 18, 2025

    Such an easy and quick process!!! I love this service. I was approved in no time and the money came right when I needed it the most! I don't have great credit at all. I'm paying on a car and if you know anything about paying on a new car it tanks your credit until it's paid off! Thank you NetCredit!!

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    StaffTimeliness

    Reviewed Dec. 18, 2025

    The process was overall easy, and received my funds on time after approval. My only "complaint" is that I wish that there would be a faster way to receive funds within the same day through your banking card. Other than that, my experience was very professional, clear and concise.

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    Customer Service

    Reviewed Dec. 18, 2025

    My experience was awesome and I will recommend other to try this service and they will also be very satisfied. Easy application and the customer service experience was great. Will recommend this company. It don’t take long to receive your funds and it goes directly to your account.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 14, 2025

    The whole loan process was fast and easy. They give you a good and decent line of credit. Probably the quickest on getting the loan money deposited into my checking account. Really a wonderful experience, and when talking to a representative they we courteous and professional.

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    Punctuality & SpeedLoan ProcessTimeliness

    Reviewed Dec. 13, 2025

    The entire process was quick, fast and efficient. I was approved almost immediately without any problems and my funds were in my bank by the next day. This was the quickest and best process I have ever had getting a loan. I salute you Net Credit. Thank you for coming to my need so quickly. I was able to pay off my vehicle as well as handle other important matters.

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    Verified purchase

    Reviewed Dec. 12, 2025

    I’m so blessed to have been approved! The process was smooth, the system flowed easily, and I received same-day funding. Everything was straightforward and stress-free. I truly appreciate how seamless and efficient the experience was. Thank you so much!

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    Customer ServiceStaff

    Reviewed Dec. 12, 2025

    I had a great experience with NetCredit. The application process was easy and when I had questions, called and spoke to the representatives they were very nice and knowledgeable. Also, the funds were in my account within the timeframe they stated. Thank you for making my experience a great one.

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    Punctuality & SpeedTimeliness

    Reviewed Dec. 12, 2025

    I was in need of some extra cash for Holidays. I decided to go with Net Credit. Took 3 days verification process, approved $2250.00. Deposit within the same day or 24 to 48 hours. It was an easy process, I thought would have been denied, I only needed $900. Hit approved for way more, You got to try it if you need cash fast...Very Pleased!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 12, 2025

    The process was very easy and customer service was very helpful and efficient. We had a last minute emergency situation that needed immediate attention and after an online search your company appeared and was able to process and fund very quickly and without hassle.

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    Loan Process

    Reviewed Dec. 12, 2025

    Great experience, smooth application, and smooth transaction. No hassle whatsoever. Would definitely recommend to apply for a loan. I definitely plan to take out another loan once this one is paid off….

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    StaffLoan ProcessTransparency

    Reviewed Dec. 11, 2025

    Easy application, very upfront and decent APR and service fee. Helped me after unexpected expenses came up (like an emergency vet visit) right before Christmas. All their policies are easy to read and give you the full explanation. The length of time to pay your loan back is perfect too! Definitely recommend!

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    StaffBillingLoan Process

    Reviewed Dec. 10, 2025

    I am so pleased with NetCredit in helping me in my financial freedom. Yes, I was drowning in debt after being defrauded out of over $6000, credit was almost to 800 but it drop to 537 because I had no money to pay bills. Only on Social Security and Disability not meeting my financial needs. Netcredit came through with a loan of more than what I asked for and now I’m getting on track and my credit score has gone up 3 points in 2 days. Thanking God for giving me more than enough through Netcredit!!

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Dec. 6, 2025

    I submitted my application, they took all my information, and the verification and approval process was quick, excellent, and reliable . The money was deposited the same day. I consider it a serious and responsible company, and their customer service and communication are excellent.

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    Staff

    Reviewed Dec. 6, 2025

    It was an awesome experience. No hassle!! No unnecessary talking about your personal life!! No drawn out process!! Just yes or no!! Very thankful for the help I received from NetCredit, I will show my appreciation!!..

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    Punctuality & Speed

    Reviewed Dec. 6, 2025

    This was a fast and extremely easy application and transaction and I was strapped. Thanks so much. I’ll definitely use y'all again for extra money in a pinch! I have referred friends as well to reach out and apply in the future if they need cash quickly.

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    Staff

    Reviewed Dec. 5, 2025

    Thank you for helping me. I was going through some financial hardship and no matter how hard I was working, I was still stuck. Thank you for helping get back on track and get my debt in control. I needed to improve my credit and now I receive the plush I needed to achieve all.

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    Punctuality & SpeedStaff

    Reviewed Dec. 5, 2025

    I found NetCredit to fast, friendly and professional. I highly recommend them for your financial needs. They have a easy application process and are very helpful and responsive if you need help. I received my cash advance on my revolving credit line in twenty four hours.

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    Staff

    Reviewed Dec. 5, 2025

    Excellent all around. No hassle, easy step by step process. Recommend this site to people that need financial help. Make sure to only take what you need but they can guide you through this process. I believe they help you and have what customers struggling need.

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    Punctuality & SpeedBillingRates

    Reviewed Dec. 4, 2025

    Good service, fast and easy, it is a fair rate considering my bad credit and once approved, funds were on my bank account in minutes. For me, it's a great deal to have a line of credit for any emergency, so I will keep up with the payment schedule to ensure my account, thanks.

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    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Dec. 4, 2025

    My response from NetCredit was immediate and allowed me to receive the money the same day. I have used NetCredit in the past when my father passed away and they were just as quick then, which was nice in our time of grief. I will continue to use them in the future.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Dec. 3, 2025

    The process of requesting the loan was pretty straightforward. The only issues I had were with the website itself. There were a couple of kinks that threw me off (for example, when I selected the amount I wanted for the loan and submitted it, the page refreshed and took me back to same place multiple times). However, the customer service team was very attentive and responsive. They were quick and diligent in getting back to me regarding my queries. All in all, I’d say the good outweighed the bad in this case.

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    Reviewed Dec. 3, 2025

    The process was very simple. The funds were deposited within one day. Enjoyable experience. I would definitely refer to family and friends. You can even apply on a Saturday or Sunday and funds will be deposited the next business day. Everyone should try it if you’re in need of emergency funds.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 30, 2025

    The process was quick and easy. I was able to do every thing online with directives on the site. If anything was incorrect info, a representative called and explained everything I needed. They were patient and clear. I would use this company again and will tell people about it.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Nov. 27, 2025

    The process was easy and quick. The representative that called was very helpful and sweet. The document upload was easy and the representative explained what we needed. The loan posted to my account within 24 hours of submitting my documents. I will definitely use this again.

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    Punctuality & SpeedLoan Process

    Reviewed Nov. 27, 2025

    The ease of getting the loan with NetCredit was extremely easy. I had no problems. And the idea of paying off the loan early without penalty is great. I needed the $ for a short-term time. I'm sure that I will in the future continue to use Netcredit.com.

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    Customer ServiceStaffBilling

    Reviewed Nov. 27, 2025

    Very easy to do, had everything in the first day and spoke to customer service twice. The first day, but was very informative and very understanding about my question, so like I said very easy. I didn't understand, though, that it was a cash advance. I thought it was actually a credit card but no, it isn't, so don't be fooled into thinking that as well.

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    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Nov. 26, 2025

    NetCredit came through for me when I needed funds fast. The application was simple, the approval was quick, and everything was clear—no surprises or hidden tricks. What I liked the most is that they explain the terms upfront, so you know exactly what you’re getting into before you accept anything.

    The customer service was easy to reach and helpful, and the money showed up exactly when they said it would. The interest is higher than a regular bank, but that’s expected with this type of lender. If someone needs a loan and doesn’t want a long, complicated process, NetCredit is a solid option.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Nov. 26, 2025

    I was in need of a loan and I searched for a reputable company to apply for it. The application process was quick and easy. I got my response in a very timely manner. The funds were transferred into my account on the date they specified. I was very impressed with the process as a whole. I would definitely use them again.

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    Loan Process

    Reviewed Nov. 23, 2025

    Net Credit should change its name to Net Loss. I recently received a loan offer in the mail from Net Credit. When I applied, my loan application was rejected because my bank was not supported, whatever the hell that means. My bank is Charles Schwab, one of the most respected financial institutions in the world and it has been in business since 1971. What a waste of time.

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    StaffLoan ProcessTimeliness

    Reviewed Nov. 23, 2025

    I recommend anyone that is looking for a loan to try NetCredit. They're amazing! My funds was in my bank account the next day. Thanks NetCredit! Y'all are amazing. I've never experienced nothing like this amazing company. I hope to continue to do business with y'all!

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    Billing

    Reviewed Nov. 20, 2025

    Received my offer in the mail. Took less than 5 minutes to fill everything out. I was approved in minutes. It said I would receive the money in 2 days in my account and on the 2 day it was there. I was very impressed. It also showed me when the payment would start as well. Thanks so much!

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    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Nov. 19, 2025

    The application was super easy..A hassle free experience. Got my line of credit next business day... I uploaded a couple documents got reviewed that day got an email the next day telling me that I had a couple options to choose from. Once I picked which option I wanted, received that fast.

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    StaffLoan Process

    Reviewed Nov. 6, 2025

    They were great!! Almost right after I sent my benefits letter they sent the money to my card. It has helped us tremendously!! Thank you. 💜💜💜 I have tried other loan apps and they have only given me a low amount. NetCredit is awesome!! 💯 I would recommend it to anyone!!

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    Customer ServicePunctuality & SpeedLoan ProcessRates

    Reviewed Nov. 5, 2025

    Net Credit has it all, easy quick verifications, good response time, and good interest rates! Net Credit has good underwriters, good terms, and fast delivery. I will recommend Net Credit to anyone who needs a loan and meets your criteria. I received my loan in one business day and am grateful for the process. Thank you NetCredit.

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    Punctuality & Speed

    Reviewed Nov. 1, 2025

    Easy and quick process. Got approved in 24 hours, very happy with the low fees. I needed this funding to help pay my mortgage, times are rough right now. I'm so grateful operations like these exist in this horrible economy. I am really tired and I don't know what else to say.

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    PriceRefunds & PayoutsBillingLoan Process

    Reviewed Oct. 31, 2025

    These folks are worse than loan sharks. They charge you almost your monthly payment every month in fees..if you want to pay back triple and then some these are the folks you want. What they charge should be against the law. They take advantage of low income folks who struggle every day. If you want to borrow 2k and make payments on it for seven years. This is your place. I don't recommend it at all. Legal crooks. Awful

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    Punctuality & SpeedBilling

    Reviewed Oct. 22, 2025

    Really positive experience, Everything was streamlined, easy to complete. An unexpected bill came up and I received funding in just a few hours. Very satisfied with the ease and speed of the process. I have utilized this service a few times and each time has been effortless.

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    Punctuality & Speed

    Reviewed Oct. 19, 2025

    Fast. Simple. Will most definitely use again. Only asked for a few pieces of information. Did need to verify identity but that was even easy. To say the least it was an easy process. Funding was fast and I have not complaints. Fees weren't even that high.

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    Loan Process

    Reviewed Oct. 19, 2025

    It's hard for me to feel secure about putting my finances online for anything. I felt like you took the steps to make me feel secure about putting my finances online. The time it took to secure my loan was also very impressive. I would definitely recommend your company to anyone.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 18, 2025

    So far thumbs up. Quick and easy process. Would refer anyone to try it. Make sure to every question they have. I could not get help anywhere else so I tried NetCredit. They contacted me when I didn’t send the correct information. Called me when they were done.

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    StaffLoan Process

    Reviewed Oct. 17, 2025

    I had a little trouble submitting the documents required, but the reps I talked to were very helpful and patient in guiding me through the application process. I received my funds sooner than I thought, which was much appreciated. I would recommend this company, especially when you're having trouble finding a loan.

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    StaffBilling

    Reviewed Oct. 17, 2025

    I really appreciate the help I was able to get some important things done. I will share about this with others that may need help with their families too. I was able to pay some behind bills also get caught up on behind bills so I appreciate this chance.

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    Punctuality & SpeedStaffBillingTimeliness

    Reviewed Oct. 16, 2025

    Very quick and easy process. Approved me when no one else would. Got the funds deposited the next day. If you need money for an emergency, I highly recommend. They helped me so easily and got me out of a bind. Making the payments will be a pleasure. I will be a repeat customer.

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    Reviewed Oct. 11, 2025

    Omg I love everything they done. The very important part is the best. There no credit check. They trusting in you and that’s a big blessing because people get turn down for that because everyone credit is not up to par. So God I want to thank you for bring them in my life.

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    Customer ServiceStaff

    Reviewed Oct. 10, 2025

    They have and provide great customer service and support, made the experience easy and seamless. Highly recommend to all! I was really impressed on how they were able to help me and my family and understand that credit isn’t always important when applying for financial support and help!

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    Customer ServicePunctuality & SpeedLoan ProcessTimeliness

    Reviewed Oct. 10, 2025

    Great service. Ok credit. Fast approval and loan deposit same day in checking account. Def recommend this credit line. Easy application and fast follow up approval. Five star. Def recommend to any one who doesn’t have the best credit but needs a personal loan quick!

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    Verified purchase

    Reviewed Oct. 8, 2025

    The signup process with Net Credit was easy. I opened an account. I have not had any issues with the council, for the funds were deposited when they were supposed to be there and I hope that we continue to have this positive relationship. I am also gonna refer a couple of friends and family to sign up as well.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Oct. 8, 2025

    Service was efficient and was treated with respect and if you plan to pay it back relatively quickly it is an awesome service. I later called customer service with questions concerning if payments were preset. Young lady was very helpful. Definitely look forward to using them again

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    Staff

    Reviewed Oct. 8, 2025

    First and foremost every live person I talked to was very nice, helpful, and didn't make me feel dumb when I asked questions. I would give the experience 5 stars however the website and what your live people see is somewhat different and can be confusing. Would I use this company again? In a heartbeat!

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 6, 2025

    I had a great experience applying for a loan with NetCredit, online and when I spoke to a representative over the phone regarding, a question on my loan! The NetCredit rep. was respectful and took the time to understand my needs! I definitely would recommend NetCredit to my family and friends!

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    Punctuality & SpeedStaffRates

    Reviewed Oct. 5, 2025

    While I have not yet made any withdrawals, I know the rates are extremely high but I created the problem and they are there for help when no one else is. I’m going to use this to get some teeth fixed and be prompt with repayment hoping that this will be the start of recovery.

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    Customer ServiceStaffTimeliness

    Reviewed Oct. 3, 2025

    I am very happy with my experience with net credit. I received a pre approval letter in the mail. I was very leery about responding to it. I called, spoke to an agent, was qualified for a line of credit and was approved the same day.

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    Staff

    Reviewed Oct. 3, 2025

    Everyone was professional and helpful. I will definitely continue to use this service in the future. They were patient with my many questions. I never knew that I could apply and get approval for a Line of Credit. The cash advance was very much appreciated.

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    Customer ServiceStaffLoan Process

    Reviewed Oct. 2, 2025

    The process to apply for the loan was easy. Make sure if they ask for documents save them as jpeg if you completing on your phone. When I called customer service due to some hiccups the staff was very nice and helpful. I give them ❤️ the experience.

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    Punctuality & SpeedRefunds & PayoutsMaintenanceLoan Process

    Reviewed Oct. 2, 2025

    I am EXTREMELY impressed and satisfied with the services provided by NetCredit. The process was simple and fast! More importantly this was the 3rd company I sought out for a small loan and the others did not work out (for reasons that had nothing to do with my ability to pay back). So Net Credit was the ONLY one that saw the value in ME! I would recommend 10 out of 10!

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    Sales & MarketingPunctuality & SpeedStaffTimeliness

    Reviewed Oct. 2, 2025

    Service was very quick and recieved funds very quick. Friendly support as well. Was worried that it was going to be a scam, but the process went very easy and got approved. Got the needed money the next day. I will for sure tell people about it so they can get the help they need as well.

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    Punctuality & SpeedStaffEase of Use

    Reviewed Oct. 1, 2025

    Great turnaround in receiving funds. Process easy and secure. Prompts were easy in the completion of requested information. Website, was easy to navigate. Reservation regarding safety while using the site, was diminished after starting the application, and reassured by the professional format of required information.

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    Punctuality & SpeedLoan ProcessRates

    Reviewed Oct. 1, 2025

    Definitely real easy process and reasonable options with quick deposit time! Practically saved me when I was in a bind but, didn't need much. Especially no crazy interest amount like most loan companies. I was able to get myself out of a hole and still have some flexibility.

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    Refunds & PayoutsStaffLoan Process

    Reviewed Sept. 27, 2025

    I have a good experience with Net Credit, the deposit of cash came to the Bank in time. I recommended anybody. The NetCredit help the people need money for pay expenses. I happy because given solution for pay my loan. Anyway, I recommended Net Credit. Thank you very much.

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    Customer ServiceStaffEase of UseTimeliness

    Reviewed Sept. 26, 2025

    I was very impressed with the ease and efficiency of the application process. It did not take any time at all. It is very user friendly and does not waste your time. You input your information and within seconds you get an immediate response. And enduring is outlined for you in detail.

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Sept. 26, 2025

    It went like others. Interest is frightening. Kept losing connection. It was quick getting the cash. Right now I don’t know how I’ll pay it back. I’m in a desperate position financially right now. The bottom of the barrel is where I’m at. Nowhere else to go.

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    Punctuality & Speed

    Reviewed Sept. 25, 2025

    This was a very simple process, and a very quick and easy process. I'm glad to be a part of it. I was doubtful because my credit score is so low but I made it through and I'm very happy about that. I would encourage everybody to try to apply because I am very happy.

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    Punctuality & SpeedStaff

    Reviewed Sept. 20, 2025

    I really am happy with the service I got and it helped me out of a jam. I highly recommend doing business with Net Credit. I will be using them again in the near future. They were there when I needed help and it was a fast and easy process. I couldn’t be happier.

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    Verified purchase
    Punctuality & SpeedBillingLoan ProcessRatesTimeliness

    Reviewed Sept. 20, 2025

    After being denied for a loan to pay off high interest credit cards, I was instantly approved so I can make one payment to NetCredit with all the intent to pay it off early. Thanks for my approval and instant direct deposit into my account the very next day!!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Sept. 19, 2025

    Was amazing. Thank guys. Wonderful experience. Fast and Net something unexpected but was really great. I definitely recommend to those that really need a help. It’s fantastic. Thank you again for all your great help was something good and I am very happy for this.

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    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaff

    Reviewed Sept. 18, 2025

    It was easy and quick. I had a question and the phone was answered promptly and so easy to talk to and understand. They understand my need and helped me out when I really needed it. I recommend giving them a call or filling out the app online for your money needs.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Sept. 18, 2025

    NetCredit was very responsive and quickly processed my loan request. After paying off a prior loan with NetCredit, they offered me an opportunity to apply for a new loan. The terms and rates were very reasonable and fit my budget. I am very pleased.

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    Verified purchase
    StaffTimeliness

    Reviewed Sept. 17, 2025

    My experience with Netcredit was smooth, very easy to apply, you can upload all your documents online. The next day after I uploaded my documents, my money was in my bank account. Can’t get any faster cash than that. I’m so thankful to netcredit for helping me when I was in a pickle.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 14, 2025

    I received the offer letter. Everything was straightforward. Applying was easy and quick. Follow up was within the estimated time frame. Approval was quick. The options given were reasonable. Looking forward to working with the company to build my credit.

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    Verified purchase
    PricePunctuality & SpeedLoan ProcessRates

    Reviewed Sept. 12, 2025

    I really thank you for giving me a loan. But I got my first loan and paid it back less than 6 months. People like me should be able to get a loan for a cheaper rate. But it's easy and don't ask a lot of questions. Believe me, I will be paying it back fast and I'm not going the all term. But thanks again.

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    Verified purchase
    Staff

    Reviewed Sept. 8, 2025

    I was in desperate need of money due to gaining a job that requires 20 hours of training without pay. I was recently furloughed last June. This could really save my biscuits. I might need NetCredit's further help in the future; my only complaint is that I am not a fan of the fonts used.

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    Verified purchase
    PricePunctuality & SpeedHonesty & Transparency

    Reviewed Sept. 7, 2025

    I received very quick service and the application was very complete and easy to read. This line of credit is perfect for my situation. I will be receiving money from an investment and just needed a bridge until I received the funds. I would recommend your service to anyone. Also I appreciated your honesty when you gave advice regarding payback since the funding is very expensive. In today's financial world, I believe your product is valuable. Walter

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 5, 2025

    When you find yourself in need of help right away and you’re not able to get help from family and friends, this is your next best option, quick response and support. The process was quick and easy and you don’t have to wait all day to know whether you’re approved.

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    Verified purchase
    BillingLoan Process

    Reviewed Sept. 5, 2025

    I contacted Net Credit to ask for a loan I needed for paying on large bills and to get some things for my home. The process was easy for applying. After filling out the information they needed, I was approved for loan. The money was in my bank the next morning. Thank you Net Credit

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    Verified purchase
    Staff

    Reviewed Sept. 4, 2025

    Absolutely, Absolutely easy and true to their words!! I was in doubt but everything was so amazing that I have been telling everyone to apply. The whole process was stressless and super easy and of course very, very timely. I am looking forward to getting more from my partner for life!!

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Sept. 4, 2025

    Funding was fast. Service was great. Overall I had a good experience. Your company delivered exactly what it promised. on the date it said it would deliver, the money was in the bank. I will do the same with my payment. Thanks for the good service Net Credit delivered.

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    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed Sept. 4, 2025

    NetCredit was there when we were behind on a bill and we received funds quickly! They helped relieve a lot of stress and we are very grateful! I highly recommend them to anyone who is in a financial struggle and needs immediate relief. Thank you so much!

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    Verified purchase
    Timeliness

    Reviewed Sept. 4, 2025

    Typically funds hit my account few days after approval, but this time l was surprised to see my account loaded the same day. Long live NetCredit, l will be your forever client. The amount of money l was qualify for too is giving me confidence towards my efforts put on my credit. I also have confidence in Net Credit.

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    Verified purchase
    PriceBillingLoan ProcessRates

    Reviewed Aug. 31, 2025

    The reason why I chose to submit an application for another loan is because the terms and conditions of the loan with Net Credit affordable and will serve in my best interest in terms of establishing credible credit history. In terms of making on Time payments.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaffEase of UseHonesty & Transparency

    Reviewed Aug. 31, 2025

    I could not believe how easy it was to navigate the website. I was equally pleased at how fast they processed my application, from start to finish less than 24 hours. I had received several notices in the mail about pre approved and never responded until now. I was in a financial bind, and Net Credit exceeded my expectations. Their website, was easy to navigate, easy to understand. They explained the process, no hidden fees either. I would highly recommend Net Credit to anyone.

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    Verified purchase
    Staff

    Reviewed Aug. 27, 2025

    It was a real relieve and on time, when no one else would help me. I'm glad y'all did. a heavy weight lifted off my shoulders. Now I can comfortably come into the new month without a worry in the world. And not having to ask family and friends. Thank you.

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    Verified purchase
    Punctuality & Speed

    Reviewed Aug. 22, 2025

    Easy to apply and fast funds! I needed fast money for moving expenses and thanks to net credit they made that happen! I definitely recommend to anyone who is in financial needs. NetCredit is the best! Thank you again net credit. Without you it wouldn’t be possible.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 22, 2025

    Easy approval and funds transfer process. Customer service rep also was very helpful when in called in with login issues I was experiencing with my account. Overall a delightful experience with Net Credit team. I will most certainly recommend it to my friends.

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    Verified purchase
    Customer ServicePunctuality & SpeedBilling

    Reviewed Aug. 20, 2025

    Fast application process and response for approval. All information was given upfront so you knew how much will be deducted from requested funds and how much your payments will be on different pay scales depending on pay period. Money was deposited on the day stated.

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    Verified purchase
    Punctuality & SpeedBillingRates

    Reviewed Aug. 17, 2025

    I needed a little cash fast. I had it within 4 hours. I do like how they gave me a month to start repayment. I also like how they do bi-weekly payments. The interest is a little high, but I'll be paying it off with my bonus at the end of the month.

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    Punctuality & SpeedTimeliness

    Reviewed Aug. 16, 2025

    Fast, easy, and fair, they work with you. Signing up was easy, didn’t require too much time, got approved super fast and received the money the next day by the time I woke up. Overall it was a pleasant experience and I can’t really find anything to complain about.

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    Verified purchase
    Sales & MarketingPricePunctuality & SpeedStaffFollow-Through

    Reviewed Aug. 13, 2025

    It was a short application and fast results. Didn’t get the whole amount that I wanted, but it’s a start. It’s worth a try. I did get it on the first business day, too as advertised. I would recommend this company to others that need help! Thanks.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 10, 2025

    I wish to take this opportunity to thank the fine people at NetCredit for seeing me through the process of applying for a loan with them. The application itself was not a difficult one, but the requirements for verifying identity and income was made difficult for them as I was having difficulty allowing them access to my sources that would give them the information they requested. It would take days and much patience on their part to finally help me get them the information they needed. They were incredibly generous in their time and assistance helping me get them the documents they needed. I finally got approved for the funds I needed and the methods they have designed for repaying the loans and accessing future loans is tailor made for a guy like me. I am incredibly grateful to NetCredit and would recommend them to family and friends.

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    Customer ServiceStaff

    Reviewed Aug. 9, 2025

    I want to thank NetCredit for their excellent service and support throughout our business together. The process was straightforward, communication was clear, and everything was handled in a professional and timely manner. I truly appreciate the opportunity to work with your team and look forward to continuing our business relationship in the future.

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    Verified purchase
    Punctuality & SpeedLoan ProcessTimeliness

    Reviewed Aug. 8, 2025

    Quick and easy process and funding! My loan was funded the same day as my application. I appreciated the simplicity of the entire process. I would highly recommend NetCredit to others looking for a loan and wanting the process to be easy!!!!

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    Verified purchase
    StaffBilling

    Reviewed Aug. 8, 2025

    Everyone was so helpful and it was easy to apply for the money and easy to see how much you was approved for and the payment plan paying it back was easy to understand and the staff was very helpful also. I would tell my friends and family about them. They where great.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed Aug. 7, 2025

    I have less than a perfect credit score, but thanks to NetCredit I'm back on track. Thanks for getting me out of a serious bond. I called on Sunday and got my money Monday morning. The application process was very easy to understand. I would recommend them over and over again.

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    Verified purchase

    Reviewed Aug. 7, 2025

    Got it there, all the way. Didn't experience any hassles or hold ups, got fairly evaluated and was able to up my credit score. They keep it together and tight on their side of things. Nothing ever bothered me quite so much as not having money. These ones got it.

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    Punctuality & SpeedStaff

    Reviewed Aug. 7, 2025

    The service is fast and easy just like the commercials said, l would recommend it to anyone, please don't ever stop helping people, the need for your wonderful tender service is great, you have no idea how important your service is to a lot of people that are living from paycheck to paycheck. Thank you so much for all that you do. Please keep reaching out to please because please really need your help to get back on their feet, thank you so much for everything again. l thank you very much.

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    Customer ServiceBillingLoan Process

    Reviewed Aug. 6, 2025

    Thanks to Net Credit for responding to my application. The process was so simplified and all my questions were answered through the site. I was just wanting to consolidate some debt and save some monthly payments. I would definitely recommend them. Everything is handled online, even the signing of the documents. So many companies ask for too much detail that they can pull online, so I was impressed with every aspect of this loan process.

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    Verified purchase
    BillingLoan Process

    Reviewed Aug. 6, 2025

    This opportunity got me through a temporary financial setback. I have a small cushion until my next paycheck. Very glad you're there, and I will use y'all as needed. It's a great option versus taking out a huge loan with a huge monthly payment, so thanks again.

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    Verified purchase
    Customer ServiceStaffBillingRates

    Reviewed Aug. 6, 2025

    It was such an easy process. Staff was very helpful and great customer service. Anything I needed was explained very well. I would recommend them to others. They help regardless of your credit status and they offer you rewards for on-time payments that helps reduce your rates.

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    Verified purchase

    Reviewed Aug. 2, 2025

    Really liked it and it wasn’t long before I got approved. It took 3 days. Thank you NetCredit for the advance. They usually send something in the mail saying, "You got approved." before the jump. You can apply online though to verify and get started without getting something in the mail. Thanks!

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    Punctuality & SpeedStaffLoan Process

    Reviewed Aug. 1, 2025

    I was looking for a loan online, not thinking anyone would give me one... I don't have a lot of credit under 600 and they were the first to help me out... Didn't take long to apply. I put in my info and a little while later, it was in my account... Just want to say "Thank you, Net Credit."

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

    Reviewed July 31, 2025

    It was good communication. This was my first time getting a loan that I needed to help me out. I am grateful for the help and it was low payments that I could afford to pay back, also that's what I like about this. And fast with the money, I will recommend this to other people. Thank you.

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    Staff

    Reviewed July 31, 2025

    Thank you for the opportunity. The funds helped me out tremendously. I can now rest easy and get back on track. Thank you so much for helping me in a tough time. I appreciate all you have done for me and my family and my needs. I’m smiling now. Thank you.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 30, 2025

    The process was quick and easy. Fast funding and easy guidelines. Customer service reps were very knowledgeable and patient with my questions and concerns. The uploading of documents was an easy process and detailed if they were accepted or not. Would recommend this company to my friends and family.

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    Verified purchase
    Customer ServicePunctuality & SpeedTransparencyHonesty & Transparency

    Reviewed July 30, 2025

    Very simple, straightforward, and honest process. The application was easy to complete and utilized up to date technology that enabled quick verification. This eliminated the need for tedious back and forth forms, uploads, and communication. Their rubric allowed for quick approval.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 25, 2025

    It took less than 48 hours and the funds were in my account. I couldn’t believe it. It was stressless and the only call or thing that I had to do was verify my identity. I would come back again. Thanks for being so understanding and easy. Not all places that give you credit make it this easy. This is my second time using them.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed July 24, 2025

    Very good customer service. Helpful and friendly staff and I would recommend to family and friends. Great experience with fast and easy reliable people with all the information and knowledge you will need to get approved for what you need. I will return for another loan I'm done paying this one off and will apply again. Thanks for all the help you done to help me get my head back above the water.

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    Punctuality & SpeedStaff

    Reviewed July 23, 2025

    My experience with Net Credit was very good. The Net Credit team stayed in contact with me the entire time, letting me know what to do along the way. The team was also very professional and courteous. The process was surprisingly fast and very easy. Thanks for making this experience so positive, pleasant, and stress-free.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed July 20, 2025

    From the very first interaction, the process went absolutely perfect, easy process, nice terms, room to apply more principal, great company until proven otherwise.. A lady from customer service called me regarding getting payroll/bank account information to the right department...22 hours later, the balance in my bank account is exactly the loan amount higher, well done ..You will have my business..

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com