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NetCredit Reviews

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Edited by: Jon Bortin

About NetCredit

NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.

Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    2 featured reviews
    How do I know I can trust these reviews about NetCredit?
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    Page 2 Reviews 5 - 35
    Verified purchase
    Staff

    Reviewed May 4, 2026

    Representative was very helpful navigating me online as I am not great on the computer. He was very patient and guided me through the process. Funds were in the bank the following day. Was very satisfied. Thank you.

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    Verified purchase
    Punctuality & SpeedBillingLoan ProcessTimeliness

    Reviewed May 2, 2026

    This was quick and easy. It takes about 5-10 minutes to complete and even if your credit is bad they still work with you, the payment process is explained and the loan comes within either the same day or one day.

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    Verified purchase
    Punctuality & SpeedEase of Use

    Reviewed May 1, 2026

    Fast and secure! And I was hesitant at first, but after doing some thinking, researching and reviews...I'm glad I did it! It brought some relief for our family's legal matters. Easy to navigate website and very fast service! Thank you.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 1, 2026

    Net credit helped me and my family when we needed the help the most. They are very fast and professional. No questions asked and helps fix or build up your credit. I highly recommend them to anyone looking for quick help. Thank you Net credit!

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    Verified purchase
    TechStaffEase of Use

    Reviewed April 30, 2026

    Great product, very user friendly, direct, and fairly simple to apply and go through the process. Once you start, you are directed with clear instructions and expectations. After reviewing several other providers, hands down was not disappointed using NetCredit.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed April 30, 2026

    Netcredit has very fast response time and great customer service, the loan process was pretty easy compared to other lenders. Customer service was amazing!! The only con to this kind of loan is the high interest rate.

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    Verified purchase
    Punctuality & SpeedStaffTransparency

    Reviewed April 29, 2026

    I would like to give NetCredit a 11. It's my favorite number and that's the CREDIT I'd like to give to you. The service was fast efficient and friendly. There was no hoops to jump through. Clear and transparent. The process was easy and the funds were deposited exactly when as said. I'm very happy and would highly recommend you to anyone. 💯‼️

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    Verified purchase
    Staff

    Reviewed April 28, 2026

    They set fund right away and easy to follow the instructions in online. I know that I need more fund but I think that's all they need your company to provide me. But any way thank you so much. God bless you and hope can help more people if they need.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 28, 2026

    The process is very easy and very helpful, no stress, excellent communication. They are a professional team. I’m myself recommending NetCredit and I hope that in the future I can make a business again. Thanks Pedro.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed April 28, 2026

    Wonderful service. So thankful funds came when I needed it. It was very fast service and convenient. It transfers straight to my bank account same day request!! I would recommend this company to all my friends and family. Love it.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffEase of UseTransparency

    Reviewed April 26, 2026

    Great experience. It was easy and convenient. I received the funds quickly! The website is easy to understand and user friendly. I was able to navigate the website with ease, and check my status and updates easily.

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    Verified purchase
    Punctuality & SpeedStaffTimeliness

    Reviewed April 26, 2026

    It didn't take long online to apply or get approved. I had to speak to an agent afterwards but it was quick and pleasant. Then I received my funds the next day. It wasn't what I requested but it was so enough.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 25, 2026

    Very easy to do…. Would recommend to my family and friends …sometimes people go through really difficult situations and it’s peace of mind knowing there are companies that can help. I will highly recommend Net Credit - the application process was easy and the emails very easy to understand.

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    Verified purchase

    Reviewed April 25, 2026

    Very easy to apply and get instant decision. Was in need of money for unexpected problem. Searched online but received mail offer and tried. Very happy with experience online and ease of applying in the comfort of my home.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRates

    Reviewed April 24, 2026

    I was a little nervous to try an online loan service but the application was really easy and the response was fast. Everything appeared to be secure and well organized. I would rate my experience as excellent

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed April 23, 2026

    Simple and easy application process, quick and wonderful turn around time for loan approval decision, fast money disbursement. Absolutely amazing! Kind and caring customer support staff. I highly recommend and I am ever so grateful! A++. Thank you kind souls.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 22, 2026

    Very accurate, professional and call center was professional and very understanding. It took a while, but understandable. I understand all the much-needed paperwork. I appreciate the much-needed verification processes.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 20, 2026

    Been very prompt and precise. You have done exactly what you said and you have said exactly what you've done. I thank you and I appreciate you the service you provide. Definitely refer someone else to this company. I am very satisfied.

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    Verified purchase

    Reviewed April 20, 2026

    I checked the mail and found NetCredits pre approval letter: I almost tossed it out, but so glad that I didn’t! My funds came within 48 hrs!!! I am thrilled about the outcome and the expedited process. Super easy and very easily navigated from applying to actually being funded. It was almost like magic. :)! 5 Stars.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 20, 2026

    If your in need of FAST CASH, I recommend NetCredit. Just answer some basic questions, add your banking information, NetCredit will verify your information and give you a answer quickly and you can usually expect funds in a couple of hours.

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    Verified purchase
    StaffLoan Process

    Reviewed April 19, 2026

    They were very helpful throughout the entire loan process and helped me out so much! I am so grateful for Netcredit and will always use them! Even me being self employed they still made sure I was well taken care of and forever in grateful for net credit!

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed April 19, 2026

    NetCredit is a great company with very professional and nice customer service representatives. They have been awesome, please keep up the great service. We the clients pay our loans, we shouldn't have no problems. Communication is key and Net credit so far has been outstanding at it.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 19, 2026

    It was extremely easy to go thru the application, a very kind patient, customer service rep walked me thru every step until I was approved and everything was done! She was very courteous, very knowledgeable.

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    Verified purchase
    Contract & TermsCoverageStaffLoan Process

    Reviewed April 17, 2026

    NetCredit is an outstanding company to consider using for loans. I am building and repairing my credit and they helped me with no problems. The monthly agreement and repayment plan is manageable. I will be looking forward to a future with this company. I recommend this company to any who has not so good credit or in the process of building.

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    Refunds & PayoutsStaffBilling

    Reviewed April 16, 2026

    This company is no good. Don’t trust them. I'm not receiving enough money at the moment to pay my whole monthly payment but I’m still faithfully paying every month 80-100$. I notified them of my struggle and showed no mercy or compassion to help in any way. Though I’m still making payments they still sent me to collections. What company does that?

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed April 15, 2026

    Great experience! This was fast and simple. No runaround at all. I will definitely recommend you to my family and friends. Again thank you so much. And if I need you again in the future I will not hesitate to call.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 14, 2026

    Great. A true Blessing when needed. I recommend they are that good. You need them. It’s quick and easy. Don’t think you have to cross your fingers because I was shocked and blessed at the same time. Thank you. I really needs to handle some business and it was my daughter Birthday some. Everything worked out.

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    Verified purchase
    Staff

    Reviewed April 14, 2026

    When I needed a financial lifeline NetCredit said, "Yes! We can help." My near term financial stress melted away when the requested funds hit my account and now I can get back on my feet again. Thank you NetCredit!

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    Verified purchase
    Staff

    Reviewed April 11, 2026

    I was very happy with the agent that was able to help me successfully get my application submitted. Also the application was submitted and approved within a few hours. Hopefully I can get my application paid off soon.

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    Verified purchase
    Staff

    Reviewed April 11, 2026

    NetCredit the whole process was amazing and was a life saver. Thanks I need the money and they delivered in a big way. If you’re in a pinch and need funds they’re here to assist. I would highly recommend NetCredit and their services.

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com