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NetCredit Reviews

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Edited by: Jon Bortin

About NetCredit

NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.

Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    2 featured reviews
    How do I know I can trust these reviews about NetCredit?
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    Page 2 Reviews 15 - 45
    Verified purchase
    Customer ServiceSales & MarketingOnline & AppStaff

    Reviewed June 11, 2026

    Steve was wonderful to work with, very helpful and informative with the app and directive with the issues I had this morning I encountered with my first call, which probably wasn’t her issue at all. I appreciated the help. Thank you both.

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    Verified purchase
    Staff

    Reviewed June 9, 2026

    You guys are the best. You came through for me when I was at my lowest with no help and you guys helped me. Thank you so much!!!!!

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed June 6, 2026

    Money was deposited quick. Came at the perfect time. I highly highly highly recommend this service if you're needing a loan, just make sure you have all your ducks in a row before you apply for the loan like I did so the process goes smooth and easy for both parties. The quicker you have all documents uploaded, the quicker your money will be deposited.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed June 6, 2026

    Getting a loan from Netcredit was quick and easy for when I was in much need of extra financial help in making a repair to my 5th wheel RV that I live in year round. They were literally a life safer for me.

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    Verified purchase
    PriceStaff

    Reviewed June 5, 2026

    The overall experience was professional and straightforward. Many questions and information shared were electronic and when speaking with a representative they were professional, friendly and patient. The terms for the process were reasonable and affordable. Great resource for any need! Highly recommend this service!!!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed June 4, 2026

    The entire experience was very smooth and fast. After submitting the required documents it all moved quickly, and I received the funds I requested in a short time. I am happy that I found NetCredit and was able to take care of some things immediately. Thank you NetCredit!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed June 4, 2026

    My experience with NetCredit was very good. The staff I spoke with were very pleasant and helpful. There were some mistakes made on my part, but we were able to correct and resubmit. There were a few issues that were quickly resolved, including the upload of documents, where NetCredit was unable to read, and again, the staff personnel were able to correct. I was very impressed with NetCredit, especially their personnel, who were very helpful, patient, and professional.

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    Verified purchase
    TechMaintenanceStaff

    Reviewed June 4, 2026

    My dog got hit by a car and had his pelvic broken. My care credit was tapped out from my other dog. I needed funds that day and I got them. My vet is happy and my dog is on the mend. Prayers are needed. His name is Willie. Thank you so much to Net Credit and there is no underlying conditions. Read the contract. I'm very pleased!

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed June 4, 2026

    My experience was excellent. It was quick and easy, no questions asked, I immediately was approved. I will definitely keep them in mind for future emergencies. By the following day my loan was already in my bank account.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 3, 2026

    Very easy to get the loan application approved and money request process was fast... definitely use again should the funds be needed.... Great experience with the people that responded to my phone call. Very polite and courteous... happy I did business with them.

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    Verified purchase
    Customer ServicePriceBilling

    Reviewed June 3, 2026

    Highly recommend service, affordable and the customer service experience is phenomenal. If you struggle with credit card bills, high amount of debt or simply need extra cash on hand, NetCredit is your go to place for affordable advances.

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    Verified purchase
    Sales & MarketingOnline & AppStaffLoan Process

    Reviewed June 3, 2026

    Awesome to do business with. Highly recommend Net-Credit they are willing to help people out when lives unexpected events happens. Thanks to Net-Credit and their team I was able to get the funds needed to get my truck fix . When you hear on their website or advertisement credit to the people those are true words. Net-Credit is willing to help you out when other loan agencies will not.

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    Verified purchase
    Customer Service

    Reviewed June 2, 2026

    Took me about 6 times to get approved other than that it was ok. Communication was kinda poor and details on what was needed. Had to submit the same paperwork over and over again before finally being approved.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppLoan ProcessTimeliness

    Reviewed June 1, 2026

    The most hassle free loan I’ve ever applied for and received within the same day. No surprises and no long approval process. I answered the questions on the website while waiting to board my flight, before my group was called to board I had an approval. The funds were in my account before my flight landed in Las Vegas.

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    Verified purchase

    Reviewed May 31, 2026

    I really enjoyed my experience. They looked out for me at a moment when it was very needed. Seemed very upfront. No issues at all. Gave me what I had asked for. With no problems. Look forward to doing more with Netcredit in the near future. Thanks.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 31, 2026

    You guys are quite amazing professionals and taking care of me in my time of need with some quick funds. I appreciate you guys so much. 😄 Being able to get funds this quickly is vital for me and I will be a good customer when I return the funds in full soooon. God bless. You're great.

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    Verified purchase
    Staff

    Reviewed May 31, 2026

    I was given financial help when others turned me down. The application took about 5 to 10 minutes and it helped me get my life back on track and I am grateful that I was able to get the help I needed.

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    Verified purchase
    StaffLoan Process

    Reviewed May 30, 2026

    I was approved for a Line of Credit within 2 days and it only took one day for the cash to deposit in my account. I encourage those that have been trying to get a Loan to contact NetCredit. I am so grateful that NetCredit took a chance on me and helped me get what I needed. Thanks NetCredit!🤗

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed May 30, 2026

    Entire process handle with care and everything explained thoroughly. Loan sent to my account quickly and correctly. No Problems encountered. Very satisfied with my experience and will recommend to friends.

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    Verified purchase
    StaffLoan ProcessRates

    Reviewed May 30, 2026

    I totally appreciate Net Credit for them not having totally unbearable interest rates. I understand the loan business and I respect them all. This has been the best situation I have been in choosing loans

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    Verified purchase
    Punctuality & SpeedEase of UseTimeliness

    Reviewed May 29, 2026

    Application was easy to use and approval turn around time was quick. Requesting fund is also quick, easy and deposited into your personal bank account on the same day. I would recommend to friends and family.

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    Verified purchase

    Reviewed May 29, 2026

    I received the money before time and was glad about it. Wish it could have been more to carry me through the summer. Thank you again. I will use this company in the future if needed. Thanks to a scammer, I found you. True story.

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    Verified purchase

    Reviewed May 29, 2026

    I'm pleased to say this was a very non-headache, no hiccups easy experience. Probably the easiest. I would have given you a five star but there's always room to improve. Thank you.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 28, 2026

    I'm really impressed with NetCredit. My credit score wasn't in great shape, but they still gave me a chance when others wouldn't. The application was simple, the approval was fast, and the terms were clear. I'm very satisfied with the service and appreciate being treated like more than just a number.

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    Verified purchase
    Staff

    Reviewed May 28, 2026

    The staff is very helpful and I recommend every single one of them. The way the account is set up not letting you know how to send proof of income is a big problem. The software isn’t set up right or the directions are not clear online which, leads to delays and having to start over. Other than that, they’re fine.

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    Verified purchase
    Online & AppStaffEase of Use

    Reviewed May 28, 2026

    The online application was easy to use and once I sent the required information the process went pretty smoothly. It really helped me take care of my necessary stuff. The turnaround time was very good.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffEase of UseTimeliness

    Reviewed May 28, 2026

    The whole process was super easy and smooth. I was impressed on how user friendly the website is and how quickly everything was completed. I received an approval and the requested funds on the same day! Beyond happy with my experience with NetCredit.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 27, 2026

    Getting approval was quick and the money was in my account later that day. I was very pleased as it came in right on time. I have had no issues and I completed the entire process online. I would recommend NetCredit to my family and friends.

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    Verified purchase

    Reviewed May 27, 2026

    The process to enter documents was slightly confusing but eventually got them sorted. It didn’t accept a couple of income proof so had to resubmit. I was sent to this site from a friend so I am happy that it was approved.

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    Verified purchase
    Punctuality & SpeedStaffTransparency

    Reviewed May 26, 2026

    They made the process very easy, fast and professional. I'm looking forward to doing business with them for the first time. Also for the first time, I read all of the disclosures. They are very transparent and upfront so you'll know what to expect and how to use their service! Thank you, NetCredit.

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com