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NetCredit Reviews

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2,456 reviews
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By: Rachael Monson
+2 more
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Edited by: Ilana Hamilton
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Fact-checked by: Jon Bortin

About NetCredit

Incorporated in 2012, NetCredit is an online lender specializing in personal loans and lines of credit for up to $10,000. As of publishing, NetCredit serves customers in 38 U.S. states, although available credit products, annual percentage rates (APRs) and loan amounts vary by location. All personal loans are unsecured and can be used for any purpose. Approved applicants may receive their funds in one business day or less.

Visit www.netcredit.com
Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    2 featured reviews
    How do I know I can trust these reviews about NetCredit?
    • 4,972,959 reviews on ConsumerAffairs are verified.
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    Page 2 Reviews 35 - 75
    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Sept. 18, 2026

    The process of obtaining the loan is fairly easy and quick. But the interest is outrageous.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed Sept. 17, 2026

    Fast & easy application process, funds deposited on the same day

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed Sept. 17, 2026

    Customer service was professional, prompt service. My loan was approved same day

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Sept. 17, 2026

    They was fast and easy and low interest rate. I would recommend who need a loan fast

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    Verified purchase
    Staff

    Reviewed Sept. 17, 2026

    Thank you for helping... I remember always your helping.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 16, 2026

    NetCredit was so quick that it was deposited within 2 hours.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 16, 2026

    Easy and fast and terms are simple. Really appreciate how fast it was.

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    Verified purchase
    Contract & Terms

    Reviewed Sept. 16, 2026

    Everything went according to our agreement. It was completed successfully without any problems.

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    Verified purchase
    Punctuality & SpeedEase of Use

    Reviewed Sept. 16, 2026

    It was very easy to apply and quick to get the money. Very easy to use.

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    Verified purchase
    Customer ServiceBilling

    Reviewed Sept. 16, 2026

    I find the website to be difficult to maneuver! I only wanted a certain amount and it wouldn’t let me change it, called and they said it couldn’t be changed because it was in the “pending” stage! Kinda upset but I just got out of the hospital and have bills to pay so I need the finances! Sorry for venting! The person I spoke to was very nice though!

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    Rates

    Reviewed Sept. 15, 2026

    It’s insane. It’s legal. I opened credit line for 3k and in less than 3 months owed $900 in interest. Please don’t do this because it is by far the worst interest you can get and you’ll be worse off.

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    Verified purchase

    Reviewed Sept. 15, 2026

    NetCredit is awesome, I recommend them to everyone. 👍🏼

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    Verified purchase
    Staff

    Reviewed Sept. 15, 2026

    Great service when I understand what I was to do. Suggest to have a person to talk to so I could reclaim what I needed.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Sept. 15, 2026

    Thank you this was such a fast and easy. Such a big help.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Sept. 15, 2026

    Very easy quick process and helped relieve my financial burden.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Sept. 15, 2026

    Money was deposited very quickly. Thank you! Got bills paid fast.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 15, 2026

    Best experience ever. Simple process and receive funds fast when I needed them!

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 15, 2026

    Very grateful for your consideration and prompt action regarding the funds.

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    Verified purchase
    Staff

    Reviewed Sept. 15, 2026

    It was a happy surprise to make connection to - NetCredit - and receive my - line-of-credit application approval.! The process was straight forward, and complete in a short amount of time, Thank you staff at - NetCredit.

    James **

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    Verified purchase
    Customer Service

    Reviewed Sept. 15, 2026

    Very good and reliable to do business with. I really appreciate you guys response.

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    Verified purchase
    Billing

    Reviewed Sept. 15, 2026

    Thank you for making the process so seamless and easy. I wasn’t hassled at all for information and the payment was immediate and easy

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    Verified purchase

    Reviewed Sept. 15, 2026

    Very easy to work!! Start to finish was 3 days. Thank YOU!!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Sept. 15, 2026

    Definitely a great place, was fast and efficient, it helped me in less than 24hrs!

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    Verified purchase

    Reviewed Sept. 14, 2026

    Thank you so much. Everything went smoothly! There were no issues. Instructions were clear about how to make my payments🙂.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 13, 2026

    Great experience! They were quick and it was a very easy process. Strongly recommended.

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    Verified purchase
    Staff

    Reviewed Sept. 13, 2026

    Help was here with NetCredit, when my little emergency showed up. Thank you!

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 13, 2026

    NetCredit was there and was fast and easy. Would recommend.

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    Verified purchase
    StaffHonesty & Transparency

    Reviewed Sept. 12, 2026

    Extremely pleased with the efficiency and honest this company is. When all others denied my request NetCredit helped when I needed it most.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 12, 2026

    Quick approval and just as quick to deposit the funds!!!

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 12, 2026

    Super easy process and I got the funds I needed fast!

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Sept. 12, 2026

    Quick payment allowed me to get my own place in a messy breakup.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 11, 2026

    Great company easy application, got funds quick, will definitely tell people about this company and I will use them again.

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    Verified purchase

    Reviewed Sept. 11, 2026

    For sure recommend Net Credit to my friends and family.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Sept. 10, 2026

    Very happy how fast I received funds and satisfied with the monthly payments.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Sept. 10, 2026

    This is an amazing company that is real and they work with you. The customer service is extremely friendly and helpful. You're not passed around to a queue and your problems are addressed immediately. I will be a customer with them because I trust them and they have come through when I truly needed it. When you're looking at a company to get a loan the line of credit you can't beat their deal. If you can approve yourself that's great but for the most part is this company is amazing!

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    Verified purchase
    Timeliness

    Reviewed Sept. 10, 2026

    Was stressing financially! Very easy to apply for a line of credit. Filled out the application. My funds were deposited into my account the next day.

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    Verified purchase
    Staff

    Reviewed Sept. 10, 2026

    They approved me even with my credit being low & helped me out when I needed it most. Thank you very much! Recommend.

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    Verified purchase
    Punctuality & Speed

    Reviewed Sept. 10, 2026

    I was very impressed with how fast I was approved. Then how quick I received money into my account.

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    Verified purchase

    Reviewed Sept. 10, 2026

    It was very easy to apply. A lot of other places make it very difficult if you’re not computer savvy. Thank you.

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    Verified purchase

    Reviewed Sept. 10, 2026

    Thanks so much. You were there for me ❤️ and I cannot thank you enough. If anyone is in need of so cash fill out the application. Please don't go borrow money from everyone when you can get it yourself.

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Ste. 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com
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