NetCredit Reviews

Great experience as always with the company. I've never had any issues. I will refer friends to company for help with financial needs. I will continue to reach out to this company for all my financial needs and some type of stability for people.

When processing the loan it was fast and easy. I would recommend this company to my friends and family. When they said my money would be in my account on a specific date it was. Thumbs up for me all the way. Thank You.

Fast, easy... very informative and stress free experience. Everything was clearly explained. The payment options were broken down in the tool and I like the option of the sliding scale that have a detailed breakdown if monthly payments and fees. I would definitely be a return customer.

This loan is helping me make ends meet and I know it will cost me a lot in the end, but I need it and no hassle getting approved. I look forward to getting it paid off and referring this company to my friends and family that may be in need of a little financial help.

It was very easy for me to apply, letting me know quickly I qualified. It just took me time to figure out if I wanted to do the loan. As it turned out I did take the offer and very happy I did. I’m very satisfied, thank you.

NetCredit was easy and fast and really helped me out of a jam! Sometimes life throws you lemons and it's comforting to know that there are options like this out there for people like me with credit scores that are not exactly where we want them to be!

I was surprised that I got approved for the big loan I got based off the reviews on other websites about NetCredit. Would definitely recommend this for friends. You have to make sure you're in good terms with your job and have a steady income in your bank account.

When I applied for another loan my information was still in the system and the process was very fast. It was within a few days. I was approved and I started taking care of some emergencies right away. Luckily Net Credit was THERE.

What a great company, I would recommend to others, thank you. The process was so easy and the customer service was excellent, very fast process. I would go thru this experience all over again. You should be proud of your company, I know I am. Thank you for helping me out.

Very easy and quick excellent customer service, excellent rates, best place to get a loan thus far. Would recommend to anyone who is in need rather it's an emergency or not. Approval was quick and it only took 2 days for processing. Thanks NETCREDIT.

This was truly a great experience!!! The application was quick and easy! Customer service called and followed up with me to see if I was still interested in the loan. I called customer service to get confirmation about repayment of the loan and representative was very courteous, professional, and knowledgeable!!!

It was easy and fairly quick. Simple application to fill out and submitted. Terms and rates explained clearly and a payment schedule that I can review clearly before making a decision. I also like the no prepayment penalties. Thanks again for fast service.

EVERYTHING was great and quick. THANK YOU for being so professional and taking care of my needs right away. I would suggest anyone give you a try for a loan. I applied one day and had money in my account the next day which was a life saver.

Forget Loan Me and Rise Credit. These guys give out a reasonable loan. I would definitely recommend them to a friend or family member. Although I plan to pay off this loan when I get an insurance settlement, I could live with the arrangement were something to fall through on that settlement because the rates are reasonable.

I needed money to move and pay a couple of bills off. NetCredit was fast and very easy to use. The staff are very friendly, informative and try to answer every question as soon as possible. I would definitely recommend them to anyone who needs money for any certain reason. I have used other companies in the past and NetCredit is the best of them all.

Fast, Easy, efficient and helpful. I would recommend this company to others. I have used your services three times now and paid it off quickly the other two times. I plan on making payments this time. I think you should continue to offer these great financial loans so others in financial need have an opinions. You offer good rates too.

Always so helpful and friendly. Answers any questions for whatever is asked. Glad to do service with this company. Glad that I made the decision when we needed help, took a lot of pressure and stress off of my plate. Thank you for all your help and advice on this matter.

Everything went easy and fast, I just didnt getting any email or update if I was approved. I had to log on a couple of times throughout the day to see if I was. Got the email the next day saying I was approved.

I had a fantastic experience. Every aspect of the application and approval was done quickly. I am totally pleased. Even when I was hesitant about providing my bank account login, the customer service representative explained how it was handled, and I no longer felt hesitant. She was really great. A great experience.

Once again, NetCredit provide a quick and easy application and approval. I would certainly recommend NetCredit to family and friends. The experience was great! The process to request more money was very easy and the response was very quick. The funds were deposited into my bank on the date that NetCredit said they would be.

Was checking to see if I qualify for a loan, the rate was 57% on 5,000 which I would have to pay them back at 60 months a total of 16,000 back. I do understand people need help but this is not right.

These people prey on you with talk of loans to help you out of a bad credit situation. Please don't sign up. The rates quickly go to 97% and you will never pay your loan off. Beware. It just isn't worth it. I am in the process of getting a lawyer to try and get my son out of this scam agency. My son has many of these loans because once you get hooked up with these guys you are a sitting duck for a hundred more who want your bank account info.

Don't see how unless bogus reviews how this company can get 5 stars. Last Friday I was approved for a loan and emailed around 4:30 pm that the money would be deposited on Monday 9/17, but Sunday night around 1:15 am they sent me an email saying like was turned down because of my income. My income did not change between Friday and Sunday night. So as far as my experience I would rate a one star. Bogus, BS company.

Provided professional friendly service. And the funds were in my account in 48 hrs. Application process was so simple. Responded in a timely manner to any questions or concerns that I had. I would highly recommend this company if you need money fast and don't have perfect credit or a lot of time to deal with a lengthy loan approval process. I have already referred a couple of people.

Very quick and easy. Would definitely recommend! I started the process late on a Thursday and my loan was funded by that Monday. It allowed me to accomplish what I needed to accomplish without having to spend time driving back and forth to my local bank only to wait a week for them to respond to me!

Was ask if I'd like to apply 4 PayPal credit? I said yes & 5 minutes we were done & I was on my way... I am very new to this order online thing but look forward to surprising my friend kids with a surprise they know I would of never found in a store... Thank you...

Excellent Customer Service! Process of applying for the loan was quick and uncomplicated. I thought it was a easy process. I would recommend NetCredit to family and friends. The interest on the loan is extremely high, however in the event of an emergency, you can get the loan quick.

Very efficient smooth process. I feel the interest rate is pretty high. I understand that's how this company makes money but it's beyond any rate I've ever seen before. All in all I needed it and I didn't have to suffer with anxiety trying to figure out where I would get it from.

I was needing help in a hurry, Net Credit was able to help me right away with my situation. I used Net Credit before and was able to take care of thing right away without any problems. Thank you very much for being there when the time was needed.

Customer Service Representatives were very effective, efficient and helpful. Thank you. They took care of my questions and very knowledgeable about answering my questions. They addressed NetCredit's Policy and Rules while learning of my situation. I am impressed with their procedures and truly satisfied.

I found your process very quick, simple, reliable, and confident. My loan was approved within 48 hours and deposited to my bank account. This is my first experience with an online loan. I will know more once I go through the process. Thank You.

NetCredit made it an easy process to apply for my second loan. It's nice to have a way to get quick cash when you need it. They gave me understandable steps and it was an easy process to navigate through. They told me when to expect the money and it was in my account.

This was hassle free. I enjoyed the fact that I could do everything online. It was an easy application to fill out. I appreciate that there is no penalty if I should choose to pay off my loan early. Thank you.

Fast, efficient and responsive. I got the answer the same day as I put in my application. I really needed the money and I was happy that NetCredit was able to help me with a deposit to my account the very next business day.

Very easy to do business with. Easy to follow online application, this comment coming from someone who is very cautious about who she does business with. Customer service was amazingly sincere, thoughtful and clear while giving instructions. Online instructions were equally simple to follow. I will recommend NetCredit to anyone that is need of a company whose motto is 'Hassle Free'!

I was very happy with the speed and how easy your process was and how fast the loan was paid. Prosper was very helpful in sending me to your website to apply for the loan. I will definitely refer your service friends and family.

I was at my wits end! You made the whole process so very painless! I appreciate the quick response to my inquiry! The loan amount was in my checking account the very next day! Thank you! It will help things out a lot!

After going through their online application, I clicked on the next button, it said I was approved for more than I requested, okay, 99% interest is really expensive, but there is no pre-payment penalty. So for 3-4 months, okay I thought and read through the rest, checking agreed to for off several boxes, then clicked next. Within Chrome browser, a smaller window popped up, not from NetCredit saying they were on behalf of NetCredit asking for my Bank Account, User Name and Password. The checkbox was to authorize this company on behalf of NetCredit to have full account access and download my entire checking account transaction history.

The service that I received was exceptional and fast. I had an emergency come up with family and needed to borrow money ASAP in order to fly them home and to also help out with items during the meantime. It was all done in one day and for that I am forever grateful! Thank you for everything!

NetCredit help me a lot when my son was getting married. I needed money and NetCredit let me borrow $10,000 so I'm really grateful. And I hopefully I get to get another loan so I can pay all my credit cards, and my car and make one solid payment!!!

Great company and good loan terms with great options and I would recommend them! I like the bi-weekly payment option to help pay the account back faster! This company is safe and secure and reliable in my opinion. You can be assured they care about your personal needs and that is always important, to put the customer's needs first!

NetCredit was very helpful and they worked fast to ensure the best service possible. I am very thankful for their help. The customer service was always friendly and the online process was one of the easiest I have ever had the pleasure of using.

NetCredit help me secure a loan when there was no bank or loaner to help me in my dire need, it was fast and easy. They guide me through the whole process, Thank You NetCredit. I would recommend anybody that's having a problem getting a loan to check NetCredit.

A tree went through our kitchen ceiling and had we had a high deductible. Thank you so so much for your help... it was easy and the loan repayment was convenient and affordable. I will definitely keep you in mind for the future!

Had to pay a lawyer, I had nowhere to turn, your response time was perfect, the funds were in my account within 24hrs, which really surprised me, I began paying all of my credit card bills immediately!!! Thank you.

I applied online, called NetCredit and spoke with a young lady and applied the same day. The funds were deposited into my bank account the next day. I had access to the funds the following morning in time to buy the medical device I wanted. Thanks for quick and professional response and service. I can prepay when I want to... or pay out over the terms agreed to. Thanks.

Although I was unable to receive full amount needed it was still close enough. I will gladly use again if need be, and refer as many people I know. Thank you so much for being willing to work with me. Top notch service.

The Agent Customer follow up was great. Everyone who called me was very courteous and informative. They answered all my questions. The money deposited overnight with ease and no hassle. The process seemed seamless. Thanks for taking a chance on me! You guys are a lifesaver!

I was really pleased and surprised at the accuracy of the loan process. I've been trying all types of loans to consolidate my bills and no one would approve it. And they were sending me emails to apply. I really didn't understand but then came you guys and I really do appreciate it. Thank you again. I will definitely refer friends and family to you guys.

It was very helpful too much faxing but other than that everything was good. I would refer this service to others. It comes in handy when there is an emergency and need funds right away. This is the second time I’m been with Net Credit. Really like it.

Agents are always very polite and knowledgeable. Agents are very professional. I always know I will get the help that I need. They set up the loan I needed with the payments that I could afford. I always know where to go when I need any help.

I would give you five stars but interest rates are too high - even for someone with bad credit. What I fail to comprehend is that any bank or credit entity would expect someone who may be struggling to handle a loan with 30-35% interest, or beyond. I realize that we are responsible for our own actions and that people like me with bad credit need to be more diligent about budgeting, spending, and reducing, or stopping, our reliance on credit. However, no one will be able to overcome their bad spending habits, or simply just bad luck, by being strung with high interest rates - no matter who it is.

This was a very pleasant experience and would recommend to all friends and family who needs extra money, I thank everyone who help me with my application process and having my funds available so quickly. I am now completely caught up with my finances.

Summer is an awful time for my job. I was not sure what I was going to do. I wanted to borrow about $1500. This is the only thing that made me give 4 stars instead of 5. Net Credit wouldn't allow less than $3100. But I am still grateful. And I can breathe.

Very pleased with the options available to personalize the loan and the speed that the request was handled. Very impressed with the process. This has helped me to pay off some things and can now expect a much more affordable payment plan than what I was paying. Thank you so much for the opportunity.

I found the application process pretty straightforward and easy to complete. My information was quickly verified and validated and it took only a day to receive approval. Thank you for your trust and assistance!!! I would certainly feel comfortable with recommending your service to friends and family.

I was in a serious bind. The process was easy and only took a day. Thank you very much! My credit is under par, getting behind on bills due to medical problems causing me to miss work. I needed help to get back on track.

Absolutely the best! Processed extremely quickly with zero hassles. Greatly appreciate the attention to my pressing needs. Will recommend to anyone asking about a speedy loan. Will choose NetCredit for any emergency loan and highly recommend it to my friends and family when questions arise concerning the need. Thank you again.

You guys are the greatest! Customer service is excellent. Fast service and your rates are the best. Will most definitely recommend your company to my friends! I was in an emergency situation and you guys came to my rescue. Thank you so much!!!

I am a grandma raising two grandchildren. I was needing extra cash. The offer could not have come at a better time. The whole process was very quick. I knew within a matter of minutes if I qualified and for how much. And the funds were direct deposited into my checking account within two days.

Sales representative I spoke with on Monday 7/24/2017 was awesome. She was very detail and she listened. She introduce herself stated where and why she was calling. Yes. I have told family and friends about Net Credit and how easy the process was. I will recommend family member and a friend.

My experience with netcredit has been very good so far and has helped me with a lot of things so far. I think other people should work with you guys and I would recommend to my friends and family so they can be helped as well.

Working with NetCredit was, by far, one of the most professional, secure, and quickest online application and funding processes I ever have experienced. Thank you beyond words for providing me with much needed funds at a great, affordable payment plan!

The whole process was flawless. I am very impressed with how easy the application was to complete, and how fast I received my funding. I would highly recommend your services to my friends and family. Net Credit is a very good service to depend on.

This was an easy and smooth process. It was a timely and efficient experience. The call back was prompt. Excellent customer rapport from the agent. I am very happy with the prompt replies either via email by phone. I wish I got $3000 more from the loan at a better interest rate but it was an excellent outcome nonetheless.

Quick and easy. Interest rate is out of control, but you have to do what you have to do. I appreciated the instant service and how fast the money was in my account so that I was able to consolidate some debt.

My experience with Getting my loan and it was deposited the next day like the contract stated. It really did Come at the right time and I would recommend NetCredit to my family and friends. Very impressed! The process was very easy and very informative.

Service was very efficient! I was approved in no time and immediately received follow up E-mails about the status of my Application. Phone personnel was very helpful and very courteous. I will definitely recommend NetCredit to other friends in distress.

My experience was great and was able to contact a representative that was able to answer questions objectively through the process. Feedback was outstanding. Treated like a customer that is really lacking in society and especially seems to be a lost art today. There was no cartoons popping up online or superheroes. Website and process was very professional and details on hand at my disposal.

Fast and easy process. High interest but lower than other loan I had. Used this to payoff other one. Would use again if ever needed. Would recommend to others who have low credit and need a loan fast. No issues receiving the funds. Went right into my account the next day.

I'm pleased with the service and easy access to this process. The people were very helpful throughout the process. Easy to file application and fast response times made the experience very enjoyable. They keep you updated every step of the way. I would definitely recommend this company to a friend.

They were very effective with feed if they needed more information to get me the loan. The customer service was excellent. The loan manager that worked with me was very kind and courteous. I feel like this company can help anyone as long as they have a decent credit score and a great source of income. I'm very thankful for the help. I paid off two Capital One cards and over $500.00 on another. This will allow me to pay you back my loan faster.

My experience in completing the application and waiting on a response to determine if we were eligible to receive a loan was very quick. The process on took about 24 hours to complete. We were astonished about the turn around period. We will refer your company to our friends and family. Thank you so much for helping us in our time of need.

The process was fast and easy, and the funds were in my account the next business day! I am so glad that I received the promotional advertisement in the mail, letting me know that I was pre-qualified! Thank You, NetCredit!

This was a great experience and just likely to have been the easiest and fastest loan application, approval and funding process I've ever had. I applied at night before going to bed, woke up and by the time lunch rolled around I was approved and the funds transferred the very next day. Effortless. Thank you!

I just can't believe how easy it was. I filled out the online application, received the phone call letting me know that the application was being processed, then received a date for when the money would be in my account. It couldn't have been any easier.

NetCredit was awesome. The response was quick and the money was there by Monday. I just put in the request on Saturday. Wow that's service to help someone out. Thank you NetCredit. You saved my day. Thank you.

NetCredit has been great. You came through as always when I very much needed you to. I will recommend NetCredit to family and friends in the near future. I have only one issue and that is the interest rate is a little high. Thank you for the loan.

The process was simple, quick, and easy. It provided flexibility to support my individual needs with the terms and repayments of the loan. I would definitely recommend this process to friends who may be in need of some funds who are looking for a quick easy, flexible option.

Customer service was very helpful and took their time to explain things without rushing through answers to questions I may have had. When calling I was not put on hold for long periods of time and their callback system was wonderful.

The NetCredit application process was incredible and I was very pleased. Specifically, I was impressed with the ease of the overall loan process (e.g. ease of form, credentials needed, etc.), the quick turnaround with the decision making process as well as how quickly the funds were available in my bank account.

I was extremely happy with the service I received over the phone (I spoke to two different individuals at separate times). I apologize that I can't remember their names, but both were great examples of excellent customer service!! And I was very pleased to see how quickly the loan went into my account. Thank you all for a great experience!!!

Late June 2015 I went online and found Sesame Credit. They endorsed NetCredit and a bunch of companies likewise endorsed Sesame Credit. I have equity but a low credit score and am vulnerable so I borrowed 1100 dollars. They started taking 66$ every two weeks from my bank account. I called in August and they told me that 4$ was being applied to the principal for every 66$ payment until October and then it would become 8$ off the principal or around that. I finally checked and they have taken 598 from my bank account. $32 total that is applied to the principal. Mr Obama I plead with you to crush this business to a tiny pulp!!!

NetCredit takes your payments but does not report loan payments to Experian, Transunion or Equifax, so not helping you build up your credit score. And after you pay loan off in full NetCredit very slow to send loan payoff confirmation number. Keep your records and bank statements for proof of paid in full. I would not recommend using NetCredit!!!!!!