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NetCredit Reviews

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Edited by: Jon Bortin

About NetCredit

NetCredit is an online financial company founded in 2012, specializing in personal loans and lines of credit for up to $10,000. It is not available in every state, and each state has its own terms for rates and how much you can borrow. All personal loans are unsecured and can be used for any purpose. Approved applicants can receive their funds in as little as 24 hours.

Pros
  • Fast funding
  • Flexible credit requirements
Cons
  • High APRs
  • Not available in all states

NetCredit Reviews

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    How do I know I can trust these reviews about NetCredit?
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    Page 12 Reviews 1845 - 2045
    Verified purchase
    Loan Process

    Reviewed Feb. 7, 2018

    I am pleased with the service I received when applying online. The process was completed in a timely manner. The money was deposited into my account and available within the 24 hour timeframe. I would recommend this company to others.

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    Verified purchase
    Rates

    Reviewed Feb. 7, 2018

    It's nice to know NetCredit is available when needed. I am in the processing of renovating my bathrooms. So I needed to purchase materials and still pay my bills at the same time. I received the funds 2 days after applying for my request. Interest rate is very high though but glad to be able to receive the loan. Maybe I can double up to finish paying off my loan faster.

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    Verified purchase

    Reviewed Feb. 7, 2018

    I must say my take on the way things were done when I first got the message that I was going to be able to borrow some money at this time I was quite surprised to say the least. Since my credit score has suffered a bad situation after my bad divorce almost six and a half years ago and my having a severe head injury to the back of my head nearly three years ago. That has caught me off guard being taken every penny I had in my savings and my income per monthly till now the doctors and medical bills are nearly paid off by me finally from the head injury. Except for my owing $1750 in credit card bills I owe no one anything! This money I borrow will help me immensely to do that and I plan to pay this amount of this loan back in a short time too. So I am very grateful for this opportunity you have given me! Thank you so very much for your helping me! You can rest assured that I will do what I said I would do when I am supposed to do it!

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    Verified purchase
    Customer ServiceLoan ProcessRates

    Reviewed Feb. 7, 2018

    When I needed a little, NetCredit was there. The interest rate was a little high, but based on my score it was fair. Thorough customer service. Nice follow up. Overall very good experience. I would recommend them to other people. Thank You.

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    Verified purchase
    Loan Process

    Reviewed Feb. 7, 2018

    My experience was a good one. The only issue I had was trying to move my payment from 1 bank account to another. It was a big hassle and customer support wasn't very helpful. Other than that it was a good experience and am currently using you guys again.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 4, 2018

    I've been doing business with NetCredit for over two years and they've always been great! I've never had any problems and my questions have always been answered promptly, professionally and courteously. I would definitely recommend NetCredit to anyone who is looking to borrow and needs the funds quickly.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 3, 2018

    On account number **, loan number ** I received excellent customer service. They were patient and worked even with clumsy me during this process. The process was simple and all needed documents are relevant to the lender's need to verify and assess viability of a returning repayment in full. Great job.

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    Verified purchase
    Customer Service

    Reviewed Feb. 3, 2018

    When I really needed help they were there for me at a really bad time in my life. I didn't have anyone who I can count on to straighten out the mess that I made of my life situation. But when I fill out the application online and checked my email and they said I didn't know what to say or doing that moment in or time but say thank you God for somebody heard my cry for help and this real.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 2, 2018

    Fast, friendly and informative services! Payments are auto deducted in a timely manner. Representatives are knowledgeable and easy to understand. It's nice to have found a company that will loan to "high-risk" customers. I will go to them for future financial needs.

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    Verified purchase

    Reviewed Feb. 1, 2018

    Easy to fill out the application online and quick payment into my account when I needed it most! I would definitely use this as an option again if I ever needed it. I would recommend this to anyone who needed financial help.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Feb. 1, 2018

    Best loan company I have ever Dealt with. Everyone was nice, Thorough and very quick to make a decision. Also provided me with low payments that I can afford. Second loan was easier than the first and I had funds Direct deposited into my account within 24 hours. Also give my a payment schedule so I could see when loan would be paid off. I would recommend this loan company to anyone.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Feb. 1, 2018

    Easy application online, my only recommendation is to be able to change the loan amount after viewing eligibility. Great customer service and very fast loan processing! Good job!! I would recommend this service! Fast & Convenient! I appreciate your urgency to process the loan.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Feb. 1, 2018

    Easy to apply, friendly customer service. They hear your loan needs, glad to help, made things easy to process applications. Once done response was quick and funds available in my account quick for my usage. Great customer service!! Thank you.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 1, 2018

    My experience with NetCredit is excellent. I would recommend Netcredit to all is in of help. Netcredit customer service workers were very helpful. I needed a loan for financial reasons and Netcredit was there to help. Their service is outstanding. Netcredit is a 5 star loan company in my opinion.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 1, 2018

    When I applied for a loan I was having trouble navigating the process and emailing my documents. The representatives that worked with me and guided me through it were great. I would definitely recommend this company to a friend. Your representative were patient and very helpful.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Feb. 1, 2018

    Couldn't have been an easier process. Quick simple application and I had a response in seconds. My loan was funded in two days. Can't say enough. Wished I would have known about them sooner. I will definitely use Net Credit again. Thank you.

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    Verified purchase
    Punctuality & SpeedOnline & AppLoan ProcessTransparency

    Reviewed Feb. 1, 2018

    Great experience, process was simple. Approval was quick and funds were deposited the next day. Would definitely recommend NetCredit to friends and family. The application was easy to complete, financial verification was quick and easy, and I was given updates along the way. Once approved, all loan documents were viewable online.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 1, 2018

    I was happy with the experience and glad to be back with NetCredit again. I would recommend NetCredit to my friends. You guys have always been super great with consumer service and the agents are always friendly and courteous.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 1, 2018

    The staff was very helpful and I was pleased with the efficiency of the process. I appreciate the ease and efficiency in completing the process. Customer Service Team was also very helpful in answering my questions and following up with me.

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    Verified purchase
    Staff

    Reviewed Feb. 1, 2018

    I give NetCredit a big thumbs up. Just when I needed the extra cash NetCredit gave me some without putting my other bills behind. Only negative thing is that it stays on credit after it's closed but it says suppose to fall off after two years. I would definitely recommend them to family, friends or anyone in need. They meet your needs. And paying on your payday is a plus.

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    Verified purchase
    Punctuality & Speed

    Reviewed Feb. 1, 2018

    Was very satisfy with the service I received from your company and would recommend to my friends and family any time. I liked the promptness and time limit it took to be approve and received my funds. Also the payments are not too high. I love the overall service I received.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Feb. 1, 2018

    Quick response and money was put in within two days. Nice. App was user friendly. Not much more to say except the experience was easy and fast. Very happy with the outcome also. This loan was greatly needed at this time. Thanks!

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    Verified purchase
    Loan Process

    Reviewed Jan. 31, 2018

    At first thought this was a scam as my credit is not the best and to be approve for the loan made me feel great. Also helps me to reestablish my credit and get back on track with things. I thank NetCredit for this amazing experience. I would recommend you to go thru them if you really need the help.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 31, 2018

    Amazing service and professionalism. Thank you for my loan. I had nothing but good experience both times I needed some extra cash. This is by far one of the easiest and more secured process to get the help you need when you need it.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 31, 2018

    I used your services 2 years ago when we moved from California to Virginia, and I needed some extra cash fast. So I knew that I could rely on your company once again in a pinch. I was approved online and received my direct deposit super fast. Thank you for your incredible service.

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    Verified purchase
    Rates

    Reviewed Jan. 31, 2018

    Very easy process to obtain a loan and fair rates on the loan as well compared to other sites and stores that offer loans. Will recommend. Helps you obtain the funds you need and dont charge you 3 times that in order to pay it back.

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    Verified purchase
    Online & AppLoan Process

    Reviewed Jan. 31, 2018

    Very happy with the experience from beginning to end. The application was simple and very quick. I has a decision instantly. I hope in the future if I have a need to refinance or need additional funds I will experience the same customer service as I have in the past. Thank you very much. Yes I would refer Net to my friends.

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    Verified purchase
    Loan Process

    Reviewed Jan. 31, 2018

    I was treated well - very fairly by Net Credit. I would highly recommend net credit to my colleagues, family and friends who need a loan. I know that all too often places that loan money get a bad rap for wanting information, or taking too much time to make a decision, but I didn't experience that with Net Credit.

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    NetCredit
    Response from NetCredit

    Hi Debbie, We appreciate your feedback!

    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 31, 2018

    The staff was very friendly yet professional. They made every attempt to get the questions they could not answer resolved by ensuring I was sent to the appropriate department. I felt reassure since the reason I reached out was due to medical issues.

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    Verified purchase
    Rates

    Reviewed Jan. 31, 2018

    Interests rates were higher but not absurd. I fully understood what I was doing. I needed a loan to bridge over a cash flow gap. NetCredit extended me what I needed. For that I’m grateful. I am going to payoff the loan in full, saving the interest. Therefore it was a good fit for me and my situation. But only after I thought long and hard about it. People, always look at all other avenues before taking a high interest loan.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 27, 2018

    I have had a very positive experience using NetCredit. Very fast and efficient service. The representative I spoke to get my pay off from my first loan. Paid off that loan then I immediately took out a new loan. I would not hesitate to recommend NetCredit to a friend or family member.

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    NetCredit
    Response from NetCredit

    Hi June, We appreciate your feedback!

    Verified purchase
    Loan Process

    Reviewed Jan. 26, 2018

    The service that I received from NetCredit was the best experience ever. I have dealt with other lenders and they are not that great compared to NetCredit. The process was easy and convenient and I would definitely recommend them to a friend or family member.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 25, 2018

    The processing of my loan application was done in no time. Everyone has been so helpful in assisting me through my computer which I am not at good. Thank you so much to everyone who guided me the process.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 25, 2018

    I feel I was totally blessed to have Net Credit step in to help me out in my emergency financial crisis in such a short amount time. Thank you and May God Bless all of you for being there for me and my family.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 25, 2018

    This was a great experience! Very easy to navigate the website and funds were deposited in a timely manner. I appreciate the how fast the process was due to the fact I needed the funds for a family emergency. I would highly recommend NetCredit for friends and family.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 25, 2018

    The initial application process was very efficient and professional. I read what others had written and most of the criticism seemed to be about being denied a loan. I found the entire process quick and a check was in my bank account within 2 days without a glitch. Thank you for the loan.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 25, 2018

    It was unbelievable the experience. No delays, no gimmicks, just quick service. I did it in an hour or so and my money was there the next day. I recommend to anyone eligible to take advantage of your service. Thank you.

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    Verified purchase
    Customer Service

    Reviewed Jan. 25, 2018

    Friendly all automatic funds deposited when specified it was suggested to lower my payment I guess because of onetime previous payments... I would recommend this company by far to anyone! But only call on them if you can handle a automatic payment and it helps rebuild your credit.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Jan. 25, 2018

    I received a very quick response to my request to add additional funds to my loan. NetCredit makes it easy to repay and the money is always transferred on the date it is supposed to be. I have had no issues with payments.

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    Verified purchase
    Customer ServiceRates

    Reviewed Jan. 25, 2018

    It was easy to apply! And a quick response. The interest is high but I needed the loan. I thought the bank would hold the loan for a few days but it went in my account the next day. Thank you for helping me out.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 25, 2018

    The loan was transferred to my bank account really fast. All the process was easy and surprisingly fast. NetCredit agents with whom I talked to were really helpful, cordial, patient and aware of everything. The only thing is that the loan payment terms are not known until everything is done.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 25, 2018

    The application process for this loan was quick and easy. The best part was the ability of choosing the amount of the loan while knowing the monthly installment payments. The $$ was in my bank account within 3-4 days... This was very easy, very convenient, very helpful. Thank you.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 24, 2018

    Great service and communication. I go by my middle name, so all my documents were in a different name than the loan application. The representative that helped me verify was very nice and competent and got me verified in a few minutes. My loan was approved the next day.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 24, 2018

    It was a wonderful experience dealing with NetCredit. I did not have to go through a lot of hassle with the NetCredit. It was easy, with not any stress. It was fast. I had the money I need it three days. Thank you.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 24, 2018

    I liked the fact I could log into my bank and NetCredit search for credits. Money came to my checking account really quick within about a day so I’m pleased with the efficiency. I have used NetCredit for a prior loan and paid off within less time than the schedule although the schedule of amortizations allows me more freedom if needed.

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    Verified purchase
    Loan Process

    Reviewed Jan. 24, 2018

    My experience so far has been well. I look forward to doing business with you all in the near future. I just hope everything continues to go smooth sailing on both parts so we both can establish a positive business relationship.

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    Verified purchase
    Customer ServiceLoan ProcessRates

    Reviewed Jan. 24, 2018

    The process was very simple and easy. I received my money the next day and it was deposited directly into my account. I Just wish I would've taken more than I did but I'm very satisfied. I would highly recommend this service. Interest rate is way lower than most. Customer service is great too.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 24, 2018

    Very prompt... very straightforward. Will consider again to use them. Had the deposit the next business day! Was able to pay sooner than I expected. Would highly recommend them to everyone. No hidden fees and everything was simple and fast!

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 24, 2018

    Customer service was polite and friendly. Wasn’t looking for a big loan. They have me what I needed without any pressure to borrow more. Easy terms and very understanding as far as repayment is concerned. No pressure at all with the process either.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffLoan ProcessRates

    Reviewed Jan. 24, 2018

    NetCredit was able to meet our needs in a very quick and efficient manner. Good rates and easy payment terms. Website is user friendly and simple to navigate. Approval team responded quickly and loan was funded right away. Would definitely recommend NetCredit.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 24, 2018

    All of my questions were answered that I had when I called. The person who helped me was very quick and resourceful. Keep doing what you're doing. I would definitely recommend this company to others. Thanks so much.

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    Verified purchase

    Reviewed Jan. 24, 2018

    While I only recommend loans for a last resort, I will say that I am thankful that NetCredit was there when I needed the extra cash. I was able to pay so many bills. Thank you for helping me when I needed the help.

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    Reviewed Jan. 24, 2018

    I borrowed $6000 almost 2 years ago for a move out of state. I've made $263 monthly payments on time since taking out the loan. They are telling me, I still owe $5200. How can I still owe this much. When taking the loan I was led to believe that I would be able to pay off the principal at any time without penalty. I called to inquire my payoff and was told the $5200 was still owed even though I paid $4700 already on a $6000 loan. I'm filing with the BBB and contacting an attorney.

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    Verified purchase
    Loan Process

    Reviewed Jan. 24, 2018

    My experience applying for the loan was easy. I appreciated the timeliness in answering my request for the loan and the quick deposit into my bank account. The loan has afforded me the opportunity to help pay off a few bills. In addition, the payments are affordable to those wishing to borrow money.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 20, 2018

    The loan application process was easy and non-threatening. I was able to secure my loan within a couple of days. The automatic bill pay allows me to proceed worry-free, knowing my loan repayment will always be on time. I am so very pleased and appreciative of this process and assistance.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 20, 2018

    NETCredit is the best and easiest loan to get and have. They made it easy to set the loan up and the payback plan is very affordable for my budget. Their customer service reps are knowledgeable and attentive to my needs. I would recommend Net Credit to anyone that needs a loan with an easy pay back plan.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 20, 2018

    Everything about the process was fast, easy and painless. There were a few documents I had to resend but that was an error on my part. When I did call in to check on the process the customer service representative was extremely friendly and helpful.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 19, 2018

    I would like to thank you for your kindness and support during my time of need. Your professional customer service personnel was a pleasure to converse with. I will recommend your company to all my friends and relatives when they feel the need to need assistance. Thank you.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 19, 2018

    Was quick and easy. I was grateful I was able to do it all online as well and did not have to go in anywhere to complete my loan. Thank you to you and your wonderful team. I hope to work with you guys in the future since you made the process so comfortable and easy!

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    Verified purchase
    Customer ServiceOnline & AppStaffTransparency

    Reviewed Jan. 18, 2018

    The application was streamlined maybe because I had been pre-approved. Everything was explained upfront online and completed efficiently. When I called for assistance, I was provided with the assistance I requested. I was notified and the funds were deposited. The customer service representatives were polite and helpful.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 18, 2018

    It was awesome to be able to apply and get approved for a much needed loan totally online. I would recommend this service to anyone seeking immediate financial assistance. Your company is s Godsend. There are not many companies out there that can service the immediate needs of the consumer in such an efficient manner as you all succeeded in doing. GREAT JOB!

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    Verified purchase
    Loan Process

    Reviewed Jan. 18, 2018

    This company is amazing! It was absolutely a smooth process and I will recommend friends that are looking for an easy process. My friends, co-workers, neighbor and family members will be very interested in how easy it was. I cannot Thank you enough for completing this transaction in about 48 hours. Thank you!

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 18, 2018

    Good fast service at a time I really needed it. I would recommend friends. Would have benefited with a little extra money than I was approved for. I like the way payments are taken out of my account. That is very convenient for me ensuring my payments are not late. Thanks for all of the help.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessRates

    Reviewed Jan. 18, 2018

    It was an excellent experience when I got a quick response after I sent in my loan application. I was so grateful when the fund came in on time. Interest rate and monthly payments are affordable. Surely I will recommend this experience to friends. Thanks again.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 18, 2018

    I received my loan on time when Need. Even if the interested is Higher. I saved money after paying bills. Now I am going to Clear off the Loan I took from NetCredit. I will refer NetCredit to my friends who are late in Paying bills. Thanks NetCredit...

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    Verified purchase

    Reviewed Jan. 18, 2018

    This was easy to use and I received a quick decision and funding. Repayment is also easy and they were considerate of me rebuilding credit. Will not miss a payment. I wish I could refinance. Thanks for giving me this opportunity.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Jan. 17, 2018

    Very easy and fast to process, thank you! I would definitely recommend to a friend when fast cash is needed. I didn't know you existed until I received a card in the mail, so that's what got my business. I wish the rates were lower but I guess a net loan is what it is and I had an unexpected trip come up right at Christmas.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 17, 2018

    Quick and easy. I didn’t think it let me complete the process of registering my bank account, but it did. This money became available at a time when I really needed it. It really helped being able to choose my own repayment terms.

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    Verified purchase
    Punctuality & SpeedOnline & AppLoan Process

    Reviewed Jan. 17, 2018

    We had an unexpected life event and needed extra funds quickly. NetCredit was very fast and easy experience. The online application was easy and the funds we needed were in our account the very next day. Thank you very much!

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 17, 2018

    This really help me in my time of need. They came through when I really needed a loan. I thank them so much. I was able to provide Christmas for my family. It is one of the best holiday we have had in a long time.

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    Verified purchase
    Customer Service

    Reviewed Jan. 17, 2018

    This service was able to pick me up when I was down. Thank you. NetCredit has a great customer service base as well. I was able to solve a small banking issue with customer support within minutes. Most places would have put the account on hold etc.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Jan. 17, 2018

    My experience was excellent. Initially I spoke with a representative who explained in detailed where to check my credit availability online. I followed those instructions and notice my credit availability for a loan was shown immediately. It took one day to receive an email on whether or not I was approved. Once approved, I reviewed the contract and accepted all the terms by inputting my initials and the dollar amount was entered into my account the next day.

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    NetCredit
    Response from NetCredit

    Hi Ellen, We appreciate your feedback!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 17, 2018

    I was very happy with the service. It was quick and not too many hitch. And the deposit was quick and smooth, your customer service rep was very professional and very helpful. I will definitely recommend any of my friends in the future.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 17, 2018

    Fast application process for any repeat customer but very pricey financing option. This is more of an emergency funds or last chance option for borrowing. But it was easy enough to do online and you processed it quickly and funds were also deposited quickly.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 17, 2018

    They were very very nice and helpful. I feel they went over and beyond explaining everything to me. I was very happy to deal with them. I had to call several times with help, they were more than understanding and helpful. I will probably deal with them in the future.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 15, 2018

    Very professional, all info was processed in a timely manner. Wonderful experience! I would recommend them to others. Thank you so much for helping me. The loan helped me pay my bills. Thank you so much again! I will most definitely use you all in the near future. It was a fantastic experience.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Jan. 15, 2018

    I needed to borrow additional money. NetCredit has a super easy online process. I was able to lower my payments and additional dollars, I had the money in 24 hours. Convenient, Fast, Easy, but of course Expensive. I would recommend NetCredit to someone in need of an nontraditional loan. The only drawback is that you are paying way more since they have a fairly high interest rate.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 13, 2018

    Great experience. Very helpful. Was able to take care of finance in a few minutes. Very accessible. Trouble free. More convenient. My payments were lower rather than going up. The funds were deposited the very next day. Hassle free. I will be sure to recommend NetCredit to family and friends.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 13, 2018

    You are wonderful and I appreciate your help so much. The service is prompt and efficient. When I needed the help, you were there. I will recommend you to others. Customer Service is very courteous and professional. Thank you very much.

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    Verified purchase
    Customer Service

    Reviewed Jan. 13, 2018

    The ease of applying and fast response was a definite plus. Funds were allocated in a timely manner and I was able to take care of my financial needs. I would definitely recommend company to family members and friends. A referral program would be a great idea.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 12, 2018

    I was very pleased with the service I received from NetCredit. I was well informed with everything that I needed in a timely manner. I would definitely recommend NetCredit to anyone who are in need of a quick loan. Thank you NetCredit for your fast, friendly service.

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    NetCredit
    Response from NetCredit

    Hi Dawn, We appreciate your feedback!

    Verified purchase
    Loan Process

    Reviewed Jan. 12, 2018

    It was wonderful. I appreciate everything you all have done. I have refered a couple of friends. Again, I thank you for helping me fix my credit and trying to raise my score. I believe this will be a wonderful experience. By me being older now, I should be better at it.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 12, 2018

    Thorough, but quick and easy process. Great experience. This is my second time using Net Credit. I had to update some banking information and everything was updated quickly and accurately, allowing me to complete the process. The support staff person was friendly and efficient.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 11, 2018

    The service and response I received was the professional and simple process I've ever experienced. The transfer was timely and as described. I appreciate the convenient method of doing business online. I look forward to doing business with NetCredit Again.

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    Verified purchase
    Loan Process

    Reviewed Jan. 11, 2018

    The process was easy and all done on the Internet. What I really enjoyed was the pre-approval process let you know exactly how much you were approved for without any impact to your credit inquiries. I will definitely recommend NetCredit to all.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 11, 2018

    Well first it was a great help for my family in the time of need. The payoff will be a long process. But in return it will help boost my credit score and pay off some important things. Overall it was a surprise. I did not think this was a real company approving the loan. So that was great. I hope in future the payment could be just one time a month.

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    NetCredit
    Response from NetCredit

    Hi Anna, We appreciate your feedback!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 11, 2018

    Obtaining my Loan online with Net Credit was simple and stress free. The approval process was very simplistic. Customer service was friendly and professional and provided guidance every step of the loan process. I would recommend Net Credit to my friends.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 11, 2018

    I had a very good experience. The ladies I spoke with were very helpful and they took their time and made sure I understood everything. Answered all my questions. Made feel free to call back if I had any questions I had forgot to ask. I would recommend them.

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    Verified purchase
    Customer ServiceLoan ProcessRates

    Reviewed Jan. 11, 2018

    Having received bank loans for over thirty five years, this was an enjoyable experience. Easy application, quick turnaround response and fast funding. The online account is accurate and easy to understand. Thanks for a positive experience! I would hope to receive a better interest rate following my paying this loan off as agreed. Again, THANK YOU.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Jan. 11, 2018

    Easy and Convenient process, staff contacted me very promptly. Their advertising is exactly what they say they would do. Their interest rate is very high but I guess when you need it then we have no other choice but to accept. Hopefully when I get a chance this year, I'll be able to complete payment quickly. But thanks so much for helping me when I need it the most crucial time.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 11, 2018

    Was fast response and durable amount. Help me accomplish what I was aiming for with good payments to pay back. Will recommend to friends and family... Hope to use you guys again in the future. Great customer service also. Thanks NetCredit.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Jan. 11, 2018

    I found the application process far less taxing than some I have encountered. Customer service was commendable. I appreciate the time frame between completion of the application and the deposit into my account. The timing was perfect. I thank you for your assistance.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Jan. 11, 2018

    My experience was very easy with no hassle. I would recommend it to everyone. The transaction was very simple along with the completing of the paperwork. My previous experiences with other companies was very difficult. The documents were very simple to complete and submit, customer service was available at any given time if I had a question to ask.

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    Verified purchase
    Online & AppStaffLoan Process

    Reviewed Jan. 10, 2018

    The application process was so easy and painless. They did exactly what they said. I spoke with one loan process officer and he was as kind as he could possibly be. Other than that. Everything was done online. It’s straightforward. They disclose all the fees upfront and no pressure from NetCredit. Thank you for the help I needed.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    Customer service was friendly, service was fast and loan funded with little required on my end. Very satisfied in the service received. If you’re looking for the extra help without the runaround and excess of paperwork required, NetCredit is the way to go.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    Everything has been great. I appreciate the ease of changing the due date to correspond with my monthly check. Everyone there was very helpful and I am very pleased with the quality of customer service including the professionalism and courteousness of your staff.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 10, 2018

    Their process was quick and simple, everything went very smooth. No downtime. Money was deposit at the time they stated without a glitch. I would recommend them to others. I was desperately seeking a way to consolidate my debt, Net credit really came thru for me. Thank you NetCredit.

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    Verified purchase
    Loan ProcessRates

    Reviewed Jan. 10, 2018

    The whole process was very swift. Money was deposited as promised. Loan really came in handy. The only thing that I am not happy about is the interest rate, but I will deal with that later on in the future. Would recommend to those you need quick cash...

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    NetCredit
    Response from NetCredit

    Hi Derek, We appreciate your feedback!

    Verified purchase

    Reviewed Jan. 10, 2018

    So easy, and did exactly what they said they would. I would definitely recommend this service to anyone. The part I liked the best was everything was done online. Applied on a Friday and the money was in my account Monday morning.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 10, 2018

    If I could count on anyone else it'll be NetCredit. They are fast, reliable and very easy to work with. Never thought I'd be able to get a loan but I've gotten two. Easy access to your money and easy to pay back every two weeks. I've enjoyed working with NetCredit.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 10, 2018

    I submitted my application on Monday, The same day an agent call me to ask for any document to confirm my address. I received notification of approval in 24 hours. I received the funds in less than 48 hours. The process is smooth. I like that I can do prepaying any time.

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    Verified purchase
    Customer Service

    Reviewed Jan. 10, 2018

    Easy, Accessible and Extremely Convenient. It just took a few minutes from the convenience of my home on my computer. Never had to leave my workplace or home and receive an answer within hours. That's my kind of banking. I'll definitely refer your company to my friends.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Jan. 10, 2018

    Fast processing. I used NetCredit before. Wish I would of took the full amount of loan offered. Thank you. Helpful customer service. Happy they accepted me with my score and credit. Would recommend to others. Thanks again. Easy to use.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 10, 2018

    Thanks so much. Great service. I would recommend friends to this company. It came right on time for my personal needs. I love doing business with people like this. Once again thank you so much for helping me with my financial need.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 10, 2018

    My experience was great, people I talked with on the the phone were very pleasant. Loan was deposited into my account the next day as promised. I don't have to worry about mailing a payment it is taken directly from my account every month. Very convenient.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 10, 2018

    The process was fast and friendly, I received my money the next day. I like that you did not have to wait for a long time to get process or to get the funds to you. And when you call customer service with a question they were very friendly and helpful to my needs.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Jan. 10, 2018

    I was approved for a loan more than I expected. Payments are kind of high but the money was right on time. I hope you can renew once you are almost finished paying and that the payments help my credit score. I would recommend this company to anyone who is seeking a loan. The response time was awesome and I got the funds in 24 hours.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 5, 2018

    Very Good service. Very good customer service. Easy to do loan online. Agents were very polite and helpful with my loan. They help me with my credit. I Want to thank everyone that help me get this loan. I now can have a little peace in my life.

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    NetCredit
    Response from NetCredit

    Hi Kathryn, We appreciate your feedback!

    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Jan. 5, 2018

    Very fast and good quality services. The only issue was no one answer the phone. I requested a loan online for 9200, was approved same day and funded next day, very quick good customer services. Was deposited to my account within seventy two hours.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 5, 2018

    The loan process was fast, easy, and seamless. I like the fact that you can pay the loan off early with no penalties. The repayment process is convenient with auto-deduction from your checking account. This loan opportunity came at a time of the year when money gets a little tight.

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    Verified purchase
    Staff

    Reviewed Jan. 5, 2018

    I thought that your company would turn me down, but thank God everything work out. Most of the time I don't have any help, I have always told my mom. That if anyone helps me I would be so grateful. Most people are always up to using people but God has been to good to me for me to do anything but the right thing. Thank You very much.

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    Verified purchase
    Customer Service

    Reviewed Jan. 5, 2018

    Service was tremendously efficient and on time unlike other creditors or lenders who do much advertising and sending of emails but upon applying grow cold feet and issuing excuses or in most cases do not reply but run one's credit. Thank you.

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    Verified purchase
    Online & AppStaffLoan ProcessTransparency

    Reviewed Jan. 4, 2018

    I absolutely found this process smooth and nice. The application was clear and provided guidance on fields that were a little unclear. The staff kept me updated, the e-mails were precise. The outcome was favorable and will help me tremendously. I look forward to also using this to improve my credit score. Thanks.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 4, 2018

    Application and process was easy, fast, and there was no hassle. Peace of mind when it comes to needing money. I would recommend to friends and family without hesitation. I have used their services twice now, and both times have had a pleasant experience. Keep up the good work.

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    Verified purchase
    StaffLoan Process

    Reviewed Jan. 4, 2018

    My experience was very professional and pleasant. Thank You!! I will definitely recommend your services to family and friends. I still can’t believe how easy it was to apply. This is my second time using this service. I am very pleased. Thanks NetCredit.

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    Verified purchase
    Loan Process

    Reviewed Jan. 4, 2018

    Very simply! I needed a loan! Went online to www.netcredit.com and applied! 3 days later, "I was Funded", directly to my checking account! I was very excited about the application process, because it gave me the option of payment date falling on same day as my income direct deposit, and also let me choose the amount I borrowed, up to what I was approved for, then even let me choose my own payment terms, (number of payments and amount of payments)! I couldn't believe, that a loan company actually let you customize your own loan from them! It was an awesome experience!

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Jan. 4, 2018

    Timely manner, efficient, thank You for YOUR Help at the right time. I will recommend to Family and Friends.. Your interest rate are high and I will try and pay off early... I hope to do business in future if possible... Again Your service is great.

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    NetCredit
    Response from NetCredit

    Hi Frank, We appreciate your feedback!

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Jan. 4, 2018

    I was very pleased with the whole application process, and with the ease of it. I received my confirmation email and funding just as it said I would. I am so pleased, and would love to tell anyone what a great and positive experience this was. Thank you very much.

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    NetCredit
    Response from NetCredit

    Hi Georgia, We appreciate your feedback!

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 4, 2018

    Was a good experience. I had problems with the electronic verification but every person I talked to about it was very nice and professional. It was not their fault. It took a long time but everyone was great. I will use them again if needed.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 3, 2018

    NetCredit is the only loan company I would turn to. I have had 4-5 loans over the past few years. I am very satisfied with their service. This company is fast, reliable and professional. I rate them 5-stars and would recommend them to a friend. Thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 3, 2018

    Fast and easy great experience. I would highly recommend. Emails telling me what to expect and when. Always keeping me informed. I could not ask for an easier time renewing. If you need questions answered the call center is very friendly. They take time to help you understand the process.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Jan. 3, 2018

    The process was easy, quick and efficient. The payment plan was affordable and easy draft direct from checking. We needed a little extra money to get back on track. The funds were deposited into my account within 24 hours. I would definitely recommend NetCredit to a friend.

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    NetCredit
    Response from NetCredit

    Hi Tracy, We appreciate your feedback!

    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 3, 2018

    Thank you! Everything was fantastic with NetCredit. I truly appreciate the quality and quick turn times provided by your group. This is the second time I have used NetCredit and am very pleased. I will recommend Netcredit to friends and family.

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    Verified purchase
    Staff

    Reviewed Jan. 3, 2018

    Easy website to request a loan. Could not verify my bank account information through your system, but spoke to a representative for NetCredit, he was very helpful verifying bank account and walk me through the final processing. Would recommend to a friend.

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    Verified purchase
    Rates

    Reviewed Dec. 29, 2017

    I received immediate satisfaction as always. The online features are so user friendly that it is very much appreciated. Unfortunately, I didn't want to extend my current contract out again but it was very beneficial at the time. I would definitely recommend the service to a friend regardless of the interest rates.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Dec. 28, 2017

    Professional experience. The response was efficient and the results were as expected. I would recommend this group and hope for the same experience. If you are in need of a money and want to work with a professional group, then try Net Credit.

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    Verified purchase
    Loan Process

    Reviewed Dec. 28, 2017

    My experience was great, money was in my account and did not know they were sending it yet. I hope I will be able to refinance this loan for a bigger one in the near future. Thank You very much. Happy Holidays.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Dec. 28, 2017

    It was a painless and quick experience, professional, and I would recommend to others. I look forward to a continued relationship with this company. The only complaint I had was when you call in, your wait time can be up to 15-20 minutes. Maybe they can look into hiring more people in their call center.

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    Verified purchase

    Reviewed Dec. 28, 2017

    I was able to pay off my mother's funeral expenses and have a little money left over. Then when I needed additional funds, they did not hesitate. I was very pleased that the funds were deposited directly into my checking account too.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Dec. 28, 2017

    NetCredit is an awesome beginning to a healthy credit report. The interest may be a little high but, the outcome of building your credit is rewarding. They help you when you need it. And they are quick and you have the opportunity to read everything and make your decision. I would do it all over again. My experience was awesome!!!

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 28, 2017

    Easy to apply and convenient. Super quick process and approval. Thank you for helping me when I need you. Third time that I have used NetCredit. Although wish loan amount would increase especially being a multi user customer and always pay off loan early.

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    Verified purchase

    Reviewed Dec. 28, 2017

    Happy NetCredit gave me a chance as I build my credit. Would like to see some options after I have established credit, right now it seems this type of loan is very high cost. That's sad because I would like to continue doing business with the company that gave me a chance.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Dec. 28, 2017

    It was a great experience and the loan was quick and with little hustle. I only requested less than I needed as I realized how much I really needed. I will recommend to a friend. The interest rate is high though.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Dec. 28, 2017

    It was a great initial experience but was told one thing on the weekend and another mid-week after loan denial. Was told supplied bank statements were accepted and then loan denied. When I called was told they needed the more recent month. It was in the crossover period of not yet receiving the newest statement. So I was a little disappointed that I specifically asked if what was sent was good for the loan, and then received the denial based on not having the latest month.

    Received newest month statement two days later after requesting another loan and was approved. Had I just been informed over the first weekend that the newest would be required, I would have not had any expectations. But to tell me the loan would be funded with one additional letter showing routing number on one day, and then denying without contacting me two days later was not the greatest customer service. But the loan funded eventually and all is good. Now that I know what to expect I would be more specific about my questions and the need to get the conversations documented on your end to manage expectations.

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    Verified purchase
    StaffRates

    Reviewed Dec. 28, 2017

    4 STARS only because if my interest rate will be high I should hope to be approved the amount I request, but I am GRATEFUL. NO, you may not get amount you request. YES, you may get a rate that is super high. YES, you will have to pay damn near 4 times what you are approved for. However if in need of a loan and your options are scarce they are willing to assist. The customer care reps and the loan department reps I got the chance to speak with were extremely help. YES, I would have like to receive the amount I requested but NO I would not have want to pay the amount back based on my interest rate. Reading the reviews and being skeptical is a human trait, but what's for me is for me regardless of the circumstances. No single person has the same situation so BREATHE in and out then RELAX.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 28, 2017

    Received my funds promptly and got the cash I needed just in time. This is a great service for anyone in need of capital who is having a difficult time receiving funding from traditional lenders. I would highly recommend them to my friends and family.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 27, 2017

    Loan process was quick and easy. Terms were simple to understand, and verification process was seamless. Used the loan to pay off a big investment, which turned out to be fruitful, and there are no additional fees for paying off the loan early, which makes it perfect for my case.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 27, 2017

    I was helped quickly and efficiently. The service department was extremely helpful and concerned with making sure that I received the best product that fit my financial situation. I would definitely recommend this service and am glad to be a customer.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 27, 2017

    The experience was great. I received my funds fast and the terms of the loan were fair. Really helped me. I was stuck and needed some funds to cover expenses for the holiday and I filled out the request from my phone. Really easy!!

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    Verified purchase
    Punctuality & SpeedRates

    Reviewed Dec. 27, 2017

    The site was very easy to use. The interest was extremely high, but that is expected with a low credit score. Overall I would likely use them again if I needed to. I am satisfied with the company. They even lent me more money since I was making payments on time.

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    Verified purchase
    Staff

    Reviewed Dec. 27, 2017

    It was a great experience... and the people that I talked to was very nice. I look forward to doing business in the future. I think this company will be in business for a long time because they are helping people like me... Thanks a lot.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 27, 2017

    Very helpful. Service was outstanding. I will recommend Net to all my friends because the service was outstanding and is very easy to apply and take care of any issues with no problem. And the customer service was outstanding and I do appreciate being treated great. Good Job!!

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    Verified purchase
    Punctuality & SpeedOnline & AppLoan Process

    Reviewed Dec. 26, 2017

    I had a very helpful and prompt experience with NetCredit. I will definitely recommend it to my family and friends. The application and the process was very easy and self explanatory. My family and I were experiencing some financial problems and with the loan I was able to get back on track. Keep up the good work.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Dec. 22, 2017

    The experience was easy and fast. Once I filled out my information and sent them what other information they needed. About two days later I had my money. Great customer service. Would do more business with them in the future. Will recommend them to family and friends.

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    Verified purchase
    Customer ServiceLoan Process

    Reviewed Dec. 22, 2017

    My experience was awesome. I would do business with NetCredit again. I absolutely loved the quick response. I would love to refer someone for the same experience. I think NetCredit is a great company to do business with. They gave me a great amount on my loan, it helped in a tremendous ways.

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    Verified purchase
    Customer Service

    Reviewed Dec. 22, 2017

    Completed application and got a response in a timely manner. Very pleased with the rapid and professional handling of my call when I had a question. Will recommend to others. Would like to continue this business relationship. I’ve dealt with two other companies, this year, and this one outranks the others.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Dec. 21, 2017

    Customer service reps were fast and friendly. Overall process was fast, fair and efficient. I didn't know companies like this existed! I would definitely recommend to friends and family! Also, the online portal was fast, easy to use and glitch free.

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    Verified purchase
    StaffTransparency

    Reviewed Dec. 21, 2017

    Everything went so smoothly and easily. The representatives communicated clearly and were great facilitators, they made this an enjoyable experience. My questions were answered right away. They made great suggestions and made sure I understood all of their directions. Everything happened just as they said it would.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 21, 2017

    Your customer service were very helpful in getting my loan. This will be very helpful during the Holiday season! Hope you and all the NetCredit team have a merry Christmas and Happy New Year as you have made Mine. Thank You for the special Service you provide everyone!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 21, 2017

    Very professional and got money quickly! I helped a great deal! I needed car repairs and got the money to do it in a timely fashion! I am very happy that I was able to get approved and my payments are fairly affordable and reasonable.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Dec. 21, 2017

    Quick, easy and a wonderful experience. I would easily tell a friend about this company. Approval was very quick. There was a delay in getting my funds but they kept me notified until they were released. I would apply again in the future.

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    Verified purchase
    Loan Process

    Reviewed Dec. 21, 2017

    It was a seamless process and I got my money sooner than expected. The steps were easy to follow, and I could go at my own pace. The company follows up with you to make sure experience went as expected if not better.

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    Verified purchase
    Loan Process

    Reviewed Dec. 21, 2017

    I don't have my order # available. I am filling this out at work. My experience with Net Crédit is good. I have no complaints with service. The due date does not fall on my payday like I prefer but when I finally get through to talk to someone they are ALWAYS professional, understanding and no questions asked. They just delivery! Thank you all and HAPPY HOLIDAYS from my family to yours!

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 21, 2017

    Net Credit did what they said they would do. I was a bit skeptical of providing my bank sign on information, but it made the verification process quick and easy. I received an email after completing my application indicating the loan process was verifying / due diligence and I would receive a phone call or email later in the day regarding the loan. I applied around 6:30 a.m and by 4 p.m. I received the email indicating all was approved and the loan should be funded within a max of 4 days. When I checked the following morning, the load was already funded. Thank you!

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    Verified purchase

    Reviewed Dec. 20, 2017

    When my family had exhausted all of our resources, NetCredit got us through our storm... When we thought all hope was lost. You come through for us. We didn't even know how we were going to make it through. We had something unexpected to come at us. We appreciate that you provided us with the funds to get through this. Thank you.

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    Verified purchase

    Reviewed Dec. 20, 2017

    I was very pleased with the service I received due to the fact that I have a poor credit rating. I asked for the loan on Monday (am). By the afternoon I was approved, and the next day the funds was in my account. This will give me a chance to build up my credit scores. Thank you. One thing I did not like was the 1st payment will come out this month.

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    Verified purchase
    Rates

    Reviewed Dec. 20, 2017

    I give my experience a 3/5 because I was approved for a loan, but I feel like the interest rate is RAPE. My friend told me about this provider. I don't have a great credit score, but it is not a HORRIBLE score either. I was approved for a loan, but the catch was, it came along with a 98.3% INTEREST RATE! That's INSANE!! I would have easily had a 5/5 experience if the interest rate were even half-way reasonable... but a 98% interest rate seems criminal.

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    Verified purchase
    StaffLoan ProcessTransparency

    Reviewed Dec. 20, 2017

    Wonderful experience... Customer Support was very accommodating and answered all of my questions. I was nervous with the Bank information detail and they walked me through the steps of employment pay date assurance and how it was used for verification. Would definitely recommend to others.

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    Verified purchase
    Staff

    Reviewed Dec. 20, 2017

    Excellent, very easy people, was very helpful, I just think it was a pleasant experience. Would recommend to friends and family. I have told several people about you guys. Would do it again when I pay this loan off. You guys communicate very well with the applicants.

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    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Dec. 20, 2017

    I thought that the process of applying and getting approved for a loan was both easy and quick. I appreciate the secure process in verifying my identity especially since I was made aware by Equifax that my personal information may have been compromised during their breach. The only issue that I have is that I get paid on the 1st of the month (sometimes later during holidays) and sometimes the loan payment date is before payday. In that case I must call and schedule a different payment date.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Dec. 20, 2017

    So prompt, no hassles. Amazing service. Thank you so much for giving me an opportunity for continued hope and to have a wonderful Christmas!!! I did refer a friend yesterday. She was extremely pleased and surprised with the outcome. Your company is amazing. I will continue to refer friends and family.

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    Customer ServiceStaff

    Reviewed Dec. 20, 2017

    The customer service agent addressed all of my concerns with patience and high degree of professionalism. She was very knowledgeable about NetCredit policies regarding my issue of concern. I am very pleased with NetCredit and would definitely recommend to friends.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Dec. 18, 2017

    The whole application process was seamless and easy. Everyone I talked to on the phone was friendly and professional and the whole thing happened very quickly. It was a great experience all the way around. I couldn't have asked for a better outcome and application process.

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    Customer ServiceLoan Process

    Reviewed Dec. 15, 2017

    The loan process was easy and uncomplicated. I was advised of each step and receive an answer fast that my loan request was accepted. Once I was notified, the loan amount was in my bank sooner than expected. I was able to pay off other accounts sooner.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 15, 2017

    Very easy loan process. Quick approval and fund deposit. Had no problems with loan process. They helped me when no one else would. Would definitely recommend to everyone. I am on my way to paying my debt off sooner than later.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 14, 2017

    Good response time, Fast delivery and best customer service I have ever seen. I'm glad that I have found this company. I would recommend a friend. Thanks for the wonderful service that your company gives. I will definitely keep you all on my good side.

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    Punctuality & Speed

    Reviewed Dec. 14, 2017

    They made it fast and easy. I would never suggest this type of high interest to anyone. I question my own judgement for getting into it. But they have so far at least been honest and up front about it all.

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    Rates

    Reviewed Dec. 14, 2017

    I was quite happy that I was approved for this loan, the interest is going to kill me, but, I need my vehicle. My credit is shot, I have no one to blame but myself. At least, now I have my vehicle in tip top shape thanks to NetCredit. A hard lesson to learn, but, I know this is a step in the right direction to get back on my own two feet. THANKS NETCREDIT!!!

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    Customer Service

    Reviewed Dec. 14, 2017

    We need like your company. Everybody need you except very rich. I might paid off next month but who know I need your company again. I hope not but great!! I will let my friend knows. Your customer service was great and all good.

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    Customer ServiceLoan Process

    Reviewed Dec. 14, 2017

    I really like NetCredit. They have been there for me through some really tough times, but I don't like the fact, when you do receive a loan NetCredit keeps sending emails regarding applying for a new loan, and that is not good, because when that happens I try to apply for a increase it is not granted. So if you see I have a existing loan please do not send me any more emails saying that I am eligible to receive an increase when in deep reality I am not.

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    Verified purchase

    Reviewed Dec. 14, 2017

    Great online service, fast, no stress loans. would and have referred friend to this site. I like the fact that the payment comes out of my checking, I don't have to worry about sending in a payment. Once this loan is paid off I probably apply for another in the future. Thank you.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Dec. 14, 2017

    The loan process was easy and fast. It is expensive but I expected that because of my credit. Customer service has been helpful. I have been pleased so far with the loan and experience. I would recommend NetCredit to others. I had hoped to borrow more after loan funded because I didn't request enough but we will see if that can be done after I establish credit with NetCredit.

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    Loan Process

    Reviewed Dec. 14, 2017

    Overall great and expedient online experience. Also, felt secure with the online security of my personal information. Experienced some challenges in the end with verifying my banking information. Alas, I am ecstatic that I was approved for a $10,000.00 loan!!! Thank you NetCredit.

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    Punctuality & SpeedLoan Process

    Reviewed Dec. 14, 2017

    My experience was quite comfortable and efficient. It was timely and as stated. It was a lot easier and confidential than I ever believed it could be. I would definitely recommend to my friends in need. I will most likely use this service again as my life continues.

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    Punctuality & Speed

    Reviewed Dec. 14, 2017

    Super easy and super quick... Easy to understand the terms and payment plan. I like the online payment program.. very easy to make payments and track payments. I like the ACH payments plan. Easy for my busy schedule so I don't miss a payment. Thank You Very Much.

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    Punctuality & SpeedLoan Process

    Reviewed Dec. 14, 2017

    The whole process was quick and easy. Unfortunately, when unforeseen expenses occur it is great to know there is a place you can go to, with minimal issues. It is embarrassing to ask for money, we should have savings to fall back on, but reality sets in.

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    Loan ProcessTransparency

    Reviewed Dec. 14, 2017

    It was so easy to refinance to obtain more cash and fast!!! The process was simple from beginning to end and I was kept up to date via email so I didn't have to worry about having to log into my account. I submitted application I think on a Monday and by week's end the money was in my account. And what I noticed was that my payment was lowered by almost $30 - THANKS!!!

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    Punctuality & SpeedLoan Process

    Reviewed Dec. 13, 2017

    Very good quick service. I was very pleased and would recommend to others. The process was not painstaking as some loan processes can be. Everything was done with 24 hours or less. I am so pleased with NetCredit.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 13, 2017

    Great in a pinch. Great customer service when calling in. It is a little pricey but less than perfect credit score. I can't complain. I have used NetCredit twice and paid off early after catching up. Thanks once again NetCredit for helping out.

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    Customer ServiceLoan Process

    Reviewed Dec. 13, 2017

    I have been satisfied with my loan processing through NetCredit. Customer service was very helpful in answering my questions before I decided to take the loan out. The process was simple and straightforward and the money was deposited in my account within a few days of completing the loan application.

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    Loan Process

    Reviewed Dec. 13, 2017

    The process was extremely easy, had the money I needed within 2 days. The only thing I didn't like is that 1st payment is due about a week after funds are given. I plan to pay off early, so hoping that process is not bad since there is no fee for paying the loan off early.

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    Customer ServiceStaffLoan Process

    Reviewed Dec. 13, 2017

    Customer Service was amazing. The professional that handle my loan request was very knowledgeable and made the whole process painless. Sometimes in these times of economic uncertainty you need a company like NetCredit. Whatever the reason, NetCredit is the company that can help you with your financial needs.

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    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Dec. 13, 2017

    My experience was great with NetCredit. Super fast and professional. Verification was quick as well. I called into NetCredit to make sure the requirements I needed were completed and in an hour I received an email regarding the funds being sent to my bank.

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    StaffLoan Process

    Reviewed Dec. 13, 2017

    Everyone I dealt with was extremely patient, knowledgeable and helpful in the process. The process itself was very easy - everything was done online. I had several bills I needed to consolidate into one easy payment and was able to get just what I needed to take care of them.

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    Verified purchase

    Reviewed Dec. 13, 2017

    You keep me well informed which I very much appreciate. You do what your ads say you will. I would recommend you to a friend. It is an easy and friendly

    application. It's a very rapid turnaround period. Thus far I have no complaints. In fact I have a friend I am going to have call you. I think you're just what she needs.

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    Customer ServicePunctuality & SpeedOnline & AppStaffLoan Process

    Reviewed Dec. 13, 2017

    Everyone was helpful and answered all my question promptly. The application was easy to understand. When I called back for an update they explained where I was in the process. Little surprised that the first payment was due fifteen days after the loan was funded. Usually it is 30 days.

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    Loan Process

    Reviewed Dec. 13, 2017

    This was all I had wanted. The funds were available soon as I needed them urgently. Application process was easy, got instant results. Overall it was a good experience for me. It would have been great if I would have been granted a higher amount. Thanks.

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    Loan Process

    Reviewed Dec. 10, 2017

    The loan experience was satisfying and was very helpful. Thank you. Would recommended to a friend or family. Hope they will recognize my experience and if needed inquire about accepting an offer from NetCredit. Don't know if I need another loan would I be able to obtain one in the future. Let me know.

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    Punctuality & SpeedLoan ProcessRates

    Reviewed Dec. 7, 2017

    It took a lot to confirm information, but after that, things moved on quickly. The money was in my account the next day, and the payments are not too bad. The interest is extremely high, but they said the balance could be paid off early without penalty to lower it, so that's good. I was skeptical about doing an online loan, but overall, it was a good experience.

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    Loan Process

    Reviewed Dec. 7, 2017

    Wonderful experience. Loved the electronic process and easy to follow guidelines. Funding date was met as outlined in my agreement and I did not have to contact anyone to complete the process. Very easy and user friendly website. Would definitely refer a friend or family member.

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    Staff

    Reviewed Dec. 7, 2017

    Very accommodating, professional - always a pleasure to deal with at all times - went out of way to meet my needs, would always recommend your company to friends and neighbors. Have dealt with your company for several years and have always been very pleased.

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    Punctuality & Speed

    Reviewed Dec. 7, 2017

    You did exactly what you say you would do and on time. You fill the gap if someone needs a little help on short notice. Although I paid back what I borrowed in a short time I found your service to be fair and equitable. I would council individuals to only borrow if they need to and pay it back as quickly as you can.

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    Verified purchase

    Reviewed Dec. 7, 2017

    I tried to make a payment and it kept doubling so I tried to make another payment so I panicked and emailed your support system and they told me that my payment would come out of my bank account automatically. I had not had that done before. I was just trying to make my payment early but your support system put the extra money back in my account and told me what I was doing wrong and set me straight and I am so glad you people are honest because most companies would have kept the extra payments. I am so glad your company didn't let me get further in debt... Again I am so thankful and have a wonderful merry christmas.

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    Customer ServiceLoan Process

    Reviewed Dec. 6, 2017

    The process was very simple. I didn’t have to provide complicated paperwork or answer difficult questions. I received a respond pretty fast and the funds were deposited in my account without any problems. I’m really satisfied with this company and their process for loans.

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    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Dec. 6, 2017

    The application was quick and easy. The decision was fast and the money came the next day! Super easy! With someone as busy as I am I did not want to do extra steps or have to get on the phone with someone. Everything was done via email and it was great!

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    Punctuality & SpeedLoan Process

    Reviewed Dec. 6, 2017

    My loan was approved pretty fast. The waiting time for funding my loan was short. The loan processing department was patient to help me submit my information in an acceptable format. We played tag until everything was submitted correctly to support my application.

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    Customer ServiceLoan Process

    Reviewed Dec. 6, 2017

    It was wonderful you took no time to get it and be approved and the payments are very easy to make and love it. It was the best experience I have ever had with a loan company and I'm just proud of this company how they handle everything they do and have the best customer service.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Dec. 6, 2017

    Great service, fast and prompt. I felt the website was secure and the payment options all affordable! I received my approval the next day and the money was direct deposited into my account the day after being approved. I've never received such fast service when submitting an application for a loan! Thanks for the great service.

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    Punctuality & SpeedLoan Process

    Reviewed Dec. 6, 2017

    Great experience. Easy and fast with no hassle. Did not particularly care for the request for banking sign on information; I was a bit worried about that portion; however, all else was great. We will see how hassle free this is when monthly payments come due.

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    Customer ServiceLoan Process

    Reviewed Dec. 6, 2017

    Excellent customer service. NetCredit help me in the time of need for having a financial crisis. Now am relieve from financial stress. I would recommend a friend or family member that qualify if they are having a financial crisis. Also a thumbs up was able to refinance my loan for the holiday shopping spree.

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    NetCredit Company Information

    Social media:
    Company Name:
    NetCredit
    Year Founded:
    2012
    Address:
    175 W. Jackson Blvd., Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.netcredit.com