
NetCredit Reviews
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About NetCredit
Incorporated in 2012, NetCredit is an online lender specializing in personal loans and lines of credit for up to $10,000. As of publishing, NetCredit serves customers in 38 U.S. states, although available credit products, annual percentage rates (APRs) and loan amounts vary by location. All personal loans are unsecured and can be used for any purpose. Approved applicants may receive their funds in one business day or less.
Visit www.netcredit.com- Fast funding
- Flexible credit requirements
- High APRs
- Not available in all states
NetCredit Reviews
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Reviewed Oct. 18, 2019
Everyone was very nice and policy. Very helpful. Very understanding. The only company that would help me out. No one else would because of my income. I would tell anyone that has trouble getting a loan to try your company first before doing any other.
Reviewed Oct. 16, 2019
The staff was not familiar with the information needed from me to send them. Also, I had to fax the information 3 times costing me $40.00 dollars to do so. My fax said completed pages while your fax did not show the completed pages. Finally, I have 2 additional pensions and no one there was familiar with the 1099-R filling forms submitted to IRS to file my additional pensions at two other banks.
Hi Hattie, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.
Reviewed Oct. 16, 2019
I was very pleased with the entire process until it came time for my deposit. Even though I gave the correct routing number and account number the deposit was sent to an old bank account that has been closed. I was really depending on that money and now I'm told it will be 5-7 days. Someone made a big mistake and I'm paying for it.
Hi Stella, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014
Reviewed Oct. 12, 2019
My recent loan approval experience was wonderful with net credit. The online application was VERY user friendly and visible links to upload any documents. I especially liked the way I was called to verify I was exactly the person applying for the loan and they even sent an email to back up the phone call. Simply and easy process unlike other companies making odd request such as power bills and lease or mortgage papers. THANK YOU Net Credit!
Hi Charles, We appreciate your feedback!
Reviewed Oct. 10, 2019
I had a great experience with NetCredit. It was handled so fast at a time I really really needed the funds. I am so happy you were here for me. I will definitely refer my friends to you. I have a feeling of relief being able to pay off some bills to make my life a little easier.
Hi Wanda, Thank you for being a valued NetCredit Customer!
Reviewed Oct. 10, 2019
The person who helped me on the phone was quite helpful, and put me at ease related to this loan app. My first concern was authenticity, because there are so many scams out there, and she set my mind at ease. The approval process and funding was as quick as she said it could be, and I was happy to get immediate funding so I could continue with my project. Not thrilled with the rate, but I understand it, all the more reason to pay it off quickly.
Hi Michael, Thank you for being a valued NetCredit Customer!
Reviewed Oct. 10, 2019
When it came through we were so happy. It came through at the perfect time!!! We really needed the money for our two handicap boys and NetCredit really came through for us. We had a really nice trailer picked out but didn't have the money for the security deposit and NetCredit came through.
Hi Jerry, We appreciate your feedback!
Reviewed Oct. 9, 2019
I am glad I had the chance to deal with such professional system. I will recommend it to my friends and clients, It has been a while for me to see that there is great company willing to help people like me to get back on their feet, Thank you.
Hi Antoine, We appreciate your feedback!
Reviewed Oct. 9, 2019
Want to thank you for the loan. It was easy to apply for the loan. Would love to tell everyone to go to you. Talking to you on the phone was easy and they was very polite to talk to. Want to thank you for your help.
Hi Richard, We appreciate your feedback!
Reviewed Oct. 5, 2019
Net credit, customer service was great, fast and confidential. They understood my need of help. I would refer to a friend one that I know really need it and will pay back the loan. It's a good thing they check on credit.
Hi Leai, We appreciate your feedback!
Reviewed Oct. 3, 2019
Not hard and kind of easy. Conversation with one of the Reps. Nate was very pleasant and customer-service orient. Very informative about the program/company. Hope the experience of paying back the loan is pleasant, customer service oriented with concern in helping the customer.
Hi Linda, We appreciate your feedback!
Reviewed Oct. 3, 2019
I learned about the business through an email. I filled out loan application. It was approved within minutes. Money in account the next day. Application was easy and terms af loan and repayment were clear. I am quite pleased with the online service.
Reviewed Sept. 26, 2019
I was very pleased with my experience with NetCredit. It was a easy process. I had a few questions about the loan so I called the number I got online and I was pleasantly surprised by the way I was treated, the representative was very professional, she answered all my questions and really put me at ease about the transaction. I am a store manager and I appreciate what it means to good customer service representatives. Thank you!
Hi Milton, We appreciate your feedback!
Reviewed Sept. 22, 2019
I sent the necessary documents via e-mail to finish processing my loan approval. Received receipt of the e-mail & documents were sent to loan processing within the deadline. The next day or two the loan processing dept claimed I didn't send documents within the deadline and stopped processing my request. I questioned it multiple times yet several days later, no explanation from NetCredt. I held up my end of the loan process. They did not hold up their end of the process. I guess they don't need my business.
Hi April, We’re sorry to hear this, and want to thank you for providing valuable feedback.
Reviewed Sept. 20, 2019
My 7000 dollar loan. Thank you for and easy experience in getting my loan. You were courteous and very professional and I intend to pay this off asap. I would recommend you to my friends in a heartbeat.
Reviewed Sept. 20, 2019
Good service and payments are manageable. They've helped me several times when in a bind. Applying is easy. Once approved you can continue to request funds when loan is paid off. Other family members use the service also and are very satisfied.
Reviewed Sept. 19, 2019
Loan approval took no time at all. I applied on Thursday and was approved on Thursday. But I didn’t receive $$ until the following Wednesday. I thought that was a bit slower than advertised. Overall a painless experience but I felt I should have received the funds sooner. I would still recommend NetCredit to others because it’s solely done online.
Reviewed Sept. 19, 2019
I received a offer in the mail for a loan from NetCredit. I decided to apply and it was a complicated experience. It took several emails, copies of documents and a phone call to complete the process. The loan is at 64 percent and payments are taken out every payday. I think a payday loan would have been easier and less costly. I have gone through companies like this before but this one was definitely the most difficult.
Hi Kami, We’re sorry to hear this, and want to thank you for providing valuable feedback.
Reviewed Sept. 19, 2019
I was really impressed with every aspect of the loan process. If I had any questions I could call in and the customer service team helped right away to get my loan processed. It was all done in a matter of days.
Reviewed Sept. 18, 2019
Steer clear of this company if you can. Their customer service is the worst I have ever experienced. When and IF you can actually speak to someone on the phone, the information they provide is not helpful. I've been desperately trying to make 'additional' payments to this account to pay down as much of this ridiculously high interest loan as possible. But then they deliberately skip the next auto payment that is already scheduled to be debited from my checking account. So these additional payments do not really pay down your balance.
I've tried resolving this with them, and they instructed me to make those 'extra payments' on the SAME DAY my regularly scheduled payment (twice per month) - which I did. And then guess what? They skipped the next regular payment anyway. This is a clever way to keep the interest piling up - making it impossible to reduce your balance. I'm reporting this to the CA Attorney General, and will likely have a lawyer look into this now. I sent an email and their response was 'call us'. SURE...as I sit on hold yet again for 45 minutes.
Hi Patricia, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team at (877) 392-2014, and we will investigate this for you.
Reviewed Sept. 18, 2019
I am very happy to be a Net Credit customer!! When they offer the refinancing option of borrowing more money, I always have a great experience! The monies come exactly when they say! I never had any problems with this company. I also appreciate how my credit score has increased.
Hi Sharon, Thank you for being a valued NetCredit Customer!
Reviewed Sept. 17, 2019
Net Credit approved me for a loan of $1,070.00 after I completed an application. After signing what appeared to be the contract, I was told to link my bank information for the final decision. I have a credit inquiry on my credit now from signing that contract and I didn’t even get the loan. Use a company that is not going to put you at risk and add a negative mark onto your credit without reason! Best Egg, OneMain, and Regency are a few to name that will let you know upfront if you are eligible for a loan at all BEFORE putting your name on the line for your credit history!
Hi Allison, We’re sorry to hear this, and want to thank you for providing valuable feedback.
Reviewed Sept. 16, 2019
I reached out to this company due to some unforeseen dental work, as well as minor car repairs. I was told that the eligibility assessment would not affect my credit score, so I went ahead with the process. After being informed that I was eligible for 4000 dollars, I sent in the required documents, along with giving them access to my deposit account. I was then told that I needed to apply for a lesser amount, which I did. I am in the process of rebuilding my credit, and currently on fixed income. I was subjected to two additional days of waiting, checking my email, with no results.
I finally called and waited for a response back. The customer service rep informed me that they needed a voided check (which had been previously submitted). At this point, I'd had enough! The interest is exorbitant, and I was very disillusioned by the fact that no one had informed me that the previous check submitted was too dark; I'd had to find out by calling THEM back! I wasn't pleased at all, and will pursue other avenues.
Hi Sandra, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014.
Reviewed Sept. 15, 2019
Called and asked if I could change my due date to the 7th of each month after signing my documents the day after and was told not a problem by the representative, only to find out the amortization schedule couldn't be updated, but would need to call two days in advance to pay on the 7th of each month, the phone wait time is extremely long, which is annoying!!
Reviewed Sept. 15, 2019
Net Credit was nothing short of superb! From start to finish. I would definitely recommend them to family & friends. Customer service followed up & followed through with each step. Each rep was professional & courteous. They will most DEFINITELY get my business, AGAIN.
Hi Terry, Thank you for being a valued NetCredit Customer!
Reviewed Sept. 14, 2019
The experience was fantastic, painless and the best service I've received in quite some time... Unbelievable. Thanks so much. I would recommend them to everyone who is in need of a Loan. The time frame for a result after submission was quick, fast and rapid. I can not say anything negative about them. I am so grateful.
Reviewed Sept. 14, 2019
Easy to do business with! Excellent communication and follow up, I was kept up to date on the loan process until approved. Funds were deposited next day! Doesn't get better than this! Thank you. I am a repeat customer and I tell all my friends about Netcredit.
Reviewed Sept. 14, 2019
I just want to thank you guys for helping me in my time of need, even though my credit isn't where it should be right now. But it will. Thanks to NetCredit, it was a process but everything worked out in my favor.
Hi lanetta, Thank you for being a valued NetCredit Customer!
Reviewed Sept. 13, 2019
Was very simple. Went online. Asked and received money next day. This was my deacons time getting a loan so it was very easy. All my information was there. There is nothing more I can say but this is a good company to deal with.
Reviewed Sept. 13, 2019
I needed the $ to avoid my electric being disconnected. The site clearly asks how you prefer to receive the money, I clearly chose electronically because it's an emergency!!!! Going on day 3, no funds!!! Charge me to receive funds as if they would be available in 24 hours, damn near 72 and still, nothing! I thought doing this online would avoid inconvenience and hassle and instead wasted time, stressed and ultimately inconvenienced my darn self. No bueno. You know the saying, "Fool me once....", shameful predatory ish!
Hi Sherrie. We’re sorry to hear this, and want to thank you for providing valuable feedback.
Reviewed Sept. 12, 2019
Thank you for your financial support. It will be a great blessing for me. Keep doing what you do to help people like me. I will gladly share my experience with my friends whomever need financial help.
Reviewed Sept. 12, 2019
Though the "vig" is almost as high as borrowing from the mob, I am currently having a very good year in my business, I anticipate another one in 2020. I also anticipate that any and all disposable income will be launched into my re-payment project. I am going to get to an 800+ Credit score by the end of 2020. I will need it. You guys looked deeper than my "fair" credit score which is a result of unavoidable inquiries when I financed my car, and my wanting to have a diverse set of credit products. You get me, we will not have a long relationship, but I will call on you again if after I pay this off, I need more services. Thanks again!
Mark
Hi Mark, We appreciate your feedback!
Reviewed Sept. 11, 2019
I was very impressed how easy and proficient it was to apply for the loan. The staff was very professional and service was excellent. Thank you and would or will refer others to this company. Payments are within my budget at this time.
Reviewed Sept. 11, 2019
Experience was awesome, 2-3 days from start to finish, would highly recommend. Online process started on a weekend completed and funded by Tuesday, incredible! New to Net Credit. We will see what future has with them. Great for short term loan due to interest rates.
Reviewed Sept. 10, 2019
Thank you so much for helping me! This was the best experience! And it was so easy and quick! I really appreciate the quick responses and immediate funding! You guys are great! I will be using you again next time!!!!
Reviewed Sept. 10, 2019
The folks on the other end of the phone that called me were so professional and such a friendly voice, I will definitely recommend and use Net Credit AGAIN, they had deposited the funds in my account and I did not know until a day later (amazing).
Hi Calvin, Thank you for being a valued NetCredit Customer!
Reviewed Sept. 10, 2019
Service was quick and right on time! I was headed into darkness and NetCredit became my savior! No hassle, was smooth transaction and funds were available the same day! I would recommend to anybody needing money fast and quick! Thanks guys.
Reviewed Sept. 8, 2019
The staff was very friendly yet professional & helpful, Net Credit is a Breath of fresh air for not only me but I am sure for a LOT of individuals, Thank You!! I will gladly recommend Net Credit to anymore that needs a little financial backing!!
Reviewed Sept. 7, 2019
Quick answers and quick funding! Overall great customer service. Every time I talked to an agent they were friendly and helpful! Would recommend anyone to try the services you all provide. You all help me out a great deal! Thanks for good customer service!
Hi Temaka, We appreciate your feedback!
Reviewed Sept. 6, 2019
My experience was remarkable. I filled out the application and the response time and answer was very fast and rewarding. Thanks so much for believing in me and trusting me t with a loan. My rating is five stars and I will be glad to highly recommend your company to my friends and co-workers.
Reviewed Sept. 5, 2019
Very user-friendly, quick response. Very professional. Website is easy to use. I would recommend this to anyone needing a quick loan and a quick funding time. Interest rates are very reasonable. Thank you for helping me out with this matter.
Reviewed Sept. 5, 2019
Applying online and funding was super simple. I appreciated the simplicity. While the interest rate is ungodly, I appreciate the opportunity to consolidate. I always pay my bills and have a great income. I went through a divorce two years ago and accumulated a little debt while moving. It is nice that I could consolidate.
Hi Suzanne, We appreciate your feedback!
Reviewed Sept. 5, 2019
It was very easy and user-friendly to pick the loan and re-payment plan that was best for me. The communication was thorough and frequent. The entire process was hassle-free and simple. It was an easy decision to go with Net Credit.
Reviewed Sept. 3, 2019
When I spoke with the customer service representative, she was helpful with my questions about how long the process could take and what that looks like once its approved (if approved). Good experience overall, great customer service and once everything was approved, the funds appeared in my account.
Reviewed Aug. 31, 2019
Great.. money was tight. Needed help to cover expenses. Very easy and fast.. I was worried how I was going to my bills and have money for my kids. Very fast and was approved all from my from my phone. Will recommend.
Hi Leon, Thank you for being a valued NetCredit Customer!
Reviewed Aug. 31, 2019
My experience was fantastic! My husband and I are trying to catch up from his transition out of the military. I’ve been taking care of the bills on my own for several months and have really fallen behind. The rate Is high, but my score was low, so it’s appropriate. I received the money the next day. I’m so relieved that we are able to get back on track!
Reviewed Aug. 30, 2019
I was very skeptical that Net Credit could actually honestly provide the financial boost I needed. BUT after completing the very user friendly and easy online application, I received prompt responses and service! I'll be singing praises about Net Credit for a long time!
Reviewed Aug. 30, 2019
As per loan agreement. The payment is due on every 1st of month... Today is 30th and you processsed and you have received the fund but you processed before 1st of month. Now my bank account is in severity negative balance....Along with fees. You made me very mad. I'm going to report BBB and all review will sought as negative review.
Hi David, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team at (877) 392-2014, and we will investigate this for you.
Reviewed Aug. 30, 2019
I reached out in two emails and never got a response regarding my account. I called and was told the wait time was 6-8 minutes. I was on hold for 30 minutes. The previous call I hung up and waited for a call back. You called, let it ring once, then hung up. Check your records but I'm sure you don't keep track of that activity unless it will benefit you. I guess in your perfect world matters come up with two day notice. I really needed help with trying to get a extension on my loan but now since you got your payment that I could not make I'm negative and even deeper in the hole which is no one's fault but mine. It would just been nice to actually get a response and have questions answered.
I find it hard to believe that nothing can be done unless it's two days before the due date. Like I said I'm sure in your perfect world that's how it works. For awhile I actually thought your company was decent but I now see you are scumbags just like the rest who don't give a ** about your customers at all. But when it comes time for payment you're all over that. I will be forwarding this to all of your departments and on any reviews I can find. I guarantee I'm not the only one who has been screwed by you scumbags. I'm sure this whole is crap. No one will ever review this and I will get some computer response so thanks for nothing.
Hi B, We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team at (877) 392-2014, and we will investigate this for you.
Reviewed Aug. 30, 2019
My experience so far has been great with Netcredit. I would recommend to a friend. Processing was fast and easy. Funds were dispersed timely. Customer service was also very helpful when I called with questions. So far so good. Thank you Netcredit.
Reviewed Aug. 30, 2019
It was a great experience and the whole thing was handled with speed and accuracy, while not making me feel as though I was less than for asking for the loan in the first place. I would definitely recommend Net Credit to anyone in the same position that I was.
Hi Eileen, We appreciate your feedback!
Reviewed Aug. 29, 2019
Fast. Good communication and feedback immediately. Application was easy. Response immediately. The process only took little over hour for me to receive confirmation. Funds were deposited that night. I hope the rest of our interactions continue to be in this same manner.
Reviewed Aug. 29, 2019
NetCredit helped me catch up on a few things that helped me after a family emergency drained me of funds. Their signup process and qualifications were easy to understand. Their staff is professional and they obtained the information they needed right away. My funds were in my bank account 1 business day after my application. I HIGHLY recommend NetCredit for your emergency funding needs.
Reviewed Aug. 29, 2019
My only issue is the bi-monthly payments. I budget bills monthly and this messes me up. Yes I should have read it more closely but I was in a hurry. There should be an option of doing monthly or bi-monthly. I have been paying monthly to you for over a year and never missed a payment.
Hi Scott, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback.
Reviewed Aug. 28, 2019
Just happy w/ the speed of approval and thankful you helped me out when I was flat broke. You’re also helping me rebuild my credit! Who cares about 35% interest. My hb ruined my perfect credit. Once this loan is paid I hope to get another at a lower rate so I can pay for other things.
Reviewed Aug. 28, 2019
Was a good experience so far. Not sure what to expect later on during this process. Read some pretty bad reviews. Hope my experience turns out a little different. You might need to send me this at the end of the loan process.
Hi Marilyn, We appreciate your feedback!
Reviewed Aug. 27, 2019
Cancellation Deadline Please cancel this loan: ** Account: ** Principal Amount: $ 2,900.00 Expected Funding Date: Aug 26, 2019. I have send many E-mails, But you didn’t notice! Please order the cancellation of this strange loan. I had many phone calls and emails to contact your company to cancel my loan. Unfortunately you did not respond to my calls. So, because this contract is void according to the terms you sent to me, and because of your non-compliance and the suspicion of your company loan, a complaint will be filed with the police.
Hi Jahan,
Thank you for reaching out to us on 08/27/2019. We’re glad that we were able to help with your situation.
Reviewed Aug. 27, 2019
I had a good overall experience. It was easy to apply, the approval and funding was fast as well. Though, I wanted a larger loan to consolidate my debt with only one monthly payment. The loan helped some, but it wasn't as much as I really needed. Thank you.
Reviewed Aug. 27, 2019
I needed cash quick and reach out to Net Credit, I had been getting offers in mail for some time, told myself it won't hurt. A representative called me and I faxed the documents she ask for and was approved right away. I will recommend net credit to anyone. Great experience when in need. Thank you.
Hi Kathy, We appreciate your feedback!
Reviewed Aug. 25, 2019
The process was so easy. I was able to do it online, fast and quick. I was excited and delighted to get it all done in one day. Excellent service. The Loan helped to consolidate bills and to get back on track. Now I can move forward.
Reviewed Aug. 24, 2019
Everything went smoothly, except you do need a checking account. Everyone I talked to were helpful. The website was easy to navigate, and easy to get started. I want to specify you do need a checking account and proof of income and address.
Reviewed Aug. 24, 2019
I requested a loan because my car is broken and need it money desperately to fix my car and I had to call so many times because when I applied in the system still showed the old bank account information I called again and they said everything looks ok because I was able to verify online my bank account and I was good to go.. I also received an email saying “congratulations everything is approved. You should see your finds on 08/23”. I don’t have the money and now representatives are telling me that I need to wait until it gets refunded that can take 3-4 Bussiness days and then request the funds again and please I need a faster resolution. -- Leal
Hi Carlos, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed Aug. 24, 2019
Application process online was very straightforward and smooth. Website very professional and gave me confidence that I was dealing with a legitimate, quality company. Live representative contacted me on a Sunday morning to discuss some information in my application and had already corrected a typo that I had made. Very nice to talk to. Followup emails and a further phone call completed my application process and their approval followed in a timely manner. Money was wired into my account when they said it would be there. Outstanding communication and follow-through was impressive. Will definitely recommend them to friends and clients.
Reviewed Aug. 23, 2019
Excellent customers service. Nice company. They were very helpful to me. Thank you. God Bless every one in this company. I was passing a very difficult time and you guys help me even though my credit was not the best. Thank you. That was very helpful.
Reviewed Aug. 22, 2019
This is my second loan. I paid off the first one and took out another one only to see that I was offered less than my first loan with a higher rate. I really was happy with my first loan. Never again once this loan is paid off. I would not recommend this now that this has happened. Thanks.
Hi Olivia, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed Aug. 22, 2019
I am a repeat applicant. Process was simple. Input correct information, be honest NetCredit is there to help. Interest rates are not high to pay back. No penalty when paid off early. I paid off my first loan. My payments are lower this time more manageable. I have recommended NetCredit to family, friends and I will continue to. This is not a payday loan! Thank you for your business again.
Reviewed Aug. 21, 2019
Process was surprisingly easy and quick. I was kept informed about all of the next steps and felt it was handled professionally. Overall very satisfied with application process and securing the loan. I was unsure how this would wrap up since it turned out to be late hours when I applied. But I did get the response and was approved on the same day. Thank you.
Reviewed Aug. 21, 2019
I had a very pleasant experience with the loan process. I thought it was very painless and hassle-free. One of the best experiences for taking out a loan that I have ever experienced. I was amazed at how fast I could get approved and funded within 24 hours of providing my qualifications.
Anthony
Reviewed Aug. 21, 2019
I can’t stress enough how simple, easy and stress free the loan process was handled through NetCredit. I received a response almost immediately and my loan was funded the next day. The whole process took less than 24 hours. In addition the website where I can access my account is extremely easy to maneuver through and left me with virtually no questions. I would definitely recommend NetCredit!
Reviewed Aug. 21, 2019
One of the easiest processes I’ve been through. Applied for the loan on Saturday, approved on Sunday, money deposited Monday. Every time I called the number the customer service was friendly and very helpful. The only complaint would be the long wait times for an operator was long but that’s to be expected with credit companies.
Reviewed Aug. 20, 2019
Always happy with the service I receive from NetCredit. They are always prompt with their response time and results. I have used their site one time before and I was very happy with their service. Would use them again if I had the need.
Reviewed Aug. 20, 2019
I was very dissatisfied. I went thru 3 different people including a manager. They all asked for different things. I had to go back and forth to the Library. When I pay this loan off I will never do business with you again!!
Hi Lisa. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our NetCredit Customer Service team and we will investigate this for you.
Reviewed Aug. 17, 2019
NetCredit was as easy as it starts off by saying 1, 2, 3. No problem obtaining the needed money and it was a super easy and fast process. I filled out the app and was only emailed once from the loan processing center to provide my employment information. I esigned all documents and the monies were deposited in my account less than 24hrs after application submitted. I called the customer service department and received helpful information about repaying my loan off early. Overall experience excellent. I'd use them again. Thanks NetCredit for your professional services.
Reviewed Aug. 17, 2019
I’m extremely excited NetCredit approved my loan. I’m looking forward to building my credit and having a long relationship with NetCredit. The Liam processing department was amazing, professional and patient. The response time was incredible just in time to help with college expenses. THANK YOU THANK YOU SOOO SOOO MUCH.
Reviewed Aug. 16, 2019
Fast, right on time, very short process. I did application online at work. Two days later money was in my account. A heavy burden was lifted and I thank God for working it out for me. Just in time to pay off some bills.
Reviewed Aug. 16, 2019
Everything was clear and concise, staff via phone and e-mail were fully responsive, coordinated and clear in their communiques. Updates were regularly sent which was a huge improvement over former attempts to use online service. All was handled in less than three days, it was a terrific experience!
Reviewed Aug. 15, 2019
Customer service was excellent.. I was amaze at how quickly the process took. You also had the previlege to determine the time allotted to pay back loan. Percentage rate was good also. I was overwhelm with the process. I will refer to family and friends. Thank you NetCredit.
Reviewed Aug. 15, 2019
Thank you. I would recommend you to a friend. I needed help and you came through for me. I will use you again if I need you again. You came at a needed time. I will give your business to anyone if they need a loan again. Thank you. Thank you.
Reviewed Aug. 15, 2019
So far, I'm satisfied with the exception of the APR. I feel that this APR is extremely high, I'm hoping in the near future my APR will reduce due to my credit score going up, up. I'm happy that I was given a chance. I really do need the loan for medical reasons as well. This is great NEWS! Thank you for the opportunity. I really appreciate... NetCredit.
Reviewed Aug. 14, 2019
My experience with NetCredit was outstanding! I applied for the loan online Sunday evening. Submitted pay stubs and bank statements Monday morning and the loan was approved later on that evening! And most of all I was quite surprised how fast the funds were in my account. The funds were deposited in my account later that night... after midnight... early Tuesday morning. WOW. Thanks NetCredit--I'm am soooo impressed with how fast the process was. Yes I am very pleased and quite HAPPY. Thanks again NetCredit!!! Sincerely Johnathan
Reviewed Aug. 14, 2019
I have a low credit score due to being unemployed suddenly with student loan debt and credit card bills needing to be paid. Thank you for being easy to use and easy to read instructions. I have recommended to others I know. I do recommend paying this loan off early, as with any loan, if possible.
Reviewed Aug. 14, 2019
Simple, fast, easy, great service, would recommend, had funding in time to finish some needed renovations and consolidate a couple higher rates and payments to better the budget. The communication and service was excellent. Funding was on time as originated in the contract. If you're looking for a quality online lender, I would recommend.
Reviewed Aug. 14, 2019
NetCredit was quick to get my funds to me. The process was very simple. I had a few options for payback. I was able to choose the best one for me. NetCredit did not call and harass me on the phone. It was all done through the computer.
Reviewed Aug. 14, 2019
You People are always there when I need you the most... THANKS and I will always remember you and will recommend you to anyone and all my friends too and in the future I only hope I can get a better interest rate than what I did this time.
Reviewed Aug. 14, 2019
The application process was quick and easy and was handled in a timely fashion. While waiting for an answer I was always kept abreast of the process. Although the interest rates are high I would definitely recommend family and friends. Thanks NetCredit.
Hi Valeri, We appreciate your feedback!
Reviewed Aug. 14, 2019
Great service and quick. Didn't know that I would be approved so fast. Deposited the same day. You all have really made my year... I will recommend ya'll to family and friends. I think they would be happy with the results.
Reviewed Aug. 13, 2019
The process was easy and fast. Funds were in my account within 24 hours... Would highly recommended anyone that needs a load in a quick timeframe, easy process, low payment, staffing that gives you above and beyond great service.
Reviewed Aug. 13, 2019
My experience was nothing but excellent from the start. It was quick, easy and a lifesaver. Thank you so much for helping me out in a pinch. I would recommend this to all of my friends if they needed a loan.
Hi Jennifer, We appreciate your feedback!
Reviewed Aug. 13, 2019
I was impressed by how quick my loan was funded. Although the interest is extremely high, The money was in my account in less than 24 hours. This was extremely helpful during a family emergency that made having to unexpectedly travel out of state possible.
Reviewed Aug. 13, 2019
You did wonderful job for me in short time. I don’t expect it happen quickly. Please keep doing good job, I will send the good job to my friends and family. I am very very happy about my loan, it makes me feel very relieved after the loan approval. Thank you very much.
Reviewed Aug. 13, 2019
Quick decision with payments and loan policy easy to understand. Thanks so much. To apply was easy and response time was great. Did not expect such professionalism. I would certainly recommend to anyone who lives paycheck to paycheck or with little cushion for a big time expense. Looked at other sites and their interest rates were crazy.
Hi Elizabeth, We appreciate your feedback!
Reviewed Aug. 13, 2019
Net Credit helped when no one else did and with an amount that didn't just help with the immediate need but that helped me have financial peace and the ability to budget. The ease of the application and the items needed to complete the process was another plus to using NetCredit.
Reviewed Aug. 13, 2019
Extremely happy with service. Excellent experience. Payments deducted when scheduled. No need for me to worry and a email is sent to me to remind me and let me know payment was received. Thank you so much. The money was also there when I needed it and it was helpful. In 6 months I can reapply for more money if I need it. Thank you once again.
Reviewed Aug. 12, 2019
Thank you for allowing me to update my loan. I appreciate the importance of paying my account on time and it was extremely easy to update the information and receive within the same business day in my checking account. Again, thank you!
Reviewed Aug. 11, 2019
Overall satisfaction was excellent. The customer service representatives were knowledgeable, patient, honest and friendly explaining the loan process in detail including the repayment schedule and early payoff being available to reduce interest paid. The only negative is the high interest rate!
Hi Michael, We appreciate your feedback!
Reviewed Aug. 10, 2019
I want to thank your company for such a quick response to my application and I’m very pleased about my whole experience. This will help me and my family plus help with improving my credit scores and I can’t thank you enough.
Reviewed Aug. 10, 2019
Starting on August 3, I was called to verify what turned out to be a discrepancy on my birth date. I answered the phone while I was out and they told me. When I returned home, I received a computer generated message saying my application was declined for this reason, even though the person told me that the mistake had been corrected.
Earlier, I tried to call customer service and loan application several times over a period of two hours. I never got in touch with them until several hours later, around 4:00 CDT. The person I got hold of helped me through the application. I received an email saying that the loan application had gone through and funds were disbursed in my checking account on Monday, August 5.
Now, this morning, August 10, a week later, I received a computer generated email saying my application had been declined!! I checked my bank and made sure the funds were still in my checking account. Why did anyone not tell me this last week. I already had a payment schedule set up. Why did anyone not tell me there was a problem? This is very troubling, if they tell you the application was accepted one week and the following week, they tell you it wasn't. Does that mean that my funds will now be taken out of the bank?
Hi Jacqueline. We’re sorry to hear this, and want to thank you for providing valuable feedback.
Reviewed Aug. 10, 2019
I’d heard horror stories about using “payday express” type services so I was leery about trying this service. I couldn’t have had a better, smoother experience! The loan terms are spelled out clearly and legibly (not in very small print, for example). Their customer service reps were helpful, pleasant and spoke clear English. And best of all, the funds were deposited within a day! I would definitely recommend NetCredit to family and friends!
Reviewed Aug. 10, 2019
Any contact with agents, was polite, informed and provided me the 'how to do' required processing steps. Some of my email was missing, and I had to resubmit portions, as they looked for the incoming email. Very polite and knowledgeable.
Reviewed Aug. 9, 2019
I was offered to refinance and it was approved. I really needed this extra money and I was so grateful. I would borrow again as Net Credit is so helpful. Also, I like the way the payment is automatically taken out so I don't forget.
Reviewed Aug. 9, 2019
I really appreciate NetCredit, they have been a blessing for me. I know the interest rate is high, they have been there for me twice when I needed them. No one else would loan me the funding I needed to consolidate my loans, which would have made my bills a month at least $200 dollars less. I asked NetCredit and they did not respond right away but they did respond right on time. Like I said I know the interest rates are high but I will pay them back because I appreciate them helping me when I was in need and no one else would.
Hi Sharon, We appreciate your feedback!
Reviewed Aug. 8, 2019
Although my application was eventually funded, I had several questions about e-mails that were sent to me and after several calls and over 2 hours of waiting I finally found out what should have been included in the initial email.
Hi Jody. We’re sorry to hear this, and want to thank you for providing valuable feedback.
Reviewed Aug. 8, 2019
This process was super fast & super easy. I just happened upon the website & applied. Incredibly, a deposit was made to my account the SAME day! I have been viewing my account all day because it almost doesn't seem real. Highly recommend!
Reviewed Aug. 8, 2019
I really had a good experience with the customer service people. They always polite and very helpful with my questions. I couldn't have ask for better people to have dealings with and the way they answered all my questions. The waiting time to get to loan people a little long but other that it was good.
Reviewed Aug. 8, 2019
We received an offer in the mail what came at the right time. I so quick and easy simple with just by entering information on the website. They had requested additional information but in a timely matter we were approved. As promised funds a come as stated. I already referred a friend in needed.
Reviewed Aug. 7, 2019
This is my second loan with NetCredit, and like the first experience, the service provided is top notch. The process is simple and smooth, the explanations are forthright and complete, and the duration is exemplary in its brevity. Thank you!
Reviewed Aug. 7, 2019
Had a good experience with rep regarding recent loan renewal. However, I was hopeful that interest rate could have been lowered, due to having a good payment history on initial loan with your company. As I have done in the past, I will continue to handle my account in a responsible manner. Thanks for taking the time to read my comments.
Hi Johnny, Thank you for being a valued NetCredit Customer!
Reviewed Aug. 6, 2019
I applied for a loan in the afternoon and was approved 2 hours later on a Sunday afternoon. Customer service was great with keeping me updated. If you need money and want a great experience NetCredit is the one.
Reviewed Aug. 6, 2019
James ** of Alabama took out this loan and put email address James ** of Washington D.C.. I am shocked that he took out a loan with a 64.95% interest rate. 65% INTEREST IS AN ABOMINATION. YOU SHOULD BE ASHAMED OF YOURSELVES. What if your grandfather took out this loan how would you feel? I almost lost my religion seeing this, but I settled down and decided to do what I can. I work at the United States Capitol building so I will go to the Alabama senators and representatives offices to ask them about this. Predatory lending is disgraceful and every employee you have should be ashamed of themselves.
Washington D.C.
PS. Whoever reads this I'd like for you to talk to your momma tonight and tell her you let a man take out a loan at a 65% interest rate. He only makes $16000 a year and for the next five years has to pay $67 twice a month. Shameful.
Hi James. We’re sorry to hear this, and want to thank you for providing valuable feedback.
Reviewed Aug. 6, 2019
It’s an amazingly place to borrow from. Payment dates are clear and visible to understand. Net Credit was here for me instantly and upon my request what a great company, because of Net Credit my bills are paid. The process was carefully examined and very acknowledged.
Reviewed Aug. 6, 2019
Easy and fast. The site was easy to use. Money available quickly. Easy to understand. Funds available right away. Terms were understandable. Website easy to navigate. I have used NetCredit before. Like being able to do from the privacy of my home.
Reviewed Aug. 3, 2019
Very unhappy with service. Took 3 days trying to apply. Very bad when trying to call and get through. When finally got approved the amounts changed and payment schedule changed. Not good. Had to call several times to correct the app. You have to have them call you back between 30 to 2 hours.
Hi Rodolfo,
We are sorry you had a negative experience with our customer support team and are happy to look into the matter. Please reach out to feedback@netcredit.com and our team will investigate your case and get back to you with more details.
Reviewed Aug. 3, 2019
I almost didn't apply for this loan as my credit scores are not good. I really needed some cash at the moment and was not sure how to get it. Then I opened my mail and found your letter. I applied and had the funds I needed the NEXT DAY. I am thankful for this and, even though APR is high I know I can make the payments and hopefully improve my scores in time. Thank you.
Reviewed Aug. 2, 2019
I had been searching for some loan options and NetCredit was the only company that stepped up and helped me accomplished what I needed to accomplish. The process was fast and prompt and very painless. The process was so fast, I almost thought it was too good to be true. Thank you for the pleasant experience.
Reviewed Aug. 2, 2019
Very professional experience. The system was very user friendly and I was able to do everything I needed to do online in real-time. I will make sure I tell all my family and friends about the great service I received from your company.
Hi Shirley, Thank you for being a valued NetCredit Customer!
Reviewed Aug. 2, 2019
The process was quick and easy. Much more convenient than going into an office. I was able to complete the whole process from my cell phone. The interest rate is extremely high but plan to pay it off within a month to avoid all the interest.
Reviewed Aug. 2, 2019
When I first called someone answered right away. After I submitted an application I couldn’t get ahold of anyone via phone or email for HOURS. When I didn’t finally get through after waiting in hold for 2+ hours the rude girl hung up on me because I asked for a manager. I ultimately had to download a fake phone number app and call from there just to reach someone.
From the fake number someone answered immediately. I was told by 2 managers the proof of checking account that I submitted was sufficient, but a third manager said they lied and it wasn’t enough. They make you verify your checking account three or more times before even considering your loan application. If I didn’t absolutely need the loan these people would be the absolute LAST on the list to try. Once approved the money did come very quickly. But other than that there is nothing good to say about this place or its customer service. After this I would never refer anyone to use this service. OPP loans has a better interest rate and customer service is excellent. I’d recommend them instead.
Hi Kiana,
We are sorry you had a negative experience with our customer support team and are happy to look into the matter. Please reach out to feedback@netcredit.com and our team will investigate your case and get back to you with more details.
Reviewed Aug. 2, 2019
This was easy very and payback amounts are great. I love the fact that it goes down from time and less money is coming out of your account which is great and awesome. I have not logged in yet to see if I am able to pay more but I am sure it will be a simple task.
Hi Susan, Thank you for being a valued NetCredit Customer!
Reviewed Aug. 2, 2019
Everything was easy from start to finish and very quick. I started the process in the morning and had the money in my account the next day although there was a hiccup with my DOB and we had to start again in the middle of the process. I got 2 phone calls from 2 different ladies and both were super friendly and nice.
Reviewed Aug. 1, 2019
I was pleased with my NetCredit experience. The process was quick, and easy. I was approved for the amount I requested, the money was in my account the next day, which was right in time for some needed car maintenance.
Reviewed Aug. 1, 2019
You made my loan experience very easy, happy I found you. Wish the interest rate was lower, but hey that's life. Thanks very much, will pay off other issues including my car, some credit cards, and a Payday loan. Thanks again for your help...
Hi Dan, We appreciate your feedback!
Reviewed Aug. 1, 2019
You were the only company that worked hard to make sure I had a successful trip and enough money to enjoy myself. It also allowed me to have the money to enroll my son on 8th grade. Thank you from the bottom of my heart.
Hi Brenda, We appreciate your feedback!
Reviewed July 31, 2019
Actually, it was a lot easier than I even remotely imagined it would be. I had some questions and my customer service rep was incredibly kind, forthright, and knowledgeable. I heeded his advice and have the exact loan that I wanted and needed to begin rebuilding my credit. Thanks.
Reviewed July 30, 2019
The application and directions easy to follow. Quick response even thru weekend, I applied late Friday and funds was in my account. The dept needed more information and was contacted immediately of what else I needed to complete my submission, they in turn notified me they received the information, that Sunday they notified me that I had the funds and the money was there Monday morning.
Reviewed July 30, 2019
I am happy with the loan, however, I am one of those people who is venerable that needs funds for emergency and have no other way to get the loan. I just need the loan for until August 5th. I would like to returned $3070.00 by the date stated. My problem is I wonder if I would have to pay all the interest that was added on to the loan?
Reviewed July 27, 2019
I applied Sunday and was funded Wednesday, fast, and easy. They were highly communicative, and quick to respond to my requests. I would recommend NetCredit to friends or family if they were in the market for a quick, any type of loan.
Reviewed July 26, 2019
I Was going through an extremely difficult period in my life and was in need of additional funds to purchase or repair a vehicle. The application process was simple, it only took a day or two to get an approval, and I was truly amazed when the funds hit my account.
Reviewed July 25, 2019
The process was easy and the documentation was accessible. The interests rates are high but my air conditioner broke down completely and my family is trying to survive in 104 heat outside and 95 degrees inside. This loan helps a lot and it is good to know I can now afford a new air conditioner for my family even without the best of credit.
Reviewed July 25, 2019
Net Credit, went above an beyond to help me get the loan I needed. Customer service was excellent and show true concern about you and your needs. They are ready to help with your questions and when you call you actually speak to a real person.
Reviewed July 25, 2019
NetCredit was easy to apply with the application instructions. It was quick in response to approval also. I was contacted when I had some missing info. I would definitely refer some friends to using netcredit to start repairing their credit.
Reviewed July 25, 2019
I was very disappointed in how hard it is to contact someone on the phone. Waited 3 times for 30 minutes, each time never spoke with anyone, emailed, never got a response back concerning my question. I have never had this much trouble getting ahold of customer service for any time of company.
Hi Michelle,
We are sorry you had a negative experience with our customer support team and are happy to look into the matter. Please reach out to feedback@netcredit.com and our team will investigate your case and get back to you with more details.
Reviewed July 24, 2019
I received a flyer from NetCredit. I had used them in the past for payday loans. I didn't think I would qualify for the larger amount to be paid overtime, but I did. The process was simple, straightforward, and relatively painless.
Reviewed July 24, 2019
Very responsive. So far I have been pleased with both new customer intake and customer service response. I look forward to this relationship. My loan was funded in less than 24 hours. Any unresolved issues with my loan application were addressed very quickly.
Reviewed July 23, 2019
Applying for a loan with NetCredit was fast simple and stress free! Customer service was excellent! There are no complaints whatsoever; representatives were fast, friendly, informative and very patient. I receive calls or emails on the weekends just to verify my information so they can approve the loan in a timely manner, and they did! I think I started my application process on Friday I received a call on Saturday and Sunday to verify some paperwork via email and money was in the bank Monday morning! All I can say is thank you so very much and the monthly rate is lower than any loan I have ever applied for!
Reviewed July 21, 2019
Everybody that was so friendly and helpful. I really enjoyed talking with everybody there. Sometimes hard to borrow money but when you have people like you had working for you it seems to make it a lot easier and a lot more acceptable. At least to me it was.
Reviewed July 19, 2019
I was able to fill out and submit my application online without issue. I received my loan in less than 24 hours. I would highly recommend this service to anyone looking for a hassle free experience from the comfort of their own device.
Reviewed July 19, 2019
NetCredit had the best rate and terms for the amount I needed. The application process was simple and easy and quick as well including the deposit into my account. Everything was able to be done online which is a plus.
Reviewed July 18, 2019
I first applied for a loan with this company on 7/3/19. I was also told I was approved for a loan for over $4000 and all that was needed was income verification. I went online as they asked to verify bank information. I couldn't do this so I called my bank to find out what was the issue. My bank stated they do not release my bank information to a third party. NetCredit then asks for my most recent bank statement, which I submitted. I was actually on a three way call, well I was on my phone with NetCredit while my wife called our bank. My bank was on speaker and told the representative from NetCredit, they do not release this information to a third party due to privacy issues.
I went back and forth with them about income verification. I let the matter go and told them not to proceed with my application. NetCredit called me on 7/16/19, and said they needed 90 days of my most recent bank statements. I faxed this paperwork. I receive an email from NetCredit stating they could not give me further consideration for credit because I did not verify my bank information. So, when I faxed NetCredit the 90 days of my bank statements with my income being direct deposited into my bank, this does not verify my income. This company is deceitful, unprofessional, has poor communication among their employees and just a pure waste of TIME!!!
Hi Rodney, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated NetCredit Customer Service team.
Reviewed July 18, 2019
I am a very satisfied customer! I would highly recommend this company to my family and friends. The process was simple and the response was done in a very timely manner. I was totally surprised at how simple the process was. Thank you for a great experience. I am looking forward to a continued business relationship.
Reviewed July 18, 2019
I love this NetCredt! I am a standing customer with Net Credit and find it easy to apply online for loans. I am notified immediately when my loan is accepted and being processed. The money was in my account pronto!! Great company!
Reviewed July 17, 2019
Application was easy, income verified quickly, and approved within 24 hours. Money in my account the next business day. Payments set up and ready to auto withdrawal. Streamlined the whole process couldn't have gone any better. Obviously money isn't free and the interest rate isn't preferred but I needed the funds so I paid what they asked.
Reviewed July 17, 2019
The loan process was fast and easy. Customer Service was friendly and knowledgeable. Payments are affordable. Would recommend to family and friends. If trying to improve your credit use Credit Sesame who referred loan options and Net Credit assisted me. Loan application and processing took about 48 hours. However it was the weekend so if you apply during the week your loan could be approved in less time.
Reviewed July 17, 2019
I was very satisfied with the speed of the transactions in total!! I would def recommend them to family and friends!!! I applied for the loan on a Saturday and the money was deposited into my account on a Monday morning at 4 AM!!!
Reviewed July 16, 2019
I have very bruised credit and really appreciate the quick application processing that NetCredit has. I've been a customer for 6 months and am overall pleased. If there was an area to improve, it would be the phone line which has incredibly long wait times.
Reviewed July 14, 2019
Net Credit helped me once again when me and my boyfriend were in a financial hardship. It's hard living in this day and age. Everything involves money. My boyfriend and I had just moved and needed the loan for moving expenses. Thank you so much Net Credit! You helped us once again.
Reviewed July 13, 2019
I am grateful for the loan, I have never had had a loan where the 1st payment was due on the month the loan was funded. That gives the loanee the money needed to pay his bills and not have to worry about the 1st payment till the next month. Thank you.
Hi George, We appreciate your feedback!
Reviewed July 12, 2019
My overall experience was good but contacting customer service was horrible. I attempted on several occasions and was on hold for 30 minutes or more. Even when I used the call back feature, it would call me back and place me on hold and I would sit there for 20 to 30 minutes. When I received calls from customer service, everyone was pleasant and helpful but trying to contact customer service was awful.
Hi Lorraine, We appreciate your feedback!
Reviewed July 12, 2019
Easy process. Fast results. Money was there the next day. Did everything on my phone. Approval was quick. Application was easy. Would recommend to someone with credit issues to do this if needed. Thank you. Have a good day. Thank you again.
Hi William, We appreciate your feedback!
Reviewed July 12, 2019
I had an unexpected bill come up. I applied for a loan with NetCredit. I received the funds the next day. Thanks NetCredit. I don't know what I would have done without your help and the low bi weekly payment are great too!
Reviewed July 12, 2019
Easy to work with and fast service. The rate is extremely high but they are willing to assist when funds are tight. I’ve used NetCredit in the past. Lender is out of state of state and would be great if in CA.
Hi Nancy, We appreciate your feedback!

