LoanMe Reviews

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About LoanMe

LoanMe provides small, unsecured loans to businesses and individuals alike. Individuals apply for personal loans starting at $600, and small businesses can apply for business loans starting at $3,500. Its rates range from 14.9% to 159%, and it works with a variety of credit histories. The company’s application takes place online, and many borrowers are approved in minutes.

Pros
  • Receive funds within 3 to 4 hours
  • Apply online in minutes
  • Small business and personal loans
  • No minimum credit score
Cons
  • High APRs
  • Limited availability

LoanMe Reviews

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    How do I know I can trust these reviews about LoanMe?
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    Page 3 Reviews 50 - 250
    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 22, 2018

    I was really hesitant to apply for a loan online, but the person helping me was great. He helped me get my loan quickly, hassle free. Thanks to this company I was able to resolve a problem quickly which greatly relieved my stress.

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    LoanMe
    Response from LoanMe

    Thanks so much for taking the time to review us! I am glad to hear that everything was quick and hassle free!. Thanks for your business!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 17, 2018

    First off, I will mention that I do appreciate how quickly I was able to receive the funds, since it was an emergency. That was very helpful and the ONLY reason I’m giving the 1 star I’m giving. The customer service was AWFUL. The rep I worked with, Ethan **, was probably the rudest, most condescending representative I have ever had the displeasure of working with. He talked to me like I was incompetent, he talked over me, he rushed me and he was just rude. I didn’t like his tone or just working with him in any capacity. Ethan really ruined my day and the fact that I had to deal with him the following day, put me in another awful mood.

    I work in Customer service in a call center environment, so I know how to work with people and have an expectation of customer service and if the type of service Ethan provides is a standard for this company, you are really missing the mark. If these funds weren’t a necessity and an emergency, I would’ve discontinued my request immediately. Even thinking about Ethan as I write this review is boiling my blood. Yes, it was that bad. Even the second rep I spoke with (can’t recall his name) seemed to rush the call and just had no phone skills, but I preferred him over Ethan, for sure because at least he wasn’t rude.

    I hope this company takes better pride in providing its service to consumers. Service is more than just lending out money with a ridiculous APR to gouge people for all they’re worth. Service is in the way people are treated and the impression left on them after the experience. My ultimate goal is pay this loan back as soon as humanly possible so that I will never have to work with the terrible service ever again. I wouldn’t recommend LoanMe to anyone, I don’t care how desperate they are. I wish I wasn’t desperate so I wouldn’t have even put myself in this position to have to work with this company or pay back this loan. I know compensation is out of the question, but I really hope some type of resolution is made because my experience was beyond unacceptable.

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    LoanMe
    Response from LoanMe
    Hi Lyndsey.
    Thank you for taking the time to review LoanMe.
    I would like to extend an apology for your experience in working with LoanMe. We strive to provide each client with an excellent lending experience, and we are actively working to improve service levels to better meet our customers needs.
    I will pass this information on for further review.

    Thank you.

    Verified purchase
    Customer Service

    Reviewed Aug. 16, 2018

    I gave Loan Me an opportunity to see if I take a small loan to help rebuild my credit and not only did they get me approved it was done and funds wherein my account same day! I would recommend to anyone trying to build their credit and just looking for fast and way approval! Mark ** made it even easier and responded to all my calls and answers professionally! Thank you Mark and Loan me!

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    LoanMe
    Response from LoanMe

    Thanks so much for taking the time to review us! I am so glad that Mark and LoanMe could help with rebuilding your credit, . Thanks for your business!

    Verified purchase
    Customer ServiceStaffProcess

    Reviewed Aug. 16, 2018

    Outstanding customer service with Mr. Kerrigan **. He communicate with me through the entire process and always called be back, as promised. He explain the agreement with me very thoroughly. I will definitely recommend Loan Me to family and friends.

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    LoanMe
    Response from LoanMe

    Thanks so much for taking the time to review us! I am glad to hear Mr Kerrigan took such good care of you and we always love to hear that you will recommend us to family and friends! Thanks for your business!

    Verified purchase
    StaffProcess

    Reviewed Aug. 15, 2018

    My experience was great. All of the people who helped me were polite and knowledgeable, and they made sure I understood the process at every step. Special thanks to Tim ** and the other people from the Irvine office who assisted me.

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    LoanMe
    Response from LoanMe

    Thanks so much for taking the time to review us! I am glad to hear that you have had such pleasant lending experience working with Tim and LoanMe. Thanks for your business!

    Verified purchase
    PriceProcess

    Reviewed Aug. 15, 2018

    Have utilized LoanMe for short-term loans for about 6 months now. The initial application and funding process was slightly tedious. Recently, I was able to refinance my loan which included; receiving some additional funds, paying off my prior loan which resulted in a positive report on my credit reports for paying off the original, and the start of a new loan and payment schedule. The process for the refinance was fairly quick and easy and then once approved, the funds were deposited in my account in literally a few hours. Although the rates for the loan and the loan payment schedule are extremely costly, I know that I will be paying the loan off at the end of the year with no pre-payment penalty. The representative made it very clear how expensive the loan would cost if I don't pay it off sooner rather than later, so no hidden costs. Overall, a good experience with LoanMe so far.

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    Verified purchase
    PricePunctuality & SpeedStaffProcess

    Reviewed Aug. 11, 2018

    I was given very good treatment by Jacob **! He was very well educated about the company and process. I just wish there were loans that weren’t so much bigger especially with this interest rate! I am glad that I was able to get a new loan quickly and received my money rapidly! Thank you!

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    Verified purchase
    StaffProcess

    Reviewed Aug. 8, 2018

    I felt vulnerable in the beginning of this process and John ** made the whole experience comfortable and safe, he was kind and compassionate, even when I had a difficult time understanding what was required of me. He did make me feel bad in needing the loan. Grateful and appreciative.

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    Verified purchase
    PriceStaffProcess

    Reviewed Aug. 7, 2018

    Was help out by James ** was courteous and responsive. Made the whole process easy will definitely tell anyone who is looking for this type of product. The process took less than one day, and I was blown away. I know the product is a little expensive, but this works for me and am thankful for their help.

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    Verified purchase
    Staff

    Reviewed Aug. 7, 2018

    I have used Loan Me 3 times now, it is very easy and the staff are so friendly. Just always pay it back within a few months and the rates aren't bad. I'll always come back to them because they have treated me right 3 times now.

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    LoanMe
    Response from LoanMe

    Thanks so much for taking the time to review us! I am glad to hear that you have had such pleasant lending experiences working with LoanMe. Thanks for your business!

    Price

    Reviewed Aug. 7, 2018

    They have not only made significant errors on my account numerous times, then tried to charge me a return fee because they issued an UNAUTHORIZED charge, steal money from people, can't speak English and cant communicate properly... Everything about this scam company is criminal. Including a 180% interest rate so the $543 I paid for my loan each month, only .27 CENTS went to the principal amount!!! I am going to take them to court if they don't figure my account out and stop ripping people off!

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    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed Aug. 3, 2018

    Excellent service. Mr ** was very helpful, courteous and efficient. He called to follow up and walk me thru the process. Will recommend LoanMe to my friends and will use it again and again. LoanMe make it easy and very helpful in difficult time.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 2, 2018

    Amazing customer service, extremely helpful, and very human. I had a lot going on just needed a little help and understanding. The representative that helped me completely understood and was very patient with me. Got immediate callbacks and all my questions answered! Will definitely recommend to all my friends and family. A+ from this customer.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 27, 2018

    I couldn't be happier with my experience getting a loan through LoanMe. It was fast, efficient and hassle-free. Everything was clearly explained and made understandable. My loan was processed in one day and the money was in my account. Excellent work! Thank you.

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    Verified purchase

    Reviewed July 23, 2018

    LoanMe was a simple, easy, no hassle process. Got my money the same day, just a few questions and I was on my way to be less dresses and making the purchase that I really needed to make by the upcoming weekend.

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    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed July 23, 2018

    I had a great experience! The process was fast and easy! The Loan Officer was very professional and the process went exactly the way he said it would. I was able to get the funds same day! I will definitely use again in the future should I need money prior to payday.

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    Verified purchase
    Customer Service

    Reviewed July 21, 2018

    Easy and fast to apply and they have an answer within minutes. Was recommended to LoanMe and I am so pleased with their service, quickness and politeness and professionalism. I know that I would keep returning to them as long as I can.

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    Verified purchase
    Customer ServiceStaff

    Reviewed July 21, 2018

    I had a very pleasant experience with LoanMe in granting a loan to assist me on short notice. I contacted them; a representative responded right away. They were courteous, professional, and honest upfront. Thank you LoanMe for your assistance.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 20, 2018

    John ** was great. He assisted me with professionalism and excellent customer service. Also the customer service rep who called me after our loan funded Had excellent customer service skills. Thank you for your help during this difficult financial time for us. We felt respected by everyone we spoke with.

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    Verified purchase
    Staff

    Reviewed July 19, 2018

    I dealt with Mauricio and I have never had a loan go this smooth. Mauricio was very professional and answered all my questions I am very pleased with the service he provided me with. Thank you Loan Me you guys are great. Will be using you for all my loans.

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    Verified purchase
    PriceStaffProcess

    Reviewed July 19, 2018

    The process was nearly immediate. Very intentional conversation with no fillers. All agents were informative, helpful, & patient. The interest rate is outrageous, so my plan is to pay off loan quickly (2 months). Two-thirds of my loan will be sent back immediately to pay mostly towards the principal. I have no one in my personal life to borrow a thousand dollars from until I stabilized my bill due dates. I literally had no gas money when I decided to apply for the loan. I recommend my loan terms solely for very strategic, knowledgeable, & disciplined borrowers that are in a majorly desperate situation. The loan terms are not to the benefit of a long-term payoff. I only agreed to loan because there is no prepayment penalty. As far as the agents are concerned, they are virtually perfect assistants with exceptional follow-up.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed July 14, 2018

    Very honest and upfront customer service assistance. Useful payment options to assist the customer in paying off his/her loan. Quick responsive call center with short hold times. Secure and safe to use with personal information. I would definitely recommend LoanMe to others who seek a safe and secure way to borrow money for those who need it.

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    Verified purchase
    Punctuality & SpeedOnline & AppStaffProcess

    Reviewed July 13, 2018

    I just want to say that my agent Matthew was very helpful with the loan application process. He kept me informed on the status of my application and thoroughly explained and answered all my questions. I would highly recommend LoanMe to my friends and family. The application process was quick, especially at a time when it was most needed. Gave me a little breathing room and less worry. Thank you so much LoanMe.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 13, 2018

    I was very satisfied by Loan Me. They were quick in the loan process and I got the best deal possible to consolidate my debts. The loan officer was very kind and understood my needs. I will deal with them again and would recommend them to anyone.

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    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed July 10, 2018

    The Representative helped me qualify for instant approval without fail. The process was quick and simple and he made it sound like it was super easy and not as difficult as I can imagine. When the agent read the disclosure at the end, he had given me a heads up that the outstanding balance of the loan I was taking out was substantially going to be higher than usual to not panic and just quickly pay off the loan as soon as possible. Very good and well supported agent. Thank you.

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    Verified purchase

    Reviewed July 10, 2018

    Banks will not lend a dime if you don't have perfect credit. Which if you have great credit you be probably not need small loan. With this loan I was able to pay bills before things got worse. I was able to sleep at night.

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    Price

    Reviewed July 3, 2018

    I've had an installment loan with LoanMe since 1/18/2017. I now realize since I'm only paying the required monthly amount, the largest payment is going to the interest and not the principal. My monthly payments are $294 and only $ 8.00 go to the principal. The rest is interest. So, you never get ahead, and it seems like a hopeless situation. Since last year, I have paid the $2600 back twice. I'm looking for a way to sue these people and put them out of business.

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    Customer ServicePunctuality & Speed

    Reviewed June 30, 2018

    I got a loan from this company with my first payment due on July 2nd. However, they processed the payment on June 29th. I called them and they blamed my bank. Their "customer complaint" department called me and said "we do this all the time". She flat out admitted that they submit payments early and basically said, "oh well"... isn't this illegal? BE AWARE! Hard money scammers at their finest!

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    LoanMe
    Response from LoanMe

    Jill, thank you for bringing this to our attention. We understand your concern and appreciate the opportunity to help clarify this matter. It is never our intention to withdraw monies owed from your account prior to the draft date. All draft requests are sent to banks on the business day prior to the date of the draft request. In your case, the due date for your installment payment fell on a Sunday, July 1st. Therefore the business day prior to that date was Friday, June 29th. Our draft request was sent to your bank with specific instructions, which advised of the date & time that we wish to initiate the draft – which was Monday, July 2nd. There may be instances where your financial institution will reserve funds for the upcoming draft, or may not abide by our specific instructions – this we have no control over. In the future, if you run into a situation where you are unsure that funds will be available for the upcoming draft, we ask that you provide us with at least a 3 business day notice in order to assist you with making proper arrangements for your account. If you have any questions or concerns, please contact us at 844-764-7368.

    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed June 25, 2018

    Rogelio helped me through the process, he was very patient with me and very understanding of my needs and situation. The whole process was very quick, which is exactly what I needed. Highly recommend if you are in need of a loan!

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 18, 2018

    I was very satisfied with how the loan process was handled and I am very happy I was able to receive a loan, however I spoke with a gentleman saying my first month's payment would be credited and I would only owe 267 instead of 367. Well the 367 was taken out anyways and I called and the lady said that I was misled and that wasn't true, so I budgeted this week thinking I would only have the 267 taken out and now I hardly have any money to feed my kids with. So I am very upset and not sure what I am going to do this week. So thank you for giving me false information.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 15, 2018

    Laura **, who was my loan agent, could Not have been Better. She was professional and personable and reminded me that True Customer Service is not a thing of the past!! Kudos to Laura for going the extra mile and standing by her word!!!

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed June 8, 2018

    Stephanie was very professional throughout the loan process. Great job for her! I needed not to leave a voice messages, she just call me and updated me on my loan status. This is a very good experience being me having a bad credit score and approving me with a good interest rate.

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    Verified purchase
    Staff

    Reviewed June 7, 2018

    This was the best personal loan experience that I have ever had. Everything was easy. The funds were delivered faster than I could ever imagine. The feeling I got was that the staff really wanted to help and wanted you to be comfortable.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed June 6, 2018

    Very professional and helpful and very pleasant and she explained every area of the process. She walk me through the finances funding also the fixes rates and how it work... I'd recommends this service to all my friends. She work very fast as well. Very great communication skills. Thank you for your services.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 15, 2018

    Apparently a partner of Lending Tree, somehow (I wonder how) this company discovered I was in the market for a business loan. LoanMe, had 1 different rep calling me every 15-30 minutes. So for example at 9 am, Claire would send an email stating; "I see that you filled out our application. Would you like to talk via voice or text?" At 9:15, let's say the guy's name was John. John would call and pretend he wasn't aware Claire was working on my case. 9:30 am, Claire calls. 10 am, Suzie calls. On and on and on every 30 minutes for days. All while using spoof internet phone numbers, 800 & 877 numbers, all from "LoanMe".

    Here's the catch. I never filled out paperwork for LoanMe. They weren't even on Lending Tree's "pre-approval" summary page for my loan request. How did I get rid of them? I simply asked: "I don't recall filling out an application for any of the 100's of loan companies stating so... Also you're the 10the person from LoanMe who has contacted me... 1. Please provide copy or record of the application you mentioned I filled out. 2. Please pick one rep to work with me. I don't need to hear from 3 people asking for and asking the same questions." They disappeared real quick and in fact. When I tried to find more info on the phone numbers used to call me, many were "out of service" within 48 hours. Find your own bank and fill out your own applications... A complete waste of 3 days taking calls from dozens of hungry sharks.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 3, 2018

    Henry is very helpful to me and I definitely recommend LoanMe to my friends. Fast and easy too. Everybody who assisted me are very helpful and most of all Mr Henry. This is my second time using loanme and it help me right away, my worries gone.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 25, 2018

    I must say to begin with, I never expected to be approved but the help of God and Shane ** I was able to be approved. I know for one that my credit has been turned down so many times and so I was so shocked to begin with, when I was finally approved. However, I was also very skeptical of the authenticity of the call and company since I was still in shock that I was even getting the help I needed. But Shane did an amazing job ensuring that I was comfortable and reassured me that I was dealing with a professional and a field expert not only in his job, but also in providing a true customer experience above report! It does not surprise me that he is one of your Sr. Loan Advisors! In fact if this man is not promoted to some type of manager I will be seeking to have him recruited asap because his expertise is very valuable! Thanks again Shane. I appreciate you a lot brother!

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 24, 2018

    Had a pleasant customer services. Which it was provided very professional. He answer all my questions. He explain every concept of the loan. First time having business with your company. Once again thank you. Any questions feel free to contact me at **.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 24, 2018

    West was just awesome wanting to help and not pushes, but knew how to help and fast service. And the follow up was later in the day and the guy was helpful also cause I was needing to change the payment so he did with big deal.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 24, 2018

    They are very upfront about the charges, very easy to work with and funded quite quickly. They provide a fair and correct APR based on your credit history. The employee I worked with was very professional and polite as well. Well done.

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    Verified purchase
    Online & App

    Reviewed April 24, 2018

    Actually the whole experience was easy and Ethan was great. The application process was somewhat lengthy but otherwise, it was no problem. Ethan even contacted me before the loan was finalized because they were having a hard time reaching me. Once I did speak to them, the final process was done.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed April 20, 2018

    I would recommend this service to anybody who is in a financial bind. I got the money I needed and it was fast. The process was easy. At first I was skeptical about this online transaction, but they proved me wrong.

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    Verified purchase
    Customer ServicePrice

    Reviewed April 19, 2018

    Answered all my questions. Discussed loan terms more than once. Explained how it was an expensive loan and that very little would go to my principal. Gave me the exact amount and I agreed to the loan terms. Told me the more I pay the less interest I pay. Also once approved I didn't pay till the 2nd month. I recommend just pay more than your monthly. I seen a lot of bad reviews but people don't read the terms and conditions. They tell you it's an expensive form of credit.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 18, 2018

    The loan process was really quick and easy. I was also very pleased with Michael. He explained the disclaimer thoroughly. I would recommend more time to go thru the disclaimer as an option to the customer. But everything else was just perfect. I also love the fact that LoanMe would prefer for me to pay the loan as soon as possible and no penalty fee would be added.

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    Verified purchase
    StaffProcess

    Reviewed April 17, 2018

    Mr. Peter ** helped me processed my papers so smoothly. He is very knowledgeable and understanding of your situation. If you needed emergency cash, Mr. Peter ** of LoanMe is the one to call. Thank you Mr. ** for an excellent job!!!

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    Verified purchase
    Price

    Reviewed April 17, 2018

    I had my car falling apart and not sure how much repairs would cost. I was sure the cost would be more than average. With it being tax month and house tax month, my regular income was running out. I received the loan the same day and more than I expected.

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    Verified purchase
    PricePunctuality & Speed

    Reviewed April 17, 2018

    Of course the interest is a bit high but loan was paid off within a month. Greatly appreciate the fast service and funding! Received funds within 30 mins. I would recommend this as a very short term loan! Don’t keep long.

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    Verified purchase
    Staff

    Reviewed April 17, 2018

    Great service!! Very professional representatives. Rapid service. Thank you for everything. I look forward to using your service again in the future. I will recommend this company to some of my friends and family. I am very satisfied with this company.

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    Verified purchase
    Staff

    Reviewed April 10, 2018

    Great business to work with. Very professional and accommodating. I'll highly recommend them. They were willing to really assist in making this transaction go through. They clearly define the details of the service they will provide and timetable of the loan.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 9, 2018

    My initial contact with LoanMe was Friday, April 6th, 2018 and it was one of professionalism, efficiently and accuracy on the highest level. I am very pleased and totally satisfied. The Representative that helped me was Le ** and he provided fast and EXCELLENT service! Thank you.

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    Verified purchase
    Staff

    Reviewed April 4, 2018

    My family was in trouble and I had nowhere to turn and Loan Me helped me in one day. Thank you for your support and caring and the very nice and understanding people that work for you. They were very efficient and kind to me and my family. Once again thank you.

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    Verified purchase
    Customer ServiceStaffProcess

    Reviewed April 4, 2018

    The process was clear, fast and professional. It took less than 30 minutes from start to receiving funds in my account. I received two calls in the process. Both calls were friendly and short. I received ten emails/calls from other loan agencies but all were too late. They all came after I had already received what I needed from LoanMe.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 4, 2018

    They are always very efficient and quick about getting your loan processed. Very clear on the details of your loan and offer other loan options. I have gotten multiple loans from them and have never had any issues. I would definitely recommend them and go back.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 4, 2018

    Service was fast and Professional. My customer service rep was polite and got directly to what I needed, not a lot of unnecessary questions. Information was explained with great detail and care. Verifications process was very smooth as well. I would highly recommend to anyone in need of financial help.

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    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed April 4, 2018

    Quick process, but very expensive. Would recommend to try and find somewhere else, but they will work in a pinch. The people working there are friendly and very responsive. But again, try to find somewhere else first. Use only as a last resort.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 2, 2018

    The staff was helpful and fast. I appreciated the judgment-free attitude of the rep I worked with. He was great. Thank you to him. The only that would have been less annoying was the constant phone calls. I know they were there to help me because I asked but the phone ringing all day while I was at work was something I could have done without.

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    Verified purchase
    PriceStaff

    Reviewed March 23, 2018

    It was a simple procedure, step by step... The attention after submitting all the data online was always very understandable and friendly... Always the Guzman teller explained everything good and against the loan. If I would recommend to others if it is an emergency and that they agree to return it as soon as possible because the interest is very high.

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    Verified purchase
    Price

    Reviewed March 23, 2018

    I was happy with the funding to pay off other cash advances and stretch out the payments over time. This will enable me to make a lump sum payment soon to get things cleared with minimal high interest rate charges.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 23, 2018

    While the loan rate was very high, I was happy to get it at all. And, any other opportunity I had for a loan from another company was not nearly as favorable. Overall the people were please, all spoke perfect English, were courteous, and made sure I understood the benefit I was getting and the obligation I was creating by accepting the loan. I was running out of hope that I’d have the funds critical to my future until the call from loan me. I’m fortunate to have been accepted by them as a loan recipient.

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    Verified purchase
    PriceStaff

    Reviewed March 10, 2018

    The folks, Sam & Kein, were very helpful and informative. They explained everything to me including the length of the contract and all options I could have, paying off the loan sooner, etc. I was informed when my first payment would be and my last. The different amounts of interest and how the interest rate would decline with early payoff. Most important was how they treated me. They treated me with respect, consideration, and as a valued client. Thanks.

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    Price

    Reviewed March 9, 2018

    If I could give 0 stars, I would. This is a company to stay away from. I make my monthly payments every month and I wanted to pay $1000 towards the principal only. I was told that interest from arrears would be taken from the $1000 payment as well, instead of it just going to principal. This company is a total ripoff. They are not worth it. If you can get a loan with a company that is in good standing. This company has a lot of complaints and bad reviews.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed March 6, 2018

    Kevin was very thorough and helpful. He returned my call when I missed his call or vice versa. Even though I rate my experience with "Happy with the experience" and not recommend to a friend, is I don't think they could afford the interest rate and don't want to give them hope on a loan they can't commit to.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed Feb. 18, 2018

    The process was extremely easy, thorough, and quick turnaround. We didn't start the process until a Friday morning and by the close of business on Friday our account has been funded. A very useful service for a small business. We look forward to using them again in the future.

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    Customer ServiceStaff

    Reviewed Feb. 16, 2018

    LoanMe is a good company with great employees that have great customer service skills and they work with you through the whole process. I will refer them to family, friends and colleagues. It was a great experience working with LoanMe. Looking forward to continue working with this company and they made me feel welcomed.

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    StaffProcess

    Reviewed Feb. 16, 2018

    I would like to thank Tim ** for his excellent service he provided to me during the process. He was very helpful and knowledgeable and very consistent. Most of all I received the funds as promised. I will definitely recommend to family and friends. Thank you for all the hard work to make this happened.

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    Reviewed Feb. 13, 2018

    Recently received a personal loan through LoanMe which cost me off the top $2,500.00. Stupid, I know but I had lost my job with no savings and was trying to play catch up. I had an old payday loan that they told me I had to pay off first before receiving the funds. Their underwriter called me on a 3-way call with the other company and recorded the convoys in which the representative specified that all funds had to come from my bank account. So, the payday company took the 2k from my account and then LoanMe sent them an additional 2k via wire! I've gotten nowhere and at 5pm tonight they sold my loan off to another agency so they don't have to acknowledge me. Why?

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    LoanMe
    Response from LoanMe

    Hi Shauna, LoanMe does require certain other loans to be paid off at the time you receive your loan. We are sorry to hear that your other lender may have taken the funds twice. We strongly suggest contacting your other lender to get this resolved. Unfortunately, LoanMe is not able to contact the payday lender on your behalf.

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    Price

    Reviewed Feb. 10, 2018

    I was not told that I had to pay off some existing debt (Loan) until the amount appeared on the closing statement. The amount was wrong and the payoff did not happen on the closing date. Which is absurd. I am paying interest twice on the same dollars. I need to be reimbursed the interest paid on the paid off Loan for the period of the Loanme funding until they pay off of the Loan.

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    Staff

    Reviewed Feb. 9, 2018

    Loan Me, is there for me each time I need some help, they do work with me all the time... I am truly grateful... I can pay my loan in 6 months. This way really works for me, no matter the amount Loan Me their helpfulness is always AMAZING so I do recommend them without hesitation to all my friends.

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    Price

    Reviewed Feb. 5, 2018

    It took me about a month after I was approved to go ahead and move forward with receiving a loan due to the very very high interest rates. I am in a hard place due to the high rent cost in the California Bay Area. But with me moving forward with this loan, I am taking a huge gamble for my family. I don't know how I am going to pay back the $10600 in one lump sum to avoid the $55000 payback amount if I have to make installments. I would give Loan Me higher scores but due to the rates I can't.

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 1, 2018

    Took out a personal loan for $2600 a little over a year ago. Called customer service on Wednesday January 24 to get final payoff amount - was told by representative it was $2141.77. Mailed check overnight to State College address for full amount, including an extra $16 in interest through Friday Jan 26. USPS tracking says check was delivered on Saturday January 27. However, the check still has not posted in my bank account, nor on my LoanMe account page. Instead the principal balance shows $2182.68, and the payoff balance as of February 1 says $3204.33!!!! It also says my amount due is $1,177.84.

    I emailed customer service on January 30 but have not received a response! This is ridiculous - they are trying to gouge more money by holding onto a payoff check. How can a balance go from $2141 to $3204 in a week? I have a feeling this is going to be a nightmare and that I am going to end up paying more because I chose to pay off my loan early. AVOID AT ALL COSTS!

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    StaffProcess

    Reviewed Jan. 29, 2018

    Juan ** was attentive and courteous and made this refinance process a breeze. When there was issue with employment verification he went extra mile to get the info needed to ensure I got approved. I would definitely recommend to anyone who feels out of financial options.

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    Customer ServiceStaff

    Reviewed Jan. 27, 2018

    I just want to give praise to my point of contact/representative: Naisha ** for her communication and impeccable service towards my needs during my loan application process. She was by far the best service rep I had ever encountered in my life. Always available (even after hours), and was sincerely doing her best to help me out in my needs. Not to mention, her knowledge in her field seemed to be endless. I was beyond pleased by her dedication. Thank you very much.

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    Customer ServicePricePunctuality & Speed

    Reviewed Jan. 16, 2018

    I’m really grateful to LoanMe. I was in really bad situation and They were the only ones who gave the loan even though my credit was so bad. It was easy, fast and great customer service. Careful this loans come with really high interest. So if You have really bad credit like don’t complain after You get the loan.

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    Reviewed Jan. 16, 2018

    I received an email a few days after receiving the loan. It says it is a transfer. So to my understanding LoanMe transferred my loan account to a collection agency. At the end of the letter says this is an attempt to collect a debt. It hasn’t been long since I received the loan. I have not missed any payments. Someone please explain that to me. I’m shocked.

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    LoanMe
    Response from LoanMe

    Hi Rina, Thank you for reaching out. Your comments have been escalated to the appropriate department and someone should be contacting you soon. LoanMe tries to give all its customers the best experience. If you continue to have any questions about your loan, please contact us at 1-844-764-7368.

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    Staff

    Reviewed Jan. 15, 2018

    I have nothing bad to say. LoanMe helped me out twice!!! They are extremely professional and caring. I would recommend them to everyone. Life savers. They are very helpful and caring. I was approved in one day. My money was in my account the following day. Wish I could meet them in person. Extremely happy And grateful. LoanMe saved my year again.

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    Customer ServiceStaff

    Reviewed Jan. 15, 2018

    I was told multiple times my last an was approved when it was not. I signed three contracts and when asked I was told the underwriters needed to verify information and had to make a change. Very poor communication. I was mislead by the phone representative and not actually told where I was in the process.

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    Staff

    Reviewed Jan. 15, 2018

    You guys are awesome. You guys really did me a big favor, if it wasn't you guys I'll be struggling right now. I might be a little more in debt but now I'm in a better place. Finally paid off things that would take me longer to pay off.

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    Staff

    Reviewed Jan. 10, 2018

    I was very happy. Great. Please with the LoanMe. The money was fast to my bank and I appreciate everything. Just couldn't use of money but was very please. Had no problems returning the money with no hassles no nothing. Very nice. Thank you very much.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 10, 2018

    Sam was the best part of getting this loan with LoanMe. It happened fast and Sam was friendly and professional. He explained everything. Sam answered all my questions and got back to me fast. The best experience I have ever had getting a loan. Thank you Sam.

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    Staff

    Reviewed Jan. 3, 2018

    I had a very good experience with my LoanMe Rep. He was very accommodating and took care of my loan needs. His attitude was very positive which encouraged me to go forward with loan. I would definitely recommend LoanMe to my friends.

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    Customer ServiceStaffProcess

    Reviewed Dec. 15, 2017

    I experience a great experience with this process. Thanks. I did receive the funds and I will be referring more business owners to you. My agent returned my phone calls immediately when I called and I did not have to wait long at all.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 8, 2017

    Customer service is great and the process is fast and easy. Peter was great. Thank you. We are starting a new adventure and appreciate LoanMe for being there and working with us. This is the second time we have used LoanMe in the time of need. We are grateful.

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    Punctuality & SpeedStaff

    Reviewed Dec. 8, 2017

    LoanMe Loan Experience: 1) Very helpful team and all answers are out front making you feel re-assured. 2) Timeliness was prompt and seamless in the overall experience. I would recommend LoanMe to anyone who is in dire need for financial assistance with a level of security and trust along the way.

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    Customer ServicePunctuality & Speed

    Reviewed Dec. 4, 2017

    To be honest it was a quick solution for a bigger problem. In a few hours I had the money and was able to pay bills. Customer service was awesome and attentive to the fact that I was at work and had very limited time to be on the phone.

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    Price

    Reviewed Dec. 2, 2017

    Got in a jam where a few deals fell under and had to get a loan. LoanMe was the quickest and fastest loan with not so perfect credit. Interest rates are crazy and the goal is to pay it off in 3 months.

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    Customer ServiceStaff

    Reviewed Nov. 30, 2017

    Obtained a loan of $2500 a while ago. Made my payments until I lost my job. Fell behind and before I knew it and without a courtesy call or email I was served with a judgement at my new job which I then lost. In order to avoid court we agreed on payments but no less than $100 minimum, INSANE. I paid at first scrambling together the money. Then I was diagnosed with stage 4 cancer and had to go on Disability. Still no compassion. Phone conversation turned rude in a heartbeat. The attitude of these people is unheard of. I never encountered such unprofessional people unwilling to help in any way. In hospital again because cancer returned and they hassle me for being behind and unwilling to help me out. Never have I been so pressured in a rude way without any inkling of empathy.

    How these people can stay in business is unfathomable. Will contact BBB of Anaheim, California to launch major complaint.

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    Customer ServiceStaffProcess

    Reviewed Nov. 27, 2017

    My experience went great with LoanMe. The agent on the phone was extremely polite and in my opinion the only reason I went with this option. He stayed courteous, respectful and caring throughout the process which eased the approval process. He explained everything thoroughly and was honest and confident with his answers. Passed the approval, I was informed of every step accurately by email which was nice.

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    Punctuality & SpeedOnline & App

    Reviewed Nov. 16, 2017

    I needed a loan for my daughter tuition and LoanMe was able to grant me a loan. The application process was simple. I liked how easy and quickly my funds were deposited onto my account. It took less than an hour to complete and process my loan. Thank you!

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    PriceStaff

    Reviewed Nov. 13, 2017

    LoanMe is an absolutely ripoff loan company! They ** you on interest rates because they can. I obtained a $2,600 loan on March 1, 2017 because I was in a financial bind. I have already paid back close to $2,700 over the last 9 months and I still owe them over $2,800. This is ridiculous! I cannot understand how their interest rates do not apply under Usury law. Their rates should be against the law. We are being taken advantage of and forced to pay super high interest rates. This loan is going to take forever to pay off and I am worse off now than I was before.

    They charge the maximum interest rates and terms allowed by law to people who have few or no other options. It's not about help, it's about taking advantage of people in desperate situations. They are afforded all of the protection but who is going to protect us? Certainly not our state or government officials. They allow this to happen or turn a blind eye. I will never use this company nor any other similar company again.

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    PricePunctuality & SpeedStaffProcess

    Reviewed Nov. 10, 2017

    The process was super easy and quick! Rachel ** was very friendly and knowledgeable of everything! Great way to consolidate debt if you plan on paying the loan off within a year or so. The interest will kill you. I was told all of this before I finalized my loan so I would know what to expect. All in all, very pleased so far.

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    Punctuality & SpeedStaff

    Reviewed Nov. 7, 2017

    Efficient, organized, prompt and friendly. The Agents were all up to date on the loan. Explained thoroughly. Recommend to pay loan off within three to four months, no prepaid payments, penalties would not be charged. Loan funds were deposited within a couple of hours.

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    Staff

    Reviewed Nov. 6, 2017

    The people that helped me with the loan were nice, but kept asking for things, and when I would upload it, they would say they didn't need that (like uploading my bank statement then calling me and say that they didn't need my bank statement but needed something else). They were really nice guys, just disorganized. Overall it was not a bad experience, just a little confusing.

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    Punctuality & SpeedStaff

    Reviewed Nov. 1, 2017

    For been my first loan with LoanMe it was great experience. Will tell more friends and family also co-works. Easy process and fast loan. My agent was so helpful. Thank you thank you again. Once I first with this loan one place I will came back to LoanMe.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 31, 2017

    LOANME really helped me catch up financially, they had quick funding and great customer service. Alex was awesome. I was able to get current on some bills and pay car registration. This really got my family out of a bind and in a better position.

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    Verified purchase

    Reviewed Oct. 31, 2017

    You remind me to be accurate and fair with my comments. I would like to remind you to be fair with your practices. Yah, I took the loan, I needed to pay my employees after my bank account was wiped clean through fraud. I needed about $7k and got $7k. I was a repeat customer, so my fee was only 5%. The loan repayment terms are such that if minimum payments are paid over the 120 month term the total repayment will be $65,296.16 or nearly 1,000 times the disbursed amount of $6,650. Again, I knew what I was getting into and I needed to pay my employees.

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    Customer ServiceStaff

    Reviewed Oct. 27, 2017

    I got my funds immediately. Especially I really need it that day. Representative are very helpful and polite. They answer your question in a friendly manner and honest advice. I like to recommend your good office to somebody that needs an emergency financial situation. More power to your company. And thank you for helping people like me that needs financial relieve.

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    Staff

    Reviewed Oct. 27, 2017

    I applied for a loan online and was contacted by Son **. He was very professional and explained everything as we went along. He even mentioned to me that I should be sure that I would want the loan. I would recommend your company to anyone.

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    Punctuality & SpeedStaffProcess

    Reviewed Oct. 26, 2017

    The process was fast and approved in a timely manner. Eric ** was polite, courteous, and explained the process. I was scared at first when I applied, because I read a lot of the complaints and good reviews, so I didn't know what to expect. Overall, great experience. I do plan on paying off the loan quick, thank you LM???

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    Customer ServicePriceStaff

    Reviewed Oct. 26, 2017

    They have great customer service. Justin who worked with me was amazing. They will walk you through everything and are very fair and transparent. Please be aware these are ridiculously high interest rate high risk loans that are really for short term last resort situations. Do not expect to get a good rate. These are last resort emergency loans.

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    Staff

    Reviewed Oct. 20, 2017

    I was hesitant about calling LoanMe at first with the thought that I might be taken advantage of and end up being in a worse scenario than I already am with my debt. Turns out that it was the best decision for me to make. My LoanMe rep Peter, was patient, understanding, supportive, and most importantly guided me through every step and answered any question. The best part of LoanMe is knowing that I can breathe again, that even though I'll be making payments for a few years, they are payments that I can afford and I am now for the most part debt free. Thank you Peter and LoanMe for helping me in getting back on track.

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    Staff

    Reviewed Oct. 20, 2017

    All persons I dealt with were very professional, handled my loan expeditiously and everything went very well down to the deposit into my account. They guided me through paperwork with ease and I did not have to leave my home and their system for doing the loan worked perfect.

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    Staff

    Reviewed Oct. 20, 2017

    Outstanding client service! Although the rate is exorbitant, it accommodates an immediate short term need. A bridge loan. This is my 3rd loan with LOANME. I am commissioned and this seems to be a quarterly occurrence bridging me between commissions.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 19, 2017

    My experience with LoanMe was very quick, fast, simple and great customer service getting back to you within minutes. Once I was approved LoanMe wired me the money the same day with great email communication as well to let me know the status. Thanks.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 17, 2017

    Great customer service very fast and very helpful service. I like the fact that they explain word by word on the loan application to me. And felt good the way they were very patient and fast to help me with this loan. I would recommend a friend to LoanMe.

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed Oct. 11, 2017

    This was Quick and Easy. The agent that helped me was very friendly. He help me throughout the whole process. The process only took about 15 mins to be approved and the money was in my account by the morning with a friendly email notifying me that the funds were available. I give them 2 thumbs up.

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    PriceStaff

    Reviewed Sept. 15, 2017

    Staff is super friendly and understand how the human be, useful and very polite. I have trouble try to find the loan to fix my car. I apply so many place they are most the same way, ask so many paperwork and then when they run credit, "Oh!! It's not approve". I used to be their customer 2 years ago and I payoff, Charlie he is the best ever loaner. He help me find the way can walk pass bad time, he help me any way he can, can fund the loan in same day, and have good recommendation for you too. But Loan Me is real emergency money when you need. You have to pay it off as soon as possible because of high interest rate. I recommend you should have the way to manage your money and return it as soon as possible. Thank you very much again for LoanMe.

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    Punctuality & SpeedStaffProcess

    Reviewed Sept. 15, 2017

    Process was good except for the online procedure. I find it difficult at times. Other than that I'm very happy with the time frame. My representative was very patient with me. Especially with the technical things with the computer &/or my cellphone. He guided me with the process very well.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 9, 2017

    Super fast! Got the money about three hours after applying! High quality customer service! The customer service representative was so nice, and responded to in a timely manner! At first I didn't think I'd qualify, but I did!!! I totally recommend them!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 8, 2017

    This was probably the easiest process I've ever been through to obtain funding for my business or even on a personal level. Cataline was on point! She was prompt with emails and calls and made sure everything was handled properly and quickly. I would recommend her to anyone!

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    Staff

    Reviewed Sept. 8, 2017

    I would like to thank you guys and would gladly recommend you to a friend. I would also like to thank Henry ** for his hard work and dedication. He's one of the good ones. He worked hard to help me with the loan. He explained everything in detail and made sure I understood everything. He was patient and had a strong positive attitude.

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    Staff

    Reviewed Aug. 28, 2017

    I love the way that the customer rep Rachel, handle my loan. She has great people skills, in informing the customer on how, the loan process works. Also I would like to thank the company for employees like Rachel **.

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 23, 2017

    LoanMe is the only company that allows you to borrow more than $35,000 on a signature. The customer service was great and the loan was approved quickly. The only problem I have with the company is the loan origination fee that is taken off the top and reduces the amount of money you actually receive. The payback is for the full amount funded, but you're only receiving a net amount.

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    Staff

    Reviewed Aug. 18, 2017

    LoanMe really helped me to jump start a dream project. Mauricio was fantastic to work with and helped me every step of the way! Because of this loan I now have the opportunity to dive in deep to my dreams and visions. Thank you!

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed Aug. 11, 2017

    The process of This loan was extremely easy and Professional. My representative Le ** worked around my busy schedule and was extremely accommodating and attentive. He exemplifies the meaning of friendliness and amazing customer service. The entire process was pleasant.

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    Staff

    Reviewed Aug. 11, 2017

    I was so please to finally get my loan approve. Was having problems before but I'm so glad I reapplied. I'm sorry I can't remember my loan officers name but he was very helpful in helping me out with questions I couldn't do myself.

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    Punctuality & SpeedStaffProcess

    Reviewed Aug. 10, 2017

    Pleasure to work with, very fast process. Kind people. Will meet your needs if you are needing g this loan for what you are needing it for. Happy to have worked with such kind and caring person. Was on top of everything every step of the way!!!

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed Aug. 3, 2017

    The process was quick and very easy and Jermaine ** was very helpful and courteous. I appreciate the follow-up calls that I received, ensuring that I received the funds and to inquire if I had further questions regarding the contracts. Thank you!

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    PriceStaff

    Reviewed Aug. 3, 2017

    Crystal was an excellent contact. Listened to my needs, looked for solutions and followed up. She called to her supervisor to see if she could increase my loan amount. They consented to an increase but I did not accept because of the large cost. She did a great job.

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    Punctuality & SpeedStaff

    Reviewed July 25, 2017

    This was my first time with LoanMe and had super nice, experienced people! Loved that I had one amazing agent as well that worked with me the whole time! Very sweet and on top of things and easy paperwork to hand in! Thank goodness for LoanMe!!!

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    Staff

    Reviewed July 25, 2017

    I was in need of short term cash and filled out a form from LoanMe. They were extremely helpful in obtaining my loan. My loan officer was pleasant and knowledgeable. I appreciate them a great deal. They guided me directly so the loan would be approved. Thank you LoanMe for the most pleasant experience.

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    Customer ServiceStaff

    Reviewed July 16, 2017

    Philip ** was a great help in my time of need. My water heater quit. I was still really short on cash. Then I heard your ad on the radio, thought I would give it a try. Payments are easy and doable. You showed great customer service and I thank you!

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    Customer ServiceOnline & AppStaffProcess

    Reviewed July 5, 2017

    The online application was a breeze. I received a call from Peter not even 15 minutes following my application submission and he was ABSOLUTELY AMAZING! He walked me through the entire process with professionalism and poise. He counseled me on my loan and ensured that I understood its terms. He truly made me feel like he genuinely cares. I can't say I've ever received such great customer service. I'm sincerely impressed by both Peter and LoanMe.

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    Customer ServiceStaff

    Reviewed June 29, 2017

    So far everybody has been great. Mauricio ** has helped me. He's been great, friendly, informative, and courteous. He was not pushy or rude. I feel he was a great contributing factor in me deciding to go with LoanMe for my loan.

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    Verified purchase

    Reviewed June 29, 2017

    I was in a bind and needed a loan asap and LoanMe provided same day service once my information was verified. APR is considerably high but I am also a high credit risk and I appreciate them taking a chance on me. I recommend them.

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    Customer ServiceStaff

    Reviewed June 28, 2017

    The agent was very forthcoming and helpful. No hidden fees, and they made it very clear that I should NOT plant to hang onto this money for the full life of the loan. This is emergency money and if used that way, it is the best online service I've encountered this far. No hidden fees, no early payoff penalties, and the money was in my account within an hour of my call!!

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    Process

    Reviewed June 21, 2017

    Needed money to cover bills in between pay periods. The whole process was fast and I received money in my account within a few hours. Mission accomplished! This is my 2nd time getting a loan & I would do it again. I highly recommend LoanMe!

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    Verified purchase

    Reviewed June 20, 2017

    I'll be making extra payments. I know my past haunts me because of a plight economy but I don't give up. I hope the extra payments count and everything they told me counts because if it's not true expect the unexpected. Thank you for the second chance.

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    Staff

    Reviewed June 20, 2017

    After numerous times trying to verify my employment with my employer Alex tried his hardest and did his very best to get me qualified and he did highly recommend this representative. Great guy. Will recommend to my friends if they ever need a loan.

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    Customer ServicePricePunctuality & SpeedStaffProcess

    Reviewed June 13, 2017

    Was very pleased working with Sam. The process was very quick and painless. Everything was handled by phone and the directions were very simple to follow. Regular follow up was done, everyone was very helpful. Would recommend to anyone, but of course the interest rates are high. Thank you.

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    Customer ServiceStaff

    Reviewed June 2, 2017

    Great customer service. Personable and professional. The only frustrating thing is when you want to pay off your loan they do not accept a debit card with higher amounts (not sure why). It takes forever to clear on their end... And also took a week after I called in my payoff to withdraw from my account much too long.

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    Punctuality & SpeedStaff

    Reviewed June 2, 2017

    I was pleased with the quick service from start to finish. I would recommend and will use in the future if needed. Keep up the good work with servicing the people in time of need all across the United States and the provinces. The timing was good.

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    Punctuality & SpeedStaff

    Reviewed June 2, 2017

    My experience with LoanMe was so easy, and quick and my rep was so accommodating, attentive and delivered within one day, (Kerrigan **). Thank you LoanMe,

    I will be back next time I need financing. Excellent experience. Thanks.

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    Verified purchase

    Reviewed June 2, 2017

    This is the worst company you could ever apply to. The demand and harassment that they did very unprofessional. Awhile back I decided to help out a friend (big mistake) and get a loan approved for her. Well we are no longer friends because she has failed to pay on the loan. Which caused it to into collections and therefore I got stuck with having to make the payments with money I don't have because she put my name on the loan. I feel like this is just straight up ** and shouldn't be allowed or at least be understanding and willing to work out something with the customer so they don't get stuck paying for money they never used!!!

    What makes it even worse is sadly my mother passed away this past December 2016 and didn't have enough money to get her a tombstone, and the money I'm having to pay to collections could actually go towards my mother’s tombstone. So I would avoid LoanMe at all cost. They don't even deserve 1 star. More like negative one star.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 11, 2017

    LoanMe has been the best... Fast service. Funded in less than 24 hours. If you need a loan for your business LoanMe is the only call you need to make. The staff was very friendly and helpful... They answered all my questions. Very satisfied.

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    Verified purchase

    Reviewed May 4, 2017

    The LoanMe process was smooth and professional. I felt no pressure to commit. All my questions were answered directly and to my satisfaction. Quite frankly, I was surprised. Other loan companies I talked with were fast talking. A real turn off for me.

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    Staff

    Reviewed April 11, 2017

    What I love about this company, is first Honesty, Fairness, Promptness. My agent Curtis, was very informative, he made sure I understood, what I was getting into. He explain with clarity. My only problem is the rate. Then, again given the issue at hand. I was very appreciative of their help. It truly help me in ways, I cannot explain. Looking forward, to doing more future business with this honest company.

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    Verified purchase
    Punctuality & SpeedProcess

    Reviewed April 11, 2017

    I love LoanMe! Their loan process is quick, automated and painless. The process is great and they work with you on your payment due date to make things easy for you. I highly recommend them as a short term loan source!

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    Verified purchase
    Customer ServicePrice

    Reviewed April 5, 2017

    LoanMe helped me during a critical time for my business. Without them, I may have had to close. The fees and interest are high but the customer service and attention to detail made a big difference. I would definitely recommend them if you have no other choice to keep your business going.

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    Staff

    Reviewed March 22, 2017

    I would highly recommend LoanMe, my representative (Eric) was super. He explain each step and worked with me to get my loan approve and was on target with every commitment he made. So far it has been a lights out experience.

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    Verified purchase
    Price

    Reviewed March 21, 2017

    I was very surprise that I got the loan and wasn't expecting to. I was in a bind and decided to give it a try. I did not need all of the $2600. Philip was very helpful and explained everything in full. I know that it was a high interest rate and after speaking to another rep from LoanMe yesterday, it was explained in more detail to me and I am really going to try very hard to pay it off as soon as I can. I am very thankful to LoanMe for helping me at this time in need, really had no intentions to get any more credit cards or loans.

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    Staff

    Reviewed March 15, 2017

    The positive reviews that you are probably all bogus. My credit score is close to 700. I inquired about a 20,000 loan last night. I make 200k a year and wanted to consolidate some credit card debt. They told me that I only qualified for a 10600 loan. Whatever. The thing is that they wanted a one-time fee of 2500. Lmao. And 647.00 a month for 3 years. When I asked what the APR was he wouldn't tell me. That is over 24000.00 for a 7500.00 Loan. This is by the definition PREDATORY LENDING. CashCall by a different name is still CashCall. I got online with Prosper and was quoted 20000 for 13%. This company should be sued into bankruptcy. I will never do business with them. BEWARE!!!

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    Punctuality & SpeedStaffProcess

    Reviewed March 9, 2017

    I thought that Melanie ** was excellent and very customer focused. She made the process fast and easy. I would use LoanMe again in the future. I would recommend any friends or associates if they have a need for future loans or financial services. Thank you for the excellent service.

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    Staff

    Reviewed March 2, 2017

    I liked the way it was handled and very easy. I also want to give thanks for Michelle ** who I had to deal with. Whatever she told me was very accurate and professional. I would definitely recommend a friend or relative to LoanMe. Thanks.

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    Punctuality & Speed

    Reviewed March 2, 2017

    I would like to thank each and everyone who helped me getting this loan on time and fast. I cannot thank enough for the superb help I was getting and hope to continue making business with you in future. Keep up the good work.

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    PricePunctuality & SpeedStaff

    Reviewed March 2, 2017

    Was very good, fast and feel confidence with your honesty. The employee was really good and very helpful. Excellent excellent. I will recommend a friend or coworker. And other that need money. But will try to pay soon. I know the interest is high.

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    Verified purchase
    Staff

    Reviewed Feb. 20, 2017

    GREAT COMPANY. Love LoanMe. It's helped me out so much. You can apply at 10 in the morning and receive the cash by 2. I have used other companies for loans but none as fast and as easy as LoanMe. I will recommend to everyone that needs fast cash. Every employee is very nice and professional.

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    Customer ServiceStaff

    Reviewed Feb. 6, 2017

    This is a joke. My credit is 688 - not great; but good. I applied for a personal loan for $10,000 to do some home improvement work. They told me I was approved and just needed to verify my bank account. After "verifying" my account four times, they said it had only been open 1 month. I have had the account for 20+ years and called the bank. I called back my "Senior Loan Agent" Andre to tell him they were checking my wife's Christmas Club account and not our checking account.

    Then a Customer Service Rep called to ask me some questions to verify my identity. I answered everything. He said I would be getting a call from Andre with good news. I literally was hanging up with him - when I got the "decline" letter. Indicated because of my credit score and delinquent account. I missed one payment of $40 back in 2013. Other then that, I have 1 credit card, no loans, nothing. Amazed at the fact that they literally ran me through the ringer and after verifying my identity - declined me? What a joke. What is worse, I wasted an entire day dealing with these people, wasted part of my wife's day and all I got was a hard hit on my credit! Stay away!!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 1, 2017

    Fast, accurate in terms of making sure that you understood loan and were accurate in terms of loan, which day your loan was due and how much you would be paying back. Nice friendly staff, easy to complete paperwork, easy to understand terms of loan.

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    Verified purchase
    Customer ServiceStaffProcess

    Reviewed Feb. 1, 2017

    I mostly dealt with Kevin **, he was very helpful, polite, and always there to help thru the entire process. The follow up phone call I just received was very heartfelt, and warm. Thank you for helping me in this tough time in my life, as no one else wanted to take the chance, and I can understand that. I was in need, and you at LOANME, was there to make my situation improve that day. Again, thank you, and if you ever need to speak to me, please feel to call.

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    Customer ServiceStaffProcess

    Reviewed Jan. 31, 2017

    This was not my first loan with loanme.Com. My first loan process went very smoothly but this loan was not so smooth. The rep "crystal" was friendly and kept in contact with me until she got the documentation she needed then she dropped off the face of the earth. I guess once she knew she was getting her $1,500 commission, she didn't need me anymore... at least that is how I felt. I had to find out from someone else that the loan was approved and had to wait until the next Monday for the funds to be deposited into my account. I feel she should have told me that I had to wait over the weekend for the money and she should have stayed in contact with me through the process. I should not have had to call twice looking for her, only to have to find out from another employee what was going on.

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    LoanMe
    Response from LoanMe

    Hi Lynda, We are sorry to hear your experience did not go as smooth as your first experience with us. LoanMe takes these situations seriously and is doing more to prevent this from happening again.

    Verified purchase
    PriceStaffProcess

    Reviewed Jan. 27, 2017

    Andre was very kind, personable and professional. The process was no fuss and we worked together to achieve the ultimate goal. Interest rate is outrageous but it at least an opportunity to get funds immediately. This allowed me to catch up on my house and bills!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 24, 2017

    Great service from LoanMe. They answered any questions I had and put everything in bold print. The one on one touch is refreshing. I talk to one loan officer and It was quick and easy. I got a call after transaction was complete to make sure everything went smooth and if I had any other questions.

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    Verified purchase
    Staff

    Reviewed Jan. 24, 2017

    If you need a loan quick this is the way to go. I had money in my bank after a couple of hours. All I had to do was provide some basic information. The lady that helped me was very friendly and she answered all of my questions. I will keep LoanMe in mind next time I need a loan.

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    Verified purchase

    Reviewed Jan. 24, 2017

    Cory worked hard to get this done the same day. My funds were in the bank the next day. Thanks Cory. I would recommend to a friend. The terms are affordable and if I want I can pay it off sooner or spread the payments out which is good for the budget. Thanks again.

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    Verified purchase
    Price

    Reviewed Jan. 23, 2017

    My credit situation changed and I called to see if they could do anything about my interest rate. They refused to refinance my loan to a better rate. I can't blame them though. My loan has already accrued 341 dollars in interest and it's maybe 6 weeks old. Avoid them at all costs. It's cheaper to just get behind on your bills.

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    LoanMe
    Response from LoanMe

    Hi Michael, Thank you for your feedback. We encourage all our customers to give us a call if they are having problems making their monthly payments. If you would like to discuss possible options, please feel free to contact our Customer Concerns team at 844-804-7368 or 844-764-7368. Thank you.

    Verified purchase

    Reviewed Jan. 23, 2017

    They are great when you need money fast and you can plan to pay them back within a year or sooner. The apr is ridiculous but the fact they will give a loan with no credit/bad credit is better than nothing. Second time using them.

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    Verified purchase

    Reviewed Jan. 19, 2017

    I believe this was one of the best and most efficient processes I have seen in a long time, that goes for any industry. I have already given out a few referrals since I'm 100% convinced you're the best lender in the business right now.

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    Verified purchase
    Customer ServicePricePunctuality & Speed

    Reviewed Jan. 15, 2017

    Have used LoanMe multiple times and have always had fast, easy service. Customer service is very nice and easy to work with. Interest rates are high, but I always pay off early so it works great for me. Would recommend to someone looking for a short term loan.

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    Verified purchase
    Price

    Reviewed Jan. 14, 2017

    Even though the interest rate is very high, it is a competitive rate compared with title loans and pawn. I have used LoanMe previously. As long as you can pay back QUICKLY, it is a very convenient way to get cash fast.

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    Verified purchase
    Staff

    Reviewed Jan. 13, 2017

    I had a great experience. The whole process of getting the loan was easy to do. I did wish you guys were open longer since I wasn't able to reach you guys in the evening our time. The person I talked to was patient and helped me whenever I wasn't sure on how to do something.

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    Verified purchase
    Price

    Reviewed Jan. 12, 2017

    I appreciated the company specifying that the loan is one that you should try and pay off sooner than later due to the interest. It showed me that they were not just trying to make a buck off of me and that loan is what it is a loan.

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    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed Jan. 12, 2017

    I received excellent service and quick funding. Everything was just as it was explained to me. Josh ** was very helpful and easy to work with throughout the process. All questions were answered. It was a great experience. I highly recommend them.

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    Verified purchase
    Punctuality & Speed

    Reviewed Jan. 10, 2017

    I was amazed by how quick I got the money. I started with my application around 9:00 am. I have all my documents ready and after few phone calls, I got the money in my bank around 1:30 p.m. Thanks to LoanMe.

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    Verified purchase

    Reviewed Jan. 5, 2017

    My wife and I am thankful to have this loan. I am bummed to find out after the fact that the $6600 we were guaranteed was just $5100 with a $1500 fee. Hence the four stars instead of five. We are still extremely grateful to receive this loan nonetheless!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 4, 2017

    Great service was given to me by Mr. John **. He responded quickly when I contacted him by phone. He sent frequent emails to me to keep me up to date. Mr. ** was always polite and eager to assist me.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Jan. 4, 2017

    I had a very good experience with LoanMe. Helpful, and kind as to helping me with my loan. Done in a timely matter in regards to getting all the information needed via phone calls or emails to complete my loan. Thanks LoanMe.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Jan. 4, 2017

    Easy and fast approval! I'll definitely go back and apply for another loan if an emergency occurs. These loans are for those that plan on paying it off in full. I highly recommend it. Thanks to Mike ** for the great help he was and very informative.

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    Verified purchase
    Staff

    Reviewed Jan. 3, 2017

    Your Loan Officer (Holly **) help me with care & the best professional manner. The loan process was easy & I'll recommend your company in the future. If you have any question, please call. Your assistance in this matter will be greatly appreciated. Thank you so much.

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    Verified purchase
    Staff

    Reviewed Jan. 3, 2017

    Well for starters, I was not able to qualify for the loan I wanted to consolidate my bills for a new start. But Colleen was very informative and we went over several options to achieve what was best for me at this time and things for me to work on also. Thank you.

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    Verified purchase
    Punctuality & Speed

    Reviewed Dec. 29, 2016

    I wouldn't normally take the time to write a review. However LoanMe saved me!!! The loan process was quick and easy!!! I did not expect to be approved but to my surprise I was approved for $3100- The best part is the funds were in my account the next day!!! Thank You LoanMe! Thank You.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 22, 2016

    Thank you for the loan. Your people were courteous and quick with a response to my needs. I am glad that I found you. I will tell a friend in need about your service if some is ever needed. I hope you are still in business if I should ever need to use your service again.

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    Verified purchase
    PriceProcess

    Reviewed Dec. 14, 2016

    As long as you understand the fees and agreements this is a good place to get an loan. My credit score is decent which resulted in a good interest rate. Sam was very helpful and walked me through the process and helped me understand their fees. He emphasized this is a loan you want to pay off aggressively which is what we're able to do. I was able to consolidate our cards and make the payments more manageable.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 5, 2016

    LoanMe help so much. I have to be thankful for them helping me. At the end of the year they get 5 stars customer service. I can say I do recommend friends to go to LoanMe to ask for a loan in time of need.

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    Verified purchase
    StaffProcess

    Reviewed Dec. 5, 2016

    The LoanMe rep who helped me answered all my questions and explained the process adequately. He made sure I was completely comfortable going forward with my loan. I felt valued and appreciated everything he did for me. He reached out and emailed me when necessary. He took his time in explaining everything and did not try to rush the process. He even told me to call him for any reason at all.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 2, 2016

    The customer service representative was extremely helpful during my loan process, and I spoke with him many times to help me get my loan application processed and approved. I will definitely use LoanMe again in the future. Thanks again for all your help.

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    Verified purchase
    Staff

    Reviewed Nov. 30, 2016

    John ** was very helpful in getting me the loan I needed. He worked with me over the course of about two days. I really appreciate the time and effort he took to help me when I needed it. I would like to say thank you to John and the LoanMe team for all their help and I highly recommend LoanMe to anyone looking to get a short term loan.

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    Aubrey increased rating by 4 stars.
    Customer ServicePrice
    After a positive interaction with LoanMe, Aubrey increased their star rating on Dec. 1, 2016.

    Updated review: Dec. 1, 2016

    Happy to report that loanme.com contacted me and made things right. Spoke to a very sweet lady named Michelle, a Supervisor in Customer Service, and she was able to resolve my concerns. Thank you Michelle!

    Original Review: Nov. 30, 2016

    I had a loan + a settlement to pay $2900 and I paid as agreed. I paid it all off except $274. I've been in contact with customer service waiting for a statement. I call and leave voicemails for Loanme.com and never hear anything back to get a call saying I owe $5,500 and interest is now accruing $179%... interesting... After I owed $274.00 with no interest. It's nice of them to finally respond. My response is going to be serving papers.

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    Staff

    Reviewed Nov. 29, 2016

    Made me feel comfortable and like a human being. It's hard applying for an emergency loan. Christine was thoughtful, helpful and able to get me what I needed. She also fully disclosed all aspects of the loan. I am very pleased!

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    Verified purchase
    PriceStaff

    Reviewed Nov. 22, 2016

    Overall satisfied. This is my second time, even though interest rate is high, there is an option to pay within 7 days and no penalty to pay early. Lili ** helped me 2x and she is very professional and knowledgeable. Also recommended options for me to choose which I like.

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    Verified purchase
    Punctuality & SpeedStaffProcess

    Reviewed Nov. 18, 2016

    The representative I spoke to was very detailed and explained the process and made me feel very safe and satisfied with his help. The process was very quick and no hassle. I most definitely recommend them to anyone who wants great services.

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    StaffProcess

    Reviewed Nov. 16, 2016

    I appreciate my customer relations man, Sam who made the lending process easier than anticipated under the circumstances. He is a friendly and patient person. He endured through the process. Thank you very much. This is my second time getting a loan and I would not have applied for a loan the second time if I had not liked the loan process the first time.

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    Price

    Reviewed Nov. 16, 2016

    I think your interest are the worse I've ever seen and I don't think I'll recommend anyone to apply. When I finish paying off my debt I will not return. I don't care if it's life death situation. My God please help these money hungry people.

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    LoanMe
    Response from LoanMe

    Thank you for your review Lionell. We regret to hear you were unhappy with the terms of your loan. LoanMe takes great pride in helping customers who are often turned away by traditional lenders and we make sure that our customers are aware of the terms of their contract before the loan documents are signed and the loan is funded. As a reminder, LoanMe does not charge any Pre-Payment penalties. You can pay off your loan at any time. If you have any questions or concerns, please contact us at 844-764-7368.

    Verified purchase
    StaffProcess

    Reviewed Nov. 11, 2016

    The loan agent was very helpful in answering all my questions about the loan. She was always keeping me updated as to the timetable of the process. At the end of the process she made sure I had all my questions answered.

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    Verified purchase
    Punctuality & Speed

    Reviewed Nov. 10, 2016

    It was professional, easy and quick! I was under so much stress and they made me feel right at ease and explained everything perfectly. Was a great experience. I did not need to wait at all and the information was sent immediately and the funds were put in as soon as it was approved. They walked me through everything to make it happen!

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 10, 2016

    Quick and friendly service. Will definitely recommend to anyone looking for a loan. Was looking to pay off a few bills until payday and everything was handled very professionally. This is the first time I ever took out a loan but the representative made me comfortable and reassured.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 7, 2016

    Luis was very informative and answered all my questions on point. He eased all concerns and doubts I had. He gave excellent customer service which is very hard to find nowadays. I hope I don't need you again, but if I do, it's nice to know Luis is there to help me. Thank you Luis!

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    Verified purchase
    Punctuality & SpeedOnline & AppStaff

    Reviewed Nov. 4, 2016

    I was very worried about this being a scam, or putting all my info out there and not get any help. The application process was very quick, I received responses from LoanMe in minutes. The representative that helped me was informative, patient, and clear about all the details.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Nov. 2, 2016

    It was very fast and the representative Hiep was very helpful. It was need because I needed to take care of some pending medical bills due to an emergency. It help pay it off and also pay down some other bills that needed to be taken care of at this time.

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    Verified purchase

    Reviewed Oct. 31, 2016

    Great experience. I would say they did their best to give me every explanation and every detail of the business we are conducting. I've found the company I would like to do business with now and in the near. I will definitely be recommending LoanMe to all my friend and their neighbors.

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    Verified purchase
    Customer ServiceStaffProcess

    Reviewed Oct. 25, 2016

    I needed some cash for my car to be repaired and the customer service is top notch. I got the cash I needed within an hour and got the bill paid off. Danny, who helped me with the whole process, was diligent and very professional and read me the details line for line. I work with banks and finance, so he didn't have to but he went the extra mile for me and I really appreciate his efforts. Highly recommended for emergencies.

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    Verified purchase

    Reviewed Oct. 25, 2016

    It isn't about the money. It's the ability to cultivate an idea from the first step to the next, is what makes time a commodity in life. To loan is to trust the unseen, the lender, the bank, and the borrower, relay to a seller, there is life in this time frame.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 20, 2016

    Happy customer. This was super easy. My CS REP, John, was totally awesome. He was detail oriented, answered all of my questions and made the whole experience pleasant. It was super quick and easy. Thanks.

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    Verified purchase
    Price

    Reviewed Oct. 17, 2016

    LoanMe is a great place. They helped me right when I needed it the most with bad credit. Interest was pretty high but I expected that with my credit. I can say they were really fast at getting the money to my account within a couple hours and they're very patient at explaining everything clearly to you so you understand everything, as well as waiting for you to read everything in the contract. Definitely will do business again in the future and have already told a few friends in need about them. Thank you LoanMe.

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    PriceStaff

    Reviewed Oct. 12, 2016

    I got a loan from them and they are great. Hiep was awesome. He explained everything, no pressure, let me have time to get the docs all ready, very friendly... I have already recommended 3 people to go through them. The rates aren't bad at all. They are cheaper than most. I will use them again.

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    Verified purchase
    Customer Service

    Reviewed Oct. 4, 2016

    Thank you so much LoanMe for your help, I did not get the full amount that I need but still the amount that you lend helped me to cover some of my payroll. Thank you Curtis for your great customer service.

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    Staff

    Reviewed Sept. 27, 2016

    I want to say that Philip ** was very professional getting back with me for my loan information and that I appreciate the way he handled everything in a timely manner.

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    Verified purchase
    StaffProcess

    Reviewed Sept. 27, 2016

    Thank You So Much LoanMe! I really needed the money. Jessica was so friendly, thorough, helpful, and available to me. She assisted me with the process so that I easily understood everything about my loan.

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    Verified purchase
    PriceStaff

    Reviewed Sept. 25, 2016

    I was pleased with my recent experience with LoanMe. I especially like how the representative carefully explained the details of the loan to me. It is only because of the high interest rate that I would hesitate to recommend LoanMe to a friend.

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    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed Sept. 23, 2016

    Great experience with LoanMe. Quick, friendly & efficient. It is an expensive way to go but, sometimes life makes a shift & a quick, kind relief is needed for a short period. Twice, LoanMe has been there for me. THUMBS UP.

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    Staff

    Reviewed Sept. 16, 2016

    I had a very good experience with everyone I had contact with, very helpful, patient. I don't remember what my number is but John ** was my contact. He was awesome.

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    LoanMe Company Information

    Company Name:
    LoanMe
    Year Founded:
    2013
    Address:
    1900 S. State College Blvd., Ste 300
    City:
    Anaheim
    State/Province:
    CA
    Postal Code:
    92806
    Country:
    United States
    Website:
    www.loanme.com