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LendingTree (NMLS #1136) is not a direct lender but instead an online marketplace that matches you with one of its partners based on a questionnaire. You do not have to pay a fee to use LendingTree. Note that LendingTree has been hit with at least one lawsuit regarding a data breach, and as of this writing, the lawsuit is still pending.
Pros & Cons
- Free, quick lending match
- Helpful resources
- Not all lenders shown will be a good fit
- Can lead to spam
Shopping for the right mortgage lender with LendingTree is as simple as filling out a questionnaire. LendingTree matches you to potential offers that you can select from, but you might get frequent and unwanted solicitations.
ConsumerAffairs has collected 1,557 reviews and 2,453 ratings.
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Reviewed May 13, 2021
I was trying to document a negative experience with one of the lenders on LendingTree. However, when I post the review on their website, it gets rejected every time. I have followed the exact guidelines for posting reviews.
Reviewed April 29, 2021
A reputable company, they do make it possible for more than one Lenders to give a quote for rates. But the calls can become extensive and bothersome. We ended up using a Lender not arranged by them. We did so because the Lender we chose was the most responsible and had the best rates and conditions of the mortgage companies.
Reviewed April 15, 2021
They are a good company agency that’s helpful with the loans experience that you did not know and they sure will be quite the right information. It seems like they advertise you to get the right help and the right source communication so you have the right information to get all the seed loan you’re looking for. It’s a good agency to help you with your credit and make sure you are with the right loan agency.
Reviewed April 14, 2021
The mortgage brokers are exceptional. They do everything that they can to ensure that you get the mortgage you want at the lowest rate. I am dealing with a mortgage broker, Patrick, who is in constant contact with me regarding my mortgage application.
Reviewed April 8, 2021
Clint ** helped me to refinance my car loan. He was very patient with my never-ending questions and was always professional and helpful. He was not pushy or salesy in any way. I would definitely recommend their services for your financial needs.
Reviewed Feb. 27, 2021
Blowing my phone up!! Just wanted little info and regret giving my email and cell!! Don't give yours! I have had no less than 10 calls in 2 hours from putting my cell in the LendingTree website when getting loan info. I will not use Lending Tree for any loans... they obviously sell your info!!
Reviewed Oct. 22, 2020
I found the right mortgage lender using LendingTree. I will go to them in the future before I search for a company on my own. Perfect place to shop, compare rates and speak to potential Lenders. Both were legit with excellent ratings. Two out of the three companies contacted me within hours based to start the preapproval process. Great company.
Reviewed Aug. 9, 2020
Excellent credit score and moderate/high income. Rate approved from PenFed 2.89% for 40k vs 5.6% as proposed from Lending Tree. Understood that this is not their loan offering, but the fact that they can not pull together competitive offers (low 3% for Chase offer) shows that this is likely an enterprise that functions largely off of advertising connections. Essentially it is useless. Disappointed I wasted a credit check on this.
Reviewed July 1, 2020
I used Lending Tree to identify possible mortgage refinance companies. In this respect the companies that were supplied were valid mortgage banking organizations. What I have issue with Lending Tree is their privacy policies. I don't know the details since we rarely read, in detail, the fine print but when I signed up in less than a day my email spam increased 400% and my telemarketing calls increased 500%; these volumes cannot be coincidental and over 95% of the spam was not mortgage related. I can't say it's totally on Lending Tree but if it occurred from the companies they promote/partner with then they should also be responsible for them. They're already making money from the bank that I will refinance with and if they're making money from selling my information that's not good business, in my opinion, as now I am letting people know what happened; coincidence or not.
Reviewed June 29, 2020
I got an email I was approved for a personal loan from lending tree up to $8000. I signed the loan agreement for a $2000 loan and was told I had to put up a 5% security deposit because my credit score was below 700. Which would be $100. They wanted it in the form of eBay card or bitcoin atm deposit. I did the eBay card.
Saturday June 27, 2020 I got an email of wire transfer receipt to my bank account for $2000 from Apple Federal Credit Union. I was working with loan officer Dominic Leonetti from lending tree. My bank did not accept transfer until Monday and on Monday I still received no transfer and found out by looking online that there were dozens of reviews of people being scammed by lending tree and Apple Federal Credit Union does not work with lending tree and does not know a Dominic and did not do a wire transfer.
When I asked Dominic about this he claimed I breached my contract by claiming it was a scam and that lending tree didn’t trust me anymore and that he canceled the loan and transfer. I asked to speak to a supervisor and he said he was the supervisor and could cancel any loan he wanted. He then said if I called again he would block my number. I have not received a refund for my $100 deposit as Dominic stated would be done and he will not return emails and my calls are blocked. He is totally unprofessional and rude and disrespectful. Lending Tree is a total SCAM. BEWARE.
Reviewed June 25, 2020
I made the mistake of signing up for LendingTree to find a good rate on a HELOC (home equity line of credit). Before I even finished filling out their online forms my phone started ringing and emails and texts started. None of them were for a HELOC, only cash out refinances which I guess make the lender more money but is not what I wanted. DON'T DO IT, you will be bombarded with hungry loan people bugging you for several days or longer.
Reviewed June 15, 2020
All I wanted was to check rates to see what they were and immediately was bombarded with calls, emails and text that had NOTHING to do with loans, some did but most were insurance WHICH I NEVER REQUESTED, BEWARE of FARMERS CALLS. THEY ARE THE WORST. They send you info and quotes even after you tell them NO. Just know your information is sold at your expense and without your authorization!!!
Reviewed June 4, 2020
WORSE COMPANY EVER!! I was furloughed from my job due to COVID-10 and I contacted Lending Tree first about their payment. Before I could even GET my unemployment check, they put a "comment" on all 3 of my credit bureaus with the following statement: STUDENT LOAN IN DEFERMENT DUE TO NATURAL DISASTER. I have been a customer of this company for almost 2 years; first and LAST time customer for sure. Never missed my $973 payment one time since I became a customer. I am in the middle of moving my family of 5 to another rental property but because LendingTree put this "comment" on my credit report, I was DENIED in the final contract process and after 3 hours on the phone, a LendingTree supervisor REFUSED to remove the comment stating that "well they are not supposed to be doing that, so take it up with them directly". Now with no place to move my family, we are out of options.
Reviewed May 27, 2020
I was disappointed in myself (mainly because I knew better). I had heard 30 yr fixed interest rates had dropped. So I did a search online for the latest rates and LendingTree.com popped up and said to enter a few details to get my rate. I entered the details and when I clicked submit, my phone started ringing off the hook. It hasn't stopped since I filled it out yesterday. I should have known that it was just a marketing ploy and that it wasn't giving me rates... Lending Tree was sending all of my information to lenders all over the USA and they have all called me in the last 24 hours (more than once).
I am complaining because when a site says they are giving you rates... then do just that. Instead, I never got a rate, but a list of finance companies to call. Ha ha. Me? Call? Uh, no, I haven't been able to use my phone to order a pizza because I am inundated with random unknown numbers of lenders. If I wanted to blast my information to everyone in the finance industry, I would have clicked a link that said "Please send my info to everyone". But I didn't click that link. I clicked "Show my rate" and I still have not received anything with a rate. This is the kind of stuff that makes people HATE online marketeers. Not cool.
Reviewed May 5, 2020
I really don't know what to expect from this. I just started my account and now waiting on response. I heard that this is one of the best ways to get a loan for important things in life you may need so I'm very anxious to see what's in store.
Reviewed April 7, 2020
I cannot believe how fast it was. I decided to just apply to consolidate some bills and filled out the application and was surprised within 2 days that it was approved. It was so fast that I thought that it was a scam. But it was real. I would recommend them. During this trying time this loan gave me some peace of mind not having to worry about bills while trying to get through this devastating time.
Reviewed April 6, 2020
Worst company. Very poor communication on what they plan to do with your information. Why would they send my information to 100 banks? Do I want 100 phone calls? Do not provide them your phone number. There is no way to delete your account just turn off notifications. I am consulting with a lawyer about that now. That seems fishy to me....
Reviewed March 18, 2020
I applied on Lending Tree. Beware! Lee ** called me and took my application and then promised me 3.85 on a refi. Sent me the paperwork which was floating. Not locked in even though paperwork said locked in. I signed all my paperwork online and he never would answer the phone afterwards. Three days, 16 calls, 5 emails later nothing. I give up. Now the rates for refinance are 2 % more. He knew exactly what he was doing. This person lied to me and I am elderly. I will be following up with everyone and anyone that I can. I was taken advantage of and now the rates are sky high.
Reviewed March 16, 2020
Their website will data mine you to death and then when you hit SUBMIT it WON'T give you any quotes!! JERKS!!! Then they will flood you with ads after ads from their partners. NEVER EVER DO BUSINESS WITH THEM!!!! THEY ARE JUST A MARKETING COMPANY THAT SELLS OFF YOUR INFORMATION!!!!
Reviewed March 10, 2020
The application process was very fast and very simple. No long pages of paperwork and forms to be filled out. Did not have to upload bank statements or income verification because it was already available online for LendingTree. Received my loan very quickly. (It took less than one week and my cards were paid off and the leftover money was in my bank account.) Would recommend to anyone needing to consolidate credit cards and also needing a little extra cash for whatever.
Reviewed March 5, 2020
I liked the ease of the application, the interest rate and terms of service offered, the expedience of the funding, and I would recommend Lending Tree to family and friends. Extremely pleased customer here!
Reviewed March 1, 2020
I requested a loan through Lending Tree to help with moving costs when I sell my house. I had the loan within 3 days. The process was fast, efficient and convenient. I would recommend lending tree to anyone.
Reviewed Feb. 28, 2020
Jailene was great to work with. Very considerate of my time and was very efficient! We had an answer that day for the loan, within the week the money was in our account. Very fast!! We were very impressed.
Reviewed Feb. 25, 2020
Within a minute of submitting inquiries to Lendingtree.com for a loan, I was BOMBARDED with calls...literally several every minute. Within an hour I had 20 calls from one number. As soon as I would block one number, a different number from the same area code would pick back up the incessant calling. I REFUSE to do business with any company that harasses their customers this way. Stay FAR FAR away from this company. Do NOT submit an inquiry online...you will be sorry!
Reviewed Feb. 19, 2020
IT was very easy to apply in minutes. The only downside was that I kept getting calls from all of the loan providers until I had chosen the one that best fit my budget. Other than that, I was provided with a lot of offers and was able to narrow them down with filtering tools which made it easier to find the right one for me.
Reviewed Feb. 19, 2020
This company sucks. They can't offer better rate, not even close to my current rate. But I am more annoyed by the calls from different sources. I will never recommend anyone to try with them. Horrible experience!
Reviewed Feb. 19, 2020
I have had a great experience with Lending Tree because they make the entire process so easy that I had no problems at all getting my loan and seeing my financial health right at my fingertips! I really appreciate LendingTree!
Reviewed Feb. 4, 2020
All I wanted was to check rates, which I thought was online; and then instead, I immediately get bombarded with calls, texts, and emails from loan officers (at least 15!). Website implies that one could check the rates online.
Reviewed Feb. 4, 2020
I received an add to view current interest rates for mortgages and was ready to refinance my mortgage to a lower rate. As soon as I input my info which included my phone number and hit submit, my phone immediately started ringing. Literally the first call came within 30 seconds of submitting my info online. I receive calls from at least 5 companies. I narrowed the list down to 2 and one's rates were double the other so I told them I was not interested and they would not stop calling me. I probably received 75 calls from them even after I told them I wasn't interested.
I probably would not go through this experience again and would just deal with my local bank in the future. The random calls from mortgage companies for weeks afterwards was not worth the contact made. I did finalize a refinance with one of the companies that contacted me but in the end, I could have done just as well with my local bank.
Reviewed Feb. 3, 2020
Great company. Lending tree for guidance keep up good work. Been a great leader. Thanks happy with a fresh loan I received and will know you be there to guide as I go toward I life thanks. Been there as a helping hand on your search for anything. A good rating for new loans.
LendingTree Company Information
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- 11115 Rushmore Drive
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