JG Wentworth Debt Relief Reviews
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About JG Wentworth Debt Relief
JG Wentworth has been helping individuals overcome financial hardships for more than 30 years with a variety of financial solutions, including debt management. JG Wentworth Debt Relief’s services can help reduce or eliminate your unsecured debt in as little as 24 to 60 months. It negotiates with creditors on your behalf and may be able to settle your debt for significantly less than what you owe.
Visit www.jgwentworth.com/debt-relief- One monthly payment
- Good credit not required
- No upfront fees
- Need at least $10,000 in high-interest, unsecured debt
JG Wentworth Debt Relief Reviews
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Reviewed Jan. 19, 2024
Folks, do not fall for this bull!! They will say and do whatever at first when you are in need of help and want to believe in them. At first you may be in good standing with your debts, I was. They tell you to not pay your bills for months and they will negotiate 50 percent of what you owe. It's all BULL!! It damages your credit big time and when it settles, it's 75-85 percent of what you owe for each credit card and then the credit card puts fees for being late and paperwork and that's another 1000 plus on top, then the cherry on top is the other 25 percent JG WENTWORTH charges you so you are overall paying more then when you started.. This is a legalized racket with all kinds of headaches!!
Also, when they can't settle, they send your info to a bank called ** and they bill you an arm and a leg. This is the other thing, after you initially speak to Dustin or whomever to set up what you feel is going to be something to help you out and is not, you see how bad you were lied to eventually and you try to call to get answers. Here's the kick, he will tell you that he no longer has your case and it's passed on. Now, he will put you thru tho a generic person at JG Wentworth that answers the phones and has no idea in the world about your case. They will just beat around the bush and yes you to death!!
People, DO NOT DO THIS, FILE BANKRUPTCY!! THIS IS A JOKE!! They do not care about you. You are just a commission check to the first person you speak to and then you are in trouble. These folks have told me several times they will look into something and then you never hear from them again! It's really bad!! I see the reviews say 3.9. DO NOT BELIEVE THIS EITHER!! There are companies that put reviews up these days to spike your score and in my first handed humble opinion, I would bet the farm this is exactly what is going on here. Good luck and take care.
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Reviewed Jan. 18, 2024
JG Wentworth has helped me a lot. Their program dropped my bills more than half and that was exactly what I needed to be able to live. The customer support was very good.
Hi Lyric! We are pleased to hear how much of a positive experience you are having with our team to find the best financial path for you - thanks for sharing!
Reviewed Dec. 17, 2023
I wanted to get somewhere better financially. JG Wentworth was the most attentive and the fastest to respond. They were super friendly and informative. They talk you through the process and you tell them what's going on. You give them all the financial information and they break down how much was owed. They then work with you on how much you can pay and when to break it up, which would suit your budget or your lifestyle. That was really important for me.
The service was great. The lady that I initially started everything with was super. Once it was all set up and everything was understood, she laid everything out where I didn't have to ask questions. There hasn't been much interaction since then because it was so greatly explained and easily understood from the beginning. So far, so good.
Hi Lauren! We are so happy to hear how much of a positive experience you are having with our team to find the best financial path for you - we are excited to be on this journey toward the financial future you deserve!
Reviewed Dec. 13, 2023
I've been a little bit reserved about JG Wentworth because when I first started with them, I was highly impressed. The first month I signed up with them, they'd already negotiated a deal for an account. The deal was pretty good. It was what they promised that they would give me the best offer. Then even more impressive, just a month or two later, they've negotiated another deal. But that was when everything stopped. From there, I've had some accounts go into collections to the point where the vendor sent me letters suing me. So I forwarded it to JG Wentworth and also their legal department. This is where I had a problem with JG Wentworth.
One of their legal department neglected on following up with the case to the point where the amount went up because they didn't show up to court. Then one of the attorneys that was assigned to the case left the department without even mentioning it to his superior. So the case was left untouched. Then I was sued again and that really upset me. I've never experienced that with the other debt management.
The sad part thing was that I was receiving the letters when the letter should have been going to them. They should have been rerouted to them. I'm the one that called them to find out what was going on. They didn't know anything about it and this happened twice. One of the vendors that they negotiated on was the worst negotiation I've ever gotten. I've even complained about that. It was not even close to 50%. Now I have two accounts that have been out there for a long time. I've asked JG Wentworth, "What is going on with these two accounts? Do I need to call them on my own and see if I can negotiate?" Because I ended up negotiating on one account on my own one time and I got the best deal on my own rather than having to go to the debt management. But that wasn't with JG Wentworth. That was an account when I was with the other debt management company.
Sometimes JG Wentworth is a little patronizing. They take it personal in which they shouldn't because it's my money. I'm paying into the service. So I don't like it when the customer service gives me an attitude like I'm affecting their account. They should listen and be attentive. I don't like to be patronized or belittled. But the monthly payment that I'm making is quite far less than the previous debt management.
Hi Rock! We are glad to hear how much you appreciate working with our team - we asked a representative to reach out and discuss your concerns.
Reviewed Dec. 11, 2023
I reached out to an email and one of their representatives called me back. They were on the phone for about an hour explaining everything and how everything would work. The process was very quick. I stopped getting all the phone calls within three months and I don't get any phone calls anymore. This experience changed a lot of my life. They took off a big burden off and they did very good. I would highly recommend them.
Hi Rania! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - we are excited to be on this journey towards the financial future you deserve!
Reviewed Dec. 10, 2023
We still got a couple of years to go to get all the bills paid back. But so far, everything's good.
Hi Leroy! We're thrilled to hear about your positive experience! Thanks for recommending us to others on their debt-free journey. Your success means a lot to us!
Reviewed Dec. 10, 2023
I've only been working with them for about a year but so far, it's pretty much on track about what they told me it would be.
Hi William! Thank you for your ongoing trust! We're committed to your success in becoming debt-free. Thanks for sharing your positive experience!
Reviewed Dec. 10, 2023
My son told me he thought JG Wentworth seemed to be a pretty good company and that I should try them. They did their job. They did what they were supposed to do. They were always friendly and helpful. They let me ask lots of questions and I'd be able to call back and check on things. They never seemed exasperated if I called. I'm one that has to know right straight up what's going on, and they were all good at telling me exactly what was going on.
Hi Eunice! We're delighted to hear your experience aligns with our promises. Thanks for trusting us with your debt consolidation journey and for sharing your feedback.
Reviewed Dec. 10, 2023
I have four debts that I put in debt consolidation with JG Wentworth Debt Relief, They are making a payment on one of my credit cards. The largest one they did a settlement but I'm doing the payments on it. Every six months, they send me a deal showing how many payments I have left and what's going on with the accounts. Also, they work with me. I got their number and their tracking numbers to where my money goes into their accounts. All I have to do is make a phone call.
Hi Fred! We're grateful for your son's recommendation and pleased to have assisted you. Feel free to reach out anytime. Thanks for sharing your positive experience!
Reviewed Dec. 9, 2023
My experience with my debt consolidation plan has been very beneficial for improving my credit history and becoming debt free. Several credit card accounts have been closed and paid in full. So far, everything they said they will do, they have done. If anyone is in debt, I would definitely recommend JG Wentworth.
Hi Charles! Thanks for recommending us! We're glad to hear our program and regular updates are helping you manage your debts. Thanks for sharing!
Reviewed Dec. 9, 2023
My experience with JG Wentworth has been a little bit rough. They haven't really been as responsive as they should be. Every time we call, we just get a blockade or a callback, "We'll get back to you" but it never happens. So it's been a waste of time. We heard back from our lawyer last time that he was rearranging everything and trying to get the account settled and that was it. I was supposed to get a call back the following day. And it's been two weeks.
At first, it wasn't too bad. When we finally got all the money into the account, I started trying to get them to speed up the process to get everything done. But it became dead water. Nobody really became responsive. Nobody was really trying to settle the accounts. We gave them information for accounts that reached out to us, offering us great deals and they just didn't even pursue them at all. A 50% reduction on the debt that we had, that offer just went out the window 'cause they didn't respond back. There's no communication. Just people leaving notes on a page.
Hi Julio. We apologize for the inconvenience caused and assure you that we will take measures to ensure this doesn't happen again. If at any point you feel our services may be helpful to you again in the future, please feel free to reach back out to us. We wish you all the best.
Reviewed Dec. 8, 2023
Well I was referred to JG Wentworth by my sister inlaw, she has had a great experience, me on the other hand, not so much, there is not enough communication on you end, I'm always in the dark and have to try and contact some one there to get answers, and I feel like I made a bad decision and ruined my credit, everything is taking too long, and I'm now stuck with ruined credit!
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Dec. 8, 2023
I was initially told on the phone that it was a 2 year program and given many documents to sign in order to "save us". It's 4 years and I can't finance a cupcake now. I worked years on my credit and trusting JG Wentworth I am now worth nothing. When I called I was told I was misinformed and the program was for 4 years. Never any time to have an attorney review all of this. Never again.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Dec. 8, 2023
Very nice people and communicates everything to me or gives timely update all the time. I can sleep better without thinking about my debt because I know I'm not alone and I have someone helping me to achieve my goal to be debt free. And I know it is possible with JGW's help. Thank you.
Hi Nerissa! We appreciate how much you enjoy working with our team - thanks for sharing!
Reviewed Dec. 7, 2023
The enrollment process was fairly easy and if I had questions, I called JG. The reps tried to resolve questions as they came up. They were very available. Their online portal would sometimes run into issue though and you would have to reset your password frequently. But JG’s program got me on a path to debt resolution. So, it was helpful. Overall, it was a positive experience.
Hi Amanda! Thanks for sharing your positive experience! We're glad our program could set you on the path to debt resolution. Your success is our success!
Reviewed Dec. 6, 2023
I'm already out of JG Wentworth Debt Relief's program. It worked out well. I like it. They were prompt on everything. Whatever I asked them, I got answers. Also, they gave me the account and I was able to track my progress through their website. It made me feel better that I was able to get in the program and didn't have to worry about anything.
Hi Lawrence! It's wonderful to hear that our program worked well for you, providing clarity and progress tracking. Thanks for sharing!
Reviewed Dec. 6, 2023
I gathered my credit card outstanding balances and gave those balances to JGW and they were able to come up with the program. I'm making affordable payments to get out of the credit card debt that I found myself in and the program is starting to repair my credit. Also, they send notices on which credit card they settled and which ones I still have to settle. JGW's program is something that's affordable and it's able to help me find a program to consolidate that without going into bankruptcy.
Hi Michael! We're glad to be part of your journey to debt consolidation success! Thanks for recommending our program and sharing your positive experience.
Reviewed Dec. 6, 2023
I had a good experience with JG Wentworth. They helped me out. The representative that I talked to was very helpful. Explained to me how their whole system was gonna work. I consolidated three credit card debts. Now, I have just a one-month payment every month. Working with them was great. I had a lady call me. She reviewed me and coached me through what was gonna happen next. Before I made that call, I was tied right up in knots. I didn't know what I was gonna do. I just retired, and my annuity was gone, about used up. So, I'm getting by on my pension payments and my Social Security now, which has tightened things up. But the way that they set me up with the consolidation is so I get it paid off and they'll get it paid off a lot quicker than I would have if I had just kept going with the credit card companies.
Hi Andrew! It warms our hearts to know we could assist you in consolidating your debts. Thanks for sharing!
Reviewed Dec. 6, 2023
They were really awesome to me. They helped me get out of debt that I was in. Their program is good. I have a year left. I would recommend them because the staff and everybody's been kind and considerate.
Hi Mary Jo! We're so happy to have helped you on your journey to financial freedom! Thanks for recommending us and sharing your positive experience.
Reviewed Dec. 5, 2023
My experience with JG Wentworth was good. The service that I received was fair. Working with them helped me a lot.
Hi Alcelia! We're delighted to have played a part in your journey toward financial well-being. Thanks for sharing!
Reviewed Dec. 5, 2023
They have consolidated my credit cards. They were able to pay them all off. So far, the program has been doing well because I started out with them. Now, I was able to get a loan through them. So, I’m through the loan program now. Their customer support has been okay. However, their holding time is terrible. It takes too long. You have to sit there and wait for somebody to finally come on the phone and talk to you.
Hi Lowoner! We're pleased our program is aiding your credit journey, and we appreciate your patience with any delays – thanks for sharing!
Reviewed Dec. 5, 2023
I was trying to get my credit right and get that stress off me about the bills. They helped out and got the stress off me. I can make one lump sum payment. Since then, it's been a difference in my credit score.
Hi Gary! Thanks for sharing your experience! We're glad to have helped alleviate stress and make credit improvements. Your success is our joy!
Reviewed Dec. 5, 2023
I've sent three of my buddies to JG Wentworth because they've helped me with my debt consolidation. They set up the program to where you pretty much settle with the credit card companies or the debt collectors. Once those companies settle on a certain amount, JG Wentworth will pay it off. So, if I owe 2,000 and the creditor agrees to settle for 1,000, JG Wentworth will pay the 1000 after I do a loan. After they paid up the 1,000, then I owe the loan back to them. So, that was really convenient instead of me trying to pay off my debt for years and years at a small amount.
JG saved $900 a month and I was able to finish the program in six months. Their customer service was pretty good and they usually only called me if there was an issue. But any issue I had, they were on top of it. Plus, I never had to worry about waiting for someone to call me back or being on hold. I had one of the guys' direct line to his office and it gave me the option to call, text, or email him any time if I had any questions.
Hi Aaron! We're thrilled to hear our debt consolidation program worked so well for you, helping save money and finish in six months. Thanks for sharing!
Reviewed Dec. 5, 2023
The customer service is easy to get in touch with. I wanted to make sure everything was gonna get straightened out and they reassured me everything would be fine. The application to get going was quick. It was within days that they had me set up and ready to go. JG Wentworth is a good service to go with.
Hi Brian! We are so happy to hear how much of a positive experience you are having with our team to find the best financial path for you - thanks for sharing!
Reviewed Dec. 3, 2023
I had a lot of student loans and personal debt, so I reached out to JG Wentworth for that concern. And they signed me up with their program. It's going well so far. Working with them has been good and easy. They answered multiple questions that I had. And if they didn't know, they pointed me in the right direction. JG Wentworth also worked with my budget. I would recommend them.
Hi Lorean! We are so happy to hear how much of a positive experience with our team - thanks for sharing!
Reviewed Dec. 2, 2023
The guy who called me seemed like a really nice guy. Besides one card not being able to be put on the program, I haven't had any problems. It took them about two weeks to get back to me to tell me this card wouldn't be put on there. But the program has been pretty easy to do. I'm still working on it.
Hi Nathaniel! We are thrilled your to hear how much you enjoy working with your rep - feel free to reach out with any questions or concerns.
Reviewed Dec. 2, 2023
JG Wentworth’s program worked good and I'm done with it. They transferred everything over to New Credit America. During the times I talked to JG’s customer support, they were helpful and excellent.
Hi Steven! It is so nice to hear that your program has been going well - thanks for sharing!
Reviewed Dec. 2, 2023
I've not heard from them for a hot minute. But I keep paying them every month. They've only taken care of two of the nine things I needed. And they’ve gone quiet on me. I don't see any movement. I'm not very pleased with the timeline so far. But when I first got them, they seemed into it.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.

Reviewed Dec. 2, 2023
They have a lot of Customer Service agents but not much customer service. If you want to escalate an issue Supervisors refuse to come to the phone. If you want a Payoff amount it's like pulling teeth to get it. Forget paying off the debt early, it is one problem after another trying to get rid of them and get out of the program. You are basically a slave of the to them even if you have the means to get rid of them and end your obligation to their program.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Dec. 2, 2023
I was trying to get a loan to get out of debt and have one consolidated loan. JG Wentworth came up. The lady who called me wasn't able to help me in the beginning but gave me some really good advice on how I could get to the point where JG Wentworth could help me. She went through the program herself. She had a very similar situation in her life that happened where she ended up getting a bunch of debts. She would have gotten out of debt in 5 to 10 years but she got out of debt in two years and restored her credit. JG Wentworth helped her settle her debt for a little more than half of what she actually owed. That was very helpful for me to have that experience from her, hearing about her story, how she went through it, and how much it helped her. I was struggling with the monthly payments of all my debt plus everything else going on in my life. It was just encouraging hearing from that lady.
My debt accumulated because of legal fees and custody battles. It was like, “How am I gonna ever get out of this?” The legal fees and the credit card payments didn't stop. It seemed like there was hope using JG Wentworth. And there was. I was able to lump everything together and they worked with me to make a payment plan. So far, JG Wentworth has been great. I'm maybe a year into the program and I have another year or so left because I skipped a couple of payments because of an unforeseen circumstance. I have to communicate with them and ask if we could move the payment to a different day.
There was also one person who brought it up and asked if I needed to skip a month. They're like, “We are able to do that every once in a while. We don't recommend it because we want you to get through the program. But you have that ability if you need to.” As long as you reach out to them and you keep that communication with them, they have always been like, “Okay. We'll figure this out.”
JG Wentworth is very understanding and they genuinely seem like they just wanna help. It’s, “Hey, I wanna help you. Here's the pathway to success and help. I can't do it for you, but I can help you get there.” It was a great happenstance that I came across this program. It’s wonderful that they are here for people like me. I recommended this company to my parents.
Hi Jonathan! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - we are excited to be on this journey toward the financial future you deserve!
Reviewed Dec. 1, 2023
I started with JG Wentworth a while ago and they're still not done with all the creditors yet. They said if I put extra money in the account, I have more money to work with them. I said, “I can't, really. I'm lucky I could pay you what I'm paying you now.” When there were some months I couldn't make the payment, I asked them to stop it for a few months, which they did. I called them in the summer when I went down to 20 hours a week and I couldn't make the payment. I was gonna try in another month, too, because I'm behind on my mortgage, so I really should try to pay that before I pay creditors.
I was probably nuts at the time I signed with JG Wentworth. I'm sure I'm paying a lot more money. But they've been fine and I'm satisfied. If I left a message or if they left a message for me, I would call back and they would call me back. I got an email the other day saying that I need to update the bills that they didn't do yet. The website is fine too because you can get into your account and you can see everybody you still owe. They update it on a monthly thing.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Dec. 1, 2023
I had 2 account with Discover and one ended up with a court date and a judgement against me and now I had A large garnishment taken from my paycheck for $680.00. I can't afford this especially being the holidays. I am left with a negative in my account. I feel this isn't working and need to do something else.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Nov. 30, 2023
JG Wentworth Debt Relief's program has worked good. The quality of service was excellent. JG Wentworth made it smooth and uneventful. Also, Chantelle was awesome. She was fantastic to work with. I emailed her, she called me back. I was even followed up on after I was done with the program. I would highly recommend JG Wentworth.
Hi William! We are pleased to hear your program has been going well so far - thanks for sharing!
Reviewed Nov. 30, 2023
JG Wentworth seemed to have more positive reviews. I went with them and and it's been good working with them. When I started, there were a lot of updates and keeping me informed. I'm now towards the end of the program and there's a lack of communication on their side. I'm trying to get this done as soon as possible and there's not a whole lot of updates and communication in the last few months. I like the debt relief and that's certainly a benefit. But there could be better communication.
Hi Alex! It is so nice to hear you are having such a positive experience with your team - feel free to reach out with any questions or concerns.
Reviewed Nov. 30, 2023
They've been good for me and the program has worked well so far. The reps were very informative. I gave them a call. They asked me what my needs were and I told them. I feel satisfied with working with them.
Hi Flora! It is great to hear your program has been going well - thanks for sharing!
Reviewed Nov. 30, 2023
I like the fact that they always keep in touch with you and let you know when some things pay now and how nice they have been and I don’t have to worry so much. Thank you. I heard about your company from the Internet and called them and they were very nice and didn’t make you feel bad that you were so much in debt
Hi Ruth! We are pleased to hear how much of a positive experience you are having with our team to find the best financial path for you - thanks for sharing!
Reviewed Nov. 29, 2023
I have been so thrilled and happy with the service JG Wentworth has offered. They have been great through the whole process and I am ready to finish the program! I was very uneasy at first about going through a debt settlement process but I haven’t regretted anything and I’m almost completely debt free after 9 months.
Hi Taylor! We are so happy to hear how much you appreciate our team - we are excited to be on this journey toward the financial future you deserve!
Reviewed Nov. 29, 2023
Thank you so much helping me with my credit card debt. It is a weight off my shoulders not to have to cry every month not knowing which card to pay first and how much. I do not have to worry anymore knowing that JG Wentworth team is helping me.
Hi Stephanie! It is so nice to hear how much of a positive experience you had with our team to find the best financial path for you - thanks for sharing!
Reviewed Nov. 28, 2023
It was Very easy, the creditor calls stopped quickly and I can finally breathe. Just one more creditor to go and and that part of the process will be done and it only took a few months. And I had quite a few creditors. I only wish I would have done this sooner.
Hi Orville! We are thrilled to hear how well your program has been going - thanks for sharing!
Reviewed Nov. 26, 2023
We are well pleased with the efficiency and the ease of implementing this service. From our initial call to inquire about the program to today we have been assured that every question will be heard and answered. Each step is clear and reasonable. Everyone is professional and knowledgeable. The relief of having the support of this company to aid us in resolving the issues has given us confidence that we have placed our trust with the right people. Thank you.
Hi Linda! We are pleased to hear how much of a positive experience you had with our team to find the best financial path for you - thanks for sharing!
Updated review: Nov. 27, 2023
I'm pleased with the response, and feel connected with JG Wentworth for all my program needs.
Original Review: Nov. 25, 2023
Overall I'm satisfied with the program, however there have been some issues that I didn't anticipate. I've been summoned for civil court action in one instance and other matters such a store credit cards being cancelled that weren't part of the relief. My credit score has sunk to 530 and most of the closed accounts reflect bad credit and will likely remain for 7 years. I still believe that this program or bankruptcy were my only options. It's rather difficult to not have a credit card and may explore secured card options. I am appreciative of your services and realize eventually my situation will improve.
Hi Thomas! We are glad your program has been going well - pleased feel free to reach out to one of our representatives with any questions or concerns.
Reviewed Nov. 25, 2023
So far it has been a pleasure to see my score go up and my debts go down. They made it so easy to understand. They broke the prices down and been great in talking and listening. I feel confident my team has my best interest involved. In regard to paperwork not bad. And they whenever I had question my team answers without leaving me unaware of what is going on.
Hi Jerome! We are pleased your experience with us has been so positive - we are excited to be on this journey toward the financial future you deserve!
Reviewed Nov. 23, 2023
My experience has been terrible. I try to call and can’t get through. I get no contact from anyone. And I have no idea if any settlements are being made or what the progress is. Very disappointed and wish i had chosen another debt relief company. I would not recommend anyone to use them.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Nov. 22, 2023
I have been a part of the program for about 15 months, and my credit score took a big hit as expected. One account was settled quickly, but now I have two lawsuits and one of those I had to settle and pay more than I originally owed! Now I’m being asked to increase my monthly payment in order to settle the other suit and again pay more than I owed because of the fees. I feel like I was sold lies, since I was told based on their vast experience they would be able to save me a large amount of what I owed and they would make it easy. Now I’m paying more, with a horrible credit score.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Nov. 22, 2023
When I first started working with your company, I was so relieved to finally be able to get everything down to one bill. I’ve been struggling to pay off debts since 2020, and really needed help. I was hopeful to get this process started, but now all I have is worse credit than when I started, companies and banks calling me every day because of missed payments, and no word on how this is even progressing. Now I get another loan company calling me every day because you all sold them my information. I just wanted to resolve my debt and pay it off, but unfortunately I feel like I got scammed.
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Reviewed Nov. 18, 2023
I was told the email address was only for sending documents and I would need to call the number. I don’t have time to be on the phone and would like an email address for any inquiries and concerns. I have no updates on what is going on with my account and if it was settled with the creditors. I feel like nothing else has been done.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Nov. 17, 2023
I didn't think going through this program I was going to have any legal action but it happened and they have been so helpful going through this process. They are very fast getting me paperwork to fill out and answering any questions and prompt getting back to me. They have made this whole process extremely easy and convenient to work. They are always easy to move a payment if needed.
Hi Danielle! We are pleased to hear how much you appreciate working with our team to find the best path for you - thanks for sharing!
Reviewed Nov. 16, 2023
The settlement objective is nice, quality service has not been there. I have not had any conversations with any associates after my initial sign up. I have only received emails and when told that I would like updates on the account with an associate, I was directed to use the website for any information which was of no help at all. I still have an account that has not been negotiated or settled, and it has been 8 months since the beginning of sign up. Very dissatisfied with the quality.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Nov. 16, 2023
I feel like this was a big mistake, joining your program. It's been such an inconvenience with all the debt collection people calling and here we are almost a year into it and we still gave 3 accounts that are not being paid. Biggest mistake I ever made was working with your company.
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Reviewed Nov. 15, 2023
I want to know which debtors have been contacted. I want to know settlement amount and status of all accounts in writing via email. I am not pleased to see two accounts showing on my credit report as "charged off." Please let me know all that has been paid and what my balance with JGW is and payoff date.
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Reviewed Nov. 10, 2023
You guys helped me get my finances in order and in a short amount of time. Thank you, I would recommend JG Wentworth to my friends and family. This company has professionals that are knowledgeable on every level! They are easy to get ahold of 24/7. Always available, thank you again!
Hi Betty! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!
Reviewed Nov. 9, 2023
It’s been slow by helping my credit. And paying too much monthly really need this to be at 300 per month, I am making the same amount as I was before. It’s like I’m living check to check now. And my credit score still not moving. My wife and I are planning trying for house mid summer and it’s just not moving.
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Reviewed Nov. 8, 2023
So far there’s only been two maybe three settlements. I haven’t had many reports in progress and I don’t get any updates or responses on the information I forward via email except the auto reply. I’m not always the easiest to get a hold of on the phone but I would think I would receive some sort of correspondence besides the payment reminders and receipts of payment.
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Reviewed Nov. 6, 2023
We were told that this would take a few months but you would get everything handled. So far we have 2 suits against us one of which was just sent to your lawyer on Friday Nov 3 and that should have been there in Oct. We are highly unsatisfied. We are not at all pleased with the lack of follow through on your end. We would love to know how and which accounts you choose first.
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Reviewed Nov. 5, 2023
I've been working with JG Wentworth for quite some time now and they are very responsive. It has been a quick straightforward process for real with them and so far, it's working pretty well. Two of my three credit card debts have been settled and they are working in progress to settle one more. I didn't really do much with them. They just took my information then we got started and we set up the payments. They dedicated accounts where the money goes to and they reached out to the creditors. It took a while before the creditors agreed to settle, but then we got the settlements. If I have problems, I give them a call and they resolve it. Their customer service has been fantastic and I will most likely recommend them to other people once I'm done with my final settlement. They'll get you the settlement and they'll get the job done.
Hi Emmanuel! It is so nice to hear that your program has been going well so far - we are excited to be on this journey toward the financial future you deserve!
Reviewed Nov. 5, 2023
I only had two accounts that they were supposed to pay off for me. But when I first started, I didn't realize that I had to wait six months before they started paying for any of this stuff. My credit went to hell because of that. So they were not upfront and honest with me about everything. With my USAA account, I don't know if they've even contacted them to try and get a pay off on that. But I like to just get all my money back that they still have and do it myself. I called them one time to find out what was going on with the account and why they hadn't scheduled the payoff yet. They said they were still waiting. That was the only answer I got from them and it was a long time ago. They referred me to some place where I could get a loan instead of having to pay them all the time. But then they wanted 24%. I told them they were out of their mind.
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Reviewed Nov. 4, 2023
When I talked to JG Wentworth, I was satisfied. The process went nicely and smoothly. The people were very nice and they explained everything. They were easy to talk to. They seemed genuine. I got quick service. Every now and then, I call up to see how everything is going. They take the time to explain it. I also don't have to wait. Like when you go and call up places and you have to wait 15 minutes to talk to somebody or get through AI, the computer says, "You're the 15th customer." I don't have to do any of that. I get through them and talk to them within a minute. I'm in a debt consolidation part. They're paying off all my debts and then I pay them. There are no hassles.
Hi Richard! It is so nice that your program has been going well so far - thanks for sharing!
Reviewed Nov. 2, 2023
Everything has went smoothly. No hidden surprises and they really work with you. Everyone has been very kind. There is no hassle, they just are there to help you. I would suggest them to anyone that are financially struggling for they can help! They do check in with you from time to time to see how things are going. They make everything as simple as possible! By texting or emailing! They also have electronic signing too. At first I was really stressed out over the creditors calling, but JG Wentworth talked to me and calmed my fears. They also settle my debts by over 50%!!! How great is that!!!
Hi Cheryl! It is so nice that our team has been able to help so much with your program - we are excited to be on this journey towards the financial future you deserve!
Reviewed Nov. 2, 2023
When I first called JG Wentworth, I was at my wits end, my husband was diagnosed with Alzheimer's after I discovered that he had run up our bills to the limit. I was trying on my own to straighten out and deal with him. A friend told me about your company, and I caught an ad on my phone. I decided to call and so happy they have been a God sent for me.
Hi Shirley! We are so happy to hear how much of a positive experience you are having with our team to find the best financial path for you - thanks for sharing!
Reviewed Oct. 30, 2023
Terrible experience, no communication, they really don’t explain things well and it takes them forever to do anything. I would recommend you use any company but this one! When you call you don’t get the same answer. They say they will get back with you and they don’t. Just a very unpleasant experience all around, not what I expected and not the results I was hoping for that’s for sure!
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Reviewed Oct. 27, 2023
I have been very pleased as terms have been reached with 5 out of 6 creditors at this point and the last one is in negotiations. JGW has stood by me and I felt confident at the very beginning in the program. My credit score fell at first but it has made a positive upturn, which is nice. I would not change anything. Thank you so much for your professionalism in handling my account.
Hi Adam! We are thrilled to hear how much of a positive experience you are having with our team to find the best financial path for you - we are excited to be on this journey toward the financial future you deserve!
Reviewed Oct. 26, 2023
I've been dealing with JG Wentworth for about a year and I have another two years to go. It’s a very slow process. My credit score is very low right now and it's gonna take a while to rebuild. And I've heard from other people that when they do bankruptcy it's a lot quicker. So I don't know if I made the right decision. At first, JG Wentworth was on top of everything and the phone calls and check-ins have dwindled. In the 14 months that I've been dealing with them, out of eight creditors, they've only established four payment plans on my behalf. The customer service is non-existent and the quality of their service could be much better by reaching out more and explaining the process a little bit more before you go through it. If they made the website a little bit more user-friendly and readily available, it would be a little bit better. And they have to tell you that you're in control of it. It's not them. JG Wentworth is not worth my time and I would not recommend them.
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Reviewed Oct. 26, 2023
I was a little skeptical but JG Wentworth has done well for me. It's unfortunate I got in that situation and needed their help but if I didn't get their help, I would be in financial ruins right now. The response time was always very good. You usually sit on hold for a little bit of time. They get very busy. But other than that, I can't complain. The quality of the service was very good.
Hi John! We are pleased to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!
Reviewed Oct. 26, 2023
I was told when I started this process that my credit would be messed up for a few months. But they would make the settlements And then everything would start to fall back into place. However, they still have not made most of my settlements and it's been 7 months. My credit is still a mess and all my debt is still hanging.
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Reviewed Oct. 26, 2023
I like JG Wentworth and would recommend them. They're a quality company. So far, so good. Everything's being taken care of.
Hi Gary! We are pleased to hear how much of a positive experience you are having with our team to find the best financial path for you - thanks for sharing!
Reviewed Oct. 24, 2023
Hated the hustle of trying to get me to take on a 3rd party loan with insane interest rate. This would have only gotten me into deeper debt with a longer resolution. After I decline you persisted in trying to convince me. I hate the feeling of being hustled and after that experience I believe that is what this is all about. Problem is i have destroyed my credit by doing this and now have to see it to completion in order to regain my good name.
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Reviewed Oct. 20, 2023
I was given a time frame of 4-6 months to have my accounts settled by JG Wentworth and it's been 9 months now and my accounts are still not settled. I'm now receiving multiple phone calls a day to open a new credit line partnered with JG Wentworth to settle my accounts instead of the company following through with their original agreement. I'm already paying them the monthly agreed amount, the issue should already be taken care of.
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Reviewed Oct. 18, 2023
Easier than expected. I made terrible financial choices that have set me back. I was going through a divorce and made many poor decisions. I’m hoping one day I will be able to breathe and enjoy life and do things I will enjoy. Contacting JG Wentworth has eased my stress and look forward to a new financial beginning.
Hi Jason! We are pleased to hear how much you appreciate working with us to find the best financial path for you - thanks for sharing!
Reviewed Oct. 17, 2023
I appreciate the response I get from the representative that continuously communicates with me via text. When I have to call customer care-they are quick and polite. Only once I had to wait a few days for a response regarding a debt but in the end got what I was looking for. The ease of the program takes so much stress off my shoulders.
Hi Rebecca! We are pleased to hear how much our team has been able to help with your program - we are excited to be on this journey towards the financial future you deserve!
Reviewed Oct. 16, 2023
I’m not happy with the rate that my credit score has improved. I took on more credit and maintained my payments on time and my score doesn’t reflect it. I’ve been told by other debt consolidation companies that they can do better and that based on my payments my score should’ve gone up higher.
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Reviewed Oct. 15, 2023
I was drowning in debt and it was very frustrating. I had a lot of stuff going on and it was very difficult. I became in debt because I was trying to keep my head above water with my credit cards and paying my bills. I ended up being a little overwhelmed. I signed up with JG Wentworth and they've always been very informative and savvy about different things. They gave me the answers right away. I haven't had any creditors call me except for one. It's been okay. That's being taken care of. So far, I'm about three-quarters of the way. There may be two or three that JG Wentworth is working on right now. I do what I can and I just try to find some way to keep my head above water. I've shared about this program with a couple of my family members.
Hi Lorena! We're here to help you and it is great to hear that you've found our services informative. Keep up the good work, and don't hesitate to reach out if you need anything - thanks for sharing!
Reviewed Oct. 15, 2023
JG's program is working fine. What they are doing is exactly what they told me they would do. There are certain companies that are not willing to work with them and that's still causing me problems, but I did understand that some card companies would resist the compromise. They have a website where I am able to go and look at what has been done. I also get updates from them and any time that a new card company signs up with them to accept the compromise, first, they contact me to see if I will accept it. And if I do, that one is put into the system. I can track that on the website that they have provided.
I had some difficulty at times getting in contact with someone who was aware of my situation and trying to explain the answer to me in a manner that I could completely understand. Working with JG has relieved most of my stress with the exception of the thing about the income. The savings that I will have will be considered an income for that year, and therefore it's taxable. That's the only concern I have. Other than that, they have worked with me very well.
Hi Jim! It's great to know that our program is relieving your stress. We understand the concern about taxable income and appreciate your understanding. We'll continue working with you to find the best solutions - thanks for sharing!
Reviewed Oct. 15, 2023
I spoke with somebody on the phone at JG Wentworth and they explained everything to me. They said which creditors they would work with and that they would set out settlement letters to see what they would agree with. So far, they're getting something settled. But I don't like that they don't keep you updated and let you know what they are doing. It's just silent until I just get a letter to sign. If I wanna talk to them, I would call them. But other than that, there's no communication until they get an offer to settle. I check my emails and there's nothing in my emails either.
We appreciate your feedback and apologize for the lack of updates. Please feel free to reach out with any questions or concerns, but rest assured, we're here to assist you every step of the way - thanks for sharing!
Reviewed Oct. 15, 2023
I was looking for a credit card consolidation loan because my credit scores kept going down because we had high credit. JG Wentworth had offered this other debt consolidation solution. The process was seamless. Was able to get signed up okay. I uploaded all my docs that I needed with the creditors. It was good. I've been paying them monthly and they've negotiated over half of what I had left. Every time they get one closed out, I get an email and DocuSign it. Everything's simple and straightforward. Also, when I call, there's no long waiting period to speak to a person.
Hi Jeffrey! We're delighted to have helped you with your credit situation. It's great to know you finished the consolidation program - thanks for sharing your success!
Reviewed Oct. 15, 2023
I'm very happy with JG Wentworth because they helped me solve the situation with my credit. It was an excellent service. I found what was the best way for me. I finished the consolidation program.
Hi Javier! We're delighted to have helped you with your credit situation. It's great to know you finished the consolidation program - thanks for sharing your success!
Reviewed Oct. 15, 2023
So far, my experience with JG Wentworth is slow but it's going okay. They did the standard "Stop doing everything", which is probably not the best idea, but that's how the business works. They set up a plan to have a separate draft account to have money so they can be able to make settlement offers on my behalf. They've made most of them already with only two still lingering. They did some good stuff. According to the portal, I have three more years. It's a long process. As far as communication, when I do have questions, they respond. The process is moving as scheduled.
Hi Keith! We're glad to hear your experience with us is progressing as planned. Three more years might seem long, but we're here to support you every step of the way - thanks for sharing!
Reviewed Oct. 14, 2023
This has so far been a good experience. JGW at least is doing what they agreed as opposed to others I've dealt with. Others are only interested in getting their money first while you and your credit goes down the drain. JGW has already settled several accounts. I am pleased with services so far.
Hi Charlie! We're pleased to be delivering on our promises and settling accounts for you. Your satisfaction is our priority, and we're here to continue providing great service - thanks for sharing!
Reviewed Oct. 14, 2023
I believe it was around February when I gave them a call about the bill consolidation and so happy I did. They have been great. Any time I had a question they were professional and knowledgeable about whatever I asked. They are awesome. Every single person I’ve come into contact with. They are so friendly and know their stuff. I love that they’re so helpful. I’d recommend them to anyone.
Hi Julie! Thank you for your kind words! We're thrilled to have been able to assist you with your bill consolidation. We're here to help, so feel free to reach out anytime - thanks for sharing!
Reviewed Oct. 9, 2023
I'm just grateful for that email that I received from JG Wentworth. At the toughest times when I had no idea that they will help with your debt and took action, they are awesome in what they do and make it as easy eating a Hershey's kiss, is been a top grade experience so far and just can't wait when I see my debt wiped out and a fresh new start for financial freedom, a million thanks!... William
Hi William! We are thrilled to hear how much of a positive experience you are having with our team - thanks for sharing!
Reviewed Oct. 6, 2023
They are great at taking the payments. Not so great at settling the debt or representing me that I can see. Always trying to sell new services. Only one debt in settlement agreement has been taken care of. While I'm still being harassed by the others. Not to mention the high payments have put a financial hardship on me. And there is still over 3 years left dealing with this.
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Reviewed Oct. 5, 2023
Great company to work with, everyone has been great. Even when I don't think my uploads have gone thru they are patient with me on my multiple uploads of the same file... Sorry about that. Have always answered all my questions in depth and really appreciate it. I would highly recommend this company to others. 5 stars....
Hi Dora! We are thrilled to hear how much you appreciate working with our team to find the best financial path for you - thanks for sharing!
Reviewed Sept. 29, 2023
Can’t understand why my credit report went up 14 points then when some of my credit cards were paid or settled my credit report fell 14 points. Shocking. Ilia off TD bank yet my credit report says they had a derogatory from TD NA bank that bought my credit report way down this month. How long does it take to get credit for this pay off.
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Reviewed Sept. 28, 2023
Everyone has been very knowledgeable and professional. JG Wentworth has helped me to continue to pay my bills and still be able to live comfortable. I will be able to pay my debts off in a reasonable amount of time to enable me to retire at a decent age. My credit score is starting to come back up and the calls and letters have stopped.
Hi Bonnie! It is so nice to hear how well your program has been going - thanks for sharing!
Reviewed Sept. 28, 2023
JG Wentworth offered me almost no interest. They were the least expensive as far as what it was gonna take to get rid of my debt. I've still got a couple of years going but so far, certain stuff gets done. I called them one time to see if they could defer my payment because I lost my job. They pushed it to the end so that I wouldn't have to make a payment this month. I've recommended them to other people.
Hi Stephanie! We are so happy to hear how much of a positive experience with our team to find the best financial path for you - thanks for sharing!
Reviewed Sept. 27, 2023
So far, the program of JG Wentworth has been fine. I'm able to communicate with them if I have any issues. They made sure that I understood all of the program parameters and had it in writing. They send emails to keep me apprised of where I'm at. It's been easy. The representatives that I've talked to were polite. Their customer support has been excellent. I spent a couple of months in the hospital and I had to cease the payment for a little while. I had no problems getting through with them. They had no problems pausing it until I was back at work.
Hi Jessica! It is so nice that your program has been going well - thanks for sharing!
Reviewed Sept. 27, 2023
The only thing that could be improved is keeping me informed on negotiations. Long periods of silence tend to lead me to believe that nothing is being done. A quick note saying some banks are being difficult or whatever would be much appreciated.
Hi Paul! We appreciate the feedback - pleased do not hesitate to reach out to one of our representatives with any questions or concerns.
Reviewed Sept. 27, 2023
JG Wentworth talked straight. The program has been going well. Took a couple of accounts away, decided that I wanna pay them on my own. Put a couple of accounts in that I don't wanna pay anymore. But their emails suck. I would send an email, and I would have to wait three days for a response. Also, they seem to be slow on the negotiating, but I understand. People want their money. And JG is trying to negotiate a lesser amount. But I'm almost paid off.
Hi Jason! We are thrilled to hear how much our team has been able to assist with your program - we are excited to be on this journey toward the financial future you deserve!
Reviewed Sept. 27, 2023
Their program worked pretty well. I had 24-hour assistance. They were always an email away. The process was smooth. I was always involved in everything and they used to call me a lot to make sure that I was doing okay during the whole process. During all that agreements, I was always part of it. They used to email it to me. I used to review it and sign them. Everything was okay. It was excellent support and understanding.
Hi Elizabeth! We are pleased to hear everything has been going well - thanks for sharing!
Reviewed Sept. 26, 2023
When I talked to JG Wentworth Debt Relief, the language they used was more friendly for me. I felt more comfortable. Also, they were very patient, understanding, knowledgeable, professional and friendly. The service was great. I now just worry about one payment.
Hi Juan! We are thrilled to hear how much of a positive experience you had with our team to find the best financial path for you - thanks for sharing!
Reviewed Sept. 26, 2023
I was a customer of JG Wentworth, but after speaking with "Amy", I've moved my debt elsewhere. I asked "Amy" to transfer me to her manager, and then she disconnected the call. One star for you JG Wentworth. JG Wentworth seems "too good to be true", and unsurprisingly, it was too good to be true.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Sept. 22, 2023
I applied for a loan to work with companies to agree to and pay them to settle the account. I believed that all companies I had listed would be handled but my equity loan was not and I might lose my house. All other debts are being handled but I now have a bigger problem.
Hi Mary! It is great to hear how well you program has been going - thanks for sharing!
Reviewed Sept. 22, 2023
One of my accounts Mercury Cards has turned my account over to a Collection agency! My credit score has dropped severely! No one from JG Wentworth has contacted me about my Mercury Card account and now it is in the hands of a Collection Agency! JG Wentworth has only settled 2 or 3 of my accounts and I had around 6 accounts. It has been 9 months or longer now since I joined up with them to handle my accounts! I joined with them in January 2023.
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Reviewed Sept. 21, 2023
The first few months are rough but getting past those and seeing the settlements come through is rewarding. Anyone I talk to or work with is very professional and kind which makes the whole process better. Definitely makes you feel comfortable and like they are truly there to help! I recommend this to my mom and she's reaping the same benefits right now! Such a great business
Hi Shantell! We are pleased you have had such a positive experience with our team to find the best path for you - thanks for sharing!
Reviewed Sept. 20, 2023
Some of your associates are not as knowledgeable as others and I spoke to one person who was very rude. I am also not interested in American Credit, which you keep trying to get me to switch to. I would also like to know if you have reached out to Bank of America in my behalf.
Hi Benita! We appreciate your positive feedback about the program - thanks for sharing!
Reviewed Sept. 18, 2023
It has been great. I can keep up with everything with the portal. Thanks for what you are doing. If I need to send any more paperwork let me know. I am glad for the call that you let me know what I can do. Great job you are doing. I am glad I picked your company.
Hi Gilbert! It is wonderful that your program has been going well - thanks for sharing!
Reviewed Sept. 18, 2023
I have had great success so far and getting on track with things. Getting things under control helps and makes me feel better. I hope everything thing keeps going as smooth and as good as it has been. I can’t wait to be out of this debt I got myself into and I could not of done it without your help and support. Thanks for the help.
Hi Veronica! It is wonderful your experience has been so positive so far - thanks for sharing!
Reviewed Sept. 18, 2023
I was feeling very depressed about my financial problems, how am I going to get this resolved. I saw your company commercial on the television, I have been seeing it for a while but at that moment I did not need it. I started accepting store credits and thought that was a good thing, just to find out that I did not need all of those credit cards which got out of hand and overwhelming. I called JGW Wentworth and they accepted to help me get back to normal. They took the initiative to speak with these credit card companies and get many of my credit payments reduced. I am so grateful for their consistency with these companies. I will recommend your company to anyone, families and friends who needs financial help. Thanks for the extremely intelligent and respectful agents or representative your company have working for you. Hazel
Hi Hazel! It wonderful to hear your experience has been so positive - we are excited to be on this journey toward the financial future you deserve!
Reviewed Sept. 15, 2023
I was in deep debt and I remember calling and then leaving a message online. I got a response and immediately I got help and the process was fast and easy. They are very professional. They were very helpful with whatever I needed. They will always call or leave an email.
Hi Javier! We are pleased to hear how much you appreciate working with our team - thanks for sharing!
Reviewed Sept. 12, 2023
You people suck! I wish I had never hired you!! I’m the customer, I hired you to do a job for me and every time I call I get lied to and get the run around! I’m paying you a lot of money to screw me over! I will make sure that I tell everyone I know not to ever do business with you. And tell them exactly how I’ve been treated by your business!!!!
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Sept. 12, 2023
I was not informed, or to the understanding, that my credit was going to continuously be ruined by going through this program. I was not informed that I would be required to stop payment on the items so they could be negotiated all the while, it’s being reported to my credit that I’m in default. Even though that’s something I should have understood - I definitely did not understand that we’d be over a year in and still have an outstanding card, that’s not been paid in 16 months, and would be sold to a collection agency. “We don’t consider this a bad thing” yeah - because it’s not YOUR credit that it’s tarnishing.
I was struggling to pay those three items, but I was paying them and my credit wasn’t getting any worse. I was trying to build myself up from a nasty divorce that left me about 15k in debt, and now I’m even lower than I started by going through this program. If I had the funds, I’d pay it off and never look back. What’s done is done but I’ll never do it again. There isn’t enough transparency as to what will happen to YOU in the beginning. You find out way later.
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Reviewed Sept. 11, 2023
It’s been stressful but seems to be working. It just takes time to work, in a positive way. Phone calls have practically stopped. I’m getting to feel more positive about the future with this company. I hope within the next few years my credit will be better. Hopefully this company will be able to complete my case in a good way.
Hi Debra! We are pleased the program has been going well so far - we are excited to be on this journey toward the financial future you deserve!
Reviewed Sept. 8, 2023
I am pleased with the progress thus far. I have no issues. If I have an issue I will definitely call for any assistance I can receive. I will continue to make deposits to my account so that the final outcome will be satisfying to all involved. Thank you for this opportunity to comment.
Hi Steven! It is great that your program has been going well - thanks for sharing!
Reviewed Sept. 8, 2023
I am somewhat satisfied with my experience but saddened all of my loans have not been settled yet. I know it takes time. I am also confused about the use of a bank to settle then a denial from them. I was not informed of that route either.. Just some things need to be communicated a little better!
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Reviewed Sept. 7, 2023
Keep up the good work. The professionalism is really excellent. I wish that the process could have been faster but my obligations don’t allow me to do it. Thanks anyway for the help. I know that my credit had been affected but I know that it will go back up one day.
Hi Wilhelm! We are thrilled to hear you are having such a positive experience with our team to find the best financial path for you - thanks for sharing!
Reviewed Sept. 5, 2023
I'm still receiving letters from creditors even after 6 months of paying into this program. I think there should be more contact from representatives letting me know the progress is going. I'm not completely satisfied. Perhaps the website could post updates on where the account is. What is closed or cleared, who or when the account was contacted. What are the payouts offered.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Sept. 5, 2023
I would like to discontinue service..I would like to immediately remove my funds from this agency.. I have received the service needed. Please return all funds to bank account immediately.. $2106.26 Please thank.. I don’t wish to discuss any services.. PLEASE RETURN ALL FUNDS TO MY BANK ACCOUNT IMMEDIATELY.. Thank but I wish to stop all services.
Hi Roberta. Thank you for your feedback - your program was canceled as of 9/5/2023. Feel free to reach out to one of our representatives with questions or concerns.
Reviewed Sept. 4, 2023
So far, so good. They were able to consolidate my debt to a lower interest rate. They're always available. They have a dashboard and you can manage your account.
Hi Deesha! We're happy to hear your experience has been good so far. Our goal is to make managing your debt as smooth as possible. We're always here to assist you - thanks for sharing!
Reviewed Sept. 4, 2023
JG Wentworth kept me on a program and referred me to someone that could keep me on the program with paying off my credit card debt. They weren't pushy with what they were doing. I asked for what I wanted and they gave me that. The program worked well, and the customer support is good. I had to find a lot of different documents on the website, but they made it easy, and when I didn't understand, they walked me through it. The reps answered all my questions, and if I called, there was someone always that was available. I never felt misunderstood. I had a good experience and I appreciated their honesty.
I would consider working with JG Wentworth again. There was a litigation against an insurance company that did not sell term insurance to **, and my parents, my brother and I qualified for that lawsuit. We won, but the insurance company, MetLife Credentials, got us again. They said, "Okay, we'll just give you a life insurance policy," which they never sent the policy. They said it was for five years, then they sent a letter and said the five years was up and that was that. When I tracked it down and talked to a lawyer in California, they said, "Well, the time for filing against that has lapsed," but they were doing the same crooked thing. I thought about calling JG Wentworth and seeing if they could take that case and get me my money. It would be nice if they could find out about that doggone case of mine, but it might have been too late.
Hi Alice! Thank you for your kind words and trust in us. We're pleased to have met your needs and made your experience hassle-free. Your recommendation and potential future partnership are greatly appreciated - thanks for sharing!
Reviewed Sept. 3, 2023
JG Wentworth was able to offer a debt resolution while everywhere else was trying to get me to do a debt consolidation loan at an extremely ridiculous interest rate. What they offered was roughly better than anywhere else and it’s working amazingly. The process is fairly simple and straightforward. They tell you what they can do and so far, they have stuck with that 100%. They check in periodically and they don't hassle me too much, which is amazing. I like that aspect because even today, I'm all over the place trying to get stuff accomplished. So the customer service is pretty easy to work with. They have also met my needs above and beyond because I'm getting things taken care of a lot faster than I was hoping to. If they offered something, I would consider working with them in the future and I would recommend friends and family if they're in the same situation I was to seek them out.
Hi Robert! We're thrilled to have exceeded your expectations with our debt resolution program. Your satisfaction is our priority, and we're here whenever you need us. Thanks for sharing your positive experience!
Reviewed Sept. 3, 2023
JG Wentworth's program worked very well for my outstanding credit card debt. They provided the funding, then they provided an alternative to pay off the debt even quicker and recover the credit score. Their user interface was easy and they made sure to provide as much information as possible. Also, I always got a quick reply from their reps. But sometimes, it would take a day or two. All in all, as long as you know what you're signing up for and you think it through, their service is a really good option.
Hi Thomas! We're delighted that our program helped you with your credit card debt. Quick replies and an easy user interface are what we strive for. Your feedback is valued - thanks for sharing!
Reviewed Sept. 3, 2023
I enjoyed the experience with JG Wentworth. They explained everything pretty well and walked me through the process. I had a lot of credit card debts. I called them and they helped me out with them with everything. Getting set up with the process was very easy. They just collected everything that I had and put it into one folder, and we just worked from there. Their program works pretty well. They gave me a very nice setup every month to pay. I enjoyed the quality of service. It was very good.
Hi Nyron! We're glad you enjoyed your experience with us! Simplifying your debt and providing excellent service is what we aim for. Your positive feedback is appreciated - thanks for sharing!
Reviewed Sept. 3, 2023
Working with JG Wentworth was easy. Their customer support was top-notch.
Hi Angela! Thank you for your kind words! Making your journey easy is our goal, and we're thrilled you had a top-notch experience with us. Thanks for sharing!
Reviewed Sept. 2, 2023
They explained a lot of the process for me and addressed some of my concerns before I fully committed with them. After working with them, they got rid of my concerns. They made it easy for me to check in whenever I wanted to as well as ask about any other questions that popped up for me. Even after they helped me out, they still reached out sometimes just to see how I had been doing since then and if I needed any other help from them. They helped me get my debt all settled. They made it easier for me with having to only worry about one payment now instead of all the many payments that I was previously working with.
Hi Richany! We're thrilled to have eased your concerns and simplified your debt situation. Your satisfaction means a lot to us, and we're always here to assist you. Thanks for sharing your experience!
Reviewed Sept. 2, 2023
The support from JG Wentworth has been good. We haven't had a problem getting an answer if I had questions. The reps have communicated with me in regards to what I needed to do and when I needed to do it. I would consider working with JG Wentworth again if I had something that I needed to do that applied.
Hi Dawn! Thank you for your positive feedback! We're delighted to hear that you found our support helpful. We're here whenever you need us - thanks for sharing!
Reviewed Sept. 2, 2023
I have nothing bad to say about JG Wentworth, they have always worked with me when I was short on funds to make my payments, they work very well with your creditors to resolve your issues. I have no complaints and I would recommend them to anyone who needs financial help.
Hi Daniel! Thank you for your kind words and recommendation! We're committed to helping our clients and working with their creditors to find solutions. Your satisfaction is our priority - thanks for sharing your positive experience!
Reviewed Sept. 2, 2023
I sent email last week with a reply stating I would hear from someone in the order it was received. It is Saturday and I have not had a response. I have a very valid and concerning question and I need a response. Please advise. I'm about to be evicted.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 29, 2023
I am not happy with this program. I was mislead to think that JGW was going to help me as long as I fulfilled my end of the bargain by paying my monthly payment. I was never told that I would be sued by every single creditor prior to JGW even calling them. I had to get multiple papers notorized and ultimately had to borrow from my 401k and pay off all of my debt on my own or the other option was to take out a loan through a sister company and pay an extremely high interest rate which would drag out the entire process an additional 3 years. I would not recommend this to anyone!
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 26, 2023
Everything is going ok so far. The agents have all been very helpful with answering all of my questions. I would really just appreciate a follow up on what is still pending. I haven’t heard anything in a few months. If someone could call me I would really appreciate it it.
Hi Jennifer! We are so pleased you enjoy working us to find the best path for you - thanks for sharing!
Reviewed Aug. 26, 2023
It's been a long wait. I still wish I could of got a loan to avoid a court hearing but didn't get so lucky due to my struggle. It's so hard to survive nowadays especially when you're disabled. I hope this gets taken care of really soon. My opinion a fast hardship loan I could make smaller payments on would be a lot better
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 25, 2023
It’s been almost a year and only been contacted for 3 accounts. Even tho l understand you need to get paid first doesn’t mean all my accounts should get done answer and therefore l keep getting calls, notifications from those accounts and JG has hurt my credit 100% more than before. If l had to do it again l would not.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 25, 2023
The enrollment process was relatively easy. The rep and I had a couple of conversations, and then we entered into an agreement. I'm still in the program and so far, so good. JG Wentworth communicates regularly both via phone and email. There is also a dashboard, but I haven't looked at it in forever.
Hi Christopher! It is great you are having such a positive experience with our team - thanks for sharing!
Reviewed Aug. 24, 2023
Each conversation was with an employee who was EDUCATED and professional. Having a rep able to answer a question instead of transferring me is THE best! Thank you for training your employees. It makes a huge difference.
Hi Julie! We are pleased to hear how much you enjoy working with us to find the best financial path for you - thanks for sharing!
Reviewed Aug. 23, 2023
Dear Agents Your staff and your service is wonderful. I had many questions before and during this process. The staff are informative, caring and do not avoid any questions I may have. Yes, they are patient. I have shared this wonderful service and your agency with others. Thank You Lesli.
Hi Lesli! We're thrilled you're enjoying our timely communication and progress updates – thanks for sharing!
Reviewed Aug. 23, 2023
I've had pretty good experience with JG Wentworth. They helped me once before so I signed up with them again. With the program, I'm only having to pay 300 and some dollars a month where I was having to pay 800. They've done a really good job. Working with them made a good difference. If I need to ask them anything, I can call them any time I want to.
Hi Nancy! Thanks for your patience as we work on settling your largest account. We're here for you all the way!
Reviewed Aug. 22, 2023
The guy who was helping me initially was really receptive and he really had to take his time and explained everything to me. He broke it down to the simplest way I can understand. The program is working. But there is still one of the loans on my credit report saying delinquent, which I was really expecting to have been paid off and taken care of. Also, they transferred me to another credit organization and I am paying off my loans. At some point, I was a little jittery because I wasn't getting enough information as to how the loan strategy was gonna work out.
My initial understanding was that JG Wentworth was gonna pay my loan off and then I pay JG Wentworth. But the strategy was you pay into their account they are creating for you and on the backend, when the loan goes into delinquent, then they would negotiate with the creditors. What was happening on the backend? You are doing this with the strategy of reducing your debt. But then when your debt goes into delinquent, that also decreases your credit score and it doesn't just decrease your credit score, it stays on your credit record for a very long time. Even if you pay off that loan, the delinquency is still gonna weigh on your credit score. If JG Wentworth is interested in knowing how they can improve on whatever they do, that is a key thing. But I'm paying the same amount of money just at a minimum rate per month. I can recommend JG Wentworth to other people.
Hi Mahmood! We are delighted to be on this journey with you. Your improved credit score is fantastic news – thanks for sharing!
Reviewed Aug. 22, 2023
JG Wentworth Debt Relief is a great company to work with. They helped me get my credit in order in a short amount of time for those people that have made mistakes and lost money. I lost $700 of my income. In order to make all the bills work, I had to not pay something for three months before JG Wentworth picked me up. So, when everything came through, I was good. That's why the other loan came through so fast. Those three months helped me. So, I used that money to pay something else off.
There was only one guy at the beginning of the process. I was with JG Wentworth a year before my credit score went up high enough where they could find another loan. JG Wentworth paid some bills, and they found a loan for me to consolidate everything. Once my credit rating got to a certain level that they wanted, it was clockwork. They said, "You've been approved." Nine out of ten they were calling me and I wasn't responding. It was because of the consolidation loan. They were calling me so I could go and get into that program so that everything would go smoother for me.
Hi John! Your feedback helps us improve. We're glad you found value in our service. Keep tracking that progress – thanks for sharing!
Reviewed Aug. 22, 2023
JG Wentworth Debt Relief made the whole process easy and understandable. They helped me out every time I called. They helped me out with the payment options. It has made it easier on me. And that way, that could help me get rid of some debt that I was having a hard time getting rid of.
Hi Jasson! We appreciate your honesty and are glad we could help. Your insights help us learn and grow – thanks for sharing!
Reviewed Aug. 22, 2023
They've been very helpful and the program has worked very well so far. They've been able to settle accounts and things are looking much better. We put in a request three weeks ago to see if our payment could be reduced because our financial situation had changed and they said that was definitely a possibility, but we've never heard back.
Hi Stephen! We're glad our program lightened your financial load. Here's to your continued financial success – thanks for sharing!
Reviewed Aug. 22, 2023
The company presents and delivers an excellent debt management product. All representatives are very personable and knowledgeable. If you are struggling with credit card or personal loan debt then J. G. Wentworth presents an excellent solution. After paying ridiculous interest rates on my combined debt for a few years, J. G. Wentworth was able to reduce both principal and interest significantly. I would recommend this company to anyone.
Hi Philip! It's great to hear we've pointed you in the right direction. Here's to a successful journey ahead – thanks for sharing!
Reviewed Aug. 22, 2023
They did very well in explaining the program but for me, the verbiage was a little bit confusing at first. But it's working -- they paid off my debt and I'm paying the loan place back through JG Wentworth. My credit score has gone up a few points. I would tell others that I'm working on rebuilding my credit and I think JG Wentworth is the way to go.
Hi Reynaldo! Your feedback is appreciated. We're here to make things stress-free. Keep using our tools and resources – thanks for sharing!
Reviewed Aug. 22, 2023
It was a good experience with JG Wentworth. They told me at the beginning that it was gonna take a little bit of time to get everything worked out. But, impatience crept in and I was worried about it taking so long, but, things worked out, so it's good. I’d recommend them. I only had one case where I had one person that answered the phone that I wasn't quite sure whether they knew what they were doing.
Hi John! We're glad to have helped simplify your payments. Your success is our motivation – thanks for sharing your experience!
Reviewed Aug. 22, 2023
I had a good overall experience. They helped me out a bunch. Their customer service was good. The man that set me up initially was absolutely wonderful. I would recommend them.
Hi Dawn! We're working on your remaining accounts. Thanks for appreciating our customer support and tools – thanks for sharing!
Reviewed Aug. 22, 2023
JG Wentworth has done an awesome job helping me with my debts and I'm on my way to a new credit score. I did so well in the program that they referred me to another finance company called New Credit America, so that way, I can just pay off everything at once. They trusted me enough since I was paying my debt faithfully every month. They saw that I was serious trying to get my credit back in order and pay my account that they referred me to somebody else.
But the thing is, I don't have very much patience and I thought that New Credit America would take all that money and pay all my debtors. So, I want to talk to JG Wentworth about that because I can't call New Credit America to talk to them about how come all that money the loan accumulated, and how come they didn't take all and just pay them all off at one time. Other than that, it's cool and in six months I'll be finished paying with New Credit America. I'm so happy and I love JG Wentworth. I tell everybody about them. When I called them, they were on it. I bombarded them a whole lot with questions and they never gave me the impression that they were bothered by me calling them, even though I know I was bothering them. The payment was cool, too.
Hi Sophia! Thank you for recommending our service. We're here to make the process as smooth as possible – thanks for sharing!
Reviewed Aug. 22, 2023
I made a little research and I thought JG Wentworth was a reputable company that could help assist me with what I needed. The customer support was good. They were easy to talk to whenever I needed some questions answered. I would call them and it was really easy to get ahold of someone who could answer my questions. So, I'm satisfied with working with them. Their program helped me with my finances. So, it lifted some of my burdens. I graduated with their program, and then I got transferred to some other programs that they have.
Hi Sheila! Your satisfaction is important to us. We're here whenever you need assistance – thanks for sharing your experience!
Reviewed Aug. 22, 2023
I really like the program I signed up for at JG Wentworth. They reach out on your behalf to the companies and negotiate the payments. Sometimes you have to be on the phone, but not usually, and it's a fairly easy process. There is a lot of paperwork that comes with it, digitally, and you don't have to go anywhere as far as going to a brick and mortar location. It really fit my situation. You just apply online, then they get in touch with you, and I didn't need anything difficult or anything that I didn't already have access to as far as my account information. Their website is also easy to use and they tell you where you can log in at. And if you have any questions, they tell you to call the 1800 number, which has always been very helpful. And if you can't get anybody, then they'll call you back or send you an email asking when they can get in touch with you so you don't have to constantly play phone tag.
The person that I had answered any questions I had, which usually I don't have questions until after. It's going to be a couple of years before it all pays down, but it's so much easier than trying to stress over making various monthly payments. Hopefully, I won't get myself again in the situation for which I needed them, but if I did, I would work with them again or recommend other people to go through them.
Hi Danielle! Congratulations on your progress! Reach out to us to discuss your concerns – we're here to help – thanks for sharing!
Reviewed Aug. 22, 2023
It's been a year and JG Wentworth has taken care of my Discover and Walmart cards. They're supposed to take care of my Ollo and KeyBank, but I'm still waiting for that and that's upsetting me. After 12 months, I figured they would have at least been in talks with them and I haven't heard anything yet. I also figured that anybody would have handled all four cards within 12 months. But other than that, JG Wentworth's customer support has been pretty good. When I call, they take care of me and everything gets handled. Also, they really weren't tagging me too much to settle all this debt, plus their website and online tools are great.
Hi Douglas! We're pleased to have made a positive impact. Thanks for your recommendation – we're here for you!
Reviewed Aug. 22, 2023
I didn't have a good experience with JG Wentworth. I was not fully informed of what the program was. They sold me something and said that it was gonna benefit me in the long run. But I ending up having to pay them more than they were able to save me because of the fee percentage. You pay them 25% of whatever your original debt is but they didn't save me 25% on my debt.
Going through that process, they have a partner firm who offers a loan. They have one company who works with them that can offer you a loan at a ridiculous 35% rate. You're stuck paying that. Now, I'm paying the 25% to JG Wentworth plus the 35% to this loan company and I can't get another loan to bring that percentage down. The debt relief program that they advertised put me further back in debt than what they promised. It impacted my credit score and lowered everything. Every single credit card that I had that was in good standing closed on me. Now, I don't have any credit available because of this program. What they're doing is a con and they should never be allowed to do that.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 22, 2023
I looked up JG Wentworth and talked to them. Enrolling in their program was really easy and they explained everything well. Customer service has been great. It's easier having all debts in one payment. Before, I was just paying the minimum for the credit cards and I couldn't get ahead because it was adding more fees. JG Wentworth is a really good program and they helped me a lot. They referred me to where I got a loan. Now, I'm paying through the loan company New Credit America.
Hi Vanessa! Your patience paid off! We're here to support you every step of the way – thanks for sharing your journey!
Reviewed Aug. 22, 2023
It was an easy process with JG Wentworth. A lot of times it's automated or you're doing it through email but with JG Wentworth, it helps that you speak to a real person that talks to you through the process, walks you through it, and tells you where to send things. I like that the program is very hands off. I don't feel like I have to be stressing about it. If I need to look something up, I know where I can go and I can find it. There's a place where they save all the documents, payments and updates. If there's an issue, they reach out. As a single mom with three children, it has helped in a way where I can budget now and know where my money is going. The fact that I could find a company that wasn't weird or sketchy and was able to get my debts into one place and in a amount that I could afford was a huge blessing. I'm glad that JG Wentworth offers what they offer. I've also learned a lot financially about how to be more responsible. Once I get this loan paid off and my bill is taken care of, I'll be in success.
Hi Danielle! We're glad our program is helping you rebuild. Thanks for considering us a reliable option – thanks for sharing!
Reviewed Aug. 22, 2023
JG Wentworth has been helpful. The reps were able to point me in the right direction and get me in contact with who I need to. So far, so good.
Hi Joe! We're glad to hear the positive outcome. Reach out to us for updates on your request – thanks for sharing!
Reviewed Aug. 22, 2023
I'm very happy about the program. I did most of it online then had somebody assigned to me that wrapped things up. The plan lowered my monthly outgoing so it helped out a lot.
Hi Kimberly! We're delighted to have lightened your financial burdens. We're here to assist you – thanks for sharing your experience!
Reviewed Aug. 22, 2023
I was misled by JG Wentworth on how the process worked and on how much it was gonna totally cost. I was told it was gonna be four years for this set price and everything was gonna be done. I found out that in the five months that I made monthly payments, the money just went into JG's pocket, and then they sold my debt to another company that bumped my payments up for another year and another $120 a month. I said, "Well, why are y'all doing that when y'all told me this?" They said, "No, I didn't tell you that." I'm glad that they were able to help me.
So, I was like, "Well, where did the four or five or six months, whatever it was, that I was a client of yours, where did that money go?" It didn't come off the balance of my debt. They told me, "This is your only option. You either take this or we're done with you." So, I didn't have an option. I can see where they're able to help people, but when it's all said and done, I'm gonna end up paying what my original debt was anyway. I'm glad I did it because I'm not paying interest, but I was completely misled on the whole process. Overall, they were very informative. They kept me up-to-date on everything. Customer support was the one that misled me. I got routine emails from them. I got phone calls. So, they're thorough, but it's kind of a bait-and-switch.
Hi Brandon! Your journey is inspiring. We're here to address your concerns and continue supporting you – thanks for sharing!
Reviewed Aug. 22, 2023
The signup with JG Wentworth was easy. The part I didn't like as far as debt resolution is that it had to default on the accounts when I've never defaulted on anything in my life. I appreciate that I can pay it. All I wanted to do is be able to consolidate the debt and pay it off without occurring interest like it was. I didn't like having to go and default on those in order to make it happen, but I did what I needed to do.
JG's reps were very helpful. They were able to answer all my questions. It was a good experience. I am able to track my progress through the web page, going to my account and monitoring it that way. Technically, I graduated from the program. So now, I'm under New Credit America. I've been making my payments, and then there was an offer from the third party to go ahead and do that. The representatives of JG Wentworth encouraged me to go with them. They said that would be the next step in moving forward. The program allowed me to better utilize my paycheck because I have more money in my pocket every month. I'm paying down my debt and I haven't needed a credit card because my wages match where I'm at. So, that part has been nice. I can see the end of the tunnel. The service was worth it. It was a good value.
Hi Raini! Your insights are valuable. We're here to clarify and support – thanks for sharing your perspective!
Reviewed Aug. 22, 2023
I like that JG Wentworth keeps me in the know. The plan is long-term. They take amount you can afford and spread it out over time. They negotiate deals with the creditors. I was a little nervous if it was a scam 'cause of doing everything online and sending my social security information but it's been good so far. It took a load off having five credit cards companies hounding me all the time. Also, the credit score is slowly starting to click up in the right direction.
Hi Timothy! We're pleased to have made a difference in your financial situation. Don't hesitate to reach out – thanks for sharing!
Reviewed Aug. 21, 2023
Worse thing I have ever done. It ruined my credit. The payment is too high. I’m so stressed. The bills aren’t even paid and they want me to get a loan to pay them off. I can’t even make this month's payment. So worried. Can’t sleep. I’m 60 years old. Can’t get a second job because I’m handicapped and I’m going under. Going to help homeless.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 18, 2023
I really should have filed bankruptcy. They tell me what amount they need to pay off my stuff then tell me if I gave more and they said they tell my creditors but they only do one at a time. I really got suckered into this. I will never recommend them to anyone ever and wish I just filed bankruptcy
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 17, 2023
This service was not as it was described. This program has actually made matters much worse. They do not work to lower interest rates. They make you wait until you are sued. Would never recommend to anyone else. JG Wentworth should stick to their original business which was investing and stay away from assisting customers with debt and interest relief debt, given the current economy. I would never recommend this service to any friends or family or anyone.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 16, 2023
This was likely a huge and expensive mistake. During the sales process JGW made me feel that they really had my best interests in mind but so far that has proven to be untrue. They've generated a ton of fees for themselves and they've generated a ton of fees for the bank (2-day check fees) and the net loser is me. I would likely have been better off just going the bankruptcy route and I am still considering it. JGW has already collected thousands in fees and my debts have barely moved. I've reached out to customer service for help and they were fake sympathetic but provided no material help. Thanks for nothing, lesson learned.
Thank you for your feedback - we asked a representative to reach out and discuss your concerns.
Reviewed Aug. 14, 2023
Had 5 accounts at beginning, paid off 2 entirely and making payments on 2 more which Is great. Still waiting on the fifth account, which is the largest one and haven’t heard anything for about 2months concerning this account. Would appreciate some feedback. Thanks, hopefully they will settle on a monthly plan like the other two.
Hi David! We're thrilled to have helped you save and reduce debt. Thanks for your recommendation – we're here for you!
Reviewed Aug. 14, 2023
I appreciate the professional and timely communication. Someone is always available to answer my questions or concerns. I like the email communication also. It is timely and informative. I also receive prompt responses whenever in submit emails. I also am receiving less calls from the creditors and I can see my progress in my debt reduction, including improved credit scores.
Hi Kathy Ann! Your kind words warm our hearts. We're here for any questions or support you need – thanks for sharing your appreciation!
JG Wentworth Debt Relief Company Information
- Company Name:
- JG Wentworth Debt Relief
- Website:
- www.jgwentworth.com


