JG Wentworth Debt Relief

I looked at a couple of debt consolidation programs and a lot of them require money upfront. Wentworth's fees are a little high but they don't collect the fee until there's actually a settlement offer. Every settlement offer that I get shows me exactly what their fee is gonna be and it's 25% of the actual debt and not the settlement. That gave me a little concern but because of the amount of debt I had and the plan that Wentworth outlined, all of my debt would be paid off by August of 2022 which was something that I could do.

I was initially going through a different company for a couple months and JG Wentworth's selling point was they offered a lot more benefits. They're straightforward with you and if you show them that you're responsible, you're eligible to have the remainder of the debt resolved with something like a personal loan. After six months into the program, I could qualify for them to go ahead and settle the rest of the debt. They pay it off, and then I just continue to pay them off. That's a huge benefit and and something I could take advantage of. It takes a load of stress off my shoulders and gives that peace of mind too.

I received a sort of a generic offer for a loan from JG Wentworth. I replied and they said it wouldn't be a personal loan, it would be a debt consolidation. They were going to take all my credit card debts. It wasn't originally what I thought but they said, "We can help reduce the amount of debt that you have if you're interested in hearing about that." We went over that and it sounded like I could assign any of my debts to them and they would get in touch with those companies and try to negotiate some sort of a low payoff. An outstanding loan with one company for about $10,000 was reduced to $1,600. It was kind of calculated on how much I owed ultimately and I'm paying for that with each paycheck I get. They take out a couple hundred dollars that goes into some sort of an escrow account. As that builds up, they can call and offer to another credit card. It's going to take some time for these others to get paid off but early on, I enjoyed some success.

My ex-husband was trying to take from me some property that I had (some gold jewelry that I acquired when I was married to him). Not only did I have lawyer fees to pay, but I had a surgery that had come up and I had to pay that off too. My credit card bill kept getting worse and worse. I realized I was making payments on my credit card, but my interest was 29%. It was so high that every month that I was trying to pay off wasn’t doing anything. We had also recently moved to another house, so I had a credit card open for furniture. I was getting behind on all my payments and I was looking for a personal loan to pay that off.

If you're already in absolute disaster and nobody's doing anything for you, maybe J.G. Wentworth Debt Relief could help. I had done debt consolidation with another company but they tried to give me a 30% interest rate and it was ridiculous because it was higher than my credit card was. The average now for credit cards is 18 to 26 but still, I never had a 26%. J.G. Wentworth gave me a better deal, so I went with them and transferred my account over. I initially wanted to deal with them for debt consolidation but they said no. So, I had to go with a different company, but then all of a sudden, it was okay. It's only been a few months and so far, things are doing fine. I knew that my credit report was going to take a major hit, so it's in the crapper. But hopefully, it will repair itself. From what they told me, it should have started making some ticks upward by now, and it hasn't.

Everyone has made this experience a very easy transitions to my Debt Relief. I cannot be more happy that I chose JG Wentworth to help me with this matter. From Start to finish every person that I have talked to have been very Kind and helpful. Any questions have been answered by professionals that know what they are doing. Thanks.

They were very straightforward and upfront when I asked questions. They told me how they make their money, which was my concern because I was afraid it could be predatory lending. Also, I had account reps I could call. I had them by name and I could call and ask for them. That was helpful. The communication was really great and the onboarding was really easy and effective. There's a digital platform that has transparency that you can log in and control and add content to. And they were really direct upfront with how it would work. Even as individuals, you need to default on something before you can get any agreements and that is the one thing about this that you need to know going into this, which they were very clear with me.

I am very satisfied with the progress of your debt settlement program. I am getting more and more optimistic about being debt-free. My questions were answered in a timely manner your staff was very knowledgeable and always ready to help. Looking forward to continuing working with you to accomplish my goal.

Very pleasant to talk to all of the representatives. All are very informative and knowledgeable and very courteous. Quick to respond or reply to any questions or any FAQ issues. Was able to resolve the issues in a timely manners.

JG Wentworth's program sounded pretty awesome and I've heard of them for some of the other things that they do. So, I decided to give them a call and with them, it didn't matter who I talked to, whether it was via chat, by email, through the portal, or if they called me, everyone was always so nice. But on the portal, I couldn't associate where my money completely went because their fees weren't on there. When I talked to a rep and said I had more money than what was reflected on the portal, I was told that they took out one of their fees. It made sense after she said that but she said that they didn't have it listed on the portal and she even agreed it would be good to have it on there.

Everyone has been so knowledgeable and friendly. The team I have dealt with have been quick to respond to any questions and they have given many options to help with my consolidation. I would recommend JG Wentworth to anyone needed help with getting debt paid off.

I have missed work and now gave 9000.00 in medical bills to pay as well. So your help has been so appreciated in getting new terms with these other companies. I know have to deal with the medical as well... Thank you...

Very disappointed right now. Been 10 months. You have not settled with a lot of my creditors. Getting threatening letters from attorneys. Very nervous about all this and have had no contact from you. Thank you.

Very thorough, transparent and very prompt in updating you regarding your account. Would definitely recommend to a friend or family member going thru same or similar situation. Great customer support. Always available to answer any or all of your questions.

All I can say is very good service and communication. All my concerns are being handled very well. Thanks to the staff specially to Lucy, Eric and all who have been very accommodating and helpful in all questions and concerns I have.

Not happy at all, didn't know my credit score would go below 300. I can't finance a stick of gum.... Wish I could go back and not stated this, creditors have sold my accounts to lawyers to come after me for the balance that is owed now with late fees and extra money to pay these lawyers. Not good at all!!!!

Not as happy as I thought I would be. When I did reach out, there was no callback. When I asked for more negotiations, I was ignored. I had to skip one payment when my car broke down and was told I need to make extra payments instead of rely on that missed payment being added to the back end. This company does not reach out to touch base with their clients, but they are quick to make sure they get their cut. Even after writing reviews for their survey, they still don't reach out.

Have had nothing but a great experience since contracting for the service. Really like the monthly updates. Would like to see any attempts to contact those debts not already agreed to a settlement and what's currently pending settlement. Plus as part of the program should have some way the debts can be updated to reflect work happening through the credit report. Some accounts still have no change in 9 months.

So far I have been very happy with the plan and the progress. It does take a little more time than I would like. We are down to 3 accounts to settle. Doing this was a hard decision for myself and wife but seeing that we had no way of continuing on the path we were on we reached out for help before we lost everything. It's still a struggle but this has an end date.

JG Wentworth gave me better customer service than the other companies. Working with them was very satisfying and very good. Customer service, to me, is very important. They gave me good customer service and they answered my questions, so I would definitely recommend it.

I needed to consolidate and the payment plan that JG Wentworth gave me worked very well. They were usually very helpful and working with them definitely met my end goal.

One of the reasons, I chose JG Wentworth was the option provide for a loan through partner New Credit America. I applied for the loan when the email notification was received and was subsequently denied. I was dishearten by the process, I did not speak to anyone with New Credit America regarding the qualifications, loan amount or even the process. A representation called to inquire on my residence and I was told someone would contact me. The next communication was a denial email. If I am going through the program with JG Wentworth, it is a given that my credit score is less than desirable. Now I have an inquiry on my report that could have been avoided.

I wish I would have never signed up with JG Wentworth. I could have settled these accounts by myself for a lot less $ than paying JGW to basically do nothing. The only thing JG Wentworth does is to pay themselves as quickly as they can. Should have paid JGW a % of settled amount not as a % of total debt. I cannot recommend their services to anyone.

This has been a life saver and has eased stress for me. Your program is designed in a way that I feel safe that there are checks and balances. I have shared my experience with friends. A couple have said they would use JGW if/when they decide they need to go this route with their finances.

I am so relaxed knowing this company has done everything for me, with creditors they took on for me, they said they would do. I know each person on staff has worked very hard to get me debt free. It is a comforting feeling knowing JG WENTWORTH continues to work hard with my creditors. Thank you to the entire team!

I had been considering debt consolidation for a while when I first found out about JG Wentworth. I was skeptical at first, but I contacted them anyhow and I am glad I did. They were friendly and reassuring from the start. More importantly, they were able to negotiate settlements to help me get out of debt and back in control of my finances. Their services have been honest and reliable and I would recommend them to others considering this option.

JG Wentworth sent me something in the mail and I spoke to a gentleman. I felt confident in them and I went with them and they did their job. When people do their job, that makes me happy. I started about a year ago and I got about maybe a year and a half left with them. Their customer service is fabulous. They're very sweet and good people. They've talked down quite a bit of the stuff that I had in debt-wise and worked it out. Certain companies are a little more difficult than others, but in the end, I'm paying it off and getting it done. JG did the best that they could for me.

JGWentworth have been super amazing. After a messy divorce they have helped me get on financial track with affordable solutions. The advisors have empathy and a non-judgemental approach which I really appreciate. My credit score went up by 68 points last month which is amazing. Awesome! Highly recommend!

Everything about the whole experience has been 5-plus stars. I like their prompt responses, communication and empathy. I've seen almost half my debt get settled. It's been pretty much seamless with the exception of one, but how that got handled with the difficult one has been great. It's kind of relieved a lot of stress off of me. I would have other people choose JG Wentworth because of the experience. They explain everything beforehand and they answer all your questions. So, you are not left in the dark.

Excellent, Lucy is very informative, answers all questions and gives good advice. I am grateful that your firm has taken me in to help me revise my credit. I had gotten into trouble times and I would like to fix my credit and I am on my way. Everyone is pleasant and helpful. Thank you.