JG Wentworth Debt Relief

I looked at a couple of debt consolidation programs and a lot of them require money upfront. Wentworth's fees are a little high but they don't collect the fee until there's actually a settlement offer. Every settlement offer that I get shows me exactly what their fee is gonna be and it's 25% of the actual debt and not the settlement. That gave me a little concern but because of the amount of debt I had and the plan that Wentworth outlined, all of my debt would be paid off by August of 2022 which was something that I could do.

I was initially going through a different company for a couple months and JG Wentworth's selling point was they offered a lot more benefits. They're straightforward with you and if you show them that you're responsible, you're eligible to have the remainder of the debt resolved with something like a personal loan. After six months into the program, I could qualify for them to go ahead and settle the rest of the debt. They pay it off, and then I just continue to pay them off. That's a huge benefit and and something I could take advantage of. It takes a load of stress off my shoulders and gives that peace of mind too.

I received a sort of a generic offer for a loan from JG Wentworth. I replied and they said it wouldn't be a personal loan, it would be a debt consolidation. They were going to take all my credit card debts. It wasn't originally what I thought but they said, "We can help reduce the amount of debt that you have if you're interested in hearing about that." We went over that and it sounded like I could assign any of my debts to them and they would get in touch with those companies and try to negotiate some sort of a low payoff. An outstanding loan with one company for about $10,000 was reduced to $1,600. It was kind of calculated on how much I owed ultimately and I'm paying for that with each paycheck I get. They take out a couple hundred dollars that goes into some sort of an escrow account. As that builds up, they can call and offer to another credit card. It's going to take some time for these others to get paid off but early on, I enjoyed some success.

My ex-husband was trying to take from me some property that I had (some gold jewelry that I acquired when I was married to him). Not only did I have lawyer fees to pay, but I had a surgery that had come up and I had to pay that off too. My credit card bill kept getting worse and worse. I realized I was making payments on my credit card, but my interest was 29%. It was so high that every month that I was trying to pay off wasn’t doing anything. We had also recently moved to another house, so I had a credit card open for furniture. I was getting behind on all my payments and I was looking for a personal loan to pay that off.

If you're already in absolute disaster and nobody's doing anything for you, maybe J.G. Wentworth Debt Relief could help. I had done debt consolidation with another company but they tried to give me a 30% interest rate and it was ridiculous because it was higher than my credit card was. The average now for credit cards is 18 to 26 but still, I never had a 26%. J.G. Wentworth gave me a better deal, so I went with them and transferred my account over. I initially wanted to deal with them for debt consolidation but they said no. So, I had to go with a different company, but then all of a sudden, it was okay. It's only been a few months and so far, things are doing fine. I knew that my credit report was going to take a major hit, so it's in the crapper. But hopefully, it will repair itself. From what they told me, it should have started making some ticks upward by now, and it hasn't.

When I went to apply for a consolidation loan, I was offered the chance to work with the financial office and was helped tremendously! They offered so many options and guidance on how I can work on paying my debts off without loading more debt on me. I would definitely recommend their services to anyone!

Did everything they said they would. Work with me on the smallest details that are important me. Am amazed at the progress. If you can commit to what is needed, they will do all of the rest. Have worked with at least 5 different people, all are equally helpful and accurate. It’s like lots of people all totally connected and all with the same mindset. Work with you in the beginning processes more frequently until they know you are comfortable. Then, always available anytime you have a question or need anything.

I like JG Wentworth. Also New Credit America New Credit America is a great company. When I did get with JG Wentworth they transferred me to the New Credit America account and now They are taking it out of my account..

They worked with us very well, and done what they said they would do. They were forward with how the process would go, and helped us find a loan company that would work with us as well. I would highly recommend them.

Very helpful and everyone I've spoken with has been friendly and willing to work with me on payments and updated information. They get back to you in a timely manner. Appreciated they take in answering questions. They treat you as a person and make you feel comfortable. I would definitely recommend them to anyone. Also the time frame in my situation won't take long to pay off my debt,.

JG Wentworth reached out in just enough time and they're always there and at the end of the phone call when I need them. I was in a territory I'm very unfamiliar with and they held my hand. It’s taking a year, but they stepped me out of the hole.

The representatives have been very polite, helpful and respectful to our needs and have settled quite a few of our debts fairly quick. They have been pretty easy to get in touch with or have gotten back to us quickly.

The JG Wentworth team takes time to listen to the customer and their concerns. The team offers advice and were available at a moment's notice. I received some mail from a creditor, uploaded a scan of the documents then sent a text. I got a response within a hour or so. Excellent experience.

I was getting overwhelmed with how much debt I had. I knew it would be tough to pay on my own. I was giving so much money monthly and it was only the minimum on most so it was like never ending. I was super skeptical about going into a debt relief program not really knowing what to expect. From the first call we had I found it very informative and everything was explained and answered clearly. The client portal is super easy to log into and upload documents when needed. Also all my information is in one place and clear to see it all. Happy to finally be able to have some debt relief and we've already settled some and I can't wait to be done with debt! Thanks to J.G. Wentworth.

I have been with this program for over a year now and you all still haven’t negotiated with one of my creditors. I pay faithfully twice a month and getting nowhere. Still no peace of mind and I’m very disappointed.

I am pleased with the work they have done. I have 5 of 7 accounts settled now and look for the last two to be done soon. They said it would take some time so I trusted them and waited to hear from them. They did not disappoint!

I'm waiting for a follow up on more debt relief. Initially, I was told that I would be able to do a consolidation through one of J.G. Wentworth's partners for my credit card debt, but I have heard nothing. I was told in 6 months all this would happen but no one has contacted me about anything. Plus, the one derogatory mark on my credit is still there and that was the one that was supposed to come off first.

Overall the debt is shrinking but all the small ones is worked on quickly. The big ones I’m getting sued on. So it’s a toss up and sometimes you might get a quick answer from support or you’ll won’t hear from them for like 3 days later.

The program saves me about 100 bucks a month, so that puts $100 back in my pocket, which helps a little bit. Then, the creditors are being satisfied, so that's the most important thing, without damaging my credit too much. If I have a question, I can call customer support, and they usually answer it.

Consolidating my debt and having my credit go down due to not paying has been super difficult. But, the team at JG Wentworth have been very helpful and help to ease my mind. They are always professional and courteous any time I have called with a concern or help.

JG Wentworth has been on point. If you need their service, they're pretty good. It's a name that's known as opposed to some other debt relief that I don't particularly know.

Overall I’m pleased so far. But I didn’t realize that the fee that JG Wentworth gets for my debt settlement is at minimum 25% of the settled amount. I fear that I might end up owing more just based on the fees charged thus far. I probably would not recommend this program to anyone else. It forces you to stop payment for up to 6 months, and by the time the debt is settled, thousands more in fees have been added on. I think that needs to be planned more thoroughly in the future.

My experience with JG Wentworth has been great. They really work on your behalf in getting the best settlements. The communication aspect has been great. They have been very nice and helpful during this process. I highly recommend them if you need assistance with your financial circumstances.

Great company to work with, easy to understand, great to talk to. J.G. Wentworth is one of those companies you can trust with your finances. Thank you!!!! It is also easy to upload documents when they need them. And great communication.

I am currently a customer with J.G. Wentworth. I am using their services for consolidation of some credit cards. I was not sure if I should consolidate, but after speaking with someone, I felt like it was the best thing for me to do at that time. They are friendly, courteous, and easy to talk to. After discussing my financial situation with them, I felt like this was the best option for me. They keep me informed what is going on with my account and I can always call with questions and concerns. So I am very pleased with the service and would recommend them.

JG Wentworth is good in some ways but terrible in others. Customer support's okay. However, they never tell you that you will stop paying your bills even when you were paying them before. Now, all of a sudden, you don't pay any of them and your credit goes in a complete tank for a year and a half. It completely tied my hands so I couldn't refinance 'cause my score was too low. Also, the biggest of the three accounts that I've been paying on was the one that they didn't touch. So after a year, Wells Fargo decided to sue me in court. It was up to me to negotiate with them after they sued me.

The contract on the length of time it takes to settle is a little long, but other than that, it's good. I had nine accounts, and we already paid off two big ones. The second one will be cleared on the 10th of this month, and then we're working on two more. I'm satisfied.

It's been wonderful. My only regret was not including everything. They have been amazing on their end. I would recommend it. It's very helpful and lowers my stress. When I have questions they always help. My suggestion is to not be shy about what to include and just take care of it.

These folks have the whole process nailed down. When I first took it on, I was worried about the consequences. Your credit score takes a dive, but for a good reason. You get it all sorted out. They're doing everything that they can to get you out of a situation and I don't think there's anything that could be done any better. From my point of view though, because I am hard of hearing and I hate talking on the phone, I would have preferred to be able to have somebody to meet in person. However, I didn't express that to them, so that's not their fault.

The system's working a lot faster than I thought it would on the credit card deals and we didn't expect that. JG Wentworth has been very concerned on how things are affecting my family financially with the covid situation. It's not like a business deal, it's more like a friend or a family member helping kinda situation. I tell anybody that is asking that's the place to go 'cause they care and take the extra mile to get you.