iLending Reviews

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Edited by: Jon Bortin

About iLending

ILending provides auto loan refinancing options. Despite the name, the company is not a direct lender. Instead, it works with banks and credit unions across the country to help customers find the lowest possible rates. The company promises that even if your credit score isn’t great, it will work to help you qualify for refinancing. A personal loan consultant guides you throughout the application process.

Pros
  • Advertised average savings of $148 a month
  • Low credit scores accepted
  • Rates as low as 4.99%
  • Terms up to 96 months
Cons
  • Not a direct lender
  • Limited cost information on website

iLending Reviews

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    Page 2 Reviews 5 - 35
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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed May 21, 2026

    The process of refinancing my auto loan through iLending could not have gone smoother. The loan representative and customer service team responded to all my questions promptly. The operational process to complete all the transactions were well stream-lined. Thank you for your great service and assistance.

    Thanks for your vote!
    iLending
    Response from iLending

    Thank you for your review! Spread the word to friends and family about our refinancing services, and we'll send gift cards to both of you as a thank you!

    StaffBilling

    Reviewed May 12, 2026

    I got an amazing deal which brought my APR from around a 22% APR down to an 8.9% APR. (Didn’t have a down payment for the first people :/). I was helped by a Mr. ** who was incredibly patient and helpful during the entire process.

    Thanks for your vote!
    iLending
    Response from iLending

    Thank you for your review! Know anyone refinancing? Refer them to us, and you’ll each receive a gift card as a thank you.

    Punctuality & SpeedStaffLoan Process

    Reviewed May 8, 2026

    I gave 5 Stars as Ryan was very helpful. He made the process of a loan move quickly and very easy. I highly recommend iLending. You won’t be disappointed with this Company. Outstanding service.

    Thanks for your vote!
    iLending
    Response from iLending

    We are glad you enjoyed your experience at iLending. Please visit us again soon!

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    Staff

    Reviewed May 7, 2026

    Huey was great! He was very patient and took the time to go over everything and explain refinance process with me. He was attentive and made the whole process easy.

    Thanks for your vote!
    iLending
    Response from iLending

    Your feedback means a lot—thank you!

    Customer ServicePunctuality & SpeedStaff

    Reviewed May 1, 2026

    I was a bit skeptical applying for this refi, but I needed help in the worse way. Monika called me, got my info, was very nice and then few hours later she called and told me I was approved. She went above and beyond with her customer service, I have never had such great service from a person ever. Thank you Monika.. For Everything you have done for me. You and iLending have saved me.. 🥰🥰

    Thanks for your vote!
    iLending
    Response from iLending

    We are glad you enjoyed your experience at iLending. Please visit us again soon!

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    Staff

    Reviewed April 30, 2026

    Monika is a wonderful person. She helped me with all the process. She answered all my questions. She was so helpful to me. Excellent service.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

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    StaffBillingLoan Process

    Reviewed April 29, 2026

    Super helpful and professional. Helped me refinance my auto loan with a lower down payment. I appreciate their service!

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 29, 2026

    Ryan with iLending was amazing and great to work with, walked me through the whole process and answered all my questions quickly, responded to all my calls and text.

    Thanks for your vote!
    iLending
    Response from iLending

    Thanks for the great review, it was a pleasure serving you as a customer.

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    Staff

    Reviewed April 27, 2026

    Monika was incredibly helpful and very easy to communicate with, always made herself available. She made the process incredibly easy and was able to answer every question I had, as I am not well-versed in refinancing. Incredibly knowledgeable. She was very patient and always kind and professional. I have already recommended her to a few of my friends.

    Thanks for your vote!
    iLending
    Response from iLending

    We are glad you enjoyed your experience at iLending. Please visit us again soon!

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    StaffBillingRates

    Reviewed April 27, 2026

    Everyone was so helpful on finding a better interest rate/payment for my vehicle.

    Thanks for your vote!
    iLending
    Response from iLending

    We are glad you enjoyed your experience at iLending. Please visit us again soon!

    Punctuality & SpeedStaffRates

    Reviewed April 26, 2026

    Quick and easy, everybody was really helpful and helped lower my rate.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

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    StaffBillingRates

    Reviewed April 24, 2026

    I had a very pleasant experience working with Monika. She was super helpful and explained everything thoroughly, answered all my questions and was very patient. I would definitely recommend asking for Monika! She got me a great deal with a lower car payment and interest rate.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

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    Staff

    Reviewed April 24, 2026

    We were assisted by Monika and received the best support we could have possibly asked for. We were truly delighted with the entire experience and with the genuine care taken to ensure that everything went smoothly. Thank you, Monika and iLending, for all your support.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

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    Sales & MarketingStaffRates

    Reviewed April 23, 2026

    iLending is truly amazing! They slashed my rate in half, just as they advertised in the flyer they have sent me via mail. Take their offer, give it a chance and you will be very satisfied. I am already telling all of my friends and family. And Ryan was great to work with. Ask for him! I highly, highly recommend the. Thank you!! This couldn't have come at a better time in my life. Gratitude all around.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 22, 2026

    Very informative at every step. At no point was I confused about what was happening or who or what we were waiting on. Entire process took about a week. Very efficient.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

    Customer Service

    Reviewed April 22, 2026

    Great experience, great communication, got the job done seamlessly.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

    Punctuality & SpeedStaff

    Reviewed April 20, 2026

    They don't play. My refinancing was really fast and easy. They help you every step of the way. Anytime I have question they was on it.

    Thanks for your vote!
    iLending
    Response from iLending

    We are glad you enjoyed your experience at iLending. Please visit us again soon!

    Profile pic of the author.
    Punctuality & SpeedRatesTimeliness

    Reviewed April 15, 2026

    Fast and easy process to get multiple offers and find the best refi rates within hours. Steve did all the work and truly worked to find me the most savings at the best terms.

    Thanks for your vote!
    iLending
    Response from iLending

    We are glad you enjoyed your experience at iLending. Please visit us again soon!

    Reviewed April 13, 2026

    The attention Ms. ** gave me that personal touch. She made like a long time friend,.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

    Profile pic of the author.
    StaffTransparency

    Reviewed April 13, 2026

    Ms ** was great!! She was very transparent and available for me throughout this refinancing process. I would like to publicly thank her and Lawrence for helping me through this auto refinancing process.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

    Profile pic of the author.
    Punctuality & SpeedStaff

    Reviewed April 10, 2026

    Ty was a big help and helping me refinance my vehicle and was very professional going above and beyond. The process was quick, simple and easy when it came to refinancing.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

    Staff

    Reviewed April 10, 2026

    I am very satisfied with the help I got from iLending. Monika ** helped me through the most of the process and she was great. Helped me with all my doubts and and answered all my questions.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

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    StaffLoan ProcessRates

    Reviewed April 8, 2026

    Great company and Luther did an outstanding job of staying in contact and trying to help me get the best loan rates.

    Thanks for your vote!
    iLending
    Response from iLending

    This is great news! We're so happy to know that you had a good experience.

    Profile pic of the author.
    Punctuality & SpeedStaff

    Reviewed March 31, 2026

    Monika was incredibly helpful and efficient throughout my car refinancing process. She made everything quick, smooth, and stress-free. I truly appreciate her professionalism and support—highly recommended!

    Thanks for your vote!
    iLending
    Response from iLending

    We are glad you enjoyed your experience at iLending. Please visit us again soon!

    Punctuality & SpeedStaff

    Reviewed March 30, 2026

    Super quick and easy! Not single issue with the process! Everyone was super nice and helpful throughout every moment!

    Thanks for your vote!
    iLending
    Response from iLending

    thanks for the positive feedback! We're always happy to hear good things from our customers.

    Punctuality & SpeedStaff

    Reviewed March 27, 2026

    Very friendly, fast, and efficient and top of the line service. Explained to me the process and every step of said process.

    Thanks for your vote!
    iLending
    Response from iLending

    thanks for the positive feedback! We're always happy to hear good things from our customers.

    Customer ServicePunctuality & SpeedStaff

    Reviewed March 27, 2026

    I was unsure if this company was legit because I found it online, but it is completely legit!!! They provide prompt responses to all inquiries and they move fast. The individuals I worked with were very pleasant and professional. I HIGHLY RECOMMEND USING THEM.

    Thanks for your vote!
    iLending
    Response from iLending

    thanks for the positive feedback! We're always happy to hear good things from our customers.

    Customer ServicePunctuality & SpeedStaff

    Reviewed March 25, 2026

    Excellent customer service and Ms ** exceeded my expectations. The process was quick and complete. She definitely navigated me in every aspect of the proces. She’s definitely a valuable asset to your organization. She kept me well informed and it was a win win for a both. Thanks for having me a part of the Family.

    Thanks for your vote!
    iLending
    Response from iLending

    thanks for the positive feedback! We're always happy to hear good things from our customers.

    Profile pic of the author.
    StaffRates

    Reviewed March 23, 2026

    Thanks to my representative Alan for helping me out. He was communicative the whole time. I was looking for a lower interest rate and he did just that and he helped answer all my questions and was patient with me along the way. The paperwork process was easy and did it all online. Only took about a week and half.

    Thanks for your vote!
    iLending
    Response from iLending

    thanks for the positive feedback! We're always happy to hear good things from our customers.

    Profile pic of the author.
    PriceStaffRates

    Reviewed March 21, 2026

    Excellent service. Very attentive at every moment. They were informing me everything that was happening and they got a very good price. They also have a service in Spanish and English.

    Thanks for your vote!
    iLending
    Response from iLending

    Thanks for the positive feedback! We're always happy to hear good things from our customers.

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    iLending Company Information

    Company Name:
    iLending
    Formerly Named:
    iLendingDIRECT
    Address:
    7257 S. Tucson Way
    City:
    Englewood
    State/Province:
    CO
    Postal Code:
    80112
    Country:
    United States
    Website:
    www.ilendingdirect.com