
Halsted Financial Services Reviews
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.
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About Halsted Financial Services
Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.
Visit halstedfinancial.com- Variety of payment options
- Online account access
- Focus on regulatory compliance
- Debts can negatively affect your credit score
- Can receive multiple collection phone calls
Halsted Financial Services Reviews
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Our review standards
- Our moderation team evaluates reviews to make sure they meet our guidelines.
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- Financial relationships do not influence whether we publish a consumer review.
Reviewed July 5, 2026
Thank you for working with me in my repayment for my credit card balance. I am on a fixed income and it's been very hard for me to repay my balance, but thank you for working with me. I greatly appreciate it.
Reviewed July 5, 2026
What made me feel like part of the team was the professional approach and willingness to make sure that I understood that I was the pilot at all times and kudos to you guys. Keep up the good work. Sincerely, Ramon ** Happy client. 🤣
Reviewed July 4, 2026
I appreciate Halsted Financial willingness to accept a payment plan that works for my budget. If circumstances change and I can make larger payments I will. I now have peace of mind knowing this debt is getting paid. Halsted made the process easy and I appreciate them for that.
Reviewed July 3, 2026
Even though I’ve blown you guys off forever and a day, you’ve always been willing to work with me. Really, I do appreciate it. I live off VA benefits and don’t receive much, but you’ve always been willing to work something out. Thank you. I don’t refuse to pay, I understand I need to clear up my debts, so thank you for understanding.
Reviewed July 2, 2026
Your offer of a discounted settlement enabled me to afford to pay the remaining balance. I received a congratulations on paying off my account and I thank you. Does this automatically remove this account from my credit report or do I need to submit that info? Thank you for your assistance with this account.
Reviewed July 2, 2026
So easy to use and easy to pay off early w/o paying penalty fees. I really enjoy the fact that you can do it all online w/o having to wait on the phone just to get someone who may have a really heavy/hard accent you can’t understand. This is the most WONDERFUL part of my experience!! Thank you and keep up the HARD WORK!! Extremely friendly website to follow even if you aren’t computer inclined, which I am. This is why I included this statement. Thank you HIS!!!
Reviewed July 2, 2026
Appreciated the painless schedule and the ease of use of the website to make payments. Halsted made it a pleasure to get it taken care of.
Reviewed July 1, 2026
Very professional and worked with me all the way through every process and I would recommend this group to everyone. Thank you very much. If you need to work with them they have your back every time. Very very very awesome.
Reviewed July 1, 2026
I had a great experience with this company and they were great with coming up with a solution that would work for me. They came up with a plan to get me to pay for the service and I was able to get a quote for the service and I got a discount.
Reviewed July 1, 2026
My experience with Halsted has been great. The communication was on point and not pushy. They treated every comment with concern and kept me abreast and updated on my file. I didn't feel pressured at all, but experienced respect and understanding throughout my communication with them.
Reviewed June 27, 2026
Great customer service, I would highly recommend. For you personally or your family. I am 3 years in. I am proud to say it. Ever since I have been a customer it has been nothing but the but flexible and trustworthy.
Shaquoy, thank you for the glowing 5-star review! It's our pleasure to assist you.
Reviewed June 26, 2026
Halsted did a great job helping me pay off my debt. They were easy to work with and willing to adjust my payment plan when I needed something that fit my budget better. The process was smooth, and I always felt supported. I would definitely recommend them to anyone looking for help getting their finances back on track!
Brooke, we're pleased to know we could assist you!
Reviewed June 26, 2026
It was good 👍, nothing really spectacular about it. I mean I don't know what to say about it but I like money.
Reviewed June 26, 2026
Super simple and straightforward to set up a payment plan. Agent responded quickly to an email and gave me everything I needed to get this going. Life's hard and bills need to be paid. Thanks for making this one less stressful thing to pay off.
Elijah, we're pleased to know we could assist you! Thank you for the review.
Reviewed June 25, 2026
You are such an easy company to work with. You understand the economics and financial hardships of today. It is such a relief that you will allow payments that will not hurt me anymore than I am. I barely make enough money to cover necessities. I am doing everything I can to not spend money. I eat once a day, I do laundry in the tub. It is hard right now but it will get better. Thank you for your help.
Cynthia, thank you for the 5-star review. We're pleased we could provide a helpful payment solution.
Reviewed June 25, 2026
Thank you so much for your patience, understanding and allowing me to make monthly payments that I can actually pay. You guys are awesome! I appreciated your professionalism and manner my past due amount was dealt with. Thank you.
Valezka, we're pleased we could help! Thank you for the 5-star review.
Reviewed June 25, 2026
Glad able to have smooth deal with the summer getting into swing with Fourth of July around the corner. I like I am able to easily view account details for personal records, and secure convenient payment method.
James, we appreciate your positive review! It's great to know we could help you.
Reviewed June 24, 2026
This will help me a lot so I can get this of my credit report. I hope some of my other bills would help me like this. Thank you very much. If you have some of my other accounts. This would help me a lot. Can you send me something that This is really legit .Thanks very much. Lawrence
Lawrence, it's our pleasure to assist you. Thank you for your feedback!
Reviewed June 24, 2026
Very, very flexible, hell ya, if you're having hard times just do what you can afford, they are awesome people and shit, no I'm not some paid actor either, kinda wish I was bet it pays good. Lmfao nah for real man, these folks they let you pick what works, must be someone finally figured out how to help people. I say hell ya
Joshua, we're glad you had a positive experience. Thank you for your review!
Reviewed June 24, 2026
Thank you for the variety of payment plan options. It was very simple and quick to set up and receive a confirmation payment schedule right away! Having all the flexibility of payment options puts the control and accountability back in your hands and not the creditors. Thank you!!
Dorothy, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed June 24, 2026
I appreciate how easy it was to set this up. I'd much rather do it this way instead of making a phone call to customer service.
July, we appreciate the positive review.
Reviewed June 23, 2026
So I started working with Halsted at least a year or so ago. I had multiple accounts with them. I loved being able to look at each account and decide which to work on, what payments worked for my situation, and they gave me clear options. I had a fantastic experience. I paid off nearly 7000. That's a win for me. Thank you.
Lynn, thank you for the 5-star review! We're happy we could help.
Reviewed June 23, 2026
Amazing plans. They work with you to make sure that you are financially comfortable with your payments making sure you can pay off debt feeling comfortable and know that you are moving forward on working on your credit score going forward.
Melissa, we're pleased we could help with a payment plan that worked for you.
Reviewed June 21, 2026
Very helpful on making a payment plan. Absolutely satisfied on the professional way of business. So thankful I finally got this all squared away. Thank you so very much. Satisfaction guaranteed. Thank you so much for helping me get this squared away. I really appreciate it. You guys hard work. Thank you so much.
Sarah, we appreciate you taking the time to share your experience. Thank you for the positive review.
Reviewed June 21, 2026
Very helpful and will work with you. They are very understanding and patient with you. They are very diligent when it comes to payments and are willing to go above and beyond for their customers. Great card company. Highly recommended. Great for rebuilding. Great.
Kyle, we're thrilled to hear you had a positive experience with us. Thank you for the review.
Reviewed June 20, 2026
Thank you for the low payment..I am barely making it and the low payment plan helps me a lot and hoping it helps my credit. Hope all is going well. Thank you so much. Hope to do business with you all again.
Edwin, we're pleased we could offer a helpful payment solution. Thank you for the review.
Reviewed June 16, 2026
Being patient and helpful into giving me extra time and better payment plans to pay off my debt. Although I've been with them for well passed the time I should've been paid off due to financial issues to my personal life, Halsted was able to adjust my agreements and rewrite payment contracts to better my situation.
Jessica, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed June 16, 2026
I spoke with Lydia. She was amazing, very knowledgeable and kind. She is very competent and was able to answer any questions I had. I was very impressed with the wonderful customer service. She was patient and very courteous.
Lydia, we're pleased to hear your positive feedback. Thank you for the review.
Reviewed June 16, 2026
Wanted to take a moment to recognize the excellent job she did during the tour. She was professional, knowledgeable, patient, and represented the company in a very positive manner. Her attention to detail, positive attitude, and ability to communicate effectively made the experience smooth and enjoyable. She went above and beyond expectations and demonstrated a strong commitment to her work. Employees who consistently perform at this level deserve to be recognized for their efforts. Based on her performance, dedication, and the value she brings, I strongly believe she deserves a raise as soon as possible.
Reviewed June 16, 2026
So far so good. Awesome payment option plans to settle needed payments. They give you the option to pick an amount, when, how often, and how much. Lastly they take a percentage off of the true amount owed. I don’t think it can get any better.
Kee, we're happy to hear the payment process worked well for you. Thank you for the review.
Reviewed June 15, 2026
Thank you for lower payment options to pay it off. I’m in and out of the hospital so my paychecks has been low. I’m having a hard time paying my bills, so this helps. I’m not much for writing reviews.
Jennifer, thanks for your review! We're glad we could help.
Reviewed June 15, 2026
They worked so well with me and made me feel like I meant something than just shaming me. Very professional business. They made everything quick and easy. I was able to pay everything off quickly and for a reasonable amount that worked better for me.
Tabetha, it’s our pleasure to assist you! Thank you for the positive review.
Reviewed June 14, 2026
Wow this company really helped me get my credit back on track with low payments and great rates to pay off my bill due to my health condition. I’m so glad to have a company that will work with me to rebuild my credit and get my credit score to go up. Best decision I’ve made.
Lewis, we’re delighted to know that our payment solution has helped you. Thank you for the positive remarks.
Reviewed June 13, 2026
I found it to be quite easy to set up a payment plan that worked for my financial situation. Grateful to be able to take care of this finally with the help of your company. Thank you. The payment arrangement we made was for a monthly payment of $25 and I still got a discount. Again I’m very pleased with Halsted and will use them in the future.
Melanie, we're glad our payment solution helped you. Thank you for the positive review.
Reviewed June 13, 2026
Being 61 and having my wallet stolen a few yrs ago then finding out I had a credit card in collection is terribly stressful. Life sometimes really tries you. But I called and a very kind person helped me pay a quarter of the bill and not feel shame. Was so very helpful. Thank you so much.
Lynette, it's fantastic to know we could help. Thank you for the stellar 5-star review.
Reviewed June 12, 2026
They have been so very patient and understanding during one of the most challenging times of my life and I look forward to working with them to find a resolution that is feasible, and based on my experience so far I feel like that is most definitely within reach. Thank you!
James, we're pleased to know we could assist you. Thank you for taking the time to leave us a review.
Reviewed June 11, 2026
I had an easy great experience while paying for my debt and I was very thankful for how easy it was for me to access everything and pay for the bill In full. I hope everyone get to experience the experience I have to be able to breeze thru the process.
Chris, thank you for the 5-star review. We appreciate your feedback.
Reviewed June 11, 2026
Quick, convenient and stress free. There are clear options that can fit into your budget for getting your debt under control. Every debt collector should take note. They provide you with up to four different payment options and how long you can expect to pay. I can’t say thank you enough.
Christin, thank you for the 5-star review. We appreciate your feedback.
Reviewed June 9, 2026
Does anyone have a positive experience with a collection agency? No one likes being bombarded with phone calls and emails about how much money you owe to set up a payment plan that is really stretching your budget thin.
Reviewed June 9, 2026
Allow us to be able to deal with our situation easily. We just hit a double health scare, two open heart surgeries in one year for my husband, broke his tibia and multiple Deaths. Did not like the idea that I needed to make myself feel larger.
Zina, we appreciate the stellar 5-star feedback!
Reviewed June 9, 2026
Very easy and user-friendly to set up a payment plan. Thank you for making this a comfortable experience. Appreciate how you arranged the payment plans to make it easy, so I wouldn't have to figure out the dates.
Demarquis, we're glad our payment process was helpful. Thank you for the feedback.
Reviewed June 8, 2026
I was on the fence about signing up for a payment plan when money is tight right now. But they put me into a payment plan that fit my needs. They were very helpful in finding the right plan and were flexible with the payment schedule. They put my mind at ease.
Laura, it's fantastic to know we could help provide a payment plan that worked for you.
Reviewed June 8, 2026
It’s nice to know that there are still some other options out there to help us with our debt. Sometimes situations arise that we can’t control and we get in situations where we need help. It’s nice to have options available and the opportunity to make things right again. The different payment plans available, and the weekly, bi weekly, and monthly payment plans made it easy to choose the most affordable option for me. Thank you!
Angelita, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed June 7, 2026
I was afraid that my experience was going to be horrific but instead it was painless and very easy. Usually dealing with any type of payment agreement is frustration for me because of my mental issues. I have been living with ADHD since birth, so the smallest tasks are huge to me.
Chesare, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed June 6, 2026
Thank you for allowing me this chance to pay this off while still surviving and fixing my credit. It is unfortunate that I didn't pay off the loan when it was due. I have nothing else to add or say, other than, thank you again for your offering.
Lisa, it's fantastic to know we could help. Thank you for the review.
Reviewed June 6, 2026
Use a debit card to pay!! I was finally able to make a payment with debit card after a horrible process of them withdrawing the funds via ACH. After the troubles they actually offered me a lower payoff amount and I will have this debt paid off in 3 months! Yay!
Thomas, we appreciate the opportunity to assist you.
Reviewed June 5, 2026
Thank you for your offer, it's been really difficult paying other bills. Besides my bills I’m paying my dad open heart surgery and my mom's. After Covid hit it's been really difficult dealing with all my stuff as well.
Danna, we're pleased we could offer a helpful payment solution. Thank you for the review.
Reviewed June 4, 2026
Easy to get started clearing my credit; fits my budget. Love it! The system was easy to navigate and I feel good about the experience. I hope everyone who needs to take that first step which I hid from due to budgetary constraints takes advantage of the great offers to clear up this haunting issues.
Katherine, we're pleased to know we could assist you. Thank you for the review.
Reviewed June 3, 2026
Thank you for providing a payment plan I can afford and be able to clear this acct in 15 payments. I have been reading your messages but could not afford to pay your recommended fees up until today…your offer is greatly appreciated.
Grace, we're pleased to hear that our services have been helpful. Thank you for your feedback!
Reviewed June 3, 2026
Great experience and great customer service. They were very understanding of my financial situation because I’m unemployed and homeless with child. They lowered my existing debts. I save more than 300 dollars with their support.
Athaya, it’s our pleasure to assist you! We’re pleased to have provided a helpful payment solution.
Reviewed June 2, 2026
Halsted Financial gave me many opportunities to pick and choose a payment plan. It was easy to set up. I had been putting off trying to make a plan, finally was able to take care of it today. Greatly appreciate all the different options to make a payment plan that works best for me.
Tonya, it's fantastic to know we could help. Thank you for the review.
Reviewed June 2, 2026
I forgot the guy name who helped me but HE NEED A RAISE! Lol. He was very patient with me and got me through step by step and help me understand correctly what was going with the process & made it easy for me to make a decision.. I will be referring friends and family and using again if needed.
Damarious, it's our pleasure to assist. We're glad our payment options have been useful for you.
Reviewed May 31, 2026
Easy, fast, and affordable 1 time payout option... Let me know the debt was taken care of in a timely manner and made sure to get with me on the outcome as soon as it was possible for them to send the email.
Courtney, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed May 31, 2026
Very easy process from start to finish. The online portal was straightforward, the payment options were flexible, and I appreciated being able to review everything before making a decision. Customer communication was clear, and I liked having multiple payment plan options that fit different budgets. Overall, the experience was MUCH less stressful than I expected and the website was easy to navigate on my phone.
Christopher, thank you for the rating! We're happy we could help with a convenient solution.
Reviewed May 30, 2026
I know I have struggled to get my debts paid but I'm in a better place for my creditors to be able to pay on them. Thank you for being so kind and helpful to setting up a payment plan that works for me. Is great. You have been wonderful. Thank you so much.
Mary, we're pleased to know we could assist you. Thank you for the review.
Reviewed May 29, 2026
Paying off debt can be embarrassing and mean when dealing with certain creditors. Halsted Financial supports the customer from start to finish. The process and negotiation is friendly and respectful. Thank you for working with me in a time such as this!
Lavisa, we're appreciate the stellar 5-star feedback. Thank you for the review.
Reviewed May 29, 2026
Thank you for helping me stop the interest so I can make good on my debt! I had actually owed a 1000 less but interest the. Out fees when there was never a signed agreement especially in fraud Minnesota but I want to do what’s right!
Amanda, we're pleased we could offer a payment plan that worked for you. We appreciate the review.
Reviewed May 28, 2026
It was very easy to respond to a text regarding my bill. Payments were easy to set up and the amount reasonable. I would recommend this service if needed. I am working on cleaning up old debt. I hate that I was unable to make the payments previously.
Lauren, , we’re delighted to know we could offer a payment plan that worked for you!
Reviewed May 28, 2026
Very easy to communicate and easy going in terms of picking out an affordable plan. They’re more than understanding and fair. I was shocked with the options but very glad that it was affordable. Would recommend, 10/10
Trey, thank you for rating the services you have received. We appreciate the review.
Reviewed May 27, 2026
I appreciate the kindness & patience you showed me. It’s been a rough 2 years since I lost my job/career. You alleviated my stress, and I thank for the fair terms you offered to take care of my debt. GRATEFUL!
Charlotte, we're pleased we could assist you. Thank you for taking the time to leave us a review.
Reviewed May 27, 2026
Never bother to call! From the beginning when we did the arrangement. Event tho I lost my job in the process but I was able to manage. Conducted business like it supposed to be. I’m happy it’s done! Thanks to work with me.
Zalifata, we're pleased we could offer you a helpful payment resolution.
Reviewed May 25, 2026
I didn't think I would ever leave a good review for a collection agency, but this company literally lets you set up your payments exactly as you like to repay your debt. Their site is so easy to navigate, setting up the frequency and amount of payment and signing the repayment agreement takes literally seconds.
Robin, we're pleased we could make paying easier for you. Thank you for the review.
Reviewed May 25, 2026
You make the process so easy, I have a couple more debts with other companies, and I have yet to start working with them because of the non-stop harassment. They do not offer very good settlements and the length of time to pay off.
John, we're pleased we could help with a convenient payment solution.
Reviewed May 24, 2026
They are willing to let me pay as low as I can possibly due to financial hardship, but it’s time that I get this paid off so that I can have a better knowledge of knowing that that debt is cleared. I should’ve never even opened up the credit card. I already had too many as is after filing bankruptcy. It was just right there in my face all this free money in advance. Couldn’t help it. Learned my lesson.
Reviewed May 24, 2026
Love how easy it was to set up a payment plan affordable for me right now. I absolutely loved that! I didn't have to talk to someone from a foreign country who I couldn't understand. It took 1 min and I was done.
Reviewed May 23, 2026
Very easy process, best way to pay off collection, Allstead does a very good job very professional, would definitely recommend anyone in the paying off collections, most definitely would recommend to anyone in need.
Reviewed May 23, 2026
I had a great experience working with them throughout the entire process. Everything was straightforward, easy to understand, and there were no hassles when it came time to pay off my remaining loan. I truly appreciated their willingness to reduce part of the principal balance, which made it financially possible for me to finally pay everything off. Their professionalism, understanding, and support during a difficult time meant a lot to me, and I’m very grateful for the help they provided.
Reviewed May 23, 2026
We all know paying back a debt that has been in collections forever is not exactly something we want to do. However, the debt is still ours to pay. I have had Halsted help me with a couple owed debts so far. They have been able to offer excellent discounts on the debt, and also extremely affordable payments/payment plans! It’s way better to get your debt paid before you end up in the unfortunate situation of garnishing of your wages. And the best part? I never even had to talk to a person. All set up through their online portal. Thanks Halsted, for helping me dig myself out of owed debts! I wish you could handle all my debts.
Reviewed May 23, 2026
The agents I spoke to were very kind and understanding to my financial situation. They worked with me and gave me time to adjust my budget so I could make the remaining payments without breaking my bank. The deal they offered cut the original debt by nearly half!!!
Reviewed May 23, 2026
Easy-to-use website for resolving debt with good options. The speed of the application was one of the reasons for my 5 ⭐ review. Breaking the payments up was a big reason, too. 👍 Now I can relax with automatic payments from my bank account.
Reviewed May 22, 2026
"I had a great experience with Halsted. The process was simple and fast, and the team was very helpful and professional. They made everything stress-free and easy to understand. I definitely recommend them!" It's awesome. The paying is very easy with them. I has 3 or more debt and I finish 3 of them with Halsted super easily. They make my life happy, easy, no struggle, thank you Halsted.
Reviewed May 22, 2026
Halstead has been great in helping me resolve my large debts that I could not. The discounted offers provided are truly a blessing and I’m grateful for the opportunity to resolve my debts at a lower rate and faster time for my credit to get repaired. Life is hard and happens. Although this isn’t preferred it’s definitely helpful in these times. Thank you.
Reviewed May 20, 2026
The help I got from Daisy was amazing, sufficient and kind. Great customer service. She helped when it came to the information and also tried to go beyond and help with another account but couldn’t be located.
Reviewed May 19, 2026
I had a great experience with Halsted Financial Services. They are very professional and easy to talk to. They also congratulated me on resolving my issue. That made me feel better. Very much appreciated
Reviewed May 19, 2026
Thank you for giving me an option to pay off my debt. It mean a lot to have another party hold my debt while I figured things out. Hurt my score but I’m glad nothing changed and I paid off what I owed since day 1.
Reviewed May 18, 2026
I have paid off several collections with them so far, and they’ve helped get it deleted off my record while offering me a great deal on paying my debts. Truly great to have a company that goes the extra mile to get a bad record deleted after payment.
Reviewed May 17, 2026
I love the fact that I can get in a payment plan and pay everything back. I really wish you all had other accounts where it can be done because I would do it. Thanks for the help and getting me back on track.
Treniasha, thank you for the positive review! It's fantastic to know we could help.
Reviewed May 17, 2026
I appreciate the opportunity to get a second chance in paying off debt. There are so many options to choose from. This will help me rebuild my credit and rebuild my future. Thank you for giving me the chance to make it right.
Eric, thank you for the 5-star review! We're happy we could make paying easier for you.
Reviewed May 17, 2026
Very, very good with working with you on payments making it better for everybody. Thank you guys for helping myself and you. Y'all have helped me financially being able to set up payment plans and offering great discounts.
Blaine, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed May 17, 2026
Took a $617 debt from a payday cash advance from years ago and let me pay $247.00 over 5 months at under $50 a month on two months and then $60 the rest. Very reasonable and will help my credit in the long run. Every once in awhile I run across a business that doesn’t screw over all their clients and what not and this is one of those such businesses. They did right by me 100%. Thanks guys.
Christy, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed May 16, 2026
In trying to catch up with the past debt Halsted is great with having different options to tailor my needs. I so thank you for that Halsted, I super really appreciate how y'all left me options, very grateful to catch up.
Justin, we’re grateful for your glowing 5-star review.
Reviewed May 16, 2026
I was pleasantly surprised once I offered to make payment and was offered a 30% discount on the full amount owed. This helped to clear my current collections that were plaguing my credit. I couldn't recommend a better company to deal with.
Nicholas, we’re grateful for your glowing 5-star review. Thank you for taking the time to share your experience.
Reviewed May 16, 2026
Thank you for the wonderful repayment plans. I’ve been trying to get back on my feet for some time now and clearing up these debts. It’s wonderful to know that these options are available and without these types of payment options, I wouldn’t have been able to clear this debt up anytime soon.
Dalila, we appreciate the stellar 5-star feedback! Thank you for the review.
Reviewed May 15, 2026
Easier than talking to a person. Everything was explained to me and I understood what my opinions were to get my bill paid off without going broke. Would recommend for everyone that really don't like talking on the phone.
Marlenea, we're pleased to know we could assist you! Thank you for the review.
Reviewed May 14, 2026
Very easy and expedient way to catch up on payments. They have been courteous and encouraging, which I appreciate greatly. Thank you everyone at Halsted for what you do! And thank you for your patience during these hard times.
Michael, it’s our pleasure to assist you! We’re pleased to have provided a helpful payment solution.
Reviewed May 14, 2026
I had got way behind on my credit past dues with more than one card, purely my fault it is embarrassing, but to have this option to pay without talking to someone, makes it more bearable and efficient. Thank you
Jodie, we're glad we could assist you with a helpful payment solution.
Reviewed May 14, 2026
The site makes it easy to set up the payment arrangements and more than reasonable frequencies. Glad to start knocking off these derogatory accounts and getting back on track towards my goals. Site is easy to navigate, takes you step by step, and makes it as painless as possible.
Derek, we appreciate your positive feedback. It’s our pleasure to help you find resolution.
Reviewed May 13, 2026
Easy to navigate website to schedule my first payment and subsequent monthly payments. No high pressure to pay certain amounts, I was able to choose a flexible plan. Sucks I lost my job, but this bill had to get paid.
Andrea, we’re grateful for your glowing 5-star review.
Reviewed May 12, 2026
Very easy to work with, courteous and professional. They gave me several options to clear up my debt and made it reasonable. At a time of uncertainty they gave me honesty, I greatly appreciate that. I will recommend them to anyone that wants to work with an honest and understanding company.
Tim, we appreciate your positive feedback. It’s our pleasure to help you find resolution.
Reviewed May 12, 2026
Halstead was able to negotiate a lower buyout amount for a way past due account that was sent to them. I was able to pay that account off within a year. Had I tried to pay it off on my own, it would have taken 3 years to pay everything off. Now I'm working with Halstead again to pay off another account. This one will be done in 6 months!
Lacy, we’re glad we could assist you. Thank you for sharing a review!
Reviewed May 12, 2026
You guys made it very easy to set up payments and you guys have very flexible payments which helps me to pay off this debt for I am financially struggling right now. Really appreciate you guys. Thank you.
Eric, we’re delighted to know we could offer a payment plan that worked for you!
Reviewed May 12, 2026
The repayment plans were very reasonable and manageable. Options that were presented included length between payments and how often payments are to made. Easy to use platform. Recommend best option to suit your repayment. Do yourself a favor and review your options.
Michael, thank you for the 5-star review! We're happy we could make paying easier for you.
Reviewed May 11, 2026
I'm able to pay my debt with great saving. Thank you to Halsted. I can slowly pay off my debt with less stress. Hopefully, this will help me debt free in no time. Halsted offer great saving that fits my pocket.
Samira, we're pleased to know we could assist you. Thank you for the review.
Reviewed May 9, 2026
Thank you for reaching out by email and working with me of variety of payment options. I had good credit with Credit One until money was added to my account and they closed it! No notification just closed it with an email!! I am not happy about how it was handled because I was aware of the transaction of the money being added to my account! I appreciate the options to get this account paid off!!
Lisa, thank you for the rating! We're happy we could provide you with a helpful payment solution.

Reviewed May 8, 2026
Very misleading tactics. Changed a card and payment was late by two days and reported it to credit bureau. They don’t do business in good faith.
Reviewed May 8, 2026
Halsted Financial Services helped me to find a manageable option. I was happy with the flexibility offered and this solution is very helpful. Very much appreciated the affordable options presented.
Timothy, we appreciate your positive feedback. Thank you for the 5-star rating.
Reviewed May 7, 2026
Thank you for making my repayment plan so easy! Most of us have had a few bad years lately but your company has made it so I am able to repay what I owe without resorting to badgering me or making me feel like I’m a horrible person. Thank you!
Regina, it's our pleasure to assist. We're pleased to know we could assist you.
Reviewed May 7, 2026
They worked with me on getting this matter solved. It was a clear and precise way to get it settled. I was not hassled during the this time. I hope I never have to deal with them again, but if I do, I don't believe it would be hard to take care of it with Halsted.
Daphne, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed May 7, 2026
Halsted Financial got me back on track with my debt. They reduced the amount I owed and put me on a monthly payment plan that I could afford. This debt has been a huge burden to me. Halsted Financial reduced that burden. Thank you Halsted Financial!
Catherine, thanks for your review! We're glad we could help.
Reviewed May 6, 2026
Thank you for the offer. I appreciate it. I hope it’s all closed out shortly and quick so far. I do not know the outcome but I appreciate the offer and I went for it and I appreciate you guys. Thank you.
David, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed May 6, 2026
Found a solution to your debt and there always a way to resolve your debt and just put it into God's hands with the assistants of Halsted Financial Service. They're great support. You should be advised this is the best service out now and they are persistent in their work and job.
Lorenzo, thank you for the rating! We're happy we could help with a payment solution that worked well for you.
Reviewed May 5, 2026
Easy and speedy when it comes to help. Their flexible payment plan helped me save money and pay at my own pace. I had a hard time paying back my current debt, but with their assistance, I am able to pay it off with ease. Would highly recommend to friends and family.
Steven, we're pleased to know we could assist you. Thank you for the review.
Reviewed May 5, 2026
If you have to deal with debt collectors after going through a major medical crisis and can’t pay your bills, Halsted Financial Services would be my choice over and over again. I’m struggling financially so bad while and after going through cancer and treatment, my boss giving my job away while I’m out on short-term disability, etc., and most debt collectors are complete jerks and just don’t try to help…instead, they start calling everyone in the country with the same last name as mine and harassing them as well! Talk about humiliating, (especially when they’re calling my ex-husband’s family)! Halsted Financial worked with me, gave me some payment plan options, also reducing the amount I owe! I wish they were the debt collector for everyone else that I owe money to, so I could be treated with dignity and understanding!
Gina, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed May 5, 2026
Thank you for giving me a flexible option to take back control of my life. After COVID everything went south, but the offer of smaller payments really helps get back in control. I wanted to pay all along, but the cost of life is just too much right now. Being able to break everything into smaller payments is exactly what was needed.
Michael, it's our pleasure to assist you. Thank you for your feedback!
Reviewed May 4, 2026
The payment setup is easy and I was able to make plan it around my paychecks. This helped me increase my credit score of which this debt was impacting. I truly could not have resolved this debt without the aid of this company.
Christian, we appreciate your review! It's great to know we could help you
Reviewed May 4, 2026
Great! Excellent communication. Great payment plans. Easy to use website. Couldn’t be happier. Highly recommend. That is hard to ever come, but Halstead has made this very easy for me and I could not be more appreciative. Definitely recommend working with them and they will work with you.
Sally, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed May 3, 2026
Website was easy to navigate and the options to pay were easy on my bank account. Would recommend using them to friends and family if the occasion arrives. The options were the best fit for me and what I could afford every week to pay off the balance.
Kelly, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed May 3, 2026
Very easy to work with. Made my payments affordable. I wish all debt collectors were this understanding and flexible. This lessened my anxiety about my debt. Always got notification of upcoming payment due. And I love the fact there is no penalty for paying extra or paying off early.
Christine, thanks for your feedback. We're happy we could make things convenient for you.
Reviewed May 2, 2026
Thank you for being patient with me as in what I owed you and I really do appreciate that you gave me enough time to come up with the finances. I promise you that I will also strive to make sure the payments are paid in full.
Nicole, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed April 30, 2026
They have been very patient when I have been down on luck low hours gotten behind. They offer you every opportunity to make a payment you can afford.. Not been the best on my payments due to low hours at work. Thank You for being so helpful in giving me plans I can try to do.
Sandra, it's our pleasure to assist. We're glad our payment options have been useful for you
Reviewed April 30, 2026
I am very happy with the set up of this website, the options you have and the amount that is best affordable for you. It makes you feel comfortable with what you’re doing. They reach out to you, to remind you to schedule your payments and it is not in a repetitive way either. This company does want to help you pay off your debt, I am thankful to get mine taken care of.
Eduardo, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed April 30, 2026
Very helpful with no hassle! No phone calls. No threats or intimidation. And absolutely a professional approach with consideration of your ability to make an affordable payment. I recommend Halstead to all who require assistance in paying off a debt.
Gerald, we appreciate your positive feedback. Thank you for the review.
Reviewed April 29, 2026
Settle the outstanding loan, to be cleared, I need to close up the account, I do not want to be in a bind no more, the options I was offered today is good, great and feel to accomplish soon. The website here is helpful.
Reviewed April 29, 2026
It was really easy to check my balance and review my payment options. The options offered are very affordable and easy to set up a payment plan. The fact that a settlement is offered and I can put that on a payment plan is amazing. I wish all of my debt could be transferred to them! LOL
Reviewed April 29, 2026
I think this plan is going to work for me as I lost everything during COVID-1...including my job. I also got scammed out of my entire savings account. I was completely broke. Thank you for helping me get back on my feet.
Reviewed April 28, 2026
All of the representatives have been patient and professional. Thank you for making this process easy. The available payment options also made it easy to commit to a plan. Having easy access to my account is a nice option.
Reviewed April 27, 2026
Halstead made it easy to try and catch up on my delinquent payments. They did all the work for me and set up easy accessible payments. They made me feel like I can do this. They also took a lot off of the actual owed amount.
Reviewed April 27, 2026
Halsted Financial really works with their customers to give you the best options to pay off your credit card debt. I really appreciate them working with me to get back on track. I was able to setup a payment plan that fits my budget without putting me further in debt.
Reviewed April 27, 2026
Very cordial during mourning period. Appreciate the long term payment plan which should reflect well on my credit report. Finalizing the payment plan via email was and is very convenient. Still living loving and aspiring. Dee.
Reviewed April 27, 2026
Simple and fair process with clear steps to take. The transparency was reassuring and I appreciated the simplicity and speed of the process. I would recommend this service to friends and family. Thank you.
Reviewed April 26, 2026
I’ve been getting a bunch of text from you guys but at first I thought it was a scam but I finally looked it up and found out it wasn’t. I shouldn’t have ever just stopped paying this credit card off in the first place. It just ruined my credit even worse than it was. My ex ruined me so bad to begin with so I’ve been trying to get that paid off and I’ve been having a hard time with that and it dropped my credit so I just gave up on this one so I said screw it. But I’m glad you guys do payment plans.
Reviewed April 25, 2026
They helped me to make a payment plan. Their payment plan was suitable for me because I am on a fix income. I was not able to make a full payment due to lack of employment. They understood and was very helpful. Thank you.
Reviewed April 25, 2026
I specifically tried the Item and was impressed by the quality. It’s clear they put a lot of effort into the small details that other places usually overlook. Compared to other brands I’ve used in the past, this feels much more premium and well-constructed for the price point.
Reviewed April 23, 2026
Very professional. Not pushy or rude. The lady I spoke with was very knowledgeable and helped me find a repayment schedule without making me feel belittled about finances. I actually did not mind speaking with her about my bill.
Kenya, thank you for the glowing 5-star review! We’re happy we could work with you towards a resolution.
Reviewed April 23, 2026
The offer is an amazing choice for me. It gives me an opportunity to select the calendar date. It advocates me to get rid of long-time wasting interaction. This makes it easier to manage my time in a timely manner. Due to this proposal, I will be able to pay my account off and get the best outcome.
Ruzanna, we’re delighted to know we could offer a payment plan that worked for you!
Reviewed April 22, 2026
Getting back on track has been possible thanks to Halsted. I’ve successfully settled multiple accounts. After having a rough patch Halsted's payment options has helped me tremendously without the terms being to strenuous on an already tight situation. Their system and communications are easy to navigate.
Betty, it’s our pleasure to assist you! We’re happy we could provide a helpful payment solution.
Reviewed April 22, 2026
For the opportunity to get a great percentage off to get this paid down, the process was very easy. I’ve used this company before to pay off a debt, and they were very helpful and doing so at that time.
Lynnette, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed April 21, 2026
Thank you! Been trying to make a payment plan for a while. It was quick and easy and affordable for me. Communication is on point, and thank you again for helping me out. Hopefully, it will get my credit up.
Shaun, it’s our pleasure to assist you! We’re happy we could provide a helpful payment solution.
Reviewed April 21, 2026
Very easy to make a payment setup. If it was more difficult, I don't think I would've gone through with trying to pay off the balance. Thank you very much for making it easy to work with this company.
Silas, it’s our pleasure to help! We appreciate you taking the time to leave a review.
Reviewed April 21, 2026
Thank you you for giving me so many options to finally take care of this and have it removed from my credit. Sometimes life just takes you on a crazy ride and you don’t always know how to get off it. This helps me more than you know. Thank you for helping me finally have some hope that things will get better.
Stacy, thank you for the positive review. We’re happy we could help.
Reviewed April 21, 2026
The phone call was not pleasing but the online communication was great. The caller didn't give me all the options that were online. The different options were visible so that I could choose the plan that best fits my finances.
Nioca, we're delighted to hear we could help. Thank you for the review.
Reviewed April 20, 2026
Halsted Financial Services has been a courteous and accommodating company. Things fall through the cracks and life happens. They offered me multiple options and made the process as painless as possible. It is a great relief to have a way out. I should have simply called them sooner. Because it was just that. Simple.
Marc, thank you for taking the time to rate the service you received. We’re happy you had a good experience.
Reviewed April 19, 2026
In my opinion, all collections agencies should be as flexible and friendly as Halsted, I’ve never had a company give me better payments with a bigger discount during a time of need like that and I think they set a new standard for how affairs like this should be handled.
RR, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed April 19, 2026
It was easy for me to follow being a senior. I also found It easy and plain for me to understand. I also found easy for me to read. And I also did not feel I had to rush to complete what I was going.
Janice, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 18, 2026
I wanted to pay off a long term debt, and Halstead Financial helped me make affordable payments with an easy to follow planned schedule. I appreciate all the help that I’ve received from Halstead Financial to improve my credit rating.
Anna, thanks for your review! We're glad we could help.
Reviewed April 17, 2026
This collections agency is amazing! They provided affordable payments and it give you a lot of options. I have 3 accounts open with them, and so far I started 2 payment plans already. It makes it a lot easier to pay these accounts. Thank you!
Reviewed April 17, 2026
Halstead made the whole process extremely easy. Professional customer service. I was even able to settle for less than I originally owed. This helps me and my future out tremendously! Thank you! If you have a need to use Halstead, I would highly recommend.
Reviewed April 16, 2026
My experience with Halsted has been a blessing to me. After obtaining a loan, I had to take my mom in to care for her and personally, my life was turned upside down. I never thought about not paying the debt, but I was struggling to make payments. I'm thankful that Halsted gave me the opportunity to lower monthly payments which made it easier for me. After caring for my mom for almost nine years, my mom passed away a few weeks ago and in the midst of my loss, I was pleasantly surprised to find out that I had completed the payments. Though I am still grieving, timing is everything because though I'm grieving, just that little bit of good news made my day.
Reviewed April 16, 2026
This company is excellent in its dealings with customers and resolves problems with exceptional speed. I recommend everyone to do business with this company. It was a good experience that alleviated a great deal of stress for me.
Reviewed April 16, 2026
The hall that helped me was amazing. Considering no one likes to pay debt, sometimes it happens. They were kind and accommodating to my situation. Because of that I was able to pay off this debt. I can’t thank them enough for working with me.
Laurie, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 15, 2026
Very professional, experienced and confidential in helping others with their finances when in tight situations, with no judgement and no prejudice. Strictly Professional when others fail. I would recommend them to others 100%.
Crystal, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 15, 2026
I love this app with this mini flexible options. As low as $3 a week on some payments. You choose the amount and how long you want to pay on it. Me, I always to the lowest lol. But I can pay off multiple accounts that way with the same company. So just a couple cups of coffee a week....
John, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 14, 2026
Very encouraging and respectful. Never made me feel bad about my situation. Also very good deal on the amount that I owe. Never pushy and always very respectful. I feel like I got the best deal I could get to pay the debt off.
Jacob, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 14, 2026
So far so good, they reached out with a sensible discounted payment plan and are willing to strike to delete a debt that was holding my credit down. I am happy this organization reached out to me as previous collectors were not as flexible.
Yadir, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 13, 2026
Best collection company to work with. Very flexible and makes it easy to continue making payments. TY was my guy that helped me get set up. I ducked collections before, but Halsted makes it easy to face reality.
Vito, we're glad our payment solution has helped you. Thank you for the positive feedback.
Reviewed April 12, 2026
I’ve had to deal with debt collectors lately and Halsted Financial made it way easier. I set the plan that fits my budget. Don’t have to send any signature in after accepting plan. The other companies set up a plan then said to e-sign but never got the documents so they say I’m in default after I agreed to pay. But halsted made it a couclicks and done.
Sean, we’re delighted to know we could offer a payment plan that worked for you! Thank you for the review.
Reviewed April 12, 2026
Very helpful in resolving the account. Will recommend to others in my position. It's a great help for people to settle financial issues because life throws you a curb and you don't know how to respond to health situations that arise at least you have a chance to solve a financial problem. Thank you. 🙏🏼
Williams, thank you for the review! It's fantastic to know you had a positive experience.
Reviewed April 11, 2026
I’m just happy to pay the card off. I had got sick with a brain aneurysm and a stroke so I was in the hospital for 3 months and then the recovery process was a long time. I’m feeling a little better even though I have a loss of balance. I’m doing much better. Glad to be alive. I hope you will allow me to apply for another card. I do get a check every month for disability.
Arsenio, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 10, 2026
These guys were not condescending or had hostile tones with me and were very professional in going about resolving my debt. They were very frank in telling me that further action would result in law firm referrals and nobody likes lawyers LOL.
Reviewed April 9, 2026
I was afraid that what I could pay would not be enough. Miss ** was so kind and helpful. She made me feel at ease. The payment process was so easy. I have been in customer service for 40 years I would hire miss **.
Halsted Financial Services Company Information
- Company Name:
- Halsted Financial Services
- Website:
- halstedfinancial.com