
Halsted Financial Services Reviews
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About Halsted Financial Services
Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.
Visit halstedfinancial.com- Variety of payment options
- Online account access
- Focus on regulatory compliance
- Debts can negatively affect your credit score
- Can receive multiple collection phone calls
Halsted Financial Services Reviews
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- 4,955,484 reviews on ConsumerAffairs are verified.
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- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed Aug. 20, 2026
Very easy to set up auto payments with no interest. Thank you.
Linda, we appreciate your positive feedback. Thank you for the review.
Reviewed Aug. 20, 2026
I am grateful for you guys to work with me paying my card off at a very low price every other week. Thank you for giving me the chance and working with me.
Reviewed Aug. 19, 2026
Awesome to work with. I like how you are willing to help resolve your debt.
Reviewed Aug. 19, 2026
It was a pleasure to work with you. I got a better deal with your company than doing the talking myself. Thank you.
Reviewed Aug. 18, 2026
Great customer service associate. She was kind, patient and attentive to my concerns from start to finish.
Reviewed Aug. 18, 2026
DON'T BE AFRAID OF HALSTED! They offered me an incredible deal and easy do-it-yourself payment setup, I didn't talk to a live person once. I'm grateful for the relief I feel that this is on its way to being handled at a budget of my choosing!
Reviewed Aug. 18, 2026
Thanks for the great experience and settlement price.
Reviewed Aug. 18, 2026
Reasonable prices. Quick and easy. Would highly recommend the 50% reduction payment plan.
Reviewed Aug. 18, 2026
Make paying off debt less daunting & easy to work with!!
Reviewed Aug. 17, 2026
Thanks for your compassion and your patience. B. **
Reviewed Aug. 17, 2026
The company does their best to arrange payment plans and are very kind and considerate about your needs.
Reviewed Aug. 17, 2026
The application process was amazingly smooth and simple. I'm very grateful of the reduced settlement of the collection amount.
Reviewed Aug. 17, 2026
Friendly and understanding of difficult situations we all fall into at some point.
Reviewed Aug. 16, 2026
Very easy to navigate and payment options are very convenient.
Reviewed Aug. 16, 2026
A good company that works with you. I highly recommend.
Reviewed Aug. 16, 2026
Love the payment plan that show me when I can expect to pay off everything and by the month and date.
Reviewed Aug. 16, 2026
Thank you all so much for always helping me when I get behind on payments or helping to resubmit a new payment plan. I truly appreciate all this help.
Reviewed Aug. 16, 2026
Found a great plan that worked. Was in debt but now I have a chance to pay it off.
Reviewed Aug. 16, 2026
Thank You for being Gently persistent! The payment arrangement were amazing and I’m grateful to be taking care of this and improving my credit!!!!
Holly, we’re delighted to know we could offer a payment plan that worked for you. Thank you for the review.
Reviewed Aug. 16, 2026
Thank you for reaching out and I’m very sorry about that advanced financial. I don’t know what happened with people. They was impossible to give information to or to have the correct information or banking accounts. I’m glad that we could settle this matter without having to turn it into the credit. I hope that we could become partners and get everything squared away. You have a great day. Thank you for reaching out.
Shawn, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed Aug. 16, 2026
I appreciate the payment plan and helping me be able to pay it off with a discount. As you can see I was on top of my payments and then life happened And I wasn't able to catch up. I don't feel interest should have to be paid due to faults in life. We are all struggling and thank you for letting me pay this off.
Rac=hel, we're pleased we could assist you. Thank you for the review.
Reviewed Aug. 15, 2026
Hello. My name is Deietra ** and I want to say thank you for giving me the opportunity to be able to pay back the loan with payments that I can afford. I know this will take a while but it just feels good to know that this matter is being resolved. I really appreciate how your company has reached out to solve this matter. I know it's been a minute since I had this account but life happened. Thank you again for the opportunity to take care of this account.
Deietra, we're pleased to know we could assist you! Thank you for the review.
Reviewed Aug. 15, 2026
Honestly, when I lost my job due to being a caregiver to my husband when he went into kidney failure.. My life went sideways, for over a decade.. I am sorry for owing money and I am grateful to be able to have the chance to fix things. Sincerely.
Stephanie, thank you for the glowing 5-star review.
Reviewed Aug. 15, 2026
Great way to pay back your collections. They have reasonable payments plans for you to pay back your credit cards without much hassle.
Kamau, it’s wonderful to hear the payment solution worked out well for you. Thank you for the review.
Reviewed Aug. 15, 2026
They are great. They work with you, give ya several chances to get your payments paid and just don't give up on ya. Thanks again!
Patricia, we're glad we could assist. Thank you for the review,
Reviewed Aug. 15, 2026
Thank you guys for the opportunity giving me a chance to pay.
Lucia, we appreciate the stellar 5-star review.
Reviewed Aug. 14, 2026
Can you guys just buy all my debt please. I already love working with you.
John, we're pleased we could help. Thank you for the review.
Reviewed Aug. 14, 2026
Thanks for patience. I got in a rough patch and they worked with me. I'll make sure I honor my side.
James, we're pleased we could help. Thank you for the review.
Reviewed Aug. 14, 2026
They're fast and understanding and will work with you.
Tina, we're glad we could help. Thank you for the review.
Reviewed Aug. 14, 2026
Very understanding and will work with you. Great company.
Denise, we're pleased we could be of help! Thank you for the review.
Reviewed Aug. 14, 2026
No hassle payment plans. It took a moment for the page to load but everything worked out fine. 🙂
Tony, we're pleased we could help. Thank you for the review.
Reviewed Aug. 14, 2026
Some debt collectors are heartless, ruthless, lack empathy and refuse to work with those facing financial difficulties. You’ve been patient and made it easy for me to pay off the debt.
Liz, thanks for your review! We're glad we could help.
Reviewed Aug. 14, 2026
Thank you for the extra flexibility. Much needed and much appreciated. Paying off old debts is very stressful and this helped ease a big burden and make things feel more possible, on every level.
Sarah, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed Aug. 14, 2026
I’ve had to work with this service twice due to my financial situation and poor planning. They have offered good deals each time. They reach out regularly and provide plenty of information. I never felt hounded by them though. Their online services have always been quick, clear and easy.
Emma, thank you for your positive review! It's fantastic to know you had a positive experience.
Reviewed Aug. 13, 2026
Thank you for all your patience with trusting me to do the right thing with paying off MY debt!
Thomas, we're pleased to know we could assist you. Thank you for the review.
Reviewed Aug. 13, 2026
In my opinion Halstead is doing a fair job assisting clients to settle their debts. Thanks for your professionalism and courteous approach.
Jefford, we appreciate you taking the time to share your experience.
Reviewed Aug. 13, 2026
Great service and settlement in one of my accounts.
Sergio, thank you for the positive review.
Reviewed Aug. 12, 2026
It’s nice to have a creditor that didn’t Call me 50 times a day. You were patient with me while I navigated losing a job and getting back on my feet. I wish I didn’t have to go thru the issue of not being able to pay my bill but here we are. I’m glad they chose you.
Krista, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed Aug. 12, 2026
This debt collection company is very professional in handling their business, which can be a very private & personal one (business). I appreciate their manner in which they did their job on a very upscale, manner. I appreciate how they handle their end of their business, while helping me handle mine. Top notch!
Kelley, we appreciate you taking the time to share your experience. Thank you for the review.
Reviewed Aug. 12, 2026
They made settling a debt that my husband and I have not been able to commit to, much easier! It was a very clear process.
Raechal, it's our pleasure to assist you!
Reviewed Aug. 12, 2026
It was nice, it didn't take very long and the payment schedule was something that I could afford. I would recommend this to a friend in the future
Robert, thank you for the glowing review! We’re happy we could assist you.
Reviewed Aug. 11, 2026
I love the great customer service that I received with you all. You delivered as stated in our conversation... Thank you for working with me and allowing me to work with you!!!
Alisha, we appreciate the positive remarks. Thank you for the review.
Reviewed Aug. 10, 2026
It is an excellent program for helping to pay off debts.
Guillermo, we're pleased we could help you!
Reviewed Aug. 10, 2026
Thanks for working with me to settle this debt. I've been wondering how this can be easily settled, working with you made it so easy. Thank you. All I have to say is that, this debt has been almost 4 years now and I'm grateful to you for helping me resolve it in simple split payments. Thank you.
Jacqueline, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed Aug. 9, 2026
This is such a great relief when paying off debt. We are in debt because we cannot afford to pay it all in one payment. It's almost unfair and overwhelming. Yes we created our debt but we were young and immature. We have the money now but not enough. Making this offer to us is just so refreshing as I feel we are actually taking care of it instead of worrying about being sued. Thank you for this option, it is so appreciated!
Kendall, we're glad our payment solution has helped you. Thank you for the review.
Reviewed Aug. 9, 2026
I had a debt that needed attention and a payment arrangement was all I could do. This company made it quick and easy. Everything was explained in such great detail. This was a quick way to get back on track.
AnnMarie, we're pleased to know we could assist you. Thank you for the review.
Reviewed Aug. 9, 2026
Easy process, easy terms, the website was easy to navigate and understand, I didn't realize I had an outstanding balance, I received an email Halsted, very nice company to deal with, thanks for working with me to resolve my issue.
Cynthia, we're so glad we could help you reach a resolution. Thank you for your feedback
Reviewed Aug. 8, 2026
It was very easy to take care of this bill!! I am happy to get it resolved!! I am sorry I have been so long taking care of it!! Thank you!! What else do you want from me? I have done all I’m going to! I have made arrangements to pay it off! Good bye
Norma, we're pleased to know we could assist you with a helpful option. Thank you for the review.
Reviewed Aug. 8, 2026
A series of unfortunate events I found myself behind and in debt. These guys have really helped me and they’re very patient with me and paying off my debts and I am grateful! The people are kind and understanding, which is sadly uncommon.
Reviewed Aug. 8, 2026
This was the easiest agreement for a debt collector that I’ve ever encountered. The price is reasonable and very simple. The fact that I could use Apple Pay and do everything without speaking to no one or waiting for something in the mail was very convenient.
Reviewed Aug. 6, 2026
No hassle, savings, afford payment plans. No calls, just emails that offer easy to set up payments that are discounted. Felt like it was designed by humans for humans that understand forgiveness.
Reviewed Aug. 6, 2026
Even though this is debt collector they really work with you on lower monthly payments and convenience. Customer service always been helpful and understanding. I make my payment early. They help me adjust my next payment. All in all I hope I don't get sent to another debt collector but if I do I would preferred it be this agency. 5 stars on all.
Reviewed Aug. 6, 2026
The reminders were crucial due to my busy schedule. I’m appreciative of the options for payment, and I am relieved to have my issue resolved when I had the time to review the correspondence thoroughly.
Reviewed Aug. 5, 2026
Thanks for being patient with me as I was laid off a while ago and trying to play catch up! I appreciate you for sending me this option and working with me during this tough time. I have been struggling with many things from gas, groceries and daily things that are needed for my children and family.
Reviewed Aug. 5, 2026
Great service! Helps you when you need flexibility while still taking care of business! Tailored a payment plan to suit my needs. Forever grateful to them for working with me in a time of uncertainty.
Reviewed Aug. 4, 2026
I had a positive experience with Halsted Financial Services. They worked with me to offer discounts of up to 50% on accounts that had been placed in collections after closure. Thanks to their assistance, I’m back on track and now making manageable monthly payments through an agreed-upon payment plan. Their team was helpful and made the process easier to understand. I appreciate their support and would recommend giving them a chance if you’re looking for assistance with your accounts.
Reviewed Aug. 4, 2026
Concise and easy to understand instructions. Also easy to verify the accuracy of the debt owed. Reliable information about creditor. Will be happy to recommend this process to anyone needing a way to afford paying outstanding debt.
Reviewed Aug. 3, 2026
They made it quick and easy! I didn’t have to talk to anyone. I was able to set up payments for $37.40 every two weeks and I did it all in about 4 minutes! This is a game changer for me and I finally feel like I can start resolving this debt! Thanks y'all!!
Sharon, thank you for taking the time to share a positive review. We're delighted our payment plan worked well for you.
Reviewed Aug. 3, 2026
The easiest company to work with to help get accounts paid off. No hassle. Just pick what payment arrangements work best for you and have it automatically taken out, so you don't have to worry about if you paid it or not. You can always go into account and readjust things, which is helpful.
Clorissa, we're happy we could provide a helpful payment solution. Thank you for the review.
Reviewed Aug. 3, 2026
Quick and easy. No fuss. Easy to navigate and arrange. Very easy for someone that isn't use to computers to use. Would use more often and can't wait to use it again. Don't know how it would get simpler and the reminders will keep me on track to get this taken care of which will help me get my life back together.
Reviewed Aug. 2, 2026
"Finally a company and service that provides friendly, professional, and easy to use service with flexible payment options. Taking the stress out of what is usually a super stressful process. The terms were explained clearly and I was able to pick a payment schedule that actually works for my budget."
Reviewed Aug. 2, 2026
If I would have not got a message from you, I would've not known. However, I remember having a brand new Walmart card. And then I was severely beaten and put in the hospital, and I'm just recovering it took me a couple years, but now I am finally able to pay towards this dad. I appreciate your payment methods. Warmest regards, Robin
Reviewed Aug. 1, 2026
Thanks for working with me during my hardship. I had lost my job and was unable to pay for quite some time. Your company has made it affordable for me to finally get this issue fixed. Your messages are always nice, and your company seems to care for us people that have had a rough time. Thanks again.
Craig, thank you for taking the time to share your positive review. We're grateful for the opportunity to work with you.
Reviewed July 31, 2026
After years of fighting debt, and struggling I finally was able to actually use this company's payment plan to help me pay off my debt and actually grow, and the fact they were lenient enough to help take the report of my credit was even better! The customer support was great and they talked to me like a human and not a paycheck. I am thankful for this company and the experience I had and most of all, the help they offered.
Ryan, thank you for the positive review. We're glad we could assist you!
Reviewed July 29, 2026
Halsted has been super easy to deal with and never once was I made to feel embarrassed for my unfortunate debt. They gave me leniency on amount owed and today I got another offer for 40% off if I pay the remainder off in 25 payments! I’m happy with them. I am so happy to be taking care of this debt finally.
Heather, thank you for the review. It's fantastic to know we could help.
Reviewed July 29, 2026
They set up payment options; I chose the best for me and set up auto pay and I was done! Got an email reminder each payment before it was due. It seems to be an easy way to pay back my debt, hoping they notify the credit bureaus and let them know I paid my debt in full.
Kim, we're pleased we could offer a helpful payment solution. Thank you for the review.
Reviewed July 27, 2026
Halsted Financial Services has been incredibly easy to work with. Their platform is straightforward, their communication is clear, and they offer flexible payment options that make the entire process much less stressful. They take the time to work with you instead of against you, which is rare in the collections world. Honestly, I wish every collection company operated with the same level of understanding, convenience, and professionalism that Halsted Financial Services provides.
Ciara, it's our pleasure to assist you. Thank you for taking the time to leave us a review.
Reviewed July 25, 2026
This company is professional and respectful for the job they do. Great customer service, very polite and informative, no harassment, just professionalism and encouragement. Thank you for your services.
Thank you for the positive remarks. We appreciate the review.
Reviewed July 23, 2026
Halstead is by far the best agency to work with debt collection! No hounding phone calls or emails. They work with you 110% to get things paid off. If you are struggling they continue to work with you to give you the best opportunity to pay off your debt. Mine was reduced by over 50%.
Reviewed July 23, 2026
I think this is the best way to go when you need that extra helping hand especially when times are rough. This site help you navigate different prices to help you in the long run, I think everybody should try this. It’s a big help in your pocket
Reviewed July 23, 2026
The process was simple, straightforward, and stress-free from start to finish. They made it easy to get my payments taken care of, and their customer service was professional and helpful throughout. I would definitely use them again if needed and highly recommend them to anyone looking for a reliable debt resolution service.
Reviewed July 22, 2026
Most reliable financial secure app of 2026 and they do loans. This is my first time using the app and it already shows how reliable it can be. I definitely recommend this app if you're hitting a financial bump in the road.
Reviewed July 21, 2026
I could not understand the person that I was speaking with? When questioned about the notice that she gave me and some of the language as to what it meant, she put me on hold to ask someone else because she did not understand the guidelines for which she was reading. An addition some of their practices are questionable as I was negotiating, an amount on a Tuesday to be paid on a Friday I spent 20 minutes on hold waiting for a letter to be sent. She, an amount on a Tuesday to be paid on a Friday. I spent 20 minutes on hold waiting for a letter to be sent. She sent the email to the wrong email address which further delayed the conversation upon receipt. She said that it was not a ballot negotiation unless I provided a payment source on that date.
I informed her that I did not feel comfortable providing that payment source because the money was not yet available in the account. She said that I would have to call back when I had the money to negotiate. I was looking forward to paying this debt, But now skeptical and not sure or looking forward to calling them back. I’m not sure providing a check printing number and account is ethical as again the funds are not there, isn’t that like floating checks?
Reviewed July 21, 2026
I accumulated a few credit cards that I owed on, and this company bought my account. This company was willing to work with you in any way possible to help you resolve your debt and not put you in a financial burden. It’s a great company. They settled my debt for half of what I owed.
Reviewed July 19, 2026
Doing payments was easy and simple if you got behind. It was easy to reschedule if needed so you didn’t miss a payment, going through them was a great experience and I would go through them again if needed to.
Dillan, it's our pleasure to help. We're glad we could offer a helpful payment solution.
Reviewed July 19, 2026
I was worried about not being able to address this debt. I appreciate Halsted's quick responses to my emails. They did take in consideration my concerns and helped me find a reasonable payment plan that works for me.
Brandy, thank you for the stellar 5-star feedback.
Reviewed July 18, 2026
Thank you, a peace of mind is golden. You have given me a chance to pay. I always wanted to settle but I do not know how until you came just in time especially my family is in deep crisis after my stroke and still on the way to recovery.
Allan, we appreciate the positive review. Thank you for the opportunity to assist you.
Reviewed July 18, 2026
It was very quick and easy to pick up a payment plan that works best with my life and to get this debt resolved. It was very easy, all I had to do was pick what worked best for me. Clicked on it. Enter my payment information. Good to go.
ShaToya, we appreciate your positive review. We're glad we could make paying easier for you.
Reviewed July 17, 2026
Nice people, very helpful and easy-to-use. Options available for fixed income. Very useful and payment plans are available. Give them 5 stars 🌟. You don't even have to speak to anyone, all done online.
Marion, it's fantastic to know we could offer you helpful payment plans. Thank you for the rating.
Reviewed July 16, 2026
Thanks for the deal, I appreciate it. I am working toward cleaning up my debt. Hopefully, we can do business down the road when this is current. I'm turning over a new leaf, so this is another brick in the road. Best regards, Russell
Russell, thank you for the opportunity to assist you.
Reviewed July 16, 2026
Many options to make the payment affordable. Sometimes companies only have 1 option of an amount most can’t pay. Especially when some have more than one debt to pay back. This company has worked with numbers that work best for me
Shantea, we're delighted we could help with convenient payment options. Thank you for the review.
Reviewed July 15, 2026
Company just doing their job. So far this company has been great in working with me to help get me out of the debt I caused myself when I got laid off. They worked with me help understand the process and help me come up with an affordable payment plan.
Curtis, we're pleased we could be of help. Thank you for the positive review.
Reviewed July 15, 2026
The lady who answered my call was super nice and very respectful-- what I mean is she was not rude and not judgmental, She explained the options and worked with me on setting payment plan to have this paid off. Thank you!
Afshan, we appreciate the stellar 5-star feedback! It's fantastic to know we could assist you.
Reviewed July 15, 2026
So the customer service representative who helped me, her name was URBI! SHE WAS FANTASTIC. I have five separate delinquent credit accounts most credit cards in one finance company for my vehicle.. she was very patient with my situation.. and help me set up all five accounts with you guys. She was great.
Ryan, we’re glad we could assist you. Thank you for sharing your positive review!
Reviewed July 15, 2026
I like that payments can be made monthly on a date I choose that is suitable to me. Makes it easy and fits my budget. I like that they have this option, it makes it easy to stick to, and I can keep note of my monthly payments.
Sharon, we're glad we could be of help! Thank you for the positive review.
Reviewed July 15, 2026
They came through. I really needed this help. I really appreciate all the good job. They are the best; details can tell it all. These people are the best; I mean I don’t know what to do. I am so grateful; I’m so happy. I’m everything above. I really needed it. I was in a bind. They came through and all in once, the best ever.
Jeremy, it's fantastic to know we could help! Thank you for the review.
Reviewed July 15, 2026
Easy and straightforward to set up and access account. I appreciated the many electronic reminders leading up to a payment and that customer support was efficient and reliable. Modifying payment dates based on my changing income levels was effortless. I feel confident and secure going through Halsted.
M.S, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed July 15, 2026
Good service and gives me relief to take care of a debt. I had circumstances that I was in, which prevented me from paying this debt. I read this email and am very pleased to be able to take care of this debt.
Jennifer, we appreciate your positive feedback about our services. Thank you for the review!
Reviewed July 15, 2026
They helped me while I’m in a financial situation. Instead of making my time harder they gave me an amazing offer that really helped me in this moment I am financially. Instead of scolding me or making me feel bad about being late on a payment they treated me like a human and helped me out. Very amazing to work with and glad for the opportunity they provided me. God Bless.
Adam, we're pleased we could be of help! Thank you for sharing your positive feedback.
Reviewed July 14, 2026
Setting up payment plan was easy and painless. Nothing too serious. You get pick your plan. How much and how often. Didn’t have to deal with automated machines or people. No repeating yourself!!! Super sufficient!!!
Cassandra, thank you for your positive review! It's fantastic to know we could help.
Reviewed July 14, 2026
Dealing with these situations can be stressful, but they made it incredibly easy. Everything was clear from start to finish with no confusing jargon. They laid out great options that fit my situation perfectly. Excellent job!
Gary, thank you for the rating! We're happy we could help with a helpful solution.
Reviewed July 14, 2026
Halsted reached out to me in regards to a past credit line I had been struggling to settle. They offered me an easy way to pay and are helping me clean up my older credit negatives and I am really thankful for it.
James, we appreciate your review! It's great to know we could help you.
Reviewed July 13, 2026
It was much easier to take care of the past-due balance after the family emergency. It’s also refreshing to be able to speak with a live agent—those are hard to come by these days. Thank you for your help.
Amanda, we're pleased we could make the payment process convenient. Thank you for positive review.
Reviewed July 10, 2026
Excellent service, very satisfied with the experience. Would recommend surely. I'm not sure what else to say. I needed a loan badly, husband ruined my credit when we separated. It was terrible.
Janelle, we appreciate you taking the time to share a stellar 5-star review.
Reviewed July 10, 2026
Thank you for reminding me that I need to get this debt taken care of without harassing or threatening me. Payment plans are very reasonable. I'm trying to get my credit score up. I'm in debt with a few places but I'm able to start with this one easily.
Callie, it's fantastic to know we could assist you. Thank you for the review.
Reviewed July 10, 2026
I'm grateful for the flexible options Halsted has to offer. My privately owned business went under during COVID and it's been a real struggle trying to financially recover ever since. I'm finally at the point where I feel like I can make an effort to set things right with settling my debts. Here's hoping for better days ahead!
Timothy, we're pleased we could assist you. Thank you for the 5-star review.
Reviewed July 9, 2026
Am very satisfied with the help and understanding of this company for reaching out to me with options for the debt and working with me on a plan that met my budget. l would definitely recommend this company to anyone that needs help.
Linda, we're happy to help. Thank you for the review.
Reviewed July 7, 2026
Happy about the 90 percent forgetness. Feel great to resolve this account. Easy to set up payment plan. Also the affordable once a month payment work great for me. Thank you for the email and text message reminding to get them done.
Reviewed July 7, 2026
The process was quick and easy. I'm on Social Security. My credit went downhill after COVID and I'm still struggling to catch up. The deal and payment plan was great and affordable. Thank you. I feel this is enough
Reviewed July 6, 2026
Easy to get a payment plan. Done the right way and it give multiple options. It’s an easy way to access and make payment plans. It offers discounts on pass loans so we can get rid of what we owe to debt collectors that want their money back. They paid pennies for the debt lol.
Reviewed July 5, 2026
This was an excellent experience. Easy to navigate. The website explains everything to you and helps guide you through the entire process. I recommend using this platform to anyone who needs to make a settlement agreement.
Reviewed July 5, 2026
Thank you for working with me in my repayment for my credit card balance. I am on a fixed income and it's been very hard for me to repay my balance, but thank you for working with me. I greatly appreciate it.
Reviewed July 5, 2026
What made me feel like part of the team was the professional approach and willingness to make sure that I understood that I was the pilot at all times and kudos to you guys. Keep up the good work. Sincerely, Ramon ** Happy client. 🤣
Reviewed July 4, 2026
I appreciate Halsted Financial willingness to accept a payment plan that works for my budget. If circumstances change and I can make larger payments I will. I now have peace of mind knowing this debt is getting paid. Halsted made the process easy and I appreciate them for that.
Reviewed July 3, 2026
Even though I’ve blown you guys off forever and a day, you’ve always been willing to work with me. Really, I do appreciate it. I live off VA benefits and don’t receive much, but you’ve always been willing to work something out. Thank you. I don’t refuse to pay, I understand I need to clear up my debts, so thank you for understanding.
Reviewed July 2, 2026
Your offer of a discounted settlement enabled me to afford to pay the remaining balance. I received a congratulations on paying off my account and I thank you. Does this automatically remove this account from my credit report or do I need to submit that info? Thank you for your assistance with this account.
Reviewed July 2, 2026
So easy to use and easy to pay off early w/o paying penalty fees. I really enjoy the fact that you can do it all online w/o having to wait on the phone just to get someone who may have a really heavy/hard accent you can’t understand. This is the most WONDERFUL part of my experience!! Thank you and keep up the HARD WORK!! Extremely friendly website to follow even if you aren’t computer inclined, which I am. This is why I included this statement. Thank you HIS!!!
Reviewed July 2, 2026
Appreciated the painless schedule and the ease of use of the website to make payments. Halsted made it a pleasure to get it taken care of.
Reviewed July 1, 2026
Very professional and worked with me all the way through every process and I would recommend this group to everyone. Thank you very much. If you need to work with them they have your back every time. Very very very awesome.
Reviewed July 1, 2026
I had a great experience with this company and they were great with coming up with a solution that would work for me. They came up with a plan to get me to pay for the service and I was able to get a quote for the service and I got a discount.
Reviewed July 1, 2026
My experience with Halsted has been great. The communication was on point and not pushy. They treated every comment with concern and kept me abreast and updated on my file. I didn't feel pressured at all, but experienced respect and understanding throughout my communication with them.
Reviewed June 27, 2026
Great customer service, I would highly recommend. For you personally or your family. I am 3 years in. I am proud to say it. Ever since I have been a customer it has been nothing but the but flexible and trustworthy.
Shaquoy, thank you for the glowing 5-star review! It's our pleasure to assist you.
Reviewed June 26, 2026
Halsted did a great job helping me pay off my debt. They were easy to work with and willing to adjust my payment plan when I needed something that fit my budget better. The process was smooth, and I always felt supported. I would definitely recommend them to anyone looking for help getting their finances back on track!
Brooke, we're pleased to know we could assist you!
Reviewed June 26, 2026
It was good 👍, nothing really spectacular about it. I mean I don't know what to say about it but I like money.
Reviewed June 26, 2026
Super simple and straightforward to set up a payment plan. Agent responded quickly to an email and gave me everything I needed to get this going. Life's hard and bills need to be paid. Thanks for making this one less stressful thing to pay off.
Elijah, we're pleased to know we could assist you! Thank you for the review.
Reviewed June 25, 2026
You are such an easy company to work with. You understand the economics and financial hardships of today. It is such a relief that you will allow payments that will not hurt me anymore than I am. I barely make enough money to cover necessities. I am doing everything I can to not spend money. I eat once a day, I do laundry in the tub. It is hard right now but it will get better. Thank you for your help.
Cynthia, thank you for the 5-star review. We're pleased we could provide a helpful payment solution.
Reviewed June 25, 2026
Thank you so much for your patience, understanding and allowing me to make monthly payments that I can actually pay. You guys are awesome! I appreciated your professionalism and manner my past due amount was dealt with. Thank you.
Valezka, we're pleased we could help! Thank you for the 5-star review.
Reviewed June 25, 2026
Glad able to have smooth deal with the summer getting into swing with Fourth of July around the corner. I like I am able to easily view account details for personal records, and secure convenient payment method.
James, we appreciate your positive review! It's great to know we could help you.
Reviewed June 24, 2026
This will help me a lot so I can get this of my credit report. I hope some of my other bills would help me like this. Thank you very much. If you have some of my other accounts. This would help me a lot. Can you send me something that This is really legit .Thanks very much. Lawrence
Lawrence, it's our pleasure to assist you. Thank you for your feedback!
Reviewed June 24, 2026
Very, very flexible, hell ya, if you're having hard times just do what you can afford, they are awesome people and shit, no I'm not some paid actor either, kinda wish I was bet it pays good. Lmfao nah for real man, these folks they let you pick what works, must be someone finally figured out how to help people. I say hell ya
Joshua, we're glad you had a positive experience. Thank you for your review!
Reviewed June 24, 2026
Thank you for the variety of payment plan options. It was very simple and quick to set up and receive a confirmation payment schedule right away! Having all the flexibility of payment options puts the control and accountability back in your hands and not the creditors. Thank you!!
Dorothy, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed June 24, 2026
I appreciate how easy it was to set this up. I'd much rather do it this way instead of making a phone call to customer service.
July, we appreciate the positive review.
Reviewed June 23, 2026
So I started working with Halsted at least a year or so ago. I had multiple accounts with them. I loved being able to look at each account and decide which to work on, what payments worked for my situation, and they gave me clear options. I had a fantastic experience. I paid off nearly 7000. That's a win for me. Thank you.
Lynn, thank you for the 5-star review! We're happy we could help.
Reviewed June 23, 2026
Amazing plans. They work with you to make sure that you are financially comfortable with your payments making sure you can pay off debt feeling comfortable and know that you are moving forward on working on your credit score going forward.
Melissa, we're pleased we could help with a payment plan that worked for you.
Reviewed June 21, 2026
Very helpful on making a payment plan. Absolutely satisfied on the professional way of business. So thankful I finally got this all squared away. Thank you so very much. Satisfaction guaranteed. Thank you so much for helping me get this squared away. I really appreciate it. You guys hard work. Thank you so much.
Sarah, we appreciate you taking the time to share your experience. Thank you for the positive review.
Reviewed June 21, 2026
Very helpful and will work with you. They are very understanding and patient with you. They are very diligent when it comes to payments and are willing to go above and beyond for their customers. Great card company. Highly recommended. Great for rebuilding. Great.
Kyle, we're thrilled to hear you had a positive experience with us. Thank you for the review.
Reviewed June 20, 2026
Thank you for the low payment..I am barely making it and the low payment plan helps me a lot and hoping it helps my credit. Hope all is going well. Thank you so much. Hope to do business with you all again.
Edwin, we're pleased we could offer a helpful payment solution. Thank you for the review.
Reviewed June 16, 2026
Being patient and helpful into giving me extra time and better payment plans to pay off my debt. Although I've been with them for well passed the time I should've been paid off due to financial issues to my personal life, Halsted was able to adjust my agreements and rewrite payment contracts to better my situation.
Jessica, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed June 16, 2026
I spoke with Lydia. She was amazing, very knowledgeable and kind. She is very competent and was able to answer any questions I had. I was very impressed with the wonderful customer service. She was patient and very courteous.
Lydia, we're pleased to hear your positive feedback. Thank you for the review.
Reviewed June 16, 2026
So far so good. Awesome payment option plans to settle needed payments. They give you the option to pick an amount, when, how often, and how much. Lastly they take a percentage off of the true amount owed. I don’t think it can get any better.
Kee, we're happy to hear the payment process worked well for you. Thank you for the review.
Reviewed June 15, 2026
Thank you for lower payment options to pay it off. I’m in and out of the hospital so my paychecks has been low. I’m having a hard time paying my bills, so this helps. I’m not much for writing reviews.
Jennifer, thanks for your review! We're glad we could help.
Reviewed June 15, 2026
They worked so well with me and made me feel like I meant something than just shaming me. Very professional business. They made everything quick and easy. I was able to pay everything off quickly and for a reasonable amount that worked better for me.
Tabetha, it’s our pleasure to assist you! Thank you for the positive review.
Reviewed June 14, 2026
Wow this company really helped me get my credit back on track with low payments and great rates to pay off my bill due to my health condition. I’m so glad to have a company that will work with me to rebuild my credit and get my credit score to go up. Best decision I’ve made.
Lewis, we’re delighted to know that our payment solution has helped you. Thank you for the positive remarks.
Reviewed June 13, 2026
I found it to be quite easy to set up a payment plan that worked for my financial situation. Grateful to be able to take care of this finally with the help of your company. Thank you. The payment arrangement we made was for a monthly payment of $25 and I still got a discount. Again I’m very pleased with Halsted and will use them in the future.
Melanie, we're glad our payment solution helped you. Thank you for the positive review.
Reviewed June 13, 2026
Being 61 and having my wallet stolen a few yrs ago then finding out I had a credit card in collection is terribly stressful. Life sometimes really tries you. But I called and a very kind person helped me pay a quarter of the bill and not feel shame. Was so very helpful. Thank you so much.
Lynette, it's fantastic to know we could help. Thank you for the stellar 5-star review.
Reviewed June 12, 2026
They have been so very patient and understanding during one of the most challenging times of my life and I look forward to working with them to find a resolution that is feasible, and based on my experience so far I feel like that is most definitely within reach. Thank you!
James, we're pleased to know we could assist you. Thank you for taking the time to leave us a review.
Reviewed June 11, 2026
I had an easy great experience while paying for my debt and I was very thankful for how easy it was for me to access everything and pay for the bill In full. I hope everyone get to experience the experience I have to be able to breeze thru the process.
Chris, thank you for the 5-star review. We appreciate your feedback.
Reviewed June 11, 2026
Quick, convenient and stress free. There are clear options that can fit into your budget for getting your debt under control. Every debt collector should take note. They provide you with up to four different payment options and how long you can expect to pay. I can’t say thank you enough.
Christin, thank you for the 5-star review. We appreciate your feedback.
Reviewed June 9, 2026
Does anyone have a positive experience with a collection agency? No one likes being bombarded with phone calls and emails about how much money you owe to set up a payment plan that is really stretching your budget thin.
Reviewed June 9, 2026
Allow us to be able to deal with our situation easily. We just hit a double health scare, two open heart surgeries in one year for my husband, broke his tibia and multiple Deaths. Did not like the idea that I needed to make myself feel larger.
Zina, we appreciate the stellar 5-star feedback!
Reviewed June 9, 2026
Very easy and user-friendly to set up a payment plan. Thank you for making this a comfortable experience. Appreciate how you arranged the payment plans to make it easy, so I wouldn't have to figure out the dates.
Demarquis, we're glad our payment process was helpful. Thank you for the feedback.
Reviewed June 8, 2026
I was on the fence about signing up for a payment plan when money is tight right now. But they put me into a payment plan that fit my needs. They were very helpful in finding the right plan and were flexible with the payment schedule. They put my mind at ease.
Laura, it's fantastic to know we could help provide a payment plan that worked for you.
Reviewed June 8, 2026
It’s nice to know that there are still some other options out there to help us with our debt. Sometimes situations arise that we can’t control and we get in situations where we need help. It’s nice to have options available and the opportunity to make things right again. The different payment plans available, and the weekly, bi weekly, and monthly payment plans made it easy to choose the most affordable option for me. Thank you!
Angelita, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed June 7, 2026
I was afraid that my experience was going to be horrific but instead it was painless and very easy. Usually dealing with any type of payment agreement is frustration for me because of my mental issues. I have been living with ADHD since birth, so the smallest tasks are huge to me.
Chesare, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed June 6, 2026
Thank you for allowing me this chance to pay this off while still surviving and fixing my credit. It is unfortunate that I didn't pay off the loan when it was due. I have nothing else to add or say, other than, thank you again for your offering.
Lisa, it's fantastic to know we could help. Thank you for the review.
Reviewed June 6, 2026
Use a debit card to pay!! I was finally able to make a payment with debit card after a horrible process of them withdrawing the funds via ACH. After the troubles they actually offered me a lower payoff amount and I will have this debt paid off in 3 months! Yay!
Thomas, we appreciate the opportunity to assist you.
Reviewed June 5, 2026
Thank you for your offer, it's been really difficult paying other bills. Besides my bills I’m paying my dad open heart surgery and my mom's. After Covid hit it's been really difficult dealing with all my stuff as well.
Danna, we're pleased we could offer a helpful payment solution. Thank you for the review.
Reviewed June 4, 2026
Easy to get started clearing my credit; fits my budget. Love it! The system was easy to navigate and I feel good about the experience. I hope everyone who needs to take that first step which I hid from due to budgetary constraints takes advantage of the great offers to clear up this haunting issues.
Katherine, we're pleased to know we could assist you. Thank you for the review.
Reviewed June 3, 2026
Thank you for providing a payment plan I can afford and be able to clear this acct in 15 payments. I have been reading your messages but could not afford to pay your recommended fees up until today…your offer is greatly appreciated.
Grace, we're pleased to hear that our services have been helpful. Thank you for your feedback!
Reviewed June 3, 2026
Great experience and great customer service. They were very understanding of my financial situation because I’m unemployed and homeless with child. They lowered my existing debts. I save more than 300 dollars with their support.
Athaya, it’s our pleasure to assist you! We’re pleased to have provided a helpful payment solution.
Halsted Financial Services Company Information
- Company Name:
- Halsted Financial Services
- Website:
- halstedfinancial.com