
Halsted Financial Services Reviews
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About Halsted Financial Services
Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.
- Variety of payment options
- Online account access
- Focus on regulatory compliance
- Debts can negatively affect your credit score
- Can receive multiple collection phone calls
Halsted Financial Services Reviews
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- 4,874,223 reviews on ConsumerAffairs are verified.
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Reviewed April 17, 2026
Halstead made the whole process extremely easy. Professional customer service. I was even able to settle for less than I originally owed. This helps me and my future out tremendously! Thank you! If you have a need to use Halstead, I would highly recommend.
Reviewed April 16, 2026
This company is excellent in its dealings with customers and resolves problems with exceptional speed. I recommend everyone to do business with this company. It was a good experience that alleviated a great deal of stress for me.
Reviewed April 16, 2026
The hall that helped me was amazing. Considering no one likes to pay debt, sometimes it happens. They were kind and accommodating to my situation. Because of that I was able to pay off this debt. I can’t thank them enough for working with me.
Laurie, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 15, 2026
Very professional, experienced and confidential in helping others with their finances when in tight situations, with no judgement and no prejudice. Strictly Professional when others fail. I would recommend them to others 100%.
Crystal, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 15, 2026
I love this app with this mini flexible options. As low as $3 a week on some payments. You choose the amount and how long you want to pay on it. Me, I always to the lowest lol. But I can pay off multiple accounts that way with the same company. So just a couple cups of coffee a week....
John, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 14, 2026
Very encouraging and respectful. Never made me feel bad about my situation. Also very good deal on the amount that I owe. Never pushy and always very respectful. I feel like I got the best deal I could get to pay the debt off.
Jacob, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 14, 2026
So far so good, they reached out with a sensible discounted payment plan and are willing to strike to delete a debt that was holding my credit down. I am happy this organization reached out to me as previous collectors were not as flexible.
Yadir, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 13, 2026
Best collection company to work with. Very flexible and makes it easy to continue making payments. TY was my guy that helped me get set up. I ducked collections before, but Halsted makes it easy to face reality.
Vito, we're glad our payment solution has helped you. Thank you for the positive feedback.
Reviewed April 12, 2026
I’ve had to deal with debt collectors lately and Halsted Financial made it way easier. I set the plan that fits my budget. Don’t have to send any signature in after accepting plan. The other companies set up a plan then said to e-sign but never got the documents so they say I’m in default after I agreed to pay. But halsted made it a couclicks and done.
Sean, we’re delighted to know we could offer a payment plan that worked for you! Thank you for the review.
Reviewed April 12, 2026
Very helpful in resolving the account. Will recommend to others in my position. It's a great help for people to settle financial issues because life throws you a curb and you don't know how to respond to health situations that arise at least you have a chance to solve a financial problem. Thank you. 🙏🏼
Williams, thank you for the review! It's fantastic to know you had a positive experience.
Reviewed April 11, 2026
I’m just happy to pay the card off. I had got sick with a brain aneurysm and a stroke so I was in the hospital for 3 months and then the recovery process was a long time. I’m feeling a little better even though I have a loss of balance. I’m doing much better. Glad to be alive. I hope you will allow me to apply for another card. I do get a check every month for disability.
Arsenio, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 10, 2026
These guys were not condescending or had hostile tones with me and were very professional in going about resolving my debt. They were very frank in telling me that further action would result in law firm referrals and nobody likes lawyers LOL.
Reviewed April 9, 2026
I was afraid that what I could pay would not be enough. Miss ** was so kind and helpful. She made me feel at ease. The payment process was so easy. I have been in customer service for 40 years I would hire miss **.
Reviewed April 9, 2026
Great service. Thank you for the option to work this deal. However I'm wondering why there is a judgement to garnish my wages. Please help explain why you offer deals after the order to garnish wages.
Reviewed April 8, 2026
They really help me out with time to be able to pay it back and appreciate that. Thank you very much. I'm going to keep on saying thank you for the discount. I appreciate that and the time it took for me to pay it back which was way longer than I wanted it to be. But I kept on forgetting and had other problems and life just took me by surprise in a lot of it. So I appreciate your time and patience and glad that this is finally done and paid off. Appreciate it. Good day.
Reviewed April 7, 2026
Easy payment plan, it was nice to pick my own payment plan. I wish all banks would do that. And then other thing is your interest doesn’t change either, so it’s a very good experience with this Bank. I really can’t think of anything else but fabulous experience.
Reviewed April 7, 2026
It detailed very carefully and the help was very helpful to me. I have had some really bad experiences with other collectors who have been very rude. Thank you for your help. Sincerely Deborah
Deborah, thank you for your positive review! It's fantastic to know we could help.
Reviewed April 7, 2026
I had a great experience, and everything was handled much faster than I expected. The process was smooth and easy, which made things stress-free. I really appreciated that they called me to keep me updated—it showed great communication and made me feel valued. Overall, I’m very satisfied with the service and how quickly everything was completed. I would definitely recommend them and look forward to sharing my experience with others.
Helena, appreciate you taking the time to share your positive experience. Thank you for the review.
Reviewed April 7, 2026
The agents are willing to work out a great settlement offer on the accounts and even you're able to make payments on the settlement account until paid off. The process was very easy. Overall experience I had was great.
Yvette, thank you for sharing your experience! It’s a pleasure to assist you.
Reviewed April 6, 2026
I love how they set reasonable payment options that fit my budget. I have had many live obstacles in the last year that has put me behind and they were able to work with me to get my finances back in shape.
Lianne, we appreciate your positive review. It’s a pleasure to assist you.
Reviewed April 6, 2026
Thank you so much for all your help helping me pay off my bill, I really appreciate everything you have done for me, if I have any outstanding bills I would appreciate your help, Thank you again. I liked doing my business with you!! June **
June, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed April 6, 2026
Thank you for your patience and a great deal, I've had multiple losses in my past years and my recent divorce and my Dad's loss a couple of months ago, thank you for your time and understanding, God bless you all.
Bianca, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 5, 2026
It was a pleasure to work with this company. They did a very good job assisting me as needed with bringing my account current. I am working on my credit and this is exactly what I needed. I can’t wait to have this account paid in full.
Natasha, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 5, 2026
You guys are working with me getting this account paid off and closed and made it very easy to figure out and offered a good deal to help me start getting my credit raised at least a few points because last year I got way too far behind on bills and maxed out three credit cards and this Credit One card has the least balance.
Timothy, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 4, 2026
I received a great discount off of an old debt that I was trying to clear up. So that was nice, I guess my favorite part was not having to speak to anyone lol. They seem fairly easy to work with, the site should have different options for me to break down the payment.
Dea, we're glad our payment solution has helped you. Thank you for the positive feedback.
Reviewed April 3, 2026
I'm so thankful I am still being offered deals on my debt. I have been stressed about how to pay this and my oldest son was able to help his momma out! I like all the different choices I was given to choose from. Thank you again for being a Rockstar for me!!
Angela, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 3, 2026
I was happy to pay off my past marital debt! Every-time I called Halstead I was met with respect even when they knew I was in default of my payments. I was treated with the utmost respect from everyone I spoke with in regards to my accounts.
Heather, we appreciate your positive feedback. We're glad we could help.
Reviewed April 3, 2026
Very nice people. I had an account and they made it very easy to pay off the account by making one easy payment. I recommend not getting sent to collections but if you do these are the people to get sent to.
Reviewed April 2, 2026
You’re a collection agency who serves to perpetuate debt on the lower class. I’m paying because I don’t want this to hit my credit, but, I’m not giving you a positive review. I’m not giving a more detailed review
Reviewed April 2, 2026
I was offered a considerable discount and many different payment options to pay off my debt. Even after a payment failed several times, they still offered me lower options to help me when I needed the help. If you want to once and for all wipe out a debt, WORK WITH THEM! I feel much better because I could pay off a debt I knew I owed, but tough times had occurred and I couldn’t pay it at the time.
Reviewed April 2, 2026
Thank you for giving me the opportunity to pay my bill in full, have a good day. Everything except for the review guidelines is perfect.
Reviewed April 2, 2026
This was the money used to pay whatever money I could towards my family because it’s all I had left and they accepted it versus rejecting it. I give them a big pat on the back and thank you to the max.
Reviewed April 1, 2026
“It is essential that the finance company report payments in a timely manner so they are accurately reflected on the client’s credit record. Failure to do so directly impacts the client’s credit standing and should be addressed promptly."
Reviewed April 1, 2026
They are a convenient way in paying off debt. I really want to get a better credit score, and saving money in this option they gave me really helps with achieving this goal. Thank you for offering me the best option.
Lynn, we’re grateful for your glowing 5-star review. Thank you for taking the time to share your experience.
Reviewed April 1, 2026
I was taking great care of you by Tiffany. She is a sweetheart 💕. All they want is for you to pick up the phone and call them if you are needing assistance. I have several accounts with them, and they are wonderful if I need help. Thank you for being there for me in the rough times I am experiencing. The wonder.
Elizabeth, thank you for the positive review. We're happy we could work with you toward a resolution.
Reviewed April 1, 2026
Honestly, I've been having some financial trouble, but they've been very patient and helpful. I feel like I can have confidence that I can pay it off, and when I've contacted them for any reason, they've always been very helpful and understanding to someone like me!
Christopher, we appreciate your feedback, and we're glad our payment options worked well for you.
Reviewed April 1, 2026
I've been fighting a charge forever and it's just not coming off -I thought I wasn't at fault for it, it's worth just paying off at this point and Halsted made it super easy to do so. Highly recommend if you're in a similar position.
Seth, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed March 31, 2026
This firm provided easy and great customer service. Their payments options were broad and fare. I am glad I finalized my account with Halsted Financial Services. I was able to pick my options with convenience of using phone with up to more than a year to pay off. Everything was detailed and broken down for clear understanding.
Talitha, we appreciate your review. We're happy we could work with you toward a resolution.
Reviewed March 31, 2026
To be really honest I would pay more bills if it was this easy. Easy to make a payment plan and choose the one that feels affordable for my financial needs right now. I'm glad that I'm getting this resolved and I can get this off my mind.
Natalie, we're happy we could make your payment experience convenient. Thank you for the review.
Reviewed March 31, 2026
They made paying off an old debt left by my ex as easy as pie and worked with me on the amount. It is usually a hassle to deal with collection agencies; however, Halstead was different in their willingness to work with me. I'm pleased.
Jennifer, we’re delighted to know that our payment solution has helped you move forward with confidence.
Reviewed March 31, 2026
Amazing, easy to use and understand, help me pick a plan right for me to pay off my debt early and fast. 5 stars, wish to not use them again though, best of luck to me, I can make 2 payment of less than 400$ to pay off my next.
Damon, we appreciate your positive remarks. Thank you for leaving us a review.
Reviewed March 30, 2026
Have had an extreme amount of time to pay this. I am happy to get this arrangement Ty. This will definitely help me to be more financially stable in getting a debt out. When you offered this it is a relief.
Mandy, it's fantastic to know we could assist you. Thank you for the review.
Reviewed March 30, 2026
Halstead Financial Services made it easy to settle an old debt. They negotiated a payment schedule and kept me updated on the progress. Now it’s paid and what a relief! Really easy to do business this way.
Ronald, we appreciate the opportunity to assist you. Thank you for the review.
Reviewed March 29, 2026
This is an Excellent place helping with my loan. They have reasonable and helpful loans. They are on top of their helpful customer support and service. I recommend trying to use them for help on loans.
James, we appreciate the stellar 5-star feedback! Thank you for the review.
Reviewed March 29, 2026
Very good and convenient. I recently had a good offer to pay my debt with Credit one bank and I took it because it was very convenient and it had a great discount. Now I can do my low by weekly payments without hesitation.
Alejandro, we're glad we could assist you. Thank you for the review.
Reviewed March 28, 2026
This is my first time but it seems easy and I hopefully would recommend to family and friends. If this works out I will be using all the time…I’ve tried other companies but they didn’t work out so let this work out for me today. Thank you!!!!
Deborah, we're glad our payment solution has helped you. Thank you for the glowing 5-star review.
Reviewed March 28, 2026
Was able to select a plan that worked for me and my financial situation. No back and forth. Just select my amount and done. It was just amazing that I could do that and not have to worry. Easy to navigate website as well, just amazing all around.
Mabell, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed March 27, 2026
Do to unforeseen circumstances, my employment suddenly ended and my creditors were left hanging. Thanks to Halstead financial Services I was able to put that burden on hold while changing career fields. Thank you!!!!
Renee, we appreciate your review! It's great to know we could help you
Reviewed March 27, 2026
I'm honestly very grateful for this company. I was able to pay this off easily, and they worked with what I could afford to make monthly payments. I loved that the one time my payment didn't go through, they didn't charge me extra right away or canceled our agreement. I was able to pay it without a hassle. I am trying to build my credit back up and I was afraid that my efforts of making payments here wouldn't show up on my credit but it did, and my credit score did in fact went up.
Sara, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed March 27, 2026
Website was easy to use and there were lots of payment options to help me get my debt paid off. I got a payment arrangement that made sense to me and my circumstances. I am a single mother on a very tight budget.
Andrea, we appreciate your review! It's great to know we could help you
Reviewed March 27, 2026
Thank you for me being able to pay my balance with a monthly amount. It’s very difficult to pay such large amounts. This is very agreeable to my limited income of social security. Thank you. Pat **.
Patricia, it's our pleasure to assist you. Thank you for your feedback!
Reviewed March 27, 2026
Thank you for bugging me so much. Thank you for keeping accountable and responsible. The method of resolving the matter at hand was frictionless. The ease of use is great. Thank you for helping me solidify a strong and bright future. Thank you again.
Malik, thank you for the 5-star review! We're happy we could help.
Reviewed March 27, 2026
Made me a very nice payment plan for every 2 weeks for 18 payment for 750$ off the price so 26$ every 2 weeks for 468. So Awesome with a hell of a savings!!! Very affordable payment options for every type of a budget. Thanks you guys!!!
Shawn, we're pleased to know we could assist you with a helpful payment option.
Reviewed March 26, 2026
Great Job! I would highly recommend the Halsted Financial Service to anyone with a debt. The team of associates have been very helpful and with my financial matters; and I am truly grateful they have made my time important to them. Thank You
Donald **
Donald, we’re delighted to know we could offer a payment plan that worked for you! Thank you for the positive review.
Reviewed March 26, 2026
The service is exceptional and very understandable and thank you for your help. I will recommend all my family members and encourage them to take services from this company. Halsted financial services is always there to assist customers.
Edrique, we appreciate your positive feedback about our services. Thank you for the review!
Reviewed March 26, 2026
This agency reached out to me with a variety of payment plans that we actually obtainable. Their timing was impecable. I am so glad to get this debt squared away and for it to no longer be an negative mark on my credit. I would upload my receipt to list me as a verified client however I have not got my receipt pulled up in my account just yet.
Tiffany, we’re delighted to know we could offer a payment plan that worked for you. Thank you for the review.
Reviewed March 26, 2026
I truly appreciate your flexibility with payment plans. As someone from a working-class, low-income background, this kind of understanding helps me stay on track and meet my responsibilities, even when times are difficult. Thank you.
Vanessa, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed March 25, 2026
Halsted offered the best one time payment options that I could take advantage and clear my account. I had another collection agency call and offer 5% off 2k. If I had 1800 I would have paid the original balance. WTH 😂.
G Johanna, it's our pleasure to assist you. Thank you for your feedback!
Reviewed March 23, 2026
I appreciate your contact in settling this account in such a reasonable management. Thank you. These days economy is a struggle itself but you offering B a long term management is for helpful for my family to eat and the gas prices are a struggle too. Some companies aren’t as workable these days so it’s good business concept in clearing a debt without a harsh struggle.
Lisa, we’re glad we could provide a helpful payment solution for you. Thank you for the review.
Reviewed March 23, 2026
Halsted Financial Services Made it very easy for me to resolve my debt the way I was comfortable with. I couldn't have been able to get it resolved it amicably. I would recommend to anyone anytime.
David, we’re glad we could assist you. Thank you for sharing your review!
Reviewed March 21, 2026
Very easy to find your account and very simple on making a payment. I’m glad Halsted Financial Services reached out to me. Thank you for your amazing service. They helped me out by working with a payment plan. Especially during these hard times.
Christopher, we appreciate you taking the time to share your experience. We're glad we could help.
Reviewed March 21, 2026
Thank you for working with me. Was able to get a good plan to pay back. Thank you for me and not giving up. Your plan offer made it easier to accept. Thank you. Sorry I don't know what else to say. Hopefully it helps my credit.
Lilia, we're pleased to know our payment solution was helpful.
Reviewed March 21, 2026
I appreciate the financial assistance in getting back on track through this financially difficult time!! I ran into hard times and Halstead went above and beyond to help me get back on track! They even allowed me to pay back at a discounted price!
Marcia, it's our pleasure to assist. We're glad our payment options have been useful for you.
Reviewed March 21, 2026
I love how you send text messages and you didn’t harass with calls and letters. I wish more companies would update to that. You are the best company I’ve worked with. I even felt comfy and didn’t feel like the company was out to set me up. If I can work with you on other collections in the future if need be I want to.
Anamarie, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed March 20, 2026
I appreciate you allowing me to make it over 60 payments of only $32.92 that makes it easy for me to pay off my debt that I owe in a fashion that I can because I got myself in this situation and this allows my debt to be paid in my credit to get better.
Michael, we're glad our payment solution was helpful. Thank you for the review.
Reviewed March 20, 2026
Paying off my debt was made very easy and at a good amount that I could easily afford. There was no hassle or negativity at all. Thank you for your help! It was very much appreciated. I am now on the road to clearing more financial debt.
Summer, we're glad you had a positive experience. Thank you for your review!
Reviewed March 18, 2026
I have appreciated how easy it has been to set up payment plans online. My only critique is I wish I could make extra payments without having to call in. I get emails about extra payments, but there's no option for it with my payment plan.
Makayla, it's our pleasure to assist you. Thank you for your feedback!
Reviewed March 18, 2026
I am truly grateful to the entire team for their dedicated support in helping me improve my credit. From the very first consultation, they provided clear, actionable steps, offering personalized advice that fit my financial goals. They helped me stay on track by reminding me about timely payments, reducing debt, and monitoring progress. Because of their guidance, my credit score has risen steadily, and I now feel empowered to take on future financial goals. I couldn't be happier with the results.
Ofir, thank you for taking the time to rate the service you received. We’re happy you had a good experience.
Reviewed March 18, 2026
I appreciate the assistance and offer that was provided for me because my health has been failing me, and financially, I wasn't able to make large payments, so I truly appreciate the assistance and offer.
Karen, we appreciate your review! It's great to know we could help you!
Reviewed March 16, 2026
Best debt collector I have ever dealt with in my life! I wish all my bad debt would go through Halsted Financial Services! As a veteran, father of four, husband, and cancer survivor they are making it extremely easy to pay things back!
Eric, we're glad you had a positive experience. Thank you for your review!
Reviewed March 14, 2026
Great, nice work and good job on the project. Keep up the good work and the team is doing great work in every aspect of the project. You do amazing work in this space, and I am so happy to be part of this project and I am very excited to tell everyone who needs help.
Reviewed March 14, 2026
I appreciate you guys working with me to resolve my outstanding debts. You gave me options for payment, and did not just kick me off a plan I was on for one missed payment, like other places have done. It was a seamless experience, and I didn't receive a ton of annoying calls about my debt, it was appreciated.
Reviewed March 13, 2026
Nice and great, helpful and very informative, thank you for the opportunity to participate in this review and I hope you have a wonderful day today and I look forward for you to see the results of this review.
Reviewed March 13, 2026
Thank you for contacting me and getting this up to date for proper payments. I am very sorry that it has taken me so long to get back to you. I have had 2 deaths and a dad in the hospital and have been traveling to 3 different states. Thank you again.
Reviewed March 12, 2026
I appreciate the opportunity to be able to make arrangements. Life got hard and got away from me, and this arrangement makes it easier. Thank you very much. I will be able to sleep better knowing this will be paid off.
Reviewed March 12, 2026
When I was contacted by Halsted they gave me options to pay off my debt. I did call them if payment was going to be late, they were understanding.and they were not impatient. They don't continue to bother you about the payments. I am grateful for their explanation if what my responsibility were and if I had any problems regarding my payments to call and inform them so they were aware of the problem and could and would work with me.
Reviewed March 12, 2026
Unfortunately I fell into some rough times and it took a hit on my credit cards. Thanks for working with me in resolving this issue. I had 2 accounts with you and we have settled both accounts. I’m glad this debt is behind me.
Reviewed March 11, 2026
Super flexible and easy to work with! Thank you for making this an easy process to clear my debt. Your company clearly cares about the customers. Offered several payment plans and let me choose which was best for me. Thank you again!
Jennifer, it’s our pleasure to assist you. We’re glad we could provide a helpful payment solution for you.
Reviewed March 10, 2026
Halsted was there for me to help me in a very professional manner. I feel like I am making good on a debt that has been on my mind for a very long time. Your e-mails have been very valuable and informative to help me keep this account working in the correct direction with a better resolve.
Louis, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed March 10, 2026
Definitely respectful and no pressure. They actually made it so I was able to change a payment if I needed to which made it easier for me to achieve success in paying back my financial responsibility. I don’t like LVNV Funding. They are not good with negotiating terms or listening to you about anything. I’m grateful that 2 of mine went here. I wish the other one did. This company is great!
Shelley, we’re pleased we could set up a payment plan that worked for you. Thank you for the review.
Reviewed March 9, 2026
It was excellent making payments I can afford. I really want to pay off my debt but couldn't do it until now. Thank you. If I have anything else I hope you guys get it and is able to help me with low payments.
Mary, we appreciate your review. We're happy we could work with you toward a resolution.

Reviewed March 8, 2026
I would recommend them to anyone. They are awesome that company. I talked to them on multiple occasions and spoke with them about paying off my debt and they set up with me and I was able to get rid of it in a timely matter. I would recommend them to anyone that is in debt with them or if you have any questions you can contact me or leave a message under this post. Thanks and I appreciate you guys business. Best wishes to everyone!!!
Tavvara, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed March 8, 2026
Halsted Financial found a solution that worked for my budget to help me pay off my debt. I'm finally on my way to feeling stress-free about my past debt. Thanks for all your help. I can finally breathe again. 😄
Kanesha, we’re grateful for your glowing 5-star review. Thank you for taking the time to share your experience.
Reviewed March 7, 2026
This is the easiest and most reasonable way to do things. Every other debt collector could learn from the way this is done. It only took me 5 minutes to finally get on a track that will make me feel good about my debt.
Sean, we appreciate you taking the time to share your feedback. Thank you for the review.
Reviewed March 5, 2026
Having a payment plan with this company where it is convenient for my income is a blessing. Times get hard and I am so thankful they are working with my budget. I am able to choose how much and when it is taken out of my account. Thanks so much!
Sarah, we’re grateful for your glowing 5-star review. Thank you for taking the time to share your experience.
Reviewed March 5, 2026
Easy to work with. Just open website and everything is done for you. No problem or pressure. Had a great offer and easy payment plan. Everything was all set up. Never worked with them before, so this was an easy way to take care of a past-due account.
Sara, it’s wonderful to hear the payment solution worked out well for you. Thank you for the review.
Reviewed March 5, 2026
The online service is easy to navigate. You can choose the most comfortable option with your current financial position. I highly recommend this service to anyone that is currently struggling with their finances.
Reviewed March 5, 2026
Amazing offer to pay off my debt. In today's economy with food to basic necessities and Bills being sky High it's like they know!!! Not many do...So thankful to them. Now I have one less collection to worry about. Takes a load off and I wish more companies were doing what they did.
Reviewed March 4, 2026
Super easy and quick to get back on track. You gotta love it, how could you not get your debt back on track when they let you choose when and what amount works for you. I love how flexible they are to accommodate my situation.
Serena, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed March 4, 2026
Totally painless w/o embarrassment. Dignified with a good payment plan. Thank you for helping me get on the path of recovery without having to explain my reasons for Debt to a judging representative. Payment plans were easy to set up and budget friendly.
Shokara, we're delighted to hear we helped you navigate your payment plans effectively.
Reviewed March 3, 2026
Settled my payment for over 75% off. I am grateful to GOD for this experience! The staff were super kind and blessed me and were quick to settle my account! It didn’t take long at all. And he explained everything and how to choose between settlement options.
Jasmine, we’re delighted to know we could offer a payment plan that worked for you!
Reviewed March 3, 2026
Nice and smooth transaction! I don’t know what else to say! They sent me a 55% offer off my total debt and I acted on it and took the 4 monthly payment option! I am looking forward to putting this behind me and continuing to work on my credit going forward!
Edward, we're pleased to hear that our services have been helpful. Thank you for your feedback!
Reviewed March 3, 2026
Easy to set up, didn’t call 500 times either like other companies. No rude collector making negative comments, no collector calling and hanging up… Thank you for making this experience pleasant and easy going.
Jo, we're pleased to know we could assist you. Thank you for the review.
Reviewed March 3, 2026
I had a very smooth and positive experience working with this debt collection company. They sent consistent reminder emails that were clear, professional, and never overwhelming. I really appreciated that all the payment option details were explained thoroughly, which made it easy to understand my choices and feel confident about moving forward, logging online and settling my payment was quick and easy.
Evelin, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed March 2, 2026
Thank you so much for you guys working with me after this long period of time of me not paying you guys back. Also thank you so much for making it easy for me to make my payments and for making me feel secure by not having to provide certain information. I hope everybody that I owe money to would be this welcoming.
Mireya, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed March 2, 2026
I am so grateful for Halsted Financial... I took the liberty of discussing my situation with the creditor & they were most helpful! They reached out to the original creditor & discussed a payment option more fitting for my situation. Thank you so much for all your help Halsted! 😊
Shasta, it's fantastic to know our payment option was helpful.
Reviewed March 2, 2026
The site was extremely easy to use and I was able to make payments for a low level of fifty dollars. So I just wanted to let you know that it's user friendly I believe that it recommended to use. I hope it works for everyone.
Keith, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed March 2, 2026
This is appreciated, I have been struggling to take the initiative to clear my debt with Celtic Bank. Please note I am grateful for the reduction offer. Hope to have this paid sooner than the date listed.
Tracy, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed March 1, 2026
This past due amount has been eating at me and I’ve never been able to get ahead. Seeing that I could now make easy payments and get it taken care of was a huge relief and made it so straight forward and simple. Thank you.
Tori, we appreciate your review! It's great to know we could help you.
Reviewed March 1, 2026
I saw the debit on my credit report. So I followed the links and It was easy to make a decision with the options presented. I appreciate the discount. Thank you and Jesus! **
Robyn, we appreciate your positive feedback.
Reviewed Feb. 28, 2026
Setting up my payment plan was smooth and stress-free! Super flexible, affordable, and they truly worked with my budget. Plus, the website was so easy to use. They also have me an option for 40% off my original balance which helped a lot! Highly recommend!
Alexis, we're pleased we could make paying easier for you!
Reviewed Feb. 28, 2026
I am grateful for Halsted for working with me on resolving my debt. I thought it would be impossible to accomplish and achieve in such a short time but they helped me through it. Thank you to the team of reps for all the support! 👏🏻🤣👏🏻
Marisol, we're happy to hear the payment process worked well for you. Thanks for your positive feedback!
Reviewed Feb. 28, 2026
My payment arrangements are very reasonable. The online forms were easy to comprehend and to complete. Halsted made it very easy to pay my debt and I'm grateful to be able to take steps to better my credit.
Roby, thank you for the 5-star review! We're happy we could make paying easier for you.
Reviewed Feb. 28, 2026
Like how they let me pay off my debt even though it was in small increments. I can now say that it is finally paid off. It also helped that I could go online to make an extra payment, which made it much easier for me.
Alicia, we appreciate your sharing your positive feedback. Thank you for the 5-star rating.
Reviewed Feb. 28, 2026
Hello, I really appreciate you working with me to pay off this bill. It really made me less worried about how I would manage this. And you guys came thru at the time I really needed this help. Thank you sooo much. & God Bless.
Anita, thanks for your review! We're glad we could help.
Reviewed Feb. 27, 2026
I called them and set up. Went over my payments for three accounts and they helped me without a problem. They was very helpful even when my check hadn't cleared,. I picked up the phone and called them and let them know my situation and they still worked with me!!
Bernice, we're pleased to know we could assist you. Thank you for the review.
Reviewed Feb. 26, 2026
Awesome experience paying back my debt. They worked very well with me to make payments that I could afford and to pay it off quickly. App is extremely easy to use and the payments were very fair. Thank you. You are made paying back my debt enjoyable.
Carrie, we're pleased to hear that our services have been helpful. Thank you for your feedback!
Reviewed Feb. 25, 2026
Was unsure about it but I seen it was a pay to delete. Definitely did not regret paying my debt off with Halsted… Now my debt was paid off early AND removed from my credit report. I would definitely recommend to pay your debt through them.
Adrianna, we're glad our payment solution was helpful. Thank you for the review.
Reviewed Feb. 25, 2026
Thanks for your patient and professional service, and making this a smooth transition and being understanding and working with me during my difficult times.... First class and professional. I would recommend you all to my friends
Melvin, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed Feb. 24, 2026
We had a great experience with this debt collection agency. They responded quickly to all our inquiries, and the settlement process was handled with professionalism and ease. Everything was smooth from start to finish, which made what could have been a stressful situation much more manageable. Highly recommended!
Reviewed Feb. 24, 2026
I called with an issue with a creditor. They promised they can get something deleted off my credit so I trust them. Nice when we communicated. Hopefully they keep their word if so I’ll recommend to others. Great people
Reviewed Feb. 23, 2026
I appreciate your company working things out with a payment plan. It helps people like me. I appreciate your support. I will definitely try to have my payment to your company. Hopefully you can send this to the credit report company.
Reviewed Feb. 23, 2026
Sometimes we go through depression, post-partum depression, financial problems and just aren't able. When dealing with depression you don't want to interact with others. This process just makes it so many much easier. Half the time you are already embarrassed that you are in this particular situation. Just easier.
Reviewed Feb. 23, 2026
I’m just thankful for you allowing me to make a payment today. Thank You so much for helping me RESOLVE this matter, through you guys!!! I’m looking forward to getting it all paid off as soon as possible!!
Reviewed Feb. 23, 2026
Halsted Financial was a great company to work with, they gave me very fair payment options. Halsted made a bad situation a lot easier to deal with. I am very grateful. Thank you so much for making this a better experience!
Reviewed Feb. 23, 2026
Halstead Financial was/is always willing to make payments less and affordable for you, the customer. They have always treated me right! If I needed to change a payment plan, I was always able to do so. I couldn't say better of a collection agency. Other financial institutions should follow their ways and I'm sure they would be more successful in collecting debts.
Reviewed Feb. 22, 2026
I fell way behind on my Bills and I'm beyond grateful for your patience and understanding.. Thank you so very much for everything.. I would recommend using this company before some of the other companies.
Reviewed Feb. 21, 2026
The customer service is amazing! The way that Halstead Financial is willing and able to help you get things paid off and understand that situations arise and will work with you is top notch. I enjoyed working with them to get old debt off my back! Thank you!
Reviewed Feb. 21, 2026
Loads of choices on payments to make it affordable for anyone to get back on track!! I'll be glad to solve this and get my credit back in the right direction as it should be. I'm super excited for this. I ended up choosing 28 dollar payments every 2 weeks. I owed roughly 700 with them, my original bill was 914, it will be roughly 27 every two week payments
Reviewed Feb. 21, 2026
Nice and easy, very affordable plans to select from. Will recommend to anybody in credit card net, the best way to consolidate your options, and very Nice. I'm very helpful, very informative, it's all I gotta say about that.
Saul, we're glad you had a positive experience. Thank you for your review!
Reviewed Feb. 21, 2026
I like the way they help me with my debt and paid it off. I don't have to worry about it anymore. I'm very glad. I hope they help others that want to take care of their debt. What else do you need to know. I'm just happy they help me with what I didn't pay off. Thank you.
Reviewed Feb. 20, 2026
I have had a very positive experience with Halsted because they really helped me to resolve my debt. Many debt collectors are rude and make you feel like a criminal when what's really happening is I have a financial hardship due to loss of work. Halsted helped me to resolve this debt at a fraction of the cost, which really helped me to get back on my feet. Thank you, so much.
Kimberly, we appreciate your sharing your positive feedback. Thank you for the 5-star rating.
Reviewed Feb. 20, 2026
I love you guys were patient and didn’t blow my phone up. I also love the prices you guys fixed for me, it makes me want you guys to be my debt collector with all of my debt that I owe. if there is a chance that that could happen please let me know!
Jalen, we're pleased to know we could assist you. Thank you for the review.
Reviewed Feb. 20, 2026
Love working with them. They give you a great offer work with you to make your payment weekly bi weekly or monthly so it gives you an opportunity if you want to fix your credit at the same time budget friendly settle a previous debt. This is my second one.
Maria, it's our pleasure to assist. We're glad our payment solution was helpful.
Reviewed Feb. 20, 2026
Thank you for working with me. Due to my hardship I will need assistance. I think you guys do good. Please keep helping people who needs to resolve getting there. Credit resolved. Sending this to a lawyer who do not get the client to attend court is illegal. They just want to take 40% of a person living. That cause a lot of headaches. Thanks. 🙏🏽
Quintina, we appreciate your sharing your positive feedback. Thank you for the 5-star rating.
Reviewed Feb. 20, 2026
Love the service and hospitality. Would recommend family and friends for good quality and fast productive service. The service is outstanding. Would recommend the service anytime to family and friends. The service is worth it. I love the hospitality and love the service.
Dalacia, we appreciate your positive feedback about our services. Thank you for the review!
Reviewed Feb. 20, 2026
The system was Very easy to set up. The payment arrangements, very easy to understand instructions, I did not speak to anyone. I set up the arrangements myself. I would like to recommend this company to all Damian’s friends that need to set up payment arrangements.
Tina, we appreciate your sharing your positive feedback. Thank you for the 5-star rating.
Reviewed Feb. 19, 2026
Very easy to navigate and directions were easily to follow. Those of us of a certain age would find it easier to have paperwork sent to us. I have no way of printing anything out otherwise things might get missed. Thank you for making this easy as possible. Please sent paperwork through the mail so I have confirmation received on my payment each time. That would be most helpful. Not all people have the ability to print things out. Thank you very much.
Sharon, thank you for the rating! We're happy we could help with a convenient solution.
Reviewed Feb. 19, 2026
Thanks so much for this great settlement. I received a 80% settlement on this account. This will help me to pay my other debts and continue my life being out of debt!!! Thank you so much again!! Owed more than $2000 and got a 80% settlement, thank you!!!
Octavio, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed Feb. 19, 2026
I called and a really love agent walked me through the process of setting up a payment arrangement. She gave me all the options and waited patiently while I did it online. It was easier to pay online because my information was accessible through Apple Pay.
Shauna, we appreciate your positive feedback. Thank you for the review.
Reviewed Feb. 10, 2026
Very quick, easy to understand. I feel good about the offer they gave me. It meets my financial needs, is very doable and shows me exactly where I am throughout the payoff process. Would recommend Halstead with no hesitation.
Gerald, we're glad we could assist you. Thank you for the review.
Reviewed Feb. 10, 2026
This company seems to have its act together. I received a text message stating their purpose, which included a web address. I copied the address into my web browser and was immediately taken to a web page that already identified me by name, and all I had to enter was the last four of my social. I was then allowed to choose a payment plan that fit my budget. The process was fast and efficient with absolutely no technical glitches. If you have to work with a debt collector, I recommend them.
Jennifer, we're glad to hear that our payment process was convenient. Thank you for the review.
Reviewed Feb. 9, 2026
Best payment plans ever. Many options to choose from that work well with anyone’s individual finances. I recommend this company highly to those who would like to pay back their debts. Credit card debt can be very difficult to pay off or down in this company helped me pay it off with ease and in a way that is affordable for me in my household.
Gloria, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help!
Reviewed Feb. 5, 2026
Enjoyed the ability of review my account without having to talk with an employee. The continued emailed kept the debt in my mind so I review when able to pay. The ease of the site and payment options was nice.
Angela, we're pleased to know we could assist you! Thank you for the review.
Reviewed Feb. 5, 2026
I had an excellent experience with Halsted Financial Services. The team was patient, professional, and genuinely helpful. They took the time to understand my situation and worked with me to find a solution that was realistic and manageable. I felt supported throughout the process, and their guidance made a stressful financial situation much easier to handle. I highly recommend their services to anyone looking for knowledgeable and caring financial support.
Sarah, thank you for the positive review. We appreciate your feedback.
Reviewed Feb. 5, 2026
Thank you for your help. I am having a difficult time right now and I am appreciative for the help. I am going to Smilow Cancer center at Yale. It's been hard financially. Thank you Halsted Financial.
Reviewed Feb. 5, 2026
My financial situation hasn’t improved yet, but I want to start paying off my debt. I’m glad that the company offered several payment plans, among which I was able to choose the one that suits my current situation. Thank you for your patience and for offering different options.
Reviewed Feb. 1, 2026
As long as this is reported for deletion to the bureaus in the next 30 days, This was awesome! It was a really easy process. Affordable payment options also. Hope to never have to do business again, but if I ever get a collections, I would want to pay it to Halsted.
Frank, thank you for the review.
Reviewed Feb. 1, 2026
Thank you for making my payments affordable. I am alone and it's hard to deal with but I will be fine. Again I really really really do appreciate the effort on your end to make this work out for all parties.
Martin, we appreciate the stellar 5-star feedback!
Reviewed Jan. 31, 2026
They have been patient with my loan. I was given option on how to pay payback. They even gave me a discount on totals owned. Couldn’t have been any happier. Here to say thank you for the help and the patience. It means a lot.
Mariam, it’s our pleasure to assist you! We’re pleased to have provided a helpful payment solution.
Reviewed Jan. 30, 2026
Setting up my payment plan was easy and I Iike the way I was able to set it up. I’m thankful for the different options that was provided also. Lets me know the company is concerned about working with people to help get it paid.
Reviewed Jan. 29, 2026
Such a wonderful system for those who need a little more time to pay off debt. Seriously, you guys make it so easy to navigate, there are multiple options to choose from, and I am appreciated! Thanks again Halsted!
Natasha, we appreciate your positive feedback. Thank you for the review.
Reviewed Jan. 28, 2026
Making managing debt easy. So you can reassure yourself financial freedom once again by helping reduce payments to help you eliminate debt and also debt collectors. By paying off what you owe. So that you don’t owe anymore.
Chris, we're glad our payment solution was helpful for you. Thank you for the review.
Reviewed Jan. 27, 2026
Honestly I struggled paying back debts for a while but legitimately, Halsted made it crazy easy to set up arrangements. I appreciate them so more than they probably realize as I’m sure others do as well.
Ian, we’re happy to help! Thanks for your positive feedback!
Reviewed Jan. 26, 2026
Thank you for making it possible for me to pay off my debt. I appreciate it very much! I have lost much sleep over this debt, not being able to pay off the whole debt at once. By being able to do this with an affordable payment plan, I now have peace of mind.
Reviewed Jan. 26, 2026
Thank you for your help. You did a good job, you guys did great things. Your help My family, I can manage to work on my bills and move on. Am glad that I refer to your company and I can see myself less stress now. My mind is not like before that I have been thinking about my bills. How I can manage to work on it. Your company really help and thanks for your service.
Rose, it’s our pleasure. We’re glad we could provide a helpful payment solution for you.
Reviewed Jan. 26, 2026
Thank you for providing multiple ways to pay!! Even using Apple pay! Yay! I was able to setup my own payment arrangement based on my needs and pay date easily. I would recommend this service to anyone I know!
Whitney, we're glad we could help you reach a resolution. Thank you for your feedback.
Reviewed Jan. 24, 2026
I want to thank you for making it easier to pay the Kohl's bill that I have off. Didn't mean to make it go so long in the first place. I'm happy to keep working with you guys, since you are able to work with me. Thank you!
Lisa, it’s our pleasure to help! We appreciate you taking the time to leave a review.
Reviewed Jan. 23, 2026
Very easy to set up a payment plan. Easy to navigate the site. Straightforward and easy to follow. Many different options to choose from, making it easy to fit into my budget. Only wish I had set it up earlier.
Reviewed Jan. 23, 2026
Thank YOU...For your help..It gives me great relief that Halsted Financial is assisting me to resolve my debt in these unsettling financial times. All work and no play makes debt go away.. All Work and no play makes debt go away...
Reviewed Jan. 23, 2026
Thank you for your patience! Sorry, I took so long to commit!! So much has been going on in my life right now. My dad is ill and slowly dying! Thinking about anything else just seemed impossible! But how would anyone know that. I do appreciate being contacted through email or text — NOT with harassing phone calls!!! I'm very happy the company I got the credit card through gave me to Halstead because I never felt harassed or threatened!! My payment plan is for 15 months. I needed to start small! With rent and a car payment, I don't want to mess this up also!! Thank you again!!
Alicia, it’s our pleasure. We’re glad we could provide a helpful payment solution for you.
Reviewed Jan. 22, 2026
Halsted Financial was amazing with assisting me in paying off my debt. They offered affordable payment options geared to fit your needs. The website is user friendly making it easy to navigate. Please consider them if they ever reach out to you to resolve a debt. They work with you.
Denice, it's our pleasure to help. We're glad we could make the payment process easier for you!
Reviewed Jan. 22, 2026
Halsted Financial Services work with me to make sure I keep up with payments in a way that works best for me!! Very thankful this company picked up my loan. I highly recommend them for anyone needing like services.
Tari, we're glad we were able to help!
Reviewed Jan. 22, 2026
Thank you Halsted Financial for giving me a opportunity to make right my financial failures.. Your offer to help was appreciated and it was reasonable and comforting knowing your payment plan was perfect for me to get back on my feet.. Thank you
Reviewed Jan. 21, 2026
Thank you for helping me your awesome! I hope you will keep credit bureaus updated on the progress I'll make with your payment assistance. I have been struggling for years and would like to buy a house!
Reviewed Jan. 20, 2026
I always meant to pay this bill, but I kept putting it off. Halstead understood and when I was able to pay, I did so without hassle. I had always intended to pay this bill, but I kept putting it off. Halstead was understanding, and when I finally managed to pay, I did so without any hassle.
Mimi, we’re grateful for your glowing 5-star review. Thank you for taking the review.
Reviewed Jan. 19, 2026
I want to thank you for working with me to finalize this situation. It has been a very trying time for me and my family since I obtained this illness, and this unconditional cooperation from you is a blessing. Thank you.
Reviewed Jan. 19, 2026
They helped me out a lot but I didn’t get any cash. I have received everything else. I just wanted help from them and they did but I wish I can what I can and close whatever else. You are great with everything. You helped me through.
Reviewed Jan. 19, 2026
I have never seen an easier way to set up payment plans and stick to them - your office makes it easy and convenient and without the hassle of having to speak to someone on the phone and go round and round with them. Thank you for making easy to get back on track.
Amy, we're so glad we could help you reach a resolution. Thank you for your feedback!
Reviewed Jan. 18, 2026
Helped with my old debt when I didn’t have the money. They found a plan that worked out for me. I hope and pray they show it’s been paid when I’m Done because I want to improve my credit so much. I paid past mistakes and wish I could fix it so I figured here’s a start. Plus it’s not right to not pay your debts…. I take responsibility. Thanks Halsted.
Scott, we're glad we could offer a payment plan that works well for you. Thank you for the review.
Reviewed Jan. 18, 2026
This creditor offered many ways to workout paying off our debt! Messaged us with reminders and/or completing a payment! We were trying with other creditors that owned it before to help us & this was the only one that helped us & where we were finally able to figure out where this account went to! Very pleased!
Ryan, it’s our pleasure to help! We appreciate you taking the time to leave a review.
Reviewed Jan. 13, 2026
Working with this group, they are very negotiable to help me secure my account. They have made the process easy and affordable with multiple options to choose from. There was always an affordable option. Times have been hard and they are very understanding representatives.
Riah, we're glad we could make paying easier for you.
Reviewed Jan. 12, 2026
I experienced a major financial crisis about one year ago. It brought a lot of stress in my life and not sure what I would do to resolve my debt, However the plan presented to me by Halsted made it easy to regain my financial integrity to the best of my current ability. Thanks.
Aaron, thanks for your review! We're glad we could help.
Reviewed Jan. 11, 2026
I appreciated their patience on me getting this paid. They did not harass me nor call my phone or send harassment letters and sent a nice thank you letter after I made my payment. Thanks you Halstead for great service.
Caryn, we appreciate your review! It's great to know we could help you
Reviewed Jan. 10, 2026
Citibank helped making payments possible. Worked great to make my payments reasonable. Citibank seems to be very understanding. Wouldn’t mind working with them again, but I hope I won’t have to if you know what I mean.
Reviewed Jan. 9, 2026
My experience with Halsted Financial Services was awesome for me. During COVID, my husband lost his job and a few of our bills fell behind. It’s embarrassing enough that we couldn’t meet our obligations to then have people to call and remind us constantly, but HFS didn’t do that. They sent me text notifications of options on how we could resolve the monies due and their website was clear and concise to where I was able to make my payment without having to be more embarrassed by speaking to a live person. Thank you HFS for considering me and my family. 10/10 Recommend.
Rosaly, we're happy to hear the payment process worked well for you. Thanks for your positive feedback!
Reviewed Jan. 8, 2026
Halsted Financial Services made my payment process easier and rewarding. I love how well they worked with me and allowed me the freedom to pay my debt. I was able make payments that fit my budget. They did not make me feel overwhelmed by allowing me to pay smaller amounts on a weekly basis.
Jennifer, we're pleased to know we could assist you with helpful options. Thank you for the review.
Reviewed Jan. 8, 2026
I have been unemployed for the last year and got behind on my bills and I have to say that this company has been the absolute easiest to make a payment plan with. I start my new job tomorrow January 9th of 2026 and I was able to set up 10 payments just under $20 a payment to get caught up without having to speak with anyone. I highly recommend this company. Thank you.
Amanda, we're thrilled to hear that we were able to offer a payment plan that meets your needs. Thank you for the review.
Reviewed Jan. 8, 2026
Y'all sent a very detailed and professional email that told me right away y'all were not scammers. Even though I made the mistake thinking I paid this debt off yall verified everything firsthand and presented things in a very thorough manner.
Reviewed Jan. 7, 2026
I liked the way they split up easy convenient payments, and they texted me to my fetch line. Made it very clear and very easy to just have it done in just a couple of clicks, and made it easy with Apple pay.
Reviewed Jan. 6, 2026
Thanks for a chance to get this done with a great payment plan and great payments. I had lost my job and was afraid of ruining my credit and I'm finally going to get it together and everyone has been helpful in reaching an agreement for the better of both parties...
Ryan, we're pleased to know we could assist you. Thank you for the review.
Reviewed Jan. 6, 2026
Very easy to work with and set up payment plans!!! I was able to go online and choose a payment plan that worked best for me and my situation. I am grateful that they did not give up on me and allowed me to start paying off my debt. Not too many companies let you make choices on how you are going to repay something!
Reviewed Jan. 6, 2026
Halsted was very patient with me. They agreed to a settlement amount, which I paid in full. They will give you several options to pay your debt. Some payments as low as $125.00 a month. They will also let you suggest a settlement amount. If they accept it, then you just pay it, and you are done!
Patricia, it’s our pleasure to assist you! We’re pleased to have provided a helpful payment solution.
Reviewed Jan. 5, 2026
This was the easiest time I have ever had setting up a payment arrangement. There were plenty of reasonable options to choose from, and it appeared that the financial information shared was secure. From clicking the link in the email to choosing the payment option that worked best for me, the process took maybe 10 minutes - all recovery institutions should try to be more like Halsted!
Johnnie, we're pleased to hear your positive feedback. Thank you for the review.
Reviewed Jan. 5, 2026
Times get tough. We get behind on bills. Halsted made it so easy for me to pay back a past credit card balance. I was even forgave over $600 off the balance owed. I highly recommend!! They WILL work with you the best way possible. Thank you, Halsted!
Karen, thank you for the positive feedback. We’re glad we could assist you.
Reviewed Jan. 5, 2026
Halsted Financial Services has provided a blueprint for a convenient, mutually beneficial 'win-win' situation for both debtor and creditor in order to resolve past due credit obligations and for me to regain financial freedom. I am paying 30% less than the total amount of what I owed to PayPal credit in 24 low monthly payments.
Tim, we’re delighted to know we could offer a payment plan that worked for you! Thank you for sharing your feedback.
Reviewed Jan. 2, 2026
Been trying to get back on track with old debt. I have been able to pay off 3 separate accounts through Halstead. All more than 5 years old. Payment plans that are realistic and flexible and helpful customer service. Never rude or pushy. Makes me feel like they truly want to help me get caught up while being professional and getting their job done.
Reviewed Jan. 2, 2026
Halstead Financial made me a great offer to consolidate my debt and get my minimal debt paid off fast. Now I can rebuild my credit and avoid any negative derogatory remarks, and start boosting my credit score. Thanks, Halstead Financial, for a great app that was very easy to use. Just check your email.
Cody, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed Jan. 1, 2026
I had called three different numbers yesterday, in order to pay my bill in full, to no avail the number I called or got transferred to just wasn't successful at all. It would click and no one would say anything and there was no noise or dial tone. The lady who answered the phone sounded like a secretary or receptionist. She tried several times and then, she just went ahead and got my information and I was frustrated, but, I can't remember her name. I found my paperwork, her name was Lynette! She was so professional, courteous, I could tell she was genuinely interested in helping. Lynette, if it weren't for you, I would never have gotten my collection paid! You were a life saver! I will have no nightmares this New Year. Thank you so much!
Kelly, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed Jan. 1, 2026
So far, so good. The language in the T&C’s are clear and easy to understand for the layman; vs hard to understand legal jargon. This is my first ever experience with this company. Payment plan is reasonable and easy to set up. However, mentioning how they process mistakes in the first TC paragraph is a little nerving, almost sounds like they plan to make mistakes. Hopefully, the process is smooth.
Reviewed Dec. 31, 2025
Setting up a payment plan was easy and I was allowed to set it up my way, plus get a discount. I was so afraid to set up a plan at first. I thought the payments would be too high but I was happily surprised. I'm happy to be getting this money I owe off my back to get back on the right track.
Lakeisha, we're glad to have made paying easier for you with our helpful payment solution.
Reviewed Dec. 31, 2025
Easy installments to pay off without worrying whether I will have the amount or not. They gave me multiple choices and I chose the one that I knew I would be able to handle. I also got to choose my date so I know exactly when it will be coming out of my account.
Andrea, we’re glad we could assist you. Thank you for sharing your review!
Reviewed Dec. 30, 2025
Halsted made it easy for me, I'm so behind and need to fix several accounts one at a time. I've been need to get this done and it feels good to start getting these credit cards caught all caught up and get my credit that back on track. Thanks Halsted.
Reviewed Dec. 30, 2025
Have struggled to pay some old payments off and this plan helps me a lot to redeem my credit in a way. I'd recommend this site for people who are not internet savvy like myself. This has helped me regain the confidence to bettering myself again and I appreciate this a lot.
Benjamin, thank you for the glowing review! We’re happy we could help.
Reviewed Dec. 30, 2025
I like that this allows me time to pay my balance off with a great payment options. Because I’m just so overwhelmed with bills and this makes it much easier for me to resolve my debt situation. Thank you so much for being able to work with me on this.
Reviewed Dec. 29, 2025
Love how they gave me a chance to help me improve my credit. I’m definitely going to refer friends and family to apply. I know that they’ll love it too. Thank you so much for all your help. I would suggest this to anyone you tell them that she is out on a great opportunity. When you need for cash they are there for you. Their rates are good to work with you. Payments are flexible. Definitely a must have.
Ashley, thank you for your positive review! It's fantastic to know we could help.
Reviewed Dec. 29, 2025
Easy and awesome payment plans, hopefully they get this removed from my credit. I've had ups and downs. But this helped me get back on track to hopefully a better future. Thank you so much for seeing up a program that works for me and my pay scheduling.
Ryan, we're glad we could make paying easier for you! Thank you for the review.
Reviewed Dec. 27, 2025
They gave me options to help me. They were never rude or judgemental about my situation. They listened and cared. They are definitely NOT your usual collection company. They are definitely a company I wished was the only collection company in the country. Others could learn from them.
Kathleen, we’re glad we could assist you. Thank you for sharing your review!
Reviewed Dec. 27, 2025
Very professional and very user-friendly when paying down a debt. And especially when you’ve been through an emergency situation. I appreciate the user-friendly payment page and the ease in which to change payments when necessary. It’s really helpful, thank you!
Reviewed Dec. 27, 2025
Thank you for providing me with constant promotions and deals. You guys did an awesome job in keeping in contact with me and helping me get through this. Thank you so very much. I can't take everything. That's much more to say except for thank you. Thank you, thank you. Thank you.
Josh, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed Dec. 27, 2025
Although I didn’t know I still owed this and it was going to legal collections they still worked with me in a suitable payment plan. I am grateful for them because I honestly didn’t know what to do. Thank you for your assistance and creating a payment plan I could afford.
Reviewed Dec. 26, 2025
An awesome experience. Thank you so much. Have a Blessed, safe, and prosperous week and new year. I thank you for the options for the payment plan schedule. This really helps ease the stress. It will give me a reachable goal.
DeSean, thank you for taking the time to rate the service you received. We’re happy you had a good experience.
Reviewed Dec. 26, 2025
Willing to work and continue to do offers and I didn’t have to fight with someone on the phone or be spammed or harassed.. I am more willing to pay off and set up payments if I am not being harassed and made to feel like they don’t understand hard times. Since I was able to choose better options and lower payments I was able to set it up easier. I am single and only one income so I have to be smart about it.
Genifer, we're pleased to know we could assist you with helpful options.
Reviewed Dec. 26, 2025
This company really helps you pay off your debts. They offer great options without being horrible and threatening like other collectors. It makes me happy to be able to pay off my debts while being treated with dignity! I would highly recommend working with Halsted.
Reviewed Dec. 26, 2025
I’m very satisfied with Halsted Financial Services. They helped me settle my debt. The process was clear, professional, and efficient. Communication was excellent, and the results exceeded my expectations. Good service! Thank you! Highly recommended.”
Reviewed Dec. 23, 2025
Experience was good. Was able to pay it off as we planned without any interruptions. The agents went over all the details. The agents were respectful and helped through the entire journey. No complaints, my experience went well and glad to finally have it paid and over with.
Jerico, we appreciate your positive feedback. Thank you for the review.
Reviewed Dec. 23, 2025
I’ve dealt with a lot of creditors. This was the easiest and most straightforward solution. You guys are very easy to work with and payment plans are extremely easy to set up. With multiple options on how to pay off the debt. I wish all of the creditors were like this one!

Reviewed Dec. 22, 2025
It's easy to do; now let's see how quickly they can update my credit report. I appreciate the 50% discount from the original cost. Halsted has worked with me on several accounts to help me pay it off faster. Once again, I thank everyone for their cooperation in this matter.
Mitchell S.
Reviewed Dec. 21, 2025
The website was very easy to maneuver around and select a payment plan that benefits me. I think this website would be great for any user if they are tech savvy or not. I like to be on the website due to the fact that my cell service is not that great and I didn’t have to worry about dropped calls.
Reviewed Dec. 19, 2025
Wow! This process was the easiest, most effective way to pay an old bill. I actually had choices, and didn’t feel pressured by another person. It was so quick, and I feel good about it afterwards. I would like to pay all my bills this way. Totally recommend—a win-win.
Halsted Financial Services Company Information
- Company Name:
- Halsted Financial Services
- Website:
- halstedfinancial.com