Halsted Financial Services Reviews

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Edited by: Tammy Burns

About Halsted Financial Services

Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.

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Pros
  • Variety of payment options
  • Online account access
  • Focus on regulatory compliance
Cons
  • Debts can negatively affect your credit score
  • Can receive multiple collection phone calls

What is Halsted Financial Services?

Based just north of Chicago, Halsted Financial Services is a debt collection agency that says it is focused on blending digital innovation with human interaction to assist consumers in resolving their debts.

The company offers flexible debt repayment options for as little as $50 per month to help you settle your debt.

Halsted Financial Services is accessible 24/7 through its web portal and online payment features. If you need to talk with someone, its customer service agents are available ​​from 7 a.m. to 8 p.m. Central time at 855-284-0831.

How does Halsted Financial Services work?

When a consumer becomes delinquent on their payments to a creditor, such as a bank or credit card company, that creditor may contact a debt collection agency such as Halsted Financial Services.

When this happens, Halsted contacts the debtor on behalf of the creditor. If you’re a debtor and choose to work with Halsted, the company will then attempt to negotiate payment plans or settlements for outstanding balances on your behalf.

You can contact Halsted by phone, mail or the online portal to discuss your accounts and repayment options.

One example of a debt repayment plan listed on Halsted Financial Service’s website is for $1,000 in delinquent debt. If a debtor can repay this with one payment, they can save as much as 50%, paying only $500 to settle their debt.

For those who can’t make a large upfront payment, Halsted Financial Services also offers a range of repayment plans with manageable monthly payments.

Halsted Financial Services plans

As a debt collection company, Halsted Financial Services only offers the following services:

  • Debt collection: Primary service focuses on recovering outstanding balances owed to creditors.
  • Account management: Provides tools for debtors to view balances, set up payments and monitor progress.

Halsted Financial Services pricing

The cost for debt collection companies is different for every debtor, depending on how much you owe, how much you can pay upfront and who your debt is with.

You will need to contact Halsted Financial Services directly to figure out how much you will need to pay and if there are any additional fees associated with your debt repayment.

Halsted Financial Services FAQ

What should I do if contacted by Halsted Financial Services?

If you’re contacted by Halsted Financial Services, make sure you understand your rights under the FDCPA. Request debt validation in writing and communicate any disputes about the debt. If you believe this debt is a mistake or fraud, contact the company immediately.

Does Halsted Financial Services report to credit bureaus?

While Halsted Financial Services may not directly report to the credit bureaus, unresolved debts can be sent to reporting agencies by the original creditor.

Can I stop Halsted Financial from contacting me?

You can request in writing that Halsted Financial Services cease communication, but this does not erase the debt.

Still have questions?

Is Halsted Financial Services worth it?

As far as a debt collection company goes, Halsted Financial Services has many positive reviews on competitor websites and is upfront about its commitment to upholding FDCPA rules.

The fact that consumers can request to remove their number from Halsted’s call list or submit complaints directly to the company shows a level of dedication to the consumer.

With that being said, it is still a debt collection company, and it can be financially hard for many to repay debt and manage a repayment schedule.

Halsted Financial Services Reviews

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    Page 1 Reviews 0 - 5
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    Customer ServicePunctuality & SpeedStaffEase of Use

    Reviewed July 2, 2026

    So easy to use and easy to pay off early w/o paying penalty fees. I really enjoy the fact that you can do it all online w/o having to wait on the phone just to get someone who may have a really heavy/hard accent you can’t understand. This is the most WONDERFUL part of my experience!! Thank you and keep up the HARD WORK!! Extremely friendly website to follow even if you aren’t computer inclined, which I am. This is why I included this statement. Thank you HIS!!!

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      CoverageStaffBilling

      Reviewed June 25, 2026

      You are such an easy company to work with. You understand the economics and financial hardships of today. It is such a relief that you will allow payments that will not hurt me anymore than I am. I barely make enough money to cover necessities. I am doing everything I can to not spend money. I eat once a day, I do laundry in the tub. It is hard right now but it will get better. Thank you for your help.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Cynthia, thank you for the 5-star review. We're pleased we could provide a helpful payment solution.

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      Customer ServiceStaff

      Reviewed June 16, 2026

      Wanted to take a moment to recognize the excellent job she did during the tour. She was professional, knowledgeable, patient, and represented the company in a very positive manner. Her attention to detail, positive attitude, and ability to communicate effectively made the experience smooth and enjoyable. She went above and beyond expectations and demonstrated a strong commitment to her work. Employees who consistently perform at this level deserve to be recognized for their efforts. Based on her performance, dedication, and the value she brings, I strongly believe she deserves a raise as soon as possible.

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      Sales & MarketingPriceRefunds & PayoutsStaffBilling

      Reviewed May 23, 2026

      We all know paying back a debt that has been in collections forever is not exactly something we want to do. However, the debt is still ours to pay. I have had Halsted help me with a couple owed debts so far. They have been able to offer excellent discounts on the debt, and also extremely affordable payments/payment plans! It’s way better to get your debt paid before you end up in the unfortunate situation of garnishing of your wages. And the best part? I never even had to talk to a person. All set up through their online portal. Thanks Halsted, for helping me dig myself out of owed debts! I wish you could handle all my debts.

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      Customer ServiceContract & TermsStaffBilling

      Reviewed May 5, 2026

      If you have to deal with debt collectors after going through a major medical crisis and can’t pay your bills, Halsted Financial Services would be my choice over and over again. I’m struggling financially so bad while and after going through cancer and treatment, my boss giving my job away while I’m out on short-term disability, etc., and most debt collectors are complete jerks and just don’t try to help…instead, they start calling everyone in the country with the same last name as mine and harassing them as well! Talk about humiliating, (especially when they’re calling my ex-husband’s family)! Halsted Financial worked with me, gave me some payment plan options, also reducing the amount I owe! I wish they were the debt collector for everyone else that I owe money to, so I could be treated with dignity and understanding!

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      Halsted Financial Services
      Response from Halsted Financial Services

      Gina, we appreciate your positive remarks. Thank you for sharing your experience with us.

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      Billing

      Reviewed July 19, 2026

      Doing payments was easy and simple if you got behind. It was easy to reschedule if needed so you didn’t miss a payment, going through them was a great experience and I would go through them again if needed to.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Dillan, it's our pleasure to help. We're glad we could offer a helpful payment solution.

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      Customer ServicePunctuality & SpeedStaffBilling

      Reviewed July 19, 2026

      I was worried about not being able to address this debt. I appreciate Halsted's quick responses to my emails. They did take in consideration my concerns and helped me find a reasonable payment plan that works for me.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Brandy, thank you for the stellar 5-star feedback.

      Verified purchase

      Reviewed July 18, 2026

      Thank you, a peace of mind is golden. You have given me a chance to pay. I always wanted to settle but I do not know how until you came just in time especially my family is in deep crisis after my stroke and still on the way to recovery.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Allan, we appreciate the positive review. Thank you for the opportunity to assist you.

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      Punctuality & SpeedBilling

      Reviewed July 18, 2026

      It was very quick and easy to pick up a payment plan that works best with my life and to get this debt resolved. It was very easy, all I had to do was pick what worked best for me. Clicked on it. Enter my payment information. Good to go.

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      Halsted Financial Services
      Response from Halsted Financial Services

      ShaToya, we appreciate your positive review. We're glad we could make paying easier for you.

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      StaffBilling

      Reviewed July 17, 2026

      Nice people, very helpful and easy-to-use. Options available for fixed income. Very useful and payment plans are available. Give them 5 stars 🌟. You don't even have to speak to anyone, all done online.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Marion, it's fantastic to know we could offer you helpful payment plans. Thank you for the rating.

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      Halsted Financial Services Company Information

      Company Name:
      Halsted Financial Services
      Website:
      halstedfinancial.com