Halsted Financial Services Reviews

The account set up and website is very user friendly. The world of credit and debt collection is difficult. The main failure of this company is incompetence to the extent clearly connecting this debt collector with the original creditor to ensure the original debt is not collected by multiple debt collectors. And as I expected the debt collectors have no incentive to do right by the people unless sued in court and a judge reconciles the multiple debt collections on the original debt. Bottom line is have money to pay, this debt collector is earning money by buying charged off debt at a discount from the original creditor and we as debtors have to do our homework to not pay on the original debt to multiple debt collectors.

Halsted Financial Services follows the FDCPA so far as I have experienced, unlike my original creditor (Credit One Bank)! I used to receive multiple calls from multiple numbers every day, sometimes back to back calls where only the last digit of the phone number was changed. I literally only know 2 other real contacts that use the same area code as my number. So, my smart phone determined those 173 spoofed numbers were spammy and block their asses! I understand a debt is owed but follow the law! Halsted Financial Services does that! And there's an easy online payment portal that literally takes seconds to login to and pick a payback plan. Awesome collection practices!

Very respectable, accommodating and pleasant. Definitely these traits helped motivate me to make a decision to finalize a repayment plan. I’m glad to have the opportunity to make this situation right with your help and very fair options. Unfortunately, I do have some other debt collectors in my life. I can only wish that they were as accommodating as your firm. It would make my life go much smoother. Mostly they just criticize and threaten me. They make it sound as if they have been personally offended by me. It has been a nightmare going through this and I really don’t work well with threats. Good job guys.

This company is very patient with all the stuff that I had going on including death. They still communicated even though it seemed tedious. I'm so grateful that they did because I really got this to build my credit with. I got myself into a hardship but they were able to still do a payment plan with me to get myself out of it and pretty much even faster. The company is awesome! My experience with them has been awesome and even though I owe paying off this loan for this card I owe it so I have to pay it. I just appreciate the patience

Cut my debt in half. Made payment terms easy. I am happy to work with them. Thank you for helping me solve my debt problems. Very easy to work with. Give them a try and you will not be sorry. Thank you again. I was dreading having this debt come back to haunt me. It was so easy to handle this. They sent me a link and all I had to do was fill out a form. It gave me several options to pay back my debt. It was my birthday and they offered me a birthday special for 1/2 off so I took the offer. Thanks again Halsted.

I like the fact it was a easygoing solution. They allow you to go through the website to pay things off easy and pain free. They offered me several options and payment plans/offers. I could set my payments up automatically and I can easily put my payment information in without any additional fees or hassling phone calls or having to deal with automated systems or people.

Sometimes it can be embarrassing or more complicated to talk to someone. I like that I could work through text and just take care of everything to pay it off. Thank you for being “up with the times!” So easy! The process took me no more than a few minutes to complete- so fast!

This was very helpful. I was given several payment options. This is very user friendly, I was given several options on the monthly payments and also two choices on how I wanted to make my monthly payments. There was also a phone number that I could call if I had any questions or concerns. There was also a calendar with another date that I could choose from.

Collection agencies typically are a drag because they are very aggressive while you are experiencing financial difficulties. They contacted me via email and provided reasonable offers and payment options where I essentially had control of how and when to pay. Everything is performed through their portal. I am happy to have paid off and made good with my delinquent accounts. I wish other companies operated like them.

This website was super easy to use and understand. I was able to select a payment plan that worked for me and confirm it all with a click of a mouse. I appreciate the ability to make these decisions in a respectful and caring way online and without having to speak to anyone in person.