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Halsted Financial Services Reviews

4.9
1,613 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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Edited by: Tammy Burns

About Halsted Financial Services

Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.

Visit halstedfinancial.com
Pros
  • Variety of payment options
  • Online account access
  • Focus on regulatory compliance
Cons
  • Debts can negatively affect your credit score
  • Can receive multiple collection phone calls

What is Halsted Financial Services?

Based just north of Chicago, Halsted Financial Services is a debt collection agency that says it is focused on blending digital innovation with human interaction to assist consumers in resolving their debts.

The company offers flexible debt repayment options for as little as $50 per month to help you settle your debt.

Halsted Financial Services is accessible 24/7 through its web portal and online payment features. If you need to talk with someone, its customer service agents are available ​​from 7 a.m. to 8 p.m. Central time at 855-284-0831.

How does Halsted Financial Services work?

When a consumer becomes delinquent on their payments to a creditor, such as a bank or credit card company, that creditor may contact a debt collection agency such as Halsted Financial Services.

When this happens, Halsted contacts the debtor on behalf of the creditor. If you’re a debtor and choose to work with Halsted, the company will then attempt to negotiate payment plans or settlements for outstanding balances on your behalf.

You can contact Halsted by phone, mail or the online portal to discuss your accounts and repayment options.

One example of a debt repayment plan listed on Halsted Financial Service’s website is for $1,000 in delinquent debt. If a debtor can repay this with one payment, they can save as much as 50%, paying only $500 to settle their debt.

For those who can’t make a large upfront payment, Halsted Financial Services also offers a range of repayment plans with manageable monthly payments.

Halsted Financial Services plans

As a debt collection company, Halsted Financial Services only offers the following services:

  • Debt collection: Primary service focuses on recovering outstanding balances owed to creditors.
  • Account management: Provides tools for debtors to view balances, set up payments and monitor progress.

Halsted Financial Services pricing

The cost for debt collection companies is different for every debtor, depending on how much you owe, how much you can pay upfront and who your debt is with.

You will need to contact Halsted Financial Services directly to figure out how much you will need to pay and if there are any additional fees associated with your debt repayment.

Halsted Financial Services FAQ

What should I do if contacted by Halsted Financial Services?

If you’re contacted by Halsted Financial Services, make sure you understand your rights under the FDCPA. Request debt validation in writing and communicate any disputes about the debt. If you believe this debt is a mistake or fraud, contact the company immediately.

Does Halsted Financial Services report to credit bureaus?

While Halsted Financial Services may not directly report to the credit bureaus, unresolved debts can be sent to reporting agencies by the original creditor.

Can I stop Halsted Financial from contacting me?

You can request in writing that Halsted Financial Services cease communication, but this does not erase the debt.

Still have questions?

Is Halsted Financial Services worth it?

As far as a debt collection company goes, Halsted Financial Services has many positive reviews on competitor websites and is upfront about its commitment to upholding FDCPA rules.

The fact that consumers can request to remove their number from Halsted’s call list or submit complaints directly to the company shows a level of dedication to the consumer.

With that being said, it is still a debt collection company, and it can be financially hard for many to repay debt and manage a repayment schedule.

Halsted Financial Services Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    StaffBillingHonesty & Transparency

    Reviewed Sept. 9, 2026

    Honestly, my experience with Halsted Financial so far has been great. I haven’t made any payments yet, but I truly appreciate the way they’ve communicated with me throughout the process. They haven’t pressured or constantly hassled me about making payments. Instead, they’ve simply sent thoughtful reminders letting me know they’re there whenever I’m ready to start paying off my debt.

    Now that the time has finally come for me to take that step, I’m genuinely thankful for the way they’ve handled everything. Sometimes, a company that gives you a gentle reminder rather than making you feel pressured makes all the difference. I’m grateful for the patience, understanding, and professionalism they’ve shown me.

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    Halsted Financial Services
    Response from Halsted Financial Services

    We're glad you had a positive experience. Thank you for taking the time to leave us a review.

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      Verified purchase
      StaffBilling

      Reviewed Aug. 27, 2026

      I had a debt that they acquired. I wasn't avoiding paying it, just didn't have the funds to do so. Through them though, I was able to settle for a lower amount with payments that were much more manageable. They even offered some flexibility on the new amount, which gave me some relief. Without sounding like someone who just goes into debt, this company has done business with my husband as well and offered him a very helpful payment plan as well, I say that to say that they are reliable and really are for helping people and not just out to get money.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Mishika, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.

      Verified purchase
      Customer ServiceStaffBilling

      Reviewed Aug. 15, 2026

      No matter how long I dodged them lol they still gladly worked with me on a suitable payment plan and amount that was financially responsible yet equally beneficial for both parties! I got a big chunk of money taking off the top of what I owed so in the end I'm saving money and they still get their money from collecting on my debt! And to top it all off the payment plan that we agreed on is being reported to the three credit bureaus and my credit is naturally going up with consistency! Super friendly workers and people that call. All in all I've had a good experience with them.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Jeannie, it’s wonderful to hear the payment solution worked out well for you. Thank you for the review.

      Verified purchase
      Billing

      Reviewed Aug. 7, 2026

      I appreciate that I was offered different payment plans according to my budget because I am on SSDI and I am currently working on clearing credit debt, thank you so very much! It is of importance that when you are working with people of all walks of life that you consider no one wants to be in debt. So I can not repeat enough that you are the first organization that offered solutions to me. Hats off to your team.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Simone, we're pleased we could be of help. Thank you for the positive review.

      Verified purchase
      StaffBilling

      Reviewed July 29, 2026

      Best company I’ve worked with in understanding and willing to work to lower your payment in order to resolve debt. After having lost my job for emergency health reasons and being a first time stay-at-home mom with a one income household, it’s been real tough on us these past 2+ years. Being given the opportunity to have lower payment plans to pay off debt has been a life saving blessing. I’m grateful for their patience and understanding to work with me in resolving this. A huge thank you to the team for their dedication and support in helping their clients achieve their goal of becoming debt free. Many blessings to all.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Linnette, we're pleased our payment solution worked well for you. Thank you for the positive review.

      Verified purchase

      Reviewed Oct. 23, 2026

      Great experience. Would highly recommend using this service:.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Nicole, thank you for the review.

      Verified purchase
      Customer ServiceStaffBilling

      Reviewed Oct. 23, 2026

      I called in to pay off a collections that was on my credit. They immediately sent me a “Pay to Delete” letter to my email prior to me even making my payment. I paid the balance in full and it took less than 5 minutes! Amazing associate! While I would prefer to never have to be placed with them again, they were absolutely fantastic to work with!

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      Halsted Financial Services
      Response from Halsted Financial Services

      Sabrina, we appreciate your review! It's great to know we could help you.

      Verified purchase
      Ease of Use

      Reviewed Oct. 23, 2026

      Easy to use and simple. Not irritating or complicated.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Adrian, thanks for the stellar 5-star review.

      Verified purchase

      Reviewed Oct. 23, 2026

      It was an easy process. And I was able to save on repayment.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Eartha, we're glad we could make the process convenient for you.

      Verified purchase

      Reviewed Oct. 21, 2026

      Great so far with this process. I’m pleasantly surprised.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Mary. thank you for the review.

      Verified purchase
      Staff

      Reviewed Oct. 21, 2026

      Simple process, no surprises or pressure. Easy to understand instructions.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Bruce, thanks for your review! We're glad we could help.

      Verified purchase
      Customer ServiceStaff

      Reviewed Oct. 21, 2026

      Great customer service. Very helpful with settling my debt.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Rebecca, thank you for the positive review.

      Verified purchase
      Punctuality & Speed

      Reviewed Oct. 21, 2026

      Quick and easy to work. It's quick to get answer back.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Frank, we appreciate your review!

      Verified purchase
      Billing

      Reviewed Oct. 21, 2026

      Pretty hassle-free, I was able to select payment options that I was able to budget for and make work to resolve the debt.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Mitchell, thank you for taking the time to leave us a review.

      Verified purchase
      StaffBilling

      Reviewed Oct. 21, 2026

      I owe a credit card bill. They offered to let me take more payments to pay less. What an amazing strategy. 40% off.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Vincent, it's our pleasure to assist you. Thank you for the review.

      Verified purchase
      StaffLoan Process

      Reviewed Oct. 20, 2026

      Long Story Short. I was helped with a situation I couldn't believe. Loan that went so bad. I forgot I had. In a crisis and the economy is not helping. But, thank you for helping me. My credit means the world to me.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Oscar, we're pleased we could assist you. Thank you for the glowing 5-star review.

      Verified purchase
      Staff

      Reviewed Oct. 20, 2026

      It was great. Easy to fill out. Everything was understandable.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Amy, we're delighted we could assist you.

      Verified purchase
      StaffEase of Use

      Reviewed Oct. 20, 2026

      Very user friendly. Easy to use. Would recommend to anyone that needs a little help.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Mary, we're glad we could assist you. Thank you for the review.

      Verified purchase

      Reviewed Oct. 20, 2026

      Thank you so much for giving me a chance to repay. And get caught up. Your app is wonderful. I've never had one so easy and so clear. You guys are awesome.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Patricia, thank you for the positive feedback.

      Verified purchase

      Reviewed Oct. 19, 2026

      They gave me plenty of opportunities and options to pay. Even took off 30%. I appreciate all the flexibility and incentive.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Cristian, we’re delighted to know we could offer a payment plan that worked for you!

      Verified purchase
      StaffEase of Use

      Reviewed Oct. 19, 2026

      Easy to use program. I am grateful that I was presented with the opportunity to resolve this outstanding balance.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Gary, thank you for your review! It's fantastic to know we could help.

      Verified purchase
      Staff

      Reviewed Oct. 18, 2026

      They were very helpful and were willing to compromise with the total amount letting me pay a reduced amount which was VERY helpful! Thank again for working with me on this debt!

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Bradlee, we're glad we were able to help! Thank you for the review.

      Verified purchase
      Contract & TermsStaff

      Reviewed Oct. 18, 2026

      Was easy to make arrangements for pay off. No threats. No hassles. Just "Let's fix this" and how easy it was. Even lessened my amount due. Ty Halstead for understanding...

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Deborah, thank you for the 5-star review. We're pleased we could assist you.

      Verified purchase
      Staff

      Reviewed Oct. 18, 2026

      ⭐⭐⭐⭐⭐ I've had a great experience with this website. The service has been helpful, and I appreciate the professionalism and support provided. Overall, it's been a positive experience, and I would recommend this website to others looking for services.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Reagan, we're glad we could offer a convenient payment solution. Thank you for the review.

      Verified purchase
      Customer ServiceStaffBillingEase of Use

      Reviewed Oct. 18, 2026

      Appreciated the ease of use with this company. I seen a well formatted easy-to-read text stating an outstanding debt, upon recognizing the debt it was easy to accept a payment plan via the website link. The link was proper and the debt is being settled, no phone calls bugging. Just a good way to get it done.

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      William, we appreciate the stellar 5-star feedback!

      Verified purchase
      Customer ServiceContract & TermsPriceOnline & AppStaffBilling

      Reviewed Oct. 17, 2026

      I really like the payment arrangements and how you can pick which day you can pay! I’m on a fixed income and the payment plans are really simple and affordable! Great communication and professionalism! The website is easy to follow and made it really clear and easy!

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      Fabian, we’re glad we could assist you. Thank you for sharing your review!

      Verified purchase
      Staff

      Reviewed Oct. 17, 2026

      I was pleased with the experience. And the 64% off deal was amazing.

      Thanks for your vote!
      Verified purchase
      BillingRates

      Reviewed Oct. 17, 2026

      Paid off!!! Thank you! I love the low payments plan. No interest rate!

      Thanks for your vote!
      Halsted Financial Services
      Response from Halsted Financial Services

      We're pleased we could make paying easier for you.

      Verified purchase

      Reviewed Oct. 17, 2026

      Thank you for working with me and making this possible.

      Thanks for your vote!
      Verified purchase
      Billing

      Reviewed Oct. 16, 2026

      Very easy to work with and very accommodating with payment and settlement options.

      Thanks for your vote!
      Verified purchase
      Billing

      Reviewed Oct. 16, 2026

      I like how they are working with me to make the payments.

      Thanks for your vote!
      Verified purchase
      Sales & MarketingPunctuality & SpeedStaff

      Reviewed Oct. 16, 2026

      Fast, easy and discounted with flexible schedules. Save me $100+ amazing.

      Thanks for your vote!
      Verified purchase

      Reviewed Oct. 16, 2026

      Thanks I really appreciate it. You guys are the best.

      Thanks for your vote!
      Verified purchase
      Billing

      Reviewed Oct. 15, 2026

      Everything was smooth and simple easy payment plans.

      Thanks for your vote!
      Verified purchase
      Customer Service

      Reviewed Oct. 15, 2026

      Super flexible and good communication with all the process.

      Thanks for your vote!
      Verified purchase
      StaffBilling

      Reviewed Oct. 14, 2026

      Thank you for your understanding. I have missed a number of payments due to prolonged illness and lack of mobility. I am finally on the road to recovery. Your company has been patient while I work through these issues in working with me for a payment plan. Now I will be able to work on recovering my good credit standing.

      Thanks for your vote!
      Verified purchase

      Reviewed Oct. 13, 2026

      Thank you so much for being a company that is easy to work with and does not make me feel like a failure. Easy set up, all online, no hassles.

      Thanks for your vote!
      Verified purchase
      StaffBilling

      Reviewed Oct. 13, 2026

      I felt my representative was very helpful and supportive. He helped me with a payment plan and was very polite.

      Thanks for your vote!
      Verified purchase
      StaffBilling

      Reviewed Oct. 13, 2026

      Easy to work with and payment plans were doable. Answered questions and were very helpful.

      Thanks for your vote!
      Verified purchase
      Staff

      Reviewed Oct. 13, 2026

      Awesome work to help me to get this collection paid with options.

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      Halsted Financial Services Company Information

      Company Name:
      Halsted Financial Services
      Website:
      halstedfinancial.com