Halsted Financial Services Reviews

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Edited by: Tammy Burns

About Halsted Financial Services

Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.

Pros
  • Variety of payment options
  • Online account access
  • Focus on regulatory compliance
Cons
  • Debts can negatively affect your credit score
  • Can receive multiple collection phone calls

What is Halsted Financial Services?

Based just north of Chicago, Halsted Financial Services is a debt collection agency that says it is focused on blending digital innovation with human interaction to assist consumers in resolving their debts.

The company offers flexible debt repayment options for as little as $50 per month to help you settle your debt.

Halsted Financial Services is accessible 24/7 through its web portal and online payment features. If you need to talk with someone, its customer service agents are available ​​from 7 a.m. to 8 p.m. Central time at 855-284-0831.

How does Halsted Financial Services work?

When a consumer becomes delinquent on their payments to a creditor, such as a bank or credit card company, that creditor may contact a debt collection agency such as Halsted Financial Services.

When this happens, Halsted contacts the debtor on behalf of the creditor. If you’re a debtor and choose to work with Halsted, the company will then attempt to negotiate payment plans or settlements for outstanding balances on your behalf.

You can contact Halsted by phone, mail or the online portal to discuss your accounts and repayment options.

One example of a debt repayment plan listed on Halsted Financial Service’s website is for $1,000 in delinquent debt. If a debtor can repay this with one payment, they can save as much as 50%, paying only $500 to settle their debt.

For those who can’t make a large upfront payment, Halsted Financial Services also offers a range of repayment plans with manageable monthly payments.

Halsted Financial Services plans

As a debt collection company, Halsted Financial Services only offers the following services:

  • Debt collection: Primary service focuses on recovering outstanding balances owed to creditors.
  • Account management: Provides tools for debtors to view balances, set up payments and monitor progress.

Halsted Financial Services pricing

The cost for debt collection companies is different for every debtor, depending on how much you owe, how much you can pay upfront and who your debt is with.

You will need to contact Halsted Financial Services directly to figure out how much you will need to pay and if there are any additional fees associated with your debt repayment.

Halsted Financial Services FAQ

What should I do if contacted by Halsted Financial Services?

If you’re contacted by Halsted Financial Services, make sure you understand your rights under the FDCPA. Request debt validation in writing and communicate any disputes about the debt. If you believe this debt is a mistake or fraud, contact the company immediately.

Does Halsted Financial Services report to credit bureaus?

While Halsted Financial Services may not directly report to the credit bureaus, unresolved debts can be sent to reporting agencies by the original creditor.

Can I stop Halsted Financial from contacting me?

You can request in writing that Halsted Financial Services cease communication, but this does not erase the debt.

Still have questions?

Is Halsted Financial Services worth it?

As far as a debt collection company goes, Halsted Financial Services has many positive reviews on competitor websites and is upfront about its commitment to upholding FDCPA rules.

The fact that consumers can request to remove their number from Halsted’s call list or submit complaints directly to the company shows a level of dedication to the consumer.

With that being said, it is still a debt collection company, and it can be financially hard for many to repay debt and manage a repayment schedule.

Halsted Financial Services Reviews

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    How do I know I can trust these reviews about Halsted Financial Services?
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    Page 1 Reviews 0 - 5
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    Customer ServiceContract & TermsStaffBilling

    Reviewed May 5, 2026

    If you have to deal with debt collectors after going through a major medical crisis and can’t pay your bills, Halsted Financial Services would be my choice over and over again. I’m struggling financially so bad while and after going through cancer and treatment, my boss giving my job away while I’m out on short-term disability, etc., and most debt collectors are complete jerks and just don’t try to help…instead, they start calling everyone in the country with the same last name as mine and harassing them as well! Talk about humiliating, (especially when they’re calling my ex-husband’s family)! Halsted Financial worked with me, gave me some payment plan options, also reducing the amount I owe! I wish they were the debt collector for everyone else that I owe money to, so I could be treated with dignity and understanding!

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    Halsted Financial Services
    Response from Halsted Financial Services

    Gina, we appreciate your positive remarks. Thank you for sharing your experience with us.

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      StaffBillingLoan Process

      Reviewed April 16, 2026

      My experience with Halsted has been a blessing to me. After obtaining a loan, I had to take my mom in to care for her and personally, my life was turned upside down. I never thought about not paying the debt, but I was struggling to make payments. I'm thankful that Halsted gave me the opportunity to lower monthly payments which made it easier for me. After caring for my mom for almost nine years, my mom passed away a few weeks ago and in the midst of my loss, I was pleasantly surprised to find out that I had completed the payments. Though I am still grieving, timing is everything because though I'm grieving, just that little bit of good news made my day.

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      Customer ServicePunctuality & SpeedBillingTransparency

      Reviewed April 7, 2026

      I want to give a super great shout-out to Halsted Financial Services!!! They believed in me and didn’t throw me under the bus when what appeared to look like I was letting them down on purpose, During the last 6 months, my payments were declined from my account because the correct account information wasn’t updated by me. I also I’ve had trouble ever since getting the iPhone 16, EVERYTHING I WAS USED TO, changed. But tonight as I was clicking on random emails and files I found out that I still had the opportunity to pay late and it TOOK THE GREATEST LOAD OFF OF MY MIND!!! I wish all financial institutions would follow suit! Gloria J.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Gloria, thank you for the glowing review! We’re happy we could provide a helpful payment solution.

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      Sales & MarketingPriceRefunds & PayoutsStaffBillingRates

      Reviewed March 9, 2026

      I’ve been really trying to work on my credit and catch back up on everything I owe from a very hard and low time in my life. With Halstead they’ve given me affordable options and payment plans and made it possible for me to be able to pay my debts to the people I owe them to which means a lot to me. And they’ve always given a discount off of the full price I owed, which with being a mom of three kids has helped me tremendously. Thank you guys so much for being one of these types of companies but also still thinking about the small people when collecting money for a company.

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      Halsted Financial Services
      Response from Halsted Financial Services

      We're pleased to hear the payment plan met your needs. Thank you for the opportunity to assist you.

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      Contract & TermsPriceStaffBilling

      Reviewed March 6, 2026

      Hello, I just wanted to reach out and explain my situation. I really appreciate your company and have always thought you all were one of the most affordable and reliable electric companies. Previously, I had my electricity account set up at a friend’s house. At the time, we had an agreement that they would be responsible for paying the final electricity bill when the service ended. Unfortunately, they told me they were going to take care of that last payment, but they never actually paid it.

      Because the account was still under my name, I understand that the responsibility may still fall back on me. I just wanted to be upfront and explain what happened so there wouldn’t be any confusion. I value being a customer and would really appreciate any help, guidance, or options you might have available for resolving the remaining balance or setting up a way to take care of it.

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      StaffBilling

      Reviewed May 17, 2026

      I love the fact that I can get in a payment plan and pay everything back. I really wish you all had other accounts where it can be done because I would do it. Thanks for the help and getting me back on track.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Treniasha, thank you for the positive review! It's fantastic to know we could help.

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      Staff

      Reviewed May 17, 2026

      I appreciate the opportunity to get a second chance in paying off debt. There are so many options to choose from. This will help me rebuild my credit and rebuild my future. Thank you for giving me the chance to make it right.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Eric, thank you for the 5-star review! We're happy we could make paying easier for you.

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      Sales & MarketingStaffBilling

      Reviewed May 17, 2026

      Very, very good with working with you on payments making it better for everybody. Thank you guys for helping myself and you. Y'all have helped me financially being able to set up payment plans and offering great discounts.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Blaine, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.

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      Staff

      Reviewed May 17, 2026

      Took a $617 debt from a payday cash advance from years ago and let me pay $247.00 over 5 months at under $50 a month on two months and then $60 the rest. Very reasonable and will help my credit in the long run. Every once in awhile I run across a business that doesn’t screw over all their clients and what not and this is one of those such businesses. They did right by me 100%. Thanks guys.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Christy, we're pleased we could be of help! Thank you for sharing your experience with us.

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      Reviewed May 16, 2026

      In trying to catch up with the past debt Halsted is great with having different options to tailor my needs. I so thank you for that Halsted, I super really appreciate how y'all left me options, very grateful to catch up.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Justin, we’re grateful for your glowing 5-star review.

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      Halsted Financial Services Company Information

      Company Name:
      Halsted Financial Services
      Website:
      halstedfinancial.com