Halsted Financial Services Reviews

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Edited by: Tammy Burns

About Halsted Financial Services

Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.

Pros
  • Variety of payment options
  • Online account access
  • Focus on regulatory compliance
Cons
  • Debts can negatively affect your credit score
  • Can receive multiple collection phone calls

What is Halsted Financial Services?

Based just north of Chicago, Halsted Financial Services is a debt collection agency that says it is focused on blending digital innovation with human interaction to assist consumers in resolving their debts.

The company offers flexible debt repayment options for as little as $50 per month to help you settle your debt.

Halsted Financial Services is accessible 24/7 through its web portal and online payment features. If you need to talk with someone, its customer service agents are available ​​from 7 a.m. to 8 p.m. Central time at 855-284-0831.

How does Halsted Financial Services work?

When a consumer becomes delinquent on their payments to a creditor, such as a bank or credit card company, that creditor may contact a debt collection agency such as Halsted Financial Services.

When this happens, Halsted contacts the debtor on behalf of the creditor. If you’re a debtor and choose to work with Halsted, the company will then attempt to negotiate payment plans or settlements for outstanding balances on your behalf.

You can contact Halsted by phone, mail or the online portal to discuss your accounts and repayment options.

One example of a debt repayment plan listed on Halsted Financial Service’s website is for $1,000 in delinquent debt. If a debtor can repay this with one payment, they can save as much as 50%, paying only $500 to settle their debt.

For those who can’t make a large upfront payment, Halsted Financial Services also offers a range of repayment plans with manageable monthly payments.

Halsted Financial Services plans

As a debt collection company, Halsted Financial Services only offers the following services:

  • Debt collection: Primary service focuses on recovering outstanding balances owed to creditors.
  • Account management: Provides tools for debtors to view balances, set up payments and monitor progress.

Halsted Financial Services pricing

The cost for debt collection companies is different for every debtor, depending on how much you owe, how much you can pay upfront and who your debt is with.

You will need to contact Halsted Financial Services directly to figure out how much you will need to pay and if there are any additional fees associated with your debt repayment.

Halsted Financial Services FAQ

What should I do if contacted by Halsted Financial Services?

If you’re contacted by Halsted Financial Services, make sure you understand your rights under the FDCPA. Request debt validation in writing and communicate any disputes about the debt. If you believe this debt is a mistake or fraud, contact the company immediately.

Does Halsted Financial Services report to credit bureaus?

While Halsted Financial Services may not directly report to the credit bureaus, unresolved debts can be sent to reporting agencies by the original creditor.

Can I stop Halsted Financial from contacting me?

You can request in writing that Halsted Financial Services cease communication, but this does not erase the debt.

Still have questions?

Is Halsted Financial Services worth it?

As far as a debt collection company goes, Halsted Financial Services has many positive reviews on competitor websites and is upfront about its commitment to upholding FDCPA rules.

The fact that consumers can request to remove their number from Halsted’s call list or submit complaints directly to the company shows a level of dedication to the consumer.

With that being said, it is still a debt collection company, and it can be financially hard for many to repay debt and manage a repayment schedule.

Halsted Financial Services Reviews

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    Page 1 Reviews 0 - 5
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    Sales & MarketingPriceRefunds & PayoutsStaffBilling

    Reviewed May 23, 2026

    We all know paying back a debt that has been in collections forever is not exactly something we want to do. However, the debt is still ours to pay. I have had Halsted help me with a couple owed debts so far. They have been able to offer excellent discounts on the debt, and also extremely affordable payments/payment plans! It’s way better to get your debt paid before you end up in the unfortunate situation of garnishing of your wages. And the best part? I never even had to talk to a person. All set up through their online portal. Thanks Halsted, for helping me dig myself out of owed debts! I wish you could handle all my debts.

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      Customer ServiceContract & TermsStaffBilling

      Reviewed May 5, 2026

      If you have to deal with debt collectors after going through a major medical crisis and can’t pay your bills, Halsted Financial Services would be my choice over and over again. I’m struggling financially so bad while and after going through cancer and treatment, my boss giving my job away while I’m out on short-term disability, etc., and most debt collectors are complete jerks and just don’t try to help…instead, they start calling everyone in the country with the same last name as mine and harassing them as well! Talk about humiliating, (especially when they’re calling my ex-husband’s family)! Halsted Financial worked with me, gave me some payment plan options, also reducing the amount I owe! I wish they were the debt collector for everyone else that I owe money to, so I could be treated with dignity and understanding!

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      Halsted Financial Services
      Response from Halsted Financial Services

      Gina, we appreciate your positive remarks. Thank you for sharing your experience with us.

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      Sales & MarketingBilling

      Reviewed April 26, 2026

      I’ve been getting a bunch of text from you guys but at first I thought it was a scam but I finally looked it up and found out it wasn’t. I shouldn’t have ever just stopped paying this credit card off in the first place. It just ruined my credit even worse than it was. My ex ruined me so bad to begin with so I’ve been trying to get that paid off and I’ve been having a hard time with that and it dropped my credit so I just gave up on this one so I said screw it. But I’m glad you guys do payment plans.

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      StaffBillingLoan Process

      Reviewed April 16, 2026

      My experience with Halsted has been a blessing to me. After obtaining a loan, I had to take my mom in to care for her and personally, my life was turned upside down. I never thought about not paying the debt, but I was struggling to make payments. I'm thankful that Halsted gave me the opportunity to lower monthly payments which made it easier for me. After caring for my mom for almost nine years, my mom passed away a few weeks ago and in the midst of my loss, I was pleasantly surprised to find out that I had completed the payments. Though I am still grieving, timing is everything because though I'm grieving, just that little bit of good news made my day.

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      Customer ServicePunctuality & SpeedBillingTransparency

      Reviewed April 7, 2026

      I want to give a super great shout-out to Halsted Financial Services!!! They believed in me and didn’t throw me under the bus when what appeared to look like I was letting them down on purpose, During the last 6 months, my payments were declined from my account because the correct account information wasn’t updated by me. I also I’ve had trouble ever since getting the iPhone 16, EVERYTHING I WAS USED TO, changed. But tonight as I was clicking on random emails and files I found out that I still had the opportunity to pay late and it TOOK THE GREATEST LOAD OFF OF MY MIND!!! I wish all financial institutions would follow suit! Gloria J.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Gloria, thank you for the glowing review! We’re happy we could provide a helpful payment solution.

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      Reviewed June 9, 2026

      Allow us to be able to deal with our situation easily. We just hit a double health scare, two open heart surgeries in one year for my husband, broke his tibia and multiple Deaths. Did not like the idea that I needed to make myself feel larger.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Zina, we appreciate the stellar 5-star feedback!

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      StaffBilling

      Reviewed June 9, 2026

      Very easy and user-friendly to set up a payment plan. Thank you for making this a comfortable experience. Appreciate how you arranged the payment plans to make it easy, so I wouldn't have to figure out the dates.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Demarquis, we're glad our payment process was helpful. Thank you for the feedback.

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      Punctuality & SpeedStaffBilling

      Reviewed June 8, 2026

      I was on the fence about signing up for a payment plan when money is tight right now. But they put me into a payment plan that fit my needs. They were very helpful in finding the right plan and were flexible with the payment schedule. They put my mind at ease.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Laura, it's fantastic to know we could help provide a payment plan that worked for you.

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      PriceStaffBilling

      Reviewed June 8, 2026

      It’s nice to know that there are still some other options out there to help us with our debt. Sometimes situations arise that we can’t control and we get in situations where we need help. It’s nice to have options available and the opportunity to make things right again. The different payment plans available, and the weekly, bi weekly, and monthly payment plans made it easy to choose the most affordable option for me. Thank you!

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      Halsted Financial Services
      Response from Halsted Financial Services

      Angelita, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.

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      Contract & TermsBilling

      Reviewed June 7, 2026

      I was afraid that my experience was going to be horrific but instead it was painless and very easy. Usually dealing with any type of payment agreement is frustration for me because of my mental issues. I have been living with ADHD since birth, so the smallest tasks are huge to me.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Chesare, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.

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      Halsted Financial Services Company Information

      Company Name:
      Halsted Financial Services
      Website:
      halstedfinancial.com