Halsted Financial Services Reviews

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Edited by: Tammy Burns

About Halsted Financial Services

Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.

Pros
  • Variety of payment options
  • Online account access
  • Focus on regulatory compliance
Cons
  • Debts can negatively affect your credit score
  • Can receive multiple collection phone calls

What is Halsted Financial Services?

Based just north of Chicago, Halsted Financial Services is a debt collection agency that says it is focused on blending digital innovation with human interaction to assist consumers in resolving their debts.

The company offers flexible debt repayment options for as little as $50 per month to help you settle your debt.

Halsted Financial Services is accessible 24/7 through its web portal and online payment features. If you need to talk with someone, its customer service agents are available ​​from 7 a.m. to 8 p.m. Central time at 855-284-0831.

How does Halsted Financial Services work?

When a consumer becomes delinquent on their payments to a creditor, such as a bank or credit card company, that creditor may contact a debt collection agency such as Halsted Financial Services.

When this happens, Halsted contacts the debtor on behalf of the creditor. If you’re a debtor and choose to work with Halsted, the company will then attempt to negotiate payment plans or settlements for outstanding balances on your behalf.

You can contact Halsted by phone, mail or the online portal to discuss your accounts and repayment options.

One example of a debt repayment plan listed on Halsted Financial Service’s website is for $1,000 in delinquent debt. If a debtor can repay this with one payment, they can save as much as 50%, paying only $500 to settle their debt.

For those who can’t make a large upfront payment, Halsted Financial Services also offers a range of repayment plans with manageable monthly payments.

Halsted Financial Services plans

As a debt collection company, Halsted Financial Services only offers the following services:

  • Debt collection: Primary service focuses on recovering outstanding balances owed to creditors.
  • Account management: Provides tools for debtors to view balances, set up payments and monitor progress.

Halsted Financial Services pricing

The cost for debt collection companies is different for every debtor, depending on how much you owe, how much you can pay upfront and who your debt is with.

You will need to contact Halsted Financial Services directly to figure out how much you will need to pay and if there are any additional fees associated with your debt repayment.

Halsted Financial Services FAQ

What should I do if contacted by Halsted Financial Services?

If you’re contacted by Halsted Financial Services, make sure you understand your rights under the FDCPA. Request debt validation in writing and communicate any disputes about the debt. If you believe this debt is a mistake or fraud, contact the company immediately.

Does Halsted Financial Services report to credit bureaus?

While Halsted Financial Services may not directly report to the credit bureaus, unresolved debts can be sent to reporting agencies by the original creditor.

Can I stop Halsted Financial from contacting me?

You can request in writing that Halsted Financial Services cease communication, but this does not erase the debt.

Is Halsted Financial Services worth it?

As far as a debt collection company goes, Halsted Financial Services has many positive reviews on competitor websites and is upfront about its commitment to upholding FDCPA rules.

The fact that consumers can request to remove their number from Halsted’s call list or submit complaints directly to the company shows a level of dedication to the consumer.

With that being said, it is still a debt collection company, and it can be financially hard for many to repay debt and manage a repayment schedule.

Halsted Financial Services Reviews

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    How do I know I can trust these reviews about Halsted Financial Services?
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    Page 1 Reviews 0 - 5
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    Customer Service

    Reviewed Dec. 18, 2024

    I have never had such an easy and enjoyable collection ever. Seriously...I had gotten a divorce and the collection was a credit card from that relationship. I love the multitude of the choices they give you and it's all online through email and not harassing phone calls everyday. A reminder text or phone call a couple days before scheduled payments are due to pull and even if for some odd reason your payment doesn't go through they send a text the next day and you can respond for them to run it. My current husband has a collection in the same place and they make it so easy and work with you! Wish every debt collection company was this awesome with customer service. I have no problem paying my bills especially through Halstead.

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    Halsted Financial Services
    Response from Halsted Financial Services

    Desiree, we're glad the payment solution worked well for you. We appreciate the review!

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      Customer ServiceOnline & AppProcess

      Reviewed Dec. 17, 2024

      Due to life situations, I owed around $1500 in debt to a credit card company that I couldn't pay timely. It's been outstanding for almost 2 years. I can only work part time and what I make isn't a lot, but I wanted to work on paying off what I owe. I appreciated that they contacted me by email. It's much easier for me due to my anxiety. At first, I couldn't access my account and emailed them for help. They were prompt in getting back to me via email, as I requested. They offered workable options I could set up on line and reduced the debt that I owed to less than half if I did select the option to make payments. For a debt collection company, they made this process easier despite the situation. I also am so happy I could handle this through their website which was so easy to navigate.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Jacqueline, we're pleased to hear that our services have been helpful. Thank you for your feedback!

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      StaffProcess

      Reviewed Oct. 29, 2024

      I want to take a moment to convey my heartfelt gratitude for the remarkable way my debt was managed. From the very beginning of this process, I felt a consistent sense of support and respect that truly transformed my experience. The professionalism and helpfulness of your team created an environment free of pressure, allowing me to tackle my financial situation at my own pace, without feeling rushed or overwhelmed. Thanks to the invaluable guidance and understanding I received, I now feel invigorated and prepared to take the final step of paying off my debt today. It’s an incredible relief to finally lift this heavy burden from my shoulders! I sincerely appreciate the respectful and compassionate approach your company maintained throughout our interactions—it made all the difference in my journey. Thank you once again for your exceptional service!

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      Halsted Financial Services
      Response from Halsted Financial Services
      Michael, we're thrilled to hear about your positive experience.

      Thank you for the review.

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      PriceOnline & AppStaff

      Reviewed Oct. 20, 2024

      I have to say Halstead Collections made it easy to go to their website and request a monthly payment for my creditor. I learned through this process that these low limit high interest credit cards such as credit one, capital one, webbank, fingerhut, first premier, Total visa, Revvi, Aspire, and a few more that the money I put towards these credit cards including the $99 processing fee, $75 annual fee, then the credit limit is 300 but I ended up owing 800 or 900, 1000 when it's all said and done is ridiculous. Then the debt is bought by a few companies resurgent, Halstead, Lvnv, and they take you to civil court and sue you into making monthly payments for the next 50 years when your 70 years old. I appreciate what they have done for me. WM

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      StaffProcess

      Reviewed Aug. 29, 2024

      Very respectable, accommodating and pleasant. Definitely these traits helped motivate me to make a decision to finalize a repayment plan. I’m glad to have the opportunity to make this situation right with your help and very fair options. Unfortunately, I do have some other debt collectors in my life. I can only wish that they were as accommodating as your firm. It would make my life go much smoother. Mostly they just criticize and threaten me. They make it sound as if they have been personally offended by me. It has been a nightmare going through this and I really don’t work well with threats. Good job guys.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Steven, thank you for the stellar 5-star rating! We're glad to hear you were able to find a solution that works for you!

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      Staff

      Reviewed June 17, 2025

      For a collection agency, I cannot complain. I fell behind due to traumatic events. They were understanding and worked with me. Very pleased. I could not have asked for a better experience. That is saying a lot since this was a collection of a debt. They were patient, communicative, and easy to access. Thank you for working with me during this difficult time.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Tamara, we're happy we could assist you with a payment solution that worked well for you. Thank you for the feedback.

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      Customer ServiceProcess

      Reviewed June 16, 2025

      Life happens, and sometimes things come up unexpectedly. I really appreciated how this company worked with me to find a solution that fit my budget and helped me resolve an outstanding debt. The process was quick, easy, and only took a few minutes of my time. Great customer service and understanding—thank you!

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      Halsted Financial Services
      Response from Halsted Financial Services

      Tamiah, we're glad to have made paying easier for you with our helpful payment solution. Thank you for the review.

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      Staff

      Reviewed June 15, 2025

      The individual I spoke with when we set up the payment plan was very friendly and polite. No negativity from him at all. We talked about my options and came up with a plan that worked for me. No harassment from the company at all. Most collection companies act like bullies and threaten people. This one was no way at all intimidating. I give you guys a 5 star review.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Delores, thank you for your positive review! It's fantastic to know we could help.

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      PriceStaff

      Reviewed June 14, 2025

      The options were fair and reasonable prices. The fact that it gives you many payment options is even better for me. I had couple of account sent to collections and once I was done with my payments here they were removed within 30 days. I didn’t even have to wait or keep filling up like some companies do. Thank you for being a good service.

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      Halsted Financial Services
      Response from Halsted Financial Services

      Miriam, we're glad our payment process was helpful. Thank you for the positive review.

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      Staff

      Reviewed June 12, 2025

      I like that you all giving me a good opportunity to pay off my balance. I am working hard on paying on time with my card, and I think I am getting better making on time payments. I just hope you all keep trying to help people instead of not helping. Thank you

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      Halsted Financial Services
      Response from Halsted Financial Services

      Michael, we're glad you had a positive experience. Thank you for your review!

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      Halsted Financial Services Company Information

      Company Name:
      Halsted Financial Services
      Website:
      halstedfinancial.com