
Halsted Financial Services Reviews
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About Halsted Financial Services
Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.
Visit halstedfinancial.com- Variety of payment options
- Online account access
- Focus on regulatory compliance
- Debts can negatively affect your credit score
- Can receive multiple collection phone calls
Halsted Financial Services Reviews
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- 4,955,484 reviews on ConsumerAffairs are verified.
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Reviewed June 2, 2026
Halsted Financial gave me many opportunities to pick and choose a payment plan. It was easy to set up. I had been putting off trying to make a plan, finally was able to take care of it today. Greatly appreciate all the different options to make a payment plan that works best for me.
Tonya, it's fantastic to know we could help. Thank you for the review.
Reviewed June 2, 2026
I forgot the guy name who helped me but HE NEED A RAISE! Lol. He was very patient with me and got me through step by step and help me understand correctly what was going with the process & made it easy for me to make a decision.. I will be referring friends and family and using again if needed.
Damarious, it's our pleasure to assist. We're glad our payment options have been useful for you.
Reviewed May 31, 2026
Easy, fast, and affordable 1 time payout option... Let me know the debt was taken care of in a timely manner and made sure to get with me on the outcome as soon as it was possible for them to send the email.
Courtney, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed May 31, 2026
Very easy process from start to finish. The online portal was straightforward, the payment options were flexible, and I appreciated being able to review everything before making a decision. Customer communication was clear, and I liked having multiple payment plan options that fit different budgets. Overall, the experience was MUCH less stressful than I expected and the website was easy to navigate on my phone.
Christopher, thank you for the rating! We're happy we could help with a convenient solution.
Reviewed May 30, 2026
I know I have struggled to get my debts paid but I'm in a better place for my creditors to be able to pay on them. Thank you for being so kind and helpful to setting up a payment plan that works for me. Is great. You have been wonderful. Thank you so much.
Mary, we're pleased to know we could assist you. Thank you for the review.
Reviewed May 29, 2026
Paying off debt can be embarrassing and mean when dealing with certain creditors. Halsted Financial supports the customer from start to finish. The process and negotiation is friendly and respectful. Thank you for working with me in a time such as this!
Lavisa, we're appreciate the stellar 5-star feedback. Thank you for the review.
Reviewed May 29, 2026
Thank you for helping me stop the interest so I can make good on my debt! I had actually owed a 1000 less but interest the. Out fees when there was never a signed agreement especially in fraud Minnesota but I want to do what’s right!
Amanda, we're pleased we could offer a payment plan that worked for you. We appreciate the review.
Reviewed May 28, 2026
It was very easy to respond to a text regarding my bill. Payments were easy to set up and the amount reasonable. I would recommend this service if needed. I am working on cleaning up old debt. I hate that I was unable to make the payments previously.
Lauren, , we’re delighted to know we could offer a payment plan that worked for you!
Reviewed May 28, 2026
Very easy to communicate and easy going in terms of picking out an affordable plan. They’re more than understanding and fair. I was shocked with the options but very glad that it was affordable. Would recommend, 10/10
Trey, thank you for rating the services you have received. We appreciate the review.
Reviewed May 27, 2026
I appreciate the kindness & patience you showed me. It’s been a rough 2 years since I lost my job/career. You alleviated my stress, and I thank for the fair terms you offered to take care of my debt. GRATEFUL!
Charlotte, we're pleased we could assist you. Thank you for taking the time to leave us a review.
Reviewed May 27, 2026
Never bother to call! From the beginning when we did the arrangement. Event tho I lost my job in the process but I was able to manage. Conducted business like it supposed to be. I’m happy it’s done! Thanks to work with me.
Zalifata, we're pleased we could offer you a helpful payment resolution.
Reviewed May 25, 2026
I didn't think I would ever leave a good review for a collection agency, but this company literally lets you set up your payments exactly as you like to repay your debt. Their site is so easy to navigate, setting up the frequency and amount of payment and signing the repayment agreement takes literally seconds.
Robin, we're pleased we could make paying easier for you. Thank you for the review.
Reviewed May 25, 2026
You make the process so easy, I have a couple more debts with other companies, and I have yet to start working with them because of the non-stop harassment. They do not offer very good settlements and the length of time to pay off.
John, we're pleased we could help with a convenient payment solution.
Reviewed May 24, 2026
They are willing to let me pay as low as I can possibly due to financial hardship, but it’s time that I get this paid off so that I can have a better knowledge of knowing that that debt is cleared. I should’ve never even opened up the credit card. I already had too many as is after filing bankruptcy. It was just right there in my face all this free money in advance. Couldn’t help it. Learned my lesson.
Reviewed May 24, 2026
Love how easy it was to set up a payment plan affordable for me right now. I absolutely loved that! I didn't have to talk to someone from a foreign country who I couldn't understand. It took 1 min and I was done.
Reviewed May 23, 2026
Very easy process, best way to pay off collection, Allstead does a very good job very professional, would definitely recommend anyone in the paying off collections, most definitely would recommend to anyone in need.
Reviewed May 23, 2026
I had a great experience working with them throughout the entire process. Everything was straightforward, easy to understand, and there were no hassles when it came time to pay off my remaining loan. I truly appreciated their willingness to reduce part of the principal balance, which made it financially possible for me to finally pay everything off. Their professionalism, understanding, and support during a difficult time meant a lot to me, and I’m very grateful for the help they provided.
Reviewed May 23, 2026
We all know paying back a debt that has been in collections forever is not exactly something we want to do. However, the debt is still ours to pay. I have had Halsted help me with a couple owed debts so far. They have been able to offer excellent discounts on the debt, and also extremely affordable payments/payment plans! It’s way better to get your debt paid before you end up in the unfortunate situation of garnishing of your wages. And the best part? I never even had to talk to a person. All set up through their online portal. Thanks Halsted, for helping me dig myself out of owed debts! I wish you could handle all my debts.
Reviewed May 23, 2026
The agents I spoke to were very kind and understanding to my financial situation. They worked with me and gave me time to adjust my budget so I could make the remaining payments without breaking my bank. The deal they offered cut the original debt by nearly half!!!
Reviewed May 23, 2026
Easy-to-use website for resolving debt with good options. The speed of the application was one of the reasons for my 5 ⭐ review. Breaking the payments up was a big reason, too. 👍 Now I can relax with automatic payments from my bank account.
Reviewed May 22, 2026
"I had a great experience with Halsted. The process was simple and fast, and the team was very helpful and professional. They made everything stress-free and easy to understand. I definitely recommend them!" It's awesome. The paying is very easy with them. I has 3 or more debt and I finish 3 of them with Halsted super easily. They make my life happy, easy, no struggle, thank you Halsted.
Reviewed May 22, 2026
Halstead has been great in helping me resolve my large debts that I could not. The discounted offers provided are truly a blessing and I’m grateful for the opportunity to resolve my debts at a lower rate and faster time for my credit to get repaired. Life is hard and happens. Although this isn’t preferred it’s definitely helpful in these times. Thank you.
Reviewed May 20, 2026
The help I got from Daisy was amazing, sufficient and kind. Great customer service. She helped when it came to the information and also tried to go beyond and help with another account but couldn’t be located.
Reviewed May 19, 2026
I had a great experience with Halsted Financial Services. They are very professional and easy to talk to. They also congratulated me on resolving my issue. That made me feel better. Very much appreciated
Reviewed May 19, 2026
Thank you for giving me an option to pay off my debt. It mean a lot to have another party hold my debt while I figured things out. Hurt my score but I’m glad nothing changed and I paid off what I owed since day 1.
Reviewed May 18, 2026
I have paid off several collections with them so far, and they’ve helped get it deleted off my record while offering me a great deal on paying my debts. Truly great to have a company that goes the extra mile to get a bad record deleted after payment.
Reviewed May 17, 2026
I love the fact that I can get in a payment plan and pay everything back. I really wish you all had other accounts where it can be done because I would do it. Thanks for the help and getting me back on track.
Treniasha, thank you for the positive review! It's fantastic to know we could help.
Reviewed May 17, 2026
I appreciate the opportunity to get a second chance in paying off debt. There are so many options to choose from. This will help me rebuild my credit and rebuild my future. Thank you for giving me the chance to make it right.
Eric, thank you for the 5-star review! We're happy we could make paying easier for you.
Reviewed May 17, 2026
Very, very good with working with you on payments making it better for everybody. Thank you guys for helping myself and you. Y'all have helped me financially being able to set up payment plans and offering great discounts.
Blaine, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed May 17, 2026
Took a $617 debt from a payday cash advance from years ago and let me pay $247.00 over 5 months at under $50 a month on two months and then $60 the rest. Very reasonable and will help my credit in the long run. Every once in awhile I run across a business that doesn’t screw over all their clients and what not and this is one of those such businesses. They did right by me 100%. Thanks guys.
Christy, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed May 16, 2026
In trying to catch up with the past debt Halsted is great with having different options to tailor my needs. I so thank you for that Halsted, I super really appreciate how y'all left me options, very grateful to catch up.
Justin, we’re grateful for your glowing 5-star review.
Reviewed May 16, 2026
I was pleasantly surprised once I offered to make payment and was offered a 30% discount on the full amount owed. This helped to clear my current collections that were plaguing my credit. I couldn't recommend a better company to deal with.
Nicholas, we’re grateful for your glowing 5-star review. Thank you for taking the time to share your experience.
Reviewed May 16, 2026
Thank you for the wonderful repayment plans. I’ve been trying to get back on my feet for some time now and clearing up these debts. It’s wonderful to know that these options are available and without these types of payment options, I wouldn’t have been able to clear this debt up anytime soon.
Dalila, we appreciate the stellar 5-star feedback! Thank you for the review.
Reviewed May 15, 2026
Easier than talking to a person. Everything was explained to me and I understood what my opinions were to get my bill paid off without going broke. Would recommend for everyone that really don't like talking on the phone.
Marlenea, we're pleased to know we could assist you! Thank you for the review.
Reviewed May 14, 2026
Very easy and expedient way to catch up on payments. They have been courteous and encouraging, which I appreciate greatly. Thank you everyone at Halsted for what you do! And thank you for your patience during these hard times.
Michael, it’s our pleasure to assist you! We’re pleased to have provided a helpful payment solution.
Reviewed May 14, 2026
I had got way behind on my credit past dues with more than one card, purely my fault it is embarrassing, but to have this option to pay without talking to someone, makes it more bearable and efficient. Thank you
Jodie, we're glad we could assist you with a helpful payment solution.
Reviewed May 14, 2026
The site makes it easy to set up the payment arrangements and more than reasonable frequencies. Glad to start knocking off these derogatory accounts and getting back on track towards my goals. Site is easy to navigate, takes you step by step, and makes it as painless as possible.
Derek, we appreciate your positive feedback. It’s our pleasure to help you find resolution.
Reviewed May 13, 2026
Easy to navigate website to schedule my first payment and subsequent monthly payments. No high pressure to pay certain amounts, I was able to choose a flexible plan. Sucks I lost my job, but this bill had to get paid.
Andrea, we’re grateful for your glowing 5-star review.
Reviewed May 12, 2026
Very easy to work with, courteous and professional. They gave me several options to clear up my debt and made it reasonable. At a time of uncertainty they gave me honesty, I greatly appreciate that. I will recommend them to anyone that wants to work with an honest and understanding company.
Tim, we appreciate your positive feedback. It’s our pleasure to help you find resolution.
Reviewed May 12, 2026
Halstead was able to negotiate a lower buyout amount for a way past due account that was sent to them. I was able to pay that account off within a year. Had I tried to pay it off on my own, it would have taken 3 years to pay everything off. Now I'm working with Halstead again to pay off another account. This one will be done in 6 months!
Lacy, we’re glad we could assist you. Thank you for sharing a review!
Reviewed May 12, 2026
You guys made it very easy to set up payments and you guys have very flexible payments which helps me to pay off this debt for I am financially struggling right now. Really appreciate you guys. Thank you.
Eric, we’re delighted to know we could offer a payment plan that worked for you!
Reviewed May 12, 2026
The repayment plans were very reasonable and manageable. Options that were presented included length between payments and how often payments are to made. Easy to use platform. Recommend best option to suit your repayment. Do yourself a favor and review your options.
Michael, thank you for the 5-star review! We're happy we could make paying easier for you.
Reviewed May 11, 2026
I'm able to pay my debt with great saving. Thank you to Halsted. I can slowly pay off my debt with less stress. Hopefully, this will help me debt free in no time. Halsted offer great saving that fits my pocket.
Samira, we're pleased to know we could assist you. Thank you for the review.
Reviewed May 9, 2026
Thank you for reaching out by email and working with me of variety of payment options. I had good credit with Credit One until money was added to my account and they closed it! No notification just closed it with an email!! I am not happy about how it was handled because I was aware of the transaction of the money being added to my account! I appreciate the options to get this account paid off!!
Lisa, thank you for the rating! We're happy we could provide you with a helpful payment solution.

Reviewed May 8, 2026
Very misleading tactics. Changed a card and payment was late by two days and reported it to credit bureau. They don’t do business in good faith.
Reviewed May 8, 2026
Halsted Financial Services helped me to find a manageable option. I was happy with the flexibility offered and this solution is very helpful. Very much appreciated the affordable options presented.
Timothy, we appreciate your positive feedback. Thank you for the 5-star rating.
Reviewed May 7, 2026
Thank you for making my repayment plan so easy! Most of us have had a few bad years lately but your company has made it so I am able to repay what I owe without resorting to badgering me or making me feel like I’m a horrible person. Thank you!
Regina, it's our pleasure to assist. We're pleased to know we could assist you.
Reviewed May 7, 2026
They worked with me on getting this matter solved. It was a clear and precise way to get it settled. I was not hassled during the this time. I hope I never have to deal with them again, but if I do, I don't believe it would be hard to take care of it with Halsted.
Daphne, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed May 7, 2026
Halsted Financial got me back on track with my debt. They reduced the amount I owed and put me on a monthly payment plan that I could afford. This debt has been a huge burden to me. Halsted Financial reduced that burden. Thank you Halsted Financial!
Catherine, thanks for your review! We're glad we could help.
Reviewed May 6, 2026
Thank you for the offer. I appreciate it. I hope it’s all closed out shortly and quick so far. I do not know the outcome but I appreciate the offer and I went for it and I appreciate you guys. Thank you.
David, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed May 6, 2026
Found a solution to your debt and there always a way to resolve your debt and just put it into God's hands with the assistants of Halsted Financial Service. They're great support. You should be advised this is the best service out now and they are persistent in their work and job.
Lorenzo, thank you for the rating! We're happy we could help with a payment solution that worked well for you.
Reviewed May 5, 2026
Easy and speedy when it comes to help. Their flexible payment plan helped me save money and pay at my own pace. I had a hard time paying back my current debt, but with their assistance, I am able to pay it off with ease. Would highly recommend to friends and family.
Steven, we're pleased to know we could assist you. Thank you for the review.
Reviewed May 5, 2026
If you have to deal with debt collectors after going through a major medical crisis and can’t pay your bills, Halsted Financial Services would be my choice over and over again. I’m struggling financially so bad while and after going through cancer and treatment, my boss giving my job away while I’m out on short-term disability, etc., and most debt collectors are complete jerks and just don’t try to help…instead, they start calling everyone in the country with the same last name as mine and harassing them as well! Talk about humiliating, (especially when they’re calling my ex-husband’s family)! Halsted Financial worked with me, gave me some payment plan options, also reducing the amount I owe! I wish they were the debt collector for everyone else that I owe money to, so I could be treated with dignity and understanding!
Gina, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed May 5, 2026
Thank you for giving me a flexible option to take back control of my life. After COVID everything went south, but the offer of smaller payments really helps get back in control. I wanted to pay all along, but the cost of life is just too much right now. Being able to break everything into smaller payments is exactly what was needed.
Michael, it's our pleasure to assist you. Thank you for your feedback!
Reviewed May 4, 2026
The payment setup is easy and I was able to make plan it around my paychecks. This helped me increase my credit score of which this debt was impacting. I truly could not have resolved this debt without the aid of this company.
Christian, we appreciate your review! It's great to know we could help you
Reviewed May 4, 2026
Great! Excellent communication. Great payment plans. Easy to use website. Couldn’t be happier. Highly recommend. That is hard to ever come, but Halstead has made this very easy for me and I could not be more appreciative. Definitely recommend working with them and they will work with you.
Sally, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed May 3, 2026
Website was easy to navigate and the options to pay were easy on my bank account. Would recommend using them to friends and family if the occasion arrives. The options were the best fit for me and what I could afford every week to pay off the balance.
Kelly, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed May 3, 2026
Very easy to work with. Made my payments affordable. I wish all debt collectors were this understanding and flexible. This lessened my anxiety about my debt. Always got notification of upcoming payment due. And I love the fact there is no penalty for paying extra or paying off early.
Christine, thanks for your feedback. We're happy we could make things convenient for you.
Reviewed May 2, 2026
Thank you for being patient with me as in what I owed you and I really do appreciate that you gave me enough time to come up with the finances. I promise you that I will also strive to make sure the payments are paid in full.
Nicole, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed April 30, 2026
They have been very patient when I have been down on luck low hours gotten behind. They offer you every opportunity to make a payment you can afford.. Not been the best on my payments due to low hours at work. Thank You for being so helpful in giving me plans I can try to do.
Sandra, it's our pleasure to assist. We're glad our payment options have been useful for you
Reviewed April 30, 2026
I am very happy with the set up of this website, the options you have and the amount that is best affordable for you. It makes you feel comfortable with what you’re doing. They reach out to you, to remind you to schedule your payments and it is not in a repetitive way either. This company does want to help you pay off your debt, I am thankful to get mine taken care of.
Eduardo, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed April 30, 2026
Very helpful with no hassle! No phone calls. No threats or intimidation. And absolutely a professional approach with consideration of your ability to make an affordable payment. I recommend Halstead to all who require assistance in paying off a debt.
Gerald, we appreciate your positive feedback. Thank you for the review.
Reviewed April 29, 2026
Settle the outstanding loan, to be cleared, I need to close up the account, I do not want to be in a bind no more, the options I was offered today is good, great and feel to accomplish soon. The website here is helpful.
Reviewed April 29, 2026
It was really easy to check my balance and review my payment options. The options offered are very affordable and easy to set up a payment plan. The fact that a settlement is offered and I can put that on a payment plan is amazing. I wish all of my debt could be transferred to them! LOL
Reviewed April 29, 2026
I think this plan is going to work for me as I lost everything during COVID-1...including my job. I also got scammed out of my entire savings account. I was completely broke. Thank you for helping me get back on my feet.
Reviewed April 28, 2026
All of the representatives have been patient and professional. Thank you for making this process easy. The available payment options also made it easy to commit to a plan. Having easy access to my account is a nice option.
Reviewed April 27, 2026
Halstead made it easy to try and catch up on my delinquent payments. They did all the work for me and set up easy accessible payments. They made me feel like I can do this. They also took a lot off of the actual owed amount.
Reviewed April 27, 2026
Halsted Financial really works with their customers to give you the best options to pay off your credit card debt. I really appreciate them working with me to get back on track. I was able to setup a payment plan that fits my budget without putting me further in debt.
Reviewed April 27, 2026
Very cordial during mourning period. Appreciate the long term payment plan which should reflect well on my credit report. Finalizing the payment plan via email was and is very convenient. Still living loving and aspiring. Dee.
Reviewed April 27, 2026
Simple and fair process with clear steps to take. The transparency was reassuring and I appreciated the simplicity and speed of the process. I would recommend this service to friends and family. Thank you.
Reviewed April 26, 2026
I’ve been getting a bunch of text from you guys but at first I thought it was a scam but I finally looked it up and found out it wasn’t. I shouldn’t have ever just stopped paying this credit card off in the first place. It just ruined my credit even worse than it was. My ex ruined me so bad to begin with so I’ve been trying to get that paid off and I’ve been having a hard time with that and it dropped my credit so I just gave up on this one so I said screw it. But I’m glad you guys do payment plans.
Reviewed April 25, 2026
They helped me to make a payment plan. Their payment plan was suitable for me because I am on a fix income. I was not able to make a full payment due to lack of employment. They understood and was very helpful. Thank you.
Reviewed April 25, 2026
I specifically tried the Item and was impressed by the quality. It’s clear they put a lot of effort into the small details that other places usually overlook. Compared to other brands I’ve used in the past, this feels much more premium and well-constructed for the price point.
Reviewed April 23, 2026
Very professional. Not pushy or rude. The lady I spoke with was very knowledgeable and helped me find a repayment schedule without making me feel belittled about finances. I actually did not mind speaking with her about my bill.
Kenya, thank you for the glowing 5-star review! We’re happy we could work with you towards a resolution.
Reviewed April 23, 2026
The offer is an amazing choice for me. It gives me an opportunity to select the calendar date. It advocates me to get rid of long-time wasting interaction. This makes it easier to manage my time in a timely manner. Due to this proposal, I will be able to pay my account off and get the best outcome.
Ruzanna, we’re delighted to know we could offer a payment plan that worked for you!
Reviewed April 22, 2026
Getting back on track has been possible thanks to Halsted. I’ve successfully settled multiple accounts. After having a rough patch Halsted's payment options has helped me tremendously without the terms being to strenuous on an already tight situation. Their system and communications are easy to navigate.
Betty, it’s our pleasure to assist you! We’re happy we could provide a helpful payment solution.
Reviewed April 22, 2026
For the opportunity to get a great percentage off to get this paid down, the process was very easy. I’ve used this company before to pay off a debt, and they were very helpful and doing so at that time.
Lynnette, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed April 21, 2026
Thank you! Been trying to make a payment plan for a while. It was quick and easy and affordable for me. Communication is on point, and thank you again for helping me out. Hopefully, it will get my credit up.
Shaun, it’s our pleasure to assist you! We’re happy we could provide a helpful payment solution.
Reviewed April 21, 2026
Very easy to make a payment setup. If it was more difficult, I don't think I would've gone through with trying to pay off the balance. Thank you very much for making it easy to work with this company.
Silas, it’s our pleasure to help! We appreciate you taking the time to leave a review.
Reviewed April 21, 2026
Thank you you for giving me so many options to finally take care of this and have it removed from my credit. Sometimes life just takes you on a crazy ride and you don’t always know how to get off it. This helps me more than you know. Thank you for helping me finally have some hope that things will get better.
Stacy, thank you for the positive review. We’re happy we could help.
Reviewed April 21, 2026
The phone call was not pleasing but the online communication was great. The caller didn't give me all the options that were online. The different options were visible so that I could choose the plan that best fits my finances.
Nioca, we're delighted to hear we could help. Thank you for the review.
Reviewed April 20, 2026
Halsted Financial Services has been a courteous and accommodating company. Things fall through the cracks and life happens. They offered me multiple options and made the process as painless as possible. It is a great relief to have a way out. I should have simply called them sooner. Because it was just that. Simple.
Marc, thank you for taking the time to rate the service you received. We’re happy you had a good experience.
Reviewed April 19, 2026
In my opinion, all collections agencies should be as flexible and friendly as Halsted, I’ve never had a company give me better payments with a bigger discount during a time of need like that and I think they set a new standard for how affairs like this should be handled.
RR, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed April 19, 2026
It was easy for me to follow being a senior. I also found It easy and plain for me to understand. I also found easy for me to read. And I also did not feel I had to rush to complete what I was going.
Janice, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 18, 2026
I wanted to pay off a long term debt, and Halstead Financial helped me make affordable payments with an easy to follow planned schedule. I appreciate all the help that I’ve received from Halstead Financial to improve my credit rating.
Anna, thanks for your review! We're glad we could help.
Reviewed April 17, 2026
This collections agency is amazing! They provided affordable payments and it give you a lot of options. I have 3 accounts open with them, and so far I started 2 payment plans already. It makes it a lot easier to pay these accounts. Thank you!
Reviewed April 17, 2026
Halstead made the whole process extremely easy. Professional customer service. I was even able to settle for less than I originally owed. This helps me and my future out tremendously! Thank you! If you have a need to use Halstead, I would highly recommend.
Reviewed April 16, 2026
My experience with Halsted has been a blessing to me. After obtaining a loan, I had to take my mom in to care for her and personally, my life was turned upside down. I never thought about not paying the debt, but I was struggling to make payments. I'm thankful that Halsted gave me the opportunity to lower monthly payments which made it easier for me. After caring for my mom for almost nine years, my mom passed away a few weeks ago and in the midst of my loss, I was pleasantly surprised to find out that I had completed the payments. Though I am still grieving, timing is everything because though I'm grieving, just that little bit of good news made my day.
Reviewed April 16, 2026
This company is excellent in its dealings with customers and resolves problems with exceptional speed. I recommend everyone to do business with this company. It was a good experience that alleviated a great deal of stress for me.
Reviewed April 16, 2026
The hall that helped me was amazing. Considering no one likes to pay debt, sometimes it happens. They were kind and accommodating to my situation. Because of that I was able to pay off this debt. I can’t thank them enough for working with me.
Laurie, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 15, 2026
Very professional, experienced and confidential in helping others with their finances when in tight situations, with no judgement and no prejudice. Strictly Professional when others fail. I would recommend them to others 100%.
Crystal, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 15, 2026
I love this app with this mini flexible options. As low as $3 a week on some payments. You choose the amount and how long you want to pay on it. Me, I always to the lowest lol. But I can pay off multiple accounts that way with the same company. So just a couple cups of coffee a week....
John, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 14, 2026
Very encouraging and respectful. Never made me feel bad about my situation. Also very good deal on the amount that I owe. Never pushy and always very respectful. I feel like I got the best deal I could get to pay the debt off.
Jacob, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 14, 2026
So far so good, they reached out with a sensible discounted payment plan and are willing to strike to delete a debt that was holding my credit down. I am happy this organization reached out to me as previous collectors were not as flexible.
Yadir, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 13, 2026
Best collection company to work with. Very flexible and makes it easy to continue making payments. TY was my guy that helped me get set up. I ducked collections before, but Halsted makes it easy to face reality.
Vito, we're glad our payment solution has helped you. Thank you for the positive feedback.
Reviewed April 12, 2026
I’ve had to deal with debt collectors lately and Halsted Financial made it way easier. I set the plan that fits my budget. Don’t have to send any signature in after accepting plan. The other companies set up a plan then said to e-sign but never got the documents so they say I’m in default after I agreed to pay. But halsted made it a couclicks and done.
Sean, we’re delighted to know we could offer a payment plan that worked for you! Thank you for the review.
Reviewed April 12, 2026
Very helpful in resolving the account. Will recommend to others in my position. It's a great help for people to settle financial issues because life throws you a curb and you don't know how to respond to health situations that arise at least you have a chance to solve a financial problem. Thank you. 🙏🏼
Williams, thank you for the review! It's fantastic to know you had a positive experience.
Reviewed April 11, 2026
I’m just happy to pay the card off. I had got sick with a brain aneurysm and a stroke so I was in the hospital for 3 months and then the recovery process was a long time. I’m feeling a little better even though I have a loss of balance. I’m doing much better. Glad to be alive. I hope you will allow me to apply for another card. I do get a check every month for disability.
Arsenio, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 10, 2026
These guys were not condescending or had hostile tones with me and were very professional in going about resolving my debt. They were very frank in telling me that further action would result in law firm referrals and nobody likes lawyers LOL.
Reviewed April 9, 2026
I was afraid that what I could pay would not be enough. Miss ** was so kind and helpful. She made me feel at ease. The payment process was so easy. I have been in customer service for 40 years I would hire miss **.
Reviewed April 9, 2026
Great service. Thank you for the option to work this deal. However I'm wondering why there is a judgement to garnish my wages. Please help explain why you offer deals after the order to garnish wages.
Reviewed April 8, 2026
They really help me out with time to be able to pay it back and appreciate that. Thank you very much. I'm going to keep on saying thank you for the discount. I appreciate that and the time it took for me to pay it back which was way longer than I wanted it to be. But I kept on forgetting and had other problems and life just took me by surprise in a lot of it. So I appreciate your time and patience and glad that this is finally done and paid off. Appreciate it. Good day.
Reviewed April 7, 2026
Easy payment plan, it was nice to pick my own payment plan. I wish all banks would do that. And then other thing is your interest doesn’t change either, so it’s a very good experience with this Bank. I really can’t think of anything else but fabulous experience.
Reviewed April 7, 2026
It detailed very carefully and the help was very helpful to me. I have had some really bad experiences with other collectors who have been very rude. Thank you for your help. Sincerely Deborah
Deborah, thank you for your positive review! It's fantastic to know we could help.
Reviewed April 7, 2026
I had a great experience, and everything was handled much faster than I expected. The process was smooth and easy, which made things stress-free. I really appreciated that they called me to keep me updated—it showed great communication and made me feel valued. Overall, I’m very satisfied with the service and how quickly everything was completed. I would definitely recommend them and look forward to sharing my experience with others.
Helena, appreciate you taking the time to share your positive experience. Thank you for the review.
Reviewed April 7, 2026
The agents are willing to work out a great settlement offer on the accounts and even you're able to make payments on the settlement account until paid off. The process was very easy. Overall experience I had was great.
Yvette, thank you for sharing your experience! It’s a pleasure to assist you.
Reviewed April 7, 2026
I want to give a super great shout-out to Halsted Financial Services!!! They believed in me and didn’t throw me under the bus when what appeared to look like I was letting them down on purpose, During the last 6 months, my payments were declined from my account because the correct account information wasn’t updated by me. I also I’ve had trouble ever since getting the iPhone 16, EVERYTHING I WAS USED TO, changed. But tonight as I was clicking on random emails and files I found out that I still had the opportunity to pay late and it TOOK THE GREATEST LOAD OFF OF MY MIND!!! I wish all financial institutions would follow suit! Gloria J.
Gloria, thank you for the glowing review! We’re happy we could provide a helpful payment solution.
Reviewed April 6, 2026
I love how they set reasonable payment options that fit my budget. I have had many live obstacles in the last year that has put me behind and they were able to work with me to get my finances back in shape.
Lianne, we appreciate your positive review. It’s a pleasure to assist you.
Reviewed April 6, 2026
Thank you so much for all your help helping me pay off my bill, I really appreciate everything you have done for me, if I have any outstanding bills I would appreciate your help, Thank you again. I liked doing my business with you!! June **
June, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed April 6, 2026
Thank you for your patience and a great deal, I've had multiple losses in my past years and my recent divorce and my Dad's loss a couple of months ago, thank you for your time and understanding, God bless you all.
Bianca, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed April 5, 2026
It was a pleasure to work with this company. They did a very good job assisting me as needed with bringing my account current. I am working on my credit and this is exactly what I needed. I can’t wait to have this account paid in full.
Natasha, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 5, 2026
You guys are working with me getting this account paid off and closed and made it very easy to figure out and offered a good deal to help me start getting my credit raised at least a few points because last year I got way too far behind on bills and maxed out three credit cards and this Credit One card has the least balance.
Timothy, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 4, 2026
I received a great discount off of an old debt that I was trying to clear up. So that was nice, I guess my favorite part was not having to speak to anyone lol. They seem fairly easy to work with, the site should have different options for me to break down the payment.
Dea, we're glad our payment solution has helped you. Thank you for the positive feedback.
Reviewed April 3, 2026
I'm so thankful I am still being offered deals on my debt. I have been stressed about how to pay this and my oldest son was able to help his momma out! I like all the different choices I was given to choose from. Thank you again for being a Rockstar for me!!
Angela, we're pleased to know we could assist you. Thank you for the review.
Reviewed April 3, 2026
I was happy to pay off my past marital debt! Every-time I called Halstead I was met with respect even when they knew I was in default of my payments. I was treated with the utmost respect from everyone I spoke with in regards to my accounts.
Heather, we appreciate your positive feedback. We're glad we could help.
Reviewed April 3, 2026
Very nice people. I had an account and they made it very easy to pay off the account by making one easy payment. I recommend not getting sent to collections but if you do these are the people to get sent to.
Reviewed April 2, 2026
You’re a collection agency who serves to perpetuate debt on the lower class. I’m paying because I don’t want this to hit my credit, but, I’m not giving you a positive review. I’m not giving a more detailed review
Reviewed April 2, 2026
I was offered a considerable discount and many different payment options to pay off my debt. Even after a payment failed several times, they still offered me lower options to help me when I needed the help. If you want to once and for all wipe out a debt, WORK WITH THEM! I feel much better because I could pay off a debt I knew I owed, but tough times had occurred and I couldn’t pay it at the time.
Reviewed April 2, 2026
Thank you for giving me the opportunity to pay my bill in full, have a good day. Everything except for the review guidelines is perfect.
Reviewed April 2, 2026
This was the money used to pay whatever money I could towards my family because it’s all I had left and they accepted it versus rejecting it. I give them a big pat on the back and thank you to the max.
Reviewed April 1, 2026
“It is essential that the finance company report payments in a timely manner so they are accurately reflected on the client’s credit record. Failure to do so directly impacts the client’s credit standing and should be addressed promptly."
Reviewed April 1, 2026
They are a convenient way in paying off debt. I really want to get a better credit score, and saving money in this option they gave me really helps with achieving this goal. Thank you for offering me the best option.
Lynn, we’re grateful for your glowing 5-star review. Thank you for taking the time to share your experience.
Reviewed April 1, 2026
I was taking great care of you by Tiffany. She is a sweetheart 💕. All they want is for you to pick up the phone and call them if you are needing assistance. I have several accounts with them, and they are wonderful if I need help. Thank you for being there for me in the rough times I am experiencing. The wonder.
Elizabeth, thank you for the positive review. We're happy we could work with you toward a resolution.
Reviewed April 1, 2026
Honestly, I've been having some financial trouble, but they've been very patient and helpful. I feel like I can have confidence that I can pay it off, and when I've contacted them for any reason, they've always been very helpful and understanding to someone like me!
Christopher, we appreciate your feedback, and we're glad our payment options worked well for you.
Reviewed April 1, 2026
I've been fighting a charge forever and it's just not coming off -I thought I wasn't at fault for it, it's worth just paying off at this point and Halsted made it super easy to do so. Highly recommend if you're in a similar position.
Seth, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed March 31, 2026
This firm provided easy and great customer service. Their payments options were broad and fare. I am glad I finalized my account with Halsted Financial Services. I was able to pick my options with convenience of using phone with up to more than a year to pay off. Everything was detailed and broken down for clear understanding.
Talitha, we appreciate your review. We're happy we could work with you toward a resolution.
Reviewed March 31, 2026
To be really honest I would pay more bills if it was this easy. Easy to make a payment plan and choose the one that feels affordable for my financial needs right now. I'm glad that I'm getting this resolved and I can get this off my mind.
Natalie, we're happy we could make your payment experience convenient. Thank you for the review.
Reviewed March 31, 2026
They made paying off an old debt left by my ex as easy as pie and worked with me on the amount. It is usually a hassle to deal with collection agencies; however, Halstead was different in their willingness to work with me. I'm pleased.
Jennifer, we’re delighted to know that our payment solution has helped you move forward with confidence.
Reviewed March 31, 2026
Amazing, easy to use and understand, help me pick a plan right for me to pay off my debt early and fast. 5 stars, wish to not use them again though, best of luck to me, I can make 2 payment of less than 400$ to pay off my next.
Damon, we appreciate your positive remarks. Thank you for leaving us a review.
Reviewed March 30, 2026
Have had an extreme amount of time to pay this. I am happy to get this arrangement Ty. This will definitely help me to be more financially stable in getting a debt out. When you offered this it is a relief.
Mandy, it's fantastic to know we could assist you. Thank you for the review.
Reviewed March 30, 2026
Halstead Financial Services made it easy to settle an old debt. They negotiated a payment schedule and kept me updated on the progress. Now it’s paid and what a relief! Really easy to do business this way.
Ronald, we appreciate the opportunity to assist you. Thank you for the review.
Reviewed March 29, 2026
This is an Excellent place helping with my loan. They have reasonable and helpful loans. They are on top of their helpful customer support and service. I recommend trying to use them for help on loans.
James, we appreciate the stellar 5-star feedback! Thank you for the review.
Reviewed March 29, 2026
Very good and convenient. I recently had a good offer to pay my debt with Credit one bank and I took it because it was very convenient and it had a great discount. Now I can do my low by weekly payments without hesitation.
Alejandro, we're glad we could assist you. Thank you for the review.
Reviewed March 28, 2026
This is my first time but it seems easy and I hopefully would recommend to family and friends. If this works out I will be using all the time…I’ve tried other companies but they didn’t work out so let this work out for me today. Thank you!!!!
Deborah, we're glad our payment solution has helped you. Thank you for the glowing 5-star review.
Reviewed March 28, 2026
Was able to select a plan that worked for me and my financial situation. No back and forth. Just select my amount and done. It was just amazing that I could do that and not have to worry. Easy to navigate website as well, just amazing all around.
Mabell, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed March 27, 2026
Do to unforeseen circumstances, my employment suddenly ended and my creditors were left hanging. Thanks to Halstead financial Services I was able to put that burden on hold while changing career fields. Thank you!!!!
Renee, we appreciate your review! It's great to know we could help you
Reviewed March 27, 2026
I'm honestly very grateful for this company. I was able to pay this off easily, and they worked with what I could afford to make monthly payments. I loved that the one time my payment didn't go through, they didn't charge me extra right away or canceled our agreement. I was able to pay it without a hassle. I am trying to build my credit back up and I was afraid that my efforts of making payments here wouldn't show up on my credit but it did, and my credit score did in fact went up.
Sara, we appreciate you sharing your positive feedback. Thank you for the 5-star rating.
Reviewed March 27, 2026
Website was easy to use and there were lots of payment options to help me get my debt paid off. I got a payment arrangement that made sense to me and my circumstances. I am a single mother on a very tight budget.
Andrea, we appreciate your review! It's great to know we could help you
Reviewed March 27, 2026
Thank you for me being able to pay my balance with a monthly amount. It’s very difficult to pay such large amounts. This is very agreeable to my limited income of social security. Thank you. Pat **.
Patricia, it's our pleasure to assist you. Thank you for your feedback!
Reviewed March 27, 2026
Thank you for bugging me so much. Thank you for keeping accountable and responsible. The method of resolving the matter at hand was frictionless. The ease of use is great. Thank you for helping me solidify a strong and bright future. Thank you again.
Malik, thank you for the 5-star review! We're happy we could help.
Reviewed March 27, 2026
Made me a very nice payment plan for every 2 weeks for 18 payment for 750$ off the price so 26$ every 2 weeks for 468. So Awesome with a hell of a savings!!! Very affordable payment options for every type of a budget. Thanks you guys!!!
Shawn, we're pleased to know we could assist you with a helpful payment option.
Reviewed March 26, 2026
Great Job! I would highly recommend the Halsted Financial Service to anyone with a debt. The team of associates have been very helpful and with my financial matters; and I am truly grateful they have made my time important to them. Thank You
Donald **
Donald, we’re delighted to know we could offer a payment plan that worked for you! Thank you for the positive review.
Reviewed March 26, 2026
The service is exceptional and very understandable and thank you for your help. I will recommend all my family members and encourage them to take services from this company. Halsted financial services is always there to assist customers.
Edrique, we appreciate your positive feedback about our services. Thank you for the review!
Reviewed March 26, 2026
This agency reached out to me with a variety of payment plans that we actually obtainable. Their timing was impecable. I am so glad to get this debt squared away and for it to no longer be an negative mark on my credit. I would upload my receipt to list me as a verified client however I have not got my receipt pulled up in my account just yet.
Tiffany, we’re delighted to know we could offer a payment plan that worked for you. Thank you for the review.
Reviewed March 26, 2026
I truly appreciate your flexibility with payment plans. As someone from a working-class, low-income background, this kind of understanding helps me stay on track and meet my responsibilities, even when times are difficult. Thank you.
Vanessa, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed March 25, 2026
Halsted offered the best one time payment options that I could take advantage and clear my account. I had another collection agency call and offer 5% off 2k. If I had 1800 I would have paid the original balance. WTH 😂.
G Johanna, it's our pleasure to assist you. Thank you for your feedback!
Reviewed March 23, 2026
I appreciate your contact in settling this account in such a reasonable management. Thank you. These days economy is a struggle itself but you offering B a long term management is for helpful for my family to eat and the gas prices are a struggle too. Some companies aren’t as workable these days so it’s good business concept in clearing a debt without a harsh struggle.
Lisa, we’re glad we could provide a helpful payment solution for you. Thank you for the review.
Reviewed March 23, 2026
Halsted Financial Services Made it very easy for me to resolve my debt the way I was comfortable with. I couldn't have been able to get it resolved it amicably. I would recommend to anyone anytime.
David, we’re glad we could assist you. Thank you for sharing your review!
Reviewed March 21, 2026
Very easy to find your account and very simple on making a payment. I’m glad Halsted Financial Services reached out to me. Thank you for your amazing service. They helped me out by working with a payment plan. Especially during these hard times.
Christopher, we appreciate you taking the time to share your experience. We're glad we could help.
Reviewed March 21, 2026
Thank you for working with me. Was able to get a good plan to pay back. Thank you for me and not giving up. Your plan offer made it easier to accept. Thank you. Sorry I don't know what else to say. Hopefully it helps my credit.
Lilia, we're pleased to know our payment solution was helpful.
Halsted Financial Services Company Information
- Company Name:
- Halsted Financial Services
- Website:
- halstedfinancial.com