
Halsted Financial Services Reviews
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About Halsted Financial Services
Halsted Financial Services is a debt collection agency operating nationwide. It works with creditors in various industries to recover outstanding consumer and business debts and offers repayment options that help you restore financial independence. It ensures that consumers are fully informed about their rights under the Fair Debt Collection Practices Act (FDCPA) and other relevant legislation.
- Variety of payment options
- Online account access
- Focus on regulatory compliance
- Debts can negatively affect your credit score
- Can receive multiple collection phone calls
Halsted Financial Services Reviews
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- 4,905,225 reviews on ConsumerAffairs are verified.
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Reviewed Feb. 20, 2026
The system was Very easy to set up. The payment arrangements, very easy to understand instructions, I did not speak to anyone. I set up the arrangements myself. I would like to recommend this company to all Damian’s friends that need to set up payment arrangements.
Tina, we appreciate your sharing your positive feedback. Thank you for the 5-star rating.
Reviewed Feb. 19, 2026
Very easy to navigate and directions were easily to follow. Those of us of a certain age would find it easier to have paperwork sent to us. I have no way of printing anything out otherwise things might get missed. Thank you for making this easy as possible. Please sent paperwork through the mail so I have confirmation received on my payment each time. That would be most helpful. Not all people have the ability to print things out. Thank you very much.
Sharon, thank you for the rating! We're happy we could help with a convenient solution.
Reviewed Feb. 19, 2026
Thanks so much for this great settlement. I received a 80% settlement on this account. This will help me to pay my other debts and continue my life being out of debt!!! Thank you so much again!! Owed more than $2000 and got a 80% settlement, thank you!!!
Octavio, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed Feb. 19, 2026
I called and a really love agent walked me through the process of setting up a payment arrangement. She gave me all the options and waited patiently while I did it online. It was easier to pay online because my information was accessible through Apple Pay.
Shauna, we appreciate your positive feedback. Thank you for the review.
Reviewed Feb. 10, 2026
Very quick, easy to understand. I feel good about the offer they gave me. It meets my financial needs, is very doable and shows me exactly where I am throughout the payoff process. Would recommend Halstead with no hesitation.
Gerald, we're glad we could assist you. Thank you for the review.
Reviewed Feb. 10, 2026
This company seems to have its act together. I received a text message stating their purpose, which included a web address. I copied the address into my web browser and was immediately taken to a web page that already identified me by name, and all I had to enter was the last four of my social. I was then allowed to choose a payment plan that fit my budget. The process was fast and efficient with absolutely no technical glitches. If you have to work with a debt collector, I recommend them.
Jennifer, we're glad to hear that our payment process was convenient. Thank you for the review.
Reviewed Feb. 9, 2026
Best payment plans ever. Many options to choose from that work well with anyone’s individual finances. I recommend this company highly to those who would like to pay back their debts. Credit card debt can be very difficult to pay off or down in this company helped me pay it off with ease and in a way that is affordable for me in my household.
Gloria, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help!
Reviewed Feb. 5, 2026
Enjoyed the ability of review my account without having to talk with an employee. The continued emailed kept the debt in my mind so I review when able to pay. The ease of the site and payment options was nice.
Angela, we're pleased to know we could assist you! Thank you for the review.
Reviewed Feb. 5, 2026
I had an excellent experience with Halsted Financial Services. The team was patient, professional, and genuinely helpful. They took the time to understand my situation and worked with me to find a solution that was realistic and manageable. I felt supported throughout the process, and their guidance made a stressful financial situation much easier to handle. I highly recommend their services to anyone looking for knowledgeable and caring financial support.
Sarah, thank you for the positive review. We appreciate your feedback.
Reviewed Feb. 5, 2026
Thank you for your help. I am having a difficult time right now and I am appreciative for the help. I am going to Smilow Cancer center at Yale. It's been hard financially. Thank you Halsted Financial.
Reviewed Feb. 5, 2026
My financial situation hasn’t improved yet, but I want to start paying off my debt. I’m glad that the company offered several payment plans, among which I was able to choose the one that suits my current situation. Thank you for your patience and for offering different options.
Reviewed Feb. 1, 2026
As long as this is reported for deletion to the bureaus in the next 30 days, This was awesome! It was a really easy process. Affordable payment options also. Hope to never have to do business again, but if I ever get a collections, I would want to pay it to Halsted.
Frank, thank you for the review.
Reviewed Feb. 1, 2026
Thank you for making my payments affordable. I am alone and it's hard to deal with but I will be fine. Again I really really really do appreciate the effort on your end to make this work out for all parties.
Martin, we appreciate the stellar 5-star feedback!
Reviewed Jan. 31, 2026
They have been patient with my loan. I was given option on how to pay payback. They even gave me a discount on totals owned. Couldn’t have been any happier. Here to say thank you for the help and the patience. It means a lot.
Mariam, it’s our pleasure to assist you! We’re pleased to have provided a helpful payment solution.
Reviewed Jan. 30, 2026
Setting up my payment plan was easy and I Iike the way I was able to set it up. I’m thankful for the different options that was provided also. Lets me know the company is concerned about working with people to help get it paid.
Reviewed Jan. 29, 2026
Such a wonderful system for those who need a little more time to pay off debt. Seriously, you guys make it so easy to navigate, there are multiple options to choose from, and I am appreciated! Thanks again Halsted!
Natasha, we appreciate your positive feedback. Thank you for the review.
Reviewed Jan. 28, 2026
Making managing debt easy. So you can reassure yourself financial freedom once again by helping reduce payments to help you eliminate debt and also debt collectors. By paying off what you owe. So that you don’t owe anymore.
Chris, we're glad our payment solution was helpful for you. Thank you for the review.
Reviewed Jan. 27, 2026
Honestly I struggled paying back debts for a while but legitimately, Halsted made it crazy easy to set up arrangements. I appreciate them so more than they probably realize as I’m sure others do as well.
Ian, we’re happy to help! Thanks for your positive feedback!
Reviewed Jan. 26, 2026
Thank you for making it possible for me to pay off my debt. I appreciate it very much! I have lost much sleep over this debt, not being able to pay off the whole debt at once. By being able to do this with an affordable payment plan, I now have peace of mind.
Reviewed Jan. 26, 2026
Thank you for your help. You did a good job, you guys did great things. Your help My family, I can manage to work on my bills and move on. Am glad that I refer to your company and I can see myself less stress now. My mind is not like before that I have been thinking about my bills. How I can manage to work on it. Your company really help and thanks for your service.
Rose, it’s our pleasure. We’re glad we could provide a helpful payment solution for you.
Reviewed Jan. 26, 2026
Thank you for providing multiple ways to pay!! Even using Apple pay! Yay! I was able to setup my own payment arrangement based on my needs and pay date easily. I would recommend this service to anyone I know!
Whitney, we're glad we could help you reach a resolution. Thank you for your feedback.
Reviewed Jan. 24, 2026
I want to thank you for making it easier to pay the Kohl's bill that I have off. Didn't mean to make it go so long in the first place. I'm happy to keep working with you guys, since you are able to work with me. Thank you!
Lisa, it’s our pleasure to help! We appreciate you taking the time to leave a review.
Reviewed Jan. 23, 2026
Very easy to set up a payment plan. Easy to navigate the site. Straightforward and easy to follow. Many different options to choose from, making it easy to fit into my budget. Only wish I had set it up earlier.
Reviewed Jan. 23, 2026
Thank YOU...For your help..It gives me great relief that Halsted Financial is assisting me to resolve my debt in these unsettling financial times. All work and no play makes debt go away.. All Work and no play makes debt go away...
Reviewed Jan. 23, 2026
Thank you for your patience! Sorry, I took so long to commit!! So much has been going on in my life right now. My dad is ill and slowly dying! Thinking about anything else just seemed impossible! But how would anyone know that. I do appreciate being contacted through email or text — NOT with harassing phone calls!!! I'm very happy the company I got the credit card through gave me to Halstead because I never felt harassed or threatened!! My payment plan is for 15 months. I needed to start small! With rent and a car payment, I don't want to mess this up also!! Thank you again!!
Alicia, it’s our pleasure. We’re glad we could provide a helpful payment solution for you.
Reviewed Jan. 22, 2026
Halsted Financial was amazing with assisting me in paying off my debt. They offered affordable payment options geared to fit your needs. The website is user friendly making it easy to navigate. Please consider them if they ever reach out to you to resolve a debt. They work with you.
Denice, it's our pleasure to help. We're glad we could make the payment process easier for you!
Reviewed Jan. 22, 2026
Halsted Financial Services work with me to make sure I keep up with payments in a way that works best for me!! Very thankful this company picked up my loan. I highly recommend them for anyone needing like services.
Tari, we're glad we were able to help!
Reviewed Jan. 22, 2026
Thank you Halsted Financial for giving me a opportunity to make right my financial failures.. Your offer to help was appreciated and it was reasonable and comforting knowing your payment plan was perfect for me to get back on my feet.. Thank you
Reviewed Jan. 21, 2026
Thank you for helping me your awesome! I hope you will keep credit bureaus updated on the progress I'll make with your payment assistance. I have been struggling for years and would like to buy a house!
Reviewed Jan. 20, 2026
I always meant to pay this bill, but I kept putting it off. Halstead understood and when I was able to pay, I did so without hassle. I had always intended to pay this bill, but I kept putting it off. Halstead was understanding, and when I finally managed to pay, I did so without any hassle.
Mimi, we’re grateful for your glowing 5-star review. Thank you for taking the review.
Reviewed Jan. 19, 2026
I want to thank you for working with me to finalize this situation. It has been a very trying time for me and my family since I obtained this illness, and this unconditional cooperation from you is a blessing. Thank you.
Reviewed Jan. 19, 2026
They helped me out a lot but I didn’t get any cash. I have received everything else. I just wanted help from them and they did but I wish I can what I can and close whatever else. You are great with everything. You helped me through.
Reviewed Jan. 19, 2026
I have never seen an easier way to set up payment plans and stick to them - your office makes it easy and convenient and without the hassle of having to speak to someone on the phone and go round and round with them. Thank you for making easy to get back on track.
Amy, we're so glad we could help you reach a resolution. Thank you for your feedback!
Reviewed Jan. 18, 2026
Helped with my old debt when I didn’t have the money. They found a plan that worked out for me. I hope and pray they show it’s been paid when I’m Done because I want to improve my credit so much. I paid past mistakes and wish I could fix it so I figured here’s a start. Plus it’s not right to not pay your debts…. I take responsibility. Thanks Halsted.
Scott, we're glad we could offer a payment plan that works well for you. Thank you for the review.
Reviewed Jan. 18, 2026
This creditor offered many ways to workout paying off our debt! Messaged us with reminders and/or completing a payment! We were trying with other creditors that owned it before to help us & this was the only one that helped us & where we were finally able to figure out where this account went to! Very pleased!
Ryan, it’s our pleasure to help! We appreciate you taking the time to leave a review.
Reviewed Jan. 13, 2026
Working with this group, they are very negotiable to help me secure my account. They have made the process easy and affordable with multiple options to choose from. There was always an affordable option. Times have been hard and they are very understanding representatives.
Riah, we're glad we could make paying easier for you.
Reviewed Jan. 12, 2026
I experienced a major financial crisis about one year ago. It brought a lot of stress in my life and not sure what I would do to resolve my debt, However the plan presented to me by Halsted made it easy to regain my financial integrity to the best of my current ability. Thanks.
Aaron, thanks for your review! We're glad we could help.
Reviewed Jan. 11, 2026
I appreciated their patience on me getting this paid. They did not harass me nor call my phone or send harassment letters and sent a nice thank you letter after I made my payment. Thanks you Halstead for great service.
Caryn, we appreciate your review! It's great to know we could help you
Reviewed Jan. 10, 2026
Citibank helped making payments possible. Worked great to make my payments reasonable. Citibank seems to be very understanding. Wouldn’t mind working with them again, but I hope I won’t have to if you know what I mean.
Reviewed Jan. 9, 2026
My experience with Halsted Financial Services was awesome for me. During COVID, my husband lost his job and a few of our bills fell behind. It’s embarrassing enough that we couldn’t meet our obligations to then have people to call and remind us constantly, but HFS didn’t do that. They sent me text notifications of options on how we could resolve the monies due and their website was clear and concise to where I was able to make my payment without having to be more embarrassed by speaking to a live person. Thank you HFS for considering me and my family. 10/10 Recommend.
Rosaly, we're happy to hear the payment process worked well for you. Thanks for your positive feedback!
Reviewed Jan. 8, 2026
Halsted Financial Services made my payment process easier and rewarding. I love how well they worked with me and allowed me the freedom to pay my debt. I was able make payments that fit my budget. They did not make me feel overwhelmed by allowing me to pay smaller amounts on a weekly basis.
Jennifer, we're pleased to know we could assist you with helpful options. Thank you for the review.
Reviewed Jan. 8, 2026
I have been unemployed for the last year and got behind on my bills and I have to say that this company has been the absolute easiest to make a payment plan with. I start my new job tomorrow January 9th of 2026 and I was able to set up 10 payments just under $20 a payment to get caught up without having to speak with anyone. I highly recommend this company. Thank you.
Amanda, we're thrilled to hear that we were able to offer a payment plan that meets your needs. Thank you for the review.
Reviewed Jan. 8, 2026
Y'all sent a very detailed and professional email that told me right away y'all were not scammers. Even though I made the mistake thinking I paid this debt off yall verified everything firsthand and presented things in a very thorough manner.
Reviewed Jan. 7, 2026
I liked the way they split up easy convenient payments, and they texted me to my fetch line. Made it very clear and very easy to just have it done in just a couple of clicks, and made it easy with Apple pay.
Reviewed Jan. 6, 2026
Thanks for a chance to get this done with a great payment plan and great payments. I had lost my job and was afraid of ruining my credit and I'm finally going to get it together and everyone has been helpful in reaching an agreement for the better of both parties...
Ryan, we're pleased to know we could assist you. Thank you for the review.
Reviewed Jan. 6, 2026
Very easy to work with and set up payment plans!!! I was able to go online and choose a payment plan that worked best for me and my situation. I am grateful that they did not give up on me and allowed me to start paying off my debt. Not too many companies let you make choices on how you are going to repay something!
Reviewed Jan. 6, 2026
Halsted was very patient with me. They agreed to a settlement amount, which I paid in full. They will give you several options to pay your debt. Some payments as low as $125.00 a month. They will also let you suggest a settlement amount. If they accept it, then you just pay it, and you are done!
Patricia, it’s our pleasure to assist you! We’re pleased to have provided a helpful payment solution.
Reviewed Jan. 5, 2026
This was the easiest time I have ever had setting up a payment arrangement. There were plenty of reasonable options to choose from, and it appeared that the financial information shared was secure. From clicking the link in the email to choosing the payment option that worked best for me, the process took maybe 10 minutes - all recovery institutions should try to be more like Halsted!
Johnnie, we're pleased to hear your positive feedback. Thank you for the review.
Reviewed Jan. 5, 2026
Times get tough. We get behind on bills. Halsted made it so easy for me to pay back a past credit card balance. I was even forgave over $600 off the balance owed. I highly recommend!! They WILL work with you the best way possible. Thank you, Halsted!
Karen, thank you for the positive feedback. We’re glad we could assist you.
Reviewed Jan. 5, 2026
Halsted Financial Services has provided a blueprint for a convenient, mutually beneficial 'win-win' situation for both debtor and creditor in order to resolve past due credit obligations and for me to regain financial freedom. I am paying 30% less than the total amount of what I owed to PayPal credit in 24 low monthly payments.
Tim, we’re delighted to know we could offer a payment plan that worked for you! Thank you for sharing your feedback.
Reviewed Jan. 2, 2026
Been trying to get back on track with old debt. I have been able to pay off 3 separate accounts through Halstead. All more than 5 years old. Payment plans that are realistic and flexible and helpful customer service. Never rude or pushy. Makes me feel like they truly want to help me get caught up while being professional and getting their job done.
Reviewed Jan. 2, 2026
Halstead Financial made me a great offer to consolidate my debt and get my minimal debt paid off fast. Now I can rebuild my credit and avoid any negative derogatory remarks, and start boosting my credit score. Thanks, Halstead Financial, for a great app that was very easy to use. Just check your email.
Cody, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed Jan. 1, 2026
I had called three different numbers yesterday, in order to pay my bill in full, to no avail the number I called or got transferred to just wasn't successful at all. It would click and no one would say anything and there was no noise or dial tone. The lady who answered the phone sounded like a secretary or receptionist. She tried several times and then, she just went ahead and got my information and I was frustrated, but, I can't remember her name. I found my paperwork, her name was Lynette! She was so professional, courteous, I could tell she was genuinely interested in helping. Lynette, if it weren't for you, I would never have gotten my collection paid! You were a life saver! I will have no nightmares this New Year. Thank you so much!
Kelly, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed Jan. 1, 2026
So far, so good. The language in the T&C’s are clear and easy to understand for the layman; vs hard to understand legal jargon. This is my first ever experience with this company. Payment plan is reasonable and easy to set up. However, mentioning how they process mistakes in the first TC paragraph is a little nerving, almost sounds like they plan to make mistakes. Hopefully, the process is smooth.
Reviewed Dec. 31, 2025
Setting up a payment plan was easy and I was allowed to set it up my way, plus get a discount. I was so afraid to set up a plan at first. I thought the payments would be too high but I was happily surprised. I'm happy to be getting this money I owe off my back to get back on the right track.
Lakeisha, we're glad to have made paying easier for you with our helpful payment solution.
Reviewed Dec. 31, 2025
Easy installments to pay off without worrying whether I will have the amount or not. They gave me multiple choices and I chose the one that I knew I would be able to handle. I also got to choose my date so I know exactly when it will be coming out of my account.
Andrea, we’re glad we could assist you. Thank you for sharing your review!
Reviewed Dec. 30, 2025
Halsted made it easy for me, I'm so behind and need to fix several accounts one at a time. I've been need to get this done and it feels good to start getting these credit cards caught all caught up and get my credit that back on track. Thanks Halsted.
Reviewed Dec. 30, 2025
Have struggled to pay some old payments off and this plan helps me a lot to redeem my credit in a way. I'd recommend this site for people who are not internet savvy like myself. This has helped me regain the confidence to bettering myself again and I appreciate this a lot.
Benjamin, thank you for the glowing review! We’re happy we could help.
Reviewed Dec. 30, 2025
I like that this allows me time to pay my balance off with a great payment options. Because I’m just so overwhelmed with bills and this makes it much easier for me to resolve my debt situation. Thank you so much for being able to work with me on this.
Reviewed Dec. 29, 2025
Love how they gave me a chance to help me improve my credit. I’m definitely going to refer friends and family to apply. I know that they’ll love it too. Thank you so much for all your help. I would suggest this to anyone you tell them that she is out on a great opportunity. When you need for cash they are there for you. Their rates are good to work with you. Payments are flexible. Definitely a must have.
Ashley, thank you for your positive review! It's fantastic to know we could help.
Reviewed Dec. 29, 2025
Easy and awesome payment plans, hopefully they get this removed from my credit. I've had ups and downs. But this helped me get back on track to hopefully a better future. Thank you so much for seeing up a program that works for me and my pay scheduling.
Ryan, we're glad we could make paying easier for you! Thank you for the review.
Reviewed Dec. 27, 2025
They gave me options to help me. They were never rude or judgemental about my situation. They listened and cared. They are definitely NOT your usual collection company. They are definitely a company I wished was the only collection company in the country. Others could learn from them.
Kathleen, we’re glad we could assist you. Thank you for sharing your review!
Reviewed Dec. 27, 2025
Very professional and very user-friendly when paying down a debt. And especially when you’ve been through an emergency situation. I appreciate the user-friendly payment page and the ease in which to change payments when necessary. It’s really helpful, thank you!
Reviewed Dec. 27, 2025
Thank you for providing me with constant promotions and deals. You guys did an awesome job in keeping in contact with me and helping me get through this. Thank you so very much. I can't take everything. That's much more to say except for thank you. Thank you, thank you. Thank you.
Josh, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed Dec. 27, 2025
Although I didn’t know I still owed this and it was going to legal collections they still worked with me in a suitable payment plan. I am grateful for them because I honestly didn’t know what to do. Thank you for your assistance and creating a payment plan I could afford.
Reviewed Dec. 26, 2025
An awesome experience. Thank you so much. Have a Blessed, safe, and prosperous week and new year. I thank you for the options for the payment plan schedule. This really helps ease the stress. It will give me a reachable goal.
DeSean, thank you for taking the time to rate the service you received. We’re happy you had a good experience.
Reviewed Dec. 26, 2025
Willing to work and continue to do offers and I didn’t have to fight with someone on the phone or be spammed or harassed.. I am more willing to pay off and set up payments if I am not being harassed and made to feel like they don’t understand hard times. Since I was able to choose better options and lower payments I was able to set it up easier. I am single and only one income so I have to be smart about it.
Genifer, we're pleased to know we could assist you with helpful options.
Reviewed Dec. 26, 2025
This company really helps you pay off your debts. They offer great options without being horrible and threatening like other collectors. It makes me happy to be able to pay off my debts while being treated with dignity! I would highly recommend working with Halsted.
Reviewed Dec. 26, 2025
I’m very satisfied with Halsted Financial Services. They helped me settle my debt. The process was clear, professional, and efficient. Communication was excellent, and the results exceeded my expectations. Good service! Thank you! Highly recommended.”
Reviewed Dec. 23, 2025
Experience was good. Was able to pay it off as we planned without any interruptions. The agents went over all the details. The agents were respectful and helped through the entire journey. No complaints, my experience went well and glad to finally have it paid and over with.
Jerico, we appreciate your positive feedback. Thank you for the review.
Reviewed Dec. 23, 2025
I’ve dealt with a lot of creditors. This was the easiest and most straightforward solution. You guys are very easy to work with and payment plans are extremely easy to set up. With multiple options on how to pay off the debt. I wish all of the creditors were like this one!

Reviewed Dec. 22, 2025
It's easy to do; now let's see how quickly they can update my credit report. I appreciate the 50% discount from the original cost. Halsted has worked with me on several accounts to help me pay it off faster. Once again, I thank everyone for their cooperation in this matter.
Mitchell S.
Reviewed Dec. 21, 2025
The website was very easy to maneuver around and select a payment plan that benefits me. I think this website would be great for any user if they are tech savvy or not. I like to be on the website due to the fact that my cell service is not that great and I didn’t have to worry about dropped calls.
Reviewed Dec. 19, 2025
Wow! This process was the easiest, most effective way to pay an old bill. I actually had choices, and didn’t feel pressured by another person. It was so quick, and I feel good about it afterwards. I would like to pay all my bills this way. Totally recommend—a win-win.
Reviewed Dec. 19, 2025
Many collectors are stoic and not flexible about the individual who is sincerely wanting to make arrangements which will work. I am very happy that Halsted was able to meet my needs. By contacting them when I was not originally offered a workable schedule of payments, they immediately responded by a more workable schedule for me with my circumstances.
Janice, it's our pleasure to assist you. Thank you for your feedback!
Reviewed Dec. 17, 2025
It was great to see someone and it was nice to actually hit home that makes my heart happy trying to help with people financially. We all have difficult times and to help us back on feet means everything. I'm a widowed mother of 3 boys and have had tough times.
Shan, it's fantastic to know we could help! Thank you for the review.
Reviewed Dec. 15, 2025
It seemed to have been a smooth process to me therefore I believed it went well. I don't think it could have went any better. This was definitely an experience. An experience I wouldn't mind doing again. Besides the only way to get better is through practice is what they use to say right???
Towanna, we're happy to hear the payment process worked well for you. Thanks for your positive feedback.
Reviewed Dec. 14, 2025
Great job on their part for accommodating me on setting up payment dates. They also helped me save 45% off my total debt owed which was extremely helpful for me and also gave me reason to see and understand they were helping me so least I could do was do everything on my end to take advantage of what they were doing for me.
Chris, we're pleased to know we could assist you. Thank you for the review.
Reviewed Dec. 13, 2025
Ty for respecting and helping me to help resolve my bill. Appreciate patience, listening and suggestions. Good conversation over the phone discussing options to solve my problem and they did not talk down to me or make me feel bad but rather were understanding and helpful and they helped me to set up a payment plan that I could handle. They also sent an email to help remind me of my bill and payment plan.
Reviewed Dec. 13, 2025
No hassle. Low payment. Best thing ever happened in my situation. Could not have worked out any better. Thank y'all for the support and patience. They can work with you no matter your situation. No matter how much you owe. Just count on them because they care.
Reviewed Dec. 12, 2025
Very accommodating!! I appreciate your patience and willingness to work out a great payment plan for me. Thanks! I recommend Halstead Financial to anyone experiencing difficulty with their finances. If you're dealing with credit card debt Halstead Financial will definitely work with you, not against you.
Jackie, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed Dec. 11, 2025
I am very sorry for the delays of my payment due to low income and knee surgery and thank you for working with me. I agree with the terms I have selected. I will try my best to keep this agreement if nothing major occurs. If I'm willing to pay extra in the future, I will inform you. So thanks very much for reaching out to me.
Gloria, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed Dec. 9, 2025
Halsted Financial Services is AMAZING. They helped me take back control of my financial situation. Made me feel like I could get back on track in my financial future and in my financial life. Thank you Halsted Financial!! I really enjoyed your help in my financial future.
We’re delighted to know we could offer a payment plan that worked for you! Thank you for sharing your feedback.
Reviewed Dec. 9, 2025
While the debt was of my own creation during a financial hardship, I am thankful that they worked with me to handle this as I try very hard to rebuild my credit score and move past this issue from my past. I hope that they can help you as well if you come upon the issues I did.
Reviewed Dec. 8, 2025
Normally loans and any accounts that you have debt through, are very hard to manage. However they've managed to make it user friendly and it's very easy to keep track of what you have going on. The updates and email are just the cherry on top. Used to struggle to find everything and keep it paid up to date. The user friendliness here is top tier.
Christopher, we appreciate your taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed Dec. 5, 2025
Very, very helpful with a payment plan when times are hard. Very grateful. Wasn’t sure how I was going to swing it but they gave me plenty of affordable options. This is the best option for me and without the hounding of calls. Now knowing if it’s a scammer or not this made it easy to set up a payment plan to get our debt..
Reviewed Dec. 5, 2025
So I've been cleaning up my debt history right? And Halsted had gotten ahold of two separate accounts somehow of mine, and I'm super glad they did. Each interaction I had was likely with some lovely people from the Philippines (Halsted has a couple different work bases) and I couldn't have been more respected. Rons was my first supervisor contact and was pleasant, cordial, and professional. The offer I was given and the negotiations I had prepared for went so smooth! Halsted really made the situations I was dealing with easy - my embarrassment from multiple debts was non-existent, and Now - I don't have to worry about them anymore because I got a fair deal with people who worked fast to take care of those accounts and close them.
Alexander, we appreciate your positive feedback. It’s our pleasure to help you find resolution.
Reviewed Dec. 5, 2025
I originally owed over $1200 to NetCredit and I wasn't able to make the payments after losing my jobs, after they sold my credit I was lost and didn’t know who to speak to but Halsted Financial services reached out through messaging and I followed their link and BOOM - They made the process extremely easy and the website was so self explanatory that it felt like they walked me through setting it up! And with a flexible payment plan that worked for my current financial situation.
Furthermore, I appreciate the speediness with the process, it didn’t take me more than 3 minutes from start to finish and they even discounted my original amount I owed down by 40% so I only have to pay 31 payments of $19 and some change and two other smaller payments and that’s it! They gave me the opportunity to pay monthly, biweekly, and weekly and I chose weekly payments. I am more than pleased with the end result of my delinquencies owed to a past creditor. Given that my current situation isn’t the best, I couldn’t have done it without Halsted Financial.
Reviewed Dec. 3, 2025
They have worked with me and made it easier to get this debt paid off. We had a hardship hit our household a few years ago, and our trying to get back on our feet. Having the low biweekly and weekly payment options really helped us out. We wanted our credit to get back on track. People never know when disaster is going to hit. Halsted has made it possible for us to get stable again.
Reviewed Dec. 3, 2025
Great conversation and great business patience, made my payments convenient. Can you help me get my credit back on point. Made it easy for me to get this debt paid off, wasn’t pushy, gave me numerous options and a nice minimum payment that I can afford. Great one business with you.
Reviewed Dec. 2, 2025
Thank you for making it easy for me to paid down credit one without hurting my budget. Good job. I’ve been trying to find ways to solve this matter but couldn’t find a solution because of everything happening all at once and it made it difficult to resolve.
Reviewed Dec. 2, 2025
Thank you for being patient we me. I ran into financial problems and you worked with me on a payment plan. I hope all places use you as payment collection company. I look forward to the receipts I will receive as the payments come out and the reminders. Very helpful. Thank you.
Reviewed Dec. 2, 2025
Nice people to work with. Thank you. I would recommend them to anyone needing help with their financial situation. They are great to work with. If anyone needs their help, they will do their best to help you with your financial problems. They have helped me so much. Thanks for everything you do.
Reviewed Dec. 2, 2025
Good communication and working with my budget. A friendly company to work with my needs. Great to work with people who do consider how I can pay. Finally someone who understands a poor person's situation. So thankful to you for understanding my ability to pay. I do want this debt resolved.
Lisa, thank you for your positive review! It's fantastic to know we could help.
Reviewed Dec. 2, 2025
Thank you for your great work and support in helping me solve this issue. Your understanding efforts means so much to me. I appreciate everything thing. The emails and phone calls were a lot, but you didn't give up on me finding a way to work things out.
Reviewed Dec. 1, 2025
Being able to set up a decent payment plan and start date you’re comfortable with in seconds without being judged or talked crazy to is amazon. The best experience so far. I wouldn’t mind handling all with this company. Paying 20 a month and discount and start paying when your able this will most definitely have people like myself who want to pay and fix get started.
We're glad our payment process was helpful. Thank you for the feedback.
Reviewed Nov. 29, 2025
I liked picking my plan and making my choice online not having to speak with anyone. but I get 2+ emails a day that is annoying, but get it done so you don't have to get any more emails! As long as I can go online to do all my communicating I like that better these days.
Reviewed Nov. 28, 2025
Halsted is great and they care about your troubles and are empathetic and want to see you succeed. I recommend them completely. No doubts. Great job everyone involved. Easy to access my phone or email even around the holidays and very helpful to me the customer. Thanks.
Perry, we're glad we could assist you. Thank you for the review.
Reviewed Nov. 28, 2025
My debt is overwhelming to this single mama of 4 and this company has really made it easy to repay my debt and put my mind at ease. Very affordable options with no prepayment penalty (hello tax return!). I highly recommend you log in and give them a chance to make your life easier.
Reviewed Nov. 28, 2025
Not sure why I'm paying this account. It was my son's undoubtedly he put my name on it, but they have been very helpful. they have gave me options for a payment plan and I appreciate that. I I feel like they should have look beyond the account. Thank you.
Joann, we appreciate your review. We're happy we could work with you toward a resolution.
Reviewed Nov. 28, 2025
They really care about you paying off your debt to be simple. I was able to select payments for early pay off that was over 75% discount than my original debt. Cannot beat that and they make payment options to be affordable for literally anyone. Literally any pay grade. I have four payments and will have this debt paid off and off my back.
Charmayne, thank you for your feedback! We're glad we could assist in resolving your concerns.
Reviewed Nov. 28, 2025
Thank you for making arrangements for me to get out of debt. I was able to make an arrangement for payments every two weeks. The payment plan was my choice from several options. Once the balance was low enough, then I paid the balance in full. Now, I am free of this debt.
Angela, we appreciate your positive feedback. It’s our pleasure to help you find resolution.
Reviewed Nov. 27, 2025
Halsted Financial Services gave me a great deal to eliminate my debt... Everything was clear cut, easy to understand & reasonable with multiple options... Instead of constant phone calls I received simple text messages that did not interrupt my day and explained everything clearly. I hope you never have debt, but if you do I hope it's with Halsted Financial Services.
Andre, we're pleased to hear that our services have been helpful. Thank you for your review.
Reviewed Nov. 26, 2025
Easy to navigate app and fair with my debt. Thank you for making it easy for me to pay off my debt. I needed that. I hope not to get myself into a situation where I have debt go to collections, but if I do, I hope to have it be as simple as it has been with Halsted.
Saci, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed Nov. 25, 2025
Halsted made it easy for me to resolve my delinquent account. I was embarrased by letting this account become seriously overdue and didn't know how to rectify it. I appreciate Halsted's intervention in helping with this turning this around for me. Thank you.
Reviewed Nov. 24, 2025
Where the original creditor failed to help they have been amazing and understanding. Wish they could take over all debt. If this becomes an option happy to always work with. Can not express our gratitude enough for all their understanding and evaluation. Thank you.
Kris, we're pleased to know we could assist you. Thank you for the review.
Reviewed Nov. 24, 2025
It was very direct and easy. The prices were great… I would highly recommend this to anyone. Especially with someone who needs help with making payments. It helps a lot to know that programs such as this one, does not only relieve the stress but it is fast.
Reviewed Nov. 24, 2025
Very helpful and makes it easy for me to pay in hard times. Thank you so much for all you have done helping me as I am currently working on paying!!! I hope other people can find this resource good for them and that they can have a good experience moving forward!
Reviewed Nov. 23, 2025
Really easy company to work with! No hassle with calling me constantly just thru email. Very descriptive understandable terms. Not legal mumble jumble. I felt comfortable dealing with this company and very happy with my choice so thank you for helping me get my shit together!
Reviewed Nov. 23, 2025
Thank you for giving me an option and cheapest way to pay back.. I really appreciated the 60% off. That I could pay less bi weekly. That I could afford... I really want to pay back what I owed to Spotloan... Thank you so much.. God Bless this company.
Reviewed Nov. 22, 2025
Your decision to agree to helping me get out of debt with my 9,000 loan. Wow 1,800 and I'm free. Thank you so much for this opportunity to get a fresh start. I didn't even know how this debt was even made by myself. I for real believed I was scammed by identity theft because the account says I was living in Florida. Which I have not been out of Kentucky for 20 years. Anyways because of your settlement offer I was much more comfortable with responding back to your emails. Finally and I feel better about myself now. Thank you.
Reviewed Nov. 21, 2025
Manageable payment options & easy to use app. Very grateful to be able to finally get this debt off my record. Like I said super easy & manageable options. Wish they were all like this, so Thanks! Definitely would recommend to others if I could.
Reviewed Nov. 20, 2025
Even though they are a collection agency, they were not pushy or rude. My husband passed away in June, I had to sell the house, find an apartment, and did not have anything on my mind. They contacted me and made arrangements that I can afford. It would be nice if all collection agencies would be like this one.
Vera, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed Nov. 20, 2025
Halsted Financial Services was very pleasant to work with. They are very understanding and forgiving. I fell behind on my payment arrangement, and Halsted Financial worked with me and kept me current. I would highly recommend. Thank you Halsted Financial.
Michael, we appreciate your glowing 5-star review. Thank you for the feedback.
Reviewed Nov. 19, 2025
It was easy to understand, and the way it was explained made the whole thing straightforward, clear, and simple to put together without any confusion. The step-by-step guidance helped everything make sense, and the instructions felt organized and easy to follow. Overall, it made the entire process smooth, stress-free, and much easier than I expected.
Yvonne, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed Nov. 19, 2025
You were very patient with me even when I had to stop payment due to debit card being hacked and my bank account. Most places don’t try to help people and be understanding. I’m trying to get back on track and rebuild my credit. I really appreciate you. Thank You and Happy Thanksgiving.
Reviewed Nov. 18, 2025
Great service always. Many options to work with the client always on your side. Many budget friendly, affordable payment plans. Customer service is professional and quick to respond in a timely manner. I appreciate all the attention you have put into helping me build my financial freedom.
Reviewed Nov. 18, 2025
Hassle free, they didn't hound me, I got to pick the dates, so I could put the payment on paydays. No other debt collector (I'm horrified to say this is not my first rodeo) has been that flexible. Honestly, I wish I could work all my problems through with these guys.
Reviewed Nov. 14, 2025
This is my first time using Halsted Financial Services but when I saw how much savings they were offering me for my dad. I was shocked that I almost couldn't believe it. Without their help, I probably could not even shoot them paying off my debt, I can't thank them enough. They are a godsend.
E, it’s wonderful to hear the payment solution worked out well for you. Thank you for the review.
Reviewed Nov. 13, 2025
Wonderful people. They actually work with you, not against you. Thank you so very much. I recommend this company to others that experience hard times. They are very professional people and very kind and understanding. Very easy setup with the account and they even walk you through it with ease.
Michael, thank you for the positive remarks. It’s our pleasure to help you find resolution.
Reviewed Nov. 12, 2025
The easiest way to one and done with debt on your credit, not to mention the settlement offers and the quick and accurate removal of the collection on your credit report. THANKS AGAIN FOR EVERYTHING!!! I wish all collection companies would take a page from y'all's book.
Raymond, we appreciate your positive feedback. It’s our pleasure to help you find a resolution.
Reviewed Nov. 7, 2025
Very helpful low payments plan. Very easy to use setup with your bank, give it try. Don’t wait, let your debt get bigger. I recommend this to anyone who in debt. I been debt for so long, job not making enough money but with this, you'll be able to get where you need to be.
We're glad we could assist you. Thank you for the review.
Reviewed Nov. 3, 2025
You guys like to pester but it's fine. My own problem and debt after all. I'm just glad I'm given a way through you guys to get my debt out of the way so I can finally begin working on bettering my credit. I'm hoping all my debts to be sent over to them so I can pay through Halsted.
Silivia, it's our pleasure to assist you. Thank you for your feedback!
Reviewed Nov. 1, 2025
They treat you with dignity which is saying something for a debt collector. Let's be honest. They also had a great offer to help me clear my old debt. I'm working on getting my life together now that I have a stable job and this was a big help. It's nice to not have this lingering over my head anymore.
Kristi, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed Oct. 28, 2025
Life is hard enough, always want to do the right thing and pay off debts, but sometimes it is confusing and frustrating figuring out how to do so. Halsted Financial Services made it quick and easy. Thank you for helping me get back on track with my financial debt.
Todd, we're pleased we could make paying easier for you! Thank you for the review.
Reviewed Oct. 22, 2025
I wish I would have started the process sooner. I set up my payment plan by clicking on a link sent via text. The rates/payment plan options were more than reasonable and the process was easier than I'd ever seen. There were no automated recordings, no chat bots, etc. The entire process from when I clicked the link was quick, easy and resolved within a matter of minutes.
Christopher, thank you for sharing your experience! We're glad we could help you get back on track.
Reviewed Oct. 22, 2025
The payment schedule Halsted Financial Services offered me was great! It meets my budget on these hard times! I’m glad it was offered so I can start to pay my debt off! They didn’t have to offer this to me, but they are good to work with and to fit my schedule and my financial needs!
Jorge, we appreciate you taking the time to share your experience with us!
Reviewed Oct. 22, 2025
Nobody wants to have to pay their delinquent debt, but these guys made it more simple than ever. I got a text out of nowhere saying I got a certain percent off my debt and the payment plan set up for me that I could alter to my benefit. I wish all debt collectors were like this. It really is too good to be true.
Nathan, it’s our pleasure to assist. We’re glad we could provide a helpful payment solution for you.

Reviewed Oct. 21, 2025
I like that they give options for payment plans. It makes it very convenient to pay off my credit card on my terms. Thank you so much for making that possible. I wouldn't be able to do it in one payment. So I appreciate that part very much. I will be able to do it now.
Mallori, we appreciate the stellar 5-star feedback! Thank you for the review.
Reviewed Oct. 19, 2025
Great options and easy and fast way to resolve a debt and get back on track! Thank you for helping debt repayment fast, easy and without no explanations or feeling of guilt. Your company truly made me feel like I had options, control, and zero guilt.
Linda, we appreciate your positive remarks. Thank you for your review.
Reviewed Oct. 19, 2025
Very good payment options were offered. With today's economy every nickel counts. I'm very pleased on the simplicity. I have used them before and everything was very simple and reliable transaction and updated my credit report quickly. I will be pleased to deal with this credit collector rather than the rest of them.
Scuba, we're glad we could make paying easier for you. Thank you for the feedback.

Reviewed Oct. 17, 2025
I appreciate being offered the opportunity to make things right. Thank you for your support and translation into credit repair. Allowing me to make reasonable payments are a refreshing opportunity. I will recommend your services and support to all of my coworkers and friends. Thank you very much.
Stanley, we appreciate your positive feedback about our services. Thank you for the review!
Reviewed Oct. 17, 2025
Easy, painless, and affordable debt repayment. I can now breathe a little. The automatic payment plan is spelled out for me in a clearly written list. This web program does not ask for your username and password, but necessary information only. The offers are customized to our abilities to pay.
Monica, we're pleased to hear that our services have been helpful. Thank you for your feedback!
Reviewed Oct. 17, 2025
It's a very well-designed, easy-to-use, and user-friendly platform that allows you to find a simple and viable solution to your financial situation. Anyone can go through a difficult time, but that doesn't necessarily define you as a person. Thank you.
Juan, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed Oct. 16, 2025
They made it super easy for me to pay all three of my past due accounts that I messed up on due to being irresponsible. Thank you for making it easy to pay my payments and get my credit score back up there. When you're young you don't always be responsible with your money so I appreciate you guys for helping me and get back on a better track and get my bills paid
Susie, we're glad to hear you had a positive experience. Thank you for sharing your feedback!
Reviewed Oct. 16, 2025
Sorry for delaying my payment. I was going through some personal money problems. Thank you for getting me back on track. Hopefully I can get this matter cleared up and get my credit score back up where it belongs. I had purchased a used pickup and within three months the motor blew. I paid over 24000. dollars for it.
Timothy, we're pleased we could help. Thank you for the review.
Reviewed Oct. 11, 2025
Thank you so much for working with me on my account. This is the kind of support and understanding that Halsted Financial Service provides to customers. I didn't received any threats, just a professional business really working with me. This means a lot to me and my family.
Sylvester, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.

Reviewed Oct. 11, 2025
I appreciate you all not being aggressive but understanding. My negotiated payoff amount was less than I expected, with the option of a reasonable payment plan. Seems to me that Halsted Financial Services is actually in the business of helping people.
J, we appreciate you taking the time to share your feedback. Thank you for the review.
Reviewed Oct. 10, 2025
Halsted was very professional and polite, never Harassing, other creditors need to learn from them. They would always reach out to me when I got behind for whatever reason, and offer help without breathing down my neck and trying to belittle me. I'm so appreciative of their support.
Philip, we appreciate your positive feedback. It’s our pleasure to help you find a resolution.
Reviewed Oct. 10, 2025
Working with me to help pay off my credit hopefully will help my credit score. The set up was just as easy and I was able to pick a plan that best suits me and my budget. I didn't receive a bunch of annoying phone calls. Instead I got a text stating I'll get 40 percent off if I work with them now. I took the deal.
Candice, we appreciate the stellar 5-star feedback! We're glad our payment plan worked well for you.
Reviewed Oct. 9, 2025
I had good experiences with this company. I did have a couple of bumby spots, financially, and they were helpful in finding a solution for all involved. Contact was always met with politeness and listened to me. Thank you Halstead Financial Services!
We’re grateful for your glowing 5-star review. Thank you for taking the time to share your positive experience.
Reviewed Oct. 6, 2025
The process was easier than I thought, I should have done it months ago. I chose the every two week plan since I get paid every two weeks. This plan will allow me to pay my debt off faster and a lot easier. Don't wait. Give it a try. You won't be disappointed.
Gary, thank you for the positive remarks. We’re happy we could assist you.
Reviewed Oct. 6, 2025
Very helpful! They were very supportive and helpful when I came timing to make payments and payment arrangements. I definitely believe that they are a very helpful and understanding and compassionate financial service agency. I highly recommend them for all and any financial service needs.
Suzette, thank you for the review. We appreciate you highlighting how our support has helped you.
Reviewed Oct. 6, 2025
Easy to update without having to worry about talking to someone about the situation or explaining why I need to make the payment arrangements on my account, or why I wasn’t able to pay it all at once. Thank you for your assistance. Your company is very helpful and I will keep you in mind for future reference.
Cynthia, we're glad we could assist you. Thank you for taking the time to leave us a review.
Reviewed Oct. 5, 2025
It's never fun to repay an overdue loan but Halsted was always polite to me with the calls and the messages. I was (and still and still am to a lesser degree) in very difficult situation involving my daughter and granddaughter. Halsted gave me the time to handle it without harassing me. I'm done and now @.
John, we're happy to hear the payment process worked well for you. Thanks for your positive feedback!
Reviewed Oct. 4, 2025
They are bill collectors, but they give you very flexible options to help yourself. I have had too many collection orgs that were unable or maybe unwilling to work with me. Halstead Financial made it easy and I'm so grateful. Thanks for helping HF! 💯💯
Pebbles, we're glad our payment solution has helped you. Thank you for the positive feedback.
Reviewed Oct. 3, 2025
Well my experience was very good, very easy. No problems until anything out, y'all made it very simple. I do appreciate the patience and working with me to help get this paid off so I can put this behind me. It's been a difficult time and I do appreciate you all for it and understand me, thanks again.
Jeremy, we're glad to hear you had a positive experience. Thank you for sharing your feedback!
Reviewed Oct. 3, 2025
Easy and friendly. This has helped me out to get back on track with my finances and to improve my credit score. A peace of mind knowing that you are willing to work with me and affordable payments. Most places want all the money and I'm on a fixed income.
Shirley, we're glad we could be of help! Thank you for taking the time to leave a review.
Reviewed Oct. 2, 2025
Thank you for truly helping me get back on my feet. I fell on hardship as a military veteran that’s struggled dealing with depression and anxiety from ptsd. They heard and understood my story and helped me settle with an affordable payment plan to settle my debt.
Anthony, we’re glad we could assist you. Thank you for sharing your review!
Reviewed Oct. 2, 2025
Thank you for helping me get this all handled. I need to get this fixed asap. Help credit score moving forward. Every 2 weeks payments. Low payments that are manageable and can be maintained. Operation Fix My Credit is in effect. Let's get it done.
Lamar, we're glad to have made paying easier for you with our helpful payment solution.
Reviewed Oct. 1, 2025
Quickly and easily set up to resolve an account sent to collections. I wish they were all like this. I’m happy to be able to pay off my account in two weekly payments to resolve this matter and be done. I hope it gets updated quickly with the credit bureau after the final payment.
Cynthia, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed Oct. 1, 2025
Very helpful with payments, would recommend to my family And friends. Great plans to help out when you are in hardship. When a person gets in hardship it’s hard to keep up with bills especially if you have to chose food for your family or pay bill
Tammy, we appreciate the opportunity to assist you. Thank you for the review.
Reviewed Sept. 30, 2025
Process in setting up a payment plan was very easy. The process took me less than 10 minutes. And I was able to do it on my phone with no long holds by phone. I was allowed to choose the date and the payment amount that best fits my budget. I would recommend this company to help settle your debt.
Lisa, thank you for leaving us a review. We're pleased we could offer a convenient payment solution!
Reviewed Sept. 29, 2025
Paid off a debt in no time. Didn't need to worry about making payment, it came out of checking account and within 6 months or so it was taken care of. And payments were affordable, and my debt is paid off. Halsted Financial Services is great to work with.
Michelle, we're glad we could make paying easier for you!
Reviewed Sept. 29, 2025
GREAT... I appreciate the opportunity to resolve this matter as I have been terribly sick and hospitalized for a while and have not had the opportunity to catch up with my finances. Again. I thank you and appreciate your assistance in this matter.
Valerie, we're glad we could be of help. Thank you for taking the time to leave us a review.
Reviewed Sept. 28, 2025
Used them to pay off a debt. They have amazing payment plans to pay it off fast. I already paid one debt now I'm working on the second one. I am hoping to use them to pay off most of my debt. If you need help please give them a call and I am sure they can help!
Tammy, thank you for the review. We're glad we could provide a helpful payment solution.
Reviewed Sept. 27, 2025
Made it easy to pay and had different offers. Got 60% off. That was a good discount compared to paying the whole amount so that a plus. So if you can afford the cheaper option jump on it. Thank me later. You can schedule the payment for whatever date you need.
Concetta, it's our pleasure to assist. We're glad our payment options have been useful for you.

Reviewed Sept. 27, 2025
Covid was a hard time for my family. I lost my career, and got behind on a lot of bills that the unexpected loss of income put me behind on. I have done my best to rebuild and get back on track, I wouldn't be able to if this company didn't have flexible options for me. I am thankful for the opportunity to be able to pay back my creditors and still feed my family.
Ray, we're pleased we could be of help! Thank you for sharing your experience with us.
Reviewed Sept. 27, 2025
This company was there when I needed them most. Thanks! Times are hard right now and companies like this to believe in people who’ve been in a hard spot is inspiring to know that they exist. Again, I’d really like to think Halstead financial for believing in me in a time that nobody else would thank you so much..
Kurt, we’re delighted to know we could offer a payment plan that worked for you! Thank you for taking the time to leave us a review.
Reviewed Sept. 24, 2025
There is a very big discount and very manageable payment plan available for basically anyone and any situation or circumstance that person may be in. This is too good to be true in my opinion in my case for my credit to reach what I need it to in order to get loans this payment plan gives me that option
Joey, we appreciate you taking the time to share your experience with us. Thank you for the review.
Reviewed Sept. 23, 2025
Worked out a great payment plan that works for me! Finding the right payment plan for me was very quick and easy to figure out with Halsted. I'd definitely recommend them to my family and friends! I was able to get a sixty percent discount which was extremely helpful!
Mike, thank you for your positive review! It's fantastic to know we could help.
Reviewed Sept. 21, 2025
The payment plan was easy to set up and there were plenty of options that should be able to fit within any budget. Best part was it was all able to be done online without having to talk to anyone! Looking forward to having this deal finished and improve my credit score in the near future.
Katherine, it’s our pleasure to assist you! We’re pleased we could provide a helpful payment solution.
Reviewed Sept. 19, 2025
You guys have helped me in my journey to build my credit and due that I want to say thank you. Without companies like yours who actually want to help people then I don’t know where I would be. Credit wise and that’s huge in this world is credit. So thank you.
Brittan, we appreciate you taking the time to share your experience with us.
Reviewed Sept. 19, 2025
It was so fast and easy to make payments!! And the options they had were so convenient!! They had options as low as 7 dollars a month. Loved it. It was hassle free and the website was not cluttered like most sites I've seen. I'm glad to finally have settled the account.
Iliana, thank you for your feedback! We're glad we could help with payment options that fit your needs.
Reviewed Sept. 16, 2025
Very polite reminder. A reward of % is offered on first payment. Varied payment options according to ones ability. At first I got scared when I saw the text, I thought there were going to be cruel words for a reminder, but was so surprised at the politeness and the offer provided for first payment. Halsted Financial Services all the way.
Esther, thank you for the review. We appreciate the feedback.
Reviewed Sept. 15, 2025
Thanks to their support, I’ve made real progress in settling my debt and improving my credit. It’s not an easy journey, but having a collections agency that’s willing to work with you rather than against you makes a big difference. If you're facing similar challenges, I’d recommend giving them a call and seeing what options they can offer.
SP, we appreciate your positive feedback. It’s our pleasure to help you find a resolution.
Reviewed Sept. 15, 2025
Was easy to set up the arrangement but we will see how well things go once I have fulfilled my obligation if they remove the outstanding report and my credit gains points as it should since I am doing the right thing by clearing up the issue. I sincerely hope this group is as good as it's word and does the right thing by clearing my credit report up.
Patrick, thank you for taking the time to leave us a review.
Reviewed Sept. 10, 2025
It was easy to access my account via the emailed reference code and set up a payment plan. All of the available payment options were a good presentation to help the debtor pick the best option for their situation. Halsted is a nice company to any debtor that is trying to recover from a difficult financial situation.
Randolph, we’re glad we could assist you. Thank you for sharing your review!
Reviewed Sept. 10, 2025
Halsted Financial was very helpful in getting me in a space where I can actually pay off my loan. Due to the economy, it has been very hard to manage my bills, having to pay something every month. If I did not receive this email about my loan being transferred to a different server, I am not sure how I would’ve been able to handle getting control of paying it off.
Sakinah, we're pleased to hear your positive feedback. Thank you for the review.

Reviewed Sept. 10, 2025
My wife passed away and we were both on fixed income drawing a retirement and social security. When she passed monthly income lost almost 2400.00. Famous became unreachable as I only make so much per month and this way with reducing my payments and paying longer months at least I'll be able to pay it off. Thank you for the payment options.
Ricky, we’re delighted to know we could offer a payment plan that worked for you!
Reviewed Sept. 10, 2025
I have to admit! As my first experience, this was the easiest process to pay a debt responsibly! Thank you for answering my question, "What's the difference in paying directly to the original creditor!"; and for contacting me to settle with no stress! Halsted has to be the best! (See what I did there).🤩🤩🤩🤩
Coris, it’s our pleasure to help! We're glad we could make your payment experience convenient.
Reviewed Sept. 8, 2025
This was the best I ever had went through with one of those days that was needed for the situation to do that was a great idea. We really appreciate the help with the situation and see what happens if you're in the same area with the best of the situation.
Calvin, we’re grateful for your glowing 5-star review. Thank you for taking the time to share your experience.
Reviewed Sept. 6, 2025
On line payment plan was easy! No harassing/arrogant voice on the other end! Option for payment plan that worked best for my budget. No pressure of someone telling me it has to be a certain amount that ends up causing me to stumble again! However, with all the fraud with email and texting, I usually do not respond to any messages, so not a fan when I’m unsure if it’s not a scam!
Constance, we appreciate you taking the time to share your positive feedback. It's fantastic to know we could help.
Reviewed Sept. 4, 2025
I recently had an experience with Halsted Financial Services regarding an outstanding debt, and I was pleased with the outcome. The representative I worked with was professional and helpful in explaining my options, and we were able to negotiate a payment plan that worked for me. I appreciate their flexibility and willingness to work with me to find a solution. Overall, I'm satisfied with the experience and would recommend Halsted Financial Services to others who may be struggling with debt. The communication was clear, and the process was straightforward. I'd definitely consider working with them again in the future.
Steven, we appreciate your positive feedback. It’s our pleasure to help you find a resolution.
Reviewed Sept. 3, 2025
Excellent payment plan options that fit budget and are automatically withdrawn without hassle. Payments are reported to credit bureau and will reflect positively on credit reports. So grateful for the opportunity to resolve this matter on a payment plan that does not interfere with my basic financial needs.
Beverly, thank you for the review. We’re happy we could set up a payment plan that worked for you.
Reviewed Sept. 2, 2025
I am beyond pleased at how easy and quick it is to sign up for this service. I am currently going through a really rough time and having a service like this that provides such easy options to sign up and such flexible options to move forward is amazing.
Stephany, we're pleased to hear that our services have been helpful. Thank you for your feedback!
Reviewed Sept. 2, 2025
Appreciate you working with me. Thank you so much. I would definitely rate my experience excellent.! I would definitely recommend your firm for to my friends. Thank you for your patience in helping me to resolve this problem! Joye **
Joyce, we appreciate your positive remarks. Thank you for sharing your experience with us.

Reviewed Sept. 1, 2025
This is a good and reliable place to pay off debts quickly and without hassle. The process is simple, clear, and very easy to follow. The staff is helpful, professional, and makes sure that everything is explained step by step. I feel comfortable using this service and recommend it to anyone who wants a safe and trustworthy way to take care of their financial obligations.
Jose, we appreciate you taking the time to share your feedback. Thank you for the review.
Reviewed Sept. 1, 2025
Very helpful and reasonable for payment plans to help me pay off my debt! I am thankful for opportunity to get debt free and they made it super easy with low payments and a flexible schedule to match when I get paid and have my bank account ready to go!
ME, we’re happy we could set up a payment plan that worked for you. Thank you for the review.
Reviewed Aug. 31, 2025
For a debt collector, this company was amazing to work with. Worked with me in paying off my debt, with respect and kindness in a time when I wanted to pay my debt but simply was unable to. Will definitely recommend them in the future if needed. Thank you all.
Gina, thank you for sharing your positive experience with us. We appreciate the stellar 5-star review.
Reviewed Aug. 31, 2025
Truly Appreciate the email reminders and ease of access through provided link! So many options to Choose from so the commitment was a secure move! So grateful for the patience and reminders as I start over again. So many companies only care about numbers and receiving as much revenue and information in the shortest timeframe blah blah. I feel as though I am always just another paycheck or extra funds to collect on. I Believe you actually care and have empathy for my life. Thank YOU!!
Amy, it’s our pleasure to assist you! We’re happy we could provide a helpful payment solution.
Reviewed Aug. 30, 2025
I recommend the service to anyone. I’m so glad that you reached out to resolve this matter. Please understand that I was able to reach out at the time. This was a great opportunity to connect, share and clear this misunderstanding. I’ll share this opportunity with others.
Lawrence, we’re glad we could assist you. Thank you for sharing your review!

Reviewed Aug. 29, 2025
They have been easy to work with thus far, discounts on my debts (they have 2) affordable payment plans, I’m trying hard to pay off debts, but with the cost of living being so high, it’s been difficult, these guys have made it easier on/for me!! If you have debt collectors constantly calling/texting you and it’s Halstead Financial, give them a call, they will help you get affordable short/long term payment plans that work for you. What do you have to lose…give them a call if they have one (or more) of your debts!!
Barb, thank you for sharing your positive experience with us. We're glad we were able to help!
Reviewed Aug. 28, 2025
Exceptional professionalism at work with this company. They followed up to ensure I had every opportunity to pay my debt. This is helpful and it inspired me to pay. It was easy to set up the payment plan. It is always helpful when debt collectors are considerate.
Ella, we appreciate your positive remarks! Thank you for the review.
Reviewed Aug. 25, 2025
Awesome stress-free options. I feel better settling my debt and would recommend this option to others. I can now have a sense of relief and peace doing the responsible thing of paying my debt and eventually increasing my credit score. Thank you, Halted Financial Services, for this opportunity.
Angela, we're glad our payment solution worked well for you. Thank you for the review.
Reviewed Aug. 21, 2025
You guys are awesome! Most debt collectors want everything that is owed right now. You guys let me choose how many payments I want to make on each account which makes it easy to work into my already tight budget. I think I'm paying like $10 every two weeks on one of my accounts. LOL. Thank you for making things manageable. I wish I could transfer all my debt to you guys!
Abbigail, it's our pleasure to assist. We're glad our payment options have been useful for you.
Reviewed Aug. 20, 2025
My household experienced employment challenges several times recently, which made it difficult to keep up on credit card payments. Halsted has been very patient in allowing me to rectify my debt. They offered payment options that were affordable for me. I am grateful Halsted was willing to work with me.
Annette, we appreciate your positive remarks. Thank you for sharing your experience with us.
Reviewed Aug. 20, 2025
I have had the best experience paying down my debt with Halsted! They have the process easy by allowing me to pick an affordable payments. This is my second time using them for an old credit card account that unfortunately due to sudden unforeseen change in income, I’m able to clear up.
Danielle, we appreciate your review! It's great to know we could help you
Reviewed Aug. 20, 2025
No one wants to deal with creditors, nor do most of us have intention on skipping out on the bill. Halsted made it quick and easy to set up payments without shaming or threatening. I was able to settle my bill by paying less over a structured and reasonable time frame so that it doesn’t drag out forever.
Chenelle, we're pleased to hear your positive feedback. Thank you for the review.
Reviewed Aug. 18, 2025
Smooth and easy. Nice to be in charge of the payment options. I was nervous to do it and didn't really want to take the time to do it because I thought it was going to be a lengthy process. They said it was easy to set up and I could choose how I wanted to pay. No cap, it was easy. Wished I had done it sooner.
John, thank you for your positive review! It's fantastic to know we could help.
Reviewed Aug. 17, 2025
I had contacted Net Credit to pay a lesser amount but didn't hear back from them. I wanted to start paying sooner but my sole source of income is Social Security and I have other obligations to pay. If I have extra money in the future I will forward a check.
Lucille, thank you for your positive review! It's fantastic to know we could help.
Reviewed Aug. 17, 2025
Halsted is making it easy for me pay back what I owe, while staying on track with my current bills. Their payment options are fair and their terms are straightforward and direct. Now, I’m on the road to financial freedom! Thank you for giving me the means to thrive!
Tiffani, we're glad we could assist you. Thank you for the review.
Reviewed Aug. 16, 2025
All went well and simple. This was a great experience and stress less. I definitely appreciate the flexibility of my payment options. It made everything so easy and helps me get back on track with the company in case I ever need them again. Nice work.
Tommy, we're glad our payment process was helpful. Thank you for the feedback.
Reviewed Aug. 16, 2025
Very understanding and helpful in regards to making payment arrangement suitable for your budget during hard times. Would highly recommend anyone going through a hardship to lean on Halsted. They will take care of you! Thank you guys so much for giving me extra time to pay off my debt.
Dominic, thank you for the glowing review! We’re happy we could make your experience a great one!
Reviewed Aug. 12, 2025
This site was very easy to navigate to set up my payment plan. The choices of whether to pay it biweekly or monthly was helpful with the full breakdown of what I would be paying. No surprises! I had also spoken to a rep about my bill. She was professional, helpful and nonjudgmental.
Anitra, we appreciate your positive feedback about our services. Thank you for the review!

Reviewed Aug. 12, 2025
I really enjoyed dealing with Halsted Financial Services because the agent that called me was very kind and understanding of my financial my situation. In fact he made sure that my payment was reduced to a one-time payment that was minimal and something that I could easily afford. I'm very excited to be finished with this bill and really happy to work with a collection agency that wasn't abrasive and really treated me like a human being. Really looking forward to this not hurting my credit anymore, and very thankful again, for Halstead financial services!
Christopher, it’s great to hear your positive feedback! We’re happy we could help.
Reviewed Aug. 12, 2025
Was good, fast and convenient. I had some issues with a company that was supposed to make payments for me. They never done it. Then I realized was causing me problems and my credit was going in the wrong direction. Thanks for the guidance and I hope everything from now should be fine.
Raudier, we’re glad to make your payment process smoother. Thank you for the feedback.
Reviewed Aug. 11, 2025
Thank you for your help for helping me through this. You made it easy for me to pay my debt quicker with affordable payments again, thank you... I would recommend it to anyone. Don’t run away from your debt, get help and you will feel so much better. I learned my lesson.
Israel, we’re delighted to know we could offer a payment plan that worked for you! Thank you for your feedback.
Reviewed Aug. 8, 2025
Website was easy to navigate, having this type of service is extremely helpful to resolving debts. This page not only made access easier it also provides multiple payment options. I would highly recommend a site such as this to other collection agencies.
Chrystal, it's our pleasure to assist. We're glad our payment options have been useful for you.
Reviewed Aug. 8, 2025
Making a budget plan was easy. Gave me a few options that I can afford. Also a big savings. Very happy with the outcome and also being able to resolve this debt. Highly recommend this if trying to fix your credit. Take advantage of their offer with their easy payment plan.
Maria, we're glad our payment solution has helped you. Thank you for the positive feedback.
Halsted Financial Services Company Information
- Company Name:
- Halsted Financial Services
- Website:
- halstedfinancial.com