Halsted Financial Services Reviews

I am very happy that take care of this matter!! It was super fast and easy!!

Actually a very easy way to pay off your credit cards. I kept avoiding but I knew I at some point had to respond. I'm glad I did. You won't be disappointed. Trust me.

Cool Experience. Reported My Payment Completion to the 3 credit Bureaus and raised my credit score. Thanks.

It's easy to do and we saved lots of money. Thank you.

Easy to use site. Had no problems with getting kicked off and starting all over.

Very straightforward process, without needing many digital signatures, or boxes checked. I appreciate the reduced payment demand, due to my financial hardship situation.

Was willing to work with me to find out a payment plan that I could afford.

Halsted made the process so easy and offered fair and efficient payment options. Very grateful for their help.

It's been easier to work with you all and awesome.

Thank you. I appreciate Capital One for rewarding me this credit card. It was a lifesaver when I went on vacation. I appreciate the pay back system that you've created, it will really help me out by choosing my payments that I can customize.

They were very helpful and worked with extreme politeness and accuracy.

It was very easy filling out the forms online with the simple instructions.

They worked with me to get my debt paid off. They were extremely helpful.

Thanks for doing a good job and giving me a fair and reasonable offer with weekly payments. I could not be happier except for perhaps tax guidance on the forgiven amount.

Easy to set up payment plan. Worked with my pay period.

I liked it because it helped me pay off my debt in short and convenient installments.

I feel like if every recovery company was the same Halsted there would be less debt in the world. You make it simple. No hassle of someone talking down to you, just flat out here are your options, what do you want to do. I appreciate this company for the simple ease it made to pay of my debts and better my credit.

This company is very understanding in my time of need. They made it possible for me to continue to improve my credit score while I'm still taking on responsibility. Thank you Halsted!

Thanks for working with me and helping get my debt solved.

They were very patient with me until I could get back on my feet.

Honestly I wish every bill or collections can go through this company. It’s super easy, flexible and doesn’t stress me out. I have never experienced something like this and I’m actually happy my previous lender sold to this company. Funny to say the least. Very happy.

Jacob at the Lebanon branch was amazing. He explained everything to me thoroughly and made it quick and understandable. They are so kind at the Lebanon branch and even can help you over the phone.

I love how it was so simple to get set up with affordable payments. No talking to anyone. No arguing. Just a simple plan set up online. Many to choose from and now it’s done and will be paid off by January instead of probably never.

Really helped me out in a time were money is tight on helping me get a credit card paid down with easy cheap payments.

Amazing to work with and very helpful, didn't felt rushed to pay.

Fast and easy, this process was pain free and they worked with me on a payment arrangement that fit my budget. I highly recommend.

I’m really happy with how I was contacted by email (no stressful repeat calls or aggressive emails) with a fantastic offer and payment plan for the debt I owe. This company had made it possible for me to pay my debts without struggling and gives me hope for the future of being debt free.

This was safe and easy. I had an account that was past due & they offered a settlement account, told me how to set up payments quickly and fairly, and calmed my nerves about the whole process. SO EASY.

I got a great deal for over 50% some debt I owed. Awesome!

I had a very positive experience working with Halsted. The process was straightforward, and the representatives I dealt with were professional, respectful, and easy to work with. They were willing to work with me to reach an agreement that I was comfortable with, and most importantly, they honored the agreement we made. I really appreciate that kind of professionalism and integrity when dealing with something as stressful as resolving a debt.

Good experience. Nice settlement. Good company. Ollo card.

You guys are awesome. Helps a lot on you owe. Thank you so much.

Very great support. The customer service is good with the personal support

I didn't know I was going to get release from my debt with such incredible Solution. Thank you so much.

Thank you for the very flexible payments. Really makes it easy for someone on a fixed income.

I feel the settlement was very fair and very justified.

Thank you for text reminders with options, I was not ignoring. When I finally was ready and called to inquire on balance owing I was not treated like some worthless person, but with respect. Life very challenging especially when all was goid at my age and all of a sudden things change overnight. Thank you.

Just appreciate the generosity. It's been a burden & troubling me for a while on how to pay so I genuinely appreciate this kind offer.

Easy setup for payment plan and it wasn’t hard at all to go off of what I was willing to afford instead of being pushed a certain amount.

Everything went easily. The only addition I would suggest is the option to pay off the debt at once instead of being limited to longer term payment plans. Maybe I just missed it but I didn’t see that option. Otherwise, all is good.

The company is very customer friendly and supportive! Thank you for helping me resolving this issue and providing a budget friendly payment plan!

I got behind and a couple of my dad's because of some health issues and Halsted even after several attempts to get in touch with me offered a payment plan that I could afford and eventually I was able to pay off. It's nice to have somebody work with you and your budget during a time of need.

Gave me a great deal to get from under my debt! I appreciate the help.

Easy to work with and didn’t make me feel bad for being in the situation I was in. Kind, friendly and professional. Thank you!

They are very understanding and willing to work with you in any way to help you pay off your debt.

Very good offers to clear up old debts, easy to navigate website.

It was an easy experience. No trouble at all. No complaints.

This was an extremely easy way to set up a payment plan to pay off a balance from a credit card. I can afford the payments. This helps those of us struggling financially.

Didn’t have to speak with anyone and allowed to pick a payment that was in my budget.

Very easy to set up auto payments with no interest. Thank you.

I am grateful for you guys to work with me paying my card off at a very low price every other week. Thank you for giving me the chance and working with me.

Awesome to work with. I like how you are willing to help resolve your debt.

It was a pleasure to work with you. I got a better deal with your company than doing the talking myself. Thank you.

Great customer service associate. She was kind, patient and attentive to my concerns from start to finish.

DON'T BE AFRAID OF HALSTED! They offered me an incredible deal and easy do-it-yourself payment setup, I didn't talk to a live person once. I'm grateful for the relief I feel that this is on its way to being handled at a budget of my choosing!

Thanks for the great experience and settlement price.

Reasonable prices. Quick and easy. Would highly recommend the 50% reduction payment plan.

Make paying off debt less daunting & easy to work with!!

Thanks for your compassion and your patience. B. **

The company does their best to arrange payment plans and are very kind and considerate about your needs.

The application process was amazingly smooth and simple. I'm very grateful of the reduced settlement of the collection amount.

Friendly and understanding of difficult situations we all fall into at some point.

Very easy to navigate and payment options are very convenient.

A good company that works with you. I highly recommend.

Love the payment plan that show me when I can expect to pay off everything and by the month and date.

Thank you all so much for always helping me when I get behind on payments or helping to resubmit a new payment plan. I truly appreciate all this help.

Found a great plan that worked. Was in debt but now I have a chance to pay it off.

Thank You for being Gently persistent! The payment arrangement were amazing and I’m grateful to be taking care of this and improving my credit!!!!

Thank you for reaching out and I’m very sorry about that advanced financial. I don’t know what happened with people. They was impossible to give information to or to have the correct information or banking accounts. I’m glad that we could settle this matter without having to turn it into the credit. I hope that we could become partners and get everything squared away. You have a great day. Thank you for reaching out.

I appreciate the payment plan and helping me be able to pay it off with a discount. As you can see I was on top of my payments and then life happened And I wasn't able to catch up. I don't feel interest should have to be paid due to faults in life. We are all struggling and thank you for letting me pay this off.

Hello. My name is Deietra ** and I want to say thank you for giving me the opportunity to be able to pay back the loan with payments that I can afford. I know this will take a while but it just feels good to know that this matter is being resolved. I really appreciate how your company has reached out to solve this matter. I know it's been a minute since I had this account but life happened. Thank you again for the opportunity to take care of this account.

Honestly, when I lost my job due to being a caregiver to my husband when he went into kidney failure.. My life went sideways, for over a decade.. I am sorry for owing money and I am grateful to be able to have the chance to fix things. Sincerely.

Great way to pay back your collections. They have reasonable payments plans for you to pay back your credit cards without much hassle.

They are great. They work with you, give ya several chances to get your payments paid and just don't give up on ya. Thanks again!

Thank you guys for the opportunity giving me a chance to pay.

Can you guys just buy all my debt please. I already love working with you.

Thanks for patience. I got in a rough patch and they worked with me. I'll make sure I honor my side.

They're fast and understanding and will work with you.

Very understanding and will work with you. Great company.

No hassle payment plans. It took a moment for the page to load but everything worked out fine. 🙂

Some debt collectors are heartless, ruthless, lack empathy and refuse to work with those facing financial difficulties. You’ve been patient and made it easy for me to pay off the debt.

Thank you for the extra flexibility. Much needed and much appreciated. Paying off old debts is very stressful and this helped ease a big burden and make things feel more possible, on every level.

I’ve had to work with this service twice due to my financial situation and poor planning. They have offered good deals each time. They reach out regularly and provide plenty of information. I never felt hounded by them though. Their online services have always been quick, clear and easy.

Thank you for all your patience with trusting me to do the right thing with paying off MY debt!

In my opinion Halstead is doing a fair job assisting clients to settle their debts. Thanks for your professionalism and courteous approach.

Great service and settlement in one of my accounts.

It’s nice to have a creditor that didn’t Call me 50 times a day. You were patient with me while I navigated losing a job and getting back on my feet. I wish I didn’t have to go thru the issue of not being able to pay my bill but here we are. I’m glad they chose you.

This debt collection company is very professional in handling their business, which can be a very private & personal one (business). I appreciate their manner in which they did their job on a very upscale, manner. I appreciate how they handle their end of their business, while helping me handle mine. Top notch!

They made settling a debt that my husband and I have not been able to commit to, much easier! It was a very clear process.

It was nice, it didn't take very long and the payment schedule was something that I could afford. I would recommend this to a friend in the future

I love the great customer service that I received with you all. You delivered as stated in our conversation... Thank you for working with me and allowing me to work with you!!!

It is an excellent program for helping to pay off debts.

Thanks for working with me to settle this debt. I've been wondering how this can be easily settled, working with you made it so easy. Thank you. All I have to say is that, this debt has been almost 4 years now and I'm grateful to you for helping me resolve it in simple split payments. Thank you.

This is such a great relief when paying off debt. We are in debt because we cannot afford to pay it all in one payment. It's almost unfair and overwhelming. Yes we created our debt but we were young and immature. We have the money now but not enough. Making this offer to us is just so refreshing as I feel we are actually taking care of it instead of worrying about being sued. Thank you for this option, it is so appreciated!

I had a debt that needed attention and a payment arrangement was all I could do. This company made it quick and easy. Everything was explained in such great detail. This was a quick way to get back on track.

Easy process, easy terms, the website was easy to navigate and understand, I didn't realize I had an outstanding balance, I received an email Halsted, very nice company to deal with, thanks for working with me to resolve my issue.

It was very easy to take care of this bill!! I am happy to get it resolved!! I am sorry I have been so long taking care of it!! Thank you!! What else do you want from me? I have done all I’m going to! I have made arrangements to pay it off! Good bye

A series of unfortunate events I found myself behind and in debt. These guys have really helped me and they’re very patient with me and paying off my debts and I am grateful! The people are kind and understanding, which is sadly uncommon.

This was the easiest agreement for a debt collector that I’ve ever encountered. The price is reasonable and very simple. The fact that I could use Apple Pay and do everything without speaking to no one or waiting for something in the mail was very convenient.

No hassle, savings, afford payment plans. No calls, just emails that offer easy to set up payments that are discounted. Felt like it was designed by humans for humans that understand forgiveness.

Even though this is debt collector they really work with you on lower monthly payments and convenience. Customer service always been helpful and understanding. I make my payment early. They help me adjust my next payment. All in all I hope I don't get sent to another debt collector but if I do I would preferred it be this agency. 5 stars on all.

The reminders were crucial due to my busy schedule. I’m appreciative of the options for payment, and I am relieved to have my issue resolved when I had the time to review the correspondence thoroughly.

Thanks for being patient with me as I was laid off a while ago and trying to play catch up! I appreciate you for sending me this option and working with me during this tough time. I have been struggling with many things from gas, groceries and daily things that are needed for my children and family.

Great service! Helps you when you need flexibility while still taking care of business! Tailored a payment plan to suit my needs. Forever grateful to them for working with me in a time of uncertainty.

I had a positive experience with Halsted Financial Services. They worked with me to offer discounts of up to 50% on accounts that had been placed in collections after closure. Thanks to their assistance, I’m back on track and now making manageable monthly payments through an agreed-upon payment plan. Their team was helpful and made the process easier to understand. I appreciate their support and would recommend giving them a chance if you’re looking for assistance with your accounts.

Concise and easy to understand instructions. Also easy to verify the accuracy of the debt owed. Reliable information about creditor. Will be happy to recommend this process to anyone needing a way to afford paying outstanding debt.

They made it quick and easy! I didn’t have to talk to anyone. I was able to set up payments for $37.40 every two weeks and I did it all in about 4 minutes! This is a game changer for me and I finally feel like I can start resolving this debt! Thanks y'all!!

The easiest company to work with to help get accounts paid off. No hassle. Just pick what payment arrangements work best for you and have it automatically taken out, so you don't have to worry about if you paid it or not. You can always go into account and readjust things, which is helpful.

Quick and easy. No fuss. Easy to navigate and arrange. Very easy for someone that isn't use to computers to use. Would use more often and can't wait to use it again. Don't know how it would get simpler and the reminders will keep me on track to get this taken care of which will help me get my life back together.

"Finally a company and service that provides friendly, professional, and easy to use service with flexible payment options. Taking the stress out of what is usually a super stressful process. The terms were explained clearly and I was able to pick a payment schedule that actually works for my budget."

If I would have not got a message from you, I would've not known. However, I remember having a brand new Walmart card. And then I was severely beaten and put in the hospital, and I'm just recovering it took me a couple years, but now I am finally able to pay towards this dad. I appreciate your payment methods. Warmest regards, Robin

Thanks for working with me during my hardship. I had lost my job and was unable to pay for quite some time. Your company has made it affordable for me to finally get this issue fixed. Your messages are always nice, and your company seems to care for us people that have had a rough time. Thanks again.

After years of fighting debt, and struggling I finally was able to actually use this company's payment plan to help me pay off my debt and actually grow, and the fact they were lenient enough to help take the report of my credit was even better! The customer support was great and they talked to me like a human and not a paycheck. I am thankful for this company and the experience I had and most of all, the help they offered.

Halsted has been super easy to deal with and never once was I made to feel embarrassed for my unfortunate debt. They gave me leniency on amount owed and today I got another offer for 40% off if I pay the remainder off in 25 payments! I’m happy with them. I am so happy to be taking care of this debt finally.

They set up payment options; I chose the best for me and set up auto pay and I was done! Got an email reminder each payment before it was due. It seems to be an easy way to pay back my debt, hoping they notify the credit bureaus and let them know I paid my debt in full.

Halsted Financial Services has been incredibly easy to work with. Their platform is straightforward, their communication is clear, and they offer flexible payment options that make the entire process much less stressful. They take the time to work with you instead of against you, which is rare in the collections world. Honestly, I wish every collection company operated with the same level of understanding, convenience, and professionalism that Halsted Financial Services provides.

This company is professional and respectful for the job they do. Great customer service, very polite and informative, no harassment, just professionalism and encouragement. Thank you for your services.

Halstead is by far the best agency to work with debt collection! No hounding phone calls or emails. They work with you 110% to get things paid off. If you are struggling they continue to work with you to give you the best opportunity to pay off your debt. Mine was reduced by over 50%.

I think this is the best way to go when you need that extra helping hand especially when times are rough. This site help you navigate different prices to help you in the long run, I think everybody should try this. It’s a big help in your pocket

The process was simple, straightforward, and stress-free from start to finish. They made it easy to get my payments taken care of, and their customer service was professional and helpful throughout. I would definitely use them again if needed and highly recommend them to anyone looking for a reliable debt resolution service.

Most reliable financial secure app of 2026 and they do loans. This is my first time using the app and it already shows how reliable it can be. I definitely recommend this app if you're hitting a financial bump in the road.

I could not understand the person that I was speaking with? When questioned about the notice that she gave me and some of the language as to what it meant, she put me on hold to ask someone else because she did not understand the guidelines for which she was reading. An addition some of their practices are questionable as I was negotiating, an amount on a Tuesday to be paid on a Friday I spent 20 minutes on hold waiting for a letter to be sent. She, an amount on a Tuesday to be paid on a Friday. I spent 20 minutes on hold waiting for a letter to be sent. She sent the email to the wrong email address which further delayed the conversation upon receipt. She said that it was not a ballot negotiation unless I provided a payment source on that date.

I accumulated a few credit cards that I owed on, and this company bought my account. This company was willing to work with you in any way possible to help you resolve your debt and not put you in a financial burden. It’s a great company. They settled my debt for half of what I owed.

Doing payments was easy and simple if you got behind. It was easy to reschedule if needed so you didn’t miss a payment, going through them was a great experience and I would go through them again if needed to.

I was worried about not being able to address this debt. I appreciate Halsted's quick responses to my emails. They did take in consideration my concerns and helped me find a reasonable payment plan that works for me.

Thank you, a peace of mind is golden. You have given me a chance to pay. I always wanted to settle but I do not know how until you came just in time especially my family is in deep crisis after my stroke and still on the way to recovery.

It was very quick and easy to pick up a payment plan that works best with my life and to get this debt resolved. It was very easy, all I had to do was pick what worked best for me. Clicked on it. Enter my payment information. Good to go.

Nice people, very helpful and easy-to-use. Options available for fixed income. Very useful and payment plans are available. Give them 5 stars 🌟. You don't even have to speak to anyone, all done online.

Thanks for the deal, I appreciate it. I am working toward cleaning up my debt. Hopefully, we can do business down the road when this is current. I'm turning over a new leaf, so this is another brick in the road. Best regards, Russell

Many options to make the payment affordable. Sometimes companies only have 1 option of an amount most can’t pay. Especially when some have more than one debt to pay back. This company has worked with numbers that work best for me

Company just doing their job. So far this company has been great in working with me to help get me out of the debt I caused myself when I got laid off. They worked with me help understand the process and help me come up with an affordable payment plan.

The lady who answered my call was super nice and very respectful-- what I mean is she was not rude and not judgmental, She explained the options and worked with me on setting payment plan to have this paid off. Thank you!

So the customer service representative who helped me, her name was URBI! SHE WAS FANTASTIC. I have five separate delinquent credit accounts most credit cards in one finance company for my vehicle.. she was very patient with my situation.. and help me set up all five accounts with you guys. She was great.

I like that payments can be made monthly on a date I choose that is suitable to me. Makes it easy and fits my budget. I like that they have this option, it makes it easy to stick to, and I can keep note of my monthly payments.

They came through. I really needed this help. I really appreciate all the good job. They are the best; details can tell it all. These people are the best; I mean I don’t know what to do. I am so grateful; I’m so happy. I’m everything above. I really needed it. I was in a bind. They came through and all in once, the best ever.

Easy and straightforward to set up and access account. I appreciated the many electronic reminders leading up to a payment and that customer support was efficient and reliable. Modifying payment dates based on my changing income levels was effortless. I feel confident and secure going through Halsted.

Good service and gives me relief to take care of a debt. I had circumstances that I was in, which prevented me from paying this debt. I read this email and am very pleased to be able to take care of this debt.

They helped me while I’m in a financial situation. Instead of making my time harder they gave me an amazing offer that really helped me in this moment I am financially. Instead of scolding me or making me feel bad about being late on a payment they treated me like a human and helped me out. Very amazing to work with and glad for the opportunity they provided me. God Bless.

Setting up payment plan was easy and painless. Nothing too serious. You get pick your plan. How much and how often. Didn’t have to deal with automated machines or people. No repeating yourself!!! Super sufficient!!!

Dealing with these situations can be stressful, but they made it incredibly easy. Everything was clear from start to finish with no confusing jargon. They laid out great options that fit my situation perfectly. Excellent job!

Halsted reached out to me in regards to a past credit line I had been struggling to settle. They offered me an easy way to pay and are helping me clean up my older credit negatives and I am really thankful for it.

It was much easier to take care of the past-due balance after the family emergency. It’s also refreshing to be able to speak with a live agent—those are hard to come by these days. Thank you for your help.

Excellent service, very satisfied with the experience. Would recommend surely. I'm not sure what else to say. I needed a loan badly, husband ruined my credit when we separated. It was terrible.

Thank you for reminding me that I need to get this debt taken care of without harassing or threatening me. Payment plans are very reasonable. I'm trying to get my credit score up. I'm in debt with a few places but I'm able to start with this one easily.

I'm grateful for the flexible options Halsted has to offer. My privately owned business went under during COVID and it's been a real struggle trying to financially recover ever since. I'm finally at the point where I feel like I can make an effort to set things right with settling my debts. Here's hoping for better days ahead!

Am very satisfied with the help and understanding of this company for reaching out to me with options for the debt and working with me on a plan that met my budget. l would definitely recommend this company to anyone that needs help.

Happy about the 90 percent forgetness. Feel great to resolve this account. Easy to set up payment plan. Also the affordable once a month payment work great for me. Thank you for the email and text message reminding to get them done.

The process was quick and easy. I'm on Social Security. My credit went downhill after COVID and I'm still struggling to catch up. The deal and payment plan was great and affordable. Thank you. I feel this is enough

Easy to get a payment plan. Done the right way and it give multiple options. It’s an easy way to access and make payment plans. It offers discounts on pass loans so we can get rid of what we owe to debt collectors that want their money back. They paid pennies for the debt lol.

This was an excellent experience. Easy to navigate. The website explains everything to you and helps guide you through the entire process. I recommend using this platform to anyone who needs to make a settlement agreement.