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Goldco Reviews

4.7
1,884 reviewsRating Calculation
A company’s ratings are a time-based and verification-based weighted average numerical calculation of the ratings submitted by consumers in the most recent 24-month period.

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Edited by: Jana Lynch
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Fact-checked by: Jon Bortin

About Goldco

Goldco is a precious metals provider that has helped customers place more than $3 billion in gold and silver since 2011. It helps customers transfer or roll over funds from existing retirement accounts, including 401(k), 403(b) and 457(b) plans, into a self-directed individual retirement account. In addition to IRA accounts, Goldco offers customers a way to buy precious metals for home storage.

Visit goldco.com
Pros
  • Wide range of retirement diversification products
  • Guaranteed buyback
Cons
  • Doesn't publish fees online

Helpful Reviews

Plano, TX
Verified purchase
I believe in holding metals as a way of holding my wealth. My first interaction with Goldco went well, so I continued using them. Initially, I had to get set up and to move funds....

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PA
Verified purchase
The onboarding investment team was extremely professional and organized. You can tell they are process driven and have developed a working and time effective investment strategy f...

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Disclaimer: Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.

What is Goldco?

Goldco is a private precious metals company that has been in business for over 15 years. It specializes in gold and silver IRAs and offers customers a variety of ways to diversify their savings, including the purchase of physical coins and bars directly.

For those looking to diversify their retirement savings by rolling over a 401(k) or similar plan, Goldco works with all major self-directed IRA custodians. Your gold or silver IRA is stored safely in a depository. Once you turn 59 ½, you will be able to choose your distributions as cash or in the form of precious metals.

Goldco also offers educational materials, such as a free kit and guides, so customers can make informed decisions about their finances. The free kit includes print, audio and video guides but requires you to first speak with a Goldco representative.

How does Goldco work?

Setting up a retirement account with precious metal buys isn’t hard, but there are a few rules you need to follow. Goldco simplifies the process of starting a self-directed IRA or rolling over an existing retirement plan to a new IRA. To open a precious metals IRA with Goldco, you need to contact a Goldco specialist by phone and agree to Goldco’s terms.

When your self-directed IRA is created, you will need to fund the account by either rolling over existing retirement funds or purchasing new funds. A minimum investment of $25,000 is required. Eligible retirement accounts to roll over include:

  • 401(k)
  • 403(b)
  • 457(b)
  • Thrift Savings Plan (TSP)
  • Savings
  • Other IRA accounts

Your IRA purchases will be managed by a custodian and stored securely in a vault at an insured depository.

For those who want to store their gold or silver at home, you can’t do so with a precious metals IRA, but you can purchase coins or bars outright from Goldco and have them shipped directly to your home. There is a $10,000 minimum for direct purchases.

Goldco buyback program

Goldco buys back precious metals, guaranteeing to offer the highest price. The company states that the highest-price guarantee applies only after three years from initial purchase. For more information about the buyback guarantee, you should review the customer agreement from Goldco.

Goldco products and services

Goldco sells precious metals for direct purchase and for IRAs.

Precious metals IRA

Goldco helps investors roll over funds from various retirement accounts into a precious metals IRA. The process usually takes less than two weeks, according to the company. Goldco offers gold, silver, platinum and palladium for precious metal IRAs, including coins and bars, which are stored at a secure depository. You are eligible to take distributions in the form of physical metal or cash at 59 ½. There is a $25,000 minimum purchase requirement.

Gold direct purchase

Goldco offers various gold coins and bars for direct purchase, including coins minted at the U.S. Mint, The Royal Mint, the Royal Dutch Mint, the New Zealand mint, The Perth Mint and the Royal Canadian Mint.

Silver direct purchase

Goldco offers silver coins minted all over the world. Silver bars are also available.

Goldco fees

Goldco does not publish its gold and silver prices directly online; you have to call for pricing. Once you set up a precious metals IRA, the company states that there is usually one flat fee per year.

When you contact Goldco, ask about any additional fees that apply, and be sure to read over the customer agreement carefully for all costs.

Goldco FAQ

What types of precious metals does Goldco offer?

Goldco offers gold and silver in the forms of coins and bars, as well as platinum and palladium.

How do I roll over my IRA or 401(k) to a self-directed IRA?

To roll over your IRA or 401(k) to a self-directed IRA, contact Goldco. A specialist will help guide you through the rollover or transfer process, including gathering and completing the necessary documents. Goldco says the process ordinarily takes less than two weeks.

What are Goldco’s fees?

Goldco charges a one-time setup fee of $100. There is also an annual fee of $235 for a precious metals IRA. The IRA fee is usually flat, meaning you don’t pay based on the amount of assets invested. Goldco doesn’t publish pricing of the physical metals; you need to call the company for those costs.

What is the minimum investment for Goldco?

Goldco requires a minimum investment of $25,000 to open a precious metals IRA. For direct purchases of gold, silver, platinum or palladium, there is a minimum purchase of $10,000.

Does Goldco charge markup on gold or silver?

Yes, like other precious metals companies, Goldco charges a markup on gold and silver. When you call to get pricing for gold or silver from Goldco, you can use that information to determine what you’re paying per ounce and compare that figure with the spot price, which is easy to find online. That will help you determine the markup.

Still have questions?

Is Goldco legit?

Yes, Goldco is a legitimate gold IRA company. It has over 15 years of experience and has helped thousands of customers buy over $3 billion in gold and silver. If you are thinking about setting up a gold or silver IRA or want to buy precious metals directly, Goldco should be on your list of companies to consider.

Goldco Reviews

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    Page 1 Reviews 0 - 35
    Verified purchase
    Customer ServiceRefunds & PayoutsStaff

    Reviewed Sept. 28, 2026

    I have made multiple silver purchases over the years. Every time I am on a Three-Way call in order to have Goldco help me get my money away from financial companies that are losing me money. The Gold Co. Associate pretty much handles everything. If forms are needed they have them filled out and then just send to me after the call for me to sign for them to be able to get my money for me. Or I fill out the form and I send the form in myself depending on the company policies. It is always effortless and painless Gold Co handles everything for me. There is documentation along the way so I have a paper trail of what is going on. Josh always tries to get me the highest value silver coins available at the time.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Sept. 10, 2026

      Turning hard-earned savings over to someone doesn't come without trepidation. I knew I wanted precious metals, but not knowing much about them made this a sweat inducing decision. I didn't understand the process of purchasing them, the physical options available, nor did I know what was right for my situation. I had been eyeing Goldco for months, and I’m grateful for the team that assisted me once I decided to make this transition. The company runs like a well-oiled machine! From my first call with Joshua Hoffman to follow-up communication regarding my account, I have been impressed. I have confidence that when questions arise or I desire to sell any assets, I have experts ready and willing to assist me. Thank you, Goldco.

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      Verified purchase

      Reviewed Sept. 1, 2026

      I was extremely pleased with the service I received from Goldco. My first purchase included walking me through the purchase and delivery service provided. This was my first valuable coin purchase and I was very pleased with all the information I was provided. After my second purchase, I spent time in a rehab facility for damage to my knee from a fall. I was very appreciative that Goldco would hold my purchase for me until I was discharged and returned home. I received my purchase within 5 to 7 days after my release. Any future valuable coin purchase I make will be with Goldco. Goldco is a great Company!

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Sept. 1, 2026

      From my first to my most recent interaction with Goldco, they’ve been exceptionally responsive, available when I’ve had questions and, whenever I’ve made a decision that involves interacting with another investment company, they have facilitated everything. Quickly. Goldco also is very accommodating when it comes to allocation of monies and offering variety of available metals to purchase. My decisions are mine and mine alone, although if I think of any historical data I may want to consider, they provide it. Overall, I feel like Goldco truly values its customers who understand the value of having precious metals among your investments or assets. I rarely advocate for any business, but I make an exception for Goldco. I mean, they always seem like they drop everything whenever I reach out.

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      Verified purchase
      Staff

      Reviewed Aug. 5, 2026

      Buying precious metals is a good investment. We were investing with another gold company, and my husband heard about Goldco. We weren't thrilled with the other companies, so we tried Goldco, and our first experience with them was excellent. Our second experience was not as great, but it was still good. We weren't really pleased with the first company. It was difficult to get ahold of people, and we kept getting put in with different people. With Goldco, we liked it because we had one gentleman who was helping us. Then he retired, and the next guy wasn't quite as helpful. Other than that, the different team members at Goldco have been okay.

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      Verified purchase
      Staff

      Reviewed Oct. 15, 2026

      I had to move my accounts from another dealer that went bankrupt. Goldco was very accommodating, very helpful, and explained everything to make sure the process went very smoothly. I did end up purchasing more precious metals from Goldco. They explained the process; they were very helpful and professional. I wish I would have went with Goldco from the start. I will be purchasing more precious metals from them in the future. I have found the only precious metal company that I want to deal with.

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      Contract & TermsPriceRefunds & PayoutsRates

      Reviewed Oct. 13, 2026

      Before you buy, read the customer agreement before you buy. Line 10 states, GOLDCO has a financial incentive to offer you premium bullion products rather than common bullion, and you must hold these products for over 3 years before the BUY-BACK GUARANTEE KICKS IN. Read line 18 of the customer agreement. Goldco makes no guarantee to repurchase the products from Goldco, nor does Goldco guarantee any specific rates or buy-back prices. This is where I need to explain; I bought 136 gold 1/4 oz. coins, 2456 one oz. silver coins, & 4,265 1.5 oz. silver coins.

      Goldco buy-back guarantee (the highest in the industry) offered me less on some of the coins than what I paid for them 4 years ago. The spot price on the silver went from $24 dollars an oz. to over $60.00 an oz. and still offered me less than what I paid for them. As you can see from line 10 of the customer agreement. This buy-back bid offer was also about 1/2 of what they offered me in 04/08/2026. You will lose money on the premium bullion products because of the bid/ask spread. Read line 17 of the customer agreement.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed Oct. 11, 2026

      The GOLDCO company is a good, reliable company to buy precious metals from. They are prompt, friendly, and knowledgeable. I would recommend them to anyone.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Oct. 7, 2026

      I am a returning customer and highly recommend Goldco Professional for their excellent customer service.

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      Verified purchase
      Staff

      Reviewed Oct. 7, 2026

      Everyone was nice and helpful. The transfer went smoothly, and it was easy to do.

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      Verified purchase
      Staff

      Reviewed Oct. 6, 2026

      I would like to thank Josh Hoffman and the team at GOLDCO for a great and easy experience. Getting started on my new IRA account with precious metals. I am definitely a future customer in purchasing Gold and Silver along with other metals.

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      Verified purchase

      Reviewed Oct. 6, 2026

      The experience was very measured and felt like they genuinely were listening to my goals.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Oct. 5, 2026

      Prompt and efficient response to my requests. A reputable company that has been very helpful to me!

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      Verified purchase
      Staff

      Reviewed Sept. 29, 2026

      My experience working with GOLDCO representatives for my GOLD and Silver IRA was flawless! A well organized and trustworthy company!!

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      Verified purchase
      Staff

      Reviewed Sept. 25, 2026

      Excellent service and great customer care. Would recommend you to family and friends.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Sept. 23, 2026

      Abrina & Ralph were so knowledgeable and helpful. Just like last time. They return calls, follow up with emails.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaffRates

      Reviewed Sept. 23, 2026

      I had the fortune to find Goldco some 3-4 years ago when silver prices were relatively low and converted my stocks to precious metals. Between the market gains on silver and the FREE BONUS silver, I made more gains in 3 months than in the previous year of investing in the market. So when my mutual funds expired, Goldco was the first place I called to reinvest. The transaction was easy fast. Frank Perla is great to work with and very informative. I look forward to doing more business with them in the future.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Sept. 22, 2026

      The first AE never called me when he said he would. I had to call twice. I received a call from someone else the AE asked to call me. He was absolutely amazing! Very patient and answered all my questions. I did not feel rushed, he explained everything where I understood making my first buying experience enjoyable.

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      Verified purchase
      Staff

      Reviewed Sept. 21, 2026

      The process is seamless!! Everything thing is clearly explained and each person I spoke with was professional and courteous. I would recommend GOLDCO. I really do not have any further comments.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaffRates

      Reviewed Sept. 14, 2026

      Great customer service and quick. Super friendly. Price was good.

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      Verified purchase

      Reviewed Sept. 10, 2026

      Easy rollovers, great people to work with on transfers.

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      Verified purchase
      Staff

      Reviewed Sept. 9, 2026

      I am very happy with my experience in rolling over my IRA with Goldco. They are so knowledgeable and make everything clear to understand. I am very confident I made the right choice. I will definitely recommend them to others.

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      Verified purchase

      Reviewed Sept. 3, 2026

      This was my first time investing in precious metals and my dealing with the Goldco personnel went just fine. All my questions were answered to my satisfaction.

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      Verified purchase
      Staff

      Reviewed Sept. 3, 2026

      Abrina and Ralph were very professional with working with them with this purchase. I’d highly recommend asking for them if you’re making a purchase with Goldco.

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      Verified purchase
      Staff

      Reviewed Sept. 2, 2026

      It was a pleasure doing business with Brett Gayer and Fred Abadi at Goldco! The process was conducted step by step so easily. Truly a wonderful professional experience! Very informative and patient in answering my questions! Thank you!

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      Verified purchase
      Customer Service

      Reviewed Sept. 2, 2026

      Wonderful customer service. Great company to work with. I enjoyed my experience with them. I am glad I called them.

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      Verified purchase
      Staff

      Reviewed Sept. 2, 2026

      Ryan Poston is very knowledgeable and is a wonderful guy to work with.

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      Verified purchase
      Staff

      Reviewed Aug. 31, 2026

      My wife and I have been very pleased with the knowledge, service and availability with David Brein and the rest of the team at Goldco. I rest more comfortably with a portion of our investments in precious metals and study the environment we are in, but David helps in filling in the questions we still have. Goldco has options for types of coins, metals and storage.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Aug. 28, 2026

      Dave has always been prompt to return my calls. Is professional and helpful.

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      Verified purchase
      Staff

      Reviewed Aug. 26, 2026

      I was indirectly connected with Josh Leslie. He was at the beginning of our conversation, schooled as a man why understand the commu man’s questions. I picked up on it slowly into the conversation. Well educated and able to make me feel comfortable with my transaction. As I ask questions he continued to back off not to alarm me in a possible trans action, I get it but well done and extremely professional. Moving forward he way my trust. Which is extremely hard for a man to do with another man? Good for you Josh as you won me over!

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      Verified purchase
      Staff

      Reviewed Aug. 25, 2026

      I'll start off by saying that I've talked to at least 5 different people during my experience with Goldco and every person I had the pleasure of speaking to was very professional, friendly, very knowledgeable and pleasant to speak to. They all made it very easy and painless experience. I hope to have the pleasure of dealing with GoldCo in the near future!

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      Verified purchase
      Staff

      Reviewed Aug. 25, 2026

      I’ve used Goldco for a numerous purchases of metals. Doesn’t matter how big or small your purchase is, they make you feel like you are their most important client/friend. Very thorough in explaining every single step and they every answer every question with detail. Even questions you didn’t know you had.

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      Verified purchase
      Staff

      Reviewed Aug. 21, 2026

      Everyone I spoke to from beginning to end were professional and patient with me in making decisions. Everyone answered all my questions and the process for me was effortless. A big Thank you to everyone involved!

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      Verified purchase
      Staff

      Reviewed Aug. 20, 2026

      Joshua ** was very helpful and made my purchase easy.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Aug. 19, 2026

      I was very pleased with my Goldco experience. Each of the 3 staff members I spoke with were courteous, knowledgeable and quick to respond. They made my experience purchasing coins a very pleasant one, and I look forward with doing business with Goldco in the future.

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      Verified purchase
      Sales & MarketingPunctuality & SpeedStaff

      Reviewed Aug. 19, 2026

      My wife told me about Goldco, and we decided to go with them. The sales reps were very attentive, quick and made everything easy. It wasn't the first time I had bought silver, and it was a lot easier process this time.

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      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 15, 2026

      I have dealt with GOLDCO for several years and have always been happy with every individual's professionalism. I have purchased metals for both an IRA and now for a personal account, in both cases the help provided to my understanding of the process was excellent. I also appreciate the provision of articles about recent changes and future predictions of the metal market. You are doing great!

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      Verified purchase
      Staff

      Reviewed Aug. 14, 2026

      Account was extremely knowledgeable and helpful with my purchase. This was my first time buying silver. I couldn’t believe how easy the whole process was. They are definitely 5-Stars plus!!

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      Verified purchase
      StaffTransparency

      Reviewed Aug. 14, 2026

      My experience with Gold Co and my advisor David Brein was very great and professional. I purchased both Gold and Silver, and everything worked out beautifully. The explanation and information was complete and he answered all of my questions. It was a very smooth transaction and I could not be more pleased.

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      Verified purchase
      Staff

      Reviewed Aug. 12, 2026

      This was my first experience in investing in Precious Metals and I couldn't have asked for a better experience. From the beginning they were professional, knowledgeable, and patient. They took the time to answer my questions and explain the process, so I felt supported every step of the way. Making a first-time investment in something new can feel a little overwhelming. But the team at Goldco made the entire process comfortable and straightforward, even a little fun and personable. I felt very well supported and confident in my decisions. I will gladly recommend Goldco to others considering Precious Metals.

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      Goldco Company Information

      Company Name:
      Goldco
      Address:
      24025 Park Sorrento, Ste. 210
      City:
      Calabasas
      State/Province:
      CA
      Postal Code:
      91302
      Country:
      United States
      Website:
      goldco.com

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