Goldco Reviews
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About Goldco
Goldco is a precious metals provider that helps customers transfer or roll over funds from IRAs, 401(k), 403(b) and 457 plans into a self-directed IRA. For over a decade, it has helped customers place more than $3.5 billion in gold and silver. Along with IRA accounts, Goldco offers customers a way to buy precious metals with savings outside of a traditional retirement account.
- Wide range of retirement diversification products
- Guaranteed buyback
- Doesn't publish fees online
Helpful Reviews
Gold and other precious metal IRAs are an investment and carry risk. Consumers should be alert to claims that customers can make a lot of money in these or any investment with little risk. As with any investment, you can lose money and past performance is not a guarantee of future performance results. Consumers should also obtain a clear understanding of the fees associated with any investment before agreeing to invest.
What is Goldco?
Goldco is a private precious metals company that has been in business for over a decade. It specializes in gold and silver IRAs and offers customers a variety of ways to diversify their savings, including the purchase of physical coins and bars directly.
For those looking to diversify for their retirement savings by rolling over a 401(k) or similar plan, Goldco works with all major self-directed IRA custodians. Your gold or silver IRA is stored safely in a depository. Once you turn 59 ½, you will be able to choose your distributions as cash or in the form of precious metals.
Goldco also offers educational materials, such as eBooks, reports and videos about precious metals, so customers can make informed decisions about their finances. It also provides a free kit to help customers purchase precious metals without tax or penalty.
How does Goldco work?
Setting up a retirement account with precious metal buys isn’t hard, but there are a few rules you need to follow. Goldco simplifies the process of starting a self-directed IRA or rolling over an existing retirement plan to a new IRA. To open a precious metals IRA with Goldco, you need to contact a Goldco specialist by phone and agree to Goldco’s terms.
When your self-directed IRA is created, you will need to fund the account by either rolling over existing retirement funds or purchasing new funds. A minimum investment of $25,000 is required. Eligible retirement accounts to roll over include:
- 401(k)
- 403(b)
- Thrift Savings Plan (TSP)
- Savings
- Other IRA accounts
Your IRA purchases will be managed by a custodian and stored securely in an IRS-approved facility. You can visit your purchase at the storage facility if you arrange it with your custodian.
For those who want to store their gold or silver at home, you can’t do so with a precious metals IRA, but you can purchase coins or bars outright from Goldco and have them shipped directly to your home.
Goldco buyback program
Goldco also offers a buyback program for customers who decide to sell their precious metals in the future. Through this program, customers can contact Goldco to request a quote for the metals they previously purchased. If they accept the offer, Goldco helps facilitate the sale and transfer of the metals from the storage facility.
Goldco guarantees the highest buyback rates in the industry, plus no fees. This can provide added flexibility for investors who may want to liquidate part or all of their holdings.
Goldco products and services
Goldco offers a bonus of 10% silver on qualified accounts.
Precious metals IRA
Gold
Silver
Goldco fees
Goldco does not publish its gold and silver prices directly online; you have to call or email for pricing. Goldco’s fees are upfront and charged in a flat manner, so you’ll pay the same fees no matter the size of your investment account.
- Account setup fee = $50 (one-time fee)
- Annual account administration fee = $125 per year
- IRA storage fees = $100/year for non-segregated storage; $150/year for segregated storage
Goldco FAQ
What types of precious metals does Goldco offer?
Goldco offers gold and silver in the forms of proofs, coins and bars, as well as platinum and palladium.
How do I roll over my IRA or 401(k) to a Self-Directed IRA?
Rolling over your 401(k) or retirement account to an IRA through Goldco is a secure and tax-advantaged way to diversify your retirement savings portfolio. The first step is to contact Goldco for an account application.
Once you have been approved for an account, you will need to provide Goldco with information about your current retirement plan so an IRA specialist can facilitate the transfer process. This includes the name of your current custodian, account number, the total amount of funds available in the plan that you would like to roll over and the type of retirement account you are wanting to roll over.
What are Goldco’s fees?
Goldco charges a one-time account setup fee of $50. Annual administrative fees are $125 per year, and storage fees range from $100 for nonsegregated storage to $150 for segregated storage. These are flat fees and do not depend on the size of your account.
What is the minimum investment for Goldco?
Goldco typically requires a minimum investment of $25,000 to open a precious metals IRA. This minimum may vary depending on the type of account or promotion available at the time.
Does Goldco charge markup on gold or silver?
Like most precious metals dealers, Goldco includes a markup on the price of gold or silver products. The exact markup depends on the specific coin or bar and current market conditions, and pricing is provided directly through a Goldco representative.
Still have questions?
Is Goldco legit?
Goldco has over 12 years of experience and has helped customers place over $3.5 billion in gold and silver. Its secure storage options are backed by nationally recognized insurance companies. It may be a good option if you are interested in setting up a precious metals IRA or buying gold or silver.
Goldco Reviews
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Reviewed April 29, 2026
I'd recommend Goldco to a friend. I invested in precious metals for a grandson. It was a good experience, but the process takes a while. It's not calling up and saying, "I want to buy this gold" and get it in your hand. You have to trust them to a point. That's why I did a lot of research, because they have your money for a while before you see the gold or the silver. Got to come from depositories, from different places they're stored. This last shipment came from a depository on the East Coast because I had the paperwork with it. But British coins might come from Britain. With so many scams on this world, it makes you wonder sometimes. I question them about that too, and I was happy with the answers I got, so I decided to try it, and I'm glad I did. Everything went good. I went with coins instead of just bullion. They're 2023, but still mint. It's not uncirculated.
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Reviewed April 28, 2026
When the economy looked like it wasn't doing well and the stock market was losing a lot, I decided to go into precious metals. I Googled a lot of different sites and Goldco kept on coming up as one of the top places to do it. So, I called them. Working with them was very easy and the process was just what I was looking to do with one particular person that I had worked with. I didn't have any training or any formal knowledge in how to go about it. So he walked me through the whole process and got me what I needed.
Everybody's been great and very accommodating. They were totally professional and customer-oriented. They were not pushy and they didn't forget about me, especially when it was a good time to buy. They were making a lot of suggestions on the phone but never made me feel pressured and that was the best part. Joshua was my go-to person there and I had his cell number in case I needed to get ahold of him. Everything was straightforward and I trusted them. I'm going to be using them in the future if I need to purchase more gold and I recommend them to my friends who are looking for precious metal opportunities.
Reviewed April 25, 2026
I couldn't be more happy with my experience and my decision. If I could give Robin Hubbard 10 stars I would. When I first contacted Goldco, I received a phone call immediately and then sent emails with information. When I called back I was transferred to Robin. I briefly told him my situation and told him I was interested in purchasing silver bars.
After our conversation he sent me emails with a ton of information that basically was Greek to me, because I have never done this before and I knew absolutely nothing about it. All I knew is I wanted to buy silver. So I replied back to one of his emails explaining my situation in more detail telling him I had PTSD from my husband's suicide, and all this information that I didn't understand was very overwhelming to me, and that I needed him to answer my questions directly and explain everything to me versus sending me all that information in emails. Wow! What a "Blessing" from above Robin turned out to be. He was so understanding, extremely kind, very soft spoken, and explained everything in detail. He was so comfortable to work with and he was never pushy in any way.
I'm so thankful for the knowledge I gained from all he taught me. No matter how many questions I continued to ask, he always answered and explained them in detail, then asked if I understood or had any questions. With my PTSD, there were times I asked a question more than once, and he was very patient with me, and answered them once again. In the end I made the decision to buy premium silver, and I can honestly say I've never felt more comfortable buying something as I did buying this silver.
After all was said and done, I even asked him if he planned on retiring anytime soon, and he said no. I said good, because I like working with one person, and I have you saved in my phone for any future business for myself, and if anyone I know or meet that is interested in buying gold or silver, I'm going to refer them to you. I highly recommend Robin Hubbard to work with. In my opinion you couldn't find anyone better to work with. Everything I read and learned about Goldco and its policies I liked too, and I would recommend anyone interested in investing to invest with this company.
I'd like to share one more thing that grabbed my heart in the very beginning. It was when I read that Shawn Hannity was invested with Goldco. When I told Robin that, he told me my Donald Trump, his son and Laura Trump were also invested with Goldco, and some of them were spokesmen for the company. That boosted my trust for the company, because I love and trust all of them. One last thing... Once again I want to thank you Robin for all your help, all you've taught me, for being so understanding and patient with me, and giving me a wonderful experience buying my silver, which was the very first investment I've ever made. I truly thank you from the bottom of my heart!
Reviewed April 22, 2026
My sister and brother-in-law have an account with Goldco, and I heard a lot of good things from them about it. So, I decided to go with them and the purchase process was not too bad. I loaded up the app and played around with it. It was a little cumbersome, but I found out how do it. But when I asked about how I could do future deposits, no one would give me a straight answer on it. I don't usually have 30 grand to just throw over there, so I wanted to do 500 or 1,000. And sometimes when I send them a text, I don't get a reply.
Other than that, I was assigned a person named Lou. Then, when I put a little bit in and it wound up being $3,000, somebody different called me. I'm very leery about calls with everything going on in the world today and the gentleman that I talked to was very good. His name was David and he was a very sweet guy. He was very helpful, too.
One thing I don't like about Goldco is that you can only get your account information once every quarter. I've had problems with banks before so I keep all of my deposits and investments in a spreadsheet. I've lost a lot of money because of people hacking into things, so I check everything every day. So, when I asked Goldco's rep for my account information, he said he could tell me over the phone. But I told him that I wanted him to do a screen print of what was on his screen and send it to me. I wanted to see what I got going.
Reviewed April 19, 2026
I've been investing in coins off and on for the last 30 years. I found Goldco through a lot of folks, some advertisements and mostly endorsements by different people who broadcast. Goldco's team is professional. They know what they're doing. I had a portion of one of my old IRAs that I had been investing in while I was working, and I decided to take a portion of my portfolio and put it to work in precious metals and just secure it. It wasn't really done because of all the craziness going on in the market. All of that is partly driving some of it, but it seemed like the right thing to do as far as separate proportion of my other investments that I've had over the years.
The actual purchasing process was a little bit longer than I'd hoped, but that was not Goldco’s problem. That was the folks that were administering the funds from my previous employer. They don't have any control over that. They go as fast as they're going to go. Goldco is quick to get done whatever they need to get done. A lot of the delay ends up on whoever the fund manager is, and the third-party administrators. Goldco has a pretty smooth process. They're wide open about what they're doing. They ask you to make sure that you're serious about what you're going to do because it's going to impact your overall portfolio over time. They're not pushy. I have money spread out in several different funds for many many years, but this was a 403(b) that helped me park some money in savings. Once I retired, I decided to move it over.
Reviewed May 22, 2026
Zeve K. Was great in his approach to helping me place an order. He is very good at working with customers. He is very knowledgeable of his craft. I look forward to working with him! It is personally satisfying to have a trustworthy executive work with me in making significant monetary decisions.
Reviewed May 22, 2026
Rep with Ms. ** was the first person I spoke to and very friendly. The second person was Mr. **. Now Mr. ** was very friendly and helpful. The 3rd person was Mr. ** who exactly helped me with my choices. Mr. ** was very knowledgeable… Finally, Ms. ** helped me with finalizing the deal and documents and she was very helpful. So my overall experience with everything was great.
Reviewed May 22, 2026
The coins bought from Goldco are, at best, difficult to sell to other dealers. Goldco charged me double the existing spot price when I bought them. Their buy-back policy is not transparent. Their buy-back price will most likely be below spot, and you will be lucky if it's near spot. Buy gold or silver eagles from Pimbex instead.
Thank you for sharing your feedback. We understand that you recently spoke with one of our representatives and were provided a quote that exceeded your purchase price and was well above spot. Please know that Goldco offers our Highest Buyback Price should you decide to sell your metals in the future. We’ll be glad to assist you when that time comes.
Reviewed May 21, 2026
We have been dealing with Josh L. from Goldco for well over a year and could not be happier. His help has been invaluable and he has made what could have been a stressful, confusing interaction into an easy, pleasurable experience.
Reviewed May 19, 2026
My experience with GOLDCO has always been pleasant. Frank explains everything and makes your feel comfortable with the decisions that I make. Excellent service from Frank and every GOLDCO employee that I have talked to through each IRA.
Goldco Company Information
- Company Name:
- Goldco
- Address:
- 24025 Park Sorrento, Suite 210
- City:
- Calabasas
- State/Province:
- CA
- Postal Code:
- 91302
- Country:
- United States
- Website:
- www.goldco.com
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