Delaware Title Loans Reviews

We took a loan out through them. Was told if we wanted to pay the loan off early we could call a number to pay off the loans. When we called to pay it off early they told us you couldn't pay it off online or by phone that you had to come in to the business to pay it off. Will not ever go back through them even if it was my last option.

Tamara ** is an Excellent candidate. I'm glad I got to work with her, she’s very enthusiastic. She provided a great experience. Also she’s professional. She knows how to interact, she answers all questions that’s asked of her.

April 1st 2020 I go in and fill out paperwork. I get approved for a loan for $1200. They took a $100 automatically from me so technically I only got $1100. But I was desperate for money at the time due to the corona virus pandemic and me losing my job because of it. I was supposed to pay back the total amount to be $4000. But again I was strapped for cash so I could live and pay bills. I'm a bartender and 4 regulars of mine all chipped in and sent me a check for $1200 which is the single nicest thing anyone has ever done for me. God bless them!

I have taken out many loans over the past 5 years with DTL. If I had a problem they would adjust the contract to help me out, be honest and don't wait until the last minute, Let them know what's going on, they will work with you. Recently, I needed a loan and could not walk, I called in advance and Miss ** ran a Carhop service for me, Thanks Miss **. Now if we could only get the interest rate lowered for us frequent users.

Delaware Title Loans in Lewes Delaware and I have been doing business for the past 3 years. They always meet my needs when asked. I'm a small contractor and sometimes I need financial assistance while waiting on a payment from clients. The people who work there are courteous and a pleasure to work with. Especially Felicia.

Abril 23 2018 I went to this title loan place and asked for somebody who speak Spanish trying to get an orientation about the process to get a title loan and percentage of interest... The associate at this location told me that nobody in this location speak Spanish that she can help me (in the little bit English that I understand that’s what I understand). I told her “it's fine. I’m leaving, I need to understand in Spanish."

They lie and if you pay early does not lower your payment!! Watch out for this place. It is not like reputable title loan places like TitleMax or Lending Bear. This place will lie to get you to take the loan. Then they will scam you on your payments. Not a legit place. Stay away!!

They lied on the interests fees. And after it's paid off, they hold on to your title for weeks. I had to call the cops on them.

DO NOT EVER USE THIS COMPANY. At time of signing I asked what the percentage rate was and was told 14.49%. I signed the papers and did not notice where the point was and actually signed at 144.49%. I paid over 5200.00 for a 2700.00 loan. I paid it off as soon as I could but plan on calling District Attorney office in Delaware to see if this rate is even legal. Notice how the point move. Borrow from your friends instead. This is a hole that is very difficult to get out of and you will feel raped.

Do ever do business with these people. They are way too expensive and to add insult, they repo my car. The some ** from the office call me 8 months later wishing me a merry Christmas and wanted to know if I wanted a loan from them.

I became ill this past year and got a title loan from these people for 500.00 on a 2001 Honda CRV with 280,000 miles. I couldn't work and I was unable to pay off a loan that continued to get bigger and bigger. I am self employed and 69 years old. The ladies in the Lewes office were nice and sympathetic but, of no help. I asked to speak to their boss but, they would not give me his name. The Honda's transmission has now begun to go and it has 290,000 miles and I need it for work. This company is part of Wells Fargo Bank and we know what they were doing in 2008 to people with home mortgages. The contract they use is impossible to understand and they verbally misrepresent it at the time you agree to it. I have paid them over 2000.00 and I asked them for my title so I could trade it for a used vehicle. They told me I would have to pay an additional 300.00 to get it. They simply pulled that number out of their ** to get more money.

We received MANY phone calls repeatedly from this company 2 days prior to the payment date, AND calls on the payment date from a worker named Emmanuelle, DEMANDING that I drive there and deliver a payment on the due date AFTER he was told we were 2 states away at the time and it was physically impossible to drive there in time. I informed him that I would be there the following day and he said and I quote "NO YOU WILL BE HERE TODAY." So I got upset and he hung up on me. I later called his supervisor who also got nasty so I hung up on her. After arriving there 12 hours past the due date the Supervisor Kristen and I had words. She then proceeded to follow my daughter in law and I with my 4 yr old in tow out to the parking lot and THREATENED TO KNOCK MY DAUGHTER IN LAW'S TEETH DOWN HER THROAT!!!!! She left the store with NO employees in to accost us in the parking lot with only HER 4 year old in the store!!!!! This is unacceptable and I nor any of my friends will EVER use this agency again.

So a year ago I ran into financial difficulty and went to one of these snake oil salesmen. Overall I got a loan for a measly 400 bucks (which they now claim is 620) and defaulted on the payments. Next thing I know, the car is repossessed and I think okay that's done. No sir. Got a phone call from a woman saying I now owe over 1000 bucks a year later saying they don't have the car and I owe them! Well I figure wtf and say, "Okay, what kind of payment plan can I do", and the woman laughs and got really rude and condescending to me. I am livid. How are people supposed to try and dig themselves out if this company is only trying to get your money and your car AND still harass you unmercifully. ** this company. I am officially disgusted with their fine print thieving and horrible customer service reps.

Please don't get one of these loan. They prey on people who need the loan in a bad way but make it impossible to pay off!!!!!!! I borrowed $1000 dollars, they want back over $3000 or more at the end of six months. They want you to give them a lump sum of close to $1900 like they know you can't, then you have to make a new agreement and start all over again so they get more and more money out of you!!!!!!

I have been fighting these people for 3 years now. I know I owe a balance, but I have since moved to Florida and I have been wanting to pay off the vehicle with a lower payment, because here in Florida the title loan companies cannot get any more than 30% of the loan for interest. I offered them the payment, but I refused to send the payment without a written agreement that I would get the title back when I made this payment. I am not sending them money without something in writing that the loan was paid in full. I got a call from them the other day and I was not home. When I called them back, they have an answering machine that states the mailbox is full!

I'm a single mom who was losing her home and was in dire need of help in trying to keep it. I called the Title Loan to get help. I was instantly accepted. I drove an hour and forty-five minutes to reach my destination. When I arrived, they were very nice and considerate. That is until I ran into trouble paying them back on time. I was harassed and so was my references. I even lost my job because of the constant calls.

I got an original loan for $4,000.00. A couple of months later, I was called and asked if I wanted more money. I accepted and got an additional $4,000.00. At the time, I was employed full-time and could make the $1,400.00 a month payments and even was going to pay extra towards my principal. I became ill and ended up on disability, therefore losing 40% of my income. I asked Delaware Title Loans if they could extend the loan and let me make half the payment (which would be the same amount paid back to them), and they refused. The amount of interest accrued on my vehicle now makes it impossible for me to sell it elsewhere, so it looks as though I'm going to have to let it be repossessed. I have been a customer in the past and have always paid them on time. They did not consider extending any type of courtesy towards me. I will never deal with these people again, and I hope they are outlawed in Delaware.

I went to this place because it was the first place I found. Do your research if you can! Yes, they give you fast cash, but, trust me, it is not worth it. They charge 300% interest! Then, you pay monthly interest only payments. Nothing comes off your principal. At the end of the loan, you are required to come up with the lump sum balance. They call you before the payment is even due. They say it's a courtesy call. Then on the day the payment was due, if they couldn't reach me on the first try by phone, they called my references. I contacted them to let them know I was paying two days late. I can't even begin to describe how unprofessional the person who called me was. She was completely rude and ignorant. I understand that if you are late, there are consequences, but there is a professional way to act. She basically said, "We can't worry about what day you get paid. Your payment is due and we can come and take the car."

This company doesn’t explain the loan correctly and preys on us. I was harassed and my references harassed just on my due date for my first payment after I had told them I mailed my money order. They are in the business to repossess cars. So instead of staying trapped in this vicious cycle, I researched other lenders. I found auto equity loans down the street on Marsh Road. They refinanced my loan and gave me the privacy I needed plus better repayment terms, and such lower interest! I went from an interest only plan to an amortized with lower payments! I love working with these guys; they treat me well. Call them if you need help. I highly recommend them!

I needed some cash and received a title loan. However I believe the 300% APR is illegal. Cannot pay off loan and now they are trying to take vehicle. Also they refuse to give me my title back.They claimed they would put a lien on the title but are now saying I sold them the vehicle.