Bank of America

9 months ago I got a pre-approval letter; I was approved and received card. Today I got a letter stating my card is canceled because I haven't used it yet. I've never had that happen before. Craziness

How do you manage automatic payments on BofA website? Is your payment past due or up to date? Good luck figuring that out. This has got to be one of the worst banking websites to navigate in the history of mankind. May Citibank is worse.

Will never use this bank anymore. I was on the phone with them on 6/19/2023. Incompetent people, they made a mess in my account. I was disconnected few times. It took hours and then they close my account without asking me if I want it to be close! My credit went down 70 points! Be careful from them.

Bank of America is not equipped to deposit checks via their mobile app. I am aware of banking operations centers and risk fraud departments. I was a teller in High School in the 80's. I would venture to say that now in 2023, there is absolutely NO REASON to hold a check for 7 days except for the Bank of America systems to show or bloat deposits and hold larger amounts over the aggregate. And at the peril of customers who need the funds available. No matter the mode of depositing. Possibly fraudulent reasons on the Bank of America side. Who knows. I have deposited checks in large and small amounts where funds have been available next day. Bank of America simply needs to do what is needed to make the connection with the Check issuing party's bank, in a timely fashion, verify and pay the check to its customers.

Apparently Fraud was detected on my checking account so what did BANK OF AMERICA do? They just locked the account entirely WITHOUT my knowledge. No email, no phone call, no text just locked the account. So I call to find out why I cannot log onto my account. After waiting 45 minutes I get to talk to a snide condescending not so helpful person. He tells me I need to physically go into a branch with my license and fix the issue. So I go online to make an appointment for the first thing in the morning following my return home. I can’t make an appointment BECAUSE I'M LOCKED OUT OF MY ACCOUNT. The other banks that I use contact me if they detect fraud and I either confirm or deny the transaction.

The people at the call center are are inexperienced and lack proper training not to mention snide and condescending. I have accounts with 5/3 Bank, Wells Fargo, Chase and our in house credit union. BOFA is the absolute worst.

THE. WORST. BANK. EVER. They force their customers to use debit and credit cards with ZERO security! These cards are wide open and ready for someone to drain your accounts. Bank of America does not inform you of this nor give you any choice in the matter. They make these decisions for you, I assume, because they think they know better than their customers what is best for them. If you dare complain about this, they effectively tell you "Too damn bad, suck it." I have been waiting for a SECURE replacement credit card from them since MAY.

Called for a LOST card, pushed in information, WAIT 45 minutes on Hold - a bank balance could be wiped in that time. DO NOT get this card attached to bank account - rather, do not get this Card AT ALL!! So Finally, get a representative, I have pushed in the info - NOW she wants my cell number - NOPE - then she wants my license number - after decades -- they do NOT have that, and since it take AN HOUR to get anyone to DENY to do anything about a lost card... and THEY are the ones who get hacked - like I want them to have any additional information so a hacker can steal my identity - -NO THANK YOU.

I had an absolutely horrific experience trying to set up a Bank Of America merchant account for an ecommerce client of mine. We went on an endless goose chase in the branch in person, on endless phone calls, etc. Nobody knew what to do and kept shuffling us from person to person. I looked into a Paypal merchant account instead, and we were able to get one set up in about 10 minutes, after hours of goofing around with Bank Of America. Read the reviews of others! Avoid BoA at all costs! Take your money out and put it to better use elsewhere!

Woke up to a new monthly charge on my "free" checking account. (No notice, btw.) Not free anymore! After 30 years, new $12 fee for basic checking account. They are constantly sneaking in new fees and you don't see it unless you are carefully scanning your account. I'm done. And during Covid when my business needed to apply for the PPP, they would not accept my application because I did not have a loan with them, even though I had been a loyal customer for 25 years with several accounts. I don't like to use the word "hate", but I really hate this bank.