CreditAssociates Reviews

When I called CreditAssociates for my high credit card debt, they were very courteous and they took their time to walk us through the computer work. Russell, our rep, was also a lot of help. The payment plan was reasonable and so far, everything has been fine. I'd recommend CreditAssociates.

The guy I worked with at CreditAssociates was really friendly and good and direct to the point. He explained things well. He told me that the timeline would be about four years, and he gave me the payment options like the first payment. And I asked him if I could delay a little because I didn’t have the money right now, and he said that it was not a problem. I needed help big time and CreditAssociates was what I needed.

I had gotten in a bind with my financial state and I needed some help. I’ve asked the mortgage company if they could refinance my mortgage and they said no. With interest rates up real high now, I asked about my car note and I’d have to get it to somebody else to refinance my car, to get lower payments. They couldn’t help me either unless I found somebody that could refinance my car to help me out. I called CreditAssociates to see if they could help me. Their rep took on my information and then turned it over to someone. They just started to help me out. I’m paying them $133 on a 30-month plan. I had to take out the furniture note because it had collateral. So far, I’ve made one payment in. I would recommend CreditAssociates to anybody that’s in my situation that needed financial payoff.

I needed help, and my brother and a TV ad made me go with CreditAssociates. I had to have my daughter sign me up with them because I'm no good at the computer. Then I spoke to their reps, and their knowledge and professionalism were excellent.

CreditAssociates is supposed to, at some point, negotiate a settlement with the Discover Card. But I guess it's too soon for them to do that. I misunderstood, apparently. I thought they would go ahead and do the bailout thing that I've heard them talking about on TV. I had also talked to a couple of people in way past years, not with CreditAssociates, but companies that do that sort of thing. And they explained to me that when you send the money, they take out their portion of it and they send to whoever your creditor is their part. So that's what I expected but that isn't what I got.

I needed help as I was getting close to the path where I was going to sleep under a bridge with a goat. I was trying to avoid that and CreditAssociates came recommended. I'm in the process of enrolling and it has been very straightforward and simplistic. Also, everyone seems to be very competent, efficient, polite, etc.

I was financially unable to keep up with anything. My funds are low and my payments are high - I couldn’t afford it anymore. Kate, a debt consultant from CreditAssociates, told me she could take over all my bills and pay them off slowly at a rate where I would send her less money than what I’m paying right now, which would help me get financial relief. I'm looking forward to getting the program started. As Christmas time is coming up, I’ll be able to get at least a little something for my grandchildren. CreditAssociates has given me a sigh of relief and I'm very satisfied.

The CreditAssociates debt consultant helped me understand what to expect. We had a three-way conversation because my grandson handles my affairs and he was very good about describing everything to my grandson. Bryan had questions and the debt consultant was very clear and precise about what he was telling us so I felt comfortable in going with it.

I've thought of refinancing as I’ve had a lot of problems in my life lately and I wasn’t able to keep up with the payments. The CreditAssociates rep explained everything to me and told me that they would be able to help me. He was also very patient as I was having a lot of problems with the phone and computer that day. CreditAssociates has mellowed me out as my payment came at almost half of what I was paying.

One of the credit cards we were paying on jumped from 330 to 800 dollars. We had a good rate and we miscalculated how long we were gonna use the money, and the interest just ballooned up. We knew we couldn’t pay that. We called CreditAssociates to see how we could work with them or how they would work with us and before we know it, we were enrolled in everything. We didn’t expect it to happen so quickly but we didn’t have a problem with it. We worked with Kevin and the first time, he gave us his number to call back. Most people that are doing this are working 24/7 so it's hard to find time to talk but I had a direct number to call him and that was good. Then when I called, he was on another call, so I left my message and he called me right back. We had a little problem and we called CreditAssociates, and they worked with us so we're happy with the service.

I had a really good experience with CreditAssociates. They explained everything and they were able to lower my debt. If I could get them paid off when they say I can, that would be a lot better.

I received a phone call from Credit Associates and they went over everything, and it sounded like something worth trying. They walked me through step-by-step and assured me that this was a good way to go and that my debts would be getting paid. The rep was Christopher and he kept asking me question after question, making me feel comfortable that I had nothing to lose.

My income dropped and I wanted to find a way to pay my debt, but I couldn’t pay as much as I could. I asked one of my credit card people if they could arrange to lower my payment, and they told me no. A friend told me about CreditAssociates and you just gotta have a computer to sign up. Everything that I’ve heard from CreditAssociates sounds good but, so far, I've only seen them talk and nothing has happened yet. I want these people that I owe to hear from them, and let them know what’s going on so they can stop bothering me. Other than that, the people from CreditAssociates that I've talked to are very nice.

I received a letter from CreditAssociates and it seemed the most sane and logical thing that I had gotten, compared to those from various debt settlement companies. They seemed to be less pressure, less hype, and a better answer for me. We’re just getting started, but I am confident and I feel that they’ve been honest with me and that I can trust what they say. I’m a really intuitive person and it felt like I could trust the debt consultant that I've been working most closely with to be telling me the truth. He did not pressure me and there was no pushing, which would have turned me off and turned me away. He just gave me a lot of information, helped me, and answered all my questions. I've had a couple of write-offs and I got a hold of somebody with the answers for me. I would recommend CreditAssociates.

Nobody would involve my credit union, which I had a loan with, and my credit card debts, but CreditAssociates could involve my credit cards and unsecured debts into the debt settlement program. Working with CreditAssociates was easier than filing bankruptcy, and a bankruptcy would be on my credit for a while. Also, it was not hard getting in contact with their consultant, Sammy. I’m still settling some debts, but there’s no more hassle from the creditors and there's less stress for me. And I’d refer them.

We’re in a bad spot and I have always heard that there are all these companies that will help you. When I called CreditAssociates I talked to the rep for a long time before I went ahead and went through with it. The rep was really down to earth and he just made it to where I felt comfortable doing it. I wouldn't be tied in all the rules and I could cancel. I was told that by the second month I would be hearing from the first person that would try to make a deal. I’m on the third month now but they haven’t contacted me about the first deal yet. Nevertheless, I’ve had good experience so far and I hope it’s everything that they said it would be and I hope it works.

My experiences with Credit Associates went pretty well. It wasn't difficult to sign up and the person I dealt with helped me a lot. He was nice and patient. Working with them lessened some stress off my shoulders, and I’m thankful for the opportunity.

CreditAssociates had contacted me through email, and my experience with them has been okay. However, I don’t want to do any more business with them, but I've been unable to reach them and tell them that. Every time I call, I'm put on hold and it leaves me on hold. I would not recommend them at all.

I'm in a really bad place financially right now. I was about to lose my car and my rent is backed up. I’m a single parent with three kids. I had a death in my family, and ever since my mom passed away, I’ve literally been living paycheck to paycheck and sometimes, that doesn’t even happen. So one of the things that I let go of was the credit cards because I was surviving off of them, and I didn’t have the money to pay back. I don’t wanna mess up my credit even more, or get put into collections, or whatever issues coming towards me.

I wanted to be relieved from my debt in a faster manner. I never really had any issues with not paying the bills. The interest rate was just so high that my debt to income ratio wasn't fulfilling those needs and getting it down faster. CreditAssociates seemed to be a good company and they had a good deal going on that fit my needs so I went with them. Their rep had a really good customer service and he was well-spoken. I'm about a month and a half now in the program.

I needed some help so I can get my credit to go back up. The people at CreditAssociates were very polite, and they explained things to me very well where I could understand them. They’ve been keeping in touch with me by sending me emails. They were knowledgeable and if I had any concerns, they talked to me and made me comfortable. Every question that I asked them, they were right to the point. It was like they didn’t have any hidden agendas. I had a bad experience with Lexington and I was kind of leery of CreditAssociates at first. Mike, their rep, was able to answer all my questions and assured me that I would be in good hands.

I’m at the initial stage with CreditAssociates, and so far, my experience with them has gone according to plan. I worked with a debt consultant named Austin and he was knowledgeable.

When it seemed I couldn’t pay my bills, I sought CreditAssociates’ services. I worked with Lawrence and he was very honest. I've been working with CreditAssociates for a month now and it has been a good experience.

I’m satisfied with CreditAssociates. I worked with Jim and he was a very nice guy. I checked another company, and CreditAssociates was a little bit cheaper as far as the settlement.

Last year, I went to a lawyer and filed for bankruptcy. At the same time that I went, I have landed on a job so the lawyer told me that I qualified for the bankruptcy and to pay him $2500. When I finished paying him, I kept working because my daughter was still out of a job so I had to help her financially. Then when I went to him in January, he told me that I didn't qualify for bankruptcy because I was making too much money. He should have told me that a long time ago. He screwed up my life big time.

I wanted to take my interest rates and credit card off and I gave CreditAssociates a call. Their debt consultant, Nick, explained everything clearly. I like his professionalism and everything has been fine, so far. I was happy with everything.

I got CreditAssociates' number on a TV ad and called them. Since then, I've got more different offers from different companies but I didn't wanna switch. I'm happy CreditAssociates is working with me and I'm content with what they're doing. I worked with Eric and he was very good. He knew everything and relayed all the information to me. Also, he answered what I was worried about so, I was well pleased with it. CreditAssociates helped me out, got me going, and relieved a lot of pressure off of me. They took out the first payment on the 27th of September and they told me if I had any problems to give them a call. Working with them took a lot of debt off me and a lot of my monthly check to make my bills. I would highly recommend them to anybody.

I got divorced and I had to spend time in behavioral health. I also lost my job and haven't been able to work 'till now, so everything piled up. I tried CreditAssociates and they were knowledgeable, helpful and nice.

We needed to consolidate or figure out a way to help us monthly as we do. I gave CreditAssociates a call and they do a good job in explaining the process 'cause I don't really know what is going on. Then I talked to somebody yesterday to get him to explain everything to me more. I talked to them a bunch. They're working and so far, so good.

I got sick and I had some bills I needed to get taken care of so I decided to give CreditAssociates a call and my experience with them went very well. I was impressed with the way the rep did things. He was able to help in a lot of ways and everything worked out okay. CreditAssociates made my life a bit easier.

We joined CreditAssociates after our BankAmericard went up to a higher interest rate. We’re on a fixed income and there’s absolutely no reason that it should have gone up that high because we’ve never missed a payment and never been late. Another reason was the interest rate that the amount would be in 36 years before it was paid was only $12,000. We were making the minimum payment of $250 a month. On the other hand, CreditAssociates offered $245 for 36 months. Also, enrolling in the service was easy because of our credit rating. We have yet to receive our packet but everything was finalized and being with them has been a relief so far. Their consultant who we worked with was great and most helpful. I would recommend to anybody who is on a fixed income and had to use their credit card for medical bills to seek out CreditAssociates.

I called Credit Associates and talked to one of the associates. Signing up was quick and my debt consultant was knowledgeable and friendly. He made me feel at ease. I had an excellent experience overall and I've already recommended them.

Austin was wonderful. I don't have any law experience and very little mathematical ability, but he explained everything very slowly and gingerly. I also have a lot of medical problems but he made things very easy for me. I was impressed by his sense of humor and his candidness. I have two credit cards and my debt was getting too high. I didn't want to drain my parents of their life savings. But I'm paying down debt on one credit card only. I wanted to keep one in case of an emergency. When Austin told me that the program was probably gonna ruin my credit, I wasn't real happy about that but this was the only way I could get this paid off. Besides, working with CreditAssociates really makes me feel at ease. It gives me a sense of peace that I can catch up in the world and not have debt up to the ceiling every time I turn around. I'd tell others to go to CreditAssociates and to jump into the fire in a minute because it's great.

CreditAssociates is a very good company to do business with. They’re very precise in their figuring and they’re also very quick. We’re in some credit card problems and I have a major illness going on. We needed some help and so far, my experience with CreditAssociates has been very good. Working with them has helped us out quite a bit. Keanu is my consultant and he's very good at what he says and does. When we were having trouble with our computer booting up and doing the signatures online, he even helped us get through that.

I’m a truck driver and I had too much credit card debt. I've been with CreditAssociates for four weeks and I've just started with the debt relief program. So far, there have been a whole lot of phone calls. The program that I'm in will last for 36 months but I’m thinking about cutting it back to 24 months.

Kevin was the one I did business with at CreditAssociates and he was direct throughout the program. The only thing I didn't appreciate was that they made it sound like I needed to do an insurance program to help me out with taxes. But that wasn't the case at all so that felt a little misleading just for them to get a sale. I understand they get kickbacks but that's not the way they should have gone about it. They should've asked me if I needed it or if was interested. I already have that product through my work and yet, they were already quoting me with that rolled in. But other than that, the experience was great and everything is right on par. I'd tell others to give CreditAssociates a call if they need it.

I was having troubles with my bills and I couldn't catch up. I told CreditAssociates that I didn't want them beating around the bush and that I needed to know if they can help me or not. Canale, my consultant, was straightforward. He told me what they could and couldn't do. I was very comfortable working with him. I would definitely recommend people to check CreditAssociates.

CreditAssociates has been good. My consultant was very nice. I probably wouldn’t have gone with CreditAssociates if it hadn’t been him. I don't like a pushy person and he was not pushy. He allowed me to take my time and to make decisions. He also explained everything very thoroughly. He was patient with me calling back. I'm still getting a lot of calls but that's not his fault. He told me that that would happen. I appreciate the help.

I looked into bankruptcy and tried to figure things out on my own and I couldn't. When I called CreditAssociates for a consultation, it seemed like a win-win. It’s been great working with Christopher and he was upfront with all my questions. Although my debt wasn't exactly the highlight of my life, it was good to hear him, and it felt like he was on my level. It wasn't like I was doing something wrong and it was just something that happens. He was willing to help and called back many times to make sure I was okay with everything and got everything done correctly.

I became overwhelmed with my credit cards and CreditAssociates came on TV so, I called. That’s how I got started. I talked with Christopher initially and he was very patient to help me work through developing confidence to do this and very pleasant to talk to. But I'm a little disappointed because I have not heard a word from them. I've been swamped with calls from the credit card companies and I told them that I have signed with CreditAssociates. But the companies said they have not been contacted and that they have to keep calling me until they get contact. So, I'm a little confused. I thought CreditAssociates would be in touch with me. It took me a long time to develop confidence to do business with them and then just like all the others, once that was said and done, I haven't heard a word from them. Other than that, they were usually very good.

Our experience with CreditAssociates has been great. It has been a month that I've been with them and Stephanie was able to help me and answered all my questions. She was really helpful. Working with them has better my life and I'm very satisfied.

CreditAssociates has better payments than other companies I considered so I went with them. So far, I have made one payment and their rep was helpful and friendly.

My experience with CreditAssociates has been great. When it initially started, my name was misspelled. They spelled it with a Y and it's a female. We got that straightened out and we signed the papers. I spoke with a lady who has been very helpful. I got an email yesterday and I tried to respond to that but I did not get an answer. Still, it was encouraging. It was something to let me know that they're not letting me fall or letting anything go wrong. Otherwise, the time factor is kinda creeping up on me and I have a great concern for it. It is six months or so before anything is done or letting the people know that they are working with it.

I have not made my first payment yet. And I am getting a lot of harassing phone calls right now. When I have been in the program for a while longer I can make a better judgement on the program. Frustrated with all the harassing calls.

I couldn't ask for any better plan than the three-year plan I was set up with CreditAssociates. I was in a little bit too much debt and I was very surprised how fast the plan is to help me get out of it. Their associate got it done really fast and she told me the amount I paid. Working with CreditAssociates has been really helpful and I can't wait to pay my debt off.

When there was an increase in my credit card interest, I called CreditAssociates and there were two people that I worked with. They were both really helpful and they took care of everything. The money will start coming out of my check next week and the week after, and hopefully, it'd be resolved from there. My experience with CreditAssociates is good and I'm very satisfied with them at this point.

The sign-up process with CreditAssociates went smoothly. I was told what the payment plan would be and I went with that. I talked to 2 different reps and both of them were nice and helpful.

I used CreditAssociates' debt settlement service a few years ago and it worked for me so I went with them again. This time, the reps were very helpful and answered a lot of our questions. They also helped me make the decision on whether to do the debt settlement program or file for bankruptcy. I didn’t wanna file for bankruptcy and I started with the program. I've been working with a very knowledgeable and helpful debt consultant.