CreditAssociates Reviews

A co-worker told me to look into CreditAssociates and I decided to go with them. They're taking care of my debt. I'm paying, but they're doing their job. I would recommend them to a friend.

I enrolled with their program and they only end up adding more debt to me rather than helping. This is worse program ever. Enroll with any of your creditor to help you out with your debt rather than Credit Associate. They are only interested in collecting their own fees and money before start paying your debt. They refuse to contact my creditor until they put me in bad debt. Worse program ever. If you want to remain debt free ever enrol with Credit Associate.

We got into this thinking they would help, cost us 8,000.00 in settlement fees, 2 court cases we were getting sued for, we ended up 18 months later taking a loan out of the 401k account paying 7 cards off, then we will pay ourselves back with the payments going back into 401k account. Don’t use these people!

I had no money at the time because I got injured. I tore my rotator cuff and I walled for a living, so I can't do that very long without being able to lift 100 pounds. I lost my job and was waiting for my disability. Meanwhile, the credit cards weren't waiting. I had 11 cards because I make six figures, and I didn't have a choice. I called CreditAssociates to see what they could do and they said we should try 34,000. But I added everything and it was only 22,000. They started making deals with the credit card companies, telling me I needed to deposit more money.

I went through a divorce, which led to my financial problem. I went through a company and I didn't like them, so I stopped. Then I got this letter from CreditAssociates, so I talked to them and that was the beginning of everything. I was with them for five years and their reps were really nice. I got a little bit worried about the last credit card, but some credit cards aren't easy to get an agreement with. And CreditAssociates fought and fought on my behalf. I also bugged them a lot just to know what was going on. Finally, they said it was all approved and after two weeks, I got a certificate from CreditAssociates. They were wonderful and my experience with them was very good.

I'd recommend CreditAssociates. Give it a try. See if you will have the same experience I did. They were accommodating, relaxing, friendly, helpful, and educational. There was this woman and we had a good report, so I wanted to continue working with her. We got to know each other a bit. She spent a lot of time on the phone with me. She returned my calls when I called her back.

I tried CreditAssociates to eliminate debt and my experience has been very good. I am appreciative of their professionalism.They knew how to handle the accounts. It wasn't overwhelming. And whenever something came up that changed, they would notify me through text or email. I'm finishing up by September. Working with CreditAssociates has improved my credit greatly, so I would recommend them to everybody.

I started working with CreditAssociates after they kept sending me something in the mail, and I reached out to them over the phone. The process is taking too long. They said it would take three to six months, and I don’t understand why they have to negotiate. Either they’re going to do it or they’re not. I’ve done this before with another company, and it didn’t take this long. They’re taking money but it doesn’t seem like anything is happening. They didn’t start doing anything until I called them, and then all of a sudden, I started getting emails and information. And when I called during the hours listed on their paper for Saturdays, no one answered. So I'm not happy.

My wife was using CreditAssociates. I tried them as well and my experience has been pretty good. They lowered my monthly payment and I just have one loan left to pay off. I'd recommend them.

I was running into some credit card issues and I received a mail from CreditAssociates. Then, the first person I spoke with was calm and a good listener. She explained things properly. Then, I called somebody because I was contemplating on canceling with them because I was afraid. But the person assured me that there was no problem, that it was not a scam, and that my creditors might be asking me questions to pay. I was also told them CreditAssociates was still talking to them. That is their way to do it. So this person calmed me down, saying that I shouldn't feel afraid and he was good.

CreditAssociates was very helpful on the phone with me, talking about how to fix my issues. I was very impressed.

CreditAssociates came at the right time when I was struggling. It made me get a peace of mind with what I was going through. Enrolling with them was very easy. The rep was very helpful, understanding, and reachable. Also, she understood my situation. There's a number on the letter and I usually call that and ask for her.

I Googled CreditAssociates and they sent me a letter. Enrolling with CreditAssociates was okay. They told me it's gonna take four years to pay all the debts off. They said I pay $195 and $10 goes towards something. However, I have issues. The credit cards still send me a message that I'm still late on my payment. I need to call CreditAssociates to see if they didn't go through all the credit cards.

I got a bunch of letters from CreditAssociates. I called them and worked with three of their reps. They made it very easy for me to do the program. I call them and they answer my questions. Also, they send me messages to keep track of my progress. I'm in debt and it helps me by taking the stress off me. You don't have to worry. There's help out there.

CreditAssociates was willing to work with me and I’m already done with the plan. It’s a good program to get into if you're in that sort of situation. It was an extremely positive experience and I would recommend CreditAssociates. They were very detailed and the information is very easy to find once you set up your account. If you have any questions, they will get back to you immediately.

CreditAssociates has been helpful. The rep explained the process very well. She helped me a lot. It was a good experience.

The enrollment process with CreditAssociates was not difficult and Devin, the rep, provided quality customer service. I’ve been working with them for about three months so I’m still early on in the process. But I’ve been very satisfied.

We used Credit Associates. We were deeply in debt and they were our last hope. Everything was going fine and they were saving us "some" monies though their fees brought our saving down to almost nothing. But when they hit a hiccup with one of our creditors CreditAssociates failed us. Something (no one can tell us what happen) happen in the middle of payments on one settlement that caused the payments to our creditor to stop. No one from Credit Associates call to let us know there was a problem. We found the problem 4 months after the payments stop while we were checking out about another issue.

CreditAssociates provided me the space to pay back my accounts and settle them. The program worked well, and all my accounts were settled. They were helpful and were able to negotiate with the card companies when I wasn't able to, and I was able to slowly pay back the account over time. I think it happened a little bit faster than I thought it would. Hopefully, I should get the negative remarks off my credit report sooner. At first, I felt like I didn't really know what was going on. Then all of a sudden, towards the end, there were improvements with the website. So, it was easier to figure out what was going on and how much I was paying and the percentage of fees that they were taking.

CreditAssociates has not contacted these people that were supposed to be signed up for the program and the companies have been calling me and sending me emails that my accounts are behind and that I need to make payment. I've been signed up with the program for about at least two months. They were supposed to take the money out of my account after they have negotiated with the creditors. I gave them a list of creditors that were supposed to be used and then they were supposed to pay them the agreed upon amount. They said that once I signed up, that they were gonna go ahead and start the process, but they did not. It was a horrible experience and I was very dissatisfied.

I signed up with CreditAssociates. I initially talked to some guy that said my monthly payment was less, but I was satisfied with what Isabella from CreditAssociates said. That's why I went with her. Working with Isabella was straightforward and it was a good experience. I was impressed with her explanation of everything.

I spoke to someone and they told me what CreditAssociates could do. They said they could lower my payments and that with their help, I could pay off my debts in a quicker time. I also looked at another place, but I liked what CreditAssociates said they were doing. My experience with them was 100% good. I have five of the creditors and every time my rep gets a good deal, he calls me and he stays online to answer every question. He's very nice and patient. He also takes the time to to explain everything. Communicating with CreditAssociates is not difficult. If I call them, they answer. I've been in the program for less than a year and it gives me peace of mind because they're getting through the program.

I looked at a couple of companies and CreditAssociates was the first one I called. Their program is gonna help me from not having a bunch of bad debts on me and I won't have bad credit. The enrollment process wasn't too bad and everybody that called me has been nice so far. They take care of me and they're super helpful. To track my progress, I have a website I can go to, but I don't go to it that often. I let CreditAssociates take the money out and go from there.

I've done research on a couple of different companies that do what they do and I liked the way that CreditAssociates went about doing it. However, I didn't have a great experience with the first person that I was originally signed with, so I asked CreditAssociates to be switched to another person who then really did an exceptional job. I would recommend them.

I signed up with CreditAssociates to help me with my credit issues. I was skeptical at first because I hate giving out my information, but I had a good experience during the two years I was enrolled in the program. It was easy to work with them and while they didn't help me all the way, they helped a little. They got the one that I signed up for for my dental, then I had to call and cancel and the rep understood. I didn't want to cancel because I wanted my credit card to be redone, but I couldn't afford it. I'm on low income and 241 was too steep for me. Overall, I would tell people to try CreditAssociates if they have the money to afford it. It was good and if I had the money, I would have stayed with them.

CreditAssociates was a good experience. Everybody there was nice. I called them up when I tracked my progress and they did emails as well. The person I worked with helped me do a lot and I had no trouble with them. I learned a lot of stuff, and they helped me pay off my bills fast. I told my sister about CreditAssociates so she can soon join too.

I went with CreditAssociates to pay my debt and while the application took one whole day, it was very easy. I also tried to call once and they helped me very quick. It was excellent. CreditAssociates helped me big because I have a lot of credit cards to pay.

I own a trucking company and its expenses were associated with my personal account. So I was in tons of debt. I saw a commercial for CreditAssociates and after making sure that it was valid through the Better Business Bureau, I signed up with them. They pretty much told me that they work with the creditors to get the best price or best reduction in what I owe to each creditor. I initiated one phone call and someone called me back to set everything up. The first person I talked to validated the three accounts that I wanted to work on. Once that company worked out a deal, he would call and ask me if was I okay with the price or the reduction they received. And it was done with the other two creditors as well.

Since working with CreditAssociates, I feel a sense of relief, because I was drowning. I was unemployed since April, but I was still paying my bills. I thought something would have come up where I don't have to go through that program, because I've always had great credit. And it reached the point where I had no money left, and I needed to make that change. And so far, my experience with CreditAssociates has been great. They have been helpful, responsive, supportive, knowledgeable, and explained things properly. I'm not being pressured because they have enrolled in making contributions to the program, where they would attempt to pay off high balances.

After seeing a few good points online for CreditAssociates, I figured I'd try it. I’ve been in the program for almost three years. It has made it easier to pay off my debt, but I don’t get enough feedback. I’m not tech-savvy and don't know how to go online to check balances, and I haven't heard from them much. I once emailed them and they didn't really get back to me. And when I call, they're difficult to get ahold of or to know my balance.

I signed up with CreditAssociates in 2023 to take care of four credit cards. Everything got off to a good start. Made $276 a month payments. It was broken into two, the beginning and the end of the month. Last January, I called and asked what I needed to pay to pay it off. And they told me $3,000. I wrote them a check for $3,000 on January 10th and never heard back from them until three weeks. I thought I was done. And now, they're saying that I’m not done yet.

I went on disability and so my pay has really decreased and working with CreditAssociates took a little bit of the burden off. It's been helpful. Their reps are good and I had a good experience.

I first saw CreditAssociates on Facebook, and so far, it’s been real good. It just seemed like it was the way to go. I have had no problems with them. I just call in if I had questions or concerns. If they can’t get back to me, they always call me back.

Everything went fine when I was set up with my consultant at CreditAssociates. It was a good experience.

I heard about CreditAssociates online and became interested just to get my payments down. The enrollment process was easy. My interaction with the representative went well. They just seemed to know what they were talking about.

I had several credit card bills and it was hard to make all those payments. I did research. I looked at the reviews and I asked a lot of questions before I just accepted. I’ve had a good experience with CreditAssociates so far. It has really worked for me and helped me get out of a bind. They send text or emails to let me know how each one is coming, or I go online and check to see how much I owe on each account.

I’m on a fixed income, and I had extended my credit card way over what I should have. I saw an advertisement for CreditAssociates saying they could help cut the credit card bill in half, so I called them. They explained what they might be able to do and what the arrangements would be. They told me it would probably be a while because of the interactions with the bank. We made an agreement, and I set up a payment.

I called CreditAssociates based on the experience of my niece, who was already using them. And so far, everything's going smoothly. They're handling all my debts. So, I'm almost debt-free. The debt consultant explained fully what the details would be and how long it would take. It was straightforward. What bothered me a little bit was that they don’t reach out to me verbally a lot, but they did what they told me they were gonna do.

I searched for CreditAssociates online to see if they could help with my debts. The experience with them was good. The process from application to approval wasn't that long. They saved me from stress and helped me save some money. They’re good with what they do.

The person I initially talked to kind of put me off. He said that he would call me back 'cause he was finishing up with another client but then I never heard from him. In his defense, I may not have recognized the number when he called back, so I didn't answer. I called back, and the second person was very nice, affable, and easy to talk to. I liked CreditAssociates because I had already consulted another consolidation company and they wanted like $400 more a month. However, I ended up going bankruptcy and so, the account never got set up.