CreditAssociates Reviews

I have money going in to the account every month for CreditAssociates to negotiate my payments, and I've only heard from them on one payment that they negotiated. That was the Wells Fargo payment. I haven't heard from them since. I'd like for them to stay in contact with me more about who they are negotiating with. Also, my payment was $290. It's a little much, but it was okay.

They have been wonderful. They've really helped me out a lot. Anytime I've called, they were very helpful. They've already got two that they have paid off for me. I'd recommend them to anybody.

They keep calling for more money, but I can't do any more than what I'm doing. But working with them has made my life a little better. I still get lots of calls and people are messing with me, but that's all right.

They were very straightforward and honest. Everything's easier with them because now, we’re lined up with everything being in one payment.

We've been paying CreditAssociates hundreds of dollars for two years now and nothing has happened. My credit rating is still bad and nothing has been paid off. I probably would have declared bankruptcy because my credit score would be higher now than it is. We contacted them a few months back and got the same stuff. So right now, I'm not happy.

CreditAssociates seemed like a good company to go with. They've been great through the whole thing. The rep I worked with was very intelligent. I was impressed with the way she told how I can solve my debt and figured it all out for me. Working with CreditAssociates has taken most stress off my shoulders. It's made my life a lot better. I’ve been able to keep up with everything that's going on. If I received something in the mail, I would just forward it to them. When I call them and check on them, they’d say they got it and they’re working on it. They’d been amazing. It's been a great experience working with them.

I contacted them about a month ago to know how things were going and everything seemed to be all right. So far, I like the program. I thought they were gonna get a bunch of the people to quit calling me. But I'm still getting them debt collectors calls. Also, it'd be nice if they'd send me a letter every now and then to let me know what's going on and what's being paid on. I hardly ever hear from them. Other than that, it's been all right. It helps getting the worry off for me.

CreditAssociates have made arrangements in three different accounts. Their reps called me and they were very helpful in letting me know what was going on with the account. I also have a telephone number where they can be called and then I give them my account number and they give me some information that I need. But we've gotten very slow. They explained to me that I was paying too little a month. This is why they cannot have enough money for the other accounts. I don't expect a lot faster payment in my account but I wish the results can be faster.

I went with CreditAssociates because they have a good record on successful settlement offers. But they are focused on their successful fee and not on the client. When their fee is paid off, then they focus on the client purpose, which from my viewpoint is not a good way. I've called them and they don't change their process. Other than that, the reps are doing a great job.

We're knocking our debts off little by little and CreditAssociates has been very transparent with possible offers, and then also being careful that the monthly fee doesn't get too bad with the offers because that's why we're here in the first place. Any documentation that we receive, we upload to the website and then they follow up. They get a potential offer from the credit card company in which they come back to us and we usually accept it and then it gets paid off slowly.

I'm very satisfied with their services. They are very transparent in the information that they provided me. They're also following up with the process. I've been very impressed with what they've done for me.

The month-to-month payment with CreditAssociates is cheaper so we've been able to handle that okay. Because of all the other credit cards, paying 100 bucks a month gave us a little bit of room. I talked to a rep yesterday 'cause I sent in a letter that Capital One was gonna take us to court. Other than that, a couple of them are almost already paid off so we only have a couple left.

I'm so satisfied with my experience with CreditAssociates.

They’ve all been pretty helpful. It's progressing well and everything's pretty good.

I like that we've been able to get everything done at a timely manner. It's been coming along and I don't have the credit card companies harassing me anymore, so it's good. I feel pretty confident with CreditAssociates. They're doing something to help me out in the long run, so I’m good.

Everything's going well so far. They closed out a couple of accounts and they're working on the others. The reps are also very friendly.

I'm happy with what CreditAssociates has done for me since last year when I first called them. The payment I had to make to them was way less than what I was paying out, to begin with. If I had to do it all over again, I would definitely call them.

Their reps were very professional. They worked with me on my payment plan and made sure that it was comfortable. I actually got to give them more than I thought I could. Other companies I've dealt with kept me in the dark and I couldn't stand that. Credit Associates kept me abreast of everything that's going on. They let me know as soon as a creditor accepts the offer and then when I accept it, my debt is taken care of. My credit score has gone up a little bit because of Credit Associates and I'm very happy with them. Go with this company.

I like working with CreditAssociates. My bill is going down. But I still have two more years to go.

CreditAssociates' program is a tough one because I have to make a lot of sacrifices. I have to put in money aside each month. I wanted to buy a house, but I could not even buy a house because they said I have a poor credit. The debt consultants are good and very knowledgeable. The only thing is the credit companies still continue to call me and send me letters every day complaining that I am not paying them. Also, my credit score is down. What I understood was that it will not affect my credit, but maybe I did not get them right. Other than that, my experience is so good.

I'm dealing with a lot of people on different things and CreditAssociates' level of communication is awesome. You don't have to ask questions. They just say, "Okay, we're changing this," "We've made negotiation with this," "This is what has to happen," This is how it's going to be." I'm really satisfied. If you're looking for peace of mind in getting all your issues settled, CreditAssociates is the place to go. Even where I keep my money in my bank, I didn't get this kind of service.

The CreditAssociates reps were very nice and they explained to me how the situation would go. The process has been very good and a lot of my bad credit has been falling off quickly. I would tell someone that that working with CreditAssociates would be a good idea.

I liked what CreditAssociates had to say. Customer service is great. They were very helpful, explained the process, and answered whatever questions I had. They're a good company.

I liked the terms that were set and how long it would take me to get out the debt. However, I've had a few challenges with CreditAssociates. I felt pressured in that when a settlement is reached, I get a phone call telling me that they've settled it, however, can I pay more money? The last one was Stein Mart. They said that I owed $1,500 and Stein Mart settled for $700 but I didn't have enough in my savings account. I told them I don't have any more money to give them so I'll come out of the program. They said not to worry. It'll come around again and they'll negotiate it again.

I called CreditAssociates and they gave me estimate but I didn't got for it. I wasn't sure that was something I wanted to do because my main thing was my credit and I didn't want to ruin it. After six months, I was struggling more so I decided to give them a callback and spoke with someone in Spanish which is my main language. They told me over and over the same thing and they convinced me.

My mother lived in California. She's a widow. When my dad died, she lost his part of the Social Security. She was getting credit card offers in the mail and to make ends meet, she was running the credit cards up. She was not using them recklessly. She wasn't buying outlandish things, but she was just living day to day. I went out there and picked her up and moved her to Florida because we kind of determined she couldn't live by herself anymore. We found out that she had all this credit card debt. My brother saw a credit relief ad on TV. I called CreditAssociates and we signed up. Signing up was great.

So far, I assume everything's fine. I don't hear from CreditAssociates very often. And I'd like to have a monthly print out. Also, I had a Discover card and I got letters that they were going to sue me and turn me over to collections. I faxed the letter to CreditAssociates. I talked to someone. And they said fax a letter and I did. I haven't heard anything from anybody since then so I don't know where that is at. Other than that, everything I know is doing great. A couple of accounts have been paid off, because I get a letter from the creditor telling me that this account has been closed. Also, my telephone doesn't ring off the wall every day.

I've spoken to their rep about half a dozen times and they say I'm on schedule. Sometimes, I think I should up it a little bit and then something always happens and I'm glad that I didn't.

Every time somebody calls, it's somebody different. I've never talked to the same person. They don't stay in touch. I just check my bank account and see my money is gone. I have no idea what's bought or where it's going, or who's being paid. It's hard to follow. There could be better customer relations than just getting one signed up.

Robert of CreditAssociates explained it out. It was easy. At first, I thought it would be a scam kind of deal because I kept getting all the letters and phone calls. But then, I was happy with the progress. I stopped getting the mail and stuff like that.

I had a good experience with the rep but Credit Associates could reach out a bit more and let me know what's going on. Other than that, it's been great. They've reached deals with half of my lenders and it looks like we're gonna be alright. Working with them has helped me out a lot. I have one payment a month with them instead of all those big payments.

Working with CreditAssociates is making my life better. Their reps were on top of it right off the bat.

CreditAssociates offered a good program and they have been doing a good job for me. I'm satisfied with what they're pulling off and I’ve already told a couple of my friends about them. They settled some of the big ones for half and a couple of them for a third. I got a couple more and I was hoping to put more of that into the program so they could pay a couple more of the big ones off. The good thing is, now on the credit bureaus, it only is showing the three that I have and the rest of them don’t show up on reports in the negative anymore so I’m so happy.

I worked with a couple of people from CreditAssociates. The experience wasn't anything crazy. I feel like there was some left out information at first because I feel like we were kind of given a little bit of misdirection saying that our debt would be taken care of within six months, and it's been over a year. Our credit is completely horrible. We're trying, fully, to get it taken care of. And when we look at our credit reports, it's not reflecting what we were told. We’re almost halfway to paying off our debt. So, there's really nothing we can do.

The customer service with CreditAssociates was really good. I'm really comfortable. They're explaining what to do.

I was having difficulties with paying off my credit cards and it got a little tough because there was a lot of them. With the pandemic and everything, I couldn’t work as I used to. I needed assistance with trying to get it off, but I couldn't afford to do all of them at once with the interest rate. CreditAssociates said they would help with it. I started the program with them and it's been good so far. The customer service has been working very well. They all resolved the issues. It’s been a great experience, being with them. I hope it continues that way, and I hope I'm able to get off my credit debts with the help that they're providing. If I'm relieved somewhere, I’ll be very excited.

Anytime we had a question, we called CreditAssociates and they gave us the answer. My mother got a payment plan. It’s directly taken from her account once a month. CreditAssociates holds the money until they can make a deal with the company, and get enough money in the account, and pay it off. One of mom’s bills has been paid off and they said they were working on the second one. She only had three. She should be done by the end of this year.

My mom got Alzheimer's, so she was forgetting to pay all of her bills. I tried to see about getting an escrow or equity loan for her, but because her credit score was so low, they wouldn't approve on. So CreditAssociates was the only other route we had. They did it over a three-year plan but because my mom was not making the payments for the credit card, I was able to increase it monthly to get it paid off faster. We probably have another two years left in the program. We had credit card companies calling and calling and calling for a while there and they finally stopped.

Enrolling with Credit Associates was easy. But I haven't heard from them lately. It would be good if they could call me and let me know ahead of time if they can get one of my debts paid off by increasing my payments to X amount of dollars for the next how many months. At least I could talk with my husband if we can fit it in my budget so we can get that debt paid off.

I've liked everything about my Credit Associate's experience except for the fact that I've asked for a paper for the debts I've paid off but I can't seem to get one. So, I look at my bank statement and see that they've taken my payment out. Every time I call, I get a different person but I've been happy with their reps. You should go for Credit Associates.

I was on a hardship. Everything was down and I couldn't pay my bills. I called CreditAssociates and I explained to them. Their representative are doing good. They help me a lot. They assure me when any creditor calls me, and if I don't wanna take it, I won't have to take it.

They're very easy to work with and very understanding. During COVID, we had one month when we were running tight on our funds. We called them and they reduced that month's payment for us to make it work. Then the next month, they went right back to the normal payment. Working with them has also raised my credit score and helped me pay off some of my big debts. I'm very pleased.

The first guy that I spoke to was nice. He explained everything. It was flexible and wasn't a steep price. It wasn't like, “Hey, you have to pay this." Talking to a person this time and a different person next time is a little annoying. But they get themselves up to speed quickly as far as what is going on with my account. Also, the portal is clear.

I was pretty comfortable working with them. They laid out a few options in what I could do, what they can offer, and what was going to be good for me. But I didn't feel pressured to go along with what they were throwing out. They kind of left it up to me to make the choice to say what I can afford to do and I could leave it at that. Working with them has been wonderful because I don't have to worry about anything. They literally take care of all of it for me. They did let me know in the beginning that it’s a process and that it's not immediate, but it will pay off in the end.

CreditAssociates is helping people out. The first guy I talked to helped me out a lot. I was in a bind with all these credit cards. With CreditAssociates, I got three or four settled already out of the seven or eight credit cards.

I called CreditAssociates up because I had three loans to pay off, and the other companies wouldn't take me. I liked what CreditAssociates said on TV. Everything was good. I liked how they talked to me on the phone.

I'm a little disappointed with CreditAssociates. I thought that they could make arrangements to start making payments on my bills, especially since they know they're getting my money automatically. But what they did was they took on my largest bill which took all of the monthly payment money. So then I'm not able to accept the people who have offered arrangements for a lower payment unless I add more money. We're during the pandemic right now, so I'm not working. Now I feel bad because I'm not able to accept any of the offers.

I talked to a counselor and she convinced me to start the program. I've talked to her twice and she remembers me. The other times I've talked to other people, they were just as nice. When one creditor sent me a notice saying that they had sold my account to someone else, I called CreditAssociates and they said, “Okay, well, we'll take care of it. We'll contact them. And then we'll go from there.” And I haven't heard from that company again. About four companies have been paid off and that's a great relief to me.

I've been in this program for about 13 months. The one that I worked with this week was absolutely wonderful. Now I have a creditor that's taken me to court. According to the girl I talked with, someone would be calling me, but I haven't heard anything from anyone, and that's coming up on April the 20th.

They're good. My credit cards are getting paid off.

Stephanie was really good. She explained me everything, so I trusted her, and that was why I decided to use CreditAssociates. For my experience, the process was easier.

Credit Associates gave me a better rate a month than I could afford. They were very nice when I had questions in the beginning. My experience with them has been quiet. They just take my payment out every month on the 28th. Since using them, there has been less stress and less money a month that I have to dish out. Things are more manageable and comfortable for me. Do this to get your credit back up and alleviate stress. They consolidate everything and work very nicely with their clients. It's just that one bill that you pay every month.

The individuals that I've worked with have been pretty good overall. It was just some are more informed than others. For instance, I was told that I was able to put one month off or hold up to get one month off, and I could pick it back up. But when I did that, I was unaware that it was gonna make one of them default and I had to start over with that one. That was a bad situation. But that was one representative, so I didn't hold it against the whole company. They should make sure everyone is fully informed.

Everything is going all right. But I need to be informed more on what's happening. Because it keeps you in the dark. I had to call CreditAssociates to get an update. And they said it was down to the last on it. I'm at the age where I can't go on the computer and pull the stuff up. So, it's hard on me. Some people that can work on computers can go online and get the information. But I don't know how to do it.

I figured that CreditAssociates could help me and I chose to go with them. But they're taking my money and I don't know where it's going. I also don't seem to be paying my credit cards off as I'm still getting bills for them. CreditAssociates should improve on paying my credit cards off and they should put my money back in the bank where it belongs.

I had certain emergencies that I had to incur debt, and I found myself unable to get out of it with some professional advice. I did some research. I looked at some other organizations, and how CreditAssociates presented the organization helped. Once I talked to the person on the phone, I realized that he had a great way of communicating the benefits of the organization. We talked through some details, and it sounded like the plan was fine for me, and I decided to move ahead. The gentleman who I talked to was very knowledgeable and trustworthy. They explained the process to me pretty clearly so I decided to move ahead. Working with the company is great. They brought me some security that I needed. They're always available when I call. The website is excellent. I get a daily tracking of what I'm doing. Customer service is great as well.

CreditAssociates' reps are very good persons. They help me too much. At first, the timeframe took a little long because they need too much information but they continued quickly, and information and calls were very clear. I received my last offer, I accepted it, and we're working to finish.

There were a lot of heartaches and headaches that I was feeling at first. Working with them relieved a lot of stress. I didn't have to deal with the phone calls from creditors. I allowed them to handle that and negotiate on that end. Right now, everything is wonderful. I'm seeing a little progress made.

CreditAssociates gave me a time span of three years that everything will be taken care of. I've been trying to make sure they have the money every month. I haven't paid attention to all the credit reports coming back, but it seems everything is going pretty good. They call and let me know about with people that can get out of the way for X amount of dollars, let me know if I want it a little bit lower, I'll have to wait a little longer. So far, they've been doing a good job. I would definitely love somebody to know what kind of experience I have with CreditAssociates and how it got me back on track.

CreditAssociates has been upfront. They work with whoever it is that I owe and they get a set amount. Some of them, I paid in two or three payments, and then, some of them are extended payments. Some of them are easier than others. Some of them don't want to work with you, and some of them will work with you. Say I have a bill that's $1,000. When I get behind ‘cause I stopped paying them, then I've got the late fees and interest, and that’s $200 $300 on a payment. So, with that, they settle. And maybe the bill’s $1,000 and I settle for $700 or something like that, which they're getting a lot back, but then I'm saving a lot too. They're not losing that much.

Right off the bat, they told me exactly how much the payment was going to be. They gave me a contract and I can go online and see what's being paid and what's not being paid. The program has been good because I have one monthly payment instead of a whole bunch of payments. Also, the creditors are not calling anymore and some of them have been paid off.

I was referred to CreditAssociates by a friend. When I first started, it sounded good. I thought the money that they were taking out of my checking account was going all to the creditors. I did not know they get a certain percentage of the money each month. That's why the process is so long and drawn out. It took them over a year to settle one account and I didn't like that. Also, they only work with one creditor at a time that's why the process is five years long. That's too long for somebody that's trying to establish credit. I don't like their customer service too. Some of the representatives are so forceful and can be rude sometimes. Each month or every two months, they would call me and ask me do I have more money to add to the account for them to pay the creditors. If I agreed to pay a certain amount of money each month from the beginning, that's what I'm thinking that I need. I never did think that they would call and ask me for more money every month.

My program with Credit Associates hasn't been as fast as I thought it would be. Also the method of payment that they use is not what I thought they would. I thought that if I was paying $100, they would be taking what they need to take and paying a constant rate to my creditors. But when I look at some of the payments, they pay very little at the beginning. If I give them $100, 80 goes to my bills with Credit Associates and 20 would go to whomever I owe. After I've done that for a while, Credit Associates starts increasing their payments to my creditors. So sooner or later, I get to pay my debt off. If someone asked me about this company, I would give them my recommendation. If it helps me out, hopefully the same thing will happen to them.

We tried to get help to pay our credit cards from Credit Associates. The reps talked to me about it and explained things. They send me a thing in the mail telling me how much we have paid, when it was paid, and what was taken out to pay my other credit cards.

I get text messages from them when they negotiate but a call would be better.

The rep I worked with was really nice and helpful. She broke things down for me and was able to work out a payment plan. One account has been paid off and another is still being set up. Working with CreditAssociates has gotten me in a better position than where I was. I’m thankful for that.

I have a lot of debt and credit so I reached out to CreditAssociates. They have been good, so far. I like the service.

I've been with CreditAssociates for a year and they've already settled one thing. I’d recommend them.

It's been very good with CreditAssociates. I don't worry about the bills that I had. They are taking care of that.

CreditAssociates is very good in working with me and working with the credits. I don't get a phone call every day about my debt now that I work with them.

This Company is NOT Going to try to get your accounts settled for less than 50%! And then they congratulate themselves for getting that. I personally called the Creditors myself and was able to get EVERY Single Card down to 70% or 90%!!!! AND I didn't have to pay Credit Associates their 50% FEE! DO NOT PAY Them to do something you can do very easily and MUCH CHEAPER Yourself!!!

CreditAssociates is very professional, pleasant, and helpful. It's getting things done.

CreditAssociates have been good, so far. Their rep was pretty much down-to-earth and told us the way their program was. My wife and I misunderstood the tax deal that he told to us. We like to be done with the program but we’re happy so far. Since working with them, we've hdad the phone calls stop.

I needed help financially so I reached out to CreditAssociates. The rep I worked with was great. I've actually had a good experience every time I've called. The only thing that happened was there was one credit card that didn't show up. I kept saying that. I thought there was one, and they said they didn't see anything. So I just let it go. Then I got a call from CreditAssociates a couple of weeks ago, saying that there was another one and they were going to add it in. CreditAssociates has done a great job.

Great, Helpful team of people. As of now Done everything that they said they would do. They are staying on the schedule that they said they would. So far I am very happy. The team was very helpful and knew that they were doing and helped me understand.

The people from CreditAssociates are pretty easy to work with. When something is going on, they let me know, plus I can get into my account. Any time there's a change or something happens, I get an email.

I was told I'd see my my debt start getting paid off in 6 months, I'm a year and a half in and nothing is paid off, 1 debt went to collections and my credit score has nose dived ..I would not recommend this company to anyone ..I made a big mistake when I chose Credit Associates.

CreditAssociates seemed like a good choice. I just kept hearing their advertisement and decided to give them a call one day, and it was a wise choice. Everybody's been nice.

CreditAssociates is the best. They helped me a lot and I'm so happy.

CreditAssociates is a good outfit to work with, so far. I sought out their service for credit cards. It has been pretty good and it's working. I’m getting my debt paid down. We've done quite a bit, so my debt probably half of what it has been.

I'm very satisfied with CreditAssociates. The rep I worked with was very nice and everything went fine.

CreditAssociates closed one of my outstanding accounts that needed to be negotiated within two months. I have two remaining. One settlement is in process, and the other one is still listed as delinquent. They're moving forward, but I haven't heard much from them in quite some time. I don't get involved too often and I trust that this is an ongoing process and that they will keep me updated. Also, I haven't had any problems with the direct consultants that I've been working with.

The rep was compassionate about what I was going through. He seemed to know his job. The only bad thing is trying to get ahold of someone with CreditAssociates. I talk to the people that were handling the money affairs of it. I got a text message that says they negotiated another one of my account, and I'm not good with the computer. So logging in, I don't remember my password, or if I made a password. I would just like to talk to somebody instead of logging on, because now I know a couple of my accounts have been paid off, but all you get are the people who are taking your money.

I had a disastrous year and got way behind. I ran up the credit cards, so I had a good debt. The company that I worked for for the last 14 years ceased operating back in April. There was no more income coming in. It was a bad time. I reached out to CreditAssociates and I worked with a pleasant rep. I had worked with them before and got totally out of debt. So, I was very comfortable with them. I knew the scheme. Anything I wanted to get, I could get it online. They give me reports, and they did what they said they would do pretty well.

I’m happy with CreditAssociates. Everything is going good. Their reps are very nice and very easy to work with.

CreditAssociates' reps seemed fine over the phone. The people I spoke with are professional. Out of three items, they took care of two, and I'm just waiting on the other one. I sent them all the money that they needed to finish the job but they haven't resolved it. But for the most part, everything has been okay. They take care of everything.

I spoke to someone at CreditAssociates and she was okay. The amount that I needed to pay seemed reasonable over a period of time to get rid of the debt that I owed. If there were concerns, they would call me on the phone and I talked to them on the phone. I am okay with my payment schedule because it’s set up where payment is taken from my account every month.

I've been in CreditAssociates' program for a year and they've done well. I contact them if I need to and they correspond with me through email. Also, everything is up on the website and I can look at things there. They also always answered my call from the 1-800 number if I called for anything. Their customer service has been very good and professional. So far, payments have been well. I would highly recommend CreditAssociates to someone who is in a lot of debt. People need to know about them. They have helped me be able to focus and be able to maintain.

CreditAssociates said they settled a couple of my debts. I wish the monthly cost is lower but it is what it is. I can manage it. CreditAssociates has done well on the whole.

Someone from CreditAssociates is helping me now and he is good. But I didn't get any call about my last credit card. CreditAssociates reached whoever is in charge of Bank of America and they got an agreement between those two credit cards. Other than that, everything has been good so far.

There was a death in the family recently and I needed to have that extra cash for the month and my kids were coming. I was able to skip a payment to CreditAssociates. And there was another month that I needed to skip a payment. So, that was good. It kinda surprised me when I was first told that I could do that if I ever had a month like that. So, they've been really good about that. Then, also, I was surprised that there was a couple of offers a lot sooner than I thought. The only thing is the cost of it. Other than that, CreditAssociates made my life a lot less stressful, especially now during the COVID thing. It's one last thing to have to worry about.

I've been able to pay off some stuff but I don't know where I stand right now. They could improve on letting me know where I'm at in my paying everything off.

When I started with CreditAssociates, they explained they're gonna be paying for my credit and I pay for them. My credit is screwed up right now. I have a business account and they told me that time that it's not gonna affect my business. But automatically, they shut down my credit for my business. I’m never late on my payment before. Right now, it's a very tough situation. I can't change my car. I can’t borrow money, too.

It's not easy to get in touch with CreditAssociates’ debt consultants if you have a question. But then once you get someone on line, they appear to be pretty knowledgeable. It would be nice, periodically, for them to just send over a text, email, or something to say, “Hey, things are going fine. This is where we're at,” instead of waiting for someone to call to say, “Okay, where are we at now?” They do send over notifications when settlements are reached, but that can be far in between. But CreditAssociates has been very good. I have less stress because of it, so that's a good thing.

We talked about the things that I wanted done and we came to an agreement about me and my husband being together. But when he needs to tell them to take the money out, they have to come to me, even though I had already given him access to what needs to be done or what he needs to do. Other than that, it's been alright so far with CreditAssociates. Some of the bills have been taken care of and the team members are pretty good as far as letting you know what you need to do and how to do it. Also, they don't have any problems explaining to you any information that you need and give you a better understanding. I appreciate that.

They are really good with me because when I got laid off, they let me go to a lower payment. They work with me all they can and I appreciate that. They talk to me nicely and they don't give me a hard time like other people, and I like that.

We had a very pleasant experience with CreditAssociates. When my Mastercard was paid off, I got a notice and a phone call from them. The Discover card just recently got paid off and there's one more to go yet. Since working with CreditAssociates, we've been able to put money aside in a savings account and that's very important considering we're both retired and on a fixed income and my husband is a 100% disabled veteran. It's been very helpful for us.

I saw the ad for CreditAssociates on the TV about credit card bills. I was drowning in them, so I decided to call. The enrollment process went well and I was satisfied with the way they handled everything.

Credit Associates stays in contact with me all the time. They update me and offer me different options available. When the budget for the month was tight, I asked them if we could move the payments towards the end of the month or even skip a month. They worked with me on that and did it.

I called Credit Associates and the rep who worked with me was the sweetest lady I've ever seen in my life. we worked out a good price. I'm very happy with them and now I have a lot more money to live on. But, I went from my Mini iPad to a regular iPad and I don't get emails anymore. The guy rep I spoke with kept on saying I was putting in the wrong password or I had the wrong email. Other than that, Credit Associates just took down this really big debt and I'm so happy. I only have three little credit cards more and I'll be taken care of.

I've been doing well with Credit Associates. We had problems with how much money could be taken out of our account 'cause my husband quit his good-paying job. So, we had to have less money taken out and we had to change the account from which the money will be coming out. Whenever I had questions I could call and Credit Associates would be able to give me answers.

They were always handy and told me how everything was set up. I tried the service and they settled some debt for me. They stayed in contact.

The reps were stuck up and I didn't like them. They were also aloof, lackluster and unresponsive.

CreditAssociates is a good company. The application process was very easy. I did it online and I have been with them for three months now. I’ve had nothing but good results so far. When I was being scammed by another company, I got a call from the lady from CreditAssociates and she went above and beyond the call of duty by doing a three-way call with us. The other lady from the other company was very rude.

I reached out to CreditAssociates for the credit issue that I had. I want to get over that lump. My debt counselor did a good job.

I signed up with your company in October...It's December and this is the first time anyone has reached out to me via email...and it's for a survey. I hired another company to assist me, DMB Financial, and I will be seeking the return of November's payment from your company. Thank you, PJ**

We are about three months into the process. So far everything Credit Associates advised is happening. It was Sage advice to move all payment and income accounts out of the credit union to avoid the CU from freezing assets. The creditors have begun to get aggressive, but between RoboKiller and voicemail, it has not been too irritating. We are looking forward to the first account being settled soon.

CreditAssociates was recommended to me by my father and the thing that made me choose them over other people was they stated something to the effect of how they get higher commission the lower they manage to get the debt. They have an incentive on their end to get me a better deal. That paired with the fact that they don't get paid anything unless they do a service for me seemed to be better than what other people were offering.

I helped my mom find a company. I Googled it and CreditAssociates had 4-point-something stars, so I started to read all the reviews. Then, I told her. She signed up and she said she had a good experience so I jumped on board after that. I worked with the first rep who called me and the introduction was great. He was phenomenal and he explained absolutely everything. But after that, I haven't heard from anybody. I’ve just been getting emails but I don't know how much I have in my account. I sent an email because I couldn't access my account. All I know is that they're taking $491 every month.

I got something in the mail and I read about it a little bit, and then I was weighing out my options on what I wanted to do on my end. But then, I realized that I was paying more interest than what the merchandise was. So, I called CreditAssociates and one of the representatives told me what they would do and what they can do. I figured it would be a good idea instead of filing for bankruptcy or just paying interest. I was overwhelmed with the bills that was coming in. I bought this home last year and I paid off all my credit cards and I got in it. But then, I was in my house with nothing. I figured that I'll furnish my home.

Nothing has really happened yet in regards to closing out debt. I am happy that I can easily check my status online and I can see my accounts with notifications about their status. I'm only 3 months into the process.

CreditAssociates' customer service was the best. They explained the program to me and they were patient when I was reading their agreement. They created an account for me to start putting some money in so that they can negotiate my debts and get a good deal. They told me it usually takes six months before I start to see some debts get settled.

My customer service agent was super friendly and he got time through the process very quickly. I would highly recommend this service to my friends and family. He said to give you guys a call if I ever have any questions or concerns about anything.

I just wish that communication was better. I have forwarded many emails from my creditors to CreditAssociates, but I don't get any responses. I don't know if these emails are received. I go online and see nothing accomplished. I just want to know what is going on! Communication is key to me.

The agent working with me went great to start up. After signing up on the program there was no communication after with me. The creditors keep bugging me and I get nervous that is credit associates pay my credit card companies or not. I hope they are, because I am paying a lot each month.

The lady that I talked to helped me out a lot to make my decision on who I wanted to go with. She taught me more about how it's supposed to work than the other people did. I didn't understand how they could stop people from calling my phone. They get the bills out of our way so I can focus on other things.

My first option that I looked up was CreditAssociates, so I didn't do that much looking around. I just went for my first option and they've been very helpful. The representative broke down how things worked and the rules. After we talked, we haven't touched bases, except for a few days ago. We got a couple of difficulties and I put this month's payment on hold, but overall, it's been good. I've been waiting for the answer on all the credit card settling. Other than that, they had been wonderful.

I looked around debt relief companies. I don't ever have credit problems but right now, I do. I contacted a company and they wanted me to shut down all my credit cards. I don't mind shutting down part of them but I don't wanna do the whole thing. I exited out. CreditAssociates offered something reasonable, which was a partial shutdown. A couple of years from now, my credit problems will all be fixed anyway.

I decided to see what CreditAssociates was about and I talked to a guy who was pretty cool. He talked about his experience with CreditAssociates and what he did. He then proceeded to go through the process to sell me on the deal and he was fairly persuasive. He cracked me up. We talked two or three times before I decided to go with them. He answered all the questions that I needed answers for. It was a pleasant experience. They got everything going. If the guy I talked to represents what the CreditAssociates is, then I would highly recommend the company. But it would be up to the customer really to make the decision because CreditAssociates tend to have all the information. When you have questions like what to do when this or that happens and so on and so forth, their rep seems to have the answers that are satisfying.

I did a general search online and found that CreditAssociates had a high rating. Their consumer feedback was positive. I called and they were very responsive. They said we could talk then and I could tell them about my situation. They gave me some directions over the phone and it was a very clear process. I didn't have to ask a lot of questions because the person that was helping me gave me so much information up front. I felt like I had all the information that I needed to make a decision. And when they sent me the paperwork via email, their rep even walked me through that. She waited on the phone until I received the email so she could make sure that I knew what to do when I signed the paperwork. It was a really seamless process. They also gave me a lot of good reasons why it was a good decision to choose to use their services.

Signing up with CreditAssociates was easier than I thought it was gonna be. I was very satisfied with it. The customer service was really good and they handled the process. I'm still pretty early into the program but so far, everything's been good. The payment comes out automatically and there had been a couple of payments that had come out. Everything went pretty smooth on both ends of my deal.

The guy from CreditAssociates walked me through everything and got all my information. Next thing you know, I signed up for it. It was very easy. I'm in the early stages and it has been a great experience so far. My first payment came out to them. And I'm sure it may get a little bit more frustrating whenever credit cards call and CreditAssociates are handling that portion. But I'm saving so much by going having my six credit card minimum payment to $200 each. I'm sure my credit is gonna be downhill for a while but at least, I'm only paying CreditAssociates the one portion and not forking out all that money on minimum payments.

My cousin who uses CreditAssociates told me about them. Signing up with them took 20 minutes and I had no problems at all. The reps did a good job explaining their program to me. I recommend it.

The last four and a half years, I discovered, only through COVID, that my company was being embezzled so there was a lot going on. The people at CreditAssociates were much more patient and that's what got their business. Their consultant was responsive. When I asked the other company to be patient, the person kinda dropped it and assigned it to another person. I didn't like the attitude of the pressure from that other company. I made my first payment on Saturday. Everything is good so far. I haven't heard any negotiations being done on my behalf with the creditors yet. I guess they have their own pace to call and start negotiating.

I applied over the internet for some assistance and CreditAssociates called me. Tony scheduled an appointment and he didn’t call me back but other than that, he was cool. My experience was pretty good and I've paid off two of my bills.

So far, so good. We haven't had any problems and we like what they're doing. They do not call and inform us as much but our rep, Chris, is very helpful and explained things well. We're satisfied.

So far, it's been great with CreditAssociates. I love my time with them.

The first individual I spoke to was Brian and he set me up. I have macular degeneration so my eyes are not that good but he was very helpful. The paperwork came through on an email and I just had to initial it. He explained everything. They go into the different accounts, talk to the creditors and they get the amounts down to a certain amount that they and the creditor agrees to. I'm putting $1,037 every month and they take it out of my checking account automatically. Global Holdings is the one that holds the money. One of the creditors said, "We don't know when you started, but if it's a for profit, they're going to keep collecting the money for a few months or more until they get what they want rather than immediately working on your behalf with the various creditors. So, it's lengthening the period of time that you're gonna continue getting late fees.” But at the set up, it was explained in the book that Global Holdings gets a $9 a month.

CreditAssociates was amazing. How they explained things to me was good and it turned out well. I'm working on the program and I'm giving payments every month. All in all, it has been a very good experience.

I was having some hard times with my bills. The debt consultant helped me out. I just sat and listened, gave him the information, and he took care of everything. It seemed pretty open up. I made a payment already. It was a really good experience.

CreditAssociates gave me the best deal, and I liked the way they were very personable. They made me feel like they were real people talking to me. Their representatives were, like us, real people that have gone through stuff before. So, they understood the predicament you're in. I'm an older woman. I'm 67. I've always worked and paid my bills. Not only am I getting old and tired, but then, this COVID thing happens and I haven’t been working much. Times are hard. I have it easier than lots of people, but not being able to pay your bills really suck.

We were talking about bankruptcy and that wasn't panning out, and I hate to do that. We're responsible people. We owe these lenders money. So we didn't go with the bankruptcy and that led us to CreditAssociates. So far, we haven't been with them that long, but I really was happy to hear that they got right on it and settled two of my debts.

The associate that called me was really helpful. He really understood my situation, and he really responded to all of my questions. He spent like over an hour with me just answering my questions. He was really nice. He was great. I've been thinking about the service since I was receiving a lot of advertising about doing that. It was time, especially now with COVID and I lost my job and my partner did too. I'm brand new with CreditAssociates. I'm very satisfied.

I’m having financial troubles this year. Money was everywhere. I had to buy a new home so I had to get money on a credit card. I asked CreditAssociates to help me out with that and my experience was good. I loved that the rep was a veteran. He understood my situation and he was very welcoming. He told me how everything works. He's got good customer service. When everything went through, we went our separate ways and thanked each other for our service. About a month ago, I asked them to cancel the service. They told me that they will give me a call back. They did a great job. They're willing to work with you to get you out of harm’s way. I appreciate them, but I'm gonna do something else.

The numbers that CreditAssociates gave me were better and then the time that my debt would come down was a shorter timeframe. The consultant was cool. He covered everything and explained it to me really well. I didn’t know if they were supposed to email me back saying they got it, but I sent them an email. Then they sent me Global Holdings. They’ve only taken one payment out. The process went smoothly.

I was checking reviews and CreditAssociates came out on top. I started the process and they were great. They were very nice, they covered everything, and I was well-informed. But I changed my mind as I called my bank and they cut me a better deal. CreditAssociates gave me my money back.

I signed up with you on 7/20. I was told there'd be a "welcome to Credit Associates" conference call on Friday, 7/24, at 4 pm Eastern time. I was told I would meet with a contact person. The call never happened. I never heard from anyone about a possible rescheduling of that call. I get emails periodically telling me that work is being done but never hear about anything specific. Getting worried here...

I have just got started with Credit Associates- all the people I have dealt with thus far have been SO nice, but things also got off to a rough start. My first payment was debited twice- so that put me in a tough spot. And, none of the creditors have been contacted yet- so that's a little stressful. Otherwise things are good. I think I made a good decision going with creditassociates.

CreditAssociates reached out to me about settling my debts. They've been really wonderful and they've been super helpful. Simon was my initial contact and I've been dealing with him. There was also a female who reached out to me to finalize all my stuff and she answered my remaining question. At this point, I'm still in the very early phases so no debts have been settled yet but working with CreditAssociates has taken some pressure off of me. They've given me some hope for my financial future. So far, so good. It's important for people to realize the impact of their credit score. And it's important to stick to the program so that they would be able to get things settled as soon as possible.

I got a mail from CreditAssociates. I opened it and thought there had gotta be something more to this. I called them and there wasn't. I talked to Sue for an hour and a half. She was as nice and polite as can be. She answered every question I had and I had a lot of them. She wasn't in a rush to get to anybody else or do anything else. She stayed late to help me out. She also got my girlfriend helped out later that night or early the next morning. It was an easy choice. I was fine with the timeframe of getting signed up too. I just got done doing home refinancing. That takes months and months. It took a couple of hours or less than a day and it was pretty much two phone calls and a couple of screenshots. It was super simple.

I had credit card debt and loan debt, and I needed to get out of them. I figured CreditAssociates could help me consolidate all my credit issues and they're in the business for a long time. Everything was good with the consultant I worked with. His knowledge of helping me, showing me, explaining all the different programs they have, and how the program works, and breaking it down to how everything's gonna run 42 months was good. I deposited 177.31 one time into the program, but I haven't heard anything yet. Hopefully, I hear something and something should show up. But so far, everything has been good.

I felt like I just kept paying way above the minimum payment on all my cards, and I was not going anywhere. I wasn't seeing the debt going down at all. The interest was getting ahead of me. I felt like I was drowning, especially with everything going on. It was really overwhelming, and I hit my breaking point. /The rep from CreditAssociates was so sweet and extremely understanding. The fact that she went through the program herself really helped. It made me feel like I'm not alone in this, and this happens to lots of people, and not to feel ashamed and embarrassed. It was mostly an emotional thing for me than anything.

I called CreditAssociates and the person I talked to was really nice. He explained everything to me and set everything up so that I can have everything done coming out of my checking account. I had a positive attitude from him. If I hadn't had a positive attitude, I wouldn't have signed up with CreditAssociates. I'm getting a lot of telephone calls from my creditors telling me that I make missing payments, and I'm just telling them what I'm supposed to say. Being with CreditAssociates is saving me money overall. My credit score is gonna go down, and then it's gonna come back up after I start paying them off. The rep said, "Your credit score is gonna lower, but once you start paying these people off, it will go back up. And then, by the time you get done paying all of this off, it will be taken care of and your credit score should be back to a good number." It's gonna take me 42 months to get it paid off, but that's okay.

Great service. Reassuring! Very helpful, pleasant, and courteous. It was stressful to make this decision and they couldn’t have been more helpful and considerate. Once the process began we’ve felt a big load lift right off our shoulders. I’ve said everything I can. It was all positive!!!

Thanks for helping me get debt free. And helping me get back my financial freedom. And making my old years wonderful for me to enjoy. I am forever grateful to your company for. The best day for all my debt. Was the day I found your company. So I that god for your company. In the help you give others like me.

Nothing has happened yet besides me getting numerous calls all day every day from all my credit cards. I guess they are waiting for my debt to go to collections until they do anything, it's annoying right now so hopefully I see some progress or change soon.

I was overwhelmed with credit card debt. I reached out to them to consolidate and get rid of my credit. They were very informative. I completely understood what they were doing. They took the time to explain the service in different ways. I needed to talk to them about lowering my payments and they allowed me to do that with no trouble.

I wanted to consolidate some bills to fix my father's credit. I went with Credit Associates and the rep whom I worked with was very helpful, polite and understanding.

I met a lady when I was traveling to Sacramento and she shared about her experience with CreditAssociates. She said that she had reached out to another organization to help her reduce her mortgage interest rate. But she said that she had engaged with CreditAssociates to help her with her debt. I have been pondering and pondering and pondering about what I wanna do and I made the call. I have student loan debt, a mortgage and then I have all of this debt because I had been helping my mom who had dementia. It was causing me a lot of stress.

I would like that you contact with my creditors immediately and make the negotiation. It is taking too much time. Can you contact them please.

An active part of life is in the abilities to cognate in one's self and for others. The customer service, Credit Associates give, strengthens cognitions. (saves sound.) The portal is user safe. It reset order where disorder is an appearance. This helps to instill a sense of patience.

So far, everything's been fine with CreditAssociates. It's working its way out, but it's gonna take a while.

My dad wanted to resolve his debts with Bank of America and Home Depot. We went with Credit Associates and the reps whom we worked with were knowledgeable, informative and friendly. So far, their program has eased his worries about paying his monthly bill with the two creditors off. It has been an excellent experience being with Credit Associates.

The bank lenders on my credit card the bank is charging very high interest fr 23.89% to 29.95%. I have spoken the bank Credit official to get a lower interest rate and they declined due to the excess credit report ran of other vendor looking at my credit. I have joined The Credit Associates, LLC on or about April 20, 2020, so far my mos. escrow payment is $778.87. So far I do not have any question, just awaiting for them to get in touch with my lenders so that I minimized collector phone call at all different times.

I was tired of dealing with credit repairs because they do certain things that's temporary and it goes right back to the same status. I'm on the goal to remove things so I can buy me a house. I can't buy a house with all these negative collection. I worked with CreditAssociates because they seemed like they know about what they're doing. The gentleman was very nice and professional. He answered all my questions at once. The program is great and I'm very satisfied. They won't take most of my credit out but it's better than zero. I just need to know the name of the company that's gonna be holding the account to fund the account before I start filling anything up so I can give the money to the right people.

I have a credit card that I've been paying on since 2014. I heard of CreditAssociates on the radio and I decided to give them a call to see what they could do. I spoke with Zach and I asked him if he could help. I have two credit cards, one of them was drowning me and the other one was sort of an in addition to. He was very knowledgeable, friendly, and reassuring about the process, given that it is nerve-wracking. He explained fully how it's gonna negatively impact me for a short period of time and how it's gonna positively impact me over a long period of time.

I researched CreditAssociates on the internet and I saw really good ratings from everybody. It's been pretty good so far. Everybody that has talked to me was very nice and clear. It was easy to understand when they explained the program.

I felt very supported at the beginning of the relationship. But now I’m a bit lost. I feel there is no sufficient follow up information. I’ve sent several emails without answer. I would very much appreciate additional contact and explanation of the status of my account and steps forward.

I called you a week before you were to take the money out of my acct. to tell you it was not there. You ignored me and cased other checks to bounce along with yours. Thanks. I really need that. Take it out once a month not twice like you are trying to do. My budget is not even right. Needs to be corrected.

This company is a complete fraud, nothing but crooks and liars. Most of all of the four and five star reviews are people like me that were promised everything would be fine in the beginning. However I am almost one year into the program and have to tell you they have done nothing to fulfill any other promises. When I enrolled, I was told that they guarantee they can settle all of the debts for around 50% of the balance owed at the time. I enrolled 5 accounts totaling over 125k. Seeing that in the beginning they promised wonderful things I also enrolled my wife and 3 of her AMEX cards a few months later.

The CreditAssociates representative that picked up the phone was very nice and professional. It was pretty simple to get a hold of him. Signing up was very simple because he stayed on the phone with me and helped me through the process. Then I started making the monthly payment.

I saw CreditAssociates on TV and I thought that I should put all my junk together and let them help me. We just started with them and it’s going along good. I’m still getting calls from my creditors but I tell them that I'm with CreditAssociates and they’ll be getting ahold of them and negotiating. CreditAssociates is very open. I can contact them at any time which is very nice. The rep was wonderful and comfortable to talk to.

CreditAssociates was very helpful when I called them. They gave me all the information that I needed and the back support after that when we got started. The payment plan is perfect and the program has been great so far. It's fantastic. We're just waiting for the next step for my first initial payment and for them to contact the creditors.

I was happy with what CreditAssociates told me. They were very helpful and nice. We're not through everything but so far, it has been fine.

CreditAssociates' customer service reps were pretty professional. I just got in their program, and everything's been pretty smooth right now.

I was very overwhelmed with credit card debt and I needed to get out of it. I needed help and watching CreditAssociates' commercial and researching it more, I knew they were a good company to go with. Josh was very helpful. He calmed my nerves and made me feel very comfortable in working with their company and how everything works. Also, he was so welcoming and so kind. I was bawling my eyes out at one point and he made me understand that it was gonna be okay. He let me know that they were gonna be there to help me through the process and that I wasn't alone.

I looked at some of CreditAssociates' reviews and everybody seemed pretty positive. I worked with Sammy and he was super informative and polite. He was really easy to talk to and he explained everything. I was really happy with that.

Signing up with CreditAssociates was very smooth. They answered all my questions and were very clear with the answers. This is the beginning so I know I'm gonna start getting phone calls. For me to do this was not easy because I do appreciate my bank and what they have done for me too. I do wanna pay my bills but I found out that it’s gonna take forever and I can’t keep paying forever and not getting anywhere. I kinda had to do it this way and I hope things work out.

CreditAssociates came on a television commercial. I was thinking of bankruptcy, and they said don't file bankruptcy before you check with CreditAssociates. I had received a letter from them and decided that I would give them a call. I went online and I received a call. At that time, I could not speak with the rep so we made arrangements to call me back the next day. The next day, Scott called me and he set it all up. We were on the phone for an hour and there was no problem. The entire enrollment kit came through. I initialed on my tablet and everything was in order. It was a very good thorough process and very quickly handled. So far, my experience with CreditAssociates has been excellent. I have the online setup on my tablet and I'm fine. My first payment should be this August 7th. CreditAssociates relieved a lot of stress. I'm in the retail area, and there was no employment for a solid three months. I got too far behind with my bills.

Everything went well when I enrolled with Credit Associates. Their reps were reliable. As soon as I called them or they called me, things were really simple.

I went with CreditAssociates because they're approved by the Better Business Bureau and they were easy to get a hold of. CreditAssociates has been keeping me in the loop. They've been sending me things in the mail and email. So, everything's good. The rep I worked with was really good as well, shot me straight and gave me good answers.

CreditAssociates is by far the best when it comes to solving your debts problem. I was looking and checking out most of the debt consolidation companies out there but this one stands alone in quality service. Shout out to Matt ** who was actually very instrumental in explaining to me about everything or any inquiries I might have concerning my debts. He fully explained to me what would be my best options and after thinking about it for a couple of days I called him back and told him, "Let's do it." Special mention to all the staff as well because every time I called they are so polite and courteous answering my inquiries. I will definitely recommend this company to all my family, friends and relatives whose drowning with their debts just like me hahahaha but I'm in good situation now because of your excellent CreditAssociates team. More power to all you guys. Cheers and God bless.

Updated on 08/02/2020: I'm a bit concerned because nothing seems to be happening and I am still getting statements with interest and late fees tacked on.. I sent in all permission forms and authorization to debit my account.. Please keep me informed as to the progress being made.. Thanks.

I enrolled with CreditAssociates for a personal loan. They explained how everything would play out and said it will take time. The rep was very helpful and understanding.

My friend told me about CreditAssociates. When I filled up the application, within a couple of minutes, they called me. It was pretty impressive. The process was pretty smooth.

My husband saw an advertisement for CreditAssociates. And with COVID-19 going on and lack of work for both of us, we got into a serious hole. I checked with the Better Business Bureau and found that they did not have a bad rating or anything. I also checked on another company, and I called them and they wanted outrageous fees. So, I decided to try CreditAssociates and they seemed to be a whole lot more reasonable. I called them and I spoke to John and he was very nice. He was very understanding and very pleasant to work with. He did not come across as judgmental, which under the circumstances, I understand that some people would. They laid everything out for me upfront, explained the entire process from start to finish, and they let me know right away whether or not we qualified for their program, what did quality, what didn't, how it was handled. They explained the entire thing, so I didn't have any major questions going in.

As Joe Friday from the old Dragnet TV show used to say, "just the facts". So far....I have gotten from you guys, NO facts, about who was or was not contacted. Just a lot of generic emails about, how it works, which I already understand, or how good you are. What have you actually done for me, so far??

CreditAssociates' rep was very informative. He was straight to the point and gave me all the answers that I needed to make a decision about moving forward. It was great. He initially explained what it is, what it has done, the history of the actual organization and then how they could help me. And then, he went in to collect the information from me. I gave it to him. Once he brought up the account, he was able to tell me what recommendations he had and what options he felt would work for me. And then, we moved forward to processing. In terms of just being able to identify what my next step is for enhancing my credit and moving forward to my financial goals, it has helped me put that into better perspective.

CreditAssociates called and told me who they were. I was looking for someone and it kinda worked out over the phone. The enrollment was quick. I expected something quicker, but as far as I could tell, CreditAssociates hasn't contacted anybody. I’ve been getting calls from all the credit card companies and some still took cash out from my account. CreditAssociates took the cash out of my account too. Other than that, the experience was good.

I will recommend this site. They are very helpful in helping their customers to get everything in order and to put your finances in order and your your mind at ease. They answered all my questions and answered some things that I hadn’t even thought of. Great job.

My experience so far has been very good. It has been approximately 45 days being in the program. When I contacted Credit Associates they were reassuring and helpful. They explained the program in simple terms. I plan to follow their guidelines to becoming debt free. I will not hesitate to recommend Credit Associates.

We're fairly new to the program and we've been with them less than 30 days but so far, everybody I've dealt with has portrayed the scenario that everything is gonna be okay. They're all very polite and professional. The person who signed us up was Russel and he made it very comfortable and easy. He was very good at putting us at ease about explaining the program and going forward and how things work. It was almost like talking to a friend about it than just a stranger. I'm looking forward to good things based on what they told me. Also, if anyone asked, I would tell them to investigate CreditAssociates and see if it was a fit for them.

We've just started working with CreditAssociates but so far, our experience has been good. The reps explained everything to us the right way and I understood everything they said. They are patient and they have knowledge of everything. The price of everything was normal as well. In two years, I'll see how everything goes but I'm sure everything will be okay.

I hated to do the program but the person whom I spoke with was very knowledgeable and made me feel at ease. The plan was easy on my end and everything was really good.

The service was great. They're taking care of everything and it's very fast and easy. I feel great.

I found CreditAssociates on the internet and I liked their Better Business reviews. I spoke to another company and their attitude sucked. I didn’t like the way they were. I called CreditAssociates and they were a whole lot better. I had a specific person and the customer service was great as well.

I called CreditAssociates when I was trying to gather up more information, and then they called me back a few months later. They provided good service. Working with them is going to hurt my credit score and I have excellent credit rating. But it will help out a lot in saving money.

We decided to try CreditAssociates and we’re pleased so far with what they’ve done. The person we've dealt with was very good. It’s only been a short time, but things look good.

We knew we needed to do something and we didn’t know who else who to call. There was a commercial on TV and we decided to call CreditAssociates. From what the rep told us, he had been through the process himself five years ago and now, he’s working for them. He can relate to us and that helps. Our first payment came out today and this move is going to take a big weight off our shoulders. It wasn’t so much the debt. It was the interest that was killing us. 29% is just ridiculous. They don’t even give you 1% in the savings account in the bank.

The rep of CreditAssociates was awesome. He explained the program and always made sure that I knew exactly what I was getting myself into.

When I first called CreditAssociates, Bryant was very professional. He put any doubts I had at ease and made it even easier for me to be able to move along with associating myself with this company. We ended up doing the credit and personal loan. He explained to me how the process was gonna work and what to expect every step of the way. He was doing the enrollment process and then I got a phone call a few days afterward for the welcome call. The guy who onboard was awesome and very helpful. They knew what they were talking about ‘cause they said pretty much the same things, what to expect and how possibly the credit union that I’m currently banking with will give me threatening calls, and then make payments and make sure it’s easier for them to negotiate my debt down.

Nick was great. He’s a good guy and he went through all the documentation. I was reading through the application and through the contract and he was definitely very patient with me as well. There was a brochure that was sent out, then someone called today and he went over the same thing that Nick went over. They’re deducting on May 22nd $1,500 for two years. I also wrote down a number I was told to call if I wanted to double my payments to get it paid off faster. Nick called back a couple of days afterwards to confirm that he contacted Mastercard and the American Express company too.

Working with CreditAssociates has been fine. They are going to help me out and I’m glad at that. I was looking for help to consolidate and get my bills down or into one. I worked with Kevin and he was thorough in telling me about the program and made sure that I understood it. If I had any questions, he would answer them. So, he was very helpful. I had done my debt through another company years back, and I also told him I knew how the program worked.

I saw an advertisement on TV, which led me to make a phone call to CreditAssociates. They were very professional and explained everything thoroughly. Sherry, the first person I talked to, had great compassion. Bryan was exceptional, extra soothing, and helpful. He even called me back with some information. And then the gal last night was very knowledgeable and helped me get on the website. She did a great job troubleshooting for me. Since I just started the program, I don't have any results yet, but I have a lot of information on the site and it has proven to be quite helpful.

The gentleman from CreditAssociates ran me through a form in a way that it would be filled out with him on the phone. I told him not to put any information in because I wasn't sure if I wanted to do the program and that I was gonna think about it. But a charge went through my bank. I had approximately three bounced checks. I received the information that the payment had been stopped. I had to pay the fees to stop that check and the other three checks that went back. Those checks that are not even worth $35 went back. There's no way that I can trust that gentleman anymore. It cost me over 100 bucks just to have him say that he's proud to be with CreditAssociates.

I read the reviews of others so that's what made me convinced and try the program, and the rep from CreditAssociates was great and very professional. He knows great customer service. He came up with 2 options for me that could pay off my credit card debts. It was reduced to about 40% of what I'm paying every month so that was a great saving for me. He walked me through the whole process. I was able to create my username and log on, then review my account and balance. There was also a follow-up telephone call after that. Contacting the creditors which they are still working on to finalize the bill could have been a lot faster, but with the situation right now, I can understand. The only thing is my credit report is gonna decrease but in 48 months, I could pay up all my credit card debt.

I wanted to get debt-free, and the commercial of CreditAssociates was the first I saw, so I went with them. My debt consultant was very nice and informative. The process was understandable and they explained it well. So far, everything is good.

I canceled with CreditAssociates yesterday. I wasn’t comfortable with the way things were going. I understand it was only a month but Citibank, one of the creditors I talked with, said that they don’t work with CreditAssociates. Their clients need to check with their creditors and find out if that their companies are going to work with them. It says on CreditAssociates' website it could take up to six months for them to settle. By the end of the six months, all of those fees and all of that interest would have piled up. In the end, Citibank wouldn’t settle with them, which leaves me from a $2,500 debt. At the end of six months, I might be looking at $3,000 to $5,000. So, I needed to be more educated.

The people I talked to have been nice, and everybody has explained everything a couple of times for me. So far, CreditAssociates is doing good.

The person from Credit Associates who called me the first time was very patient even with my language barrier. The conversation was very clear for me. She explained everything in detail and they gave me time to think about their service. I went with them and so far this first month, I went by my due date for two payments. Credit Associates recommended me not to pay anything. This is the first time this happened in my life and I don't know what's gonna happen. Still, enrolling with them was smooth and easy.