CreditAssociates Reviews

CreditAssociates said they settled a couple of my debts. I wish the monthly cost is lower but it is what it is. I can manage it. CreditAssociates has done well on the whole.

Someone from CreditAssociates is helping me now and he is good. But I didn't get any call about my last credit card. CreditAssociates reached whoever is in charge of Bank of America and they got an agreement between those two credit cards. Other than that, everything has been good so far.

There was a death in the family recently and I needed to have that extra cash for the month and my kids were coming. I was able to skip a payment to CreditAssociates. And there was another month that I needed to skip a payment. So, that was good. It kinda surprised me when I was first told that I could do that if I ever had a month like that. So, they've been really good about that. Then, also, I was surprised that there was a couple of offers a lot sooner than I thought. The only thing is the cost of it. Other than that, CreditAssociates made my life a lot less stressful, especially now during the COVID thing. It's one last thing to have to worry about.

I've been able to pay off some stuff but I don't know where I stand right now. They could improve on letting me know where I'm at in my paying everything off.

When I started with CreditAssociates, they explained they're gonna be paying for my credit and I pay for them. My credit is screwed up right now. I have a business account and they told me that time that it's not gonna affect my business. But automatically, they shut down my credit for my business. I’m never late on my payment before. Right now, it's a very tough situation. I can't change my car. I can’t borrow money, too.

It's not easy to get in touch with CreditAssociates’ debt consultants if you have a question. But then once you get someone on line, they appear to be pretty knowledgeable. It would be nice, periodically, for them to just send over a text, email, or something to say, “Hey, things are going fine. This is where we're at,” instead of waiting for someone to call to say, “Okay, where are we at now?” They do send over notifications when settlements are reached, but that can be far in between. But CreditAssociates has been very good. I have less stress because of it, so that's a good thing.

We talked about the things that I wanted done and we came to an agreement about me and my husband being together. But when he needs to tell them to take the money out, they have to come to me, even though I had already given him access to what needs to be done or what he needs to do. Other than that, it's been alright so far with CreditAssociates. Some of the bills have been taken care of and the team members are pretty good as far as letting you know what you need to do and how to do it. Also, they don't have any problems explaining to you any information that you need and give you a better understanding. I appreciate that.

They are really good with me because when I got laid off, they let me go to a lower payment. They work with me all they can and I appreciate that. They talk to me nicely and they don't give me a hard time like other people, and I like that.

We had a very pleasant experience with CreditAssociates. When my Mastercard was paid off, I got a notice and a phone call from them. The Discover card just recently got paid off and there's one more to go yet. Since working with CreditAssociates, we've been able to put money aside in a savings account and that's very important considering we're both retired and on a fixed income and my husband is a 100% disabled veteran. It's been very helpful for us.

I saw the ad for CreditAssociates on the TV about credit card bills. I was drowning in them, so I decided to call. The enrollment process went well and I was satisfied with the way they handled everything.

Credit Associates stays in contact with me all the time. They update me and offer me different options available. When the budget for the month was tight, I asked them if we could move the payments towards the end of the month or even skip a month. They worked with me on that and did it.

I called Credit Associates and the rep who worked with me was the sweetest lady I've ever seen in my life. we worked out a good price. I'm very happy with them and now I have a lot more money to live on. But, I went from my Mini iPad to a regular iPad and I don't get emails anymore. The guy rep I spoke with kept on saying I was putting in the wrong password or I had the wrong email. Other than that, Credit Associates just took down this really big debt and I'm so happy. I only have three little credit cards more and I'll be taken care of.

I've been doing well with Credit Associates. We had problems with how much money could be taken out of our account 'cause my husband quit his good-paying job. So, we had to have less money taken out and we had to change the account from which the money will be coming out. Whenever I had questions I could call and Credit Associates would be able to give me answers.

They were always handy and told me how everything was set up. I tried the service and they settled some debt for me. They stayed in contact.

The reps were stuck up and I didn't like them. They were also aloof, lackluster and unresponsive.

CreditAssociates is a good company. The application process was very easy. I did it online and I have been with them for three months now. I’ve had nothing but good results so far. When I was being scammed by another company, I got a call from the lady from CreditAssociates and she went above and beyond the call of duty by doing a three-way call with us. The other lady from the other company was very rude.

I reached out to CreditAssociates for the credit issue that I had. I want to get over that lump. My debt counselor did a good job.

I signed up with your company in October...It's December and this is the first time anyone has reached out to me via email...and it's for a survey. I hired another company to assist me, DMB Financial, and I will be seeking the return of November's payment from your company. Thank you, PJ**

We are about three months into the process. So far everything Credit Associates advised is happening. It was Sage advice to move all payment and income accounts out of the credit union to avoid the CU from freezing assets. The creditors have begun to get aggressive, but between RoboKiller and voicemail, it has not been too irritating. We are looking forward to the first account being settled soon.

CreditAssociates was recommended to me by my father and the thing that made me choose them over other people was they stated something to the effect of how they get higher commission the lower they manage to get the debt. They have an incentive on their end to get me a better deal. That paired with the fact that they don't get paid anything unless they do a service for me seemed to be better than what other people were offering.

I helped my mom find a company. I Googled it and CreditAssociates had 4-point-something stars, so I started to read all the reviews. Then, I told her. She signed up and she said she had a good experience so I jumped on board after that. I worked with the first rep who called me and the introduction was great. He was phenomenal and he explained absolutely everything. But after that, I haven't heard from anybody. I’ve just been getting emails but I don't know how much I have in my account. I sent an email because I couldn't access my account. All I know is that they're taking $491 every month.

I got something in the mail and I read about it a little bit, and then I was weighing out my options on what I wanted to do on my end. But then, I realized that I was paying more interest than what the merchandise was. So, I called CreditAssociates and one of the representatives told me what they would do and what they can do. I figured it would be a good idea instead of filing for bankruptcy or just paying interest. I was overwhelmed with the bills that was coming in. I bought this home last year and I paid off all my credit cards and I got in it. But then, I was in my house with nothing. I figured that I'll furnish my home.

Nothing has really happened yet in regards to closing out debt. I am happy that I can easily check my status online and I can see my accounts with notifications about their status. I'm only 3 months into the process.

CreditAssociates' customer service was the best. They explained the program to me and they were patient when I was reading their agreement. They created an account for me to start putting some money in so that they can negotiate my debts and get a good deal. They told me it usually takes six months before I start to see some debts get settled.

My customer service agent was super friendly and he got time through the process very quickly. I would highly recommend this service to my friends and family. He said to give you guys a call if I ever have any questions or concerns about anything.

I just wish that communication was better. I have forwarded many emails from my creditors to CreditAssociates, but I don't get any responses. I don't know if these emails are received. I go online and see nothing accomplished. I just want to know what is going on! Communication is key to me.

The agent working with me went great to start up. After signing up on the program there was no communication after with me. The creditors keep bugging me and I get nervous that is credit associates pay my credit card companies or not. I hope they are, because I am paying a lot each month.

The lady that I talked to helped me out a lot to make my decision on who I wanted to go with. She taught me more about how it's supposed to work than the other people did. I didn't understand how they could stop people from calling my phone. They get the bills out of our way so I can focus on other things.

My first option that I looked up was CreditAssociates, so I didn't do that much looking around. I just went for my first option and they've been very helpful. The representative broke down how things worked and the rules. After we talked, we haven't touched bases, except for a few days ago. We got a couple of difficulties and I put this month's payment on hold, but overall, it's been good. I've been waiting for the answer on all the credit card settling. Other than that, they had been wonderful.

I looked around debt relief companies. I don't ever have credit problems but right now, I do. I contacted a company and they wanted me to shut down all my credit cards. I don't mind shutting down part of them but I don't wanna do the whole thing. I exited out. CreditAssociates offered something reasonable, which was a partial shutdown. A couple of years from now, my credit problems will all be fixed anyway.

I decided to see what CreditAssociates was about and I talked to a guy who was pretty cool. He talked about his experience with CreditAssociates and what he did. He then proceeded to go through the process to sell me on the deal and he was fairly persuasive. He cracked me up. We talked two or three times before I decided to go with them. He answered all the questions that I needed answers for. It was a pleasant experience. They got everything going. If the guy I talked to represents what the CreditAssociates is, then I would highly recommend the company. But it would be up to the customer really to make the decision because CreditAssociates tend to have all the information. When you have questions like what to do when this or that happens and so on and so forth, their rep seems to have the answers that are satisfying.

I did a general search online and found that CreditAssociates had a high rating. Their consumer feedback was positive. I called and they were very responsive. They said we could talk then and I could tell them about my situation. They gave me some directions over the phone and it was a very clear process. I didn't have to ask a lot of questions because the person that was helping me gave me so much information up front. I felt like I had all the information that I needed to make a decision. And when they sent me the paperwork via email, their rep even walked me through that. She waited on the phone until I received the email so she could make sure that I knew what to do when I signed the paperwork. It was a really seamless process. They also gave me a lot of good reasons why it was a good decision to choose to use their services.

Signing up with CreditAssociates was easier than I thought it was gonna be. I was very satisfied with it. The customer service was really good and they handled the process. I'm still pretty early into the program but so far, everything's been good. The payment comes out automatically and there had been a couple of payments that had come out. Everything went pretty smooth on both ends of my deal.

The guy from CreditAssociates walked me through everything and got all my information. Next thing you know, I signed up for it. It was very easy. I'm in the early stages and it has been a great experience so far. My first payment came out to them. And I'm sure it may get a little bit more frustrating whenever credit cards call and CreditAssociates are handling that portion. But I'm saving so much by going having my six credit card minimum payment to $200 each. I'm sure my credit is gonna be downhill for a while but at least, I'm only paying CreditAssociates the one portion and not forking out all that money on minimum payments.

My cousin who uses CreditAssociates told me about them. Signing up with them took 20 minutes and I had no problems at all. The reps did a good job explaining their program to me. I recommend it.

The last four and a half years, I discovered, only through COVID, that my company was being embezzled so there was a lot going on. The people at CreditAssociates were much more patient and that's what got their business. Their consultant was responsive. When I asked the other company to be patient, the person kinda dropped it and assigned it to another person. I didn't like the attitude of the pressure from that other company. I made my first payment on Saturday. Everything is good so far. I haven't heard any negotiations being done on my behalf with the creditors yet. I guess they have their own pace to call and start negotiating.

I applied over the internet for some assistance and CreditAssociates called me. Tony scheduled an appointment and he didn’t call me back but other than that, he was cool. My experience was pretty good and I've paid off two of my bills.

So far, so good. We haven't had any problems and we like what they're doing. They do not call and inform us as much but our rep, Chris, is very helpful and explained things well. We're satisfied.

So far, it's been great with CreditAssociates. I love my time with them.

The first individual I spoke to was Brian and he set me up. I have macular degeneration so my eyes are not that good but he was very helpful. The paperwork came through on an email and I just had to initial it. He explained everything. They go into the different accounts, talk to the creditors and they get the amounts down to a certain amount that they and the creditor agrees to. I'm putting $1,037 every month and they take it out of my checking account automatically. Global Holdings is the one that holds the money. One of the creditors said, "We don't know when you started, but if it's a for profit, they're going to keep collecting the money for a few months or more until they get what they want rather than immediately working on your behalf with the various creditors. So, it's lengthening the period of time that you're gonna continue getting late fees.” But at the set up, it was explained in the book that Global Holdings gets a $9 a month.

CreditAssociates was amazing. How they explained things to me was good and it turned out well. I'm working on the program and I'm giving payments every month. All in all, it has been a very good experience.

I was having some hard times with my bills. The debt consultant helped me out. I just sat and listened, gave him the information, and he took care of everything. It seemed pretty open up. I made a payment already. It was a really good experience.

CreditAssociates gave me the best deal, and I liked the way they were very personable. They made me feel like they were real people talking to me. Their representatives were, like us, real people that have gone through stuff before. So, they understood the predicament you're in. I'm an older woman. I'm 67. I've always worked and paid my bills. Not only am I getting old and tired, but then, this COVID thing happens and I haven’t been working much. Times are hard. I have it easier than lots of people, but not being able to pay your bills really suck.

We were talking about bankruptcy and that wasn't panning out, and I hate to do that. We're responsible people. We owe these lenders money. So we didn't go with the bankruptcy and that led us to CreditAssociates. So far, we haven't been with them that long, but I really was happy to hear that they got right on it and settled two of my debts.

The associate that called me was really helpful. He really understood my situation, and he really responded to all of my questions. He spent like over an hour with me just answering my questions. He was really nice. He was great. I've been thinking about the service since I was receiving a lot of advertising about doing that. It was time, especially now with COVID and I lost my job and my partner did too. I'm brand new with CreditAssociates. I'm very satisfied.

I’m having financial troubles this year. Money was everywhere. I had to buy a new home so I had to get money on a credit card. I asked CreditAssociates to help me out with that and my experience was good. I loved that the rep was a veteran. He understood my situation and he was very welcoming. He told me how everything works. He's got good customer service. When everything went through, we went our separate ways and thanked each other for our service. About a month ago, I asked them to cancel the service. They told me that they will give me a call back. They did a great job. They're willing to work with you to get you out of harm’s way. I appreciate them, but I'm gonna do something else.

The numbers that CreditAssociates gave me were better and then the time that my debt would come down was a shorter timeframe. The consultant was cool. He covered everything and explained it to me really well. I didn’t know if they were supposed to email me back saying they got it, but I sent them an email. Then they sent me Global Holdings. They’ve only taken one payment out. The process went smoothly.

I was checking reviews and CreditAssociates came out on top. I started the process and they were great. They were very nice, they covered everything, and I was well-informed. But I changed my mind as I called my bank and they cut me a better deal. CreditAssociates gave me my money back.

I signed up with you on 7/20. I was told there'd be a "welcome to Credit Associates" conference call on Friday, 7/24, at 4 pm Eastern time. I was told I would meet with a contact person. The call never happened. I never heard from anyone about a possible rescheduling of that call. I get emails periodically telling me that work is being done but never hear about anything specific. Getting worried here...

I have just got started with Credit Associates- all the people I have dealt with thus far have been SO nice, but things also got off to a rough start. My first payment was debited twice- so that put me in a tough spot. And, none of the creditors have been contacted yet- so that's a little stressful. Otherwise things are good. I think I made a good decision going with creditassociates.

CreditAssociates reached out to me about settling my debts. They've been really wonderful and they've been super helpful. Simon was my initial contact and I've been dealing with him. There was also a female who reached out to me to finalize all my stuff and she answered my remaining question. At this point, I'm still in the very early phases so no debts have been settled yet but working with CreditAssociates has taken some pressure off of me. They've given me some hope for my financial future. So far, so good. It's important for people to realize the impact of their credit score. And it's important to stick to the program so that they would be able to get things settled as soon as possible.

I got a mail from CreditAssociates. I opened it and thought there had gotta be something more to this. I called them and there wasn't. I talked to Sue for an hour and a half. She was as nice and polite as can be. She answered every question I had and I had a lot of them. She wasn't in a rush to get to anybody else or do anything else. She stayed late to help me out. She also got my girlfriend helped out later that night or early the next morning. It was an easy choice. I was fine with the timeframe of getting signed up too. I just got done doing home refinancing. That takes months and months. It took a couple of hours or less than a day and it was pretty much two phone calls and a couple of screenshots. It was super simple.

I had credit card debt and loan debt, and I needed to get out of them. I figured CreditAssociates could help me consolidate all my credit issues and they're in the business for a long time. Everything was good with the consultant I worked with. His knowledge of helping me, showing me, explaining all the different programs they have, and how the program works, and breaking it down to how everything's gonna run 42 months was good. I deposited 177.31 one time into the program, but I haven't heard anything yet. Hopefully, I hear something and something should show up. But so far, everything has been good.

I felt like I just kept paying way above the minimum payment on all my cards, and I was not going anywhere. I wasn't seeing the debt going down at all. The interest was getting ahead of me. I felt like I was drowning, especially with everything going on. It was really overwhelming, and I hit my breaking point. /The rep from CreditAssociates was so sweet and extremely understanding. The fact that she went through the program herself really helped. It made me feel like I'm not alone in this, and this happens to lots of people, and not to feel ashamed and embarrassed. It was mostly an emotional thing for me than anything.

I called CreditAssociates and the person I talked to was really nice. He explained everything to me and set everything up so that I can have everything done coming out of my checking account. I had a positive attitude from him. If I hadn't had a positive attitude, I wouldn't have signed up with CreditAssociates. I'm getting a lot of telephone calls from my creditors telling me that I make missing payments, and I'm just telling them what I'm supposed to say. Being with CreditAssociates is saving me money overall. My credit score is gonna go down, and then it's gonna come back up after I start paying them off. The rep said, "Your credit score is gonna lower, but once you start paying these people off, it will go back up. And then, by the time you get done paying all of this off, it will be taken care of and your credit score should be back to a good number." It's gonna take me 42 months to get it paid off, but that's okay.

Great service. Reassuring! Very helpful, pleasant, and courteous. It was stressful to make this decision and they couldn’t have been more helpful and considerate. Once the process began we’ve felt a big load lift right off our shoulders. I’ve said everything I can. It was all positive!!!

Thanks for helping me get debt free. And helping me get back my financial freedom. And making my old years wonderful for me to enjoy. I am forever grateful to your company for. The best day for all my debt. Was the day I found your company. So I that god for your company. In the help you give others like me.

Nothing has happened yet besides me getting numerous calls all day every day from all my credit cards. I guess they are waiting for my debt to go to collections until they do anything, it's annoying right now so hopefully I see some progress or change soon.

I was overwhelmed with credit card debt. I reached out to them to consolidate and get rid of my credit. They were very informative. I completely understood what they were doing. They took the time to explain the service in different ways. I needed to talk to them about lowering my payments and they allowed me to do that with no trouble.

I wanted to consolidate some bills to fix my father's credit. I went with Credit Associates and the rep whom I worked with was very helpful, polite and understanding.

I met a lady when I was traveling to Sacramento and she shared about her experience with CreditAssociates. She said that she had reached out to another organization to help her reduce her mortgage interest rate. But she said that she had engaged with CreditAssociates to help her with her debt. I have been pondering and pondering and pondering about what I wanna do and I made the call. I have student loan debt, a mortgage and then I have all of this debt because I had been helping my mom who had dementia. It was causing me a lot of stress.

I would like that you contact with my creditors immediately and make the negotiation. It is taking too much time. Can you contact them please.

An active part of life is in the abilities to cognate in one's self and for others. The customer service, Credit Associates give, strengthens cognitions. (saves sound.) The portal is user safe. It reset order where disorder is an appearance. This helps to instill a sense of patience.

So far, everything's been fine with CreditAssociates. It's working its way out, but it's gonna take a while.

My dad wanted to resolve his debts with Bank of America and Home Depot. We went with Credit Associates and the reps whom we worked with were knowledgeable, informative and friendly. So far, their program has eased his worries about paying his monthly bill with the two creditors off. It has been an excellent experience being with Credit Associates.

The bank lenders on my credit card the bank is charging very high interest fr 23.89% to 29.95%. I have spoken the bank Credit official to get a lower interest rate and they declined due to the excess credit report ran of other vendor looking at my credit. I have joined The Credit Associates, LLC on or about April 20, 2020, so far my mos. escrow payment is $778.87. So far I do not have any question, just awaiting for them to get in touch with my lenders so that I minimized collector phone call at all different times.

I was tired of dealing with credit repairs because they do certain things that's temporary and it goes right back to the same status. I'm on the goal to remove things so I can buy me a house. I can't buy a house with all these negative collection. I worked with CreditAssociates because they seemed like they know about what they're doing. The gentleman was very nice and professional. He answered all my questions at once. The program is great and I'm very satisfied. They won't take most of my credit out but it's better than zero. I just need to know the name of the company that's gonna be holding the account to fund the account before I start filling anything up so I can give the money to the right people.

I have a credit card that I've been paying on since 2014. I heard of CreditAssociates on the radio and I decided to give them a call to see what they could do. I spoke with Zach and I asked him if he could help. I have two credit cards, one of them was drowning me and the other one was sort of an in addition to. He was very knowledgeable, friendly, and reassuring about the process, given that it is nerve-wracking. He explained fully how it's gonna negatively impact me for a short period of time and how it's gonna positively impact me over a long period of time.

I researched CreditAssociates on the internet and I saw really good ratings from everybody. It's been pretty good so far. Everybody that has talked to me was very nice and clear. It was easy to understand when they explained the program.

I felt very supported at the beginning of the relationship. But now I’m a bit lost. I feel there is no sufficient follow up information. I’ve sent several emails without answer. I would very much appreciate additional contact and explanation of the status of my account and steps forward.

I called you a week before you were to take the money out of my acct. to tell you it was not there. You ignored me and cased other checks to bounce along with yours. Thanks. I really need that. Take it out once a month not twice like you are trying to do. My budget is not even right. Needs to be corrected.

This company is a complete fraud, nothing but crooks and liars. Most of all of the four and five star reviews are people like me that were promised everything would be fine in the beginning. However I am almost one year into the program and have to tell you they have done nothing to fulfill any other promises. When I enrolled, I was told that they guarantee they can settle all of the debts for around 50% of the balance owed at the time. I enrolled 5 accounts totaling over 125k. Seeing that in the beginning they promised wonderful things I also enrolled my wife and 3 of her AMEX cards a few months later.

The CreditAssociates representative that picked up the phone was very nice and professional. It was pretty simple to get a hold of him. Signing up was very simple because he stayed on the phone with me and helped me through the process. Then I started making the monthly payment.

I saw CreditAssociates on TV and I thought that I should put all my junk together and let them help me. We just started with them and it’s going along good. I’m still getting calls from my creditors but I tell them that I'm with CreditAssociates and they’ll be getting ahold of them and negotiating. CreditAssociates is very open. I can contact them at any time which is very nice. The rep was wonderful and comfortable to talk to.

CreditAssociates was very helpful when I called them. They gave me all the information that I needed and the back support after that when we got started. The payment plan is perfect and the program has been great so far. It's fantastic. We're just waiting for the next step for my first initial payment and for them to contact the creditors.

I was happy with what CreditAssociates told me. They were very helpful and nice. We're not through everything but so far, it has been fine.

CreditAssociates' customer service reps were pretty professional. I just got in their program, and everything's been pretty smooth right now.

I was very overwhelmed with credit card debt and I needed to get out of it. I needed help and watching CreditAssociates' commercial and researching it more, I knew they were a good company to go with. Josh was very helpful. He calmed my nerves and made me feel very comfortable in working with their company and how everything works. Also, he was so welcoming and so kind. I was bawling my eyes out at one point and he made me understand that it was gonna be okay. He let me know that they were gonna be there to help me through the process and that I wasn't alone.

I looked at some of CreditAssociates' reviews and everybody seemed pretty positive. I worked with Sammy and he was super informative and polite. He was really easy to talk to and he explained everything. I was really happy with that.

Signing up with CreditAssociates was very smooth. They answered all my questions and were very clear with the answers. This is the beginning so I know I'm gonna start getting phone calls. For me to do this was not easy because I do appreciate my bank and what they have done for me too. I do wanna pay my bills but I found out that it’s gonna take forever and I can’t keep paying forever and not getting anywhere. I kinda had to do it this way and I hope things work out.

CreditAssociates came on a television commercial. I was thinking of bankruptcy, and they said don't file bankruptcy before you check with CreditAssociates. I had received a letter from them and decided that I would give them a call. I went online and I received a call. At that time, I could not speak with the rep so we made arrangements to call me back the next day. The next day, Scott called me and he set it all up. We were on the phone for an hour and there was no problem. The entire enrollment kit came through. I initialed on my tablet and everything was in order. It was a very good thorough process and very quickly handled. So far, my experience with CreditAssociates has been excellent. I have the online setup on my tablet and I'm fine. My first payment should be this August 7th. CreditAssociates relieved a lot of stress. I'm in the retail area, and there was no employment for a solid three months. I got too far behind with my bills.

Everything went well when I enrolled with Credit Associates. Their reps were reliable. As soon as I called them or they called me, things were really simple.

I went with CreditAssociates because they're approved by the Better Business Bureau and they were easy to get a hold of. CreditAssociates has been keeping me in the loop. They've been sending me things in the mail and email. So, everything's good. The rep I worked with was really good as well, shot me straight and gave me good answers.

CreditAssociates is by far the best when it comes to solving your debts problem. I was looking and checking out most of the debt consolidation companies out there but this one stands alone in quality service. Shout out to Matt ** who was actually very instrumental in explaining to me about everything or any inquiries I might have concerning my debts. He fully explained to me what would be my best options and after thinking about it for a couple of days I called him back and told him, "Let's do it." Special mention to all the staff as well because every time I called they are so polite and courteous answering my inquiries. I will definitely recommend this company to all my family, friends and relatives whose drowning with their debts just like me hahahaha but I'm in good situation now because of your excellent CreditAssociates team. More power to all you guys. Cheers and God bless.

Updated on 08/02/2020: I'm a bit concerned because nothing seems to be happening and I am still getting statements with interest and late fees tacked on.. I sent in all permission forms and authorization to debit my account.. Please keep me informed as to the progress being made.. Thanks.

I enrolled with CreditAssociates for a personal loan. They explained how everything would play out and said it will take time. The rep was very helpful and understanding.

My friend told me about CreditAssociates. When I filled up the application, within a couple of minutes, they called me. It was pretty impressive. The process was pretty smooth.

My husband saw an advertisement for CreditAssociates. And with COVID-19 going on and lack of work for both of us, we got into a serious hole. I checked with the Better Business Bureau and found that they did not have a bad rating or anything. I also checked on another company, and I called them and they wanted outrageous fees. So, I decided to try CreditAssociates and they seemed to be a whole lot more reasonable. I called them and I spoke to John and he was very nice. He was very understanding and very pleasant to work with. He did not come across as judgmental, which under the circumstances, I understand that some people would. They laid everything out for me upfront, explained the entire process from start to finish, and they let me know right away whether or not we qualified for their program, what did quality, what didn't, how it was handled. They explained the entire thing, so I didn't have any major questions going in.

As Joe Friday from the old Dragnet TV show used to say, "just the facts". So far....I have gotten from you guys, NO facts, about who was or was not contacted. Just a lot of generic emails about, how it works, which I already understand, or how good you are. What have you actually done for me, so far??

CreditAssociates' rep was very informative. He was straight to the point and gave me all the answers that I needed to make a decision about moving forward. It was great. He initially explained what it is, what it has done, the history of the actual organization and then how they could help me. And then, he went in to collect the information from me. I gave it to him. Once he brought up the account, he was able to tell me what recommendations he had and what options he felt would work for me. And then, we moved forward to processing. In terms of just being able to identify what my next step is for enhancing my credit and moving forward to my financial goals, it has helped me put that into better perspective.

CreditAssociates called and told me who they were. I was looking for someone and it kinda worked out over the phone. The enrollment was quick. I expected something quicker, but as far as I could tell, CreditAssociates hasn't contacted anybody. I’ve been getting calls from all the credit card companies and some still took cash out from my account. CreditAssociates took the cash out of my account too. Other than that, the experience was good.

I will recommend this site. They are very helpful in helping their customers to get everything in order and to put your finances in order and your your mind at ease. They answered all my questions and answered some things that I hadn’t even thought of. Great job.

My experience so far has been very good. It has been approximately 45 days being in the program. When I contacted Credit Associates they were reassuring and helpful. They explained the program in simple terms. I plan to follow their guidelines to becoming debt free. I will not hesitate to recommend Credit Associates.

We're fairly new to the program and we've been with them less than 30 days but so far, everybody I've dealt with has portrayed the scenario that everything is gonna be okay. They're all very polite and professional. The person who signed us up was Russel and he made it very comfortable and easy. He was very good at putting us at ease about explaining the program and going forward and how things work. It was almost like talking to a friend about it than just a stranger. I'm looking forward to good things based on what they told me. Also, if anyone asked, I would tell them to investigate CreditAssociates and see if it was a fit for them.

We've just started working with CreditAssociates but so far, our experience has been good. The reps explained everything to us the right way and I understood everything they said. They are patient and they have knowledge of everything. The price of everything was normal as well. In two years, I'll see how everything goes but I'm sure everything will be okay.

I hated to do the program but the person whom I spoke with was very knowledgeable and made me feel at ease. The plan was easy on my end and everything was really good.

The service was great. They're taking care of everything and it's very fast and easy. I feel great.

I found CreditAssociates on the internet and I liked their Better Business reviews. I spoke to another company and their attitude sucked. I didn’t like the way they were. I called CreditAssociates and they were a whole lot better. I had a specific person and the customer service was great as well.

I called CreditAssociates when I was trying to gather up more information, and then they called me back a few months later. They provided good service. Working with them is going to hurt my credit score and I have excellent credit rating. But it will help out a lot in saving money.

We decided to try CreditAssociates and we’re pleased so far with what they’ve done. The person we've dealt with was very good. It’s only been a short time, but things look good.

We knew we needed to do something and we didn’t know who else who to call. There was a commercial on TV and we decided to call CreditAssociates. From what the rep told us, he had been through the process himself five years ago and now, he’s working for them. He can relate to us and that helps. Our first payment came out today and this move is going to take a big weight off our shoulders. It wasn’t so much the debt. It was the interest that was killing us. 29% is just ridiculous. They don’t even give you 1% in the savings account in the bank.

The rep of CreditAssociates was awesome. He explained the program and always made sure that I knew exactly what I was getting myself into.

When I first called CreditAssociates, Bryant was very professional. He put any doubts I had at ease and made it even easier for me to be able to move along with associating myself with this company. We ended up doing the credit and personal loan. He explained to me how the process was gonna work and what to expect every step of the way. He was doing the enrollment process and then I got a phone call a few days afterward for the welcome call. The guy who onboard was awesome and very helpful. They knew what they were talking about ‘cause they said pretty much the same things, what to expect and how possibly the credit union that I’m currently banking with will give me threatening calls, and then make payments and make sure it’s easier for them to negotiate my debt down.

Nick was great. He’s a good guy and he went through all the documentation. I was reading through the application and through the contract and he was definitely very patient with me as well. There was a brochure that was sent out, then someone called today and he went over the same thing that Nick went over. They’re deducting on May 22nd $1,500 for two years. I also wrote down a number I was told to call if I wanted to double my payments to get it paid off faster. Nick called back a couple of days afterwards to confirm that he contacted Mastercard and the American Express company too.

Working with CreditAssociates has been fine. They are going to help me out and I’m glad at that. I was looking for help to consolidate and get my bills down or into one. I worked with Kevin and he was thorough in telling me about the program and made sure that I understood it. If I had any questions, he would answer them. So, he was very helpful. I had done my debt through another company years back, and I also told him I knew how the program worked.

I saw an advertisement on TV, which led me to make a phone call to CreditAssociates. They were very professional and explained everything thoroughly. Sherry, the first person I talked to, had great compassion. Bryan was exceptional, extra soothing, and helpful. He even called me back with some information. And then the gal last night was very knowledgeable and helped me get on the website. She did a great job troubleshooting for me. Since I just started the program, I don't have any results yet, but I have a lot of information on the site and it has proven to be quite helpful.

The gentleman from CreditAssociates ran me through a form in a way that it would be filled out with him on the phone. I told him not to put any information in because I wasn't sure if I wanted to do the program and that I was gonna think about it. But a charge went through my bank. I had approximately three bounced checks. I received the information that the payment had been stopped. I had to pay the fees to stop that check and the other three checks that went back. Those checks that are not even worth $35 went back. There's no way that I can trust that gentleman anymore. It cost me over 100 bucks just to have him say that he's proud to be with CreditAssociates.

I read the reviews of others so that's what made me convinced and try the program, and the rep from CreditAssociates was great and very professional. He knows great customer service. He came up with 2 options for me that could pay off my credit card debts. It was reduced to about 40% of what I'm paying every month so that was a great saving for me. He walked me through the whole process. I was able to create my username and log on, then review my account and balance. There was also a follow-up telephone call after that. Contacting the creditors which they are still working on to finalize the bill could have been a lot faster, but with the situation right now, I can understand. The only thing is my credit report is gonna decrease but in 48 months, I could pay up all my credit card debt.

I wanted to get debt-free, and the commercial of CreditAssociates was the first I saw, so I went with them. My debt consultant was very nice and informative. The process was understandable and they explained it well. So far, everything is good.

I canceled with CreditAssociates yesterday. I wasn’t comfortable with the way things were going. I understand it was only a month but Citibank, one of the creditors I talked with, said that they don’t work with CreditAssociates. Their clients need to check with their creditors and find out if that their companies are going to work with them. It says on CreditAssociates' website it could take up to six months for them to settle. By the end of the six months, all of those fees and all of that interest would have piled up. In the end, Citibank wouldn’t settle with them, which leaves me from a $2,500 debt. At the end of six months, I might be looking at $3,000 to $5,000. So, I needed to be more educated.

The people I talked to have been nice, and everybody has explained everything a couple of times for me. So far, CreditAssociates is doing good.

The person from Credit Associates who called me the first time was very patient even with my language barrier. The conversation was very clear for me. She explained everything in detail and they gave me time to think about their service. I went with them and so far this first month, I went by my due date for two payments. Credit Associates recommended me not to pay anything. This is the first time this happened in my life and I don't know what's gonna happen. Still, enrolling with them was smooth and easy.

There was a guy from Texas who works for CreditAssociates. The way he spoke was really professional, and he was able to pull you in and get your attention. And he was fast to sum up my credit cards and tell me how much I was gonna save and what the credit cards do. And the only reason I'm doing it is because my girlfriend got laid off and there's no money coming in. She's had really good credit and she still does, but she got laid off. So, I'm stuck with all the bills. And I told her, "You know what, let's just do it. It's not like bankruptcy or nothing like that. You still wanna pay them off, but the interest is killing you."

The communication came across the TV at the right time for me. In these very desperate times I am grateful for the opportunity to repay my debts with dignity and respect. Recommendations will be easy to do and such a pleasure. Thanks!

Bill collectors are calling repeatedly. I thought your company was going to handle this. I don't feel well and they are a nuisance. Especially at this time when coronavirus is very bad. This is killing us. And they call all the time. I signed your letter to call each credit and talk with them. I gave you permission to handle. I answered all the call, in fact I called and told them what was taking place.

After only two months, Credit Associates was able to settle one of my credit card debts at half the debt. It gives me confidence to know they are on the job and my money problems will be fixed in the time period they had quoted.

I was treated very well and everything explained clearly to me. Just stressing right now with calls from my creditors. I was told this will get better. They are always there if I have any questions or I would definitely recommend them to anyone I knew in trouble with debt..

I was leery at first but the setup was painless. With COVID-19, this has been a difficult time, so thank you CA, I feel I made the right choice signing up with your company. Being out of work is scary.

Living in SF BAY area ...one of first to shelter in place...First payment was processed..Myself & husband are non essential workers & as of now..NO income since March 18....Person I spoke with reversed charges for now..SO PLEASED.. We obviously were in financial distress BEFORE virus..but now things are Beyond frightening...

I talked to a person on the phone two times and wrote back and forth emails three times. I did not spend more than 60 minutes altogether for the total process. The guy who took care of me was fast, efficient and professional. He served all my needs. My experience with CreditAssociates was fantastic.

I had three or four phone calls and they have done everything I’ve asked them for. Everything I've done with them has been very good. Overall, CreditAssociates has done a good job.

CreditAssociates sounded like it was gonna do what it said it was going to do. It was high and I just put all in one package. Working with them was very good. I was impressed with the debt consultant's personality, how nice, considerate, and understanding he was. With my experience, I would tell others to use and call them.

I got a divorce and my husband paid all the bills. I then became a single mom trying to make it and so I got a few credit cards to make ends meet. I ended up changing jobs because my hours were cut back at the job I had. With the transition and having to wait on insurance, that put me in a bind. I really buried myself and I kept thinking that I needed to file bankruptcy as the credit card companies were messaging me steadily wanting payment.

The CreditAssociates consultant we dealt with was awesome, and she went through the process well with us. We had questions, and she explained detail to detail.

James, the CreditAssociates rep, was a cool guy to talk with. We had a good conversation and he explained everything very well and in detail. He answered all my questions and made the process a lot easier. My credit score dropped, but controlling my debt and getting a hold on it is a very positive aspect. I wanna become a homeowner in the future and by that time, I won't have to worry about this crap because it'll all be taken care of. I'd tell friends who ask about CreditAssociates to give James or CreditAssociates a call.

Good treatment from the representatives, very easy and simple to filled for consolidation. Very good rates and big decreases in interest of all our credit cards; ten credit cards, me and my wife. I’m so happy that I signed the contract with credit association. Thanks for your best service.

I worked with a CreditAssociates rep who asked me several questions and basic stuff. It was also easy to get ahold of him. I feel really good with CreditAssociates. I make the payments monthly to get rid of credit debt. They also told me they want to call me today or tomorrow to do all the saving for my account. That’s where I am right now and I’m just waiting for the phone call so we can start the process.

I was trying to straighten out my credit and CreditAssociates handled everything great. They were very informative and I was impressed with their professionalism. They have relieved a lot of stress off of me. I wish we had known that they existed even before. I didn’t have a smartphone until my niece got me one, and that was how I learned about CreditAssociates.

We just started with CreditAssociates and the reps I talked with were both very informative.

I spoke to a guy and a girl who were working together for CreditAssociates and they were very polite and informative. They did a good job explaining their program to us. However, we changed our mind and we're taking care of things another way.

The rep from Credit Associates was very helpful, informative and answered all my questions. Working with Credit Associates took a lot of worry off. I love the way they handled everything and if I had to make any call to anybody else, they took care of everything and resolved it. It's awesome.

I had a disappointing experience with CreditAssociates. When they forwarded me some information, I thought that I was gonna get something done. But they never did anything. I called about three times and they never called me back. When I’d finally gotten somebody, he was rather rude to me. He asked who I was going with. I said that it was not important and that I needed to know what my monthly amount would be. However, they wouldn’t know until they get all the cards discounted. I said that they have to know what amount I’m going to send them. They told me an amount. Another company had a smaller amount, but it was sort of the same amount of time. I then canceled my relationship with CreditAssociates.

CreditAssociates were the only ones I looked online for. I like their program. I just gotta pay 600 bucks per month for 48 months. They just deduct the money out of my account, let it build, and then they tell me what to do. I feel happy with the program so far. I'm less stressed because they're dealing with this issue with Bank of America. I just wanna become debt-free and CreditAssociates will help me with the other two cards. Right now, I just don't want any conflict with the other cards or with my loans. I'm gonna do the two cards first, and then if that works, then I'm more than happy.

The debt consultant was very friendly and he was very patient in answering my husband's questions. When we needed to talk about it, he said, "I'll call you back a week later." He called the following week as he said. He said that he was going to start to work on it the next day, and that he was going to send papers that we needed to sign before he could begin. Our experience with CreditAssociates was very favorable.

I’m familiar with the ad of CreditAssociates on TV and they were the first provider that I saw. The gentleman who took my case was very helpful and he didn’t mind me asking questions. We just started working with CreditAssociates and this is the first month that I won't be paying my bills. I'm used to working and paying my bills, and now that I'm on disability, it's a big weight lifted.

I've had one line of credit that I've been trying to work with CreditAssociates. Hopefully, in probably eight to 12 months, I'm in a much better situation. But they need to improve on their callback. After the initiation call, they kept sending me automated text messages. Then, no one called and a few hours later, there was a random call. The person who called me apologized but the thing was, you’re out there without knowing and then funds come out of my account, which did more online through the portal. I get that but the first experience and understanding who CreditAssociates are and what they're doing for me wasn't the greatest experience that I've ever had.

I had too man credit cards where the balances were all too high. I would never get them paid off before I pass away and I didn't wanna leave them with my wife. I called and talked to CreditAssociates, and I was really impressed about their program. The consultant that I dealt with was excellent. She seemed so knowledgeable, and she explained everything and answered every little question that I had. I started getting credit card calls, which she told me about and that I can just ignore them. I saved a lot of money in payments that I was making, so that's helped quite a bit. I still have to go online and sign up with my account, so I can review things.

Only first month into process. No red flags, thank goodness! My only issue was my lack of knowledge in sending current statements to you. I ended up mailing and hope they were received. I need to become familiar with the online communication. Not complaining but haven't heard from anyone from Credit Associates since the original contact. Too soon for any progress yet?/!.

I told my associate that I felt like giving her a big kiss because she had just relieved so much stress. She asked me how I felt if I could combine all my credit card debt into a certain monthly payment. That's when I told her that I could give her a big kiss.

I have a good experience with CreditAssociates. The way the debt consultant explained to me everything and the way he helped me out have been both impressive. I have to pay them everything in installment, and I’m feeling good because they said that there is no interest on that now. I was so worried about the payment, and I know that in the future I have to pay a lot of the interest on that. But, they said that it will not be like where I was.

Each moment and interaction in my very new experience with CreditAssociates is daunting to say the least. Luckily the people at Credit Associates are patient in helping me join in. This experience is opposite to how I was trained to handle financial responsibility. Thank you!

I had these high credit card bills and they had high interest rate. CreditAssociates' letter came in the mail so I took advantage of it. Their rep was very helpful. He answered my questions and he was real nice about it. I got my paperwork done and I just have to make my first payment. I'll make my payments and I’ll be debt-free from that in two years. When you're making minimum payments on a credit card and you’re still using it, you’re drowning in debt with no way out, but CreditAssociates is there to help with that so I am really appreciative.

Very professional, very helpful, friendly, knowledgeable, I truly believed that Credit Associates are sincere in helping people who are in trouble! I was just watching the tv's commercials and I was very curious and called and was able to talk to Matthew **... He was so good in explaining the whole process to me and I was convinced!

My husband and I got about four credit cards between the two of us and one credit limit account. Although we paid above the minimum balance, it got to where it was just too much and they got a little out of hand. We got in touch with CreditAssociates and had Tobias as our rep. He did a lot of talking with my husband. It took more convincing for my husband than it did for me but that was fine. Everything went well. Tomorrow is my withdrawal from my account for my deposit.

I had a lot of issues with my credit lately because I was in a bad relationship and we had just broken up. And all this time, I was being dumb and taking credit on my name only. When we broke up, I got stuck with all the bills and I started falling behind. The consultant was very nice and straightforward, and explained everything process by process. They sent me filings and answered all my questions.

I had a great experience with one of the agents. She had the time to tell me about the savings that I would be making by switching over to them and everything went well. She was straight to the point and she gave me all the details on everything I needed to know. I’m not stressed because I know that what I’m getting is a better deal than what I had, so I feel like I’m getting something that’s worth me being a part of.

I've wanted to sign up with CreditAssociates for the last couple of months of the year. But with the holidays, I wanted to take care of my family and get things done before I started it. I got the things that I needed to get done and with the new year, the timing was perfect. We set up a four-year plan but I hope to be able to get done way before that.

A woman from another debt relief company referred me to CreditAssociates. I signed up with them and the process was pretty easy. I've been with them for a month since.

CreditAssociate's customer service has been the best. The person I dealt with, Jose, was very knowledgeable. The process has also been all smooth and easy.

Jim from CreditAssociates was very knowledgeable. Making the decision was the hardest part of the process, and he made me feel comfortable doing it. He let me know what I was gonna be paying and saving and what the outcome would be after three years.