CreditAssociates Reviews

There was a guy from Texas who works for CreditAssociates. The way he spoke was really professional, and he was able to pull you in and get your attention. And he was fast to sum up my credit cards and tell me how much I was gonna save and what the credit cards do. And the only reason I'm doing it is because my girlfriend got laid off and there's no money coming in. She's had really good credit and she still does, but she got laid off. So, I'm stuck with all the bills. And I told her, "You know what, let's just do it. It's not like bankruptcy or nothing like that. You still wanna pay them off, but the interest is killing you."

The communication came across the TV at the right time for me. In these very desperate times I am grateful for the opportunity to repay my debts with dignity and respect. Recommendations will be easy to do and such a pleasure. Thanks!

Bill collectors are calling repeatedly. I thought your company was going to handle this. I don't feel well and they are a nuisance. Especially at this time when coronavirus is very bad. This is killing us. And they call all the time. I signed your letter to call each credit and talk with them. I gave you permission to handle. I answered all the call, in fact I called and told them what was taking place.

After only two months, Credit Associates was able to settle one of my credit card debts at half the debt. It gives me confidence to know they are on the job and my money problems will be fixed in the time period they had quoted.

I was treated very well and everything explained clearly to me. Just stressing right now with calls from my creditors. I was told this will get better. They are always there if I have any questions or I would definitely recommend them to anyone I knew in trouble with debt..

I was leery at first but the setup was painless. With COVID-19, this has been a difficult time, so thank you CA, I feel I made the right choice signing up with your company. Being out of work is scary.

Living in SF BAY area ...one of first to shelter in place...First payment was processed..Myself & husband are non essential workers & as of now..NO income since March 18....Person I spoke with reversed charges for now..SO PLEASED.. We obviously were in financial distress BEFORE virus..but now things are Beyond frightening...

I talked to a person on the phone two times and wrote back and forth emails three times. I did not spend more than 60 minutes altogether for the total process. The guy who took care of me was fast, efficient and professional. He served all my needs. My experience with CreditAssociates was fantastic.

I had three or four phone calls and they have done everything I’ve asked them for. Everything I've done with them has been very good. Overall, CreditAssociates has done a good job.

CreditAssociates sounded like it was gonna do what it said it was going to do. It was high and I just put all in one package. Working with them was very good. I was impressed with the debt consultant's personality, how nice, considerate, and understanding he was. With my experience, I would tell others to use and call them.

I got a divorce and my husband paid all the bills. I then became a single mom trying to make it and so I got a few credit cards to make ends meet. I ended up changing jobs because my hours were cut back at the job I had. With the transition and having to wait on insurance, that put me in a bind. I really buried myself and I kept thinking that I needed to file bankruptcy as the credit card companies were messaging me steadily wanting payment.

The CreditAssociates consultant we dealt with was awesome, and she went through the process well with us. We had questions, and she explained detail to detail.

James, the CreditAssociates rep, was a cool guy to talk with. We had a good conversation and he explained everything very well and in detail. He answered all my questions and made the process a lot easier. My credit score dropped, but controlling my debt and getting a hold on it is a very positive aspect. I wanna become a homeowner in the future and by that time, I won't have to worry about this crap because it'll all be taken care of. I'd tell friends who ask about CreditAssociates to give James or CreditAssociates a call.

Good treatment from the representatives, very easy and simple to filled for consolidation. Very good rates and big decreases in interest of all our credit cards; ten credit cards, me and my wife. I’m so happy that I signed the contract with credit association. Thanks for your best service.

I worked with a CreditAssociates rep who asked me several questions and basic stuff. It was also easy to get ahold of him. I feel really good with CreditAssociates. I make the payments monthly to get rid of credit debt. They also told me they want to call me today or tomorrow to do all the saving for my account. That’s where I am right now and I’m just waiting for the phone call so we can start the process.

I was trying to straighten out my credit and CreditAssociates handled everything great. They were very informative and I was impressed with their professionalism. They have relieved a lot of stress off of me. I wish we had known that they existed even before. I didn’t have a smartphone until my niece got me one, and that was how I learned about CreditAssociates.

We just started with CreditAssociates and the reps I talked with were both very informative.

I spoke to a guy and a girl who were working together for CreditAssociates and they were very polite and informative. They did a good job explaining their program to us. However, we changed our mind and we're taking care of things another way.

The rep from Credit Associates was very helpful, informative and answered all my questions. Working with Credit Associates took a lot of worry off. I love the way they handled everything and if I had to make any call to anybody else, they took care of everything and resolved it. It's awesome.

I had a disappointing experience with CreditAssociates. When they forwarded me some information, I thought that I was gonna get something done. But they never did anything. I called about three times and they never called me back. When I’d finally gotten somebody, he was rather rude to me. He asked who I was going with. I said that it was not important and that I needed to know what my monthly amount would be. However, they wouldn’t know until they get all the cards discounted. I said that they have to know what amount I’m going to send them. They told me an amount. Another company had a smaller amount, but it was sort of the same amount of time. I then canceled my relationship with CreditAssociates.

CreditAssociates were the only ones I looked online for. I like their program. I just gotta pay 600 bucks per month for 48 months. They just deduct the money out of my account, let it build, and then they tell me what to do. I feel happy with the program so far. I'm less stressed because they're dealing with this issue with Bank of America. I just wanna become debt-free and CreditAssociates will help me with the other two cards. Right now, I just don't want any conflict with the other cards or with my loans. I'm gonna do the two cards first, and then if that works, then I'm more than happy.

The debt consultant was very friendly and he was very patient in answering my husband's questions. When we needed to talk about it, he said, "I'll call you back a week later." He called the following week as he said. He said that he was going to start to work on it the next day, and that he was going to send papers that we needed to sign before he could begin. Our experience with CreditAssociates was very favorable.

I’m familiar with the ad of CreditAssociates on TV and they were the first provider that I saw. The gentleman who took my case was very helpful and he didn’t mind me asking questions. We just started working with CreditAssociates and this is the first month that I won't be paying my bills. I'm used to working and paying my bills, and now that I'm on disability, it's a big weight lifted.

I've had one line of credit that I've been trying to work with CreditAssociates. Hopefully, in probably eight to 12 months, I'm in a much better situation. But they need to improve on their callback. After the initiation call, they kept sending me automated text messages. Then, no one called and a few hours later, there was a random call. The person who called me apologized but the thing was, you’re out there without knowing and then funds come out of my account, which did more online through the portal. I get that but the first experience and understanding who CreditAssociates are and what they're doing for me wasn't the greatest experience that I've ever had.

I had too man credit cards where the balances were all too high. I would never get them paid off before I pass away and I didn't wanna leave them with my wife. I called and talked to CreditAssociates, and I was really impressed about their program. The consultant that I dealt with was excellent. She seemed so knowledgeable, and she explained everything and answered every little question that I had. I started getting credit card calls, which she told me about and that I can just ignore them. I saved a lot of money in payments that I was making, so that's helped quite a bit. I still have to go online and sign up with my account, so I can review things.

Only first month into process. No red flags, thank goodness! My only issue was my lack of knowledge in sending current statements to you. I ended up mailing and hope they were received. I need to become familiar with the online communication. Not complaining but haven't heard from anyone from Credit Associates since the original contact. Too soon for any progress yet?/!.

I told my associate that I felt like giving her a big kiss because she had just relieved so much stress. She asked me how I felt if I could combine all my credit card debt into a certain monthly payment. That's when I told her that I could give her a big kiss.

I have a good experience with CreditAssociates. The way the debt consultant explained to me everything and the way he helped me out have been both impressive. I have to pay them everything in installment, and I’m feeling good because they said that there is no interest on that now. I was so worried about the payment, and I know that in the future I have to pay a lot of the interest on that. But, they said that it will not be like where I was.

Each moment and interaction in my very new experience with CreditAssociates is daunting to say the least. Luckily the people at Credit Associates are patient in helping me join in. This experience is opposite to how I was trained to handle financial responsibility. Thank you!

I had these high credit card bills and they had high interest rate. CreditAssociates' letter came in the mail so I took advantage of it. Their rep was very helpful. He answered my questions and he was real nice about it. I got my paperwork done and I just have to make my first payment. I'll make my payments and I’ll be debt-free from that in two years. When you're making minimum payments on a credit card and you’re still using it, you’re drowning in debt with no way out, but CreditAssociates is there to help with that so I am really appreciative.

Very professional, very helpful, friendly, knowledgeable, I truly believed that Credit Associates are sincere in helping people who are in trouble! I was just watching the tv's commercials and I was very curious and called and was able to talk to Matthew **... He was so good in explaining the whole process to me and I was convinced!

My husband and I got about four credit cards between the two of us and one credit limit account. Although we paid above the minimum balance, it got to where it was just too much and they got a little out of hand. We got in touch with CreditAssociates and had Tobias as our rep. He did a lot of talking with my husband. It took more convincing for my husband than it did for me but that was fine. Everything went well. Tomorrow is my withdrawal from my account for my deposit.

I had a lot of issues with my credit lately because I was in a bad relationship and we had just broken up. And all this time, I was being dumb and taking credit on my name only. When we broke up, I got stuck with all the bills and I started falling behind. The consultant was very nice and straightforward, and explained everything process by process. They sent me filings and answered all my questions.

I had a great experience with one of the agents. She had the time to tell me about the savings that I would be making by switching over to them and everything went well. She was straight to the point and she gave me all the details on everything I needed to know. I’m not stressed because I know that what I’m getting is a better deal than what I had, so I feel like I’m getting something that’s worth me being a part of.

I've wanted to sign up with CreditAssociates for the last couple of months of the year. But with the holidays, I wanted to take care of my family and get things done before I started it. I got the things that I needed to get done and with the new year, the timing was perfect. We set up a four-year plan but I hope to be able to get done way before that.

A woman from another debt relief company referred me to CreditAssociates. I signed up with them and the process was pretty easy. I've been with them for a month since.

CreditAssociate's customer service has been the best. The person I dealt with, Jose, was very knowledgeable. The process has also been all smooth and easy.

Jim from CreditAssociates was very knowledgeable. Making the decision was the hardest part of the process, and he made me feel comfortable doing it. He let me know what I was gonna be paying and saving and what the outcome would be after three years.

I was in need of debt solution and CreditAssociates was the only one who sent me mail in regards to it. They seemed to have a lot of good stuff that could really help me. They could reduce the debt and they could also put everything together and for one small payment, which was awesome. The customer service rep was amazing. She told me what they do and how they do things. It was an awesome experience. She made my day. And then, she told me that I was gonna get call a couple of days after when it came to setting up the whole process and the whole savings account through my bank account. They called me but it wasn’t at the best time because I was at work. I asked them if they could give me a call later, but they never did. So, I do not have any money in the savings because I don’t know how to do it.

I had some problems paying the bill and then I saw an ad on TV, so I called CreditAssociates and found out the deal. I wanted to have some clear and precise answers and that was what I got from their debt consultant.

Every person I have spoke with is very polite, understanding and respectful. They take their job serious and exceed expectations. They are ready to assist you @ any time through any issue. Thank you for your patience & time! Highly recommend for anyone looking to get debt free!

I called the number from one of the letters I got and got to talking to a rep of CreditAssociates. They answered all of my questions. And for them being so open with information and being able to answer my questions, I decided to go with them because no one else have done that. They all say they’d go back and talk to someone and they’ll be back in touch and they never would. I was trying to pay my debts off, but I realized I could pay my entire life, it would never get them paid off. They calmed my fears that this wasn’t going to work. They made sure that it was going to work and it would all be paid off in 42 months. They tried to answer all of my questions and made me feel better about it.

I was with a credit company for a while and had an escrow account built to pay these creditors off. Then I got a letter stating that they were being sued by the Federal government and that they had to cease representing anybody. I looked into CreditAssociates and signed up with them. The sign-up process was very simple and the rep was awesome at explaining everything. He told me everything that was gonna go on and how it was gonna go. He walked me through the process of the paperwork and the eSigning.

I’m new and don’t know what’s happening...I know my payment was taken out of my account but know nothing else! I don’t know if you all are contacting my creditors etc. I wish I was informed about what’s really going on. Thank you very much!

I saw a lot of different companies, but they were on the internet. CreditAssociates was on TV, and I felt that I could trust it better. Paul was the very first gentleman that I talked to and got all my information. He was perfect. He sat and talked to me. He is also a veteran and we both served in Korea. He made me feel comfortable. He made me feel like we would take our time and we would get this thing done. He made me more secure about giving up my personal information.

Cindy from CreditAssociates was very nice and thorough. She explained everything quite well. Any questions that I had, she was able to answer immediately and efficiently. I knew exactly how she was explaining things. She also made me feel very comfortable signing up with them. Moreover, I was able to get into the portal and refer back to it very easily. I am a computer-literate person though and I could see that it might have been a little difficult for somebody who was not. I just moved a month ago and I was asked to confirm my address. I think the banks wanted to make sure that I was the same person. When I called the 800 number, they were also very good and efficient.

I have a problem with the credit cards that I’m still paying. I never got off from that, so I decided to call CreditAssociates. They helped me put information in then they told me the amount that I have to pay and the amount that I’m gonna save. But I don’t feel very comfortable that they didn’t explain to me that my creditors could take me to the court. They didn’t explain well how the program was gonna work and that I have to stop paying my credit cards. They also didn’t tell me that I was gonna be receiving a call from my creditors. But I'm just gonna read that paperwork that CreditAssociates sent me by email. Other than that, I think the program is gonna help me because of how they explained to me that I’m gonna pay less and I’m gonna get out from debt.

CreditAssociates has been very helpful and available when I needed them. My debt consultant explained the process as many times as it took for me to understand it. He was very professional, and he did not rush me off. He helped me to understand how it worked. At certain points, he could have gotten annoyed, but he did not. Overall, everything was fine.

My credit card debt is high because I financed some business with my credit card. I received some mails at the house from CreditAssociates and so I figured I give them a try to see how it’s going to work out. Their debt consultant let me know what the process would be like and, as a matter of fact, I had two phone calls concerning that. They explained the process, what I should do, and the amount that I would be paying monthly, which is fair, and I just can’t wait to pay them off. I'm still in the beginning of the process and so far, so good.

They promise that they will get your creditors to take less. That is a lie. They require that you make the plea to each creditor. Also the require a big advance fee. I reported them to the Feds consumer agency but under Trump's MULVANEY who destroyed it; nothing was done.

I saw CreditAssociates on TV and it sounded so credible and professional. However, they didn't get my information right and then they said they would take the money from savings. When they say they’re gonna do something, they have to do it the same day they said it, not wait a week and a half or two weeks and then tell me that they got the information wrong. I only found out when they sent me a text. I won’t give my information to them ‘cause at this point, I already had it with them. I told them I wanted to deal with one person and then I had 20 people calling me and asking me stuff. It kept going and going so I told them that I’m done with them. I lost confidence in the whole process. The associates need to improve on listening to what the customer is saying. Overall, the experience was pretty horrible.

So far the people I have spoke with have been very nice and helpful, I am glad I decided to get help with my debt now I'll be glad when the creditors stop calling and my payments start.

Steve, the gentleman from CreditAssociates that we dealt with was great. Other than he was very informative, he was very patient with our many questions, and I like that. He didn't come across as short. Our experience was very good. The program with CreditAssociates is great. It’s helping us out financially.

They have taken money out of my account for four months and have paid absolutely nothing on my debt. And when I call their response is “It’s a process." My credit is going down the drain and my debt is getting higher. I’m scared and very frustrated.

I continue to pay into the account, but still get the same threatening letters and calls saying no one has contacted them. I was told that YOU would be in contact with these accounts. I get an update from you but all it shows is how much has been paid. DO SOMETHING!

Any time I talked to an associate they have been very helpful with any questions I have. I am very happy so far as to how things are going with my debts. I have already had one who has accepted a pay off and another in the works.

It was good to finally get a negotiating call after months of waiting and watching my credit score plummet. I was very satisfied with Richard and his help. He also did a good job answering my questions.

CreditAssociates did not contact Target, Capital One, Discover Card yet and they keep calling me. I wish CreditAssociates contact my creditors and start a payment plan with them. I am very concerned the phones don't stop. It is been 4 months and only one credit card was contacted.

The staff are very helpful and professional. I always get a timely response to my emails. When calling on the phone, I have been treated with respect. I am impressed with the progress made already in clearing our debt. I highly recommend Credit Associates.

You're taking money from me every month like clockwork but there is no positive happening for me. My credit is down a whopping 75 points! I'm delinquent in all accounts when you told me that there were resolutions happening on my accounts and clearly there are not! I feel your scammers and I want all my money back and I'm reporting you to the BBB! How dare you so called Credit Associates! How dare you!

Andrea was very helpful even though Credit Associates and creditor could not reach a settlement at this time. We set up a time to recall Synchrony Bank to see if settlement can be reached. I look forward to working with her again in 2 weeks.

I have only been in the program 2 months and you guys already negotiated one of my loans to settle for 1/2 what I owed! I am totally thrilled with the results!!! Keep up the good work. I have 46 more payments to make and I will be debt free!!!

Thank you for all your help getting me set up with your company everyone I talk to so far are very helpful. They answer all my questions and explained everything so I could understand what it was all about. Thank you again.

I am still getting phone calls. When will they stop. I am ready for my life to get back to normal. I would like to know if any of my creditors are willing to work with ya'll. How can I see if anything is working.

So far I have followed instructions and not responded to the three creditors. I continue to send statements that come and anything that is reflected on other accounts. Sample being Home Depot lowered my credit due to the three outstanding accounts. I have been praying that this is going to work and that if I stay steady and consistent it will! Thank you for helping me!???

I heard their commercial on the radio and I was convinced that they could help me out. I made one phone call and then they have called a couple of times. I already got a username, and I have logged in and saw their site. Now, when I start building on my kitty, I will be able to see by going into the account. I am waiting to get the paperwork in the mail from them. Overall, CreditAssociates is very good.

I had a high amount of debt, and I was trying to see what CreditAssociates could do to help me if I qualified for help. So far, so good. I got my little packet the other day. The rep was patient with me and answered any question that I asked him. He explained everything pretty good. He had a nice personality and was very informative. Working with them took a load off my back.

CreditAssociates has been nice. I signed up with them yesterday. They were very helpful and they explained everything to us. They sent me some paper for my wife, the primary, to sign and I am sending them back today. The only thing I am having trouble is getting the account number in the bank because my laptop is not good anymore. I expect today that one of my grandchildren is coming to help me to do it.

It was so quick with CreditAssociates that they just took the money out. They had a good rapport and were very professional. Wayne, the rep there, was very respectful and he took time. Making the payments was quick and painless as well.

I was dealing with another company before, Financial Freedom, but they got in trouble, they had a restraining order and a bunch of other junk. So, there was two months that they didn’t do anything. Lo and behold, my credit went down the tubes. And then I’ve seen CreditAssociates’ commercial on TV, so I just called them. I got one lady I talked to all the time, kinda my point of contact. Her name is Alice, and she’s been a great big help to me. I called her on a Saturday just to leave a message ‘cause I was little concerned about some of the phone calls and some other junk I got, and she returned my call that day. She told me to ignore the calls 'cause she would take care of all of it. The only one I’ve had a lot of trouble with was with Wells Fargo. There was one that Alice had talked to me about and I kind of agreed with it that it was such a small amount, that I would take care of it and CreditAssociates would take care of everything else.

I needed to finish my Christmas shopping, and I also needed to pay a doctor bill. I called several companies, and I like CreditAssociates the best. Edwin was very informative, and he explained everything to me as if I was a first-grader, which I really needed. It's given me a huge sense of relief that my credit cards are gonna get paid off in a certain amount of time. Without their help, I don't think I'd ever get caught up on them.

I needed to get out of debt and sought out CreditAssociates. I felt comfortable working with Mike, their rep. He was forthcoming in what was gonna happen and told me that it was gonna take time, which I always knew.

I wanted to be debt-free and asked CreditAssociates a lot of questions, and they helped me through the process. Their rep was very patient and he explained a lot of stuff to me. I made the first payment already and I’m waiting to see the way they’re gonna clear the my debt out.

They really took their time to explain things. I had to go over lots of paperwork that I had never heard of. But I can live with it. I had a good interaction with the debt consultant, and I'm three weeks into the program.

I needed help with my debt so I sought the services of CreditAssociates. Katherine, the consultant, was very nice. I’m very leery. When you give the information out over the phone, it’s kinda scary, but they sound so nice and I really believe she was sincere. So far, everything is going really good.

We had a lot of credit cards with really high interest rates, and it seemed like all our payments were going towards the interest. So, we decided to do something about it. CreditAssociates has sent a letter in the mail, which we held on to for a while, and then I went on to google about customer ratings, and I was satisfied with it. We called CreditAssociates to see if they could help us, and they did. Kevin was really nice from the beginning, and he explained his self really well. We just got started on the program, but so far, it has been good. We’ll be making our first payment on the 25th of this month.

The person I spoke to for the welcome call was phenomenal. Bridget was great as well. She answered all my questions and at this time, I'm hoping that the program works.

Our first call with CreditAssociates was really good. They informed us well of what was to be expected out of us and what the program offers. They did a really good job of explaining all of that. But I am a little confused that we still have creditors calling us nonstop. That was one thing we were trying to get rid of and it’s becoming more of a problem lately. I looked online to see if we needed new documents sent in, but I have not seen any. They worked with us on a payment plan and it's helping us out a lot. Since I called, I lost my job and have been having some medical issues. We have less income coming in, which is a big stressor, but so far, we’re doing okay with the agreed-upon value of our payment.

The main rep was great and very professional. I was very happy with the initial outreach. I know I’m just starting, so I’m getting calls from creditors and they don’t know information, but I understand it’s part of the process. I'm not where things are as far as getting things established, but so far so good. They estimated 48 months with the current payments, but I’m hoping to be done within 12 once I get going. I have a little more peace of mind as I don’t have to juggle 12 payments.

CreditAssociates was very easy to talk to. Through them, I'm saving close to $800 a month on payment, and I'm getting my payments paid down. My creditors are still calling me, but they're making offers to set up payment plans, and I'm gonna let CreditAssociates take care of it. The program gives people financial freedom when they get in a bad situation. I never planned on being in the situation that I got into, but working with CreditAssociates relieved a lot of stress.

My rep Chris was super supportive. I've been in their program for two months and it's been great. Everything is moving along as it should. Now I have peace of mind, hopefully to get out of debt.

Jamie was very clear about how the whole process is. No sugarcoating anything, which was what I really appreciated. Everything is already automated, so there are no real issues with me having to go back and forth or checking on it. It pretty much handles its stuff on its own once it’s all set up, which is what I like. Definitely a good experience.

CreditAssociates was nice to work with. I signed up with them a week ago and they are great. My rep is very knowledgeable.

I just signed up with CreditAssociates. I knew I have to get out of my situation with my credit card. I’m disabled, and I was supposed to have died last year, and I didn't. And so, I’m gonna stick around for a lot longer than I ever planned to. So, I better take care of this before I do die. After I found out what CreditAssociates is doing, there's gotta be a better way to do what they're doing. What they do is they start collecting money from you to settle each card. Then, you do pay the credit card people, and then, they get desperate enough that they wanna settle, and these guys were there, saying, “Hey, look. We've got this amount of money. Will you take it?” And they’ll say, “Yeah.”

My experience with CreditAssociates has been very good. Catherine is my consultant. She is kind of firm and very knowledgeable. And also, whenever I called for any sort of question, the girl that answers is Denise and she’s been extremely helpful. I interact with my consultant a couple of times a week. At the beginning, I was very leery with anybody because there were other people that were trying to get the business too. But after a while, I was very comfortable.

I’ve been working with CreditAssociates for a couple of weeks now and the experience has been great. The reps were very courteous and they did their jobs.

I started with CreditAssociates in September and so far they've been pretty fair with me. They get back with me when I have questions and they answer my questions.

We did a little research trying to find a way to help our financial situation without doing bankruptcy. We came across CreditAssociates and not only were they an accredited one, but they had lawyers that would back up when they talk to clients. It gave me a little more peace of mind. Also, it felt like my rep was personally working with me. It wasn’t like I just called up and talked to another person that just took a name and a number and called somebody. He actually took the time, knew what we were talking about, and he had all the information right there for me the first time. He was easy to talk to and he made it really smooth. We have four teenage boys, and the extra money we can come up with really helps right now.

Overall, I had a very good experience with CreditAssociates for my credit card debt.

My first interaction with a CreditAssociates rep was good. However, the fee was never explained. So, when I called back the second time, I was told how much I was getting charged for and it was really high. I also didn’t want to let all my cards go three months showing that I was late. I didn’t really like how it was gonna work so I didn’t end up using them.

I got on the computer looking for credit consolidation. I found CreditAssociates and I called them. I was a little hesitant because the guy that I spoke to seemed to be just doing the steps instead of really comforting me as far as if CreditAssociates is legit. He seemed in a rush to do it. And so, that brought up kinda red flags for me. He needs to assure a person much better than what he does. I got some information but I didn't give him the bank account information right then and there because I felt a little uncomfortable. I told him I'd give them a ring the next day.

We had considered bankruptcy but decided that wasn’t a good idea. We just thought CreditAssociates could help. Our experience with CreditAssociates' rep was very good. Jim was very helpful. He seems to be very knowledgeable and very honest. The process took a while, but it was our problem and not something they did. We had decided to do it, and then we decided we weren’t gonna do it, and we decided we were. So, it was kind of back and forth for a while. I just talked to Jim earlier this morning. We had a problem and he helped us with it. Everybody at CreditAssociates was very helpful, upfront and honest. It's gonna be a great program for us.

I saw CreditAssociates advertised on television, and I called, and I was very impressed with the individual I talked to. He answered all my questions, and they were the right answers. And it was very easy for the consultant to get in contact with if I have a concern.

I went to two different companies. CreditAssociates and then there was one other. And I’m super, super tight with my Chase Bank, and I was getting overwhelmed, and I felt like I was in over my head and it was never gonna get better. But because I had been with Chase I ended up opting to not choose either one of the two because I really felt it’s like my extended family there, that I needed to do my due diligence and make sure that I, at least, make a strong effort to do what I can. But the gentleman at Credit Associates was very professional and tried to be helpful. He wasn’t gouging me or anything like that. He was not sweating me. We had a lengthy conversation and was making me aware of my options. He said that I could change my mind, and went through all of that stuff.

The debt consultant, Jason, was humanistic. He wasn’t phony. We just talked one-on-one. I could tell him whatever I had to say and he was listening. CreditAssociates were very polite, kind and sympathetic.

It was a good experience with the consultant I worked with. I was impressed with their knowledge and it was easy to get in contact with them. My situation is better since working with CreditAssociates.

I had multiple debts that I needed to pay off and CreditAssociates' reps were very helpful. I'm finished with everything and pleased with the results.

I was led to believe one thing and it wound up being something else. When I signed up with CreditAssociates, I was in the understanding that the process was gonna be 24 to 30 months and I was going to pay a monthly installment. But then, I found out that it has to be one lump sum. I call all the time and they say, “Nothing’s new. You don’t have to call, but we’ll call you if something develops.” Not very encouraging.

With my limited income and excessive debt, I decided to seek CreditAssociates' service. Whenever I’ve spoken with them, our interactions have been excellent. They've had a couple of offers of settlement, but it seems like things just continue to roll downhill as I have been embroiled in discussing with the IRS. I say they owe me, they say I owe them, but they have the power to take money from my Social Security check. So, that sure had set me back. They owe me $4,000, and yet, they're taking 2,000 or 3,000 out of my account. Because of the IRS, I had to defer one payment last month. But my obligation was supposed to have ended in December 20. If the IRS was not involved, it would be really good. The right hand doesn't know what the left hand's doing. But I had just settled one, and then I got two more in the mail the other day. CreditAssociates has made things a little easier. I would recommend them.

I took a loss in income which was about $8,000 a month. Working with CreditAssociates has been great. They kept me informed. I'm 13 months into the program and it took a lot of stress off.

CreditAssociates had more communication at first and it has tapered off because I was getting into the program, but it has been an easy and straightforward process. I'm over a year into it program and it helped me realize I need to watch my spending and debt. I'm keeping tabs on things a little better now.

I was falsely accused of a felony and a misdemeanor. I got thrown in jail for a week, and then I got fired from my job. I couldn't get another job because my background check always came up pending. That court case lingered on. I ended up taking a commission-only job, selling roofs in Florida. But it was pretty dicey. The money was barely trickling in. I fell behind on everything.

CreditAssociates called me at the right moment, and I decided it was the thing to do. I had to fix stuff, and that was the way to at least try to. I liked the way the rep talked to me, and he explained everything. I was trying to juggle many things every month, and having CreditAssociates gives me less stress. I've got just one credit card left that they're working on, and as soon as I get that one paid off, I'm done.

I started with CreditAssociates about six weeks ago due to credit problems. Everything went very well. They were very helpful and they had a very friendly and easy approach to everything. Stephanie was my rep and she knew her job very well. Things are working well and I would recommend them.

I was in debt and needed a way out. I've been with CreditAssociates for over a year and it's been good. They've made it a whole lot better where I don’t have to worry about how I’m gonna pay different things as they’ve already taken care of it. By July 1st, I should be finished and all my debt should be paid off. They’ve done a fabulous job and I’m very happy with the way things have all worked out. I would definitely recommend them, and as a matter of fact, I've recommended them to my best friend.

My credit card bills were getting way out of hand, and I spoke to a gentleman called Logan in CreditAssociates. He was very nice and very informative. He answered every type of question I had. I also like his accent. The program is okay and it sounds like debt consolidation to me instead of bankruptcy.

My experience with the debt consultant from CreditAssociates was a very long and enduring phone call, but it was worth it. He was very helpful and he told me that no matter what, if I ever had any problems or need any questions answered, he would always be available. In fact, everybody has been helpful. I’ve gotten calls from other people there, and they’ve all been very understanding. They’ve been very responsive and have kept me informed on everything that’s going on.

We only have one credit card but the monthly payment was pretty much wiping out the interest so our debt was building instead of going away. We called CreditAssociates and Kevin, the gentleman we initially talked to, was super informative about everything. He answered our questions very patiently and was good at explaining everything. I’ve also gotten a bunch of emails from him. We've also had a follow-up call just to check on us. It has been a really good experience.

Every time I called, the rep of CreditAssociates helped me if she could. A man also came out over here, talked to me about their program and explained it a lot. Working with them made me relax more because I paid off some bills that I never thought I'd ever get paid off. Now, I'm finished with the program. And since I had overpaid, they mailed me a refund. I would definitely recommend them.

Signing up with CreditAssociates was very easy and working with them was phenomenal. I wouldn't have asked for a better company to have worked with me. I was with a previous company before, and they were horrible. And CreditAssociates made me feel so comfortable and not ashamed that I had to work with them. My consultant, Jimmy, was very kind, but he doesn't wanna overstep. He made me feel really comfortable. CreditAssociates made a huge difference so far. I would recommend everybody to work with them.

The reps from CreditAssociates were very professional and informative. Kevin was the first one I dealt with. He was versed in the information that I asked him and he answered all of my questions. Three other people called me to keep me updated and let me know it was going forward. I finally got my last call saying that I was accepted and everything was good. I wanted to get out of debt with what I have in a year and a half. I asked them how much that would cost to do that. They told me that if I kept up with the payments, I will be out of debt in approximately the time that I asked for.

CreditAssociates got a 4-rating, so they’re okay. They’re really nice to you on the phone. I’ve just started with them. Getting everything set up to get started wasn’t easy. My husband passed away 18 months ago, and I’ve been struggling with this, struggling with that. And so, I’m with CreditAssociates for a while until I get things cleared up.

I was recently laid off and my friend referred me to CreditAssociates. I've had two conversations with them. It is still preliminary, but it's been very good and clear. I know that there will be a fee upon when they settle with the credit card company. I'm expecting that. Other than that, it's been pretty honest and straightforward. It impressed me that they were really straightforward with me, and they told me how to deal with the creditor. They showed confident enough that they will talk to them or negotiate on my behalf. And that's the most beneficial part of it.

The guys over at CreditAssociates were very professional, courteous and polite. They talked to me like I was one of their own. I was most impressed with the way Scott talks with me. He's very courteous and professional. The whole process was very quick. I had questions and he answered all my questions. My experience was very good and I appreciate the help.

CreditAssociates has been great. I was overwhelmed and needed debt relief. The lady I talked with the first day was way less pain than I thought it was gonna be. I thought it was gonna be a lot more complicated to achieve things, but it was really simple. I asked if the payment plan could have been $15 or $20 lower, but it was all right. It's better than having everybody driving me crazy.

The gentleman whom we spoke to at CreditAssociates was very informative. Also, we were impressed by their debt consultant's customer service and personality. He was easy to talk to because he was knowledgeable. Additionally, the walkthrough of the documentation was easy. However, we wished we would have a little continued contact to say where we're at in the process. Still, the electronic signature was definitely a plus because it’s hard to get both my staff and I together at the same time and I have to do all of that stuff if we were to have to go on site somewhere else.

I'm tired of paying high interest and I'm trying to look for a way out on my debt. I've asked the CreditAssociates rep a lot of questions. I was wondering if it counted against me like a bankruptcy and they told me me that it would not and that my credit shouldn’t go down that far. I tried to go through the banks and do fund transfers to other credit cards and the rep was telling me how a lot of times that they would do the zero down for so many months, and then they would do a back pay of the interest. He was trying to give me some good insight about how different people handle things about always trying to get you to transfer your money to different places to consolidate debt. Nobody really likes to let their credit go down, but that’s one of my only options at this point. And CreditAssociates made me feel pretty confident and comfortable about the whole process. They are pretty knowledgeable and really helpful. And so far, my experience has been good.

I came across CreditAssociates online and I thought they could help me more with my situation. They were pretty professional and they have lived up to their bargain. They were also pretty knowledgeable. I’m paying them $167 a month for the service. They offered a car loan and set a payment thing up with them.

We had some debt that we needed to have help with, and CreditAssociates was very interested and kind about helping and working with us. Enrollment took a week to make sure that we were a good fit and that they could help us in all the ways that they could. The consultant Stephanie was really good and thorough. They’ve really helped as far as settling debts and making payoffs for us, so it has worked out well.

Todd, CreditAssociates' rep was very helpful and answered all my crazy questions. He had a very positive attitude and understood what he was doing. His knowledge impressed me and he acted like he has been doing his job for a while. He was very kind and made sure I had his number to call back if I needed anything. CreditAssociates was a lot of help getting me straightened out on the road.

My experience with CreditAssociates' consultants was excellent. They were personable and they were professional explaining things to me. I'd recommend them.

Me and my wife saw CreditAssociates on the TV. After I saw it on TV, I figured it might help us out with our financial situation. And my experience has been amazing. They're very helpful. They've been helping a lot since we've started with them. Our debt consultant, Eva, was able to explain all the questions we had. And she takes it slow with us because we're not financial savvy. Everything she's saying is confusing at first. But she broke it down in just layman's terms. We've talked a few times, and she said to just give her a call if there are any issues. But I haven't seen any issues. Working with CreditAssociates made it easier for us to lower things since our bills are always high.

CreditAssociates is good. They said they're gonna help me pay my credit debt and so far, they've been able to. They were able to get me a lower interest.

CreditAssociates was the first debt settlement company I found when I searched online. They were also the first ones I called and they seemed like they could help me. Their reps are really good to work with and we are still working with them. They are consolidating our credit card bill of $25,000 and they guaranteed to cut it down to $12,000 right off the top. So, we pay them directly now. We just started the deal three weeks ago so we are new with it.

CreditAssociates has been wonderful. I had been thinking about the program for six months. I did my research with it and it seemed like it was fair. It was great, 100% all the way across the board. CreditAssociates was to the point and very professional.

The rep from CreditAssociates that I worked with was great. He did what I asked him to do and he was easy to get in contact with. Working with CreditAssociates has been good and it's going to help me.

I could barely pay my bills and when CreditAssociate sent the letter in the mail, I liked how they said they would help you out. The rep upset me at first though. He kept saying he needed this and he needed that but I didn't have all that and I didn't know I needed all of that. I told him I would call back and give it to him. But then he said, “Well, I'm trying to help you out here.” So I hung up on him. I just had a lot on my plate. But then I called him back and apologized. That aside, they explained the program very well and they really helped me out good. He told me what my payment would be and it is way lower than what I was paying out. I think they’ll be paid off too. I'm good with the payment arrangement so far and overall, the experience was very good.

I wanna get out of credit card debt and have been with CreditAssociates for a couple of weeks now. They have been very friendly and down-to-earth. Working with them has been good so far. Their consultants are very good in terms of customer service and communication.

We ran out of money and had all these credit card bills. Signing up for CreditAssociates' program was easy and I think the program's gonna work, but we’re still working on our budget.

I had financial difficulties and I heard about CreditAssociates on the radio. I had a good experience with the associate who called me and walked me through the whole process. He was knowledgeable. They sent me documents I needed and the process is moving along fine. I’ve been working with them for about a week now. I’m hoping that working with CreditAssociates will help me out financially.

I’m being harassed by a law firm that represents a credit company. I am concerned that they are going to take me to court. I needed some representation that was for my interest and where I would feel that I was being treated fairly. I liked what the CreditAssociates rep that spoke with me had to say and how they could help me with my debt solution. I knew that there would be an end-game where it’d be done in three years. Plus, their program was a reasonable price and a reasonable payment. I need my money to take care of my family and the program wasn’t gonna suck me dry. Everyone that I spoke with was very clear and well-spoken. They communicated to me in a fashion where it was easy to understand. I’m satisfied with this company.

My credit card was out of hand. I was paying $500 a month and it still wasn’t doing anything. If I’m late on it, that's $700 a month. I knew I couldn't keep it up. So, when I saw an ad from CreditAssociates, I just called to see if they could help me. They were friendly and were able to answer all my questions. And it was no problem enrolling with their program because I knew I had to do it. I was willing to do whatever it would cost. I've been in the program for about two weeks and I feel good about it right now. They're gonna draw my money out the bank every month and it will be there for them to get it. I'm paying what they have asked and that's all I can do. I gotta wait and see if everything woud be like what I wanted. But so far, I'm satisfied with CreditAssociates.

I've had a good experience working with CreditAssociates. I worked with Adrian and he answered my questions to the best of his ability. So far, CreditAssociates has given me a good feeling even though I'm still in the infant stages with them.

I needed help with debt and sought CreditAssociates' services. Everything went good and it was explained clearly. The rep was able to answer my questions in a timely manner. What stood out was he made me aware of what was going on.

I had a terrible experience with CreditAssociates' representatives. I didn't know how their services worked so I was looking for some information. Their reps kept pushing me to the stuff that I was not in accordance with. I didn't wanna do what they asked me to do but before I knew it, I ended up saying yes to an agreement. I then had to call several times to cancel that agreement. Doing that, however, was the worst part. They keep trying to convince me not to cancel so I had to keep calling until somebody finally listened to me. I was really mad and I was cursing at them. People at CreditAssociates should listen to people and explain what something is before you push a person to do something that they are not willing to do. I thought that you only have to make one payment, but I was never told that I have to stop paying all my credit cards. I found that out on the third time that I called.

I heard about CreditAssociates on the radio and my debt, which was a lot, was outstanding. I just started with them and I have had an easy experience but I don’t have any information on when the debt’s gonna be paid or when I’m gonna have that wiped off from my bank account.

I was in debt and wanted to minimize it. I signed up with CreditAssociates and my experience with them was very good. I was impressed with the debt consultant. He walked me through everything. CreditAssociates is getting me back on track, so that’s wonderful.

My experience with CreditAssociates has been fine. Everyone has been great so far and the program has brought the payment down, but I'm concerned that it would affect my credit rating. Other than that, I would recommend CreditAssociates.

I sought CreditAssociates’ services since I needed help to get out of debt. I talked to a rep to get set up with them initially. So far, I've only made one payment and working with them has been good. They keep calling me and it's comfortable knowing that I’m getting most of my debt taken care of.

I was going through financial matters and needed CreditAssociates' services. Even though it has only been a month and a half with them, the experience has been good so far. Their reps' words were good when they returned my calls. Usually, some people won't get right back with me when they say, but the people at CreditAssociates did. CreditAssociates has given me a new look where I'm getting caught up where I should be. I would recommend them.

We're currently three weeks into the process and everything has been going really good so far. Everybody has been helpful and informative with regards to the amount of money that we’re gonna be saving on our credit card. I'm also good with the rates that we got. I would definitely recommend CreditAssociates to anyone of my friends. They make it easy to make that one payment and be out of debt in three or four years. I have gotten out of debt and have been saving money.

I work 12 hours a week and I go to school full time. I have been in school for six years and soon, my school loans are gonna start coming in as well. So, together with my school loans, I’m not gonna be able to afford to pay my credit card. So, I sought out help. I called different companies and the associate from CreditAssociates that talked to me was more thorough. I was tired looking, but the lady that talked to me sounded like I was gonna have more support going through the whole process. She was very friendly and very patient. I had a lot of questions and she explained everything multiple times. She was also very thorough, so I felt a little bit more confident because of that. She explained everything and everything that she explained sounded like probably was the best choice.

I was in debt and I needed to get rid of paying these credit card bills. I paid them all monthly and I was never late on them, but they weren't going down, so I had to do something about it. I knew something was wrong and these cards have high interests. I called CreditAssociates and got Russel, the guy who helped me. He assured me that I need to stop paying the bills the way I do because I'm paying interest and not the actual bill. That got me to open my eyes and see that I needed help. He helped consolidate my debts and I have five accounts that I got rid of.

I wanted to breathe and I sought the service of CreditAssociates. I talked with their rep, Chris, and he was very clear about answering my questions. I ride a bike and I’m part of a local motorcycle group, and one of the guys that rides with us is a financial advisor, so I kinda had him giving me a little advice. Being a financial advisor, he knew questions to ask that I did not and Chris was very willing to discuss things with him. Chris was also easy to get ahold of and always got back with me if I left him a message. And so far, it’s been an easy and pleasurable experience.

I wanna get rid of my debts so I signed up with CreditAssociates. They were fine. I was using another company but the payments were too high. I couldn’t afford the payments, so I dropped them. The reps from CreditAssociates were pleasant and they knew what they were talking about. They got me interested in getting straightened out and getting my credit paid down. Signing up with them was easy as well. The rep walked me through it.

I got a mail about helping me pay off my credit cards for the first time and it was CreditAssociates that first sent me the mail. I spoke to someone and it was all right. But I paused the call in the middle to go online and check the credibility of CreditAssociates because I’ve never heard about them and had no idea about them. I saw that they were legit, then I continued my conversation with the person who called. However, I wanted more info, but I did not get more info. I needed more info about my credit, my social, and my livelihood. I also needed more info about the offering. I was told I have to speak to the debt personnel and I have a few questions for them too. They need to be more detailed and answer some more questions.

CreditAssociates seemed like a good deal and their offer sounded good. I was happy with who I spoke with and I was impressed about how they covered everything that I have a question for. Working with CreditAssociates got me in the right direction to be debt-free.

We had a few credit cards and they were getting a little out of hand. We heard CreditAssociates's ad and went with them. The enrollment process was easy and it took 15 minutes to sign up and get everything started. The representative was informative and our interactions went smoothly. He explained everything well, and currently, we’re waiting for everything to kick in. Thus far, I have been very satisfied with my experience with the company.

I started working with CreditAssociates a week and a half ago and everything seemed to be fair with them. I had several questions and it seemed like the lady representative went around answering them. But for the most part, everything was okay. The enrollment process took 45 minutes and it was easy to do. I gave them my Social Security number and they went from there. They’re supposed to be sending me some paperwork and I can read up on it and understand a little more of this.

I’ve been scammed and had a fraud alert. I sought CreditAssociates’ services and when I contacted them, they were very congenial and helpful. Scott, my debt consultant, had a way of soothing the hurt that I felt and he was very good at working with me. I’m still getting scam calls though. Apparently, it’s gonna take a while because they have rolling numbers. Still, CreditAssociates has been good so far and I feel very comfortable with them. I would recommend them.

I was in trouble and when I sought the services of CreditAssociates, they were very professional. The rep seemed to know what he was talking about. CreditAssociates has been good and I would recommend them.

I was trying to get some debt taken care of, heard of CreditAssociates over the radio and thought it was a debt consolidation company. Their rep, Christopher, and I could relate. He was very friendly as well as knowledgeable. My payments were lowered and they were lowered from what I owed overall.

CreditAssociates told us what the plan would do and they did a good job. They sold me one thing I decided I didn’t need after I went over all the information they sent me about it and I had it canceled. We also gave a rep more figures and he figured it out and told us how much we needed to pay a month how ever many months, and got it all set up. I’m hoping everything works out like it is supposed to.

I got a piece in the mail so I decided to go with CreditAssociates. The process of getting signed up with them was okay. The people there have been friendly, professional, and able to answer any questions.

I had a great experience with CreditAssociates. Nicolas, the rep I was working with, was very professional and answered all my questions. The debt consultants were also very professional. I’m just waiting for the calls to start coming from the creditors and I was told that should be happening soon. CreditAssociates did a great job. They’re very professional and willing to assist.

Working with CreditAssociates helped me get some money so I can pay off my credit cards. Brad, the rep, took his time in explaining things and did a good job of doing it. My experience with them was all very good.

I saw CreditAssociates' ad on TV and they seemed to be the answer to the predicament I was in so I sought their services. To enroll with them, I called and talked to some reps there. They explained what the whole program was and it seemed like it was something that I wanted to do. The reps that I got to work with were very professional and had all the answers to my questions. Getting started with CreditAssociates has given me a huge sense of relief. They should continue doing what they’re doing.

I saw the ad of CreditAssociates on TV and they were the first one I called. The rep was very helpful in helping you understand what to do.

Spoke to Scott this morning. We agreed I would call him back after I spoke with my husband. He is not returning my calls. Now I am questioning whether or not this is a scam? I saw a video about scams online and now I am starting to doubt... Seems like this is too good cv to be true. I was really hoping CreditAssociates was the real deal and could really help me.

CreditAssociates has been pretty polite and informative. I started last week, and enrolling in their program was easy. The only thing that I am worried about is just with the creditor's phone calls. They’ve been calling and I really don’t know what to say. It was just no answer towards how to explain myself to the creditors, to let them realize that something is happening and, eventually, they are gonna get paid off. I need more answers.

I was dealing with another company at a time when I had a lot of bills. That company said that they wanted $800 a month to pay back what I owed, which is a lot. So, I called Credit Associates and they're much cheaper. I spoke to their rep who was a really nice gentleman. He explained everything to me, what would happen and how he was gonna do the process. He also told me the amount that it would cost. It was a pleasure talking with him.

I was trying to put all my credit together 'cause I couldn't afford to do it anymore. The CreditAssociates rep was very professional, but every time I left a message, nobody called me back. On the day I signed up with them, I called back that same day to ask a few questions but I never heard anything from them. But so far, they sound like they're gonna be good. I've already told a friend about them.

I am 73 years old and I got tied to credit cards. I saw CreditAssociates on TV and my son helped me apply. told him that I want to consolidate all my cards and I just want to get them wiped clean. He spoke with the consultants and they called me. The process was beautiful and it was great talking to them. I just want to get everything taken care of and everything done. They called me back and we spoke on the phone. Everything went great. They took all my information and everything was good to go. I recommend CreditAssociates to anybody.

I'm very delighted with CreditAssociates. I'm going through a divorce and my wife just dumped all my bills when she left. Enrolling with CreditAssociates was super easy. It was all done by phone and a little bit through the mail. We needed some verification and everything went fine. I would speak to Denise and we were able to communicate pretty good. My fiancée was not so sure about releasing so much personal information but I had no choice. It's either people go after me or I seek somebody that can help me out. I'm a law enforcement officer and I've been doing that for years. Then all of a sudden, I found myself on the other end. I'm very grateful that there are people out there that are helping people out, like firemen and the paramedics that took care of me when I ended up in an ambulance two weeks ago. I feel the same for CreditAssociates.

I was looking for some help to alleviate me with all the bills that I have to pay with. It was just a little too much for me at the moment. I have CreditAssociates for debt consolidation because I am putting three loans together and I'm gonna be making one single payment to that. It was the first time I had ever done anything like it and I was still a little skeptical about everything. It took a minute to understand everything that was happening. But the reps are professional and they answer any question I have before I even asked it so I really like that.

I had so much bill and I lost my job. I tried to join this company to see what I can do and how much money we can save before it got too late. I called and talked to a gentleman and so far, my experience has been good. He explained what they do and he was clear. I asked him questions because I didn’t wanna file for bankruptcy. He said that in four years, when I've paid up, my credit should be back to normal. But I know the creditors are already gonna be messed up in that time. All those creditors are still gonna be reporting to the credit bureau. If CreditAssociates would contact all those creditors, I don't know if they're still gonna report the payments as late when CreditAssociates try to send them the payment. Nobody ever explained that to me and that is the only problem.

I’ve heard some good reports about CreditAssociates and that was my main motivation in reaching out to them. The CreditAssociates representative was very kind. He gave me the amount that I would be paying and I was fine with that but when I asked what the interest rate was, he said it was 24% and everything was included. I didn’t get a direct answer. It was a lot of information given to me and I felt overwhelmed at the moment. I was also giving out a lot of personal information, so I was a little whipped up. Other than that, everything was fine. I was very comfortable speaking with the representative. I understood everything he said and if I didn’t quite catch it, I would re-ask.

I worked with Adrian at CreditAssociates and he was attentive towards my problems, and he made me more comfortable going through with what I started. He let me know what was going on and gave me all the numbers. He also gave me his private telephone number if I needed help with anything. He explained it all very, very well. My payment would be $135 per month for 36 months, and I could swing it.

Enrolling with CreditAssociates was really easy. I sought their services due to the high interest rates on credit cards and since then, I've had peace of mind. Everything with my debt consultant went smoothly.

My credit card debt went up and up. I've been calling around asking for a loan so I can pay my credit cards, but everybody said no. Then I called CreditAssociates and I was surprised with the very good interactions I had with the representatives. What they told me was a good deal and they're helping me a lot with what I need with the credit cards. They said they wanna call me for my credit cards, but nobody called me yet. If everything’s gonna be okay now until two or three years, then I'm paying this credit card. CreditAssociates help and you can finish paying a credit card instead of paying the minimum payment, which is never finished. I'd recommend CreditAssociates.

Among the companies that I talked to, CreditAssociates impressed me the most. I found them to be more knowledgeable and definitely more congenial. And I like the way they did their business. Their consultant had been a customer and had done exactly what I was trying to do. So, she definitely had her ducks in a row and she certainly talked the talk and walked the walk. I’m just getting started with the debt relief process and they have come through on everything that I've questioned them on and have done everything that I’ve asked them to do. They take so much out of my checking account every month, and it goes into an account and it builds up. And they use that money to get me out of debt.

I was so far in debt, I'm on Social Security Disability, and I didn’t have enough money to meet my credit cards. I was just paying the minimum and barely keeping up. Even at times, like in the last few months, I was getting 100 off a credit card just to pay on another credit card. I signed up with CreditAssociates and talked to Henry, their rep. However, when we got my application done, he asked me what my bills are for the month, what they come to, and by the end of the month, I didn’t have any money left. When he was done, he asked me for an email. I don’t have one so I had to go to my friend’s house which is 20 miles away. That’s when he called back, and we had to approve everything over the phone. That was my hardest part about it.

I’ve had one interaction with CreditAssociates and it was a very good one. It was pretty easy. It was to begin a file and the consultant was very kind. He handled it very swiftly. He made me feel very confident and reassured and did not make me feel like I was copping out. He was trying to help us from the very beginning. He went over everything very thoroughly and quickly. The whole interaction didn’t take more than 30 minutes. And that was such a relief to have somebody care so much and be so thorough and not drag it out.

Jill talked to me quite a while, and she was never pushy. It took me several months to decide the route to go, so she gave a number to call if I had any questions. And then I finally made my mind up to go with CreditAssociates. We did everything on email, and it took some time. I just started with them and they’ve been very helpful to get me out of debt. My experience has been good so far. Everybody has been very helpful, and they have somebody to talk to if I ever had a question.

I'm with Dime Savings Bank and the interest on the loan is too much. I can’t take care of it the way it is and I never paid it off. So I sought the services from CreditAssociates, and the people there seemed pretty good. I didn’t have any problems explaining my situation to them and we went over everything. I would lose some money off the top and be paying less money than I really had to and I didn’t quite understand.

CreditAssociates called me and the pros that they presented sounded reasonable to me. The rep who has helped me through the process so far said that I will receive a call from some other group this week but I have not received the call yet. I'm still going through the process now and it's going fine.

I needed help. I signed up with CreditAssociates and my experience with them has been very good. Everybody's helpful and nice to me. They also tell me what I need to know. I work with Ava and she's really knowledgeable. She's a very nice person and I like and trust her.

CreditAssociates showed me that I had 8,000 in debt and that they could reduce it to 4,000. I could be out of debt in three and a half years just paying 111 a month and it sounded good to me. I called and we worked it out over the phone. I just bought a smartphone so I was able to sign the papers electronically over my smartphone, and it went smoothly. They set up the plan clearly and made it clear what would be drafted out of my bank account every month. It was very easy. Then in December, they took the first payment out of my account and everything went exactly as they said it would be. They were on the ball so I have confidence that we’ll have a good relationship.

Everything's been just fine with my experience with Credit Associates. The people whom I've worked with have been great.

I had two credit cards with a total debt of $16,200 and something. The other company I talked to had interest for their monthly payments but CreditAssociates' offer was a lot lower and they told me that it could possibly go down depending on what the credit companies say. I just got started with CrediAssociates and I had to talk to them because there was something wrong with my payment. It was set for December 15th, not January 15th, so I had to talk to a manager but they never got back to me. It hasn't been long since I started working with them but I'm happy.

I just started with CreditAssociates and everything was good. The interest was too high on everything but the full amount of money that I would be paying back was a little more enticing with CreditAssociates than all the other companies. But, they won't return my call and I'm having a problem with that. I've called them twice and have left messages for almost a week. I also tried to reach out to them at 8:00 in the morning every day on their time. Other than that, their reps are really nice and they're pretty upfront and honest about what's happening so far.

I acquired CreditAssociates’ services because they seemed reliable. I had Taylor as my debt consultant and I like that he’s quick in responding. So far, I’m happy with my experience with them.

We had a couple of credit cards I wanted to get paid off and I found out that there were four of them that CreditAssociates was gonna pay off. I used them for the first time and Blair, the rep I worked with, was polite. I called him three times with questions, and he always called me back and had an answer for me. CreditAssociates got right back to me when I had a question too. My experience has been awesome and I’m happy with everything they’re doing right now.

The rep explained the whole program really well and it sounded good. CreditAssociates could negotiate the price down. I signed up and I am satisfied right now, but I'd like to reserve judgment until a few months down the road.

While seeking CreditAssociates' services since I was falling behind on all my credit cards, I found them to be a little kinda sketchy at first. They seemed pushy and it put a bad taste in my mouth so I was a little hesitant on moving forward.

CreditAssociates combines all of my bills and now I have a lower payment than what I was paying for all of my debts separately. I've been working with them for a week now and their representatives have been really helpful. I would definitely refer my friends to CreditAssociates.

I got CreditAssociates' phone number off the radio and I was desperate to call and ask them. The guy that I talked to, Jim, was very nice and helpful. They’re paying off a couple of my loans now and I'm sure working with them is gonna take a lot off of me. I would recommend CreditAssociates highly.

I’ve been having problems for the last three years with my debt because my rent went up $400 at once in the last year. I was also doing 48 hours or more with my job, but then I went down to 36 hours. I only work seasonal, too, so that’s eight months out of a year. My wife had consolidated all her bills with CreditAssociates, so I decided to do the same.

I heard about CreditAssociates on the radio and I liked the professionalism. They kept the answers short and simple. The rep was willing to work with me. She knew I wanted to read over the contract entirely especially the legal part and she helped me without any tactics that you would use on a creditor. She wasn’t trying to make a sale or upsell me. I’m into small business, so I was calling while I was there. Any time I needed to answer my phone, she told me told me to call her back on her direct line and she was very flexible with me. Also, for the total I’m paying for the amount a month, they must be really good at negotiating.

My wife and I lost our jobs. I'm about $19,000 in credit cards and loan debt right now and CreditAssociates said they can get it down to 12,000 or less, which would be ideal for me. After I signed the agreement with CreditAssociates, I realized that two of the credit cards that I have are with USAA and I can't stop paying those. I have all of my livelihood needs through them so I felt like if I stop paying them, it may affect other stuff as well. They automatically take the payments out of my account and there's no way I can shut that off.

I had gotten hurt at the beginning of the year. My fourth and fifth vertebrae collapsed on me and I had some bones burst, and it was on my spine, and it was hitting my nerves, and it made my whole left side numb, so I was unable to be able to be at work. During that time, I got a truck payment I had to keep up on and bills, and I had to start using my credit cards to keep me going. And then when I got back to work, I tried to make up for that loss, and I was just getting farther and farther in debt with my credit cards. I've been trying to get along through the credit union and my bank, but nobody was willing to help me out. It so happened that I got the green paper about CreditAssociates through the mail. And then when I've seen that they were gonna cut my balance down to $9,000 and gave me a monthly price, I couldn’t beat it because it's gonna end up saving me close to 300 bucks.

The woman from CreditAssociates that I talked to was very nice and helpful, and she explained everything. I was really happy with it. However, she is supposed to run some stuff on my daughter's phone and send it to me, but she hasn't. I’m going to try to get ahold of her and have her check. I told her to let me know when something came through but she hasn't. In spite of that, I'd tell friends to give CreditAssociates a try.

I'm trying to do other things such as buying a house someday or fix my credit so that I could do all the things. I saw a commercial about CreditAssociates and they seemed pretty helpful, so I lurked towards them. I also heard good things about them and I wanted to try them out. And CreditAssociates told me they would be able to help. Alonzo, their debt consultant, was very helpful towards the goal that I wanted to achieve and he explained everything to me. I was most impressed with the kind of payment they required me to do and the kindness that the person was able to do. Since I worked with them, I had fewer calls from debt collectors. I like my experience with them, but I told them I never really did the charges. I have some fraudulent charges on my credit and I wasn't sure if I had to pay them as they didn't give me a response to that. Other than that, I definitely would recommend CreditAssociates to a friend or a family member.

I talked to the CreditAssociates team last Friday and got enrolled in it. They were very professional and patient with us getting everything done. The rep walked me through the process and helped me fill out the papers and whatever I needed to fill out. I was satisfied with CreditAssociates.

The three credit cards that I'm working with are high interest rate and it's killing me every month because, being on workers’ comp, my pay is way down. So, I had to do something with it, and using CreditAssociates' service seemed to be the most logical thing to do. The gentleman I was dealing with, Adrian, was very knowledgeable about the whole program and he explained everything very clearly to me, so I didn’t have to ask many questions. He laid out the payment plan from one year up to three years, and what it would cost every month. We settled on the 24-month payment plan because that fits in to my budget. I had a very easy experience and there were no difficulties at all.

I'm disabled and I only get $1,200 a month, but I had good credit. Then I got myself in a little over my head by getting all these credit cards and I was using the stuff to live on, which I shouldn’t have done. I got about $23,000 in debt and I wanted to try to get rid of it but I was just paying the minimum payments with everything and I wasn’t getting anywhere. But I didn’t wanna destroy my credit as I worked so hard to keep my credit score as high as it is. Before, it was at 725 and I was in really good shape. But it's in junk right now at 647 and it started to drag down as my limits got higher.

I kept paying a lot of money each month on my charge card and it never goes down. The interest was too high. I felt I needed to seek the services of CreditAssociates and so far, they have been good, nice and helpful. I feel good about the progress and I couldn’t ask for more.

I had too much credit card debt. I had a good meeting with CreditAssociates' consultant, Russell and I was impressed by his ability to give me his contact information. The only complaint I have would be about the one program they give you for a year with the initial start-up. To me, it doesn’t make any sense because I don’t use any of those services. Other than that, I am hoping that with CreditAssociates we can get rid of this credit card debt before we retire. For now, I was told that it's too early in the game to see how it’s gonna work out.

I had an extreme financial turnaround and I happened to get something in the mail. I followed up from there and I started with CreditAssociates. Their representative seemed to know what he was talking about. He was well-read, answered questions, and explained everything fairly well. Working with CreditAssociates has not yet entirely stopped the creditors from calling but the creditors were all understanding and dealing well. So far, I’m satisfied and it seems everything is going along okay.

The gentleman from CreditAssociates I spoke to was very nice and answered a lot of the questions I had. We just assessed and did some paperwork.