Credit Saint Reviews
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About Credit Saint
The professional advisors at Credit Saint create plans that help you build positive credit. Its program works in 45-day cycles in which you receive credit reports that inform you of negative items that have been removed from your credit report. The program is backed by Credit Saint's 90-day money-back guarantee, and you can expect a full refund if you don’t see negative items removed in the first 90 days.
- Three levels of service
- Deals with every type of negative item
- 90-day money-back guarantee
- High service fees
Credit Saint Reviews
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- 4,895,222 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Reviewed March 6, 2020
Alexander took charge of my case and made light of what I could expect!!!! Very professional manner, very courteous and very helpful when it came time to answer my questions and concerns!!!! Thank you for all of your help and keep the results coming!!!! Very professional company and people there know what they are talking about!!!!
Reviewed March 4, 2020
I think so far so good. But to be honest I was expecting more, since this is an 1 recommended from almost the whole country, I have around 6 months in program, but I see the program take longer than I expect, which I pay the most expensive one.
Reviewed Feb. 29, 2020
Since the initial conference, I have received concrete and specific answers to questions concerning my credit and credit scores. The courteous staff has updated my information with promptness and efficiency. Everyone that I spoke to seemed to be very knowledgeable about the services that this company provides.
Reviewed Feb. 28, 2020
Credit Saint helped me boost my FICO score +60 points. When movement slowed down, I contacted Sasha, she let me know she didn’t see a need to continue the service at this time, and cancelled the account for me. I really appreciated her honesty. I would recommend Credit Saint to anyone looking to clean up their credit.
Reviewed Feb. 28, 2020
One for the cost I think you should supply postage. I have been a member for six months and I've had late payments removed but no collections. Also I had a repo due to not having my correct number or knowing a payment didn't go through. All of this happened in the first three months of purchasing the vehicle. I'm continuing to be a member hoping for better results. Customer service is great. My credit score hasn't changed much become of joining thus far.
Reviewed Feb. 28, 2020
6 months, and they've done NOTHING for me. I scan and send my reports and NOTHING has fallen off. Will be charging this transaction back. Definitely not a service that does what they say they're going to do. The customer service stinks. They have no idea what they're doing. It's a service that really does not work. This is not the first service I've used, but it certainly is the worst.
Reviewed Feb. 28, 2020
They are prompt and responsive to help you get on the right track with getting better credit score. Also give you insights on steps to take as you build credit score or are getting it repaired. Follow the instructions and let them help you
Reviewed Feb. 28, 2020
The best company. Honestly the BEST service out there for people looking to improve their credit. You will not find a more efficient credit repair company anywhere. I have been with them for a while now and they have been absolutely fantastic.
Reviewed Feb. 28, 2020
This program really works. They took a ton of things off my credit. The website is dated and needs improvement. Other than that they are very communicative and on top on things. I will definitely recommend them to others that I know.
Reviewed Feb. 24, 2020
I have been able clear up several inaccuracies and late charges on my credit report thanks to Credit Saint. Now I am able to apply for a credit card and soon my credit will be back to being excellent instead of poor.
Reviewed Feb. 24, 2020
There are very friendly and they know how to handle the credit score. And they make my credit scored what I want to and only in between five to six months. And now I will refer my some friends to Credit Saint. I really want to thank them.
Reviewed Feb. 22, 2020
This is a very respectful, responsive and effective service. Credit Saint is well worth the money spent and if I ever need this service again in the future, I will definitely use again. I recommend this to everyone I know who is looking for credit repair.
Reviewed Feb. 21, 2020
Proved to be very successful in getting pesky and damaging items removed. One removal completely surprised me, as the business had been adamant in not wanting to discuss the complaint. Many late payments and items which should have been dropped years ago were corrected and removed. My score increased by over a hundred!
Reviewed Feb. 21, 2020
Great Service all around, friendly and informed customer service agents. Credit Saint is top notch. They consistently call with updates or changes they really keep you informed as to any changes to your credit profile. I would highly recommend the service.
Reviewed Feb. 21, 2020
From the first contact CS has been great. Polite, professional, questions answered, fast responses from staff. So far everything that was discussed was completed. I will always be a customer. If you need help give them a chance.
Reviewed Feb. 19, 2020
I hired Credit Saint to restore my credit score after some financial difficulties brought on partly by the real estate crash of 2008. After about 8 months my credit score is back into the "Good" range and I am able to resume our search for a new home.
Reviewed Feb. 18, 2020
Credit Saint has helped me immensely. My credit was a 490 and in 6 months it was a 620. As of now almost a year later I’m at 700. You have to do all the right things. If you have debt, PAY IT! There were things that credit Saint helped. Remove late payments and have fought to have things even removed off my credit report. I totally recommend them. It’s worth every cent. Be obligated, be honest, make settlements and credit Saint will guide you where you need to be.
Reviewed Feb. 17, 2020
Credit Saint is a professional company that worked very hard in getting my credit score back up where areas I would have not looked at. They are very good at following up and keeping you updated. When you send them something and they receive it you get a confirmation right back. Highly recommend them.
Reviewed Feb. 15, 2020
Excellent service, very thorough with process and communication. I had a score of 535 and in one year it jumped up to 700 plus. Would definitely recommend to anyone who's looking to purchase a home and has their credit bad.
Reviewed Feb. 14, 2020
Credit SAINTS. They are really professional. They take their time to help everyone and they go over all your issues concerning your credit. Credit Saint. Everyone there cares about your needs. They take the time call their clients so I really encourage everyone who is trying to repair their credit. Give them a call.
Reviewed Feb. 4, 2020
I have been living with a very poor credit score for years, raising 3 children by myself with no child support. Unfortunately, sometimes, rent or food had to take precedence over all else. I’ve paid exponentially, for every major purchase for as long as I can remember. I decided to educate myself and start implementing what I was learning about credit utilization, age of my accounts, number of open accounts, etc. In studying the Fair Credit Reporting Act and applying to my financial situation I found many violations by the credit bureaus.
For example: I had an account in collections from a creditor I did not know. For $600. I requested explanation and a month or so later was informed they had bought a unpaid debt from another collection agency. They reported the debt as new debt when in reality it was 8 years old. Moreover, 2 other agencies did the same for the exact same debt in the past 4 years. So I had 3 dings on my credit for same debt all of which were legally too old to be listed on my report, and be penalized 3 times for 1 bill. I disputed with major bureau and they believed the collector instead of me. They simply claimed the debt was legitimate with NO original bill, and the major bureau sided with them. It was apparent, that Credit Bureaus do not listen to “the little guy”. I had proof but it did not matter.
At this point, I had been able to raise my score 110 points in 6 months but my score is still only 580. I decided to enlist the help of professionals to guide me on my journey. I thought I was being a responsible consumer, and researched several Credit Repair Companies, and landed on Credit Saint. I went to website and read it through, probably four times. It sounded really good, not too good to be true. I mean it sounded ethical. I had been living my life with my head down, embarrassed or ashamed at my inability to have good credit, and all that that entails. I walk upright now, knowing that I pay my bills, my use of credit is appropriate for my income, and someday soon, that seven year period will be behind me. (Website) To enlist their services they simply require you to fill in basic contact info, name, email, phone number: click submit and in less than 5 minutes a Credit Specialist calls you.
I was so excited to finally have help in this David & Goliath battle I had been fighting alone. Yet at the same time I was very scared given what I heard about dishonest credit repair providers. My heart racing, I listen to what the man has to say, ask my questions, all his replies seemed to parrot the Federal Fair Credit Reporting Act, which did ease my nerves a little. I gave my permission over the phone for him to obtain a copy of my credit report. In seconds he was reading the report to me. I almost know it by heart. He informed me that I would be charged an initial audit fee of $195, then he explained 3 credit repair plans Credit Saint offers. He recommended the middle, “to start” “ to see how it goes”. Plan 1: Credit Polish $195 audit fee plus $99.99 monthly for a prescribed 6 month period. Plan 2 $195 audit fee plus $119 monthly 6 months. Plan 3: Credit Overhaul $195 audit fee plus $139.99 monthly.
I asked him to call me back to give me time to think (30 min). I reflected back to my research and all roads seemed to point to Credit Saint. “A” rated by BBB, honorable mentions on popular financial Apps, Even a good recommendation by ConsumerAffairs. He called, and promised I could cancel service at anytime. And Credit Saint offered 90 Day money back guarantee. They would immediately pull my credit report from 3 major bureaus, assign me a team to review my reports, formulate and implement a plan to remove any negative item on my report that was in violation of Fair Credit Reporting Act. Moreover, if they were unsuccessful in removing at least 1 negative item then they would issue me a full refund. The “Credit Counselor” read me an agreement over the phone and I agreed. I was repeatedly told that I could cancel at any time, and if I cancel mid month, I would only be charged for services rendered.
I was asked for my debit card information. I complied. He charged my card $1 to verify it was valid. I was instructed to fax a copy of my Driver’s License, Social Security Card, and a current Utility Bill to a number he provided with 4 days or my “agreement” would be void. This was to verify my identity. He said I would be assigned a case manager in 5 days but if I needed to speak to anyone call 877-637-2673. Counselors on duty nightly until midnight. I hung up the phone, and literally 5 minutes later I received an email from Credit Saint, LLC with large attachment. I opened the attachment AND TO MY HORROR. My “agreement” via phone was now something quite different.
In fact, page 1 cancellation policy stated “You may cancel this contract without any penalty or obligation within 5 days from the date the contract is signed. To cancel this contract mail or deliver a signed copy of this notice to Credit Saint, LLC NOT LATER THAN 12 MIDNIGHT 02/03/20. Every page said signed electronically, such constitutes a valid signature. Then my name typed. I live in California, and it is Friday 01/31/20 at approximately 10:00 pm. I immediately called Credit Saint, and never noticed that phone is automated. If you are a current client press 1. If you are new to Credit Saint press 2. I pressed 1, and a recording came on and told me to call back Monday through Friday 9-5. I hung up and called again and pressed 2 and a man answered and said, “are you a current customer”? I said I am livid and want to speak to someone now. I was disconnected. I called back, disconnected.
I used a friend's phone. Same man answered. I demanded an email address of someone in charge. He stated. “We don’t have emails”. That’s funny since I just received a fraudulent forged contract from Credit Saint. He repeated that no one had emails that he knew of? I read further in the contract and discovered a page labeled “power of attorney”, signed electronically. All my fears were realized they had all my info and were armed with a forged contract. Angrily I called again demanding cancellation. I realized that I could email the address that sent me the contract. I demanded cancellation. Then received an odd Do Not Reply message that stated, you cannot make contract changes by email. I then had to figure out how to follow their ridiculous request to deliver cancellation in writing in person by Monday 02/03/20 - midnight. Contact my bank. I could not sleep worrying.
I went on BBB website and read a review I should have seen sooner. They seemed to have a very similar story only there’s involved Credit Saint placing a hold on the victim's bank account with the fraudulent power of attorney. I consider myself blessed. But I will wonder, worry for years to come about all the sensitive information they have of mine, considering how low will they go? And why in the world do they have an A rating from the Better Business Bureau? In my eyes, BBB is culpable in this. Please warn others. People with low credit scores are already vulnerable, which makes Credit Saints architects, by design, lacking a soul. I can provide any/all documentation anyone may need to investigate and hopefully hold Credit Saint accountable.
Ms. Nunez was a client with Credit Saint for less than 24 hours before she requested to cancel. Her cancellation request was honored. Ms. Nunez was not set to be billed a first work fee until March 6th, 2020. We obtained verbal confirmation from Ms. Nunez to process a $1 temporary authorization to confirm the card details entered were correct. The $1 authorization is reversed moments later, and upon request, a receipt can verify this.
The disclosures given to the client are STATE and FEDERAL disclosures that would be issued by any credit repair organization, under the laws of the Credit Repair Organization Act. We have no authority over anyone's bank account. Our limited power of attorney, allows us to dispute items on a client's credit report directly to the credit bureaus.
Our quality assurance team has reviewed the enrollment phone call and all permission was given by Ms. Nunez for her electronic signature. We advise clients to open the email within the next 24 hours to review the agreement. We also confirmed with Ms. Nunez that ANY consumer has the right to cancel their contract during the first five days of enrollment.
We dialed Ms. Nunez yesterday to resolve any concern, but her husband advised she was not available. We have dialed back twice since and have left two voice messages.
We apologize that we were not available to speak with you that evening. Your account sign up was not completed until 9:10 pm, after our office is closed for the day. Our customer service department is here Monday-Friday 9 am-9 pm EST as clearly stated on our phone recording. We apologize for any confusion that occurred.
There was nothing unique or out of the ordinary regarding Ms. Nunez's case. Her enrollment was compliant, she was never billed a single cent, and her cancellation was honored when the request was made.
Reviewed Jan. 14, 2020
I had a lot of optimism going into business with this company and was treated as a valued client throughout my time with them. I elected the highest tier program that was supposed to “attack” every credit issue I had. That being said, you are at the mercy of the credit bureaus and creditors to get anything fixed. Everything that has the potential to be fixed or changed has to go through at least a 60 day processing time. All Credit Saint does is submit the complaints in your name. This is something ANYONE can do for the price of the postage to send the complaint. Credit Saint is simply a go between between your creditors and the credit bureaus.
Also be aware that some creditors are just stubborn and will never work to help your credit. I mean why should they? It’s not their credit that needs fixing. I kept this company for about 7 months and after all the complaints filed, reports faxed, reports mailed, phone calls and over $575 in payments, my score went up 23 points. That’s it, 23 points. A couple collections were taken off but the part of my credit report that was causing the most damage, late payments, never changed. I had 17 late payments going in and I had 17 late payments coming out. Everyone that I dealt with at Credit Saint acted professionally and were always helpful but before you give any money to them, do your research on how to do the same techniques yourself for much cheaper.
Reviewed Nov. 19, 2019
I just got started with Credit Saints. So far they have told me that if I am not satisfied I will get a refund. As we are only just beginning I have no progress reports. I will review again in two months.
We expect all of our clients to see changes to their credit at the end of the first cycle which is about 30-45 days. If nothing is deleted in your credit history after the second cycle (90 days) you would receive a FULL refund. This is to show you how confident we are in what we can accomplish! Welcome to the Credit Saint family! We look forward to working with you.
Reviewed Sept. 27, 2019
Tonight we ate Chinese food on the floor of an apartment we could not get 6 months ago. It was the best food we ever ate in a place of our own. Finally. We were living with family before this. Credit Saint didn't do it all for us, but they did play a role. We are grateful.
Reviewed Sept. 6, 2019
They took the time to really teach me a lot on the initial phone call. What is actually damage and what is not. I thought that were a heavy factor since the guy at the dealership said so, but the Credit Saint girl said they were not. I like that she told me the truth rather than use a scare tactic. Then after she won my trust, I wanted the most expensive program, but she gave me the middle tier because with my "level of damage" as she put it, Their Remodel program would act like their top program "Clean Slate". I don't normally review anything, but her integrity earned this one.
Updated review: Aug. 21, 2019
Credit Saint reached out to me and helped clarify my misreading of the Experian report. I was originally upset that no progress happened, but they're a good company that will help clean up one's credit history. (Side note: Experian summarizes your dispute results like an idiot) They did manage to delete all the stupid "You-missed-a-payment-once-on-this-store-credit-card-that-you-only-signed-up-for-to-get-a-discount." dings on one's credit.
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Thanks for being good people. Faith in humanity restored, at least a bit.
Original Review: Aug. 19, 2019
Went to Credit Saint to repair my credit: Things went smoothly at the beginning, but first round, nothing happened. Kept going and paid for a second round, "We're going to aggressively try now!" Nothing happened. However, because I paid out a $68 drug test, that wasn't even supposed to be billed to me, my company was supposed to have paid for it (it was even addressed to their location, but it hit my credit score instead?), they won't give me a refund. So in other words, I paid a bill that wasn't mine to a company that cussed me out, and I paid Credit Saint $300 for "guiding me" to pay that fictitious debt. This was a terrible idea.
Reviewed July 17, 2019
I had a call with my advocate at Credit Saint today where they informed me that I had no damage left in my credit history. I was in the program for less than 90 days. I think it was around day 81 overall since I signed up. I had about 22 boo boos on my credit when I started. It was a lot of student loan stuff. Im glad to say it worked and it did not take that long.
Reviewed June 21, 2019
We needed this to work for my husband's security clearance so we researched and researched. We settled on Credit Saint because of the BBB really. Lexington was the other option because you see them everywhere, but apples to apples, they didn't offer a refund, and the reputation was not as good. I don't regret going with Credit Saint. it took a little while but they did a good job.
Reviewed June 14, 2019
The results are good. If getting garbage off your report is your goal, this is your company. Don't expect a beautiful portal. Their portal is "no frills". Here's the kicker, when they challenge, they actually write challenges. This is the difference for all of you comparing Credit Saint to Lexington Law. I've used both. Lex Law offers you like 5 reasons you can challenge an item, "divorce", "military", "not mine" etc. Their system is beautiful to look at, but as far as actual credit repair, Credit Saint's style in most cases will be more effective. They took 45 minutes with me going over the Fair Credit Reporting Act and how we could use it against my damage. They pressed me for more details in certain situations because the rep would not "lead" me in generating my argument, but did know what questions to ask to reach the point of having a viable course of action that was in step with the law.
They also told me that I didn't have an argument in some cases where the situation I gave them was not enough, they felt, to warrant a challenge to the bureaus. Although, I started the call wanting to challenge everything to get my score as high as I could, the rep discouraging me from just blindly challenging everything told me that this was a company of integrity and they wanted to have it with me, as well as with the credit bureaus. I'm not trying to pull the wool over anyone's eyes, and I liked that the rep's position was, argue the right things, and argue them with the truth. That's how you win.
Reviewed June 9, 2019
Very disappointed. Poorly managed company. Employees have no idea what's going on. My credit card was charged twice last month. This past month I didn't receive one item from the reporting agencies like normal indicating they stole from me and did nothing. Please find another company! They must pay a lot for these high reviews that aren't warranted.
Reviewed May 23, 2019
They don't promise much, you will get that from the first phone call. I was almost not going to sign up because the rep wouldn't tell me the likelihood of removing a late payment. But in the first updated report it was removed. I think I was in the service 2 months. Report Clear. Game Over. Victory.
Reviewed May 14, 2019
I honestly can't believe the honesty and integrity I experienced in dealing with Credit Saint. There was no sales pitch, just straight up advice on what they do. Great communication online, on the phone and in documenting all our interactions on my private portal. Long story short, they cleared up some questionable charges on my report and got all 3 of my credit scores from the low 600's to over 720. This allowed me to apply for a $1 million mortgage at the most competitive rate. Credit Saint exceeded my expectations. And then, I thanked them and asked to cancel my account and they did so IMMEDIATELY without trying to get any more money out of me. Companies with this type of integrity are very few and far between. Thank you so very much Credit Saint!
Reviewed May 4, 2019
They gooooood! - Jk about the title, but really these people make a difference. I'm very happy I chose to use them. I've only been in their program since March and my score is already up a lot from where I started. I recommend.
Reviewed April 22, 2019
I contacted these people when I was at rock bottom. Barbara took the time to explain my credit report to me and how credit works. She told me what to do to gain better credit and she dispelled some credit myths that I thought were true. My score is finally going up.
Reviewed April 6, 2019
The website is kind of a pain. So they lost a star. It makes you verify info a bunch. I guess they cant be too careful, but it gets to be a thing after a while. But that's the worst part. I talked to other companies (I don't know if I should mention names) and the consultation with the Credit Saint rep was different when the others sounded the same. With CS they never charged for the consultation, wish I'd known because I paid for a consultation earlier that day with another company. AND the consultation with CS was FAR better. Like a million times better. They spent time going over the actual law with me so I knew what creditors could do and what they could not. It helped me to know how to look at my report and see the flags my rep was looking for.
Reviewed March 29, 2019
In October of 2018 my FICO score was 619 after paying Credit Saint the $99 dollars start up fee and reviving my 3 credit reports and then I paid $79 3 times and never received another credit report. I called several times and was told they would order another baseline report and I waited 45 days as required by Credit Saint and yet no credit report. I called again and was told this would be escalated to the security department and a new baseline was ordered and the 45 day clock started again. After another 45 days I called to find out what I was paying for. I was offered the top tier service for the same price of $79 to keep me from canceling the service.
After another 45 days still no credit reports. A few things were removed but the items were scheduled to be removed this year by the credit bureaus. After complaining to the head of Credit Saint I was refunded the last month payment. My credit score fell to 584. I have contacted the state Attorney General's office in California and New Jersey. Buyer beware.
We spoke to Mr. Garica, He agreed that damage was removed from his report in our service. His main problem was with receiving credit reports from the credit bureaus themselves. We have requested new reports to be sent to him. His review makes it sound like his problem is that we lowered his credit score after he cancelled. But that was not his intent when writing the review. His issues are resolved.
Reviewed March 7, 2019
My credit was banged up. Little things here and there for years, bad marriage, some financial mistakes and business moves that didn't pan out. I thought I'd never get back on track. Credit Saint gets stuff off the report. They really do. I'm not done, but I'm definitely not as bad as I was. I'm getting mortgage offers now, but I'm going to let them work longer and watch the rates go down.
Reviewed Feb. 9, 2019
A realtor recommended Credit Saint to me. And normally I would have brushed her off, but she was very enthusiastic about how they helped some other people that she referred to them. 'Id just been turned down for the mortgage I needed so I had nothing to lose in signing up, that was in November of 2018. Now in Feb of 2019 we have the approval we wanted. Not just approved. I have a 4% rate. Tier 1 credit they call it. (Better credit means you get a lower rate, that means your payment goes down, and you can afford a more expensive house for the same monthly payment vs. higher rate, you get less house for the same money.) From not being approved at all less than 4 months ago. I recommend the realtor to everyone I meet, she has become part of our family. Her advice got us our house. And of course I'd recommend Credit Saint.
Reviewed Feb. 9, 2019
I didnt have a lot of hope going in. I used another service like this before and it didnt work out. Credit Saint is different than other companies. They make you jump through hoops a little with documents, but the results are worth it. They posted far better results in shorter time than the last company I paid for this kind of work.
Reviewed Feb. 2, 2019
So after researching a couple of companies I have decided to go with these guys. I'm still skeptical as I work hard for my money and we all have hard times. So far the communication line is great, well explained from the sound, reviews and ratings. I'm hoping they are just that. So far so good! I signed up 1/27. Today's date is 2/1. 35 late payments, 2 co, 2 col al paid and 1 unpaid that I'm still trying to negotiate with. I will update when I receive updates for those of you who are not brave enough to take the dive my option is remodel. :)
Reviewed Dec. 15, 2018
They spent 90 min on the phone with me just now answering every question I could think of. And I'm a paralegal at a law firm so I can tell if the person I'm talking to knows the law or not. This girl knew it. She was patient the whole time and never pressured me to sign up. I ended up signing up though even though I was really just calling to ask questions. I was planning to sign up after the holidays, but I want to use my credit ASAP so I took the plunge! Hope it works! I'll update later!
Reviewed Dec. 3, 2018
I'm NOT an easy client. I expect a lot for my hard earned dollars and this company did not let me down. Scores are up over 80 points on all reports. They took off a bunch of gunk, but I'll take a little credit for reducing my balances also in accordance with their instructions to optimize my report.
Reviewed Nov. 10, 2018
No results with them + they were unprofessional in many ways. Had to switch to another company that has a personalized approach and knows what they are doing. That being said, if you don't want a dragged out experience just like Lexington go with a smaller company that is motivated by results.
Reviewed May 25, 2018
Credit BOOST! Up 160 points since I started. Probably more. I was very very impressed. My wife told me I was throwing money away on this service, but she didn't have a better suggestions so we rolled the dice. And it turned out to be the best decision.
Reviewed May 23, 2018
It took about 6 months to really get my credit back to a place where I can use it from the mess I started with. And I had suffered with bad credit for years before so 6 mo really was not that bad. Considering I have NEVER been able to use credit all my life, I'm 32 now. I've had bad credit since I could first get a credit card. Over the 6 mo with Credit Saint I think I've spent about $500 and I think it's fair considering the overall change in my life. I have enjoyed working with CS.
Reviewed May 21, 2018
I called these people in the darkest time of my life. I felt completely lost with my credit with nowhere to turn. The signup consultation was different than the others I'd gone through as other companies just were like "sure sign up and pay us". Credit Saint, wanted to know why I wanted to fight stuff in my credit history and THEN they didn't give me the most expensive program. I didn't have enough "targets" they call the late payments and stuff. I only had 18 total. So they wouldn't bill me the highest program. She could have upsold me and instead gave me the right information to really help me. It was a surprise in today's rat race world.
Reviewed May 21, 2018
I fought creditors for what seemed like my whole adult life. I never really advanced in my situation and felt like the creditors were all against me and only wanted excuses to charge no interest, but with bad credit, I had no choice. Credit Saint gave me the power to choose when they boosted my credit score. I’m never going back to bad credit.
Reviewed May 16, 2018
With Credit Saint about a year. Started with not knowing anything about my credit and what needed to be done... Had a fico of about 525. Today I'm at 740... Fantastic results. I'm so thrilled of my results. They're with you every step of the way. The timeline they provide is the best part of the program. Highly recommended. Thanks.
Reviewed May 1, 2018
Stephanie did an excellent job providing thorough and complete information regarding each and every question about your services. She cleared up the misinformation another organization had given to me. In their effort to get me to pay them for something they were unable to do. They were trying to dupe me into authorizing a credit card charge for a service which they could not provide.
Reviewed March 2, 2018
I thought overall your company was awesome and way more smart and logical than other companies. You guys are truly the best. I would highly recommend sending a friend to your company. Please continue the good the work. Great job from you all.
Reviewed March 1, 2018
I am writing to say that I appreciate you Guys and Gals. Kept Credit Saint word. Had provided me with the “best possible results in the shortest amount of time” in 4 months. You all assisted me with increasing my credit score up to 140 points. Thank you all for a superb job. I am very pleased with the professional job that was conducted on my credit score. I will recommend your services to anyone that I know that need your services. You had enhanced my life with a beginning of more good things happening. Thanks again Credit Saint. Love the work and effort you put into the best possible Credit Score!!
Reviewed Feb. 12, 2018
They got rid of my BK! An attorney in my town told me he couldnt do it, but Credit Saint did. I thought for sure they would fail, but with the guarantee, I had nothing to lose. When I saw the report where the BK was "deleted" and I was shocked that they succeeded.
Reviewed Feb. 9, 2018
These guys are the best. The credit bureaus make it impossible for you to fight creditors even if you're right, because if you refuse to pay something, they ruin your credit score. And no one cares "why" it's ruined, they just want to know the score and then you are not approved for credit. So, what do you do? You pay creditors even if you dispute the charges so that they don't hurt your credit. And once something is on your credit report you have to take time away from your own work to fight it when it never should have been there in the first place. It's not a good system. You are guilty until proven innocent.
I have been fighting Comcast for a year over returned equipment and they agreed that it was a mistake, and THEN sent it to a collection company anyway. So I had to fight with them also. While all that went on over $300, my credit score went from 700 to 590. Total runaround. Bureaus didn't care. Collection people were overseas and didn't understand or care. I had to pay a 3rd party to fight it for me and Credit Saint did. What took me a year of work and still had no resolution Credit Saint fixed in 1 month. I've been kicking myself for not contacting someone for help earlier, but I just didn't believe they could do it if I could not. But they did.
Reviewed Feb. 3, 2018
Just signed up with Creditsaint.com. Ashley the accts rep seemed knowledgeable and friendly, I only have 2 things on my credit report that I'm asking for them to help get removed. Hopefully they'll get it resolved to my satisfaction quickly rather than drag it out for months. Will update as soon as I get results.
Reviewed Jan. 21, 2018
My experience with your company is a great one. My account representative Crystal is very hands on and professional. As soon my credit would be fixed I’ll refer the company to others. Actually some people from my family and work asked me how’s my experience with Credit Saint. Thank you.
Reviewed Jan. 16, 2018
This company is a rare experience. So often today everyone is out trying to make a buck and they don't care about what they have to do to make it. Not Credit Saint. They took the time to really listen to my problems and showed me that although I felt that I was beyond help the situation was really not out of hand. A few changes in my spending and following their suggestions really turned things around. I needed to open credit and they showed me how, and I needed to get rid of some stuff that was hurting my credit reports and they did that also. There is a reason they are rated number 1!
Reviewed Jan. 10, 2018
No one gets 5 stars from me. There is always room to improve. Credit Saint was better than expected. I will say, that their reviews set the bar high for their service. I really expected to be blown away. I check reviews on multiple sites to really get a well rounded impression before spending any money. I'm on a fixed income, and cannot afford to waste a penny. I'll say this for them. They made deletions from my credit history fast. Like they told me to expect. But they didn't tell me what the specific changes would be as they said they couldn't predict it. There were deletions in 30 days. Late payments collections. I still have other stuff to get rid of, so we will see how the rest goes. I will say that I like that everyone I speak to there seems like they truly care about my case and showing me results.
Reviewed Jan. 10, 2018
Anyone ever heard of a "government claim"?!? I have. I had a ton of them. Never knew what they were until my credit was destroyed with them. I thought medical collections and student loans couldn't hurt your credit. That's not true. They kill your credit. I had 4 medical collections from my work MAKING me take an ambulance. Then they BILLED ME FOR IT! Also I had what I thought was one student loan that turned out to be 12 student loans. So every time I was late it was 12 lates! How do they get away with that? I make one payment! Awful. Thank God I found Credit Saint. They sorted this mess out for me and the collections were deleted from my history along with about 8 of the government claims. I'm still in the service and it's been about 4 months so far. I'm impressed. It makes me feel like there is hope for the little guy to fight this financial system.
Reviewed Jan. 9, 2018
I just got approved for a student loan for my sons spring tuition. I called Credit Saint in october and thought for sure this would be impossible. I was over 100 points lower then. I thought there was no shot help my son with student loans. I did not want to tell him he had to come home. But I was mentally ready to do so as my credit would not be good enough to help him stay at school. Credit Saint erased a truckload of damage from my divorce and my score shot up. I cannot recommend them enough. They do send a ton of emails though. They might try too hard to keep you in the loop with what they are doing, that's my only criticism. Otherwise they are incredible.
Reviewed Dec. 22, 2017
Let me start by telling you about myself. I teach paralegal studies in community college, so I have a legal background. I will say that the reps at Credit Saint are the best trained reps out of all the companies I spoke to. I had loaded questions and they knew the answers. Trick questions, they knew that too. I couldn't stump them. That's how I knew that they were the right company. BUT was it all a sales pitch? NO. They literally cleaned out my student loan problems in the first cycle! I talked to a new rep about 2 months in, and they told me they were new and their trainer took over the call who was standing beside them. They take their craft seriously.
Reviewed Dec. 15, 2017
I worked with a car dealership that made all sorts of promises about getting approved regardless of my credit score. Then after being there literally 4 hours and falling in love with a car, they tell me they cannot get me approved. You can imagine I went crazy. I had a 3 year old that I was trying to entertain this whole time. On my way out the salesperson told me that his brother had used Credit Saint and his score went up almost overnight! I thought it wasn't true at the time but investigated credit repair companies, and sure enough CS was rated high, and I couldn't find complaints. (Believe me I looked) I signed up, leery. But really in 60 days or so, I had a score I could use for a car, and did I go back to that used car dealership? NOPE. I got a new lease on a new Toyota 4Runner. MY DREAM CAR! So I guess I have to thank that salesperson, and more importantly thank Credit Saint.
Reviewed Dec. 12, 2017
They did what they had to do for me to be able to get approved for a house. I cannot thank them enough for the work they did to change my credit report problems. Every time I wake up in my new bed I think about how this dream became reality because of Credit Saint's help. Eternally Grateful.
Reviewed Dec. 6, 2017
I'm a born skeptic, and did not trust that anyone could change my credit report. I begged and pleaded with Experian to change things that were clearly not mine. But they refused. They like to say that you should fix your credit yourself, but I think they do that so they can deal with regular people and not professionals. Once I got CREDIT SAINT involved, things happened fast. It was night and day from what Experian put me through when I tried to deal with them myself. Get the pros involved, it's worth the cost.
Reviewed Dec. 5, 2017
I guess "saint" might be pushing it, but these pros really do help when it comes to credit. I was in a hole and saw no way out. The rep made me feel like it wasn't so bad, and that they would help. And they did. 100 points in 90 days in the service. Mind you, I started in the 400's somewhere, but who cares! It's a big jump for me!
Reviewed Nov. 17, 2017
These people really did a great job in helping me with my credit. They were very responsive to all the questions I had and I like the online portal where I can see the different cycles going with each different credit bureau. The results are fantastic and I score as of about 68 points it’s been less than 60 days.
Reviewed Nov. 17, 2017
I delayed doing a service like this for a long time thinking that it was just going to be a bunch of hassle. As soon as I made the first call I immediately felt better. They guided me through so much and I feel so much smarter after dealing with them. I’m not the most organized person and the emails they send me keep me on top of everything. 10 out of 10. I would recommend.
Reviewed Nov. 10, 2017
They are SAINTS! If you need help they are the ones to call. Saved my marriage! I was unable to use my credit for anything. They got a handle on it and turned things around. I'm never going back to bad credit.
Reviewed Nov. 10, 2017
Very professional people fighting to take problems off my credit report. They are very knowledgeable and trustworthy.
Reviewed Nov. 8, 2017
These people know what they are doing! I'm just more than a month after starting and I've had 4 out of 5 OPEN COLLECTIONS taken off my report. My score went up 120 points!
Credit Saint Company Information
- Social media:
- Company Name:
- Credit Saint
- Website:
- www.creditsaint.com
