Chrysler Financial Reviews
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Chrysler has released six generations of minivans since 1984. Read more Chrysler reviews to learn about other models.
Chrysler Financial Reviews
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Reviewed Jan. 4, 2025
We just ran into a situation with Chrysler Capital and our 2021 Dodge Big Horn. We extended our lease till January 1st 2024 and somehow Chrysler stopped our ACH payments that were set up at the beginning of our lease without telling us. We never got a phone call, letter or email about this. We had near perfect credit of over 825 for 20 years. Now it's below 700. It wasn't until we received a credit alert that no payments have been made for 2 months that we were aware of an issue. Chrysler claims they called us, but the only message they could find was one phone call where you hear me saying "Hello" over and over and no one connects the line from chrysler capital. So we paid off the lease extension in full and the vehicle is now due.
However the dealership states we never paid the extension amount even though we did. Our bank statement says the opposite as well as our chrysler capital portal. We are paid in full!!! And have been for over a month!! Our credit is ruined and the dealership wants the last three months of lease paid again. Chrysler capital on the phone has admitted to this mistake and says they will be reversing the negative credit reports and will take the car back once the payment is transferred to their new financial services called SFS Financial. Apparently SFS assigned a new number to our lease when it was extended, so our payments went nowhere. We have never even heard of SFS financial and that they now carry all lease and loan transactions for Chrysler. We were never notified of this.
Our recent credit report has destroyed our business insurance rating and our credit rating. We lost almost 200 points. We even considered just paying for the truck in full and settling everything by purchasing it just to get away from Chrysler Capital, but they said we would have to pay the last 3 months again, and then wait get a refund check. It's just crazy what we are going through. I've never had such a go of it with a dealer before. This is our first Chrysler truck lease for our businesses. I'm skeptical if they will fix this so we can get back to our somewhat normal lives and regain our excellent credit. I pray this gets fixed and we can move on.
If your online account ever says paid in full on the chrysler portal, be careful. Always get a paper statement, or have a check sent out by your bank so you have proof of payment to them. Don't rely on their payment system, it doesn't always work unless everything is aligned on Chryslers end. We had perfect payments for 42 months until now when the truck is due. Payments get disabled and you cant even make a payment even if the funds are there in your account. Even the phone system doesn't work as well.
Reviewed Dec. 30, 2024
This company is an absolute joke! While I admit I added and extra zero to my payment, the process to get the block removed off of my account has been ridiculous and still not resolved after speaking with management. For reference the block was put on after I put a stop payment on the overpayment because the company was closed by the time I realized what happened. When I called the very next morning the 3 people I spoke with didn't have a clue as to how to stop the payment from going through. Fast forward to the next month when I went to make the payment it said my account was blocked. When I called I was told I had to mail checks for 8 months to remove the block on my account. Mind you this is the exact same account I used for online payments.
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Reviewed Nov. 22, 2024
You should be able to leave a zero star review. This is the WORST company I have ever leased a vehicle through. Chrysler Capital switched to a different third party vendor to process payments and it never works. They offer you the ability to pay online (website as they don’t have an app) through your banking account and there will be no fees. HOWEVER, every time you put in your banking information (which won’t save no matter how many times you select save payment info) it comes back as the account is invalid. I have called customer service twice now just to be told the error is on my end with my bank even though I am reading the information off of my bank account directly to them.
I asked to speak to a supervisor and she again tried to process my payment and getting the same error. I ask if she can use the old third party vendor and magically it worked once she switched and didn’t use pay near me. She told me she was going to escalate my problem and I received no help. Now here I am the very next month unable to process my payment with the same problem.
I call them AGAIN and I am being told the error is on my end and they are unable to use the previous third party vendor option as it has been removed from their access and they can only use pay near me. So now I am still unable to pay my car payment with an error they are telling me is on my end when it’s theirs and I am being told my problem is going to be escalated which I am sure will provide no help. DO NOT USE CHRYSLER CAPITAL FOR LEASING OR BUYING A VEHICLE. THEY ARE THE WORST. The only positive thing I have to say is the 4 customer service reps (2 were supervisors) I worked with were very nice and sympathetic. However that doesn’t fix my issue.
Reviewed Nov. 1, 2024
Chrysler Capital keeps repeatedly charging the wrong account (an inactive checking account I used one time in the beginning of my lease) resulting in late fees and returned fees. They are telling me the problem is with me our my bank, yet my previous 40+ payments never had a single issue. I have been told several times that account isn't even listed yet it keeps pulling.
I have contacted customer service 5 different times and sit on hold for over an hour only to be told I need a manager to then sit on hold again. I have had the two rudest customer service reps. When asking why a late fee would be charged when they keep charging the wrong account just recently, the rep said "for being late duh". Then the second rep I asked her to repeat what she had said and she replied with "your dog barked that's probably why you didnt hear".
My account balance shows I owe $86 yet I am told every time I call that I owe four hundred dollars and without being able to know what they are for or why they don't show up on my account, I can't take care of the balance. Be aware that they do not show your excise taxes so that was a bill I assumed was being paid via the autopayments and found out it was not.
Reviewed Oct. 15, 2024
I tried to get a deferred payment due to hurricane disaster. I live in the middle of north carolina which got hit by the hurricane floods. I missed two Weeks worth of work because the business was Is closed. I try to call Chrysler corporation to defer a payment, I got a couple hours with a runAround. Only to be told that I don't qualify. Because I haven't been with them Eight straight months. This is a horrible company that doesn't care if you just went through a disaster or not. They just want their money.
Reviewed Sept. 21, 2024
Chrysler Capital recently changed payment processors and has repeatedly charged the wrong account (an inactive savings account instead of checking) resulting in late fees and returned fees. They are telling me the problem is with me our my bank, yet my previous 30 payments (with their old payment processor) never had an issue.
Reviewed Aug. 28, 2024
Updated on 09/19/2024: **UPDATE: Took a while, but because of this review, their corporate office provided a direct line with extension - and actually showed some customer service - only to be led down a hopeful correction acknowledging their mistake and planned correction on the second call (H/F paperwork) only to change course again on the third call - although not my mistake, I will be responsible for NEW lease payment (not more than a few dollars, but it's the principle) - not worth getting a lawyer to fight it, will just use my pocketbook - I have purchased at least (7) Chrysler products in my lifetime including (5) Trucks and (2) 300's - Chrysler will not getting my business again without a satisfactory resolution!
Original Review: New customer - can tell by the avg wait time 30-45 minutes to speak to a representative on 4 different occasions about my lease payment being larger than my contract that this company's customer service is questionable. I then went to their chat option only to time out twice as I entered into "1 person ahead of you" notification after a lengthy wait. On third attempt was successful, but right when I was getting a confirmation request that they would elevate my concern - yup disconnected again!
Reviewed June 5, 2024
Y'all should be ashamed of this mess. Their website is always down. Can't seem to have an explanation on charges on my account. I keep changing my account info just to log back in and find unknown phone number and email. Change and same go back to the same thing. Worst customer services ever.
Reviewed May 10, 2024
Customer service is the terrible, Supervisors are so unprofessionally. Stay away! Called to request my purchase agreement documents. Never received it! Spoke to a supervisor Alex who was unprofessional and rude.
Reviewed April 17, 2024
My son had a vehicle with Chrysler Financial. He got sick last April of 2023. He was in hospital for 4 months till he passed away. I contacted chrysler to let them know and also do I turn truck back in. The lady told me let's see first and wait for death certificate. I emailed it to them. I was using truck cause vehicle had broken down. Had all my ac tools in there.
One night truck was picked up like we had been hiding it. Contacted chrysler nervous tes to get all my tools and memorabilia from my son. They wouldn't tell me who picked it up so I could get all my tools and pictures off. They wouldn't tell me cause hadn't received death certificate. Month went by and no answer. Got ahold of them and all they said was after 30 days there is nothing I can do about all my tools or pictures that were in there. Lost over 10000 of tools and clothes my son had when he went to hospital and pics of him. Wife's wedding ring. Worst people I have had to deal with. They act like they care when they don't care. All my son's stuff gone and we wanted to cherish it. Probably thrown away. Sorry way to do business
Chrysler Financial Company Information
- Company Name:
- Chrysler
- Website:
- www.chrysler.com