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Check Into Cash Reviews

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Edited by: Matt Zane

About Check Into Cash

Check Into Cash is a direct lender that has been in business since 1993. It offers four loan types, including online payday loans, in-store title loans and in-store cash advances. Check Into Cash also offers additional financial services. The company has over 300 locations spread across 15 states and accepts in-person and online loan applications.

Visit checkintocash.com
Pros
  • Multiple loan options
  • Over 300 store locations
Cons
  • Application process not on website

Check Into Cash Reviews

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    How do I know I can trust these reviews about Check Into Cash?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 35 - 75
    Verified purchase
    Staff

    Reviewed Feb. 11, 2026

    The application process with Check Into Cash was fine. I went in there and did what I needed to do. The rep was very nice and helpful.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Feb. 11, 2026

    I saw Check Into Cash online, and I needed a check cashed, then I started using them. I applied for a loan and all of the employees were exceptional and good to all the customers. The process was great too. It took 30 to 45 minutes and the employees walked people through the steps on their phone if they weren't tech-savvy.

    Thanks for your vote!
    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 10, 2026

    My sister went into Check Into Cash and cashed a check there. I did as well and the process was easy and fast. The rep was good. She was very helpful in explaining everything. It was a good experience and I'd recommend them.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We are so grateful for your kind words and we hope to see you again soon!

    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppLoan Process

    Reviewed Feb. 8, 2026

    Check Into Cash was the first place that I pulled up and they made the loan process really easy and very simple. They've been wonderful. What I didn't know how to do on my phone, they did it for me and got it accomplished very fast.

    Thanks for your vote!
    Verified purchase
    Staff

    Reviewed Jan. 21, 2026

    There was a good amount of people coming in and out when I went to Check Into Cash. So the longest time to go through the whole process was 35 to 40 minutes. They were helping everybody else, too. It wasn't just me. They treated people good and they were real helpful. The questions during the application were simple. They did fine to me.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We are delighted to hear you had a pleasant experience!

    Verified purchase
    Staff

    Reviewed Jan. 21, 2026

    One lady over at Check Into Cash in Delavan was really helpful and did really good work. She was thorough. If I had any questions, I could turn around and stop in and ask her anything. The whole process was simple and took about 20 minutes. Everything was really accurate and helpful and friendly. Everything was great. I wouldn't change a thing in here.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for trusting us. We are here to help when you need us.

    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed Jan. 21, 2026

    After I called Check Into Cash and talked to them, they sounded more friendly, and there was less paperwork hassle. They had some glitches going on with uploading documents, but that was worked out with no problem. I went to a location because the website only lets you go so far, so I wasn't having successful on the website. I wasn't successful at uploading my documents. But when I went in the store, it was better. They had sent me a code and I had to follow the prompts with the code to upload my documents.

    The customer service was very courteous and professional. The rep that worked with was knowledgeable. She was willing to work out stuff and make stuff convenient so I didn't have to run back home and get check stubs. She showed me a way to pull them up, so that was nice. It was a very positive experience.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We are so grateful for your kind words and we hope to see you again soon!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 21, 2026

    I had a great experience at Check Into Cash. They are good working with customers. Customer service is perfect. I was able to get help with no problem. I got an installment loan and everything about the process was good. I understood everything. It was easy and quick to get a loaner. The people that I worked with got good customer service.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    StaffLoan ProcessRates

    Reviewed Jan. 21, 2026

    The lady at Check Into Cash was very personable and professional. The loan process was very easy but it took a while because there were a lot of people. There was also a lack of privacy. They don't take you into a room and you're just out in the open where everybody's around. But there weren't that many people and it was okay. In the end, I got what I needed and I didn't get the max amount I could. The rate was way too high though. 200% was too much.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Jan. 12, 2026

    Check Into Cash helped me out well. When I first got there, it was terrible. I waited over two and a half hours in the lobby just for a title loan. I got only $250 for it. The application got processed pretty quickly, but they had to start over because they had to go through a third party. They asked everything to the T, and it took a lot more time than it should have. But the lending processor was amazing.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 12, 2026

    I've been using Check Into Cash for years for payday loans and I've had a good experience with them. The lending process takes no more than 15 minutes, and they have good customer service. All the ladies I've come across have been very friendly. I've been dealing with one rep for a year or so now and it's been a positive experience. I'd tell friends or family members they should use Check Into Cash.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    StaffLoan Process

    Reviewed Jan. 12, 2026

    It's been really easy to get a loan from Check into Cash up until this year. I went in to get a loan about a week ago, and everything that I had brought with me wasn't enough, and I had to go get more stuff, which irritated me. What I normally would have shown as proof of income wasn't enough because of some state law or policy change. Some kind of change happened since the last time. I had to provide some proof on top of proof, and it took my whole day up. It's a great place, but one has to make sure to have proof of proof before so that it's a smooth transaction.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 11, 2026

    I applied for a title loan through Check Into Cash and it was a great experience. The rep I dealt with was kind and smiling. She had a good attitude and a great vibe. All in all, Check Into Cash is a good place for first-timers.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    StaffLoan Process

    Reviewed Jan. 11, 2026

    We've been with Check Into Cash for many years. My husband and I both have a loan with them. I have a loan over at World Finance, and I've been really happy with them. I have a couple of loans online, and I find the lending process at Check Into Cash to be awesome. They've been very understanding with our situation, and they've been very helpful. They've been excellent through all the steps.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We are delighted to hear you had a pleasant experience!

    Verified purchase
    Punctuality & SpeedStaffLoan ProcessRates

    Reviewed Jan. 11, 2026

    Check Into Cash’s service was great. First, I was doing the payday loan, and then I just got an actual loan. The reps were awesome. They were friendly, had smiley faces, were on time and right on point.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We are thankful for customers like you!

    Verified purchase
    Customer ServiceContract & TermsPunctuality & SpeedBillingLoan ProcessRates

    Reviewed Jan. 10, 2026

    When I needed a loan, I went to Check into Cash and applied. My experience was positive and I got the loan. I'm able to pay it off once a month. The rate could be lower, but this is what I signed up for and accepted.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 10, 2026

    Check Into Cash helped me tremendously. My wife used to use this company to cash her work checks, and when I applied for a loan, I was in and out. I submitted my title and how much I made, and from approval to funding, it took about three minutes because I had to sign the paperwork. The rep knew what she was doing. Whenever the computer messed up a bit, she called IT, got it all straightened out and finished it all up quickly, then I got the cash in hand. If someone needs something, they should go to Check Into Cash.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase

    Reviewed Dec. 31, 2025

    It was a really good experience, and I had no problems with Check into Cash.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Staff

    Reviewed Dec. 31, 2025

    I’ve always had a good experience with Check into Cash. The process wasn't difficult, just the standard verification of income. The people there were very helpful. They also make you feel human and that human connection is really valuable, and that's what I liked about my visit there.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Dec. 31, 2025

    The process was super easy and fast. I did it online and then went in the store and just finished out all my paperwork. I had to bring in a pay stub and then proof of residency by a piece of mail.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Customer ServiceOnline & AppStaffLoan Process

    Reviewed Dec. 31, 2025

    I got a small personal loan from Check into Cash and I got approved with little to no credit. The process was very simple. They were reliable and we got the money. The rep was also very helpful.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessRates

    Reviewed Dec. 31, 2025

    I was satisfied with my customer service experience with Check into Cash. I got a title loan and it was great. The percentage goes down if you pay it off faster, and I was okay with that. It was also fast. I would recommend them to others.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Customer ServicePunctuality & SpeedLoan Process

    Reviewed Dec. 31, 2025

    I got a title loan from Check into Cash and the process was easy. Their customer service was good and the process was quick. It just took no more than an hour.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Loan ProcessRates

    Reviewed Dec. 18, 2025

    I drove past Check Into Cash and just didn't feel like driving nowhere else. The process wasn't bad. It wasn't long, about 45 minutes. They didn't tell me about the daily interest before I got done and I didn't find that out till after.

    That was probably the dumbest mistake I ever made. I just got in a tight spot. I definitely don't do loans. Everything was half decent. I definitely wouldn't refer them to nobody.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We would like the opportunity to discuss this with you further. Feel free to reach out to us at 1-877-262-2274

    Verified purchase
    Staff

    Reviewed Dec. 18, 2025

    We drove by Check Into Cash in Claremore. It was the easiest one to get to. The lady that helped me with the application made it very simple. She was amazing.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    StaffLoan Process

    Reviewed Dec. 18, 2025

    I Googled and Check Into Cash was the first one that came up so I went straight there. I got a title loan with them and the lady did most of the work. It took about 30 minutes. It was excellent. I would recommend it.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you! Let us know if we can help with anything in the future.

    Verified purchase
    Customer ServicePriceStaffBillingLoan Process

    Reviewed Dec. 18, 2025

    I was just driving down the road and I stopped by Check into Cash. I did a title loan with them and it was so easy. The lady was patient and took her time to work with me. Her attitude was pleasant. She did not let me leave the store until she knew she could help me.

    The process didn't take long–about an hour. They took pictures of the car and kept it. The payments are expensive but I really needed the money. Overall I was very satisfied.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Dec. 9, 2025

    It's been a while since I first got a loan with Check Into Cash. The application process and customer service was really good. The ladies that I deal with, they're just good people.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    Staff

    Reviewed Dec. 9, 2025

    The process was kind of rough not to have someone to help you with it.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for sharing! We hope to see you again soon.

    Verified purchase
    Sales & MarketingOnline & AppStaffLoan ProcessRates

    Reviewed Nov. 16, 2025

    The flex loan I got from Check Into Cash took a fairly quick process. It took less than one hour, more so I was making sure that I understood all the processes and when the money was owed. I'm planning to pay it off when I get paid. I liked the company's approval and how close it was to my house. Their rep was great. I was not the first person in there but when I came in, she took care of me. The only thing is I kept getting errors on the Green Dot app until yesterday, saying that the card was not activated. So, I didn't get to use the loan until yesterday.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 15, 2025

    We drive by Check Into Cash all the time. My husband suggested to check them out, and we went through. Since then, we've utilized them more than once. The customer service is great. They're super friendly and welcoming. I love them. I'd tell others to go holler at Jill. She's super sweet.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thanks! We are grateful to have you as a valued customer at Check Into Cash.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 15, 2025

    I did business with Check Into Cash years ago, and I had a very good experience. I needed help this time and because I've been a homemaker for so long and I'm just now getting back up into the workforce, all I had was a title loan to do. All I had to do was bring my ID and my title. The lady up there was sweet, patient and very helpful, considering I've got a startup business. I've already referred a couple of people to go there if they needed stuff. The lending process went smoothly and quickly, especially considering the time of day that I went there. The lady I worked with knew that I was pressed for time that particular day, and she knew I was anxious. She had a conversation with me. She was dressed professionally for the atmosphere.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at Check Into Cash.

    Verified purchase
    Customer ServiceRefunds & PayoutsStaffBillingRates

    Reviewed Nov. 15, 2025

    The customer service is great. The reps are polite, understanding, and they work with you. I like them. I also got the money right away, but I hate the interest rate. I only got $3,000. And if I go by their payment plan, I would have been done at $9,000. Check Into Cash is good at giving you the money, but it's hard paying back sometimes.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for sharing! Our team members work very hard to understand and meet our customers’ needs, and we are glad you had an outstanding experience at Check Into Cash.

    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 15, 2025

    I've known about Check Into Cash for years. The employees are outstanding. They're very accommodating and very pleasant. They're never rude or judgmental. I will tell others to go for it.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase

    Reviewed Nov. 15, 2025

    The whole process was easy. It took about eight minutes. Check Into Cash told me to bring all the stuff I needed. Everybody was very nice.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We appreciate your valuable feedback. Your satisfaction is what drives us, and we can’t wait to welcome you back for another outstanding experience at Check Into Cash.

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 15, 2025

    Check Into Cash had great service. I love being there and it was nice. I did a cash advance with 17 payments. I didn't have any collateral. The only thing was that they should not have made that pregnant lady working there by herself on a Saturday. There should've been someone out there with her. Other than that, she was awesome. She was very nice and helpful. If she's working there, I'll definitely go back again.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thanks for sharing! Your feedback motivates us to keep raising the bar and sets the standard for excellence in everything we do at Check Into Cash.

    Staff

    Reviewed Nov. 13, 2025

    I have been very pleased with the service I received at the Jackson, AL location. The ladies are very helpful and always take care of whatever problem I have. I would definitely recommend shopping at this location.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We are thankful for customers like you!

    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffLoan ProcessRates

    Reviewed Nov. 8, 2025

    The reps were knowledgeable of what they were doing. The customer service was very good. They go over everything with you. I've been with Check Into Cash once before. I started again because I'm having trouble with my hours at work. But it's all working out. The interest rate is high. But wherever you go, you're gonna pay high interest rate.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

    Verified purchase
    Customer ServiceCoveragePriceStaffLoan ProcessRates

    Reviewed Nov. 6, 2025

    Check Into Cash is very good at cashing checks that nobody else will cash. Brandy, the lady that works at the one in Racine, worked really hard with making sure that I got that check cashed. She also had worked very hard on this title loan for me, too, because there are a lot of things going on with the computer. She's a fantastic customer service representative for the company.

    The process took a while because there was a lot of things going on. It would have probably gone faster had it not been a lot of issues. It wasn't their fault. It was the other side of the verification of the check that was taking long. The process took a couple of hours. Unfortunately, while it's not their fault, the financing charges for a title loan are outrageous. 190% APR is a tad bit crazy. Other than that, the overall experience was fabulous.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    We are delighted to hear you had a pleasant experience!

    Verified purchase
    Customer ServiceStaffBillingLoan ProcessRates

    Reviewed Nov. 5, 2025

    When I walked in, the rep said hello and asked, "How can I help?" Then we started our conversation. She was attentive. She didn't interrupt me like most places do. She talked and I talked and I finished and it wasn't like, "Well, we can do this and this." Their customer service was better than most places. The rates were pretty good. For every $100, it's only a $55 fee on top of that and that's better than most. I got on a five-month payback. But I asked the rep that if I was to come in four months into it, could I refinance? She said, "Yeah, just come back up here." She told me what to bring and what I had to do.

    Thanks for your vote!
    Check Into Cash
    Response from Check Into Cash

    Thank you for taking the time to share. Your review means a lot to our team!

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    Check Into Cash Company Information

    Social media:
    Company Name:
    Check Into Cash
    Company Type:
    Private
    Year Founded:
    1993
    Address:
    201 Keith Street SW, Suite 80
    City:
    Cleveland
    State/Province:
    TN
    Postal Code:
    37311
    Country:
    United States
    Website:
    checkintocash.com

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