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Check Into Cash Reviews

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Edited by: Matt Zane

About Check Into Cash

Check Into Cash is a direct lender that has been in business since 1993. It offers four loan types, including online payday loans, in-store title loans and in-store cash advances. Check Into Cash also offers additional financial services. The company has over 300 locations spread across 15 states and accepts in-person and online loan applications.

Visit checkintocash.com
Pros
  • Multiple loan options
  • Over 300 store locations
Cons
  • Application process not on website

Check Into Cash Reviews

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    Page 17 Reviews 2175 - 2325
    Verified purchase
    Customer ServicePriceStaff

    Reviewed May 18, 2017

    CIC has helped me in a bind more times than I'd like to admit. The online loan application is fast and easy and you can receive approval in minutes. Sounds like their commercial, right? Well it's true. The high interest rate is the only downfall but is standard with payday loans. CIC's customer service department has ALWAYS been kind and friendly when I've reached out with questions. I would recommend using their services if you need money fast.

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    Verified purchase
    Staff

    Reviewed May 18, 2017

    I have been using Check Into Cash for some time now. I am not able to get approved for a traditional loan so this works for me when I am in need of emergency funds. Their staff is very professional and helpful.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed May 18, 2017

    I have bad credit and the only place to get help is with Check Into Cash. They are awesome and work with you. When bank failed to help they are there to help you out. Yes it's a little more expensive, but worth it. Very nice customer service also.

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    Verified purchase
    Staff

    Reviewed May 18, 2017

    They have been great to me, anytime I need help financially they have been there. I would recommend them to anyone. I have had a great experience with them and look forward to using them in the future. Thank you for taking a chance on me.

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    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed May 18, 2017

    Good representatives. Nice and polite. They have good service. Money fast and easy. Would not too much interest. I will recommend Check Into Cash to friends and family. I was in a bond. Had my money in less than 24 hours.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaff

    Reviewed May 18, 2017

    They are always there when I need them. Quick responses and always a real person to talk to. The application is easy and quick. They have a very prompt response time. Every time I've had to call there's barely any wait time and they're always patient and pleasant. Check Into Cash even saved my family's Christmas last year. I can't recommend this company high enough! Thank you so much!

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    Verified purchase
    PricePunctuality & SpeedOnline & AppStaff

    Reviewed May 18, 2017

    They really helped me out when I was in a bind. Fast and always courteous! App is always fast and website is very easy to use. Though they charge $45 to borrow off of $300 it's well worth compared to having to pay $35 to the bank for multiple transactions that would overdraft!

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    Verified purchase
    Customer Service

    Reviewed May 17, 2017

    Like the fact that I can apply for a loan online and it's very secure, I been using your service for a couple of years and I'm satisfied. If I need assistance I only have to call your phone number and someone will cordially answer any question that I have.

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    Verified purchase
    Punctuality & SpeedOnline & App

    Reviewed May 15, 2017

    There weren't many other options for the State of California to get a payday loan. I filled out the Check Into Cash application online and got approved. It's simple to begin with. But if you want to do a loan again, it's hard. I have a Chromebook and the login website doesn't work on the Chrome browser. I talked with tech support on the phone when I was having an issue with logging in. We figured out together that if I did it on my tablet I'd be able to log in as it only works in Explorer and Firefox.

    I mainly use Check Into Cash if I'm having trouble having my rent on the day it's due. The extra $100 helps me make the rent on time. It's better to pay them on time, but it depends on the state-to-state situation. If you're living in a state where they don’t regulate the companies at all, that’s where people get into a bad situation. In the state of California, payday loans are really restricted, which is a good thing. In Florida where I used to live, payday loans aren't really restricted and they give you $500 at the drop of a hat. And I know a lot of people who ended up in the payday cycle because of that.

    I'd also tell others to make sure not to borrow more money than they absolutely know they can pay back. As long as you borrow conservatively and you know you can eventually pay back what you've loaned, it's a pretty good way to bridge the gap because the late payment fee in a lot of companies is $35 or $50. Per $100 loan, it's only a $17 fee, so you can save money by not paying your bills late and it's better for your credit to pay them on time.

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    Verified purchase

    Reviewed May 14, 2017

    Check Into Cash was wonderful. I got a payday loan from them via the internet and it was really easy and smooth. They put the money back when they said they were going to and it worked fine.

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    Verified purchase
    Staff

    Reviewed May 13, 2017

    I obtained the payday loan from Check Into Cash. I did the application online and it approved me for $200. They have the cheapest copay of $35 on the $200 loan. That's not bad versus paying all of the loan. I do it online to refinance and they would give the money in two days and I pay it in my next two weeks of the pay instead of this week. They helped me at the time that I needed it like if I'm short on the bill. Since then, I've been getting loans from them. I would tell my friends that they are a great company. At least they'll let us refinance the loan if we can pay it at the moment.

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    Verified purchase
    Customer ServiceProcess

    Reviewed May 12, 2017

    I had a payday loan through Check into Cash. I went to the webpage to check it out and then I realized there was an app to it. I checked it out and I used it and once I put in my information, the process is easy from there on. I called them one time to see how fast they can actually loan me the money and the interaction went seamless and quick. I easily found out that mostly through bank carrier, because they usually do it on the first day but it's up to my bank to say how long it's gonna take to process. It usually only took like five minutes to explain it to me. Usually the customer service is very quick to answer a question and very reliable.

    Then I got the fund after three days. Of course, everybody would rather want them in a day or on the next day. But Check into Cash definitely helped me. When I first used it, it was to a point that like, two years, I needed extra cash right there because I did actually have fun that night after paying all my bills. It will be nice, but don't take out more than you can handle and spend responsibly.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 11, 2017

    I needed a loan right away and I’ve tried one company but they're being really difficult. So I went to Check Into Cash, filled out a questionnaire or application online, verified my checking account, and it was easy. I got a payday loan and it was within two days when the money was put into my account. Then the amount I owed them drafted out of my account in two weeks, on my next payday, so it was real simple. I’ve used Check Into Cash one other time before and it was only like 24 hours. Also, my son lost my debit card so I had to call in for my account information since I changed my debit card and they were very friendly and helpful.

    Check Into Cash made my life easier at that particular time. It was really helpful and has saved me from getting fees on my checking account. It was a lot less embarrassing to use them than having to go into a local store and deal with someone in person because something unforeseen had happened and it was an emergency situation so I needed the money. I would recommend Check Into Cash. It was a great and very helpful experience.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 10, 2017

    I'm a retired mortgage broker. I went on my retirement with some money to live off. Then I became very ill and I lost 70 percent of my eyesight in a hotel. I also fell and broke my knee and fractured my patella in five places. I'm beginning to walk up and down the stairs in a hotel on a fixed income. I was looking for a payday loan for a debt credit. Check Into Cash responded and everything has been marvelous. The lending process was completed in a very short period of time and it was on my account the next day which gave me the money I needed.

    I've have been a victim of identity theft once. I got a loan from another company, then the banks locked my account because they were scammers and I'm still going through hell because of that. I had to close my account and open a new account. I've been through it all. But Check Into Cash's little $255 really helps add to my little money I get from my pension and my social security when I retired. They're a real company and they don't steal money and did not ruin my life as the other company did. Overall, I'm happy and pleased with them. They service and help a person in need and hopefully, I'll be able to go on with my life.

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    Verified purchase
    Staff

    Reviewed May 9, 2017

    Check Into Cash was really super simple and easy. That's just the best way to say it. I had a negative account and you just go to who you can go to and the lending processors have always been kind and fine. Check Into Cash is there when you need it. That's what's good about it.

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    Verified purchase

    Reviewed May 7, 2017

    Check Into Cash is really easy and convenient. You don't have to go to a store and pay it back. You just do it online. I got the payday loan and just log into my account and put on my information. It takes less than five minutes to request and the loan is there the next morning. They ask you for your last payslip and it's ready in just a few minutes. It's a great experience.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 6, 2017

    I know that Check Into Cash is reputable and using their service is convenient. I could do everything through the internet and they also make it easy by having the mobile app where I'm able to apply for a loan. So if I need cash, I can set it on my phone and know that it's taken care of. It relieves a lot of headaches. They've been excellent with me and I've had nothing but good experience with them.

    I get a payday loan from them once every other month and the process usually takes less than 24 hours. I just submit an application and electronically sign everything. They do an electronic transfer funds to my checking account. And when the payment comes due, they electronically take the payment. One time, I got into a weird situation where my rent was due on the same day the loan was due. I called them up and explained the situation. They were really helpful and were able to defer the payday loan for my next payday. That immensely helped and got me out of having to go and take out another loan on top of that loan.

    Moreover, when I call their 1-800 number, I actually get to speak to a live person versus going through all the automated mumbo jumbo nowadays. Their reps are on point with being able to pull up my account, see what's going on, and help. As a matter of fact, I've been in the industry for 20 years and they're 100 times better than all the companies I've had interaction with in Nevada, California and Arizona, and even the companies I've worked for. Their standard is so much higher and their customer service reps are hands down so much better trained and so much more knowledgeable than three quarters of the people I work with. I'd recommend them and I wish they'd hire me to be one of their district managers.

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    Verified purchase
    PriceStaff

    Reviewed May 5, 2017

    Staff is very polite and professional. Whenever I need they are there for me... I'm very satisfied with the service. Just wish as a recurring customer the interest would go down a little. All and all awesome job to all...

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    Verified purchase
    Staff

    Reviewed May 5, 2017

    Very quick to get approved, easy to apply and alerts you when you can refinance. Best payday loan I've ever use. Would definitely recommend them to anyone and the staff is friendly as well as courteous and they tell you exactly what they're looking for.

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    Verified purchase
    Staff

    Reviewed May 5, 2017

    I obtained the payday loan to next payday lending service from Check Into Cash because it's convenient and the cash goes right into your bank account. You don't have to go there and wait hours for your cash to be available. The representatives are pleasant and easy. When you have a problem, they correct it and get it done. The lending processors were very knowledgeable and courteous as well. The experience is very excellent and pleasant. I would recommend them because they offer good service.

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    Verified purchase

    Reviewed May 4, 2017

    My family always uses Check Into Cash so I tried it for a cash advance, a little payday loan. Everything was easy. On the day that my money goes into my account, they go ahead and they get their payment. It helped a lot. I would highly recommend. If I ever need them again, I'll go back but I try not to.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed May 3, 2017

    I had a roommate who skipped town on me when it was time to pay the rent and I didn’t have it. I thought about where I could get a loan since I didn’t want to go through the loan place where I live because they do business in a janky way and I've always remembered Check Into Cash because they used to have commercials when I was a young girl. I checked to see if they were still around and then I applied for a payday loan.

    The lending process was fairly simple. I told them where I worked and how I got paid and they showed the amounts I can get approved for, and then I decided on whether I wanted to take the full amount or less. I was confused and called to see when I would get approved. The lending processor was nice and told me it was going to take a business day regardless of when I applied and he was right! It was a cool experience. I didn’t have to pay any late fees for my rent, so they really helped me out. This was the first time I got a loan through them. The lending part took about 40 minutes because I had to type in a lot of stuff and I was on my phone. However, it only took about five minutes the second time. Since I got approved the first time, I didn’t have to through the whole process again.

    The only thing I don’t like is that even if I apply for a loan at 6 o’clock in the morning, I still have to wait a whole day to get the loan cleared. The latest deposit I’ve seen was at 11. Also, one time, I had the money back ahead of time and they waived the financing fee. That was really cool. They’re a good company and I appreciate them. I always refer them as a reliable loan place. Go there if you need quick cash. Just make sure you pay it back so you can stay in good standing.

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    Verified purchase
    PricePunctuality & SpeedProcess

    Reviewed May 2, 2017

    The process is extremely easy and fast and less costly than others. I have had experience with other cash advance companies and this one has extremely lower fees compared to other cash advance places. I only use this source now. I would recommend to anyone who is financially challenged. It's an easy quick fix.

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    Verified purchase
    Process

    Reviewed May 2, 2017

    I was on the internet looking for a payday loan, found Check Into Cash and accomplished the lending process online from my house. I didn’t have to go anywhere. The process was easy and it was done the same day I gave the application. After three days, the money was already in the bank. Check Into Cash was helpful and they have good service.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 1, 2017

    I applied for a payday loan over the weekend so it was processed the following days. The lending processors were courteous and able to answer all of my questions. It was fine and hassle-free.

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    Verified purchase
    Staff

    Reviewed April 28, 2017

    C-in-C is a bad habit. Easy to get in, hard to let go. Necessary evil here for us old couple. Tax accountant said get out of that. Rate is too high. Best thing you have is your staff, friendly & helpful. Wish I never got in this, just being honest.

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    Verified purchase
    Price

    Reviewed April 28, 2017

    Overall the service is great. But there could be lower interest for folks that have used the service for over a long period of time. Also for those that have used the service there could be discount for long users of the service. Also the mobile app could use an update for the iOS software for iPhone.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 28, 2017

    I just thought I should say that Check Into Cash has helped me with small loans without a single problem to date. It's fast. It's easy. They literally are there to help if you need it. The loan process is up to date and made simple so that you don't spend a lot of time waiting. The people I have talked to with Check Into Cash have all been courteous professionals, which also makes the online loan experience feel safe. Fast, reliable, comfortable safe online loan experience. Check Into Cash. 5 stars plus.

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    Verified purchase
    Staff

    Reviewed April 28, 2017

    Enjoy no documents to fax. They check out information for you (bank account, job, etc.). Staff very nice and efficient. Website very easy to use and understand. Terms are reasonable considering the urgency for cash. If you default on loan they will work with you to pay back principal terms that's good for customer.

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    Verified purchase

    Reviewed April 27, 2017

    They have worked with me over the past few months and allowed me to just pay finance charges as my IRS income check has not arrived yet. I greatly appreciate their kindness and would recommend this company to my friends and family. This has been a great partnership. Thank you so much for your help.

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    Verified purchase
    Staff

    Reviewed April 27, 2017

    I love Check Into Cash! Check Into Cash is always there to help between paychecks if I need it. On one occasion, when my loan repayment was about due, I had an unexpected emergency. Check Into Cash was very understanding of the situation and allowed me an extra week to repay them. They are great people to deal with. They have always been kind, courteous, and polite. I would highly recommend them to anyone in need of a small loan!

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    Verified purchase

    Reviewed April 27, 2017

    It is very useful especially having this service and being able to receive it from your own home. It is very useful when you are in need. It is convent to be able to use it and have it deposited directly into your account. Fee's a little high but you got do what you got to do to survive.

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    Verified purchase
    Customer Service

    Reviewed April 27, 2017

    I qualify for up to $255, but when I need it I get it on time. If I need to defer my payment, I have no problem emailing customer service and getting a reply back same day granting my defer. Customer service is always nice and knowledgeable. If there is something else I need they work with me.

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    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed April 27, 2017

    Using the app is easy to make payments and request new loans. Website is easy to navigate and understand. Customer service have always been friendly and helpful. Helpful emails to remind you that a payment is due.

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    Verified purchase

    Reviewed April 27, 2017

    Takes 2 minutes to get a quick loan when using the phone app! Money is in the bank on next business day. When time to pay the loan back, it drafts out of your bank the morning of the due date after they have sent a few reminders. Have used this service greater than ten times and have never had the first problem! Smooth transaction EVERY TIME!

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    Verified purchase
    Punctuality & Speed

    Reviewed April 27, 2017

    My experience with Check Into Cash has been terrific. Applying is easy and approval is fast. I would recommend this service to anyone who is looking for a quick and simple solution to short term financial assistance.

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    Verified purchase
    Staff

    Reviewed April 27, 2017

    Great service. I needed a loan quickly. I was able to apply online and was approved within minutes. Refinancing was a breeze as well. I've used this service twice and will continue to do so in the future.

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    Verified purchase
    Price

    Reviewed April 27, 2017

    I use this all too often to cover overdraft fees from My bank. It's better to pay one fee than several when the electric bill is due. The downside is it must be paid back with interest which keeps you doing it over and over.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 27, 2017

    They do what they say they do. On that note they have been a helpful lender when needed. However I have experienced denials or need for more information when opting out of all contact from third parties. Contact Check Into Cash, they process it with information provided, however then they opt me into the offers and I get spam phone calls. Otherwise they have provided loans and have been paid back promptly.

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    Verified purchase

    Reviewed April 27, 2017

    When I started with your service several years ago - it was 12%. So much higher now. You would get many more customers and still make a profit if you lowered your prices. Times are still tough and people are not making more money. Be that company that cares about its customers.

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    Check Into Cash
    Response from Check Into Cash

    Rebecca - Thank you for sharing your feedback. We’ve built our business by making sure we take the very best care of our Customers and their financial needs. If you have any other concerns or would like to speak to a Customer Service Representative, please call 1-877-577-7977.

    Verified purchase
    Customer Service

    Reviewed April 27, 2017

    My experience with Check Into Cash has been a positive one. Emergency funds at your fingertips and at a fair market rate. The customer service is exceptional and the payment options are more than reasonable.

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    Verified purchase
    Punctuality & Speed

    Reviewed April 27, 2017

    Definitely helpful if you need a quick fix, but I think it could be better. Another company I use is LendUp and the amount you can borrow increases with every time you use them. I'd recommend this for Check Into Cash.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 27, 2017

    Whenever I've had to call them, they are courteous and knowledgeable. They send me emails to alert me of draft coming out of checking and on the proper day it comes out so I'm not getting into mixups with my bank.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 27, 2017

    I am so happy and satisfied with the way they treat their customer with personal touch and how they take care of us. Special mention to Ingrid ** the manager (Norwalk Branch) for always looking after me not only like a client but like a family!!!

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    Punctuality & SpeedStaff

    Reviewed April 27, 2017

    I enjoy Check Into Cash. I applied for a $100 loan and their process only took me about three minutes. It's easy to go to the website, do the loan and it pays automatically. You set your loan amount, click on it and they'll take you through the application process. In addition, the money is right there when I need to pay a bill. If I did it before 5:00 o’clock, the money is ready the next day. Their people are also very helpful from time to time when I need them, they're cheerful and they were much nicer to talk to. I had a problem with the website and I lost my password. They helped me set a new one and I like it that they sent me a text message when my loan is due.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 26, 2017

    I applied for my loan online and was quickly approved for the cash I needed. I had to call and speak with a company representative before the loan was finalized; the rep was both courteous and knowledgeable and my loan was quickly approved.

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    Check Into Cash Company Information

    Social media:
    Company Name:
    Check Into Cash
    Company Type:
    Private
    Year Founded:
    1993
    Address:
    201 Keith Street SW, Suite 80
    City:
    Cleveland
    State/Province:
    TN
    Postal Code:
    37311
    Country:
    United States
    Website:
    checkintocash.com

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