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Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Visit www.chase.com

Chase Bank Reviews

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    Page 9 Reviews 976 - 1126
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    Customer ServiceCoverageTechSales & MarketingOnline & AppMaintenanceStaffRatesTransparency

    Reviewed Oct. 27, 2023

    Called customer service because the app was showing zero dollars accrued in the CD I'd opened 2 months prior. Spent 45 minutes being tossed between customer service agents, and being told that there was nobody in the history of Chase that knew how to fix an app. Two customer service agents said completely contradictory things (1 saying I should have interest, the 2nd saying I shouldn't).

    First said she'd transfer me to technical support, but- after several times on hold- told me she was sure that apps never show accrued interest. The 2nd said I could withdraw funds at a penalty, so she was clearly clueless about how "Current balance" and "Available balance" work. Third rep said she was technical support, and that no interest had accrued on my account in 2 months. After some pushback from myself, she checked further, and came back on the line to tell me I was right. Still don't have an updated "Present balance" in Chase's app, but she said she submitted the feedback.

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    Staff

    Reviewed Oct. 27, 2023

    Chase Bank has done everything in their power to keep me from MY money from flagging debit card transactions to locking up my account to putting a 10 hold on a cashiers check. They don’t care about you.

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    Customer Service

    Reviewed Oct. 26, 2023

    Open a checking account at Chase Bank and they don't give you checks. They will automatically remove $144 per year if you don't meet their free checking criteria. I had the account for three months and there was a major security problem. I closed my Chase accounts today. Don't bother with this bank. If they don't like what you're saying about them, they'll hang up on you at Customer Service.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed Oct. 25, 2023

    I used Zelle through my Chase app to pay my rent on Oct 2nd, it inadvertently went to a business, I contacted the bank as soon as I realized my landlady didn't get her money and then contacted the business, they admitted it wasn't their money, I even have text messages from the business stating they were going to return the money, it's now been almost a month, my bank won't help, said they have no responsibility and when I try to contact Zelle I can never talk with a person! So I'm out 1300.00 and seem to have no avenue to get my money back. The people at Chase are so rude, uncaring and unprofessional. Don't put your money here if you ever want to see it again!

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    Customer ServicePricePunctuality & Speed

    Reviewed Oct. 24, 2023

    This bank is NOT for the people. Customer service has hung up on me multiple times dismissing my concerns each and every time. They will nickel and dime you. They will at each corner charge you for EVERYTHING. It's cheaper and less stressful to NOT do business with them. You're better off elsewhere. You will not be heard. You're just a dollar sign waiting to be taken advantage of each and every opportunity they get. RUN AWAY!!!!

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    Reviewed Oct. 24, 2023

    Chase Bank is terrible, I deposited a check twice and they hold it for 10 days. Now I am afraid to deposit more checks. It was the worst experience I had with a bank, so I will proceed to close the account.

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    Customer Service

    Reviewed Oct. 23, 2023

    Chase is the worst bank to deal with. Calls get transferred to South America where people answer calls when working in the kitchen. Or to someone who can’t speak English. People speak over you. Terrible. Wish I did not have to deal with them.

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    Reviewed Oct. 22, 2023

    This bank is just garbage. There are so many things in place that takes money from its clients. Insane overdraft and atm fees. Many banks don’t do this anymore or offer something to keep money in your pocket. Not Chase! I’ll be finding new accommodations for my money. Somewhere safe where I’m not being nickel and dimed.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Oct. 20, 2023

    Due to some fraud charges on my account I requested to have my card turned off and reissued. I was told that a new card will take 5-7 business days. Well that turned into 3 weeks. I went into my local branch to conduct a withdrawal since I did not have a card to access the ATM. I explained to the branch rep that I've been waiting for a card for over two weeks and that I would hate to leave Chase due to such an inconvenience. The branch rep proceeded to tell me and I quote "We cannot force you stay with Chase, but I understand if you decided to go elsewhere". I wasn't aware that Chase customer service reps were trained to be so unprofessionally insensitive. Furthermore, the rep attempted to reorder me another debit card to have it delivered within 2 business days. Needless to say 1 week later I still had not received my debit card for a total of 4 weeks.

    At this point, I call to speak with a manager who confirms that the card was order and is being held at UPS and there was no way for him to retrieve a tracking number. He then offered to order me a 3rd debit card to be sent to me 2-3 business days. At this point I feel like I'm being given the run around. Finally I say enough is enough, I go back to my local branch to withdraw my money and close my account indefinitely. Bottom line, I've never been treated so unprofessionally by any banking institution. The nonchalant way in which I was treated both over the phone and in person is unacceptable. I am relieved to no longer be a customer and regret that I every decided to open an account at Chase Bank.

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Oct. 18, 2023

    Tried to log in to my accounts and was told to call the bank. My accounts had been frozen so when I got ahold of a bank employee. I was informed that my accounts were frozen. Because there had been fraud detected. And they no longer wish to do business with me. That is a joke coming from a bank. Aren't they supposed to have your back when these things happen? Not treat you like the criminal. My car insurance was canceled, my rent was late and I had no access to my account to even try to figure this out.

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    CoverageRefunds & PayoutsBilling

    Reviewed Oct. 18, 2023

    I must be a guinea pig. I spend hours and hours and hours every year between Chase and other banks regarding payments to health insurance. Why? I don't get paid for going thru my accounting over and over and over again.

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    Customer ServicePricePunctuality & SpeedBillingRates

    Reviewed Oct. 18, 2023

    So I do a lot of buying and selling land and do wire transfers and multiple things at the bank. Well the teller felt rush with the first transaction. And only one other customer walk in. She messed up my deposit by 10k. Long story short, my credit card bill was due on a 11k that I was paying of with that deposit and I find it was a mess up at the bank -10k so I had to pay the interest $289.00. Bank manager said he will escalate. A week later I get a call Chase be very vague about my complaint. Just saying they're sorry for the 10k screw-up and I said, "And what else?" She said that's all she's got. I said, "What about that interest charge I'm getting hit with?" And shes says, "Oh I see that here." And I'm like, "Yeah that's the reson for this complaint." Shes like, "We don't pay 3rd parties." And I said, "This is no party and I will close all my accounts."

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    Reviewed Oct. 13, 2023

    Do not bank with this company. There have been several instances where money that was supposed to be transferred was not. They have also held my money for 3 business days while I did not have access to it.

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    PriceOnline & AppStaffBillingEase of Use

    Reviewed Oct. 12, 2023

    Very frustrated with this bank. They charge you a $30 fee to put a stop payment for a fraudulent charge. And if your debit card account is compromised agent suggested I have to go physically in the bank to notify them. If not, I would have to fax in writing. Seriously?! so frustrating. I will be canceling my account ASAP. Bank is a headache and furthermore their app is clunky and not at all user friendly.

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    Customer ServiceSales & Marketing

    Reviewed Oct. 11, 2023

    I've been with Chase bank for over 20 years and 2 years ago I opened a business account with them and today after I called to see why I'm not getting any deposit from my daily sales. They told me that they decided to close my account after 2 years? Really?. How come a bank that they pretend to appreciate and support small businesses can do that?

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    Customer ServiceMaintenance

    Reviewed Oct. 11, 2023

    Chase Bank pulled inaccurate credit information from a source not related to me either at the present time for the credit pull or ever in history. Chase used inaccurate info unrelated to my financial profile to base decisions on my account with Chase. Chase refused after hours with customer service to fix, admit, or take responsibility for the fraudulent activities on my account. I was able to prove the inaccuracies and this did nothing to sway Chase to solve the matter. I would recommend not trusting this bank with any of your finances.

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    Staff

    Reviewed Oct. 11, 2023

    On 10.09.2023 I went to open an account at the branch of Chase Bank 4225 E Towne Blvd, 01 Madison, Wisconsin 53704. Mrs. ** was very friendly and helpful. She answered all my questions without getting bored and helped in many matters. I have never met such a helpful employee in any bank before. I wanted to thank him again from here.

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    Customer ServiceBillingRatesTransparency

    Reviewed Oct. 9, 2023

    I woke up this morning to a letter that Chase would be closing all my accounts. The letter is date 09/27. It arrived at my house on 10/07. The effective date is 10/26. I wasn’t even given a full 30 days notice. After 3 calls I am no closer to finding out the reason why. They are refusing to share the reason. I did some investigating on line and apparently I am part of a “DUMP”. So basically Chase computers run an algorithm that makes a determination as to whether or not the computer thinks you are a good customer for Chase. Apparently the computer does not like me or my family.

    I have been in full time employment at the same company for over 25 years. My husband has owned his company since 1991. We have never filed bankruptcy and pay our bills on time. We both have credit ratings in the mid 700’s. Yet we are not a good fit for Chase. Just saying watch your back. The computer may be coming for you next. Despite the many referrals I have made to Chase and my longstanding positive customer experience. I am now not able to ever have a Chase account again with no explanation. Buyer beware!!!

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    Staff

    Reviewed Oct. 5, 2023

    Had a great experience and smooth transaction. The team was so helpful and knowledgeable. They did everything to get me the best and I am always thatnkful. Highly recommended. A++++++. Great Bank great employees.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 5, 2023

    Chase bank is literally the worst bank I’ve ever dealt with. Their customer service and customer support is even worse. This bank should be ashamed at how their employees in “America” I mean India treat us. They literally cuss you out or just hang up on you. I waited a year and a half for a settlement. Deposited check and they put a 14 day hold on it. The representative told me to deal with it. I’m getting evicted now. They won’t release any funds. Thanks Chase

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    Punctuality & SpeedRefunds & PayoutsStaffTransparency

    Reviewed Oct. 4, 2023

    Been with Chase Bank for 1 year now. Moved from Alaska, had to find a bank, & the sign up bonus was enticing. Plus a friend highly recommended them. So around the same time of the month I deposit 3 personal checks from a family member who writes clearly stating in the "Memo" section what the checks are for, eg rent, utilities, reimbursement(s).

    When I first opened the account, I could understand putting a hold up to 1 week. But funds were frozen for 2 1/2 weeks. 2nd month, 10 days. 3rd month 7 days. 4 - 10 about 2 days. Now we're back to freezing funds with no real clear explanation. Reasons range from I'm showing unusual deposit activities to potential fraud. I even deposited cash ($700), which again, prompted a temporary hold on funds for 12 hours.

    They will not reimburse bounced check fees, resulting in $120 I shelled out last month. Reasoning, I've made a habit of it, despite it clearly showing funds are being held by the bank! Canceled most auto-pays & trying to readjust due dates, as apparently my banking must center around THEIR convenience. I'm going with another bank.

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    Reviewed Oct. 3, 2023

    I was banking at Chase Bank and my account had been hacked and there was fraud done on my account so these guys took my money and they say they mailed it. I been 10 days with no money. Cause these people have my money. I can't believe what a joke this place is.

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    Reviewed Oct. 3, 2023

    I went through this process now for more than 5 times, every time a check is deposited they put a hold for 7 to 10 Business Days and due to this my business operations are affected. I tried reaching the highest authority to speak to to get the issue resolved but it was so pathetic that I cannot tell. I was told that from same customer I won't be facing this issue on the deposits but when the situation came it went to hold even longer than the first time check deposit.

    I strongly recommend not to have a business account with Chase Bank. They just play with the customer's money and customer is facing a lot of issues during performance of business operations. It is just pathetic and nothing else. If the bank has the right to hold the customer's money for certain period of time then bank should also take responsibility for any loss incurred due to holding of funds of customer. A very unfair and illogical banking rule and this is the issue only with Chase Bank and no other bank holds the money for such long period

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    Staff

    Reviewed Oct. 2, 2023

    Today, I dropped by the Chase office on SE 14th st in Des Moines, to get some help with paperwork related mom's estate. I talked to Daniel **. He was extremely helpful and was able to get necessary info. It was nice to sit down, and talk to someone who knew what to do but also could talk cars and woodworking. When I left, paperwork was done and I felt like I just had a conversation with a friend. Thank you, Bob.

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    PriceBilling

    Reviewed Oct. 2, 2023

    They refuse to set up auto pay, and make it near impossible to access your online account to set it up yourself. They charge over 10% of your balance as your monthly payment, even in the thousands. They claim I have had $140 a month in fees on top of my payment. DO NOT TRUST THEM.

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    Customer ServiceSales & MarketingPriceRefunds & PayoutsStaffBillingRatesTimeliness

    Reviewed Oct. 1, 2023

    My son and I started our business and decided to use Chase. Our 2nd choice was who to use for credit card processing for our sales. Chase recommended We Pay. We set up an account and next day had our first sale, $6600 transaction which was approved. They said will be deposited in our account that night between 8-12. Next day no deposit, we called and they said it’s first transaction and payment will be held up to 7 days. We was not happy but understand. This morning we got emails saying because construction industry has high credit card dispute rate that our we pay account will be closed and take up to 120 days to refund monies, let me say again.., 120 days!!!!

    So now our company is going to go under before we got started because our first customer is treating us like we are scamming him because his card was charged, Now we find out Chase owns We Chat. We checked out BBB And other sources and found 1000s of exact same business practice. Chase and WeChat are stealing money from their customers and putting small businesses out of business. THIS IS INSANE!!!! PLEASE HELP!!!

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    Sales & MarketingRefunds & PayoutsStaffBillingLoan Process

    Reviewed Oct. 1, 2023

    So I thought I was filling out for a loan through Lending Club but they scammed me and it felt like because I was ** the bank employee and manager thought that I done this a personal gain like I was a part of this…. I’m disabled and have health issues and the bank took my money and frozen my account and stated I probably wouldn’t get my money back.... Left me broke with no food and I’m on meds, can’t pay my bills and haven’t eaten all day today…. Chase will never get my business again…

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    Customer ServiceStaff

    Reviewed Sept. 30, 2023

    I got a phone call from Chase to call them back regarding a banking matter. Before I called them back, I tried to log on to my account. My account was locked. I called the phone number on the back of my card. To make a long story short, I spent over 3 hours on the phone (mostly on hold), was given 5 different phone numbers to call (one of which was a disconnected phone number) and repeated my information with each of the 10 phone calls I made in order to get the matter resolved.

    I went through all of Chase's security measures for verifying my identity, changed my email password and my Chase username and password because they said there was an attempted fraud on my account. On my very last phone call, the agent did restore my online access, then asked if I wanted to be connected to someone who could tell me what the fraudulent attempt was. Well, he connected me to a dead line - absolutely quiet. So I will never know what the fraudulent attempt was because I do not want to be on hold for another hour and then get connected to a dead line again. Horrible customer service!

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    Customer ServiceStaff

    Reviewed Sept. 28, 2023

    I deposited a check from my work. Got the funds verified and they still won't release the 7 business day hold even if it clears earlier. Poor customer service. Agent was rude and condescending when on phone.

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    Customer ServiceContract & TermsPrice

    Reviewed Sept. 28, 2023

    Opened the debit card for my son without any overdraft agreement thinking if there is no sufficient funds, the card will be declined. But this is not the case with Chase Bank. The balance went to negative and I had to pay off the overdraft. Of cause, asked the customer service and they answer is basically if somebody will still your card and charge whatever amount they want you will be on the hook to pay it because it is "technology fault" . Here is their answer: "We will follow the spending rules, but there may be times when the technology allows a child to exceed the amount in that category." Yeah, good luck with having unprotected debit card account with Chase. Just to make sure I am not making this up the better BBB complaint #**.

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    Customer ServiceRefunds & PayoutsStaffTransparency

    Reviewed Sept. 28, 2023

    I recently had an unfortunate experience with Chase Bank regarding the closure of my account. I was offered a remote job (in this hard to get a job climate) and they paid me with a check that was fraudulent. NOT MY FAULT. Chase shut down my account and then held my money hostage!! I had been with them for over 10 years! While I understand that banks have policies in place to protect against fraudulent activity, my situation left me frustrated and disappointed. They should be more sensitive and look into each account on a case by case basis. Every time I spoke with a rep, they were rude and treated me like a criminal. Did I mention that they still won't send me the money that is rightfully mine?

    Chase Bank closed my account without warning and kept my funds, which was a stressful and unsettling experience. I believe that better communication and transparency could have prevented this situation from escalating. I would appreciate it if Chase Bank could review and improve their account closure procedures to ensure that customers like me are not left in the dark or with unresolved issues. It's essential for banks to prioritize customer satisfaction and provide clear guidance when such actions are taken. They don't care about their customers. I hope my feedback will help Chase Bank enhance their customer service and policies to prevent similar incidents in the future.

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    Punctuality & Speed

    Reviewed Sept. 26, 2023

    They want me to make an appointment and go into the branch to answer a simple question. Ridiculous. I'm asking about purchasing foreign currency and if it is available. I do not have the time or inclination to go branch hopping.

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    Refunds & PayoutsTransparency

    Reviewed Sept. 26, 2023

    I used Chase's Checking account for less than a month, the bank constantly blocked my transfers to Zelle, which created huge inconveniences, as time, money, nerves were lost. Then they completely blocked my Zelle without explaining the reasons, again spending my time going to the office, where 4 people could not explain why within an hour. Then, without warning or explanation, they closed my account, blocking my money and leaving me without a single dollar. Now I do not know how to get my money back, since it is unknown when I will receive my check. They also left me without means of livelihood, because I trusted them and deposited all the cash into the account.

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    TechPunctuality & Speed

    Reviewed Sept. 23, 2023

    Claims department is so slow, doesn't do proper research, always sides with the vendors and merchants and NOT their consumers and customers. What a shame. Switched banks after 10 years with them. Would not recommend.

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    Customer ServicePunctuality & SpeedBillingCommunication

    Reviewed Sept. 19, 2023

    I had a credit card in 2017. I had hired a debit service to pay and negotiate my account. I thought everything was fine until Sept. 2023. They report on my credit report as delinquent. I pulled credit report and saw this. I called number and all I got was a recording. So I was never notified and 6 years later it shows up.. It trashed my credit score and nothing I can do about it.

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    Customer ServiceCoveragePrice

    Reviewed Sept. 17, 2023

    I have had to replace my debit card for fraudulent charges several times. WITHOUT EXCEPTION the length of time required to receive the replacement card is more than 2 weeks even when promised in 2 to 3 days!!!! Absolutely the worst customer service ever!!!!

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    Customer Service

    Reviewed Sept. 15, 2023

    I went to close my safety boxes. I have moved & drove 5 hours to do this. I had my DL and the document from the DPS stating my license is renewed and expires on such a date. I would receive my new license in 60 days. I also had my State issued CHL which has same picture as DL. You also have fingerprints run through the FBI to get the CHL. CHASE would not allow me to access my safety deposit boxes. Funny how if I had my Social Security card which has no picture on it, I could have accessed my boxes. The Barksdale Blvd branch has always been rude and unhelpful.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Sept. 14, 2023

    I just wanted to make a quick note that Chase Bank was the easiest company with which to deal after losing my brother in an apartment fire. They responded quickly telling me what documents they needed and were quick to send checks for me to deposit into his estate. One thing that was especially kind, is they are the only company that returned to me his death certificate and my letter of Administration. These documents cost money to obtain, and the Letter of Administration was obtained through my attorney, which also costs money every time I need more. I really appreciate that they take the time to return these documents.

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    Contract & TermsPriceBillingRates

    Reviewed Sept. 13, 2023

    On Sept 8, 2023, when I went to pay a bill online, I was confronted with Chase's "New Terms and Agreements". It is 125 pages of scintillating content as one can imagine. You HAVE to "agree" or you cannot access your account online. There was no warning. I mean, even Comcast, a renowned bad actor, gives customers notice of their price increases - which occur 4x year it seems. And they give a summary of the "highlights". Yes, it is also a bunch of baloney, but Chase is so arrogant they don't even try to appear like they give a crap. And who is going to slog through 125 pages of this particularly rancid baloney? I've read a couple of these, not just Chases', basically they say they can do whatever they want, whenever they want, and don't give a rat's ** about privacy. SURPRISE!

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    Customer ServiceStaffHonesty & Transparency

    Reviewed Sept. 12, 2023

    One of their employee allegedly use my identity and open up a checking and saving account and took my disability check and lock me out of my original saving and checking account. All this is done over phone. You are not allowed by law to open up this type of accounts over the phone and when I found out about it Chase Bank sided with the employee and said that I didn't exist in their system. I had to fight argue with Chase Bank for 30 days to prove that I was the original customer that own these accounts and the funds were mine. After the issue was resolved Chase Bank made a decision that we should go our separate ways so I made a decision it was best. I did a review with Trustpilot. Chase Bank had trust pilot to suspend my account because they didn't want no one to know what the employee had done.

    How do you do a background check on an employee and they open up accounts in our name using our identity and then lock us out of our accounts and take our money away from us and then Chase banks sides with the employee and then make a decision that is best that we go our separate ways. The employee was dishonest not me as a customer. Who can we trust? Not the employee. The banks will side with The dishonest employees.

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    Staff

    Reviewed Sept. 9, 2023

    Bankers in Burlingame branch doesn't deserve their jobs. They take it for granted, and doesn't care for customers. Shameless Bankers should be shown exit doors. CHASE should Give jobs to those who want to do their work and open accounts for customers and not send them away for another day. SHAME. I am planning to close my account.

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    Timeliness

    Reviewed Sept. 6, 2023

    Recently I closed all my bank accounts with jpmChase bank and I withdrew all the money the same day. It was not very easy, jpm Chase made a few major mistakes with me as a customer and as a person by talking down on me, trying to intimidate me, and by making me feel insulted:

    1. The clerk told me that the amount of money I withdrew was very big, therefore I have to tell them what job I have in order for them to give me the money. I have to mention that they already asked me to sign the withdrawal receipt beforehand. These altogether was a major mistake to condition and intimidate me on accounts closing and money withdrawal.

    2. Second, I consider the amount of money I withdrew from them at account closing was very small.

    3. If they had the slightest suspicion on the money provenance, they should have rejected the money at deposit time and not use the money for years!

    Hypocrites!!!

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    Punctuality & SpeedStaff

    Reviewed Sept. 2, 2023

    For no reason they suddenly closed my account and wouldn’t give me my money from the closed account, 3 months later still have not received my $2,100. I had just had my payroll direct deposited that day. I had nothing to live off of. Do you think they cared?? Heck no! Not one bit. Worst company in history. Do not trust them with your money. They will leave you high and dry.

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    Customer ServiceContract & TermsCoveragePricePunctuality & SpeedRefunds & PayoutsStaffTimeliness

    Reviewed Sept. 1, 2023

    I had very bad experiences with Chase Bank. I wrote a check to my other bank for a CD deposit. The check amount was deducted from my Chase Bank account right next day, and I checked on my other bank that I deposited the check to had the money in it already. So I thought everything was ok. However, 5 days later I got a phone call from the bank that I put the money in saying that I got a return check that I wrote from my Chase bank account. I was so shocked, how could that have happened? I have more than enough money in the account to cover the check amount and the check was cleared the next day.

    I called Chase Bank right after my other bank told me that. The Chase Bank representative that I talked to says that it was because they were being careful that it was a fraudulent check. However, no one called, texted, or emailed me before they took the money back from my other bank. My other bank charged me $10 for the return check fee. Today I called Chase Bank again and told them all my unhappiness and told them it's not my fault and they don't even know why it happened themselves! So I said they should pay that $10 fee. They keep apologizing but wouldn't pay that $10 fee for me. I just can't believe such a large bank would do things like that, so disappointed!!

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    Customer ServiceStaff

    Reviewed Aug. 30, 2023

    If you go Chase don’t go to the chase in Lancaster, challenger way. They don’t have any experience and they are so rude. When you call customer services to make complaint they don’t care about you then if you push them they close your account for bad behavior. You all ready know. Then don’t cry.

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    Customer ServiceOnline & App

    Reviewed Aug. 24, 2023

    I BOUGHT a Cannon R5 camera body from ** for $760. I entered my debit card info to complete purchase and my Chase account was debited for this amount by: ** Norwood. Cannon USA sells this camera body for much more and I thought it might be a fraud because their company was not listed as a San Jose, CA business as per their website and their phone number never connected. When I could never get in touch with them to cancel the order, I contacted/Chase fraud. Chase fraud told me it was a valid purchase as a tracking number was provided by the fraudulent company showing a delivery.

    I contacted FedEx and was told that delivery did not have my name or address on it. CHASE fraud department must be the same one that investigated Chase involvement in steering clients to Jeffry Epstein for the trafficking of underage girls. I moved all money out of my accounts and closed them. I suggest everyone to avoid Chase like the plague or COVID. Good Bye and good riddance JP Morgan Chase!

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    Customer ServiceStaff

    Reviewed Aug. 24, 2023

    I had my account hacked today and spoke with reps in so many different departments from fraud to claims. NONE OF THEM SPOKE ENGLISH CLEARLY! For such a large bank if you can't understand and keep having to ask the customer service people to repeat themselves 20 times over and getting transferred back and forth, that's just IRRITATING. HIRE PEOPLE WHO CLEARLY SPEAK ENGLISH, OUR COUNTRY'S LANGUAGE. I've been with this bank for 10 years and it's never been like this. Stop hiring people that we can't understand! Screw diversity, we need understand our bank and money situations dealt with on a more professional level. Clearly you don't care enough about your customers!

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    Reviewed Aug. 23, 2023

    Absolutely horrible bank! My father died and per his lawyer I have literally everything I need to manage his affairs. This bank refuses to acknowledge my paperwork and is literally holding my mother's funds hostage while claiming we don’t have what’s needed. I think I believe a lawyer who’s been in practice for over 20 years and a friend who went to a different bank with the same documentation after their mother died, over these crooks! DO NOT BANK HERE!

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    Customer ServicePricePunctuality & SpeedStaffBilling

    Reviewed Aug. 20, 2023

    I had an auto bill charge my Chase acct. for $8.61 on Jan. 01, 2023. I had cancelled the auto pay acct. on Jan. 15, 2023 because I was not going to be in the USA for 4 months. I was unaware of the Jan. 01, 2023 charge. I was billed in Feb. & Mar. for $ 8.61. In April the bill had grown to $8.84 so Chase sent me a letter dated April 18, 2023 advising that they closed my account. I discovered this letter upon my return to the USA on June 25, 2023. Since I had been a cardholder since 2006, never missed a payment and had a credit score of 848, I called and explained the situation to a company rep. who advised he could not reinstate my card or restore my 8,984 points.

    I needed to reapply for a card and start over. I sent a letter to Chase on July 01, 2023 requesting reinstatement and repeating the detail as to why the $8.61 had not been paid. I offered to pay any late fees in exchange for reinstatement of the card and points. I received an unsigned letter dated July 17, 2023 advising that the account could not be reinstated since over 60 days had elapsed since the closure. They advised I could apply for a new card. I guess Chase has no loyalty to their customers since they will cancel and terminate the relationship for $8.61. I Guess the 8,984 points made it worth the cancellation and termination of a good customer.

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    Customer ServiceStaffTransparency

    Reviewed Aug. 20, 2023

    A Beacon of Hope in My Financial Ordeal with Chase Bank. Navigating the intricate channels of financial transactions, especially with substantial sums, can often be a daunting experience. An ordeal of mine with Chase Bank serves as a testament to this sentiment. I recently found myself ensnared in an unnerving situation, having initiated a transfer of a considerable $74,350 to a company from whom I had made a purchase. Much to my dismay and bewilderment, Chase Bank seized this transfer, leaving me in a state of heightened anxiety and confusion.

    In times of such distress, one seeks an anchor, a reliable entity that can steer the ship through the turbulent waters. For me, that anchor materialized in the form of RageRapid.io. From the outset, RageRapid displayed a level of professionalism and commitment that I found profoundly reassuring. Their team was meticulous, ensuring they had a deep understanding of the intricate details of my case, treating it not just as another transaction, but as a genuine plea for assistance.

    The communication was transparent and regular, a facet I highly appreciated, given the significant amount in limbo. There was never a moment where I felt left in the dark or that my concerns were trivialized. RageRapid’s expertise shone through in how they navigated the complexities of the recovery process. Their vast knowledge, combined with a strategic approach, was instrumental in unraveling the complications surrounding the seized transfer.

    It is with immense gratitude and relief that I share that RageRapid.io successfully secured the recovery of my entire $74,350. In an era where transactions and recoveries can often be depersonalized and bureaucratic, RageRapid’s personal touch, their tenacity, and their unwavering dedication to my cause was nothing short of commendable.

    In conclusion, my experience with RageRapid.io was exemplary. In a world full of uncertainties, especially in the financial domain, it’s comforting to know that entities like RageRapid exist – working tirelessly to champion the cause of their clients. I extend my heartfelt thanks to the entire team at RageRapid, not just for the recovery of my funds, but for the peace of mind they provided during a highly stressful period. Their service goes beyond transactional recovery; they restore faith and trust in the system.

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Aug. 18, 2023

    We needed to close our safety deposit box in early August after having paid $125 full year fee on 06/30/2023 at a branch in Plano TX. We asked them to charge us for 3 month's rent and refund the rest of the amount. The bank refused any refund. But a dear friend of ours who closed a safety deposit box at the same bank a couple of weeks earlier and she was already 6 months into her rent was refunded on a proration basis because she had 50,000$ in her account. When branch manager refused our refund, we requested they elevate the matters higher up. We received a call from NY’s client service department and the lady was not willing to hear any of the details. All smaller banks refund portion of money when safety deposits are closed before a year is up. Why Chase cannot be that customer friendly. Irony is that the Chase Bank Plano branch told us that they would be shutting down safety deposit box service but timing was not set yet.

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    Customer ServiceSales & MarketingRefunds & PayoutsStaffBillingLoan Process

    Reviewed Aug. 18, 2023

    During the age, when the country receive stimulus checks, Chase Bank decided to deposit the stimulus amount into my account. Without my permission the following two weeks they took the money back and when I called, they did advise that they deposited the money into my account. I asked him why would they do such a thing without my permission and they advised they did this to most of their clients! I instructed them that since they overdrew my account that I would not be putting money back into this account until all of my bills are paid.

    When I explain to them that this is a huge inconvenience, and I have bills that were due, and I needed the money back in my account they advised, "We only loaned you the money"! I asked him again, "Who authorized you to put money into my account without my permission. This sounds illegal!" They advise what everyone got the money loan to them. I’ve been proceeded to tell them that I received no email, nothing in the mail and saw no commercials on TV stating that Chase Bank was giving their customers in advance on stimulus returns. Following that phone call, I left account in limbo and switch to another bank and have not had a problem since. If you can never use JP Morgan Bank. They are scams and they actually do not care about your customer service.

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    Customer ServicePunctuality & SpeedStaffBillingTransparencyTimeliness

    Reviewed Aug. 17, 2023

    Initiated an ACH payment to an employee for $42,100 on August 13 to take place on August 14. His account is also with Chase. It didn’t go through, so I went to the Chase branch. After answering several questions to Gavin I was told the transaction was “verified and approved. The funds were released, and the transaction would take place within Monday night and Tuesday morning”. Those funds were destined to pay this employee’s tuition, which was due on August 15. The transfer didn’t take place on Tuesday. I couldn’t leave work, so I started my endless phone adventure. I talked to Mark, who again, after asking me all the verification questions, told me the transaction was verified and approved and the funds were being released that same day.

    On Wednesday, again from my office because I couldn’t leave work, called Chase because the funds had not been transferred. Talked to Logan. Again, went through the verification and approval process and was promised my money was being transferred. No last name or phone number to call them back because they are not authorized to do that. I asked to talk to a supervisor. Not easy to accomplish. Eventually talked to Clifford. He said my money was on its way. He agreed he would call me at the end of business hours to confirm the transfer went through. I had explained to each of these people, from my first visit to the branch, the urgency to transfer that money to the point that if there were any problems with my business account I would, as a last resort, send the money from my personal account and then deal with the tax issues that would arise. Was told it wasn’t necessary.

    By the end of ET business hours, the website showed “processing”, so I called again. Talked to Wanda. She said everything was alright and the money was being transferred. Explained to me that the end of banking business hours is 11 PM, ET, so the money would be transferred by then. After 11 PM, ET, my account showed the transfer had been canceled due to insufficient funding. That account had had over $50,000 for the last two weeks, so I didn’t understand why it couldn’t transfer $42,100. I decided then to try a different way to transfer the money. I sent a wire from that same account.

    On Thursday morning, my account showed “being processed”. I didn’t believe it, so I took time off from work to go again to the branch. The manager was absent, so I talked to a banker. After reviewing her computer for a while, could not explain what happened and told me to go because it looked like the wire was going through. I told her that wasn’t enough. I needed to know why I have no way to trust MY money was going to where I was sending it in a timely manner. I explained that although I was being very courteous, I was extremely upset and demanded a response. By now, my payment was overdue. I had told my employee and, he told his school “The money is being transferred as we speak” Monday, Tuesday and Wednesday. Who would believe we were being truthful when you are talking about a domestic transfer between two accounts of the same bank?

    I am a foreign-born American citizen, with a strong accent. Was all that unsuccessful “verification” and disregard for my sense of urgency due to my accent? What do you think the people hearing me say “the money is on its way” thought? I was directed to a different employee. She talked to several people. Eventually, she said “the wire went through. We have no explanation to what happened”. Basically “your money was transferred (three days later through MY changing strategies, not theirs), get over it.” I read several complaints against Chase in the BBB page. Chase’s response is something like “we have already responded to the customer in letter on such date”. I can tell you right now: Today I received an email from Chase saying the wire went through. Far from relieving the pain they caused.

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    Reviewed Aug. 16, 2023

    Only used dispute service a hand full of times. Been a customer for 20+ years. Notice that when I give them the facts of situation I feel like that don't believe me. Really turns me off! Other than that they are good. I guess they can't trust anyone.

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    Customer ServiceTimeliness

    Reviewed Aug. 14, 2023

    My experience with Chase so far is horrible. On 8/11 I deposited my check into chase bank. The check cleared my former bank the same day. On 8/14 the money isn't in my chase checking account. I call chase and a supervisors says that the money is not available because my former bank hasn't verify that the money has cleared the account. I make a three way call, get verbal verification that the check cleared the account, and chase still denied to release the hold on my account. Beware of this bank.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Aug. 11, 2023

    I have experienced my Chase Bank account hacking and total of about $1500 are stolen by Zelle payments within a minute. When I called the bank and reported the incident, all the customer service representatives are extremely rude and their service was very inconvenient. It took for 10 days to investigate the case to give me the money back. Even though they g gave me the money back, 4 days later, they took the money right back saying that they changed their decision because the payment was made within the account. It doesn’t make any sense. I reported the fraudulent activity immediately to stop the payments without my recognition, I was panicked and devastated, but their service was very poor and rude. Very frustrating and no satisfaction. I am hoping they reverse the money back to me. Now I am seriously considering to seek for a legal assistance and moving my bank account to other bank.

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    Customer ServiceFollow-Through

    Reviewed Aug. 10, 2023

    You can go to my account and see the multiple calls and visits I made to reconcile the work they said they needed. They would not allow me to use a debit account saying my account was frozen. They don’t follow through. They seem to be more confused than myself.

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    Tech

    Reviewed Aug. 10, 2023

    So I deposited a large amount of money into my new account. They placed a hold on it, which is fine. But when I had a death in the family and asked them to lift the hold, I have been denied by the upper people in the company. They will not release my money any earlier even though I have a family emergency and they have verified everything and it came back good. Seriously thinking about switching banks, this is ridiculous. The hold department and a branch manager try and release my funds but it keeps getting denied, even with my current situation.

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    Customer ServicePricePunctuality & SpeedRefunds & Payouts

    Reviewed Aug. 8, 2023

    I didn’t recognize 75$ charge they put in a claim. I later found out it was for a preorder that I thought already went through. I called and told them. I re bought the preorder. They took the money again because it wasn’t fraud so I then proved I already paid for the item send proof they gave me money back. Today a month later they took the money again and said, "Sorry we can’t refund you more than once on the same transaction." So they are just going to keep my 75$. So I paid for the same thing twice and apparently this is good business practice to them. I’m now fighting Xbox and they don’t have a number for you to call. I am so upset. Just isn’t right.

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    Customer ServiceRefunds & PayoutsBilling

    Reviewed Aug. 5, 2023

    Chase is currently holding all of my money hostage and refuse to allow me access it. I deposited a check from the North Carolina Department of Treasurer which they have decided must be fake. However, instead of simply calling the Department of Treasurer, they flat-out refuse. They claim they do not have a “verified number” for it and instead not only have put a hold on the check, but on my entire account.

    I can’t access my paycheck from work. I can’t pay my bills. I can’t buy groceries. I can’t put gas in my car. I have been round and round with them begging them to make the one simple phone call it would take to straighten this whole out and they refuse. I called the Department of Treasurer myself and they are completely flabbergasted because they get calls from banks all the time to verify checks. I’m left penniless when I have plenty of money. As soon as they stop holding my hard-earned money hostage I will be closing my accounts with them. WORST BANK EVER!!!

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    Staff

    Reviewed Aug. 4, 2023

    I want to say a big thank you to Mr. Christopher ** for the excellent reception and perfect professionalism in his work. Thanks to the first meeting with him (as a new family in Pelham Village), we understood and believed that Chase Bank is the best bank for the client. Thank you a lot again Mr Christopher ** Chase Bank.

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    Customer ServiceContract & TermsPriceStaff

    Reviewed July 27, 2023

    Ongoing frustration with branch and overall bank rules. My two sons and wife bank with Chase. I bank with Banner Bank. Chase ALWAYS put a hold on every deposit; Banner does not. Chase charges fees for my son's account; Banner would not. I tried to deposit some CASH to my son's account as he was out of town and needed help. Chase will NOT let me make a deposit. They quote money laundering rules. They KNOW I am his father. Banner does not have this rule. Chase also screwed over my other son trying to open an IRA - said on the phone no problem. We get there and gosh, oops...they actually can't do it. On April 14th. Unbelievable. A TERRIBLE organization. My family will be moving to Banner.

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    Customer ServiceSales & Marketing

    Reviewed July 25, 2023

    Just now tried to transfer money between accounts using my mobile app. Had to call CS. First she said it wasn't their fault THEN she admitted it was after she took the time to really look into the situation. So, went to my computer to try there, said my password was wrong. So call CS, was talking to a male, he argued with me an then HE hung up on me without really investigating what was going on. It did happen to be my caps lock on, my fault, which I didn't see until AFTER HE HUNG UP ON ME. Bank somewhere else is my advice.

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    Reviewed July 18, 2023

    So I went to Chase Bank. Open an account in my name and my husband's name and in Florida I had fraud done where someone open an account in my name and I have the police to report. I still have my paperwork of where the person did the fraud so we went and opened a checking account because we moved to Missouri and Saturday they close my checking account and it was because of that fraud that was done in my name, and they said they won’t do any business with me even though I can prove that I had fraud in my name.

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    MaintenanceStaff

    Reviewed July 14, 2023

    I was told today that Chase would not take any responsibility if someone break into your online banking account and stole your money if the stolen fund is no longer on the thief account. Chase has zero responsibility and it is you to absorb the loss. The same applies for all chase checks. This is from the lady at chase bank check fraud department! I asked her what is the point of deposit money with chase bank when it is unsafe and she said, "It is best to keep it to yourself!" She also told me the policy keeps on changing. I cannot imagine chase to have chosen such a person to represent chase bank. It is even worsening to have this lady in the claim department! I can imagine nothing will get resolve. Chase might be thinking they are too big to fall and care none of their customers. You will learn when people start moving money out! Better run away from chase or else absorb the losses. They might be the one doing the fraudulent activities themselves!

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    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed July 13, 2023

    Don’t believe a word they say. I was supposed to be getting paid every but turns out they put hold on my deposits for up to 10 days and I guess they got tired of me complaining. They shut my account down after not getting paid for 10 days and now they put a 120 day hold on my money making me late for the first time in my life paying rent and not about to pay staff either and their rents. They will destroy your life and your business. Don’t come to them for nothing. They will only hurt you and treat you like crap when you’re trying to find out why every 2 weeks you have to wait up to 10 days to get paid when they claim they pay daily. Lol. They pay themselves daily and then make you wait forever and always giving you excuses of why you have to wait this time. The time this time it edges, never ends and when you complain they’ll close your account and put 120 day hold there, more business destroyer than any type of help to a business.

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    Customer ServiceContract & TermsRefunds & PayoutsStaffHonesty & Transparency

    Reviewed July 8, 2023

    Dear Chase: June 19, 2023

    This is my response to your response of holding my funds and having the right to do so "per the agreement we have with each other". That agreement does not state you can hold my valid funds for 76 days for no reason, discriminate against me, and conduct deceptive practices. Just to remind you your representatives advised me that the check I deposited was “under investigation” because it had two names on it although they said it cleared. Fact: The two names on the check were the conservator (an attorney) that handles my mother’s finances and my name. Fact: I contacted the bank the check was from they advised me the check cleared with no issues months ago at his point. Fact: The previous correspondence you sent only stated my account was closed and the balance was applied to the account.

    I know there are legal time frames in which money, that does not belong to chase should be returned to the customer. There are also time frames in which you must respond to stay in compliance with complaints from CFPB and discrimination claims. In addition, I see you declined my compensation offer which I anticipated, based on the treatment I have already received. If I hadn’t contacted the CFPB who knows when I would have received a response or my money! This experience I have gone through with you all made the personal events in my life even harder to manage. This response you all sent to me simply means I should move forward with possible legal action and alert the media about this matter.

    Therefore, any attorney fees that may transpire from this matter you will be responsible for. Chase bank seems to think they can treat African Americans like this in 2023 and simply sweep this under the rug no sir! If necessary, the details of this matter will be made public because I don’t want honest people like me going through this DISCRIMINATION! “Thanks for admitting you fell short this time” in your letter. I can agree with that way short! I guess I should be grateful for getting my $500 back. Well thank you for returning my money! However, that will not resolve this matter at this point. If necessary, I will exercise my freedom of speech and tell everyone I can about the treatment I received simply by trying to open a checking account with your bank. Especially, my ** friends and family I know as well.

    Therefore, I’m demanding you compensate me for the pain, discrimination, frustration and having no reason for doing this to me. I know the process it takes for a bank to receive notice if a check is returned 21 days at most, not 76 days. The way your agents treated me on the phone, you can keep your condolences. I want $ 5000 dollars sent to me in the form of a cashier’s check by July 15th, 2023. Just like you sent my money back to me via UPS. Or I will take the necessary steps against your bank for this crime you committed against me.

    Genevieve **

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    Punctuality & Speed

    Reviewed July 4, 2023

    They making me wait 13 days for my disability check because every time my money gets low they take what I have and put me over withdrawal. I never I had to wait this long for any government check and especially SSI and the people I talk to were some racist.

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    Customer ServiceStaff

    Reviewed July 3, 2023

    I am currently in the process of moving to another state, and I am switching banks. I am closing my bank account out at Chase bank. I told them I needed to leave it open until all of my direct deposits got switched to my new bank account. The minute that one of my direct deposits came in to Chase bank They closed my bank account out without my permission and Denied the direct deposit. Now I’ve got to spend hours on the phone with the Military finance department to try to find out how to recuperate my direct deposit for my military pay. Then I’m going to have to contact Social Security and do the same thing with them. I did not tell the bank I was closing my account out yet. They just did it on their own. Now I have to go to all kinds of stuff to try to find out where my money is. I do not recommend this bank to anybody.

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    Customer ServiceTech

    Reviewed June 30, 2023

    I have to call Chase support weekly for one problem or another. I have been a long time 25 years, with Chase. I also have 30 other accounts from various business also with Chase. The problems vary. Today it is Zelle. Chase will not interact with PNC Bank. Chase has a habit of passing the buck. On average I get on the phone and get transferred 5 times. Repeat my story each time and ultimately almost always the same outcome. "The problem is not with Chase" but it is and I have to prove it each time by getting the other party on a conference call with Chase. I waste an average of 4 hours each time. This is the worst customer service and although an huge task and a major disruption of my business I will have to leave if they don't fix this. This all started about 4 years ago probably with offshoring.

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    Customer ServiceTechStaffLoan ProcessHonesty & Transparency

    Reviewed June 28, 2023

    Amani ** is a complete liar. She led me to believe she had the buyer completely handled.. and the closing she missed, would surely close on 6/30. Not going to happen.. She blamed the agents for WRITING the contract that was executed on 5/22/23.. that had a close date as BEING Negligent. She risked the buyer's inspection money, earnest money.. the various inspections. He will likely lose it.. and CHASE assumes no reimbursement

    CHASE BANK has not been my preferred lender for some time. I thought I would try again. They proved to be EXACTLY the same. They could care less about being on time, they could care less about your family, and they do not care about sellers.. and all the other people that are involved in the real estate transaction. They are consistent.. consistent at DISSAPOINTING people.

    I am a RE/MAX agent.. do not CHASE me around at conventions.. offer me drinks and treats. YOU LIE.. you are horrible at what you do. I spent 3 hours trying to get someone on the phone.. that should tell you all you need to know. If you bank at CHASE.. think you can get a loan there because you bank there,, EASILY.. think again. Stay local.. the BIG BANKS will consistently disappoint. I asked this lender if that is how she would treat a family member.. she said no way.. absolutely not. Turns out she DOES.. and does not care.

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    PriceStaffBillingTransparencyTimeliness

    Reviewed June 23, 2023

    My wife and I have been going through this confusion for almost 3 weeks. There was a fraudulent person who got access to her acct. Chase was notified the same day it happened. They drag their proverbial feet every step of the way. They are complacent with the fraudster. They would not allow my wife to change her bank account number. AS my bank did when I had trouble (Credit Union). They just keep sending snail mails with veiled threats and never have offered an explanation nor a solution. Which makes me think they are in on the fraud systematically within the organization. Because if they kept allowing this monster to make claims and reverse charges for bills already paid, and Chase allowed it to stay open for this purpose, then they are in on it and don't profit depending on how much the criminal gets from the reversals.

    The mail on this is absurd. Since May 30th, 2023, there have been "reversals" back to January. Needless to say the Chase "Service" people were helpless, hopeless, and uneducated. Filed police report. May have to get a lawyer. I think this is fascist/Jeffrey Dahmer treatment. A bit scary and infuriating at the same time. No satisfaction. They don't care if they win or lose or get caught, why should they care about YOU!

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    Customer ServiceContract & TermsPricePunctuality & SpeedRefunds & PayoutsBilling

    Reviewed June 23, 2023

    There was a case of check fraud and they claim to be doing an investigation within a 90 day period, that drugged on for 6 months are more. When it was finally over they place the blame on the bank that gave them the fraudulent check and implied it wasn't their responsibility, after speaking with the other bank Wells Fargo they imply that case should have responded us our money from the allowing the president check to come through the account.

    In the meantime that one check cost us $15,000 from non-payment of rental payments waiting to resolve this matter plus it put physical strain on my husband's body until it damaged his prostate and now my husband is having surgery because of the massive bleeding that he had from this whole matter. And make the matter worse Chase close the account saying that they didn't get a response from Wells Fargo. Wells Fargo simply said that it's not their problem and we are being evicted because Chase wouldn't pay for the fraudulent check.

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    Reviewed June 23, 2023

    I am a an estate executor for a friend that passed April 1st 2023. Chase has yet to release the held monies of my friend's Down Syndrome son. The family and I have complied with every request of paperwork, including the father's death certificate from 10 years ago. Chase puts nothing in writing but keeps asking for additional information. Despicable, take your money out before Chase holds your money hostage! Zero STARS!

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    Reviewed June 23, 2023

    I created a new checking account, set up direct deposit from my employer. I did not receive the bonus! When asked they said this is some pre arranged ACH credit and not regular direct deposit. I have otherwise received bonuses from other banks without any hassle, somehow Chase tried to avoid the bonus with some lame excuse, don’t fall for it.

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    Customer ServicePriceRefunds & PayoutsRates

    Reviewed June 22, 2023

    Club Wyndham (timeshare) charged my VISA (chase bank) on 6/4/23 for a deposit. I called, went on website, wrote a cancellation letter and mailed it certified mail on 6/5/23 to Club Wyndham. I disputed the unrefunded $350 (Wyndham charged) on 6/12/23 with Chase Bank. It is 6/22/23 and they have not refunded my card the $350 or done anything about it. They give Club Wyndham 15 days to hold money interest free. This is unethical and white collar crime (stealing)!

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    Customer Service

    Reviewed June 20, 2023

    I don't know how someone can like Chase Bank when they have very poor customer service, and violate the customer privacy rights. The level of the service they provide is so low that they are not able to improve anything. Would not recommend this bank to new customers. Too many issues and inconveniences.

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    Customer ServiceStaff

    Reviewed June 19, 2023

    The call center and reps were very unprofessional! Constantly was told different info every time I called. They held over $10k of my money saying I wasn't the one who funded the account. Turns out they were mistaken which resulted in a huge delay in my business. I will never work with these losers. Go to US Bank instead! They are way more professional.

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    Billing

    Reviewed June 18, 2023

    Took $12 from me twice when I made a withdrawal. No prior notification. Will be closing account asap. And their drive thru ATM has been inoperative for over 2 months..again no notification. And ATM only gives $20 bills.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed June 11, 2023

    I will be closing my account when my paycheck clears, and encourage everyone to switch from Chase. This is the 3rd time a check deposit of mine will be on hold for 7+ days. My employer's HR guy got a hold of Enterprise Bank. They said adamantly that there is no issue to release my funds. Chase is a selfish greedy financial institution. My daughter's birthday is ruined because they are holding my paycheck hostage; I now owe late fees to several services. I spoke today with Chase rep Michael who told me "We cannot request anything with Enterprise Bank, because they won't communicate since we(chase) are not their customer." So I repeated what I had been told by a lady rep the day prior - June 9th(Fri) - "If your funds are not available by 3pm today(fri) then they should be tomorrow morning(today/Sat)".

    That was after a 15-20min hold for the lady rep to contact Enterprise Bank. Michael called me a liar by saying "she never said that; that is not accurate. Check the recording I said. Plus I responded to the lady rep with "I have never heard of a bank depositing funds on a weekend" but was reassured by her. What a dirty way to conduct business. I am aware the longer you hold funds, the more days you have to profit off them. Chase's actions, policies, and algorithms are morally criminal. I never expected this from the largest bank in America.

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    Punctuality & Speed

    Reviewed June 9, 2023

    With a busy schedule, ATMs are important to move money around. Beware, Chase ATMs are not operated by Chase, but by Brinks. Lost $500 cash deposit and Chase said it wasn't anything they could verify. I'll never do another cash deposit at an ATM ever again but it was enough for me to take my business to another bank. Disappointing from a large bank on every corner.

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    PricePunctuality & SpeedStaff

    Reviewed June 5, 2023

    I deposit my checks mobile and I know for sure it only takes 3days for the check to clear and Chase wants to hold your check for 2 weeks and it’s not fair especially if you need your money ASAP!! I would recommend for anyone to open another account to mobile deposit checks such as BOA, BMO, or Huntington your check clears automatically with them and it’s no long wait. Chase needs to do better than what they’re doing and also they need to lower the overdraft fees or charge according how much was overdraft because it is ridiculous to charge someone $34 for a $5 overdraft. I been dealing with this for a long time and needed to make this review because their team members are not bringing anything to their attention to better the company!

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    Customer ServiceCoveragePunctuality & SpeedStaffRates

    Reviewed June 2, 2023

    In an era of unprecedented technology, Chase Bank has managed to elevate customer frustration to an art form, casting themselves as a tragically incompetent antihero in the arena of personal banking. My experience with them has been so utterly abysmal that it's evolved beyond disappointment and ventured into the realm of the downright absurd.

    Like a Greek tragedy, our story starts with a seemingly innocuous incident. During a business trip overseas, I found myself unexpectedly locked out of my Chase Bank accounts. An inconvenience, yes, but surely a minor speed bump in the grand scheme of things. After all, we live in an age where connectivity is ubiquitous and international travel is an everyday event for millions.

    Imagine my shock, then, when my initial call to customer service resulted in the mind-boggling advice that I needed to physically visit a branch to resolve the issue. No, you didn't read that wrong: an international customer, halfway across the world, was told they needed to drop everything and travel back to the United States to visit a brick-and-mortar branch. I couldn't help but wonder if I'd slipped into a time warp and emerged in the pre-digital age.

    Saddled with an impossible task, I instead chose to embark on a 24-hour odyssey through the labyrinth of Chase Bank's customer service – a team seemingly trained in the art of deflection and the chorus of "the system is responsible". At every turn, my pleas were met with robotic recitations of policy and procedure, void of empathy, understanding or an ounce of human ingenuity. It is 2023, yet Chase Bank seems to operate on the assumption that we still live in an era where horse-drawn carriages are the norm and telegrams are cutting-edge technology. The cavalier disregard for the convenience, peace of mind, and downright sanity of their customers is truly a spectacle to behold.

    Chase Bank's laissez-faire approach to customer care is matched only by their startling incapacity for pragmatic problem-solving. I'm left to ponder the irony of an institution that deals in billions of dollars yet fails to invest in efficient, customer-centric solutions. At best, it's a demonstration of profound negligence, and at worst, it's a slap in the face to customers who've entrusted their hard-earned money to their stewardship.

    After this harrowing ordeal, it is painfully clear to me that Chase Bank is woefully ill-equipped to serve those who travel or conduct international business. Their archaic systems and unfathomable policies form an albatross around the neck of anyone seeking efficient, flexible banking solutions. No amount of corporate spin can cover up the fact that, when it comes to global business or personal banking, Chase is clearly not up to the task.

    If you value your time, your money, and your sanity, I urge you to think twice before entrusting your financial wellbeing to Chase Bank. With countless alternatives offering robust, modern solutions to personal banking, there's simply no reason to endure the Kafkaesque nightmare that is banking with Chase. Rating: One star (Only because zero isn't an option).

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    Customer ServicePunctuality & SpeedRefunds & Payouts

    Reviewed May 25, 2023

    I continue to receive unjustified 7 day holds on literally EVERY check I attempt to deposit. When being informed of this via ATM, it is literally impossible to abort the deposit. I can not IMAGINE the millions of dollars they make off floating deposits this way. I believe I have identified multiple violations of the Funds Availability Act in their conduct with me. Customer service is utterly useless. I meet NONE of the federally mandated criteria for extended holds. I will be closing this account as fast as possible upon payout of my now ~1000$ held hostage. Certainly, I was informed, only AFTER it was engineered I could not abort this transaction. I'm obliged to wait and hope, but I have zero confidence after holds were put on two $20k checks issued by THEM, deposited with THEM, for what works out to just shy of two weeks, when weekends are factored. ** Chase.

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    Price

    Reviewed May 24, 2023

    Chase does not honor their written policies on overdraft and will discriminate people who have to use overdraft often and refuse to honor their written limits on the service. I am on SSI and I activated overdraft for those times at the mid to end of the month when I am out of things like food and need a little extra. I stay within their limits and keep my total under 50 bucks over. Because of that they never make any money from my overdraft and feel they have the right to dictate and control my overdraft spending. If I was spending over and getting charged a fee they wouldn't even bother to decline... This has been going on for several months. They are the worse bank I have ever enrolled with and don't advise anyone to open with Chase as they discriminate!

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    TechPriceRefunds & PayoutsTransparency

    Reviewed May 21, 2023

    Reading some of the reviews here I now know I'm not alone and I wasn't mistreated because of a discriminatory reason. I can say "I'm happy to know," or "feel better" but those are not the correct intro because no matter how you see it, it's messed up. Who's to blame? Who should be held accountable? What does it take to make things better? Amending EFAA Reg.CC to allow customers to sue in a real court for breach of contract, or for a penalty for the harm? I don't know when was the last time it was amended but it should be based on the advancement in technology compared to when the Act itself was made into law. Availability time frames should be updated.

    This outdated Reg.CC has enabled Chase to become an ADDICT to prolonging the clearing of checks at the cost of customers who are in dire need for that Check to clear as soon as possible so they can move along with enjoying their pursuit of happiness. Instead, Chase uses these laws to control people's money and deprive people of property without due process. They're like drug dealers and they lure you into handing your money over to them and once they have it you are at the mercy of whatever policy they want to make up or excuse as to why you cannot touch your money.

    I recently opened an account and deposited a check into chase. at deposit teller was ask for half in cash and the other for deposit. ignoring my request chase tell just deposits the entire check and explains the receipt as available in two days and for me come back to withdrawl it. I came back and I was told they've extended the hold. I asked almost all bank departments and each gave conflicting answeres. They really need training and be held accountable.

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    Customer ServiceContract & TermsPriceBillingHonesty & Transparency

    Reviewed May 20, 2023

    I have been with this bank for over 4 years. Total of 3 accounts always have a positive balance deposits. 4000 payroll monthly. Total deposit in account averages 5 to $6000 a month. They froze my account because I deposited a check in the ATM that was not endorsed on the back. They told me that the check could possibly be fraud. There's no way that the check is a fraud check. They froze all. My money. Calls. All my credit card.

    Automatic payments to be returned cost me hundreds of dollars in fees with my creditors. And told me every single day a different lie from the fraud department supervisor customer service branch managers. All told me, "All will remove the freeze from your account now that we've been able to identify the payer of the check." I have now been going through. This for 5 days. Have no access to my money in my checking account. Prior to the deposit date froze the whole entire account and put the check on hold. Will not remove the hold. Will not release. My funds. I will be closing all of my accounts with Chase bank.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaffBillingRates

    Reviewed May 19, 2023

    I needed cash for a local purchase and my wife went to cash a check from our other bank at our local Chase branch. They refused and wanted to place a hold on the majority of it until the following week. She canceled that transaction and I called my other bank to increase my ATM withdrawal limit which was approved. Went to a Chase branch with ATM in the lobby that dispenses up to $3,000. I needed less. My transaction was declined for various amounts and I called my bank to check that the limit was correct. They said yes and that there were no declined ATM transactions on my account. So, I go back in and withdrawal $500. It worked so I tried for another $500 and it was declined for exceeding my limit. Called my bank again and they said I was not maxed out and there were no other declined transactions. This is clearly Chase causing the problem.

    Now, I Zelle $1K to my Chase account. Then the Chase ATM flagged and declined me for fraud when using my Chase ATM card to withdrawal the available balance. Then I had to go to the teller who made me go through a process to get a code to withdrawal my money after scanning my ID several times. Finally got my $1K. Still short, I walk across to Wells Fargo where the ATM gave me $1K from my non-Chase bank with no problems. Two months ago I got a Chase credit card to use the promotion for no interest for 15 months to buy a refrigerator. The card was declined multiple times and Chase tried to tell me that it was the store's fault even though it was the bank declining it. I used to be a Relationship Banker at Chase and this is the kind of customer experience I dealt with on the regular. Run, don’t walk, from Chase.

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaff

    Reviewed May 18, 2023

    My husband and I had a business account with Chase Bank. He passed away and the company we had was dissolved. When I went to close the account, I was told to return with a death certificate, proof we were married, and a photo ID. When I returned a few days later, I sat there an hour while they examined my documents and made copies. Keep in mind, I was listed as an officer of our company and had written checks on this account.

    Second visit, I was told I needed a court order to close the account. It cost me $3000 to get the court order. I took the court order there in person, and was told it would take a few days for their people to review it. Today, I get a call for a death certificate. (The same death certificate they made copies of when I was there before.). So I emailed a copy of the death certificate and now I am told the emailed copy was not acceptable. I called my attorney today and have turned it back over to her. I will never do business with this bank again.

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    Reviewed May 18, 2023

    I have never been so unsatisfied with an experience in my life. After 35 years of loyal business, my accounts were closed with no reason provided. I was provided a notice without any hearing nor an opportunity for a hearing. This is unjust and unacceptable.

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    Customer ServicePunctuality & SpeedBilling

    Reviewed May 13, 2023

    I opened a checking in April of 2023 and made a deposit with a 6000.00 check. I received my receipt and funds will be available in 3 days then after 3 days funds will be held additional 7 days. Had to go into the bank and physically have them clear the funds with one phone call. Deposit a second check for $3,000 and was randomly selected by the bank to hold the funds for 10 days. I find this completely unacceptable in 2023. They have horrible customer service and treat hard-working people with no respect. I will be finding a different bank to open a new business account and thinking about talking to a lawyer about a class action suit. I will be late with my bills due to them randomly choosing to with my money on consecutive deposits.

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    Reviewed May 13, 2023

    Apparently when Chase does not want you as a customer anymore, they "LOCK" your account, without telling you why, and then tell you that if you want your money, that you have to close your accounts (Checking AND Savings!). Regardless of the amount of money IN the accounts, or the length of time you have had accounts at the bank for! Without even telling you why! If I could find an attorney to sue this pathetic excuse of a financial institution out of existence, I would! Chase Bank deserves to be sued out of the financial sector! Do not do business with it!

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    Customer ServiceContract & TermsPriceStaffBilling

    Reviewed May 12, 2023

    In November 2022, I purchase a shower, never even thought that it is from China. Seller sold damaged, shower unit. Refused to send a return label, Instruction, and zero communication. I dispute the charge with cheese link Business credit card. I am a client with Chase for 25 years, never had any issue with the Dispute. November 2022 opened Dispute for that matter for $1086 with a Chinese, against Chinese company “sweet home”. I Upload through portal over 100 documents, emails, pictures, that shower had damaged and we had a flood, It’s cost me $50,000 to redo after we remodel, we have to demolish and start over, that’s was insane. It’s took me 7 months to find the Seller address through one Representative in the United States. I made 195 calls. I wrote all representative names. The rest was somewhere else in the Philippines in India, who does not even look at the documents I provided. They believe to a seller Who wrote respond to Chase through Google translate. Chase request, send shower to address they provided.

    After a month, they close my credit card, business checking account and they Advised that I’m liable for payment $1086. Now I have no shower and I have to pay $1086. I believe Chase needs to work better on a customer service and especially Dispute department with a business accounts. I request several times, that I cannot understand people from those countries, because I’m not native English speaker, I was asking them several times to transfer me to United States, they just don't care. Now, they create a lots of issues for our business. It’s a horrible company I would not recommend to anybody.. I filed a lawsuit against Chase.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed May 12, 2023

    I made a stop payment on a specific payment in January due to a mistake on a home lender doing multiple payments. I was not told that I would have to call back to cancel all future payments at that specific amount of $2487. So February and March I paid $2500. No issues. April was $2487 and it got blocked. I called Chase and they said they block all payments from Chase at $2487 unless I call to cancel even though I was never told. Every other company I had no issues just requesting blocking one payment or blocking all payments from a lender regardless of the amount so that doesn’t make sense to me. Now I got late fees and a late payment that dinged me 65pts on my credit score. The last agent I talked to even threatened legal action because I said the “situation is **.” And also said too bad for me of my situation. I made no threats so he’s full of it. But I guess that’s how Chase treats their customers.

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    Customer ServiceTechRefunds & Payouts

    Reviewed May 5, 2023

    Chase Bank sent a letter dated 3.18.23 informing me that they are closing my personal bank accounts as of 4/1 "because of unexpected activity on this or another Chase account." No one at Chase can tell me any details pertaining to this activity nor was I given a chance to document, prove or otherwise respond to the security concerns. As a small business owner, I am reliant on my account to auto pay my vendors and while I have other cards, the need to set up new auto pays with over 40 recipients is a huge time sink and incredibly frustrating.

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    Customer ServicePunctuality & SpeedTimeliness

    Reviewed May 3, 2023

    I opened a Total Checking account online and have provided all the necessary details while opening it. Bank never reached out to me neither sent any mailers that physical verification is required after opening account online. After almost 7 days, I received debit card to my postal address as expected. When I went to activate the debit card, I noticed that my account is blocked/restricted. After reaching out to customer service they asked me to visit local branch for physical verification. I immediately went ahead and scheduled an appointment and submitted proofs.

    Next day banker called and notified me that my account is closed and a new account is required to be opened by visiting branch. I was having my direct deposit scheduled to come in the account but I had to delete it as account is now closed. Question- 1. Why bank allowed to open a account and sent me debit card by following online process if physical verification was mandatory? 2. Why bank didn't called, mailed, emailed to notify that physical verification has to be completed by so and so date? 3. How bank can restrict or close account without intimating customer or without giving any time for customer to prove legitimacy?

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    Customer ServicePunctuality & Speed

    Reviewed May 1, 2023

    My bank got closed for no reason and they told me that they decided to end their relationship with me. They are rude and denied to tell me the reason. Good thing I figured out early and got a chance to transfer my money out soon enough. I don't think they will survive for another 5 / 10 years for low-quality service like this. I felt relief after reading all those comments as I am not the only one that went through ** with Chase.

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    Customer ServiceStaff

    Reviewed April 27, 2023

    This bank will put a hold on your checks deposited for no reason whatsoever. And not just for a day or 2. I was told my money would deposit in 2 days, and on that day I was told it wouldn't deposit for another 7 days. When I asked what the hold was on there for they had NO GOOD REASON!! Talking to a manager named Mark, did absolutely nothing but help me decide to close my account. He refused to give me corporate's number and said he would transfer me to his supervisor and then placed me on hold for OVER 40 MINUTES!!! I'll be glad when this bank goes bankrupt like the many others before it!!!

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    Customer Service

    Reviewed April 26, 2023

    I’ve been banking with Chase for over 10 years, I’ve deposited 2 checks from a settlement I’ve won & they’ve decided to restrict my whole account for suspicious activity. When all they need to do is contact the bank and client for verification. They have made my days very stressful and I would never do business with them again or recommend anyone to do so. Their customer service is inexperienced & very unhelpful. It’s really a headache when you can’t have access to your own money for their lack of experience.

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    Reviewed April 21, 2023

    Never do business with them. I have been a customer with Chase Bank for more than 10 years, and out of blue one day they have frozen my accounts and my ability to use my own funds. No one seems to know why and they are also not letting me close my account and transfer my money to other bank. THIS IS SO MUCH OF HARASSMENT. Very irresponsible bank with very poor service. Would never recommend them.

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    Customer ServiceCoverageSales & MarketingPunctuality & SpeedMaintenanceBillingResolution

    Reviewed April 21, 2023

    I've been a Chase customer for 10 years. I have 2 Chase credit cards. In July I opened a business checking account to get the $300 sign-up promotion. I opened the account online, everything went fine, until 3 days later when I was not able to log in to neither the business checking account nor the credit card (personal) accounts. They were all locked due to "suspicious activity". I called the 800 number to get it resolved. Customer service worked on it for close to 30 mins but they were not able to resolve it. They told me the only way to fix it is by going to the branch. So I went to a Chase branch and after wasting another 30 minutes there I was informed that the business checking account was already closed and in order to unlock my personal accounts I have to submit a utility bill that shows my address. This has been a very disappointing experience for me. But I moved on.

    Fast forward 8 months and I opened a PERSONAL checking account on Chase website. It worked fine. Account got opened. 3 days later I got locked out of ALL my Chase accounts again! I called the 800 number and once again I was told I have to go to the branch and provide them two forms of ID. I went to the branch, showed them my ID and asked why my accounts are locked again. They talked to the back office and informed me that there is still a problem from the July business account that was closed by them and I still need to verify that I own a business! So the account they themselves closed back in July was still haunting me!

    Anyway I provided them my tax forms as requested (had to make a subsequent trip for this). One week later, and despite escalating this directly to the executive team from the CEO's office, my accounts are still locked. I call the branch and they don't answer. Chase is very incompetent. I am beyond frustrated. How could a bank that I am a customer of still asks me for verification IN PERSON after opening my accounts online and how come it takes them forever to verify it?

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    StaffHonesty & Transparency

    Reviewed April 18, 2023

    Honest and dependable service. A solid choice in these uncertain times. Excellent credit services. I left my small town community bank for solid ground. JPMC supports local business. App has complete financial services and great educational material.

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    Customer ServiceSales & MarketingStaffHonesty & Transparency

    Reviewed April 2, 2023

    TERRIBLE, TERRIBLE, TERRIBLE in every way. $7000 was stolen from my Chase Deposit Account by and UNAUTHORIZED criminal in December 2022. I was completely incapacitated and unable to contact Chase NOR WAS I AWARE OF THE THEFT until I reported it. I was never given a temporary credit despite having been told I would get one per their policy. I have spoken to several agents of this bank to include about a half dozen executives and the CEO himself asking for help in understanding why my claim was denied stating that it was found to be invalid. I provided solid unimpeachable proof that I could not have made those withdrawals and they STILL said the claim was invalid, that the criminal just gets a $7000 gift.

    The people working for this bank are incompetent, unprofessional and poorly groomed. They are obviously desperate and have become less choosy in their hiring process, and had they actually INVESTIGATED they would know this claim is LEGIT. Sounds like we might have us a class action lawsuit people. I am researching to see what's up. Message me for further info **.

    IN short, ladies and gentleman, RUN AWAY. Bank of America and Wells Fargo are big banks with tons of experience but they stand behind their customers and make good on what they advertise. Chase Bank does NOT care about you and will NOT protect your money but will instead throw you under the bus to absorb a loss THEY allowed. United Community Bank or Regions are solid banks but CHASE is greedy unethical and dishonest. Century Bank has much better customer service and a prettier lobby than Chase. I am speaking to an attorney Tuesday because this CANNOT be legal....

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    Staff

    Reviewed March 31, 2023

    I acquired a Chase Account in Feb 2023. In 2 months, my account has been frozen TWICE!!! Without any notification. The rep didn't state why my acct was frozen. No time frame when my acct will be released. Chase froze my acct with only $41.37 available balance!!! Chase didn't even contact me to verify me and my transaction history-just froze my account. This is unacceptable!!! I only had Chase for TWO MONTHS!!! I'll NEVER bank with Chase Bank AGAIN!!! EVER!!!

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    Reviewed March 27, 2023

    Whatever verification practices they changed in January makes it a hassle every time you want to log in now, after 2 deaths in my family, during the grieving process; they have made it a complete hassle to deal with. Can't even log in now, so I just stopped paying them after getting my own Cancer diagnosis.

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    Sales & Marketing

    Reviewed March 24, 2023

    I literally told them I fell for a phishing scam online. It was raining hard for a couple days otherwise I would have gone to a branch and changed my account numbers right away. I even said there will be a possibility of 35 dollars being taken from my account, but they approved that bogus check anyways. The added extra questions and pin I added did no good to protect me from being phished. Keep in mind being proactive about identity theft does nothing. Even if I said It was compromised earlier until theft happened the bank still would have been reluctant to change my account number. Either way this is an inconvenience since I know nothing will really be done and the idea of a bank still existing is all suspect.

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    Reviewed March 23, 2023

    I have been poorly treated due to my racial background. Chase bank I would say worse bank I have ever been with. They treat their customer very poorly especially when they know you are not **. I give special treatment to a customer like them, but good luck if you are not **.

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    Customer ServicePrice

    Reviewed March 20, 2023

    Disappointed in the service I was provided by Chase, I provided all info requested of me, and I Found many unauthorized transactions posted on my account from Amazon. I have never linked this card to Amazon. I provided email evidence from myself and amazon explaining the fraudulent charges, Chase brushed me off because they don't want to honor their zero fraud liability. Shady bank. Beware.

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    Customer Service

    Reviewed March 16, 2023

    Chase bank saved my money from many trouble sellers on online. They always protect me from being robbed. Thank you for being loyal and providing the best customer service to me. Thank you Chase! Thank you!

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    Reviewed March 10, 2023

    I had this Bank. I started in Indiana and remain my bank in Ohio. It was only a savings account. I got my tax return through my savings account 3 years in a row. Spring of 2023 I go into Chase Bank to make sure my account is still valid. They shut my account off without even notifying. They are definitely for the poor. They take $5 out of your account every month if you have under $300. This is discrimination. I don't like this Bank morals.

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    Price

    Reviewed March 8, 2023

    I visited Tulum Mexico in December and it was extorted by the Mexican police in the pharmacy for $4000. I stated that it was fraud since a gun was literally put to my head and Chase still paid it. I was under duress and I did not approve the charge. After reviewing Chase Bank allowed it. I have no itemize list. I have no receipt. I have no invoice.

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    Reviewed March 7, 2023

    On Feb. 23 I opened an account at Chase Bank Monroeville. The certified check provide sufficient funds to open the account. Chase has held my money for nearly 3 weeks. They bounced numerous checks. Idiots.

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    Verified purchase
    Customer ServiceTech

    Reviewed March 7, 2023

    10/6/21 IRS deposited $1400 to a account at Chase in Tampa Florida that doesn’t belong to me. For the past year I have been trying to get this straightened out. Today is the day I sent out 4 letters to IRS and chase. Makes no damn sense! The paperwork that is suppose to be filled out can only be done by chase and it’s fill in the blank. Customer service people suck. They do not listen or try to listen. They do know how to transfer a call. That's about it!!!! Never have and never will bank with them!! Account-**. Has my $1400.

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    Customer ServiceStaffLoan Process

    Reviewed March 6, 2023

    I’ve been dealing with Chase Bank auto department for like 2 months and no help. Speak with around 10 different people and every time is a different story but no solution. Worst bank ever. Worst customer service ever. All they do transfer because apparently any department handles the request. I’m asking a form from the bank of my auto loan to submit an application for a veteran's benefits and no one's no nothing. No department knows nothing. Worst customer service ever.

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    Staff

    Reviewed March 4, 2023

    I previously had an account with Washington Mutual that transitioned into Chase years back. I've always kept a substantial balance within our account which had benefits of free wire transfers and cahiers checks. When the transition occurred Chase told me that there would be similar services. When I've finally needed help with a simple wire transfer after them having over tens of thousands of dollars vested in my account for years they are not able to help me with a service that was always complimentary. Very sad, and will transferring my funds to a credit union that actually cares about keeping its customers. Unfortunately, I guess there is no benefits to loyalty these days.

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    Customer ServiceSales & MarketingResolutionHonesty & Transparency

    Reviewed Feb. 26, 2023

    Completely misrepresenting ads and promos. Open a savings account with the $700 promo and NEVER received a dime. In addition, after complaining to BBB because their escalation department did not contact me ... they told me they WOULD not do anything for me! Great customer service EVER...

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    Punctuality & SpeedRefunds & PayoutsBilling

    Reviewed Feb. 22, 2023

    It took me three people to talk to with three different stories, in regards to my escrow account I made a payment on error on my part and they wouldn't give me my money back, it's in escrow. It's February and she told me I'm due for my analysis in May. So I told I would wait til may. She said I had to do it in order to see what they could give me. NO way they have my money and won't give it to me. I would not do business with them.

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    Punctuality & SpeedStaff

    Reviewed Feb. 21, 2023

    Chase Bank hires young inexperienced staff in their risk department, with computer generated transactions to flag - in other words for no reason a transaction can arbitrarily be pulled, then rejected by a kid who has no knowledge of business, no firm protocol or criteria to follow, and can easily do great damage to your company. I had a $1800 transaction on 2/17/23 which was flagged; they asked for copy of invoice, I sent it; they rejected the transaction. Later a supervisor read the 'Specialist''s notes, which said he didn't like the 'Format of my Invoice.' Meanwhile the new customer moved on to a new company. Chase singlehandedly can destroy your business!!!!

    Another transaction of $845 on 2/17/23 was also rejected same way; except this was an existing customer, a transaction that I do every single month! So even an understanding, patient customer - who by the way I had already delivered the product to - now has the relationship strained, and more of their time and energy eaten up, by Chase Bank!!! In one day they can literally burn your company and leave it smoking for days!!! Why????

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    Customer ServicePrice

    Reviewed Feb. 15, 2023

    If negative stars were an option that’s exactly what I would have selected. They denied a dispute of an obviously fraudulent wire charge (it was sandwiched between 4 other fraud charges and I have never sent a wire transfer in my life). Nothing was done the first two times I called them. It took a third hour+ long phone call to get anything done about any of the charges. I haven’t had a debit card in over a week and half. I have filed a police report regarding the fraud and Chase now has complaints with the BBB, CFPB, OCC, and my state attorney general. I will be getting a lawyer if this isn’t resolved. Moving my money out Chase AS SOON AS possible. This company, their tactics, and their customer service is an absolute joke.

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    Customer ServiceCoverageTechPriceStaffRates

    Reviewed Feb. 14, 2023

    If I could give a minus star rating I would. Very unprofessional, hold monies for no just cause causing your account to go into overdraft, charging ridiculous fees...I am very disappointed and downright pissed at Chase Bank. I deposited a $4k check via teller into my account. This check was from home insurance company for property damage I sustained 2 months ago to my home. The teller did not tell me that they would hold the check.

    I call today and the check is being held until 02/23 which is one week away which is going to mess up my direct deposit from employer because my employment check will go to what is overdrawn in my account and I will have no money for over a week, not for gas or food or any essentials because of them holding a business check, not a personal check. I have contractors repairing and depositing checks immediately this week and my account shows now a negative balance of over $1k. If I would of known I would of deposited this check into my credit union account and they don't hold checks from businesses, especially insurance checks, and credit unions are usually more secure and stringent than banks.

    Chase has no right to hold this type of check. They have literal control over my finances for the next week and will not release the funds any sooner. I even spoke to a supervisor and he said he can't do anything about the hold...**...he is a supervisor. All I got was I get it...No You Don't get it...it is not your money and home that was damaged and currently in process of repair with flooding...VERY POOR PRACTICES CHASE BANK!!! ALSO...they need to educate their tellers to inform their customers that the check will be held for one week or so, so they can go elsewhere to get their money in a timely manner!!

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Feb. 14, 2023

    Decided to try a new bank and I wanted to try Chase after all the good reviews I saw about them. I can tell you right now this has been the WORST experience being a new customer. My Employer gave me a check to deposit. After Chase already put their stamp on the back of it the teller told me it would take 10 days to release it. I explained this is for my rent so I don't get evicted. They gave the check back to me and placed another stamp on it that says did not deposit. So according to them it's still good and was informed I could go anywhere else to cash it. That was wrong, no one else, not even the issuing bank would touch it. So I called Chase back and was informed to deposit it and the funds would be available in 3 hours.

    Well 19 hours later I checked my account and now the check has a hold on it. Now I am being told that the check will need to wait till the 25th to be paid out because the computer system decided to please a hard hold on it. Well, thanks to Chase I am now being evicted with no place to go. Also just to explain everything I did not have a job and that why I was late on my rent and my current company wanted to help me out. So DONT bank with CHASE, it's a GIANT pain in the BUTT.

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    CoverageStaff

    Reviewed Feb. 13, 2023

    My debit card was canceled because someone tried to use the number fraudulently. Chase has not, because of policy, replaced my card. The policies they cited were I made an recent address change AND they will not send the card to one of their branches in the State where I am. I am traveling. I am a female, senior citizen traveling. Chase is sorry, but they can't help me. My situation is not cookie cutter and they have no plan for how I can have access to my money. They are however very sorry.

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    Customer Service

    Reviewed Feb. 13, 2023

    I was called by a woman from an East Indian call center to say Chase no longer accepted my $1650 reoccurring account transfer from my Credit Union. The same transfer I have made every month for 6 months. Incompetent wastes of corporate life. Because of your ineptitude I will now be closing my account. Congratulations you incompetent morons.

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    Customer ServiceSales & MarketingRefunds & PayoutsStaff

    Reviewed Feb. 11, 2023

    I had banked with Chase for 20 years and had never had a problem until I had fraud on my account. I received a call from someone claiming to be from Chase Fraud Department after responding to a text message about a Zelle transaction. They said since the Zelle transfer was fraud. They would need to close the account and open a new one. I proceeded to comply with what the caller told me to do to open a new account. They initiated a wire transfer to a new account with my name and as soon as the money went into the new account, the wire details actually went to a Wells Fargo account! Chase says since the online credentials were compromised (I never gave them to the caller). The transaction was considered a scam and not fraud and they would not help me get my money back! So very frustrated. If you want to protect your money, bank elsewhere.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Feb. 10, 2023

    Chase bank no longer has a customer service. I was going on vacation when I noticed three fraudulent charges on my checking account. I called Chase bank who told me they were closing my debit card and would send a new card in 10 days. I went on vacation without my debit card, unable to make purchases. When I returned 10 days later I still don’t have a debit card. I called Chase Bank again speaking with Brenda, who was a representative. Apparently when I called 11 days prior the person I spoke with did not do what she said she would do. As a result, the three charges totaling almost $300 was still taken out of my account. Chase bank no longer has customer service. Go to another bank if possible.

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    Customer Service

    Reviewed Feb. 9, 2023

    They are discriminating against me because I am disabled! I was applying for my first Disney Chase card and they have all my information (including SSI) but they are refusing to give me my card because I am disabled! I have Amex and Capital One and never had I had issues. So obviously, I am terminating my application since I was treated like an idiot when I called them. Not cool Chase! I will never apply for another Chase card nor recommend Chase!

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    Verified purchase
    Customer ServiceCoverageTechBillingResolution

    Reviewed Feb. 8, 2023

    During a visit to 6240 South Central Ave in Phoenix, I was disturbed by the scrutiny and body language directed towards me by the allegedly sub-contracted security guard. I had been hassled by this same security guard at a Circle K, months prior. On February 6, 2023, I returned and addressed my concern with the branch manager. I closed my Chase account for $112,660.18. I showed the branch manager two other accounts at other banks that were close to the $250,000.00 Federal Insurance limit. I showed the branch manager $85,000.00 in gold bullion that I intended to sell to a friend. I was planning to deposit those funds in Chase, but I felt unsafe due to my evaluation of their hired security.

    I was given the run around getting a Cashier’s Check to close my account. First, he wanted to see my identification. Then he asked for a second ID. I showed him my birth certificate, but he said that they only used that for Juveniles. Then I started laying out my Discover Card, CCW License, Cigna health insurance card, Sam’s Club member card, library card, and then other highly personal identifications. I finally found a Chase credit card. He left his office with my cards, and then came back and said “They” needed more identification and were going to send me a text code to my telephone. I received the text and read it to him.

    He told me that they didn’t know the security guard’s name, but knew her as a “nickname” (So they have a security guard operating at the bank using an Alias?) He refused to disclose the nickname. He said he would refer my concerns to the escalation department. On February 8th at 8:11 A.M. I was left a garbled voicemail identifying themselves as perhaps Evon in the escalation department. I was given a phone number of (855)437-9530 and an incomprehensible extension number that my phone voice to text displayed as 1050040013 and a garbled incident number that was interpreted by my phone as ECW3020608238.

    I tried to call that number and extension and the voicemail recording stated that they were closed and to call back during normal business hours. The voicemail stated that her normal business hours were 10:00 A.M. to 6:30 P.M. This is in my view, and the view of Counsel, is a classic runaround, using complex numbers and inabilities to evade the issue.

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    Reviewed Feb. 4, 2023

    Chase Bank, Glendora, Ca.; issued four cashier's checks, $1,000 each. Checks are valid for 7 years as listed on the face of the check. Checks are 6 years old. Chase REFUSED to cash checks; saying 'stale dated' as their excuse. "Stale Dated" means an account not used for three years where Calif. Law requires Chase to turn over the money to a specific abandoned account, in the state of Ohio.

    Chase Bank, according to the State of Ohio, never turned over the funds and is causing a lot of problems within the Commerce Dept. of the State of Ohio. Attorneys I've contacted have suggested my taking Chase to Small Claims Court where the amts. for such an action are $25,000 per Cashier's Check. Attorneys have assured me of this being a sure win and collection is a sure thing. Chase Bank, Azusa, Ca., Mgr. states 'we've had this problem with our company for some time and it's driving us to the brink of insanity as the company can solve this easily but won't and it's getting around by word of mouth to customers." AVOID THIS SITUATION BY NOT USING CHASE BANK FOR ANY SUCH TRANSACTIONS!

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    Customer ServiceSales & MarketingPriceBilling

    Reviewed Feb. 3, 2023

    As a single mom, going through a divorce, I had been using Walmart's Green Dot Bank for the past 10 years. Now that I have built up credit for myself and things are going well for me I decided it was time to get a real bank account. I saw an ad about Chase offering $225 to new customers. So I opened an account online. I changed all of my AUTO PAY bills to the new account and changed my direct deposit to start next week. I then went on the Walmart MoneyCard website and transferred the majority of my balance to the new account. I also started a fraud investigation on my Walmart account for a few fraudulent charges that had shown up on that account.

    In order to do this Walmart had to cancel my debit card and have a new one re-issued to me. I wasn't worried about it because I had the new account at Chase and my money had been transferred. Yesterday I tried to log in to my Chase online account and it said that my account was restricted and that I needed to call them. So I called them and got a very rude "script reader" that proceeded to tell me that Chase decided to end their relationship with me. No reason was given! So, my money WAS sitting in that account, but not reflected in the AVAILABLE funds.

    I checked my Walmart account and discovered that Chase DENIED my transfer. So my money is back (PENDING) in my Walmart account for which I do not have a debit card for. My new card will not arrive until the 9th! So I have money but can't use it! So after working so hard paying down my credit cards after Christmas, I now have to charge more on them just to get food for my son and gas in my car to get to work! This is the WORST experience I have ever had with a bank! Do not use Chase! YOU WILL REGRET IT like me and all of the people who have left reviews here too!

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    Loren increased rating by 1 star.
    Customer ServiceRefunds & PayoutsStaffBillingTimeliness
    After a positive interaction with Chase Bank, Loren increased their star rating on Feb. 14, 2023.

    Updated review: Feb. 14, 2023

    Chase did call and apologize and said the information the employee gave was incorrect. The employee should've stated that deposits are available in two business days except in some circumstances it's seven business days. They said they will be making sure in the future employees give out the correct information. It did not help our difficult financial situation the incorrect information caused. They still could not speed up the release of the funds from the check even though this situation was a result of their incorrect information. I've updated my rating by one star because of the apology.

    Original Review: Feb. 2, 2023

    My family is about to move cross-country because I got a new job. My daughter gave me a large check to pay for home repairs to sell our house, car repairs, and hotels to make the move. I deposited the check at the Chase ATM. As soon as I deposited the check a message appeared on the screen stating that there would be a hold on the check for seven business days. I knew this would create a serious problem for us because of the tight timeframe we had to make the move. So I did the responsible thing and called Chase customer service the same day to confirm the seven-day hold in order to know if my daughter needed to stop payment on the check and just give us cash or a cashier's check. The customer service representative told us the funds would be released in two business days. I asked if he was sure and he repeated that it would be two business days.

    Two business days passed and we discovered the check was on hold for over a week, long passed when we needed the funds. The money had already been taken from my daughter's account so she could no longer stop payment. We made several calls to Chase and the people we spoke to were unable to do anything to help us in our situation. One even told us she would call me back the next day and never did. We are now in a world of hurt and flat broke in the middle of a cross-country move because Chase gave us incorrect information at a crucial moment when we were prepared to stop payment on the check placing us in an extremely stressful and impossible situation. We currently cannot access the funds we desperately need and Chase refuses to set things right and help us out of the situation. Had Chase customer service given us the correct information when I called customer service we would not currently be in this stressful situation.

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    Customer ServicePriceStaffBilling

    Reviewed Jan. 31, 2023

    For decades we've had Chase credit cards. Never had a major issue. Call for help and always got it solved. Recently I got one of those cash offers to open up checking and savings accounts. I debated if it was really worth but thought paid to try it at least... No it's not. It's an incredible hassle to meet the requirements, minimum amounts etc. Tried to do it online but for new accounts you can't do what they ask online. They make you visit a branch. Called support 3 out of 4 were eastern women who would not listen, kept repeating the scripts they get. And rude. No solutions. Once the requirements are completed I will be closing those accounts. Support, service and system is horrible. Jamie's worth billions now. What does he care.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Jan. 31, 2023

    I got paid today, but still haven’t received my check in order to transfer funds to a negative balance of $356.50 and ALL of my accounts have been restricted because of that. I have bills to pay and have an account with a positive balance yet THEY FROZE ALL of my accounts?! Insane and having to wait until February, and my paycheck will not arrive by then due to all the frozen accounts. I called customer service twice and they told me I have to wait until then, but I can’t even deposit or add money to the bank because THESE ACCOUNTS ARE RESTRICTED?! It does not make sense whatsoever… Having to wait until Friday to speak to a representative who is overseas, this is ludicrous and I am livid.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 23, 2023

    @Chase So I signed up with chase and been using Zelle almost every day for a month. Most of my zelle transaction comes from my father in South Korea. I was able to save some money before coming to Las Vegas and kept my funds in a Korean bank which my father has access to. Every day he sends me a little by zelle from his bank navy federal credit union. So just recently he sends me a good chunk so I could pay off my ticket that I totally forgot about. However this one particular transfer I never got it. All the other transfers been done by real time. This transfer shows ACCEPTED!. Which means they have the funds.

    I called them over the phone. Talked to 3 different techs and the last says, "Don't worry. You will have it by end the day which was Sunday!" Yes! I thought lol. Nothing. No money .. I called them this morning and the lady tells me it was a glitch lol. Ok.. I managed over 100 employees with Amazon for 3 years. I owned a bar supporting the US Military for 22 years overseas! Don't insult my intelligence. Anyways I say, "Ok is it possible you can expedite and release the funds." They tell me no. Once they get a notification they will release it. Hmm.. So you have no authority to go out your way to help a customer? Whatever happen to customer service? Sometimes we go out our way to help one another. That's the good and human in us. What do I know.

    So they are holding on to my funds because there was a glitch and they can't make any exceptions even if my life was in jeopardy. I needed the funds to pay off a speeding ticket or end up with a bench warrant and have to pay additional fees. Bankers all they worry about is $$$$! Hey I'm with you on that but that is my money you're holding on to. I know chase you can make exceptions. I guess I'm not qualified. Thanks.

    Regards,

    Robert **

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    CoverageStaff

    Reviewed Jan. 23, 2023

    My father passed away 5 weeks ago and had a teeny account with Chase. I went into my local branch to collect along with an original death certificate. They directed me to another branch. I went to that branch today with the death certificate, my SS card, a piece of mail, my Medicare card, high school ID, college ID and health insurance card. They would accept none of those. They will only take a passport or non driver's license. As I walked out I made it clear that my father had accounts in far greater sums, and all I had to do was mail in a death certificate and the accounts were transferred to my name. I would never do business with this bank ever again. I am working far far too hard just to collect a paltry $ 333. Boo!!!

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 22, 2023

    Worst customer service EVER!!!! We needed some documents notarized, so we made an appointment at the branch my husband goes to every Saturday (my husband has been a loyal customer to Chase for 15+ years). I left work 4 hours early because they had limited time slots to notarize. We show up at the bank and are told that 2 NEW customers just walked in and are ahead of us (there were 2 families sitting in the waiting area), and we need to wait 30+ minutes to get our signatures notarized on 3 pieces of paper! So what was the point of making an appointment?! Why weren't they told to wait 10 minutes? I will be removing my name from all accounts at Chase and will NEVER consider returning!

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Jan. 19, 2023

    In May 2022, we paid an invoice via on-line bill pay through our Business Chase Bank account. The check was stolen out of the recipient's mailbox, altered and cashed through an online ETRADE account. Once we realized what had happened, we filed reports with the post office, police department and CHASE. They said it could take up to 45 days to resolve.

    After 45 days I called CHASE FRAUD DEPT to follow up and they said it could take 60-90 days. After 90 days, I called back and they said it could take up to a year to RECOVER MY STOLEN FUNDS. It is now January 2023 and they have yet to resolve this issue. The suspect was apprehended on other charges and the frauded checks were found in the search and seizure of the residence. There is AMPLE EVIDENCE that a criminal act took place yet they can't seem to resolve the issue with ETRADE or offer me any help in getting it resolved. There is certainly no respect for me as a long time customer. They are NOT advocating for me. I have called multiple times and visited local branches hoping they could help to NO AVAIL. PLEASE HELP! I have been patiently waiting 6 months to get my money back.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsBillingTimelinessHonesty & Transparency

    Reviewed Jan. 12, 2023

    Hi everybody, my name is Jhonatan **. I want to share my nightmare experience with Chase. Chase Bank not only left my kids without Christmas present, I lost a whole week of work because of chase. I'm talking about $1250.99 to be exact missing for my rent, I'm paying lates fees money from my pocket that didn't need to come out. Today is January 12 of 2023 I haven't pay my rent. Why? Because the week I lost of work because of them. So on December 16th I deposited my check thru mobile as usual every Friday or Saturday, same company, same thing every weekend. Not even when I opened the account they put any check on retention. Well this guys decided to put my check on retention until the 28th of December 2022 from December 16th. By law banks gotta give $225 from our checks available and they can put the rest on retention. But noo they didn't give me a single penny to use.

    I work in Nevada and I live in California. I gotta travel driving. That day I tried to cash it with them because of course that's why open an account with them so it's easier and faster for me to get to my money. Big mistake choosing Chase bank. They never wanna cash my checks. They always say I gotta deposit it and yet don't give me none to use. So on December 16 I tried to cash it because I knew they weren't going to give me none available. I needed to get back to California with my family and I had no gas money, lucky me I used my debit card as credit and it went thru. That's how I got gas to get back to Cali that day but of course my account was already -100 for that gas... So once I pumped gas I deposited my check on December 16 at 12pm so it would be my funds ready next day. Big surprise next day YOUR CHECK IT'S ON RETENTION UNTIL THE 28th.. **!!

    I called every single day to get my funds, to cancel the transaction so I could of cash my check somewhere else and all I received was a big NO. So from December 19th to 23rd 2022 I lost the week because I didn't had gas to go to work. Thanks to my mom and sister my family and me ate because I didn't had money to buy food. I live through the day from my checks. I'm very stressed because of the unnecessary money it's coming out from my pocket for late fees of my bills my missing week of work, I ended in the hospital of the stress I'm going through because of Chase and yes that's another bill added to my list and guess what Chase refuse to pay me at list the week I lost from work. Honestly I hope they leave this review in public. Let the world see your true colors... I'm a make sure to post this in every single social media because it's not fair what they did to me.. PEOPLE DON'T GET AN ACCOUNT WITH CHASE BANK.

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    Punctuality & Speed

    Reviewed Jan. 3, 2023

    I visited a Chase Bank at 205-32 Linden Blvd Queens NY. I needed to add my name to an account; a banker came to me and others and said it's recommended to make an appointment. But in any event we will be seen I was told by the banker to have a seat: there were 3 customers waiting including myself, that had no appointment. I sat and waited for over 2 hours. The 2 customers were seen, the doors were then locked and I was told I have to make an appointment after waiting for so long. I was the only one not seen. They acted like I was nothing. I am a customer with more than 1 accounts at Chase. I am disgusted and strongly believe that in certain neighborhoods customers are treated differently.

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    PriceRefunds & PayoutsStaff

    Reviewed Jan. 1, 2023

    I tried to send a wire transfer and the incompetent staff did not listen even after questioning what they did regarding the currency type. I went back for them to correct to which they said “no problem” but instead took more money from me and I am out almost $600. I tried to get the money back but they refused as well and they wasted months of my time with this! I will be taking my personal and business accounts elsewhere and will not recommend them to anyone!

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    Verified purchase
    Customer ServiceRefunds & PayoutsStaffBillingTimeliness

    Reviewed Dec. 29, 2022

    Rude customer reps for Chase Premier Business Checking have hung up on me, put me on hold for 45 minutes, told me if I don't shut and listen to them they were going to hang up on me and then never told me why one deposit of a certified check was held for 10 days when just the previous week a check for the same amount was cleared the next day for check written on my previous bank. Secondly, they oddly held my BillPay payments. Yes, checks I was sending through my account they held up. When I called to find out why I could never get a clear answer. Plus the call center is the rudest I have ever encountered. We have all of our accounts linked and pay some bills that are in my name and some in the companies' name, however, unlike Wells Fargo, there isn't an option to change the name on the check being sent. I think that may have been the confusion, but no one would ever really say.

    I filed a report with the Consumer Financial Protection Bureau and the corporate office finally returned my calls, however, in the typical bad customer service the call was just to tell me they'd received my complaint and would get back to me in 15 days. The person name that was supposed to call me hasn't called me even though on the initial call he said it would be much sooner. Run, don't walk away from Chase Premier Business Checking.

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed Dec. 24, 2022

    I was scammed $250 on Zelle, I contacted Chase and they took the details and said they would contact zelle and file a claim. 2 months later I call them again and they stated that there was nothing they could do. Why do they offer a service where there's no protection against fraud?

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    Customer ServicePriceRefunds & PayoutsStaff

    Reviewed Dec. 22, 2022

    Over the course of 5 months, someone used my ATM card and PIN to withdraw small amounts of cash from a non Chase ATM in my neighborhood. Because the amounts were small, I did not realize this was happening until there were several withdrawals made totaling $424. I reported the withdrawals to Chase as soon as I realized what was happening within 60 days of the last incident. Chase reversed the charges. About a week or so after, I get a letter from Chase saying they had conducted an 'investigation' saying due to the fact the pin was used right the first time and geographic proximity to me, that they would not honor the credits and reversed the charges. I called to speak to a manager who accused me and/or someone in my family of using the card. I filed a complaint with the Consumer Financial Protection Bureau.

    Chase responded saying that it was past the 60 days of reporting and the they could not reimburse me my money. This is incorrect because I notified chase within 60 days of the last transaction, but they gave me the runaround for 30 days, so when I filed the compliant with the CFPB, it was past the 60 day threshold- very convenient for them. Chase did not bother to look at my ATM transaction history for the last 15 years- I never-ever use non Chase ATMs. I have a Chase bank ATM within 2 miles of my residence. My card and pin information were copied and extracted at a store from a merchant's iPad transaction. Chase will not protect your money and will make you liable for the money stolen from your bank account. I even have a police report, they don't care about that. Do not bank with Chase unless you don't care what happens to your money. I am taking my money and my business elsewhere.

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    Customer ServicePricePunctuality & Speed

    Reviewed Dec. 22, 2022

    I have been a customer with chase for over a decade, and while they have never offered an abundance of perks for banking there, they at least offered a few niceties, one of which was being able to report fraud through their banking app. They have recently removed that option, and after having fraudulent charges put on my account, I spent an hour and a half on hold last night before being told over the phone they could do nothing to remove the charges, and I would have to call the fraud department in the morning. I thought I would have better luck going I to my local branch, but I have been waiting here for over 45 minutes while being passed twice by the people working here, because someone emptying my account is apparently not consequential enough to worry about. If you are looking for a bank, look elsewhere.

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    Customer ServiceStaffBilling

    Reviewed Dec. 20, 2022

    I am disabled. Over the last 14 months a person who was supposed to be helping me systematically emptied my checking account and maxed out my credit card. I reported this activity to Chase fraud (as well as the police and USPS). Chase's response was to arbitrarily close my accounts without informing me. As a result all my utility bills have been cancelled so I am facing loss of electricity and communication and I am in danger of being evicted, I cannot even buy food. I have tried to contact Chase several times to see what can be done but they have been very offhand and refuse to put me in contact with anyone who can help. If this is their policy for treating customers who have been loyal for almost twenty years I would strongly recommend thinking twice before opening an account with Chase. I have documents to back up the comments I have made. Frank **.

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    Customer ServiceSales & MarketingRefunds & PayoutsBillingRatesTransparencyTimeliness

    Reviewed Dec. 19, 2022

    When I changed my address on my USPS account and relocated to my current address I received a USPS moving packet containing several of my new neighborhood’s business advertisements which included coupons and discounts. One coupon was from Chase Bank promoting a $250 reward for opening a new checking account with them. The couple had a promo code to be applied with your checking account application, instructions to set up direct deposit within 60 days and maintain the direct deposit for six months. After meeting the requirements a total of $250 would be deposited into your account. I’m retired on a low fixed income and I basically get my monthly check on the third of each month and after paying my rent, bills and do my shopping I am broke by the fourth or fifth of the month.

    I can always use a little extra money so on the fourth of September this year, 2022, I applied for a checking account with Chase, inserted the promo code and deposited my last bit of money, $250 and I was approved instantly. I was given an account number with the routing number and date by which I had to have direct deposit set up. I was told to be expecting my new ATM card in the mail in 3-5 days which was really putting me on the edge because I still needed funds to do laundry and buy groceries. I received my ATM card in three days, activated it immediately and verified my funds of $250. Next I rushed to the grocery store to get the most of my needs and quarters to do my laundry but when I got to the cash register my ATM wouldn’t work.

    To top it off another cashier nosed over and loudly accused me of trying to steal. I was embarrassed and humiliated especially since I had just moved there and I was thinking that possibly new neighbors witnessed the scene and would likely regard me as a thief. The next day I couldn’t get into the new account I had setup with Chase Bank, I had a very hard time calling Chase bank and got the total run around before someone finally told me that ‘They’ which she couldn’t elaborate on who ‘They’ were, had made a decision NOT to honor my application and or open my bank account for which again she couldn’t elaborate on why. She just kept repeating over and over again that it was the banks decision and that ‘They’ had decided to decline my application without specification as to ‘They’re’ reasons and that I would be receiving my funds back in a check within five to seven days.

    Well after calling and calling and being spoken to rudely and NOT receiving my funds within five to seven days putting me into severe financial distress, not having any food or supplies or clean clothes I advised them that I was going to notify the Attorney General to report them for fraud. Finally after a month I received my $250 back without explanation and or an apology. I had a previous history with Chase years earlier when they denied opening up a checking account because they didn’t approve my application then but I just accepted it because they didn’t have any of my money. This their empty promises and holding onto my money for a month really hurt me. I feel that Chase bank entices with empty promises to hold peoples funds and make interest.

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    Customer ServiceTechMaintenanceStaff

    Reviewed Dec. 18, 2022

    I rarely have to go into the bank, but have a little more frequently lately because they didn't fix the local ATM I use for almost a month. I have been a longtime customer and went in to ask if they would witness a paper that would allow me to transfer money to their bank. The witch at the door refused. She didn't say anything verbally I could actually complain about as rude, but her whole tone and attitude radiated contempt.

    If they didn't want to do that fine, but say it nicely in private, not in a loud rude voice in the middle of a lobby with everyone looking at me, including the other bank employees as if I was some kind of criminal. I didn't like her attitude and I'm sick of having to explain my banking business in the lobby with god knows who listening. If they don't do that fine, I'm okay with them refusing, but it should be done in an office in a more polite manner. As it stands now, I will be using another branch while I actively search for another bank that treats customers better.

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    Customer ServiceStaff

    Reviewed Dec. 17, 2022

    I had someone call me with the Chase Bank caller ID and pretend to be from Chase and told me my debit card had gotten compromised and my checking account so to set up a new account and $500 of my money to Zelle to setup a new account. They wouldn’t recover the money. Told me “Sorry we can’t help you.” Nice. After banking with you for more than 15 years!

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Dec. 15, 2022

    My mother passed away over 2 months ago. Chase put a freeze on her social security check that was supposed to be for the previous month to which she was entitled. I contacted Social Security and they sent me a letter to release her funds to me. I immediately took the letter to one of their branches and they said it would take 3 business days. I waited 7 business days and still nothing was done so I called their deceased customer department. This person told me that it could take 2 weeks to complete. So, I waited until the next week and when still nothing was done, I went to a different branch. I gave the person the letter and she sent it over again and told me she would get back in contact with me once she received a reply. She called me today and told me that the letter that Social Security sent was not sufficient and they needed several other pieces of information to be listed on the letter.

    I don't understand why their A/R department could not contact me to let me know the first time around. I could have already taken care of this. I contacted Social Security yet again and they said, no, the letter they sent was the correct one but that they would write up a new letter that included all of the information that Chase Bank wanted. That will take about another 2 weeks to receive. By that time, she will have been deceased almost 3 months. They can and will hold on to the funds for up to 6 months. That's a long time to have to be paying off my mother's credit cards myself since she doesn't have any money because they took it. If this new letter is not sufficient, I will not only cancel her accounts but I will also be canceling my accounts. I have jumped through enough hoops for this bank and will not be doing so anymore.

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    TechPrice

    Reviewed Dec. 10, 2022

    I was hit with 5 overdraft fees because I was charged twice by a vendor. They said it wasn't their problem. Do not make Chase your bank. They are not your partner. They will suck you dry and ask for more.

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    Customer ServiceBillingLoan Process

    Reviewed Nov. 29, 2022

    Chase is a joke. I have dealt with them on auto loans, a credit card and a checking account. In every aspect, they have failed TERRIBLY on customer service and had at least one major shortcoming and mistake in each of these areas. Trying to work issues out with them (that they have caused!!) is an absolute nightmare. I have had to use their branches a handful of times and experienced idiotic tellers (seriously, I told this guy I wanted to reregister my vehicle and he told his boss I wanted to pay off my loan...lol), I have received the answer "uhhh...I don't know" multiple times and it goes on and on. I will be closing all of my accounts and credit card with them. You will not be able to solve any problem that arises with them, and there will be problems....many! Do whatever you can to stay far, far away.

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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