Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Chase Bank Reviews

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    Page 8 Reviews 1045 - 1245
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    Customer ServiceSales & MarketingStaffHonesty & Transparency

    Reviewed April 2, 2023

    TERRIBLE, TERRIBLE, TERRIBLE in every way. $7000 was stolen from my Chase Deposit Account by and UNAUTHORIZED criminal in December 2022. I was completely incapacitated and unable to contact Chase NOR WAS I AWARE OF THE THEFT until I reported it. I was never given a temporary credit despite having been told I would get one per their policy. I have spoken to several agents of this bank to include about a half dozen executives and the CEO himself asking for help in understanding why my claim was denied stating that it was found to be invalid. I provided solid unimpeachable proof that I could not have made those withdrawals and they STILL said the claim was invalid, that the criminal just gets a $7000 gift.

    The people working for this bank are incompetent, unprofessional and poorly groomed. They are obviously desperate and have become less choosy in their hiring process, and had they actually INVESTIGATED they would know this claim is LEGIT. Sounds like we might have us a class action lawsuit people. I am researching to see what's up. Message me for further info **.

    IN short, ladies and gentleman, RUN AWAY. Bank of America and Wells Fargo are big banks with tons of experience but they stand behind their customers and make good on what they advertise. Chase Bank does NOT care about you and will NOT protect your money but will instead throw you under the bus to absorb a loss THEY allowed. United Community Bank or Regions are solid banks but CHASE is greedy unethical and dishonest. Century Bank has much better customer service and a prettier lobby than Chase. I am speaking to an attorney Tuesday because this CANNOT be legal....

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    Staff

    Reviewed March 31, 2023

    I acquired a Chase Account in Feb 2023. In 2 months, my account has been frozen TWICE!!! Without any notification. The rep didn't state why my acct was frozen. No time frame when my acct will be released. Chase froze my acct with only $41.37 available balance!!! Chase didn't even contact me to verify me and my transaction history-just froze my account. This is unacceptable!!! I only had Chase for TWO MONTHS!!! I'll NEVER bank with Chase Bank AGAIN!!! EVER!!!

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    Reviewed March 27, 2023

    Whatever verification practices they changed in January makes it a hassle every time you want to log in now, after 2 deaths in my family, during the grieving process; they have made it a complete hassle to deal with. Can't even log in now, so I just stopped paying them after getting my own Cancer diagnosis.

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    Sales & Marketing

    Reviewed March 24, 2023

    I literally told them I fell for a phishing scam online. It was raining hard for a couple days otherwise I would have gone to a branch and changed my account numbers right away. I even said there will be a possibility of 35 dollars being taken from my account, but they approved that bogus check anyways. The added extra questions and pin I added did no good to protect me from being phished. Keep in mind being proactive about identity theft does nothing. Even if I said It was compromised earlier until theft happened the bank still would have been reluctant to change my account number. Either way this is an inconvenience since I know nothing will really be done and the idea of a bank still existing is all suspect.

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    Reviewed March 23, 2023

    I have been poorly treated due to my racial background. Chase bank I would say worse bank I have ever been with. They treat their customer very poorly especially when they know you are not **. I give special treatment to a customer like them, but good luck if you are not **.

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    Customer ServicePrice

    Reviewed March 20, 2023

    Disappointed in the service I was provided by Chase, I provided all info requested of me, and I Found many unauthorized transactions posted on my account from Amazon. I have never linked this card to Amazon. I provided email evidence from myself and amazon explaining the fraudulent charges, Chase brushed me off because they don't want to honor their zero fraud liability. Shady bank. Beware.

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    Customer Service

    Reviewed March 16, 2023

    Chase bank saved my money from many trouble sellers on online. They always protect me from being robbed. Thank you for being loyal and providing the best customer service to me. Thank you Chase! Thank you!

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    Reviewed March 10, 2023

    I had this Bank. I started in Indiana and remain my bank in Ohio. It was only a savings account. I got my tax return through my savings account 3 years in a row. Spring of 2023 I go into Chase Bank to make sure my account is still valid. They shut my account off without even notifying. They are definitely for the poor. They take $5 out of your account every month if you have under $300. This is discrimination. I don't like this Bank morals.

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    Price

    Reviewed March 8, 2023

    I visited Tulum Mexico in December and it was extorted by the Mexican police in the pharmacy for $4000. I stated that it was fraud since a gun was literally put to my head and Chase still paid it. I was under duress and I did not approve the charge. After reviewing Chase Bank allowed it. I have no itemize list. I have no receipt. I have no invoice.

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    Reviewed March 7, 2023

    On Feb. 23 I opened an account at Chase Bank Monroeville. The certified check provide sufficient funds to open the account. Chase has held my money for nearly 3 weeks. They bounced numerous checks. Idiots.

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    Verified purchase
    Customer ServiceTech

    Reviewed March 7, 2023

    10/6/21 IRS deposited $1400 to a account at Chase in Tampa Florida that doesn’t belong to me. For the past year I have been trying to get this straightened out. Today is the day I sent out 4 letters to IRS and chase. Makes no damn sense! The paperwork that is suppose to be filled out can only be done by chase and it’s fill in the blank. Customer service people suck. They do not listen or try to listen. They do know how to transfer a call. That's about it!!!! Never have and never will bank with them!! Account-**. Has my $1400.

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    Customer ServiceStaffLoan Process

    Reviewed March 6, 2023

    I’ve been dealing with Chase Bank auto department for like 2 months and no help. Speak with around 10 different people and every time is a different story but no solution. Worst bank ever. Worst customer service ever. All they do transfer because apparently any department handles the request. I’m asking a form from the bank of my auto loan to submit an application for a veteran's benefits and no one's no nothing. No department knows nothing. Worst customer service ever.

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    Staff

    Reviewed March 4, 2023

    I previously had an account with Washington Mutual that transitioned into Chase years back. I've always kept a substantial balance within our account which had benefits of free wire transfers and cahiers checks. When the transition occurred Chase told me that there would be similar services. When I've finally needed help with a simple wire transfer after them having over tens of thousands of dollars vested in my account for years they are not able to help me with a service that was always complimentary. Very sad, and will transferring my funds to a credit union that actually cares about keeping its customers. Unfortunately, I guess there is no benefits to loyalty these days.

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    Customer ServiceSales & MarketingResolutionHonesty & Transparency

    Reviewed Feb. 26, 2023

    Completely misrepresenting ads and promos. Open a savings account with the $700 promo and NEVER received a dime. In addition, after complaining to BBB because their escalation department did not contact me ... they told me they WOULD not do anything for me! Great customer service EVER...

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    Punctuality & SpeedRefunds & PayoutsBilling

    Reviewed Feb. 22, 2023

    It took me three people to talk to with three different stories, in regards to my escrow account I made a payment on error on my part and they wouldn't give me my money back, it's in escrow. It's February and she told me I'm due for my analysis in May. So I told I would wait til may. She said I had to do it in order to see what they could give me. NO way they have my money and won't give it to me. I would not do business with them.

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    Punctuality & SpeedStaff

    Reviewed Feb. 21, 2023

    Chase Bank hires young inexperienced staff in their risk department, with computer generated transactions to flag - in other words for no reason a transaction can arbitrarily be pulled, then rejected by a kid who has no knowledge of business, no firm protocol or criteria to follow, and can easily do great damage to your company. I had a $1800 transaction on 2/17/23 which was flagged; they asked for copy of invoice, I sent it; they rejected the transaction. Later a supervisor read the 'Specialist''s notes, which said he didn't like the 'Format of my Invoice.' Meanwhile the new customer moved on to a new company. Chase singlehandedly can destroy your business!!!!

    Another transaction of $845 on 2/17/23 was also rejected same way; except this was an existing customer, a transaction that I do every single month! So even an understanding, patient customer - who by the way I had already delivered the product to - now has the relationship strained, and more of their time and energy eaten up, by Chase Bank!!! In one day they can literally burn your company and leave it smoking for days!!! Why????

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    Customer ServicePrice

    Reviewed Feb. 15, 2023

    If negative stars were an option that’s exactly what I would have selected. They denied a dispute of an obviously fraudulent wire charge (it was sandwiched between 4 other fraud charges and I have never sent a wire transfer in my life). Nothing was done the first two times I called them. It took a third hour+ long phone call to get anything done about any of the charges. I haven’t had a debit card in over a week and half. I have filed a police report regarding the fraud and Chase now has complaints with the BBB, CFPB, OCC, and my state attorney general. I will be getting a lawyer if this isn’t resolved. Moving my money out Chase AS SOON AS possible. This company, their tactics, and their customer service is an absolute joke.

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    Customer ServiceCoverageTechPriceStaffRates

    Reviewed Feb. 14, 2023

    If I could give a minus star rating I would. Very unprofessional, hold monies for no just cause causing your account to go into overdraft, charging ridiculous fees...I am very disappointed and downright pissed at Chase Bank. I deposited a $4k check via teller into my account. This check was from home insurance company for property damage I sustained 2 months ago to my home. The teller did not tell me that they would hold the check.

    I call today and the check is being held until 02/23 which is one week away which is going to mess up my direct deposit from employer because my employment check will go to what is overdrawn in my account and I will have no money for over a week, not for gas or food or any essentials because of them holding a business check, not a personal check. I have contractors repairing and depositing checks immediately this week and my account shows now a negative balance of over $1k. If I would of known I would of deposited this check into my credit union account and they don't hold checks from businesses, especially insurance checks, and credit unions are usually more secure and stringent than banks.

    Chase has no right to hold this type of check. They have literal control over my finances for the next week and will not release the funds any sooner. I even spoke to a supervisor and he said he can't do anything about the hold...**...he is a supervisor. All I got was I get it...No You Don't get it...it is not your money and home that was damaged and currently in process of repair with flooding...VERY POOR PRACTICES CHASE BANK!!! ALSO...they need to educate their tellers to inform their customers that the check will be held for one week or so, so they can go elsewhere to get their money in a timely manner!!

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Feb. 14, 2023

    Decided to try a new bank and I wanted to try Chase after all the good reviews I saw about them. I can tell you right now this has been the WORST experience being a new customer. My Employer gave me a check to deposit. After Chase already put their stamp on the back of it the teller told me it would take 10 days to release it. I explained this is for my rent so I don't get evicted. They gave the check back to me and placed another stamp on it that says did not deposit. So according to them it's still good and was informed I could go anywhere else to cash it. That was wrong, no one else, not even the issuing bank would touch it. So I called Chase back and was informed to deposit it and the funds would be available in 3 hours.

    Well 19 hours later I checked my account and now the check has a hold on it. Now I am being told that the check will need to wait till the 25th to be paid out because the computer system decided to please a hard hold on it. Well, thanks to Chase I am now being evicted with no place to go. Also just to explain everything I did not have a job and that why I was late on my rent and my current company wanted to help me out. So DONT bank with CHASE, it's a GIANT pain in the BUTT.

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    CoverageStaff

    Reviewed Feb. 13, 2023

    My debit card was canceled because someone tried to use the number fraudulently. Chase has not, because of policy, replaced my card. The policies they cited were I made an recent address change AND they will not send the card to one of their branches in the State where I am. I am traveling. I am a female, senior citizen traveling. Chase is sorry, but they can't help me. My situation is not cookie cutter and they have no plan for how I can have access to my money. They are however very sorry.

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    Customer Service

    Reviewed Feb. 13, 2023

    I was called by a woman from an East Indian call center to say Chase no longer accepted my $1650 reoccurring account transfer from my Credit Union. The same transfer I have made every month for 6 months. Incompetent wastes of corporate life. Because of your ineptitude I will now be closing my account. Congratulations you incompetent morons.

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    Customer ServiceSales & MarketingRefunds & PayoutsStaff

    Reviewed Feb. 11, 2023

    I had banked with Chase for 20 years and had never had a problem until I had fraud on my account. I received a call from someone claiming to be from Chase Fraud Department after responding to a text message about a Zelle transaction. They said since the Zelle transfer was fraud. They would need to close the account and open a new one. I proceeded to comply with what the caller told me to do to open a new account. They initiated a wire transfer to a new account with my name and as soon as the money went into the new account, the wire details actually went to a Wells Fargo account! Chase says since the online credentials were compromised (I never gave them to the caller). The transaction was considered a scam and not fraud and they would not help me get my money back! So very frustrated. If you want to protect your money, bank elsewhere.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Feb. 10, 2023

    Chase bank no longer has a customer service. I was going on vacation when I noticed three fraudulent charges on my checking account. I called Chase bank who told me they were closing my debit card and would send a new card in 10 days. I went on vacation without my debit card, unable to make purchases. When I returned 10 days later I still don’t have a debit card. I called Chase Bank again speaking with Brenda, who was a representative. Apparently when I called 11 days prior the person I spoke with did not do what she said she would do. As a result, the three charges totaling almost $300 was still taken out of my account. Chase bank no longer has customer service. Go to another bank if possible.

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    Customer Service

    Reviewed Feb. 9, 2023

    They are discriminating against me because I am disabled! I was applying for my first Disney Chase card and they have all my information (including SSI) but they are refusing to give me my card because I am disabled! I have Amex and Capital One and never had I had issues. So obviously, I am terminating my application since I was treated like an idiot when I called them. Not cool Chase! I will never apply for another Chase card nor recommend Chase!

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    Verified purchase
    Customer ServiceCoverageTechBillingResolution

    Reviewed Feb. 8, 2023

    During a visit to 6240 South Central Ave in Phoenix, I was disturbed by the scrutiny and body language directed towards me by the allegedly sub-contracted security guard. I had been hassled by this same security guard at a Circle K, months prior. On February 6, 2023, I returned and addressed my concern with the branch manager. I closed my Chase account for $112,660.18. I showed the branch manager two other accounts at other banks that were close to the $250,000.00 Federal Insurance limit. I showed the branch manager $85,000.00 in gold bullion that I intended to sell to a friend. I was planning to deposit those funds in Chase, but I felt unsafe due to my evaluation of their hired security.

    I was given the run around getting a Cashier’s Check to close my account. First, he wanted to see my identification. Then he asked for a second ID. I showed him my birth certificate, but he said that they only used that for Juveniles. Then I started laying out my Discover Card, CCW License, Cigna health insurance card, Sam’s Club member card, library card, and then other highly personal identifications. I finally found a Chase credit card. He left his office with my cards, and then came back and said “They” needed more identification and were going to send me a text code to my telephone. I received the text and read it to him.

    He told me that they didn’t know the security guard’s name, but knew her as a “nickname” (So they have a security guard operating at the bank using an Alias?) He refused to disclose the nickname. He said he would refer my concerns to the escalation department. On February 8th at 8:11 A.M. I was left a garbled voicemail identifying themselves as perhaps Evon in the escalation department. I was given a phone number of (855)437-9530 and an incomprehensible extension number that my phone voice to text displayed as 1050040013 and a garbled incident number that was interpreted by my phone as ECW3020608238.

    I tried to call that number and extension and the voicemail recording stated that they were closed and to call back during normal business hours. The voicemail stated that her normal business hours were 10:00 A.M. to 6:30 P.M. This is in my view, and the view of Counsel, is a classic runaround, using complex numbers and inabilities to evade the issue.

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    Reviewed Feb. 4, 2023

    Chase Bank, Glendora, Ca.; issued four cashier's checks, $1,000 each. Checks are valid for 7 years as listed on the face of the check. Checks are 6 years old. Chase REFUSED to cash checks; saying 'stale dated' as their excuse. "Stale Dated" means an account not used for three years where Calif. Law requires Chase to turn over the money to a specific abandoned account, in the state of Ohio.

    Chase Bank, according to the State of Ohio, never turned over the funds and is causing a lot of problems within the Commerce Dept. of the State of Ohio. Attorneys I've contacted have suggested my taking Chase to Small Claims Court where the amts. for such an action are $25,000 per Cashier's Check. Attorneys have assured me of this being a sure win and collection is a sure thing. Chase Bank, Azusa, Ca., Mgr. states 'we've had this problem with our company for some time and it's driving us to the brink of insanity as the company can solve this easily but won't and it's getting around by word of mouth to customers." AVOID THIS SITUATION BY NOT USING CHASE BANK FOR ANY SUCH TRANSACTIONS!

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    Customer ServiceSales & MarketingPriceBilling

    Reviewed Feb. 3, 2023

    As a single mom, going through a divorce, I had been using Walmart's Green Dot Bank for the past 10 years. Now that I have built up credit for myself and things are going well for me I decided it was time to get a real bank account. I saw an ad about Chase offering $225 to new customers. So I opened an account online. I changed all of my AUTO PAY bills to the new account and changed my direct deposit to start next week. I then went on the Walmart MoneyCard website and transferred the majority of my balance to the new account. I also started a fraud investigation on my Walmart account for a few fraudulent charges that had shown up on that account.

    In order to do this Walmart had to cancel my debit card and have a new one re-issued to me. I wasn't worried about it because I had the new account at Chase and my money had been transferred. Yesterday I tried to log in to my Chase online account and it said that my account was restricted and that I needed to call them. So I called them and got a very rude "script reader" that proceeded to tell me that Chase decided to end their relationship with me. No reason was given! So, my money WAS sitting in that account, but not reflected in the AVAILABLE funds.

    I checked my Walmart account and discovered that Chase DENIED my transfer. So my money is back (PENDING) in my Walmart account for which I do not have a debit card for. My new card will not arrive until the 9th! So I have money but can't use it! So after working so hard paying down my credit cards after Christmas, I now have to charge more on them just to get food for my son and gas in my car to get to work! This is the WORST experience I have ever had with a bank! Do not use Chase! YOU WILL REGRET IT like me and all of the people who have left reviews here too!

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    Loren increased rating by 1 star.
    Customer ServiceRefunds & PayoutsStaffBillingTimeliness
    After a positive interaction with Chase Bank, Loren increased their star rating on Feb. 14, 2023.

    Updated review: Feb. 14, 2023

    Chase did call and apologize and said the information the employee gave was incorrect. The employee should've stated that deposits are available in two business days except in some circumstances it's seven business days. They said they will be making sure in the future employees give out the correct information. It did not help our difficult financial situation the incorrect information caused. They still could not speed up the release of the funds from the check even though this situation was a result of their incorrect information. I've updated my rating by one star because of the apology.

    Original Review: Feb. 2, 2023

    My family is about to move cross-country because I got a new job. My daughter gave me a large check to pay for home repairs to sell our house, car repairs, and hotels to make the move. I deposited the check at the Chase ATM. As soon as I deposited the check a message appeared on the screen stating that there would be a hold on the check for seven business days. I knew this would create a serious problem for us because of the tight timeframe we had to make the move. So I did the responsible thing and called Chase customer service the same day to confirm the seven-day hold in order to know if my daughter needed to stop payment on the check and just give us cash or a cashier's check. The customer service representative told us the funds would be released in two business days. I asked if he was sure and he repeated that it would be two business days.

    Two business days passed and we discovered the check was on hold for over a week, long passed when we needed the funds. The money had already been taken from my daughter's account so she could no longer stop payment. We made several calls to Chase and the people we spoke to were unable to do anything to help us in our situation. One even told us she would call me back the next day and never did. We are now in a world of hurt and flat broke in the middle of a cross-country move because Chase gave us incorrect information at a crucial moment when we were prepared to stop payment on the check placing us in an extremely stressful and impossible situation. We currently cannot access the funds we desperately need and Chase refuses to set things right and help us out of the situation. Had Chase customer service given us the correct information when I called customer service we would not currently be in this stressful situation.

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    Customer ServicePriceStaffBilling

    Reviewed Jan. 31, 2023

    For decades we've had Chase credit cards. Never had a major issue. Call for help and always got it solved. Recently I got one of those cash offers to open up checking and savings accounts. I debated if it was really worth but thought paid to try it at least... No it's not. It's an incredible hassle to meet the requirements, minimum amounts etc. Tried to do it online but for new accounts you can't do what they ask online. They make you visit a branch. Called support 3 out of 4 were eastern women who would not listen, kept repeating the scripts they get. And rude. No solutions. Once the requirements are completed I will be closing those accounts. Support, service and system is horrible. Jamie's worth billions now. What does he care.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Jan. 31, 2023

    I got paid today, but still haven’t received my check in order to transfer funds to a negative balance of $356.50 and ALL of my accounts have been restricted because of that. I have bills to pay and have an account with a positive balance yet THEY FROZE ALL of my accounts?! Insane and having to wait until February, and my paycheck will not arrive by then due to all the frozen accounts. I called customer service twice and they told me I have to wait until then, but I can’t even deposit or add money to the bank because THESE ACCOUNTS ARE RESTRICTED?! It does not make sense whatsoever… Having to wait until Friday to speak to a representative who is overseas, this is ludicrous and I am livid.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Jan. 23, 2023

    @Chase So I signed up with chase and been using Zelle almost every day for a month. Most of my zelle transaction comes from my father in South Korea. I was able to save some money before coming to Las Vegas and kept my funds in a Korean bank which my father has access to. Every day he sends me a little by zelle from his bank navy federal credit union. So just recently he sends me a good chunk so I could pay off my ticket that I totally forgot about. However this one particular transfer I never got it. All the other transfers been done by real time. This transfer shows ACCEPTED!. Which means they have the funds.

    I called them over the phone. Talked to 3 different techs and the last says, "Don't worry. You will have it by end the day which was Sunday!" Yes! I thought lol. Nothing. No money .. I called them this morning and the lady tells me it was a glitch lol. Ok.. I managed over 100 employees with Amazon for 3 years. I owned a bar supporting the US Military for 22 years overseas! Don't insult my intelligence. Anyways I say, "Ok is it possible you can expedite and release the funds." They tell me no. Once they get a notification they will release it. Hmm.. So you have no authority to go out your way to help a customer? Whatever happen to customer service? Sometimes we go out our way to help one another. That's the good and human in us. What do I know.

    So they are holding on to my funds because there was a glitch and they can't make any exceptions even if my life was in jeopardy. I needed the funds to pay off a speeding ticket or end up with a bench warrant and have to pay additional fees. Bankers all they worry about is $$$$! Hey I'm with you on that but that is my money you're holding on to. I know chase you can make exceptions. I guess I'm not qualified. Thanks.

    Regards,

    Robert **

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    CoverageStaff

    Reviewed Jan. 23, 2023

    My father passed away 5 weeks ago and had a teeny account with Chase. I went into my local branch to collect along with an original death certificate. They directed me to another branch. I went to that branch today with the death certificate, my SS card, a piece of mail, my Medicare card, high school ID, college ID and health insurance card. They would accept none of those. They will only take a passport or non driver's license. As I walked out I made it clear that my father had accounts in far greater sums, and all I had to do was mail in a death certificate and the accounts were transferred to my name. I would never do business with this bank ever again. I am working far far too hard just to collect a paltry $ 333. Boo!!!

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 22, 2023

    Worst customer service EVER!!!! We needed some documents notarized, so we made an appointment at the branch my husband goes to every Saturday (my husband has been a loyal customer to Chase for 15+ years). I left work 4 hours early because they had limited time slots to notarize. We show up at the bank and are told that 2 NEW customers just walked in and are ahead of us (there were 2 families sitting in the waiting area), and we need to wait 30+ minutes to get our signatures notarized on 3 pieces of paper! So what was the point of making an appointment?! Why weren't they told to wait 10 minutes? I will be removing my name from all accounts at Chase and will NEVER consider returning!

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    Customer ServicePricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Jan. 19, 2023

    In May 2022, we paid an invoice via on-line bill pay through our Business Chase Bank account. The check was stolen out of the recipient's mailbox, altered and cashed through an online ETRADE account. Once we realized what had happened, we filed reports with the post office, police department and CHASE. They said it could take up to 45 days to resolve.

    After 45 days I called CHASE FRAUD DEPT to follow up and they said it could take 60-90 days. After 90 days, I called back and they said it could take up to a year to RECOVER MY STOLEN FUNDS. It is now January 2023 and they have yet to resolve this issue. The suspect was apprehended on other charges and the frauded checks were found in the search and seizure of the residence. There is AMPLE EVIDENCE that a criminal act took place yet they can't seem to resolve the issue with ETRADE or offer me any help in getting it resolved. There is certainly no respect for me as a long time customer. They are NOT advocating for me. I have called multiple times and visited local branches hoping they could help to NO AVAIL. PLEASE HELP! I have been patiently waiting 6 months to get my money back.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsBillingTimelinessHonesty & Transparency

    Reviewed Jan. 12, 2023

    Hi everybody, my name is Jhonatan **. I want to share my nightmare experience with Chase. Chase Bank not only left my kids without Christmas present, I lost a whole week of work because of chase. I'm talking about $1250.99 to be exact missing for my rent, I'm paying lates fees money from my pocket that didn't need to come out. Today is January 12 of 2023 I haven't pay my rent. Why? Because the week I lost of work because of them. So on December 16th I deposited my check thru mobile as usual every Friday or Saturday, same company, same thing every weekend. Not even when I opened the account they put any check on retention. Well this guys decided to put my check on retention until the 28th of December 2022 from December 16th. By law banks gotta give $225 from our checks available and they can put the rest on retention. But noo they didn't give me a single penny to use.

    I work in Nevada and I live in California. I gotta travel driving. That day I tried to cash it with them because of course that's why open an account with them so it's easier and faster for me to get to my money. Big mistake choosing Chase bank. They never wanna cash my checks. They always say I gotta deposit it and yet don't give me none to use. So on December 16 I tried to cash it because I knew they weren't going to give me none available. I needed to get back to California with my family and I had no gas money, lucky me I used my debit card as credit and it went thru. That's how I got gas to get back to Cali that day but of course my account was already -100 for that gas... So once I pumped gas I deposited my check on December 16 at 12pm so it would be my funds ready next day. Big surprise next day YOUR CHECK IT'S ON RETENTION UNTIL THE 28th.. **!!

    I called every single day to get my funds, to cancel the transaction so I could of cash my check somewhere else and all I received was a big NO. So from December 19th to 23rd 2022 I lost the week because I didn't had gas to go to work. Thanks to my mom and sister my family and me ate because I didn't had money to buy food. I live through the day from my checks. I'm very stressed because of the unnecessary money it's coming out from my pocket for late fees of my bills my missing week of work, I ended in the hospital of the stress I'm going through because of Chase and yes that's another bill added to my list and guess what Chase refuse to pay me at list the week I lost from work. Honestly I hope they leave this review in public. Let the world see your true colors... I'm a make sure to post this in every single social media because it's not fair what they did to me.. PEOPLE DON'T GET AN ACCOUNT WITH CHASE BANK.

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    Punctuality & Speed

    Reviewed Jan. 3, 2023

    I visited a Chase Bank at 205-32 Linden Blvd Queens NY. I needed to add my name to an account; a banker came to me and others and said it's recommended to make an appointment. But in any event we will be seen I was told by the banker to have a seat: there were 3 customers waiting including myself, that had no appointment. I sat and waited for over 2 hours. The 2 customers were seen, the doors were then locked and I was told I have to make an appointment after waiting for so long. I was the only one not seen. They acted like I was nothing. I am a customer with more than 1 accounts at Chase. I am disgusted and strongly believe that in certain neighborhoods customers are treated differently.

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    PriceRefunds & PayoutsStaff

    Reviewed Jan. 1, 2023

    I tried to send a wire transfer and the incompetent staff did not listen even after questioning what they did regarding the currency type. I went back for them to correct to which they said “no problem” but instead took more money from me and I am out almost $600. I tried to get the money back but they refused as well and they wasted months of my time with this! I will be taking my personal and business accounts elsewhere and will not recommend them to anyone!

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    Verified purchase
    Customer ServiceRefunds & PayoutsStaffBillingTimeliness

    Reviewed Dec. 29, 2022

    Rude customer reps for Chase Premier Business Checking have hung up on me, put me on hold for 45 minutes, told me if I don't shut and listen to them they were going to hang up on me and then never told me why one deposit of a certified check was held for 10 days when just the previous week a check for the same amount was cleared the next day for check written on my previous bank. Secondly, they oddly held my BillPay payments. Yes, checks I was sending through my account they held up. When I called to find out why I could never get a clear answer. Plus the call center is the rudest I have ever encountered. We have all of our accounts linked and pay some bills that are in my name and some in the companies' name, however, unlike Wells Fargo, there isn't an option to change the name on the check being sent. I think that may have been the confusion, but no one would ever really say.

    I filed a report with the Consumer Financial Protection Bureau and the corporate office finally returned my calls, however, in the typical bad customer service the call was just to tell me they'd received my complaint and would get back to me in 15 days. The person name that was supposed to call me hasn't called me even though on the initial call he said it would be much sooner. Run, don't walk away from Chase Premier Business Checking.

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed Dec. 24, 2022

    I was scammed $250 on Zelle, I contacted Chase and they took the details and said they would contact zelle and file a claim. 2 months later I call them again and they stated that there was nothing they could do. Why do they offer a service where there's no protection against fraud?

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    Customer ServicePriceRefunds & PayoutsStaff

    Reviewed Dec. 22, 2022

    Over the course of 5 months, someone used my ATM card and PIN to withdraw small amounts of cash from a non Chase ATM in my neighborhood. Because the amounts were small, I did not realize this was happening until there were several withdrawals made totaling $424. I reported the withdrawals to Chase as soon as I realized what was happening within 60 days of the last incident. Chase reversed the charges. About a week or so after, I get a letter from Chase saying they had conducted an 'investigation' saying due to the fact the pin was used right the first time and geographic proximity to me, that they would not honor the credits and reversed the charges. I called to speak to a manager who accused me and/or someone in my family of using the card. I filed a complaint with the Consumer Financial Protection Bureau.

    Chase responded saying that it was past the 60 days of reporting and the they could not reimburse me my money. This is incorrect because I notified chase within 60 days of the last transaction, but they gave me the runaround for 30 days, so when I filed the compliant with the CFPB, it was past the 60 day threshold- very convenient for them. Chase did not bother to look at my ATM transaction history for the last 15 years- I never-ever use non Chase ATMs. I have a Chase bank ATM within 2 miles of my residence. My card and pin information were copied and extracted at a store from a merchant's iPad transaction. Chase will not protect your money and will make you liable for the money stolen from your bank account. I even have a police report, they don't care about that. Do not bank with Chase unless you don't care what happens to your money. I am taking my money and my business elsewhere.

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    Customer ServicePricePunctuality & Speed

    Reviewed Dec. 22, 2022

    I have been a customer with chase for over a decade, and while they have never offered an abundance of perks for banking there, they at least offered a few niceties, one of which was being able to report fraud through their banking app. They have recently removed that option, and after having fraudulent charges put on my account, I spent an hour and a half on hold last night before being told over the phone they could do nothing to remove the charges, and I would have to call the fraud department in the morning. I thought I would have better luck going I to my local branch, but I have been waiting here for over 45 minutes while being passed twice by the people working here, because someone emptying my account is apparently not consequential enough to worry about. If you are looking for a bank, look elsewhere.

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    Customer ServiceStaffBilling

    Reviewed Dec. 20, 2022

    I am disabled. Over the last 14 months a person who was supposed to be helping me systematically emptied my checking account and maxed out my credit card. I reported this activity to Chase fraud (as well as the police and USPS). Chase's response was to arbitrarily close my accounts without informing me. As a result all my utility bills have been cancelled so I am facing loss of electricity and communication and I am in danger of being evicted, I cannot even buy food. I have tried to contact Chase several times to see what can be done but they have been very offhand and refuse to put me in contact with anyone who can help. If this is their policy for treating customers who have been loyal for almost twenty years I would strongly recommend thinking twice before opening an account with Chase. I have documents to back up the comments I have made. Frank **.

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    Customer ServiceSales & MarketingRefunds & PayoutsBillingRatesTransparencyTimeliness

    Reviewed Dec. 19, 2022

    When I changed my address on my USPS account and relocated to my current address I received a USPS moving packet containing several of my new neighborhood’s business advertisements which included coupons and discounts. One coupon was from Chase Bank promoting a $250 reward for opening a new checking account with them. The couple had a promo code to be applied with your checking account application, instructions to set up direct deposit within 60 days and maintain the direct deposit for six months. After meeting the requirements a total of $250 would be deposited into your account. I’m retired on a low fixed income and I basically get my monthly check on the third of each month and after paying my rent, bills and do my shopping I am broke by the fourth or fifth of the month.

    I can always use a little extra money so on the fourth of September this year, 2022, I applied for a checking account with Chase, inserted the promo code and deposited my last bit of money, $250 and I was approved instantly. I was given an account number with the routing number and date by which I had to have direct deposit set up. I was told to be expecting my new ATM card in the mail in 3-5 days which was really putting me on the edge because I still needed funds to do laundry and buy groceries. I received my ATM card in three days, activated it immediately and verified my funds of $250. Next I rushed to the grocery store to get the most of my needs and quarters to do my laundry but when I got to the cash register my ATM wouldn’t work.

    To top it off another cashier nosed over and loudly accused me of trying to steal. I was embarrassed and humiliated especially since I had just moved there and I was thinking that possibly new neighbors witnessed the scene and would likely regard me as a thief. The next day I couldn’t get into the new account I had setup with Chase Bank, I had a very hard time calling Chase bank and got the total run around before someone finally told me that ‘They’ which she couldn’t elaborate on who ‘They’ were, had made a decision NOT to honor my application and or open my bank account for which again she couldn’t elaborate on why. She just kept repeating over and over again that it was the banks decision and that ‘They’ had decided to decline my application without specification as to ‘They’re’ reasons and that I would be receiving my funds back in a check within five to seven days.

    Well after calling and calling and being spoken to rudely and NOT receiving my funds within five to seven days putting me into severe financial distress, not having any food or supplies or clean clothes I advised them that I was going to notify the Attorney General to report them for fraud. Finally after a month I received my $250 back without explanation and or an apology. I had a previous history with Chase years earlier when they denied opening up a checking account because they didn’t approve my application then but I just accepted it because they didn’t have any of my money. This their empty promises and holding onto my money for a month really hurt me. I feel that Chase bank entices with empty promises to hold peoples funds and make interest.

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    Customer ServiceTechMaintenanceStaff

    Reviewed Dec. 18, 2022

    I rarely have to go into the bank, but have a little more frequently lately because they didn't fix the local ATM I use for almost a month. I have been a longtime customer and went in to ask if they would witness a paper that would allow me to transfer money to their bank. The witch at the door refused. She didn't say anything verbally I could actually complain about as rude, but her whole tone and attitude radiated contempt.

    If they didn't want to do that fine, but say it nicely in private, not in a loud rude voice in the middle of a lobby with everyone looking at me, including the other bank employees as if I was some kind of criminal. I didn't like her attitude and I'm sick of having to explain my banking business in the lobby with god knows who listening. If they don't do that fine, I'm okay with them refusing, but it should be done in an office in a more polite manner. As it stands now, I will be using another branch while I actively search for another bank that treats customers better.

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    Customer ServiceStaff

    Reviewed Dec. 17, 2022

    I had someone call me with the Chase Bank caller ID and pretend to be from Chase and told me my debit card had gotten compromised and my checking account so to set up a new account and $500 of my money to Zelle to setup a new account. They wouldn’t recover the money. Told me “Sorry we can’t help you.” Nice. After banking with you for more than 15 years!

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Dec. 15, 2022

    My mother passed away over 2 months ago. Chase put a freeze on her social security check that was supposed to be for the previous month to which she was entitled. I contacted Social Security and they sent me a letter to release her funds to me. I immediately took the letter to one of their branches and they said it would take 3 business days. I waited 7 business days and still nothing was done so I called their deceased customer department. This person told me that it could take 2 weeks to complete. So, I waited until the next week and when still nothing was done, I went to a different branch. I gave the person the letter and she sent it over again and told me she would get back in contact with me once she received a reply. She called me today and told me that the letter that Social Security sent was not sufficient and they needed several other pieces of information to be listed on the letter.

    I don't understand why their A/R department could not contact me to let me know the first time around. I could have already taken care of this. I contacted Social Security yet again and they said, no, the letter they sent was the correct one but that they would write up a new letter that included all of the information that Chase Bank wanted. That will take about another 2 weeks to receive. By that time, she will have been deceased almost 3 months. They can and will hold on to the funds for up to 6 months. That's a long time to have to be paying off my mother's credit cards myself since she doesn't have any money because they took it. If this new letter is not sufficient, I will not only cancel her accounts but I will also be canceling my accounts. I have jumped through enough hoops for this bank and will not be doing so anymore.

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    TechPrice

    Reviewed Dec. 10, 2022

    I was hit with 5 overdraft fees because I was charged twice by a vendor. They said it wasn't their problem. Do not make Chase your bank. They are not your partner. They will suck you dry and ask for more.

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    Customer ServiceBillingLoan Process

    Reviewed Nov. 29, 2022

    Chase is a joke. I have dealt with them on auto loans, a credit card and a checking account. In every aspect, they have failed TERRIBLY on customer service and had at least one major shortcoming and mistake in each of these areas. Trying to work issues out with them (that they have caused!!) is an absolute nightmare. I have had to use their branches a handful of times and experienced idiotic tellers (seriously, I told this guy I wanted to reregister my vehicle and he told his boss I wanted to pay off my loan...lol), I have received the answer "uhhh...I don't know" multiple times and it goes on and on. I will be closing all of my accounts and credit card with them. You will not be able to solve any problem that arises with them, and there will be problems....many! Do whatever you can to stay far, far away.

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    Punctuality & SpeedBilling

    Reviewed Nov. 29, 2022

    Deposited $30k in checking, wanted to purchase a CD. Sadly, there is a 14 day hold on checks at Chase. Why? It's easy to look me up. I used to work at Chase. I have a Chase credit card (for 15 years). I'm a huge Chase fan and wanted to set up a checking account, purchase a CD and start doing more business with Chase. Instead, I got sent to India to find out why my 14 day hold on a liquid funds check is still on hold. After 15+ minutes of waiting I decided I'd write a review about what it's like to be a small time client of a NY Bank. Thanks. I'll come back and let you know how this ends. But it's a little crazy. They took the money out of my account 12 days ago - but it's a risk? I don't get it. Thanks India.

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    Customer ServiceSales & MarketingOnline & AppStaffBillingTimelinessHonesty & Transparency

    Reviewed Nov. 23, 2022

    Do not use Chase Bank, their customer service is horrible and they lie about their services. I obtained a physical check from my employer, (have been getting direct deposit for 8.5 years, this just happened to be a bonus). I checked the terms from the app for taking a picture of your check to deposit and it said that it would be deposited usually within 1 day of request. I thought, "Nice I don't have to drive 30 minutes to my bank", the next day there was an 11 day hold put on my money.

    I called the holds department which is outsourced to another country, can't understand them, have to have them keep repeating themselves. They inform me that there is nothing they can do to get the hold released and that I am basically out of luck until they decide to release the hold. I have been banking with chase for over 10 years. Once my money gets in I will be cancelling my chase banking, savings, and both credit cards I have with them and telling everyone else I know to do the same. I have never been treated so poorly by any financial institution in my entire life.

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    Customer ServiceStaff

    Reviewed Nov. 23, 2022

    I would give NO stars if that was an option. And this does not pertain to the teller who was working but rather Chase Senior Leadership. Because it all starts at the top. We deposited a check that alerted fraud dept due to the check being out of sequence. Once the check was deemed not fraudulent they refused to unlock our acct despite needing $ to book a flight to go see my mother who has stage 4 uterine cancer. Chase customer service reps are inhuman robots as is their management. They showed no logic, no empathy no compassion. Karma!

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    Reviewed Nov. 22, 2022

    For customers who have direct deposit with Chase Bank be aware that they can place a hold on your benefits from soc. sec or military pension or disability if you were a veteran without a death certificate, hold order from soc. sec. admin. or court order and that if they assume you're deceased they automatically void any cards associated with acct. They've placed a hold on my checking acct. without verifying pertinent info. required which in my case took 19 days to receive new card and pin# which prevented me from atm access and purchases for food and gas, etc... After contacting them I have decided to close my acct of many years for I can no longer trust them with my finances. This senior veteran from oregon still alive and kickin!

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    Customer ServiceRefunds & PayoutsStaffHonesty & Transparency

    Reviewed Nov. 19, 2022

    Worst bank ever. ATMs rarely work and the employees don't care. ONE teller line open. Meanwhile there are 5-6 people in suits sitting near desks laughing it up. When I asked them why they didn't help the customers they said ''We're not tellers, we're bankers.'' Tells you all you need to know about this bank. LOTS of help starting a new account, but after that you stand in line forever for your banking business. Branch Manager, old lady with blonde hair, is something that rhymes with Witch. She could care less if people stand in line for days. All she does is the Business lane of the drive-thru and it's never busy. Stay away. There's good reason this branch gets 2 stars. They treat their customers like garbage.

    My new bank is exceptional. Lots of tellers and happy Branch Managers who are happy to help you. Witch broad could learn a lesson from them. I believe this branch will close soon. Not soon enough. Also be aware they can close your account and keep YOUR money. Don't bother calling, customer service is a joke. All they do is transfer you 3-5 times and the end result is either a lie or they can't help you. I filed with BBB to get MY money. They close my account and the money is no longer theirs. They think they're above it all and the estimate now to get MY money is 3-4 weeks. SO glad I'm away from this bank and it's Nazi Branch Manager.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 11, 2022

    I have had acct with Chase for 15 years. I would never treat my loyal customer this way. I lost my job so because I didn’t have money in acct they closed my acct. When I tried to reopen it I had to make a appointment that was 2 weeks away. Finally got one opened and had to wait a week for any type of atm card. I have been trying to get my direct deposit going and this has been an ordeal. Now I have been depositing checks for company for 3 months and they just put my check on hold for 12 days. I called and it’s hard to understand when everyone you speak to has a accent. I finally get to a guy that tells me it will clear at 11 pm. I am going out of town today and guess what no money. I have 20.00 in my acct. I have had to cancel my trip. I am so upset I was going to visit my kids and grandkids. But how can I travel 250 miles on 20.00?

    I was going to go to a branch but they are closed for Veterans Day. And if they were open I can’t talk to anyone about my money without a appt. How can you do business with a company that has no hours. They should be tripping over themselves to keep you happy. But they have gotten too big for their britches. I am looking elsewhere for me a bank. I wanted Chase because of my traveling. But when you keep my money for whatever ever reasons I cannot do business with you.

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    Customer ServiceStaffResolutionHonesty & Transparency

    Reviewed Oct. 29, 2022

    I did a roof for a friend and he paid me $15,000 dollars. Sent me a check and I asked the teller when it would clear. She told me 2 business days that was the 14 of October. Today is the 29 of October and not only the check did not clear they closed my account. After about 10 attempts to speak with representatives and being hung up on several times and being told to do different things to rectify the situation and doing everything they told me to do which included getting the maker of the check to walk into the local branch and provide his account number, identification, and llc. Documents to no avail has my money been returned to me. They will not release the funds to anyone not me or the maker of the check. This is outright robbery. The local bank manager is shocked and upset himself and cannot believe the lies and deception that Chase has been doing to me. I can only say one thing the flat out robbed me of $15,000 dollars.

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    StaffLoan ProcessRates

    Reviewed Oct. 21, 2022

    I’m amazed at the interest rate at which Chase Bank provided me my car loan. Although I’ve been a member we for a long time, I have suffered from poor credit until Credit Boos Helpers did an excellent cleanup on my credit. Score jumped 180+ points into 792!

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    Customer ServiceStaff

    Reviewed Oct. 20, 2022

    If you’re looking for convenience, Chase may be a decent option. If you are looking for customer service, real people friendly bank policies, business friendly banking, and a relationship that can be counted on when the need is there, you may want to look elsewhere. I’ve been with Chase for 20+ years. Unfortunately they’ve become very inflexible and have lost their founding purpose, which is what led to their growth.

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    Staff

    Reviewed Oct. 19, 2022

    I opened my business account with this bank about 2 years ago and I am closing the accounts today. This bank does nothing for its customers. Their fees are higher than any other banks, their requirements to avoid monthly fees are higher than any other banks, and they change your account features without any notice. At least I have not got any. But the most important reason; the people working at the agency I often use, "Santa Monica Blvd and La Brea Ave in Hollywood, CA", are very unpleasant to deal with. They behave as if they are doing a favor to you by helping you with your transactions. There are never anybody working there, and when you find someone at their desk, they refuse to even speak with you if they are not from the line of business you are there to deal with. Not the type of Corporation I want to support.

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    Contract & TermsPricePunctuality & Speed

    Reviewed Oct. 17, 2022

    Cost me a $9000 car deal because the buyer didn’t realize the bank closes an hour earlier in AZ and he was five minutes late. To top it off they wouldn’t let us do a wire transfer and WE BOTH HAVE CHASE BANK! I hate them. I only have them because they are convenient but I hope they rot in hell!

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    Customer ServicePunctuality & SpeedMaintenanceStaff

    Reviewed Oct. 12, 2022

    Zero would be a deserved star for…Zero would be a deserved star for Chase. As one customer/reviewer put: Legal Thief. That's a truthful description. Customer of Chase bank for over 25 years. Retired, moving overseas and put a request for a cash withdrawal. First at my local branch, was ignored with no callback and had to drive there twice in 10 days. All they did at the end: gave me a phone# of Santa Cruz branch - this # is unreachable. Drove there, talked to the manager and didn't hear back for another week.

    Drove there again and had to ask for an Executive office #. Got a case number, was calling a person handling my case for 10 days, she never called me with any info. Escalated the case and finally, after dealing with Chase for 2.5 months, was told that I can pick up my cash in 3 visits. They gave me days and time when I should come to SC branch to collect. At the day the first withdrawal should be, this person from Executive office called me 3 hours prior to my visit to Chase and stated coldly: "We are closing your account and you can come prior to Monday for a cashier check from them."

    In all this time I went through a total humiliation of begging to "Please, let me to withdraw my money." Nervous break downs, had days when I felt I'm nearing a heart attack. An Elderly Abuse and humiliation - that's the only how I can describe how Chase treats the customer with the highest credit score, diligent, truthful, with the large amount in the Chase account.

    Every day of those 2.5 months I had to answer over and over why I need a cash withdrawal. And the day before they scheduled for me to come in and take a first set of cash, they called and interrogated with as many questions. Made me feel like a criminal. On top of everything else they put me through and didn't release a penny to me from my own money. Chase just decided to close my account instead...after telling me that I can collect my money in 3 visits to the bank. After so many years of deposing into Chase, if I knew how it will end to withdraw my money - NEVER would have opened an account. Chase takes your money, but won't give it back to you when retirement or time comes and you need your money.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Oct. 9, 2022

    We have been with Chase for quite sometime. We have 2 checking, 2 savings, and a mortgage with them (for now). I have waited weeks to write this because I needed to remove the emotion from showing in the review.

    12-Sept I stopped by my neighborhood Chase on North Ave near Damen in Chicago to get cash. There were signs taped on their outer ATM stations that the bank was temporarily closed. I was going to a cash only business so I decided to just pay the fee and tried to use my card to make a purchase of $510 but received a message that I had exceeded my daily withdrawal limit. I stepped outside to call Chase. I explained the situation to the representative and he did not understand AT ALL what I was saying. He said, "I have to transfer you to a different department for debit card help." As I was asking why calling the number on the back of my card is not the right number, he hung up on me AND locked my account. I tried to call back but the message said hold time between 20 and 30 mins. I had to wait till next to go to a branch. Summary:

    1) Chase has restrictions on how you can use your money (you are allowed $500 per day from non-chase ATMs so definitely not a card to travel with out of the US).

    2) I'm surviving cancer and was trying to pick up medication.

    3) I could not pick up my meds because of Chase so I had a horrible, painful evening.

    4) Why do you off-shore customer service? Chances are that the person calling is either upset or possibly calling for something detailed. So ending up speaking with someone who does not have a good command of the language the customer speaks is very risky and lead to loss of business. Example, because of this ridiculous scenario, I want to leave Chase ASAP!

    Stop being cheap with off-shoring such a critical customer facing role! If someone is calling from The US, calls should be routed to a strong English speaker.

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    Customer ServicePunctuality & SpeedBilling

    Reviewed Oct. 5, 2022

    I have been a JP Morgan Chase private client for many years. Back in April of 2022 Chase Merchant Services filed a fraudulent MATCH against my personal credit. I would of never found this out if it were not for my business Outdoor Elegance Inc. opening a new merchant account with Soft Touch POS & Payments. The Fraud has been cleared. My Quick Books and documentation has been sent over to Chase merchant services in August of this year.

    My personal Chase banker Kevin ** had tried to have this corrected and he is getting nowhere with the powers to be at chase merchant services. I have emailed people at Chase merchant services and they can't even find the MATCH filing. I have spoken to Suzanne and Jennifer in your merchant services department and as of today October 5th I still do not have an answer as to when the MATCH will be cleared off my credit bureau. You can contact me at ** or **. Douglas **

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    Billing

    Reviewed Oct. 4, 2022

    Chase Bank has convenient mobile apps and website experiences for most banking. However, their inability to group personal and business banking accounts together from a 'total deposits/balances' to avoid fees has us paying $15/mo even though we do > $30k minimum balances across all accounts. I also have 3 Chase credit cards that average $5k/month each in spending with the balance paid in full each month for the last 10 years. I need to switch my accounts out of Chase this year because of this nickel and dime-ing me to death.

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    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppRefunds & PayoutsStaffBillingHonesty & Transparency

    Reviewed Oct. 1, 2022

    I paid my rent last month using Zelle, no problem. Tried to pay my rent today and got a message saying I’m limited to only $500. The only reason I opened this account with Chase was because of the higher daily Zelle limit. Their website is still advertising this limit. I called customer service who verified that my limit is $2000 and they said they had a recent system upgrade and that multiple people had complained about this. She said they were working on it and to try again later.

    Tried later and no change. I contacted Customer Support on Twitter. I received multiple bot messages stating that I should just lower the amount I’m sending. Sorry, but I can’t tell my landlord my rent will be late because Chase says I need to send $500 payments over multiple days and MAYBE they’ll eventually reevaluate their limit. After DMing them my info, they again said that I should just send lower payments. They said that it only looks like my limit is $2000 but it really could be lower. So basically they’re lying to customers about their Zelle limit. Oh, and if there was a limit on my landlord’s recipient account, then why was I able to Zelle him the full amount last month.

    If the intended functionality of the upgrade was to reset to lower limits then I should have been notified before I went through the embarrassment of having to tell my landlord the rent is going to be late. Incredibly poor customer service; one representative tells me it’s an upgrade issue and will be fixed and another representative says that’s the way it is now and offers an untenable solution. They will be losing my business.

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    Customer ServicePunctuality & Speed

    Reviewed Sept. 25, 2022

    I was a Chase checking and savings until 2020, when someone hacked my accounts and transferred money from my savings to checking and then Zelle, money out. After dealing with being on hold for customer service for hours, on to either get hung up on or told I must have gave my password away or transferred everything myself. Note: I even went to a branch and instead of the banker just looking everything up even she had to call customer service and I waited in the branch on hold for 4 hrs, this was at a physical building.

    After multiple password changes sometimes twice a day and still getting hacked, I finally found out how to block Zelle online and within 24hrs Chase closed both my accounts and flagged them as fraud. So finally after months of trying to get my funds from my accounts returned to me, I come to find out after Chase supposedly Froze my accounts money was still being taken out by Zelle. How? How can the bank even allow this when I couldn't even touch or even look at my own savings and checking. Never again will I do any banking with Chase, run by run by Crooks four Crooks and that can't opt out of Zelle is **.

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    Reviewed Sept. 23, 2022

    Chase has proof of a check that has cleared. I have been in touch with the Fraud Department as well as the Executive Branch. With both departments I have given them the documentation they required. Still there is a hold on all my accounts. If you're not a thief you certainly are treated like one at Chase Bank. I have banked with them for years but will be closing all my accounts after this very frustrating unresolved issue.

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    Customer ServiceCoveragePricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & Transparency

    Reviewed Aug. 30, 2022

    This is one of the worst banks on the face of the earth. When I first opened my account here in 2012, the customer service was great. You could get thru to a rep within 5 minutes and your issue resolved quickly. Now, in 2022, it is HORRIFIC service with someone from India on the other side of the world answering customer service lines. There have been so many screwups on my account within the last 2 years. First, they let an overdraft of over $6,000 go thru on my account which is insane that I did not authorize. They are supposed to monitor accounts to make sure things like this don't happen. I had to wait over a month for them to credit the money back into my account and resolve this.

    Second, they went and cancelled free checking accounts behind my back with no notification at all. They started charging monthly service fees and I caught them doing it. I had to get all those service fees reversed. I then chose what type of account I wanted with the new accounts since they were no longer free. I was told that my account number would stay the same and I could use the same debit card as before with no problem. That was a lie! They went and cancelled my old card behind my back when I was on vacation out of state and my card started declining transactions.

    I again had to order another card to replace the one they cancelled, and it was another nightmare. They told me I would get a tracking number for a rush delivery order, and I called back three times over a 24-hour period, and they still did not have the tracking number to give me. I am done with this bank for good. I have been a customer for over 10 years, and this is the final straw. I am fed up with the long hold times, mismanaged screwups and inept customer service.

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    Customer ServiceTechStaffBilling

    Reviewed Aug. 26, 2022

    Chase has cashed plenty of the checks that I have issued in the past. One of my Real Estate Professionals made the mistake of opening an account with them. Since she is a high producer, she deposited large checks. Apparently, Chase does not know how to handle big checks, so they contacted their antiquated system called Lexis Nexis to verify my company which has been open for over 7 years. The only system they can use is Lexis Nexis. This is the system they use to gather information on companies. They supplied Chase with the incorrect company name and the phone number of a deceased person. Since they can not verify the company, they refuse to release the funds back to their customer.

    They have been sitting on her money for over a month now. When I called my bank to recall the funds, they can't due to the payment being made in paper check and they were cashed, so no stop payment can be made. These Morons refuse to find another way to verify my company so they will sit on her money indefinitely. Now I get to hire an attorney to sue them to release these funds. Stay away from these incompetent fools. Chase is a big bank that hides behind policies and can not think outside the box. They will continue to feed you excuses and revert back to "There is nothing we can do".

    Well, this is damaging my contractor financially and they don't care because it is their policy and there is nothing that they can do. We have spent hours on the phone trying to resolve this. So, the moral of the story is, do not open accounts at Chase bank because these fools will keep your money any chance they get and hide behind "policy". Hey Chase... There is this new invention called google. Oh, and you can go to the Nevada state website and look up business there too. I know this might be difficult for you since you morons can't say anything but "Sorry, we can't help you".

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    Customer ServiceStaffBilling

    Reviewed Aug. 23, 2022

    Worst of the worst in every aspect I've experienced. Other banks will waive $10 service fee the first time your deposit drops below the threshold. They didn't. I've applied for multiple credit cards from different issuers with an excellent FICO/TU score around 780, they were the only one declined my request. The second time I got approved, but got the lowest credit limit. Customer service agent was incredibly rude. I was trying to deposit a check around $1200 and the teller asked me where I got it and some other questions. I answered and asked why she asked. She explicitly meant I might get caught like a criminal. I was so offended and this never happened to me when dealing with any customer service from any organization anywhere anytime!

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    Price

    Reviewed Aug. 22, 2022

    Ever since my tax bracket changed I have had issues with Chase. This has been a horrible experience ever since I started making a little more money. I would not recommend chase to any of my friends or family members.

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    TechRefunds & PayoutsStaff

    Reviewed Aug. 10, 2022

    It’s the worst bank to bank with but bigger than life so it won’t matter. But if you have a choice use anyone else. They held a check for the second time. Lost my best customer cause they told me have them pay a different way then check, my customer never came back after paying me in checks over $145,800 in one year.

    I’m going broke and lost my dealers cause of this. They told me they don’t care over 3 times. Cried more than I have in my life cause of this. Chase is too corporate, use a home town bank.

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    Customer ServiceTechSales & MarketingOnline & App

    Reviewed July 29, 2022

    Online banking through Chase for the first time is made unnecessarily difficult by the obfuscation of which SWIFT/BIC you're intended to be using, as JPMorgan / Chase has several, and does not provide a resolute answer through their third party customer service provider, through direct deposit forms, or on the app until you're able to get a bank statement with the correct SWIFT listed. Ludicrous.

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    Customer ServiceCoverageLoan Process

    Reviewed July 21, 2022

    I am trying to get a loan on a house and Chase will not send an interim bank statement via fax or email. These are MY records and they make it extremely difficult to access. I have to go into a branch which is 2 hours away just to get a VERY simple record. I cannot even send an authorization of any sort to get this information. You would think being in the 21st century, they would make these things more accessible and efficient for people. I will 100% be switching banks and never recommending Chase to anyone after the purchase of my home is completed in a few weeks.

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    StaffLoan ProcessRates

    Reviewed July 20, 2022

    Chase used to have all our business, but as our needs changes we found: 1) they do not trust their bankers, and will not even allow them to open a new account. We cannot do any new business with them. 2) Their commercial mortgage rates are not competitive. We found they are 50 basis points higher than other excellent lenders. 3) Their business auto loans are impossible to process - it is like they are not in the business. Chase has become so large that they are essentially impotent and incapable.

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    Punctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed July 19, 2022

    Essentially Chase has stolen our money. We deposited an earnest money check into our checking account. They flagged it fraud. Yet they ran the check. This closed our account to give us no access to our acct and money. All associated acts closed as well. This is our primary bill pay acct. We have attempted everything chase asked of us and the large brokerage corporation the check came from were diligent in providing the necessary identification. Chase literally asked us to bring an employee down to the branch to verify the check could be written. They asked for their CEO!!! The check was cashed and held and we have no access to pay our bills that have come due. They not only stopped the check but also all the money in our account! They have asked the bank of Virginia to pull the money back but this is impossible if they run the check.

    Bank of Virginia and the brokerage firm have washed their hands of it and explained that it is between us and our bank Chase. Which does not feel good as they have taken our money and provided no realistic way to resolve the issue. We have accrued late fees and damage to our credit as a result of banking with Chase. We still have no access to about 7k of our own money. I would tell anyone listening to avoid Chase bank.

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    CoverageStaff

    Reviewed July 16, 2022

    About two months ago I encountered a fraud/identity theft issue with Chase Bank. I spoke to 4 different departments within Chase and was confident that the proper issues were handled under identity theft. Wrong nothing was filed within Chase. Since then speaking to different departments has proven pointless and accessing the proper documents to support my claim and enable me to file identity theft with my insurance company has reached dead ends. Chase is at fault as to the way things transpired with the identity theft and the way they issued "reversals" on my account. I have file a complaint with CFPB who in turn gave it to the FDIC for investigation. An independent public firm is also involved to investigate Chase and potentially questionable business practices. My end opinion is Chase does not care in the least about their customers.

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    Customer ServiceSales & MarketingBillingHonesty & Transparency

    Reviewed July 16, 2022

    Three different staffers lied that I would get credit card bank statements. Each time, they claimed I would after I was merely confirming with them. Also, Chase has a policy where you can't have lost funds recovered that you lose due to a scam if you don't report it within two years. It should be at least three years. I called as soon as I considered that the funds could be recovered, but it had been two or three months past two years.

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    Customer ServiceStaff

    Reviewed July 13, 2022

    1002 Brighton Beach Ave. Brooklyn, NY 11235. One of the worst Chase branches in NYC with one of the worst customer service... A Russian speaking representative DENIED my request to help with the banking account issues; and when I asked him for his name, he refused to reveal his information. It is probably time to provide extensive training and/or fire bank employees who fail to provide service... So sad... Blood pressure skyrocketed...

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    Customer ServicePunctuality & SpeedBillingFollow-Through

    Reviewed July 1, 2022

    I issued a business check to a person, who had no account. It was deposited into a friend's Chase account, but flagged for fraud. Per the Chase Customer's request, and with him sitting in my office, I called to verify the check. A call back was requested, due to high call volume, supposedly within 23 minutes. 2 and 1/2 hours later still no call back. I finally called again, and after jumping through a bunch of hoops, was connected to the branch manager. She assured me that the check was deposited, but a standard 10 day hold was placed.

    The Chase customer is complaining to me, because they have advised him the funds will not be released, and his account is frozen. I tried to stop payment on the check, in order to reissue a Cashier's Check, but Chase has already sent the check through, and it has cleared my account. I have tried to call customer service multiple times to assist their customer, with long wait times, and a promise to call back. Which has never occurred in a timely manner. Based upon my recent experience, I would NEVER have a Chase bank account.

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    Refunds & Payouts

    Reviewed June 28, 2022

    I was conducting business and Chase cleared a check to my account, so I thought businesses as usual. It turns out it was a fraudulent check, but chase cleared the money in my account. So I was sending money thinking it was business as usual. Then Chase took the check back and I couldn't get my money back through the fraudulent activity. Now they say it's my fault and won't give me my money back. BUT THEY CLEARED THE CHECK! Like why wasn't it still pending if the money wasn't ready? They screwed me over as well as this artist, and now I am out $2,000. I have never been more disappointed in a bank system. NEVER USE CHASE!

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    Customer ServiceRates

    Reviewed June 17, 2022

    Went to local branch with husband to deposit a check, the check was in my name and I'm not on the account so we checked with teller to make sure this wasn't a problem. We are told no problem husband signs after me this mean he takes responsibility for the check. No big deal ok. Now a local check is put on hold! We call to find out why, I'm not on the account so this is fraud!!!! What? You're kidding right? We spoke to teller in person and told no problem now it's fraud because Chase wants to collect interest on the money I'm sure. Now here I am fighting for my money that I know they cleared already.

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    Customer ServiceCoverageTechPricePunctuality & SpeedRefunds & PayoutsStaffTransparencyResolutionTimeliness

    Reviewed June 17, 2022

    Updated on 06/25/2022: I had already written about my experience with Chase fumbling a change of address for over a year which apparently was holding up me getting my money. The NIGHTMARE CONTINUES! I was desperate to have funds wired for the purchase of a property for my daughter whose lease was expiring 2 days after we would close. So not only would I not get the property but where would she live? I literally was on the phone ALL DAY for 3 days trying to find someone who could do something and the answer was "we are working on it." (By the way, Greg who is the man I started with told me that all that phoning might have just slowed things down! He must have gotten calls from at least a dozen people in my regard! I responded that when he blocks my calls, does not call me, does not respond to any of the more than dozen emails I've sent, let's just push the fault back on GREG where it belonged, not me!)

    Finally, I encountered a woman who managed to push the address change through, overnight update and next day the wire! Yippee! She introduced me to the wire dept. and said she'd call me when wire went through. She called and I was relieved - WRONG. I called the Title company, no money. I call the next morning - no money - THIS IS THE LAST DAY I CAN GET THE MONEY TO THEM! Chase screwed up on the wire and had a charge from BofA of $45 taken from my funds like a bounced check fee. So then Chase had to scramble to get approval to put those funds into my account and figure out what they did wrong - it was escalated and the manager was telling me he was doing all he could do, wire was sent - I received a transaction number to give to the Title company!

    But just to make sure my daughter wasn't homeless my friend said he'd have the funds wired from his account at Park National Bank in OH. He got on the phone, did the transaction, got confirmation wire was sent - all within 2 hours - AND they told him he needs to update his address!!! At 4:02 I received email from Title company - They have money from First Financial in TX and Park National in OH so my contract is covered - NOTHING FROM CHASE! Talking to the realtor and saying "Don't do business with Chase" and I shared my hellish experience.

    He said working with his clients Chase is the ABSOLUTE WORSE lender he has ever had to deal with. And when you call for help - help isn't to be found. He said he had even made it to a Vice-President level seeking help and the VEEP said "just have them move the close date out!" IT IS A CONTRACT YOU DON'T PAY LATE! RUN RUN RUN RUN RUN AWAY from Chase for ALL your services. They are huge and have too much process for their incompetent personnel to wade through! I still have to try to get my money from them SOMEHOW so I can repay my friend, but at least I'll get my property.

    Original Review: I had inheritance that I split between 2 banks, Chase had part of it. It stayed there for about a decade. I moved out of state - wasn't getting statements because my address change did not go through. I LITERALLY have tried to get my address changed for more than a year. Phone calls, emails, forms, I was even eventually was told the fastest way to get it done is to go to a local Chase bank. I drove 30 miles to do that, sat for almost 1/2 hour while it was being done, I even got checks printed to go with me, with my new address! I am now purchasing real estate with this money, need money wired. I explain this to my "customer care" person, he said it takes up to 2 days to sell my positions. OK. I send him the wiring instructions which he doesn't do anything with because he went on vacation! OK, then he sends a form for me to complete which I need to enter information from wiring instructions. Why didn't I get this form 10 days ago?

    Remain calm, complete and submit ASAP. Then there needed to be a confirming call (further delay) before submitting the form for processing. This was Monday/Tuesday activity. FRIDAY - I receive an email that I need to complete an address change form!!!! I NEED MY MONEY TO BE WIRED TO TITLE COMPANY!!! OR I LOSE THE PROPERTY. More than a year and they still can't manage to look back at the previous forms, especially that done by THEIR BANK and I'm supposed to fill out the form again? How much time have I had to put into this damn address change? How much risk are they putting me through. In contrast to my other bank from which I needed funds, First Financial in Texas, I reach out to POC, state the amount to be wired for deposit, it's done before close of business that day. Contact him again for the amount that needs wired from my account there - Done before close of business.

    Chase! Well, it takes a form, then another form, then the address form change again, then I escalated to manager who supposedly has forced the address change through today, but overnight update - which means MONDAY we can start on the wire part which may take a couple days. UNBELIEVABLE!! DO YOURSELF A FAVOR AND FIND ANOTHER BANK!

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    Customer ServiceStaffRates

    Reviewed June 14, 2022

    I had the impression that being a preferred customer of Chase Bank one would get better services, so I opened by business account & checking account in Veterans Branch of Chase Bank. I deposited a check in my Business account and Bank put my check on hold for 10 days. I visited the branch and requested to see the General Manager. I was told that she is in meeting & will give me a call back. It's been more than 7 days. I am yet to receive a call from her. I left so many messages for her but never got a return call. The officer Brad who opened my account looked at me in the Branch and ignored me. Most of their staff has no banking knowledge. I myself has worked in bank for 8 years & can tell this the worst bank. Would never recommend anyone to open account with Chase Bank. This bank deserves a big Zer00000 rating .. 1 star is too high was the quality of service they give...

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    Customer ServiceSales & MarketingPunctuality & SpeedStaffTransparency

    Reviewed June 11, 2022

    My experience with this Bank is very bad. On 06/12/2021, I had received an email from Chase Bank having a promotional offer of $ 400.00 for opening a Business Complete Checking account up to 01/06/22 and Chase bank had sent me a brochure having code #: **, which narrates that $400 will be transferred to our account after 3 months with qualifying activities. Consequent upon this offer, we opened on 05/27/2021 a business account at Sherman TX branch in the name of **, having Account # ending with last 4 digit **. Mr. Michael ** was the Relationship Banker, who opened this account, and we gave him this code. We fulfilled all requisite conditions and waited for more than 4 months of opening the account but till date, did not get our promotional money. We telephonically contacted the bank, and they informed that branch banker has not registered our promotion code in the system.

    Since it was an internal matter of the bank and their employee, we sent a formal complaint on the Bank’s “communication system of secure message” and Alma, replied on 05/10/2022 that our account is not registered under any promotional offer and asked us to contact the branch. We again requested them to verify it from Mr. Michael **, their banker at Sherman branch. But on 05/13/2022 Jonathan, again replied that our account is not registered in any award and insisted us to meet the banker at branch. As insisted by Jonathan, we had scheduled a meeting with Michael at Sherman branch on 05/16/2022 at 12.00 PM through online, but at 11.30 AM on 05/16 we received a phone from Michael asking about the reason for the meeting, and when explained, he asked us to send the code and assured us that he will apply, and we need not to go there.

    We sent him the promotion code through our email dt 05/16/2022, and again reminded him on 05/26/2022 but he has not applied the code, as yet, despite our pursuance and his own reassurance through his email dt 05/26/2022, to do so. We again approached the bank and informed the situation through our note dt 05/30/22, to which Kristina replied: “Chhater, we apologize about the coupon code that hasn't been applied on your account yet. We sent your information about the cash bonus that was not applied on your account to Michael, so they can help you and give an update about the cash bonus offer. You will be contacted within two to three business days. Thank you for your feedback. We will share it with the appropriate team”.

    We again reminded them on 05/31/2022 & 06/07/2022,” and finally, on 06/08/2022, Alex, informed that “unfortunately we are unable to check the status of your complaint about cash bonus that was not added through this platform and again asked me to contact the branch where the account is opened to determine the resolution for this matter”. From the above, it could be seen that we have been made shuttle cock between Chase Bank and Michael. No one is listening to us and applying the promotion code and we are feeling deceived. It appears that the Bank don’t want to give us our right full money despite our tremendous CHASE.

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    Customer ServiceContract & TermsPriceStaff

    Reviewed June 9, 2022

    Chase changed their consumer deposit agreement on 3/20/22 and did not notify consumers. They do not allow customers to opt in/out of overdrawing their account for ACH/electronic transactions and charge $34 per NSF fee without giving the consumer an option of whether to pay. Customer service (on multiple phone calls) refused to admit bank error and would not escalate or file a complaint. A Retention manager implied I should allow my account to continue accruing NSF fees, and a Customer Service manager encouraged/goaded me to go public with my complaint, as well as seek "legal help if I had a complaint."

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    Customer ServicePriceStaff

    Reviewed June 7, 2022

    Chase bank serves the customer last, they are the lowest priority to Chase. If you have considered using Chase bank, RUN, they will not be a help to you. Any company that has to pay you to become a customer should be an indicator they are not worth doing business. I moved my service over to Regions Bank. They have people that are willing to help, I don’t have to call an 800 number that goes overseas. I can call a local branch. You will never see that with Chase.

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    Customer Service

    Reviewed May 18, 2022

    I've been with Chase Bank for about 9 years total time and I finally decided to close my account due to the fact that their fraud team cannot tell when you log on to your account with your thumbprint to check fraud purchases, that are happening while you are on your account, that it's really you. The fact that you logged in with your thumbprint to your account will give them so called facts, that the fraud did not happen and you will lose money. I lost a total 1500.00. To me this is a lot of money. So beware of Chase Bank. They need to do more than look at computer activity and your device the criminals used to take the money from your account, to determine if it's their customers or criminals. They can not protect your money.

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    Customer ServiceStaffRates

    Reviewed May 17, 2022

    I was a RECENT victim of online account hacking. Even though a banker helped me tremendously, the claims department slacked and once they took over, it all went down from there. It is interesting to find out that Chase doesn't value customers, nor they really care what you as a customer think of them. When they call you they state: "this conversation is recorded for the training purposes" but one has to wonder, what training really goes on as they show no care, no empathy nor understanding once bad things like fraud happen. Claims department is highly incompetent and executive services only PARTIALLY resolved my claim so I lost some money due to fraud.

    Warning everyone: CORPORATE GREED COMES BEFORE ANYONE, INCLUDING YOU AS A CUSTOMER! I am disappointed, will take ALL of my funds out as CHASE doesn't have systems to protect their customers from online fraud, takes TOO long to resolve the claim and in the end remains incompetent and that is my experience I wish to share with anyone who is banking with them. Instead of valuing customers who keep them going, their executives are more concerned for their personal goals than yours. Just a crappy, lame, unethical, robotic, non compassionate corporate bully. Yeah! That is what Chase has become. Sad.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffCommunication

    Reviewed May 17, 2022

    I suggest not doing business with this company. Poor communication and the damn reps don’t know how to do their job. I will be taking more action!!

    I called three times and got two different answers can’t even get My money, but have to wait in a check to get My money.

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    Customer ServiceTechPunctuality & SpeedStaffBillingHonesty & Transparency

    Reviewed May 13, 2022

    I have been trying to put a payment through from Zelle. I have tried to pay a contractor for services rendered since 5/12/22. I called the bank the first time, was told I had to answer security questions, which I did. I was then told the money would be placed out of 'Pending" in 15 minutes. I waited, went back to Zelle, tried to pay this contractor again. GUESS WHAT??!! Chase employee lied!! I called back, was told the SAME THING AGAIN!! It is pending, awaiting security authorization, by answering questions! I said, I just answered those on the last phone call!! Now I am waiting for a manager to tell me, WHY I can't put this payment through to the contractor. Money is plenty enough to pay this. Can NOT get an answer to why they have created this issue with my account. I get no answers!!

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    Reviewed May 13, 2022

    I have had nothing but poor service from CHASE bank. They would not FAX a request to my pension to have the pension check sent to the chase bank! But they said I was welcome to go to a UPS store across the street. Seriously? I got it done at the grocery store.

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed May 5, 2022

    My bank account was hacked for weeks. Customer Service at Chase was horrible. They were not helpful. I filed several claims and even contacted corporate office still no help. They could not tell me how my account kept being compromised nor did they credit me any of my money back. I have seen found another bank and plan to file a formal complaint. Why are we not protected against banks when they screw up. I will not stop until I get justice!

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    Customer ServiceCoveragePunctuality & SpeedMaintenanceStaff

    Reviewed May 4, 2022

    Chase Bank is the worst!!!! An agent named Nicole deactivated my account by mistake today when I called to ask if my new debit card had been sent. She apologized for the mistake and put me on hold so she could get her manager to fix her mistake. 3 hrs on the phone and 7 different "supervisors" later. They told me they could not reactivate my account. It will take 3-5 days to resolve the issue. I have no access to my account and no way to get any money out of my account. I'm sorry but what kind of company has an employee make a mistake and they are not able to fix it causing the customer a mountain of financial issues. I'm getting a new bank. I've never had a bank treat me with such a callous mentality.

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    Customer ServiceContract & TermsTechSales & MarketingPricePunctuality & SpeedRefunds & PayoutsMaintenanceStaffHonesty & Transparency

    Reviewed April 27, 2022

    I had to dispute 2 charges on my card, one was for Booking.com in which they advertised free cancellation and still charged me for two rooms, the other was for an extremely poor repair service I received on my camper. The Chase app had me call a phone number to dispute my charge so I called the number and was connected to someone that spoke very broken English. The rep took very little information from me, didn't request any documentation and then hung up. A month later I got notification that both charges were deemed valid, somewhat to my shock. After I read the reasoning, essentially booking.com lied stating that I had no contact with them prior to my cancellation and that I was just trying to get my money back, the other was denied for reasons unknown to me.

    From there I look at how to appeal a dispute result and have to again call the Chase number. This time I speak to a rep that tells me I now need to email back with supporting documents. This was easy enough as I had screenshots of my conversations with booking.com and also my email exchange with the repair shop. After about a week, there is nothing on the dispute tracker for Chase so I call back. The rep tells me that they haven't received anything and I should send it again. I send the email with attachments again and wait. This time the dispute pops up but it is only one of the disputes and not both. I call again (a third time) and the lady is locates the one dispute and tells me she put in a note to open the other dispute. I wait the 48 hours and again still not there.

    I call back, a 4th time and this lady is unable to locate the information, the notes on my account and tells me to re-submit my email again. I call back to speak to hopefully a more knowledgeable rep and this time the lady finds my account and tells me that she has manually opened the second dispute. I checked the dispute tracker and after 2 days, still no record of second dispute. I emailed the 2nd dispute separately but so far Chase has been terrible in regard to the dispute process. It is disjointed and instead of just believing the vendor, Chase could have called me back at that point and told me to submit more information. I am almost 2 months in on this dispute and it is still not correct.

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    Staff

    Reviewed April 26, 2022

    I filed a check fraud claim in October last year for a check that was cash without my signature and no signature on the back of the check, they told me it was cashed by Wells Fargo, but they did not start the investigation until March 1st this year and they're blaming Wells Fargo for the delay, I am in the process of moving all my money from Chase as it does not seem they care if they lose a customer.

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed April 21, 2022

    I have never worked so hard to make my own funds available. I deposited a check using mobile check load. The check was processed and cleared on 4/15 and was supposed to be available 4/20. I go to my mobile bank app on 4/20 and my account is restricted. I called customer service and couldn’t get a clear answer of why this happened. I eventually was told after many phone calls that I needed to go in and verify my identity. I go to a branch near me and their systems were down. The next day I go to another branch and verified my identity. Come to find out this wasn’t enough either. They wanted to verify through the issuer even though I provided statements from them as well as a bank statement showing the check cleared.

    The President and Vice President of the branch worked very hard to resolve this matter with Chase, but the issuer isn’t allowed to verify checks due to confidentiality so I’m still waiting to receive my funds and for them to unblock my account. Shout-out to Jordan ** and Barry ** at the Denver branch for their help and prioritizing my concerns, but I am surely closing my account and transferring to another bank when my funds are finally released. Very inconvenient.

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    Staff

    Reviewed April 19, 2022

    After reading some positive reviews of Chase Bank, I walked into a branch near my home at 11 am. I had some checks with me so that I could open a savings account. I was told that there would be no one available to help me until 3 pm. Enough said.

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    Customer ServiceCoveragePunctuality & SpeedMaintenanceResolution

    Reviewed April 19, 2022

    What does it take to send a wire with Chase?

    - five tries, four of which were rejected with no reason given or anyone connecting to try to clear the issue
    - Two hours across 6 phone calls to customer service, fraud detection, ...
    - Two dropped calls while being transferred from one group to another
    - Being told three times by customer service, after extensive verification, that a wire would proceed ... only to have it rejected
    - a secure message through the system to complain about the issue, only to receive an acknowledgement 24 hrs later that the message would get prompt attention. Three days later, I am still waiting

    - After executive escalation, a call from a very polite young man who essentially then did nothing .... lots of style, no substance

    Chase needs to fix its customer service. Some specific suggestions:

    - If there is a problem, call, text or email to resolve ... don’t just reject. I appreciate it’s to Chase’s benefit to hold onto my money but it is poor customer service
    - If someone in customer service tells you a problem is fixed, then the systems should be such that it is fixed
    - There needs to be a real time connection between customer service and the back office so that customer service can fix an issue on the spot, not leave a note on the file which the back office then ignores

    - Make sure your executive escalation people actually have the power to fix things ... not just politely tell you how sorry they are then nothing happens

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    Customer ServiceStaffBillingCommunication

    Reviewed April 19, 2022

    On Tuesday April 12th 2022 I noticed that my water bill payment did not go through, I logged in to check my account and everything looked ordinary. I called Chase support and I was instructed to provide an SSA-89. I completed a SSA-89 and faxed it to the provided number coupled with my identity documents. On Thursday April 14th, I noticed that my online account had a message under my credit cards "Your account is locked". I called, I was then told that I needed to go to a branch to complete a SSA-89. I went to my local branch, we completed the SSA-89 and I was told 24-48 hours.

    On Monday April 18th, I still had the same message on my account. I called and I was told that I had to go to a branch. I went to the branch and I was told my account was pending closure and that "compliance" needed more information that what was originally given, notably a scanned copy of my social security. We completed another SSA-89 along with other forms they could not disclose - with copies of my identity documents and SSN. I was told 24-48 hours.

    On Tuesday April 19th, my account is no longer listed, I have an alert for a $0 balance - and I have no communication as to where my money is. I will spare unnecessary details (delaying my marriage) but I would like to note that at no point was I ever contacted by phone, email, secure message, mail or in-person (at the bank) about my account and the requirements. I have been a customer for 15 years and always kept my account in good standing. The compliance team on the phone were never helpful and often provided incorrect information (stating that I can fax the document).

    I had to consistently make contact to them - they never notified me; I was respectful and provided all necessary information in a timely fashion. I did not receive any communication from them. I would like to know the reasoning behind this seemingly abrupt closure of my account which has been in good standing for 15 years. I have omitted names, employee numbers and transcripts for the sake of brevity.

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    Customer ServiceCoverageSales & MarketingStaffHonesty & Transparency

    Reviewed April 16, 2022

    Last weekend I was scammed. It was through Chase and Zelle and Neither will do a thing to help me. I have been with them over 25 years and all the time they say how safe you are and that they have you covered for fraud. Well they don't. If you go inside the bank no one can help you and you are informed to call the 800 number. I did, several times and was told several different answers. Was even told to call Zelle direct which is a lie because I did. If it happens through your bank, Zelle tells you "The Bank" will take care of it. After all the calls, and sometimes transferred 6 times I basically was told, "There is nothing we can do and Too Bad." $1400 Gone and 0 help from the bank. What a shame.

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    Staff

    Reviewed April 15, 2022

    During these last 15 years, how long we use Chase Bank services, I have not met so helpful, scrupulous and patient a branch manager, who works out greatly her job, for the most heterogenous claims of us, customers. Ms. ** merited the highest praises.

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    Customer ServiceStaffTransparency

    Reviewed April 13, 2022

    Been a Chase Bank Client for decades. Go into the Pelham, NY Branch, see Private Client Biz Employee Daniel **. Right away I knew-- very unprofessional, going out of his way to say NO (opening a biz investing account). One of the most negative, abrasive, people you'll ever meet, discouraging me using anything he could think of. Called me the following morning, said he's denying the account because of some NACIS#, which I've never heard of, and provided no explanation, just hung up. Went down the street to BancAmerica, took approx. 10 minutes to open exact same account--I asked about NACIS, he said "we never use it." Have been a clean Chase Customer for decades, (biz and personal). D ** should NOT be working with professional people- a very bad business attitude. Thomas D

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    Contract & TermsCoveragePriceRefunds & PayoutsMaintenanceStaffBillingLoan ProcessRates

    Reviewed April 9, 2022

    111% interest on a momentary loan?? That is how much Chase charged me for just my most recent overdraft, which occurred at 8:03AM, when I received a push notification indicating that my account was not only overdrawn, but the fees had already been assessed. Less than 6 hours earlier though, at 2:19 AM, I’d received one telling me that my account balance was down to $0.12. So, between those few hours at the very start of the business day (& on a Saturday), my account was overdrawn by $51.25, putting me $1.25 over their new >$50 cushion, then again by another $10, and immediately assessed two $34 overdraft fees.

    Therefore, Chase bank gave me NO opportunity to replace the funds, processing the overdrafts themselves and the fees simultaneously, and for what amounts to a simple interest charge of $68 on a $61.25 loan that lasted minutes or seconds, if that, at a rate of 111%. I know they aren’t really comparable given all the different variables and flat rate nature of overdraft fees, but I calculated that in terms of an APR, and even using a loan period of one day, the result is a percentage in the tens of thousands, which is significantly worse than even the notoriously usurious payday loan rates, and not entirely inaccurate if a person gets in over their heads with the initial debt and continues to rack up daily fees on automatic payments, etc…

    I’ve given 1 star, as I feel that Chase’s outmoded overdraft fees are unacceptable when so many are struggling financially from the pandemic, & other countries are adopting policies that cap overdraft fees at 20% APR, and other financial institutions in the US are either doing away with them altogether or greatly reducing the cost / offering a grace period. Yet, Chase: one of the “Big Four” US banking giants and self-described “global leader in financial services,” apparently feels no such moral obligation to its lower income customers and has made none of these changes. As a Case Aid working 8-12 hour days, but only getting paid for 3-5 of those tops, facilitating family visits for children in AZ state custody, which the state is legally obligated to provide, I can hardly pay my bills without help.

    Oddly, AZ allocates $0 for this service, & if the govt won’t even protect its kids, I’ll not hold my breath for them to intervene here. I mention this to highlight the affected demographic and it is such that I cannot afford to keep this job, nor can many others, and this is resulting in even more neglect to an already horrifyingly inadequate child welfare system. It’s the sort of practice that helps to perpetuate poverty and class struggles in more ways than one. Pretending like they don’t know how their actions trickle down and spread rot beneath the surface, like it’s just numbers on a screen and in their own personal bank accounts, is no excuse to continue as they have been. I plan to switch banks.

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    Customer ServiceContract & TermsRefunds & PayoutsBillingTransparency

    Reviewed April 6, 2022

    I’ve had issues with Chase for years, the first time money went missing from my account and they closed the account, it took me 6 months of calling and going to different branches to get my money back. No explanation or nothing. The second time I had to open an account I ended up switching banks. Third time I had to open an account because me and my husband wanted to open high school accounts for our kids, they made me go through a lot of trouble, we sat at the bank for 4 hours because they were accusing me of owing them money from 2014… that’s when my money went missing. Anyway we spend hours trying to figure out how to pay the money since 2 of their system said I didn’t owe anything so they couldn’t take the payment. Now after I transfer all my bill pay and direct deposit to chase they cancel my account again and they won’t tell me the reason.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 5, 2022

    I deposited a Chase issued check for $8000 at the ATM at 5:15pm into my Chase checking account. The next morning I noticed that the check hasn’t cleared and came to find out that the bank put a hold on the funds and would not release them. I was on hold with the fraud/verification department for 41 minutes and then disconnected. I called customer service back again and they transferred me to the same department where I continued to be on hold. The Chase employee told me that they would verify funds today and that funds would be available tomorrow. I do not understand this!!! The person that the check came from has no access to the $8000 from their Chase checking and I have no access to the $8000 deposited into my Chase checking! I could have had the person pull out the cash they owed me today! This is such a blatant display of horrible customer service! I am so disappointed in Chase. Cannot wait to find a new bank to work with!!!!

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    Refunds & PayoutsStaff

    Reviewed March 31, 2022

    Someone committed fraud on my bank account and stole over 35,000 from me and their claims department let the bad guy just walk away with all my money and they didn’t refund me anything. They are the absolute worst and evil. They basically just let some scammer take all my money and didn’t help me at all, I’m filing a complaint with the Consumer Financial Protection Bureau

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    Contract & TermsPriceBilling

    Reviewed March 27, 2022

    I have my mortgage, credit cards everything through Chase. I got tricked by scammers saying they were Amazon. Chase shut my account off due to suspicious activity…perfect, so I thought. In a nut shell the fraud department favored with the criminals for 3k. I asked chase over and over after 30 years with chase I have never taken out more than $300 why would I take out 3k at once? They lack common sense and do not believe their customers. This has made my overdraft which they charged me for, missing payments etc. I have removed my saving and credit cards from them soon they will not make another penny off of me.

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    Customer ServicePricePunctuality & SpeedStaffBillingCommunication

    Reviewed March 26, 2022

    On December 29th My husband and I left our car at an executive airport that offers free long term parking. After returning from our 2 month trip we found our car had been mistakenly towed and Chase Bank retrieved it from the tow company after 28 days. We were never notified by the bank that this had occurred and we were not at our residence to receive notification from the tow company. Chase Bank refused to tell us the location of our vehicle for 4 days and charged us 2,100.00 to get the car back. When they finally told us where we could pick our car up, we had to drive 4 hours across the state to an auction facility. Our car was scheduled for auction the following day! They Never bothered to call us! We are set up with auto pay and have never missed a payment yet we now have a "repossession" against our perfect credit and Chase Bank refuses to help rectify the mistake.

    To make matters worse they sent us a paper bill for April's payment with an additional $45.00 repossession fee! Our vehicle was cleaned out! All of our personal belongings were gone including a spare set of floor mats and our registration. The auction facility claimed they never took our belongings yet the car was being prepared for auction. After 3 weeks of daily calls to Chase Bank we found that our belongings were in the same location we retrieved our car from and we had 2 days to make the drive as they only keep personal items for 28 days. The 4 hr trip was impossible due to our work schedules. All of our personal belongings are gone. Our vehicle was damaged and Chase Bank refused to help us any further. This is how Chase Bank treats their customers with perfect credit. They destroy it and they don't care. We will be paying this car off and will never do business with this bank again.

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    Customer ServicePricePunctuality & SpeedStaffCommunication

    Reviewed March 26, 2022

    So I had an account with Chase for about seven years and I always read about how great they were and then I had an issue with a charge that was not mine and I disputed it and they were fine with that. They decided to cancel my debit card and sent me a new one. I went into the bank a couple days later because my bank account showed zero and I didn’t know what was going on so I went into the bank and I live in Aurora, Colorado off of Buckley and Mississippi.

    Veronica is this young little thing that works as a desk. I think she’s all that and I went in and said I need to talk to a manager and she’s like, "About what?" like all crappy and I tried to tell her and she’s like, "Well I’m not sure what’s going on" and so I just was like, "Fine, whatever" so I decided to go back in a couple days later and of course she got her again. She was extremely rude and I said I need to text him about my account. She’s like, "What about your account?" all **. I was like OK, so we had words, she started talking crap. I said something back. The girl next to her that was working there said something to me so I walk out. I go outside.

    I get a debit card in the mail couple days later and my account was totally closed and I think it’s cause I had an altercation with her, they close my account. Didn’t bother tell me why, tell me anything. I call on the line their 800 number which nobody speaks English and they said that it was closed and the guy said, "We don’t have to tell you why." So he was all crappy. I had a direct deposit coming through that day so I had sc scrounge and scrambled to get another account. They were so rude so I called down there today to a manager and I told her that those girls neither ** beat, they talk to clients like that and so she called the cops on me and she said that they don’t want me as a client there and that they’re not gonna file charges. They can file trespassing charges. **.

    I didn’t do anything, nobody told me not to come back in the bank. I was done going in that bank, let them do it. I will get a lawyer and I will sue so the cops called me and tell me that they’re not gonna press charges and I’m like, "Well first why you can’t because you didn’t tell me anything about not coming back in the bank and why would I go back in a bank that I’m not even doing business with anymore." So I was thinking to myself, you know what, press charges, they’re not going to because I didn’t tell me not to come back in. I will sue you.

    This is the worst experience I’ve ever had with a company. I wouldn’t recommend anybody go to Chase because from what I’m looking at online they’ve done this to mini of people and they don’t even tell you they’re closing your account. I am very much shocked because I never thought a company would be that rude to somebody’s doing business with them. Don’t go there. Don’t think their horrible customer service is one down the toilet since this whole Covid thing. Nobody cares about customer service. They treat you like crap, these two little gangster girls that work there, he’s Mexican girls act like they’re gangsters. You’re working back there talking crap that’s OK you talk to someone like that and then I said something back in my account was closed so they just retaliate on you.

    I’m still thinking about calling a lawyer because he said they didn’t wanna file charges. First well don’t threaten me like that. Nobody told me anything and then he said, "They’re sending you a letter telling you that they don’t want you back in there." OK you never said that to me the second time that I walked out, nobody said anything to me. Nobody has called me. Nobody has talk to me. These people are a bunch of bullies but again we live in Colorado and Colorado’s a bunch of liberal little **.

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    Reviewed March 23, 2022

    My wife and I had a Chase account for many years. I've been a customer for several decades. We have a very large some of money deposited at Chase well over $300k. My wife went to the branch in Richland Hills, Texas today to cash a $400.00 check. She is on the account, her name is printed on the Chase Bank Provided Check and she had proper ID. They refused to do cash her check with her unless I was physically in the bank. What would she do if I were in an accident or hospitalized? Is this the 1800's where the wife has NO RIGHTS.

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    Customer ServiceStaff

    Reviewed March 23, 2022

    I am trying to send a wire to someone from Ukraine. Two days for them to approve the recipient. Now 5 days and the wire still has not processed. One hour on the phone with numerous departments and a visit to the branch with no help. Numerous emails to try to cancel the wire and getting the run around. No department seems responsible.

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    Reviewed March 16, 2022

    Chase locks my account every time time I deposit a check or have an external bank transfer money into my account from my boss I work for. It is very annoying and takes up time from my day. I do not recommend Chase to anyone.

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    Verified purchase
    Customer ServiceCoveragePriceStaffBilling

    Reviewed March 14, 2022

    I’ve never seen such incompetence on all levels in my life. I submitted a charge for 813$ from Jiffy Lube for brakes that were done and done again 5x times over a month & a half, each time wrong which almost caused me to crash due to brake failure after they had finally Said it was fixed. I spend 1290$ fixing this problem with another mechanic. Chase said they will require the receipts for original pay and for the fix it receipt. I supplied both as soon as I could, although chase gave me the run around due to holidays and then their agents constantly couldn’t fix my issue so hangups and constant transfers (they should have recordings). Finally I made the dispute but it was automatically denied due to being over 120 days or something (the agent assured me since they double charged me and since it was denied their fault chase would no doubt look into it). They didn’t.

    Today has marked 5 months I’ve been dealing with this. I uploaded things time and again 3 times and they still wanted to say they couldn’t see the double charge doc due it being bad quality (their own agents uploaded it all the times). I spoke to Jen today who told me that basically I’m a liar. That I uploaded it wrong and that I never even send the second doc, then the supervisor repeated it’s been over 120 days and that I didn’t even try uploading and filing this right away. (I BEEN he refused to listen Ronaldo phone calls especially one from March 10th saying I didn’t mention a double charge but neither way it doesn’t even matter because it’s been 120 days so it will automatically reject any claim). So then their system completely failed?

    Jerry "the supervisor” then pretty much also called me a liar (although said he can’t see the unclear receipt) so now I’m out 2000$ plus medical bills all the while my country where I was born is being bombed to oblivion. Thanks Jerry and Jen and the rest of your incompetent employees who didn’t even bother looking into my claim, It’s sad too because when I dealt with identity fraud issues chase was pretty good on everything but now? I’m disgusted! The government needs to step in and shut them down like they did Bank of America!

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    Customer ServicePriceStaff

    Reviewed March 14, 2022

    I have been a customer of Chase Bank. Recently some fraud was done on my account. I was asked to go to a branch and change my account. I did that. Now I have a negative balance of over -$3000. Was told that The transactions were genuine and I need to pay the $3000. While everything is going good that are the best. But when it come time to help their customers they are rude and refuse to help you. I am going to pay the funds today and close my account. When the fraud department told me that there were fraudulent activities done on my account and to change my account number. Charge me with over $3000 and tell me that the transactions were done by me and is genuine. A lot of crap. Please stay from J P Morgan Chase Bank.

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    Price

    Reviewed March 11, 2022

    After more than 10 years as a client, paying thousands of dollars in CC fees, the bank is having issues with reimbursement for charges from a fraudulent company. They side with fraudulent merchants not their own customers.

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    Customer ServiceStaffBilling

    Reviewed March 9, 2022

    The IT department at Chase seems to have their hands full. Because my profile includes business and personal accounts they are unable to link my new credit card to my account. What!?! I spoke to 4 different people, IT twice and they all told me different reasons. Once they said my social was incorrect, and the next person stated my social was fine and had nothing to do with it. In the end, a very nice representative plainly said, "I'm sorry, we can't do it" and I don't know why. I asked her if she could put in a request for IT to review the case. She said yes but you probably won't hear from them. She suggested I create a 2nd Chase online profile. No thanks. Probably better not to get Chase credit cards. On another note I see you can't use "/" marks on memo in Zelle. I totally remember in the 90s when this was a problem with some data entry. That was a long time ago.

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    Customer Service

    Reviewed March 3, 2022

    Do NOT bank with Chase. I deposited a large check into my account on 2/16/22. It is now 3/4/22 and my funds are not available in my account or even showing pending. The check has cleared the bank it was drawn on and Chase has had the funds since 2/26/22. I have been told literally 6 different stories about where my money is and why it isn’t in my account. I’ve spoken to customer service, loss prevention, my bank manager, other managers in customer service. I still do not have my money after being given a 7th story today.

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    Customer ServiceBilling

    Reviewed Feb. 27, 2022

    We purchased a round trip ticket through Chase rewards last year, 2021, and had to cancel due to covid travel restrictions. Our deadline to use this credit is approaching but when we call to book a flight they were unable to locate a return flight in any of the 3 months we requested, making the credit unusable. 0 flights were available! The alternative they provided is to book a one-way ticket (for more than double of our credit) and then purchase a separate return flight. Several flight options are available outside of Chase rewards. This problem is enough for us to cancel our credit card and find another bank to work with.

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    Reviewed Feb. 26, 2022

    Been on hold for two hours. Deposited 3 checks into the bank. Two were bank check from Chase directly from chase into another chase account which chase decided to put a hold on all my deposits to verify their own checks. Why put a hold on bank checks to verify when you're the same bank who issued? Then I been on hold for going on two hours now. Just horrible experience. Wonder if they gave me three checks of theirs if they would mind if I held it for longer than expected time to verify.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Feb. 26, 2022

    I had been a high level customer of Chase for more than 2 decades as they bought out my bank. Anyone with any accounts with Chase is just waiting for abuse. They are the largest American bank and almost certainly THE WORST by far. I am abused by their terrible unprofessional systems every time that I call. They are slow, dumb and so so poorly run. They are over two decades behind in their technology as well. They have multiple separate departments mostly to obstruct and stonewall customers. Their agents (employees) are so so poorly trained and they are precluded from any of the real tools to get problems solved for customers. There is no real concept of customer service as they are all involved in customer ABUSE. I started and ran businesses so I do know any and all ways that they just refuse and fail to even start to try to serve customers. Run away ASAP or it is your own fault.

    They refuse so so many simple services offered by a usual bank. They are only good at getting more and more BAD. Their agents in the branch offices are extremely well meaning but the central structure precludes them from most of the service that customers may actually need except in the very very simplest lemonade stand ways. AVOID THEM AT ALL COST!

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    Customer ServiceRefunds & PayoutsStaff

    Reviewed Feb. 25, 2022

    I sent some money through the Zelle app, I wrote the word "cuba" on the notes for my own record. JPMorgan Chase Bank blocked those funds from being deposited to my friend's account. And now it seems impossible to get the money back. I filled out a form with my bank to dispute it already, but it has been more than 60 days since I made that transaction, so my bank cannot do anything about it from their side. I contacted Zelle and they informed me the same thing! So now what? This means that chase is pretty much keeping my money and I lost it?! How does that make any sense? I contacted Chase headquarters and the representative told me that I had to contact my bank, WHICH I ALREADY DID before calling Chase! This seems like money being stolen from me in a professional way where I can't do anything about!

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    Customer ServiceTechPunctuality & SpeedRefunds & Payouts

    Reviewed Feb. 19, 2022

    On Feb 2nd, I deposited 2 checks (both in the same amount) to my account via mobile deposit. They were from a company that was paying rent on behalf of one of their low income clients. (It's a charitable organization.) I also work with this client, and his rent is payable to me. The bank put a hold. Then they froze my account. Mind you, these are valid checks, written from a legitimate business, that intentionally paid me.

    I called them, and they said they needed to verify the checks, or wait for the 10 day (2 week) hold to expire. I gave them contact information for the organization, which they called, only to return claiming they couldn't verify the checks with their payroll dept. I exclaimed "It's not a payroll check! It's a business to business transaction, this has nothing at all to do with payroll! You're looking for accounting, obviously" - Transferred to a supervisor, who then told me she was going to have my account closed, because I was unable to offer information to verify. She said the balance of my account would be mailed to me upon the hold being released, and the account closure would take place at that time.

    Waited 2 weeks. Called Chase back, because the hold should be released, and I wanted a tracking number for the check. It hadn't been issued. But the account had closed... (But NOT before accepting my tax refund from the IRS) So after going back and forth for another 2 days, I finally get them to call the accounting department, (for the checks that had already cleared, and should no longer have a hold). Here we are on week 3, and I'm filing a complaint with OCC.

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    Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Feb. 19, 2022

    2/27/22 found out someone stole my check (I wrote to ComEd bill) and somehow erased the ink and wrote themselves a new check for $991.78 (ComEd check was for $41.67, still have the copy). I always drop it off inside the post office. I called Chase bank 1-800-935-9935, they put me with the fraud department. Waited, they hung up. Called back to Chase (waited 20 minutes again), they put me with the fraud department again; this time got through. I was talking to a women and explained what happened. She said, "it would take 2-3 business days to get my money back". She asked me lots of questions (where do you keep your checks, when did you notice, do you know this person, etc..). She looked at all my old checks and notice that it was not my handwriting, also I have never written a personal check from this account.

    The only check I write once a month is to ComEd, always! I waited 3 days, no money in my account; so I called the fraud department again. This time it was a guy, he was telling me that they still had questions that need answering. I said go ahead, he asked the same questions as the first time I called few days before. The guy said the person before did not put it in the system. I asked why didn't they call me sooner, because we would send you a letter (I got the "letter" on 2/15/22). During the phone call he kept putting me on hold for long time, finally came back to tell me it will take another 30 days to review my case. I asked why? He could not tell me, I will find out through mail. I told him that I have to pay rent on the first of month and don't have any more money. I'm a single parent of disable child, I can't work because my child needs me 24/7. I have very little money and I budget every penny.

    Because of this, I have to chose to pay rent or pay for medicine for my child. I even took my check book to the Chase office, to show them the copy of the check. They didn't even look at it and said that they can't do anything for me and it has nothing to do with them. It is 2/18/22 and I'm still waiting. Wondering what's going to happen. I can't sleep, eat. Will, me and my child get kicked out because I can't pay rent or do I pay rent and don't by the medicine for my child (epilepsy, kidneys, etc..) watch him be in pain. Chase really doesn't give a care! Chase messed up and should never have let the check go through. It didn't even come close to my handwriting (I always write it in cursive, clear, and this check was in print), also if you go back one check every month is always to ComEd (always less then $50). I don't know what to do, please can anyone help! I will be forever grateful!

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    Customer Service

    Reviewed Feb. 18, 2022

    How a bank dissatisfied a new client closing its first account with this bank without any reason in couple of days! I open my account like 2 weeks ago and yesterday I can't access my account with money and the system told me to call the bank and they told me the bank decide to cut the relationship with client and close the account! I ask if I can open a new one and they told me never, thanks Chase! Looking in the internet too many people suffer this upset situation from the "best" bank of USA.

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    Price

    Reviewed Feb. 17, 2022

    Overdraft fees are horrible, they charge 34$ for every overdraft transaction, they are stealing my money. Very very bad experience. In a single day I was charged with 100$ of overdraft fees. I will start looking for other options to move out of Chase.

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    Customer ServicePriceStaff

    Reviewed Feb. 15, 2022

    I have a very bad experience with this bank, they barely answer the phone, put checks on hold for 10 business days. I was traveling and they don't help me to have my money available. If you cancel a transaction they hold the money for several days before returned to you account. They charge you for everything. Very bad financial Institution.

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    Staff

    Reviewed Feb. 6, 2022

    What an unprofessional, lazy, and disrespectful organization. We have four young boys and my money is ding dong ding, that’s right, in my account. However, you froze my entire account, including access for both my wife and I. I can’t buy groceries or get gas. Money that is mine is now under lock and key. Oh yes, it’s a weekend too, and I can’t get anyone in the line. I wasn’t even contacted, frozen and none of our cards work. Real nice Chase, so much for our family weekend. Bunch of scumbags, I love that I deployed 8 times to return to this type of crap. I HATE JP MORGAN CHASE and I hope nothing but horrible things for this company. What is wrong with you and why do you do this to hard working Americans? What a disgrace, I will be closing everything with you. You stole from me and are making us eat Ramen until I get in the face of the local office first thing Monday.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Feb. 5, 2022

    I opened a Chase Amazon CC account. Two months later I receive a letter to complete form SSA-89 and W-9. Despite never being asked for this information for any of my other credit cards I submitted the completed docs via mail and fax. I receive the same letter the following month. Again I submitted the completed docs via mail and fax. The next month I received noticed that my account was closed because I failed to submit the completed forms. I then scheduled an appt with the bank and provided the docs to an agent. She advised me the credit dept had received the forms and my account would be reopened in 48 hours. To date my account remains closed. This has negatively affected my credit score.

    I have began calling chase Chase on Feb 2, 2022 at 3pm. It is now 7:42pm. I have placed more than 9 calls only to be placed on hold, transferred and disconnected for more than 3 hours. The last call - end result was a rep advising me the department I need to speak to is closed. Horrible service!!!! This bank does not care about its customers. This bank is notorious for horrible service. This bank does not resolve customer issues or inquiries.

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    Customer ServicePunctuality & SpeedStaffBillingTransparency

    Reviewed Feb. 3, 2022

    I have had account with Chase for over 8 years. The first couple of years were good. Lately they have been holding onto my money for longer periods of time with no explanation. Besides, and the cherry of the cake was that I was trying to make a payment on my Sapphire card with my chase checking account and there was no way to make that payment. Called CS. They kept me in the line waiting for over an hour... their employees have bad service and they put you to wait another 30 mins because that person couldn't take the call... and blah blah blah... unacceptable.

    They have played with MY TIME... and my time is MONEY. Guess what, they don't care one bit about it. I'm closing my accounts with this disrespectful company. DO NOT WASTE YOUR TIME WITH THIS BANK! SHAME ON YOU CHASE! WORST CUSTOMER SERVICE IN THE MARKET. Do your research before opening an account with Chase. They will play with your money and time.

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    Verified purchase
    Customer ServiceRefunds & PayoutsStaffBillingTransparencyTimeliness

    Reviewed Feb. 1, 2022

    I opened a Chase account online and visited a branch that same day to make a cash deposit. After leaving the bank, I proceeded to make a Zelle transfer to a client for payment. Immediately after, transfer was canceled and I received a message that the transaction needed to be investigated further. When I tried to log in, my online access was blocked for suspicious activity. I called the number provided and after speaking to a very inexperienced representative, she informed me that the bank had determined to close my account. This process would take approximately 10 business days while it was investigated. When I asked what would happen to the cash I had deposited, she said that "if" the bank decided the funds could be released, a check would be mailed out to the address on file.

    In other words, now I am at the mercy of Chase Bank to mail me all of the cash I deposited, which I will be not have available to pay for rent, utilities, and medications. No explanation, no information, and no foundation for closing my account in such abrupt manner. If you need to find a financial institution, DO NOT open an account at Chase, you'll regret it! This is by far the worst banking experience I've ever had to endure.

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    Customer ServicePunctuality & SpeedStaffTimelinessHonesty & Transparency

    Reviewed Jan. 30, 2022

    Chase Bank screwed me over big time. I've been waiting about 6 months for the Texas rent relief assistance to finally make its way to my mailbox after probably over a hundred hours on hold in all and much worry and stress. I finally get the check and it's issued by Chase Bank and I didn't have a checking account anywhere anyways so I decided to open an account at Chase even though it's over an hour drive for me to get there from my house but I thought I could cash it the same day since that's what they told me on the phone when I called but that was a lie.

    I get to the bank and they gave me hell just trying to deposit the check, I don't know why and they wouldn't tell me but they ended up letting me deposit the $9,040 check but they said I had to wait for it to clear but they issued the check, but they gotta make sure they have the money I guess, so after about 5 days of waiting and it's still not available I get my other check for $3,000 and decided to do a mobile deposit. They accept the check and then freeze my account. They tell me it's because of suspicious activity. They won't tell me anything else. Just waited until I deposited all this money I'd been waiting on that is suppose to keep me from being homeless. They took the money and closed my checking and savings account for no reason at all. They shouldn't have even accepted the checks.

    They said something like they had to make sure the checks were suppose to go to me. They must've figured out that they were because they cleared the $3,000 check and I have $12,000 available money in their bank that I can't touch and it's gonna be a month at the least they said before I may need able to have access to it. They won't tell me **, I told them I was gonna need living under a bridge because of what they are doing and they didn't give the slightest care in the world. ** me over big time for no reason at all and I can't do a thing about it according to them and they sounded pretty proud of that when I talked to them.

    I've never seen anything like it and can't believe they run a business like that. They should be in prison for fraud and theft. And they say they're making sure there's no fraud. They're the ones that are committing fraud and should be held accountable. Sorry ** crooks. Didn't care one bit when I told them that I was gonna be living under a bridge because of what they were doing. The guy on the phone sounded like he actually laughed when I told him that and they are proud that they don't have to give you any reason at all why they are doing this to you. I can't believe it. My power and my water will be disconnected shortly and I'll have to get out shortly after. I can't even login to see my acct. Steven D. **. They should be held accountable and sued for what they've put me through.

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    Customer ServiceRefunds & PayoutsMaintenanceStaff

    Reviewed Jan. 25, 2022

    I ordered a swing set in November. I called Chase and they said to get a proof of delivery that it was never sent to my address. I got that information from the P.O., faxed it to Chase and they refuse to credit my account. The proof of delivery indicated the wrong address and the weight was 2lbs! I have been trying to get my money back and they refuse to fix the problem. This has been going on for over 2 months. They refuse to give me a manager's name or extension or anyone in Administration. Being a customer for 20 years I believe I have the right to obtain that information. They won't help me AT ALL with this issue. Just be aware if you have a problem Chase will not support you.

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    Customer ServicePricePunctuality & Speed

    Reviewed Jan. 20, 2022

    Awful! Applied and approved quickly... Then the trainwreck! Took 45 min and 12 call transfers to correct inaccurate information they created. Cannot use the card for immediate travel either! Even though that was what was implied. Typical of the miserable communication and poor services or any large financial institution! NOT WORTH THE HASSLE!!!

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    Refunds & PayoutsStaff

    Reviewed Jan. 20, 2022

    During this time of the pandemic, I have suffered twice with covid. I'm 65 years old, alone on a tight budget SSI. I have gone into the negative several times just to pay for food and medication. If it weren't for Chase to dismiss my $34 NSF fee I'd be on the street! With Chase since it was Washington Mutual for years. Chase Bank is one of the best banks in this entire world, and due to the United States Marine corps I have traveled three times overseas. Thank You Chase Bank❣️for not looking at me as just an account number. But as member/Chase family and taking care of me, truly I love Chase Bank!

    Sincerely Marianne

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    Customer ServicePriceStaff

    Reviewed Jan. 20, 2022

    I wanted to work with you relying on the reputation and experience that supposingly you have. My husband wanted to work with you since everyone in his family has had an account for decades. Unfortunately, the disappointment from the inefficiency, inconsistency and misinformation of and from your agents over the years convinced me to seek a different bank company.

    Three years ago, opening a business account took six weeks with six agents at three branches. There was huge discrepancy in information. It took us multiple trips to the bank branches, wasting my time and my husband’s time. Next, I have a business account that has been circulating $500K annually, with the prediction to increase the flow exponentially in the next years. When I needed to open a business credit line, I had to go through the same circus as I did for the business checking account opening.

    The initial agent who is formally in charge of our case is still in “vacation” for over three weeks. (Alright, we can blame the virus for this.) She was the one who initially claim that the application process takes three minutes. However, since the official application submitted on December 23th, we have been on the phone with Chase on a daily basis, talking to multiple agents, working with our local bank branch in order to ensure that the documents needed have been received. Apparently, the Case email for business credit applications is unable to receive large file document such as tax returns (really, we are just a small business; what about big customers with large businesses?)…Clearly, the system is outdated and very inconvenient for the bank customers. It is made to discourage you.

    Next, the knowledge of the agents is quite questionable. Most of them had their own opinion about the situation and each of them was requesting a document in addition to the previous agent’s request. Sometimes, some of them did not even check the documents that we submitted but already had a different requirement for the application. Well, I lost my patients with you Chase Bank long time ago but I believed in my husband’s opinion. Unfortunately, now both of us believe just in the malfunction and moreover the dysfunctional culture and level of business that the Chase Bank renders. It is time for change!

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 13, 2022

    Horrendous customer service. Received my replacement debit card in the mail yesterday as I lost my original one. Activated it, no issues. This morning I went to use it and it was declined, come to find out Chase cancelled THE NEW CARD without my authorization and is sending me ANOTHER replacement card. When I called in they said there was nothing they could do and I would have to wait for the card to arrive even though it was at the fault of Chase. Not to mention they still had me pay to have the card overnighted, for the inconvenience they caused me. I will now be looking into other banks.

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    Customer ServicePricePunctuality & SpeedStaffValue

    Reviewed Jan. 13, 2022

    Look. Let me start by saying this happened to my sister years ago. I should have listened to her. Here I am. Experiencing the same issue. Because of a check that was written to me by my father who is very old school and might as well be Ron from Parks and Rec, they closed my account. Because they probably think I’m committing fraud. Instead of telling me this. They put a check deposit on hold for over 10 days.

    Mind you we all have Covid at the moment, we can’t leave the house, my dad who is older definitely can’t leave and they want to call him to verify it was a check written to him. HOWEVER it needs to be a number registered under HIM. Did I mention he’s basically Ron from Parks and Rec? The only phone he has is his company phone THAT’s ON THE CHECK ITSELF. They refused to call him on there. Understood. Then they proceeded to tell us the bank account will be closed within 10 days but that check which is still on hold will either not be deposited. Or will be deposited but he must go in person to retrieve it.

    He’s sick in bed. We have Covid. EVERY ONE OF US IN THE HOUSEHOLD. I told them we planned to cancel anyways we no longer want that check. We asked if we could call the person who’s the owner of the paying account and have them request their own bank communicate with Chase to try and send it back. The Loss prevention agent (yes LP took about 2 hrs and 15 minutes to answer btw) said that it could work but that our account is still canceled but they cannot tell us why.

    We live paycheck to paycheck. We can’t wait 10 days with no groceries, no money for anything at all. I literally only have $6 in my account to begin with because that check was on hold. This is an ordeal, a ridiculous way to treat a customer who has been with them for years, who NEVER came across this issue before.

    The LACK of professionalism and the RUDENESS I’ve received has left such a bitter taste I cannot think enough about my sister who warned me about them. I’m now warning everyone. FIND A DIFFERENT BANK. THEY’RE NOT WORTH IT. My account is also fully restricted while this goes down. Which means I can’t do a single thing with it. I can’t deposit or withdraw or use my card. For 10 days AT LEAST. If someone ACTUALLY had money in their account like my sister did, imagine having your money HELD HOSTAGE and have to wait to get the letter in the mail. I found out EARLY because I called. She found out after she could use her card anymore. They refused to give her information and then she just walked around for weeks confused waiting for her money in the mail. Her hard earned money that she needed to feed her family with.

    Banks never really care about you. But they can at least pretend. Shame on Chase. On your shady practices and holding people’s hard earned money hostage. I really hope no one goes through this. If you’re reading this and have an account with them, do yourself a favor and go to a better bank. They’re not worth doing business with.

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    Customer ServiceStaff

    Reviewed Jan. 12, 2022

    I'm coming from Wells Fargo and their card services are not up to par with Chase but their customer service is AMAZING. Chase is absolutely TERRIBLE. Each time I ask to speak with a manager they hang up. The representatives from their customer service that I've been in touch with are not able to communicate effectively. I understand that English does not seem to be their first language but their representatives are not polite, communicate badly and apparently hate to transfer to management. I've had this happen with other reps out of the country since they do not care. I'm canceling my card today.

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    Customer ServiceTechMaintenanceBilling

    Reviewed Jan. 7, 2022

    I've been a Chase customer for over 30 years. At this point, I have to close my accounts. Chase's capabilities at online banking transactions is woefully inadequate. The fact that it forces me to use Zelle for online personal payments instead of allowing a consumer to use Automated Clearing House (ACH) functions is laughable... no, it's screamable, as in frustration. The customer support to attempt to fix this was 130 minutes of transferred calls, dropped calls, failures to launch and so on. It will be very hard to peel myself away from Chase because of the auto deposits and auto payments with vendors... but I have to do so. I have no confidence that Chase has the capability... or desire... to be an up-to-date institution.

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    Customer Service

    Reviewed Jan. 3, 2022

    I sent money to my mother through Zelle, to her Chase bank account. She didn't receive it because Chase bank flagged the transaction as fraud and they froze my mother's account. My mother called the customer service support and it wasn't resolved, she dealt with it the whole day and no one assisted her properly, she was just passed to different numbers and department and still not resolved. This is not the first time that I sent through Zelle, it's more than a year that I'm doing this and there was no problem at all. So why only at this time, they flagged it as fraud?

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    Customer Service

    Reviewed Dec. 27, 2021

    Been with Chase business for years. They have always provided mediocre business service and even worse customer service. I have over 200K of money sitting with them and they provide nothing but headaches and red tape. I am moving and hope you avoid them as well.

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    Customer ServicePriceBilling

    Reviewed Dec. 27, 2021

    Chase isn't like a good bank. When fraud happens on your card they refuse to handle it and just reapply the bogus charges over and over again. Contacting customer service requires a week vacation from your employer to ensure you have adequate time for them to answer your call. They are extremely incompetent and you would be better off with American Express, or well any other credit card issuer besides them. Learned my lesson. Will never provide them another dollar of my money.

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    Customer ServicePunctuality & SpeedStaffBillingRatesTransparencyTimeliness

    Reviewed Dec. 23, 2021

    We recently embarked to update and replace our credit cards with cards offering better benefits. We have exceptional credit, so obtaining cards should not be difficult. Indeed obtaining one card through a different bank was easily approved and finalized - literally within minutes. Our experience with Chase has been the polar opposite:

    Firstly, Chase required us to expose our credit reports to open inquiry for a period (48 hours) while they obtain our report. We keep our credit frozen for security purposes and provide access as-needed, but Chase apparently has no mechanism for applicants to provide targeted access available to them only. This is an unnecessary security vulnerability for Chase’s customers in my opinion. Secondly, aside form an initial email acknowledgement, Chase provided absolutely no feedback regarding the application, and it is incumbent on the applicant to contact Chase if for some reason the application doesn’t proceed (as has been our case). Thirdly, our application with Chase apparently stalled because they could not validate a billing address. This is information that I later confirmed Chase indeed had, and was also included in our original application.

    Lastly, clearing up this mess with Chase customer services required three attempts to reach them via telephone which were so horrendous it is comical. One of the calls I abandoned after waiting on hold for over 2 hours. My last call (which hopefully resolved the matter - fingers crossed) had me on hold for 2:40 (that’s 2-hours 40-minutes) to complete an unnecessary 60-second discussion with an agent.

    Astonishingly, Chase’s member services has no mechanism for receiving a call-back… callers must wait on hold enduring Chase’s hold music frequently interrupted by a voice expressing how important my call is. I don’t know what other customers do while waiting, but I was able to change into the winter tires on my car, assemble furniture for my granddaughters, and catch up on reading while on hold. :) At this point I don’t even know if I’m even really interested in the card anymore, but my curiosity to see how this eventually unfolds is getting the best of me.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaffBilling

    Reviewed Dec. 21, 2021

    Applied for a promotional credit card affiliated with Southwest Airlines. Received a letter asking me to call them within 2 weeks to answer some questions about the application. Tried 4 times to reach them, waiting between 30 and 90 minutes on hold. I understand the challenges associated with providing live customer support right now, but they have provided absolutely no option to respond via the website or by email. I have an existing card with Chase, but will be setting up an alternative with a different issuer.

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    Customer ServiceStaff

    Reviewed Dec. 21, 2021

    We have business and personal accounts. Online breach within Chase happens 7 months ago. Chase closed the affected account without notice and required new username and passwords. Username has been changed 3 times and password 8 times. Setup security to only access from one IP address but that didn't work either. Called approximately 10 times to reset the password. Takes on average 1 to 2 hours each time to get thru to someone who can help. Very poor customer/technical services. Have gone to the local branch manager. I am a Sapphire account with a personal banker and they couldn't help either except to call the online support and they got put into 50 minute cue.

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    Customer ServicePriceStaffBilling

    Reviewed Dec. 20, 2021

    What is going on Chase credit card customer service? I've been a loyal customer for years. Lately it is impossible to reach their customer representative. Called many times. They don't open long hours anymore. During working hours, no one answers phone. Couldn't dispute a charge online and was guided to speak to a representative. On hold for 30 minutes. Very disappointing. It is time to switch to another bank?

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    Customer Service

    Reviewed Dec. 17, 2021

    My Daughter lost her card. I called to get it replaced. After half on an hour on the phone, I finally got someone. After another 45 minutes of questions they told me to go to the branch. I went to the branch. After half an hour of questions, they told me I had to call. I called again. After another 45 minutes, they told me to go to the branch. I went to the branch. After half an hour of questions again, I told them to get the branch manager. He basically told me too bad, told me he is closing my business and personal accounts, and threatened a number of other things. I didn't take it there, he did. (310) 541-2517, 27319 Hawthorne Blvd, Rolling Hills, CA 90274

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    Customer ServicePriceStaff

    Reviewed Dec. 17, 2021

    Since opening business account with Chase, they routinely charge miscellaneous fees without my knowledge or permission. They literally charged me a fee called "CASH DEPOSIT IMMEDIATE" for making cash deposited available in my account. You can't make this up. I just was on the phone for 30 minutes trying to remove a MONTHLY SERVICE FEE and the rep said he couldn't and I said, "If you can't I will have to close my account". He said go ahead. Wish granted. Will bank with someone that respects their client's money. Customer beware.

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    Customer ServiceRefunds & PayoutsBillingResolution

    Reviewed Dec. 15, 2021

    Chase bank takes no responsibility for technical glitches. They allowed $12000 fraud to let it happen on my account. The merchant had my wrong billing address and I never expected the transaction to go through. It went through :( and customer service for Chase Sapphire reserve never resolved it even though I was on hold with them forever. They never reimbursed or agreed that it was a technical glitch on their end. BEWARE of this CARD!! They are not what you think..Let alone a premier card. Better get an AMEX or a CITI card for premium card services.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Dec. 15, 2021

    I accidentally sent $1,100 to the wrong recipient via Zelle from my Chase checking account. I immediately realized the mistake and called Chase. Chase told me NO ONE was available to assist me with my concern and I had to call back the following day. I called again and was informed that my issue needed to be taken up with Zelle not Chase. I went back and forth between Zelle and Chase over several calls each saying it was the other's problem not theirs. Finally, I had to say ENOUGH and it ended up falling on Chase and there was a whole department that I was transferred to where my claim sat for over 5 days and still had not been picked up to be looked at. I had to stop in to a different branch than where I opened my account because my branch said they could not help me.

    Finally, my claim was picked up and Zelle attempted to retrieve the funds accidentally sent over a week later and lo and behold the recipient's bank now had insufficient funds to return my $1,100. I will never understand how Chase, the institution who is there to assist its customers with their money is so unavailable, confused, and unresponsive. I have had to file a lawsuit to try and get my money back from the recipient. If Chase would have acted timely this could of easily been resolved and I would not be out over a thousand dollars. Chase Bank does not care about their customers money and their customer service is below acceptable. I will be leaving for a local bank. I still can't believe how unresponsive Chase bank was with this transaction.

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    Customer ServiceStaff

    Reviewed Dec. 15, 2021

    BANKING SUPPORT - I Spoke To Ava ** and she was AMAZING!! I've been a Chase customer for 15+ years and on December 19, 2019 I had a seizure and was diagnosed with a very rare brain disease called Autoimmune Encephalitis. it affects your short term memory so almost every day is a "new day"! so basically I need help. I'm so grateful for how kind, considerate and helpful she was to me! Please recognize her for being so kind and helpful in resolving my questions. THANK YOU.

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    Staff

    Reviewed Dec. 11, 2021

    I thought Chase bank had a very friendly, professional superficial appearance. But, at one time, I tried to work with officers in an attempt to create a checking account to distribute an estate. A second time, I hoped to include my Chase bank account into a Living Trust. In both cases, their officers were in no way helpful, but continued to throw up needless obstacles in pursuing these efforts. In the end, I simply had to go to other institutions which had none of these ridiculous rules. Chase is probably a good bank to have a simple checking or savings account, but if you need some more extensive banking help, go somewhere else.

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    Staff

    Reviewed Dec. 10, 2021

    They say they have an excellent service. I don't think so. They put a restriction in my checking acct. I have no idea what happened. This is unfair, how they restrict my money. I'm the only paycheck for my family of 2 kids and wife. I'm crying. I have 2 hours trying to solve it. They have somebody named Normi or Norma just transferring to nowhere. Why you pay a person to solve nothing? She is just transferring where they never will answer and solve it. What is going on? Horrible situation. They have millions. Why they want steal or retain my money?

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    Customer ServiceSales & MarketingPunctuality & Speed

    Reviewed Dec. 7, 2021

    I've had my account since before I went into the military in 2002. My spouse received a check from parents for Christmas deposited December 2nd Chase put a hold on the check. 3 days calling customer service to be hung up on... Finally get the holds department on the 3rd day. Was informed that my account information and this check was given to another party without my consent. Yet no one is able to tell me why a hold was placed. They need to call in laws to verify check. Lady said she would call, in laws called to explain a robotic voice did not explain who was calling or why. Just asked for checking information including account number and routing number. SEEMS LIKE A SCAM.

    Was informed today by Allisa in customer service that no one would give me information regarding why this check was placed on hold. Asked to speak with supervisor, Allisa informed me that her supervisor Velma refused to take my call. I can't wait for this check to clear as I'll be closing all of my military accounts. This is the great customer service and banking that Chase brags about.

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    Customer Service

    Reviewed Dec. 5, 2021

    Chase won’t give me my money, and alleges Los Angeles County filed a Guardianship lien. Chase won’t provide me a copy of the court order showing Los Angeles county was appointed by a judge to be a guardian. Los Angeles County denies being a guardian. Chase never gave me notice, and now hangs up on me when I call. I had more than $480,000 with this bank.

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    Customer Service

    Reviewed Dec. 2, 2021

    Chase thinks their customers who aren't rich are below them, and that they can get away with treating them like garbage. They may have gotten away with this for a long time, but nowadays there is so much competition. You don't need to be beholden to these condescending, rude people. If one person avoids Chase because of this review, I will have done my job.

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    Customer ServicePriceBilling

    Reviewed Dec. 1, 2021

    Beware. Chase Bank will hold you responsible for fraudulent charges on your credit card. The mortgage dept collects Monies in your escrow acct and fails to disperse them in a timely manner. It takes phone calls to get them to pay the bills.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Nov. 25, 2021

    I've been with Chase for over a decade. My experience starting three years ago has consisted off overdraft fees, money missing from my account, and terrible customer service. CHASE STEALS YOUR MONEY. As of November 24, 2021, I have nearly $500 in overdraft. Why? Chase took $300 from my account, there was not even $300 to even take, and called it a "claim reversal." Mind you, I submitted a request for claim Oct. 29-Nov. 3, they reverse a claim on the 11th... DAYS later, instead of taking $300 once a merchant sent my money back...

    After this, I've received overdraft fee, after overdraft fee, amount is currently $500. I called Chase and you know what I was told? "We do this to protect your account" HOW ARE YOU PROTECTING ME? I AM IN DEBT YOU-$500. If Chase REALLY CARED, they would've never waited THAT LONG to reverse the claim, and on top of that, keep adding to my debt their stupid overdraft fees. I had NO MONEY when they left my BUSSINESS CHECKING ACCOUNT overdraft. Now I have moved onto a community back. Stay out of national banks. They just steal from people!

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    Customer ServiceSales & MarketingPricePunctuality & SpeedOnline & AppStaffRates

    Reviewed Nov. 23, 2021

    I wonder if I made a mistake having my Social Security check direct deposited with Chase Bank. I'm locked out few weeks later. A phone number comes up. Says 50 minute wait. Waited 1 1/2 hours. Hung up. Called back and chose option to wait 50 minutes for return call. That call never came. Decided to call number on back of card and they told me to call Fraud Dept. on Monday. Spoke to someone. Said fraudulent activity. Said I must come into building with 2 forms of I.D. The Fraud Dept. They say because I opened an account online, I needed to go into any branch office and present two forms of ID. So my question is “Why allow online applications when it’s not enough?"

    I go into a branch office. Same greeting, adding “We only have one banker and he has back-to-back appointments. I can get you an appointment for a couple days from now" (or something like that). I said, "Do you see this walker? I CAN’T come back. Is there a manager or bank president or somebody? This is an emergency. You guys have my few funds on lockdown and I need help right now!" Introduces himself and says he had several appointments; someone would be coming in 15 minutes and it would be another 45 min – 1 hr. I said, "Well maybe you can use these 15 min. to take a quick peek at my account and see why I’m being treated like I’m being treated like I’m on the FBI list, when I just had my first Social Security check auto deposited in this bank."

    He said that it showed there may have been some fraudulent activity – “but not you” and they had to close the account. I said “And here I thought I had touched a wrong key when using my User name and Password," he assured me that was not the problem. I’m like why didn’t that type of message come across, vs. call a number that nobody answers?! He said “We’ll have to close that account and you’ll have to open a new one." When I expressed GREAT DISMAY, he said, "Well, let’s go ahead and open a new one today." I’m like, "You know, I have used credit unions for most of my 50+ years of banking." I went to a small unknown bank, only because I was doing a consumer research study. I joined because I was so impressed with a young woman who had only been there 3 weeks. I stayed for a few years, until some branches closed and it was to inconvenient to travel 20 miles to get there.

    So I say, Chase is one of the oldest banks in the country with ATM’s everywhere. Yet, here I sit in the principal’s office. By the way my Mom and I volunteer for AARP: the local chapter, State office and federal team. We share our experiences with issues affecting seniors and look into changes in legislature for laws that advocate more accessibility for seniors. I’m also involved in several other senior advocacy groups and programs. My Mom made a commercial for AARP regarding the high prices of prescription drugs. Someone saw it in D.C. and did an interview with her that appeared in an online article. So you, Sir, will determine how my reviews of CHASE Bank will go.

    Meanwhile, someone came to the door and said “Do you have 5 or 10 minutes?” (I turned and looked at her as if to say “Excuse me, can you say “excuse me?) He asked if she could see “Ms. So and So’? I’m kind of tied up right now.” I asked, "Is that your next appointment?" He said, "I asked someone else to help her so I can go ahead and get you taken care of."

    I call the following day to ask a question about my account. The person answering the phone said the banker was busy helping another customer. Did I want to make an appointment. I stated, "I’m sure he doesn’t want me coming back in there with my walker to ask a question. Doesn’t he have voicemail?" “No.” "Well, please take my number to call me please." That was about 2:30. About 4:30 I got online to Consumer Affairs. Just then the phone rang. I told him, "So glad you called; didn’t think you’d gotten the message." I thanked him and again mentioned the “receptionist” who said he had no voicemail, and I thought he was the same one who refused to greet me until I said my highly exaggerated “Hello”. He said, "I think I know who it is. I will talk to him."

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 20, 2021

    I called customer service, credit department and manager, no one would help. Went to the local branch and they wanted me to take time off work and make an appointment. They were happy to help me 12 years ago to open account. Very disappointed with “customer service.

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    Customer ServiceCoveragePricePunctuality & SpeedOnline & AppMaintenanceBillingEase of UseLoan Process

    Reviewed Nov. 14, 2021

    Was notified in Oct 21 that Chase was assuming the servicing of my mortgage. Some things went well - the numbers (loan balance, escrow balance) seem to have been accurately transferred. I say "seem" because there is no way to see the escrow balance on their website, at least until the first statement is issued. So I called to confirm. [BTW, the Chase website doesn't come close to that of my previous loan service company in terms of information availability and ease of use.]

    Then I tried to set up online payments. This has been a disaster. I already have a Chase credit card account that is linked to my checking account. So all I had to do was apply the account info that's already in their systems to my mortgage, right? But no, you have to enter the information separately. Okay. So, every day for a week, I tried to (a) link automatically using my login info, and (b) enter the routing number and account number manually. All attempts unsuccessful.

    These difficulties have prompted three calls to their "Customer Service" desk, multiple private messages, and a scheduled callback from their IT department that they blew off. Not only have they not fixed the problem, they can't articulate back to me what it is, and they don't seem either capable or willing to fix it. Perhaps I'll just write checks and mail them in. That way I can at least take a modicum of pleasure in knowing that it will drive up their administrative costs, and perhaps cause them to experience just a small fraction of the headache they have provided to me.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Nov. 13, 2021

    I’ve had a Chase account for just over 20 years. During that time I’ve experienced their service getting worse and worse, and it’s harder and harder to get help resolving issues. Today was the last straw: they wouldn’t even cash a check for me at a branch. Not a personal check. A professionally printed check from a business. And it wasn’t an astronomical or suspicious sum. It was $650 paying me for work I’d done. They said they could only deposit it & then, AFTER they deposited it, they told me I wouldn’t have full access to the money until 4 days from now.

    The whole reason I drove to the branch was that I needed the cash today. If I’d wanted to deposit I could have done that from home. Check cashing is a basic banking service and I’m a long-time customer. I have a smaller account with PNC & I’ve never had any problems with their customer service. As soon as this check clears and Chase releases *my* money, I will be moving all my business to PNC and closing my Chase account. I can’t wait to never have to deal with Chase again.

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    Customer ServiceContract & TermsSales & MarketingPriceOnline & AppRefunds & PayoutsBillingTimeliness

    Reviewed Nov. 10, 2021

    On Nov 9 2021 I accepted my first $7000 payment to my small business. The customer paid via my Chase business bank app. The app says I would receive the money same day. I didn’t receive the money the same day, not the next day so I called customer service. Customer service informed me that I will not be getting the money until a 5-6 day long review is done on the money. That money was to secure the venue for my small business to perform its duties. They said there is nothing I can do about it and if I attempt a refund it would take about 7 days to process.

    I now have to cancel my large class that earned me a little over 10,000 because I cannot actually do the class now and my credibility as a company is shot even though up until this point I did really well building this company. Don’t bank with chase as they essentially stole my money and cost me the most money I've ever earned as a company. I even had to pay chase almost $300 in fees to receive the money and this is where I’m currently at. DO NOT use chase bank to run your business. It will cost you dearly. I’m switching to another bank. Northfloridatactical LLC CEO

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    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffBilling

    Reviewed Nov. 4, 2021

    A CHASE associate gave me a refund for an hotel stay that I encountered ie roaches, damaged and broke furniture, stained and nasty sheets and mattresses, racist and rude staff. An associate at Chase Bank that I later talked to about a different issue was racist, rude, unprofessional, uncaring, and had a don't give a **... attitude. Not only did she exhibit these horrible ad shocking characteristics as an employee at CHASE she then engaged in retaliation by recharging me for the hotel stay I was refunded. WOW!!!! Don't do business with CHASE. I am going to pay off my credit card and stop using their services including their credit card.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed Nov. 3, 2021

    You get told to hold for 2 minutes and over an hour later you're still waiting and/or an outsourced Indian employee answers and you're back to square one. I'll be closing my account this weekend and bank with my local bank whose customer service employees are located in town. Chase also doesn't seem to catch duplicate check deposits and the mobile app is also garbage (which led to the accidental double presentation).

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    Punctuality & Speed

    Reviewed Nov. 2, 2021

    I Have a business account with Chase I received a wire from domestic corporation of close to 4 million dollars. I had my fed number and Chase acknowledged having the money and promised the money will be in my account yesterday before the end of the day. It's more than 24 hours later and the money is still not in my account. This is theft. What gives Chase the right to hold my Money?

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 27, 2021

    I opened this online account which required me to go in person to the bank due to the circumstances that I am out of town and I needed the card to arrive at my current place. I called customer service and I was advised to go visit one of their nearest locations for verification purposes. Literally, I get up from my computer and went to the nearest location. I presented my identification "Driving License" from my residence State and explained about the verification purpose and modification of address for me to receive the cards.

    Next, I went to the bank again to make a deposit and the teller tried to find out about why I was not able to make a deposit, she finally found out about the closure of my checking account and advised to go back and re-open it and come back quickly to make a deposit or to call customer service. Called customer services Almost 2 hours wait and no one answered. Received letter from Chase stating account is blocked because of recent activity, and further information requested was not provided. I was totally shocked! 2 days in row, time consuming, customer service skills are incredibly poor. There is a need of coaching or information centered trainings to help employers be more efficient.

    Sincerely, I had higher expectations about Chase but not coming back for sure. Consequently, I called again and waited for another 45 minutes and I have screenshots about both calls, unsuccessful outcome. I was transferred to the FRAUD department! Again, I was told to go back again to present an alternate form of identification when my drivers license from the state, unexpired was presented to the bank representative at the time of the address mailing changes.

    The bank needs physical and MAILING ADDRESS because people travel for different reasons, example, businesses. Unfortunately, not re-opening or going for the 3rd time in a 5 days time frame period to have to face more challenging unpleasant experiences. Have the cards in my hands, unable to activate them, need to re-open and go through the same process again, customer service long wait, poor customer service and to conclude the fraud department specialist hung up the phone disrespectfully because I tried to obtain information about reporting the situation and filing a formal complaint about the situation. So disappointing about Chase, I definitely had higher expectations from this institution.

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    PricePunctuality & SpeedStaff

    Reviewed Oct. 26, 2021

    I’ve been put on hold for nearly 2 hours waiting for help after a fraudulent charge. I was told after getting through to the first person that it wouldn’t be too long, but here we are waiting even longer.

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    Customer ServiceStaff

    Reviewed Oct. 22, 2021

    Horrible customer service. Filed a dispute. Spoke w customer service several times over the pst two weeks and followed their instructions. Today they claim I did not send in information about the claim although I did send it in, twice, via the fax machine at the Chase branch near me. No one at customer service, at the number printed at the top of their letters, knew anything about the case or about the faxes I had sent weeks earlier. Also, their phone cut off five times in the course of 30 mins. I had to redial and repeat all the information. In addition to the communication glitches, the service reps were unintelligible. I gave up. Will not use Chase again.

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    Customer Service

    Reviewed Oct. 22, 2021

    I have a 20 yr old Chase account and a perfect banking record. Suddenly I have a hold on a normal deposit from my employer, a $50M company, & it cleared their account four days ago..so why is it being held? I spent 3 hours today on hold but had to hang up. I can't spend another 3-4 hours on hold, who can? Emailing them gets me only canned answers. How is this legal? They have my money. It's not even half of my deposit limit and they routinely cash my employer’s checks. I can't risk this happening again. Geez, what happened to the Chase I remember? Now I can't reach a soul for assistance.

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    StaffBilling

    Reviewed Oct. 16, 2021

    Chase closed our business account with no warning. We had payroll and other bills due that were due the same time this happened. It was a mess! I went to the bank and we were on hold for 4 hours. Nothing was resolved, no one answered and after holding so long, the Chase specialist department closed. This was a Friday, now they are saying that department doesn't open until Monday?! This is the worst experience ever had. We are switching banks.

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    Customer ServicePunctuality & SpeedRatesTimeliness

    Reviewed Oct. 16, 2021

    We did a cash advance today, they said no problem, and that we could pay it off, same day. We called to pay it off, they said we could not, that we had to wait till end of month. If they say one thing, they should stick by it. They won't let you pay it off, so they can get you on that high-interest rate - which is fine - IF they tell the customer that, which they do not. So beware before doing business with a bank that sells you one product but then changes the rules after the fact.

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    Punctuality & Speed

    Reviewed Oct. 8, 2021

    I was a victim of Identity Theft based on an alert from a credit bureau that someone tried to open an account in my name with JP Morgan Chase. The credit bureau suggested that, among other things, I contact Chase about it. I tried to do so today. The result? I have been on hold for more than SIX HOURS waiting for the proper person to speak with to address my issue. Chase is AWFUL!!!!

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    Customer ServicePriceRefunds & PayoutsStaffBilling

    Reviewed Oct. 7, 2021

    This bank turned my life into a nightmare. First, they approved illegitimate charges of several thousand dollars on my credit card. Three months of disputes, dozens of emails, hundreds of phone calls, rude and incompetent representatives giving inconsistent answers....Long story short, I did not get my money back. And here we go again, about a month ago Chase closed my checking account due to "suspicious activity" and I lost access to all my funds, including direct deposited paycheck. My hard earned money has not been returned to me. I am hiring a lawyer and am recommending anyone who values their money to stay away. This bank does not deserve one star.

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    Customer ServiceStaff

    Reviewed Oct. 7, 2021

    Within a 30 day period, our Chase Sapphire Card was hacked twice and our savings and checking once. Each time, Chase did prevent us from any loss, however, after hours of being shuttled from department to department and time on hold, we finally called it quits with Chase. When we went to close our accounts, the teller asked us "why?" Her reply after we described our issues was "bummer." There was no apology or attempt to keep our business. She had to involve the branch manager to close our accounts and he never apologized or attempted to keep our business either. I had to ask them if Jamie Dimon would tolerate this lack of customer care?

    We asked for cashier's checks instead of wire transfers to our little Credit Union because of our distrust of Chase. When we arrived at our Credit Union to deposit our accounts' funds, the teller at the CU apologized to us for our bad experience with Chase, three times. We were at one time, Private Client Members at Chase and used their financial services. We learned after a time, they were getting twice in fees than other financial services and buying JP Morgan/Chase proprietary products with our funds and reaping more high fees. We moved to a Personal Financial Advisor and have saved thousands in fees and saw our investment returns grow far better than ever with Chase. Too big to fail and too big to care.

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    Punctuality & SpeedStaff

    Reviewed Oct. 5, 2021

    An absolute ** of a bank! This bank provides you their services as long as you keep your bank account nice and fat! Otherwise, don't expect any simple service that even a small bank would provide you. It's a big bank but so what? They don't care about any issues you are currently having with a smaller account balance which they would have gladly and promptly addressed that issues if your account balance was to their advantage.

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    Customer ServiceResolution

    Reviewed Oct. 1, 2021

    I have been with Chase for years and usually don't have a problem so I never got an opportunity to see how horrible the customer service can be. Today I have spent over 4 hours trying to get an online transaction go through and I still haven't got it resolved. I was put on hold for hours. It is more than horrible. None of these calls resolved my issues despite me being kicked around between their lines for hours. It is not reliable and it delayed an important transaction. You can't trust this bank at all - think about a critical moment when you need a transaction to go through and then it does this to you.

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    CoverageTech

    Reviewed Oct. 1, 2021

    My acct for William ** was closed, Chase says their contract states they don't have to tell CUSTOMER the reasons!! IS THIS RUSSIA??? I found out by declined debit card! LETTER IS IN MAIL!! ALL CKS AND AUTOPAYS BOUNCED! And people wonder why politicians are hated and riots at the White House!

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    Rates

    Reviewed Sept. 29, 2021

    The services and support for a Chase for Business account is mediocre at best. The major turn-off is that it's often a massive headache to straighten out any issues with your account. Also the $2000 minimum balance to avoid the $15 monthly fee is unjustified in these times especially since there's nothing special about their business account. I finally dumped my account and opened a business account with an online bank. More features and much better rates, too.

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    Reviewed Sept. 29, 2021

    When we visit the Howell Mill Atlanta Ga branch for Service, they treat you like you're a King or Queen. They are Rock Stars! Additionally, Online banking now offers Real-Time Transfers! We Love Chase!!!

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaffLoan Process

    Reviewed Sept. 25, 2021

    Have left Chase once before and now leaving them for the second time and this time for good. They were responsible for creating a problem with my first PPP loan which later prevented me from receiving a second PPP loan. They have taken no responsibility for their mistake which cost me over 21K and have done nothing to help me. Just hope you never run into any issues where need to rely on assistance from their executive offices, they are irresponsive, rude, dismissive, careless and just plain out useless. Never again.

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    Customer ServiceRefunds & PayoutsMaintenanceStaff

    Reviewed Sept. 25, 2021

    This is the second time I am on vacation that Chase locked my access to my money, online profile or any way of transferring funds. I am literally 3.5 hours away from my home and Chase did not like a transfer to another account at a different bank! They blocked all access and the RUDE lady hung up on me when I explained that I don't have my card with me and that's why I was transferring to another bank. I have my paycheck deposited bi-weekly and was trying to move over funds to pay for my hotel room. They said before they release my account I need to come into a branch which is 1 1/2 hours away from where I reside. They would not work with me in any way just blocked me and my access to any information. This is the WORST bank. They are obnoxious, non empathetic and not helpful at all.

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    TechBillingHonesty & Transparency

    Reviewed Sept. 24, 2021

    They left me hanging for months unable to get paid from my jobs. I was unable to pay any bills. Had to default on business contracts. Be aware because they lied outright about mailing out my replacement card. Glad hackers attacked them. They hurt people and businesses economically for no reason.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Sept. 22, 2021

    I called to dispute some unknown charges, and they transferred me to 5 different agents at Chase within over an hour of waiting time. This is terrible. I am still on the call now, waiting for a 6th person. It is taking a very long time to resolve the issue. I am very disappointed with chase. They even used to be more friendly, even at the branch. Burr Ridge branch is definitely not pleasant. Take your money somewhere else.

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    Customer ServiceCoveragePriceStaffRates

    Reviewed Sept. 21, 2021

    So ever since I got my Chase bank account it has been the singularly most miserable experience I’ve ever had with a bank. These people are completely incompetent and they do not care at all. It’s nearly impossible to talk to them if you’re not trying to open an account or give them money. I am a cryptocurrency day trader. It’s what I do. For months now Every single time I try to make a crypto purchase through the same very well-known popular platforms that I always use, my stupid Chase checking account will automatically deny my purchase and throw up a fraud alert.

    I have called them over and over again and asked them to please stop doing this to me. All they ever say is that there’s a lot of fraud in cryptocurrency. They absolutely do not care. I told him this is what I do for a living and I need to be able to use my money when I need to. Within seconds a crypto price can change dramatically. I don’t have half an hour to call Chase try to get a person on the phone and then have them fix it so that they are not blocking my purchase. 80% of the time when I have called them and done this, I go to make my purchase and the exact same thing happens again. It’s infuriating, and it’s like a slap in the face because they literally won’t stop doing it.

    On top of that, their whole system is set up just to make you as frustrated as possible. I swear. Yesterday I went to log into my Chase account and they threw up a thing saying that they didn’t recognize the device that I was on. They said that they would need to do further verification to make sure that it was me since it’s a new device to them. So I scroll down to see my options and the first one listed is for them to send a text to… You got it! The exact phone in my hand. The only phone that I’ve had for years. And yes, the phone that I set the freaking account up on in the first place. This is just one example. It’s endless. This is what I get for picking a bank due to its proximity to my house. These people are ** in the worst way. Screw Chase.

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    Refunds & Payouts

    Reviewed Sept. 21, 2021

    The worst bank ever! Someone stole my account number and then created a fake check. This check didn't even have my name on it. Chase allowed this fake $12,000 check to clear my account. The worst part is they did not reimburse me. I am out 12 grand! Use any bank but Chase!!!! My review is zero stars but they made me use at least one.

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    Contract & TermsPriceRefunds & Payouts

    Reviewed Sept. 14, 2021

    Chase will allow non creditors to wipe your account clean. They then will charge you a bunch of fees for your account being negative, they don't notify you when they allow some random company to clear your account. When you contact them to tell them something is wrong and you need to know why your money was cleared out, they give you no reason and basically say not their problem! I never authorized anyone to take money from my account let alone to take all my money and some to create a negative balance! Now I have to file multiple complaints with different agencies to try and get my money back.

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    Customer ServicePunctuality & SpeedOnline & AppStaffBilling

    Reviewed Sept. 14, 2021

    I opened an online account with Chase and set up direct deposit. Their app directed me to submit a photo of my ID online. After multiple failed attempts, I was directed to call customer service. They told me I had to go in to a branch to verify my ID. Before I could do that, Chase closed my account, leaving my direct deposit in limbo. They closed my account in less than 24 hours! I called their customer service, escalated the call three times. They kept telling me the account was locked, then said it was closed. When I asked the third person to speak to their manager, they said they weren’t at work yet… at 9am PST. In the end, they hung up on me.

    Their app is trash, their website photo verification is trash. Nobody could tell me how long my paycheck will be in limbo. I’m going to miss a credit card payment and get dinged on my credit because Chase couldn’t wait a day and a half so I could verify my information in person. Their customer service is rude, and it became apparent they couldn’t wait to get me off the phone so their call stats wouldn’t go down. It’s clear that their culture is one where their employees care more about how they are viewed by Chase, rather than helping people with their banking.

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    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsStaffCommunicationResolution

    Reviewed Sept. 13, 2021

    Chase Bank, Let me start off with how Chase bank, you guys, used to be my favorite bank, I got my very first account with Chase as a high school student, my entire family banks with them and has several accounts with them. Their online system is convenient, especially during the pandemic which allowed me to avoid going into one of the branches. The pandemic has affected everyone differently, for me, I am a college student, and I just earned my bachelor’s degree this past spring of 2021. Like many others my age I don’t have a job, I’m currently working as an intern, and my living situation isn’t ideal for someone my age. The pandemic has really affected my age group in finding a job that will allow me to support myself with essential needs.

    Early July of this year, 2021, I found out someone somehow stole $740 dollars from my Chase savings account, the transaction date was June 28th, 2021. I was not only shocked but also scared of the idea that I was been scammed/hacked. When I discovered that my money was missing, I thought of all the ways I could have been compromised, was it through Chase’s online banking app, through a merchant processor, or even someone stealing my information at a gas station. I have absolutely no clue.

    I called your fraud department, explained my situation to your fraud department, and followed their lead. They had me file a fraud claim for $740 dollars. After filing my claim with them, they reimbursed me $740, but shortly after they debited my account for that same amount. I then called back because I was confused. When I asked what was going on the representative I spoke to said, “your claim was denied because there was no fraudulent activity in your account.” I couldn’t believe what I was hearing. I was so confused and tried to explain to the fraud department that someone stole funds from my savings account. I have my savings account hidden on the Chase app because it is my emergency money.

    I need to be cautious when I spend it. So having it not easily visible makes me feel like I don’t really have that money to spend. Instead of understanding my situation, I felt helpless. During this time on the phone, I learn from the representative that I lost another $868 back in April 2021. At this point I’m even more terrified because now the same people have now taken over $1,600 away from me. I know $1,600 isn’t a lot to some people, but to me it is. This was pretty much all my emergency money. I have a feeling that it was the same person/group because there was an account number attached to the unauthorized transfer of my money to their account. I then had to file a second claim for the newly discovered missing funds. Your bank again reimbursed me for $868.

    At this point, I really needed my money and was afraid that you would deny my fraud claim as you’ve done before, so I decided to take it out of my Chase account and put it into my Bank of America account. When following up for the original $740 every representative I spoke to told me I had to prove to them that it wasn’t me that stole the money from my own account. When I tell you how shocked I was, you wouldn’t believe me. I couldn’t believe was I was hearing. Everyone I spoke with, both on the phone and in person, basically told me they think it was me and that I am the one scamming them. I really needed my money back, so I did my best, and I got a police report and sent it to Chase. This made no sense to me and didn’t feel like this was fair banking. How come I was approved for $868 but then denied it for $740? If I’m right, then you can’t pick and choose whatever transaction you want, that itself is unethical.

    I told everyone I spoke to, representatives from multiple departments, that I discovered the funds were transferred to an account held at Capital one. I do not have any association with Capital One, but I called Capital One to see if they could help me get more information on this account but, of course, they couldn’t help due to whatever privacy reasons they explained to me and said Chase would have to work with them directly through their fraud department. It doesn’t make sense that I am doing trying to do your job and figure out what happened to my money. Your escalation team or investigation team should be working with Capital One not me, but I’ve been put in this position to where I felt desperate to call Capital One directly to see if I can figure anything out.

    I’ve been accused of stealing money from my own account and now must do my own investigating? Why did I even open an account at Chase? Why do I have a bank account with this bank if you guys do not care to protect me and my money? If this happened to one of your larger clients, I believe you would never treat them like this. But because I lost what seems like a small amount of money, it seems to me that you guys don’t have the decency to care about my situation. And on top of all that having to prove that it wasn’t me? I’ve been accused of a crime I did not commit. I have been treated unfairly, discriminated against, and been called a thief. I’ve done my part and maybe even more, but what has Chase done for me? I even had my mom come into the branch with me to see if she could talk to someone but of course, we got no help. It’s almost like everyone I tried to talk to did not care about my situation because it wasn’t benefiting anyone with a sale. My issue isn’t profitable.

    It’s now September 2021 and I still haven’t gotten a response or any effort from them. I don’t know what to do. It’s me against one of the largest corporations in the country. No one has given me my $740. No communication either. I don’t have a lot of money, I don’t understand everything when it comes to the banking system, they treated me like a scammer because I am Indian. Fun fact, not all Indians work in I.T. I’ve never felt so small in my life. All I’m asking is for MY $740 back Chase. I feel so lost because I’ve literally done everything I could’ve.

    Chase, please give me my $740. I trusted you guys to protect my money, but you have let me down. You know someone like me has no chance against you, but you cannot act unethically and treat people this way. You guys are out of compliance with The Fair Banking Act. I have documented all my interactions with the company and know $740 isn’t a lot but if I have to, I will sue, and it won’t be for the amount of $740. I’ll expose Chase for what they truly are. I will be sending a letter to Chase directly, Consumer Affairs, Better Business Bureau, and to the FDIC.

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    Customer ServicePunctuality & SpeedBillingRates

    Reviewed Sept. 6, 2021

    I had their United Credit Card which had a fee. I haven't used the card in two years and setup auto payment for all my cards and have forgotten there even was a $99/year membership fee. I closed my bank account with them because I moved abroad. The membership was up for renewal in April but I didn't get a bill for it until June. When I called to close my account, the $99 membership fee more tripled to almost $300. I asked them if they can remove the late fees and interest and I'll just pay the membership fee. They refused. I will never use them again. I refuse to pay the extra fees even if it ruins my credit rating. I don't need credit.

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    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Aug. 31, 2021

    Beware, Chase Bank DOESN'T keep your money safe! A few weeks ago, a scammer wrote me a check for $23,000 to purchase a car with $8,500 going to shipping that car (along with a few others he was supposedly buying in the Florida area) up to Philadelphia. I deposited the check on 8/9/21 and Chase bank put a 9-day hold on it to make sure it would clear. I was actually grateful for that. I told the scammer that no car or money would be transferred until the check cleared. Nine days later, the check cleared and the money was legitimately in the bank. He had me send $8,400 to give to the "shipper". I sent the money to the shipper and scheduled the date for pickup. The day the car was supposed to get picked up I got an email saying the scammer's father, for whom he was purchasing the car, had died that day and could he have his money back. Fortunately I said no.

    ALMOST A WEEK LATER... on 8/27/21 I logged into my chase account to find every penny left in my checking account had been cleared out. I panicked thinking this guy had hacked my account somehow. It was worse...Chase had allowed TD Bank, (the bank that issued the check) to go back in and reclaim everything in my checking account. This was almost three weeks after I deposited the check AND NINE DAYS after the check had cleared!! What kind of bank lets their own customer's accounts just get cleared out long after a check has been cashed, had a hold on it, verified that it was okay and then three weeks later just lets another bank come in and take all the money left in the account?!

    Do not trust Chase. They do not care about their customers or the money in your accounts. They will give away your money and let other banks just come in and pilfer your accounts. Money is not safe with chase and now I am left with a zero account balance in a time where I have no job because my after-school art program business was destroyed by covid. Please share this story as a word of warning to others so they don't get scammed by Chase Bank. DO NOT TRUST CHASE BANK.

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    PricePunctuality & SpeedHonesty & Transparency

    Reviewed Aug. 30, 2021

    I am just tired of all the hidden fees chase has on their bank accounts just to have them open. There are many stipulations that I was not aware of. I am still waiting on a few charge backs. One that will take 75 days and another that was supposed to be 5 business days but now seems to have extended further than what they told me. I hate dealing with all these issues, it like a bad marriage I cant get out of.

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    Customer ServicePriceRefunds & Payouts

    Reviewed Aug. 30, 2021

    Chase bank is a bunch of rip off artists. I had a charge refunded and they are telling me that I won't get it back for 3 to 5 days even though they told me that they had already received it. Why 3 to 5 days. Is that so the management can do a circle jerk with it before they give it back?! With today's technology I can send money to anyone in the world in a couple of seconds but Chase bank wants to fondle the money (and themselves probably) for 3 to 5 business days. At least with Wells Fargo you could get someone to answer the phone when you called. With Chase you're lucky to get someone to answer the phone even when their customer service center is open. They really should rethink using the word service at all. I don't think it means what they think it means.

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    Customer ServiceSales & MarketingStaff

    Reviewed Aug. 24, 2021

    I have spoken to many reps and supervisors at Chase and NO ONE has been helpful. They are RUDE and my claim has had no resolution they allowed a company to steal my money and they are not helping me. Eve ** the manager I just spoke to just let me know the bank can’t do anything for me and their hands are tied. This is unacceptable they said they will fight for Me but they are ONLY going off of what the company that scams people. Visa is also an issue in this since they’re the ones that also does not do their due diligence when customers are being scammed and robbed. And chase is telling me they can’t do anything for me.

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    Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsLoan ProcessRatesTimelinessHonesty & Transparency

    Reviewed Aug. 23, 2021

    I was railroaded into banking with Chase back in 2008 when they bought my second mtg. on an interest only loan. They made a load of money off me. They didn't honor the original contract and kept charging me additional fees that I repeatedly spent hours and hours and hours fighting to get back. I've finally been able to refinance. Now, I had a bunch of money transferred into a Chase personal checking, and I planned to move it to a new bank. Chase refused to give me my money even though they had the money or could have written a cashier's check. The balance said that all the funds were available and Chase acknowledge that the funds were available. We're talking about 50K. I closed my accounts and they still refused to give me my money.

    I spent most of the day across two separate branches trying to get this issue resolved. The VP of the second branch abandoned her effort with the technical support team to get the issue resolved. I got angry because my accounts were closed. I couldn't access my money, and they refused to give me my money. SHE called the police on me and tried to get me to leave. The police showed up. They stayed and waited for her to do her job. They didn't kick me out. After more long waiting, she said the funds wouldn't be available until the next day even though the system read that the funds were available.

    My accounts are closed. They are holding my money. I've lost a lot of time, resources, and have gone through a lot of grief AND I have to go back again tomorrow to try and get my money. I think they hold on to money and earn interest off of it because Jamie Dimon lost billions and billions of dollars in crooked hedge fund trades. Rotten lying crooks. Turn and run from these pigs. They have my money!

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    Verified purchase
    Customer ServiceCoveragePunctuality & SpeedMaintenance

    Reviewed Aug. 21, 2021

    In June of 2020 I purchased a Mac mini through the Chase Ultimate Rewards Apple Store, in June of 2021, the computer started shutting off at random, and progressed quickly to the point where it no longer worked at all. I took the computer to a local repair place where (due to Covid shipping times) I had to wait for quite a while to hear the device cannot be repaired. I was told they tried replacing the RAM and the power supply and neither worked so the machine was determined to have faulty hardware, which they admitted is unusual for Apple.

    I called Chase and was told I am totally out of luck, they will cover products for 15 days after a purchase. Chase ultimate rewards believes that it is usual and acceptable for a premium product such as an Apple computer to have hardware malfunctions that render the machine useless after only one year. Apple has a limited warranty, but Chase does not stand by the product they offer their loyal customers. I will have to consider removing my personal and business accounts away from Chase- if they don’t stand behind their products how can you trust them with your information, your money, and your credit? I do not recommend them.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 20, 2021

    I opened an online banking acct, Chase closed it two days later because I didn’t show two forms of ID but this is after I deposited my paycheck. They held my paycheck hostage almost two months and every customer service agent I called gave me a different date when my paycheck should be mailed out me. They literally held it until I threatened to sue them. Liars and thieves.

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    Customer ServiceStaff

    Reviewed Aug. 18, 2021

    Good on fraud alerts but needs to a final "accept" on emails when asked "was this you" cause if NO is selected in error your card is cancelled immediately. Customer Service reps are foreign, can't understand a word they're saying. Then I asked for a manager needless to say She's foreign too, explains for all the foreign reps. Regardless after 5 calls my problem was not resolved and it's going to be another week before I can use my debit card again. It's already been 2 thanks to all of the incompetence.

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    Price

    Reviewed Aug. 16, 2021

    They charge insufficient fund fees when they can see a deposit is pending and are unreasonable and ruthless when you question them about this practice. They have no respect for customers and no regard for long term banking with them.

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    Customer ServiceRefunds & PayoutsHonesty & Transparency

    Reviewed Aug. 11, 2021

    I have been a consumer for 30 years. Account was hacked. I informed Chase of which involuntarily closed my account. I have no access to my Social security disability check for the last 2 months. I repeatedly inform chase I have NO money to live on, and they respond by passing the buck either to another department or Social Security Administration. Investigation of my account has been ongoing for 2 1/2 months with continuous lies from all parties at Chase. Including their executive Office. All I want to know is "where is my money" and how long does it take to refund my money for a 20 year Chase customer?

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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