Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Chase Bank Reviews

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    Page 10 Reviews 1435 - 1635
    Customer ServicePriceStaffRates

    Reviewed May 14, 2020

    I have been with Chase Bank for a couple years and I am 100% dissatisfied with the level of "customer service" they provide and my overall banking experience. Within the past year, I have had nothing but duplicate charges and unauthorized charges on my account and it's nearly impossible to get it corrected without jumping through a ton of hoops. Chase bank does not have my best interest in mind nor do they care about the safety of my funds as they contentiously allow duplicate charges to occur. Regarding the customer service, completely awful! Every time I call in, I have to repeat myself multiple times and be COLD TRANSFERRED from department to department.. to try to resolve issues.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaffLoan Process

    Reviewed May 11, 2020

    We are a small business that has Used JP Morgan Chase Bank since 2012. We funnel approx. 1.4 million in sales annually through Chase. On the first week we were able to apply for the Payroll Protection Plan we did so. The system was set up so that you could not contact anyone in regards to your loan but had to wait for a response after 4 weeks we were denied. So we reapplied at a small bank and had our money in 2 days. This Bank does not care about the small guy so beware. But for us we are gone and will not go back and will encourage everyone we come into contact with to not use them.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsTimelinessHonesty & Transparency

    Reviewed May 11, 2020

    I have been dealing with Chase majority of my life until now. I had a overdraft of 219.03. When I got my stimulus check, also payroll check, the same day Chase decided to take it upon themselves to give me a credit for 30 days for my overdraft. Not letting me know what their plans were I thought that they just gave me a credit for the overdraft. A couple days later I got a message on my Chase app stating that Chase will deduct that 219.03 from my account in 30 days. I called and Chase gave me a credit of 34.00 on my overdraft refund. Now I just received a letter stating Chase will deduct 219.03 from my account on the 15th. I am very disappointed in chase, and I plan on moving on to another bank. Chase is not being honest, customer service is lacking, so Chase will take advantage of a situation without communication.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 11, 2020

    I am a new, struggling small business who has my business accounts with Chase, yet I have not been able to submit my SBA PPP Application since last month. After waiting on phone meetings that never happened, I call tirelessly and am then told after reaching a Chase Rep that I cannot walk into a branch and that all applications have to be digitally submitted online. There is no link or any way possible to submit online once signing into my Chase accounts. HOW DARE CHASE BANK not accept the application at such a critical and devastating time after I've already had my brother hospitalized fighting for his life & lost my Dad to this COVID.

    Even if backlogged (as I was told by rep) why wouldn't they offer another lender or at least take the application and put on waiting list for funding? Chase Bank thrives on the small business of customers with little resources and this a total FAILURE on their part to honor the Cares Act. I NEED HELP NOW and I've tried many other banks but none are taking new customers. Where do I turn at this point?

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    Contract & TermsPrice

    Reviewed May 10, 2020

    Times right now are sketchy at best for most, I've been with Chase for 8 years or so and with covid I've depleted most of my finances chase offers ovwrdraft, BUT.. it's random when they choose to let it..so if you're broke and need gas it might work...or it might not..someday it does..someday it doesn't..for 34 for dollars you would think it owed be OK with two direct deposits every two weeks..60 dollars worth of gas for 34 dollar fee for a week..but once again it's not a guarantee they will allow it..I wish they would be more consistent..

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    StaffLoan Process

    Reviewed May 9, 2020

    I've been a customer of Chase for 6 years and expected that they would be set up for the PPP loan approval process. They denied my first application in round 1 because they said I hit a button on the application wrong (that I had foreign employees?). I know I didn't hit that wrong on the application but either way- they took 4 weeks to tell me. Oops first round of money ran out. I applied again just to find out I was denied because of of no proof even though I literally gave them every quarterly, W2, W3s and entire tax return from last year. Took them 4 more weeks to tell me I was denied. I turned around and opened an account at a local bank - approved in 1 day. I can't be the only one.

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    Punctuality & SpeedStaff

    Reviewed May 7, 2020

    I came into town in St. Louis Park, Minnesota and had no appointment; was on a time schedule and the staff here at Chase location 5330 Cedar Lake Rd. Suite 600 was well discerning and cooperative with my needs and made accommodations for me to be worked into an appointment that evening at 3pm on 05/06/20.

    Mind you I arrived at about 1pm with no appointment at all. ** assisted me by taking action copying my documents and worked me in an unscheduled appointment with Private Clients Banker Larissa A. Oliphant. It showed exponentially per her professionalism streaming down into the staff! I'm very grateful!

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    Customer ServiceTechRefunds & Payouts

    Reviewed May 6, 2020

    On April 23rd, 2020 I tried to wire a vendor 4076.00. Due to an issue the wire would not go through. Therefore, I had to write the vendor a check in order to have my product delivered. For 10 days I have tried to have the 4076.00 Wire Chase has sitting in their account making money put back into my account. I have sent multiple secure messages, only to have me call numbers that told me that department is unable to assist me. I have now called 4 days in a row and held for over 1 hour each call to try to resolve this issue and get my funds (my money) put back in my account. Today I am on my second phone call. 1st was 1 hour and 5 minutes long to find out that I must be transferred to another number wire research department. Needless to say I still have not been refunded the unused wire money in the amount of 4076.00!!! Funds still on hold 5/6/2020.

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    Staff

    Reviewed May 5, 2020

    My Mom had dementia, she passed January 2020. Her SS money was deposited into my account in February. Chase won’t release the money to me so I can pay SS or pay SS. SS is turning me over to collections. I quit my job to care for Mom because I didn’t want her going to a nursing home. I don’t have an extra $1200 laying around.

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    PriceBillingRates

    Reviewed May 5, 2020

    Even during the pause caused by COVID19, we are being charged interest on the credit card, and so "generously" given the option to defer payments. By being forced to pay interest instead of putting the money towards the debt, the payer gets in deeper debt. But the banks get to make their money, and even more so, while wearing a mask of kindness. Please, if you have a heart, stop charging interest. Give us a chance to pay off our balances.

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    Customer ServicePricePunctuality & SpeedStaffTransparency

    Reviewed May 5, 2020

    I had an issue with my account, and sat on hold for 55 minutes waiting for assistance. When the lady answered I mentioned that it took too long, and she immediately got defensive. I explained that we can move on and I needed assistance and she kept going with my original complaint in how long it took. She actually, literally said she wouldn’t help me. I asked, “are you kidding???” And she said no. I asked for her name and she started laughing. So I called back, waited another hour, and got it taken care of.

    Unfortunately, a few days later I had charges on my account I didn’t recognize. I called up, waited 45 minutes, and the nasty woman who helped me said, “that’s not me, that’s the claims department.” And when she transferred me, I heard a message that said it would be at least 50 minutes (no, it was NOT 15–it was “50”) before someone could answer. An hour or so later they finally picked up and said, “that’s not me, that’s the disputes department...” and transferred me without further explanation. I’m literally writing this review as I sit on hold. It’s approaching two hours I’ve been on this call. I’m so disgusted by how awful Chase’s customer service in. It is disposable.

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    TechStaffBillingLoan Process

    Reviewed May 2, 2020

    My business banked with Chase for three years. I had my corporate credit cards, a term loan, checking, savings and merchant processing with them. One by one they broke every promise they ever made. Helpful, nice people at the branch and my relationship manager were powerless to turn the tide on this patently criminal organization's determination to fleece anybody it can. Finally, with fleas crawling all over me I ran this dog out of my tent. good riddance!

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    Reviewed May 1, 2020

    I have been banking with Chase over 5 months and have had over 5 thousand dollars in there. Banking now I have reported my claim twice with them and no satisfaction and they are not trying to give me my protection that they promised.

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    Customer ServiceStaffBilling

    Reviewed April 28, 2020

    Very many problems. Most recent my husband's check keeps getting put on hold. My bills are being denied. They put money in my account saying it was a credit. Now they're telling me that I have to pay it back and I can't ever get anyone on the phone that can help me.

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    Customer ServiceTechPunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

    Reviewed April 27, 2020

    I’ve had my Chase checking and savings accounts for 3 years. Two weeks ago I was awarded a $2500 check from the settlement of a large class action lawsuit. I deposited the check into a Chase ATM around 8:30PM and the final screen indicated a 7-business-day hold on the funds (not optional at that point, or I never would have deposited it). I went into the branch the following day and addressed the hold, as well as another recent issue in which Chase had failed to correctly place a stop payment on my IRS autodrafts (as taxpayers are currently permitted to do until July 15th) and subsequently this resulted in an overdraft on my account; while in the branch I was treated with shocking disrespect, and basically I felt accused of trying to defraud the bank and the IRS. I left and called customer service, ultimately waiting on hold for over three hours.

    I was transferred to some elusive department that I was assured could lift the hold on the check, which I assumed would be inevitable considering it originated out of a very well-known lawsuit and multi-million-dollar settlement; I waited over three hours again after being transferred but finally hung up. The same thing happened the following day. The day after that I was determined to wait as long as it took to get someone from the special department on the line, and finally I was able to do so.

    I was told a bunch of weird conflicting information that I will summarize: “The check has an alert. We received this alert from the bank that issued the check, indicating that the check will bounce. We’ve had a number of other customers who deposited these checks and some of them bounced, some did not. We will not release the funds early. You have to wait until the 24th” (10 total days after deposit) “and if the check clears, the check clears. If not, well that’s the reason we’re holding it.”

    I thought this sounded ludicrous and so I contacted the settlement administrator, who told me in no uncertain terms that Chase’s claim about alerts and bounced checks was utter nonsense and in fact they showed that my check had already successfully cleared the settlement account. I called Chase back and got that department on the line twice more after that but there was no deterring them; the last two representatives I spoke to didn’t back up their colleague’s earlier reports of information from the issuing bank or the existence of other bounced checks, actually they claimed no knowledge of those things, but they did confirm that there was an alert on the check and again declined to help me.

    The 24th rolled around and what do you know, the money posted to my account without a hitch. I still haven’t been able to access it, however, because guess what happened? Two days before that I went into a branch to get a counter check so I could pay a bill, and I was told my account was currently “restricted” and I was given a number to call. Can you guess whose number? If you guessed the special department’s, you’d be correct! So I waited on hold the following day for three hours AGAIN, only to be told that Chase Bank had just decided to terminate our relationship effective immediately.

    My accounts were to remain restricted for the immediate future, which meant no money in or out until they decided to cut me a check for whatever balance remained; I’ve called back several times since that original phone call and every single time I’ve been given conflicting information about timelines; sometimes it’s 10 days, sometimes 10 business days, and some people even advised me to go into branch and ask for some cash out of the account.

    Well I just left the branch after being basically laughed out the door; they said they have nothing to do with the account status and told me the check would be cut “two days after the account is closed;” I replied that the account had been closed on the 20th, so the banker got confused and went into his office to make a phone call. When he came back he said he wasn’t able I get any information for me but again he assured me I’d be receiving my funds via mailed check. He also wrote down a phone number for me to call, you guessed it — The Department. Think I’ll call? Highly doubtful. I am a small business owner and the money in my Chase account is all I have in the world. I haven’t received my economic impact payment, I haven’t received my loan from the SBA, and the PPP loan is up in the air. I’m literally going hungry. Thanks everybody at Chase!

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed April 27, 2020

    Went to Chase Bank today on 8th Avenue South in Nashville. WHAT I SAW I DID NOT LIKE. They treated people like they were NOTHING and they were the only important people there. It took one hour for them to wait on three people ahead of us, as they felt no responsibility to have more than one teller who yakked all day and was slothful to do her job. The so-called manager sat at his desk drinking his soda pop with ice, trying to look busy looking into his computer screen occasionally. Two other women kept coming out and walking between offices in which there was no one and they did nothing. They kept going behind the door by the teller after that, disappearing.

    Finally the so-called manager finished his soda pop, decided to go up front to help people walking in; he waited on three people before my husband asked why they got served and we did not. Oh, we wanted to use our stimulus check to pay on our Chase credit card and wanted $400 back. We needed cash and so had to continue to wait. People who came in bought cashier's checks, and did other cash transactions. Certainly one of the women running around could have waited on us, as one of them gave cash to the one buying cashier's checks.

    The worst part was the overall attitude of these workers: the customer was an annoyance, not a blessing by which they even have a job. There was no hint of patriotism, regret for making the “social distancing” in-your-face so utterly obnoxious. It took a full hour to do a simple three minute transaction. No smiles, no thank you’s, no how are you today, just smug superiority and thrill at their not having to do much or treat the customer with any measure of respect.

    I will write this to their local and corporate office. But I don’t expect much: Chase Bank was notoriously dumping helping small businesses because they preferred to give our tax dollars to big companies that did not even need it. I believe Chase Bank must donate to Dems and I promise you once our credit card is paid off they will no longer see me. And that includes the stupid Amazon Chase card I have. Thanks for listening. When businesses open up, we will all want to go only to the small Mom and Pop businesses, I can see that coming for sure!!!

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    Customer ServiceSales & MarketingRefunds & PayoutsBilling

    Reviewed April 27, 2020

    Amazon Prime uses Chase as their credit card holder. This past month I used another credit card to pay for my purchases, but inadvertently sent an electronic payment for $1433.90 to Chase instead of to the other credit card from my bank. My balance with Chase was $0.00, and now I had a credit of $1433.90. When I realized the mistake, I called my bank who advised me to have Chase just electronically "reverse" this. I called Chase and was told that they would send a check in 7 to 10 days, plus delivery time and refused to electronically return the money to my bank. They were rude and extremely uncooperative. The person that I dealt with was Michael **. In this time where people are short money, this is very poor customer service. I will be cancelling my credit card as soon as I get my money back. This also does not reflect well on Amazon since they advertise this card.

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    Reviewed April 24, 2020

    If you were thinking about opening a small business account (anything under $1m) Don’t think that you will receive anything except a computerized account. There is no banking relationship. They do not value you as a customer and they will put you at the back of every line. They will stall and send you on the runaround but you will never get any action upon your requests even when you go through the process they have (forms, online, etc). If you need a bank account that has moderate to high fees and you can access online, they are competent. Other than that STAY AWAY And go with one of your local business banks.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 23, 2020

    We Provided all info needed they said we did not 21 days later while other banks call their customers and get the correct info! They are horrible people who give Money to friends and Big Clients. I opened this Business over 18 months ago after 33 years of working for someone. I cannot collect unemployment in NJ, It is a disgrace I am only asking for what I need not like Harvard, Ruth Chris, People with deep pockets. I have given my heart and soul to my employees and Chase Spits on You! Shame on You Chase Bank!!!!

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    Customer ServiceEase of Use

    Reviewed April 23, 2020

    Compared to several other large banks, Chase has great personable customer service, easy to use and super convenient phone app, easily removed bounced account fees, many fraud protections and options available for any need.

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    Refunds & Payouts

    Reviewed April 22, 2020

    If I could give this company negative stars I would. My debit card was recently hacked, for the fourth time this year, this last time I had $1900 stolen from me and Chase has done nothing to get my money back. I’ve had to open a claim 3 separate times and they said they will no longer open my claim.

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    Refunds & PayoutsStaffRates

    Reviewed April 22, 2020

    I will try to keep this as short as possible! I have had mortgage with Chase for 15 years. I figured I would try to take advantage of the low rates. I reached out to Chase on December 12, 2019. The representative I got in touch with William **, said he could definitely help me out. Upfront I told him that I had gone through a divorce, had a bankruptcy and my house was in a Living trust. I said if this is a problem, don't waste my time or your time. He said "no problem"!!! I just need a fully refundable $500 retainer to proceed. I asked multiple times, if I don't qualify I will get my money back? YES, don't worry James.

    The next two months were a NIGHTMARE. Need 2109 tax returns....ok. Need discharge from 2015 bankruptcy....ok. Need a COPY of Living Trust....ok. After 45 days of this crap, they tell me the mortgage is denied because my house is in a TRUST. How about telling me this on DAY 1 Disgusting and horrible business. Bailed out in 2008....then they buy back their stock and they can still get away with this. It is horrible. On February 14, 2020, I reached out to a local mortgage company. I was approved in 24 hours and closed in 14 days!!! Chase still will not refund my money. It is outrageous they can still operate like this in 2020. I am certain I am not the only person they have done this to. Should be sued and PAY!!!!

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    Customer ServiceStaff

    Reviewed April 21, 2020

    Chase Bank blocked and closed my account nearly 2 weeks ago for NO REASON mid corona virus pandemic. I foolishly put all my money into this account and my last five checks. I'm literally struggling to feed my children. I had to visit the ER Sunday because I have no access to money for my blood pressure meds. All things I made chase aware of but they didnt care. Hold times are well over 2 hours each time they transfer you to a diff dept. The office of ceo supposed to returned my call. Name Sophie never did at this point. I have no clue what's going on with my thousands of dollars. Smh. I've never had a negative balance. I'm not the first person this has happened to. DO NOT BANK WITH CHASE OR INVEST ALL YOUR MONEY WITH THIS BANK. IF YOU DO BANK WITH THEM CHECK THE BANK REVIEWS ON GOOGLE FIRST.

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    StaffLoan Process

    Reviewed April 20, 2020

    See the news for lawsuits filed against Chase for cheating customers out of their chance for a PPP loan under the CARES act. Chase promised to process loans on a timely basis. They prioritized larger loans so that they could make more commissions. My wife and I asked for less than $100k, but I am sure that requests for $10m were much more attractive to Chase for the commissions. Shameful.

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    Online & AppRefunds & PayoutsBillingHonesty & Transparency

    Reviewed April 19, 2020

    The government sent my stimulus check to my Chase Bank account and they told me they sent back but on the website it shows that it was deposited for this month but they said they closed my account and the government has not received my payment back. Can't get my money. I think they're lying to me holding my money because I had a negative balance $717 but my stimulus check was for $2,700. They were supposed to take the money out that I owed them I guess and put the rest of the money into an account that they had on file for me. They have three other accounts on file for me. Really frustrating can I pay my rent cuz I ain't got no money.

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    Customer ServicePriceRefunds & PayoutsBilling

    Reviewed April 18, 2020

    The bank put a 10 day hold on a deposit, which cleared the other institution after 3 days and then - proceeded to charge 6 $34 overdraft fees and return. PAYMENT OF $240. When there was over $20000 in the account. The bank should be investigated, fined and made to explain their fraud and theft from a customer... Maybe that’s why their actual websites called chase sucks.org. Chase does suck, they are thieves and commit fraud and get away with it. Hope one day they are actually held accountable.

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    CoveragePriceBillingLoan ProcessRates

    Reviewed April 16, 2020

    I WOULD LIKE ALL BUSINESSES THAT HAD TO DEAL WITH CHASE BANK TO PLEASE WRITE TO CHANNEL 5 INVESTIGATES!! I have already done so, I applied for SBA loan on April 6th, I received my loan app. number on April 7th. I have talked to the bank twice and both times was told they are going through them sequentially in the order they were received. I believe they are giving the loans to big companies first. I only asked for 9600.00 to cover my payroll, I have an 800 and above credit rating and have no credit card debt, My loan should be real easy. For my company you just take line 31 of your tax form, divide by 12 and multiply by 2.5 and that is the amount I get. I feel Chase is doing this so they can make more money off these loans. Today is April 16th and still have not heard a word from Chase.

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    Price

    Reviewed April 16, 2020

    So while so many Americans have been forced out of their jobs and unable to collect a paycheck, Chase is taking advantage and charging $12 a piece. Making money off of a pandemic is appalling. I am a substitute teacher. As schools closed, so did my source of income. I checked my bank account to see that Chase has implemented the $12 monthly charge if you do not have a direct deposit $500+. Obviously can't get a deposit so for Chase to charge me when I'm down and out is disgusting! I have contacted Chase and will be changing banks as soon as possible!!!

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    Customer ServiceSales & MarketingOnline & AppTimeliness

    Reviewed April 16, 2020

    This is my third time in this situation with Chase. A couple months ago I noticed my bank account would get to zero or get into overdraft after I've already checked my account which still had funds. I called many times asking why my transactions are rearranged. They give me the same answer "we put all deposits in before we deduct everything else". That worked a couple of times until now. 4/11 I put money in my account, 4/12 I took out $40 got change then placed $30 right back in, which I never got an email receipt for as requested. My statements show I put in the money on 4/11, deposited $30 then took out $40 the next day. I should've known something was off when I had $50 in my account and got two errors trying to sign in before withdrawing $20 yesterday.

    As I went on with my day I ended it with $20 left then woke up to a purchase I made LAST WEEK now posted under yesterday. I called to explain it can't be the merchant (the second excuse they love to use) because I was notified when the funds were taken out of my account when I made the purchase so how can it be taken out twice? I explained that this wasn't the first time this has happened and others have experienced it too. After getting the run around again by customer service I asked her for her manager's number. I was told sure, placed on hold then she hung up. I'm going to withdraw whatever I have and will be leaving this branch. I recommend anyone who ever gets an email receipt to get a physical form. I did some calculations from the email present balance vs. where they say my balance is on the app and there's about a $5 difference between each purchase. I hope people start to speak up and file a lawsuit.

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    Customer ServicePunctuality & SpeedMaintenance

    Reviewed April 15, 2020

    After 8 months having both a checking and savings account, this bank decided to suddenly close my accounts without giving me any notification or reason for doing so. Went to purchase something using my Chase debit card, and it does not work, even though I had money in my account. Bank keeps sending me secure messages, but I cannot access my account! Calling this bank is at least a 2 hour wait time. Impossible to get any information from them.

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    Customer ServiceBilling

    Reviewed April 14, 2020

    The worst service that I ever had is from this bank!!!! They have closed the credit card without any notice and without ANY REASON. I have been trying to contact them and nobody gives a decent response!!!

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    Customer ServicePrice

    Reviewed April 13, 2020

    I have been on the phone for hours trying to get a fraudulent charges off. I have passed around to fraud department and the dispute department and in the meanwhile there was a few dropped calls to start the whole process over again because you can not call the right department directly.

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    Customer ServicePricePunctuality & Speed

    Reviewed April 13, 2020

    I've had my chances to change my opinion of this company and they have failed at every corner. From customer service from a different country and 2 hr wait times to be connected to a department to tell me they need to connect me to another department who in turn tells me they need to connect me to another department. Embarrassed that as an American I have to be represented in the financial field by these scum bags with no regard for people's money. Shame on you Chase for failing at what you should be excelling. You're going down the drain. All of this because I have to dispute a check charge that should not have happened fraudulently on my account in the first place. Way to protect me, idiots. Shame on you and the CEO that made you. P.S. As I am writing this review you disconnect my call after 4 hrs plus on the phone. How fitting. Shameful behavior and then you want bailouts. Stupid.

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    Staff

    Reviewed April 11, 2020

    Terrible and very unprofessional. I opened a account with Chase bank in March 2020. They told me that my deposit would be put on hold, all the sudden I get a letter saying they closing my accounts. And to destroy all cards that are associated with my account. Where is my 2,600? That I deposited?

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    Customer ServicePunctuality & SpeedStaff

    Reviewed April 4, 2020

    We set up a business account, and after all went well, 2 weeks later we logged in to the account to check on transfers to discover that the account was removed. We were told that it was due to an error when signing up. WHICH WE DID ONLINE AND NOT 1 ERROR OCCURRED. Thinking things were fine, we transferred $8,000 to this account and cannot get any help with recovering it. Chase online support said to talk to a branch. Branch person said talk to online support. No one will see us, no one will allow us to access our money. This has caused our accounting software subscription to cancel losing invoiced money on top of that. I DO NOT recommend this mickey mouse of a bank to anyone. We received checks, and a debit card, and all our account details. AT NO time did anyone call us, or email us, or help us during this time to keep the account open.

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    Customer ServicePunctuality & SpeedBillingTransparency

    Reviewed April 4, 2020

    Requested replacement card, told 5 day delivery, no delivery in 2 weeks so far. Meanwhile, account was locked for a fraud warning about an ordinary Zelle/QuickPay payment. They would not answer the phone with 10 hours on hold over several days. Forced to go in to branch during quarantine. Branch made phone call, and I stayed on hold at their desk for an hour until branch closed. Account access restored with no explanation or confirmation right after that. This has severely impacted my business. Escalated complaint about that and got callback at too early hours, they left a message. Number they left to call is always closed. Closing all accounts as soon as I can, I was a 10 year customer and moved millions of dollars through for my business. Absolutely unacceptable.

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    Customer ServicePriceRefunds & PayoutsStaffLoan Process

    Reviewed April 3, 2020

    Working with Chase, charge me 500.00 up front to do the loan. I was sent a email in writing stating that I would receive the 500.00 back from the loan officer. After I canceled the application due to lack of response. Dan sent me a email stating I would receive a refund minus any fees in 14 days. Weeks went by, I called and asked about my refund and he said, "Sorry you canceled your application, you're not entitled to your money back." During this time, with the coronavirus outbreak this company chose to take 500.00 from a consumer.

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    Customer ServiceTechPricePunctuality & SpeedRefunds & PayoutsStaffBillingTransparencyTimeliness

    Reviewed March 30, 2020

    My online account has been locked "due to suspicious activity" for about a week now. I have no idea what triggered this (I have received no notice, messages, warnings, etc), but, for some reason, I am still able to use my cards and accounts so apparently the "suspicious activity" is not serious enough to lock those (thankfully).

    I have been completely unable to access my personal or business accounts. This includes checking accounts, debit cards, credit cards, etc. I can't make payments to vendors. I can't transfer funds to pay payroll for my business. I can't monitor or pay for credit card charges. All in the midst of this coronavirus pandemic leaving many people with uncertainties surrounding finances.

    I have called every single day for about a week now only to be placed on hold. I have spent over 10 hours on hold. None of this time (all of which I have screenshots/proof of) does not include getting to actually speak to a person as that time has probably totaled 10 minutes. Every single time I get placed on hold the call either gets dropped or I'm just left on hold indefinitely (I usually hang up after about 2 hours).

    I have tried reaching out via Facebook, Twitter and Instagram as well. No response. I have tried emailing managers/executives. No response (not surprising). I have tried going through my local branch. Can't help me. I don't leave bad reviews. This may be my first actually. However, this situation is completely unnecessary, unprofessional and alarming as well (i.e. Has CHASE been hacked or something? Are they not able to handle situations like these?).

    I've been a customer all the back to when WaMu was around. I've referred tons of my clients to bank with CHASE and I've been loyal for well over 20 years. If/when this gets resolved I will have no choice but to move my accounts to another bank as I have lost all faith and trust in CHASE. What a shame. For what it's worth, some simple solutions for a company that should've had these things in place a long time ago to avoid losing customers like me and chasing away possible new ones...

    (1) Offer a live chat option on your site for when your phone lines are overwhelmed
    (2) Offer an option to receive a callback so customers don't have to wait on the phone
    (3) Don't have support channels on social media if you're not going to use them, it's insulting

    (4) Use your social media channels to communicate issues and provide updates

    I'm beyond disappointed, frustrated, angry, etc. CHASE has completely failed. I hope this review helps someone in choosing the best bank for them. If you value customer support and even a small feeling that the bank that controls your money actually cares about you then I highly recommend looking somewhere else than CHASE.

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    Customer ServiceStaff

    Reviewed March 26, 2020

    I went to the bank twice and these bankers in CT tell me they can’t view why my account locked me out. They call a number. They became on phone all day. Then I was told my account is closed. I’m wondering why my Chase account took away my 116 dollars. Hope it gets sent back to me. All I did was transfer money to the account I recently started at chase bank from another. Now I’m frustrated and will never use this bank again. Too bad these bankers in Stratford could not help me understand what happened to my account.

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    Customer Service

    Reviewed March 25, 2020

    So in the midst of everything else that is going on, Chase Bank is incapable of talking to their customers who use them for banking? Called them three times today to be told that the hold would be one hour the first time, then called back two additional times and was immediately disconnected. I'm sorry but this is not acceptable of an organization that has been entrusted with the money of the consumer! Get it together Chase Bank! We will no longer be banking with you!

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaffBillingRatesHonesty & Transparency

    Reviewed March 23, 2020

    Be careful with their statement balance policy. We pay our statements in full. In January our account told us we had a $0 statement balance because we paid ahead, but had an amount of money leftover for the next statement, which we paid in full a few days later. They charged us $90 interest fee, then another $120 the next month, same kind of fee. When I inquired about it, they said it was a technicality in their agreement. They wouldn't budge on removing the fee or working with us. Their customer service was lacking, especially with the way they rotate their agents with every response I sent them. It's a very subtle, abusive policy. If you are smart with your money management, I would suggest going with a more honest credit card company.

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    Customer Service

    Reviewed March 23, 2020

    I have called Chase Bank a number of time to report fraud on an account that was taking out in my name and I could not get nowhere on this matter. Chase bank put me on hold for over an hour when it finally hung up on me and I had to start all over. I do not have an account with them and I would like to solve this matter.

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    Customer ServiceTechStaffBillingLoan Process

    Reviewed March 21, 2020

    I have had so many problems with Chase and I now finally am closing my account. Someone had gotten my acct number and paid close to 15000 of Credit Card and Student loans out of my account. Chase did a crappy job of resolving the situation, eventually telling me it was my fault for using a check to pay a bill. Never did they suggest stop payments nor attempt to contact the company that was taking the money. I DID CALL THEM but they would not talk to me because I did not have an account there. CHASE was no help, I had just had brain surgery and they were too bad, so sad. Never again.

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    Customer ServiceStaff

    Reviewed March 19, 2020

    These people can't can't can't, no let's try, just can't. Was told by supervisor, "We at Chase Bank are not here to help the customers in any way, at Chase it's not our job to do anything except collect a paycheck. Customer service even when we are wrong that's not our job."

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed March 19, 2020

    While all the others are trying to help their customers Chase continues to be rip off artists. Paycheck was delayed because of the virus and so the accounts that had been scheduled didn't clear. 3 insufficient charges for $105 and especially irritating was a $35 for a $5.95 charge for CBS all access. They are truly what you would have to call poor quality banking. I couldn't find a way to give them no stars but that is exactly what they deserve!

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed March 17, 2020

    I have been with Chase for almost 10 years and have been more than patient with their lack of customer care when insufficient funds hit my account and add up to a ridiculous amount. During this coronavirus pandemic, I accumulated 1 insufficient funds fee on an automatic payment. This fee is $34.00. With all the chaos going on in the world, I did not realize the automatic payment had hit my account until it was too late and I became negative plus the fee. I called customer support and explained to them I had more than enough to clear my negative balance on the automatic payment, and all I was asking for was a waive on the fee since no one knows what the future holds as of now. I need to save my money for the unknown and just wanted the fee waived. I understand there is a limit on the amount of fees they can waive, but we are not in a normal day to day life anymore.

    This company still REFUSED to waive the fee even though many other big companies have shown leniency to customers because of this pandemic. My opinion on Chase as of today has drastically changed and once I can safely leave my house I will be changing banks. Chase showed me no remorse and will not show you any either. Do not bank with this company.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 16, 2020

    I received a phone message from Chase customer service on 3/13/20. I could not understand what she said. The woman cannot speak English and spoke extremely fast. Maybe she can read English, but she cannot speak English. I was unable to understand the phone number that she left on my voice mail. What good are customer service reps who cannot speak English? I called the phone number for customer service which I found on the letter that I received from Chase customer service and I have been on hold for more than 20 minutes. I have spent hours today waiting on hold for Chase. I want a phone call or e-mail from a Chase representative who SPEAKS ENGLISH.

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    Customer ServiceSales & MarketingStaffTransparency

    Reviewed March 3, 2020

    This past week I sold some equipment online, and the out of state buyer paid with a check. I deposited the check via mobile banking by scanning the check. The check was placed on hold by Chase as expected and on day 3, I called chase to inquire the status of the check prior to releasing the goods to the online buyer. I took the time to explain to the customer service that I needed to verify since I do not know the buyer and I am about to release some equipments to them, customer service stated "I understand your concern. The money is available in your account. The check is cleared." So I went ahead and released the equipment. Come Monday morning the money was pulled out of my account and upon calling the bank I was told that "we were notified it is a bad check." So now I am without my equipment and without money!

    I have called Chase and spoke to some executive who despite my explanation does not seem to listen and understand what I am saying. All I was told is, "Sorry there is nothing we can do." In my opinion chase should not have cleared the check or should have at least explained that this funds can be taken back. That would have cautioned me to hold on to my equipment and I would not be where I am now [1650.00 lost]. HOW MANY of you agree with me that I should have been cautioned after explaining this to the customer service? HOW MANY of you agree that by CHASE not cautioning its customers they are encouraging a con/scam to continue affecting its customers?

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    Customer ServiceCoverageSales & MarketingPricePunctuality & SpeedStaffTransparencyTimeliness

    Reviewed March 3, 2020

    Three weeks ago I was scammed out of my entire paycheck, be it that I don't make as much as bankers, it is still nonetheless my source of living. I was contacted thru an email scam from "Apple" or what I thought was apple only to find out it was a scam and these people wiped out my entire paycheck, lesson well learned by myself. Another lesson well learned by myself was experiencing the non caring attitude Chase bank, with whom I have been a customer for many years, did absolutely nothing for me. Not ten minutes after realizing I was scammed I immediately left work and headed to the bank to tell them to stop this transaction, they did nothing. They closed the case. I reported this to the police dept., as well as the FBI which I was advised by the police dept to do, I have filed a complaint with a local news station and contacted the OCC, now Chase is trying to "barter" with me.

    My complaint is that I have never been treated so rudely as I have been with almost everyone involved in this. I woke up one morning to look at my on-line banking only to discover that the next day the bank charged me double what was with drawn illegally. I contacted corporate about this and was told that I needed to deposit more money in my account so I wouldn't be overdrawn or I would be turned into the credit bureau then she recited "this is an attempt to collect a debt". I was mortified and tried explaining to the woman that there is a huge mistake with this - she was unprofessional about this and told me she suggested I make a deposit! With what - my money had been drained by the scammer. I look at my online account the next day and those double charges had mysteriously disappeared!! No apologies or explanations.

    I have filed complaints with quite a few agencies and am now getting offered a "possible settlement" of half of what was taken. No way! I have been a faithful customer of Chase for many years, not any longer, but this is a huge bank - they have insurances for these things and I was also told by the same lady that recite this is an attempt to collect a debt - that she was going to try to get the decision overturned - the bank manager at the local bank two days later after this incident told me I should have come to see him in the first place and this would have been overturned. Double standards!! This is totally unreal that a big bank such as Chase would risk their reputation out there over my small paycheck and not want to satisfy a customer - or past tense customer. Buyer beware. Chase is a non caring bank with rude employees and double standards. I plan to take this case further into the public until this is settled!

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    Customer Service

    Reviewed March 1, 2020

    So today this was third time my card has been declined at the grocery store (3 different stores over the course of a month). I have ordered a new card (3 times mind you) and had them all activated (3 times) to have #ChaseBank send my account to fraud and freeze my account. I have not been able to use my card at a grocery store without it being declined and having more than enough for the transaction in my account. When I called the customer service number (3 times now) they told me they can send me a new card and there wasn’t anything else they can do... now tell me #ChaseBank why am I not allowed to access the money My husband and I work for in OUR account? I should not be nervous to use my card at the grocery store. This has been hands down the most embarrassing thing I have ever gone through. #ChaseBank you seriously need to figure this out.

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    Customer ServiceSales & MarketingRefunds & Payouts

    Reviewed Feb. 29, 2020

    I am going to close my checking account with Chase bank. At the end of the year my car broke down and my 2 grandchildren are living with me. We had no way to get anywhere so I decided to try Grubhub 10.00 off first order with free delivery. It said the coupon would post at the end. BIG MISTAKE!!!! They set my order as a pick up. Why would I order through a delivery service for pick up!!! I tried and tried to reach someone at that awful company. I finally disputed it and Chase removed it. But then put it back!!!!

    I called again just to get a brush off letter I just found because they don't know how to contact people properly. I was told they on 2 and call that it was my fault, because they couldn't contact me but I have received all my other messages soooo? The claims women was rude to me on the last call telling me to calm down. I admit I was flipping. I had been fighting to get my money back for 2 months!!! How dare you? Learn to treat people with consideration, sorry I burdened you lady!! Way to treat a foster grandmother! Grubhub must be more important than me. They literally stole my money. If you look at their reviews you will see that they have done this to many people!! I'm done with Chase.

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    Customer ServiceRates

    Reviewed Feb. 29, 2020

    Chase Bank main focus is getting your money any way they can. I did not chose Chase, the banks I used sold out to Chase. Chase has high interest and poor customer service. My goal is to pay off the account and find another card service.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 29, 2020

    After changing primary holders due to partner retiring thought everything was good. They sent a letter saying they needed much more information. Sent the info after receiving the letter. 10 days later was informed the cards were shut off, we have a total of ten cards for our truck drivers and maintainence personnel. This account has been active for the last 8 years with no issues at all.

    Called customer service for 5 days in a row trying to get the issue resolved. Was bounced around to at least 10 different people, none of which could really help. Frustration Level was at a maximum. Applied to Bank of America for new business cards with no issue at all and was immediately accepted. Would not ever recommend Chase for business cards their customer service is horrible, if you have any problem expect to be bounced around and spend hours on hold.

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    Customer Service

    Reviewed Feb. 24, 2020

    I will be following up with the Ada about this matter as well. I was in a Chase branch in Santa Cruz on Water Street and Ocean Street. I attempted deposit cash that was withdrawn from their own ATM machine, but because I was not a customer I was not allowed to deposit that cash into my son's Chase account. I was told I had to go get a money order and then I could come back and deposit that in his account. All of this happened after I was forced to walk all the way around their building because the handicapped parking is in the back of the building, far from the entrances of the bank. What is the point of having handicap parking if it does not make entering the bank easier for handicapped individuals?

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    Customer ServicePriceRefunds & Payouts

    Reviewed Feb. 24, 2020

    They're holding my entire tax refund hostage for a 20 cent overdraft in which they're getting 82 bucks for. They closed my account and now I've been on the phone with them for the past hour. They already took my state refund. They are crooks. They are horrible. If I don't get my 965.74 back and there are additional fees charged out of it. I will sue!

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    Customer ServiceStaff

    Reviewed Feb. 24, 2020

    I work for a nation-wide parking company and our Texas region uses Chase Bank branch 34. Our business operates 24/7 and we deposit our cash funds Monday - Friday. About three weeks ago I was told by the branch manager on a Monday that I was bring in too many transactions and she didn't have the staff to support us. Simultaneous to this, the Branch Manager called my corporate office to report she couldn't support us and to use the night drop instead. I started doing so and for two weeks everything seemed fine. First thing I knew, she Branch Manager called our corporate office again with the same complaint.

    I have never seen a bank in my lifetime who complained about receiving money. Recently, this branch, again complained, but the recipient was my boss (General Manager). He likewise, was not happy. I know that the branch has recently lost tellers due to bad management. Meanwhile, I now use another branch of Chase Bank who has a smaller staff and is eager to deposit our funds without complaining. I have never been treated this way from any bank, anywhere.

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    Customer Service

    Reviewed Feb. 23, 2020

    Called Chase to let them know I will be out of country. They said they didn’t need to know anymore. Try to book Excursion card declined. Said chase blocking it. Called. Said to verify it was me. Purchase 260. Yet week before vacation 702 stolen from my account. No one contacted me. I’m so mad.

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    Sales & MarketingHonesty & Transparency

    Reviewed Feb. 20, 2020

    This bank stole money repeatedly out of my account and lied and said I overdrafted when I didn't. They steal money out of your account and then blame it on pending balances and if they think you're not paying attention or think you cannot count they steal 4 dollars, 2 dollars etc. Out of your account and try to make you the customer think you're going crazy.

    This bank is crooked and a bunch of scam artists and whoever is behind this bank is a big loser and a big CROOK. I HOPE PEOPLE WHO THIS BANK HAS STOLEN FROM COME TOGETHER AND FILE THE BIGGEST LAWSUIT AGAINST THIS CROOKED CHASE BANK AND HOPEFULLY PUT THEIR RAGGEDY behinds out of business because they have no business whatsoever serving people in any way, shape or form. They are Thieves thieves thieves and losers losers losers!!!! And I hope they get just what they deserve. I hope someone steals from all their families' accounts and show them how it feels to be ripped off and that'll dampen their caviar dreams. T.H.I.E.V.E.S!!!!

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    Customer ServiceContract & TermsPricePunctuality & SpeedStaff

    Reviewed Feb. 20, 2020

    I’ve had checking and saving accounts with Chase for years. I had direct deposits and had an agreement that I would not be charged a monthly fee if I had them take $25 each month out of checking and put into Savings. In the past year I had a large amount in my checking; that amount was reduced to under $15,000 due to my getting an account at another bank. I was then charged a $25 fee. When I asked why, they denied that I had the transfer agreement and said I agreed to keep $15,000 in checking or I would get charged. I said forget it; I’m closing my account. The rep didn’t try to work with me; in fact, she was dismissive. I couldn’t close it until I had less than $5,000 in my account (I had about $14,000 in Checking).

    I quickly wrote checks to get the balance down and called again to close. This time the rep went through the procedures without any questions. I said, “Do you want to know why I’m closing this account?” He said no. Really? You don’t want any feedback? Well read this review. You have my feedback even if you don’t want it. What a stupid bank.

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    Billing

    Reviewed Feb. 12, 2020

    My wife and I went to Chase Bank, 1001 N Collins St, Arlington, TX 76011 hours ago to have the bank wire our motorhome payment. We felt extremely warm being treated like their happy family. It's an unforgettable wonderful experience. We're so curious how this branch can be managed so well. What a successful bank branch!!

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    CoveragePunctuality & SpeedRefunds & PayoutsStaff

    Reviewed Feb. 11, 2020

    My wife passed last February that's when I was told that I had a free month of Social SECURITY benefits for my wife. I was under pressure financially. My wife's insurance company was taking longer than I expected to accept my claim. Anyone who has had a love one and had the expenses of a funeral can understand. Almost everything was cash except the funeral and burial. I did spend her SSA check. It was in her name as well as mine because I was listed as the payee. That check was for March 1, 2019.

    About a week later I was notified to contact SSA office at Wince. I did and I was informed of the rules. Shortly after that I went to my branch located in Calumet City IL. I sat down with a personal banker and transferred money from my account to my wife's, enough to cover the debt. She then closed the account. That's when it started. She was not to close that account SSA informed me, that SSA collects from the bank account of that account. The young lady was not experienced and had not been told the rules. I talked to the manager of the branch. He said he got it all straightened out. I was to get a dollar money order and give it to SSA.

    I have went to the branch over 10 times and shown that they issued the check. SSA refuse to cash because it was issued late and not within the guidelines of the SSA. Chase refuses to return my money. The branch manager told me that his banking person handled my wife's account correctly and it was SSA fault. So I've been back and forth over the last 8 months trying to get this resolved. I've been with Chase at least 8 years and I'm satisfied with the bank. I'm sorry for that branch and the leadership of it. When you under train the people responsible for the customers financial welfare, something should be done to protect the consumer. Oh by the way I contacted ABC, NBC and WGN news about my situation with not even "sorry I can't help you". I thank you for giving a format to tell my experience with Chase Bank.

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    Punctuality & Speed

    Reviewed Feb. 6, 2020

    Not only did Chase close my checking account with no good reason they sent me a check over a month later for not even half the money I had in my account.

    THEY STOLE $4100 FROM ME! I reported them to the Better Business Bureau as well as the Federal Reserve!!! Dont ever bank with these thieves!!!!

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    Sales & Marketing

    Reviewed Feb. 6, 2020

    A $300 bonus was offered to new checking account customers back in November 2019. The bonus was denied because I didn't enter the code. The website screenshot I took has the words, "We applied your coupon".

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    Customer Service

    Reviewed Feb. 1, 2020

    I have been trying online for 2 days to reset my online profile. No success. I have called and they say someone will call me 24 - 48 hours that is not allowing me to use my card. I am about ready to just cut this card and be done with them.

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    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Jan. 25, 2020

    They closed my checking account for no reason and no notice and held the money from my account hostage for over a month. I had returned check fees and late payments as result. The employees are always rude and love to lecture their customers and instead of doing their job.

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    Customer ServicePunctuality & SpeedRefunds & PayoutsStaffRates

    Reviewed Jan. 25, 2020

    Just ignore Chase's cash incentive offers on new deposits. Chase has so many offers that the branch bankers, including branch managers, are clueless of the fine points and will accordingly advise you incorrectly or incompletely. I wanted to earn a $1250 bonus for new $$$ in new Chase accounts, but neither I nor any of the branch bankers could get my IRA to load into the U-Invest platform. Even as a Chase Preferred Client, I had several bankers not return my calls -- repeatedly. When I finally showed up -- sans appointment -- a helpful banker helped me at least deposit $75K. He told me I would at qualify for a $750 bonus. That was June 2019 but NO bonus was ever deposited into my account.

    So this Chase Preferred Client with an MBA in Finance spent hours, first at the branch, then on the phone to New York, to get the reward I was told I earned. Net, net, the NY Chase agent said I should have gotten this in writing (really? Don't believe the branch bankers) because they had so many offers going that they had no records back to June 2019. I told her that the cash bonus was not to be paid for 90 days so I had no reason to be alarmed until September.

    After hours of my time, Chase is depositing the overdue bonus. Then I realized they owed me interest from September 9, 2019, but when I calculated the interest they owed me at the 0.01% APR, it would have been $18.50.... on $75,000 in my account. I would have earned SEVERAL TIMES Chase's bonus just putting the funds in a CD. Chase makes it soooo hard to collect what they promise, even to Chase Preferred Clients. Even with my MBA, I bit the hook. Save yourself the hassle....just ignore their offers that don't make financial sense anyway and for which you have to fight diligently to actually receive.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 24, 2020

    This is the most impossible company to deal with! No one replies to your email inquiries except for a generic reply that is not specific to my needs or inquiry whatsoever. I replied to their response to ask for more information and they replied with the same generic email. Why prompt me to go to a website to find an answer to a question that I am asking you when I was on that website and couldn't find the answer which is how I ended up clicking the inquiry button!!!? Whether you call or email a question they will prompt you to go to an unhelpful website that gives no answers to any questions. Unbelievable in how no one will help you!? I will Never get another loan through this company.

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    Customer ServiceCoveragePriceRefunds & PayoutsBilling

    Reviewed Jan. 23, 2020

    I have had this card for many years now and used it quite frequently, until now. I had recently had an issue with a specific charge and opened a case for a chargeback. I provided detailed information to the case manager, as asked, as a result they called and stated the case would rule NOT in my favor. During the conversation regarding the specifics of this case, the case manager continued to get a bit aggravated and short. Regardless of the detailed documentation I provided, which clearly spoke to the merchants failure to provide services, I paid for, the credit card did not support me, the consumer. I have never experienced this with American Express, they typically provide a better insurance policy on purchases.

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    Staff

    Reviewed Jan. 22, 2020

    Chase Bank 18320 Preston Road Dallas Texas 75252 have a great branch manager ** who has a great personality and very well trained. Under ** leadership she has ** and ** whom are excellent employees who treat clients and customers with the highest respect, these employees' personalities are amazing and they only strive to give and provide the best. I would like these employees and this office to be recognized. I'm Keisha **. I had a great experience with all employees. Thanks employees of Chase for the outstanding work you all are doing for Chase and customers.

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    Customer ServicePunctuality & SpeedTransparency

    Reviewed Jan. 21, 2020

    Updated on 04/18/2020: They also insisted I file a Police report which follows: On 12-10-2020 I was notified by Chase Bank that someone opened 2 checking accounts using my name, address and other personal information. Chase Bank sent me statements that show 2 identical checks were used digitally to open accounts and then transfer $80.00 each to a different account. When Chase discovered the checks were fraudulent they sent me collection notices even though they knew I did not open the accounts.

    The mobile phone used to open the accounts had a 309 area code. Chase Bank requires I file a Police report even though my local police do not have jurisdiction.

    I have contacted the FTC, filed a Identity Theft Report and a fraud alert with the big 3 credit bureaus. I apologize for taking up our police departments time but it is the only option to get Chase to cease their collection activities. I received 2 letters from Chase in February stating "We confirmed you didn't open these accounts." Today, April 16th, I received another Collection letter from Chase. There is no one to file a complaint with other than the general public.

    Original review: Last month Chase Bank sent me 2 new ATM cards for accounts I never opened. After several calls I was told someone used my name and address to open two accounts. They used the same check image to digitally open the 2 accounts and then withdrew funds. I was told the accounts would be closed and I should contact the FTC and the 3 Credit Bureaus. I did so. One month later Chase sent me Collection letter for the money withdrawn from the 2 phony accounts. Chase insists that I provide them with all my personal information so they can clear up their mistake.

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    Customer ServicePriceOnline & AppRefunds & PayoutsBilling

    Reviewed Jan. 18, 2020

    It is very sad a big bank like Chase customer service is based on Manila Philippines. I am over 10 years customer with Chase with 3 personal Checking account, a Business account of average $25000 and 4 credit cards, 2 business credit cards.... The lady JD ** spoke to me with disrespect and even does not give me $12 credit for the bank charge which was wrong! Chase online app just allow my business to deposit $5000 per month but for example BOFA is $50000... and overall their respect and customer service is 2 out of 10....I don't recommend anyone to use them.... there are nor relationship for them!!!!

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    Customer ServiceStaff

    Reviewed Jan. 18, 2020

    I opened an account some time ago. However, I only recently wanted to use a debit card for this account. I received a new card and have made deposits into the account. Today I tried to activate my new card, which I received this week in the mail. The automated system to activate my card required a pin. I didn't have a pin since this is a new card. So I had to call another 800 number to reach customer service.

    I was on the line over 20 min before reaching a support specialist. The support staff informed me I'd need a pin since this was an existing account. I explained I never activated the original card and the current card was new. She explained she could activate my card, but I'd need to go to a physical bank to have them reset or recreate a pin... Activating a card without access to the account via pin seemed rather pointless.

    She also explained, for security reasons, a pin is typically generated and mailed separately from the card. In my personal opinion, for security reasons, *the pin shouldn't be printed at all* and certainly not mailed so someone. With other banks, the account holder is able to create a pin via the automated system or with the help of support or account staff. This entire situation is ridiculous.

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    Sales & Marketing

    Reviewed Jan. 18, 2020

    Stay away from this bank. I believed the Chase Bank, banker that I spoke to, to open an account and I would get a $600.00 bonus! I asked him if I made a direct deposit from my brokerage account would that count to get the promo offer he said yes. I never got the bonus and when I contacted chase they said it did not count. Funny when they take your money everything counts - when it's time to get the promo nothing counts! Stay away from this deception

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    StaffResolutionFollow-Through

    Reviewed Jan. 17, 2020

    I have had several accounts with Chase for many years. Recently, I was given incorrect information and I made a decision based on such. Although Chase apologized for this, they were unwilling to resolve the problem that occurred as a result of the incorrect information. Chase clearly does not care about customer retention. Consequently, effective today, I closed my two remaining accounts and will not follow through with a property refinance. Warning to all: Chase is apparently too big to care about their customers.

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    Refunds & Payouts

    Reviewed Jan. 16, 2020

    My account was defrauded before & it took me forever & passed on many times to different departments. They never froze my account after the 1st fraud despite me asking to freeze it which resulted to 2 more fraudulent activities- which took sooooooo much of my time, energy, money before I was able to get my money back.

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    Customer ServiceBilling

    Reviewed Jan. 13, 2020

    I have had the same account since Amerifirst then it became Washington Mutual Bank and since has been Chase. I am the primary holder of this account and did sometime ago when sick give my daughter signage to the account. Since then, which is sometime ago, my daughter was able to acquire a Credit Card with Chase. Now when she goes online and accesses her credit card statements it also gives her access to my personal account. I was told that the only way to correct this was for me to open a new acct. This is crazy as I am the primary holder of the account and should be able to request my daughter to be removed after I am the one who put her on in the first place.

    I went to my local bank and they could do nothing. I then called back as it was under review and was told because it is my acct I can remove her. Now I have to go back again to the local bank and ask again if they can remove her from access to my account. This is the most ridiculous practice I have ever seen with any bank. That a credit card account could give access to an account that she is NOT the primary holder of.

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    Customer ServiceContract & TermsPriceStaffRates

    Reviewed Jan. 11, 2020

    Chase Bank has got to be one of the worst banks to deal with. They charge outrageous fees for anything, they give you low interest rates so they do nothing but make money. They outsource their complaint department and their help department to the Philippines and Indonesia where you cannot understand the people. I was On the phone with one of them the other day and said I was having a problem transferring money from Chase to my Bank of America Account and that dumb person that I was talking to on the other end of the phone had no idea who Bank of America was. Said they may not be part of the banking system in the United States and that I might have to rethink what I'm doing. Then she proceeded to tell me that it would take only 5 days to transfer the funds from Chase to Bank of America.

    It has been 14 days now. My funds are gone. They don't know where they are. I went into a branch and spoke with the manager, all I got was the runaround and pushing it off on Bank of America, Chase did not want to take the blame whatsoever. It was just let's pass the buck to somebody else. She said there's no way it could be Chase Bank's fault. If I was you, I'd find a different bank like 1st Western Bank, it's a small bank but they're very helpful and their people care about the clients, where Chase could care less about their clients, all they want is your money. I have had the same account since back in the 70s when they were called Valley National Bank, I believe I'll be canceling that account and moving my money to 1st Western bank.

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    Reviewed Jan. 10, 2020

    I lived and worked in the US for 1 year when I opened a Chase bank account. After returning home to South Africa I tried to transfer my funds and close the bank account but Chase is only saying I need to walk into their bank cause they need to confirm my ID. I obviously can't do that since I don't have a visa and can't afford to fly back. So now Chase is stealing my $5000 as they do not want to make it possible in anyway to send me my money that I worked hard for in their country. I recommend each and every international student to avoid this bank under all circumstances unless you want to just work for free. Where is the zero star button?

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    Customer ServiceCoveragePriceRefunds & PayoutsStaffBillingRates

    Reviewed Jan. 10, 2020

    I received my Chase Amazon Card at the beginning of December and was trying to take advantage of the 0% APR on balance transfers. I was trying to transfer $6000 from my Chase Amazon card to my Chase checking account so that I could help cover some bills in December. Chase sent the $6000 to an account that was already closed and rather that it automatically be re-routed to my Chase Amazon card it was sent to a previous card that had expired. No one on any of the Chase 'specialist' teams I talked to for 15-20 hrs could figure out where the money went. I was told that I would get the money back within 30 days. At Christmas time.

    I was unable to buy my children gifts and I had to tell my wife that we could not go to see her family. The cost of this is immeasurable, and I promise you I am still paying the cost of it. And that is not to account for the thousands of dollars I lost in billable hours sitting on hold with Chase customer service. It is interesting that banks can be bailed out by the government but they put the full weight of their mistakes on customers. This is absolutely disgusting business practice. There is much more to say but not enough space.

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    Customer ServicePunctuality & Speed

    Reviewed Jan. 9, 2020

    I am so tired of Chase that I am considering on moving my bank account. I made a deposit with cash thru an ATM at night after work and the next morning I was hit for an ISF. They are really quick to do that to people's accounts. I have called the bank and went higher up to the headquarters and they all say they can't do anything. I told them this was cash so the money was there. Not like you are waiting for a check to clear first. The last week I have had to file 2 claims with them because someone has used my card to make purchases. I guess they would rather make $34 and lose a customer then reverse the fee and keep a customer.

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    Customer ServicePricePunctuality & SpeedBillingRatesTransparency

    Reviewed Jan. 9, 2020

    I so wish there was a way to leave NO STARS! I had THE WORST credit card and customer service experience of my 53 years on this planet. I am just starting to reach out to as many places as possible to warn others so that they do not have the same horrific experience that I did! I will be switching 2 of my credit cards (one personal and one business) to another bank so that Chase not not get another cent from me. Basically I filed a dispute because Acutech LLC out of Montana sent me the WRONG chandelier ($5700) and refused to exchange it for the chandelier I originally purchased unless I SENT IT BACK!

    You would think it would be a no brainer since I had texts verifying everything but Chase did not have my updated contact information so kept closing the file. We reopened it 3 or 4 times because they never updated our information. Yes, if you check our account with the dispute team you will see our old information still. I know it's crazy. Wait though! It gets worse! After the 6 months they then said the case is closed (yet again) and would not be opening it because the time limit had expired. So they don't have their act together and I have to pay the price. Oh right that makes sense.

    While I was on the phone with the dispute team probably 20 different times the past 9 months I asked them to change my contact information but they said they could not. We had to do it on the computer or call customer service. We did that but to no avail. It never changed!! I am going to be doing research on other credit cards and getting rid of this personal credit card with Chase and a business credit card we have with them. I will definitely do my research before I sign up with another card. These guys get a one star. NOT GOOD!!

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    Customer ServiceStaff

    Reviewed Jan. 7, 2020

    Customer service is HORRIBLE. I asked why they locked my online account and they had no answer and could not unlock it. I have plenty of money. They magically disconnected us. They are so horrible. Go somewhere else like a credit union that cares about you.

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    Customer ServiceStaff

    Reviewed Jan. 3, 2020

    Very long hold times, pointless and multiple repetitive transfers and multiple disconnects. Operators are very hard to understand as well. If you think you will need phone service ever bank somewhere else.

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    Customer ServiceSales & MarketingPunctuality & SpeedRefunds & PayoutsBillingRatesHonesty & Transparency

    Reviewed Jan. 1, 2020

    Signed up for the Prime Rewards card on a whim. Haven't even had it a month and I wanted to pay off my statement. The website wouldn't let me "enroll" to pay my bill, stating that either information was incorrect or that part of the site was unavailable at the moment. Called Support. The account is locked. Why? Well, when I got the card, I received TWO suspicious letters in the mail on Chase Bank letterhead that appeared official stating that someone had changed my address and to contact them. It was signed "Fraud Department." (Gigantic eyeroll-- could this be MORE fake?) So, I call "Fraud Department" which is an automated number and clearly not associated with Chase Bank and sounds totally different than their "official" line, so I hung up and called the number on my card I had received.

    I spoke to someone in Timbuktu whom I explained the suspicious letters to and that I wanted to report this as fake. I actually believed an Amazon seller stole my credit card information, knew it was a Chase Bank Prime card, and was sending this just so I would call a number and give away all my personal information. So I sought to report this "activity." Upon attempting to report this activity, I was shook down and asked a bunch of personal questions, under the guise of them being "security questions." For one, I have never provided any information to Chase Bank. The only information they would have is from my application from the card and the email address associated with my Amazon account. That is all. I do not even have a phone number on my Amazon account.

    So, they ask for a phone number. It doesn't match because they don't have one, so they ask for another one. I realize this is a loop and they don't have a number to compare it against but they are omitting this information. Next, they ask me the make and model of the car I am CURRENTLY driving. They not only ask my mother's maiden name, but also her month of birth, and when you ask what is this about? Why are you asking me these questions to "verify" it's me but "someone" was able to change my address, allegedly, who did not possess any of this information?

    Long story short. My account is LOCKED. They will not speak to me on the phone. I call over and over and they get my phone number (you know, the one they cannot verify) and say they will call me back within 24-48 hours. This never occurs and is an endless loop. I cannot PAY MY BILL (aka "enroll in online banking" to pay the bill because the account is "locked"), I cannot CANCEL the card, but what can I do? I can fully continue to make purchases on Amazon on it, of course!

    They keep assuring you that answering the questions is OK because "they already know the answers" (they don't, they're DATA MINING YOU!) and they got them from your "credit report" without you having to provide them with this information, which is simply not true. For example, they will ask my CURRENT EMPLOYER as one of the first "verification" questions. I haven't worked in TEN YEARS! My partner does. So, they cannot fathom how I got the card and don't have a job, basically, so they ASSUME I have a job and when I say I do not have a current employer, they have no information, really, to compare this against, and it frenzies them and they just get stuck in a robot loop of reverifying your phone number you never had on file and saying they'll call you back. That's it.

    It's extortion and it's blackmail and so worst case scenario is: I have to just not pay the card, wait for them to slam it with fees before they turn it over to a collections agency, take a hit on my credit rating, and then pay off my bill via a third party. And THAT'S IF I'm lucky enough to have them shut the account after nonpayment. I really don't know what else to do.

    Clearly, the economy is melting down and they're desperate. I would assume they would want to collect on their bill though so I am just hoping I get a paper statement. How DUMB was it to send a paper in the mail to me stating that my address had been changed? What if I had really changed my address? So they would send someone at my old address a letter informing THEM I had changed my address? How absurd is this? This is the dead ringer giveaway these letters are a scam from the company itself and here I actually thought someone was just pretending to be Chase Bank to gather data. No, it's Chase Bank! And they locked my account, I can only imagine because I did not have a phone number on file with Amazon when I signed up for the card.

    I am filing a report with Consumer Finance. I know from experience that the BBB cannot handle cases like this SO LONG as the company responds, which they will and just say my account has been compromised or some other hogwash, which it hasn't. They have compromised my account and are holding it hostage for personal information and when they were unsuccessful in their attempts to garner this information, they locked my account. Word to the wise: Lie to them sooner just to get through the process. They do not have ANY more information that what you provided to them. Do not believe them. It's a lie and they're attempting to connect your personal information to Amazon and to your credit report and get a fuller, better picture of the inside of Uranus.

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    Customer ServiceContract & TermsSales & MarketingPricePunctuality & SpeedRefunds & PayoutsStaffResolutionTimelinessHonesty & Transparency

    Reviewed Jan. 1, 2020

    I am writing this review so that Chase customers will know how they conduct their banking strategies scamming their customers. I had an issue with my account balance and was confused when I saw that my account had went negative overnight. The prior day I didn't have much money in my account however it was not negative. I had not made any purchases because I knew I didn't have the funds so there was no way that my account could have went into the negative. I called customer service explaining that my account had a positive balance the prior day and there was no way it could be negative. I have always monitored my transactions by my available balance that is how I keep track of how much money I have available to use.

    The representative proceeded to tell me that, "since I hadn't made any transactions that there must have been a prior transaction that posted on a later date". I proceeded to say, "that the amount of the transaction is taken out of my available balance the day the transaction is made leaving a pending transaction with money already taken out." The representative said, "correct however if the merchant doesn't post the transaction that same day the money originally taken out of the available balance is put back into the available balance." I then stated, "so you're telling me that you guys are putting the money back into my available balance and that isn't my correct available balance." I was given a response of "yes that is what I'm saying."

    I proceeded to say, "that my account going negative was not my fault because I had no idea that this is the way they conduct their banking. That this is the first time I'm hearing that they put money back into my available balance even if I don't have that money available to use." I asked if they would reverse the negative balance and was told they couldn't do anything about it unless one of the charges was not made by me. I then said, "that my account went into a negative balance due to being given a false available balance amount and that it was their fault." They still refused to rectify the situation.

    I feel I've been scammed by being given misleading information on how much money I had available to use. Now my account is negative and I'll be charged an overdraft fee. Customers like myself depend and trust that we are being given accurate information. To find out that's not the case is very unfortunate. Chase customers don't rely on them giving you accurate information because they are not.

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    Staff

    Reviewed Dec. 30, 2019

    $30,000.00 gone! My 85 year old mother was scammed into using my account to wire 30k. The bank knew it and could have done so much more to help her. Now they are telling me to get a lawyer??? With what money? All would have been prevented if they got a bit more involved while she was at the bank. They even helped the criminal get the correct transfer account info to another chase bank, but did not want to take action because of the privacy of the account the money went into. Apologies don't pay my bills, I need my money back.

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    Customer Service

    Reviewed Dec. 27, 2019

    I have been a customer of Chase bank for more than 20 years. During that time I have deposited countless checks written from other institutions. I have never had a problem before now. Apparently Chase (and I imagine other banks) can arbitrarily place a hold on a check deposit. Although the firm from which the check was written showed that it had cleared, Chase put a 7 business day hold the the funds. When I contacted Chase both in person and on the phone, they could offer no acceptable reason for their action. They simply refused to release 80K and kept the funds for themselves. As soon as I can, I will close all of my Chase accounts and move to another bank.

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    Customer Service

    Reviewed Dec. 27, 2019

    Updated on 01/03/2020: Chase bank has come up with their own set of rules since the dept of banking had no rules for them to follow. I deposited 2 @ $60,000 checks local to into my account. They both cleared and a week afterwards without even trying to Access the funds, chase closed the account without reason. They said it was tagged for fraudulent activity. I Deposited 2 checks into My account and left the money there! Fraudulent Activity! Now it's been since Dec 4th when the checks have been deposited and after 6 phones calls avg 35 minutes each and spending 1 Hour at my branch I'm still waiting for the money!!!! $120,000 for 4 weeks in Chase's hands and my ** in my hands! Now they tell me Another Week! AGAIN!! Third time another week. WTF! You guys SUCK and are CROOKS. Go local banks. AVOID CHASE and their ** credit cards.

    Original Review: I flip houses. I even used Chase for the wire transfer to buy the house I flipped. I deposited the money from the sale of the same house as 2 $60,000 checks. Chase then closed the account after they cleared the checks and have had MY $$$ for over a month without any reason. I've had the account for years. No apology or reason. ** Chase!

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    Customer Service

    Reviewed Dec. 26, 2019

    Because of fraudulent activities I had to cancel my debit card. Since I do most all banking online this represents a real issue. I contacted their fraud group cancelled the card and made arrangements for a new one; 3-5 business days. I asked if I could get the card info to update my files and was told I would need to get the info from a local branch. Went to the branch, got the new card number and was told I had to get the expiration date and ccv number from the 800 customer service number. I recontacted the customer service group they could not provide the info over the phone and would have to wait until the card arrived. The old ‘right hand left’ hand fake. Chase used to provide great customer service, what the heck happened? I have been with Chase, making it through 6 different owners, for over 35 years and expect better service.

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    Customer ServiceStaff

    Reviewed Dec. 26, 2019

    On 12/20/2019 I was told my Bank account is restricted because of a Check I deposited to my account. It was the cashier's check for the amount of $225.00. At first I was uneasy about accepting the cashier's check but I thought it's better than a personal which bounces, get stopped, etc. And with calling BOFA to verify it was a good, and it was signed over to me the party assured me I would not have a problem receiving the cash into my account. I took a leap of faith and deposited it. Well, it was only $225.00 but with me working only part-time getting paid once a week. It's about the same value, And with me being low on cash awaiting payday I needed the extra cash for household supplies and groceries went low because party endorsed the check as payment for staying three weeks with us.

    And now that my online connection is being restrained and I can't even call or get online to obtain access of my available balance which I feel should be illegal. I truly didn't see harm with the deposit for $225.00. All worked easily with a 20.00 check I deposited a few days before. A few days before. I knew there would be a hold, but I felt that everything would be ok. I verified the check it was and properly endorsed. I knew the party who presented the check to me as a well-respected individual. I felt all was ok. All banks placed the holds on new accounts.

    Now here is where I get Frustrated. My direct deposit came in on Friday and It didn't become available not even all that weekend. Now Pissed my ** deposit. That's my money. I repeat my money I worked for. I even called and the Chase Agent and asked why wasn't it available and what could I do. I asked, "Could I walk into the bank to withdraw?" She told me nothing can happen until they communicate with the person who issued the check for the amount of $255. The operator informed me all they had to do was to talk with the person who signed the check. I gave them the number and the operator informed me to find out when would be an appropriate occasion to call.

    I did find out and called back but that evening I called back the operator could not authenticate me for some reason and I gave him everything listed on my account correct, so I waited until today Monday to call the risk department and of course in was authenticated for that call. The operator informs me my direct deposit will be accessible the next day. Fishy I think. I begin to tell her the situation and when it would be a perfect moment to call the endorser. She takes down both numbers, places me on hold and says the numbers were not verified. I become confused, this individual has had the same number for like 3 years. After talking with the representative more she exclaims another reason it couldn't be authenticated was because it was prepaid meaning Metro boost, etc wouldn't work. I even offered her to call him while he is at work.

    So, Chase bank wants me to advise him he needs to set up service with AT&T or Verizon and his metro phone bill with his name on it is not going to work. At this point I'm pissed I cannot get my money, can't walk in and close the account with Chase. Ok then chase bank I'm going to exploit you for the dirty ** Bank you are. I'm going to post and let everyone in America see why it's not a good idea to bank with the WITHHOLDING KNIVING BANK you really are and at this point I'm done, tired, frustrated and really will never bank with Chase and refer anyone who reads this to discontinue your service before the bloodsuckers take and withhold what's legally yours too. Middle finger goes up. I'm not very book smart and all, so I'm working to report this to every high elected official name I come across on the web. Never in all my life Banking did a branch say I could not receive what was available in my account!

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    Customer ServicePriceStaff

    Reviewed Dec. 24, 2019

    I am EXTREMELY disappointed in Chase, their travel services, their customer services or lack thereof, and at this point have nowhere to turn. I booked two one way tickets through Chase Rewards and Travel on October 18, 2019. On December 5, 2019 I received an email stating the airline had changed to times of my flights. Not a big deal, or so I thought. It is now December 24, 2019. I am in London on vacation. I decided to check my reservation to see about paying to select seats. When I used the confirmation number provided I found out that a portion of my flight had been cancelled, without notice, and the airline had "forgotten" to rebook it. Originally the flight I paid for was from London to Accra with a stop in Kigali. They kept from flight from London to Kigali, but then no flight to Accra, essentially stranding me in another country.

    I spent 3+ hours speaking to 3 different representatives who not only were extremely dismissive but also used what I can only refer to as pathological lie tactics to avoid providing any assistance. Everyone is labeled a supervisor, and THEN transfers me to a supervisor. They transfer me and say they have completely briefed my supervisor, and then I spend another hour explaining the situation and also having the "new supervisor" go through the exact same procedures as the previous employee. All the while apologizing by not solving the issue.

    Then after 3 hours of this circus, the latest supervisor says he doesn't want to waste my time, he knows it's 3AM where I am, and that HE PROMISES to call me back with a resolution. I wake up at 7am, because who can sleep with this lingering. There are no messages, no calls, and the "direct number" I am provided does not allow the operate, yet another supervisor, to connect me to the previous representative who stated they would call me back.

    I am now once again on hold, with another supervisor, who states they will have to escalate the issue and it will be resolved in 48-72 hours. Mind you I am scheduled to fly out of London in less than 48 hours and their solution is to simply "go to the airport". So now RwandAir has placed me as a waitlist/standby on a completely booked flight and says they will contact me IF a seat is available. And the AMAZINGLY intelligent SUPERVISORS are suggesting I just go to the airport and HOPE I can eventually get on a flight. Chase is telling me on their end it says I have a confirmed seat, when I got to the actually airline it states I am on a waitlist. I am not sure what number of lie we are on at this time.

    I have requested that they cancel my reservation completely and rebook me on another airline that would have me arrive at the original times or some other accommodation. At this point I have already spent money on transportation to and from the airports which can not be refunded ($300). I have spent over 4 hours, going on 5 now on hotel phone, not sure how much this will cost. Not to mention the $2,000 I paid in points and cash for the plane tickets.

    This can not be life. This can not be reality. I am traveling with my cousins. They booked the same flights and amazingly their flights were not cancelled. The only one that was cancelled is mine and the only difference is that I booked my travel through Chase Rewards Travel System. Chase doesn't care what happens to me, is not offering any solutions, has not offered any remedies or compensation, and is basically shuffling me around their best practices if lies. SOMEONE HELP PLEASE!!!

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    Customer ServiceStaff

    Reviewed Dec. 21, 2019

    I deposited a certified check from my Extra Credit Union checking account into one of my Chase checking account on Friday, 12/20/2019 and was told the check would clear the next morning, which is today, but when the check didn’t clear as told, I went into a local branch where the transaction occurred and spoke to a personal banker Madahee ** who nonchalantly told me that the fund won’t be released until 12/24/19 without any reasonable excuse. Again, I called on the phone and I was transferred to department that oversees checks, and was told by another unprofessional and very rude associate that the check will not be released until 12/31/2019. Chase bank takes advantage of the poor and the vulnerable ones. So shameful and painful that a loyal customer for over a decade is being treated so poorly.

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    Reviewed Dec. 19, 2019

    Our business failed and closed 10 months ago. We have no revenue and I am unemployed. I and very disappointed that Chase will not negotiate a mutually agreeable settlement. Their system generated an offer of 75% (no one is willing to pursue approval with the appropriate level person to override the system). Our off was 45%. In the end it seems our only option is to claim bankruptcy with zero understanding or willingness from Chase to help a closed small business. In addition, given this is a business credit account, they report on my personal credit which should not be the case...and closed not only my business account but my personal accounts as well without notification or discussion. Be wary if you are a small business owner seeking credit, they do not have your back.

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    Customer Service

    Reviewed Dec. 19, 2019

    I have tried twice this week to transfer money into a secondary Chase account. Both times, the bank said the transfer was "pending" and both times the transfer failed. I called Chase and no one could explain what the issue was. They told me the transfer would go through "by 11 pm tonight, EST". Well, at midnight (EST), the money still had not transferred--and when you call customer service at that time, the recording tells you that they're sorry, but the office is closed; call back tomorrow. The ordeal continues....

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    Reviewed Dec. 18, 2019

    I put a check into Chase Bank and a check into BECU the same day for the same amount from the same issuing bank. BECU cleared my check in 2 days. Chase told me it would clear in 3 days and then MAILED me a notice that it would be 8 days, and as a result both checks I wrote against it bounced and the people who I wrote the checks to had their checks bounce. What was a reasonable policy 20 years ago is SHADY in the electronic era. How is this not illegal?

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    Staff

    Reviewed Dec. 18, 2019

    Applied for a business card (after spending many many thousands of dollars filling up Chase's pockets with my personal cards). Business claims they sent me a notice saying I needed to prove my address (we had just moved). Never received it. Tried to fix it as follows. Called the business unit. Got a "specialist" after 3 transfers. Told me to take a tax bill to the local branch, they would fax it to the appropriate place, and all would be good.

    Nope. More delays, snafus. Chase lending department says: "Don't take tax bills as proof of address." Wait a minute. A Chase specialist TOLD ME to take a tax bill to the local branch, and the the "private banking" person at Chase went ahead and faxed it and said "all will be good." Nope. This is Saturday Night Live material that has taken me hours to try to resolve. And they keep ** it up, over and over again. And get this: the "specialist" I just spoke with, who told me "The issue is we don't take tax bills as proof of address," tries to tell me that no one at Chase has screwed up. Say what? Your dental cleaner tells you to do X and all will be good, and your who you happen to catch while leaving the office says "No no don't do X, it'll ruin your teeth, do Y instead," and no one has made a mistake? I would avoid Chase Bank like the plague.

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    Customer ServiceStaff

    Reviewed Dec. 16, 2019

    I had money in my account and transactions going through. I checked my account throughout the day. Just in case anything went over I could put the $ back by 8pm like I always do. I checked again at midnight. Still money in there and no alert of any overdraw. I wake up at 5:30am and BOOM! 3 fees. Chase moved all my transactions around to different dates & hit me with 3 fees illegally. One of the agents felt awful for me on the phone & told me a few things that would probably get her fired. Basically this bank is completely corrupt. They will find a way at the end of the year to hit you with fees to meet their quota for their investors. I didn’t have energy to argue and take it to corporate so I will just shut down my account ASAP. Switching to Alaska Federal.

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    Reviewed Dec. 15, 2019

    Someone gave me a fraudulent check. I deposited in my account right away. She said $500 of the check was available and then it appeared in my account the next day to be cleared and the next day after that because it did not say pending. Well the third day it was returned and all they could say was this is their practice. They set up to make it look like the check was cleared when it wasn’t. And their practices of how they relay that to the consumer is extremely confusing, and they take no steps to help with some type of investigation, just like that marker can verify a phony bill, it should do the same with checks. Been with Chase 20 years and they let me down.

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    Customer ServicePriceStaff

    Reviewed Dec. 13, 2019

    I am world traveler and executive platinum on AA and also Chase private client yet I received the worst service ever. Do not book travel with Chase travel. The worst client treatment and service I've ever seen. I booked my travel to Egypt 6 months ago for December 22nd (next week). Two days ago I got an email to call as my flight need to be rescheduled even though my husband and my daughter are on the same flight under different reservation and they did not get any notification of the change. I called and I stayed 4 hours trying to get my flight back or an alternative flight and they said call tomorrow to re-issue the ticket to put you back on your flight.

    I called today and I have the pain to speak to their travel agent for 6 and half hours. They said no seat available from London to Cairo so I told her I searched and this flight is being on sale on Orbitz (BA155 operated by Iberia). She came back and said, "Ok we will put you on this one but you have to return from different country (Israel). Nothing from Cairo." I explained this is different country and requires visa and not easy to get and they said take a refund and go. I asked them to rebook me on different flight even different from my husband and my baby and they said, "You have to get a refund for the money paid 6 months ago and book new flight on Christmas time which is 4 times more expensive" and I have to pay that.

    In summary they are missing my family and business commitments and instead of apologizing and rebook and provide compensation. they ask me to pay too much money one week before my travel. They say, "We are not responsible. Airline's fault." But I booked through you. And the answer is you only have the options above. Travel from Tel Aviv, cancel, rebook and pay extra money. Worst client service. I will never use it again and I will be withdrawing all my saving and investment from Chase and will not trust it ever again. I never write a review as I am extremely busy but I really do not want anyone else to go through this pain, inconvenience cause by Chase. Yes, I am cutting all business with chase and advise you all to cut it for your sake.

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    Customer ServiceSales & Marketing

    Reviewed Dec. 11, 2019

    Out of the blue I received a credit card from this bank around Nov 7 2019. Thought nothing of it other than wh. The next week I got a check from them for $15 and letter they were closing my account. I never opened one. This time I called and they needed my account number to check. WHAT ACCOUNT?? I was told it was opened online and after explaining I never did and never would they put a stop on all.

    Next I get a bill for $100 wanting payment. I called again went through whole scenario again and was advised they were sending documents for me to complete but requiring me to go and file police report for identity theft and return such to them. Why I have to b unconvinced I beyond me for something they allow online is aggravating. You need a picture ID for everything accept voting so why not opening a bank account which by allowing online isn't required. Wonder if this could not be a bank scam like WELLS FARGO opening accounts but hope they got m name remains a mystery

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    Customer ServiceStaff

    Reviewed Dec. 10, 2019

    Being a Chase customer and working in this area, I am forced to use the services of this bank branch. It is a very frustrating experience to try to do any business at this location. I attempted on 4 occasions to run in and quickly take care of a request I had made. Every time I go into the branch, there are long lines for the ATMs, long lines for the teller windows and you have bank employees standing around chatting with each other in the lobby. Not sure what their purpose is but it is definitely not to assist customers. They are too busy chit-chatting with each other to be of any help. I wish I had a job like that!

    I've searched all around for a branch manager's name or information but I could not find anything. When I asked an employee about the manager's name, I was given the reply, "why do you need it?" I gave up. The teller windows have two employees in the mornings and at lunch, when most customers are in need of services and quick turn-around time. Why do they have bank employees standing around in the lobby clearly not doing anything? A greeter? I get greeted by enough people in the street. What about instead having these people helping move the customers through quickly? It's sad that this is the only branch near me during working hours. Clearly, the management does not care about customer service or their employees' use of time. Avoid this bank if you can. There are too many other banks with better service!

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    Customer ServiceStaff

    Reviewed Dec. 5, 2019

    My wife has an account there and she haven't added me to the account yet cuz I just came in USA; long story short she deposit my check (husband) and we had issues with customer service for a good 3 weeks... They kept telling her, "Once the check will clear off you can use your funds" and then we decided to go to the branch and this lady name Suzane was really helpful, she called the customer service and proof them wrong and they said, "Ok she can use her money." Guess what? Noo I could not cuz they had put a restriction on the account even though a manager named John got involved and he send the whole policy to customer service and they still weren't fixing the problem. I feel bad for that manager and that banker cuz they were both helpful and respectful. Customer Service sucks and they are the ones who make the decision. So my wife closed the account.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 4, 2019

    First off, let me say... I have been banking with Chase for about a decade and my mother since the 60s. The problems I am about to describe only began happening over the last 2 years and gradually have gotten worse to the point of both of us being disgusted and finally planning to close our accounts before 2020. My mother gets over $3k direct deposits a month, I do not have direct deposit. They hit us both (her more I would say but overdraft protection is not what it seems) with insufficient fund fees that are completely unwarranted.

    We have both gotten a fee once in a while over the years, when either of us are in the wrong we pay it with no problem. Mistakes happen especially with the amount of automatic debits these days, but they were seldom bc my mother’s balances her checkbook old school style. Sidebar I have overdraft protection, pay $12 per month for my account and I still get hit sometimes. They have given me many different excuses for this but again that’s not my main issue bc they are not displaying a fraction of the “corporate greed” with me than that which I have seen with my mother’s account. If she was in the wrong and insufficient for a transaction she received the $34 fee and paid it. This was how it was over the last almost 6 decades.

    Now over the last 2 years we have noticed that if she gets hit for one fee that is her fault they will hit her acct. with up to 5 more $34 fees that have no basis. And I’ve watched her account closely with her permission and I see what they do. When a transaction was pending, it stayed pending until it was complete/approved/permanent. They kept the record transaction there the entire time with the correct date and when it changed to approved it did just that. The date of transaction didn’t change or disappear; gone completely and popping up 1-3 days later. They will say it’s the vendor and that’s fine but no transaction that occurred and affected the account should disappear.

    Sometimes there will be a pending transaction and then the vendor will refund the $ temporarily so they both disappear and then the final one will pop up at random up to a week later. Poof it’s gone and customer service (horrible, rude, clueless, helpful 1 out of 20 no matter the topic) is none the wiser bc they can’t see anything that we can’t apparently. So we would call and they have no idea what I’m talking about bc they only see the one approval where they changed the date and all the other transactions are gone. What company doesn’t have detailed info and real time records. That would be proper and convenient to the customer, but then Chase couldn’t lie and scheme on their loyal “sheep”.

    Chase never did this until recently as I’ve mentioned and their greedy tactics have gotten worse on a slow decline over the past 2 years. I’ve taken screenshots of my transactions to prove my point and they don’t care. I’ve seen that if there is one fee for a mistake, all of a sudden 3-5 other transactions that were already permanent will have the date changed so they can hit the accounts for more fees. That is the most disturbing. In all my years and experience with other banks and even Chase before they sold their soul, I have never seen such crooked borderline criminal behavior. I’m sure they were down profits and found this loophole. I mean they have hundreds of 1 star reviews and I’m sure it would be no stars if we could.

    Another very disturbing point (this takes the cake, pun intended) is that we were both told separately by Chase customer service that if one of our accounts has a negative balance, that we have until 11 pm DAY OF to fix the balance, and if it’s fixed we won’t get a fee. They abided by this for a very short period of time and then completely did the opposite. It made sense before bc if there was a negative balance the insufficient $34 fee would pop up the next morning, so if you fixed it by 11pm (like they promised on more than 2 recorded phone calls) your account would be in good standing therefore no fee as promised.

    So they no longer abide by their own standards. Now they have even started to hit people with the insufficient fund fee at the exact time of the transaction that made the account negative. No longer waiting till the next morning or even after 11 pm. I’ve called and asked what’s the point of recording these calls? It’s only for their benefit apparently. Obviously they are protecting themselves from getting caught in all their lies and deception. How they can treat paying customers that they profit from like this is disgusting.

    Shame on Chase. I’ve decided to open up with USAA bc I have a lot of family in the military. My mother has decided to go to Capital One. I might go there with her and just do savings at USAA since we do a lot of banking together. If we keep giving Chase our $ they will never change. There are so many horrible reviews, I wonder how many of these people are still banking there bc my family is done.

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    Coverage

    Reviewed Dec. 4, 2019

    Filed a claim on my account for transactions I did not make, they credited my account then reversed everything leaving me overdrawn $814 then went into my other account to cover the the charge without letting me know ahead of time. They are all about money,

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    Customer ServiceStaff

    Reviewed Dec. 2, 2019

    Opened new business and personal accounts. False prequalifications sent by Chase Credit, branch employees have no knowledge how to do their job, overprotective for no reason for repeat and previously verified transactions, asking me to stop doing all I am doing and go to branch for verifications, locked my money and no help over the phone. Disgusting bank.

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    Punctuality & Speed

    Reviewed Dec. 2, 2019

    Chase reached out to me about acquiring a credit card through them. They said that based off of my business with them over the years I qualify. I applied and received 2 credit cards for a thousand each. Two weeks later unbeknownst to me they closed both accounts. I found out in the checkout line with 140 dollars in my basket and both cards declining. I was sure something was wrong but so embarrassed I paid with my debit card, and quickly exited. I call Chase and they say, after further review my credit is not old enough and my credit card debt of 1200 is too high. So, just like that my cards were gone and I am still asking why? The way they did business with me was very misleading and now I am left to figure things out. It seems like once the card is in hand and being used, you have the right to believe it is yours!

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    Customer Service

    Reviewed Dec. 2, 2019

    BEYOND FRUSTRATING!!! I have been processing an ongoing dispute for nearly 3 months with NO progress or success! No matter who I talk to, how many documents I submit, numerous emails and phone calls!! AVOID THIS BANK!!!!

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    Customer ServiceStaffProcess

    Reviewed Nov. 27, 2019

    The location at S. 119th and Western in Oklahoma City was completely appalling. We started in the teller line to pay-off an auto loan and get a title notarized. The teller stated that we should wait in the waiting area for **and he could help us. After about 10 minutes ** arrived and asked why we were there. We told him they told us to wait on him, and his comment was "who are they". We explained that the teller at this office told us this. He seemed annoyed and asked what we needed, but failed to listen to what we really told him. He was annoyed and said do you really need a banker or what. We expressed that we guessed so and explained again what we needed. He explained that he could help. We questioned why we were told to visit the bank to accomplish our simple task, and very curtly said that this could not be accomplished. He did call the auto center and told them that the customer wanted to simply make a payment.

    I explained that the customer did not simply want to make a payment, but that they were selling the vehicle and the buyer wanted to pay the entire pay-off so we could get a lien release and get the title notarized. He got extremely mad, and found great dissatisfaction that I sort of knew how this process should work. ** at this location no people skills, customer service skills or basic banking skills. He threatened me that he would call the police on me. This was a totally amazing banking experience and not in a good way. I simply do not understand how a branch and management would allow this person to stay employed. What a tarnished view of this branch and the total bank. Do not attempt to get any help at this branch, but you can get plenty of attitude and incompetence.

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    Reviewed Nov. 27, 2019

    I had a cashiers check given to me from a family member in order to pay for a furnace. I decided to deposit it in my Chase account rather than my local bank's account. This was a big mistake. Let me remind you that a cashiers check is a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. So what's the problem, it's as good as cash right? Not with Chase.

    After not seeing my check clear for 4 business days, my first inclination was to call the financial institution who issued the check. They explained that funds were available and that they were not withholding. So I called Chase and they explained that the check's funds wouldn't be available for at least 4 more days. They were "verifying" funds. This is obviously b.s. My balance in this account was particularly low as I only use it to pay bills and credit card balances. This is obviously an attempt to withhold funds so that the bank has an opportunity to charge overdraft fees. I wouldn't ever recommend this bank. From this day on, I'll never deal with Chase bank.

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    Customer ServiceStaff

    Reviewed Nov. 26, 2019

    I had banked with Chase for a few years. A lender deposited 942 dollars into my checking. Chase Bank then charged off my account after several claim reversals were made. These payments went into collections and I never received a penny. Coming to 5000. I went into the bank several times an was given false promises to fix the situation. I never got one letter or one call. I was on the phone every weekend. They were very rude too. Giving no answers including lies about sending checks which were never received. I hate this bank for ruining my summer and Christmas plans. They should be dismantled. I'm never banking with them again. They left me in collections for thousands and kept every cent. Horrible service. After 2 letters 10 phone calls and 3 walk ins. I have got nothing. Thanks a lot. This is war!

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    Customer ServiceStaff

    Reviewed Nov. 25, 2019

    I just opened this account and deposited my payroll check. According to Chase they are holding my deposit for 10 days to verify that my check is an actual check. I kept calling customer service and every person I spoke to was very rude. They couldn't give a an explanation of to when my check will clear. When I told them I would be going to another bank their response was, "Go ahead." My check was deposited on November 21st and they will not clear it until December 3rd. They definitely lost a customer.

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    Customer ServiceSales & MarketingOnline & App

    Reviewed Nov. 21, 2019

    Chase enabled a merchant to scam me out of $4,400. I was at a store i thought was legit, it turned out store was a big scam. I was supposed to have bought something for $440 then a charge for $4,400 was placed on my account. I called merchant they said they would credit the $440, but not the $4,400. I called chase to ask if there was anything they could do. they said i could dispute the charge. When the dispute showed up it was only for $3,690. I called many times. I was told different things every time. I called the merchant. I stated that I didn't want the items. They stated that I couldn't get a refund due to item being shipped. I called the store. They said it hadn't been shipped. I stated that i didn't want it and wanted a refund. They said okay but a manager would call.

    I went to Chase assuming the refund had been received. Chase said do not accept delivery. I called Fed Ex, they returned items and gave me receipt that stated this. Chase then charged me the $3,690 back to my credit card saying there is nothing we can do. I do not have any items and now I am paying for something I do not have. The scam merchant has since disabled the phone in the store, the number on the website is a distributor, and will not give me any answers. Chase then said, "Sorry you have to work it out with merchant." Well the merchant doesn't exist any more. I have nothing and I am out $4,400.

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    Customer ServiceCoverageStaff

    Reviewed Nov. 21, 2019

    I had to 2 checking accounts and an investment account. I never even wanted a second checking account, I thought it was a savings account and it never told me it wasn't a savings account. The online is confusing. I had 5 accounts pop up for 2 checking accounts and 1 investment account. However, if you don't mind for checks to take forever to process at the ATM then this bank is for you. Even my work checks that I got weekly if I put them in the ATM I would still have to wait a full 24 hours to get the entire check. If it's a personal check you can pretty much forget it. It'll be pending for like the rest of your life. Then if you have a mishap with a check you might as well just go ahead and cover yourself because they treat you like you're a criminal.

    Keep in mind you went in at to tell them with the person who wrote the jacket that there was a mistake and yet they still act like you're a list and they just can help with anything like they're not trained to fix an account. The customer service is rude and not very knowledgeable and if you get stuck on the phone get ready for a trip to India. They're probably worse than Bank of America and I don't say that very often. If you want a good bank that is not out to screw you you should probably try SunTrust cuz they're the only ones who are worth it.

    I got a third party check written to me or signed over to me and oh boy don't even think about having someone sign a check over to you and then going in with them to prove that they gave it to you, because it's still going to be over 10 days before they ever let the check go through and then they'll decide they don't want to bank with you anymore even though you decided first, because hey who wants to bank with someone who treats you like you've done something wrong by coming in to correct a mistake made by a third-party with the that third party and then showing up in person for verification so that they can stop treating you like a fraudster. Then you can't even close the account, they get to close it on you.

    That doesn't even top the fact that because I have secure account I don't have overdraft coverage which makes sense and that's fine, but they would still let things go through and then return them days later. Do you know how confusing that is especially for someone who has a secure account and who's not supposed to be able to do anything even remotely close to overdrafting and then because someone else messes up by giving you a check from their old bank they want to close your account and treat you like crap. My advice don't bank with them.

    Screw it. Don't bank with anyone but if you must bank with someone.. SunTrust or one of those new prepaid fee free Banks online are the way to go cause Chase couldn't get any worse. PS- if you want to invest try Acorns or Stash or Moneylion especially if you're a beginner because they don't help you out with anything or show you what to do, also they have zero choices for ATM cards like all their choices suck unless you love Donald Duck.

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    Reviewed Nov. 20, 2019

    My husband has been a service member in the Army for 11 years, Chase is the ONLY financial institution that denied our SCRA benefits because we do not live in a community property state. We have NO control over where my husband is stationed. Chase is not customer or Military friendly. We will be closing all our accounts with Chase and bringing our business elsewhere.

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    Customer ServiceStaff

    Reviewed Nov. 19, 2019

    I use to love this bank! But for the past several years whenever I have a problem and call customer service I'm put on the phone with the same woman each time from the Philippines. It is really REALLY frustrating. Then if I need to speak to another department it is transferred to India. These people can barely speak or understand English!! They have very heavy accents and sometimes get rude when you can't understand them.

    One time I called customer service about my account and was put on the phone with an ** who barely spoke a word of English. This is shameful! A few years ago it was Americans answering the phones and The farthest being from other states in the US, but never was people who don't speak English and from overseas!! I don't feel that my account is safe not being able to speak to an American about my account, when this bank is in America! I shouldn't have to speak to someone overseas about my account. What a shame. I'm absolutely fed up and infuriated at what Chase bank has become!

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    Customer ServiceSales & Marketing

    Reviewed Nov. 11, 2019

    This was my fist dispute in 18 years of being with this bank, and they refused to allow me to send any documentation proving that I am right, I wouldn't fight for it if I wasn't. After 4 months in dispute when nothing happened, they rebill me with half of the amount, believing the merchant that is a scam company listed online too by many customers. I asked for a right to provide my documentation proving otherwise. I sent over everything including pictures and email communication with the merchant, I received an email stating that they received it, and then I check back a week later with them, when they say they never received anything. I am being advised to go to a branch to send the info over, I do, I work a lot on it, printing pictures and emails.

    A week later I call and they tell me they won't do anything, I have to pay the bill, zero chance to defend myself. As of today I am switching all of my accounts that are me and my husband's checking, saving, daughter's college account and my husband's investments, all of it, they don't deserve to use my money one minute more. Worse bank ever. Valued customer? Forget about it. They don't know what that means, but they say you are valued. My value in their eyes feels more like a rag, or a bug under their feet. Definitely don't deserve this. I would assume any other bank will be better than them, because there is no words for worse.

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    Customer ServiceStaff

    Reviewed Nov. 7, 2019

    I have been waiting 3 1/2 weeks for Chase to reverse a wire deposit made mistakenly to the incorrect account. The sending bank, BMO, sent a corrective notice one day after the wire went out. There has not been one individual at the branch level who has been able to accomplish this, and neither has any operating group. It is a simple resolution, and they agree it is simple. However, they cannot or will not make the correction. The money in question is from my mother's estate, and is due 6 siblings, and I am the successor trustee. The account that has the money is my mother's old checking account, and I am also executor over those assets. Simple mistake, simple resolution.

    Now, I have been told that the legal department has had this case for a week, and that you cannot communicate with them. And, worse, they have no established timeframes for any work in their department...so no real accountability to anybody. I have been unable to escalate to any individual with enough authority to make the corrective entries; nor has any Chase employee indicated that they knew what was happening, why it was happening, and to whom they could go for direction. A complaint department, that made clear they were not a complaint resolution group, called yesterday, and agreed 100% with my issues and position. But, he is as unable to enact a correct as I am. Unbelievable

    I sit with no contact, no understanding, no access to the money and no idea of when this will end. Just to add to this, the account I opened in July to use for the settling of my mother's trust ended up being input incorrectly by the Chase banker. Chase threatened me with blocking access to the account if I did not go into a branch and fix it. I commented several times over the phone and in person that I did not make the mistake, Chase did...and they should fix it. I spent over 12 hours on the phone, and over 7 hours waiting in branches to fix a mistake that they created.

    Not one Chase regional manager has called to apologize for the earlier issue, or to resolve the current. And I have asked repeatedly at the branch for this to be escalated to someone who can make a decision, and I wanted them to call me. Nothing. I have been in banking for over 35 years, and this is easily the absolute worst customer service I have ever experienced or heard about. I cannot emphasize this enough: Chase is not a customer service oriented bank.

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    Customer ServiceStaff

    Reviewed Nov. 7, 2019

    Despite the fact that 3 separate agents told me that my claim was accepted and the refund will be coming soon I realized that that I have been lied to and that my case was closed a while ago.... Don't you record phone calls??? Phony bank made me lose $768...

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    Customer ServicePrice

    Reviewed Nov. 6, 2019

    They gave me excessive overdraft fees that where unjustified. The overdraft fees had no justification. I complained and they gave me a REVERSAL OF $135.00 and the $135.00 showed up on my online bank account and I called customer service and the lady said that my account had $135 available balance, I went to the 7/11 and purchased a Slurpee for my child that was like $1.49 and the next day I had another Overdraft fee for the purchase at the 711 of the slurpee of $1.49 for no reason because my account was positive and I have $135 in my bank account available.

    I honestly think they are just out to charge OVERDRAFT FEE AND TO MAKE THEM UP BECAUSE I HAD MONEY IN MY ACCOUNT. IT'S HORRIBLE. I called to fix the problem and they told me that the $135.00 were now missing in my account and I don't understand how the $135 can be missing in my bank account now if yesterday they were in my bank account. I am not going to pay more OVERDRAFT FEES.

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    Customer Service

    Reviewed Nov. 4, 2019

    I applied for a credit card with Chase Bank a couple months ago. Three weeks after I applied, they mailed me a letter asking for more information. A week later, I mailed them the information (address proof and social card). I did it in a Chase branch so it would be done securely and correctly. I was told they will get back to me after 3-10 days. I called back in a week and heard my application was still under review. Today, when I called back, it turns out they closed my application and want me to reapply. Besides the hassle, it has also been very detrimental to my credit score. They already did a credit check on me in the original application which dropped my score by 10 points, making it difficult for me to apply anywhere else and to reapply with them. And now another credit check will reduce my score even further. I am extremely upset as this has set me back severely.

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    Profile pic of the author.

    Reviewed Nov. 3, 2019

    I sent the money order to a rental agent. Deposit it into their account. They couldn't bother to inform me that there was a two-week hold on that until after I got the receipt. I read it on there. This money was for my girlfriend's new apartment since we are two thousand miles apart. Right now this may put her on the street. I tried to talk to them about it in person and they just threaten to throw me out. Awful awful Bank.

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    Ram increased rating by 3 stars.
    Staff
    After a positive interaction with Chase Bank, Ram increased their star rating on Nov. 3, 2019.

    Updated review: Nov. 3, 2019

    I tried to update my original review as Chase Bank solved my issue. I received a notice my review was available for viewing so I wanted to update, however when I check my account it list the review as on hold. When I click the link from the email the review is available but has no option to update. Please remove my one star review of Chase Bank or let me update it, as Chase has fixed the issue.

    Original Review: Nov. 2, 2019

    I recently open a checking account at Chase Bank when the representative informed me they could hold my check for 24 hours. I told her my concern as it was a Friday and I needed my money by Saturday to repay a payday loan. She assured me that the Friday would be considered a full business day and my funds would be available Saturday. A few hours later I received a message from Chase Bank telling me my funds would not be available till the 4th the following Monday. When I told the representative this is unacceptable so when my money was available on the 4th I would come in and close my checking account. Within a half-hour I received a second message stating that my funds would not be available until the 5th the following Tuesday.

    This is not a coincidence. This is a bank acting like a bully and by the way my company is also with Chase Bank so this check came from within their own network. It is not a coincidence that within a half hour of stating I would be closing my account they decided to hold my check another extra day. If you want to bank with a bully go ahead but I hope this warning reaches at least one person and saves them from an experience like I had. By the way ConsumerAffairs I took the time to to write something much more professional so that some people would pay more attention to what I was writing. Your site lost everything I did. I'm not spending another half hour writing out another report so hopefully this one works. Not happy with you either ConsumerAffairs.

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    Customer ServicePriceStaff

    Reviewed Nov. 1, 2019

    Worst bank ever. Terrible customer service and poor response to fraud. You can't talk to them because it's like talking to a wall. Demeaning and patronizing and don't listen when you're trying to talk to them. Stressful and not worth it.

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    Customer ServiceOnline & AppStaff

    Reviewed Oct. 31, 2019

    Here's the story I have to tell about Chase Bank. I open an account as a new customer with them online, deposit a check and I think that everything is great. After they put a hold on my check for 4 days which I understand because I'm a new customer the funds finally become available in my account. Now I make one transaction (by using QuickPay/Zelle in their mobile app) and right after the transaction goes through I get a message that they have locked my account.

    After calling and speaking with them they tell me they are unable to verify my identity because they cannot get the security code to go through to my phone. Now I can't understand why that is because I'm receiving text alerts to that phone number, I received the e-mail from Chase Bank that my phone number has been verified and added to my account yet they cannot get a code to come through to my phone. So I go round and round with customer service (who by the way are beyond rude and kept asking me if I could hold why they looked at my account and then somehow I would get disconnected from the call).

    When I finally reach a supervisor who finally has the brains to say to me "Since we can't get a security code to come through a text to your phone may I call you on that phone to verify it is your number?" I tell her of course. She calls me. She verifies that I have answered the phone and that it is actually me and says, "Okay I'm going to continue the call on my other line and we will get your account unlocked." She does unlock my account and I'm able to get in the app again. Now I go to transfer money and when I hit process it tells me the transaction is pending. So I figure it may need a few minutes. When I go back to get into the app I am once again locked out.

    I call customer service and I speak to at least 23 people and not one of them can tell me why my account was locked again. There is one gentleman who tells me I am high risk. High-risk?? I am a brand new customer to this bank. How can I be high risk? I explained to them that I just talked to a supervisor and she just unlocked my account after she called me on my phone and verified my identity. The customer service representative tells me, "Yes I see the note but unfortunately we cannot unlock your online account because we cannot get a code to go through to your phone." Once again I tell her, "I just went through this with the supervisor and then she verified my identity and unlocked my account." Sorry the customer service rep tells me, "I am unable to verify your identity so there is nothing I can do to help you." "Why was my account locked again?" I ask. No answer. They have no answer why.

    23 people I spoke to yesterday and not one of them can tell me why my account was locked the first time and why it was locked the second time. Now they have had my money for almost a week now. After all these conversations I had yesterday the last thing I was told was, "Once you receive your debit card please call us because we will be able to verify your identity with that debit card." So lo and behold I get the debit card today and I call them and am told, "Nope. Not good enough. We still cannot verify your identity and that you need to go to a branch and show identification and will unlock it then." Now they've already told me I have to go to a branch and I've already told them I have epilepsy and I don't drive and the nearest branch is 70 miles away. Never mind the fact that when I signed up online it lists a branch where I live when in fact they don't.

    When I was first told that I would have to go to a branch I called the number that was listed for the branch where I live and was told that no that branch has closed and that address was supposed to be taken down. Now this was all explained over and over to the customer service reps, to the supervisors, and to their @chase support on Twitter. Now I am sure I can take a taxi 70 miles to a branch but guess what??? I don't have the money to do that because they will not unlock my account. I just thought I'd share this as I'm going to share it everywhere I can because potential customers need to be aware of how they treat you. It has been almost a week with no resolution and I still do not have access to my account. So, Chase Bank, how you have handled the issue with my account is beyond unacceptable. I honestly cannot believe this is how you treat people. You really should be ashamed of yourselves!!

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    Customer ServiceStaff

    Reviewed Oct. 30, 2019

    My spouse and I have been Chase customers for many years and we have a personal checking and a savings account with Chase Bank. My spouse also has a business checking account with Chase. We also have a safe deposit box with Chase and my spouse and I both have credit cards with Chase. Our savings account at Chase is owned by our revocable trust. When that account was opened, there was no “account linking” requirement. I will later discuss this further.

    Recently, we wanted to open Chase's promotional CD account with a substantial deposit. The interest rate for 8 months for this CD was 1.75%. After spending about two hours speaking with personnel at the branch and later on the phone, we were informed that in order for us to have this CD in our trust, we would also have to have a checking account in the trust name (“a linked account,”) even though my spouse and I now already have two checking accounts! We told them unless they would waive this linking requirement----which they did not mention to us until the conclusion of our discussions, and have this CD issued without having this additional checking account, we would make this deposit at another bank.

    We also said we would now think seriously about closing all of our existing accounts at Chase. We also asked to speak with a person having authority to grant our request on this CD but such a person never contacted us; instead they had a manager at another branch call us. We have now opened a CD account at another local bank (Huntington Bank) that does not require us to have this rather ridiculous and unnecessary linked account; and we don’t even have any checking accounts at that bank. We used to think that Chase Bank was better than our previous bank, Bank of America, but now we aren’t feeling that way and we won't now be recommending Chase Bank.

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    Customer Service

    Reviewed Oct. 30, 2019

    MY MAJOR COMPLAINTS is with my auto loan.. Chase has had my car loan since 2017.. It is not October 30, 2019.. To this date they say they do not have my title. Previous loan was with GE. GE has released electronically TWICE to Chase Bank Auto Loan dept. Chase even sent me a letter/form to sign to authorize them to get a new title.. I get nowhere talking to any of the ladies at CHASE AUTO LOAN phone "numbers". It is a consistent runaround. I have informed them I want to trade my car in to get another vehicle. Because of the stupidity of this Chase Bank area.. I cannot do a thing. The excuse I get from the ladies "We are giving GE a little more time to come up with a title."

    I CALLED AGAIN YESTERDAY.. "Hey... You people have received a electronic title twice.. Where is it." "Ms. we are working on it." OMG. My next step will be to write a email to the BBB and see if they can contact Chase. I will continue to send emails and phones calls and doing a job that CHASE BANK AUTO FINANCE DEPT SHOULD HAVE DONE BACK IN 2017.

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    Customer ServicePriceStaff

    Reviewed Oct. 30, 2019

    I deposited a check written from USbank and Chase placed a hold on that deposit for over two weeks. The next day, that check was funded by usbank so I contacted the verification dept and they told me that they will not release the hold until they are done with investigation. I explained to them that check was written from my dad and that I'm a joint owner of that usbank account. They told me they needed to speak with my dad so I gave them his number. They didn't accept that because it wasn't under his name. Well that's because he is under my plan.

    They told me I needed to go to a branch and show them proof that I am an account holder of that account. I did.... And currently, that check is still on hold. I've called and keep getting the runaround. Plus, I don't mess l need to be a joint owner of other account to be able to cash or deposit a check. I just happen to be in this case. My account has never had returned checks, fraud, etc, yet they sure acted like I was a criminal. Even after I have proven the check is good, it's almost like they didn't want to admit they were wrong.

    Legally, I'm not sure if a bank can continue to hold someone's deposited when the other bank has already given the money to them??? What are they waiting for? Funds are released and check is good so.... But I spoke to 5 different employees of Chase, including a supervisor who kept putting me on hold but just kept asking me to do this and that yet never provided any true reason why they refuse to release the funds when it's already paid. Who tweets that interest? No sorry, nothing.... I was told by one of the unhelpful gals that if they don't conclude within 10 days, they may close my account. What???? That doesn't even make sense. EGO? So, their gut instinct was incorrect and no one wants to admit.. So they make me wait. Unprofessional!!! Take your money somewhere else. I'm closing all accounts.

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    Customer Service

    Reviewed Oct. 29, 2019

    I opened a checking account with Chase Bank less than a week ago. The debit card hasn't even arrived yet and already I've had more issues with accessing and funding my account than I have in my entire personal history of banking! I linked an external account to fund my Chase account with only the minimum to avoid monthly fees and TWICE this resulted in me being locked out of my account and transfer being cancelled. The first time I called customer support, they would not help me over the phone and I had to go into a branch and verify my ID. The second time this happened, I called customer support again and they told me I couldn't transfer from my own linked account and had to fund it another way (by check was the suggestion).

    Banking is supposed to be convenient and simple! If it is this difficult to simply put money INTO my account, I can only guess how difficult it will be when I go to try and get my money out. I will be closing my account before the debit card even gets to my house in the mail. Bye bye, Chase! I will be taking my business to one of your competitors.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 29, 2019

    I had a very bad experience with Chase this weekend, that hurts so much, they charged me three times in one day even though I made extra deposit on the same exact day, I called customer service so many times, they didn’t do nothing, I went to the branch in East 98th and Sutter Ave in Brooklyn, the lady was so impatient with me, no one didn’t want to understand what I was trying to explain. All of that happened because the Chase’s system is very slow and behind so I had to pay for their slowness. Every customer counts ok Chase Bank?

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    Reviewed Oct. 27, 2019

    My daughter opened an account at Chase under my name. Law Enforcement falsely accused me of living dirty, went behind my back to have the Chase Bank tellers and Manager to monitor our transactions and report anything suspicious. Also get paid as a third party to disclose in secrecy my daughter's transactions to Nerline ** and Chris ** in Florida. Once these 2 ** get her personal information, they turn it into an argument and shoot videos to post on youtube so they can make money out of it. Jesus Christ will repay. I am still the richest living among the poor regardless of what lies you are using to ruin my reputation. Realité a an fas nou. A Saint Prophet always know all dark secrets, Gina **

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    PricePunctuality & Speed

    Reviewed Oct. 25, 2019

    I am a financial advisor, here's my story: Chase is a predatory lender. I started doing business with Chase in 2015, because they offered a 12 months zero interest offer. I had impeccable credit at the time. Later in the year I filed for divorce and by the end of the year I hit rock bottom. My ex drug me through the mud with a long drawn out custody battle that ended January 2019, however I am still dealing with some fall out. After the zero interest offer, Chase began raising my interest rate at a dramatic effect, charging me late fees when I wasn't late, etc. The Chase interest rate was always much higher and they would refuse reducing my interest rate when other lenders agreed to do so.

    Now I am back on my feet and paying down my debt. The aforementioned reasons above I decided to pay chase off first, because they are so predatory. After paying them (Chase) off last month, I was charged bogus interest and a late fee, WT Hell!? To add insult to injury they (Chase) reduced my credit line from 3,000.00 to 500.00. My FICO score was 700 and their credit reduction reduced my FICO score to 691. Prior to my second credit reporting I was approved by Discover Cards for an 18 month zero interest balance transfer. Meaning I was approved by Discover prior to Chase reducing my credit and it showing up on my score. The only derogatory remark on my credit is from Verizon. The charge from Verizon is fraudulent and I am fighting it. That's it, end of story. If Chase is your only option, go for it, but pay these jerks off ASAP! Otherwise steer clear. They will chew you up and spit you out! ~Nathan

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    Customer Service

    Reviewed Oct. 24, 2019

    We had our checks stolen and cashed recently, even though the were not enough funds available and the checks weren't even written right, Chase took the check. We notified Chase as soon as we knew what happened and filed a police report. Today we find out, there is clause in the paperwork that basically states you're responsible if you don't have your checks securely locked away. Chase expects us to pay them the money plus fees. So we have been robbed twice. Don't bank with Chase. FDIC means nothing to them and neither does customer service.

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    Reviewed Oct. 24, 2019

    Hurricane Micheal caused significant damages to our property. Try and find a reputable contractor after a disaster. Find one that will do work and wait on funds. Chase is great to take monthly mortgage payments and keep insurance claims money.

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    Staff

    Reviewed Oct. 24, 2019

    I recently received a check that I deposited in my Chase bank account. The next day it showed the check cleared and I transferred money out of the account. One hour later I got a notification that my account balance was negative. I looked online at my account and it showed they put a hold on the check. I called customer service who put me on with a "specialist".

    First they asked me what the check was for. That is none of their business. Next they asked if I ever received checks from that account previously and if so when and for what amount. I know have but there is no way to remember from years ago and amounts. Isn't that something they could easily figure out? Then they said they had to verify with the person that wrote the check. I asked why? Was there a problem? The "specialist" then said that she didn't have to help me at all and I could just wait for my check to clear. ARE YOU KIDDING ME!!?? She literally threatened not to help when I asked a question. I've NEVER been treated like this by a bank before. I would urge anyone and everyone to leave Chase Bank. No one should ever be treated that way by anyone, let alone someone who is supposed to be working for you.

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    Customer ServiceStaff

    Reviewed Oct. 24, 2019

    This is undoubtedly the worst experience of my life. They are without a doubt - the worst bank I have ever worked with. They purchased my mortgage from the original lender, and the the few months since that point have been absolutely horrific. If you have an option, any option, you should go with anyone other than Chase. I am so frustrated, hours of my life wasted with call center employees that don't care.

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    Customer ServiceStaff

    Reviewed Oct. 23, 2019

    The Chase QuickPay is highly incompetent. Customer service misinformed and now the money sent to me by my dad sits there and has not been credited to my account. After I called and asked them if I will be receiving the money ASAP and they said yes there should not be any problem. But this is the second day and there has now been implications because of the delay. Had they told me that it takes awhile then I should never have used that service!!! But they assured me and they told me I will receive the money right away!!!! Now they tell me it takes 1 to 2 days!!! If I was only informed then I would not have used it. Your CSR told me I'll get the money right away!!! Shame on you and now just now I checked my Chase app and it says in process. You guys misinform people and on top of that customer service sucks!!!

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    Customer Service

    Reviewed Oct. 22, 2019

    Have been a customer for Chase for several years. I have been getting emails regarding the Sundance film festival for several years and finally decided to book a trip. Bought flights and booked a hotel. It was posted online that a festival package would be available today at 2 pm EST. There was no listing of how many packages were available. I called about 6 pm and was told the packages were sold out. They said this happened within 5 minutes and there were only 100 packages for I would venture to say millions of chase customers! Chase has had experience over the years with this venue and should have posted 1 number of packages available and 2 call at 2 pm to have any chance. These are lottery odds. Learned my lesson. This is a marketing rouse.

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    Customer ServiceStaff

    Reviewed Oct. 22, 2019

    Applied for promotional business credit card invitation number **. Sent all info by fax on July 31. Chase requested clearer copies which we mailed Aug. 14. With no response from Chase, I called on Oct. 22. Hit a road block in that the application expiration date had passed. Chase dropped the ball, and could not be less caring. Response was simply, "Sorry, we don't care, goodbye." GREAT CUSTOMER EXPERIENCE!

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    Reviewed Oct. 19, 2019

    I went to the Skokie IL branch of Chase bank to notarize a perfectly legitimate document. Guess what, the bank has refused to do so on the grounds that said document was not printed on the bank letterhead. I had to drive over to the UPS store that notarized it without problems. Now I know to AVOID going to this branch of Chase and do not recommend it to anyone.

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    Customer Service

    Reviewed Oct. 18, 2019

    We booked travel through our Chase Sapphire Reserve points with the Ultimate Rewards Travel Program. The return leg or our NY/London trip was changed by British Airways (who are an equally horrific company)to be operated by an airline called Evelop Airlines and the cabin class for which we paid was downgraded. As a result, British Airways sent a note that due to this change we could change the return leg to a BA operated flight in the same cabin class. But since we booked through Chase we had to change through Chase. I am on the phone into my 6th hour with about the 15th Chase person "helping" me. No remorse, no concern for my frustration level that has many hours ago reached the boiling point. I still don't have a flight booked. It took me 5 hours to even get a Chase person to acknowledge that I was entitled to make the change, even though I offered to provide them with the BA email.

    They continued to tell me nothing had changed, notwithstanding you can see it right in BA website, as though I would be making this up and wasting 5 hours of my life. I was disconnected three times (I have actually just been disconnected again as I am writing this at 1 hour 24 minute hold point) after more than an hour on hold and then had to call back and start the whole thing over from scratch. I use this card for everything, but I am about to discontinue any connection with Chase.

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    Customer ServiceSales & MarketingStaff

    Reviewed Oct. 18, 2019

    On 11th October 2019, I have reported to Chase that there's an unknown wire transfer activity on my account. There's a wire transfer withdrew $500 from my Chase account to "my" BMO Harris Bank on Sep 24th 2019. Obviously someone had HACKED into my Chase account, did transfer from my Chase checking account to myself (my name) with the BMO Harris Bank.

    I have clearly stated myself to the Chase Staff that I did not initiated the wire transfer and I have never done "wire" transfer in the past, more importantly, I have never had any business with the BMO Harris Bank. Talking to the offshore staffs made me felt as if I had a brain damage! Not only they had no idea of what they were doing, they also lack of understanding. I have made numerous calls and physically went down to the Chase bank. Spoke with Customer Service, Fraud and Claim. Each staff gave me different answers/stories.

    Today, on the 17th October, Chase rejected my claim for: the transaction was legit because "I" made the wire transfer back in 2017 to wire on "yearly" basis. No money were wired in 2017 nor 2018 (but attempted to wire in 2018) because there's NO money in my account! Despite the fact that I have repeated myself each time I have called that:

    1. I did not initiate the wire transfer.
    2. I did not have any business with the BMO Harris Bank.
    3. I did not have any bank account with the BMO Harris Bank.
    4. I am not aware of the wire arrangement deal made back in 2017.

    5. I am a California resident, I do not need Florida bank account.

    The staff at the local branch suggested me file police report and do investigation myself. So, I've called BMO Harris Bank. One simple phone call to BMO Harris Bank, verified I DO NOT have bank account with BMO Harris Bank. I had this strong impression that Chase is purposely stepped on:

    - Concealment fraud (failed to duty of full disclosure)

    - BREACH OF FIDUCIARY DUTY (failed to perform proper investigation as they claimed they did).

    I have asked Chase what are other safety steps to ensure consumer's security not be breached again. I was told to do the following: 1. Change my Chase user name. 2. Change my Chase password. 3. Perform anti-virus scam on my computer. 4. Change my email password. 5. Open up another account. My question is, if my account being compromised, so will the new account, above processes do not ensure my banking security/safety with the Chase! Nowadays banking is not here to protect consumers. Far too many loopholes that only made hackers happier and less responsibility of the banker or (Corporate entities).

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    Reliability

    Reviewed Oct. 17, 2019

    I deposited a check and was told there would be a 2 day hold placed on the funds. No problem at all. I went back to the bank after the funds were displayed as “available” and they wouldn’t give me any of the cash because it hadn’t been “collected” yet. I would have gladly waited longer without any complaint, but displaying the funds as “available” and then refusing to give me anything at all is absurd. Closing my account and going somewhere more reliable. Displaying funds that aren’t actually available as “available” is a joke.

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    Customer ServicePriceStaff

    Reviewed Oct. 16, 2019

    I deposited my rent check in error. I have been suffering with migraine headache for 2 weeks,The banker took my payment and didn't verify the account name. If he did this would not have happened, well today is Oct 16 and I still haven't received my money back. I spoke with Ashley ** and she told me that they would mail the $1250.00 check to me a week ago because I closed my account with my previous bank when I moved to my new apt. I had to use all of my little saving to pay my landlord. I am on disability and it's hard for me to to live on the money I receive monthly. I was told by Ashley yesterday that they will send the money back to my closed account and she would get back to me on Thursday. Well she told me that she would get back to me last Friday and she didn't. I had to call her yesterday and she would let me know where the process is with my money.

    I don't understand why they can just keep my money and have no concern for my needs of my money. I feel that they should give me a check or cash for they have it since 9/30 and if it wasn't for the customer who owned the account it was deposited in his account they still wouldn't have caught the mistake. I am so depressed and hurt that Chase Bank has my money and don't want to return it to me. I am living month to month and I don't have any money to buy food or pay any other bills until I get my check on 11/3. And Chase Bank don't care about me and my health, due to the fact that I have not been able to eat or sleep for over a week. Think twice before dealing with this bank because they have been collecting interest on my money while I am suffering. I am going to contact Channel 15 News. Maybe they can help me because God knows Chase Bank could care less about me.

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed Oct. 15, 2019

    On Tuesday, October 1, 2019, My daughter and I went to our local Chase Bank inside the Albertson's grocery store in Broussard, LA. We needed to open her an account. We walked up to the counter, and we were greeted by a gentleman. He was very courteous and mentioned that Alondra would assist us in opening our new account. I have been a Chase account holder for several years. A few years ago, I opened a high school account for my eldest son at the same branch. The process was quick and seamless. Unfortunately, this time was terribly different. Alondra ** was completely unprofessional.

    As she was following through the prompts of opening a new account, she would frequently get up and tend to other task. When we came to the questions for me (joint account) "Do you have other account?" - Standard question no problem. "What are the balances on those account?" OK no problem... Here is where I get really upset. "So, that is all the money you have in your account" said Alondra. I didn't want to argue, so I let it go. My daughter happened to look over at the display of debit cards, and Alondra noticed and said "Oh you don't get a Disney debit card because you will have a different type of account." OK rude again. We didn't ask for a Disney card. She proceeds to ask my daughter if she will be going to college...standard relevant question. My daughter is taking a gap year to pursue her dancing dream. She has been accepted to 2 ballet schools in New York City. She is currently a contracted dancer and teacher here in the city.

    Alondra said "Wow that is cool, so you won't go to college." Furthermore, my daughter's pin for her debit card never worked because she failed to mention that consecutive numbers could not be used. This caused a second visit a week later after the debit card arrived and it would not activate. Thankfully she was not present. I understand that we are all human and some of us are extremely judgmental; however keep your opinions to yourself. I'm a divorced mom of 6. A few months ago I left my job for ethical reasons and after finding new employment making less I am doing my best to recover. Moreover, these details have no significance with my daughter's first banking experience. She already wants to find another bank.

    Please let Alondra know that when I return to loan originating, yes I'm an MLO, my account balances will be back up. My expenses for 6 kids are high, including my oldest who attends an out-of-state college. My responsibility as a mother is far greater and more important to me. I am raising kids with great character, integrity, and humility. My prayer is that Alondra learns professionalism and to respect all people.

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    Verified purchase
    Customer Service

    Reviewed Oct. 14, 2019

    I have a fraudulent activity on my account where someone transferred money from my account due to poor account security of Chase bank. I called the claim department and opened a claim and they said they will conduct an investigation, the complain was filled on the 3rd of October 2019. On the 10th they decided it was not a Fraud and I am responsible for what happened. I was not credited for my loss and there was was no investigation conducted. They just want to screw me because my name is not American just like that.

    I called several times. The customer service is in India. They have no clue of what's going on. I went to the court and I filled a lawsuit against this bank for violation of banking codes, discrimination and sued them for frustration pain and suffering. We are not in a jungle. There is a Law that protects average peoples like me, it was my disability check. I live in a very fixed income, they did not care or take in consideration all the years of banking with them.

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    Customer ServiceProcess

    Reviewed Oct. 9, 2019

    I lost my wallet with my Chase debit card in it and I didn't know it was lost until I got a text alerting me about a $300 transaction at a CVS. Immediately I called my bank and told them the transaction was not mine and I lost my card on the very same night. The reps told me they would cancel the transaction and issued me a new a card. Nearly 3 weeks later, I get a letter from Chase telling me that they were revoking my claim. Their reason: It was processed correctly and the transaction was made within the area. Therefore, they decided to take the money that was STOLEN from me out of my account anyway.

    In emotional distressed, I called the claims department telling them that the transaction was not mine so why were they still taking my money? I did not wait around. I made sure to contact my bank ASAP when it happened, and yet they still didn't believe me. They said that the best they can do is refile the claim, which could take 2-3 business days. I am just beyond upset about this. Chase use to be a good bank when it first started out, but now I'm about to call it quits and head to a credit union.

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    Reviewed Oct. 8, 2019

    I had Chase Bank before, but now they are out of control. Here's my story.... I'm self employed, my refund check from the IRS came in YES YES YES, so I deposited it at the branch in the bronx. Everything great. 2 weeks later they closed my account. I ask why??? They looked in their system no fraud, but the chase bank system closed my account, they couldn't tell me why. But I do remember when I deposited my irs check lol they thought it was a fraudulent check (smh) until it was verified... Duh that's all they had to do. They 2 weeks later account closed. Chase cant tell me why. What a Shame. But I did found out something about chase Banks.. CHASE Bank is NOT A BIG BANK. Chase is small bank for small people and small businesses. Deal with BOA (Bank of America) which is worldwide... Don't deal with chase.

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    Customer ServiceStaff

    Reviewed Oct. 8, 2019

    I noticed I accidentally overdrafted my account one morning. Knowing I had 24 hrs before they charged me I transferred plenty of money from my savings (not with Chase) and showed it was sent that same morning. The next day they charged me two $35 fees. WHAT? THEN later that day they put through my transfer. They wanted to make sure they charged me insufficient fees first. Called and the lady argues with me that they don´t do that. Called my savings and they said that it posted on the same day...early. Hmmm. Clearly they don't do that. Also still didn't get refunded the two fees. Pretty upsetting.

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    Price

    Reviewed Oct. 8, 2019

    This is absolutely the worse bank in history. I’ve never heard of a bank who held a deposited check for 7 business days, especially for a petty $300. My father wrote me a check so I can pay my car. I deposited the check into Chase thinking I can pay with this lame account. It is now Tuesday. Check was deposited on Sunday. Oct 6th 2019, they want me to wait until the 10/17/19 to have access to my money??? Are you kidding me. Now my father who wrote the check said the check was cleared and removed from his account??? So where is my money??? This bank is wrong for keeping our money on hold and something needs to be done regarding this issue. Once I receive my money I’m closing my account and never turning back. They are thieves just trying to put interest on our stuff. This is how they make their money guys!!!!

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    Customer ServiceStaff

    Reviewed Oct. 4, 2019

    Very disappointing with call! All help center are move to Philippines, after 5 calls and spending couple hours in total - no help, representatives are sound like a robots. They didn't solve any my problems with transfers.

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    Reviewed Oct. 1, 2019

    I deposited a check from my 401k into my bank account and now it's on hold. I don't think it's right that I have to wait 1 week to get the hold off of my account and have access to my money. I could have cashed this check at a currency exchange but no I decided to deposit it with Chase. That money was for my children. Now I have nothing until next week. I will continue to complain until this hold is off my account. That check is legit. Chase can verify it with the merchant. Once my check clears I will close this account. I'm not happy with it.

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    Customer ServiceStaff

    Reviewed Oct. 1, 2019

    I would not recommend Chase Bank to anyone. The customer service team has no idea at any time what's going on with your account when you call and ask anything. You always receive different information. I went online to open a chase account a few weeks back, was approved, received the card, set up online banking, changed my direct deposit from my employer, activated the card and was ready to go. The following week my direct deposit was deposited into the account but I received a letter stating they changed their mind and closed my account and I no longer would be banking with them.

    Mind you all of this is occurring while they have my money from my employer in their bank. I went to a corporate branch. Spoke with three people there. My employer has spoken with them asking to release my funds and here it is weeks later I'm still awaiting my check from 2 weeks ago pay period. How can you hold someone's money and close their account but take weeks to give them their money back.

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    Customer Service

    Reviewed Oct. 1, 2019

    Somebody sent me 31$ through Zelle and then filed a claim that the payment was unauthorized. Understandable, but what really got me ticked off was that Chase's anti-consumer practices were so atrocious. They extended their 'investigation' past the estimate of 10 days which completely hindered my ability to make necessary purchases and on top of that they told me to call them back once I see that the 31$ has been removed from my bank. The trick is that they completely locked me out of my accounts and I have no way of knowing when they would remove the money. I'm a college student working as a freelance tutor, so all my payments are unsecure. I'm sure it's all a ploy to close my accounts while keeping all my money. Never bank with these guys. It's all corporate greed and anti-consumerism.

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    Reviewed Oct. 1, 2019

    Filed a claim with Chase for fraudulent charges 'cause Speedy Cash was taking money from our acct and we never had a open loan with them. They reversed the charges temporarily and then came back saying the charges weren’t fraudulent, that they received documents showing That. When I asked for them to further investigate they said no and 'cause they already concluded their investigation when I asked them to open another claim they told me that they can’t do that and then told me that since they can’t get their money from speedycash they have to reverse the charges on my acct 'cause they don’t give out free cash and are refusing to look into it any further. Chase is a company you don’t want to bank with and because of this I will be closing my accts with them and taking them to court.

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    Customer ServiceStaff

    Reviewed Sept. 25, 2019

    I live and work in Tokyo, Japan, and my money that is deposited in my account in the U.S. comes from a Tokyo bank and my online transactions are completed in Japan. Now, out of the blue, Chase is denying me access to my account because I tried to make a rental payment to my the owner of my son's house that he and friends rent near their university in the U.S. Declining payment was fine to do if the security of Chase felt it was dubious. I phoned the number as requested and was told that payment would be declined but my account was fine. A week later I am unable to access my online account.

    I spent this morning being sent from one chase rep to another to try to give me access to my online account. One put me through a series of recordings that required verification of my ATM card and PIN, which to me seems the most dubious. Next a man wanted my driver's license number to grant access to my and then he said to call back later when I needed to take a minute to find it. I don't keep my U.S. license in my wallet in Japan, because my Japan license and immigration card matter here.

    I called back later and the woman I spoke with said access would not be allowed. The only way I could regain access was to walk into my branch in the U.S. and present two forms of ID. Even though all my deposits originate from Japan and my online transaction originate from Japan that is not a enough to prove I live and work in Japan. I requested to speak to a supervisor of the last woman I spoke with and this supervisor reiterated there was no way in hell I would be able to gain access to my account unless I walked into my local branch in the U.S. with two forms of ID. I told her if I flew all the way over there, then I would close the account. I asked about getting my money out of the bank and she was more than happy to transfer me to a department where I could close my account.

    My hour-long conversation with five different people resulted in nothing. I could not even close my account because I was on hold for far too long that I had to hang up and get back to work, which is why I am overseas. I only plan to be back in the U.S. in December to spend time with family and that is when I could walk into my branch. I am the first to applaud security, as I have been a multiple victim of ID theft since before the common internet era decades ago. Chase needs to train its overseas employee "robots" to understand how to make decisions and not follow a script.

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    Customer ServiceStaff

    Reviewed Sept. 23, 2019

    Deposited a check into savings. I was told the check would be held and cleared in four days. Account showed the funds released for use. I transferred funds into checking account, wrote a check and the next day CHASE removed the funds out of my checking account without notice. This caused my check to bounce. Now they say it will take another week to gain access to the funds due to their mistake.

    I spent 90 minutes on the phone with 6 different people in Customer Service until I was put on hold for 20 minutes when I asked to speak to a manager and nobody ever came back. Had asked for an apology letter & return of insufficient funds fee. So now I have to explain to my construction company why the check bounced, which is humiliating. Chase customer service is horrendous!

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    Customer ServiceStaff

    Reviewed Sept. 22, 2019

    Honestly, It seems like apologies are more the norm these days in place of accountability. It's so apparent. I had an issue with three separate ATMs not working after I called with my first issue. The representative promptly told me, "We aren't experiencing any issues on our end." I explained that I was a customer and that I was having an issue, hence my call. She apologized and said there was no information she could provide, insight she could give, or direction she could point for clarification to the issue I was having. Basically just a road cone diverting traffic.

    My advice is to give the training needed to the customer service team on the front lines to avoid embarrassing exposures such as this. Sub par customer service is expected in 2019 and you've undermined that by excluding empathy in your non-training procedures for your lemmings. I'm just empathetic for the employees; It's not their fault. It's a trickle up broken apparatus causing them to fail while JP gains. 52 billion in collected overdraft fees last year yet the government bail out, FOH. Unfortunately the moralistic values and capitalistic endeavor do not align as made abundantly clear by CHASE here. I digress, SMH.

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    Customer ServiceStaff

    Reviewed Sept. 22, 2019

    I have used Chase for routine banking and have 4 of their credit cars, had an investment with them as well. Over the years I have stopped using their cards although they are active and only use city cards instead since they wouldn't reduce my rate with credit score of over 800. I moved my investment to another institution. I still have a large savings acct with them, my checking acct and my online bill-pay. I am ready to just say goodbye. For 3 months now, my online or in store debit card transactions have been randomly declined for small purchases and I have to call in so that they can allow the transaction.

    I have called them. This representative clearly from outside of the US with strong foreign accent advised that this is from visa and not the bank, well I am confused since this is a Chase visa debit card. She was unable to help and I could barely understood her. While I want to be protected and clearly understand the concept, it is unwarranted when a purchase of $100 at a store in my hometown is being declined because of suspected fraud and I am forced to call the bank? That is non-sense. I am about to cut the ties.

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    Customer Service

    Reviewed Sept. 21, 2019

    I opened account 3 months ago. I deposited my PAYROLL check and they tell me it's an unsecure check and it will clear in 8 days. It's one hundred dollars!! That's all. And they want to tell me it takes 8 days to clear. Are you kidding!?!? If I haven't burned my bridges with local banks I would switch. I'm still shopping for alternatives.... DO NOT BANK HERE. DO NOT BANK HERE. You will regret it. Mind you... every time I've deposited a check it had been some issue as well which was resolved with a phone call, still shouldn't have been necessary.

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    Customer Service

    Reviewed Sept. 19, 2019

    On Sept.16 2019 I found out that my rent was not paid (I ALWAYS PAID ON TIME). The check was dated 9/3/2019. Someone there withdraw the wrong amount stating that there were no funds (NOT TRUE). I called immediately and the CS said on the phone with also my manager that it was THEIR MISTAKE... On 9/18/19 I found out that Chase withdraw TWICE the amount of my check (still waiting to get a refund..) Completely RIDICULOUS. Never happed before and Im a chase customer for 6 years now, 2 BIG MISTAKES in 2 weeks...

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    Customer ServiceStaff

    Reviewed Sept. 19, 2019

    I redeemed my points for 3 gift cards. I tried to use the gift cards, and got told they had zero balance. I call each of the gift card companies, and come to find out that the cards are inactive. So I called the number on the back of the Chase Freedom Card, and the representative I spoke to was much less than helpful. Just told me that the cards are showing valid on their end and there's no memos saying that they're inactive. The issue was escalated, which I now have to wait three to five business days to get a response about. I wish there was a way to just get my points back. This is such a ripoff.

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    Profile pic of the author.

    Reviewed Sept. 18, 2019

    We were under the impression they offered a free checking account but they charged us monthly fees anyway. They are happy to lose us as customer over a lousy $12 checking account fee. These accounts have no services or benefits whatsoever. Advice: Go to an institution that offers free checking - these folks are scammers.

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    Staff

    Reviewed Sept. 18, 2019

    Do not ever deal with these people, unless you want to be treated like trash! They will cut you off whenever they feel like it and won't give you a reason why! Case in point...Got a debit card just a week ago. But my own money in, then after a few days claimed it was fraudulent. ** these people! If you are not rich and a working stiff like me, you were warned!

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    Customer Service

    Reviewed Sept. 18, 2019

    This crappy bank approved my Southwest Rapid Rewards card August 24th. Charged the 69 annual fee. Proceeded to close it Oct 16th by email with zero notice. Claimed it was because I had too many inquiries??

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    Customer ServiceStaff

    Reviewed Sept. 18, 2019

    1st when you call all you get is a 3rd world country that you can't understand....and sadly when I went to the bank branch the locals had their hands tied by this other country. THAT'S scary to know that America isn't controlling the funds for Chase Bank. They put a hold and when the local branch managers showed there was no reason for it they still refused!! DO NOT bank here!!!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 17, 2019

    Opened an account with my local branch in Houston. All good. So-so customer service, but being Saturday I understand. Parking lot was full. Fast forward 3 days. On Tuesday all my accounts are blocked. Some low IQ person named Shipla in Loss Prevention tells me that I need to visit a branch in order to prove that I AM REAL. Seriously. Walk into the branch and get the block lifted. Head back to work and the account is still blocked. Call the Loss Prevention again. They try sending some text message to verify who I am. No dice. Then they say I have to visit the branch again.

    Finally get the message through. They unblock the accounts and tell me that it is FOR MY OWN GOOD, since people in the branch where I have opened the account did not know who I really was. They claim I could have been anybody and many people suffer because of it annually. Then why in God's name did you not ask me for more details while on site? If stupid hurts, these people would be screaming. I will be closing my accounts asap hoping will never have to deal with these jokers. Advice for everyone: Do not give them a cent. Not worth it. I will keep my accounts with Santander.

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    Price

    Reviewed Sept. 17, 2019

    I had to leave the bank I used for 29 years. Took two days to close all accounts and cost me thousands to refinance everything and I had to change all my auto paying bills but it was a horror to remember all my account numbers by heart as the bank will not use just the bank card anymore. This is a horror and should never have been allowed. I hope everyone leaves. Imagine needing money and you do not know your full account number.

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    Customer Service

    Reviewed Sept. 16, 2019

    Chase has the absolute WORST customer service I have ever experienced in my entire life across every company I have ever interacted with. NEVER, EVER bank with Chase unless you want to torture yourself with the world's most incompetent, rude and useless individuals.

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    Reviewed Sept. 16, 2019

    YOU SUCK JP MORGAN CHASE! $12/month for service fees is RIDICULOUS! You do nothing to earn $12/month! All Chase is doing is collecting on top of collecting. I will be closing every account (after 30 years) once my last check clears!

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    Staff

    Reviewed Sept. 14, 2019

    After 25 years of being a good client: both personal and business, few paid mortgages Chase Bank had a problem returning remaining balance, when I closed my business account. (Just few dollars) Will close all my account with them including credit cards and spread a bad word, wherever I can. THIEFS!!!

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    Customer ServiceContract & TermsCoverage

    Reviewed Sept. 13, 2019

    I loved this bank. For many reasons but it all came to an end. On Aug 28 I received an email saying that there was an inquiry open about $900 dollars missing from my account and that the bank will follow up. On that same day my entire 3 Chase accounts were frozen. Leaving me without any money. When I called the bank they notified me that my accounts will be closed and that in 10 business days I should receive a check with my money.

    When asking why they were closing my account the rep notified me that Chase can close any account at any time for any reason as it’s written in the agreement given to me when I opened my account. I then asked what their reasoning behind Chase closing my account was; she asked me if I called on Aug 22 to put in a request for my missing money. I told them no. I just found out that the request was put in today and that’s why I was calling. She then asked me if I had shared my information with anyone else. I told her no nobody had my information from me or anyone. She then told me that she could not share any more information with me and that I was never allowed to open an account with Chase ever again.

    I find it weird how I never got any notification on that called they made on the 22 and then they won’t tell me any more information when it was my information someone used to hack my account and request that money. It’s unfair to deny a customer a explanation when they clearly had one. It’s also unfair that the same day I was told of this inquiry, my account were froze leaving me with no money for 2 weeks. But leaving someone In the dark like that is horrible, I don’t know what procedures to take as I don’t know how much of my personal information was given to them. To be honest wouldn’t be surprised if it was one of the workers and they are trying to cover their backs.

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    Punctuality & Speed

    Reviewed Sept. 13, 2019

    This institution lowered my credit spending limit after I paid off all but 6% of the $5,000 balance. There are no derogatory marks on my credit from this institution about late payment or failure to pay. The credit limit was never decreased before the payment of almost $4,700 was made. I would not recommend applying for credit with an institution that takes such poor care of their customers. I am happy to close my accounts with Chase.

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    Customer ServiceOnline & App

    Reviewed Sept. 13, 2019

    Updated on 09/26/2019: Since my first review, I received documentation from Chase that Square sent to prove I did the transaction. It's redacted, in a few areas that don't make sense. The doc has my name misspelled, gas station address for the fake company, the transaction time is 2:40 am, card number keyed in.. etc. It's abysmal. Who pays $455 for mobile phone screen repair at 2:40 am? Not me! The business is a mobile business, so I wouldn't be going into a store to do the repair. It's called Mobile Screen Geeks, they come to you and do the repair. The real Mobile Screen Geeks, address, Schaumburg, IL is being hijacked because Square's data was hacked and in turn, my info was used in the scheme.

    If you are disputing a claim and get a reversal, please file another complaint, which I plan on doing, do your own investigating and research as much as you can, because Chase obviously isn't thorough with all disputes. I'll review again once the final resolution occurs, it's just a shame Chase didn't have my back and look closer at the provided documentation. They need to use 2-step verification for this process. That way a phone call or text should be sent to the actual individual so that they're aware that their identity is being verified.

    Original Review: I reviewed my Chase account, as usual, only to find a claim that I submitted was reversed and has sent me into the stratosphere of dissatisfaction. I can't believe that when this happens, there isn't any further process they provide to a customer to help resolve these type of issues. I was only given the same information I could see in my online app statement, as far as, the name of the business. There isn't any other information they could provide to help me with resolving this issue. I found that if they could call and verify and then not share that information with me the customer, isn't acceptable. I will be marching myself right over to the Chase branch this afternoon to submit another complaint and try to find some answers that will lead to a resolution.

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    Punctuality & Speed

    Reviewed Sept. 12, 2019

    I had 2 checking accounts. One was restricted, scheduled for closure and overdrawn. The other was in good standing. That is however until Chase decided to withdraw all my funds to offset the negative balance in the other account. Bringing this account to a negative balance and causing more to incur overdraft and late payment fees. I also had pending payments for bills that came back as insufficient funds because Chase withdrew all my funds without any prior notification. And left me with nothing but more bills and fees.

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    Customer Service

    Reviewed Sept. 12, 2019

    I tried opening up a checking account because I saw the promotion for $200. Apparently, I did not "open the account the right way." I tried calling customer service and she said she could not help. Rather than invest my money in Chase and start banking with them, I asked to just close my account. I guess Chase does not want my money...

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    Reviewed Sept. 12, 2019

    On Sept 9th, I went to a Chase Bank to withdraw funds from my EHT government issued card. I chose Chase because they don't charge a surcharge and thought it more convenient being that they give out $5 and $10 bills. The ATM went thru the whole process of the transaction, took the money off of my card then says they're unable to give cash right now. Now I have to wait up to 25 days for EHT to dispute and investigate the claim before I can get my money back. It's even printed on the receipt "We aren't able to give cash right now" printed under the amount of the withdrawal.

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    Customer ServicePriceStaff

    Reviewed Sept. 10, 2019

    Several occasions I have called and spoken to multi reps and all have different ways of doing things. No one is on the same page. When ask to speak to a supervisor, you are given the runaround. I applied for a credit card and I have alerts on my credit file. I was told to update it and all you all would have to do is call me or send me a text on my new phone number per the updated credit file. Well I call and guess what? You all did not update my credit file. Again you guys are giving me the wrong information and the runaround. I am going to start a petition to not use your services because of lack of customer service and not being attentive to customers. Not knowing the correct information to say when asked. Just not knowing your overall job. I suggest you fire everyone and start from ground zero. Or retrain, which ever is more cost effective.

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    Customer Service

    Reviewed Sept. 10, 2019

    I wanted to attempt to close my savings and checking acct. but was told that it had already been closed. The CSR repeatedly announced my social security number over speaker in a public setting with no regard to my privacy nor regard for overall experience with Customer satisfaction. I will report to all the necessary authorities that these private banks such as JPMorgan Chase that are not being observed by a higher Authority nor Recording of any kind past transactional statements and are solely closing out accounts with no verification of account holder authorization Nor notification of account holder information.

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    Customer ServiceStaff

    Reviewed Sept. 9, 2019

    Worst experience ever. I had an emergency and I tried to use my debit card and it was declined even though there was money on the account. I called customer service (1 (877)- 388-5726) with Beatriz on (Sep-09-2019) at 1:50 pm and she told me that my account was close and she couldn’t tell me why, supposedly because of their privacy. I asked to be transfer to a supervisor. Once the supervisor (Anthony) got on the phone he couldn’t tell me neither the reason why they’ve closed all my accounts with any further notice. Now they won’t release the money that is on my accounts. Please don’t do business with this bank unless you want to go through all this.

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    Staff

    Reviewed Sept. 9, 2019

    Thank you to the Chase Bank on Irving Park Road in Streamwood, Il. Special thanks to Edith ** for her help and Al ** Branch Manager who listened and corrected the issue. This is a great branch. They care about the customer. Thank you again, Brigitte

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    Customer ServiceStaff

    Reviewed Sept. 8, 2019

    I have a complaint about a few insufficient fee funds they gave me. I made a scheduled transfer request from my credit union to my Chase checking account 3 days prior making sure my transfer arrived on time to avoid insufficient fees. When I checked my Chase account, the amount scheduled did not get transferred. I looked into my credit union account and it showed it had been drafted. The following day, I had 3 $34 insufficient fees and still no money transferred. The money shows up 2 days after. It made me so upset that the main thing I was trying to avoid happened anyways, but not because of my fault.

    I have tried so hard to get a hold of someone for months. Regular customer service is a waste of time especially when I get transferred to their overseas representatives. I sent an email to their corporate office hoping I’d finally get the help I needed and no one had the decency to contact me back. I called customer service again and in the middle of waiting for a supervisor my call got “disconnected”. It’s not the only similar incidents I’ve dealt with Chase, but it’s too long to keep going with all my other complaints. They are the worst bank ever! They could care less about their customers!!!

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    Customer ServiceCoverageStaff

    Reviewed Sept. 6, 2019

    On Sept 5th 2019. I arrived at the closest Chase Bank location in Bridgeport WV with a check to cash from a Chase Bank account issues to me. I was told I could not cash the Check without Opening a bank account with them first bc it was over 2,500.00. When I asked why I was told a outlandish lie from the lady working behind the desk. She told me that the issuing company had that policy and would not allow me to cash it without depositing it into an account with their bank. Which I found out was not true at all and they had no such policy! I had all proper identification to process it through their system required by government etc. I was not even given that option but was well aware of it.

    I was told over and over I had to open a Bank account with me or go to another bank that I had an account with and deposit it. Again not true and not corporate policy at all. I would have paid the 8.00 fee with no argument at all. And Again this check was wrote from the Corporate Head Quarters in Oh. After speaking with Corporate they did apologize and told me that the information I was told was by that Branch employee was in fact not true and they would contact that Branch to make sure employee were properly trained.

    The Bridgeport Wv office was very very rude. I explained my situation and that I needed to purchase a car asap and I did not want to open an account and did not understand why they wouldn't. I was told it was private information and she could not tell me. Just that there was not an option for me at the time. Only to open an account with them and wait an additional 9-21 days to get my funds. She then gave me more false information and said it was bank policy again. Not true! Corporate confirmed all of this and was very apologetic. While I was waiting to try and open an account. She approached me again and told me while I was waiting I could get on my phone and apply for a checking account and it would make the process faster. Again I told her I didn't want to open an account with them and definitely not after her belittling me like she did.

    She then asked me if I could come back the next day between 11-12. I explained to her I had to find transportation that day and I was not positive I could come in at that time. She literally looked at me and the gentleman that gave me a ride there and said 'Well you found a ride today!' There was still an hour before this bank lobby closed. And yes I was there that day not the day after. They refused to help me with the issue. When I told her I would wait to try and apply for a checking account. She looked at me and told me the lady whom handled it was with a customer as if they did not want to wait on me. She literally stood there and Told me to come back the next day. She could not tell me if they could cash my State Farm check. I was told I was next in line apply and it wasn't guarantee they could cash it and I'd be better off applying online.

    Again this was a Chase Bank check.. She did not even check funds and lied about the State Farm policy! I will also be filing a complaint with the Better Business Bureau. Because of this horrible issue I had to have check canceled split in two payments and now have to wait another 2-5 days and whatever amount of time it takes for my prepaid card to accept deposit funds. Absolutely uncalled for and Absolutely the RUDEST CUSTOMER SERVICE I HAVE EVER ENCOUNTERED IN ANY ESTABLISHMENT.

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    Customer Service

    Reviewed Sept. 5, 2019

    Well is the worst bank, got a payroll check deposited and took 3 weeks to clear out. I have been with them for 10 years and every year they get worse. Please do not bank with them. You call and no one really help you.

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    Customer Service

    Reviewed Sept. 3, 2019

    I will NEVER go through Chase ever again. Literally the worst customer service I have ever dealt with. They do not care if you take your business elsewhere and at this point I'm even thinking it's encouraged. Chase ran TWO credit inquires on my credit within less than two weeks. I was requesting an additional $1000 credit limit after being offered the lowest credit limit I have ever received. I was put on hold every two minutes for 5+ minutes at a time, spoke to three different people and wasted 45 minutes of my life. I have a credit score over 700, make over 60,000 a year and have never had a late payment. CHASE SUCKS! LOOK ELSEWHERE! Capital One treats their customers MUCH better.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Sept. 3, 2019

    I used Chase Bank points to reserve a hotel and limo pickup service. The limo service never showed up at the designated location. We called the phone number provided and they never picked up. We reported this to Chase Travel Services, and after a couple weeks of runaround were told that our points would not be refunded because the car service refused to refund them. So basically Chase allowed their supplier to steal $142 from me with no repercussions. BUYER BEWARE!

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    Customer ServiceCoverageStaff

    Reviewed Sept. 3, 2019

    I had to send somebody money to cover a check they wrote for me on their account. Chase send me a text asking if I authorized that payment. I reply yes, later I try to login in my account to see if it went thru and my account was blocked. I call the number, talk to a woman (in India), she verified by different ways that it was my account and that I authorized the payment and unlock my account. I get home later on and the payment was cancelled. Try to do it again and they block my account again. Call back the number and they didn't help me and also lied to me. I ask to talk to somebody in charge. They lied to me. Nobody about me, I keep complaining so she transfer me to the department above her. A guy answer and say nothing they can do. Go to the branch tomorrow. I ask if he block my account and he refuse to answer. Finally he just hung up, so now my friend is going to have a bounce check. Customer service did not care about that.

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    StaffProcess

    Reviewed Sept. 2, 2019

    Shaylee **, an advisor at Chase Bank in South Ogden office: Shay kept us informed with every detail in the processing of the loan. She went above and beyond her duties. She continuously monitored other individuals to ensure the entire process stayed on-time. I’ll definitely recommend her to anyone applying for a home mortgage.

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    Customer ServiceStaff

    Reviewed Sept. 2, 2019

    The manager racially profiled me and will not withdraw money for me. I give him a government issues ID to cash my money and I could not get money if I did not give him my debit card. I did everything he will not do and went to a different branch and was issue that money without a sweat. I need him to talk to because the next time it happens then I believe you do want to bank with me. He very rude, a did want to talk to me and still was forced to talk to me. Stupid man. Branch of Chase Bank - 7722 Cox Ln West Chester Ohio 45069. Name of personnel **.

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    Customer ServiceStaff

    Reviewed Sept. 1, 2019

    I have had a chase checking account since college, I opened it approximately 13 years ago. I mostly use online banking. I got married and attempted to add my husband to the account. The branch employee was given documents she was supposed to scan, this was not done correctly. We received a call to give these documents to them a second time, prior to a deadline, which we did, otherwise they were threatening account closure. Although this was done in a timely manner, somebody decided to not look at the documents and close it anyway. Apparently these are done by two different departments.

    We had ALL OUR savings in the account, we also had auto payments for rent, loans, car going out of the account. We asked for our money back, this is 25 days ago and the BANK WILL NOT GIVE IT BACK. My husband and I were told after Labor Day we will receive this. So now they are controlling our life. We paid for a trip after Labor Day and they LIED AND HAVE NOT OVERNIGHTED OUR CHECK. They tried to send this money through snail mail, mind you this is tens of thousands of dollars. I AM SICK OF IT AND I WANT MY MONEY NOW. I am glad I found out how ridiculous their policies are now before we could trust them with our mortgage or kids college funds.

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    Customer ServiceStaff

    Reviewed Aug. 31, 2019

    So I decided to cancel my account. I withdrew all my money, filled all the paperwork out, and it was supposed to be done. Well I get a statement in the mail, and I’m confused, and it shows that I have -$380. I clock on my account (that was supposed to be canceled) and they assessed a monthly fee without telling me, putting me at -$6, then the overdraft fee, then the insufficient funds fee. And then they allowed an account that shouldn’t have been being paid on (that’s a review for a different company) and it just kept going.

    Well I’ve tried fixing it. Nothing. They want their money even though they messed up. They call me when I’m at work. They call on weekends. They call 5-20 times a day. Harass me constantly, but never send me emails about it or anything. Just call after call. Chase is a DIRTY DIRTY company that will screw you over and not care. I plan on taking them to court over harassment soon. Do not use Chase. I know they’re all over the place, but do not use them. They are not ethical in any way at all.

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    Sales & Marketing

    Reviewed Aug. 27, 2019

    So they turned on overdraft fees without my permission due to a miscommunication on their end. And so they have taken 1,400 dollars out of my account in the past 6 months! When I called they told me they would return what I needed to pay my rent. Even though they should fix the 1,400 all I asked for was $300 and was told Chase won't allow it. Great thanks for screwing me. They took over $470 from my account in 16 days this month due to their mistake 1,400 total over 6 months and all I ask for is $300 and was told no? I actually would have let you scam me and let this slide, no big deal. 1,100 bucks you guys got to keep because of your mistake. Instead, Chase wants to hold on to that money so I'll bank elsewhere. Thanks for scamming me the past 6 months.

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    Reviewed Aug. 24, 2019

    Simple. I applied for a Bonvoy Marriott Chase Credit card. I was approved. I used it. I made an early payment on it. Then Chase closed the account. Now I have a closed account on my credit. They set me up for failure and they don’t care. They can do what they want. It’s in fine print. I say, go to your local credit union. Don’t get caught up in the glamour if you don’t have to.

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    Customer Service

    Reviewed Aug. 21, 2019

    Chase Bank is just another big corporate business that only cares about making money and not about the hard working customers who bank there. Too many fees and if you try to call and fix or explain the problem they say, "well, I'm sorry but that's just how it is." They are just out to get as much money from you as they can. They don't care if you want to go to another bank, that isn't their problem. I have had enough with dealing with them. If you care about your money don't waste your time.

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    Customer ServicePrice

    Reviewed Aug. 20, 2019

    Updated on 09/14/2019: I moved and did not get my statements. They kept charging me $12 a month. I called like 3 times to close it. They said they did. I got another statement today saying it was not closed. I called. They said I could not close it. I was transferred 3 times. They said to get in and transfer the money. I tried. They piss me off so much. They will probably just continue to charge me. They are such fraudsters. They can get away with whatever. Big Banks control the government and took taxpayer bailouts. They are scammers.

    Original review: Kept charging me $12 a month. I did not get statements after I moved. They suck. Closed my account and card. BofA and USAA also suck. They get bailout money. They do not give a ** about customers. They are all out to screw you.

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    Customer Service

    Reviewed Aug. 20, 2019

    I go out of town a lot for my job. I went out of town last week and stayed at the Hilton. They took a $100 incidental fee and gave it back a few days later when I checked out. I called my bank because I never received my money back. When I called Chase they said they had no record of me even being at the Hilton despite me going up to the bank and showing them all my receipts. Including my receipts from the Hilton showing them taking out $100 and returning the $100. Moral to the story Chase stole $100 and erased the whole transaction from my statement making it seem like it never happened. Worst bank to have and I don’t recommend it to anyone who works hard for their money.

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    CoveragePrice

    Reviewed Aug. 20, 2019

    In July I walked in my home after work and there was someone controlling my computer from somewhere else. That is when we found out that our 4 accounts at Chase had been emptied. I called Chase and reported it to them. They said that these were wire transfers. I started the motions to get the money back. I spoke to the fraud department, filed police reports, and even filed a report with the FBI. I was able to get Yahoo to locate some of the transactions that had happened. They sent money to a place called Cash App, and Coinbase.

    Chase was able to recover some of our money, and THEN sent it back to the thieves who stoled it from us. I ask them why, and they gave me no answers that made any sense at all. I told them I did everything I was suppose to do, and they gave the thieves our money again. Thousands of dollars. They took everything we have. We have been with Chase for many years, and thought our money was safe, and we were protected from bad things happening. We never even imagined something like this could happen. They closed the case. It didn't cost them anything, but it cost us everything. Your money is not safe, and if your accounts are hacked they're not insured, and Chase won't be there to help.

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    Customer Service

    Reviewed Aug. 15, 2019

    Chase makes it a point to block my YouTube Subscription charge every month, making me have to call their customer support to unblock the card so I can then (after 36 minute call with dozens of verifications) pay US$5 to keep my YouTube Premium going. Every month! They consider google an "untrusty" vendor! OMG! Guess who I would rather keep? Chase or my YouTube Premium account?

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    Reviewed Aug. 14, 2019

    I bank with Chase. Someone charged my debit card to Google Ads. I am being told that I have to pay it since the information matched what I did. I am told that if I want to dispute I have to contact merchant. Horrible service.

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    Customer ServiceStaff

    Reviewed Aug. 14, 2019

    This is without a doubt the WORST bank I've ever dealt with. From rude, uninformed, and indifferent Customer Service Reps who all give a different explanation depending on who you get to mind numbing hurdles to jump through to get to a competent human being who can address where their automation creates obstacles or inconsistencies in how they're processing transactions all in an effort to extract fees out of the customers they say they care about, of which I don't buy any of that. Do yourself a favor and stay away from Chase. I just signed up with another big bank competitor of theirs. Not expecting much but maybe it's the lesser of two evils.

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    Customer ServicePriceStaff

    Reviewed Aug. 12, 2019

    I wrote out a check to Capital One for my credit card payment. The check was stolen and an individual put it into her account. I am being given the run around by Chase. The money was taken out on June 3, 2019. I found out on June 29 that the credit card company did not receive payment. I tried from June 20 on to submit the claim. They finally put the claim through on July 10 and now say I have to wait up until 90 days and that is an estimate. They can take longer. The system is severely flawed. You can deposit a check through the ATM or phone and the program does not check the front of the check to where it is being deposited and I am paying the price for this flaw no one gets back to me. I am considering taking them to small claims court. Horrible bank. They do not stand behind their customers.

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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