Chase Bank Reviews

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About Chase Bank

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers loans for home purchases and refinancing in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 4,700 branches.

Featured Reviews

Dontneedthiseither, KY
Verified purchase
I have no complaints about this bank's service (aside from my home town refusing to allow them to do business here) except when it comes to asking questions to customer service re...

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Temecula, CA
Verified purchase
In a time where automation can trump feeling heard and served as a customer, today I felt the exact opposite. After a very unsuccessful and maddening call with Chase Bank 1800 num...

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Chase credit cards

Chase credit cards come with a variety of bonus offers, rewards, perks and benefits. Chase cardholders get 24/7 account access through the Chase Mobile app, free credit scores through Credit Journey and access to Chase’s Ultimate Rewards programs.

chase sapphire preferredRecommended Credit:
Excellent
Best travel rewards
Chase Sapphire Preferred
  • Travel
  • 60,000 points*
  • $95 annual fee
chase sapphire reserveRecommended Credit:
Excellent
Best luxury travel benefits
Chase Sapphire Reserve
  • Travel
  • 50,000 points*
  • $450 annual fee
chase freedom unlimited balance transferRecommended Credit:
Good–excellent
Best flat-rate rewards
Chase Freedom Unlimited
  • Cash back
  • $150 bonus*
  • No annual fee
chase freedomRecommended Credit:
Good
Best cash back rewards
Chase Freedom
  • Cash back
  • $150 bonus*
  • No annual fee
chase ink business cashRecommended Credit:
Good–excellent
Best small business card
Chase Ink Business Cash
  • Small business
  • $500 bonus*
  • No annual fee
chase ink business preferredRecommended Credit:
Good–excellent
Best business sign-up bonus
Chase Ink Business Preferred
  • Small business
  • 80,000 points*
  • $95 annual fee
chase ink business unlimitedRecommended Credit:
Good–excellent
Best flat-rate business card
Chase Ink Business Unlimited
  • Small business
  • $500 bonus*
  • No annual fee

*See terms and conditions

About Chase Bank services

In addition to credit cards, Chase offers a variety of financial services, including checking and savings accounts, business banking, credit cards and mortgages

  • Checking accounts: Chase offers three types of checking accounts: Chase Total Checking, Chase Premier Plus Checking and Chase Sapphire Checking. All checking accounts come with Chase Online Banking and online bill pay. Monthly fees range from $0 to $25.
  • Savings accounts: Chase Savings and Chase Premier Savings accounts both earn interest. Monthly services fees range from $0 to $25.
  • Business banking: Chase Bank offers business checking, merchant services, small business credit cards and business lending.
  • Mortgages: Homebuyers can obtain ARM, FHA and VA mortgage loans through Chase Bank. The company also offers refinancing and home equity line of credit options.
  • Planning and investments: A Chase advisor can help develop a financial strategy for your future.
  • Car loans: Clients can get an auto loan for a new or used car through Chase Auto Preferred.

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Chase Bank Reviews

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    How do I know I can trust these reviews about Chase?
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    Page 1 Reviews 0 - 5
    Customer ServicePunctuality & Speed

    Reviewed May 10, 2025

    We sought help from Chase Bank to retrieve a 5 year old “Release of Lien” document. Jenna **, Officer, Relationship Banker, Chase Bank met us at the door. We explained what we needed and Jenna immediately took us to her office. The whole experience was prompt and professional. Jenna made a phone call and worked through the process with us. We were overwhelmed with her expertise. Within 10 minutes, we were told the document would be in the mail within two days. This exceeded every expectation we had before we entered the bank!!

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    Customer ServiceStaff

    Reviewed May 4, 2025

    The two branches I do most of my business at have really nice personnel working there. They are friendly, knowledgeable and helpful. On-line banking is easily accessible. The reason I did not give Chase a perfect score is because of the issues I had receiving compensation for referring 2 family members to Chase. I sent them the link to refer a friend to apply for a credit card and neither were able to get a reply on whether or not their applications for a card were approved. When they went into the branch, they were told the approval was pending and they should contact customer service.

    When they contact customer service, they were both told they were approved and should receive their cards in the mail. When I realized I was never credited for the referral, I messaged and called Chase. I provided both new members' information and was told it would be investigated. I was later advised by Chase that because the new members did not apply through the refer a friend link, I did not qualify for the $100 credit. I explained the issue with the link, like I had done before. I still did not receive the credit after going round and round with customer service. The $100 credit was not the issue but it was the way Chase seem to discredit what happened, even though they could clearly see both new members had recently applied and were approved for the credit cards. I have not referred anyone else to Chase after that incident.

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      Staff

      Reviewed April 25, 2025

      I called customer service, was connected to Brittany. She was excellent in helping me. She went above and beyond in caring. At the end, she asked me if it was ok to ask me to do something. I said, yes. She said, “can you smile for me, for the rest the day?” Her act of kindness (out of banking business) really touched my heart. I replied,”I’ll try. I’m not feeling well today.” She responded, “I will pray for you.” This left me in tears, that she would even care. Chase Bank, you have a wonderful, extraordinary employee in Brittney. Treat her right. If I still had my business, she’s the one I’d want to run it.

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      Reviewed Jan. 7, 2025

      In May 2019 my 2009 Subaru unexpectedly had a blown engine after the check engine light went off, Firestone, said I needed oil, come back if the check engine light comes back on. It did, but I was driving and nowhere near Firestone. AAA tow truck driver said I had a blown engine and took me to the dealer. I bought a new car and the lender was Chase Bank. Upon reviewing the paperwork at home that Bank of America denied me. Loan manager never told me this. My credit at the time was 699, with NEVER in my life had a credit default, late payment, etc, just my credit card percentage was slightly over 30 %. Chase Bank had enough trust in me to lend to me or I would have been without a vehicle. Every payment has been made 3 weeks ahead of the due date of May 26th.

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      Staff

      Reviewed Dec. 12, 2024

      I have been with Chase for many years. I live on Long Island, New York and have to admit that nearly every experience has been good and beneficial in some way. I was hacked twice where some hacker in Cali copied my checks and tried to cash them with an insider at the branch. Chase and the rep Michael worked diligently to correct the issue and get me operational immediately both times it happened. Chase has been a great brand over the years and my relationship with the bank is invaluable to me.

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      Profile pic of the author.

      Reviewed Nov. 13, 2025

      I don’t remember who I spoke to but was very rude. Didn’t feel like she wanted to do her job or anything. Even hung up on me. Very rude customer service. This is the reason why everyone talked crap about Chase.

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      Reviewed Nov. 12, 2025

      I've been a long time customer and usually can find solution on my own. This time I reached out for assistance since my scheduled property tax payment for a precise day of payment was delayed hence a late fee penalty was assessed unto my account. My personal banker deferred me to customer service department, I supposed not wanting to deal with the issue. I didn't get far with the CS either basically telling me that it was my fault that I didn't specify the payment had to go out that particular day???

      I've been banking with other institutions and have never encountered this issue. Instead, they would inform me that my account would be debited a day or two prior the due date, if needed in order not to miss it. There was no such warning or indication here so I assumed when you schedule a bill payment for a specific date, it would actually reach its destination on time. I got the run-around basically blaming ME for being careless? My multiple calls and insistence to speak to a supervisor went only as far as a promise to file a report with the complaint department, which will take 3 to 5 business days with no promises of a resolution. This is a horrible way to treat your long time loyal customer, or any customer for that matter. Very disappointed and considering to close my accounts altogether.

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      Reviewed Nov. 12, 2025

      Chase Customer Service is absolutely horrendous and so is their claims department.. going in the morning to switch all of my bank accounts and credit cards out of Chase. I will never ever be doing business with them again. I highly recommend anyone reading this to do the same.. horrible.

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      Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppMaintenanceBilling

      Reviewed Nov. 11, 2025

      This is by far the worst experience I have ever had with a bank. I needed a new card due to my current card being damaged. I ordered a card off the app and waited 1 week for it to arrive. The card that arrived did not work. I reached out to customer service and confirmed the card's expiration date was wrong. I waited another week for a second card to arrive. I activated the card this morning and the card will not work for online payments. I call customer service a 3rd time where I am informed I have an entirely new card number due to a claim that the 1st card never arrived however the card I received this morning still does not match the card number on file.

      A manager by the name of Dominique gets involved and informs me I can wait a 3rd week for a new card or I can pay 15 dollars for expedited shipping... I get to pay 15 dollars for a mistake Chase made 3 times? This is absolutely disgusting treatment of a customer who has been with chase for 10+ years. I will be changing my direct deposit to a new bank entirely. I would not recommend anyone banking with chase. My children will never have a chase account.

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      Customer ServiceTech

      Reviewed Nov. 10, 2025

      I've been bank with Chase for 7 years and was not aware I couldn't receive wire transfers. Sold a house never received the money because chase rejected the funds. Said because fraud. Last time I checked, fraud came out. Not in. I would not have known this if I had not called. They received the money in mins but take 2 to 3 business days to receive back. Is absolutely horse ****. I will be close my account and I don't recommend anyone banking with them. God forbid if you need talk to anyone at bank my phone because they never answer the phone.

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      Chase Bank pros and cons

      Chase Bank offers many financial services. It’s easy to open an account, and many new customers qualify for sign-up bonuses and rewards. There are a few things to consider before deciding if Chase Bank is right for you, however.

      Pros

      • Thousands of branch and ATM locations
      • Bonuses for new customers
      • Online banking through Chase Mobile app
      • 24/7 customer service
      • FDIC insured 

      Cons

      • Monthly service fees on some accounts
      • $2.50 charge to withdraw funds from non-Chase ATMs
      • Variable interest rates
      • Does not have physical locations in every state

      Chase author review by Cassidy Horton

      Chase is the consumer and commercial banking business of JPMorgan Chase & Co. (JPM), a major global financial services firm. Almost half of America’s households use Chase Bank’s services.

      • Services: Chase’s services span the banking sphere and include personal banking, small business lending, mortgages, credit cards, auto financing and investment advice.

      • Highly ranked: According to their website, Chase has received numerous awards and recognition for its products and services.

      • Digital banking: Chase is at the forefront of electronic banking, including mobile and online banking, e-pay and account alerts.

      • Financing options: With everything from student loans to home equity lines of credit, Chase Bank has the financing options for students, military, home buyers and business owners as well as typical consumers.

      • Account rewards: Chase products may include special rewards and promotions. Chase offers a variety of checking and savings accounts for retail customers, including free, no-fee options and interest-earning accounts.

      A freelance personal finance writer with more than four years of experience writing for high-profile online publications, Cassidy became interested in personal finance during grad school while paying off debt and trying to avoid lifestyle inflation. She paid off $18K in student loan debt in 10 months and tripled her salary in two years by becoming a freelancer; she also runs a personal finance site for freelancers. Cassidy has an MBA from Georgia Southern University and a bachelor’s degree in public relations.

      Chase Bank Company Information

      Company Name:
      Chase
      Year Founded:
      1799
      Address:
      270 Park Ave
      City:
      New York
      State/Province:
      NY
      Postal Code:
      10017
      Country:
      United States
      Website:
      www.chase.com

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