Chase Bank Reviews
- We require contact information to ensure our reviewers are real.
- Our moderators read all reviews to verify quality and helpfulness.
- We use intelligent software that helps us maintain the integrity of reviews.
About Chase Bank
This profile has not been claimed by the company. See reviews below to learn more or submit your own review.
Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.
Visit www.chase.comChase Bank Reviews
Filter by Rating
- (174)
- (47)
- (45)
- (143)
- (3,137)
Popular Mentions
- 4,943,942 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.
Top reviews
- Top reviews
- Recent
- Oldest
- Most helpful
A link has directed you to this review. Its location on this page may change next time you visit.
- 4,943,942 reviews on ConsumerAffairs are verified.
- We require contact information to ensure our reviewers are real.
- We use intelligent software that helps us maintain the integrity of reviews.
- Our moderators read all reviews to verify quality and helpfulness.

Reviewed Jan. 23, 2020
I have had this card for many years now and used it quite frequently, until now. I had recently had an issue with a specific charge and opened a case for a chargeback. I provided detailed information to the case manager, as asked, as a result they called and stated the case would rule NOT in my favor. During the conversation regarding the specifics of this case, the case manager continued to get a bit aggravated and short. Regardless of the detailed documentation I provided, which clearly spoke to the merchants failure to provide services, I paid for, the credit card did not support me, the consumer. I have never experienced this with American Express, they typically provide a better insurance policy on purchases.
Reviewed Jan. 22, 2020
Chase Bank 18320 Preston Road Dallas Texas 75252 have a great branch manager ** who has a great personality and very well trained. Under ** leadership she has ** and ** whom are excellent employees who treat clients and customers with the highest respect, these employees' personalities are amazing and they only strive to give and provide the best. I would like these employees and this office to be recognized. I'm Keisha **. I had a great experience with all employees. Thanks employees of Chase for the outstanding work you all are doing for Chase and customers.

Reviewed Jan. 21, 2020
Updated on 04/18/2020: They also insisted I file a Police report which follows: On 12-10-2020 I was notified by Chase Bank that someone opened 2 checking accounts using my name, address and other personal information. Chase Bank sent me statements that show 2 identical checks were used digitally to open accounts and then transfer $80.00 each to a different account. When Chase discovered the checks were fraudulent they sent me collection notices even though they knew I did not open the accounts.
I have contacted the FTC, filed a Identity Theft Report and a fraud alert with the big 3 credit bureaus. I apologize for taking up our police departments time but it is the only option to get Chase to cease their collection activities. I received 2 letters from Chase in February stating "We confirmed you didn't open these accounts." Today, April 16th, I received another Collection letter from Chase. There is no one to file a complaint with other than the general public.
Original review: Last month Chase Bank sent me 2 new ATM cards for accounts I never opened. After several calls I was told someone used my name and address to open two accounts. They used the same check image to digitally open the 2 accounts and then withdrew funds. I was told the accounts would be closed and I should contact the FTC and the 3 Credit Bureaus. I did so. One month later Chase sent me Collection letter for the money withdrawn from the 2 phony accounts. Chase insists that I provide them with all my personal information so they can clear up their mistake.
Reviewed Jan. 18, 2020
It is very sad a big bank like Chase customer service is based on Manila Philippines. I am over 10 years customer with Chase with 3 personal Checking account, a Business account of average $25000 and 4 credit cards, 2 business credit cards.... The lady JD ** spoke to me with disrespect and even does not give me $12 credit for the bank charge which was wrong! Chase online app just allow my business to deposit $5000 per month but for example BOFA is $50000... and overall their respect and customer service is 2 out of 10....I don't recommend anyone to use them.... there are nor relationship for them!!!!
Reviewed Jan. 18, 2020
I opened an account some time ago. However, I only recently wanted to use a debit card for this account. I received a new card and have made deposits into the account. Today I tried to activate my new card, which I received this week in the mail. The automated system to activate my card required a pin. I didn't have a pin since this is a new card. So I had to call another 800 number to reach customer service.
I was on the line over 20 min before reaching a support specialist. The support staff informed me I'd need a pin since this was an existing account. I explained I never activated the original card and the current card was new. She explained she could activate my card, but I'd need to go to a physical bank to have them reset or recreate a pin... Activating a card without access to the account via pin seemed rather pointless.
She also explained, for security reasons, a pin is typically generated and mailed separately from the card. In my personal opinion, for security reasons, *the pin shouldn't be printed at all* and certainly not mailed so someone. With other banks, the account holder is able to create a pin via the automated system or with the help of support or account staff. This entire situation is ridiculous.
Reviewed Jan. 18, 2020
Stay away from this bank. I believed the Chase Bank, banker that I spoke to, to open an account and I would get a $600.00 bonus! I asked him if I made a direct deposit from my brokerage account would that count to get the promo offer he said yes. I never got the bonus and when I contacted chase they said it did not count. Funny when they take your money everything counts - when it's time to get the promo nothing counts! Stay away from this deception
Reviewed Jan. 17, 2020
I have had several accounts with Chase for many years. Recently, I was given incorrect information and I made a decision based on such. Although Chase apologized for this, they were unwilling to resolve the problem that occurred as a result of the incorrect information. Chase clearly does not care about customer retention. Consequently, effective today, I closed my two remaining accounts and will not follow through with a property refinance. Warning to all: Chase is apparently too big to care about their customers.
Reviewed Jan. 16, 2020
My account was defrauded before & it took me forever & passed on many times to different departments. They never froze my account after the 1st fraud despite me asking to freeze it which resulted to 2 more fraudulent activities- which took sooooooo much of my time, energy, money before I was able to get my money back.
Reviewed Jan. 13, 2020
I have had the same account since Amerifirst then it became Washington Mutual Bank and since has been Chase. I am the primary holder of this account and did sometime ago when sick give my daughter signage to the account. Since then, which is sometime ago, my daughter was able to acquire a Credit Card with Chase. Now when she goes online and accesses her credit card statements it also gives her access to my personal account. I was told that the only way to correct this was for me to open a new acct. This is crazy as I am the primary holder of the account and should be able to request my daughter to be removed after I am the one who put her on in the first place.
I went to my local bank and they could do nothing. I then called back as it was under review and was told because it is my acct I can remove her. Now I have to go back again to the local bank and ask again if they can remove her from access to my account. This is the most ridiculous practice I have ever seen with any bank. That a credit card account could give access to an account that she is NOT the primary holder of.
Reviewed Jan. 11, 2020
Chase Bank has got to be one of the worst banks to deal with. They charge outrageous fees for anything, they give you low interest rates so they do nothing but make money. They outsource their complaint department and their help department to the Philippines and Indonesia where you cannot understand the people. I was On the phone with one of them the other day and said I was having a problem transferring money from Chase to my Bank of America Account and that dumb person that I was talking to on the other end of the phone had no idea who Bank of America was. Said they may not be part of the banking system in the United States and that I might have to rethink what I'm doing. Then she proceeded to tell me that it would take only 5 days to transfer the funds from Chase to Bank of America.
It has been 14 days now. My funds are gone. They don't know where they are. I went into a branch and spoke with the manager, all I got was the runaround and pushing it off on Bank of America, Chase did not want to take the blame whatsoever. It was just let's pass the buck to somebody else. She said there's no way it could be Chase Bank's fault. If I was you, I'd find a different bank like 1st Western Bank, it's a small bank but they're very helpful and their people care about the clients, where Chase could care less about their clients, all they want is your money. I have had the same account since back in the 70s when they were called Valley National Bank, I believe I'll be canceling that account and moving my money to 1st Western bank.
Reviewed Jan. 10, 2020
I lived and worked in the US for 1 year when I opened a Chase bank account. After returning home to South Africa I tried to transfer my funds and close the bank account but Chase is only saying I need to walk into their bank cause they need to confirm my ID. I obviously can't do that since I don't have a visa and can't afford to fly back. So now Chase is stealing my $5000 as they do not want to make it possible in anyway to send me my money that I worked hard for in their country. I recommend each and every international student to avoid this bank under all circumstances unless you want to just work for free. Where is the zero star button?
Reviewed Jan. 10, 2020
I received my Chase Amazon Card at the beginning of December and was trying to take advantage of the 0% APR on balance transfers. I was trying to transfer $6000 from my Chase Amazon card to my Chase checking account so that I could help cover some bills in December. Chase sent the $6000 to an account that was already closed and rather that it automatically be re-routed to my Chase Amazon card it was sent to a previous card that had expired. No one on any of the Chase 'specialist' teams I talked to for 15-20 hrs could figure out where the money went. I was told that I would get the money back within 30 days. At Christmas time.
I was unable to buy my children gifts and I had to tell my wife that we could not go to see her family. The cost of this is immeasurable, and I promise you I am still paying the cost of it. And that is not to account for the thousands of dollars I lost in billable hours sitting on hold with Chase customer service. It is interesting that banks can be bailed out by the government but they put the full weight of their mistakes on customers. This is absolutely disgusting business practice. There is much more to say but not enough space.
Reviewed Jan. 9, 2020
I am so tired of Chase that I am considering on moving my bank account. I made a deposit with cash thru an ATM at night after work and the next morning I was hit for an ISF. They are really quick to do that to people's accounts. I have called the bank and went higher up to the headquarters and they all say they can't do anything. I told them this was cash so the money was there. Not like you are waiting for a check to clear first. The last week I have had to file 2 claims with them because someone has used my card to make purchases. I guess they would rather make $34 and lose a customer then reverse the fee and keep a customer.
Reviewed Jan. 9, 2020
I so wish there was a way to leave NO STARS! I had THE WORST credit card and customer service experience of my 53 years on this planet. I am just starting to reach out to as many places as possible to warn others so that they do not have the same horrific experience that I did! I will be switching 2 of my credit cards (one personal and one business) to another bank so that Chase not not get another cent from me. Basically I filed a dispute because Acutech LLC out of Montana sent me the WRONG chandelier ($5700) and refused to exchange it for the chandelier I originally purchased unless I SENT IT BACK!
You would think it would be a no brainer since I had texts verifying everything but Chase did not have my updated contact information so kept closing the file. We reopened it 3 or 4 times because they never updated our information. Yes, if you check our account with the dispute team you will see our old information still. I know it's crazy. Wait though! It gets worse! After the 6 months they then said the case is closed (yet again) and would not be opening it because the time limit had expired. So they don't have their act together and I have to pay the price. Oh right that makes sense.
While I was on the phone with the dispute team probably 20 different times the past 9 months I asked them to change my contact information but they said they could not. We had to do it on the computer or call customer service. We did that but to no avail. It never changed!! I am going to be doing research on other credit cards and getting rid of this personal credit card with Chase and a business credit card we have with them. I will definitely do my research before I sign up with another card. These guys get a one star. NOT GOOD!!
Reviewed Jan. 7, 2020
Customer service is HORRIBLE. I asked why they locked my online account and they had no answer and could not unlock it. I have plenty of money. They magically disconnected us. They are so horrible. Go somewhere else like a credit union that cares about you.
Reviewed Jan. 3, 2020
Very long hold times, pointless and multiple repetitive transfers and multiple disconnects. Operators are very hard to understand as well. If you think you will need phone service ever bank somewhere else.
Reviewed Jan. 1, 2020
Signed up for the Prime Rewards card on a whim. Haven't even had it a month and I wanted to pay off my statement. The website wouldn't let me "enroll" to pay my bill, stating that either information was incorrect or that part of the site was unavailable at the moment. Called Support. The account is locked. Why? Well, when I got the card, I received TWO suspicious letters in the mail on Chase Bank letterhead that appeared official stating that someone had changed my address and to contact them. It was signed "Fraud Department." (Gigantic eyeroll-- could this be MORE fake?) So, I call "Fraud Department" which is an automated number and clearly not associated with Chase Bank and sounds totally different than their "official" line, so I hung up and called the number on my card I had received.
I spoke to someone in Timbuktu whom I explained the suspicious letters to and that I wanted to report this as fake. I actually believed an Amazon seller stole my credit card information, knew it was a Chase Bank Prime card, and was sending this just so I would call a number and give away all my personal information. So I sought to report this "activity." Upon attempting to report this activity, I was shook down and asked a bunch of personal questions, under the guise of them being "security questions." For one, I have never provided any information to Chase Bank. The only information they would have is from my application from the card and the email address associated with my Amazon account. That is all. I do not even have a phone number on my Amazon account.
So, they ask for a phone number. It doesn't match because they don't have one, so they ask for another one. I realize this is a loop and they don't have a number to compare it against but they are omitting this information. Next, they ask me the make and model of the car I am CURRENTLY driving. They not only ask my mother's maiden name, but also her month of birth, and when you ask what is this about? Why are you asking me these questions to "verify" it's me but "someone" was able to change my address, allegedly, who did not possess any of this information?
Long story short. My account is LOCKED. They will not speak to me on the phone. I call over and over and they get my phone number (you know, the one they cannot verify) and say they will call me back within 24-48 hours. This never occurs and is an endless loop. I cannot PAY MY BILL (aka "enroll in online banking" to pay the bill because the account is "locked"), I cannot CANCEL the card, but what can I do? I can fully continue to make purchases on Amazon on it, of course!
They keep assuring you that answering the questions is OK because "they already know the answers" (they don't, they're DATA MINING YOU!) and they got them from your "credit report" without you having to provide them with this information, which is simply not true. For example, they will ask my CURRENT EMPLOYER as one of the first "verification" questions. I haven't worked in TEN YEARS! My partner does. So, they cannot fathom how I got the card and don't have a job, basically, so they ASSUME I have a job and when I say I do not have a current employer, they have no information, really, to compare this against, and it frenzies them and they just get stuck in a robot loop of reverifying your phone number you never had on file and saying they'll call you back. That's it.
It's extortion and it's blackmail and so worst case scenario is: I have to just not pay the card, wait for them to slam it with fees before they turn it over to a collections agency, take a hit on my credit rating, and then pay off my bill via a third party. And THAT'S IF I'm lucky enough to have them shut the account after nonpayment. I really don't know what else to do.
Clearly, the economy is melting down and they're desperate. I would assume they would want to collect on their bill though so I am just hoping I get a paper statement. How DUMB was it to send a paper in the mail to me stating that my address had been changed? What if I had really changed my address? So they would send someone at my old address a letter informing THEM I had changed my address? How absurd is this? This is the dead ringer giveaway these letters are a scam from the company itself and here I actually thought someone was just pretending to be Chase Bank to gather data. No, it's Chase Bank! And they locked my account, I can only imagine because I did not have a phone number on file with Amazon when I signed up for the card.
I am filing a report with Consumer Finance. I know from experience that the BBB cannot handle cases like this SO LONG as the company responds, which they will and just say my account has been compromised or some other hogwash, which it hasn't. They have compromised my account and are holding it hostage for personal information and when they were unsuccessful in their attempts to garner this information, they locked my account. Word to the wise: Lie to them sooner just to get through the process. They do not have ANY more information that what you provided to them. Do not believe them. It's a lie and they're attempting to connect your personal information to Amazon and to your credit report and get a fuller, better picture of the inside of Uranus.
Reviewed Jan. 1, 2020
I am writing this review so that Chase customers will know how they conduct their banking strategies scamming their customers. I had an issue with my account balance and was confused when I saw that my account had went negative overnight. The prior day I didn't have much money in my account however it was not negative. I had not made any purchases because I knew I didn't have the funds so there was no way that my account could have went into the negative. I called customer service explaining that my account had a positive balance the prior day and there was no way it could be negative. I have always monitored my transactions by my available balance that is how I keep track of how much money I have available to use.
The representative proceeded to tell me that, "since I hadn't made any transactions that there must have been a prior transaction that posted on a later date". I proceeded to say, "that the amount of the transaction is taken out of my available balance the day the transaction is made leaving a pending transaction with money already taken out." The representative said, "correct however if the merchant doesn't post the transaction that same day the money originally taken out of the available balance is put back into the available balance." I then stated, "so you're telling me that you guys are putting the money back into my available balance and that isn't my correct available balance." I was given a response of "yes that is what I'm saying."
I proceeded to say, "that my account going negative was not my fault because I had no idea that this is the way they conduct their banking. That this is the first time I'm hearing that they put money back into my available balance even if I don't have that money available to use." I asked if they would reverse the negative balance and was told they couldn't do anything about it unless one of the charges was not made by me. I then said, "that my account went into a negative balance due to being given a false available balance amount and that it was their fault." They still refused to rectify the situation.
I feel I've been scammed by being given misleading information on how much money I had available to use. Now my account is negative and I'll be charged an overdraft fee. Customers like myself depend and trust that we are being given accurate information. To find out that's not the case is very unfortunate. Chase customers don't rely on them giving you accurate information because they are not.
Reviewed Dec. 30, 2019
$30,000.00 gone! My 85 year old mother was scammed into using my account to wire 30k. The bank knew it and could have done so much more to help her. Now they are telling me to get a lawyer??? With what money? All would have been prevented if they got a bit more involved while she was at the bank. They even helped the criminal get the correct transfer account info to another chase bank, but did not want to take action because of the privacy of the account the money went into. Apologies don't pay my bills, I need my money back.
Reviewed Dec. 27, 2019
I have been a customer of Chase bank for more than 20 years. During that time I have deposited countless checks written from other institutions. I have never had a problem before now. Apparently Chase (and I imagine other banks) can arbitrarily place a hold on a check deposit. Although the firm from which the check was written showed that it had cleared, Chase put a 7 business day hold the the funds. When I contacted Chase both in person and on the phone, they could offer no acceptable reason for their action. They simply refused to release 80K and kept the funds for themselves. As soon as I can, I will close all of my Chase accounts and move to another bank.
Reviewed Dec. 27, 2019
Updated on 01/03/2020: Chase bank has come up with their own set of rules since the dept of banking had no rules for them to follow. I deposited 2 @ $60,000 checks local to into my account. They both cleared and a week afterwards without even trying to Access the funds, chase closed the account without reason. They said it was tagged for fraudulent activity. I Deposited 2 checks into My account and left the money there! Fraudulent Activity! Now it's been since Dec 4th when the checks have been deposited and after 6 phones calls avg 35 minutes each and spending 1 Hour at my branch I'm still waiting for the money!!!! $120,000 for 4 weeks in Chase's hands and my ** in my hands! Now they tell me Another Week! AGAIN!! Third time another week. WTF! You guys SUCK and are CROOKS. Go local banks. AVOID CHASE and their ** credit cards.
Original Review: I flip houses. I even used Chase for the wire transfer to buy the house I flipped. I deposited the money from the sale of the same house as 2 $60,000 checks. Chase then closed the account after they cleared the checks and have had MY $$$ for over a month without any reason. I've had the account for years. No apology or reason. ** Chase!
Reviewed Dec. 26, 2019
Because of fraudulent activities I had to cancel my debit card. Since I do most all banking online this represents a real issue. I contacted their fraud group cancelled the card and made arrangements for a new one; 3-5 business days. I asked if I could get the card info to update my files and was told I would need to get the info from a local branch. Went to the branch, got the new card number and was told I had to get the expiration date and ccv number from the 800 customer service number. I recontacted the customer service group they could not provide the info over the phone and would have to wait until the card arrived. The old ‘right hand left’ hand fake. Chase used to provide great customer service, what the heck happened? I have been with Chase, making it through 6 different owners, for over 35 years and expect better service.
Reviewed Dec. 26, 2019
On 12/20/2019 I was told my Bank account is restricted because of a Check I deposited to my account. It was the cashier's check for the amount of $225.00. At first I was uneasy about accepting the cashier's check but I thought it's better than a personal which bounces, get stopped, etc. And with calling BOFA to verify it was a good, and it was signed over to me the party assured me I would not have a problem receiving the cash into my account. I took a leap of faith and deposited it. Well, it was only $225.00 but with me working only part-time getting paid once a week. It's about the same value, And with me being low on cash awaiting payday I needed the extra cash for household supplies and groceries went low because party endorsed the check as payment for staying three weeks with us.
And now that my online connection is being restrained and I can't even call or get online to obtain access of my available balance which I feel should be illegal. I truly didn't see harm with the deposit for $225.00. All worked easily with a 20.00 check I deposited a few days before. A few days before. I knew there would be a hold, but I felt that everything would be ok. I verified the check it was and properly endorsed. I knew the party who presented the check to me as a well-respected individual. I felt all was ok. All banks placed the holds on new accounts.
Now here is where I get Frustrated. My direct deposit came in on Friday and It didn't become available not even all that weekend. Now Pissed my ** deposit. That's my money. I repeat my money I worked for. I even called and the Chase Agent and asked why wasn't it available and what could I do. I asked, "Could I walk into the bank to withdraw?" She told me nothing can happen until they communicate with the person who issued the check for the amount of $255. The operator informed me all they had to do was to talk with the person who signed the check. I gave them the number and the operator informed me to find out when would be an appropriate occasion to call.
I did find out and called back but that evening I called back the operator could not authenticate me for some reason and I gave him everything listed on my account correct, so I waited until today Monday to call the risk department and of course in was authenticated for that call. The operator informs me my direct deposit will be accessible the next day. Fishy I think. I begin to tell her the situation and when it would be a perfect moment to call the endorser. She takes down both numbers, places me on hold and says the numbers were not verified. I become confused, this individual has had the same number for like 3 years. After talking with the representative more she exclaims another reason it couldn't be authenticated was because it was prepaid meaning Metro boost, etc wouldn't work. I even offered her to call him while he is at work.
So, Chase bank wants me to advise him he needs to set up service with AT&T or Verizon and his metro phone bill with his name on it is not going to work. At this point I'm pissed I cannot get my money, can't walk in and close the account with Chase. Ok then chase bank I'm going to exploit you for the dirty ** Bank you are. I'm going to post and let everyone in America see why it's not a good idea to bank with the WITHHOLDING KNIVING BANK you really are and at this point I'm done, tired, frustrated and really will never bank with Chase and refer anyone who reads this to discontinue your service before the bloodsuckers take and withhold what's legally yours too. Middle finger goes up. I'm not very book smart and all, so I'm working to report this to every high elected official name I come across on the web. Never in all my life Banking did a branch say I could not receive what was available in my account!
Reviewed Dec. 24, 2019
I am EXTREMELY disappointed in Chase, their travel services, their customer services or lack thereof, and at this point have nowhere to turn. I booked two one way tickets through Chase Rewards and Travel on October 18, 2019. On December 5, 2019 I received an email stating the airline had changed to times of my flights. Not a big deal, or so I thought. It is now December 24, 2019. I am in London on vacation. I decided to check my reservation to see about paying to select seats. When I used the confirmation number provided I found out that a portion of my flight had been cancelled, without notice, and the airline had "forgotten" to rebook it. Originally the flight I paid for was from London to Accra with a stop in Kigali. They kept from flight from London to Kigali, but then no flight to Accra, essentially stranding me in another country.
I spent 3+ hours speaking to 3 different representatives who not only were extremely dismissive but also used what I can only refer to as pathological lie tactics to avoid providing any assistance. Everyone is labeled a supervisor, and THEN transfers me to a supervisor. They transfer me and say they have completely briefed my supervisor, and then I spend another hour explaining the situation and also having the "new supervisor" go through the exact same procedures as the previous employee. All the while apologizing by not solving the issue.
Then after 3 hours of this circus, the latest supervisor says he doesn't want to waste my time, he knows it's 3AM where I am, and that HE PROMISES to call me back with a resolution. I wake up at 7am, because who can sleep with this lingering. There are no messages, no calls, and the "direct number" I am provided does not allow the operate, yet another supervisor, to connect me to the previous representative who stated they would call me back.
I am now once again on hold, with another supervisor, who states they will have to escalate the issue and it will be resolved in 48-72 hours. Mind you I am scheduled to fly out of London in less than 48 hours and their solution is to simply "go to the airport". So now RwandAir has placed me as a waitlist/standby on a completely booked flight and says they will contact me IF a seat is available. And the AMAZINGLY intelligent SUPERVISORS are suggesting I just go to the airport and HOPE I can eventually get on a flight. Chase is telling me on their end it says I have a confirmed seat, when I got to the actually airline it states I am on a waitlist. I am not sure what number of lie we are on at this time.
I have requested that they cancel my reservation completely and rebook me on another airline that would have me arrive at the original times or some other accommodation. At this point I have already spent money on transportation to and from the airports which can not be refunded ($300). I have spent over 4 hours, going on 5 now on hotel phone, not sure how much this will cost. Not to mention the $2,000 I paid in points and cash for the plane tickets.
This can not be life. This can not be reality. I am traveling with my cousins. They booked the same flights and amazingly their flights were not cancelled. The only one that was cancelled is mine and the only difference is that I booked my travel through Chase Rewards Travel System. Chase doesn't care what happens to me, is not offering any solutions, has not offered any remedies or compensation, and is basically shuffling me around their best practices if lies. SOMEONE HELP PLEASE!!!
Reviewed Dec. 21, 2019
I deposited a certified check from my Extra Credit Union checking account into one of my Chase checking account on Friday, 12/20/2019 and was told the check would clear the next morning, which is today, but when the check didn’t clear as told, I went into a local branch where the transaction occurred and spoke to a personal banker Madahee ** who nonchalantly told me that the fund won’t be released until 12/24/19 without any reasonable excuse. Again, I called on the phone and I was transferred to department that oversees checks, and was told by another unprofessional and very rude associate that the check will not be released until 12/31/2019. Chase bank takes advantage of the poor and the vulnerable ones. So shameful and painful that a loyal customer for over a decade is being treated so poorly.
Reviewed Dec. 19, 2019
Our business failed and closed 10 months ago. We have no revenue and I am unemployed. I and very disappointed that Chase will not negotiate a mutually agreeable settlement. Their system generated an offer of 75% (no one is willing to pursue approval with the appropriate level person to override the system). Our off was 45%. In the end it seems our only option is to claim bankruptcy with zero understanding or willingness from Chase to help a closed small business. In addition, given this is a business credit account, they report on my personal credit which should not be the case...and closed not only my business account but my personal accounts as well without notification or discussion. Be wary if you are a small business owner seeking credit, they do not have your back.
Reviewed Dec. 19, 2019
I have tried twice this week to transfer money into a secondary Chase account. Both times, the bank said the transfer was "pending" and both times the transfer failed. I called Chase and no one could explain what the issue was. They told me the transfer would go through "by 11 pm tonight, EST". Well, at midnight (EST), the money still had not transferred--and when you call customer service at that time, the recording tells you that they're sorry, but the office is closed; call back tomorrow. The ordeal continues....
Reviewed Dec. 18, 2019
I put a check into Chase Bank and a check into BECU the same day for the same amount from the same issuing bank. BECU cleared my check in 2 days. Chase told me it would clear in 3 days and then MAILED me a notice that it would be 8 days, and as a result both checks I wrote against it bounced and the people who I wrote the checks to had their checks bounce. What was a reasonable policy 20 years ago is SHADY in the electronic era. How is this not illegal?
Reviewed Dec. 18, 2019
Applied for a business card (after spending many many thousands of dollars filling up Chase's pockets with my personal cards). Business claims they sent me a notice saying I needed to prove my address (we had just moved). Never received it. Tried to fix it as follows. Called the business unit. Got a "specialist" after 3 transfers. Told me to take a tax bill to the local branch, they would fax it to the appropriate place, and all would be good.
Nope. More delays, snafus. Chase lending department says: "Don't take tax bills as proof of address." Wait a minute. A Chase specialist TOLD ME to take a tax bill to the local branch, and the the "private banking" person at Chase went ahead and faxed it and said "all will be good." Nope. This is Saturday Night Live material that has taken me hours to try to resolve. And they keep ** it up, over and over again. And get this: the "specialist" I just spoke with, who told me "The issue is we don't take tax bills as proof of address," tries to tell me that no one at Chase has screwed up. Say what? Your dental cleaner tells you to do X and all will be good, and your who you happen to catch while leaving the office says "No no don't do X, it'll ruin your teeth, do Y instead," and no one has made a mistake? I would avoid Chase Bank like the plague.
Reviewed Dec. 16, 2019
I had money in my account and transactions going through. I checked my account throughout the day. Just in case anything went over I could put the $ back by 8pm like I always do. I checked again at midnight. Still money in there and no alert of any overdraw. I wake up at 5:30am and BOOM! 3 fees. Chase moved all my transactions around to different dates & hit me with 3 fees illegally. One of the agents felt awful for me on the phone & told me a few things that would probably get her fired. Basically this bank is completely corrupt. They will find a way at the end of the year to hit you with fees to meet their quota for their investors. I didn’t have energy to argue and take it to corporate so I will just shut down my account ASAP. Switching to Alaska Federal.
Reviewed Dec. 15, 2019
Someone gave me a fraudulent check. I deposited in my account right away. She said $500 of the check was available and then it appeared in my account the next day to be cleared and the next day after that because it did not say pending. Well the third day it was returned and all they could say was this is their practice. They set up to make it look like the check was cleared when it wasn’t. And their practices of how they relay that to the consumer is extremely confusing, and they take no steps to help with some type of investigation, just like that marker can verify a phony bill, it should do the same with checks. Been with Chase 20 years and they let me down.
Reviewed Dec. 13, 2019
I am world traveler and executive platinum on AA and also Chase private client yet I received the worst service ever. Do not book travel with Chase travel. The worst client treatment and service I've ever seen. I booked my travel to Egypt 6 months ago for December 22nd (next week). Two days ago I got an email to call as my flight need to be rescheduled even though my husband and my daughter are on the same flight under different reservation and they did not get any notification of the change. I called and I stayed 4 hours trying to get my flight back or an alternative flight and they said call tomorrow to re-issue the ticket to put you back on your flight.
I called today and I have the pain to speak to their travel agent for 6 and half hours. They said no seat available from London to Cairo so I told her I searched and this flight is being on sale on Orbitz (BA155 operated by Iberia). She came back and said, "Ok we will put you on this one but you have to return from different country (Israel). Nothing from Cairo." I explained this is different country and requires visa and not easy to get and they said take a refund and go. I asked them to rebook me on different flight even different from my husband and my baby and they said, "You have to get a refund for the money paid 6 months ago and book new flight on Christmas time which is 4 times more expensive" and I have to pay that.
In summary they are missing my family and business commitments and instead of apologizing and rebook and provide compensation. they ask me to pay too much money one week before my travel. They say, "We are not responsible. Airline's fault." But I booked through you. And the answer is you only have the options above. Travel from Tel Aviv, cancel, rebook and pay extra money. Worst client service. I will never use it again and I will be withdrawing all my saving and investment from Chase and will not trust it ever again. I never write a review as I am extremely busy but I really do not want anyone else to go through this pain, inconvenience cause by Chase. Yes, I am cutting all business with chase and advise you all to cut it for your sake.
Reviewed Dec. 11, 2019
Out of the blue I received a credit card from this bank around Nov 7 2019. Thought nothing of it other than wh. The next week I got a check from them for $15 and letter they were closing my account. I never opened one. This time I called and they needed my account number to check. WHAT ACCOUNT?? I was told it was opened online and after explaining I never did and never would they put a stop on all.
Next I get a bill for $100 wanting payment. I called again went through whole scenario again and was advised they were sending documents for me to complete but requiring me to go and file police report for identity theft and return such to them. Why I have to b unconvinced I beyond me for something they allow online is aggravating. You need a picture ID for everything accept voting so why not opening a bank account which by allowing online isn't required. Wonder if this could not be a bank scam like WELLS FARGO opening accounts but hope they got m name remains a mystery
Reviewed Dec. 10, 2019
Being a Chase customer and working in this area, I am forced to use the services of this bank branch. It is a very frustrating experience to try to do any business at this location. I attempted on 4 occasions to run in and quickly take care of a request I had made. Every time I go into the branch, there are long lines for the ATMs, long lines for the teller windows and you have bank employees standing around chatting with each other in the lobby. Not sure what their purpose is but it is definitely not to assist customers. They are too busy chit-chatting with each other to be of any help. I wish I had a job like that!
I've searched all around for a branch manager's name or information but I could not find anything. When I asked an employee about the manager's name, I was given the reply, "why do you need it?" I gave up. The teller windows have two employees in the mornings and at lunch, when most customers are in need of services and quick turn-around time. Why do they have bank employees standing around in the lobby clearly not doing anything? A greeter? I get greeted by enough people in the street. What about instead having these people helping move the customers through quickly? It's sad that this is the only branch near me during working hours. Clearly, the management does not care about customer service or their employees' use of time. Avoid this bank if you can. There are too many other banks with better service!
Reviewed Dec. 5, 2019
My wife has an account there and she haven't added me to the account yet cuz I just came in USA; long story short she deposit my check (husband) and we had issues with customer service for a good 3 weeks... They kept telling her, "Once the check will clear off you can use your funds" and then we decided to go to the branch and this lady name Suzane was really helpful, she called the customer service and proof them wrong and they said, "Ok she can use her money." Guess what? Noo I could not cuz they had put a restriction on the account even though a manager named John got involved and he send the whole policy to customer service and they still weren't fixing the problem. I feel bad for that manager and that banker cuz they were both helpful and respectful. Customer Service sucks and they are the ones who make the decision. So my wife closed the account.
Reviewed Dec. 4, 2019
First off, let me say... I have been banking with Chase for about a decade and my mother since the 60s. The problems I am about to describe only began happening over the last 2 years and gradually have gotten worse to the point of both of us being disgusted and finally planning to close our accounts before 2020. My mother gets over $3k direct deposits a month, I do not have direct deposit. They hit us both (her more I would say but overdraft protection is not what it seems) with insufficient fund fees that are completely unwarranted.
We have both gotten a fee once in a while over the years, when either of us are in the wrong we pay it with no problem. Mistakes happen especially with the amount of automatic debits these days, but they were seldom bc my mother’s balances her checkbook old school style. Sidebar I have overdraft protection, pay $12 per month for my account and I still get hit sometimes. They have given me many different excuses for this but again that’s not my main issue bc they are not displaying a fraction of the “corporate greed” with me than that which I have seen with my mother’s account. If she was in the wrong and insufficient for a transaction she received the $34 fee and paid it. This was how it was over the last almost 6 decades.
Now over the last 2 years we have noticed that if she gets hit for one fee that is her fault they will hit her acct. with up to 5 more $34 fees that have no basis. And I’ve watched her account closely with her permission and I see what they do. When a transaction was pending, it stayed pending until it was complete/approved/permanent. They kept the record transaction there the entire time with the correct date and when it changed to approved it did just that. The date of transaction didn’t change or disappear; gone completely and popping up 1-3 days later. They will say it’s the vendor and that’s fine but no transaction that occurred and affected the account should disappear.
Sometimes there will be a pending transaction and then the vendor will refund the $ temporarily so they both disappear and then the final one will pop up at random up to a week later. Poof it’s gone and customer service (horrible, rude, clueless, helpful 1 out of 20 no matter the topic) is none the wiser bc they can’t see anything that we can’t apparently. So we would call and they have no idea what I’m talking about bc they only see the one approval where they changed the date and all the other transactions are gone. What company doesn’t have detailed info and real time records. That would be proper and convenient to the customer, but then Chase couldn’t lie and scheme on their loyal “sheep”.
Chase never did this until recently as I’ve mentioned and their greedy tactics have gotten worse on a slow decline over the past 2 years. I’ve taken screenshots of my transactions to prove my point and they don’t care. I’ve seen that if there is one fee for a mistake, all of a sudden 3-5 other transactions that were already permanent will have the date changed so they can hit the accounts for more fees. That is the most disturbing. In all my years and experience with other banks and even Chase before they sold their soul, I have never seen such crooked borderline criminal behavior. I’m sure they were down profits and found this loophole. I mean they have hundreds of 1 star reviews and I’m sure it would be no stars if we could.
Another very disturbing point (this takes the cake, pun intended) is that we were both told separately by Chase customer service that if one of our accounts has a negative balance, that we have until 11 pm DAY OF to fix the balance, and if it’s fixed we won’t get a fee. They abided by this for a very short period of time and then completely did the opposite. It made sense before bc if there was a negative balance the insufficient $34 fee would pop up the next morning, so if you fixed it by 11pm (like they promised on more than 2 recorded phone calls) your account would be in good standing therefore no fee as promised.
So they no longer abide by their own standards. Now they have even started to hit people with the insufficient fund fee at the exact time of the transaction that made the account negative. No longer waiting till the next morning or even after 11 pm. I’ve called and asked what’s the point of recording these calls? It’s only for their benefit apparently. Obviously they are protecting themselves from getting caught in all their lies and deception. How they can treat paying customers that they profit from like this is disgusting.
Shame on Chase. I’ve decided to open up with USAA bc I have a lot of family in the military. My mother has decided to go to Capital One. I might go there with her and just do savings at USAA since we do a lot of banking together. If we keep giving Chase our $ they will never change. There are so many horrible reviews, I wonder how many of these people are still banking there bc my family is done.
Reviewed Dec. 4, 2019
Filed a claim on my account for transactions I did not make, they credited my account then reversed everything leaving me overdrawn $814 then went into my other account to cover the the charge without letting me know ahead of time. They are all about money,
Reviewed Dec. 2, 2019
Opened new business and personal accounts. False prequalifications sent by Chase Credit, branch employees have no knowledge how to do their job, overprotective for no reason for repeat and previously verified transactions, asking me to stop doing all I am doing and go to branch for verifications, locked my money and no help over the phone. Disgusting bank.
Reviewed Dec. 2, 2019
Chase reached out to me about acquiring a credit card through them. They said that based off of my business with them over the years I qualify. I applied and received 2 credit cards for a thousand each. Two weeks later unbeknownst to me they closed both accounts. I found out in the checkout line with 140 dollars in my basket and both cards declining. I was sure something was wrong but so embarrassed I paid with my debit card, and quickly exited. I call Chase and they say, after further review my credit is not old enough and my credit card debt of 1200 is too high. So, just like that my cards were gone and I am still asking why? The way they did business with me was very misleading and now I am left to figure things out. It seems like once the card is in hand and being used, you have the right to believe it is yours!
Reviewed Dec. 2, 2019
BEYOND FRUSTRATING!!! I have been processing an ongoing dispute for nearly 3 months with NO progress or success! No matter who I talk to, how many documents I submit, numerous emails and phone calls!! AVOID THIS BANK!!!!
Reviewed Nov. 27, 2019
The location at S. 119th and Western in Oklahoma City was completely appalling. We started in the teller line to pay-off an auto loan and get a title notarized. The teller stated that we should wait in the waiting area for **and he could help us. After about 10 minutes ** arrived and asked why we were there. We told him they told us to wait on him, and his comment was "who are they". We explained that the teller at this office told us this. He seemed annoyed and asked what we needed, but failed to listen to what we really told him. He was annoyed and said do you really need a banker or what. We expressed that we guessed so and explained again what we needed. He explained that he could help. We questioned why we were told to visit the bank to accomplish our simple task, and very curtly said that this could not be accomplished. He did call the auto center and told them that the customer wanted to simply make a payment.
I explained that the customer did not simply want to make a payment, but that they were selling the vehicle and the buyer wanted to pay the entire pay-off so we could get a lien release and get the title notarized. He got extremely mad, and found great dissatisfaction that I sort of knew how this process should work. ** at this location no people skills, customer service skills or basic banking skills. He threatened me that he would call the police on me. This was a totally amazing banking experience and not in a good way. I simply do not understand how a branch and management would allow this person to stay employed. What a tarnished view of this branch and the total bank. Do not attempt to get any help at this branch, but you can get plenty of attitude and incompetence.
Reviewed Nov. 27, 2019
I had a cashiers check given to me from a family member in order to pay for a furnace. I decided to deposit it in my Chase account rather than my local bank's account. This was a big mistake. Let me remind you that a cashiers check is a check guaranteed by a bank, drawn on the bank's own funds and signed by a cashier. So what's the problem, it's as good as cash right? Not with Chase.
After not seeing my check clear for 4 business days, my first inclination was to call the financial institution who issued the check. They explained that funds were available and that they were not withholding. So I called Chase and they explained that the check's funds wouldn't be available for at least 4 more days. They were "verifying" funds. This is obviously b.s. My balance in this account was particularly low as I only use it to pay bills and credit card balances. This is obviously an attempt to withhold funds so that the bank has an opportunity to charge overdraft fees. I wouldn't ever recommend this bank. From this day on, I'll never deal with Chase bank.
Reviewed Nov. 26, 2019
I had banked with Chase for a few years. A lender deposited 942 dollars into my checking. Chase Bank then charged off my account after several claim reversals were made. These payments went into collections and I never received a penny. Coming to 5000. I went into the bank several times an was given false promises to fix the situation. I never got one letter or one call. I was on the phone every weekend. They were very rude too. Giving no answers including lies about sending checks which were never received. I hate this bank for ruining my summer and Christmas plans. They should be dismantled. I'm never banking with them again. They left me in collections for thousands and kept every cent. Horrible service. After 2 letters 10 phone calls and 3 walk ins. I have got nothing. Thanks a lot. This is war!
Reviewed Nov. 25, 2019
I just opened this account and deposited my payroll check. According to Chase they are holding my deposit for 10 days to verify that my check is an actual check. I kept calling customer service and every person I spoke to was very rude. They couldn't give a an explanation of to when my check will clear. When I told them I would be going to another bank their response was, "Go ahead." My check was deposited on November 21st and they will not clear it until December 3rd. They definitely lost a customer.
Reviewed Nov. 21, 2019
Chase enabled a merchant to scam me out of $4,400. I was at a store i thought was legit, it turned out store was a big scam. I was supposed to have bought something for $440 then a charge for $4,400 was placed on my account. I called merchant they said they would credit the $440, but not the $4,400. I called chase to ask if there was anything they could do. they said i could dispute the charge. When the dispute showed up it was only for $3,690. I called many times. I was told different things every time. I called the merchant. I stated that I didn't want the items. They stated that I couldn't get a refund due to item being shipped. I called the store. They said it hadn't been shipped. I stated that i didn't want it and wanted a refund. They said okay but a manager would call.
I went to Chase assuming the refund had been received. Chase said do not accept delivery. I called Fed Ex, they returned items and gave me receipt that stated this. Chase then charged me the $3,690 back to my credit card saying there is nothing we can do. I do not have any items and now I am paying for something I do not have. The scam merchant has since disabled the phone in the store, the number on the website is a distributor, and will not give me any answers. Chase then said, "Sorry you have to work it out with merchant." Well the merchant doesn't exist any more. I have nothing and I am out $4,400.
Reviewed Nov. 21, 2019
I had to 2 checking accounts and an investment account. I never even wanted a second checking account, I thought it was a savings account and it never told me it wasn't a savings account. The online is confusing. I had 5 accounts pop up for 2 checking accounts and 1 investment account. However, if you don't mind for checks to take forever to process at the ATM then this bank is for you. Even my work checks that I got weekly if I put them in the ATM I would still have to wait a full 24 hours to get the entire check. If it's a personal check you can pretty much forget it. It'll be pending for like the rest of your life. Then if you have a mishap with a check you might as well just go ahead and cover yourself because they treat you like you're a criminal.
Keep in mind you went in at to tell them with the person who wrote the jacket that there was a mistake and yet they still act like you're a list and they just can help with anything like they're not trained to fix an account. The customer service is rude and not very knowledgeable and if you get stuck on the phone get ready for a trip to India. They're probably worse than Bank of America and I don't say that very often. If you want a good bank that is not out to screw you you should probably try SunTrust cuz they're the only ones who are worth it.
I got a third party check written to me or signed over to me and oh boy don't even think about having someone sign a check over to you and then going in with them to prove that they gave it to you, because it's still going to be over 10 days before they ever let the check go through and then they'll decide they don't want to bank with you anymore even though you decided first, because hey who wants to bank with someone who treats you like you've done something wrong by coming in to correct a mistake made by a third-party with the that third party and then showing up in person for verification so that they can stop treating you like a fraudster. Then you can't even close the account, they get to close it on you.
That doesn't even top the fact that because I have secure account I don't have overdraft coverage which makes sense and that's fine, but they would still let things go through and then return them days later. Do you know how confusing that is especially for someone who has a secure account and who's not supposed to be able to do anything even remotely close to overdrafting and then because someone else messes up by giving you a check from their old bank they want to close your account and treat you like crap. My advice don't bank with them.
Screw it. Don't bank with anyone but if you must bank with someone.. SunTrust or one of those new prepaid fee free Banks online are the way to go cause Chase couldn't get any worse. PS- if you want to invest try Acorns or Stash or Moneylion especially if you're a beginner because they don't help you out with anything or show you what to do, also they have zero choices for ATM cards like all their choices suck unless you love Donald Duck.
Reviewed Nov. 20, 2019
My husband has been a service member in the Army for 11 years, Chase is the ONLY financial institution that denied our SCRA benefits because we do not live in a community property state. We have NO control over where my husband is stationed. Chase is not customer or Military friendly. We will be closing all our accounts with Chase and bringing our business elsewhere.
Reviewed Nov. 19, 2019
I use to love this bank! But for the past several years whenever I have a problem and call customer service I'm put on the phone with the same woman each time from the Philippines. It is really REALLY frustrating. Then if I need to speak to another department it is transferred to India. These people can barely speak or understand English!! They have very heavy accents and sometimes get rude when you can't understand them.
One time I called customer service about my account and was put on the phone with an ** who barely spoke a word of English. This is shameful! A few years ago it was Americans answering the phones and The farthest being from other states in the US, but never was people who don't speak English and from overseas!! I don't feel that my account is safe not being able to speak to an American about my account, when this bank is in America! I shouldn't have to speak to someone overseas about my account. What a shame. I'm absolutely fed up and infuriated at what Chase bank has become!
Reviewed Nov. 11, 2019
This was my fist dispute in 18 years of being with this bank, and they refused to allow me to send any documentation proving that I am right, I wouldn't fight for it if I wasn't. After 4 months in dispute when nothing happened, they rebill me with half of the amount, believing the merchant that is a scam company listed online too by many customers. I asked for a right to provide my documentation proving otherwise. I sent over everything including pictures and email communication with the merchant, I received an email stating that they received it, and then I check back a week later with them, when they say they never received anything. I am being advised to go to a branch to send the info over, I do, I work a lot on it, printing pictures and emails.
A week later I call and they tell me they won't do anything, I have to pay the bill, zero chance to defend myself. As of today I am switching all of my accounts that are me and my husband's checking, saving, daughter's college account and my husband's investments, all of it, they don't deserve to use my money one minute more. Worse bank ever. Valued customer? Forget about it. They don't know what that means, but they say you are valued. My value in their eyes feels more like a rag, or a bug under their feet. Definitely don't deserve this. I would assume any other bank will be better than them, because there is no words for worse.
Reviewed Nov. 7, 2019
I have been waiting 3 1/2 weeks for Chase to reverse a wire deposit made mistakenly to the incorrect account. The sending bank, BMO, sent a corrective notice one day after the wire went out. There has not been one individual at the branch level who has been able to accomplish this, and neither has any operating group. It is a simple resolution, and they agree it is simple. However, they cannot or will not make the correction. The money in question is from my mother's estate, and is due 6 siblings, and I am the successor trustee. The account that has the money is my mother's old checking account, and I am also executor over those assets. Simple mistake, simple resolution.
Now, I have been told that the legal department has had this case for a week, and that you cannot communicate with them. And, worse, they have no established timeframes for any work in their department...so no real accountability to anybody. I have been unable to escalate to any individual with enough authority to make the corrective entries; nor has any Chase employee indicated that they knew what was happening, why it was happening, and to whom they could go for direction. A complaint department, that made clear they were not a complaint resolution group, called yesterday, and agreed 100% with my issues and position. But, he is as unable to enact a correct as I am. Unbelievable
I sit with no contact, no understanding, no access to the money and no idea of when this will end. Just to add to this, the account I opened in July to use for the settling of my mother's trust ended up being input incorrectly by the Chase banker. Chase threatened me with blocking access to the account if I did not go into a branch and fix it. I commented several times over the phone and in person that I did not make the mistake, Chase did...and they should fix it. I spent over 12 hours on the phone, and over 7 hours waiting in branches to fix a mistake that they created.
Not one Chase regional manager has called to apologize for the earlier issue, or to resolve the current. And I have asked repeatedly at the branch for this to be escalated to someone who can make a decision, and I wanted them to call me. Nothing. I have been in banking for over 35 years, and this is easily the absolute worst customer service I have ever experienced or heard about. I cannot emphasize this enough: Chase is not a customer service oriented bank.
Reviewed Nov. 7, 2019
Despite the fact that 3 separate agents told me that my claim was accepted and the refund will be coming soon I realized that that I have been lied to and that my case was closed a while ago.... Don't you record phone calls??? Phony bank made me lose $768...
Reviewed Nov. 6, 2019
They gave me excessive overdraft fees that where unjustified. The overdraft fees had no justification. I complained and they gave me a REVERSAL OF $135.00 and the $135.00 showed up on my online bank account and I called customer service and the lady said that my account had $135 available balance, I went to the 7/11 and purchased a Slurpee for my child that was like $1.49 and the next day I had another Overdraft fee for the purchase at the 711 of the slurpee of $1.49 for no reason because my account was positive and I have $135 in my bank account available.
I honestly think they are just out to charge OVERDRAFT FEE AND TO MAKE THEM UP BECAUSE I HAD MONEY IN MY ACCOUNT. IT'S HORRIBLE. I called to fix the problem and they told me that the $135.00 were now missing in my account and I don't understand how the $135 can be missing in my bank account now if yesterday they were in my bank account. I am not going to pay more OVERDRAFT FEES.
Reviewed Nov. 4, 2019
I applied for a credit card with Chase Bank a couple months ago. Three weeks after I applied, they mailed me a letter asking for more information. A week later, I mailed them the information (address proof and social card). I did it in a Chase branch so it would be done securely and correctly. I was told they will get back to me after 3-10 days. I called back in a week and heard my application was still under review. Today, when I called back, it turns out they closed my application and want me to reapply. Besides the hassle, it has also been very detrimental to my credit score. They already did a credit check on me in the original application which dropped my score by 10 points, making it difficult for me to apply anywhere else and to reapply with them. And now another credit check will reduce my score even further. I am extremely upset as this has set me back severely.

Reviewed Nov. 3, 2019
I sent the money order to a rental agent. Deposit it into their account. They couldn't bother to inform me that there was a two-week hold on that until after I got the receipt. I read it on there. This money was for my girlfriend's new apartment since we are two thousand miles apart. Right now this may put her on the street. I tried to talk to them about it in person and they just threaten to throw me out. Awful awful Bank.
Updated review: Nov. 3, 2019
I tried to update my original review as Chase Bank solved my issue. I received a notice my review was available for viewing so I wanted to update, however when I check my account it list the review as on hold. When I click the link from the email the review is available but has no option to update. Please remove my one star review of Chase Bank or let me update it, as Chase has fixed the issue.
Original Review: Nov. 2, 2019
I recently open a checking account at Chase Bank when the representative informed me they could hold my check for 24 hours. I told her my concern as it was a Friday and I needed my money by Saturday to repay a payday loan. She assured me that the Friday would be considered a full business day and my funds would be available Saturday. A few hours later I received a message from Chase Bank telling me my funds would not be available till the 4th the following Monday. When I told the representative this is unacceptable so when my money was available on the 4th I would come in and close my checking account. Within a half-hour I received a second message stating that my funds would not be available until the 5th the following Tuesday.
This is not a coincidence. This is a bank acting like a bully and by the way my company is also with Chase Bank so this check came from within their own network. It is not a coincidence that within a half hour of stating I would be closing my account they decided to hold my check another extra day. If you want to bank with a bully go ahead but I hope this warning reaches at least one person and saves them from an experience like I had. By the way ConsumerAffairs I took the time to to write something much more professional so that some people would pay more attention to what I was writing. Your site lost everything I did. I'm not spending another half hour writing out another report so hopefully this one works. Not happy with you either ConsumerAffairs.
Reviewed Nov. 1, 2019
Worst bank ever. Terrible customer service and poor response to fraud. You can't talk to them because it's like talking to a wall. Demeaning and patronizing and don't listen when you're trying to talk to them. Stressful and not worth it.
Reviewed Oct. 31, 2019
Here's the story I have to tell about Chase Bank. I open an account as a new customer with them online, deposit a check and I think that everything is great. After they put a hold on my check for 4 days which I understand because I'm a new customer the funds finally become available in my account. Now I make one transaction (by using QuickPay/Zelle in their mobile app) and right after the transaction goes through I get a message that they have locked my account.
After calling and speaking with them they tell me they are unable to verify my identity because they cannot get the security code to go through to my phone. Now I can't understand why that is because I'm receiving text alerts to that phone number, I received the e-mail from Chase Bank that my phone number has been verified and added to my account yet they cannot get a code to come through to my phone. So I go round and round with customer service (who by the way are beyond rude and kept asking me if I could hold why they looked at my account and then somehow I would get disconnected from the call).
When I finally reach a supervisor who finally has the brains to say to me "Since we can't get a security code to come through a text to your phone may I call you on that phone to verify it is your number?" I tell her of course. She calls me. She verifies that I have answered the phone and that it is actually me and says, "Okay I'm going to continue the call on my other line and we will get your account unlocked." She does unlock my account and I'm able to get in the app again. Now I go to transfer money and when I hit process it tells me the transaction is pending. So I figure it may need a few minutes. When I go back to get into the app I am once again locked out.
I call customer service and I speak to at least 23 people and not one of them can tell me why my account was locked again. There is one gentleman who tells me I am high risk. High-risk?? I am a brand new customer to this bank. How can I be high risk? I explained to them that I just talked to a supervisor and she just unlocked my account after she called me on my phone and verified my identity. The customer service representative tells me, "Yes I see the note but unfortunately we cannot unlock your online account because we cannot get a code to go through to your phone." Once again I tell her, "I just went through this with the supervisor and then she verified my identity and unlocked my account." Sorry the customer service rep tells me, "I am unable to verify your identity so there is nothing I can do to help you." "Why was my account locked again?" I ask. No answer. They have no answer why.
23 people I spoke to yesterday and not one of them can tell me why my account was locked the first time and why it was locked the second time. Now they have had my money for almost a week now. After all these conversations I had yesterday the last thing I was told was, "Once you receive your debit card please call us because we will be able to verify your identity with that debit card." So lo and behold I get the debit card today and I call them and am told, "Nope. Not good enough. We still cannot verify your identity and that you need to go to a branch and show identification and will unlock it then." Now they've already told me I have to go to a branch and I've already told them I have epilepsy and I don't drive and the nearest branch is 70 miles away. Never mind the fact that when I signed up online it lists a branch where I live when in fact they don't.
When I was first told that I would have to go to a branch I called the number that was listed for the branch where I live and was told that no that branch has closed and that address was supposed to be taken down. Now this was all explained over and over to the customer service reps, to the supervisors, and to their @chase support on Twitter. Now I am sure I can take a taxi 70 miles to a branch but guess what??? I don't have the money to do that because they will not unlock my account. I just thought I'd share this as I'm going to share it everywhere I can because potential customers need to be aware of how they treat you. It has been almost a week with no resolution and I still do not have access to my account. So, Chase Bank, how you have handled the issue with my account is beyond unacceptable. I honestly cannot believe this is how you treat people. You really should be ashamed of yourselves!!
Reviewed Oct. 30, 2019
My spouse and I have been Chase customers for many years and we have a personal checking and a savings account with Chase Bank. My spouse also has a business checking account with Chase. We also have a safe deposit box with Chase and my spouse and I both have credit cards with Chase. Our savings account at Chase is owned by our revocable trust. When that account was opened, there was no “account linking” requirement. I will later discuss this further.
Recently, we wanted to open Chase's promotional CD account with a substantial deposit. The interest rate for 8 months for this CD was 1.75%. After spending about two hours speaking with personnel at the branch and later on the phone, we were informed that in order for us to have this CD in our trust, we would also have to have a checking account in the trust name (“a linked account,”) even though my spouse and I now already have two checking accounts! We told them unless they would waive this linking requirement----which they did not mention to us until the conclusion of our discussions, and have this CD issued without having this additional checking account, we would make this deposit at another bank.
We also said we would now think seriously about closing all of our existing accounts at Chase. We also asked to speak with a person having authority to grant our request on this CD but such a person never contacted us; instead they had a manager at another branch call us. We have now opened a CD account at another local bank (Huntington Bank) that does not require us to have this rather ridiculous and unnecessary linked account; and we don’t even have any checking accounts at that bank. We used to think that Chase Bank was better than our previous bank, Bank of America, but now we aren’t feeling that way and we won't now be recommending Chase Bank.
Reviewed Oct. 30, 2019
MY MAJOR COMPLAINTS is with my auto loan.. Chase has had my car loan since 2017.. It is not October 30, 2019.. To this date they say they do not have my title. Previous loan was with GE. GE has released electronically TWICE to Chase Bank Auto Loan dept. Chase even sent me a letter/form to sign to authorize them to get a new title.. I get nowhere talking to any of the ladies at CHASE AUTO LOAN phone "numbers". It is a consistent runaround. I have informed them I want to trade my car in to get another vehicle. Because of the stupidity of this Chase Bank area.. I cannot do a thing. The excuse I get from the ladies "We are giving GE a little more time to come up with a title."
I CALLED AGAIN YESTERDAY.. "Hey... You people have received a electronic title twice.. Where is it." "Ms. we are working on it." OMG. My next step will be to write a email to the BBB and see if they can contact Chase. I will continue to send emails and phones calls and doing a job that CHASE BANK AUTO FINANCE DEPT SHOULD HAVE DONE BACK IN 2017.
Reviewed Oct. 30, 2019
I deposited a check written from USbank and Chase placed a hold on that deposit for over two weeks. The next day, that check was funded by usbank so I contacted the verification dept and they told me that they will not release the hold until they are done with investigation. I explained to them that check was written from my dad and that I'm a joint owner of that usbank account. They told me they needed to speak with my dad so I gave them his number. They didn't accept that because it wasn't under his name. Well that's because he is under my plan.
They told me I needed to go to a branch and show them proof that I am an account holder of that account. I did.... And currently, that check is still on hold. I've called and keep getting the runaround. Plus, I don't mess l need to be a joint owner of other account to be able to cash or deposit a check. I just happen to be in this case. My account has never had returned checks, fraud, etc, yet they sure acted like I was a criminal. Even after I have proven the check is good, it's almost like they didn't want to admit they were wrong.
Legally, I'm not sure if a bank can continue to hold someone's deposited when the other bank has already given the money to them??? What are they waiting for? Funds are released and check is good so.... But I spoke to 5 different employees of Chase, including a supervisor who kept putting me on hold but just kept asking me to do this and that yet never provided any true reason why they refuse to release the funds when it's already paid. Who tweets that interest? No sorry, nothing.... I was told by one of the unhelpful gals that if they don't conclude within 10 days, they may close my account. What???? That doesn't even make sense. EGO? So, their gut instinct was incorrect and no one wants to admit.. So they make me wait. Unprofessional!!! Take your money somewhere else. I'm closing all accounts.
Reviewed Oct. 29, 2019
I opened a checking account with Chase Bank less than a week ago. The debit card hasn't even arrived yet and already I've had more issues with accessing and funding my account than I have in my entire personal history of banking! I linked an external account to fund my Chase account with only the minimum to avoid monthly fees and TWICE this resulted in me being locked out of my account and transfer being cancelled. The first time I called customer support, they would not help me over the phone and I had to go into a branch and verify my ID. The second time this happened, I called customer support again and they told me I couldn't transfer from my own linked account and had to fund it another way (by check was the suggestion).
Banking is supposed to be convenient and simple! If it is this difficult to simply put money INTO my account, I can only guess how difficult it will be when I go to try and get my money out. I will be closing my account before the debit card even gets to my house in the mail. Bye bye, Chase! I will be taking my business to one of your competitors.
Reviewed Oct. 29, 2019
I had a very bad experience with Chase this weekend, that hurts so much, they charged me three times in one day even though I made extra deposit on the same exact day, I called customer service so many times, they didn’t do nothing, I went to the branch in East 98th and Sutter Ave in Brooklyn, the lady was so impatient with me, no one didn’t want to understand what I was trying to explain. All of that happened because the Chase’s system is very slow and behind so I had to pay for their slowness. Every customer counts ok Chase Bank?
Reviewed Oct. 27, 2019
My daughter opened an account at Chase under my name. Law Enforcement falsely accused me of living dirty, went behind my back to have the Chase Bank tellers and Manager to monitor our transactions and report anything suspicious. Also get paid as a third party to disclose in secrecy my daughter's transactions to Nerline ** and Chris ** in Florida. Once these 2 ** get her personal information, they turn it into an argument and shoot videos to post on youtube so they can make money out of it. Jesus Christ will repay. I am still the richest living among the poor regardless of what lies you are using to ruin my reputation. Realité a an fas nou. A Saint Prophet always know all dark secrets, Gina **
Reviewed Oct. 25, 2019
I am a financial advisor, here's my story: Chase is a predatory lender. I started doing business with Chase in 2015, because they offered a 12 months zero interest offer. I had impeccable credit at the time. Later in the year I filed for divorce and by the end of the year I hit rock bottom. My ex drug me through the mud with a long drawn out custody battle that ended January 2019, however I am still dealing with some fall out. After the zero interest offer, Chase began raising my interest rate at a dramatic effect, charging me late fees when I wasn't late, etc. The Chase interest rate was always much higher and they would refuse reducing my interest rate when other lenders agreed to do so.
Now I am back on my feet and paying down my debt. The aforementioned reasons above I decided to pay chase off first, because they are so predatory. After paying them (Chase) off last month, I was charged bogus interest and a late fee, WT Hell!? To add insult to injury they (Chase) reduced my credit line from 3,000.00 to 500.00. My FICO score was 700 and their credit reduction reduced my FICO score to 691. Prior to my second credit reporting I was approved by Discover Cards for an 18 month zero interest balance transfer. Meaning I was approved by Discover prior to Chase reducing my credit and it showing up on my score. The only derogatory remark on my credit is from Verizon. The charge from Verizon is fraudulent and I am fighting it. That's it, end of story. If Chase is your only option, go for it, but pay these jerks off ASAP! Otherwise steer clear. They will chew you up and spit you out! ~Nathan
Reviewed Oct. 24, 2019
We had our checks stolen and cashed recently, even though the were not enough funds available and the checks weren't even written right, Chase took the check. We notified Chase as soon as we knew what happened and filed a police report. Today we find out, there is clause in the paperwork that basically states you're responsible if you don't have your checks securely locked away. Chase expects us to pay them the money plus fees. So we have been robbed twice. Don't bank with Chase. FDIC means nothing to them and neither does customer service.
Reviewed Oct. 24, 2019
Hurricane Micheal caused significant damages to our property. Try and find a reputable contractor after a disaster. Find one that will do work and wait on funds. Chase is great to take monthly mortgage payments and keep insurance claims money.
Reviewed Oct. 24, 2019
I recently received a check that I deposited in my Chase bank account. The next day it showed the check cleared and I transferred money out of the account. One hour later I got a notification that my account balance was negative. I looked online at my account and it showed they put a hold on the check. I called customer service who put me on with a "specialist".
First they asked me what the check was for. That is none of their business. Next they asked if I ever received checks from that account previously and if so when and for what amount. I know have but there is no way to remember from years ago and amounts. Isn't that something they could easily figure out? Then they said they had to verify with the person that wrote the check. I asked why? Was there a problem? The "specialist" then said that she didn't have to help me at all and I could just wait for my check to clear. ARE YOU KIDDING ME!!?? She literally threatened not to help when I asked a question. I've NEVER been treated like this by a bank before. I would urge anyone and everyone to leave Chase Bank. No one should ever be treated that way by anyone, let alone someone who is supposed to be working for you.
Reviewed Oct. 24, 2019
This is undoubtedly the worst experience of my life. They are without a doubt - the worst bank I have ever worked with. They purchased my mortgage from the original lender, and the the few months since that point have been absolutely horrific. If you have an option, any option, you should go with anyone other than Chase. I am so frustrated, hours of my life wasted with call center employees that don't care.
Reviewed Oct. 23, 2019
The Chase QuickPay is highly incompetent. Customer service misinformed and now the money sent to me by my dad sits there and has not been credited to my account. After I called and asked them if I will be receiving the money ASAP and they said yes there should not be any problem. But this is the second day and there has now been implications because of the delay. Had they told me that it takes awhile then I should never have used that service!!! But they assured me and they told me I will receive the money right away!!!! Now they tell me it takes 1 to 2 days!!! If I was only informed then I would not have used it. Your CSR told me I'll get the money right away!!! Shame on you and now just now I checked my Chase app and it says in process. You guys misinform people and on top of that customer service sucks!!!
Reviewed Oct. 22, 2019
Have been a customer for Chase for several years. I have been getting emails regarding the Sundance film festival for several years and finally decided to book a trip. Bought flights and booked a hotel. It was posted online that a festival package would be available today at 2 pm EST. There was no listing of how many packages were available. I called about 6 pm and was told the packages were sold out. They said this happened within 5 minutes and there were only 100 packages for I would venture to say millions of chase customers! Chase has had experience over the years with this venue and should have posted 1 number of packages available and 2 call at 2 pm to have any chance. These are lottery odds. Learned my lesson. This is a marketing rouse.
Reviewed Oct. 22, 2019
Applied for promotional business credit card invitation number **. Sent all info by fax on July 31. Chase requested clearer copies which we mailed Aug. 14. With no response from Chase, I called on Oct. 22. Hit a road block in that the application expiration date had passed. Chase dropped the ball, and could not be less caring. Response was simply, "Sorry, we don't care, goodbye." GREAT CUSTOMER EXPERIENCE!

Reviewed Oct. 19, 2019
I went to the Skokie IL branch of Chase bank to notarize a perfectly legitimate document. Guess what, the bank has refused to do so on the grounds that said document was not printed on the bank letterhead. I had to drive over to the UPS store that notarized it without problems. Now I know to AVOID going to this branch of Chase and do not recommend it to anyone.
Reviewed Oct. 18, 2019
We booked travel through our Chase Sapphire Reserve points with the Ultimate Rewards Travel Program. The return leg or our NY/London trip was changed by British Airways (who are an equally horrific company)to be operated by an airline called Evelop Airlines and the cabin class for which we paid was downgraded. As a result, British Airways sent a note that due to this change we could change the return leg to a BA operated flight in the same cabin class. But since we booked through Chase we had to change through Chase. I am on the phone into my 6th hour with about the 15th Chase person "helping" me. No remorse, no concern for my frustration level that has many hours ago reached the boiling point. I still don't have a flight booked. It took me 5 hours to even get a Chase person to acknowledge that I was entitled to make the change, even though I offered to provide them with the BA email.
They continued to tell me nothing had changed, notwithstanding you can see it right in BA website, as though I would be making this up and wasting 5 hours of my life. I was disconnected three times (I have actually just been disconnected again as I am writing this at 1 hour 24 minute hold point) after more than an hour on hold and then had to call back and start the whole thing over from scratch. I use this card for everything, but I am about to discontinue any connection with Chase.
Reviewed Oct. 18, 2019
On 11th October 2019, I have reported to Chase that there's an unknown wire transfer activity on my account. There's a wire transfer withdrew $500 from my Chase account to "my" BMO Harris Bank on Sep 24th 2019. Obviously someone had HACKED into my Chase account, did transfer from my Chase checking account to myself (my name) with the BMO Harris Bank.
I have clearly stated myself to the Chase Staff that I did not initiated the wire transfer and I have never done "wire" transfer in the past, more importantly, I have never had any business with the BMO Harris Bank. Talking to the offshore staffs made me felt as if I had a brain damage! Not only they had no idea of what they were doing, they also lack of understanding. I have made numerous calls and physically went down to the Chase bank. Spoke with Customer Service, Fraud and Claim. Each staff gave me different answers/stories.
Today, on the 17th October, Chase rejected my claim for: the transaction was legit because "I" made the wire transfer back in 2017 to wire on "yearly" basis. No money were wired in 2017 nor 2018 (but attempted to wire in 2018) because there's NO money in my account! Despite the fact that I have repeated myself each time I have called that:
1. I did not initiate the wire transfer.2. I did not have any business with the BMO Harris Bank.
3. I did not have any bank account with the BMO Harris Bank.
4. I am not aware of the wire arrangement deal made back in 2017.
5. I am a California resident, I do not need Florida bank account.
The staff at the local branch suggested me file police report and do investigation myself. So, I've called BMO Harris Bank. One simple phone call to BMO Harris Bank, verified I DO NOT have bank account with BMO Harris Bank. I had this strong impression that Chase is purposely stepped on:
- Concealment fraud (failed to duty of full disclosure)- BREACH OF FIDUCIARY DUTY (failed to perform proper investigation as they claimed they did).
I have asked Chase what are other safety steps to ensure consumer's security not be breached again. I was told to do the following: 1. Change my Chase user name. 2. Change my Chase password. 3. Perform anti-virus scam on my computer. 4. Change my email password. 5. Open up another account. My question is, if my account being compromised, so will the new account, above processes do not ensure my banking security/safety with the Chase! Nowadays banking is not here to protect consumers. Far too many loopholes that only made hackers happier and less responsibility of the banker or (Corporate entities).
Reviewed Oct. 17, 2019
I deposited a check and was told there would be a 2 day hold placed on the funds. No problem at all. I went back to the bank after the funds were displayed as “available” and they wouldn’t give me any of the cash because it hadn’t been “collected” yet. I would have gladly waited longer without any complaint, but displaying the funds as “available” and then refusing to give me anything at all is absurd. Closing my account and going somewhere more reliable. Displaying funds that aren’t actually available as “available” is a joke.

Reviewed Oct. 16, 2019
I deposited my rent check in error. I have been suffering with migraine headache for 2 weeks,The banker took my payment and didn't verify the account name. If he did this would not have happened, well today is Oct 16 and I still haven't received my money back. I spoke with Ashley ** and she told me that they would mail the $1250.00 check to me a week ago because I closed my account with my previous bank when I moved to my new apt. I had to use all of my little saving to pay my landlord. I am on disability and it's hard for me to to live on the money I receive monthly. I was told by Ashley yesterday that they will send the money back to my closed account and she would get back to me on Thursday. Well she told me that she would get back to me last Friday and she didn't. I had to call her yesterday and she would let me know where the process is with my money.
I don't understand why they can just keep my money and have no concern for my needs of my money. I feel that they should give me a check or cash for they have it since 9/30 and if it wasn't for the customer who owned the account it was deposited in his account they still wouldn't have caught the mistake. I am so depressed and hurt that Chase Bank has my money and don't want to return it to me. I am living month to month and I don't have any money to buy food or pay any other bills until I get my check on 11/3. And Chase Bank don't care about me and my health, due to the fact that I have not been able to eat or sleep for over a week. Think twice before dealing with this bank because they have been collecting interest on my money while I am suffering. I am going to contact Channel 15 News. Maybe they can help me because God knows Chase Bank could care less about me.
Reviewed Oct. 15, 2019
On Tuesday, October 1, 2019, My daughter and I went to our local Chase Bank inside the Albertson's grocery store in Broussard, LA. We needed to open her an account. We walked up to the counter, and we were greeted by a gentleman. He was very courteous and mentioned that Alondra would assist us in opening our new account. I have been a Chase account holder for several years. A few years ago, I opened a high school account for my eldest son at the same branch. The process was quick and seamless. Unfortunately, this time was terribly different. Alondra ** was completely unprofessional.
As she was following through the prompts of opening a new account, she would frequently get up and tend to other task. When we came to the questions for me (joint account) "Do you have other account?" - Standard question no problem. "What are the balances on those account?" OK no problem... Here is where I get really upset. "So, that is all the money you have in your account" said Alondra. I didn't want to argue, so I let it go. My daughter happened to look over at the display of debit cards, and Alondra noticed and said "Oh you don't get a Disney debit card because you will have a different type of account." OK rude again. We didn't ask for a Disney card. She proceeds to ask my daughter if she will be going to college...standard relevant question. My daughter is taking a gap year to pursue her dancing dream. She has been accepted to 2 ballet schools in New York City. She is currently a contracted dancer and teacher here in the city.
Alondra said "Wow that is cool, so you won't go to college." Furthermore, my daughter's pin for her debit card never worked because she failed to mention that consecutive numbers could not be used. This caused a second visit a week later after the debit card arrived and it would not activate. Thankfully she was not present. I understand that we are all human and some of us are extremely judgmental; however keep your opinions to yourself. I'm a divorced mom of 6. A few months ago I left my job for ethical reasons and after finding new employment making less I am doing my best to recover. Moreover, these details have no significance with my daughter's first banking experience. She already wants to find another bank.
Please let Alondra know that when I return to loan originating, yes I'm an MLO, my account balances will be back up. My expenses for 6 kids are high, including my oldest who attends an out-of-state college. My responsibility as a mother is far greater and more important to me. I am raising kids with great character, integrity, and humility. My prayer is that Alondra learns professionalism and to respect all people.
Reviewed Oct. 14, 2019
I have a fraudulent activity on my account where someone transferred money from my account due to poor account security of Chase bank. I called the claim department and opened a claim and they said they will conduct an investigation, the complain was filled on the 3rd of October 2019. On the 10th they decided it was not a Fraud and I am responsible for what happened. I was not credited for my loss and there was was no investigation conducted. They just want to screw me because my name is not American just like that.
I called several times. The customer service is in India. They have no clue of what's going on. I went to the court and I filled a lawsuit against this bank for violation of banking codes, discrimination and sued them for frustration pain and suffering. We are not in a jungle. There is a Law that protects average peoples like me, it was my disability check. I live in a very fixed income, they did not care or take in consideration all the years of banking with them.
Reviewed Oct. 9, 2019
I lost my wallet with my Chase debit card in it and I didn't know it was lost until I got a text alerting me about a $300 transaction at a CVS. Immediately I called my bank and told them the transaction was not mine and I lost my card on the very same night. The reps told me they would cancel the transaction and issued me a new a card. Nearly 3 weeks later, I get a letter from Chase telling me that they were revoking my claim. Their reason: It was processed correctly and the transaction was made within the area. Therefore, they decided to take the money that was STOLEN from me out of my account anyway.
In emotional distressed, I called the claims department telling them that the transaction was not mine so why were they still taking my money? I did not wait around. I made sure to contact my bank ASAP when it happened, and yet they still didn't believe me. They said that the best they can do is refile the claim, which could take 2-3 business days. I am just beyond upset about this. Chase use to be a good bank when it first started out, but now I'm about to call it quits and head to a credit union.
Reviewed Oct. 8, 2019
I had Chase Bank before, but now they are out of control. Here's my story.... I'm self employed, my refund check from the IRS came in YES YES YES, so I deposited it at the branch in the bronx. Everything great. 2 weeks later they closed my account. I ask why??? They looked in their system no fraud, but the chase bank system closed my account, they couldn't tell me why. But I do remember when I deposited my irs check lol they thought it was a fraudulent check (smh) until it was verified... Duh that's all they had to do. They 2 weeks later account closed. Chase cant tell me why. What a Shame. But I did found out something about chase Banks.. CHASE Bank is NOT A BIG BANK. Chase is small bank for small people and small businesses. Deal with BOA (Bank of America) which is worldwide... Don't deal with chase.
Reviewed Oct. 8, 2019
I noticed I accidentally overdrafted my account one morning. Knowing I had 24 hrs before they charged me I transferred plenty of money from my savings (not with Chase) and showed it was sent that same morning. The next day they charged me two $35 fees. WHAT? THEN later that day they put through my transfer. They wanted to make sure they charged me insufficient fees first. Called and the lady argues with me that they don´t do that. Called my savings and they said that it posted on the same day...early. Hmmm. Clearly they don't do that. Also still didn't get refunded the two fees. Pretty upsetting.
Reviewed Oct. 8, 2019
This is absolutely the worse bank in history. I’ve never heard of a bank who held a deposited check for 7 business days, especially for a petty $300. My father wrote me a check so I can pay my car. I deposited the check into Chase thinking I can pay with this lame account. It is now Tuesday. Check was deposited on Sunday. Oct 6th 2019, they want me to wait until the 10/17/19 to have access to my money??? Are you kidding me. Now my father who wrote the check said the check was cleared and removed from his account??? So where is my money??? This bank is wrong for keeping our money on hold and something needs to be done regarding this issue. Once I receive my money I’m closing my account and never turning back. They are thieves just trying to put interest on our stuff. This is how they make their money guys!!!!
Reviewed Oct. 4, 2019
Very disappointing with call! All help center are move to Philippines, after 5 calls and spending couple hours in total - no help, representatives are sound like a robots. They didn't solve any my problems with transfers.
Reviewed Oct. 1, 2019
I deposited a check from my 401k into my bank account and now it's on hold. I don't think it's right that I have to wait 1 week to get the hold off of my account and have access to my money. I could have cashed this check at a currency exchange but no I decided to deposit it with Chase. That money was for my children. Now I have nothing until next week. I will continue to complain until this hold is off my account. That check is legit. Chase can verify it with the merchant. Once my check clears I will close this account. I'm not happy with it.
Reviewed Oct. 1, 2019
I would not recommend Chase Bank to anyone. The customer service team has no idea at any time what's going on with your account when you call and ask anything. You always receive different information. I went online to open a chase account a few weeks back, was approved, received the card, set up online banking, changed my direct deposit from my employer, activated the card and was ready to go. The following week my direct deposit was deposited into the account but I received a letter stating they changed their mind and closed my account and I no longer would be banking with them.
Mind you all of this is occurring while they have my money from my employer in their bank. I went to a corporate branch. Spoke with three people there. My employer has spoken with them asking to release my funds and here it is weeks later I'm still awaiting my check from 2 weeks ago pay period. How can you hold someone's money and close their account but take weeks to give them their money back.
Reviewed Oct. 1, 2019
Somebody sent me 31$ through Zelle and then filed a claim that the payment was unauthorized. Understandable, but what really got me ticked off was that Chase's anti-consumer practices were so atrocious. They extended their 'investigation' past the estimate of 10 days which completely hindered my ability to make necessary purchases and on top of that they told me to call them back once I see that the 31$ has been removed from my bank. The trick is that they completely locked me out of my accounts and I have no way of knowing when they would remove the money. I'm a college student working as a freelance tutor, so all my payments are unsecure. I'm sure it's all a ploy to close my accounts while keeping all my money. Never bank with these guys. It's all corporate greed and anti-consumerism.
Reviewed Oct. 1, 2019
Filed a claim with Chase for fraudulent charges 'cause Speedy Cash was taking money from our acct and we never had a open loan with them. They reversed the charges temporarily and then came back saying the charges weren’t fraudulent, that they received documents showing That. When I asked for them to further investigate they said no and 'cause they already concluded their investigation when I asked them to open another claim they told me that they can’t do that and then told me that since they can’t get their money from speedycash they have to reverse the charges on my acct 'cause they don’t give out free cash and are refusing to look into it any further. Chase is a company you don’t want to bank with and because of this I will be closing my accts with them and taking them to court.
Reviewed Sept. 25, 2019
I live and work in Tokyo, Japan, and my money that is deposited in my account in the U.S. comes from a Tokyo bank and my online transactions are completed in Japan. Now, out of the blue, Chase is denying me access to my account because I tried to make a rental payment to my the owner of my son's house that he and friends rent near their university in the U.S. Declining payment was fine to do if the security of Chase felt it was dubious. I phoned the number as requested and was told that payment would be declined but my account was fine. A week later I am unable to access my online account.
I spent this morning being sent from one chase rep to another to try to give me access to my online account. One put me through a series of recordings that required verification of my ATM card and PIN, which to me seems the most dubious. Next a man wanted my driver's license number to grant access to my and then he said to call back later when I needed to take a minute to find it. I don't keep my U.S. license in my wallet in Japan, because my Japan license and immigration card matter here.
I called back later and the woman I spoke with said access would not be allowed. The only way I could regain access was to walk into my branch in the U.S. and present two forms of ID. Even though all my deposits originate from Japan and my online transaction originate from Japan that is not a enough to prove I live and work in Japan. I requested to speak to a supervisor of the last woman I spoke with and this supervisor reiterated there was no way in hell I would be able to gain access to my account unless I walked into my local branch in the U.S. with two forms of ID. I told her if I flew all the way over there, then I would close the account. I asked about getting my money out of the bank and she was more than happy to transfer me to a department where I could close my account.
My hour-long conversation with five different people resulted in nothing. I could not even close my account because I was on hold for far too long that I had to hang up and get back to work, which is why I am overseas. I only plan to be back in the U.S. in December to spend time with family and that is when I could walk into my branch. I am the first to applaud security, as I have been a multiple victim of ID theft since before the common internet era decades ago. Chase needs to train its overseas employee "robots" to understand how to make decisions and not follow a script.
Reviewed Sept. 23, 2019
Deposited a check into savings. I was told the check would be held and cleared in four days. Account showed the funds released for use. I transferred funds into checking account, wrote a check and the next day CHASE removed the funds out of my checking account without notice. This caused my check to bounce. Now they say it will take another week to gain access to the funds due to their mistake.
I spent 90 minutes on the phone with 6 different people in Customer Service until I was put on hold for 20 minutes when I asked to speak to a manager and nobody ever came back. Had asked for an apology letter & return of insufficient funds fee. So now I have to explain to my construction company why the check bounced, which is humiliating. Chase customer service is horrendous!
Reviewed Sept. 22, 2019
Honestly, It seems like apologies are more the norm these days in place of accountability. It's so apparent. I had an issue with three separate ATMs not working after I called with my first issue. The representative promptly told me, "We aren't experiencing any issues on our end." I explained that I was a customer and that I was having an issue, hence my call. She apologized and said there was no information she could provide, insight she could give, or direction she could point for clarification to the issue I was having. Basically just a road cone diverting traffic.
My advice is to give the training needed to the customer service team on the front lines to avoid embarrassing exposures such as this. Sub par customer service is expected in 2019 and you've undermined that by excluding empathy in your non-training procedures for your lemmings. I'm just empathetic for the employees; It's not their fault. It's a trickle up broken apparatus causing them to fail while JP gains. 52 billion in collected overdraft fees last year yet the government bail out, FOH. Unfortunately the moralistic values and capitalistic endeavor do not align as made abundantly clear by CHASE here. I digress, SMH.
Reviewed Sept. 22, 2019
I have used Chase for routine banking and have 4 of their credit cars, had an investment with them as well. Over the years I have stopped using their cards although they are active and only use city cards instead since they wouldn't reduce my rate with credit score of over 800. I moved my investment to another institution. I still have a large savings acct with them, my checking acct and my online bill-pay. I am ready to just say goodbye. For 3 months now, my online or in store debit card transactions have been randomly declined for small purchases and I have to call in so that they can allow the transaction.
I have called them. This representative clearly from outside of the US with strong foreign accent advised that this is from visa and not the bank, well I am confused since this is a Chase visa debit card. She was unable to help and I could barely understood her. While I want to be protected and clearly understand the concept, it is unwarranted when a purchase of $100 at a store in my hometown is being declined because of suspected fraud and I am forced to call the bank? That is non-sense. I am about to cut the ties.
Reviewed Sept. 21, 2019
I opened account 3 months ago. I deposited my PAYROLL check and they tell me it's an unsecure check and it will clear in 8 days. It's one hundred dollars!! That's all. And they want to tell me it takes 8 days to clear. Are you kidding!?!? If I haven't burned my bridges with local banks I would switch. I'm still shopping for alternatives.... DO NOT BANK HERE. DO NOT BANK HERE. You will regret it. Mind you... every time I've deposited a check it had been some issue as well which was resolved with a phone call, still shouldn't have been necessary.
Reviewed Sept. 19, 2019
On Sept.16 2019 I found out that my rent was not paid (I ALWAYS PAID ON TIME). The check was dated 9/3/2019. Someone there withdraw the wrong amount stating that there were no funds (NOT TRUE). I called immediately and the CS said on the phone with also my manager that it was THEIR MISTAKE... On 9/18/19 I found out that Chase withdraw TWICE the amount of my check (still waiting to get a refund..) Completely RIDICULOUS. Never happed before and Im a chase customer for 6 years now, 2 BIG MISTAKES in 2 weeks...
Reviewed Sept. 19, 2019
I redeemed my points for 3 gift cards. I tried to use the gift cards, and got told they had zero balance. I call each of the gift card companies, and come to find out that the cards are inactive. So I called the number on the back of the Chase Freedom Card, and the representative I spoke to was much less than helpful. Just told me that the cards are showing valid on their end and there's no memos saying that they're inactive. The issue was escalated, which I now have to wait three to five business days to get a response about. I wish there was a way to just get my points back. This is such a ripoff.

Reviewed Sept. 18, 2019
We were under the impression they offered a free checking account but they charged us monthly fees anyway. They are happy to lose us as customer over a lousy $12 checking account fee. These accounts have no services or benefits whatsoever. Advice: Go to an institution that offers free checking - these folks are scammers.
Reviewed Sept. 18, 2019
Do not ever deal with these people, unless you want to be treated like trash! They will cut you off whenever they feel like it and won't give you a reason why! Case in point...Got a debit card just a week ago. But my own money in, then after a few days claimed it was fraudulent. ** these people! If you are not rich and a working stiff like me, you were warned!
Reviewed Sept. 18, 2019
This crappy bank approved my Southwest Rapid Rewards card August 24th. Charged the 69 annual fee. Proceeded to close it Oct 16th by email with zero notice. Claimed it was because I had too many inquiries??
Reviewed Sept. 18, 2019
1st when you call all you get is a 3rd world country that you can't understand....and sadly when I went to the bank branch the locals had their hands tied by this other country. THAT'S scary to know that America isn't controlling the funds for Chase Bank. They put a hold and when the local branch managers showed there was no reason for it they still refused!! DO NOT bank here!!!!
Reviewed Sept. 17, 2019
Opened an account with my local branch in Houston. All good. So-so customer service, but being Saturday I understand. Parking lot was full. Fast forward 3 days. On Tuesday all my accounts are blocked. Some low IQ person named Shipla in Loss Prevention tells me that I need to visit a branch in order to prove that I AM REAL. Seriously. Walk into the branch and get the block lifted. Head back to work and the account is still blocked. Call the Loss Prevention again. They try sending some text message to verify who I am. No dice. Then they say I have to visit the branch again.
Finally get the message through. They unblock the accounts and tell me that it is FOR MY OWN GOOD, since people in the branch where I have opened the account did not know who I really was. They claim I could have been anybody and many people suffer because of it annually. Then why in God's name did you not ask me for more details while on site? If stupid hurts, these people would be screaming. I will be closing my accounts asap hoping will never have to deal with these jokers. Advice for everyone: Do not give them a cent. Not worth it. I will keep my accounts with Santander.
Reviewed Sept. 17, 2019
I had to leave the bank I used for 29 years. Took two days to close all accounts and cost me thousands to refinance everything and I had to change all my auto paying bills but it was a horror to remember all my account numbers by heart as the bank will not use just the bank card anymore. This is a horror and should never have been allowed. I hope everyone leaves. Imagine needing money and you do not know your full account number.
Reviewed Sept. 16, 2019
Chase has the absolute WORST customer service I have ever experienced in my entire life across every company I have ever interacted with. NEVER, EVER bank with Chase unless you want to torture yourself with the world's most incompetent, rude and useless individuals.
Reviewed Sept. 16, 2019
YOU SUCK JP MORGAN CHASE! $12/month for service fees is RIDICULOUS! You do nothing to earn $12/month! All Chase is doing is collecting on top of collecting. I will be closing every account (after 30 years) once my last check clears!
Reviewed Sept. 14, 2019
After 25 years of being a good client: both personal and business, few paid mortgages Chase Bank had a problem returning remaining balance, when I closed my business account. (Just few dollars) Will close all my account with them including credit cards and spread a bad word, wherever I can. THIEFS!!!
Reviewed Sept. 13, 2019
I loved this bank. For many reasons but it all came to an end. On Aug 28 I received an email saying that there was an inquiry open about $900 dollars missing from my account and that the bank will follow up. On that same day my entire 3 Chase accounts were frozen. Leaving me without any money. When I called the bank they notified me that my accounts will be closed and that in 10 business days I should receive a check with my money.
When asking why they were closing my account the rep notified me that Chase can close any account at any time for any reason as it’s written in the agreement given to me when I opened my account. I then asked what their reasoning behind Chase closing my account was; she asked me if I called on Aug 22 to put in a request for my missing money. I told them no. I just found out that the request was put in today and that’s why I was calling. She then asked me if I had shared my information with anyone else. I told her no nobody had my information from me or anyone. She then told me that she could not share any more information with me and that I was never allowed to open an account with Chase ever again.
I find it weird how I never got any notification on that called they made on the 22 and then they won’t tell me any more information when it was my information someone used to hack my account and request that money. It’s unfair to deny a customer a explanation when they clearly had one. It’s also unfair that the same day I was told of this inquiry, my account were froze leaving me with no money for 2 weeks. But leaving someone In the dark like that is horrible, I don’t know what procedures to take as I don’t know how much of my personal information was given to them. To be honest wouldn’t be surprised if it was one of the workers and they are trying to cover their backs.
Reviewed Sept. 13, 2019
This institution lowered my credit spending limit after I paid off all but 6% of the $5,000 balance. There are no derogatory marks on my credit from this institution about late payment or failure to pay. The credit limit was never decreased before the payment of almost $4,700 was made. I would not recommend applying for credit with an institution that takes such poor care of their customers. I am happy to close my accounts with Chase.
Reviewed Sept. 13, 2019
Updated on 09/26/2019: Since my first review, I received documentation from Chase that Square sent to prove I did the transaction. It's redacted, in a few areas that don't make sense. The doc has my name misspelled, gas station address for the fake company, the transaction time is 2:40 am, card number keyed in.. etc. It's abysmal. Who pays $455 for mobile phone screen repair at 2:40 am? Not me! The business is a mobile business, so I wouldn't be going into a store to do the repair. It's called Mobile Screen Geeks, they come to you and do the repair. The real Mobile Screen Geeks, address, Schaumburg, IL is being hijacked because Square's data was hacked and in turn, my info was used in the scheme.
If you are disputing a claim and get a reversal, please file another complaint, which I plan on doing, do your own investigating and research as much as you can, because Chase obviously isn't thorough with all disputes. I'll review again once the final resolution occurs, it's just a shame Chase didn't have my back and look closer at the provided documentation. They need to use 2-step verification for this process. That way a phone call or text should be sent to the actual individual so that they're aware that their identity is being verified.
Original Review: I reviewed my Chase account, as usual, only to find a claim that I submitted was reversed and has sent me into the stratosphere of dissatisfaction. I can't believe that when this happens, there isn't any further process they provide to a customer to help resolve these type of issues. I was only given the same information I could see in my online app statement, as far as, the name of the business. There isn't any other information they could provide to help me with resolving this issue. I found that if they could call and verify and then not share that information with me the customer, isn't acceptable. I will be marching myself right over to the Chase branch this afternoon to submit another complaint and try to find some answers that will lead to a resolution.
Reviewed Sept. 12, 2019
I had 2 checking accounts. One was restricted, scheduled for closure and overdrawn. The other was in good standing. That is however until Chase decided to withdraw all my funds to offset the negative balance in the other account. Bringing this account to a negative balance and causing more to incur overdraft and late payment fees. I also had pending payments for bills that came back as insufficient funds because Chase withdrew all my funds without any prior notification. And left me with nothing but more bills and fees.
Reviewed Sept. 12, 2019
I tried opening up a checking account because I saw the promotion for $200. Apparently, I did not "open the account the right way." I tried calling customer service and she said she could not help. Rather than invest my money in Chase and start banking with them, I asked to just close my account. I guess Chase does not want my money...
Reviewed Sept. 12, 2019
On Sept 9th, I went to a Chase Bank to withdraw funds from my EHT government issued card. I chose Chase because they don't charge a surcharge and thought it more convenient being that they give out $5 and $10 bills. The ATM went thru the whole process of the transaction, took the money off of my card then says they're unable to give cash right now. Now I have to wait up to 25 days for EHT to dispute and investigate the claim before I can get my money back. It's even printed on the receipt "We aren't able to give cash right now" printed under the amount of the withdrawal.
Reviewed Sept. 10, 2019
Several occasions I have called and spoken to multi reps and all have different ways of doing things. No one is on the same page. When ask to speak to a supervisor, you are given the runaround. I applied for a credit card and I have alerts on my credit file. I was told to update it and all you all would have to do is call me or send me a text on my new phone number per the updated credit file. Well I call and guess what? You all did not update my credit file. Again you guys are giving me the wrong information and the runaround. I am going to start a petition to not use your services because of lack of customer service and not being attentive to customers. Not knowing the correct information to say when asked. Just not knowing your overall job. I suggest you fire everyone and start from ground zero. Or retrain, which ever is more cost effective.
Reviewed Sept. 10, 2019
I wanted to attempt to close my savings and checking acct. but was told that it had already been closed. The CSR repeatedly announced my social security number over speaker in a public setting with no regard to my privacy nor regard for overall experience with Customer satisfaction. I will report to all the necessary authorities that these private banks such as JPMorgan Chase that are not being observed by a higher Authority nor Recording of any kind past transactional statements and are solely closing out accounts with no verification of account holder authorization Nor notification of account holder information.
Reviewed Sept. 9, 2019
Worst experience ever. I had an emergency and I tried to use my debit card and it was declined even though there was money on the account. I called customer service (1 (877)- 388-5726) with Beatriz on (Sep-09-2019) at 1:50 pm and she told me that my account was close and she couldn’t tell me why, supposedly because of their privacy. I asked to be transfer to a supervisor. Once the supervisor (Anthony) got on the phone he couldn’t tell me neither the reason why they’ve closed all my accounts with any further notice. Now they won’t release the money that is on my accounts. Please don’t do business with this bank unless you want to go through all this.
Reviewed Sept. 9, 2019
Thank you to the Chase Bank on Irving Park Road in Streamwood, Il. Special thanks to Edith ** for her help and Al ** Branch Manager who listened and corrected the issue. This is a great branch. They care about the customer. Thank you again, Brigitte
Reviewed Sept. 8, 2019
I have a complaint about a few insufficient fee funds they gave me. I made a scheduled transfer request from my credit union to my Chase checking account 3 days prior making sure my transfer arrived on time to avoid insufficient fees. When I checked my Chase account, the amount scheduled did not get transferred. I looked into my credit union account and it showed it had been drafted. The following day, I had 3 $34 insufficient fees and still no money transferred. The money shows up 2 days after. It made me so upset that the main thing I was trying to avoid happened anyways, but not because of my fault.
I have tried so hard to get a hold of someone for months. Regular customer service is a waste of time especially when I get transferred to their overseas representatives. I sent an email to their corporate office hoping I’d finally get the help I needed and no one had the decency to contact me back. I called customer service again and in the middle of waiting for a supervisor my call got “disconnected”. It’s not the only similar incidents I’ve dealt with Chase, but it’s too long to keep going with all my other complaints. They are the worst bank ever! They could care less about their customers!!!
Reviewed Sept. 6, 2019
On Sept 5th 2019. I arrived at the closest Chase Bank location in Bridgeport WV with a check to cash from a Chase Bank account issues to me. I was told I could not cash the Check without Opening a bank account with them first bc it was over 2,500.00. When I asked why I was told a outlandish lie from the lady working behind the desk. She told me that the issuing company had that policy and would not allow me to cash it without depositing it into an account with their bank. Which I found out was not true at all and they had no such policy! I had all proper identification to process it through their system required by government etc. I was not even given that option but was well aware of it.
I was told over and over I had to open a Bank account with me or go to another bank that I had an account with and deposit it. Again not true and not corporate policy at all. I would have paid the 8.00 fee with no argument at all. And Again this check was wrote from the Corporate Head Quarters in Oh. After speaking with Corporate they did apologize and told me that the information I was told was by that Branch employee was in fact not true and they would contact that Branch to make sure employee were properly trained.
The Bridgeport Wv office was very very rude. I explained my situation and that I needed to purchase a car asap and I did not want to open an account and did not understand why they wouldn't. I was told it was private information and she could not tell me. Just that there was not an option for me at the time. Only to open an account with them and wait an additional 9-21 days to get my funds. She then gave me more false information and said it was bank policy again. Not true! Corporate confirmed all of this and was very apologetic. While I was waiting to try and open an account. She approached me again and told me while I was waiting I could get on my phone and apply for a checking account and it would make the process faster. Again I told her I didn't want to open an account with them and definitely not after her belittling me like she did.
She then asked me if I could come back the next day between 11-12. I explained to her I had to find transportation that day and I was not positive I could come in at that time. She literally looked at me and the gentleman that gave me a ride there and said 'Well you found a ride today!' There was still an hour before this bank lobby closed. And yes I was there that day not the day after. They refused to help me with the issue. When I told her I would wait to try and apply for a checking account. She looked at me and told me the lady whom handled it was with a customer as if they did not want to wait on me. She literally stood there and Told me to come back the next day. She could not tell me if they could cash my State Farm check. I was told I was next in line apply and it wasn't guarantee they could cash it and I'd be better off applying online.
Again this was a Chase Bank check.. She did not even check funds and lied about the State Farm policy! I will also be filing a complaint with the Better Business Bureau. Because of this horrible issue I had to have check canceled split in two payments and now have to wait another 2-5 days and whatever amount of time it takes for my prepaid card to accept deposit funds. Absolutely uncalled for and Absolutely the RUDEST CUSTOMER SERVICE I HAVE EVER ENCOUNTERED IN ANY ESTABLISHMENT.
Reviewed Sept. 5, 2019
Well is the worst bank, got a payroll check deposited and took 3 weeks to clear out. I have been with them for 10 years and every year they get worse. Please do not bank with them. You call and no one really help you.
Reviewed Sept. 3, 2019
I will NEVER go through Chase ever again. Literally the worst customer service I have ever dealt with. They do not care if you take your business elsewhere and at this point I'm even thinking it's encouraged. Chase ran TWO credit inquires on my credit within less than two weeks. I was requesting an additional $1000 credit limit after being offered the lowest credit limit I have ever received. I was put on hold every two minutes for 5+ minutes at a time, spoke to three different people and wasted 45 minutes of my life. I have a credit score over 700, make over 60,000 a year and have never had a late payment. CHASE SUCKS! LOOK ELSEWHERE! Capital One treats their customers MUCH better.
Reviewed Sept. 3, 2019
I used Chase Bank points to reserve a hotel and limo pickup service. The limo service never showed up at the designated location. We called the phone number provided and they never picked up. We reported this to Chase Travel Services, and after a couple weeks of runaround were told that our points would not be refunded because the car service refused to refund them. So basically Chase allowed their supplier to steal $142 from me with no repercussions. BUYER BEWARE!
Reviewed Sept. 3, 2019
I had to send somebody money to cover a check they wrote for me on their account. Chase send me a text asking if I authorized that payment. I reply yes, later I try to login in my account to see if it went thru and my account was blocked. I call the number, talk to a woman (in India), she verified by different ways that it was my account and that I authorized the payment and unlock my account. I get home later on and the payment was cancelled. Try to do it again and they block my account again. Call back the number and they didn't help me and also lied to me. I ask to talk to somebody in charge. They lied to me. Nobody about me, I keep complaining so she transfer me to the department above her. A guy answer and say nothing they can do. Go to the branch tomorrow. I ask if he block my account and he refuse to answer. Finally he just hung up, so now my friend is going to have a bounce check. Customer service did not care about that.
Reviewed Sept. 2, 2019
Shaylee **, an advisor at Chase Bank in South Ogden office: Shay kept us informed with every detail in the processing of the loan. She went above and beyond her duties. She continuously monitored other individuals to ensure the entire process stayed on-time. I’ll definitely recommend her to anyone applying for a home mortgage.
Reviewed Sept. 2, 2019
The manager racially profiled me and will not withdraw money for me. I give him a government issues ID to cash my money and I could not get money if I did not give him my debit card. I did everything he will not do and went to a different branch and was issue that money without a sweat. I need him to talk to because the next time it happens then I believe you do want to bank with me. He very rude, a did want to talk to me and still was forced to talk to me. Stupid man. Branch of Chase Bank - 7722 Cox Ln West Chester Ohio 45069. Name of personnel **.
Reviewed Sept. 1, 2019
I have had a chase checking account since college, I opened it approximately 13 years ago. I mostly use online banking. I got married and attempted to add my husband to the account. The branch employee was given documents she was supposed to scan, this was not done correctly. We received a call to give these documents to them a second time, prior to a deadline, which we did, otherwise they were threatening account closure. Although this was done in a timely manner, somebody decided to not look at the documents and close it anyway. Apparently these are done by two different departments.
We had ALL OUR savings in the account, we also had auto payments for rent, loans, car going out of the account. We asked for our money back, this is 25 days ago and the BANK WILL NOT GIVE IT BACK. My husband and I were told after Labor Day we will receive this. So now they are controlling our life. We paid for a trip after Labor Day and they LIED AND HAVE NOT OVERNIGHTED OUR CHECK. They tried to send this money through snail mail, mind you this is tens of thousands of dollars. I AM SICK OF IT AND I WANT MY MONEY NOW. I am glad I found out how ridiculous their policies are now before we could trust them with our mortgage or kids college funds.
Reviewed Aug. 31, 2019
So I decided to cancel my account. I withdrew all my money, filled all the paperwork out, and it was supposed to be done. Well I get a statement in the mail, and I’m confused, and it shows that I have -$380. I clock on my account (that was supposed to be canceled) and they assessed a monthly fee without telling me, putting me at -$6, then the overdraft fee, then the insufficient funds fee. And then they allowed an account that shouldn’t have been being paid on (that’s a review for a different company) and it just kept going.
Well I’ve tried fixing it. Nothing. They want their money even though they messed up. They call me when I’m at work. They call on weekends. They call 5-20 times a day. Harass me constantly, but never send me emails about it or anything. Just call after call. Chase is a DIRTY DIRTY company that will screw you over and not care. I plan on taking them to court over harassment soon. Do not use Chase. I know they’re all over the place, but do not use them. They are not ethical in any way at all.
Reviewed Aug. 27, 2019
So they turned on overdraft fees without my permission due to a miscommunication on their end. And so they have taken 1,400 dollars out of my account in the past 6 months! When I called they told me they would return what I needed to pay my rent. Even though they should fix the 1,400 all I asked for was $300 and was told Chase won't allow it. Great thanks for screwing me. They took over $470 from my account in 16 days this month due to their mistake 1,400 total over 6 months and all I ask for is $300 and was told no? I actually would have let you scam me and let this slide, no big deal. 1,100 bucks you guys got to keep because of your mistake. Instead, Chase wants to hold on to that money so I'll bank elsewhere. Thanks for scamming me the past 6 months.
Reviewed Aug. 24, 2019
Simple. I applied for a Bonvoy Marriott Chase Credit card. I was approved. I used it. I made an early payment on it. Then Chase closed the account. Now I have a closed account on my credit. They set me up for failure and they don’t care. They can do what they want. It’s in fine print. I say, go to your local credit union. Don’t get caught up in the glamour if you don’t have to.
Reviewed Aug. 21, 2019
Chase Bank is just another big corporate business that only cares about making money and not about the hard working customers who bank there. Too many fees and if you try to call and fix or explain the problem they say, "well, I'm sorry but that's just how it is." They are just out to get as much money from you as they can. They don't care if you want to go to another bank, that isn't their problem. I have had enough with dealing with them. If you care about your money don't waste your time.
Reviewed Aug. 20, 2019
Updated on 09/14/2019: I moved and did not get my statements. They kept charging me $12 a month. I called like 3 times to close it. They said they did. I got another statement today saying it was not closed. I called. They said I could not close it. I was transferred 3 times. They said to get in and transfer the money. I tried. They piss me off so much. They will probably just continue to charge me. They are such fraudsters. They can get away with whatever. Big Banks control the government and took taxpayer bailouts. They are scammers.
Original review: Kept charging me $12 a month. I did not get statements after I moved. They suck. Closed my account and card. BofA and USAA also suck. They get bailout money. They do not give a ** about customers. They are all out to screw you.
Reviewed Aug. 20, 2019
I go out of town a lot for my job. I went out of town last week and stayed at the Hilton. They took a $100 incidental fee and gave it back a few days later when I checked out. I called my bank because I never received my money back. When I called Chase they said they had no record of me even being at the Hilton despite me going up to the bank and showing them all my receipts. Including my receipts from the Hilton showing them taking out $100 and returning the $100. Moral to the story Chase stole $100 and erased the whole transaction from my statement making it seem like it never happened. Worst bank to have and I don’t recommend it to anyone who works hard for their money.
Reviewed Aug. 20, 2019
In July I walked in my home after work and there was someone controlling my computer from somewhere else. That is when we found out that our 4 accounts at Chase had been emptied. I called Chase and reported it to them. They said that these were wire transfers. I started the motions to get the money back. I spoke to the fraud department, filed police reports, and even filed a report with the FBI. I was able to get Yahoo to locate some of the transactions that had happened. They sent money to a place called Cash App, and Coinbase.
Chase was able to recover some of our money, and THEN sent it back to the thieves who stoled it from us. I ask them why, and they gave me no answers that made any sense at all. I told them I did everything I was suppose to do, and they gave the thieves our money again. Thousands of dollars. They took everything we have. We have been with Chase for many years, and thought our money was safe, and we were protected from bad things happening. We never even imagined something like this could happen. They closed the case. It didn't cost them anything, but it cost us everything. Your money is not safe, and if your accounts are hacked they're not insured, and Chase won't be there to help.
Reviewed Aug. 15, 2019
Chase makes it a point to block my YouTube Subscription charge every month, making me have to call their customer support to unblock the card so I can then (after 36 minute call with dozens of verifications) pay US$5 to keep my YouTube Premium going. Every month! They consider google an "untrusty" vendor! OMG! Guess who I would rather keep? Chase or my YouTube Premium account?
Reviewed Aug. 14, 2019
I bank with Chase. Someone charged my debit card to Google Ads. I am being told that I have to pay it since the information matched what I did. I am told that if I want to dispute I have to contact merchant. Horrible service.
Reviewed Aug. 14, 2019
This is without a doubt the WORST bank I've ever dealt with. From rude, uninformed, and indifferent Customer Service Reps who all give a different explanation depending on who you get to mind numbing hurdles to jump through to get to a competent human being who can address where their automation creates obstacles or inconsistencies in how they're processing transactions all in an effort to extract fees out of the customers they say they care about, of which I don't buy any of that. Do yourself a favor and stay away from Chase. I just signed up with another big bank competitor of theirs. Not expecting much but maybe it's the lesser of two evils.
Reviewed Aug. 12, 2019
I wrote out a check to Capital One for my credit card payment. The check was stolen and an individual put it into her account. I am being given the run around by Chase. The money was taken out on June 3, 2019. I found out on June 29 that the credit card company did not receive payment. I tried from June 20 on to submit the claim. They finally put the claim through on July 10 and now say I have to wait up until 90 days and that is an estimate. They can take longer. The system is severely flawed. You can deposit a check through the ATM or phone and the program does not check the front of the check to where it is being deposited and I am paying the price for this flaw no one gets back to me. I am considering taking them to small claims court. Horrible bank. They do not stand behind their customers.
Reviewed Aug. 12, 2019
My family have banked with Chase for years & recommended I use them when I moved to New Orleans. I opened an account & was introduced to the features of mobile deposits. I always sign my checks for deposit only with my account number for a mobile deposit. I was never informed otherwise of anything different. Anyway I deposited a work check from Hancock Whitney Bank on June 10,2019. On July 24th, the funds were withdrawn from my account because someone from Capital One had presented the same check there & it was cashed even though it had for deposit & my signature on it (Somehow this check wasn't destroyed in my shredder or was thrown away). I spent many hours & weeks trying to get my money back. Capital One trace the check back to Chase because my account number was on the back & they gave the funds back to Capital One & then to cover their loss pulled the funds from my account.
Now mind you it's been more than a month since it had cleared from the issuer at Hancock Whitney & in my account. Chase did not bother to call me to send an alert of suspicious fraud but sent a letter out to me that was dated July 24th,2019, the same day I had been in the branch trying to fix this mess. I would not receive a call from the escalation team at Chase for more than a week later. I got different answers from different departments as to what to do. Capital One & Chase were pointing the fingers at each other as to who should be responsible for giving the funds back to me. Meanwhile, my account was severely overdrawn & the fees were accumulating.
I asked that Chase please pay whatever was coming through till the matter was cleared up as I was sure it was a simple misunderstanding. I was informed that I had exceeded the amount of fees & they couldn't do anything to help me & the matter was out of their hands. I would wait another week before the escalation team would get back to me to tell me they're closing the case because they have no proof I wasn't the one committing fraud. I had filed a police report & had met with the issuer of the check & Hancock Whitney Bank in person to prove I was the intended person & Chase was notified of the proof from the bank manager, but said they closed the case.
My bank threw me to the curb in my opinion. They did not follow through to give me the courtesy of a warning of what was happening. I had to borrow money to open a new account at Hancock Whitney so I could make a my car payments & pay the insurances & bills. My bank refused to help me anymore & felt I should be responsible for getting my money back. I felt I was being punished as a child. Yes, the check was not properly destroyed ,but it was signed & had for deposit only on it. All three of us were at fault. Capital One for cashing a signed deposited check to begin with, Chase for not communicating with me to see if I was aware of the fraud & for paying Capital One without proof that I wasn't committing the fraud & me for not destroying the check properly.
So now I'm without the funds & have lost much money that I needed & the stress this has caused & time off from work to meet with the banks has been unnecessary. The was I was treated by my Chase was not good customer service. Don't bank with Chase. They pass the issue along for others to solve instead of looking out for their customers.
Reviewed Aug. 12, 2019
Long story short. My account was restricted not even 24 hours after I deposited a check that was supposed to clear almost two weeks to the date. I also deposited cash. The next day I wEnt to inside the branch to withdraw money. The branch manager explained that I would have to call the 1800 number. I called and the representative explained the situation and told me that the branch manager has the power to override the restriction.
The branch manager said the system will not let her do it without even trying. She told me that she doesn't want to hear that from the representative on my phone, she wanted to call instead. She expressed that the branch was closing in a couple minutes and proceeded to ask me questions that had nothing to do with the situation. I started to get upset. I knew that she was a racist at that point. I've never had to deal with that kind of treatment with my own cash in my life. End of the, she let me take out 1,600 of my cash deposit. I will be filing more complaints. I'm definitely going all the way to corporate with this, maybe further.
Reviewed Aug. 9, 2019
My name is Joyce **. I live **. I was at your ATM machine in Chicago IL on Western and Madison street trying to get money from ATM machine about 5:30 AM on 08/09/19. There was so many large RATS surrounding the ATM machine. They were coming out of this patch of grass right in front of your ATM machines I thought they were going to jump on me. I spoke to someone in the bank a year or so ago about this problem, and after that I just stop using this ATM machine for the most part. I was afraid I might get bitten. I have been a customer of Chase Bank for many of years. This is horrible. I will not go there again. Someone from Street and Sanitation should address these issues. Chase Bank your customers should not be subjected to this infestation. Thank You. ** Please let me now when this problem has been resolve.
Reviewed Aug. 6, 2019
I opened a business account at a branch with a $200 promotion bonus code. The banker at the branch was nice, and the experience was pleasant. But when I called the customer service number, it was a completely different story. Called them 2 times in a day, and each time ended up very unsatisfied. Call #1: I deposited a check 7 days ago, but the fund is still being held. When I called to ask why, the rep said she doesn't have the info and put me in another queue for another department. I had to wait 15 minutes to talk to a specialist. Not the best 1st impression.
Call #2: I have fulfilled all the requirements for the $200 bonus, but still haven't received it. Called to ask why/when, but only to be told my account is not registered with the promotion. The rep said she doesn't know why, and asks me to go back to the branch to figure out why. I asked why the customer has to sort this out. She said that is how it is at Chase. Maybe it is how Chase works. But it is really disappointing. They don't seem to want to communicate with other departments/branches to help customers. The service is so bad, it could only get better. Sigh...
Reviewed Aug. 6, 2019
If you're an intelligent person who care as much as I do about my hard earned money and the bank I'm doing business with, then for the love of God hear me! Chase Bank cares nothing about its customers whatsoever and truly will go out of their way to screw them out of their money. They have rules and regulations that will boggle the human mind. I believe that this is their intentions for the start. They will have you so upset over some unbelievable and totally ridiculous rule of theirs, that you will "In Most Cases" just give up and go away. That's exactly what they want you to do.
I could go into great detail about what they've done to me and others I know, but know this, I hardly ever take time to review anyone unless they are so bad that I feel I need to spread the word. Chase Bank should be ran out of business and its top executives jailed for a thousand years for the Billions of dollars they've stolen from the unsuspecting public. So do your research before banking with these illegitimate thieves, and don't believable all the positive reviews you'll see online. That's a smoke screen they use to suck you in.
Reviewed Aug. 3, 2019
I have had a Chase checking account for 20 years and recently my online access to it was blocked so they could check on a transaction. The transaction was legitimate, but they are saying because I’m not at my US number (I'm in London for several months) the only way I can get back access is to "go to the nearest branch with my ID." The nearest branch is 3000 miles away! I talked to several customer service reps and supervisors, called the lady who opened my account, messaged them on Facebook, went to the corporate offices in London, emailed two corporate officers. If they respond at all--the two corporate officers didn't--they just say, “Sorry, that's our policy.” I want to close my account and go with a different bank but I can't even do that until I get access to my Chase account! If you ever travel, I suggest not banking with Chase.
Reviewed Aug. 3, 2019
I made on time payments for 3 years racking up tens of thousands of dollars on this card- used it for work expenses. When I paid out in full, SOMETHING didn’t calculate and their system showed I “overpaid” by 200 dollars on the statement but supposedly left a remaining balance of 29 for the following month. With the assumption that this card was now at zero I was never alerted through a call or even an email that they sent me to collections. Paid, fought, lost. For a guy who only uses credit cards, you have lost a lifetime of business. Worst customer service and this credit ding just affected my refi on my home. I also want to give a shout out to Capital One who alerts if they even think I tip too much. Save your time and go to a more tech savvy credit company.
Reviewed Aug. 2, 2019
After a three and a half hour vacation ruining odyssey, I discovered, thanks to Chase online, just how bad is our banking system! Armed with my smartphone I attempted to rectify the problem. When I talked to supervisor at the end, I was told "You can't enroll online from smartphone". I answered "This is 2019. You can't be serious." But oh yes, yes they can be very serious. The final nails in banking system are being hammered in by crypto. Guess what? I can do crypto on my phone and transfer money seamlessly to anywhere in the world on my cell phone! Hundreds of thousands of dollars if I want.
I don't have to deal with a stone age, unredeemable banking system that still uses Faxing! Can you believe this! When I wanted to file a complaint they directed me to a fax! Now I want to say something positive. The people I encountered on the phone were fantastic! Sad that they are going to get sucked into the vortex when this ** Bank goes down. Chase Bank is supposed to be the pinnacle of American Banking. It's a pinnacle alright, the kind that if you attempt to hold yourself up with it will pierce your hand. Goodbye Chase, you can keep my travel points.
Reviewed Aug. 2, 2019
I am closing my bank account with you. My card was stolen and was hung up on twice. Very very rude. Will never bank with Chase again. The customer service was that of a Taco Bell in a ghetto. Very displeased.
Reviewed Aug. 2, 2019
Chase Bank in Huber Heights Ohio is the most unprofessional bank branch I’ve ever had the displeasure of belonging to! They received and stole a $1400 Direct Deposit of mine, without any communication with me, much less an EFT Rejection or return, that was deposited into an account that had been closed for over 2 weeks! That’s theft... Don’t trust Chase!
Reviewed Aug. 1, 2019
After making an online payment through Zelle, something I do several times per month, Chase has locked me out of my account. Not only that, they refuse to allow me access until I visit a Chase bank. Of course I'm traveling and there's no Chase banks anywhere. I asked for any way to confirm my identity and someone in India said that based on what's written in front of them, there's no option. Wow, what a piece of ** way to deal with their customers. I have about 10 accounts with Chase (mostly business) and I'm so upset to be treated this way, especially for a legitimate payment. I would never recommend Chase to anyone and I'm looking at moving all my accounts anywhere else.
Reviewed Aug. 1, 2019
I am a long standing customer with JP Morgan Chase and hold several accounts with them; recently while on my account online, had an offer to apply to a pre-qualified offer for the Sapphire Preferred Card offering 70,000 Points when you applied if you would reach $4,000 in charges within 3 months, which I doubled that amount in 3 weeks. I am always a proactive individual and I took Screenshot of the offer proactively because I don't always trust how some merchants use marketing to increase their business, and that is exactly what has happened with Chase.
My account was credited with 60,000 Points but the remaining 10,000 were never added. I have called them several times to question why the remaining point have not been added to my account and even though I sent them a screenshot nothing has been done. I spoke today with some woman supposed to be a Supervisor in which her name is Brooke, which she was not only condescending and nasty indicating that promotions were all different and although she knew I had submitted my proof of the offer when I applied for the Card, it was obvious she did not have any interest to help me.
A company that values its customers would stand behind their marketing and offers but it seems that Chase has not interest to do so sadly. I am planning to get this card paid off and cut it in half and get another card from a bank that indeed values its customers and has integrity to stand behind their own marketing offers and promises which is obvious Chase has not. I warn anyone that is lured by Chase with its offers to stay clear of applying for these as they will most likely find a way to leave you hanging and just give you a bunch of excuses but ultimately leave hanging.
Reviewed July 31, 2019
I've been banking with Chase for 10 years. Over the past 2 years I've been experiencing periodical unauthorized withdrawals from my checking and saving accounts. Each time the card has been in my possession. With my most recent unauthorized withdrawal on 7/13/19, Chase representatives have told me to get a faxed report from my cellphone carrier of my location at the exact time and date. T-Mobile or Apple does not keep records of the location of my phone (stated by representatives from T-Mobile and Apple). So this is RIDICULOUS. Why must I continue to have this issue over and over again. Having to deal with discontinuing cards and receiving new ones every few months. I AM SO UPSET WITH CHASE. 10 years and being a customer and a victim to this fraud, CHASE WILL NOT HELP ME FURTHER.
So am I suppose to let someone or something keep taking money out of my account?? NO. I'm switching over to a new branch that provides a more SECURE platform for my money. PS. SHAWN (Claims department "supervisor") was not willing nor cared to help with my claim, and when I asked if they were willing to lose a 10 year customer he replied, "WE WILL RESPECT YOUR DECISION". INSANE!
Reviewed July 31, 2019
In a time where automation can trump feeling heard and served as a customer, today I felt the exact opposite. After a very unsuccessful and maddening call with Chase Bank 1800 number, Nattalie ** showed me true customer service at my local branch. She listened, empathized, and did her absolute best to help solve my issue. I can’t thank her enough for connecting with me, truly listening and acknowledging me, and keeping my faith in Chase. I have been there since 1993 when it was Bank One, and because of Nattalie, I will continue my loyalty.
Reviewed July 30, 2019
We got a stroller from Bed Bath and Beyond, the next day we decided the stroller wasn't what we needed and we went to take it back (all brand new, not used at all, with tags but no box). I've returned items to them before without a box and never had an issue. They would not take it back. We decide to contact the credit card and start a dispute.
After some time, Chase told us that they can't give us credit because the stroller wasn't sent back but we can send the stroller back in any box. So we did, by the time I received the info from BBB I sent it to Chase, 1 day later than the dispute expiration date (I didn't have the proof earlier), they closed the case and would not help us. We have an infant and it took us a few days to find a box, to use to send the stroller back. As soon as I had proof, I provided the proof to Chase but they said it's too late and they will not help us. So now, we have to pay $300+ and Bed Bath and beyond has the stroller. I spoke to supervisor and he said we closed your case, you were a day late and that's it. I asked him if that makes any sense to him and he said, "That's how it works." Talk about a bad customer service!
Reviewed July 29, 2019
Chase was number one about 10 years ago reason I joined them. But it seems like their executive offices can careless about their customers now. I have a 835 credit score, had $250k in my chase accounts, owned outright 4 properties to net to over 2 mill. No debt at all! I own all my Benz cars outright. Chase denied me their lousy United Airlines Credit card. (Too bad for United cause I will fly AA for the free bags since CitiBank allows me their AA credit card).
I met with my Chase banker and we did a Chase journey to see why Chase denied me the credit card. My Chase banker was puzzled. The reasoning on the denial letter was "that I had opened too many credit-cards within the last two years. The Chase banker verified I had only open one a JCPennys Credit card which was already closed and that their reasoning was wrong. Yet Chase's executive branch didn't care about what the Chase journey showed that they were in error, and double down and said you will not get the Credit card.
Oh well I pulled $250k of my money out and moved it to Citi Bank. I then applied for a higher Citi AA credit card and was approved immediately. But just to see how screwed up Chase was, I applied for the Chase Marriott Card. and was approved! Now what happen with the "you are denied because you have opened too many cards" Lol bad management. UNITED! Get smart, they are keeping customers from your business, yet allowing them for Marriott and other companies! United! you're the black sheep! Change your business ties to CitiBank, Chase will drag you down with them!
Reviewed July 29, 2019
I opened up a business checking account in January and it has never actually worked. Not at the ATM, not online, not in the store. Also, the name and legal entity on the card were grossly inaccurate. After several failed attempts to correct my debit card through multiple channels (calling customer service, calling the branch, going into the branch) I was issued the same incorrect debit card. AGAIN. When I call customer service, they tell me I have to go back in to the branch to get a corrected card issued, even though that's the very reason I went in just two weeks ago. My online banking reflects all the accurate information, why my card can't be fixed to matched – and actually work – is beyond me. I will never use a Chase product again. AmEx, Suntrust, Capital One + Wells Fargo have all been incredible to work with, truly did not expect this level of awful from Chase. Lesson learned.
Chase Bank Company Information
- Company Name:
- Chase
- Year Founded:
- 1799
- Address:
- 270 Park Ave
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10017
- Country:
- United States
- Website:
- www.chase.com
Media
