Chase Bank Reviews
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About Chase Bank
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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.
Chase Bank Reviews
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Reviewed Feb. 23, 2017
Every month, it seems I have to change my password. It seems Chase Online suddenly won't accept a PW that I had. Customer Service walk me thru and verify. I went in to change my pw this morning (I Did Not "forget it"), I put in my correct PW from last month; it: "changed" it. Very sloppy...
Reviewed Feb. 22, 2017
I called Chase Fraud Prevention, 1-800-307-3161, on 2/22/17 at 7:18am and I spoke with a Kathleen ** (however you spell her last name). We listed all of the fraudulent transactions we noticed and I had a total of 5 and she had a total of 4. Instead of double-checking with each other to ensure we have the correct fraudulent transactions she refused and continued on about cancelling my debit card and sending a new one.
Chase and its representatives need to understand that the customer doesn't experience fraudulent activity every day and thus even if the representative knows the 5 fraudulent activities will be compensated for, they still need to explain to the customer why and at the very least they need to make sure the customer is satisfied with the information and service that has been given. Instead of treating the customer as if they have no reason to be concerned. I WILL UPDATE THIS REVIEW ONCE COMPENSATED AND WILL TELL IF IT’S FOR 4 OR 5 FRAUDULENT TRANSACTIONS.
Reviewed Feb. 19, 2017
I don't know if I misunderstand something here, but it I just discovered that the Chase Credit Card Ink is charging me interest for purchases just recently, in the last few days conducted. Here's what happened: (My Ink card billing cycle is mid-month to mid-month) In early January I made a purchase for $1,616.57. In late January the statement came (Closing date 16th). I paid 800 dollars before the due date leaving a balance of $816.57 unpaid. In February as recent as February 15th, one day before the closing date I made some business purchases of around $6,500. I got the February statement and on it I see interest charge of $115.13. What? That can be I thought, $115.13 in interest charges for a residual balance of $816.57!? In the back of the statement on the last page it says under -31 days billing-. Balance subject to interest rate $4,520.14....
I called Chase Bank customer support and like them I recorded the conversation. Rather unfriendly and curt I was told by a supervisor that if every month the balance is not paid in full interest applies immediately to the current running balance including all new purchases. What? This is not an Amex card! It's a credit card! Yes, I understand that they charge interest on balances. But not on new purchases that I have not even received the statement for! Apparently they charge interest not only on what remained of the previous month as unpaid remainder balance but immediately charge interest on any new purchases!!! Zero grace period! I never heard of such a thing neither have I found on my other credit cards statement such a thing!
In other words, and as a fictitious example: If I charge in January $1000 and get in early February the January statement with the due date by end of February and pay $999 leaving $1 balance due and charge during February $5000, Chase Credit Card Ink will charge me interest not only for the $1.00 residual balance of January but will charge me for all purchases in February interest because I did not pay the January bill in full in February!
In other words, as in this above fictitious example, as I paid $999 for the $1000 January charge, I had $1.00 residual balance due. Chase credit card now charges me immediately interest on all new purchases done in February and adds this interest to February statement which will be due by end of March. Really? What do I have a credit card for? And I missing something here? Am I not understanding something here? I cannot find any such thing on any other credit card I have. IS THIS LEGAL?
Reviewed Feb. 16, 2017
Absolutely outrageous behavior by manager Marcela ** (Sepulveda, North Hills, California, branch). After a decade of going every single month to pay my credit cards every first of the month, she refused to waive an eight dollar fee to cash a 1000 check. I guess they do not care if they know you or not, they treat you like a thief, when they are the thieves. We are cancelling our cards with them. Don't bother opening an account with Chase, you are better off with US Bank, who do treat you right when they know your face.
Reviewed Feb. 15, 2017
I had a second mortgage on my home with Washington Mutual. Chase took over and assigned a new account number. I tried to refinance and was refused for debt to loan ratio. Checked report to find out Chase reported two second mortgages to the big three for the tune of 90k dollars. I brought it to their attention and they said they had fixed it. Seven months later I was refused again. Two seconds still on credit report. Chase said they had no record of a second, second mortgage. Filled out paper work for them stating I had one loan. They promised it would be fixed. Tried to refinance again and was refused for debt to load ratio again. A second mortgage still on credit reports.
Went to Chase and received confirmation of only one loan. Gave a copy to the financial institution I was refinancing with and sent copies to the credit companies. Conditional of my loan the second would be closed upon payment they received. It was overpaid 105 dollars on 12/19/2016. They refuse to give me the money, saying my draw period has expired. Physically went in and filled out an account closure. It is now three months later and they send an Email thanking me for my payment of 105 dollars. I call them and they say they are sorry and they would have to fill out an action order and it will take 5 more days. They say I am not entitled to any interest or penalties for their mistakes. If I made a mistake I am willing to bet I would be charged late fees and interest.
Reviewed Feb. 14, 2017
So I have my account set up for no over drafts to go through. Then I started to get over drafts going through on my card, so I called and asked them, "Why are you allowing these charges to go through If I set up my account for this not to go through in the first place." Then they tell, "Oh we can allow charges to go through" if someone tried to charge my account with my checking account number and I can't say I don't want charges to go through. So then a debit charge goes through and I have it set up for no debit charges to go through if there are no funds. So I called and they tell me, "Oh that's only for debit charge of one time. But if you set up recurring debit charge for every month we can let that go through" if they want and I can't stop that. So I said, "What is the point of setting no overdrafts to go through, if you're telling they can do what they want anyway." So they did nothing to help and basically told it was on me, Now I have left Chase. They are horrible.
Reviewed Feb. 13, 2017
Chase passes repeat fraudulent credit card charges on from vendor even though timely notified of fraud. Horrendous customer service. Escalation level is even worse. Major competency and integrity issues. Management does not respond. Then sends out bill collectors trying to intimidate. Cannot be trusted.
Reviewed Feb. 12, 2017
I have banked with Chase since 2004. In 2014 my daughter opened a high school checking account and in 2016 she converted that to a college checking - due to issues with claims, which has nothing to do with me or my accounts, Chase decided to close my daughter's checking but at the same time also decided to close the savings & my checking account as well because my name was attached to all accounts.
I escalated this issue to several departments and spoke with several different reps some consisting of a senior rep named Chi Chi, a team lead named Tony ** from the restriction dept & finally someone in the loss prevention dept named Treba - they all recite the same rehearsed script..."the bank can make a decision to close an account for any reason & there is no additional information they have to provide." WOW that's it after 13 years of business. After reading the other reviews this is not surprising & I now say good riddance because I don't want to continue doing business with a company that doesn't value loyal customers anyway!!!
Reviewed Feb. 7, 2017
I want people to be on alert with Chase Bank and the reason I say that is as follow: if you write a check and don't have enough money in the account they will post the checks at 11:59pm but you will only be advised by your alert settings after 7:00am. Why they do that because they want to take $34.00 overdraft fee. Because they know you can't go in 60 seconds to the branch to deposit money to cover the overdrawn account. That's why they pick 11:59pm to post all the checks. It's like they do it on purpose to take your money because they know you can't do anything about it. It's wrong and it's not a practice that they should be doing to their customers if they value them in any way. Shame on this big financial institution. This is how they treat their customers no good.
Reviewed Feb. 5, 2017
Account cancellation with no explanation. So I had a Chase account in 2014, that I had closed. Then recently I decided to open a new account with them (worst thing I've ever done). Anyways I spoke with a Chase rep and they informed me that I would be able to open an account with them and all I had to do was go to a branch with 25 dollars and they will open the account. And so that's what I did but instead of $25 dollars I deposited $100. So 2 days later I tried to check my balance on my online account and I was told that my access was suspended!
So I called Chase to find out what was going on with my account and those idiots couldn't even tell me why they are closing the account, and that it was just a decision that was made. Then to make matters worst I tried to withdraw the amount that I had left on my account and was told I can't, and that it has to be mailed to me via cashier's check 10 business day after that day. So I waited and it been way over 10 business day and still no check! I call Chase and was told the account was closed on February 1st and I have to wait another 10 business days to receive the check.
I would never in a million years recommend Chase to anyone, just don't waste your time with this guys. They are full of b.s and they don't even have any customer service skills! Oh I almost forgot when I called in, it was transferred to the fraud department and thought OK may I'll get some answers. Nope I was told what I already knew from the fraud department, that my account was reviewed and it was decided to be closed! Still no explanation. If I could give no stars at all I would. Chase does not deserve no star. They will close your account without giving you any explanations and will refuse to give you your money back in cash even though that was the way it was deposited into the account. They should just close down for good!
Reviewed Feb. 4, 2017
Not Happy with Chase. Chase bank has been deteriorating for a few years. My latest experience is being charged $8.00 for a cashier's check. I have never paid for a cashier's check when I had an account at the bank. Also, Chase had a very good online bill paying application. They totally changed it around with no explanation to one that is so user unfriendly that for the first week or so, I couldn't figure it out. They have me pretty hooked with the bill paying, but about one more negative surprise from them and I will be gone. Anyone thinking of switching to Chase, beware.
Reviewed Feb. 1, 2017
Most ridiculous customer service experiences I've ever had. They have ZERO record of my credit card - which I closed FOUR months ago (only to open another Chase account with rewards). How can it appear on my credit report, I can show two years of payment history and an institution of that size cannot find me? I am horrified.
Reviewed Feb. 1, 2017
Asking Chase to close IRA and they want to charge closing fee. They can't provide any proof of such fee. I have my paperwork from the time I opened the account and no mention of closing fee. They can't point it out either.
Reviewed Jan. 31, 2017
I have had the same problem many people here had. You rely on the information reflected on the Chase website or app and they clear a bunch of stuff in the middle of the night so they can charge overdraft fees. I have been with the same bank over 20 years (through 2 buyouts before becoming Chase) and every year the benefits are less and the fees are more. Disney rewards are not worth dealing with Chase. There are better options.
Reviewed Jan. 31, 2017
Chase is the worst!!! My account was compromised and all my funds were wiped out. Someone called the bank and changed my email and password; according to the bank. So, Chase advised me to close the old account and open a new one. They said they would investigate the fraud and credit back my funds. I filed my claim on Monday, January 23rd. I still have not received a cent of my money and it's January 31st. The bank credit my account (old and closed account); not once, twice but three times. NO apologies. No one is willing to help. I have bills and day to day living expenses that I can't meet because the bank's employees are a JOKE!!! It's like speaking to automatic teller; NO ONE CAN FIX the problem. They repeat the same thing over and over. This is unacceptable. Once I get my funds back I will be baking with a credit union.
Reviewed Jan. 31, 2017
I deposited a check on Sat night, they told me will be complete by Monday, which I believed. Now is Tuesday morning, I called again. They tell me it will be process by Tuesday night before 7 P.M. Are you ** kidding me? I CAN NOT PAY MY LICENSE PLATE AND MY PERSONAL INSURANCE ON TIME. CHASE ** SUCK. I am going to quit everything with chase. ** garbage Chase.
Reviewed Jan. 27, 2017
December 30, 2016 at 7;30 AM, someone sent continuous calls to my cell and home phones while sending constant texts to my phone and email so I was distract and could not review alerts. The criminals transferred $3K from savings to checking and withdrew all the funds from ATMs in New York. I live in Wisconsin. When I went on online to change cell phone numbers, I noticed the fraud at 9AM. I went immediately to the Wisconsin Chase Private Client banker to close the compromised accounts, surrender my debit card and open new accounts.
Chase gave me a temporary credit within 24 hours but took it back on Jan 24th and refused my claim! They said they validated the transactions and will not call me back. My debit card has never left my possession and I was not in New York where the fraud occurred. Since I notified the bank immediately I am not liable. My Financial Adviser and Private Banker have been working on a solution but I am amazed at the response from the Fraud Department. I will provide an update based on their response.
Reviewed Jan. 27, 2017
I had a very good impression about this company but after I experienced of trying to create a card from here. The worst experience ever. The customer service was horrible. Every time I try calling in they had attitude and seem like no one wanted to help. However, finally got to speak to the supervisor who was actually good that tried to help (if it wasn't for her I would not even wanted to give 1 star). Also, she was helpful to talk to different department. However, different department especially credit department was so rude. Therefore imagine if you had a card here and wanted support no one will be willing to help. SUPPORT IS HORRIBLE!!! Don't ever EVER be a client here!
Reviewed Jan. 26, 2017
Repeated calls from an overseas call center identifying itself as JP Morgan Chase regularly calls my home phone to report that I have an unpaid debt. Initially made attempts to reach the JP Morgan Chase Fraud Unit but no response despite bank online presence indicating it provides oversight to victims of identity fraud. These callers are particularly sophisticated in their fake pitch. What makes these calls an upsetting experience - no way to contact Chase to investigate if they are aware of '847-426-9203' as a fake phone call center. I have never had Chase account and never would based on inability to reach Chase fraud.
Reviewed Jan. 25, 2017
After being charged high interest rates not only purchases but balance transfer amounts, I paid my bill in full to avoid any further interest charges on the due date and Chase Bank charged me another month's interest. Citing that those interest charges were from December even though I was already charged December interest and the entire balance was paid in full which included December interest. I asked them to remove the interest charges and close my account. They wouldn't do it so now I have to pay an additional $77.63 to these scumbags and believe me, if I can get actually get them to close my zero balance accounts (which I'm sure they will attempt to leave them open), I will never do business with Chase Bank again.
Reviewed Jan. 24, 2017
I am getting pretty fed up with Chase bank and Chase bank app. I had gone to grocery store early evening Jan 20th. I got an alert after I purchased groceries because I have it set up to notify me when account is lower than 50.00. The alert said 44.06 in account. I went home for the night only to wake up to another notification alert at 8 am "Your account was just overdrawn 132.00 now" -154.00 overdraft? Then Monday I put 100 in my account. Spent five dollars at the gas station. The debit card ran through fine. But yet an hour later another notification: "Your account has been just been overdrawn..." And just now as I'm sitting watching tv another alert! "Your account has just been overdrawn" and now it's saying 164.00.
I am now calling to report because I thought maybe there is just a glitch with the app right now since I pay very close attention to my budget and the 44.00 on Friday was accurate. Not to mention the check deposit screen shot never has worked for me and it constantly logs me out when I have set it not to. I'm pretty disappointing. Chase needs to answer to this issue and fix it. But they said last time I was there when Comcast accidentally double charged me last week that even if they canceled the second charge, apologized and spoke with the banker to confirm the refund... Chase said if for some reason the deduction from Comcast still goes through that I would be hit with fees and my responsibility to handle it? Very angry about this. Is anyone else experiencing this issue?
Reviewed Jan. 22, 2017
Not only do I always seem to have an issue with processing my card, after them sending me a new one, I tried going online to pay my bill but seemed to be locked out of my account. Couldn't open the account because I didn't have the new card they sent me. Finally got the card and opened my account only to be presented with a late fee. Being that I was a few hours late for my payment and told them the ONLY reason I could not pay was due to being locked out my account that you could clearly see. I did not have a phone available so could not call regarding the situation. Been a member for 2014, I pay my bill early and the one time I can't pay due to THEIR system error they would not refund the late fee. Real great customer service, definitely will be closing this account.
Reviewed Jan. 12, 2017
I have never had to take 3 days off from work to deal with anyone they had. She absolutely has no business speaking with customers. She is the worst person and supplied zero help only a condescending attitude. I have been lied to by your supervisors about sending out the check to repair my home. The hurricane hit 3 plus months ago. I have had to deal with incompetent people in your awful insurance claims Dept. The bad part is I don't have insurance with you or ever would. I still don't have a check after calling day after day and sending doc after doc to that worthless Terry lady. My file says that all doc have been received but Terry says I need more. She wanted to argue with me as to what a contract is, she said "It's a quote." He is far too ignorant to understand what a contract actually is and your company reps and supervisors are a joke. I had to give one star. If I could give less I would.
Reviewed Jan. 12, 2017
On 1/07/2017 went to a Chase ATM TO get money to pay a bill. I put my card in and requested $280.00. I'm not a Chase customer so it charged a $3 fee which I already stay away from Chase for that reason. The ATM told me to remove my card so the cash could be dispensed. For some reason the card wouldn't come out; mind you my bank card was just issued so that was not the problem. Then it gave me a piece of paper that said, “WE'RE SORRY BUT WE ARE UNABLE TO DISPENSE CASH.” FIRST thing I thought, dang I gotta go find another machine. Then I thought, I wonder if it debited my acct. There was another ATM There so I checked to see. Sure enough it took the $280 out of my acct. I immediately called the # on the paper only to be told I had to contact my bank. This was the weekend aft 3p.m.
Now mind you while sitting There on the phone with Chase 3 others came in and the same thing happened to them. One lady said they were just in there fixing that machine. I contact my bank. They tell me I need to put in a claim. I walk up to Chase to see if others had come in from that day. A rude supervisor at that branch told me I was the only repro with that problem and I just had to wait for it to go thru channels. I asked her who's going to pay the late fees on my bill. With a very condescending tone she told me that wasn't her problem. And asked me to leave the bank.
Today is the 12th and Chase still has my money. I wouldn't have went there but for some reason all the ATMs in the neighborhood were down. Eager to get the money order I broke down and went to Chase. This was an ATM in the lobby of a Chase bank. I advise anyone who is not a Chase customer not to use their ATMs. They take your money in a few seconds and it takes forever to get it back. Their attitudes are atrocious and they charge too much to use. They’re stinking machines. They are greedy.
Reviewed Jan. 10, 2017
I open a Chase account on Saturday and deposit my check. I was told it would be available today. So I logged in to check the status and it did show the check was deposited and that I had an available balance. So I took my girlfriend for breakfast and when it was time to pay my atm didn't go thru. So I checked my balance and showed I was -100 and the check was on hold. So I called Chase and transfer me to loss prevention and told me that they couldn't verify the check that Bank of America didn't want to verify it. So I had to call HR department and payroll to let them know what was going on. They said they never had a problem before. So now my account is negative and will be on hold for 7 days as I was told by Chase representative.
Reviewed Jan. 10, 2017
My husband went into the Hillsboro, Oregon Branch of Chase bank August 8, 2016 and opened a checking account with $500. He had a coupon that offered $300 if you had a direct deposit set up, so he had his social security check set-up for a direct deposit at the same time. In January 2017, we checked to see why the $300 was never deposited. I called the main customer service number, and all they could say was that the coupon was expired. No kidding! I talked to a supervisor, and she told me I had to go to the branch and see why we didn't get it. My husband went into the branch and talked to them, and of course, they knew nothing about it. We have the coupon, and the proof of deposit.
This was nothing but a fraudulent scheme to get new customers. I plan to contact the attorney general of Oregon and would advise anyone else with problems with this bank to do the same. I believe this bank is as crooked as Wells Fargo, and unless people complain to the right office, they will continue with their unscrupulous practices.
Reviewed Jan. 7, 2017
In a recent survey, 56 percent of Americans said they have less than $1,000 in their checking and savings accounts combined, Forbes reports. Nearly a quarter (24.8 percent) have less than $100 to their name. That being said, I think it absolutely horrific that the Chase customer is charged an overdraft fee when in fact a direct deposit has cleared PRIOR to a check being presented. I am aware of the whole vague CHASE "SPIEL" as to why it's okay for Chase charge overdraft fees when the money is available, as follows: West Coast Time is different than East Coast Time - re:CHASE end of day. The order in which items are presented to the Chase Customer's account is not the reflective in real time as to what CHASE Representative says is real time posting. This has happened to me so many times that I can't give an accurate number.
The most recent was as follows: 1/6/17 my husband's direct deposit(s) are seen on my computer and available for use at the ATM. My balance is $869.66. 2 Checks I wrote are posted sometime after midnight. The FUNDS were AVAILABLE. We can go back and forth with what CHASE says and what the CUSTOMER is experiencing. The FACT that CHASE does not choose to ERR on the customer's behalf in these border/lines instances is due to NOTHING but GREED on CHASE's behalf. I was charged $34.00 for each of these two checks that were presented (when there was AVAILABLE funds). $68.00 is A LOT of money to be taken away without just cause. The Chase customer who experiences this, are the customers who live paycheck to paycheck. Why is it that they feel the need to take advantage of us? SHAME ON YOU CHASE!
Reviewed Jan. 6, 2017
I closed my account with them after I am done with the last payment in Oct 2016. Now they said someone stole my identity and has been opening account in my name. He knows everything about a lot of Chase clients. He must of being one of their employees. Because one manager told me that the guy is from Elgin, IL and I got some calls from Chase rep and it showed on the caller ID Elgin, IL. I honestly cussed the guy and hang up. Anyway, every rep tells you different things. They are something else, stories makers, liars. Never deal with CHASE.
Reviewed Jan. 5, 2017
I went to pay my rent. They put it in the wrong account. I called the local branch where I made the deposit. No one answers the phone. I called over 20 times in 2 days and they never answered. Making a trip to the branch was a waste of time. Rob the manager was rude. He said I needed the receipt from the day before and he would reverse the transaction. I drive home and get it. Upon my return Rob refused to reverse the transaction. He was so rude! Running home for the receipt was a 40 minute round trip. He was so rude other employees walked away shaking their heads.
Whenever I come into the branch they charge you to see what you want. On another visit I told Rob I needed to make several transactions. He pulls me out of line and said another employee could help at a desk. She was only able to help with one transaction then informed me the other transactions needed to be done at the teller. I walk over to the line which is 8 people long now. They just don't care about their customers. I was told I wasn't a high priority customer.
Reviewed Jan. 2, 2017
Chase associates are unprofessional and heartless. My father was hospitalized and wanted to combine all his assets before his death and the type of customer service we received from the Flushing Main Street branch and from some department on the phone was the most disgusting type of service we have ever encountered. My mother and Aunt went to the Main street branch to ask for help and they would not help at all or give any advice because they said my father would have to walk out of the hospital and come to the branch himself. Ultimately I was able to help my father in the hospital to transfer his funds for him online but then Chase called and left a message wanting to speak with him.
A dying elderly man who was so weak but still had a mental state of mind and was worrying about his funds used up all his energy to speak on the phone and the representative wanted him to figure out how to open a text to give a passcode to authenticate him. And by the time he figured how to use the phone, and told the passcode, the rep said it expired because it has a 5 minute window. They asked security questions which he answered all correctly because he knew his license plate and none of the options were his license numbers, they asked the type of car he had, none of the options were his car, and they asked if he bought pet insurance but none of the answers were his because he has no pets. They even try to tell him to punch his debit card pin expiration date and three numbers on the back of the card but we had to explain to the rep, I believe the rep was not knowledgeable at all.
My father did not have a debit card. He only have an ATM card because he only has a savings account, the blue and white one it has NO NUMBERS on the back. Still the rep would not extend any heart to help when all we wanted to ask was why did you guys call. All we want to do is close out his savings and transfer all the money to Capital One. The phone call was for an hour and the attitude and heartlessness of the representative and the supervisor was completely unacceptable. After talking and trying to help my father on the phone ultimately they said that if I called again that they were UNABLE to help at all and that the only resolution is that my father a dying man MUST LEAVE THE HOSPITAL and walk into the MAIN STREET BRANCH to speak to the person who opened his account to get help. That is not the way customer service and banking works.
We all really felt that everyone is pushing away responsibility and not taking ownership in trying to help the customer. It was her way of saying "Get off the phone. We are not helping you. Go to branch." But what if my dad was in another state, he would have to go to the branch to get help? What if the person who opened his account does not work there anymore, no one can help?? Even though as for my own service with Chase I had never had a problem but when I saw and heard the things the rep were saying when I was trying to help my dad, I could not believe that the training for these reps would be so unprofessional and how heartless they can be.
It seems like when they are opening account they will treat you well with smiles, but when you need help they don't care anymore. My family were all ultimately disappointed with not the PRODUCT but the TYPE OF CUSTOMER SERVICE received from the Flushing Main Street Branch and even more the two ladies that were on the phone.
Reviewed Dec. 31, 2016
I've changed my banks twice before because I usually go with local credit unions and needed a more common bank... Worst decision ever was to go with Chase!!! I am very on top of my finances (I'm a finance specialist) and I check my account periodically throughout the day. The first time I got fees from them was 3 at the same time because their system had a glitch!! I called explained what happen, offered screen shots I had taken showing everything was processed and then their system decided to put a transaction thru a second time which over drafted my account almost $200!!!
I called, explained and after arguing for about 20 mins the rep then reversed the fees. So this time I got an overdraft fee. I explained that there was money in my other checking account with them and that my brother was shot and killed Wednesday so I've been preoccupied. I asked if they could reverse it. I had to plan his funeral and pay out of pocket for a lot so I don't have extra money for an overdraft fee. The rep said they wouldn't do it and mentioned the first time they waived fees. After arguing with her for 15 mins she called me a liar (literally!) and said she will not reverse the charges!!!
This is ridiculous!!! I'm furious with this company!!! I'm already going through a hard enough time as is the last thing I need is a rep calling me a liar especially when I'm going through a hard time and my account has never been negative with them before (aside from their system glitch which the rep agreed was their fault!) I won't trust a company that's inconsiderate of family deaths and calls their customers liars!!! And I can assure you my family (I turned them onto Chase) will not be banking with you any longer!!!
Reviewed Dec. 27, 2016
I am a Chase Bank customer for 6 years. I had to call their customer service today for the first time. While I see my correct contact address online the agent and her supervisor seems to have a different address at their end. They don’t have an alternate option to verify the customer. How can the customer guess the address that they wrongly have on their system? I have to be on call for more than 15 min and they hang up the call and I was really shocked by their response. I will never recommend them for any banking needs. I am also a business account holder with them. I am looking forward to cancel both of my personal and business accounts with Chase.
Reviewed Dec. 24, 2016
On Monday 19 2016 I decided to open a checking account with Chase so I can receive direct deposit from my company and won't be charged a fee at a cashier for every check. That Monday I opened an account with Chase with a check of 560$. I was happy cause I could then receive all my companies deposits without worry. The next day a withdraw some money and before that I have ask a Chase employee if it was ok and he said 'Yes. NO worries, but you must keep your account at 1500$' so I won't be charged 12$ fee every month and I accepted, and said to him it was ok. Then on Friday I found out that my account was restricted. I called and customer service puts me on hold for every call 15 - 30 minutes with no solutions.
On my first call they told me that my check needed to be verified in order to get my account active again. That they called my company and none answered. That I shouldn't worry and call back again. I called next day and same situation. So I decided to go to Chase bank and speak with a representative face to face. She called just the same way I did. She was on hold also. I come to a bank to do the same thing I did. She told me that in the system everything was ok. That they withdraw the total amount from my boss' account and she was confused why was my account restricted and they told her that they needed to verify the check and none answered.
I tried to give them my boss' personal number cause I explained to him the situation and they said they only call the number within the business. They wanted him to come with me to Chase with prove of the account. My boss lives in a different city and he's very busy. So if I don't do that my account will be closed. I explained everything to my boss and he said he never had trouble with any other bank. And that company number has always been his same number. They were lying. I still need a good reason. Now I hate Chase. I also had 14$ refunded back to my account from an item I bought from the web and don't know now where it went. I will never open an account with them. I think they only serve rich people with tons of money but a middle class person like me so complicated!!! Unbelievable. Not verified but they got the money from my company. Smells fishy.
Reviewed Dec. 22, 2016
The manager, Casey, at the Chase Branch on Glade Road in Colleyville is unhelpful, rude, and disrespectful to the customers who enter. She speaks to most individuals as if they are beneath her and lacking in their banking knowledge. She also seems to micromanagers those who report to her in the branch. I do not recommend this branch for business or personal banking.
Reviewed Dec. 22, 2016
I have been with Chase bank for over 15 years, and now I am very disappointed and ready to move all my business to a different bank. What is Chase bank thinking or maybe that is the problem they are not thinking. Where are all the tellers? Do they really think people prefer to do business with machines? What happen with the business/customer relationship, where is the customer service? Does Chase bank thinks that filling their branches with ATM machines is a good business? It is horrible!! You cannot explain to a machine how to wire money to another bank? I am sure there is a lot of people that still prefers to speak with a real person. This bank sucks!! I am giving one star because Zero is not an option.
Reviewed Dec. 20, 2016
I CLOSED my accounts with Chase. This is the worst bank possibly imaginable!!! So, their system is "rigged" to charge their customers overdraft fees. I was in the process of switching my bank accounts from Chase to WELLS FARGO, who is GREAT by the way. And in the process a check was charged to my Chase account which had next to no funds because all of my funds were transitioned over to my new bank account.
Anyways, so I kept monitoring the Chase account make sure nothing posted to that account and if so I would just deposit to funds to keep from any mishaps. But lo and behold the devil is a LIE!!! A check posted at "11:59 pm". So I was immediately charged a $34 fee at 12 am. One minute later. So of course I called and advised that I have by the end of business day to put the money in the account before the fee is charged!!! Per their policy!!! But then he goes well since it was posted at 11:59 we charged you the fee cause there was not enough time for you to make the deposit??? **!!! That check was intentionally posted at that time specifically to collect that $34 fee. Chase is horrible. One of the worst banks I have ever encountered...
Another issue was I had transferred from some $ from one account to another account to cover a check that may be posting. Now with the QuickPay services, you can transfer funds from one account to another Chase account free of charge and the $ is available immediately. Well I transferred the money at 10:30 that night and woke up with a fee. They claim that the check posted at 5:30 pm that day. Lies!! Because I checked my bank periodically throughout the day that check never reflected in my account. Sooo no one there could tell me why it did not show up on my account even though they could see that I logged into my account several times that day. Secondly, they claim that QuickPay has to be done pm eastern. Which is STUPID cause the funds are available immediately. I get irritated at the sound of Chase's name. I think they should be sued and shut down!!!
Reviewed Dec. 16, 2016
The whole Chase corporation is a facade. Chase is trying to make them stand out above all with their friendly people trying to give excellent customer service. However, when you bank with them or have a loan with them, they really don't make doing business easy. I have an auto loan that I have been paying on for 2 years and when I fall behind a month, they are certainly not there to help you. I asked to extend my loan a month, so I can be current again, but NO they want me to schedule a payment in two weeks, in which I will still be a month behind and late fees will be added again. They are criminals making money off of their customers.
Reviewed Dec. 15, 2016
Chase Bank is pretty high on the Greedometer! An $8.00 fee to cash a $200.00 Chase Customer's Check!!! That is the true definition of GREED. 4% fee is higher than the local liquor store. Imagine the Liquor Store having better Service than Chase Bank. Very Sad Statement for Chase Bank. Chase also lost any chance of having me as a FUTURE CUSTOMER!
Reviewed Dec. 9, 2016
I applied for a Chase Slate Card in 2016. I was rejected due to the number of hard credit inquiries within the last 2 years. I have a 730 FICO score, open Discover card with low outstanding balance, 11 credit inquiries within the last two years, and middle class income. I do not even have a mortgage. I do have an auto loan outstanding for about $5k. Chase is evil, and I do not trust them. They did not even give me a chance to call the reconsider phone number. I will NEVER apply for a Chase credit card ever again. Such a big evil bank, needs to be shut down IMMEDIATELY.
Reviewed Dec. 7, 2016
I ordered a skin serum online to try for $4.99 for a 15 day trial. I ended up being charged $89.99 and $89.95 for a membership fee and product fee. I did not give this company permission to authorize my account for the $89.99 and I also never received the product. I filed a claim through Chase and was denied. The merchant had lied and said I authorized the $89.99 and the product had been shipped. I kept refiling the claim until I was satisfied and still was denied. This merchant not only got away with my money but also kept the product. Chase refuses to look further into it and now I'm out $179.94 for a membership I do not have nor wanted to have and a product I never received. Chase needs to be sued right along with this fraudulent merchant.
Reviewed Dec. 6, 2016
Fraudulent Checks and fraudulent withdrawals were deposited and removed from my college students Chase account. The crime was committed by use of a credit/debit card and the criminal also knew the pin #. A total of 6, six checks were deposited all dated 8/12/2016, totaling $4,586.70, ALL written by a "Marilyn Monroe" to someone name K. ** via a Chase ATM machine on September 8, 2016. Then the criminal went on a spending spree on September 9, 2016. The bank alerted us about the transactions via text message when the crook attempted to make a $2,900 withdrawal. At this point we responded with a NO to the message ASAP. The bank was called and I thought it was all taken care of, the college account was closed, END OF STORY!
Well several weeks later Chase Bank withdrew $3,000 from my (the parent) savings account. I reached out to Chase bank again reported the problem. I explained to them that it was ALL fraud! And if they could look at previous transactions with the account they would see that it was not the norm. I also asked if Chase Bank could just look at the camera where the checks were deposited & they could then see that it was not my college student. But Chase refused to investigate the identity theft/fraudulent deposits or withdrawals. Chase bank told me that since I looked at my Chase Mobile account while the transactions was taking place, that I did not act quick enough to inform them of the crime. However the bank was called on September 9th as soon as we were aware of the problem.
I have a letter from my college students school and the attendance roster, stating my college student was in class at the time of the crime, and the crime took place 3 hours and 45 min away from the college. A police report with Daytona Florida police department (tracking # **) has been submitted, and we have requested a warrant be placed so that we can get access to the video from the bank. I have record of when the bank reached out to my college student, and I have requested copies of my phone records to prove a call was made to Chase bank as soon as we became aware of the incident.
Not only did Chase withdraw the $3,000 from my saving account, but they have also requested that I pay additional $1,000 to cover the fraudulent transactions. And if I fail to do so, I have been informed by Chase Bank they will send my name to a collection agency which will ruin my credit. I totally understand that this criminal act is prevalent, however I am a VICTIM not only by some low life criminal but also by CHASE BANK, to the tune of $4,000. HELP! I do NOT have that sort of money to just give away.
Reviewed Dec. 5, 2016
I went to the drive-thru to make a cash deposit of all of the tips I made throughout the month to pay my rent. As I arrived I realized I seemed to have misplaced my current drivers license but I had a recently expired ID, my student ID and my debit card. The teller explained that she cannot deposit the funds without a current ID because that is their policy. I explained that "I understand you have policies to uphold but I am just trying to make a deposit into my own account and you can see by the photos that I am who I say I am." I asked her to please make an exception. She told me that I would need to go inside to speak with someone.
I walked two blocks to the branch and spoke with the personal banker. He again explained their policy further elaborating, "There are a lot of bad people in the world and the policy is put in place to legally help Chase to prevent money laundering." I told him that I would like to close my account and he laughed saying, "You would need a current ID to do that too". I used the ATM to complete the deposit. Now the funds are pending so that I cannot make the payment on time and I will be charge a $50 fee from my landlord. I am just appalled by the corporate bureaucracy! In order to protect their big banks they treat their own account holders as criminals who do not even have the right to make a deposit?
Reviewed Dec. 2, 2016
So, long story short. I was a customer with Chase. I really liked Chase for the most part. Then a really yucky situation arises. I had found a roommate online, well she sent me a check that was fraudulent, now I understand I was in the wrong for not checking first, but I didn't think anything of it. Well fast forward I pay rent, go on with my day, I go to use my debit card and it was declined. I called Chase which was when I found out the check was fake. I spoke with the branch I normally went to and they insured me as long as I paid the balance back within 21 days I will be able to continue banking with Chase.
Fast forward 21 days, I return all the money within that time frame, which then they turn around and tell me I'm no longer allowed to bank with them because they do not believe me. I was completely in shock, I couldn't believe that I came forward did everything they asked and still go screwed. I felt betrayed, although I did something stupid I handled the situation and handled it right and still was looked at as a liar. It's ridiculous.
Reviewed Dec. 2, 2016
Before this week I would have given chase 5 stars. I have banked with them for 6 years and overall had a good experience. On 11/30/2016 my Paypal account was hacked and someone made 3 different purchases totalling $1200. Chase sent me an email asking for me to verify if I made the charges or not. I immediately called them to let them know that I had not made them. The lady said "no worries. We will cancel your debit card and send a new one out. The money should be refunded into your account within 72 hours."
I called and followed up on day 2 and was told the same thing, then on day 3 when my paycheck was deposited not only did they push the charges through but they had the nerve to charge me $34 for an overdraft fee. I called yet and again and then after being passed to 4 different departments I was told that I had just opened an Inquiry, not a claim. I told them that was not the case. They even cancelled my debit card. He told me he saw that but in the notes they told me I needed to resolve this with the merchant myself.
I cannot believe that after 6 years without over drafting my account they would think I would do something like this. I work 2 jobs to support my 2 year old twins. I don't know what is worse: that someone would steal my money 3 weeks before Christmas or that my bank didn't help at all and then also took more money from me after they were aware of the entire situation. It really makes me wonder if these companies are not in on all these fraudulent scams. Not Chase, Ebay nor Paypal would help me at all when they are the 3 companies that were involved in this scam. Sad to say Chase has completely lost a customer and I will go on every single website I can find to let anyone considering chase what a horrible bank this has become.
Reviewed Dec. 2, 2016
Chase put my card on hold for a simple online order that was authorized more than once due to it being back ordered. Reps were little to no help. Spoke to Jennifer and then a Janice or Jandice. I was polite and complied with them understanding they are doing their job. Each time I had the authorized user on the line, they assumed we were fraud. They were bias from the beginning. Never asked for social or date of birth. Wanted the questions they asked 100% accurate.
The authorized user spoke and understood little English. She did not know what an email address is nor the model of a car. Just the make. With the help of a translator she was still unable to give the full answers. The rep could not comprehend why. I couldn't explain or help her understand, the rep would assume I'm telling her fraudulent info. They basically have it on Fraud alert. Someone will call us back and then what? Go through the same questions again? Just get to the point. Don't assume we are fraud. There was no changing someone mind.
As soon as they heard a customer with an accent, they assume something's up. This is very frustrating. It could have easily been solved. There was no issue. I've done customer service for 14 years. Dealt with fraud, been victim or fraud. Don't assume or accuse us of fraud. Activity on card was often, online orders, small amounts, big amounts. Primary card user present. In the end they'll end up asking for the social and date of birth but wanted to hold the account for a few days anyways. Reps are biased. Their tone automatically changed including their... ummm... hmmm... ok.
Reviewed Dec. 1, 2016
I had a close friend QuickPay me money $300. When he sent last week he did via email. No problems. Today he sent me funds and pushed to send via text. I received the text. Also had to have a text message with code provided by Chase to open in Safari instead of my app. Which went to my phone. As I followed the procedures there was no money to be accepted. When we both called the bank on a conference call with Chase they stated that my phone number was linked to someone else's account. And that the person that has my number linked to their account has taken the money. With numerous requests to Chase from the sender to retract the money. That it was suppose to go to me. They said they can not. The other person has it. He had told them it is not meant for them. They pretty much said, "That's your problem!" Seriously. So they are allowing fraud. And theft.
They explained to us on conference call that they will contact the person and ask them to return funds to rightful owner. Does any of that make sense? We entrust the bank. We trust their system is safe. I got the text messages to my phone for the QuickPay. It say to... my name... but because someone a long time ago had my phone number, they are allowed to take money not belonging to them. It's just ok? Even my seven year old told me, "Mommy that's stealing. That's bad." So now I am waiting for whoever stole the money is ok with returning it. I can even wrap my head around this. This makes no sense.
Their customer service Terrell or however you spell his name was so rude and arrogant. In claims department. I just can't understand why the bank we trust with our money has no power. Can't go and retrieve money that was obviously stolen from the sender to wrong account. I'm furious with their procedures and their 0% customer loyalty. They won't even take it from the thief and return to the sender. Nothing. Just nicely ask if they can return what they stole. So I think, "If I put Bill Gates' phone number listed in my Chase QuickPay account I'm legally allowed to take his funds." Hmmm. So if anyone wants free money, put other people's phone numbers in your QuickPay account, and you allowed to take any money sent to that number, and you don't have to worry about any repercussions. Thanks Chase. Thanks a lot for allowing fraudulent activities within your business.
Reviewed Nov. 30, 2016
When you shop with mortgage, please be carefully with Chase, as it has access to your Chase bank account. They can withdraw so-called application fee anytime without your authorization. You will not be able to stop it. My strong advice. Stay away from them.
Reviewed Nov. 28, 2016
Chase is a joke. Despite having to wait 24 hours on regular business days to for mobile deposits, checks do not clear on weekends or holidays. Additionally, they make zero funds available no matter the amount of the deposit. Then when you tell them you need some available to pay your bills that are due, they hold your money in limbo. They will not cancel a check deposit because it is "pending" and additionally, they will not make any funds available because it is "processing" and they cannot see it on their end, EVEN THOUGH YOU TAKE A PICTURE OF THE CHECK IN ORDER TO DEPOSIT IT BY MOBILE CHECK DEPOSIT.
After getting the runaround from every "supervisor" that exists, I still received the same answer over and over; an arbitrary policy that means nothing to people when they are poor. Additionally, I have been depositing the same amount every month for 3 years from the same person (a trust account at that). Once my check clears tomorrow I will be cashing ANOTHER check and then withdrawing all of my funds because the teller proceeded to remind me that I only have $4 in my bank account, DESPITE HAVING 1400 PENDING! Learn to speak to people and respect the people whose money you are making your money off of!
Reviewed Nov. 28, 2016
I went to my local Chase Bank to close my account with them. The woman that helped me decided to close my credit card as well. I told her I did not want my credit card to be closed and she said that she would go ahead and let them know it was not to be closed. After a month, I go to use my credit card and it's denied. I call the number on the card and they said it was closed. Long story short, it took me almost 2 hours on the phone speaking with 12 different people from both Chase AND the credit card services in order to get them to reinstate the account! It's no wonder they have such bad reviews. Never again with the bank have my business.
Reviewed Nov. 26, 2016
I have had multiple occasions when Chase has shuffled my transactions resulting in my account going negative because I use auto payment services with my credit card. They would not reverse the fees and would not help. This isn't the first time I caught it either their in store employees helped then and saw what I was talking about and didn't blatantly lie and say, "It's just how our system works." On top of this their phone service reps are rude and not helpful. They have little to no available options/power to help customers so there's almost no point in calling. I will be closing my account as soon as possible and taking my business elsewhere.
Reviewed Nov. 25, 2016
Made our normal monthly mortgage payment for 11/1/16 which is $1991.17. Problem is Chase electronically transferred $7991.17. I found out at the food store we shop for our weekly groceries on my debit card was denied. Called my bank I wrote the check from, they told me the 2 institutions trusted each other. Went to my local Chase bank. They told me there they could not service an existing mortgage but could surely apply for a new mortgage, what a joke. So the bank manager called someone and put me on the phone inside the branch, told me it would take up to a week to get the money back and they were real sorry, but the account is current.
2 days later the money is back in my account and the same day foreclosure letters come certified mail, 6 of the same letter. This day I call the mortgage service center in Arizona again, they assure me all is good, account is current. Now I make another payment, they receive it and the foreclosure start coming again. I make another payment. This from my records, they received 2 months payments in the same month. Now the day after Thanksgiving they send me another statement with late fees.
Now the whole month of Nov 2016 has been complete turmoil thanks to Chase bank. So I decide to call the special assistant assigned to my personal case. Call the number, nothing but a computer. Called mortgage service and guess what, the person that sent me the letter introducing herself as my personal chase assistant DID NOT EXIST.
On Nov 25, 2016 I demanded to speak to a senior specialist out there in Arizona only to say her first initial is A. She answered my question with questions, she would not repay any late fees, she had no want to do anything for me. When I asked her if she knew of any class action lawsuits she tried to tell me it was my bank I wrote the check from problem. Then she told me there was nothing she could do, the computer did everything. So I told her the best way to fix a broke computer is to unplug it. The last of all the funniest thing in between the 10 foreclosure letters they sent me, Chase sent me a advertisement to lower my interest rate. I will be in search of any lawsuits against Chase.
Reviewed Nov. 25, 2016
My Thanksgiving with my family was ruined because a rep misinformed me about the process of a payment being reversed. I called on 11/22 to request a reversal on a payment I made to them due to a emergency. I was assured that they would look into the matter and even put rush on the matter. I went through Thanksgiving without the matter resolved. I called today 11/25 and was told the request was denied because it would make the payment past due which technically the payment would have been past the due date not past due 30 days. If I was told that on 11/22 when I called I could sought of other ways to resolve my emergency, but I relied on Chase to assist me and they failed miserably. I know this not matter because they have their money but it ruined my family's Thanksgiving. I will be seeking out another bank to finance my car. Thanks Chase for nothing!
Reviewed Nov. 21, 2016
We attempted to purchase airline tickets. However according to the site the transaction failed. Proceeded to attempt paying for a meal and at checkout my card was declined. Called the credit card company and am advised my account was flagged for charges x 3 from the same biller. However after further review they allowed that same charge to go thru an additional 10 times. Total loss to me within a matter minutes was $2800. What kind of Fraud Protection do they have going on at Chase? Not much of one if you ask me. Proceeded to ask for several supervisors after being told about their convoluted claim process. Finally, got connected to Brian who continued to be non-supportive of my dilemma.
After a strained conversation with Brian I realized I have no recourse but to proceed with their convoluted claim process. My question is what kind of fraud protection was Chase providing me? NONE!! It took me a long time to save $2800 and within a matter of minutes Chase gave my money away! The consumer is at the mercy of the banking system and retailers. Going to start keeping my money in a coffee can. "Chase Fraud Protection" is a joke and a waste! Consumers beware!
Reviewed Nov. 18, 2016
Went online and applied for a refinance on my car. I got approved so I decided to call the number provided. The lady on the phone put me on hold several times. She obviously didn't know what she was doing and sounded like she didn't know what the heck she was talking about. After being on hold FOREVER, she comes back and says I'm not approved for the approval price that they gave me but the price she gave me was $100 over what my regular payments are now. Why waste my ** time? TRAIN your idiots to do a BETTER JOB and STOP SCAMMING PEOPLE to CALL!!!
Reviewed Nov. 16, 2016
Gave this company my direct deposit in exchange for a cash bonus but they sent me a photocopy of my direct deposit slip with a single digits changed (I checked it before I sent it of course) saying I didn't get the bonus because I didn't give them the correct information "in time". I must have been a week past the deadline and I'd been calling for weeks. I have no doubt my cash bonus for switching over went into a bankers pocket.
Reviewed Nov. 16, 2016
On Monday November 14, 2016, I went to the bank in Milford CT, 1651 Post Rd at 8:35 am just after the branch opened for a simple notary. I let the teller know what I needed. She proceeded to tell the manager or assistant manager that I needed a notary. That manager proceeded to make a phone call and was on the phone for 10 minutes. She hung up and the teller went to tell the manager again that I was waiting. For 5 minutes, no one came out. I left because I had to go to work.
I went back to the branch during my lunch and the teller told me that they could not do it because I had to make an appointment. Did it matter that I'm **? I don't play the race card. But these people have no idea how much money I have there. It could be $100. It could be a million. It doesn't matter. In the other banks that I have my account with, I've never been treated with a lack of respect in that way. I just may pull my money. Why should this manager receive any piece of bonus from the interest earned out of my money?
Reviewed Nov. 16, 2016
I have never had an issue with this bank until recently - I've literally had them for about 9 yrs and have MULTIPLE accounts. My daughter had a H.S. Checking account linked to my account for the last 4 yrs or so and she was informed AFTER she went to use her card, that her account was CLOSED. We literally just received a new debit card for her, we were just so confused so we called in thinking there was a mistake. We never received overdraft fee's, we keep deposits in the accounts etc. They literally just decided to close the account and FAILED HORRIBLY at any notification.
When we called in, they refused to provide any reasoning behind any of this. They did not apologize, no cares were given today, etc. My daughter is traveling & was basically told "too bad" you'll have to wait for your funds in the account to be sent to you in 7-10 days. Due to the continued lack of customer service I was receiving, I escalated the call all the way to Corp. and rudely found out that these people could care less about my loyalty, my stranded daughter etc., As they continued to state "we can terminate our relationship with our customers at any time, we do not need to provide a reason, etc."
Well as a result, they will soon be losing a customer and also, a loyal fan who has by far always had great things to say about this bank and have referred many friends & family members to this bank. It's a sad world we live in knowing that these people can make a decision without contacting you, sending any notification, etc. that will affect your life and could really care less about the impact of that decision. The worst experience ever - great job Chase for really showing you don't give an ** about anyone.
Reviewed Nov. 15, 2016
Chase is not the credit card you want inside your wallet, especially if you are looking for a credit card so you transferring balances. Chase only give you $4,000 limited that's it. I have been with Chase for 15 years, I never a late payment with anyone, Chase gave me more $1,000 in 15 years have credit card with them. If you applying with Chase you are wasting the opportunity with a different company. The best credit card are Citi and Upromise. Now do I have to give Chase a Star?
Reviewed Nov. 13, 2016
I am in France and cannot access my money. Since I'm traveling, Chase has decided to freeze my account. I have to wait eight hours on the cold, rainy streets of France until chase is finished upgrading their system to even help me. I am withdrawing all of my money from this disgraceful place once I'm back in the United States.
Reviewed Nov. 11, 2016
Chase Bank loan officer Gavin ** instructed my husband and I to withdraw over $50,000 from our annuity fund to cover closing costs in July of 2016. The closing never happened and now we are liable to pay taxes on that large withdrawal. We have discontinued the process with Chase because their last offer to us they increased the closing cost by another $50,000. We believe the loan officer sabotaged the process. He knew he made a huge mistake by instructing us to withdraw the funds so he chose to provide us with the worst service with hopes we would walk away. We were treated so poorly and the lack of communication and responsibility was amazing. As loyal customers to Chase they held our existing mortgage for more than ten years. It's hard to believe this happened. Don't let this happen to you!!
Reviewed Nov. 8, 2016
On Oct 19th a payment to Comcast was using a money card from Sprint paying $219.01. On the 27th of Oct Comcast billed my Chase account for the same amount again. When I noticed it, I contacted Chase using the 1-800 number and spoke to Customer Service who informed me as to what to do, to have the credit and fees added back to my account. I faxed the information the first time, with no response and then into the Chase Branch on N. Cobb Hwy to follow up only to the claims office did not have it, so it was faxed from that branch. On Nov 4th, I went into The Chase Branch on Dallas on Dallas Hwy and spoke with Ms. ** who spoke to Ms. ** in the claims department and a credit was then added to my account.
However; later that day Ms. ** informed me that she was told by someone in the claims department that I needed to provide proof either from Comcast or the VISA Gift Card service, or the credit would reversed on my account. After going to Comcast and getting a copy of proof of payment, I expressed to Ms. ** my disgust of being looked at as a thief or fraud trying scam Chase for $219.01. When I explained to her that I paid with the gift card, she stated that I could just picked up the card off the ground and that was my character and I didn't steal from anyone. Her actions and what she said to me did not make me feel like I was a valued Chase Bank customer.
Reviewed Nov. 8, 2016
Saturday Oct 29th, 2016, a Chase ATM machine failed to dispense our cash and completely shut down. This happened to my husband as he was going to work. He called the number on the ATM machine (which happened to be a chase ATM machine) and also contacted the claims department. The claims department explained that a credit would be issued to us in approximately 2 hours. Nothing ever came to our account and my husband and I continued to call the claims department until we were issued a emergency credit for that day. The supervisor on the phone also said that even though we are being issued emergency credit, the claims credit will also still hit our account. We received the emergency credit in 15 minutes. We have still not received the money from our claim. It's been a week and a half.
This fiasco has put our account in the negative and they can't seem to fix the technical issues that they are having. They have no estimated date as to when it will be fixed. All the credits being issued to us are temporary and disappear. Once the credit disappears our account goes into the negative, which is unacceptable! We have bills to pay with our money and they are essentially holding our money! When you call the bank the representatives online are nice, but ill equipped to handle customers questions and complaints. Customer care specialist, on the phone, do not know which department can handle claims or which department is above claims in escalation.
As of this morning, Nov. 8th, Chase is still experiencing a technical problem with claims not hitting customers accounts and can only say that they can give a temporary credit. Every morning they anticipate 3-5 business days for the technical problem to be fixed. My direct deposit will hit tomorrow and I am pulling out my money from Chase. I no longer want them to have the power over my money! They are asking customers to be patient for an unreasonable amount of time. Chase should have enough money to have professional IT individuals fix the problems that they are having. I will be looking into other banking institutions as of today.
Reviewed Nov. 8, 2016
I am a Malaysian Chinese holding a B1/B2 visa in US. I am also an international author with Penguin Random house and a New York Film Academy (NYFA) alumni. After recently producing a film in New York I have plans to incorporate a filming company in US in Jan 2017 to provide jobs in the media industry and globalize the business. I want to do my part in boosting the US economy. I hold a Master's degree in International Business from Australia.
On Monday, 7th Nov 2016 I walked into JPMorgan Chase Bank at 125 River Street, Hoboken, NJ 07030 approx 9:45 am enquiring about opening a checking and savings account. I was greeted by a Mr. ** who introduced himself as a private client banker and he invited me into his office. I explained my visa situation and intentions in relocating to US. I showed him my passport and other US based supporting documents (W-7 form, 1042-S form) to which he replied I needed to show another document with a local address due to bank requirements.
I respected the bank requirements as mentioned, took it as hearsay. At approx 10:05am I then informed Mr. ** that I will proceed to obtain my tenancy agreement from my property manager. At approx 12:30 pm myself, the landlord and my property agent convened at the realty office located along Washington Street Hoboken. We proceeded to go through the agreement and signed as advised. At approx 12:50 pm I then walked back to the same JPMorgan Chase Bank office along River Street and met Mr. ** again. He said he had a prior 1 pm appointment. I respected that and said I will return at 2 pm. At approx 2 pm I headed back to the same JPMorgan Chase Bank office and met Mr. **. He vetted the document and took it to his manager for vetting. Mr. ** returned stating the bank would not accept handwritten portions only typewritten.
I was feeling a bit flustered at this point but I was still patient. I am due to leave US on 12th Nov to Australia to close off my accounts to relocate to US as explained to Mr. **. I had no prior dealings with JPMorgan Chase Bank and I wanted to give the bank the benefit of the doubt and possibly form a long-term business relationship as I grow my business in US and internationally. I asked Mr. ** at least 2-3 more times on whether that was the only issue to be rectified. At this point I have spent 4 hours trying to open a bank account which was far longer than industry timelines and standard. I explained the landlord does not live in Hoboken and he will have to drive approx 1 hour to Hoboken to initialize the tenancy agreement again. I was cognizant of not wasting precious time and fuel.
Mr. ** then vetted my documents again and replied yes that was the only issue pending before the bank could help me in opening up my accounts. At approx 2:30 pm I then informed my property agent and landlord of the situation. They kindly obliged to meet again at the realty office located along Washington Street at 3:30 pm. At approx 3:45 pm we three met up and the landlord and I re-signed the typewritten tenancy agreement.
At approx 4 pm I walked back to JPMorgan Chase bank along River Street for the 4th time within 6 hours on the same day in trying to open a bank account. I showed him the typewritten tenancy agreement as advised being the only pending issue left before my bank accounts could be opened. Mr. Ronald then vetted the document and took it to his manager. He returned and informed the bank could not open any accounts for me as my tenancy was due to commence on 1st Dec 2016. It will have to be on that date or after.
At this time I was flustered and felt totally misinformed and misled. I asked Mr. ** 1 simple question - why didn't he inform me of this issue at approx 2 pm when I checked with him 2-3 times on whether there were any other outstanding matters? I had spent approx 6 hours running around Hoboken trying to obtain the required documents as advised. I believe I acted professionally and co-operated with the bank but was totally let down. I had to cancel a few important meetings in between which caused possible loss of income.
The stress and anguish from this entire episode caused me to lose sleep and I was very anxious that my depression would relapse. I asked to speak to Mr. ** supervisor which a lady came in and I aired my grievances. As a former Customer Experience Manager with American Express I felt the entire business conduct was grossly mishandled due to negligence, misleading information and undue duress caused. After airing my grievances and reiterating the stress, loss of income and loss of business trust with JPMorgan Chase Bank I then walked across to Citibank and a personal banker opened a Checking and Savings account for me with 0 hassle within 30 minutes time with no additional documentation required.
Reviewed Nov. 4, 2016
I applied for a Chase credit card and was denied. I received my letter in the mail and I called as the credit score was way off. I called and spoke to a lending rep and he gave me the same score that was on my letter and he said they pull their information from Experian and he provided me with a phone number. I called that number and I was unable to speak to a person so I ordered my credit report online and the credit score again was way off. I called back and spoke to another rep who told me my score which was different from the letter and the first person I spoke to. I stated, "If you are going to deny me that's fine however the information for my denial must be accurate."
He transferred me to a resolution rep who told me they never should have told me my scores and they only use Equifax. I pulled my report from Equifax and my credit score is nowhere near what they have nor what they told me. This company seems a bit sneaky and each time you call back you get a different answer. I have no clue whose report they pulled however it certainly wasn't mine. I also offered to send them the proof of my scores that I pulled while on the phone with them and then they tell me they do not make these decisions... Seriously? Horrible customer service. I would never recommend Chase and will never be their customer.
Reviewed Nov. 3, 2016
Before yesterday, I'd had no major issues with Chase. I recommended them to family, and it was a solid relationship. On 11/1 I signed up for a premier checking account and savings accounts (upgrading from the liquid account). I made a deposit of 500 into checking and 500 into savings. I went to login to my account on 11/2 -- found that there was an issue and it informed me to call the toll free number. So I called in, thinking something was just wrong with logging in or a possible fraudulent login attempts. Well I inputted my debit card and pin number over the phone and it said it was not valid!!!
When I got in touch with a customer service rep, they informed me that my accounts were restricted and pending closure. No reason given. I argued. I wanted to know what RIGHT they have to do this. No real answer. I was informed that in a few days the account would be closed and then a check would be mailed in 7 to 10 business days. Obviously I am unhappy, scared... All my money is in the bank. I'm in the process of getting ready to move, now I'm in the position of not having any money for rent/deposit... and have until Nov. 11th!!!
I called today, 11/3 and the rep I spoke with told me the same load of bull, but that my account is scheduled to close on Nov. 17th! Then after that, the check will be mailed within 7 to 10 business days. How do these people expect me to live. How do they sleep at night knowing that they are hurting people financially? Thank God, just a few months ago my fiancee and I split up our accounts or we'd be homeless. What If I were not so lucky? Chase has no idea of my situation, and frankly does not care. I feel so sorry for those this is continually happening to, so unexpectedly. Chase should treat their customers fairly. Technically I'm still a customer. You have my money!!!
Reviewed Oct. 29, 2016
I been Chase bank costumer for 8 year even went this bank was call Wamu. I always did pay all my credit cards off so I could build my credit history but the last year I did lose my job and I did have to live with my credit. This didn't stop me from always pay my amount due and interested so I didn't lose my credit. Just yesterday I did find out that Chase did close my credit cards with not a reason for do so and let me with just the dead and not with my credit line. When I did call the supervisor they told me that the account was close and they could not open and they couldn't tell me why was the reason for close and the supervisor Ivan ** at Florida customer service call center after the mistreatment told that I could talk to nobody else and the only way to talk to somebody else was at the fax number 1 (847) 787-5509. I did call but the phone didn't work.
I did have all my accounts linked to my checking account and saving account and they didn't care of my 8 years of loyalty. When I ask if we customer did have any right they just hand up on me and also I ask for record the call so I could talk to somebody else about this matter they told I couldn't record the conversation but the interest matter it's that they always record the customer conversation with not the customer consent. Also the supervisor of Chase bank told that Chase could close any account without give any explanation and with any consent or communication to the customer. I never did receive any letter or phone call about this matter. I believe this is outraged and people need to know this before do any negotiations with this brand. Thank you.
Reviewed Oct. 28, 2016
I deposited a third party insurance check into my and my mother's account to sell her used car. $200 of the $2400 was made available. The next day my mother's SSI check of about $1900 and retirement check of $400 were direct deposited. I deposited my $500 payroll check. The following day, the check was returned because it was altered/fake. The funds were never made available. Chase returned the check, maintained a 2400 hold, and froze the account for their/our protection.
Since, my mother's blood sugar is in the 600s because we could not buy her insulin. She received an eviction notice because she still does not have the money from her account. My cell phone has been disconnected and I have late fees on all utility bills. I was able to call the issuer of the check. It was not fraudulent or fake. And our lives have crumbled. They say they have the right based on the user agreement we signed. I never received a copy. I just signed an electronic signature pad. At what degree can they carelessly hold funds for their profit, destroy the lives of people, make careless decisions without basis or merit before their disclaimer about "looking out for us" is determined to be a criminal and negligent? I am stunned. They would have a negative 5 stars if I could.
Reviewed Oct. 28, 2016
Chase Manhattan bank cold heart ** values. Long story shorter 1958 Opened a pass book acct when I got my 1st job @ 7 yrs old with county trust bank which was bought by bank of NY. Continued with the Bank of New York through 2 homes and a wife and 3 children which was bought by Chase. Retired living ok doing fine using chase and its services. Well until today 10/27/16 when I was told that my credit card was denied. And my accts will be closed as of 11/20/16. No answers, no questions get lost. The only person that I can talk to is a fax machine and wait for them to get back to me.
Mind you this is not a low balance acct. It was thick with cash. I was what they called a so-called private client ha ha ha. Have you ever talked to an ex-wife or husband and got no response. I went online to see if I was the only one they were picking on -- lo and behold they must have a mean streak in them, there were quite a few people in the same boat. Well if I DID some thing wrong excuse me. They could not or would not explain to me, basically they said talk to the fax. To be continued.
Reviewed Oct. 20, 2016
On the 17th of October, a relative wrote a rather large check drawn on the Treasury Credit Union. I deposited into my checking account at Chase on the 18th same month along with a minimum amount of money already in my account. On the 19th, the money was taken out of my relative's account and on the 20th it showed up in my account. All good correct, wrong. My account was restricted pending phone verification by the issuer (done). Now I'm told needing verification by the credit union and then I was told chase was unable to get the information from the credit union and the check and whatever other money would not be available for 5 to 7 business days. Did I mention that I am 64, disabled and have no food in the house. Bell, **, manager of the Escalation Dept. could do nothing to help me.
Reviewed Oct. 18, 2016
We have been a loyal Chase Bank customer for over 30 years. In 2000 year we filed a New York State amended name certificate to add The Flexite Company name to our Rapid Injection Systems Corp name. We filed this New York State certificate at our local Chase Bank office in Mineola, New York in the year 2000. For 16 years we have been depositing checks from customers with our legal assumed name, "The Flexite Company."
In June 2016 a customer of ours in Algeria sent us a bank swift to pay for an invoice in the amount of $16,299.00. For three months the Algerian bank kept sending swifts to match our invoice with The Flexite Company name on it. Unfortunately Chase Bank never updated their systems so they only showed our Rapid Injection System Corp name. For 16 years we deposited checks from our customers with the Flexite Company name on it and our checks showed our Flexite Company Name. No one informed us that Chase Bank made an error and never updated our company name with our assumed name in the bank system. We have been doing business with The Flexite Company name for 16 years. So the 4 swifts coming in from Algeria for three months through September would not match up with the name on file at Chase Bank for our company.
The Mineola New York branch manager took little or no interest in helping us. Mr. **, the bank manager, was irresponsible. Finally after we raised hell in September Mr. ** told us our Assumed name was never updated in their system. He made it sound like we made a mistake, not the bank. I found in our corporate file, the New York State legal assumed name certificate and took it to another branch closer to where I live. The nice bank manager corrected this problem so our legal assumed name was now listed on our account. However, we still had a problem because the bank in Algiers did not correctly put The Flexite Company name and account number as the beneficiary on line 59 of the swift. They had Chase Bank listed as the beneficiary and an ABA number which was not needed.
So the swift was incorrect and Chase Bank could not legally give us the money from Algiers even though the swift did state our company name and account number correctly on line 70 of the swift as a reference. Our bank said they cannot tell the Algiers bank what to correct on the swift. And that listing our name on line 70 as a reference was not good enough to receive their money with Chase Bank as the beneficiary. Chase Bank would only tell the Algiers bank to clarify the credit party without any details.
So now it is almost 5 months time and we still do not have our money. The Algiers bank tells my customer that they will only listen to instructions from my bank. My bank says my customer needs to tell his bank to put our name and account number on the swift as the beneficiary on line 59. So neither bank is cooperating and I am still out $16,299.00. I told my bank to be more specific and tell my customer's bank in Algiers that the problem lies on line 59 and that the swift has an error listing Chase Bank as the beneficiary with an incorrect ABA number. Instead of writing our company name and our account number.
Chase Bank refuses to send a more specific swift memo back to the bank in Algiers. They say they are not allowed to be more specific. I say Chase Bank is not working on my behalf and is full of baloney. I am ready to contact the media to explain to the public and other businesses that Chase Bank does not go to bat for their business customers when there is a problem. The bank is not a good bank. I get excuses but no real help. I will probably have to open a business account at another bank and then tell my customer to send payment to the other bank and see what happens. I am very dismayed at Chase Bank. We are very good customers of this bank. But I am ready to leave and find a better bank that really works to help its customers.
Reviewed Oct. 17, 2016
I recently applied for a credit card with Chase, along with a balance transfer. I spoke with two customer service specialists on the phone, both of whom told me different, conflicting, information several times. I told specialist #2 that I was hearing a lot of information that made no sense, he told me to hand the phone to my husband and they would figure it out. When I reminded him that I am the applicant, I am the customer, and he's going to "figure it out" with me, he simply told me I don't understand and terminated the call. I have no idea if my application was completely processed -- and I'm not sure I want to do any business with Chase, if that's how they treat female customers.
Reviewed Oct. 14, 2016
I am so incredibly unsatisfied with Chase Bank, after being a customer for 10 years. I sent a QuickPay to a family member's email address, to learn right after that there was fraudulent activity on it and it had been frozen. Chase "cares" about its members, so I thought - no big deal. I called only to be told I was out of luck because I initiated the activity. Yes, I initiated it. However, as the account was frozen due to FRAUD, there should be a workaround to the policy to assist me. The other person even called and received the same answer. If the "accept/decline" option was still available in QuickPay, this wouldn't have happened. There should be a policy for instances like this. I am now in the process of looking for a new bank because I do not want to do business with a company like this.
Reviewed Oct. 13, 2016
I wish I can give Chase 0 stars. I'm not the person to complain about things. I'm very laid back and acccepting to most things but this blew my mind. In September someone stole my credit card and went to 7/11 and pulled out $150.00 from the 7/11 atm. The next day when I realized my card was missing I called for fraud, the lady on the phone was very rude. She closed my account and opened a new one. She never refunded that money and she never sent me a new card in the mail... Isn't that kind of common sense to send a card in the mail? I sat down with a banker and told them what happened so filed for fraud again and they refunded the money and sent a new card in the mail. They said that it would take about 3 to 5 business days. She gave me a temp card. Everything was fine.
Then two weeks later still haven't received my card in the mail. They pulled that money back out of my account. I went in there and asked what was up with that. They said that "Around the time that your card was apparently stolen there was a transaction at Town Mart that got declined. We can file for fraud again and see if we can get your money back." I said "First of all I didn't even know that a transaction got declined at Town Mart. Second of all you guys pulled the money out of my account without any warning. Third of all if I needed 150 bucks why would I go to 7/11 ATM where they charge you to pull out money if I can just go to the bank where they don't charge me to pull out my money. And if it was 'me' why the hell would I go through all this trouble to get 150 bucks back? Why would I close my old account? And this is the third time I had to file for fraud. This is ridiculous."
He said "We opened the claim back up and the money should be in account in 4 to 24 hours." Well... It's passed 24 hours and I still don't have the money. I know that this bank is going broke. My boyfriend works for a mortgage company and he tells me that Chase is corrupted and going broke, so I feel like they are trying to take my money. I don't feel safe at this bank. My money would be more protected under my mattress than this bank. They make me feel like a criminal. I wouldn't recommend going to this bank ever.
Reviewed Oct. 13, 2016
I had a joint account with my husband as well as a separate personal account. Because my husband did transfers internationally to family members out of our joint account I received a letter stating that our account would be closed and the bank as well as branch mangers and phone service reps refused to provide a reason stating that they don't have to tell me why.
Days later my personal account was also closed for no reason. I was a customer before Chase even took over my Washington Mutual account. Either way, if my account was not closed I would have never opted to have Chase anyway. At the time I was mad but now I'm glad they closed those accounts because I have a much better banking relationship with Bank of America. They are so much more customer friendly and accommodating. I also don't miss speaking to foreigners over the phone with their horrible customer service reps. It was so annoying and frustrating. Good riddance!!
Reviewed Oct. 13, 2016
I made a transfer to my sister using Chasequick pay and after 10 days she never received the money. I called to cancel the transaction and after another 10 days I was informed that the reversal failed which meant that I would have to go through the Online Claims department to get my 4732 USD cash back in my account. Do not open an account with Chase because all of these "security" measures are not really protecting customers but placing a burden upon customer deposits which the bank uses to earn interest while I have no access to this cash nor am I earning interest. This is cash being used to earn money or make loans while I am suffering, haven't been able to pay my rent because I cannot access my cash which Chase refuses to return or is delaying. As soon as I get my money back, I am going to withdraw all of my cash and close my account. I demand payment. Do not open an account with Chase.
Reviewed Oct. 13, 2016
Suddenly I'm missing $400.00 from my Chase checking account, and nobody can explain where it went. They are incredibly sly and dishonest. They try to confuse you by answering a question you didn't ask, and not answering the question you did ask. But the bottom line is, they don't know where the money is and they are not going to help you find it. It's gone and you can kiss it good-bye. Just put your money in your mattress because it's not safe at the bank.
Reviewed Oct. 12, 2016
For years (nearly ten), I had banked with Chase. I switched over to Capital One in July (better interest rates, fewer fees). I switched all of my auto payments over to Capital one, but called Chase *just in case* there was anything I had forgotten, or if any of the switchovers didn't go through correctly (it happens). I was assured that if any charges came in, they would simply be returned, and I would not incur any additional fees -- but that I would have to finalize the account's closure in person in the branch where I opened my account (about an hour's drive from me).
Needless to say, between my mom being sick and leaving the country, I didn't exactly find the time to spend half of a work day finalizing the closure of an account which wasn't receiving any deposits and would likely be closed in 90 days for inactivity anyway. So... flash forward to twenty minutes ago. I received a call from collections. Yep; collections. For -- you guessed it -- overdraft fees which were charged to my account, without my consent, after I had specifically been told that this would not happen. These were for a few small annual fees (my gym, for example) which, as I'd correctly guessed, didn't switch over properly through Paypal -- totaling about $120.
They want more than $300. I politely told them I would give them the $120, but I would not pay the overdraft fees they promised they wouldn't charge. They said they'd be happy to "settle" my account for the $120, but that it would negatively affect my credit, and that I would likely be rejected for any Chase services in the future. I spoke to the supervisor's supervisor's supervisor. I called Chase directly to make sure this wasn't a scam and I was told that there was absolutely no other option. This is very upsetting. I feel as if I am being taken advantage of by Chase, and that my credit is being held hostage by their inept customer service representatives and managers whose hands are tied by strict policies.
Reviewed Oct. 12, 2016
I checked my account and had 2 overdraft fees for $34 each. I opened an acct with a Credit Union and forgot to change the bank acct info on the acct that was on auto pay. I understand the fee for this charge, however the second fee was for a payment made 4 days ago, that had already posted. I was told how Chase has a policy to pay highest transaction first, and checks take priority. I guess it doesn't matter what you pay and when, Chase will determine what clear first. This was a sign for me to move everything over to Credit Union. I will not pay another fee to Chase. This bank care nothing about their customers!!!
Reviewed Oct. 11, 2016
I am very disappointed. After being a Chase customer for over 10 years I feel that Chase has treated me like if I was the criminal and done something wrong. About a month ago my 19 yr old autistic was victim of a scam/check fraud. Man approached him by the ATM, begged him to deposit a check and take out $200. My son thought he was doing a good deed. The check was bad and the bank proceeded to close my son's acct and take the $200 out of my acct. I pleaded with the bank to return the money to me, that I was a single mom, my son was a victim of a fraud and to no avail. I just think this is deplorable. To me $200 is a lot to them $200 is not going to break the bank and as a loyal customer I feel that they were not fair in this matter.
I will find a way to put a complaint against Chase in every way. I am frustrated as I did file a police report when I was at the precinct. There were other kids like mine that the same thing happened to them so it's not like I am making this up. And I think they could have made an exception to the policy with me. I will be leaving Chase soon. Everything is all good and dandy until you have a situation like this and they treat you like a criminal. Shame on you Chase and your policy that does not make me feel like a valued customer.
Reviewed Oct. 11, 2016
For almost 30 years, I have been a customer of Chase Bank and of the bank they absorbed early on. My credit score is 819. The teller (and all the line up to the branch manager) refused to put in my bank account a check drawn on another Chase branch, because it was issued in the name of my wife who is severely disabled. However, I showed a notarized legally valid power of attorney. I have deposited numerous similar checks without any problem using the teller machines which did not function today. This is why I went to the human teller. The manager also refused to cash the check with my power of attorney. This de facto means that Chase dares to disregard the power of attorney prepared and notarized by our lawyer.
I tried a teller in another branch of Chase; she accepted the check without any hesitation. Am I supposed to shop around between Chase branches to find someone who has common sense? This arbitrary and borderline treatment shows the contempt of Chase towards their customers. I advise anyone who is a Chase customer to run away and anyone who considers becoming a customer to forget it. The documentation of my case is available for any legal representative of Chase. If they reverse their position I will be glad to publicly share such a good experience on Consumer Affairs.
Reviewed Oct. 10, 2016
With Chase Bank's QUICK PAY service, Chase bank DELIBERATELY delays payments to payees. There is an endless array of delay tactics to prevent money from being transferred from Chase Bank to the payee. Chase Bank's latest ploy is the use of a secondary operation "ClearingXchange" to process their payouts. ClearingXchange has another endless array of "security procedures" of "registering" your computer, creation and verification of passwords, time-sensitive windows, time-sensitive online sessions, etc. I have spent hours and hours attempting to receive money through either Chase Bank and or their secondary operation ClearingXchange. Chase Bank "delays" payouts, all legally, deliberately in order to earn money on the time period they have the money in their control wherein Chase can earn interest.
Reviewed Oct. 9, 2016
For two years, I am able to access my account via on-line. Recently I am not able to access my account via on-line. I called Chase. They said it has something to do with protection. I did not make any changes on my computer. I was asked to provide my FULL social security number. When I gave the last 4 digits of my SS #, I was told it has to be the FULL number. They also asked for my debit card number. I requested to speak w/ the manager. No help, he asked for the same thing. I told them I'm not comfortable sharing those information. The manager said that's my right but I just have to go to a branch. Think twice before you get involve with Chase. They can make things very difficult for you.
Reviewed Oct. 7, 2016
I have previously walked into the branch to make international transfers with no problems, sent today, received tomorrow. However, online wire transfers are another issue. After 3 weeks of many calls to the loss prevention, card services and supervisor the money is not in the destinatary's account or my account. The supervisor's statement, after being on the phone for 1 hour, was that I had called the incorrect number. I don't think so. I think I am banking with the wrong bank. I have been given an additional 5 days to see if the money appears.
Reviewed Oct. 5, 2016
I have banked at Chase for over a decade and feel as though I am regularly treated like a criminal instead of a working wife and mother who pays her bills and never overdrafts her account. I was in the process of buying a house and had written several checks for the expenses involved with that process. Unfortunately, the first contract fell through and I had to restart the process with a different house.
I deposited a check from the title company for the first failed purchase and needed a cashiers check for the new house. Chase wouldn't issue me one until the check clear in 1-3 business days. It's unclear to me why a financial institution believes it can hold people's money at its own whim. Once upon a time banks were service providers not money-hoarding bastards that treat regular people like they don't deserve the money they have worked for and deposited. In my opinion my money would be safer stuffed in a mattress. I've already started the process of closing my account which has been equally as delightful.
Reviewed Oct. 5, 2016
I was standing in line waiting for my turn and a lady ahead of me was wanting to make a transaction. She did not have her picture ID with her but she had written down her driver's license and social security number. She also claimed one of the tellers knew her. They did the transaction. This made me nervous. I don't care if a teller is a best friend with someone. A picture ID should always be used for a transaction. It makes me question about how easy it can be to steal someone else identity. I am seriously thinking about switching to a new bank. If I don't feel protected I don't want any part of it.
Reviewed Oct. 4, 2016
Chase has a policy of not opening accounts for wholly owned subsidiaries of overseas companies. You would have thought that that would come to light in the 2 hour account opening process in the branch at Bohemia NY where you state the facts of your ownership and present your ID as a UK citizen. If not then perhaps in the several phone conversations with the charismatic staff at the branch. The funny thing about this total embargo is that the bank has happily been banking our cheques and did not notice this error until 4 weeks had passed and we had informed all our US customers of the new details. The unimpressive manager confirmed our error in trying to work with Chase and felt that we had wasted his time as much as we had wasted his, which is the measure of this man's intelligence and charm.
To confirm that this was not incompetence I called the "International Finance Customer Service" line and they confirmed to me that it is Chase policy. So does International mean Puerto Rico or Guam? Just to be clear we have had accounts with Wells Fargo and Citizens Bank in the past no problem at all. We have never sought credit we just want banking services. Take home message, if you want to do business in the USA, employ US citizens, invest in a growing business immediately discard Chase "International" banking services, they don't want your money (though that won't stop them having your money resting in their accounts!), talk about criminal enterprises.
Reviewed Oct. 3, 2016
I bank at the Chase bank in Ocoee, FL. I have been with this bank for 10 years. I liked the bank at first, but I found a new higher regard for the bank about 5 years ago. I was recently separated from my now ex-husband. He had taken all the money out of the account after he left. Bills were due and I had no money for about 2-3 weeks. In sheer desperation, I went to the bank manager and told him what had happened, he told me not to worry about it. The bills would be paid and no late charges would be assessed. He took a chance on me because if I didn't continue banking there it could have been detrimental to the bank. Of course, I knew that I would never, could never do that. The bank received all their money and I was able to stay on my feet. When I walk in the bank, I am always greeted with friendly faces saying hello and speaking to me by name. It is always a pleasure walking into this bank. I highly recommend banking here.
Reviewed Oct. 2, 2016
Forget all about calling the automated line for your correct balance, you'll never get it. I am to the point of not wanting to use my debit card. I'll use my funds for credit card and utility payments only. Their reps talk thru both sides of their mouths. A debit is pending so it hasn't been deducted I got told last night. Oh, really? Well, two pending debits are reflected in the balance tonight so that's false info. I don't trust them enough to stay on much longer. If I didn't have Social Security direct deposit to worry about, I'd pull out tomorrow.
Reviewed Sept. 30, 2016
I am 90 years old. I am a world war 2 veteran. I hold 2 patents for a hydrogen catalyst that I invented. I have held professional positions. I invested wisely and I am a millionaire. I suffered the past 2 years with mold and bug infestation. When my friends helped me to recover funds, the Chase manager restricted my account. When I tried to withdraw money from my Chase account, the manager refused to give it to me despite my living situation; and this was also during this summer's heat wave. I was treated as though I am senile; although I still have my wits about me. I decided to change banks; and the Chase manager blamed my friends and decided to contact adult protective service.
Chase investigations claimed that I was being elderly abused, although the checks clearly were deposited in my account in Citi Bank. Adult protective service came to my friends residence; where I was gratefully allowed to stay during this time of hardship. Still; Chase investigations decided to harass my friends and I by calling us subsequent to adult protective service visit. The Chase manager and Chase investigation should be investigated for elderly abuse. Certainly not my dear friends who literally saved my life!
Reviewed Sept. 29, 2016
In March 2016, I received eight check from my former employer reimbursing me for health insurance claims that I had previously paid out of pocket. I deposited these checks using the Chase app. Hours later I was unable to withdraw money from the ATM. I went to a Chase branch where I was passed around to 4 different people. After making a few calls, a woman told me very sternly to call my employer because Chase had proof that I had falsified the checks.
I was told that Chase believed that I had tried to cash fake checks, and that they therefore had legitimate reason to close my account. However, Chase continued the process of cashing the checks without my knowledge, and, as I am not a mastermind check forger and the checks were in fact legitimate and issued by my employer, they quickly cleared into my now closed/unaccessible account. I was told to call Chase fraud detection's line and received no less than 7 ways to rectify the situation, none of which worked. The best plan of action, I was told, was to have the CFO of my now former employer write a letter stating that these checks were issued by the company. I contacted my former CFO and head of HR and obtained this letter.
2 months later, after flying back to NYC where I had previously lived and worked to collect this letter, taking it to a branch as instructed, and calling the fraud detection line every day for two weeks to follow up, I was finally told by the nearly 35th Chase fraud detection customer service agent I spoke with that he "was not a magician and could not just make this go away overnight!" I spent nearly 15 hour on the phone with Chase, 2 hours in the branch, 5 hours on the phone with my employer's insurance company and was told contradictory information every single conversation.
Chase now said that instead of this letter being sufficient, I needed to call the insurance company directly and have them reissue the checks. The insurance company could not reissue them because they had already been cleared....by Chase...into my now defunct account. Until this point, Chase had not told me these checks had cleared, so I was shocked to hear they were now in custody of my funds that I could not access as they had closed my account on suspicion that the checks (that had cleared with no problem) were fake and would bounce.
Chase then said that instead of the letter from the CFO, they would have to speak with him on the phone. They said as long as he was willing to write a letter he should be more than willing to have a quick phone call with them. I then requested that this customer service agent put me on the phone with the CFO of JPMorgan Chase because I'm sure he'd be willing to speak with a frustrated customer for a quick conversation. I was promptly hung up on. I finally received the money taken from me after battling with Chase for over 4 months. Based on the sheer number of rude, misleading and dishonest fraud detection customer service representatives that I had to speak with, I firmly believe this is a scam Chase is purposefully conducting.
Reviewed Sept. 28, 2016
Recently I applied for a business loan with Chase Bank which was a very unpleasant experience. After applying for the loan, an agent out of the Houston office name Charles who was handling my loan never answered my calls, never told me the outcome of the loan and until this day. I haven't heard anything from Mr Charles regarding my loan which I feel was very unprofessional and I really believe I was treated this way because I am **. I mention to him I needed the loan to fix my Semi Truck which was on 9/12/16, the date I applied. Because of him being unprofessional, I was out of work 3 weeks.
Reviewed Sept. 27, 2016
Upon awaking this morning, my boyfriend notified me that his online banking had been restricted. There was a number provided to call to resolve the issue. After calling he informed me that there was suspected fraudulent activity because of large amounts of money I had transferred through QuickPay (the only way I was able to access my money since Chase failed to provide me a replacement debit card nearly 3 weeks after requesting one). I called the number after finding out my online account had been suspended as well. The caller told me I needed to bring two forms of ID to a Chase branch to prove my identity.
I then went to the Chase branch on Santa Monica and La Brea and spoke with a lady there who was very understanding of my situation. The lady called the number, informed the representative that I had provided two forms of ID and still they were hesitant. The representative requested to speak with me and I agreed to speak to her. From the beginning of the call, the woman made snarky comments. "You haven't received your new debit card well don't you think you should've called by now?" "Yes ma'am I was planning on doing that today but you guys beat me to it." "Well there was a female caller that called earlier about the issue." "That was me. I am transgender." "Well that's fine but you gave us an expired license." "The license is renewed but I am waiting for it to arrive in the mail. This is all I have for now (my license and original birth certificate)." "In order to reinstate your account you need a valid license."
Meanwhile both employees cannot seem to stay on top of my preferred pronouns. I am very feminine and most people have no idea I am trans so I was confused and this caused me a lot of dysphoria. They called me he, she and they all in one sentence. If this was a more common mental health issue they would've avoided pressing any buttons, but no. They went there. "Can you at least reinstate my boyfriend's account? He shouldn't be penalized because you think I'm committing fraud." "No."
I handed the phone back to the woman helping me and they spoke for some time before being transferred. At some point after multiple transfers someone informed her to have me call a number and answer some security questions and all would be well in the world. I thanked her for her time and stepped outside so she could help the next person in the constantly growing line. This time I spoke to yet another sharp tongued woman who told me no matter how many times I call I still need to provide ID. I told her I was sitting outside of the branch right now. "Well I'm pretty sure they told you that in the branch then." I was angry. I went back into the branch and at risk of wasting another 2 hours of cat and mouse BS I left.
I tried to call again later and informed this individual immediately that I was supposed to answer security questions. After explaining that I need access to my funds to replace my ID (yet again since the first renewal failed to arrive in the mail), I was told I wouldn't be helped. I informed her that I had provided more than enough evidence that this was not fraudulent especially considering I had never received notice ahead of time that there was fraudulent activity on my account! It was just shut down leaving me with access to the seven $1 bills I had remaining in my purse after using the money transferred to my boyfriend's account to pay off debt to my cell phone carrier!
I will now be showing up bright and early to the DMV in the morning pleading my case and hoping my original $100 deposit will still stand to replace my license. I will be clearing up this issue as soon as possible and removing my money from the bank. Whether this is an issue of discrimination against me as a transgender woman or simply people lacking humanity and being the robots they are trained to be (unwavering even for someone who has clearly proven her identity), I plan to take legal action and I hope they're ready. For every day that I am without access to my funds, they will be paying me the full balance in my checking account as compensation for forcing me and my boyfriend to delay credit card payments, bills, and God forbid rent.
Reviewed Sept. 27, 2016
I was with Chase briefly and also had accounts at another bank. I was a victim of an IRS phone scam that resulted in 11,000 dollars charged against my accounts and credit cards with Chase and my other bank. My second bank had customer service available on weekends; marked the transactions as fraudulent and refunded all transactions through them. And because it may have been due to identity theft set me up with extra account security, helped me fill with the IRS to report the case and walked me through how to monitor my credit and ensure there was no further damage done. When I called Chase I got a women from out of country who was rude, impatient and basically told me to deal with it.
When I went to the bank the following Monday I was told it was not a fraudulent transaction as it related to Chase so they would not help or make the transactions as fraudulent. I was told to deal with it via police but encouraged to stay with them because my account was not compromised. I closed the account and told them what my other bank did. The manager informed me that didn't make sense, the banks were in no way responsible and the other bank would probably resend the refunds when their investigation completed. I fully explained my situation to the other bank and they honor their action. Chase in no way looks out for or help protects their customers. In addition the bank then denied that Chase has been hacked as has been reported on the news. I will never trust Chase with my money or information again and encourage everyone else to beware of them as well.
Reviewed Sept. 21, 2016
This month, Chase took out duplicate payments from my account. 1 Hour+ and no one would account for the mistake. They passed me off to 4 peeps, quoting line and verse, Chase cliches, but refused to correct the problem. TOO BIG TO FAIL; TOO BIG TO JAIL, TOO GREEDY TO CARE. Are we sick enough of corporations running this country, while running Democracy into the ground? We need to take our collective business to smaller banks. When the corporations see their stock sliding because thinking customers went somewhere else, then they might change their greedy, destructive practices.
Reviewed Sept. 21, 2016
These people get 0 stars from me. The sheer incompetence is unbelievable. I wanted to take a disbursement from my account, and the representative (here to remain unnamed) told me it would "be in my account the next day." He assumed I wanted it in a Chase account that had been closed. Instead, I gave him the correct account in which to deposit the money (at another bank) and he assured me it would go through. Then, the next day I contacted him AGAIN to say the money was not in my account. He assured me it would go through the next day! The next day, I get an email notification that there was a problem with the deposit because the idiots tried to PUT IT INTO A CLOSED ACCOUNT! I contacted the rep with whom I had been dealing, and he said now he needed a voided check, which I sent over to him. Again, he said it would be in my account the next day (Monday).
I called a different representative on Monday, and of course they said it would take 7-10 days to get processed. I asked to speak to a manager, and when I voiced my complaint, he said someone who handled these things would call me back. RIGHT! It is 3 days later and no one called me, nor will anyone call me, because these people are the height of incompetence. I am closing the account. I don't want them anywhere near my money.
Reviewed Sept. 19, 2016
Chase lured me back to their bank by sending me an offer to deposit $300 into my new chase account if I did direct deposit. I went in person and before I set up an account I asked them if there were any outstanding debt (my ex-wife had an account with them and I was a secondary). I was told there was no balances owed and the account was closed correctly. I set up a new account and as soon as direct deposit hit Chase, they pulled $255 out of my account. When I called them regarding this matter I was told they had to speak to the primary, since I was not on the account and would not accept my call. After being transferred to a collections person, she said I was ON the account and if I agreed to enter a payment plan to pay the balance within 90 days she would SEE about returning my money. I think they used that marketing tool as a lure to have me put my money in the account. Never again.
Reviewed Sept. 19, 2016
I go to the branch at 43 E Golf Arlington Heights IL. This location has had so many issues especially the last few years. Also last 3 months is for sure painful to go to. Today I went to drive up first time in months actually someone there. The teller a tall ** heavy set guy opened the drawer to put your transaction in since they had all their other drive through closed as usual. So personal goes to business only now. This guy is the second time I have been forced to deal with. After you put your transaction in he REFUSES to open drawer to view what you need. He will only open the drawer after you explain in detail why you decided to go to Chase drive up. Then he knows he has successfully irritated you so he just stands there with a smile basically saying, "Screw you" and saying sorry for that as he repeats himself and irritating you more.
Then the manager comes over because another teller gets him. He wants say, "Hello." I say, "Can I help you?" He says, "No just wanted to say hello." Two weeks ago at the same bank another teller was refusing to give me my money. Since you refuse to put a manager in there that knows what he is doing and hiring tellers that work and don't try to go out of their way to irritate people.
This branch has so many complaints. It's not funny. They have outright lied to me in past and the manager there rents the parking lot out to a restaurant 1/4 of a block down where when you go to make a deposit on Sunday. You have to watch out because you have so many cars parked there pulling out in front of you. This is why I have my Mortgage with one bank. I cancelled my car loan after 2 weeks and rolled to another banks and I have opened another business account and a couple of other personal accounts with other banks all because you have crap for employees at this branch and don't deserve my money or anyone else.
Reviewed Sept. 17, 2016
I arrived at Chase on Miami Lakes to update personal information on my account and bring documents. When I arrive there was not a book to sign for service. After waiting for about 15 minutes, one cust serv agent arrive to write on a piece of paper names of people waiting online to be served, even though I clearly stated the person who he wrote as the first person for service was not there when I arrived. His answer was "It's what it is!"
I have been a Chase customer for years. I have never been treated with such low of customer service, unrespectful and terrible use of English service manner. I do heard Jose is one of the people in customer service, one of the only two agents available on a busy Saturday. I will make sure, this issue is heard to avoid low level of service (or bad like in this case) and to affect Chase business. Hope issues like this can be corrected to avoid unhappy customers, when actually there are other choices for banking in town.
Reviewed Sept. 16, 2016
A representative called me sometimes in August and notified me that my account was in negative and if I was going to put any money in the account and I told her (it was a lady who called by the way) "no I will put the money in the next week because that's when I will have some money." So she quickly said, "well you have to make a payment before October or else your account will be closed." I made payments to the account and then when I was going to make my last payment they closed my account 9/13/16 and this month is not October.
I then called and asked why would they close my account and if they didn't see payments were being made. Their response was they didn't see it being noted on file as if I was the supposed to note it on their system as if I worked there. So overall they are deceitful and overcharge their customers and I wouldn't recommend no one to bank with them unless they want to be lied to and robbed. CHASE BANK is a TERRIBLE TERRIBLE BANK!
Reviewed Sept. 16, 2016
Too bad I can't give 0 stars. At the beginning of 2016, my husband and I transferred money to 2 credit cards that we had with Chase because they were offering balance transfer at 0% interest for a year. Since then I have received 3 phone calls (May 2016, July 2016 and yesterday Sept. 2016) asking me the same questions about my equity loan, my workplace, when will I be paying off the CCs. These calls really offended me, I have been with Chase since 1998, never late on payment, overdraft or keep high balance, I have checking, IRA and mortgage with them. The only reason we used the Chase CCs was because of the offer of Balance Transfer. I was told yesterday that she is lowering my limit, which I didn't care because we didn't use even the whole available credit I had.
I have never received calls from Citibank, Bank of America or Capital One with which I have accounts as well. She had the nerve to tell me that when I pay my credit cards I can request increase again... I was shocked by the nerve... On all 3 calls I have told her (I believe it is the same person based on the voice) that I took advantage of the offer and all will be paid by 1/1/17 when the offer expires. I will not only close these CCs but I will be moving all my money from Chase. This is not how you keep your customers happy and wanting your services. Extremely disappointed to a point that I kept repeating the conversation in my mind and couldn't sleep.
I always look at the positive and very rarely have to write negative review, but the call yesterday was just too much. If you will be bothering the public when you offer Balance Transfer (mind you it is getting paid every month and not increasing), DON'T OFFER IT! If I knew that I will be talked to like I am not good for the money I would have never used it, but I guess I was since it was offered to me!
Reviewed Sept. 15, 2016
I've banked with Chase for many years. They've recently closed the branch close to my house. Not a huge deal as I majority of the time use the ATM. An ATM was in a location about five minutes away from my home. That was great, especially since it accepted cash deposits. A couple of months ago there was a notice on the screen which indicated that soon, that particular machine would no longer accept cash deposits. A week and a half ago I approach the ATM and am greeted by a large sign plastered to the machine indicating the machine no longer accepts cash deposits. How convenient Chase! An ATM that doesn't accept cash. So now I have to drive 15 minutes away to simply make a cash deposit.
Upon calling Chase CS, the rep continued to try to get me to believe that the machine does accept cash. I had to explain at least two times the situation I encountered. After putting me on hold, he informed me that apparently the machine was bought by some third party and they've made some changes. No problem Chase. I was ready to close my account anyway and this gives me a second reason. I've also been with Wells Fargo for years and it seems as if it's time to make them my primary bank. They're not perfect, none of these financial institutions are, but at least their branches and ATM's are readily available. So much for "what matters" or "so you can" or whatever your latest ad is. What matters now is that I have the ability to close my accounts with you... because I can.
Reviewed Sept. 15, 2016
On Sat. Sept. 10, 2016 I went to my local chase bank to request a new debit card. It was then that I was told that in order to receive my card I would have to present my (expired) driver's permit and not my valid driver's license. I asked to speak with the manager and I was told basically the same. I told her that I've never had this problem before and I'm highly upset. (I didn't have ANY cash on me and I needed to purchase gas.) She exclaimed that this was a recent "update" and I have to use the same I.D when I first signed up with chase, which was years ago in order to receive a replacement card. The representative told me that I can withdraw money from my account using my Driver's license and account number. It felt like this whole thing was a prank, but on the bright side I was able to withdraw my money.
Now this is what I'm REALLY upset about. Till this day I STILL haven't received an notification, email, or a letter in the mail about this "UPDATE". Then I was told because I couldn't receive my debit card the day of that they were going to mail it. Well, I called my bank on Sept. 14 to find how much longer will I have to wait to get my card and to my surprise... the representative told me that my local branch NEVER mailed out a replacement card. Now I'm told that I have to wait an extra 5-7 business days for a card that I've could have received in person.
So the moral of my complaint is to never request a replacement card because you're required to show the same identification you used when you first signed up with chase even if it's expired and/or discarded. You won't receive it in person, but they would gladly mail it to you and also let you withdraw money using the I.D that they rejected.
Whoever idea it was to "update" this policy needs to update it AGAIN or at least give people a time frame so they can update their I.D so it's already in the system. Let us know about this new update just like you did when you change your website. This was unprofessional, inconsiderate and a horrible situation that I sadly had to encounter & I'm still waiting for my debit card!!
Reviewed Sept. 13, 2016
I have been banking with Chase for some years now and had never had an issue with Chase until today 09/13/16. I woke up in the morning with some email from the bank telling me my account is in the negative which didn't really make sense to me. I try calling the bank but they wasn't able to resolve the problem. I usually transfer money from my 2nd account to that one and it does go through immediately. Yesterday 09/12/16 I transfer the money to my 1st account and the money went through. I checked and saw that the money sent had covered all the transaction that I made that day and that was at 9:06p.m. central time. Unfortunately I talk with the Chase agent and she tells that the account was in the negative till today which is very untrue. How could I be able to see the remaining balance in my account and then next day it's all gone? I'm disappointed in Chase and will be looking forward to another bank to make some transaction.
Reviewed Sept. 13, 2016
I have been with Chase Bank for many years. I currently have a credit card that I make regular payments on. Back in June my ATM card was stolen and my Chase card payment was returned. I immediately resubmitted my payment that was processed only a few days later. NOW, Chase holds all of my payments for over 10 business days to "ensure" the payment will go through. I, of course, made a fool of myself not knowing this because my balance on their app said I had a zero balance. So I went to grocery store and made a fool of myself when I couldn't pay for my groceries. Unknown to me you have to click this tiny little "i" for info next to your balance and read all this tiny text to find that your available balance is actually zero. Thanks for embarrassing me Chase! Also frustrating is the number of times I was hung up on, when told I was being transferred. I have been on the phone with this so many times.
Reviewed Sept. 9, 2016
August 22 I called Chase Bank for inform that I will be traveling around Europe. During my stay in Europe (Berlin) I verified my account and noticed that 16 transaction was made at the same time in NJ, PA when I was using my CC in Europe. No flags or call from the Fraud Department from Chase was performed. When I called the bank for perform the claims and ask for explanation about this fraudulent transaction was allowed 1:20 hours (international call because I was in Europe) at the phone arguing with CS (customer service) reps that doesn't understand that I was asking for explanation not for a solution was made.
They refund the money and inform me, "We cannot assure all your transaction while you're traveling since we allow to debit for our customer in case of recurrent payments." I informed that doesn't take any responsibility about fraud prevention since travel for work and pleasure, and when you call Chase for inform you are traveling, and specified each country or state that you will be located, doesn't have any actions or purpose more than sharing your personal data with CS since Fraud Prevention will not act or do their purpose anyway. The answer of CS of Chase: "It's all we can offer." Very disappointing, unresponsive, and unpleasant notice as response of the bank. I decide when my claims are refunded, I will proceed to cancel my account with this bank.
Reviewed Sept. 9, 2016
I have been a customer for about 20 yrs. The recent change of the Chase online banking page is simply a disaster. It's no user friendly. All my accounts/payees/payments made or pending used to be at my fingertips. Now with this new page, you have to search for things. Payment activities for my Chase credit cards cannot be seen by just browsing through my payees. I have to open the individual account to check payment activities such as last payment or pending payment. Paying my bill or doing any transactions such as quick paying used to be quick, now it's a chore. I am getting fed up. I simply hate using the online banking system. If they don't change it I might just bank elsewhere.
Reviewed Sept. 6, 2016
On September 5, 2016 at approximately 11:30 pm I went to withdraw $580 to pay my rent which was due the following day. I went to withdraw that amount and it told me that I could not withdraw that amount as it would exceed my daily amount. This is ridiculous, this is not their money it is my own. So I withdrew $500 and tried $80. No such luck. I then called and asked for a temporary increase. They said first put the money back in and try it again that it would work. I said okay and did just that. Then I got the same message. Chase Bank then proceeded to tell me that I had a withdrawal amount of $1000 and that the withdraw and deposit of $500 counted as that and I could only withdraw $400. They said that my upcoming transaction would not be counted until Wednesday and that I could walk into a bank and withdraw the other amount I needed to equal $580. I just looked it up and it said that PayPal had taken the funds out.
I am now short $4 for my rent and I owe back pay. I had just moved up here and as such money is very tight. Putting a withdrawal restriction on one's own money is absolutely ridiculous and as such very unnecessary. I asked if my increase could be permanent. They said it could not due to my amount of deposits. Again unnecessary and ridiculous!
Reviewed Sept. 1, 2016
I used the Chase credit card for a business transaction with Western Union ($410), and they charged me a whopping transaction fee of $20.50, on top of the interest rate accumulated from day one. It is a ripped-off. In my belief, a cash transaction is where I took the money out from an ATM, where the cash is in MY HAND, not by doing business with a corporation, a business entity such as Western Union. I've talked to a supervisor/manager named Scott and he is unable to take the fee out of my account. For a 20 dollar with a detrimental review, it's reasonable. So here is the complaint. I paid my balance in full today and never do business with Chase again. Once is too many.
Reviewed Aug. 31, 2016
Chase credit card services made errors in setting up my new credit card. The account was not listed on my online bank profile for several months. The startup fees on the card became due, and then late. I never saw this reflected during my online banking. Eventually, my credit monitoring service notified me that I had a "late" account. I called Chase to inquire. They took a while to investigate. They found the account. They claimed data entry problems caused the problem, but even after they corrected the account, the account was not visible. But I made payment over the phone to get it current.
Eventually the account showed up online. Unfortunately, the account had been reported to the Credit Bureau. Now Chase refuses to help resolve the credit report issues, and I'm applying for a mortgage. I'm beyond disappointed. I'm moving my 5 accounts with Chase to another bank/credit union. There are so many other, better options! (US Bank has the nicest people!) So disappointed in Chase Bank!
Reviewed Aug. 30, 2016
I had a question about our account, and spent one hour being shuffled from person to person on the phone, and still did not get to the right person. I am not sure if this is just incompetence, or a deliberate scheme on their part to avoid dealing with problems.
Reviewed Aug. 30, 2016
In March 2016, I erroneously made a double payment to my cell phone carrier. I call them and was informed by the carrier that I needed to call my bank to get the payment stopped. I called on a Saturday to the bank and was assured by the customer service rep that it would take place. On the following Tuesday, I discovered that this had not been done and again informed them of the situation and was told that the payment would be stopped. I made the correct payment to the cell phone carrier. A week later I reviewed my account and found that the cell phone carrier had issued a credit to my account. Again, I called the carrier and told them that this was an error and that a stop payment was only needed and the money needed to be recalled. I was assured that this would take place.
In May, I received a letter from Chase bank stating they had investigated this matter and would be returning the funds to the cell phone carrier. Not sure what the hell was going on, I called and spoke with them and asked for a 10 day hold off so I could find out what happened. They refused... Something about government guidelines, blah, blah blah baloney stuff. While on vacation, Chase Bank managed to removed the money and then managed to bounce out everything I had paid for including leaving me destitute for a hotel room. I had to contact my daughter to cover the bill and the hotel refunded money so the bill was completely covered under another checking account. Because of Chase Bank's actions, they managed to take every dime of my pay check and then some...
In June, I went to look at my account and found that they had managed to do the same. I called them up furious and told them to close the account and that they were not going to take another dime from me. The account by this time was -$415. They demanded I put money in the account and I told them somebody and deliberately bounced out checks and collected on the fees alone. I told them to stick it and close the account. They, by their choice, left the account open for 15 days and then closed it. They sent me a letter stating that they were going to write off the amount and would send collections to me.
Yesterday, I got a call from these morons whose customer service reps were calling from across the ocean (India, of course) wanting me to pay over the phone for the amount. I explained that I was ripped off by the bank (the girl had no clue what I meant by that remark) and told them they had managed to get ripped off by me and I refused to pay. I do not recommend Chase Bank to anyone. Their banking tactics is unethical (even though they use the "well the government won't let us do that." tactic). They sent me to financial ruin and ruined my credit. They are nothing but modern day robbers.
Reviewed Aug. 29, 2016
I opened an account with Chase to make it easy for me to transfer money to my landlord who has Chase. First month it worked fine, end of second month I deposit a check and try to transfer money to my LL, does not work. I call them to find out what happen, they take 20 minutes to tell me my account has been closed, that's right they closed my account without a ** NOTIFICATION. I asked them for a reason, his response was, "We don't have to give you a reason," and a customary "Is there anything else I can help you with?" with the attitude, "Can you go cry somewhere else about this? I don't have the time for this." I asked them about my money, their response was, "Yes you will get it back at some point."
Pure Wall Street might. I am going to treat you like you're a worthless ** and you can't do anything about it. Thanks Chase. ** you too for life. If you're average consumer don't do business with them. If you're big enough to fight them if they mistreat you and they offer you an amazing deal then you maybe able to justify this kind of ** treatment.
Reviewed Aug. 26, 2016
I had a business account with them and they just closed for no reason. After almost a month they sent me a cashier's check with the money I had at the account when they closed. I took it to the branch to try and cashed and they told me they cannot cash it because I don't have an account there (how ironic they closed). This place is a fraud. They stole my money.
Reviewed Aug. 26, 2016
On April 4, 2016 my vehicle was a total loss at No fault of mine. Unfortunately the individual died that hit my car. I had Gap JP Morgan, Allstate insurance and Loan with Chase. The individual died and had No Insurance, so my uninsured motorists said they pay the value of the car and Gap JP Morgan Pay between 643.00 or 663.00. The balances on the vehicle was over $4,000.00. JP Morgan Gap did not pay the total loss of the vehicle and Chase wants me to pay for a Car, I don't have.
My understanding if you purchase Gap it pays off the balance your insurance didn't pay. I am still fighting trying to resolve this issue with this car. Chase stated they will charge the remaining balance off by the end of this month $1,951.59.00 that will affect my score. Chase took all refunds from tire hazardous and road hazardous warranty and use it toward balance on the vehicle, the vehicle is total loss. There's NO CAR. I have always pay my car note on time or before due date.
Reviewed Aug. 25, 2016
When I opened my Chase checking account, I indicated I did not wish them to pay for charges when funds were not available. Chase took it upon themselves to honor drafts on the account when my account did not have the funds available. Social Security do not directly deposit my check into my account one month, so I did not have funds to cover my automatic drafts. I had made arrangement to make this payment with other payment option. They paid anyway plus added overdraft fees for each, which there were overpayment made. I call customer service and was told they will honor drafts at their discretion. I was pissed, so I sent them an email stating I plan to close my account and stop my direct deposits, which I did.
When the issue was resolved with Social Security and they took over $200 for fees, I sent then an online email that I was going to take them to court and they immediately put the money back into my account. After changing all direct deposits, Social Security advised me to keep the account open to assure my check would go to my new bank account, so I left a small cent amount only to keep it open. The following month, they did it again after I specifically instructed them I was closing the account and that no direct deposits would come through.
Although Social Security direct deposit did not go to chase, a couple other drafts did not go into effect, but I had already paid them by other means, which means payment was made twice. Now Chase charged me $142 in fees and put my name on some watch list where I'm unable to open any other bank account. Chase does this in order to make money from fees. I am in the process of resolving this issue in court. I guess they're charging customer fees to make up for the lawsuit on their mortgage loans.
Reviewed Aug. 24, 2016
Chase is a very bad bank to bank with. Some people are OK but then you have some that are not okay. Chase doesn't tell you about their promotions. They don't have anything for old customers. Only new customer's. They hang up on to if they don't know information to what is being asked and they are just there to get a pay check...
Reviewed Aug. 24, 2016
Chase QuickPay is not safe. We sold our daughter's car and used QuickPay to send her the money. The site asks you to enter in the recipient's email address and phone #. We sent the money and it pended for the weekend and then debited from my account. My daughter did not receive the money or an email. We contacted Chase and their service was horrible. They said the money had been deposited into a BofA account. Problem was that my daughter has never had a BofA account. Someone had used my daughter's phone # and linked it to their BofA account. This requires a pin to be sent to them at that phone # so it was obvious fraud. We think it may have occurred when her phone had been stolen even though she cancelled it right away.
The problem is that Chase's QuickPay does not tell you that the recipient needs to fill out a profile on their end which allows thieves to link phone #s to fraudulent accounts. Chase has said BofA will not return the money so we are out of luck and cannot get the money back. Chase also inadvertently gave us the full BofA account #. Chase will not cover it because they say we sent it so it's not fraud. We have filed a police report and are still trying to fight it. Chase's online robots will not help nor will BofA. Phones are recycled people! Chase QuickPay is not a secure way to send money!
Reviewed Aug. 22, 2016
Hello. My name es Erika. I have an account with Chase. 105.000 thousand Dollar. Since 2 years. I live in Spain. Last week a had a great opportunity to buy a house but I need my USA money. I make money transfer online and was perfect. Next day was cancelled. I have to call several time to special CHASE - CHEAT department... and they make me questions like the date when I open my bank account. It was so long time ago. Of course I cannot remember! They refuse to help me. They were very unfriendly, and not even have intention to help me. They just don't care. Imagine you trust a bank your money and when you need it... nobody is there.
I lost a great opportunity. After I spoke with my banker and told me that I have to flight to USA. I can't believe nowadays YOU MAKE ME FLIGHT TO USA TO GET MY MONEY??? Please??? I have not time. I have small child going to school. I have work. Why??? Please help me!!! If you have doubts about my identity it a lot more ways to do it. I don't understand. I lost 10K Euro because I reserved the house for period time and if I don't pay in this time I lost it. PS: And they BLOCK EVEN THE ACCESS TO MY ONLINE BANKING.
Reviewed Aug. 22, 2016
I went into a Chase bank branch in Thornton CO last week Monday to get a checking and savings account for my small business. I made small deposits for three days & one transfer, and then Thursday morning (last week) I had no account. I called and they said they decided to "terminate their relationship with me" and my accounts were closed. No other information was given. The representative told me I would be getting a check mailed to me for my money that I deposited into the accounts. I was fuming mad! I went into the same branch that I opened the accounts at and Sat with a representative who was rude and told me they don't have to tell me anything as to why my account was closed. I told him I was furious with them for this and why are people just given accounts with a smile and a few counter checks to get you started - with no mention of any final approval process form the "Back Office of Chase"?
I asked point blank if this is common practice to just give someone accounts one day and then take them away 2 days later because I don't fit a certain profile? It is all BS! The damn bank's got bailed out in the billions of dollars back in 2009! Why on earth do (they) think they can get away with screwing people and their money after that? This is not just Chase either I am sure, but their customer service and concern for their customers is just not there at all. It is all about money for them! There needs to be more federal banking regulations in the US as to what a bank can and absolutely cannot do with someone's money! I have not yet received my check for my monies that I deposited into, and if I do not get a check within the next 5 days I will be calling and yelling and maybe with an attorney.
I did ask the branch representative why they did not contact me to physically come to the branch and get my money in cash - that should be part of the process - if they are going to do this people! I am now looking to file a class action suit, because of them denying me my accounts after it was all accepted. They based this decision on something that happened in 2009 - I had an old account and still owed money on it - but that was legally discharged in a bankruptcy in 2010! We need more Federal Banking Regulations that actually protect the account holder not the damn bank! NSF & overdraft fees have gotten ridiculous in this country and no one can afford to have anything paid for them and live with these fees! Chase is awful, and I would never give them my business again!
Reviewed Aug. 21, 2016
I live overseas and rely on QuickPay for a critical HOA payment... In following up to a general email to all customers about the new requirements for QuickPay customers, I was reassured weeks ago over the phone that my QuickPay service was not going to be cancelled because I have a Credit Card account. Today I received an email that my QuickPay payment has been cancelled, and I discover that my QuickPay link on my account has disappeared. I am now told through customer service that QuickPay requires a checking account.
So let me see... I responded to Chase's previous email by phoning customer service; their customer service gave me incorrect information, and now I am left holding the bag. Shame on Chase who obviously mishandled this decision and trained their people poorly. They have just lost a customer as it would be "shame on me" for continuing to bank with them after this egregious example of mismanagement and thumbing in the face of customers. Bad Form, Chase!!!
Reviewed Aug. 18, 2016
I have been to at least 4 different chase banks over the past 2 years requesting a simple change in my trust acct. I presented a letter showing a joint trustee has retired almost 5 years ago. I have made this request over 12 times and nothing has been done. This has caused me problems since I am the sole signature on the acct and it still appears as if it is two of us. Today I got a call that a TEAM is working on this simple problem. It is hard to believe a team needs to work on this simple problem that CHASE has created. I asked the person his name and all he would say is Craig and REFUSED to give his last name. I suggest anyone use any bank other than CHASE. I will never bank with them with any other account.
Reviewed Aug. 17, 2016
I just had to go to my local Chase bank to get them to find a nearly $4,000 deposit that went missing. They found that it was deposited into someone else's account. I found out exactly how that happened and it absolutely infuriated me because their way of doing things is so idiotic. I'll explain...
I stopped making deposits into Chase ATMs because I had two separate deposits that were "chewed up" by their machines and caused me far more headaches than they should have. So I started going inside to make my deposits. I don't have my account number memorized so I would always prepare my deposit, enter my card, and assumed that (as I think most people would) the entire transaction would be connected to the account attached to my card. Wrong! This is how those deposits actually work.
You enter your card and type in your pin and your account pops up on their computer screen. The teller writes down your account number and scans that deposit slip. The computer scans the account number that was written by the teller and pops up a different screen showing the account that will receive the deposit. So, if the computer doesn't read the teller's handwriting correctly AND the teller doesn't think to look to make sure the two accounts match, guess what? Your whole deposit is going into someone else's account. How could a huge bank like Chase, in this day and age when computer's should be removing the chance of human error, use a system that is so obviously reckless and idiotic? I wish I could sue them because I now have no idea if maybe this has happened to me before and I have no way of knowing...
Reviewed Aug. 17, 2016
Banked with Chase for 5 years. As a college student worked for the company as a teller part-time. Having an auto-loan, checking and credit account with the bank. That being said, was charged 9 x 34.00 fees within the span of the month totaling over 300.00 (In Fees). Spoke on the phone with a banker then a specialist for near an hour only to be told it's against "Chase Policy" to remove more than 1 fee a year. Keep in mind my background and the fact that I was out of town taking care of my elderly grandparents for several weeks without access to my accounts. Chase didn't care. Chase is waste.
Reviewed Aug. 17, 2016
My uncle passed away and I assumed responsibility for the administration of his estate. He had two accounts at JP Morgan Chase, one of which did not have beneficiaries listed. His Will, however, specifically identified who was to receive these funds once the Will was filed. It also specifically identified a person who was not to receive any funds from this account. While awaiting instructions from the Trust attorney on where to file the Will, I went to the local Chase Bank to present documents clarifying my role as executor as well as the content of the Will. They refused to accept the Will, saying it was not necessary. It is unclear if any notes were appended to his now inactive account. However, shortly thereafter, the person who was specifically denied access to funds in the Will was able to go to a Chase branch in her town and withdraw the all of the funds.
When I became aware of this, I filed a Statement of Fact with the Customer Claims Department at JP Morgan Chase. The Chase local branch faxed this document as directed by the Customer Claims Department. I was told the investigation could take up to 30 days. When I followed up a week later, I was told that the Claims Department had never received the fax. Later I learned it "could" have received the fax but couldn't find. I re-approached the local Chase branch manager requesting that he resend the fax and confirm receipt to me. I have called three times since and received NO RESPONSE from the branch manager. At this time, I still do not have a status. Until the investigation is completed, I cannot take action to recover funds. My advice to those with Chase Bank accounts is to CLOSE them, and move your money to a trustworthy bank. I will certainly NEVER consider Chase for any business transaction in the future.
Reviewed Aug. 15, 2016
CHASE Bank is horrible! They closed my checking and savings account with NO NOTICE on a Friday! There was no fraud, no large cash transactions, no excessive number of transactions; nothing unusual. Went to use my debit card and it was declined. When I called customer service I was told, "We closed your accounts and we are not telling you why." AND I have to call them Monday to ask them to call my branch and release MY money to me. Now my entire family and everyone I know is going to close their accounts. I get it that banks can fire customers for no reason, however, not informing customers in advance is completely unprofessional and unethical. I was a loyal customer for over 15 years with NO bounced checks, no negative balances - NOTHING!!!
Reviewed Aug. 14, 2016
Chase quick pay sucks, it takes them a week to transfer money from one account to another. When I call customer service about it they transfer to do three different agents and each one replies a different answer!! I used to like chase because of the quick transfer between accounts, but not any more, leaving them!

Reviewed Aug. 13, 2016
I'm disgusted and don't recommend Chase anymore to people! Someone hacked in my online account and was making monthly payments to Capital One for six months. I caught it in July because I saw and double-checked my CO and the charges didn't add up so I called and Chase and they told me this person has been since January and then I'm like WTF!! So then they tell me I can only get 3 months credited back, I'm like the hell I am! I'm getting all of it back somehow. So it's been a month and still fighting to get the other half back!
I've talked to a Chase executive and he won't credit back the other 3 months because I didn't report it and I'm like "I didn't know until you told me so give it back, I work hard for my money and don't need my money go to someone else's bills!" I called Capital One and asked if they could credit it back to me and the only way if possible is to get copy of statements and a notarized letter from them saying these are unauthorized charges and not approved. They would not give a notarized letter for God forbid them!
It's ridiculous how they hold notarized letters, like wtf what is the problem and saying these charges are unauthorized because you agreed they are and weren't going to my account credited me back 3 months so far... but you won't saying that in a letter??? Suspicious. I will never have Chase Bank again! I will closing my account and my family is going to be closing their accounts as well. That is around 7 lost members they're losing because they can't credit the money back!!!
Reviewed Aug. 12, 2016
For over 7 years I have been giving another member of my household my bill, my credit card, payment coupon and the cash to pay my bill monthly since their job is located next to Chase Bank and mine is 1 hour 45 minutes away. I am aware I can make the payment other ways but this is my preferred method. As of March 2016, even though the individual has my payment coupon, the payment and my credit card with a note stating I have given them permission to "pay my bill" (as if there's anyone out there who would make my payment for me), Chase refuses to accept my payment in this manner. Once I pay off my two Chase accounts, I will go with a credit card whose bank allows me to do this, which is many. This is my preferred way and if Chase refuses to accept payment my preferred way, I will switch to another bank.
Reviewed Aug. 11, 2016
On 8-9-16, I made a purchase at Dunkin Doughnuts. That evening, the $ was deducted from my account. I checked my account this morning, and they hit me with a $34.00 fee! When they deducted the money, my account was on the positive. They held the transaction until Wednesday, then rededucted it, thus putting me in the negative and causing an od fee. They shuffle paperwork to generate fees.
Reviewed Aug. 10, 2016
Ok, this is my first review in here, but its my opinion of the Chase customer service experience. Every time you explain your issue through secured messages for one representative, you get about 2 representatives writing you back. When you explain further your situation, a different representative will write you back, but you have to explain to them the whole situation because the new representative don't know whats going on.
So when you finally explained your situation all over again, and send your message, a new representative will send you a message and not understand the situation. And this ** goes on like I'm in a freaking purgatory that never ends. You don't get help from the online customer service representatives, because they don't know how to help their customers when they don't know jack ** of what's going on BECAUSE THEY DON'T FREAKING CARE. Sincerely, a pissed off Chase customer.
Reviewed Aug. 5, 2016
The new Chase Online is (very bad)!!! The new online is hard to read and navigate! I like the old Chase Online. The old Chase Online is much clearer to read! The old Chase Online font were clearer to read! Message to Chase Online. Please give the customers the OPTION to either use the NEW or (OLD) Chase Online.
Reviewed Aug. 5, 2016
We were Chase Bank customers for 2 years and they closed our accounts without notice and froze all transactions. My husband called and they informed him that the funds will be mailed after 15 days for over $4000 and in the meantime our bills and mortgage were due. They would not tell us why we were closed and we are suspecting that due to several cash deposits from garage sales were the culprit. We had never overdrawn and had to pay any fees to them and had opened the account as seniors and veterans. We had also paid off an auto loan with them with no problems.
Needing our money for our bills and I went to the nearest branch and demanded a cashier's check which they did give me, but in the meantime my husband's paycheck was automatically deposited and they accepted that, but refused all bills pays. We had to go the to branch again and after 1 1/2 hours received another cashier's check to open another bank account somewhere else. Luckily we are tech savvy seniors and we were able to switch all of our online banking within a week. Lesson learned. Spend all your cash and have several checking accounts. Chase does not care about their customers and what happens in the aftermath and having cash in today's times is a crime.
Reviewed Aug. 3, 2016
When WaMu was taken over by this filthy bank I overpaid by hundreds of dollars on my properties while in the bank and the funds never showed the overages on those accounts. I called the bank and asked where the extra money went and they told me they went to "fees". My mortgages were not late and I had 5 of them at the time that had been WaMu, I had paid $200 to $300 over on each of my mortgages!! Then my credit card that was fixed for life at 2% when it went to Chase they sent me a statement at 18% I called them and they told me I had been sent a letter offering me to "opt out" of the increase but I never responded so I was stuck with the higher rate. I got furious at them and told them they could not do that so they put me on a recording telling me that they are nice to me but I am not nice to them so I am never allowed to ever call them again.
I checked on my computer and if I paid the minimum amount due on the loan of $25k or thereabouts I would be owing almost a million dollars over the life of the loan!! I was so livid. So for the first time in my life I didn't pay that payment due so they jumped it to 28% the next month. I never paid that bill again. They sent someone to threaten me with a lawsuit but they dropped that. I subsequently had all of my properties taken from them, I am in my last one and they tripled my mortgage and refused to fix and and refused to tell me why they had inflated it so much. I had a tax bill I had delayed on for maybe 1900 but that could be cleared easily, no they changed all my payments and tripled the mortgage and any calls to this wicked outfit was ignored. Why? They want my house and they want me to lose it... they stole so far millions in property from me and will not stop. They are filth on steroids people. They belong in jail...
Reviewed July 30, 2016
Let me make this short. Couple weeks ago, a company tried to charge my card and Chase declined and notified me. It was fraud and was issued a new card. Now after receipt of this new card, three sites declined my card. I called Chase and no hold was on my card. From time to time, I make transfers with PayPal to and from my Chase account and was not able to. A casino site declined me as well.
Then was declined at Pizza Hut when I used my card at Walmart twice just yesterday. The money is available but Chase is not letting me use it. Now Pizza Hut was declined and I was emailed and texted a notification asking me to verify the declined purchase and I verified that it was me. Still nothing. Can't use card. I called Chase and I was to enter my card #, exp. date, security code and zip. The system said it was invalid. HOW??? I just used this card several times in the last week. Chase is a piece of crap, after my next direct deposit, I'm out of there. Goodbye Chase, thanks for all the inconveniences.
Reviewed July 29, 2016
I went to Chase Bank to make a $300 cash deposit into my father's account and was told I couldn't do that. I was told that only the bank account holder can deposit cash (teller and manager said the same thing). I explained to them that my father was disabled and had dementia and could not perform that task. I was told to go to the post office and get a money order for $1. ARE YOU KIDDING ME??!! What kind of bank doesn't take cash deposits? Needless to say I'm very glad my husband and I transferred our accounts elsewhere. I wish I could do the same for my father.
Reviewed July 27, 2016
Abysmal. We had money being taken from our account which was not authorized. We asked Chase what to do and we did what they asked and we have documentation to prove it. However, several days later, more money was withdrawn. Since we had done what was asked of us, Chase should have made good on that. We are out $50 and despite proving they were wrong, they got pigheaded and refused to do anything. We had an issue with our Bank of America account with about the same amount of money. I went to the local branch and left 20 minutes later with the money back in our account. Why can't Chase demonstrate a similar level of service? We have accounts with both Chase and BoA and have decided we don't need both. Guess which one is about to lose a customer?
Reviewed July 26, 2016
It seems like Chase is in business of cheating small business owners out of money. Their balance consolidation system is rigged to hit accounts with excessive and unfair overdraft fees, and it seems like as many as possible, and even the ones that were previously already debit card authorized. Lousy practices, where they back date debits but post date credits. And when you call them they are the most incompetent phone reps. I don't know why paid them business account fees just to get poor service and let them basically steal from you. Take my advice, don't use those cheaters for your business banking.
Reviewed July 25, 2016
I have been with this bank for 30 years, have four accounts and they still don't know me. I am at the bank at least once a day. Think it's time for a more personal experience. I would think by now the experience would be different.
Reviewed July 21, 2016
If Chase close your account why does it take two weeks to gave you the remained of your money? Chase don't know anything when you call them. Bull...
Reviewed July 20, 2016
I have a nonprofit charity account with Chase. I had had it for about two years when I received a letter stating they were closing the account but with no explanation. I called but was given no reason for their decision. I asked to speak to the person who had signed the letter but of course I was told she was unable to speak to me. I asked to speak to the supervisor who said it was in the contract and that they could close the account without explanation. The account had $6,000+ in it and has never been in the red.
I said that perhaps I should talk to somebody in the branch. I was told I would get the same answer. I called the branch anyway and Tammy, bless her heart, said she had been trying to get ahold of me. Something about an address and phone number change and they being unable to get ahold of me had kicked out the letter. She then called me back a week later after duking it out with corporate and had resolved the problem and been able to keep the account. THANK YOU TAMMY OF GIG HARBOR!
Reviewed July 19, 2016
I can't believe all of the similar stories I'm reading here from people who had the same exact thing happen to them. All with Chase. Chase closed their accounts out of the clear blue sky, with no explanation, and they are having problems receiving their funds back from the bank now. This happened to me a few weeks ago, and I'm still just heated about it.
I had a checking and savings account with them for over 5 years. I think I overdrafted maybe 3-4 times in that 5 year period, but it was never more than $50 or so and I always paid it back along with fees. Nothing crazy or surreptitious went on as far as I knew. I consider myself overall responsible with money. Then one day I came to work and my boss asked me why my direct deposit was rejected, I said, "whaaaat?" Went to log into my Chase banking online, like I always do, and it was like I never even existed in their system, everything just gone and a blank screen staring back at me.
After spending an hour on the phone waiting for customer service, I was finally connected to someone in India whose English was very poor. She had to put me on hold and ultimately I was escalated through 3 levels of management, every one I struggled with a language barrier, and they all told me the same thing. That "an executive decision was made to terminate the relationship with the customer, details unspecified." I asked how can they just do that? Without contacting me? They couldn't have called, emailed, mailed me something, anything?
I had money in there and I have bills waiting to be paid, plus now a rejected direct deposit in limbo somewhere. They told me with a very annoyed tone, "Ma'am as I told you before and as the person before me told you and anyone you speak to will tell you, it is not a Chase policy to notify the customer when an executive decision is made to terminate the relationship. Your funds will be sent to you in 5-7 days via cashiers check. Thanks have a good day."
I asked if going into a branch to talk to someone would help, they said, "No they would say the same thing." Going on 2 weeks and still haven't gotten the money that was in my account. Funny thing though is they kept my credit card account active. Apparently they are happy with my credit card account usage still. And they never sent anything negative to ChexSystems because I was able to go to the next major bank next door and open a new checking account immediately.
I just can't believe that someone I trust with my money is able to have cart blanche like this. Do mistakes never happen? Has no Chase employee ever mistakenly "terminated a relationship" with a customer, thus not requiring any oversight or explanation for said termination? This really scares me from using banks at all but I really have no choice, my salaried job only does direct deposit.
Reviewed July 15, 2016
At first my wife had a account where we paid all of our bills out of at Chase actually Washington Mutual at the time and even when they change names I had no problem depositing cash into the account to pay our bills. Then they required an ID to deposit cash into her account. Then they forbid you to make any cash deposit into the account if it is not yours. Then they require you to have identification to deposit money into your own account. Now they are closing all the drive-thrus to make it more inconvenient for the working-class people like myself that is very Busy and don't have time to go inside and wait in line like a lemming. I am tired of this bank and I will be closing all of my accounts with them. Customer service my **. Chase bank has become a horrible bank. They bought out Washington Mutual and turned it into crap. Hello Chase Bank. Make it more convenient for people not inconvenient for people to bank with you. Wake up!!!
Reviewed July 14, 2016
I've been trying to create a username and a password to log in to my Chase account. It was impossible. I gave up. I have to hear from a machine way before I get an agent at Customer Service. I have to give my account # and my security code 4 or 5 times just to get my balance. I miss the days when it was easy banking with Chase.
Reviewed July 14, 2016
I had two deposit accounts with JP Morgan Chase. A checking and savings. Upon calling to check my account balance on June 22, 2016 I was informed by the telephone representative that after investigation Chase has decided to terminate our banking relationship and has closed all my accounts. When asked why, they explained that they don't have to disclose any additional information in regards to the matter. I explained to them that my direct deposits from my employer were scheduled to hit the account the next day. She advised me that all of my cards have been deactivated and that I would have no access to any of my funds.
When I asked when I could get my funds, she stated that I would receive a cashier's check in the mail, 7-10 businesses days after the close of my account. Today is July 13, 2016. I have spoken with multiple representatives who have all told me different versions and dates associated with this matter. To resolve the confusion I requested documentation of the date this investigation began, the date it was completed, the date both of my accounts were closed and the ending balance for both of those accounts. Along with documentation of the date my remaining funds were mailed out.
Loss prevention and the fraud department both told me that there are no such documents available. When asked if I could receive a tracking number for the check, they explained that tracking numbers are only provided to customers with $5000 or more. Everyone else is on their own. I then escalated my issues to the executive office, where I spoke with someone by the name of Corey. He informed me that those documents do exist but for internal use only. When I asked him where this information was located in the terms and agreements for my deposit account, he said it's not.
And if I wanted to get that information, I would have to obtain legal representation. So here I am. I have yet to receive my remaining funds in the amount of $401.36. I have had to pay multiple late fees for various bills, I couldn't pay my sons tuition because at the time all my funds were tied up in the account. He has now been dropped from his program. I understand that they can close my account whenever they want but this is insane. I can't even get documentation to verify the numerous lies told to me. Please let me know if there is anything I can do, or if I am just at the mercy of the bank. Thank you.
Reviewed July 7, 2016
I just opened my account with Chase this year. Everything was going fine until about a month ago. I lost my job and I overdrafts on three charges and all three were under 6 dollars on the same day. I ended up paying 120 dollars on 17 dollars worth of charges. I paid them off within a week and brought my account current. On Tuesday they charged off my account for no reason. I called and of course customer service and the recovery department didn't have any answers. They just told me to go inside the bank and open a new checking account. I received my direct deposit on Wednesday and they said it was the only way to receive my money quickly. Then they opened up my charged off account again because it was a mistake.
After I opened the account they told me it would be a additional 3 business days. Then they told me today it will be a few additional days after that. Called again to check and they gave me the executive office number. I spoke to a Elizabeth and she hung up on me. Chase is a horrible bank and as soon as I get my money I'm closing all my accounts and going back to Wells Fargo. I'm telling all my family and friends to do the same. Chase ought to be ashamed of themselves. They don't have to worry about me anymore.
Reviewed July 7, 2016
Chase's online banking allowed to pull funds out of my account from and into another Chase account without my authorization! The first time I called in I was told that they would set up a claim and that I would receive an email regarding the claim. Well I never received the email and the transfer was not stopped. To top that off when I called it in the second time they WOULDN'T reverse the transaction over the phone which not only overdrew my account, but will ultimately lead to me acquiring an overdraft fee. This is the worse and most insecure system from any bank I have ever heard of! DO NOT BANK WITH CHASE!
Reviewed July 7, 2016
Me and my significant other opened an account with Chase bank. We thought Chase would be a great bank for us because of convenience. We became victims of someone else sending us a check because we had items for sale. As soon as we deposited the check the gentleman had cancelled the check causing Chase to cancel our bank account. My significant other is on disability and receives SSD and thanks to Chase bank he could not get his disability check to pay our mortgage with another company and ended up with disconnected utilities.
Reviewed July 6, 2016
After banking and doing business with Chase for years, I just received a call from a brute named Bridgette who treated me like some welfare case. I was stunned by the cold impersonal tone in which she spoke to me about a couple of late payments. I forgave the long lines and lack of staff in the branches but Chase decided a late payment or 2 was unforgivable. TAKING MY BUSINESS ELSEWHERE!!!
Reviewed July 4, 2016
Chase Bank closed my account after a few months of delinquent payments. While I understand that, when I tried to explain the reason for the missed payments was that I had developed a brain tumor and fell behind on several bills before having surgery to remove it. I was with Chase Bank for years until then and had excellent credit. They also didn't care that my credit was ruined by their negative reports and just said there was nothing they could do. They wouldn't reopen my account. Humanity obviously isn't something this bank understands or cares about. I will never do business with Chase again.
Reviewed June 30, 2016
I opened an account with Chase last year. Loved all the features, used my account accordingly, minimal times I over spent or charged an NSF. My boyfriend and I deposit US POSTAL MONEY ORDERS on a regular basis. They are donations for our fund, etc. On Friday, June 10th, I deposited 3,265 dollars of Money orders into my account. Majority from 2015-2016, few from 2012-2013. My debit card declined the whole weekend following, I chalked it up to travel. I have to call THEM on Monday only to hear my account is closed and my deposits are being "reviewed".
At this point I'm starting to get frustrated. Why didn't they call? Why wasn't I contacted? When asking the reason for the reviewing of my deposits, I was told "They're more than three years old." Okay? Just FYI, FIVE of them were more than three years old (out of about 20), and US POSTAL MONEY ORDERS have NO EXPIRATION!!! So I wait a week, call back, "still in review", in order to release the funds I have to have the ORIGINAL receipt (I'm the receiver, why would I have that?) and now they won't release my funds that were in the account before the deposit AND flagged my account for fraud, so now I can't open an account elsewhere.
Now, I'm very frustrated. After bugging consistently until the 24th, I'm finally told I'll be sent a check for my funds. Thank God. These are legitimate US POSTAL money orders, written to me, completely valid. Received a check Monday, to the tune of TWO HUNDRED DOLLARS. Are you kidding me! So here I am, calling them again. "Ma'am without original receipts we can't release those funds to you." I finally said I was going to lawyer up. The representative hung up on me. Here's my problem with this: 1. If you didn't want to cash them, why weren't they returned in the first place? 2. Where does the money go if I don't get it back? They won't tell me 3. If they're NOT fraudulent, but old (with no expiration date) why was my whole account closed?
Finally, I walk into the original branch, where deposited, and have them call. He finally gets an answer. I have to get with the US POST OFFICE to try and get copy of receipts or a "good will letter". Easy enough right? Go to post office, they've never heard of this and have never been able to give receipt copies or do "good will letters". So basically I just made Chase Bank $3,265 richer. No real explanation. NEVER BANK with THEM.
Reviewed June 29, 2016
I had a bank account with Chase for about 3 years. I have been traveling for the last month and having one of my employees deposit petty cash into my personal bank account. She was doing this via the night drop box. Then last week while I was in another country, I found out that Chase closed my account without letting me know. When I called them, I was told that this was because I was receiving money in the night deposit and this was not authorized for my account, and that they had sent me a letter to this effect. When I tried to get this handled, I only got back from them that it was against their policy and that the closing of the account was irreversible, and that if I wanted, I could go back to another Chase Bank and reapply for another account.
The fact that I was left out of the country without access to my personal money meant nothing to them, and while I was given several apologies, none of the several employees I talked to actually tried to do anything to handle this situation. Chase must have an internal policy about the way they handle customers which is different from a traditional bank, such as "Chase first" or "the customer is less important than the profit." I am very disappointed that a company which should have as its product the safe keeping of their public's money in exchange for a fee, exists and operates in this country and is allowed to call itself a bank.
Reviewed June 29, 2016
At my most recent visit to Chase, I was standing in line and there was one person at the teller counter. There was one teller and I had notice a banker looking at me and trying ignore that fact that I had been there for more than 5 minutes and she did nothing to assist me. I caught her attention, by waving at her, but she would just turn her head and look away every time. I thought that was very rude. Was she just going to pretend that I wasn't there??? Then another person came in with his children and this banker got right up after 15 seconds and came over. Greeted them and ask them if she could help them and offer to assist them personally in her office. She was a few feet from me and did not even acknowledge my existence. I thought myself, "WOW! Did that just happen?"
Afterwards, I asked the name of that extremely unprofessional and disrespectful person and her name is Francesca ** and asked for her card. I informed her that I did not appreciate being treat like as I was nothing and I would be informing CHASE Management about her act of discrimination. She said, "I didn't see you." "Really? I was the only person in line. You looked at me and turned away several times and you came to the teller line and you stood 3 feet from me. I was right in front of the other customer and even he noticed me in front of him." Mmm. Something is severely wrong with this banker-person and Chase bank. I am a believer that if this can happen, it has happen before.
She kept making different excuses and said, that not her problem and chuckled and walked away. I called CHASE bank, both Mount Prospect Branch Manager, who said, she is a close personal friend of his and he knows her very well. I bet he does. Then, I called the 877-242-7372, Chase Bank Corp, the representative said, they'll look into it. Someone will be in touch with me. That remains to be seen. DO NOT EVER BANK AT CHASE. If you do, close your accounts and take your business elsewhere. Tell your friends to do the same. This is a horrible bank and if you choose to be treated like a person, a human being, go somewhere else.
Reviewed June 28, 2016
First issue is with a mortgage, second issue is with a credit card. First issue: My father has a mortgage with Chase and he had two late payments for 2 months. He even tried calling them and asking them if they would refinance or take a smaller payment temporarily, they said no and immediately tried foreclosing on him. He paid the two payments off and they stopped the foreclosure, but then they said he owed $5,000 in attorney fees and to be paid immediately and wouldn't take payments.
Six months later they tried foreclosing again due to the attorney fees not being paid, even though the mortgage payments were on time and in full. My father kept trying to negotiate with them the whole time but they wouldn't budge and wouldn't offer a payment plan. While they tried to foreclose, a guy from Chase kept stopping by and rudely asking questions (basically harassing) and trying to stick his head in the door and push the door open. Then he would go to the neighbors and harass them. The neighbors kept complaining about this guy.
Second issue: I had a couple issues with Chase due to a credit card. A couple months after I opened a credit card from Chase they raised my interest to 29.99% from 19.99%. I called and asked them why and they said there was no reason for it, but they wouldn't change it. Even though my credit card from Wells Fargo was at 16% during the same time. I had very good credit and no late payments.
A couple years later I became unemployed so I called Chase and asked them what is the minimum they would accept as payment as to not report a missed payment to my credit report. They gave me a number slightly below the original payment (not much help really) and I did this for a couple months. Then later I pulled my credit report and they had been reporting as late and lying to me. Yet I was paying the payments almost in full. I did the same thing with my Wells Fargo credit card and they didn't report and also gave me a better payment plan. Not to mention they were nicer on the phone than Chase. I also had an auto loan from WF and they were absolutely great. I would choose WF over Chase any day of the week.
Reviewed June 24, 2016
I tried to cash a Chase check today that is written on a local branch and made out to me. It's from a closing fee overpayment from a mortgage closing on my condo last week. It's for $130, and even though it was written from a local Chase branch, I was told I needed to pay $8 to cash it if I didn't have a Chase account. That is probably the most immoral, unethical scam to make a few bucks that I've ever seen! Not only will I never open a Chase account, no one I know will either, if I can help it.
Reviewed June 23, 2016
Do not use Chase Bank. They do not care about their customers at all. All they care about is making money. If you do not use their credit card for 6 months they will close out your account. They will send you fliers all of the time to fill out applications for their other cards. But, if you use their card, and then pay it off, and then not use it for whatever reason. They close out your account. They do not care if you are a good customer or not. They do not care about you at all. They are rude, and have no respect for you as a person at all. If you do not plan on maxing your card out, and using it every month, then do NOT use them.
Not only all of this, but they do whatever possible to screw you over repeatedly, and then ignore you when you try to talk to them. WORST company that I have ever dealt with and will not ever deal with them ever again. HORRIBLE!! Everyone should know about them before they decide to use them for anything. If you like rude customer service from a company that straight up tells you they do not care about you then go to them. You will get just that! They are all about hurting your credit every chance they get, especially if you are a customer that is in above great standing with them.
Reviewed June 18, 2016
We have been with Chase since 2007. We paid off all of our debt and have not used credit cards in a while. We received a notice in the mail stating that they were going to cancel our credit card due to inactivity. The only reason we switched to them in the first place was because they offered us a lower rate. When we called they stated that they could not keep it open, but we could re-apply. I would not ask them for credit if my life depended on it. They are **. DO NOT GET CREDIT WITH THIS COMPANY. THEY ARE HORRIBLE AND RUDE!!! I WOULD GIVE THEM A ZERO BUT THAT IS NOT POSSIBLE.
Reviewed June 17, 2016
I would of never thought that a multi billionaire company would condone their own managers to cover up for unlawful activities within the bank, and crucify an innocent bystander. Because of wrong doings that had nothing to do with me my career and bank account are at jeopardy. I was a former employee and customer of Chase bank and I have been accused of false accusations. My account has been restricted and now I can't access my funds. How is it that they have the right to close out my account and not disclose the reasons behind it? When my account has never been over drawn and has always been in good standing. The bank has all these rights to do whatever they please with MY own money, but how is it that as a customer I don't have any? People need to be aware of the illegal activity that is going on around Chase.
How branch managers cover up for a theft between lead tellers and split the money and they use new employees to run all over them and try and set them up but yet the branch manager gets to keep her job. Something needs to be done about this! They have horrible services, BM's think they can talk to people any oh way. If everyone stands together we will be heard and what was done to me won't be done to another person. If you are a bank teller for Chase watch your back with branch managers and lead tellers because they stick together and steal and frame tellers and try and ruin their career.
Reviewed June 14, 2016
I have been banking with Chase for several years. I have recently closed my checking account because the overdraft fees are ridiculous. I have the text alerts that are supposed to tell me when I overdraft, and within the last year I notice if I overdraft for something I won't get an alert until after 11 pm (the cutoff to add money before they overdraft your account) or the next day. So it seems more and more like they are purposely waiting to notify me. I called about this, and I get an answer saying that on "ACH" transactions they cannot notify me until the end of the day. I don't know why that is. I just had to pay $64 in overdraft fees for things that happened overnight. Doesn't make sense. I notice they are also getting rid of bank tellers and the drive up tellers and replacing them with kiosks. I have opened an acct. with Capital One where they have no overdraft fees.
Reviewed June 14, 2016
Chase accepted and deposited checks made out to our small business into someone's personal account. There were 11 checks at 11 different times. Chase did not catch any of them during a night audit or any audit which leads me to believe that Chase does not audit entries. When this was brought to their attention, they refused to return the money. The total Chase has allowed their bank/banker to embezzle from us is $47,000+. As mentioned earlier, we are a small business and cannot afford to do business with a bank that does not audit their daily transactions nor desires to take the fiduciary responsibility of correcting their errors. Beware small businesses.
Reviewed June 13, 2016
I sent in all proper info to change my bank for auto deposit and it is June 13, 2016. I still have not gotten my checks from Chase. This is the second month they supposedly reissued a check and now it is a supposed double check for two month sent on May 27th, still I have nothing. I am 78 and have 500.00 left to my name!!! Not one dime anywhere else! I use to have Chase as my bank for many many years because the BJ union of New York City uses them. They are terrible and have the worst customer service I have seen in a long time.
Reviewed June 12, 2016
I had Chase liquid account where all my direct deposit went and my bank always had money. Few weeks ago, they decided to just close my account with telling what went wrong. This happened right after my boyfriend withdrew money with my permission with my PIN number. This could really damage someone's weeks for while. They said they were going to send me check at the end of the month!!! So what am I suppose to do, starve for 30 days with all my money being in that account? They said they will send me the letter with my check explaining the "reasons", they wouldn't even tell me the reason over the phone?
About my account, seriously, if you want your money to be sealed off for 30 days for no reason go ahead. I really hope they close down soon with people realizing how mad of a bank that is. Not only that, at the branch, I was told if Chase wants to close your account they can do so without letting you know! Which happened to me, and she said that means they are kicking you of this bank cause they don't need your business like how you go to the restaurant and they can choose to offer you service or not? Like how can you compare a restaurant of 30 minutes business to a months of business with all money trusted with them?
It has set me back with my bills. I have penalties I need to pay off because this bank decided to close my account without notifying and sealing all my money in for 30 days! Please save yourself this horror and go to another bank. I wish I could give them 0 stars. Very poor customer service. I'm sure they are not going to survive for too long.
Reviewed June 11, 2016
We have banked with for several years and stuck with them after a lot of mistakes in their part. I then get a letter stating they are ending their relationship with us and if I have questions call. So I call, and what I get is the same thing the letter says no info on what their review involves. They also say if I don't close the account before the deadline my funds will not be available for 2-3 weeks. Thanks Chase for nothing. Stay away from them they are a fraudulent company. They obviously don't care about customers, only what customers out in their accounts.
Reviewed June 11, 2016
Hello, I was charge a $75 dollar processing fee and asked for a return. I talked to Jordan a "customer service specialist". She said her policy changed and wasn't able to help me. I asked simple questions on when did this new policy go into effect and didn't have a clue. She said they would give me a call back on Monday for an answer. I like how they know the policy on keeping my money but not much else.
Reviewed June 9, 2016
I opened a Chase account almost two months ago and then the nightmare started. I tried to use my brand new card twice only to be denied. It turns out that Chase, despite withdrawing the funds of the check from my father-in-law's bank, Bank of America on April 15th, decided they needed further confirmation of the original check-writer's signature. They never contacted my father-in-law or myself and took it upon themselves to close my account while still putting a hold on the money they withdrew from Bank of America over a month before. After I called Chase four times, Bank of America twice and my father-in-law once, Chase finally VERIFIED my father-in-law's check on May 27. Four days later, they finally decided to mail out a refund money order. It will be here in 7 to 10 days from the first when they mailed it out. This is mailing it from Texas to California. I still don't have my money after almost two months.
I have spoken with countless managers at Chase, including one Edward ** at their executive office and they claim to have done nothing wrong despite their apologies at inconveniencing me. This is truly the worst banking experience I have ever encountered and would recommend everyone who reads this to avoid banking with them at all costs. Chase is truly one of, if not the worst bank in America. It's unfortunate they are allowed to do business at all. I am starting a teaching job in September, and they would have had direct deposit from me every month. Luckily I learned just how horrible they are to their customers before this happened.
I would warn anyone and everyone to avoid doing what Chase considers "BUSINESS with them. They are truly one of the banking organizations which should have been disbanded due to their nefarious business practices with private individuals, although who knows... maybe they helped cheat so many former homeowners out of their investments during the crash. I wouldn't doubt it in the least. Do yourself a favor, STAY AWAY from Chase. They have no concern for their customers.
Reviewed June 7, 2016
I walked into the bank located in 4610 Queens Blvd Sunnyside, NY 11104 to make a deposit and get $50 change. The teller ** was like I'm taking a change from her account. She was mad on me!! She started asking me "from what company? Why you didn't call before you came here?" And she was talking very mean, then she said "I'm not gonna give you $50. I give you just $25!" I told her I don't want anything so I was very upset. I went to the customer service asking closing my account, but I didn't because it was a very nice representative. Her name **. She was more than professional with her big smile all the time, make me change my mind. Please Chase don't hire a this kind of people ** if you want keep your customers! Thank you **. You was very helpful!!
Reviewed June 7, 2016
After I reported that a check that was sent to me was more than likely no good, I informed the teller and the acting bank manager of my suspicions, I decided to have the check sent to the loss prevention dept. Somehow the bank thought I was trying to defraud them and restricted my account. Days later I spoke to the manager and explained the problem and I had the proof to confirm my story. He then had me come back on the next business day and he would try to work things out with the main office.
The account belongs to myself and my mother who is 89 years old and we both returned to get our account unrestricted. The manager explained that our current account would be closed but would be able to open a new one. This was good news for my mom and I because we were unable to have access to my mom's social security which had been restricted the last three days. As we were signing paperwork and installing new pin numbers, all of a sudden a phone call that the bank employee made to request that our funds could be unrestricted. After he got off the phone, he informed us that we would not be able to open a new account with Chase Bank because "I had put something up on social media concerning my account."
Not only would they not explain what this breach was about, they would not give us our money which is over $1300.00. I had to scramble to inform our landlord, loan company, insurance, etc that the checks we sent them would be no good and asked for extra time. I was told a check would be mailed out soon and I explained that we have no food in the house, I can't pick up my mom's prescriptions because I have no money for the co-payment and I will have to cancel my mom's cardiologist appointment again because I won't have the $20.00 co-pay. I can't do laundry because we need a debit card that we no longer have. The no compassion or non-caring attitude by the Chase employees who made the decision is just appalling and disgusting.
Reviewed June 5, 2016
After a week waiting for a hotel transaction to clear I asked them to make sure this will not be an issue with my job direct deposit - they said "oh no, it's ok." They added the money back to my account. Everything was clear and done. I always check my account several times per day. Next day I wake up and my account is left with $84. Spoke to 4 employees including a supervisor. They said "I don't see anything on your account. I cannot give you your money back!!!" My money that I work for. Chase will not return it. And they don't see the missing money. Please everyone be aware of the fraud! This company is doing.

Reviewed June 4, 2016
It worked one day and now it doesn't. I called, the call disconnected 3 times. The person with whom I spoke asked me for personal information that had nothing to do with my account. When I finally got her to listen to the problem she became incoherent. I have to find another bank.
Reviewed June 4, 2016
I have banked with Chase for over 20 years. Not long ago they switched my debit card to one with a chip. On 5/9 someone, somehow got a hold of card info and withdrew money from my checking account. I immediately contacted Chase and they opened a claim on it. They credited back the amount taken plus the 3 NSF fees until they could investigate and get back with me.
I received a letter from Chase yesterday stating they were denying my claim because they say there is no way anyone could have compromised a chip card. No amount of discussion swayed them. They didn't even pull the AMT video footage as part of the investigation. They instead had me call the Chase dept that handles the video surveillance to have me request that they pull the video. They refused. They told me I needed to open a police report and have them subpoena them to get them to investigate the video or I could hire an attorney and have them subpoena the video.
Long story short - beware if you have a Chase bank card of any kind with a chip and if it's compromised at a location that has a chip reader. They will expect you to prove yourself innocent rather than get off their lazy ** and pull the video. - They aren't telling people that if they are compromised - you will be held responsible. They do no investigation whatsoever. At least they didn't in my case. I guess it all depends on how much money you have in their bank.
Reviewed June 3, 2016
About 2 years ago I was involved in an auto accident, and needed to use my credit cards to pay some of the deductibles and other charges I occurred. I ended up with about $11,000.00 total on my credit cards. So I decided to apply for a zero interest loan for 15 months through Chase with their Slate card. Since I couldn't get a straight answer on the phone as far as the qualifications needed to be approved, I applied online. As I am getting $25000 o $50000 back within 90 days and my credit score is 740 I assumed it was a no-brainer. I make 50k a year, have never been late and own almost 50% of my home. But after applying it came back approved!! But for $2800?? I could go to my own bank for 3 times that but not at zero interest grant you.
After the blah, blah, blah song and dance on the phone I would have to reapply for the increased amount and again pull credit. So needless to say if I can't get it who actually can?? We can sell you a $40000.00 Lexus at 0% but not loan you $10000? So needless to say I will never be doing business with CHASE BANK. They have lost me, my wife, our 7 kids (all grown up and buying stuff on credit as well) and our 8 grandkids! So if it sounds too good to be true it probably is!! The switch and bait is alive and well!
Reviewed June 1, 2016
I went to the ATM and withdrew $300.00 and turned around and tried to redeposit it in daughter's account and it kept rejecting the money. I looked close at the money and it was counterfeit. I called the after hrs. line and they told me to go into the bank so I sent my daughter in on Monday morning and the manager took the money from her and I called and asked if they were going to give back that money and told me NO they were not responsible for it. I have pictures of the counterfeit money I was given from the ATM.
Reviewed May 28, 2016
CHASE banking team on all levels is FRAUD! We banked with Chase for 5 years and only recently they decided to cancel our account without any notification 3, yes 3 separate times, 3 weeks in a row. Always right before our direct deposits were to go into our account. My husband spent days with them direct in one of the branches with Chase employees trying to rectifying the situations. They used the excuse that someone hacked into our account and deposited, yes DEPOSITED checks and that they have never seen anything like this. WE NEVER saw the money or the checks. They say our accounts Savings and Checking are closed, but we still get text messages on our accounts and statements. We are now getting hit with overdraft fees on the accounts.
I just read some interesting information on the CEO JAMES DIMON and we can believe he received $23 billion in bonus in 2013 because that is all the money they are taking from us consumers. They have the worst Customer Service, they do not know the meaning of Customer Service. Chase employees are not trained. Chase employees don't care. Chase does not provide any solutions to correct the situation. Chase, so called managers lack empowerment. Chase lacks in true commitment!
Reviewed May 27, 2016
Chase, having the intelligence, heart, and sense of equity, has credited me with the full amount of my payment to the continued soulless, heartless, and microscopically intelligent Priceline.
Reviewed May 27, 2016
When trying to deposit less that 300.00 in cash into the mortgage account, I am denied and told I may be laundering money. The account belongs to my 84 yr old mother who has been with this bank since it was called Great Western... before Chase, before Washington Mutual... back to the late 70's. I feel that should give them enough time to establish that my 84 yr old mom is not laundering money. Previously I tried to deposit cash into her personal account for her birthday... yep... laundering money again.
I find this rude, inappropriate and horrific that the bank feels this is ok and doesn't give ** about the customer... the ones who provide the money for the "bank" to use and stay afloat. Where the hell do they get off not accepting legitimate cold hard cash issued by our Government? Perhaps their interest isn't in our country or taking care of our people. Check out their Global crap... foreign money is their friend and locals are **. You disgust me chase bank... and believe it or not, you are not all that. I tried to get a regional manager on the line. 4 phone calls, several transfers and long hold times to no avail. They don't want to take the calls and the agents/tellers on the phone don't help either and are told to get rid of you. Then comes circling the phone trees. Don't use this bank for anything. They are foreign invested and could give less of a ** about US clients. Boycott Chase!!!
Reviewed May 26, 2016
A big ** you to Chase Bank. 3 years ago I went online to open an account online with Chase when I was in rehab. They said for security they needed me to come in and show my ID which I understand. I told them I was in rehab, I was bedridden and I could not walk and could not come in so to please just close the account. Fast forward 3 years. We went in yesterday to a branch and we open an account and no problems. We have good credit with banks. They open the account. We get all the paperwork and account number. So I try to set up online banking and I ended up having to call Chase fraud dept. again. I understand they need to probably verify me. After 15 minutes the guy comes back and tells me that Chase has decided not to keep the account open but could not tell me why. I called the banker I dealt with yesterday and he calls them.
Apparently they have me flagged as fraud because of the account we tried to open 3 years ago and for that reason Chase decided not to have a relationship with me. So a big ** you to Chase and I will stay with Bank of America whom I have had for over 10 years with no issues whatsoever. When I went to get my opening deposit back the banker (who was extremely nice) said he even spoke to a supervisor and explained what happened 3 years ago and they would not take the flag off my name. So because I opened an account online (which they encourage you to do) but I could not go into a branch they think I am fraud. What a ** company. I hope they go under.
Reviewed May 25, 2016
Chase is manipulating its customers by not updating transactions and the available balance timely, therefore making it look like a customer has funds available in their bank accounts while they actually do not have anything available. I have been a victim of Chase non-sufficient fund fees due to this manipulation. Last night I quick paid someone because my account showed that I had funds available, but this morning my account was negative. I called Chase and a rep stated that, I was overdraft even before I completed the quick payment transaction. Why would the system allow a quick pay if the funds available in the account are not sufficient? Something is not right. This is a fraud. Please investigate.
Reviewed May 23, 2016
I have had Chase Bank for 3 years now and honestly it's almost impossible for anything to get done in a timely manner with this place! If you deposit a check on their "amazing" online deposit center they say it only takes 24 hours to clear to your account and no that's not the case at all. Sometimes it takes up to 48 hours for one check to clear! Then when you call to talk to customer care they don't know and they keep transferring you from person to person and still can't give you an answer on what is really going on. I am switching my service. I have had a horrible experience with this place. Horrible mobile app, check depositing and wire transfers.
Reviewed May 23, 2016
This establishment is not holding their customer service up to a decent standard... For example during rush hour they only had one teller available to service customers. I ask someone in management if they were able to assist the long line in anyway, and no one was able to come out to help.
Reviewed May 21, 2016
$15,000.00 in six months. Once there, is only valid for $200 because it have to be with direct deposit of your paycheck. After all that time, finally they send the statement with the $200 included. I close the account and the $200 is no longer there because I just close the account a couple days before. The manager of the branch at 38-18 Broadway, Astoria, Mr. Moe ** decided that after all this time they invest my money and because I closed a couple days before, I do not have the right for the promotional amount. How petty for a such size bank after using my $19,800.00 for all this period in their investments. Never again.
Reviewed May 18, 2016
Today, I contacted JPMorgan Chase regarding an overdraft in my account which caused a domino effect in extensive NSF fees totaling $204. I explained my situation where my account is blocked from making mobile deposits & that I have to funnel deposits through a savings account then make a transfer the next day; in addition there are no Chase locations within over 75 miles of where I live. I also explained that I have no source of income & currently out on disability. I pleaded if as a courtesy they can work with me in reversing some of the fees since this will cause additional financial hardship. The rep said they would only reverse one $34 fee. I spoke to 2 other senior reps not Supervisors or managers & they refused to help me further. I was even denied to speak with a manager in customer service.
Now I am out $170 because of this block on my account to make deposits & because the bank pays out a check for $146 first then charges for each additional item (which in my case were small amounts of $10, $20, $7, etc). The fees were 3x the amount of the debits. The bank makes money on each NSF fee accessed in retail banking meanwhile the bank reverses fees in other departments like Commercial Banking, Government banking, etc. When I worked at the branch level I reversed fees as a concession to customers all the time (especially if there was a hardship situation).
I am a disabled single mother to 2 children with no source of income & my bank who I've been with for years in which I trusted basically does not care that they took food out of my children's mouths. It's a shame how the poor customers like me are robbed with these astronomical fees while the wealthier customers get all their fees reversed with no problem. It seems like discrimination & unfair business practices when you have a set policy for one area & another policy for another. It is 1 bank & every customer should be treated as a valued customer. I know this for a fact in my former experience working with the bank.
Reviewed May 18, 2016
I was told by a customer service rep that Chase charges $30 to process a stop payment for a check. I have a Chase Business checking account and have maintained great standing with them since opening the account ~10 years ago. I mailed a check...recipient never received it (and it was confirmed as not processed), and I thought tell my bank. Their answer, "the $30 fee is for a specialist to review this." My jaw hit the ground. Chase tracks everything, secures my cards with chips, and puts other limits on my account (which needlessly hinder my activity), have all the technology in the world and yet, they have to bring in a specialist to stop payment on a check for a customer who receives a dismal .01% interest rate. Baffled.
Reviewed May 12, 2016
For 4 years used a Chase and always they try to give the service. 10 days ago they blocked my account. They said that need to verify any deposits and freeze all my money. Every day try to resolve this case, but the agents and Supervisor only said "you need to wait and we cannot to do nothing." After 10 days I called other time and only say me that they decided to cancel the relations with me, but not give a clear explanation. But the big problem was that they cancelled the accounts to my family members and my ex-wife. It's crazy. Only said "this is the decision and you need to wait other 15 days for your money." Never recommended this bank in my life.
Reviewed May 12, 2016
I have a Southwest Rapid Rewards Card I use for business. I received an email stating that I would receive 5000 bonus points for each friend I referred. I got a co-worker of mine to sign up for a card. When it came time to get my bonus points Chase states that because of complexities and privacy there is no way to give me the points. They would not give a clear answer on why, just that it is complicated. So essentially, they will let you market the card for them and not honor what they say.
Reviewed May 10, 2016
So I have been banking with Chase since they were Washington Mutual - 16 years. I recently moved and there is no Chase in the entire state that I now live in. Trying to close my account has been an utter nightmare. Because I recently moved I cannot close my account for SIX MONTHS because I have too much money (over $1000) in it. Trying to mail myself a check was the next option, to reduce the amount I had in my account. IT WAS 5 DAYS LATE, and then they canceled it the day I got it. They are not a bank, they are more of a black hole of poorly trained, underpaid people ** with your account when they are not even qualified bankers. And then they charge you to undo their own actions. AVOID AT ALL COSTS.
Reviewed May 7, 2016
This bank is the most awful, racist and discriminatory bank ever! They closed my accounts for no reason, just because I am an Iranian, and now I have to run to get my money back! I am going to sue this sucks bank!
Reviewed May 5, 2016
Yesterday, a teller would not take straight deposit (postal money order) payable to me. I was confused so, I ask to cash it. NO, she offered money in my existing account, only? I deposited it into another account, withdrew same amount, then deposited that cash back to the first account. That was 3 transactions and 10 minutes instead of 1 straight deposit 1 minute (at least she was nice)? But, not usually the case. Prior to this, the bank refused to cash a check drawn on same bank with good funds for me, and I bank there. They refused a deposit into my own account of a check payable to me without ATM card as ID however, no ATM card was linked to the account. Prior to that they refused to transfer funds from one account direct to another. I am on both accounts (and was MEAN). I refused to move, called telephone banking & did the transaction on the phone in front of the teller. I asked her why the phone teller could do it, then left.
I tried to cash a Chase check in another branch, good funds, I am Chase account holder they tried to charge me. I left. I have so many Chase stories. I refused to enter the branch closest to my home. I refused to enter my home branch. Maybe I do not LOOK like someone who deserves fair treatment? What is left? Oh here is a suggestion, BE NICE CHASE. The meanness and condescension is unattractive. The staff in Upland North is very nice though. People mostly need a little help and understanding, especially when the situation at hand is a Training Issue and not the fault of the customer.
Reviewed May 4, 2016
I'm on disability. My check goes in every month. For 2 year they allow you to overdraft on their discretion. But 34.00 charge for a 5.00 purchase is so unfair and the most important things you need to pay the day before check comes they return and charge you 34.00. If they know your deposit is coming it should be our discretion on purchases for that 34.00 fee not theirs. Also fees should be less anyway. Cannot believe they can get away with this. I Pay more in fees than anything. There should be a limit per month what they can charge on overdraft. They know if you're disabled you don't have much money. So why take advantage of them?
Reviewed May 3, 2016
I opened a high school checking account last year (junior year) for my son. Suddenly in April 2016, Chase started to charge him monthly fee. I called Chase to inquire about the fee, an unqualified employee told me he needs to have direct deposit from work or social security or linked to parent's account. I told her he does not work but his account is linked to mine because that's how I opened it for him.
She told me it's not linked to my account, but linked to my daughter's college account. I asked why and who did it. She insisted he needs to have direct deposits from work even after I told her he's a high school student with NO job. I then requested to speak to a manager. Customer specialist (manager?) told me somehow it's a high school account but is not linked to parents account in April. She didn't have answer as to why or how. It just did somehow. I accidentally caught their mistakes. Chase does many tricks to rip off even high school kids. People need to check their money more carefully.
Reviewed May 2, 2016
I deposited a Cashier's Check, from my Wells Fargo Bank Account, to Chase on Saturday. I was advised, by a Chase Supervisor Alex, that the funds would not be available until Tuesday 05/03/2016. I was confused as to how this is the case when a Cashier's Check is easily verifiable by the electronic feed on the bottom aspect of the document. Subsequently, I am finding it a challenge to pay for necessary expenses such as: student loans, kid's tuition fees, car loans, etc.
I have been a Washington Mutual/Chase bank customer for over 18 years. This has been a huge inconvenience for me. I would hate to sever my longtime relationship with your bank, however, this experience leaves me no other choice. It appears to me that Chase is no longer the bank for working professionals. There has CLEARLY been a change in customer relations. Usually, I am loyal by nature. However, this experience has changed my attitude and perspective on how businesses value customer relationships. I recognize that big banks could care less about the everyday working stiffs, but I don't have to bank with them. They can do what they do without my few pennies. There are many other choices out there, including credit unions. Time to begin the courtship.
Reviewed April 29, 2016
My wife died Mar. 4, 2016. On April 6, 2016 I brought the death certificate to my local Chase branch. The banker brought up the account on his computer and confirmed that I was the beneficiary. He then opened a money market account in my name to transfer my wife IRA money into. He told me it would take up to 10 days but would most likely be less. I have been back to the branch 3 times now and as of this day, 4/29/2016 I have not received the money. I have been told that the estate dept. is reviewing it. What is there to review? We have a marriage certificate, death certificate and I am the beneficiary. I would never invest money in Chase again!
Reviewed April 28, 2016
Chase bank is nothing but a rip off. I had a payday loan. I paid it back. After I paid it Chase bank told me they resubmitted it again so I put stop payment on it. Chase said it came thru the bank again as a ACH payment and Chase paid it 300. I had proof I had paid it. It's a long story so Chase stole 300 dollars from me. I think the people that work for Chase and Chase themselves lie to people and they keep the money. I don't know how they get away with stealing people's money. I can't say how I really feel about them so I will close - don't ever get a Chase account.
Reviewed April 27, 2016
Had a check stolen from my mailbox and some idiot just lamely wrote a name over it and tried to cash it. The Chase Bank caught it and NO MONEY WAS LOST BY CHASE. They will not give me my money back and just keep stalling. They even lost the original affidavit I originally submitted, and I had to do it all over again. The worst crooks ever!
Reviewed April 26, 2016
Chase is the worst. First my personal accounts were closed with no rhyme or reason. They will not tell you why because they have to be very selected on giving information out of fear of being sued. I was not contacted to verified my charges so my accounts were closed. Now I have their credit card and I'm having issues setting up my account to either see my charges or pay the bill. I was transferred four or five times to solved this. The outcome, go to a branch with two IDs. I'm closing this credit card, I will no longer give this company my business. Unfortunately, I have to give a rate. Pretty much my rate is -10.
Reviewed April 25, 2016
Small Business - Forged Check - Claim not honored -- My daughter took one of my business checks, wrote it to herself for $9000 and then proceeded to sign my name and cash it. I filed a claim with the bank and filed a police report with charges being pressed. The bank said because she lived with me and was an employee that I showed lack of care and ARE NOT refunding the money. I do NOT support someone taking something that is not theirs and getting away with it. My small business does over $1M a year in revenue and they could care less!
Reviewed April 24, 2016
I went to use my check card and was declined. I called Chase and the rep told me they just received word of fraud occurring on some customer accounts. She told me someone used my card in Tx, when I live in Ca. She closed my card, verified 4 other charges that were not mine & filed a claim. I logged into my acct the next day to ensure no other charges had posted. Spoke to 5 different reps & explained to each what happened. They credited, reversed, credited & reversed the charges. The bank said they viewed the claim & would deny credit. I was being penalized for a thief stealing my card info & using it!?!
After a total of 9.5hrs on the phone--a senior specialist told me that they would credit me permanently 3 of 5 fraudulent charges. Since 2 were at a grocery store (I show pattern of grocery shopping, so it's automatically mine!) Today, 5 days later the 3 credits were reversed & the customer service rep said, "They're yours." How is that possible when I've never shopped at those stores in Tx or purchased from online sites they mentioned?! THIS HAS TO BE ILLEGAL!? MY HARD EARNED MONEY SHOULD BE FREELY GIVEN TO A THIEF & I GET PENALIZED?!
Reviewed April 21, 2016
My uncle has a business a/c at Chase. He needed to go out of town, so he took me to his bank at 3103 fm 528, friendswood, 77539 and the banker (**) took my driver license for all the necessary information. After couple of days, I needed some change (quarters, dimes) and went to the same location. The teller said I needed my debit card. Since ** was just next to the teller, I told him if I can get some change. To my surprise, he said I can only make deposit and can't get change. That is really sad that I can't even get some change after I got all my personal information and my uncle has business a/c with them. I waited in line for half an hour since three employees were helping one customer cashing check. So, I drove 13 miles and went to wells fargo. They gave me change with a smile, no debit card or no attitude. So, I ask people to think twice while before doing business with Chase.
After couple of days, I called Chase Bank to complain about the incident and the representative said they will do the investigation and sorry for mistreatment. They didn't even ask the location or name of the banker. How in the world they will do the investigation if they don't have any information regarding the incident. So, it is the proof that whole bank system don't care about customer service.
Reviewed April 21, 2016
Seeking a Business mortgage and not a proper response -- When my husband I went into Chase Bank to seek a commercial loan, we were told that Suzette at ** would assist us. We waited for her to call us and never a call, so we called her and she spoke to us but did not seem to know her job. She said she would call us back and never did. So we went into their bank yet again. When we filled out a personal loan this time, no call back. We called them and they were not familiar with our application. UGH! I think that this is not good customer follow up.
Reviewed April 20, 2016
This was a horrifying experience for a single mom that is barely making ends meet to go through. First, Chase Bank allowed fraudulent transactions to transpire multiple times without my awareness. Second, told me to go into the branch I originally open account with to open claim for investigation. Then, told me my claim was not done in a timely manner which they filed for me. Lastly, through the late claim I was denied my investigation and refund. Please explain?
Reviewed April 20, 2016
I have been with Chase for many years but just in the past few months both over the phone and in the branch I have had a very bad experience. They act like I am not the person on my account. I changed my address over 2 times and they still did not make the update. When walking into the branch on Manor Road to get checks, I waited 30 minutes for them to confirm who I am. After being told "You do know we charge for checks?", now my husband's debit card stopped working and I called in to find out the man over the phone tells me "Just like your husband called you to tell you about the issue you should have him call us" regardless that we have joint accounts they wouldn't help me at all. It feels like something is always a problem when it can be easily solved if they knew how to deal with customers the right way.
Reviewed April 20, 2016
2 months ago my 84 year old mother had a bank account closed for no reason by Chase Manhattan bank. I myself just had my credit card account closed by Chase Manhattan. It seems loyalty and performance means absolutely nothing to Chase. I have a credit score of over 800, and I always pay my bills on time. Apparently this happens to a lot of people, this is the most dishonest credit card company I have ever done business with! They do nothing to make things right. The customer service is terrible, and the worst experience I have ever had! DO NOT USE THEM!
Chase Bank Company Information
- Company Name:
- Chase
- Year Founded:
- 1799
- Address:
- 270 Park Ave
- City:
- New York
- State/Province:
- NY
- Postal Code:
- 10017
- Country:
- United States
- Website:
- www.chase.com
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