Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Chase Bank Reviews

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    Page 15 Reviews 2435 - 2635
    Customer ServicePunctuality & SpeedStaff

    Reviewed Dec. 16, 2016

    The whole Chase corporation is a facade. Chase is trying to make them stand out above all with their friendly people trying to give excellent customer service. However, when you bank with them or have a loan with them, they really don't make doing business easy. I have an auto loan that I have been paying on for 2 years and when I fall behind a month, they are certainly not there to help you. I asked to extend my loan a month, so I can be current again, but NO they want me to schedule a payment in two weeks, in which I will still be a month behind and late fees will be added again. They are criminals making money off of their customers.

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    Reviewed Dec. 15, 2016

    Chase Bank is pretty high on the Greedometer! An $8.00 fee to cash a $200.00 Chase Customer's Check!!! That is the true definition of GREED. 4% fee is higher than the local liquor store. Imagine the Liquor Store having better Service than Chase Bank. Very Sad Statement for Chase Bank. Chase also lost any chance of having me as a FUTURE CUSTOMER!

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    Customer Service

    Reviewed Dec. 9, 2016

    I applied for a Chase Slate Card in 2016. I was rejected due to the number of hard credit inquiries within the last 2 years. I have a 730 FICO score, open Discover card with low outstanding balance, 11 credit inquiries within the last two years, and middle class income. I do not even have a mortgage. I do have an auto loan outstanding for about $5k. Chase is evil, and I do not trust them. They did not even give me a chance to call the reconsider phone number. I will NEVER apply for a Chase credit card ever again. Such a big evil bank, needs to be shut down IMMEDIATELY.

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    Price

    Reviewed Dec. 7, 2016

    I ordered a skin serum online to try for $4.99 for a 15 day trial. I ended up being charged $89.99 and $89.95 for a membership fee and product fee. I did not give this company permission to authorize my account for the $89.99 and I also never received the product. I filed a claim through Chase and was denied. The merchant had lied and said I authorized the $89.99 and the product had been shipped. I kept refiling the claim until I was satisfied and still was denied. This merchant not only got away with my money but also kept the product. Chase refuses to look further into it and now I'm out $179.94 for a membership I do not have nor wanted to have and a product I never received. Chase needs to be sued right along with this fraudulent merchant.

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    Customer ServiceCoverage

    Reviewed Dec. 6, 2016

    Fraudulent Checks and fraudulent withdrawals were deposited and removed from my college students Chase account. The crime was committed by use of a credit/debit card and the criminal also knew the pin #. A total of 6, six checks were deposited all dated 8/12/2016, totaling $4,586.70, ALL written by a "Marilyn Monroe" to someone name K. ** via a Chase ATM machine on September 8, 2016. Then the criminal went on a spending spree on September 9, 2016. The bank alerted us about the transactions via text message when the crook attempted to make a $2,900 withdrawal. At this point we responded with a NO to the message ASAP. The bank was called and I thought it was all taken care of, the college account was closed, END OF STORY!

    Well several weeks later Chase Bank withdrew $3,000 from my (the parent) savings account. I reached out to Chase bank again reported the problem. I explained to them that it was ALL fraud! And if they could look at previous transactions with the account they would see that it was not the norm. I also asked if Chase Bank could just look at the camera where the checks were deposited & they could then see that it was not my college student. But Chase refused to investigate the identity theft/fraudulent deposits or withdrawals. Chase bank told me that since I looked at my Chase Mobile account while the transactions was taking place, that I did not act quick enough to inform them of the crime. However the bank was called on September 9th as soon as we were aware of the problem.

    I have a letter from my college students school and the attendance roster, stating my college student was in class at the time of the crime, and the crime took place 3 hours and 45 min away from the college. A police report with Daytona Florida police department (tracking # **) has been submitted, and we have requested a warrant be placed so that we can get access to the video from the bank. I have record of when the bank reached out to my college student, and I have requested copies of my phone records to prove a call was made to Chase bank as soon as we became aware of the incident.

    Not only did Chase withdraw the $3,000 from my saving account, but they have also requested that I pay additional $1,000 to cover the fraudulent transactions. And if I fail to do so, I have been informed by Chase Bank they will send my name to a collection agency which will ruin my credit. I totally understand that this criminal act is prevalent, however I am a VICTIM not only by some low life criminal but also by CHASE BANK, to the tune of $4,000. HELP! I do NOT have that sort of money to just give away.

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    Reviewed Dec. 5, 2016

    I went to the drive-thru to make a cash deposit of all of the tips I made throughout the month to pay my rent. As I arrived I realized I seemed to have misplaced my current drivers license but I had a recently expired ID, my student ID and my debit card. The teller explained that she cannot deposit the funds without a current ID because that is their policy. I explained that "I understand you have policies to uphold but I am just trying to make a deposit into my own account and you can see by the photos that I am who I say I am." I asked her to please make an exception. She told me that I would need to go inside to speak with someone.

    I walked two blocks to the branch and spoke with the personal banker. He again explained their policy further elaborating, "There are a lot of bad people in the world and the policy is put in place to legally help Chase to prevent money laundering." I told him that I would like to close my account and he laughed saying, "You would need a current ID to do that too". I used the ATM to complete the deposit. Now the funds are pending so that I cannot make the payment on time and I will be charge a $50 fee from my landlord. I am just appalled by the corporate bureaucracy! In order to protect their big banks they treat their own account holders as criminals who do not even have the right to make a deposit?

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    Coverage

    Reviewed Dec. 2, 2016

    So, long story short. I was a customer with Chase. I really liked Chase for the most part. Then a really yucky situation arises. I had found a roommate online, well she sent me a check that was fraudulent, now I understand I was in the wrong for not checking first, but I didn't think anything of it. Well fast forward I pay rent, go on with my day, I go to use my debit card and it was declined. I called Chase which was when I found out the check was fake. I spoke with the branch I normally went to and they insured me as long as I paid the balance back within 21 days I will be able to continue banking with Chase.

    Fast forward 21 days, I return all the money within that time frame, which then they turn around and tell me I'm no longer allowed to bank with them because they do not believe me. I was completely in shock, I couldn't believe that I came forward did everything they asked and still go screwed. I felt betrayed, although I did something stupid I handled the situation and handled it right and still was looked at as a liar. It's ridiculous.

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    Customer ServiceSales & MarketingStaff

    Reviewed Dec. 2, 2016

    Before this week I would have given chase 5 stars. I have banked with them for 6 years and overall had a good experience. On 11/30/2016 my Paypal account was hacked and someone made 3 different purchases totalling $1200. Chase sent me an email asking for me to verify if I made the charges or not. I immediately called them to let them know that I had not made them. The lady said "no worries. We will cancel your debit card and send a new one out. The money should be refunded into your account within 72 hours."

    I called and followed up on day 2 and was told the same thing, then on day 3 when my paycheck was deposited not only did they push the charges through but they had the nerve to charge me $34 for an overdraft fee. I called yet and again and then after being passed to 4 different departments I was told that I had just opened an Inquiry, not a claim. I told them that was not the case. They even cancelled my debit card. He told me he saw that but in the notes they told me I needed to resolve this with the merchant myself.

    I cannot believe that after 6 years without over drafting my account they would think I would do something like this. I work 2 jobs to support my 2 year old twins. I don't know what is worse: that someone would steal my money 3 weeks before Christmas or that my bank didn't help at all and then also took more money from me after they were aware of the entire situation. It really makes me wonder if these companies are not in on all these fraudulent scams. Not Chase, Ebay nor Paypal would help me at all when they are the 3 companies that were involved in this scam. Sad to say Chase has completely lost a customer and I will go on every single website I can find to let anyone considering chase what a horrible bank this has become.

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    Customer ServiceStaff

    Reviewed Dec. 2, 2016

    Chase put my card on hold for a simple online order that was authorized more than once due to it being back ordered. Reps were little to no help. Spoke to Jennifer and then a Janice or Jandice. I was polite and complied with them understanding they are doing their job. Each time I had the authorized user on the line, they assumed we were fraud. They were bias from the beginning. Never asked for social or date of birth. Wanted the questions they asked 100% accurate.

    The authorized user spoke and understood little English. She did not know what an email address is nor the model of a car. Just the make. With the help of a translator she was still unable to give the full answers. The rep could not comprehend why. I couldn't explain or help her understand, the rep would assume I'm telling her fraudulent info. They basically have it on Fraud alert. Someone will call us back and then what? Go through the same questions again? Just get to the point. Don't assume we are fraud. There was no changing someone mind.

    As soon as they heard a customer with an accent, they assume something's up. This is very frustrating. It could have easily been solved. There was no issue. I've done customer service for 14 years. Dealt with fraud, been victim or fraud. Don't assume or accuse us of fraud. Activity on card was often, online orders, small amounts, big amounts. Primary card user present. In the end they'll end up asking for the social and date of birth but wanted to hold the account for a few days anyways. Reps are biased. Their tone automatically changed including their... ummm... hmmm... ok.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Dec. 1, 2016

    I had a close friend QuickPay me money $300. When he sent last week he did via email. No problems. Today he sent me funds and pushed to send via text. I received the text. Also had to have a text message with code provided by Chase to open in Safari instead of my app. Which went to my phone. As I followed the procedures there was no money to be accepted. When we both called the bank on a conference call with Chase they stated that my phone number was linked to someone else's account. And that the person that has my number linked to their account has taken the money. With numerous requests to Chase from the sender to retract the money. That it was suppose to go to me. They said they can not. The other person has it. He had told them it is not meant for them. They pretty much said, "That's your problem!" Seriously. So they are allowing fraud. And theft.

    They explained to us on conference call that they will contact the person and ask them to return funds to rightful owner. Does any of that make sense? We entrust the bank. We trust their system is safe. I got the text messages to my phone for the QuickPay. It say to... my name... but because someone a long time ago had my phone number, they are allowed to take money not belonging to them. It's just ok? Even my seven year old told me, "Mommy that's stealing. That's bad." So now I am waiting for whoever stole the money is ok with returning it. I can even wrap my head around this. This makes no sense.

    Their customer service Terrell or however you spell his name was so rude and arrogant. In claims department. I just can't understand why the bank we trust with our money has no power. Can't go and retrieve money that was obviously stolen from the sender to wrong account. I'm furious with their procedures and their 0% customer loyalty. They won't even take it from the thief and return to the sender. Nothing. Just nicely ask if they can return what they stole. So I think, "If I put Bill Gates' phone number listed in my Chase QuickPay account I'm legally allowed to take his funds." Hmmm. So if anyone wants free money, put other people's phone numbers in your QuickPay account, and you allowed to take any money sent to that number, and you don't have to worry about any repercussions. Thanks Chase. Thanks a lot for allowing fraudulent activities within your business.

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    Reviewed Nov. 30, 2016

    When you shop with mortgage, please be carefully with Chase, as it has access to your Chase bank account. They can withdraw so-called application fee anytime without your authorization. You will not be able to stop it. My strong advice. Stay away from them.

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    Customer ServiceStaff

    Reviewed Nov. 28, 2016

    Chase is a joke. Despite having to wait 24 hours on regular business days to for mobile deposits, checks do not clear on weekends or holidays. Additionally, they make zero funds available no matter the amount of the deposit. Then when you tell them you need some available to pay your bills that are due, they hold your money in limbo. They will not cancel a check deposit because it is "pending" and additionally, they will not make any funds available because it is "processing" and they cannot see it on their end, EVEN THOUGH YOU TAKE A PICTURE OF THE CHECK IN ORDER TO DEPOSIT IT BY MOBILE CHECK DEPOSIT.

    After getting the runaround from every "supervisor" that exists, I still received the same answer over and over; an arbitrary policy that means nothing to people when they are poor. Additionally, I have been depositing the same amount every month for 3 years from the same person (a trust account at that). Once my check clears tomorrow I will be cashing ANOTHER check and then withdrawing all of my funds because the teller proceeded to remind me that I only have $4 in my bank account, DESPITE HAVING 1400 PENDING! Learn to speak to people and respect the people whose money you are making your money off of!

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    Customer Service

    Reviewed Nov. 28, 2016

    I went to my local Chase Bank to close my account with them. The woman that helped me decided to close my credit card as well. I told her I did not want my credit card to be closed and she said that she would go ahead and let them know it was not to be closed. After a month, I go to use my credit card and it's denied. I call the number on the card and they said it was closed. Long story short, it took me almost 2 hours on the phone speaking with 12 different people from both Chase AND the credit card services in order to get them to reinstate the account! It's no wonder they have such bad reviews. Never again with the bank have my business.

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    Customer ServiceStaff

    Reviewed Nov. 26, 2016

    I have had multiple occasions when Chase has shuffled my transactions resulting in my account going negative because I use auto payment services with my credit card. They would not reverse the fees and would not help. This isn't the first time I caught it either their in store employees helped then and saw what I was talking about and didn't blatantly lie and say, "It's just how our system works." On top of this their phone service reps are rude and not helpful. They have little to no available options/power to help customers so there's almost no point in calling. I will be closing my account as soon as possible and taking my business elsewhere.

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    Customer ServiceSales & MarketingPricePunctuality & SpeedStaff

    Reviewed Nov. 25, 2016

    Made our normal monthly mortgage payment for 11/1/16 which is $1991.17. Problem is Chase electronically transferred $7991.17. I found out at the food store we shop for our weekly groceries on my debit card was denied. Called my bank I wrote the check from, they told me the 2 institutions trusted each other. Went to my local Chase bank. They told me there they could not service an existing mortgage but could surely apply for a new mortgage, what a joke. So the bank manager called someone and put me on the phone inside the branch, told me it would take up to a week to get the money back and they were real sorry, but the account is current.

    2 days later the money is back in my account and the same day foreclosure letters come certified mail, 6 of the same letter. This day I call the mortgage service center in Arizona again, they assure me all is good, account is current. Now I make another payment, they receive it and the foreclosure start coming again. I make another payment. This from my records, they received 2 months payments in the same month. Now the day after Thanksgiving they send me another statement with late fees.

    Now the whole month of Nov 2016 has been complete turmoil thanks to Chase bank. So I decide to call the special assistant assigned to my personal case. Call the number, nothing but a computer. Called mortgage service and guess what, the person that sent me the letter introducing herself as my personal chase assistant DID NOT EXIST.

    On Nov 25, 2016 I demanded to speak to a senior specialist out there in Arizona only to say her first initial is A. She answered my question with questions, she would not repay any late fees, she had no want to do anything for me. When I asked her if she knew of any class action lawsuits she tried to tell me it was my bank I wrote the check from problem. Then she told me there was nothing she could do, the computer did everything. So I told her the best way to fix a broke computer is to unplug it. The last of all the funniest thing in between the 10 foreclosure letters they sent me, Chase sent me a advertisement to lower my interest rate. I will be in search of any lawsuits against Chase.

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    Customer ServiceStaff

    Reviewed Nov. 25, 2016

    My Thanksgiving with my family was ruined because a rep misinformed me about the process of a payment being reversed. I called on 11/22 to request a reversal on a payment I made to them due to a emergency. I was assured that they would look into the matter and even put rush on the matter. I went through Thanksgiving without the matter resolved. I called today 11/25 and was told the request was denied because it would make the payment past due which technically the payment would have been past the due date not past due 30 days. If I was told that on 11/22 when I called I could sought of other ways to resolve my emergency, but I relied on Chase to assist me and they failed miserably. I know this not matter because they have their money but it ruined my family's Thanksgiving. I will be seeking out another bank to finance my car. Thanks Chase for nothing!

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    Reviewed Nov. 21, 2016

    We attempted to purchase airline tickets. However according to the site the transaction failed. Proceeded to attempt paying for a meal and at checkout my card was declined. Called the credit card company and am advised my account was flagged for charges x 3 from the same biller. However after further review they allowed that same charge to go thru an additional 10 times. Total loss to me within a matter minutes was $2800. What kind of Fraud Protection do they have going on at Chase? Not much of one if you ask me. Proceeded to ask for several supervisors after being told about their convoluted claim process. Finally, got connected to Brian who continued to be non-supportive of my dilemma.

    After a strained conversation with Brian I realized I have no recourse but to proceed with their convoluted claim process. My question is what kind of fraud protection was Chase providing me? NONE!! It took me a long time to save $2800 and within a matter of minutes Chase gave my money away! The consumer is at the mercy of the banking system and retailers. Going to start keeping my money in a coffee can. "Chase Fraud Protection" is a joke and a waste! Consumers beware!

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    Customer ServiceSales & MarketingPriceStaff

    Reviewed Nov. 18, 2016

    Went online and applied for a refinance on my car. I got approved so I decided to call the number provided. The lady on the phone put me on hold several times. She obviously didn't know what she was doing and sounded like she didn't know what the heck she was talking about. After being on hold FOREVER, she comes back and says I'm not approved for the approval price that they gave me but the price she gave me was $100 over what my regular payments are now. Why waste my ** time? TRAIN your idiots to do a BETTER JOB and STOP SCAMMING PEOPLE to CALL!!!

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    Reviewed Nov. 16, 2016

    Gave this company my direct deposit in exchange for a cash bonus but they sent me a photocopy of my direct deposit slip with a single digits changed (I checked it before I sent it of course) saying I didn't get the bonus because I didn't give them the correct information "in time". I must have been a week past the deadline and I'd been calling for weeks. I have no doubt my cash bonus for switching over went into a bankers pocket.

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    Customer ServicePriceStaff

    Reviewed Nov. 16, 2016

    On Monday November 14, 2016, I went to the bank in Milford CT, 1651 Post Rd at 8:35 am just after the branch opened for a simple notary. I let the teller know what I needed. She proceeded to tell the manager or assistant manager that I needed a notary. That manager proceeded to make a phone call and was on the phone for 10 minutes. She hung up and the teller went to tell the manager again that I was waiting. For 5 minutes, no one came out. I left because I had to go to work.

    I went back to the branch during my lunch and the teller told me that they could not do it because I had to make an appointment. Did it matter that I'm **? I don't play the race card. But these people have no idea how much money I have there. It could be $100. It could be a million. It doesn't matter. In the other banks that I have my account with, I've never been treated with a lack of respect in that way. I just may pull my money. Why should this manager receive any piece of bonus from the interest earned out of my money?

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    Customer ServiceStaff

    Reviewed Nov. 16, 2016

    I have never had an issue with this bank until recently - I've literally had them for about 9 yrs and have MULTIPLE accounts. My daughter had a H.S. Checking account linked to my account for the last 4 yrs or so and she was informed AFTER she went to use her card, that her account was CLOSED. We literally just received a new debit card for her, we were just so confused so we called in thinking there was a mistake. We never received overdraft fee's, we keep deposits in the accounts etc. They literally just decided to close the account and FAILED HORRIBLY at any notification.

    When we called in, they refused to provide any reasoning behind any of this. They did not apologize, no cares were given today, etc. My daughter is traveling & was basically told "too bad" you'll have to wait for your funds in the account to be sent to you in 7-10 days. Due to the continued lack of customer service I was receiving, I escalated the call all the way to Corp. and rudely found out that these people could care less about my loyalty, my stranded daughter etc., As they continued to state "we can terminate our relationship with our customers at any time, we do not need to provide a reason, etc."

    Well as a result, they will soon be losing a customer and also, a loyal fan who has by far always had great things to say about this bank and have referred many friends & family members to this bank. It's a sad world we live in knowing that these people can make a decision without contacting you, sending any notification, etc. that will affect your life and could really care less about the impact of that decision. The worst experience ever - great job Chase for really showing you don't give an ** about anyone.

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    Reviewed Nov. 15, 2016

    Chase is not the credit card you want inside your wallet, especially if you are looking for a credit card so you transferring balances. Chase only give you $4,000 limited that's it. I have been with Chase for 15 years, I never a late payment with anyone, Chase gave me more $1,000 in 15 years have credit card with them. If you applying with Chase you are wasting the opportunity with a different company. The best credit card are Citi and Upromise. Now do I have to give Chase a Star?

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    Reviewed Nov. 13, 2016

    I am in France and cannot access my money. Since I'm traveling, Chase has decided to freeze my account. I have to wait eight hours on the cold, rainy streets of France until chase is finished upgrading their system to even help me. I am withdrawing all of my money from this disgraceful place once I'm back in the United States.

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    Customer ServicePriceStaffProcess

    Reviewed Nov. 11, 2016

    Chase Bank loan officer Gavin ** instructed my husband and I to withdraw over $50,000 from our annuity fund to cover closing costs in July of 2016. The closing never happened and now we are liable to pay taxes on that large withdrawal. We have discontinued the process with Chase because their last offer to us they increased the closing cost by another $50,000. We believe the loan officer sabotaged the process. He knew he made a huge mistake by instructing us to withdraw the funds so he chose to provide us with the worst service with hopes we would walk away. We were treated so poorly and the lack of communication and responsibility was amazing. As loyal customers to Chase they held our existing mortgage for more than ten years. It's hard to believe this happened. Don't let this happen to you!!

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    Customer ServiceStaff

    Reviewed Nov. 8, 2016

    On Oct 19th a payment to Comcast was using a money card from Sprint paying $219.01. On the 27th of Oct Comcast billed my Chase account for the same amount again. When I noticed it, I contacted Chase using the 1-800 number and spoke to Customer Service who informed me as to what to do, to have the credit and fees added back to my account. I faxed the information the first time, with no response and then into the Chase Branch on N. Cobb Hwy to follow up only to the claims office did not have it, so it was faxed from that branch. On Nov 4th, I went into The Chase Branch on Dallas on Dallas Hwy and spoke with Ms. ** who spoke to Ms. ** in the claims department and a credit was then added to my account.

    However; later that day Ms. ** informed me that she was told by someone in the claims department that I needed to provide proof either from Comcast or the VISA Gift Card service, or the credit would reversed on my account. After going to Comcast and getting a copy of proof of payment, I expressed to Ms. ** my disgust of being looked at as a thief or fraud trying scam Chase for $219.01. When I explained to her that I paid with the gift card, she stated that I could just picked up the card off the ground and that was my character and I didn't steal from anyone. Her actions and what she said to me did not make me feel like I was a valued Chase Bank customer.

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    Customer ServiceStaff

    Reviewed Nov. 8, 2016

    Saturday Oct 29th, 2016, a Chase ATM machine failed to dispense our cash and completely shut down. This happened to my husband as he was going to work. He called the number on the ATM machine (which happened to be a chase ATM machine) and also contacted the claims department. The claims department explained that a credit would be issued to us in approximately 2 hours. Nothing ever came to our account and my husband and I continued to call the claims department until we were issued a emergency credit for that day. The supervisor on the phone also said that even though we are being issued emergency credit, the claims credit will also still hit our account. We received the emergency credit in 15 minutes. We have still not received the money from our claim. It's been a week and a half.

    This fiasco has put our account in the negative and they can't seem to fix the technical issues that they are having. They have no estimated date as to when it will be fixed. All the credits being issued to us are temporary and disappear. Once the credit disappears our account goes into the negative, which is unacceptable! We have bills to pay with our money and they are essentially holding our money! When you call the bank the representatives online are nice, but ill equipped to handle customers questions and complaints. Customer care specialist, on the phone, do not know which department can handle claims or which department is above claims in escalation.

    As of this morning, Nov. 8th, Chase is still experiencing a technical problem with claims not hitting customers accounts and can only say that they can give a temporary credit. Every morning they anticipate 3-5 business days for the technical problem to be fixed. My direct deposit will hit tomorrow and I am pulling out my money from Chase. I no longer want them to have the power over my money! They are asking customers to be patient for an unreasonable amount of time. Chase should have enough money to have professional IT individuals fix the problems that they are having. I will be looking into other banking institutions as of today.

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    Customer ServiceContract & TermsStaff

    Reviewed Nov. 8, 2016

    I am a Malaysian Chinese holding a B1/B2 visa in US. I am also an international author with Penguin Random house and a New York Film Academy (NYFA) alumni. After recently producing a film in New York I have plans to incorporate a filming company in US in Jan 2017 to provide jobs in the media industry and globalize the business. I want to do my part in boosting the US economy. I hold a Master's degree in International Business from Australia.

    On Monday, 7th Nov 2016 I walked into JPMorgan Chase Bank at 125 River Street, Hoboken, NJ 07030 approx 9:45 am enquiring about opening a checking and savings account. I was greeted by a Mr. ** who introduced himself as a private client banker and he invited me into his office. I explained my visa situation and intentions in relocating to US. I showed him my passport and other US based supporting documents (W-7 form, 1042-S form) to which he replied I needed to show another document with a local address due to bank requirements.

    I respected the bank requirements as mentioned, took it as hearsay. At approx 10:05am I then informed Mr. ** that I will proceed to obtain my tenancy agreement from my property manager. At approx 12:30 pm myself, the landlord and my property agent convened at the realty office located along Washington Street Hoboken. We proceeded to go through the agreement and signed as advised. At approx 12:50 pm I then walked back to the same JPMorgan Chase Bank office along River Street and met Mr. ** again. He said he had a prior 1 pm appointment. I respected that and said I will return at 2 pm. At approx 2 pm I headed back to the same JPMorgan Chase Bank office and met Mr. **. He vetted the document and took it to his manager for vetting. Mr. ** returned stating the bank would not accept handwritten portions only typewritten.

    I was feeling a bit flustered at this point but I was still patient. I am due to leave US on 12th Nov to Australia to close off my accounts to relocate to US as explained to Mr. **. I had no prior dealings with JPMorgan Chase Bank and I wanted to give the bank the benefit of the doubt and possibly form a long-term business relationship as I grow my business in US and internationally. I asked Mr. ** at least 2-3 more times on whether that was the only issue to be rectified. At this point I have spent 4 hours trying to open a bank account which was far longer than industry timelines and standard. I explained the landlord does not live in Hoboken and he will have to drive approx 1 hour to Hoboken to initialize the tenancy agreement again. I was cognizant of not wasting precious time and fuel.

    Mr. ** then vetted my documents again and replied yes that was the only issue pending before the bank could help me in opening up my accounts. At approx 2:30 pm I then informed my property agent and landlord of the situation. They kindly obliged to meet again at the realty office located along Washington Street at 3:30 pm. At approx 3:45 pm we three met up and the landlord and I re-signed the typewritten tenancy agreement.

    At approx 4 pm I walked back to JPMorgan Chase bank along River Street for the 4th time within 6 hours on the same day in trying to open a bank account. I showed him the typewritten tenancy agreement as advised being the only pending issue left before my bank accounts could be opened. Mr. Ronald then vetted the document and took it to his manager. He returned and informed the bank could not open any accounts for me as my tenancy was due to commence on 1st Dec 2016. It will have to be on that date or after.

    At this time I was flustered and felt totally misinformed and misled. I asked Mr. ** 1 simple question - why didn't he inform me of this issue at approx 2 pm when I checked with him 2-3 times on whether there were any other outstanding matters? I had spent approx 6 hours running around Hoboken trying to obtain the required documents as advised. I believe I acted professionally and co-operated with the bank but was totally let down. I had to cancel a few important meetings in between which caused possible loss of income.

    The stress and anguish from this entire episode caused me to lose sleep and I was very anxious that my depression would relapse. I asked to speak to Mr. ** supervisor which a lady came in and I aired my grievances. As a former Customer Experience Manager with American Express I felt the entire business conduct was grossly mishandled due to negligence, misleading information and undue duress caused. After airing my grievances and reiterating the stress, loss of income and loss of business trust with JPMorgan Chase Bank I then walked across to Citibank and a personal banker opened a Checking and Savings account for me with 0 hassle within 30 minutes time with no additional documentation required.

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    Customer ServiceStaff

    Reviewed Nov. 4, 2016

    I applied for a Chase credit card and was denied. I received my letter in the mail and I called as the credit score was way off. I called and spoke to a lending rep and he gave me the same score that was on my letter and he said they pull their information from Experian and he provided me with a phone number. I called that number and I was unable to speak to a person so I ordered my credit report online and the credit score again was way off. I called back and spoke to another rep who told me my score which was different from the letter and the first person I spoke to. I stated, "If you are going to deny me that's fine however the information for my denial must be accurate."

    He transferred me to a resolution rep who told me they never should have told me my scores and they only use Equifax. I pulled my report from Equifax and my credit score is nowhere near what they have nor what they told me. This company seems a bit sneaky and each time you call back you get a different answer. I have no clue whose report they pulled however it certainly wasn't mine. I also offered to send them the proof of my scores that I pulled while on the phone with them and then they tell me they do not make these decisions... Seriously? Horrible customer service. I would never recommend Chase and will never be their customer.

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    Verified purchase
    Customer ServiceStaffReliability

    Reviewed Nov. 3, 2016

    Before yesterday, I'd had no major issues with Chase. I recommended them to family, and it was a solid relationship. On 11/1 I signed up for a premier checking account and savings accounts (upgrading from the liquid account). I made a deposit of 500 into checking and 500 into savings. I went to login to my account on 11/2 -- found that there was an issue and it informed me to call the toll free number. So I called in, thinking something was just wrong with logging in or a possible fraudulent login attempts. Well I inputted my debit card and pin number over the phone and it said it was not valid!!!

    When I got in touch with a customer service rep, they informed me that my accounts were restricted and pending closure. No reason given. I argued. I wanted to know what RIGHT they have to do this. No real answer. I was informed that in a few days the account would be closed and then a check would be mailed in 7 to 10 business days. Obviously I am unhappy, scared... All my money is in the bank. I'm in the process of getting ready to move, now I'm in the position of not having any money for rent/deposit... and have until Nov. 11th!!!

    I called today, 11/3 and the rep I spoke with told me the same load of bull, but that my account is scheduled to close on Nov. 17th! Then after that, the check will be mailed within 7 to 10 business days. How do these people expect me to live. How do they sleep at night knowing that they are hurting people financially? Thank God, just a few months ago my fiancee and I split up our accounts or we'd be homeless. What If I were not so lucky? Chase has no idea of my situation, and frankly does not care. I feel so sorry for those this is continually happening to, so unexpectedly. Chase should treat their customers fairly. Technically I'm still a customer. You have my money!!!

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    Customer Service

    Reviewed Oct. 29, 2016

    I been Chase bank costumer for 8 year even went this bank was call Wamu. I always did pay all my credit cards off so I could build my credit history but the last year I did lose my job and I did have to live with my credit. This didn't stop me from always pay my amount due and interested so I didn't lose my credit. Just yesterday I did find out that Chase did close my credit cards with not a reason for do so and let me with just the dead and not with my credit line. When I did call the supervisor they told me that the account was close and they could not open and they couldn't tell me why was the reason for close and the supervisor Ivan ** at Florida customer service call center after the mistreatment told that I could talk to nobody else and the only way to talk to somebody else was at the fax number 1 (847) 787-5509. I did call but the phone didn't work.

    I did have all my accounts linked to my checking account and saving account and they didn't care of my 8 years of loyalty. When I ask if we customer did have any right they just hand up on me and also I ask for record the call so I could talk to somebody else about this matter they told I couldn't record the conversation but the interest matter it's that they always record the customer conversation with not the customer consent. Also the supervisor of Chase bank told that Chase could close any account without give any explanation and with any consent or communication to the customer. I never did receive any letter or phone call about this matter. I believe this is outraged and people need to know this before do any negotiations with this brand. Thank you.

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    Customer ServiceContract & Terms

    Reviewed Oct. 28, 2016

    I deposited a third party insurance check into my and my mother's account to sell her used car. $200 of the $2400 was made available. The next day my mother's SSI check of about $1900 and retirement check of $400 were direct deposited. I deposited my $500 payroll check. The following day, the check was returned because it was altered/fake. The funds were never made available. Chase returned the check, maintained a 2400 hold, and froze the account for their/our protection.

    Since, my mother's blood sugar is in the 600s because we could not buy her insulin. She received an eviction notice because she still does not have the money from her account. My cell phone has been disconnected and I have late fees on all utility bills. I was able to call the issuer of the check. It was not fraudulent or fake. And our lives have crumbled. They say they have the right based on the user agreement we signed. I never received a copy. I just signed an electronic signature pad. At what degree can they carelessly hold funds for their profit, destroy the lives of people, make careless decisions without basis or merit before their disclaimer about "looking out for us" is determined to be a criminal and negligent? I am stunned. They would have a negative 5 stars if I could.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2016

    Chase Manhattan bank cold heart ** values. Long story shorter 1958 Opened a pass book acct when I got my 1st job @ 7 yrs old with county trust bank which was bought by bank of NY. Continued with the Bank of New York through 2 homes and a wife and 3 children which was bought by Chase. Retired living ok doing fine using chase and its services. Well until today 10/27/16 when I was told that my credit card was denied. And my accts will be closed as of 11/20/16. No answers, no questions get lost. The only person that I can talk to is a fax machine and wait for them to get back to me.

    Mind you this is not a low balance acct. It was thick with cash. I was what they called a so-called private client ha ha ha. Have you ever talked to an ex-wife or husband and got no response. I went online to see if I was the only one they were picking on -- lo and behold they must have a mean streak in them, there were quite a few people in the same boat. Well if I DID some thing wrong excuse me. They could not or would not explain to me, basically they said talk to the fax. To be continued.

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    Reviewed Oct. 20, 2016

    On the 17th of October, a relative wrote a rather large check drawn on the Treasury Credit Union. I deposited into my checking account at Chase on the 18th same month along with a minimum amount of money already in my account. On the 19th, the money was taken out of my relative's account and on the 20th it showed up in my account. All good correct, wrong. My account was restricted pending phone verification by the issuer (done). Now I'm told needing verification by the credit union and then I was told chase was unable to get the information from the credit union and the check and whatever other money would not be available for 5 to 7 business days. Did I mention that I am 64, disabled and have no food in the house. Bell, **, manager of the Escalation Dept. could do nothing to help me.

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    Punctuality & SpeedStaff

    Reviewed Oct. 18, 2016

    We have been a loyal Chase Bank customer for over 30 years. In 2000 year we filed a New York State amended name certificate to add The Flexite Company name to our Rapid Injection Systems Corp name. We filed this New York State certificate at our local Chase Bank office in Mineola, New York in the year 2000. For 16 years we have been depositing checks from customers with our legal assumed name, "The Flexite Company."

    In June 2016 a customer of ours in Algeria sent us a bank swift to pay for an invoice in the amount of $16,299.00. For three months the Algerian bank kept sending swifts to match our invoice with The Flexite Company name on it. Unfortunately Chase Bank never updated their systems so they only showed our Rapid Injection System Corp name. For 16 years we deposited checks from our customers with the Flexite Company name on it and our checks showed our Flexite Company Name. No one informed us that Chase Bank made an error and never updated our company name with our assumed name in the bank system. We have been doing business with The Flexite Company name for 16 years. So the 4 swifts coming in from Algeria for three months through September would not match up with the name on file at Chase Bank for our company.

    The Mineola New York branch manager took little or no interest in helping us. Mr. **, the bank manager, was irresponsible. Finally after we raised hell in September Mr. ** told us our Assumed name was never updated in their system. He made it sound like we made a mistake, not the bank. I found in our corporate file, the New York State legal assumed name certificate and took it to another branch closer to where I live. The nice bank manager corrected this problem so our legal assumed name was now listed on our account. However, we still had a problem because the bank in Algiers did not correctly put The Flexite Company name and account number as the beneficiary on line 59 of the swift. They had Chase Bank listed as the beneficiary and an ABA number which was not needed.

    So the swift was incorrect and Chase Bank could not legally give us the money from Algiers even though the swift did state our company name and account number correctly on line 70 of the swift as a reference. Our bank said they cannot tell the Algiers bank what to correct on the swift. And that listing our name on line 70 as a reference was not good enough to receive their money with Chase Bank as the beneficiary. Chase Bank would only tell the Algiers bank to clarify the credit party without any details.

    So now it is almost 5 months time and we still do not have our money. The Algiers bank tells my customer that they will only listen to instructions from my bank. My bank says my customer needs to tell his bank to put our name and account number on the swift as the beneficiary on line 59. So neither bank is cooperating and I am still out $16,299.00. I told my bank to be more specific and tell my customer's bank in Algiers that the problem lies on line 59 and that the swift has an error listing Chase Bank as the beneficiary with an incorrect ABA number. Instead of writing our company name and our account number.

    Chase Bank refuses to send a more specific swift memo back to the bank in Algiers. They say they are not allowed to be more specific. I say Chase Bank is not working on my behalf and is full of baloney. I am ready to contact the media to explain to the public and other businesses that Chase Bank does not go to bat for their business customers when there is a problem. The bank is not a good bank. I get excuses but no real help. I will probably have to open a business account at another bank and then tell my customer to send payment to the other bank and see what happens. I am very dismayed at Chase Bank. We are very good customers of this bank. But I am ready to leave and find a better bank that really works to help its customers.

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    Customer ServiceStaff

    Reviewed Oct. 17, 2016

    I recently applied for a credit card with Chase, along with a balance transfer. I spoke with two customer service specialists on the phone, both of whom told me different, conflicting, information several times. I told specialist #2 that I was hearing a lot of information that made no sense, he told me to hand the phone to my husband and they would figure it out. When I reminded him that I am the applicant, I am the customer, and he's going to "figure it out" with me, he simply told me I don't understand and terminated the call. I have no idea if my application was completely processed -- and I'm not sure I want to do any business with Chase, if that's how they treat female customers.

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    Customer Service

    Reviewed Oct. 14, 2016

    I am so incredibly unsatisfied with Chase Bank, after being a customer for 10 years. I sent a QuickPay to a family member's email address, to learn right after that there was fraudulent activity on it and it had been frozen. Chase "cares" about its members, so I thought - no big deal. I called only to be told I was out of luck because I initiated the activity. Yes, I initiated it. However, as the account was frozen due to FRAUD, there should be a workaround to the policy to assist me. The other person even called and received the same answer. If the "accept/decline" option was still available in QuickPay, this wouldn't have happened. There should be a policy for instances like this. I am now in the process of looking for a new bank because I do not want to do business with a company like this.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Oct. 13, 2016

    I wish I can give Chase 0 stars. I'm not the person to complain about things. I'm very laid back and acccepting to most things but this blew my mind. In September someone stole my credit card and went to 7/11 and pulled out $150.00 from the 7/11 atm. The next day when I realized my card was missing I called for fraud, the lady on the phone was very rude. She closed my account and opened a new one. She never refunded that money and she never sent me a new card in the mail... Isn't that kind of common sense to send a card in the mail? I sat down with a banker and told them what happened so filed for fraud again and they refunded the money and sent a new card in the mail. They said that it would take about 3 to 5 business days. She gave me a temp card. Everything was fine.

    Then two weeks later still haven't received my card in the mail. They pulled that money back out of my account. I went in there and asked what was up with that. They said that "Around the time that your card was apparently stolen there was a transaction at Town Mart that got declined. We can file for fraud again and see if we can get your money back." I said "First of all I didn't even know that a transaction got declined at Town Mart. Second of all you guys pulled the money out of my account without any warning. Third of all if I needed 150 bucks why would I go to 7/11 ATM where they charge you to pull out money if I can just go to the bank where they don't charge me to pull out my money. And if it was 'me' why the hell would I go through all this trouble to get 150 bucks back? Why would I close my old account? And this is the third time I had to file for fraud. This is ridiculous."

    He said "We opened the claim back up and the money should be in account in 4 to 24 hours." Well... It's passed 24 hours and I still don't have the money. I know that this bank is going broke. My boyfriend works for a mortgage company and he tells me that Chase is corrupted and going broke, so I feel like they are trying to take my money. I don't feel safe at this bank. My money would be more protected under my mattress than this bank. They make me feel like a criminal. I wouldn't recommend going to this bank ever.

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    Customer ServiceStaff

    Reviewed Oct. 13, 2016

    I had a joint account with my husband as well as a separate personal account. Because my husband did transfers internationally to family members out of our joint account I received a letter stating that our account would be closed and the bank as well as branch mangers and phone service reps refused to provide a reason stating that they don't have to tell me why.

    Days later my personal account was also closed for no reason. I was a customer before Chase even took over my Washington Mutual account. Either way, if my account was not closed I would have never opted to have Chase anyway. At the time I was mad but now I'm glad they closed those accounts because I have a much better banking relationship with Bank of America. They are so much more customer friendly and accommodating. I also don't miss speaking to foreigners over the phone with their horrible customer service reps. It was so annoying and frustrating. Good riddance!!

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    Price

    Reviewed Oct. 13, 2016

    I made a transfer to my sister using Chasequick pay and after 10 days she never received the money. I called to cancel the transaction and after another 10 days I was informed that the reversal failed which meant that I would have to go through the Online Claims department to get my 4732 USD cash back in my account. Do not open an account with Chase because all of these "security" measures are not really protecting customers but placing a burden upon customer deposits which the bank uses to earn interest while I have no access to this cash nor am I earning interest. This is cash being used to earn money or make loans while I am suffering, haven't been able to pay my rent because I cannot access my cash which Chase refuses to return or is delaying. As soon as I get my money back, I am going to withdraw all of my cash and close my account. I demand payment. Do not open an account with Chase.

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    Reviewed Oct. 13, 2016

    Suddenly I'm missing $400.00 from my Chase checking account, and nobody can explain where it went. They are incredibly sly and dishonest. They try to confuse you by answering a question you didn't ask, and not answering the question you did ask. But the bottom line is, they don't know where the money is and they are not going to help you find it. It's gone and you can kiss it good-bye. Just put your money in your mattress because it's not safe at the bank.

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    Customer ServicePriceStaff

    Reviewed Oct. 12, 2016

    For years (nearly ten), I had banked with Chase. I switched over to Capital One in July (better interest rates, fewer fees). I switched all of my auto payments over to Capital one, but called Chase *just in case* there was anything I had forgotten, or if any of the switchovers didn't go through correctly (it happens). I was assured that if any charges came in, they would simply be returned, and I would not incur any additional fees -- but that I would have to finalize the account's closure in person in the branch where I opened my account (about an hour's drive from me).

    Needless to say, between my mom being sick and leaving the country, I didn't exactly find the time to spend half of a work day finalizing the closure of an account which wasn't receiving any deposits and would likely be closed in 90 days for inactivity anyway. So... flash forward to twenty minutes ago. I received a call from collections. Yep; collections. For -- you guessed it -- overdraft fees which were charged to my account, without my consent, after I had specifically been told that this would not happen. These were for a few small annual fees (my gym, for example) which, as I'd correctly guessed, didn't switch over properly through Paypal -- totaling about $120.

    They want more than $300. I politely told them I would give them the $120, but I would not pay the overdraft fees they promised they wouldn't charge. They said they'd be happy to "settle" my account for the $120, but that it would negatively affect my credit, and that I would likely be rejected for any Chase services in the future. I spoke to the supervisor's supervisor's supervisor. I called Chase directly to make sure this wasn't a scam and I was told that there was absolutely no other option. This is very upsetting. I feel as if I am being taken advantage of by Chase, and that my credit is being held hostage by their inept customer service representatives and managers whose hands are tied by strict policies.

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    Reviewed Oct. 12, 2016

    I checked my account and had 2 overdraft fees for $34 each. I opened an acct with a Credit Union and forgot to change the bank acct info on the acct that was on auto pay. I understand the fee for this charge, however the second fee was for a payment made 4 days ago, that had already posted. I was told how Chase has a policy to pay highest transaction first, and checks take priority. I guess it doesn't matter what you pay and when, Chase will determine what clear first. This was a sign for me to move everything over to Credit Union. I will not pay another fee to Chase. This bank care nothing about their customers!!!

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    Staff

    Reviewed Oct. 11, 2016

    I am very disappointed. After being a Chase customer for over 10 years I feel that Chase has treated me like if I was the criminal and done something wrong. About a month ago my 19 yr old autistic was victim of a scam/check fraud. Man approached him by the ATM, begged him to deposit a check and take out $200. My son thought he was doing a good deed. The check was bad and the bank proceeded to close my son's acct and take the $200 out of my acct. I pleaded with the bank to return the money to me, that I was a single mom, my son was a victim of a fraud and to no avail. I just think this is deplorable. To me $200 is a lot to them $200 is not going to break the bank and as a loyal customer I feel that they were not fair in this matter.

    I will find a way to put a complaint against Chase in every way. I am frustrated as I did file a police report when I was at the precinct. There were other kids like mine that the same thing happened to them so it's not like I am making this up. And I think they could have made an exception to the policy with me. I will be leaving Chase soon. Everything is all good and dandy until you have a situation like this and they treat you like a criminal. Shame on you Chase and your policy that does not make me feel like a valued customer.

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    Reviewed Oct. 11, 2016

    For almost 30 years, I have been a customer of Chase Bank and of the bank they absorbed early on. My credit score is 819. The teller (and all the line up to the branch manager) refused to put in my bank account a check drawn on another Chase branch, because it was issued in the name of my wife who is severely disabled. However, I showed a notarized legally valid power of attorney. I have deposited numerous similar checks without any problem using the teller machines which did not function today. This is why I went to the human teller. The manager also refused to cash the check with my power of attorney. This de facto means that Chase dares to disregard the power of attorney prepared and notarized by our lawyer.

    I tried a teller in another branch of Chase; she accepted the check without any hesitation. Am I supposed to shop around between Chase branches to find someone who has common sense? This arbitrary and borderline treatment shows the contempt of Chase towards their customers. I advise anyone who is a Chase customer to run away and anyone who considers becoming a customer to forget it. The documentation of my case is available for any legal representative of Chase. If they reverse their position I will be glad to publicly share such a good experience on Consumer Affairs.

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    Price

    Reviewed Oct. 10, 2016

    With Chase Bank's QUICK PAY service, Chase bank DELIBERATELY delays payments to payees. There is an endless array of delay tactics to prevent money from being transferred from Chase Bank to the payee. Chase Bank's latest ploy is the use of a secondary operation "ClearingXchange" to process their payouts. ClearingXchange has another endless array of "security procedures" of "registering" your computer, creation and verification of passwords, time-sensitive windows, time-sensitive online sessions, etc. I have spent hours and hours attempting to receive money through either Chase Bank and or their secondary operation ClearingXchange. Chase Bank "delays" payouts, all legally, deliberately in order to earn money on the time period they have the money in their control wherein Chase can earn interest.

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    Staff

    Reviewed Oct. 9, 2016

    For two years, I am able to access my account via on-line. Recently I am not able to access my account via on-line. I called Chase. They said it has something to do with protection. I did not make any changes on my computer. I was asked to provide my FULL social security number. When I gave the last 4 digits of my SS #, I was told it has to be the FULL number. They also asked for my debit card number. I requested to speak w/ the manager. No help, he asked for the same thing. I told them I'm not comfortable sharing those information. The manager said that's my right but I just have to go to a branch. Think twice before you get involve with Chase. They can make things very difficult for you.

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    Verified purchase
    Customer Service

    Reviewed Oct. 7, 2016

    I have previously walked into the branch to make international transfers with no problems, sent today, received tomorrow. However, online wire transfers are another issue. After 3 weeks of many calls to the loss prevention, card services and supervisor the money is not in the destinatary's account or my account. The supervisor's statement, after being on the phone for 1 hour, was that I had called the incorrect number. I don't think so. I think I am banking with the wrong bank. I have been given an additional 5 days to see if the money appears.

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    Contract & TermsProcess

    Reviewed Oct. 5, 2016

    I have banked at Chase for over a decade and feel as though I am regularly treated like a criminal instead of a working wife and mother who pays her bills and never overdrafts her account. I was in the process of buying a house and had written several checks for the expenses involved with that process. Unfortunately, the first contract fell through and I had to restart the process with a different house.

    I deposited a check from the title company for the first failed purchase and needed a cashiers check for the new house. Chase wouldn't issue me one until the check clear in 1-3 business days. It's unclear to me why a financial institution believes it can hold people's money at its own whim. Once upon a time banks were service providers not money-hoarding bastards that treat regular people like they don't deserve the money they have worked for and deposited. In my opinion my money would be safer stuffed in a mattress. I've already started the process of closing my account which has been equally as delightful.

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    Reviewed Oct. 5, 2016

    I was standing in line waiting for my turn and a lady ahead of me was wanting to make a transaction. She did not have her picture ID with her but she had written down her driver's license and social security number. She also claimed one of the tellers knew her. They did the transaction. This made me nervous. I don't care if a teller is a best friend with someone. A picture ID should always be used for a transaction. It makes me question about how easy it can be to steal someone else identity. I am seriously thinking about switching to a new bank. If I don't feel protected I don't want any part of it.

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    Customer ServiceStaff

    Reviewed Oct. 4, 2016

    Chase has a policy of not opening accounts for wholly owned subsidiaries of overseas companies. You would have thought that that would come to light in the 2 hour account opening process in the branch at Bohemia NY where you state the facts of your ownership and present your ID as a UK citizen. If not then perhaps in the several phone conversations with the charismatic staff at the branch. The funny thing about this total embargo is that the bank has happily been banking our cheques and did not notice this error until 4 weeks had passed and we had informed all our US customers of the new details. The unimpressive manager confirmed our error in trying to work with Chase and felt that we had wasted his time as much as we had wasted his, which is the measure of this man's intelligence and charm.

    To confirm that this was not incompetence I called the "International Finance Customer Service" line and they confirmed to me that it is Chase policy. So does International mean Puerto Rico or Guam? Just to be clear we have had accounts with Wells Fargo and Citizens Bank in the past no problem at all. We have never sought credit we just want banking services. Take home message, if you want to do business in the USA, employ US citizens, invest in a growing business immediately discard Chase "International" banking services, they don't want your money (though that won't stop them having your money resting in their accounts!), talk about criminal enterprises.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Oct. 3, 2016

    I bank at the Chase bank in Ocoee, FL. I have been with this bank for 10 years. I liked the bank at first, but I found a new higher regard for the bank about 5 years ago. I was recently separated from my now ex-husband. He had taken all the money out of the account after he left. Bills were due and I had no money for about 2-3 weeks. In sheer desperation, I went to the bank manager and told him what had happened, he told me not to worry about it. The bills would be paid and no late charges would be assessed. He took a chance on me because if I didn't continue banking there it could have been detrimental to the bank. Of course, I knew that I would never, could never do that. The bank received all their money and I was able to stay on my feet. When I walk in the bank, I am always greeted with friendly faces saying hello and speaking to me by name. It is always a pleasure walking into this bank. I highly recommend banking here.

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    Staff

    Reviewed Oct. 2, 2016

    Forget all about calling the automated line for your correct balance, you'll never get it. I am to the point of not wanting to use my debit card. I'll use my funds for credit card and utility payments only. Their reps talk thru both sides of their mouths. A debit is pending so it hasn't been deducted I got told last night. Oh, really? Well, two pending debits are reflected in the balance tonight so that's false info. I don't trust them enough to stay on much longer. If I didn't have Social Security direct deposit to worry about, I'd pull out tomorrow.

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    Staff

    Reviewed Sept. 30, 2016

    I am 90 years old. I am a world war 2 veteran. I hold 2 patents for a hydrogen catalyst that I invented. I have held professional positions. I invested wisely and I am a millionaire. I suffered the past 2 years with mold and bug infestation. When my friends helped me to recover funds, the Chase manager restricted my account. When I tried to withdraw money from my Chase account, the manager refused to give it to me despite my living situation; and this was also during this summer's heat wave. I was treated as though I am senile; although I still have my wits about me. I decided to change banks; and the Chase manager blamed my friends and decided to contact adult protective service.

    Chase investigations claimed that I was being elderly abused, although the checks clearly were deposited in my account in Citi Bank. Adult protective service came to my friends residence; where I was gratefully allowed to stay during this time of hardship. Still; Chase investigations decided to harass my friends and I by calling us subsequent to adult protective service visit. The Chase manager and Chase investigation should be investigated for elderly abuse. Certainly not my dear friends who literally saved my life!

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    Customer ServiceSales & MarketingStaff

    Reviewed Sept. 29, 2016

    In March 2016, I received eight check from my former employer reimbursing me for health insurance claims that I had previously paid out of pocket. I deposited these checks using the Chase app. Hours later I was unable to withdraw money from the ATM. I went to a Chase branch where I was passed around to 4 different people. After making a few calls, a woman told me very sternly to call my employer because Chase had proof that I had falsified the checks.

    I was told that Chase believed that I had tried to cash fake checks, and that they therefore had legitimate reason to close my account. However, Chase continued the process of cashing the checks without my knowledge, and, as I am not a mastermind check forger and the checks were in fact legitimate and issued by my employer, they quickly cleared into my now closed/unaccessible account. I was told to call Chase fraud detection's line and received no less than 7 ways to rectify the situation, none of which worked. The best plan of action, I was told, was to have the CFO of my now former employer write a letter stating that these checks were issued by the company. I contacted my former CFO and head of HR and obtained this letter.

    2 months later, after flying back to NYC where I had previously lived and worked to collect this letter, taking it to a branch as instructed, and calling the fraud detection line every day for two weeks to follow up, I was finally told by the nearly 35th Chase fraud detection customer service agent I spoke with that he "was not a magician and could not just make this go away overnight!" I spent nearly 15 hour on the phone with Chase, 2 hours in the branch, 5 hours on the phone with my employer's insurance company and was told contradictory information every single conversation.

    Chase now said that instead of this letter being sufficient, I needed to call the insurance company directly and have them reissue the checks. The insurance company could not reissue them because they had already been cleared....by Chase...into my now defunct account. Until this point, Chase had not told me these checks had cleared, so I was shocked to hear they were now in custody of my funds that I could not access as they had closed my account on suspicion that the checks (that had cleared with no problem) were fake and would bounce.

    Chase then said that instead of the letter from the CFO, they would have to speak with him on the phone. They said as long as he was willing to write a letter he should be more than willing to have a quick phone call with them. I then requested that this customer service agent put me on the phone with the CFO of JPMorgan Chase because I'm sure he'd be willing to speak with a frustrated customer for a quick conversation. I was promptly hung up on. I finally received the money taken from me after battling with Chase for over 4 months. Based on the sheer number of rude, misleading and dishonest fraud detection customer service representatives that I had to speak with, I firmly believe this is a scam Chase is purposefully conducting.

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    Customer ServiceStaff

    Reviewed Sept. 28, 2016

    Recently I applied for a business loan with Chase Bank which was a very unpleasant experience. After applying for the loan, an agent out of the Houston office name Charles who was handling my loan never answered my calls, never told me the outcome of the loan and until this day. I haven't heard anything from Mr Charles regarding my loan which I feel was very unprofessional and I really believe I was treated this way because I am **. I mention to him I needed the loan to fix my Semi Truck which was on 9/12/16, the date I applied. Because of him being unprofessional, I was out of work 3 weeks.

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    Customer ServiceStaff

    Reviewed Sept. 27, 2016

    Upon awaking this morning, my boyfriend notified me that his online banking had been restricted. There was a number provided to call to resolve the issue. After calling he informed me that there was suspected fraudulent activity because of large amounts of money I had transferred through QuickPay (the only way I was able to access my money since Chase failed to provide me a replacement debit card nearly 3 weeks after requesting one). I called the number after finding out my online account had been suspended as well. The caller told me I needed to bring two forms of ID to a Chase branch to prove my identity.

    I then went to the Chase branch on Santa Monica and La Brea and spoke with a lady there who was very understanding of my situation. The lady called the number, informed the representative that I had provided two forms of ID and still they were hesitant. The representative requested to speak with me and I agreed to speak to her. From the beginning of the call, the woman made snarky comments. "You haven't received your new debit card well don't you think you should've called by now?" "Yes ma'am I was planning on doing that today but you guys beat me to it." "Well there was a female caller that called earlier about the issue." "That was me. I am transgender." "Well that's fine but you gave us an expired license." "The license is renewed but I am waiting for it to arrive in the mail. This is all I have for now (my license and original birth certificate)." "In order to reinstate your account you need a valid license."

    Meanwhile both employees cannot seem to stay on top of my preferred pronouns. I am very feminine and most people have no idea I am trans so I was confused and this caused me a lot of dysphoria. They called me he, she and they all in one sentence. If this was a more common mental health issue they would've avoided pressing any buttons, but no. They went there. "Can you at least reinstate my boyfriend's account? He shouldn't be penalized because you think I'm committing fraud." "No."

    I handed the phone back to the woman helping me and they spoke for some time before being transferred. At some point after multiple transfers someone informed her to have me call a number and answer some security questions and all would be well in the world. I thanked her for her time and stepped outside so she could help the next person in the constantly growing line. This time I spoke to yet another sharp tongued woman who told me no matter how many times I call I still need to provide ID. I told her I was sitting outside of the branch right now. "Well I'm pretty sure they told you that in the branch then." I was angry. I went back into the branch and at risk of wasting another 2 hours of cat and mouse BS I left.

    I tried to call again later and informed this individual immediately that I was supposed to answer security questions. After explaining that I need access to my funds to replace my ID (yet again since the first renewal failed to arrive in the mail), I was told I wouldn't be helped. I informed her that I had provided more than enough evidence that this was not fraudulent especially considering I had never received notice ahead of time that there was fraudulent activity on my account! It was just shut down leaving me with access to the seven $1 bills I had remaining in my purse after using the money transferred to my boyfriend's account to pay off debt to my cell phone carrier!

    I will now be showing up bright and early to the DMV in the morning pleading my case and hoping my original $100 deposit will still stand to replace my license. I will be clearing up this issue as soon as possible and removing my money from the bank. Whether this is an issue of discrimination against me as a transgender woman or simply people lacking humanity and being the robots they are trained to be (unwavering even for someone who has clearly proven her identity), I plan to take legal action and I hope they're ready. For every day that I am without access to my funds, they will be paying me the full balance in my checking account as compensation for forcing me and my boyfriend to delay credit card payments, bills, and God forbid rent.

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    Customer ServiceSales & Marketing

    Reviewed Sept. 27, 2016

    I was with Chase briefly and also had accounts at another bank. I was a victim of an IRS phone scam that resulted in 11,000 dollars charged against my accounts and credit cards with Chase and my other bank. My second bank had customer service available on weekends; marked the transactions as fraudulent and refunded all transactions through them. And because it may have been due to identity theft set me up with extra account security, helped me fill with the IRS to report the case and walked me through how to monitor my credit and ensure there was no further damage done. When I called Chase I got a women from out of country who was rude, impatient and basically told me to deal with it.

    When I went to the bank the following Monday I was told it was not a fraudulent transaction as it related to Chase so they would not help or make the transactions as fraudulent. I was told to deal with it via police but encouraged to stay with them because my account was not compromised. I closed the account and told them what my other bank did. The manager informed me that didn't make sense, the banks were in no way responsible and the other bank would probably resend the refunds when their investigation completed. I fully explained my situation to the other bank and they honor their action. Chase in no way looks out for or help protects their customers. In addition the bank then denied that Chase has been hacked as has been reported on the news. I will never trust Chase with my money or information again and encourage everyone else to beware of them as well.

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    Reviewed Sept. 21, 2016

    This month, Chase took out duplicate payments from my account. 1 Hour+ and no one would account for the mistake. They passed me off to 4 peeps, quoting line and verse, Chase cliches, but refused to correct the problem. TOO BIG TO FAIL; TOO BIG TO JAIL, TOO GREEDY TO CARE. Are we sick enough of corporations running this country, while running Democracy into the ground? We need to take our collective business to smaller banks. When the corporations see their stock sliding because thinking customers went somewhere else, then they might change their greedy, destructive practices.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 21, 2016

    These people get 0 stars from me. The sheer incompetence is unbelievable. I wanted to take a disbursement from my account, and the representative (here to remain unnamed) told me it would "be in my account the next day." He assumed I wanted it in a Chase account that had been closed. Instead, I gave him the correct account in which to deposit the money (at another bank) and he assured me it would go through. Then, the next day I contacted him AGAIN to say the money was not in my account. He assured me it would go through the next day! The next day, I get an email notification that there was a problem with the deposit because the idiots tried to PUT IT INTO A CLOSED ACCOUNT! I contacted the rep with whom I had been dealing, and he said now he needed a voided check, which I sent over to him. Again, he said it would be in my account the next day (Monday).

    I called a different representative on Monday, and of course they said it would take 7-10 days to get processed. I asked to speak to a manager, and when I voiced my complaint, he said someone who handled these things would call me back. RIGHT! It is 3 days later and no one called me, nor will anyone call me, because these people are the height of incompetence. I am closing the account. I don't want them anywhere near my money.

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    Customer Service

    Reviewed Sept. 19, 2016

    Chase lured me back to their bank by sending me an offer to deposit $300 into my new chase account if I did direct deposit. I went in person and before I set up an account I asked them if there were any outstanding debt (my ex-wife had an account with them and I was a secondary). I was told there was no balances owed and the account was closed correctly. I set up a new account and as soon as direct deposit hit Chase, they pulled $255 out of my account. When I called them regarding this matter I was told they had to speak to the primary, since I was not on the account and would not accept my call. After being transferred to a collections person, she said I was ON the account and if I agreed to enter a payment plan to pay the balance within 90 days she would SEE about returning my money. I think they used that marketing tool as a lure to have me put my money in the account. Never again.

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    Staff

    Reviewed Sept. 19, 2016

    I go to the branch at 43 E Golf Arlington Heights IL. This location has had so many issues especially the last few years. Also last 3 months is for sure painful to go to. Today I went to drive up first time in months actually someone there. The teller a tall ** heavy set guy opened the drawer to put your transaction in since they had all their other drive through closed as usual. So personal goes to business only now. This guy is the second time I have been forced to deal with. After you put your transaction in he REFUSES to open drawer to view what you need. He will only open the drawer after you explain in detail why you decided to go to Chase drive up. Then he knows he has successfully irritated you so he just stands there with a smile basically saying, "Screw you" and saying sorry for that as he repeats himself and irritating you more.

    Then the manager comes over because another teller gets him. He wants say, "Hello." I say, "Can I help you?" He says, "No just wanted to say hello." Two weeks ago at the same bank another teller was refusing to give me my money. Since you refuse to put a manager in there that knows what he is doing and hiring tellers that work and don't try to go out of their way to irritate people.

    This branch has so many complaints. It's not funny. They have outright lied to me in past and the manager there rents the parking lot out to a restaurant 1/4 of a block down where when you go to make a deposit on Sunday. You have to watch out because you have so many cars parked there pulling out in front of you. This is why I have my Mortgage with one bank. I cancelled my car loan after 2 weeks and rolled to another banks and I have opened another business account and a couple of other personal accounts with other banks all because you have crap for employees at this branch and don't deserve my money or anyone else.

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    Customer ServiceStaff

    Reviewed Sept. 17, 2016

    I arrived at Chase on Miami Lakes to update personal information on my account and bring documents. When I arrive there was not a book to sign for service. After waiting for about 15 minutes, one cust serv agent arrive to write on a piece of paper names of people waiting online to be served, even though I clearly stated the person who he wrote as the first person for service was not there when I arrived. His answer was "It's what it is!"

    I have been a Chase customer for years. I have never been treated with such low of customer service, unrespectful and terrible use of English service manner. I do heard Jose is one of the people in customer service, one of the only two agents available on a busy Saturday. I will make sure, this issue is heard to avoid low level of service (or bad like in this case) and to affect Chase business. Hope issues like this can be corrected to avoid unhappy customers, when actually there are other choices for banking in town.

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    Customer ServiceStaff

    Reviewed Sept. 16, 2016

    A representative called me sometimes in August and notified me that my account was in negative and if I was going to put any money in the account and I told her (it was a lady who called by the way) "no I will put the money in the next week because that's when I will have some money." So she quickly said, "well you have to make a payment before October or else your account will be closed." I made payments to the account and then when I was going to make my last payment they closed my account 9/13/16 and this month is not October.

    I then called and asked why would they close my account and if they didn't see payments were being made. Their response was they didn't see it being noted on file as if I was the supposed to note it on their system as if I worked there. So overall they are deceitful and overcharge their customers and I wouldn't recommend no one to bank with them unless they want to be lied to and robbed. CHASE BANK is a TERRIBLE TERRIBLE BANK!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 16, 2016

    Too bad I can't give 0 stars. At the beginning of 2016, my husband and I transferred money to 2 credit cards that we had with Chase because they were offering balance transfer at 0% interest for a year. Since then I have received 3 phone calls (May 2016, July 2016 and yesterday Sept. 2016) asking me the same questions about my equity loan, my workplace, when will I be paying off the CCs. These calls really offended me, I have been with Chase since 1998, never late on payment, overdraft or keep high balance, I have checking, IRA and mortgage with them. The only reason we used the Chase CCs was because of the offer of Balance Transfer. I was told yesterday that she is lowering my limit, which I didn't care because we didn't use even the whole available credit I had.

    I have never received calls from Citibank, Bank of America or Capital One with which I have accounts as well. She had the nerve to tell me that when I pay my credit cards I can request increase again... I was shocked by the nerve... On all 3 calls I have told her (I believe it is the same person based on the voice) that I took advantage of the offer and all will be paid by 1/1/17 when the offer expires. I will not only close these CCs but I will be moving all my money from Chase. This is not how you keep your customers happy and wanting your services. Extremely disappointed to a point that I kept repeating the conversation in my mind and couldn't sleep.

    I always look at the positive and very rarely have to write negative review, but the call yesterday was just too much. If you will be bothering the public when you offer Balance Transfer (mind you it is getting paid every month and not increasing), DON'T OFFER IT! If I knew that I will be talked to like I am not good for the money I would have never used it, but I guess I was since it was offered to me!

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    Customer ServiceStaff

    Reviewed Sept. 15, 2016

    I've banked with Chase for many years. They've recently closed the branch close to my house. Not a huge deal as I majority of the time use the ATM. An ATM was in a location about five minutes away from my home. That was great, especially since it accepted cash deposits. A couple of months ago there was a notice on the screen which indicated that soon, that particular machine would no longer accept cash deposits. A week and a half ago I approach the ATM and am greeted by a large sign plastered to the machine indicating the machine no longer accepts cash deposits. How convenient Chase! An ATM that doesn't accept cash. So now I have to drive 15 minutes away to simply make a cash deposit.

    Upon calling Chase CS, the rep continued to try to get me to believe that the machine does accept cash. I had to explain at least two times the situation I encountered. After putting me on hold, he informed me that apparently the machine was bought by some third party and they've made some changes. No problem Chase. I was ready to close my account anyway and this gives me a second reason. I've also been with Wells Fargo for years and it seems as if it's time to make them my primary bank. They're not perfect, none of these financial institutions are, but at least their branches and ATM's are readily available. So much for "what matters" or "so you can" or whatever your latest ad is. What matters now is that I have the ability to close my accounts with you... because I can.

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    Customer ServiceCoverageStaff

    Reviewed Sept. 15, 2016

    On Sat. Sept. 10, 2016 I went to my local chase bank to request a new debit card. It was then that I was told that in order to receive my card I would have to present my (expired) driver's permit and not my valid driver's license. I asked to speak with the manager and I was told basically the same. I told her that I've never had this problem before and I'm highly upset. (I didn't have ANY cash on me and I needed to purchase gas.) She exclaimed that this was a recent "update" and I have to use the same I.D when I first signed up with chase, which was years ago in order to receive a replacement card. The representative told me that I can withdraw money from my account using my Driver's license and account number. It felt like this whole thing was a prank, but on the bright side I was able to withdraw my money.

    Now this is what I'm REALLY upset about. Till this day I STILL haven't received an notification, email, or a letter in the mail about this "UPDATE". Then I was told because I couldn't receive my debit card the day of that they were going to mail it. Well, I called my bank on Sept. 14 to find how much longer will I have to wait to get my card and to my surprise... the representative told me that my local branch NEVER mailed out a replacement card. Now I'm told that I have to wait an extra 5-7 business days for a card that I've could have received in person.

    So the moral of my complaint is to never request a replacement card because you're required to show the same identification you used when you first signed up with chase even if it's expired and/or discarded. You won't receive it in person, but they would gladly mail it to you and also let you withdraw money using the I.D that they rejected.

    Whoever idea it was to "update" this policy needs to update it AGAIN or at least give people a time frame so they can update their I.D so it's already in the system. Let us know about this new update just like you did when you change your website. This was unprofessional, inconsiderate and a horrible situation that I sadly had to encounter & I'm still waiting for my debit card!!

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    Customer ServiceCoverageStaff

    Reviewed Sept. 13, 2016

    I have been banking with Chase for some years now and had never had an issue with Chase until today 09/13/16. I woke up in the morning with some email from the bank telling me my account is in the negative which didn't really make sense to me. I try calling the bank but they wasn't able to resolve the problem. I usually transfer money from my 2nd account to that one and it does go through immediately. Yesterday 09/12/16 I transfer the money to my 1st account and the money went through. I checked and saw that the money sent had covered all the transaction that I made that day and that was at 9:06p.m. central time. Unfortunately I talk with the Chase agent and she tells that the account was in the negative till today which is very untrue. How could I be able to see the remaining balance in my account and then next day it's all gone? I'm disappointed in Chase and will be looking forward to another bank to make some transaction.

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    Customer ServiceOnline & App

    Reviewed Sept. 13, 2016

    I have been with Chase Bank for many years. I currently have a credit card that I make regular payments on. Back in June my ATM card was stolen and my Chase card payment was returned. I immediately resubmitted my payment that was processed only a few days later. NOW, Chase holds all of my payments for over 10 business days to "ensure" the payment will go through. I, of course, made a fool of myself not knowing this because my balance on their app said I had a zero balance. So I went to grocery store and made a fool of myself when I couldn't pay for my groceries. Unknown to me you have to click this tiny little "i" for info next to your balance and read all this tiny text to find that your available balance is actually zero. Thanks for embarrassing me Chase! Also frustrating is the number of times I was hung up on, when told I was being transferred. I have been on the phone with this so many times.

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    Customer Service

    Reviewed Sept. 9, 2016

    August 22 I called Chase Bank for inform that I will be traveling around Europe. During my stay in Europe (Berlin) I verified my account and noticed that 16 transaction was made at the same time in NJ, PA when I was using my CC in Europe. No flags or call from the Fraud Department from Chase was performed. When I called the bank for perform the claims and ask for explanation about this fraudulent transaction was allowed 1:20 hours (international call because I was in Europe) at the phone arguing with CS (customer service) reps that doesn't understand that I was asking for explanation not for a solution was made.

    They refund the money and inform me, "We cannot assure all your transaction while you're traveling since we allow to debit for our customer in case of recurrent payments." I informed that doesn't take any responsibility about fraud prevention since travel for work and pleasure, and when you call Chase for inform you are traveling, and specified each country or state that you will be located, doesn't have any actions or purpose more than sharing your personal data with CS since Fraud Prevention will not act or do their purpose anyway. The answer of CS of Chase: "It's all we can offer." Very disappointing, unresponsive, and unpleasant notice as response of the bank. I decide when my claims are refunded, I will proceed to cancel my account with this bank.

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    Reviewed Sept. 9, 2016

    I have been a customer for about 20 yrs. The recent change of the Chase online banking page is simply a disaster. It's no user friendly. All my accounts/payees/payments made or pending used to be at my fingertips. Now with this new page, you have to search for things. Payment activities for my Chase credit cards cannot be seen by just browsing through my payees. I have to open the individual account to check payment activities such as last payment or pending payment. Paying my bill or doing any transactions such as quick paying used to be quick, now it's a chore. I am getting fed up. I simply hate using the online banking system. If they don't change it I might just bank elsewhere.

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    Customer Service

    Reviewed Sept. 6, 2016

    On September 5, 2016 at approximately 11:30 pm I went to withdraw $580 to pay my rent which was due the following day. I went to withdraw that amount and it told me that I could not withdraw that amount as it would exceed my daily amount. This is ridiculous, this is not their money it is my own. So I withdrew $500 and tried $80. No such luck. I then called and asked for a temporary increase. They said first put the money back in and try it again that it would work. I said okay and did just that. Then I got the same message. Chase Bank then proceeded to tell me that I had a withdrawal amount of $1000 and that the withdraw and deposit of $500 counted as that and I could only withdraw $400. They said that my upcoming transaction would not be counted until Wednesday and that I could walk into a bank and withdraw the other amount I needed to equal $580. I just looked it up and it said that PayPal had taken the funds out.

    I am now short $4 for my rent and I owe back pay. I had just moved up here and as such money is very tight. Putting a withdrawal restriction on one's own money is absolutely ridiculous and as such very unnecessary. I asked if my increase could be permanent. They said it could not due to my amount of deposits. Again unnecessary and ridiculous!

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    PriceStaff

    Reviewed Sept. 1, 2016

    I used the Chase credit card for a business transaction with Western Union ($410), and they charged me a whopping transaction fee of $20.50, on top of the interest rate accumulated from day one. It is a ripped-off. In my belief, a cash transaction is where I took the money out from an ATM, where the cash is in MY HAND, not by doing business with a corporation, a business entity such as Western Union. I've talked to a supervisor/manager named Scott and he is unable to take the fee out of my account. For a 20 dollar with a detrimental review, it's reasonable. So here is the complaint. I paid my balance in full today and never do business with Chase again. Once is too many.

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    Punctuality & SpeedStaff

    Reviewed Aug. 31, 2016

    Chase credit card services made errors in setting up my new credit card. The account was not listed on my online bank profile for several months. The startup fees on the card became due, and then late. I never saw this reflected during my online banking. Eventually, my credit monitoring service notified me that I had a "late" account. I called Chase to inquire. They took a while to investigate. They found the account. They claimed data entry problems caused the problem, but even after they corrected the account, the account was not visible. But I made payment over the phone to get it current.

    Eventually the account showed up online. Unfortunately, the account had been reported to the Credit Bureau. Now Chase refuses to help resolve the credit report issues, and I'm applying for a mortgage. I'm beyond disappointed. I'm moving my 5 accounts with Chase to another bank/credit union. There are so many other, better options! (US Bank has the nicest people!) So disappointed in Chase Bank!

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    Customer Service

    Reviewed Aug. 30, 2016

    I had a question about our account, and spent one hour being shuffled from person to person on the phone, and still did not get to the right person. I am not sure if this is just incompetence, or a deliberate scheme on their part to avoid dealing with problems.

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    Customer ServiceCoverageStaff

    Reviewed Aug. 30, 2016

    In March 2016, I erroneously made a double payment to my cell phone carrier. I call them and was informed by the carrier that I needed to call my bank to get the payment stopped. I called on a Saturday to the bank and was assured by the customer service rep that it would take place. On the following Tuesday, I discovered that this had not been done and again informed them of the situation and was told that the payment would be stopped. I made the correct payment to the cell phone carrier. A week later I reviewed my account and found that the cell phone carrier had issued a credit to my account. Again, I called the carrier and told them that this was an error and that a stop payment was only needed and the money needed to be recalled. I was assured that this would take place.

    In May, I received a letter from Chase bank stating they had investigated this matter and would be returning the funds to the cell phone carrier. Not sure what the hell was going on, I called and spoke with them and asked for a 10 day hold off so I could find out what happened. They refused... Something about government guidelines, blah, blah blah baloney stuff. While on vacation, Chase Bank managed to removed the money and then managed to bounce out everything I had paid for including leaving me destitute for a hotel room. I had to contact my daughter to cover the bill and the hotel refunded money so the bill was completely covered under another checking account. Because of Chase Bank's actions, they managed to take every dime of my pay check and then some...

    In June, I went to look at my account and found that they had managed to do the same. I called them up furious and told them to close the account and that they were not going to take another dime from me. The account by this time was -$415. They demanded I put money in the account and I told them somebody and deliberately bounced out checks and collected on the fees alone. I told them to stick it and close the account. They, by their choice, left the account open for 15 days and then closed it. They sent me a letter stating that they were going to write off the amount and would send collections to me.

    Yesterday, I got a call from these morons whose customer service reps were calling from across the ocean (India, of course) wanting me to pay over the phone for the amount. I explained that I was ripped off by the bank (the girl had no clue what I meant by that remark) and told them they had managed to get ripped off by me and I refused to pay. I do not recommend Chase Bank to anyone. Their banking tactics is unethical (even though they use the "well the government won't let us do that." tactic). They sent me to financial ruin and ruined my credit. They are nothing but modern day robbers.

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    Customer Service

    Reviewed Aug. 29, 2016

    I opened an account with Chase to make it easy for me to transfer money to my landlord who has Chase. First month it worked fine, end of second month I deposit a check and try to transfer money to my LL, does not work. I call them to find out what happen, they take 20 minutes to tell me my account has been closed, that's right they closed my account without a ** NOTIFICATION. I asked them for a reason, his response was, "We don't have to give you a reason," and a customary "Is there anything else I can help you with?" with the attitude, "Can you go cry somewhere else about this? I don't have the time for this." I asked them about my money, their response was, "Yes you will get it back at some point."

    Pure Wall Street might. I am going to treat you like you're a worthless ** and you can't do anything about it. Thanks Chase. ** you too for life. If you're average consumer don't do business with them. If you're big enough to fight them if they mistreat you and they offer you an amazing deal then you maybe able to justify this kind of ** treatment.

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    Reviewed Aug. 26, 2016

    I had a business account with them and they just closed for no reason. After almost a month they sent me a cashier's check with the money I had at the account when they closed. I took it to the branch to try and cashed and they told me they cannot cash it because I don't have an account there (how ironic they closed). This place is a fraud. They stole my money.

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    Punctuality & Speed

    Reviewed Aug. 26, 2016

    On April 4, 2016 my vehicle was a total loss at No fault of mine. Unfortunately the individual died that hit my car. I had Gap JP Morgan, Allstate insurance and Loan with Chase. The individual died and had No Insurance, so my uninsured motorists said they pay the value of the car and Gap JP Morgan Pay between 643.00 or 663.00. The balances on the vehicle was over $4,000.00. JP Morgan Gap did not pay the total loss of the vehicle and Chase wants me to pay for a Car, I don't have.

    My understanding if you purchase Gap it pays off the balance your insurance didn't pay. I am still fighting trying to resolve this issue with this car. Chase stated they will charge the remaining balance off by the end of this month $1,951.59.00 that will affect my score. Chase took all refunds from tire hazardous and road hazardous warranty and use it toward balance on the vehicle, the vehicle is total loss. There's NO CAR. I have always pay my car note on time or before due date.

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    Customer ServiceCoverage

    Reviewed Aug. 25, 2016

    When I opened my Chase checking account, I indicated I did not wish them to pay for charges when funds were not available. Chase took it upon themselves to honor drafts on the account when my account did not have the funds available. Social Security do not directly deposit my check into my account one month, so I did not have funds to cover my automatic drafts. I had made arrangement to make this payment with other payment option. They paid anyway plus added overdraft fees for each, which there were overpayment made. I call customer service and was told they will honor drafts at their discretion. I was pissed, so I sent them an email stating I plan to close my account and stop my direct deposits, which I did.

    When the issue was resolved with Social Security and they took over $200 for fees, I sent then an online email that I was going to take them to court and they immediately put the money back into my account. After changing all direct deposits, Social Security advised me to keep the account open to assure my check would go to my new bank account, so I left a small cent amount only to keep it open. The following month, they did it again after I specifically instructed them I was closing the account and that no direct deposits would come through.

    Although Social Security direct deposit did not go to chase, a couple other drafts did not go into effect, but I had already paid them by other means, which means payment was made twice. Now Chase charged me $142 in fees and put my name on some watch list where I'm unable to open any other bank account. Chase does this in order to make money from fees. I am in the process of resolving this issue in court. I guess they're charging customer fees to make up for the lawsuit on their mortgage loans.

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    Customer ServiceSales & Marketing

    Reviewed Aug. 24, 2016

    Chase is a very bad bank to bank with. Some people are OK but then you have some that are not okay. Chase doesn't tell you about their promotions. They don't have anything for old customers. Only new customer's. They hang up on to if they don't know information to what is being asked and they are just there to get a pay check...

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    Verified purchase
    Customer ServiceCoverage

    Reviewed Aug. 24, 2016

    Chase QuickPay is not safe. We sold our daughter's car and used QuickPay to send her the money. The site asks you to enter in the recipient's email address and phone #. We sent the money and it pended for the weekend and then debited from my account. My daughter did not receive the money or an email. We contacted Chase and their service was horrible. They said the money had been deposited into a BofA account. Problem was that my daughter has never had a BofA account. Someone had used my daughter's phone # and linked it to their BofA account. This requires a pin to be sent to them at that phone # so it was obvious fraud. We think it may have occurred when her phone had been stolen even though she cancelled it right away.

    The problem is that Chase's QuickPay does not tell you that the recipient needs to fill out a profile on their end which allows thieves to link phone #s to fraudulent accounts. Chase has said BofA will not return the money so we are out of luck and cannot get the money back. Chase also inadvertently gave us the full BofA account #. Chase will not cover it because they say we sent it so it's not fraud. We have filed a police report and are still trying to fight it. Chase's online robots will not help nor will BofA. Phones are recycled people! Chase QuickPay is not a secure way to send money!

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    Customer ServiceStaff

    Reviewed Aug. 22, 2016

    Hello. My name es Erika. I have an account with Chase. 105.000 thousand Dollar. Since 2 years. I live in Spain. Last week a had a great opportunity to buy a house but I need my USA money. I make money transfer online and was perfect. Next day was cancelled. I have to call several time to special CHASE - CHEAT department... and they make me questions like the date when I open my bank account. It was so long time ago. Of course I cannot remember! They refuse to help me. They were very unfriendly, and not even have intention to help me. They just don't care. Imagine you trust a bank your money and when you need it... nobody is there.

    I lost a great opportunity. After I spoke with my banker and told me that I have to flight to USA. I can't believe nowadays YOU MAKE ME FLIGHT TO USA TO GET MY MONEY??? Please??? I have not time. I have small child going to school. I have work. Why??? Please help me!!! If you have doubts about my identity it a lot more ways to do it. I don't understand. I lost 10K Euro because I reserved the house for period time and if I don't pay in this time I lost it. PS: And they BLOCK EVEN THE ACCESS TO MY ONLINE BANKING.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 22, 2016

    I went into a Chase bank branch in Thornton CO last week Monday to get a checking and savings account for my small business. I made small deposits for three days & one transfer, and then Thursday morning (last week) I had no account. I called and they said they decided to "terminate their relationship with me" and my accounts were closed. No other information was given. The representative told me I would be getting a check mailed to me for my money that I deposited into the accounts. I was fuming mad! I went into the same branch that I opened the accounts at and Sat with a representative who was rude and told me they don't have to tell me anything as to why my account was closed. I told him I was furious with them for this and why are people just given accounts with a smile and a few counter checks to get you started - with no mention of any final approval process form the "Back Office of Chase"?

    I asked point blank if this is common practice to just give someone accounts one day and then take them away 2 days later because I don't fit a certain profile? It is all BS! The damn bank's got bailed out in the billions of dollars back in 2009! Why on earth do (they) think they can get away with screwing people and their money after that? This is not just Chase either I am sure, but their customer service and concern for their customers is just not there at all. It is all about money for them! There needs to be more federal banking regulations in the US as to what a bank can and absolutely cannot do with someone's money! I have not yet received my check for my monies that I deposited into, and if I do not get a check within the next 5 days I will be calling and yelling and maybe with an attorney.

    I did ask the branch representative why they did not contact me to physically come to the branch and get my money in cash - that should be part of the process - if they are going to do this people! I am now looking to file a class action suit, because of them denying me my accounts after it was all accepted. They based this decision on something that happened in 2009 - I had an old account and still owed money on it - but that was legally discharged in a bankruptcy in 2010! We need more Federal Banking Regulations that actually protect the account holder not the damn bank! NSF & overdraft fees have gotten ridiculous in this country and no one can afford to have anything paid for them and live with these fees! Chase is awful, and I would never give them my business again!

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    Customer ServiceStaff

    Reviewed Aug. 21, 2016

    I live overseas and rely on QuickPay for a critical HOA payment... In following up to a general email to all customers about the new requirements for QuickPay customers, I was reassured weeks ago over the phone that my QuickPay service was not going to be cancelled because I have a Credit Card account. Today I received an email that my QuickPay payment has been cancelled, and I discover that my QuickPay link on my account has disappeared. I am now told through customer service that QuickPay requires a checking account.

    So let me see... I responded to Chase's previous email by phoning customer service; their customer service gave me incorrect information, and now I am left holding the bag. Shame on Chase who obviously mishandled this decision and trained their people poorly. They have just lost a customer as it would be "shame on me" for continuing to bank with them after this egregious example of mismanagement and thumbing in the face of customers. Bad Form, Chase!!!

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    Customer ServiceStaff

    Reviewed Aug. 18, 2016

    I have been to at least 4 different chase banks over the past 2 years requesting a simple change in my trust acct. I presented a letter showing a joint trustee has retired almost 5 years ago. I have made this request over 12 times and nothing has been done. This has caused me problems since I am the sole signature on the acct and it still appears as if it is two of us. Today I got a call that a TEAM is working on this simple problem. It is hard to believe a team needs to work on this simple problem that CHASE has created. I asked the person his name and all he would say is Craig and REFUSED to give his last name. I suggest anyone use any bank other than CHASE. I will never bank with them with any other account.

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    Reviewed Aug. 17, 2016

    I just had to go to my local Chase bank to get them to find a nearly $4,000 deposit that went missing. They found that it was deposited into someone else's account. I found out exactly how that happened and it absolutely infuriated me because their way of doing things is so idiotic. I'll explain...

    I stopped making deposits into Chase ATMs because I had two separate deposits that were "chewed up" by their machines and caused me far more headaches than they should have. So I started going inside to make my deposits. I don't have my account number memorized so I would always prepare my deposit, enter my card, and assumed that (as I think most people would) the entire transaction would be connected to the account attached to my card. Wrong! This is how those deposits actually work.

    You enter your card and type in your pin and your account pops up on their computer screen. The teller writes down your account number and scans that deposit slip. The computer scans the account number that was written by the teller and pops up a different screen showing the account that will receive the deposit. So, if the computer doesn't read the teller's handwriting correctly AND the teller doesn't think to look to make sure the two accounts match, guess what? Your whole deposit is going into someone else's account. How could a huge bank like Chase, in this day and age when computer's should be removing the chance of human error, use a system that is so obviously reckless and idiotic? I wish I could sue them because I now have no idea if maybe this has happened to me before and I have no way of knowing...

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    Customer ServiceStaff

    Reviewed Aug. 17, 2016

    Banked with Chase for 5 years. As a college student worked for the company as a teller part-time. Having an auto-loan, checking and credit account with the bank. That being said, was charged 9 x 34.00 fees within the span of the month totaling over 300.00 (In Fees). Spoke on the phone with a banker then a specialist for near an hour only to be told it's against "Chase Policy" to remove more than 1 fee a year. Keep in mind my background and the fact that I was out of town taking care of my elderly grandparents for several weeks without access to my accounts. Chase didn't care. Chase is waste.

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    Customer ServicePunctuality & Speed

    Reviewed Aug. 17, 2016

    My uncle passed away and I assumed responsibility for the administration of his estate. He had two accounts at JP Morgan Chase, one of which did not have beneficiaries listed. His Will, however, specifically identified who was to receive these funds once the Will was filed. It also specifically identified a person who was not to receive any funds from this account. While awaiting instructions from the Trust attorney on where to file the Will, I went to the local Chase Bank to present documents clarifying my role as executor as well as the content of the Will. They refused to accept the Will, saying it was not necessary. It is unclear if any notes were appended to his now inactive account. However, shortly thereafter, the person who was specifically denied access to funds in the Will was able to go to a Chase branch in her town and withdraw the all of the funds.

    When I became aware of this, I filed a Statement of Fact with the Customer Claims Department at JP Morgan Chase. The Chase local branch faxed this document as directed by the Customer Claims Department. I was told the investigation could take up to 30 days. When I followed up a week later, I was told that the Claims Department had never received the fax. Later I learned it "could" have received the fax but couldn't find. I re-approached the local Chase branch manager requesting that he resend the fax and confirm receipt to me. I have called three times since and received NO RESPONSE from the branch manager. At this time, I still do not have a status. Until the investigation is completed, I cannot take action to recover funds. My advice to those with Chase Bank accounts is to CLOSE them, and move your money to a trustworthy bank. I will certainly NEVER consider Chase for any business transaction in the future.

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    Customer ServiceStaff

    Reviewed Aug. 15, 2016

    CHASE Bank is horrible! They closed my checking and savings account with NO NOTICE on a Friday! There was no fraud, no large cash transactions, no excessive number of transactions; nothing unusual. Went to use my debit card and it was declined. When I called customer service I was told, "We closed your accounts and we are not telling you why." AND I have to call them Monday to ask them to call my branch and release MY money to me. Now my entire family and everyone I know is going to close their accounts. I get it that banks can fire customers for no reason, however, not informing customers in advance is completely unprofessional and unethical. I was a loyal customer for over 15 years with NO bounced checks, no negative balances - NOTHING!!!

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    Customer ServiceStaff

    Reviewed Aug. 14, 2016

    Chase quick pay sucks, it takes them a week to transfer money from one account to another. When I call customer service about it they transfer to do three different agents and each one replies a different answer!! I used to like chase because of the quick transfer between accounts, but not any more, leaving them!

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    Customer ServiceStaff

    Reviewed Aug. 13, 2016

    I'm disgusted and don't recommend Chase anymore to people! Someone hacked in my online account and was making monthly payments to Capital One for six months. I caught it in July because I saw and double-checked my CO and the charges didn't add up so I called and Chase and they told me this person has been since January and then I'm like WTF!! So then they tell me I can only get 3 months credited back, I'm like the hell I am! I'm getting all of it back somehow. So it's been a month and still fighting to get the other half back!

    I've talked to a Chase executive and he won't credit back the other 3 months because I didn't report it and I'm like "I didn't know until you told me so give it back, I work hard for my money and don't need my money go to someone else's bills!" I called Capital One and asked if they could credit it back to me and the only way if possible is to get copy of statements and a notarized letter from them saying these are unauthorized charges and not approved. They would not give a notarized letter for God forbid them!

    It's ridiculous how they hold notarized letters, like wtf what is the problem and saying these charges are unauthorized because you agreed they are and weren't going to my account credited me back 3 months so far... but you won't saying that in a letter??? Suspicious. I will never have Chase Bank again! I will closing my account and my family is going to be closing their accounts as well. That is around 7 lost members they're losing because they can't credit the money back!!!

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    Reviewed Aug. 12, 2016

    For over 7 years I have been giving another member of my household my bill, my credit card, payment coupon and the cash to pay my bill monthly since their job is located next to Chase Bank and mine is 1 hour 45 minutes away. I am aware I can make the payment other ways but this is my preferred method. As of March 2016, even though the individual has my payment coupon, the payment and my credit card with a note stating I have given them permission to "pay my bill" (as if there's anyone out there who would make my payment for me), Chase refuses to accept my payment in this manner. Once I pay off my two Chase accounts, I will go with a credit card whose bank allows me to do this, which is many. This is my preferred way and if Chase refuses to accept payment my preferred way, I will switch to another bank.

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    Reviewed Aug. 11, 2016

    On 8-9-16, I made a purchase at Dunkin Doughnuts. That evening, the $ was deducted from my account. I checked my account this morning, and they hit me with a $34.00 fee! When they deducted the money, my account was on the positive. They held the transaction until Wednesday, then rededucted it, thus putting me in the negative and causing an od fee. They shuffle paperwork to generate fees.

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    Customer ServiceStaff

    Reviewed Aug. 10, 2016

    Ok, this is my first review in here, but its my opinion of the Chase customer service experience. Every time you explain your issue through secured messages for one representative, you get about 2 representatives writing you back. When you explain further your situation, a different representative will write you back, but you have to explain to them the whole situation because the new representative don't know whats going on.

    So when you finally explained your situation all over again, and send your message, a new representative will send you a message and not understand the situation. And this ** goes on like I'm in a freaking purgatory that never ends. You don't get help from the online customer service representatives, because they don't know how to help their customers when they don't know jack ** of what's going on BECAUSE THEY DON'T FREAKING CARE. Sincerely, a pissed off Chase customer.

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    Reviewed Aug. 5, 2016

    The new Chase Online is (very bad)!!! The new online is hard to read and navigate! I like the old Chase Online. The old Chase Online is much clearer to read! The old Chase Online font were clearer to read! Message to Chase Online. Please give the customers the OPTION to either use the NEW or (OLD) Chase Online.

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    Sales & Marketing

    Reviewed Aug. 5, 2016

    We were Chase Bank customers for 2 years and they closed our accounts without notice and froze all transactions. My husband called and they informed him that the funds will be mailed after 15 days for over $4000 and in the meantime our bills and mortgage were due. They would not tell us why we were closed and we are suspecting that due to several cash deposits from garage sales were the culprit. We had never overdrawn and had to pay any fees to them and had opened the account as seniors and veterans. We had also paid off an auto loan with them with no problems.

    Needing our money for our bills and I went to the nearest branch and demanded a cashier's check which they did give me, but in the meantime my husband's paycheck was automatically deposited and they accepted that, but refused all bills pays. We had to go the to branch again and after 1 1/2 hours received another cashier's check to open another bank account somewhere else. Luckily we are tech savvy seniors and we were able to switch all of our online banking within a week. Lesson learned. Spend all your cash and have several checking accounts. Chase does not care about their customers and what happens in the aftermath and having cash in today's times is a crime.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Aug. 3, 2016

    When WaMu was taken over by this filthy bank I overpaid by hundreds of dollars on my properties while in the bank and the funds never showed the overages on those accounts. I called the bank and asked where the extra money went and they told me they went to "fees". My mortgages were not late and I had 5 of them at the time that had been WaMu, I had paid $200 to $300 over on each of my mortgages!! Then my credit card that was fixed for life at 2% when it went to Chase they sent me a statement at 18% I called them and they told me I had been sent a letter offering me to "opt out" of the increase but I never responded so I was stuck with the higher rate. I got furious at them and told them they could not do that so they put me on a recording telling me that they are nice to me but I am not nice to them so I am never allowed to ever call them again.

    I checked on my computer and if I paid the minimum amount due on the loan of $25k or thereabouts I would be owing almost a million dollars over the life of the loan!! I was so livid. So for the first time in my life I didn't pay that payment due so they jumped it to 28% the next month. I never paid that bill again. They sent someone to threaten me with a lawsuit but they dropped that. I subsequently had all of my properties taken from them, I am in my last one and they tripled my mortgage and refused to fix and and refused to tell me why they had inflated it so much. I had a tax bill I had delayed on for maybe 1900 but that could be cleared easily, no they changed all my payments and tripled the mortgage and any calls to this wicked outfit was ignored. Why? They want my house and they want me to lose it... they stole so far millions in property from me and will not stop. They are filth on steroids people. They belong in jail...

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    Customer Service

    Reviewed July 30, 2016

    Let me make this short. Couple weeks ago, a company tried to charge my card and Chase declined and notified me. It was fraud and was issued a new card. Now after receipt of this new card, three sites declined my card. I called Chase and no hold was on my card. From time to time, I make transfers with PayPal to and from my Chase account and was not able to. A casino site declined me as well.

    Then was declined at Pizza Hut when I used my card at Walmart twice just yesterday. The money is available but Chase is not letting me use it. Now Pizza Hut was declined and I was emailed and texted a notification asking me to verify the declined purchase and I verified that it was me. Still nothing. Can't use card. I called Chase and I was to enter my card #, exp. date, security code and zip. The system said it was invalid. HOW??? I just used this card several times in the last week. Chase is a piece of crap, after my next direct deposit, I'm out of there. Goodbye Chase, thanks for all the inconveniences.

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    Reviewed July 29, 2016

    I went to Chase Bank to make a $300 cash deposit into my father's account and was told I couldn't do that. I was told that only the bank account holder can deposit cash (teller and manager said the same thing). I explained to them that my father was disabled and had dementia and could not perform that task. I was told to go to the post office and get a money order for $1. ARE YOU KIDDING ME??!! What kind of bank doesn't take cash deposits? Needless to say I'm very glad my husband and I transferred our accounts elsewhere. I wish I could do the same for my father.

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    Reviewed July 27, 2016

    Abysmal. We had money being taken from our account which was not authorized. We asked Chase what to do and we did what they asked and we have documentation to prove it. However, several days later, more money was withdrawn. Since we had done what was asked of us, Chase should have made good on that. We are out $50 and despite proving they were wrong, they got pigheaded and refused to do anything. We had an issue with our Bank of America account with about the same amount of money. I went to the local branch and left 20 minutes later with the money back in our account. Why can't Chase demonstrate a similar level of service? We have accounts with both Chase and BoA and have decided we don't need both. Guess which one is about to lose a customer?

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    Customer ServiceStaff

    Reviewed July 26, 2016

    It seems like Chase is in business of cheating small business owners out of money. Their balance consolidation system is rigged to hit accounts with excessive and unfair overdraft fees, and it seems like as many as possible, and even the ones that were previously already debit card authorized. Lousy practices, where they back date debits but post date credits. And when you call them they are the most incompetent phone reps. I don't know why paid them business account fees just to get poor service and let them basically steal from you. Take my advice, don't use those cheaters for your business banking.

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    Verified purchase

    Reviewed July 25, 2016

    I have been with this bank for 30 years, have four accounts and they still don't know me. I am at the bank at least once a day. Think it's time for a more personal experience. I would think by now the experience would be different.

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    Customer Service

    Reviewed July 21, 2016

    If Chase close your account why does it take two weeks to gave you the remained of your money? Chase don't know anything when you call them. Bull...

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    Customer ServiceContract & TermsStaff

    Reviewed July 20, 2016

    I have a nonprofit charity account with Chase. I had had it for about two years when I received a letter stating they were closing the account but with no explanation. I called but was given no reason for their decision. I asked to speak to the person who had signed the letter but of course I was told she was unable to speak to me. I asked to speak to the supervisor who said it was in the contract and that they could close the account without explanation. The account had $6,000+ in it and has never been in the red.

    I said that perhaps I should talk to somebody in the branch. I was told I would get the same answer. I called the branch anyway and Tammy, bless her heart, said she had been trying to get ahold of me. Something about an address and phone number change and they being unable to get ahold of me had kicked out the letter. She then called me back a week later after duking it out with corporate and had resolved the problem and been able to keep the account. THANK YOU TAMMY OF GIG HARBOR!

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    Customer ServiceStaff

    Reviewed July 19, 2016

    I can't believe all of the similar stories I'm reading here from people who had the same exact thing happen to them. All with Chase. Chase closed their accounts out of the clear blue sky, with no explanation, and they are having problems receiving their funds back from the bank now. This happened to me a few weeks ago, and I'm still just heated about it.

    I had a checking and savings account with them for over 5 years. I think I overdrafted maybe 3-4 times in that 5 year period, but it was never more than $50 or so and I always paid it back along with fees. Nothing crazy or surreptitious went on as far as I knew. I consider myself overall responsible with money. Then one day I came to work and my boss asked me why my direct deposit was rejected, I said, "whaaaat?" Went to log into my Chase banking online, like I always do, and it was like I never even existed in their system, everything just gone and a blank screen staring back at me.

    After spending an hour on the phone waiting for customer service, I was finally connected to someone in India whose English was very poor. She had to put me on hold and ultimately I was escalated through 3 levels of management, every one I struggled with a language barrier, and they all told me the same thing. That "an executive decision was made to terminate the relationship with the customer, details unspecified." I asked how can they just do that? Without contacting me? They couldn't have called, emailed, mailed me something, anything?

    I had money in there and I have bills waiting to be paid, plus now a rejected direct deposit in limbo somewhere. They told me with a very annoyed tone, "Ma'am as I told you before and as the person before me told you and anyone you speak to will tell you, it is not a Chase policy to notify the customer when an executive decision is made to terminate the relationship. Your funds will be sent to you in 5-7 days via cashiers check. Thanks have a good day."

    I asked if going into a branch to talk to someone would help, they said, "No they would say the same thing." Going on 2 weeks and still haven't gotten the money that was in my account. Funny thing though is they kept my credit card account active. Apparently they are happy with my credit card account usage still. And they never sent anything negative to ChexSystems because I was able to go to the next major bank next door and open a new checking account immediately.

    I just can't believe that someone I trust with my money is able to have cart blanche like this. Do mistakes never happen? Has no Chase employee ever mistakenly "terminated a relationship" with a customer, thus not requiring any oversight or explanation for said termination? This really scares me from using banks at all but I really have no choice, my salaried job only does direct deposit.

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    Customer Service

    Reviewed July 15, 2016

    At first my wife had a account where we paid all of our bills out of at Chase actually Washington Mutual at the time and even when they change names I had no problem depositing cash into the account to pay our bills. Then they required an ID to deposit cash into her account. Then they forbid you to make any cash deposit into the account if it is not yours. Then they require you to have identification to deposit money into your own account. Now they are closing all the drive-thrus to make it more inconvenient for the working-class people like myself that is very Busy and don't have time to go inside and wait in line like a lemming. I am tired of this bank and I will be closing all of my accounts with them. Customer service my **. Chase bank has become a horrible bank. They bought out Washington Mutual and turned it into crap. Hello Chase Bank. Make it more convenient for people not inconvenient for people to bank with you. Wake up!!!

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    Customer ServiceStaff

    Reviewed July 14, 2016

    I've been trying to create a username and a password to log in to my Chase account. It was impossible. I gave up. I have to hear from a machine way before I get an agent at Customer Service. I have to give my account # and my security code 4 or 5 times just to get my balance. I miss the days when it was easy banking with Chase.

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    Contract & TermsPunctuality & SpeedStaffProcess

    Reviewed July 14, 2016

    I had two deposit accounts with JP Morgan Chase. A checking and savings. Upon calling to check my account balance on June 22, 2016 I was informed by the telephone representative that after investigation Chase has decided to terminate our banking relationship and has closed all my accounts. When asked why, they explained that they don't have to disclose any additional information in regards to the matter. I explained to them that my direct deposits from my employer were scheduled to hit the account the next day. She advised me that all of my cards have been deactivated and that I would have no access to any of my funds.

    When I asked when I could get my funds, she stated that I would receive a cashier's check in the mail, 7-10 businesses days after the close of my account. Today is July 13, 2016. I have spoken with multiple representatives who have all told me different versions and dates associated with this matter. To resolve the confusion I requested documentation of the date this investigation began, the date it was completed, the date both of my accounts were closed and the ending balance for both of those accounts. Along with documentation of the date my remaining funds were mailed out.

    Loss prevention and the fraud department both told me that there are no such documents available. When asked if I could receive a tracking number for the check, they explained that tracking numbers are only provided to customers with $5000 or more. Everyone else is on their own. I then escalated my issues to the executive office, where I spoke with someone by the name of Corey. He informed me that those documents do exist but for internal use only. When I asked him where this information was located in the terms and agreements for my deposit account, he said it's not.

    And if I wanted to get that information, I would have to obtain legal representation. So here I am. I have yet to receive my remaining funds in the amount of $401.36. I have had to pay multiple late fees for various bills, I couldn't pay my sons tuition because at the time all my funds were tied up in the account. He has now been dropped from his program. I understand that they can close my account whenever they want but this is insane. I can't even get documentation to verify the numerous lies told to me. Please let me know if there is anything I can do, or if I am just at the mercy of the bank. Thank you.

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    Customer Service

    Reviewed July 7, 2016

    I just opened my account with Chase this year. Everything was going fine until about a month ago. I lost my job and I overdrafts on three charges and all three were under 6 dollars on the same day. I ended up paying 120 dollars on 17 dollars worth of charges. I paid them off within a week and brought my account current. On Tuesday they charged off my account for no reason. I called and of course customer service and the recovery department didn't have any answers. They just told me to go inside the bank and open a new checking account. I received my direct deposit on Wednesday and they said it was the only way to receive my money quickly. Then they opened up my charged off account again because it was a mistake.

    After I opened the account they told me it would be a additional 3 business days. Then they told me today it will be a few additional days after that. Called again to check and they gave me the executive office number. I spoke to a Elizabeth and she hung up on me. Chase is a horrible bank and as soon as I get my money I'm closing all my accounts and going back to Wells Fargo. I'm telling all my family and friends to do the same. Chase ought to be ashamed of themselves. They don't have to worry about me anymore.

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    Customer Service

    Reviewed July 7, 2016

    Chase's online banking allowed to pull funds out of my account from and into another Chase account without my authorization! The first time I called in I was told that they would set up a claim and that I would receive an email regarding the claim. Well I never received the email and the transfer was not stopped. To top that off when I called it in the second time they WOULDN'T reverse the transaction over the phone which not only overdrew my account, but will ultimately lead to me acquiring an overdraft fee. This is the worse and most insecure system from any bank I have ever heard of! DO NOT BANK WITH CHASE!

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    Reviewed July 7, 2016

    Me and my significant other opened an account with Chase bank. We thought Chase would be a great bank for us because of convenience. We became victims of someone else sending us a check because we had items for sale. As soon as we deposited the check the gentleman had cancelled the check causing Chase to cancel our bank account. My significant other is on disability and receives SSD and thanks to Chase bank he could not get his disability check to pay our mortgage with another company and ended up with disconnected utilities.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed July 6, 2016

    After banking and doing business with Chase for years, I just received a call from a brute named Bridgette who treated me like some welfare case. I was stunned by the cold impersonal tone in which she spoke to me about a couple of late payments. I forgave the long lines and lack of staff in the branches but Chase decided a late payment or 2 was unforgivable. TAKING MY BUSINESS ELSEWHERE!!!

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    Verified purchase

    Reviewed July 4, 2016

    Chase Bank closed my account after a few months of delinquent payments. While I understand that, when I tried to explain the reason for the missed payments was that I had developed a brain tumor and fell behind on several bills before having surgery to remove it. I was with Chase Bank for years until then and had excellent credit. They also didn't care that my credit was ruined by their negative reports and just said there was nothing they could do. They wouldn't reopen my account. Humanity obviously isn't something this bank understands or cares about. I will never do business with Chase again.

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    Customer ServiceStaff

    Reviewed June 30, 2016

    I opened an account with Chase last year. Loved all the features, used my account accordingly, minimal times I over spent or charged an NSF. My boyfriend and I deposit US POSTAL MONEY ORDERS on a regular basis. They are donations for our fund, etc. On Friday, June 10th, I deposited 3,265 dollars of Money orders into my account. Majority from 2015-2016, few from 2012-2013. My debit card declined the whole weekend following, I chalked it up to travel. I have to call THEM on Monday only to hear my account is closed and my deposits are being "reviewed".

    At this point I'm starting to get frustrated. Why didn't they call? Why wasn't I contacted? When asking the reason for the reviewing of my deposits, I was told "They're more than three years old." Okay? Just FYI, FIVE of them were more than three years old (out of about 20), and US POSTAL MONEY ORDERS have NO EXPIRATION!!! So I wait a week, call back, "still in review", in order to release the funds I have to have the ORIGINAL receipt (I'm the receiver, why would I have that?) and now they won't release my funds that were in the account before the deposit AND flagged my account for fraud, so now I can't open an account elsewhere.

    Now, I'm very frustrated. After bugging consistently until the 24th, I'm finally told I'll be sent a check for my funds. Thank God. These are legitimate US POSTAL money orders, written to me, completely valid. Received a check Monday, to the tune of TWO HUNDRED DOLLARS. Are you kidding me! So here I am, calling them again. "Ma'am without original receipts we can't release those funds to you." I finally said I was going to lawyer up. The representative hung up on me. Here's my problem with this: 1. If you didn't want to cash them, why weren't they returned in the first place? 2. Where does the money go if I don't get it back? They won't tell me 3. If they're NOT fraudulent, but old (with no expiration date) why was my whole account closed?

    Finally, I walk into the original branch, where deposited, and have them call. He finally gets an answer. I have to get with the US POST OFFICE to try and get copy of receipts or a "good will letter". Easy enough right? Go to post office, they've never heard of this and have never been able to give receipt copies or do "good will letters". So basically I just made Chase Bank $3,265 richer. No real explanation. NEVER BANK with THEM.

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    Customer ServiceStaff

    Reviewed June 29, 2016

    I had a bank account with Chase for about 3 years. I have been traveling for the last month and having one of my employees deposit petty cash into my personal bank account. She was doing this via the night drop box. Then last week while I was in another country, I found out that Chase closed my account without letting me know. When I called them, I was told that this was because I was receiving money in the night deposit and this was not authorized for my account, and that they had sent me a letter to this effect. When I tried to get this handled, I only got back from them that it was against their policy and that the closing of the account was irreversible, and that if I wanted, I could go back to another Chase Bank and reapply for another account.

    The fact that I was left out of the country without access to my personal money meant nothing to them, and while I was given several apologies, none of the several employees I talked to actually tried to do anything to handle this situation. Chase must have an internal policy about the way they handle customers which is different from a traditional bank, such as "Chase first" or "the customer is less important than the profit." I am very disappointed that a company which should have as its product the safe keeping of their public's money in exchange for a fee, exists and operates in this country and is allowed to call itself a bank.

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    Customer ServiceStaff

    Reviewed June 29, 2016

    At my most recent visit to Chase, I was standing in line and there was one person at the teller counter. There was one teller and I had notice a banker looking at me and trying ignore that fact that I had been there for more than 5 minutes and she did nothing to assist me. I caught her attention, by waving at her, but she would just turn her head and look away every time. I thought that was very rude. Was she just going to pretend that I wasn't there??? Then another person came in with his children and this banker got right up after 15 seconds and came over. Greeted them and ask them if she could help them and offer to assist them personally in her office. She was a few feet from me and did not even acknowledge my existence. I thought myself, "WOW! Did that just happen?"

    Afterwards, I asked the name of that extremely unprofessional and disrespectful person and her name is Francesca ** and asked for her card. I informed her that I did not appreciate being treat like as I was nothing and I would be informing CHASE Management about her act of discrimination. She said, "I didn't see you." "Really? I was the only person in line. You looked at me and turned away several times and you came to the teller line and you stood 3 feet from me. I was right in front of the other customer and even he noticed me in front of him." Mmm. Something is severely wrong with this banker-person and Chase bank. I am a believer that if this can happen, it has happen before.

    She kept making different excuses and said, that not her problem and chuckled and walked away. I called CHASE bank, both Mount Prospect Branch Manager, who said, she is a close personal friend of his and he knows her very well. I bet he does. Then, I called the 877-242-7372, Chase Bank Corp, the representative said, they'll look into it. Someone will be in touch with me. That remains to be seen. DO NOT EVER BANK AT CHASE. If you do, close your accounts and take your business elsewhere. Tell your friends to do the same. This is a horrible bank and if you choose to be treated like a person, a human being, go somewhere else.

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed June 28, 2016

    First issue is with a mortgage, second issue is with a credit card. First issue: My father has a mortgage with Chase and he had two late payments for 2 months. He even tried calling them and asking them if they would refinance or take a smaller payment temporarily, they said no and immediately tried foreclosing on him. He paid the two payments off and they stopped the foreclosure, but then they said he owed $5,000 in attorney fees and to be paid immediately and wouldn't take payments.

    Six months later they tried foreclosing again due to the attorney fees not being paid, even though the mortgage payments were on time and in full. My father kept trying to negotiate with them the whole time but they wouldn't budge and wouldn't offer a payment plan. While they tried to foreclose, a guy from Chase kept stopping by and rudely asking questions (basically harassing) and trying to stick his head in the door and push the door open. Then he would go to the neighbors and harass them. The neighbors kept complaining about this guy.

    Second issue: I had a couple issues with Chase due to a credit card. A couple months after I opened a credit card from Chase they raised my interest to 29.99% from 19.99%. I called and asked them why and they said there was no reason for it, but they wouldn't change it. Even though my credit card from Wells Fargo was at 16% during the same time. I had very good credit and no late payments.

    A couple years later I became unemployed so I called Chase and asked them what is the minimum they would accept as payment as to not report a missed payment to my credit report. They gave me a number slightly below the original payment (not much help really) and I did this for a couple months. Then later I pulled my credit report and they had been reporting as late and lying to me. Yet I was paying the payments almost in full. I did the same thing with my Wells Fargo credit card and they didn't report and also gave me a better payment plan. Not to mention they were nicer on the phone than Chase. I also had an auto loan from WF and they were absolutely great. I would choose WF over Chase any day of the week.

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    Sales & Marketing

    Reviewed June 24, 2016

    I tried to cash a Chase check today that is written on a local branch and made out to me. It's from a closing fee overpayment from a mortgage closing on my condo last week. It's for $130, and even though it was written from a local Chase branch, I was told I needed to pay $8 to cash it if I didn't have a Chase account. That is probably the most immoral, unethical scam to make a few bucks that I've ever seen! Not only will I never open a Chase account, no one I know will either, if I can help it.

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    Customer ServiceStaff

    Reviewed June 23, 2016

    Do not use Chase Bank. They do not care about their customers at all. All they care about is making money. If you do not use their credit card for 6 months they will close out your account. They will send you fliers all of the time to fill out applications for their other cards. But, if you use their card, and then pay it off, and then not use it for whatever reason. They close out your account. They do not care if you are a good customer or not. They do not care about you at all. They are rude, and have no respect for you as a person at all. If you do not plan on maxing your card out, and using it every month, then do NOT use them.

    Not only all of this, but they do whatever possible to screw you over repeatedly, and then ignore you when you try to talk to them. WORST company that I have ever dealt with and will not ever deal with them ever again. HORRIBLE!! Everyone should know about them before they decide to use them for anything. If you like rude customer service from a company that straight up tells you they do not care about you then go to them. You will get just that! They are all about hurting your credit every chance they get, especially if you are a customer that is in above great standing with them.

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    Customer Service

    Reviewed June 18, 2016

    We have been with Chase since 2007. We paid off all of our debt and have not used credit cards in a while. We received a notice in the mail stating that they were going to cancel our credit card due to inactivity. The only reason we switched to them in the first place was because they offered us a lower rate. When we called they stated that they could not keep it open, but we could re-apply. I would not ask them for credit if my life depended on it. They are **. DO NOT GET CREDIT WITH THIS COMPANY. THEY ARE HORRIBLE AND RUDE!!! I WOULD GIVE THEM A ZERO BUT THAT IS NOT POSSIBLE.

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    CoverageStaff

    Reviewed June 17, 2016

    I would of never thought that a multi billionaire company would condone their own managers to cover up for unlawful activities within the bank, and crucify an innocent bystander. Because of wrong doings that had nothing to do with me my career and bank account are at jeopardy. I was a former employee and customer of Chase bank and I have been accused of false accusations. My account has been restricted and now I can't access my funds. How is it that they have the right to close out my account and not disclose the reasons behind it? When my account has never been over drawn and has always been in good standing. The bank has all these rights to do whatever they please with MY own money, but how is it that as a customer I don't have any? People need to be aware of the illegal activity that is going on around Chase.

    How branch managers cover up for a theft between lead tellers and split the money and they use new employees to run all over them and try and set them up but yet the branch manager gets to keep her job. Something needs to be done about this! They have horrible services, BM's think they can talk to people any oh way. If everyone stands together we will be heard and what was done to me won't be done to another person. If you are a bank teller for Chase watch your back with branch managers and lead tellers because they stick together and steal and frame tellers and try and ruin their career.

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    Customer ServiceStaff

    Reviewed June 14, 2016

    I have been banking with Chase for several years. I have recently closed my checking account because the overdraft fees are ridiculous. I have the text alerts that are supposed to tell me when I overdraft, and within the last year I notice if I overdraft for something I won't get an alert until after 11 pm (the cutoff to add money before they overdraft your account) or the next day. So it seems more and more like they are purposely waiting to notify me. I called about this, and I get an answer saying that on "ACH" transactions they cannot notify me until the end of the day. I don't know why that is. I just had to pay $64 in overdraft fees for things that happened overnight. Doesn't make sense. I notice they are also getting rid of bank tellers and the drive up tellers and replacing them with kiosks. I have opened an acct. with Capital One where they have no overdraft fees.

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    Verified purchase

    Reviewed June 14, 2016

    Chase accepted and deposited checks made out to our small business into someone's personal account. There were 11 checks at 11 different times. Chase did not catch any of them during a night audit or any audit which leads me to believe that Chase does not audit entries. When this was brought to their attention, they refused to return the money. The total Chase has allowed their bank/banker to embezzle from us is $47,000+. As mentioned earlier, we are a small business and cannot afford to do business with a bank that does not audit their daily transactions nor desires to take the fiduciary responsibility of correcting their errors. Beware small businesses.

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    Customer Service

    Reviewed June 13, 2016

    I sent in all proper info to change my bank for auto deposit and it is June 13, 2016. I still have not gotten my checks from Chase. This is the second month they supposedly reissued a check and now it is a supposed double check for two month sent on May 27th, still I have nothing. I am 78 and have 500.00 left to my name!!! Not one dime anywhere else! I use to have Chase as my bank for many many years because the BJ union of New York City uses them. They are terrible and have the worst customer service I have seen in a long time.

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    Verified purchase
    Customer ServiceStaff

    Reviewed June 12, 2016

    I had Chase liquid account where all my direct deposit went and my bank always had money. Few weeks ago, they decided to just close my account with telling what went wrong. This happened right after my boyfriend withdrew money with my permission with my PIN number. This could really damage someone's weeks for while. They said they were going to send me check at the end of the month!!! So what am I suppose to do, starve for 30 days with all my money being in that account? They said they will send me the letter with my check explaining the "reasons", they wouldn't even tell me the reason over the phone?

    About my account, seriously, if you want your money to be sealed off for 30 days for no reason go ahead. I really hope they close down soon with people realizing how mad of a bank that is. Not only that, at the branch, I was told if Chase wants to close your account they can do so without letting you know! Which happened to me, and she said that means they are kicking you of this bank cause they don't need your business like how you go to the restaurant and they can choose to offer you service or not? Like how can you compare a restaurant of 30 minutes business to a months of business with all money trusted with them?

    It has set me back with my bills. I have penalties I need to pay off because this bank decided to close my account without notifying and sealing all my money in for 30 days! Please save yourself this horror and go to another bank. I wish I could give them 0 stars. Very poor customer service. I'm sure they are not going to survive for too long.

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    Customer ServiceStaff

    Reviewed June 11, 2016

    We have banked with for several years and stuck with them after a lot of mistakes in their part. I then get a letter stating they are ending their relationship with us and if I have questions call. So I call, and what I get is the same thing the letter says no info on what their review involves. They also say if I don't close the account before the deadline my funds will not be available for 2-3 weeks. Thanks Chase for nothing. Stay away from them they are a fraudulent company. They obviously don't care about customers, only what customers out in their accounts.

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    Coverage

    Reviewed June 11, 2016

    Hello, I was charge a $75 dollar processing fee and asked for a return. I talked to Jordan a "customer service specialist". She said her policy changed and wasn't able to help me. I asked simple questions on when did this new policy go into effect and didn't have a clue. She said they would give me a call back on Monday for an answer. I like how they know the policy on keeping my money but not much else.

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    Customer ServiceStaff

    Reviewed June 9, 2016

    I opened a Chase account almost two months ago and then the nightmare started. I tried to use my brand new card twice only to be denied. It turns out that Chase, despite withdrawing the funds of the check from my father-in-law's bank, Bank of America on April 15th, decided they needed further confirmation of the original check-writer's signature. They never contacted my father-in-law or myself and took it upon themselves to close my account while still putting a hold on the money they withdrew from Bank of America over a month before. After I called Chase four times, Bank of America twice and my father-in-law once, Chase finally VERIFIED my father-in-law's check on May 27. Four days later, they finally decided to mail out a refund money order. It will be here in 7 to 10 days from the first when they mailed it out. This is mailing it from Texas to California. I still don't have my money after almost two months.

    I have spoken with countless managers at Chase, including one Edward ** at their executive office and they claim to have done nothing wrong despite their apologies at inconveniencing me. This is truly the worst banking experience I have ever encountered and would recommend everyone who reads this to avoid banking with them at all costs. Chase is truly one of, if not the worst bank in America. It's unfortunate they are allowed to do business at all. I am starting a teaching job in September, and they would have had direct deposit from me every month. Luckily I learned just how horrible they are to their customers before this happened.

    I would warn anyone and everyone to avoid doing what Chase considers "BUSINESS with them. They are truly one of the banking organizations which should have been disbanded due to their nefarious business practices with private individuals, although who knows... maybe they helped cheat so many former homeowners out of their investments during the crash. I wouldn't doubt it in the least. Do yourself a favor, STAY AWAY from Chase. They have no concern for their customers.

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    Customer ServiceStaff

    Reviewed June 7, 2016

    I walked into the bank located in 4610 Queens Blvd Sunnyside, NY 11104 to make a deposit and get $50 change. The teller ** was like I'm taking a change from her account. She was mad on me!! She started asking me "from what company? Why you didn't call before you came here?" And she was talking very mean, then she said "I'm not gonna give you $50. I give you just $25!" I told her I don't want anything so I was very upset. I went to the customer service asking closing my account, but I didn't because it was a very nice representative. Her name **. She was more than professional with her big smile all the time, make me change my mind. Please Chase don't hire a this kind of people ** if you want keep your customers! Thank you **. You was very helpful!!

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    Customer ServiceInstallation & SetupStaff

    Reviewed June 7, 2016

    After I reported that a check that was sent to me was more than likely no good, I informed the teller and the acting bank manager of my suspicions, I decided to have the check sent to the loss prevention dept. Somehow the bank thought I was trying to defraud them and restricted my account. Days later I spoke to the manager and explained the problem and I had the proof to confirm my story. He then had me come back on the next business day and he would try to work things out with the main office.

    The account belongs to myself and my mother who is 89 years old and we both returned to get our account unrestricted. The manager explained that our current account would be closed but would be able to open a new one. This was good news for my mom and I because we were unable to have access to my mom's social security which had been restricted the last three days. As we were signing paperwork and installing new pin numbers, all of a sudden a phone call that the bank employee made to request that our funds could be unrestricted. After he got off the phone, he informed us that we would not be able to open a new account with Chase Bank because "I had put something up on social media concerning my account."

    Not only would they not explain what this breach was about, they would not give us our money which is over $1300.00. I had to scramble to inform our landlord, loan company, insurance, etc that the checks we sent them would be no good and asked for extra time. I was told a check would be mailed out soon and I explained that we have no food in the house, I can't pick up my mom's prescriptions because I have no money for the co-payment and I will have to cancel my mom's cardiologist appointment again because I won't have the $20.00 co-pay. I can't do laundry because we need a debit card that we no longer have. The no compassion or non-caring attitude by the Chase employees who made the decision is just appalling and disgusting.

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    Reviewed June 5, 2016

    After a week waiting for a hotel transaction to clear I asked them to make sure this will not be an issue with my job direct deposit - they said "oh no, it's ok." They added the money back to my account. Everything was clear and done. I always check my account several times per day. Next day I wake up and my account is left with $84. Spoke to 4 employees including a supervisor. They said "I don't see anything on your account. I cannot give you your money back!!!" My money that I work for. Chase will not return it. And they don't see the missing money. Please everyone be aware of the fraud! This company is doing.

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    Customer Service

    Reviewed June 4, 2016

    It worked one day and now it doesn't. I called, the call disconnected 3 times. The person with whom I spoke asked me for personal information that had nothing to do with my account. When I finally got her to listen to the problem she became incoherent. I have to find another bank.

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    Verified purchase
    Staff

    Reviewed June 4, 2016

    I have banked with Chase for over 20 years. Not long ago they switched my debit card to one with a chip. On 5/9 someone, somehow got a hold of card info and withdrew money from my checking account. I immediately contacted Chase and they opened a claim on it. They credited back the amount taken plus the 3 NSF fees until they could investigate and get back with me.

    I received a letter from Chase yesterday stating they were denying my claim because they say there is no way anyone could have compromised a chip card. No amount of discussion swayed them. They didn't even pull the AMT video footage as part of the investigation. They instead had me call the Chase dept that handles the video surveillance to have me request that they pull the video. They refused. They told me I needed to open a police report and have them subpoena them to get them to investigate the video or I could hire an attorney and have them subpoena the video.

    Long story short - beware if you have a Chase bank card of any kind with a chip and if it's compromised at a location that has a chip reader. They will expect you to prove yourself innocent rather than get off their lazy ** and pull the video. - They aren't telling people that if they are compromised - you will be held responsible. They do no investigation whatsoever. At least they didn't in my case. I guess it all depends on how much money you have in their bank.

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    Customer ServicePricePunctuality & Speed

    Reviewed June 3, 2016

    About 2 years ago I was involved in an auto accident, and needed to use my credit cards to pay some of the deductibles and other charges I occurred. I ended up with about $11,000.00 total on my credit cards. So I decided to apply for a zero interest loan for 15 months through Chase with their Slate card. Since I couldn't get a straight answer on the phone as far as the qualifications needed to be approved, I applied online. As I am getting $25000 o $50000 back within 90 days and my credit score is 740 I assumed it was a no-brainer. I make 50k a year, have never been late and own almost 50% of my home. But after applying it came back approved!! But for $2800?? I could go to my own bank for 3 times that but not at zero interest grant you.

    After the blah, blah, blah song and dance on the phone I would have to reapply for the increased amount and again pull credit. So needless to say if I can't get it who actually can?? We can sell you a $40000.00 Lexus at 0% but not loan you $10000? So needless to say I will never be doing business with CHASE BANK. They have lost me, my wife, our 7 kids (all grown up and buying stuff on credit as well) and our 8 grandkids! So if it sounds too good to be true it probably is!! The switch and bait is alive and well!

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    Customer Service

    Reviewed June 1, 2016

    I went to the ATM and withdrew $300.00 and turned around and tried to redeposit it in daughter's account and it kept rejecting the money. I looked close at the money and it was counterfeit. I called the after hrs. line and they told me to go into the bank so I sent my daughter in on Monday morning and the manager took the money from her and I called and asked if they were going to give back that money and told me NO they were not responsible for it. I have pictures of the counterfeit money I was given from the ATM.

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    Customer ServiceStaff

    Reviewed May 28, 2016

    CHASE banking team on all levels is FRAUD! We banked with Chase for 5 years and only recently they decided to cancel our account without any notification 3, yes 3 separate times, 3 weeks in a row. Always right before our direct deposits were to go into our account. My husband spent days with them direct in one of the branches with Chase employees trying to rectifying the situations. They used the excuse that someone hacked into our account and deposited, yes DEPOSITED checks and that they have never seen anything like this. WE NEVER saw the money or the checks. They say our accounts Savings and Checking are closed, but we still get text messages on our accounts and statements. We are now getting hit with overdraft fees on the accounts.

    I just read some interesting information on the CEO JAMES DIMON and we can believe he received $23 billion in bonus in 2013 because that is all the money they are taking from us consumers. They have the worst Customer Service, they do not know the meaning of Customer Service. Chase employees are not trained. Chase employees don't care. Chase does not provide any solutions to correct the situation. Chase, so called managers lack empowerment. Chase lacks in true commitment!

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    Reviewed May 27, 2016

    Chase, having the intelligence, heart, and sense of equity, has credited me with the full amount of my payment to the continued soulless, heartless, and microscopically intelligent Priceline.

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    Customer ServicePriceStaff

    Reviewed May 27, 2016

    When trying to deposit less that 300.00 in cash into the mortgage account, I am denied and told I may be laundering money. The account belongs to my 84 yr old mother who has been with this bank since it was called Great Western... before Chase, before Washington Mutual... back to the late 70's. I feel that should give them enough time to establish that my 84 yr old mom is not laundering money. Previously I tried to deposit cash into her personal account for her birthday... yep... laundering money again.

    I find this rude, inappropriate and horrific that the bank feels this is ok and doesn't give ** about the customer... the ones who provide the money for the "bank" to use and stay afloat. Where the hell do they get off not accepting legitimate cold hard cash issued by our Government? Perhaps their interest isn't in our country or taking care of our people. Check out their Global crap... foreign money is their friend and locals are **. You disgust me chase bank... and believe it or not, you are not all that. I tried to get a regional manager on the line. 4 phone calls, several transfers and long hold times to no avail. They don't want to take the calls and the agents/tellers on the phone don't help either and are told to get rid of you. Then comes circling the phone trees. Don't use this bank for anything. They are foreign invested and could give less of a ** about US clients. Boycott Chase!!!

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 26, 2016

    A big ** you to Chase Bank. 3 years ago I went online to open an account online with Chase when I was in rehab. They said for security they needed me to come in and show my ID which I understand. I told them I was in rehab, I was bedridden and I could not walk and could not come in so to please just close the account. Fast forward 3 years. We went in yesterday to a branch and we open an account and no problems. We have good credit with banks. They open the account. We get all the paperwork and account number. So I try to set up online banking and I ended up having to call Chase fraud dept. again. I understand they need to probably verify me. After 15 minutes the guy comes back and tells me that Chase has decided not to keep the account open but could not tell me why. I called the banker I dealt with yesterday and he calls them.

    Apparently they have me flagged as fraud because of the account we tried to open 3 years ago and for that reason Chase decided not to have a relationship with me. So a big ** you to Chase and I will stay with Bank of America whom I have had for over 10 years with no issues whatsoever. When I went to get my opening deposit back the banker (who was extremely nice) said he even spoke to a supervisor and explained what happened 3 years ago and they would not take the flag off my name. So because I opened an account online (which they encourage you to do) but I could not go into a branch they think I am fraud. What a ** company. I hope they go under.

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    Staff

    Reviewed May 25, 2016

    Chase is manipulating its customers by not updating transactions and the available balance timely, therefore making it look like a customer has funds available in their bank accounts while they actually do not have anything available. I have been a victim of Chase non-sufficient fund fees due to this manipulation. Last night I quick paid someone because my account showed that I had funds available, but this morning my account was negative. I called Chase and a rep stated that, I was overdraft even before I completed the quick payment transaction. Why would the system allow a quick pay if the funds available in the account are not sufficient? Something is not right. This is a fraud. Please investigate.

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    Customer ServicePunctuality & Speed

    Reviewed May 23, 2016

    I have had Chase Bank for 3 years now and honestly it's almost impossible for anything to get done in a timely manner with this place! If you deposit a check on their "amazing" online deposit center they say it only takes 24 hours to clear to your account and no that's not the case at all. Sometimes it takes up to 48 hours for one check to clear! Then when you call to talk to customer care they don't know and they keep transferring you from person to person and still can't give you an answer on what is really going on. I am switching my service. I have had a horrible experience with this place. Horrible mobile app, check depositing and wire transfers.

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    Customer ServiceStaff

    Reviewed May 23, 2016

    This establishment is not holding their customer service up to a decent standard... For example during rush hour they only had one teller available to service customers. I ask someone in management if they were able to assist the long line in anyway, and no one was able to come out to help.

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    Reviewed May 21, 2016

    Very dissatisfied and disappointed with a bank this size for such petty amount. I did open a promotional account that they offer with $500 with the deposit of

    $15,000.00 in six months. Once there, is only valid for $200 because it have to be with direct deposit of your paycheck. After all that time, finally they send the statement with the $200 included. I close the account and the $200 is no longer there because I just close the account a couple days before. The manager of the branch at 38-18 Broadway, Astoria, Mr. Moe ** decided that after all this time they invest my money and because I closed a couple days before, I do not have the right for the promotional amount. How petty for a such size bank after using my $19,800.00 for all this period in their investments. Never again.

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    Customer ServiceCoverageStaff

    Reviewed May 18, 2016

    Today, I contacted JPMorgan Chase regarding an overdraft in my account which caused a domino effect in extensive NSF fees totaling $204. I explained my situation where my account is blocked from making mobile deposits & that I have to funnel deposits through a savings account then make a transfer the next day; in addition there are no Chase locations within over 75 miles of where I live. I also explained that I have no source of income & currently out on disability. I pleaded if as a courtesy they can work with me in reversing some of the fees since this will cause additional financial hardship. The rep said they would only reverse one $34 fee. I spoke to 2 other senior reps not Supervisors or managers & they refused to help me further. I was even denied to speak with a manager in customer service.

    Now I am out $170 because of this block on my account to make deposits & because the bank pays out a check for $146 first then charges for each additional item (which in my case were small amounts of $10, $20, $7, etc). The fees were 3x the amount of the debits. The bank makes money on each NSF fee accessed in retail banking meanwhile the bank reverses fees in other departments like Commercial Banking, Government banking, etc. When I worked at the branch level I reversed fees as a concession to customers all the time (especially if there was a hardship situation).

    I am a disabled single mother to 2 children with no source of income & my bank who I've been with for years in which I trusted basically does not care that they took food out of my children's mouths. It's a shame how the poor customers like me are robbed with these astronomical fees while the wealthier customers get all their fees reversed with no problem. It seems like discrimination & unfair business practices when you have a set policy for one area & another policy for another. It is 1 bank & every customer should be treated as a valued customer. I know this for a fact in my former experience working with the bank.

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    Customer ServicePrice

    Reviewed May 18, 2016

    I was told by a customer service rep that Chase charges $30 to process a stop payment for a check. I have a Chase Business checking account and have maintained great standing with them since opening the account ~10 years ago. I mailed a check...recipient never received it (and it was confirmed as not processed), and I thought tell my bank. Their answer, "the $30 fee is for a specialist to review this." My jaw hit the ground. Chase tracks everything, secures my cards with chips, and puts other limits on my account (which needlessly hinder my activity), have all the technology in the world and yet, they have to bring in a specialist to stop payment on a check for a customer who receives a dismal .01% interest rate. Baffled.

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    Verified purchase
    Customer ServiceStaff

    Reviewed May 12, 2016

    For 4 years used a Chase and always they try to give the service. 10 days ago they blocked my account. They said that need to verify any deposits and freeze all my money. Every day try to resolve this case, but the agents and Supervisor only said "you need to wait and we cannot to do nothing." After 10 days I called other time and only say me that they decided to cancel the relations with me, but not give a clear explanation. But the big problem was that they cancelled the accounts to my family members and my ex-wife. It's crazy. Only said "this is the decision and you need to wait other 15 days for your money." Never recommended this bank in my life.

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    Customer Service

    Reviewed May 12, 2016

    I have a Southwest Rapid Rewards Card I use for business. I received an email stating that I would receive 5000 bonus points for each friend I referred. I got a co-worker of mine to sign up for a card. When it came time to get my bonus points Chase states that because of complexities and privacy there is no way to give me the points. They would not give a clear answer on why, just that it is complicated. So essentially, they will let you market the card for them and not honor what they say.

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    PricePunctuality & SpeedStaff

    Reviewed May 10, 2016

    So I have been banking with Chase since they were Washington Mutual - 16 years. I recently moved and there is no Chase in the entire state that I now live in. Trying to close my account has been an utter nightmare. Because I recently moved I cannot close my account for SIX MONTHS because I have too much money (over $1000) in it. Trying to mail myself a check was the next option, to reduce the amount I had in my account. IT WAS 5 DAYS LATE, and then they canceled it the day I got it. They are not a bank, they are more of a black hole of poorly trained, underpaid people ** with your account when they are not even qualified bankers. And then they charge you to undo their own actions. AVOID AT ALL COSTS.

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    Reviewed May 7, 2016

    This bank is the most awful, racist and discriminatory bank ever! They closed my accounts for no reason, just because I am an Iranian, and now I have to run to get my money back! I am going to sue this sucks bank!

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    Customer ServicePriceStaff

    Reviewed May 5, 2016

    Yesterday, a teller would not take straight deposit (postal money order) payable to me. I was confused so, I ask to cash it. NO, she offered money in my existing account, only? I deposited it into another account, withdrew same amount, then deposited that cash back to the first account. That was 3 transactions and 10 minutes instead of 1 straight deposit 1 minute (at least she was nice)? But, not usually the case. Prior to this, the bank refused to cash a check drawn on same bank with good funds for me, and I bank there. They refused a deposit into my own account of a check payable to me without ATM card as ID however, no ATM card was linked to the account. Prior to that they refused to transfer funds from one account direct to another. I am on both accounts (and was MEAN). I refused to move, called telephone banking & did the transaction on the phone in front of the teller. I asked her why the phone teller could do it, then left.

    I tried to cash a Chase check in another branch, good funds, I am Chase account holder they tried to charge me. I left. I have so many Chase stories. I refused to enter the branch closest to my home. I refused to enter my home branch. Maybe I do not LOOK like someone who deserves fair treatment? What is left? Oh here is a suggestion, BE NICE CHASE. The meanness and condescension is unattractive. The staff in Upland North is very nice though. People mostly need a little help and understanding, especially when the situation at hand is a Training Issue and not the fault of the customer.

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    Price

    Reviewed May 4, 2016

    I'm on disability. My check goes in every month. For 2 year they allow you to overdraft on their discretion. But 34.00 charge for a 5.00 purchase is so unfair and the most important things you need to pay the day before check comes they return and charge you 34.00. If they know your deposit is coming it should be our discretion on purchases for that 34.00 fee not theirs. Also fees should be less anyway. Cannot believe they can get away with this. I Pay more in fees than anything. There should be a limit per month what they can charge on overdraft. They know if you're disabled you don't have much money. So why take advantage of them?

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    Customer ServicePriceStaff

    Reviewed May 3, 2016

    I opened a high school checking account last year (junior year) for my son. Suddenly in April 2016, Chase started to charge him monthly fee. I called Chase to inquire about the fee, an unqualified employee told me he needs to have direct deposit from work or social security or linked to parent's account. I told her he does not work but his account is linked to mine because that's how I opened it for him.

    She told me it's not linked to my account, but linked to my daughter's college account. I asked why and who did it. She insisted he needs to have direct deposits from work even after I told her he's a high school student with NO job. I then requested to speak to a manager. Customer specialist (manager?) told me somehow it's a high school account but is not linked to parents account in April. She didn't have answer as to why or how. It just did somehow. I accidentally caught their mistakes. Chase does many tricks to rip off even high school kids. People need to check their money more carefully.

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    Customer Service

    Reviewed May 2, 2016

    I deposited a Cashier's Check, from my Wells Fargo Bank Account, to Chase on Saturday. I was advised, by a Chase Supervisor Alex, that the funds would not be available until Tuesday 05/03/2016. I was confused as to how this is the case when a Cashier's Check is easily verifiable by the electronic feed on the bottom aspect of the document. Subsequently, I am finding it a challenge to pay for necessary expenses such as: student loans, kid's tuition fees, car loans, etc.

    I have been a Washington Mutual/Chase bank customer for over 18 years. This has been a huge inconvenience for me. I would hate to sever my longtime relationship with your bank, however, this experience leaves me no other choice. It appears to me that Chase is no longer the bank for working professionals. There has CLEARLY been a change in customer relations. Usually, I am loyal by nature. However, this experience has changed my attitude and perspective on how businesses value customer relationships. I recognize that big banks could care less about the everyday working stiffs, but I don't have to bank with them. They can do what they do without my few pennies. There are many other choices out there, including credit unions. Time to begin the courtship.

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    Reviewed April 29, 2016

    My wife died Mar. 4, 2016. On April 6, 2016 I brought the death certificate to my local Chase branch. The banker brought up the account on his computer and confirmed that I was the beneficiary. He then opened a money market account in my name to transfer my wife IRA money into. He told me it would take up to 10 days but would most likely be less. I have been back to the branch 3 times now and as of this day, 4/29/2016 I have not received the money. I have been told that the estate dept. is reviewing it. What is there to review? We have a marriage certificate, death certificate and I am the beneficiary. I would never invest money in Chase again!

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    Staff

    Reviewed April 28, 2016

    Chase bank is nothing but a rip off. I had a payday loan. I paid it back. After I paid it Chase bank told me they resubmitted it again so I put stop payment on it. Chase said it came thru the bank again as a ACH payment and Chase paid it 300. I had proof I had paid it. It's a long story so Chase stole 300 dollars from me. I think the people that work for Chase and Chase themselves lie to people and they keep the money. I don't know how they get away with stealing people's money. I can't say how I really feel about them so I will close - don't ever get a Chase account.

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    Reviewed April 27, 2016

    Had a check stolen from my mailbox and some idiot just lamely wrote a name over it and tried to cash it. The Chase Bank caught it and NO MONEY WAS LOST BY CHASE. They will not give me my money back and just keep stalling. They even lost the original affidavit I originally submitted, and I had to do it all over again. The worst crooks ever!

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    Reviewed April 26, 2016

    Chase is the worst. First my personal accounts were closed with no rhyme or reason. They will not tell you why because they have to be very selected on giving information out of fear of being sued. I was not contacted to verified my charges so my accounts were closed. Now I have their credit card and I'm having issues setting up my account to either see my charges or pay the bill. I was transferred four or five times to solved this. The outcome, go to a branch with two IDs. I'm closing this credit card, I will no longer give this company my business. Unfortunately, I have to give a rate. Pretty much my rate is -10.

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    Reviewed April 25, 2016

    Small Business - Forged Check - Claim not honored -- My daughter took one of my business checks, wrote it to herself for $9000 and then proceeded to sign my name and cash it. I filed a claim with the bank and filed a police report with charges being pressed. The bank said because she lived with me and was an employee that I showed lack of care and ARE NOT refunding the money. I do NOT support someone taking something that is not theirs and getting away with it. My small business does over $1M a year in revenue and they could care less!

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    Customer ServiceStaff

    Reviewed April 24, 2016

    I went to use my check card and was declined. I called Chase and the rep told me they just received word of fraud occurring on some customer accounts. She told me someone used my card in Tx, when I live in Ca. She closed my card, verified 4 other charges that were not mine & filed a claim. I logged into my acct the next day to ensure no other charges had posted. Spoke to 5 different reps & explained to each what happened. They credited, reversed, credited & reversed the charges. The bank said they viewed the claim & would deny credit. I was being penalized for a thief stealing my card info & using it!?!

    After a total of 9.5hrs on the phone--a senior specialist told me that they would credit me permanently 3 of 5 fraudulent charges. Since 2 were at a grocery store (I show pattern of grocery shopping, so it's automatically mine!) Today, 5 days later the 3 credits were reversed & the customer service rep said, "They're yours." How is that possible when I've never shopped at those stores in Tx or purchased from online sites they mentioned?! THIS HAS TO BE ILLEGAL!? MY HARD EARNED MONEY SHOULD BE FREELY GIVEN TO A THIEF & I GET PENALIZED?!

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    Customer ServiceStaff

    Reviewed April 21, 2016

    My uncle has a business a/c at Chase. He needed to go out of town, so he took me to his bank at 3103 fm 528, friendswood, 77539 and the banker (**) took my driver license for all the necessary information. After couple of days, I needed some change (quarters, dimes) and went to the same location. The teller said I needed my debit card. Since ** was just next to the teller, I told him if I can get some change. To my surprise, he said I can only make deposit and can't get change. That is really sad that I can't even get some change after I got all my personal information and my uncle has business a/c with them. I waited in line for half an hour since three employees were helping one customer cashing check. So, I drove 13 miles and went to wells fargo. They gave me change with a smile, no debit card or no attitude. So, I ask people to think twice while before doing business with Chase.

    After couple of days, I called Chase Bank to complain about the incident and the representative said they will do the investigation and sorry for mistreatment. They didn't even ask the location or name of the banker. How in the world they will do the investigation if they don't have any information regarding the incident. So, it is the proof that whole bank system don't care about customer service.

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    Customer Service

    Reviewed April 21, 2016

    Seeking a Business mortgage and not a proper response -- When my husband I went into Chase Bank to seek a commercial loan, we were told that Suzette at ** would assist us. We waited for her to call us and never a call, so we called her and she spoke to us but did not seem to know her job. She said she would call us back and never did. So we went into their bank yet again. When we filled out a personal loan this time, no call back. We called them and they were not familiar with our application. UGH! I think that this is not good customer follow up.

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    Reviewed April 20, 2016

    This was a horrifying experience for a single mom that is barely making ends meet to go through. First, Chase Bank allowed fraudulent transactions to transpire multiple times without my awareness. Second, told me to go into the branch I originally open account with to open claim for investigation. Then, told me my claim was not done in a timely manner which they filed for me. Lastly, through the late claim I was denied my investigation and refund. Please explain?

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    Customer ServiceStaff

    Reviewed April 20, 2016

    I have been with Chase for many years but just in the past few months both over the phone and in the branch I have had a very bad experience. They act like I am not the person on my account. I changed my address over 2 times and they still did not make the update. When walking into the branch on Manor Road to get checks, I waited 30 minutes for them to confirm who I am. After being told "You do know we charge for checks?", now my husband's debit card stopped working and I called in to find out the man over the phone tells me "Just like your husband called you to tell you about the issue you should have him call us" regardless that we have joint accounts they wouldn't help me at all. It feels like something is always a problem when it can be easily solved if they knew how to deal with customers the right way.

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    Customer ServicePunctuality & Speed

    Reviewed April 20, 2016

    2 months ago my 84 year old mother had a bank account closed for no reason by Chase Manhattan bank. I myself just had my credit card account closed by Chase Manhattan. It seems loyalty and performance means absolutely nothing to Chase. I have a credit score of over 800, and I always pay my bills on time. Apparently this happens to a lot of people, this is the most dishonest credit card company I have ever done business with! They do nothing to make things right. The customer service is terrible, and the worst experience I have ever had! DO NOT USE THEM!

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    Customer ServiceStaffEase of Use

    Reviewed April 17, 2016

    I felt attacked that I was calling after realizing I lost my debt card. I was being questioned like I was an idiot. The people on the phone lack customer manners. When someone is calling after realizing they lost their card and a someone already used it, you aren't rude to them. I was asked or told that where the person used my card at a location I have been before. Ok even if that's the case I am telling you this time it wasn't me. BUT when I do try to use my card when it is me let me tell you how many times I have had to call in to confirm it's not fraud.

    Chase needs to step up and retrain their phone employees or they will lose clients. I don't want to deal with that every time I call in. They are short, rude, and really sound like they can't be bothered. Um then get a different job. Again we are the victims calling in after our cards have been compromised! Maybe the person who took my card knew to use somewhere I have been so I won't notice. Either way again it wasn't me, so please don't talk to me as if I maybe forgot I used my card. I am very aware of where I spend my money Chase. Also it's hard to use my card when I am home asleep. Hence the panic when I call in. Chase I hope these reviews get to you because you need to really realize customer service is a real thing.

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    Customer ServiceStaff

    Reviewed April 15, 2016

    The person or persons who came up with this new line of operations in Chase should be FIRED!!! I've always liked Chase but this new trend they are creating is unreal. They have entered the land of no customer service. How dare they treat consumers this way. We better wake up in this country because we are headed for disaster. When a major bank can cut the number of tellers down to 2 on a major street in Houston then that tells us they are publicly saying forget the consumers. They cut the drive-thru service out for customers and only have one atm in the driveway and the line of cars is around the corner. I am outdone with Chase. They are trying their best to cut out workers in this bank. Chase you have gone from sugar to **!

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    Customer ServiceStaff

    Reviewed April 14, 2016

    The Chase Bank at Smith Valley and 135 shut down the drive thru, and got rid of most of the tellers. Now they have rude tellers that work there, not friendly and sometimes only 1 teller is available. This bank is horrible now. You might as well close the bank.

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    Customer ServiceCoveragePriceStaff

    Reviewed April 5, 2016

    I have been a loyal customer of Chase Bank for 6 years. I loved Chase. I loved Chase Quick Pay, the Chase app, everything was great. And then the day came when I came into some inheritance and deposited a large check. I knew a large check might take a while to clear, so I specifically asked the bank teller how long until the funds would be available. She told me 5 days, and even circled the date on my receipt, which I kept. I was very excited to pay off my student loans, so the day I deposited the check, I immediately paid off my debt, knowing that the funds would be in my account within 5 days and would therefore have enough money to still pay my bills. Lo and behold, the date on my receipt came and no funds were released.

    I called and spoke to a customer service rep who said she couldn't tell me why the funds were delayed beyond the date I was promised, but that she knew the hold on the deposit was going to take 9 days, instead of 5. She then transferred me to someone else who could give me more information. The next customer service rep told me that the hold was actually going to last 12 days, instead of 9. When I asked him why the hold changed from 9 to 12 days in a matter of 10 minutes, he said the last person was "just a customer service rep and didn't know what she was talking about." Cool. Then he blamed the delay with the deposit on the bank where the funds were coming from, rather than taking any responsibility on behalf of Chase.

    I immediately asked to speak to his manager, who told me the exact same thing, that they just automatically extended the hold to the maximum number of days legally allowed, and again blamed it on the other bank. When I told her I was now going to not be able to pay my bills and would probably overdraft my account, I asked if they could just release a portion of the funds to cover my bills, or at least not charge me overdraft fees. She told me that she couldn't promise that Chase wouldn't charge me fees for overdrafting my account, even though it was their fault. She basically did nothing.

    I spoke to 3 people at Chase and none of them helped me whatsoever, nor did they seem to care at all about the issue. I am SO DISAPPOINTED in a bank that I have recommended for several years now, and used to be extremely happy with. The least they could do is not charge me overdraft penalties, and they took no steps to do so. They clearly don't care at all about their customers, and I will be taking my business elsewhere.

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    Customer ServiceInstallation & SetupPunctuality & SpeedStaff

    Reviewed April 5, 2016

    Went to the Chase branch located on Allen Center (Houston, TX) today April 5, 2016 around 9:30am. I needed to speak with a personal banker and unfortunately they only had one personal banker for the entire branch. I asked the teller if there was anybody else that could help me and she said no and gave me three options: (1) Wait; (2) Come back later; (3) Make an appointment.

    I decided to make an appointment in order to be certain that I will be able to talk to Mario (personal banker). I left my name, number, appointment time, and brief message and the teller asked me to. She also informed me that I should receive a call from Mario, which I did not, but still decided to head to the branch since I had an appointment. I got there 5 minutes earlier and checked in with the same teller. She informed me that Mario was still at lunch and asked me to wait. When Mario came back, the branch manager Wynter **, had Mario take care of another customer. After seeing this, I approach the teller and ask for an explanation. She did not seem to have one and this made me upset. She then said that she could check with her manager to see if she could take care of me, but the manager already had someone in her office. I will now try NOT to make this personal, but more about what happened:

    1. I find this situation very disrespectful towards my time. I went to their branch twice in a day and got nothing resolved.
    2. The branch did not honor their word. I was supposed to get a call and did not. I was supposed to have an appointment and did not.
    3. The manager could have helped the first time I went to branch and did not.
    4. Lack of commitment. They advertise on their site that they are #1 in customer satisfaction among largest U.S Banks and well, they do not.

    5. Teller did not offer me any solutions, instead she made excuses. This is small branch. The other personal bankers are on vacation. You made an appointment for the same day. I gave him the message, he must have gotten busy.

    I am now planning on closing my accounts with Chase (checking, savings, IRA, credit card) and go to a bank that actually values my time and appreciates me as a customer.

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    Reviewed April 3, 2016

    Chase closed my account without any reason. They reversed three automatic deposits made on 1 April 2016 and did not send the money back to the senders. I ask where the money from these deposits are and they say it's not posted but said it was not returned either. They give me no information about when I will get my money. There are many people posting on Facebook about the same thing happening to them. DO NOT BANK HERE.

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    Customer ServiceStaff

    Reviewed April 1, 2016

    I don't trust this bank with handling my money anymore & I've been with them for more than 5 years now. They claim they are always trying to help & on your side but with a simple dispute that should be over already (4 months later) they have given me money back & taken it out at least 3 times with no good reason. Really I'm the one who keeps after them when I see what is going on in my account & they give bogus excuses as to why it was taken back out. Truly another made up excuse when "that" was never part of the problem before.

    Another time a rep just decided to give me another credit because she mistakenly reopened the case. Didn't realize money was never taken back out but she still gave me another credit & then I saw it so they took it back... of course all they could do was apologize. If it's not one thing it's another with them! They honestly have no clue what they are doing with other people's money & I'm STILL waiting for a manager to call me!

    I already told MANY of them that I will not be a customer of theirs much longer, it's just a matter of time. They don't put in notes & I'm so sick of having to repeat myself. But even worse where is their quality assurance department? "This call may be recorded?" Well... I also told them I am going to have to start recording each call I make to them since they obviously don't & really don't do their jobs correctly. Save your money & peace of mind!

    I called tonight/this morning for a simple question & had issues with the automated system & then it STILL allowed me through to my account information. So I informed the rep who made THAT the big issue instead of just helping me with my simple question so I could get off the phone & SHE could go investigate. She put me on 3-way with the automated system & ended up disconnecting me, making me go through everything all over again with someone else, making things a lot worse because of course that woman wanted to try to fix everything after I'd been on the phone for 40 minutes. & I kept telling her "I just want to go to sleep" & "NO I don't want to fix things now"! It's not MY job to call managers, they are supposed to call me as I requested - period.

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    Customer ServiceStaff

    Reviewed March 31, 2016

    A home purchase is one of the biggest transactions a person makes in their lifetime. Chase Mortgage doesn't care about their clients one bit. From the top management down to the loan officer you will get very little service (like answering their phone, sending emails, answering questions) from this company. Their mailboxes are full, probably because they don't answer their calls. If you need a mortgage stay away from here. Stay away from Caroline **, unless you like not knowing what is going on. Her bosses W. ** and Gregory ** (they will not answer or do anything either) But they all have the same slogan: "If you are not 100% satisfied with my service or your experience with Chase at any time, please let me or my manager know right away." The problem is that you can't contact them to let them know that they are doing a terrible job.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 29, 2016

    I deposited my paycheck 03/24/2016 at ATM on Chase Bank on 2495 NW 87th Ave Doral Fl 33172. The amount 1950.00, but machine read 950.00. Two days after I call and after wait 25 minutes they transfer to claims department. Solution I get my money in 12 hours. On march 29 I went to the bank and representative ask me, "Bring screenshot from your job and you get your money in minutes." I go back to my job and my manager said is impossible. Is restricted information. I went back to the bank and they give a solution. I have to wait till April 5. I asked for a manager but she left early Tuesday 2 pm. Supervisor promised put a note in the system. Nice solution for a trusty bank.

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    Customer Service

    Reviewed March 28, 2016

    Every time I call they always put the wrong address in so they can hold money. Never again will I do business with this bank again.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 27, 2016

    Had a account with them and every time I called in concerns to my account NEVER could get a straight answer. EXTREMELY long wait times on the phone. Terrible speaking agents that you can't understand. Closed my account and they put it on my credit report. Asked to have it removed and was told they no longer report it and it's just there. They refused to remove it. Once tried a repossession of my car after only 2 days being late and I was in the hospital having a surgery to repair my leg.

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    Verified purchase

    Reviewed March 26, 2016

    Don't Bank with Chase. You will open a account and they will close it and ask for the same documents and waste your for another hour or two to reopen it.

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    Customer ServicePriceStaff

    Reviewed March 26, 2016

    I recently paid off my JP Morgan account due to fees and interest. They really make it hard to pay off the debt completely. They would not accept my debt card saying that they could only charge the card the daily amount and of course my total pay off was over 500 daily limit. I asked what would be my best option as I was trying to build credit and wanted to pay down this amount. I was told that I had the account for under 6 months and that It would not reflect well on my credit anyway and was told that it would basically be the same as if I paid it off or keep paying the fees and invest for over a year and then it would look favorable on my credit.

    I ended up paying the 1,437.00 in cash. Now my credit score is less than when I started paying into this company. It's really a let down to know that this company makes so much money off the poor or people they think that are poor. The customer service is so horrible and the statements from the bank is written in such small letters and numbers that most people can not read just how much is going to pay off the principle.

    I would and am telling all the young people I know to steer clear of JP Morgan and tell them how they operate. They do nothing for our community, they take and keep you under their thumb. It's much better to get a prepaid credit card from your own credit union and play with paying it off and keeping the balance over 70%. If you fall you're in your own backyard and you have learned something. Do not learn at the expense of giving to people who have more than most. Thank you JP Morgan for helping me see you more clearly. I know this won't change anything especially for me. If it stops one person from getting tangled in your web it was worth it!

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    Punctuality & SpeedStaff

    Reviewed March 25, 2016

    Never do business with chase bank. They steal from customers and lie. They did not send 3 consecutive payments or mail documents to me. The document they sent was late and improperly filled out. They e-mailed an e-mail address I have not used in 3 years. They have been e-mailing the current e-mail address for 3 years. But I have contacted many and was passed to the "executive office", who was not helpful. Please please please do not use this bank!

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    Customer ServiceStaff

    Reviewed March 24, 2016

    I opened an account at Chase in Ridgewood, NJ for my business. They were all too eager to push me out the door for not having the right documents. I handed in all the necessary documents, and got a call a few days later that the last digit of the YEAR of my business document was cut off. I had to jump through a ton of hoops to get it corrected. The women at the bank, SHARON and RICHA were really not helpful, didn't listen. And when I sent them the document corrected (which thanks to Legalzoom took FOREVER to get) I had to contact them to find out that the account had been closed THE DAY I SENT THEM THE NEEDED document they ALREADY HAD with the last digit of the date. I've done business with Chase for almost ten years. I'm moving to another bank.

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    Customer ServiceStaff

    Reviewed March 23, 2016

    I called customer service at 18005243880 on 3/23/2016 @ 3:40 pm. I was talking to Debby or someone she asked me to tell about dispute reason. I was explaining. After 15 sec she interrupted my speech and said “We will work on it and thanks for calling.” I mentioned “It's rude.” She said she don't care as I was not American citizen. RACIST people. At first I told this transaction was at India. She simply lost interest talking to me. Can't be if we are Indians we don't have right to talk with you?? Then why do you offer accounts for you. Not ethics.

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    Staff

    Reviewed March 23, 2016

    I called Chase Bank on Friday to stop online transaction from my Chase Bank account. And representative ensured me that she will take care of it. But on Monday I found that that transaction went through, and because of it I am facing many troubles and financial loss. I hope Chase Bank will compensate me for my losses, and will take care next time such thing does not happen with its customers.

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    Customer ServiceStaff

    Reviewed March 21, 2016

    Called to complain about a negative experience and spoke to customer service specialist Gregory who told me he was "indifferent" to my experience and if I was dissatisfied I should "close my account, forfeit my points and go somewhere else". Needless to say one of the worst experiences I've ever had with a business.

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    Customer ServicePriceStaff

    Reviewed March 21, 2016

    I've had 2 accounts at Chase Bank for the last 10 years or so. When I opened them, in addition to a savings account, I was encouraged to open a limited checking account, so I would have easier access to the money. Since these accounts have only been used a handful of times over 10 years, I rarely look at the statements. When I did check a recent statement and saw that a $20 fee had been assessed, I went to the bank to ask why. I was told they had begun assessing a $20 service fee in July of 2015.

    It's now March, so they have removed $160 from this dormant account. I immediately closed both the checking and savings accounts. I have never earned more than a few cents per month on these accounts. So, I did not "save" any money, and, in fact, it actually cost money to give Chase Bank the use of this money for the last 10 years. This does not even make sense. When I expressed my dissatisfaction, the Chase employee did not even acknowledge me (and I was both calm and polite). My experience included both poor customer service and the assessment of an unethical fee. Shame on Chase Bank. They have devised another scheme to rob their depositors of their money.

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    Reviewed March 18, 2016

    I went Chase to deposit $400 in my daughter's acct. She is in college in CA & I am in GA. She needed emergency cash because her car is broke down. It is Friday afternoon & you can't get a rental car for a 20-yr old. They refused my cash that I withdrew from my Wells Fargo acct. Wells Fargo & Suntrust bother accept cash deposits. Cash deposits is how I use to receive my child support. Everyone PLEASE put Chase out of business by NOT doing business with Chase. My daughter is closing her account with them.

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    Customer ServiceStaff

    Reviewed March 18, 2016

    On 3/17/2016 I went to pay for purchases at a local grocery store. Used my Chase debit Card and it was declined. Called Chase Bank and they stated I reported fraudulent charges were made on my card. There were no fraudulent charges especially not reported by me. Because of this my card was cancelled even after verifying my identity. I emailed them the requested documents. Passport, driver license, and a birth certificate. Because the card was so worn with use, I was unable to sign it. They would not hear of it even when I explained that I was disabled collecting Social Security and needed the card to buy food.

    Tomorrow I will have to visit the bank to receive a new card. After my next Social Security deposit am definitely closing my account. I am 60 years old and have never experienced such a mean spirited banking institution. Their employees aren't trained to think at all. I believe the bank is called Chase because after they are done stealing your money, you have to "Chase" after them.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed March 14, 2016

    There was a suspected fraudulent transaction in our account. Well and good... Banks need to fight fraud. But they never called me, never emailed, never texted. They mailed me a letter, 6 days later, and I received it 9 days later. Meanwhile, we were wondering what was going on. I called Chase. They claimed they called (which they didn't), but they also said their policy is to not leave a message. With all of the phone scams these days, most of us don't answer our phones if we don't recognize the number, so even if they had called, it would have been useless. When I talked to their rep, she was very snippy with me, totally unconcerned that we weren't notified for 9 days, and called me a liar when I told her we had never received a call. Not the way to treat a loyal customer.

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    Punctuality & SpeedStaff

    Reviewed March 11, 2016

    Recently, I had a bad experience with Chase Bank. I've been a loyal customer for 4 years and had a checking and credit card account with them. In the middle of February, I got confirmation from the IRS that my $1,080 federal tax refund has been deposited to my Chase checking account. It was even confirmed by a Chase representative. However, they closed my checking account the day after the check got deposited without any sufficient reason other than that there was a -$60 balance which was tacked on by Account Maintenance Fee, NSF fee, etc. I was furious. Their fees are ridiculously high. I've pulled my account records and counted over $600 in overdraft fees alone!

    The situation got resolved (hopefully) when I walked into my local Chase bank branch and they informed a cashier's check got sent to my old address. They then had to cancel that check, re-issue a new one to my new address, and wait up to 2 weeks to receive it. After all is said and done, 4 weeks has gone by and I'm late behind my credit card payments. Thanks to Chase. Never again. They have ruined my credit score down to 300! I'm going with credit unions from now on.

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    Customer ServiceOnline & App

    Reviewed March 10, 2016

    My son sent money to our account at the Members First Credit Union, and did so by using the internet and quick pay. All I had to do was to go to the email and open it and go to the Chase website, put in some passwords and the money would be transferred. I got that far but when I tried to put in the password, the security code and whatever else, it refused to take it. After about an hour and numerous attempts I finally gave up. It was necessary to call a branch of the bank for help. Only then could I get the money transferred. The website is very unfriendly.

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    Customer ServicePriceStaff

    Reviewed March 10, 2016

    Chase has told me that they are always willing to work with long term customers. Today I applied for a Southwest credit card from Chase. I was denied. I called the reconsideration line to ask why and explain any problems that may have be of concern. I have a 685 credit score, no outstanding debt, 0 balance on all of my credit cards, no late payments in over a year and I run over $100,000 a year through my Chase account with a minimum balance of $3,500 ranging up to $30,000 in checking at all times. I had a charge off 1 1/2 years ago from a bad business deal that caused some financial issue. I paid back $18,000+ of debt and have had no issues since.

    The fact that other banks offer me cards weekly but my bank can't seem to get it done baffles me. All they ever do is charge me $80 a month in bank fees and talk out their necks. The guy on the reconsideration line was the rudest person. He would say something and I would reply ok, then he would stop and say "go on sir" with an attitude like I was trying to cut him off. I have never had such unprofessional behavior from a group of people that handle my money. Chase is garbage and I look forward to changing banks tomorrow.

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    Customer ServicePunctuality & Speed

    Reviewed March 9, 2016

    I have used their online bill pay for years. Recently a payment I made to my credit card did not post, but the funds left my account. The credit card said it was the bank, Chase said it was the credit card. Many calls, emails and time spent by me...eventually uncovering that Chase posted my payment to an entity I had never heard of. I eventually contacted that entity. Got my money back. In the meantime, paid the credit card. Now my credit history shows a late payment, and Chase is now stepping in and paying the credit card again (**) even though I've paid them. Too late, and making everything worse. I hate this bank so much. Switching as soon as I can.

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    Verified purchase

    Reviewed March 8, 2016

    A fraudulent charge was made on my Chase visa in November which I was alerted to via text and email. I indicated this was not my charge and it was reversed along with a new card sent out. Well, that business where the transaction occurred has sent the amount owing to a collection agency and Chase has told me that they can't do anything, nor should have done anything. So much for fraud protection or customer service. I will stay with American Express and never work with Chase again.

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    Reviewed March 4, 2016

    I had my checking account for over 10 years. I had direct deposit set up to this account the entire time. Chase closed my account and told me it was because it had a negative balance. They closed 1 day before my payroll direct deposit went in. It was too late to stop the direct deposit. Chase told me that they received my direct deposit and that they will hold my money for 3 business days until the direct deposit check clears and then process me a cashier's check that will be mailed to me in 7-10 business days. So basically they will hold on to my money until they feel like it's cool to give it to me.

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    Punctuality & Speed

    Reviewed March 2, 2016

    My husband and I recently opened a joint checking account to pay our monthly rent and other joint bills. We ordered checks for this account which we never received. Chase agreed to send out another set of checks and put a stop payment on the lost set of checks. However, Chase sent us checks with the same numbers (the numbers that had stop payments) and we had our rent check returned because of it. Chase was willing to send our landlord a letter of apology and when I asked for a copy of that letter I was told that it was between me and my landlord (who charged us $150 in late fees and a $8 cashier's check fee per month because we now have to send cashier's checks). Extremely disappointed and pissed that Chase has screwed us out of a good deal of money and tarnished the relationship with our landlord which they have not been willing to rectify.

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    Reviewed Feb. 29, 2016

    I went to Chase to cash a check that a friend had made out to me. I bank with Ally and they make you mail the check in if it is made out to cash. Because it was drawn on a Chase bank, I went there instead to cash it so I wouldn't have to mail it. I was informed that because I was not a customer of Chase Bank, they would charge me $9 to cash the check! You can rest assured that I will never be a Chase customer. I left and mailed the check.

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    Customer ServiceStaff

    Reviewed Feb. 27, 2016

    I just experienced a Seinfeld episode with three Chase customer service representatives, you know the one where Jerry tried to return something and he said because of spite. The rep says they don't take things back because of spite so he then said "Ok then I just don't want it." The manager says "Sorry you already said spite we can't take it back." So I called Chase and told them I lost my card and needed a new one and they said "Ok, we can do that, but your security code will change so you have to notify all your autopay accounts and reset them." I asked if there was a way to send me just a replacement card without having to change the code and they said only if the card was damaged, not lost. So I said, "Ok it's damaged then." The rep on the phone said "Sorry you already said you lost it and we recorded it so I can't do it." There are other reasons why Chase is the worst pile of crap bank in a sea of crappy banks, but this I had to share!

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    Punctuality & Speed

    Reviewed Feb. 26, 2016

    I have been sent money from a Chase Customer, but I cannot create an account or verify the confirmation code to access my money. It keeps say "cannot confirm at this time" and it's been multiple days. So he is now sending me a check. Quick pay my **. It's almost like they don't want to allow a new user, which means I am the smart one here. I don't bank with them and their difficult sign up helped confirm I am right to bank with other banks. USBank and Bank of America allow quick payments electronically with minimal trouble. I recommend trying them and forget this BS bank. Even my small credit union can handle a transfer better than this!

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    Customer ServiceStaff

    Reviewed Feb. 25, 2016

    I went in to get a statement on an account I closed. Tim at the Bernardsville, NJ bank asked me why I closed the accounts. I told him this is the only bank that limits people from making cash deposits into my account. This agent begins to tell me that a bunch of Chase account holders were laundering money and selling drugs and actually providing aid to ISIS. I have tenants in an area that people don't have bank accounts, they are less fortunate people out there. He acted above them and me for that matter. He printed out a transaction statement which is not what I asked for and when I requested the stamp and sign it, he actually put me on speaker phone with his legal department who told him it was at his discretion. He took me outside and told me to wait for his boss if I want it signed.

    This bank believes anyone who has people deposit cash in their accounts are drug dealers or ISIS supporters. This is a very warped view of customers. I don't want to go far every time one of my tenants call and want to pay me rent and I should not have to because a possible one percent of the people may use this for shady business. They wasted over twenty-five mins and insulted me. I will be removing all my money out of Chase and suggest everyone do the same. Who wants to bank in place that believes their customer are up to no good?

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 24, 2016

    I would not recommend Chase Credit cards to anyone. We had difficulty with making on time payments, 10 years ago, and we have been paying for it ever since, with their high penalty rate. And when questioned about it, their stock response is "... after reviewing your account, this is the lowest rate we can offer you..." Mind you, we now have a 790 plus score for one family member and a 730+ score for the other. And that is all they can offer... Please reconsider ever asking Chase for a credit card and instead, look to your local credit unions, or smaller regional banks. The big ones are only going to look out for themselves.

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    Reviewed Feb. 24, 2016

    I submitted will and death certificate on Jan. 11, 2016 to Chase to have my deceased father's house signed over to me. Said everything was good to go. So I go to my attorney with said paperwork, with the original will, which she submits to the court and everything gets approved. Get a buyer for his house, now Chase says they can't release they lien because they don't have the notarized will. SOB's did not ask for it. I am supposed to close on house Feb. 29, now they are saying it will be another month... Hey it's your error... fix it. Very disappointed and will definitely not be depositing the check for the house with your bank, if I ever get in now... So it is really your loss, Chase. Thanks for nothing.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Feb. 20, 2016

    I deposited 3 checks into my checking account in November and Chase didn't credit them. They said they bounced. I gave them proof they didn't bounce. Long story short, 3 months later, I'm still trying to get my $120.00! Hate this bank. Every person I spoke to was evasive and scammy. Just awful.

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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