Chase Bank Reviews

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About Chase Bank

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Chase (NMLS #399798), the U.S. consumer and commercial banking business of JPMorgan Chase & Co., offers home purchase and refinancing loans, in addition to its other financial services. The company provides home loans in every state and Washington, D.C., and its services are available online, through its mobile app, by phone and in person at more than 5,000 branches.

Chase Bank Reviews

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    Page 12 Reviews 1835 - 2035
    Customer ServiceStaff

    Reviewed Dec. 14, 2018

    Everyone keeps talking about how Chase Bank is this. Chase Bank is that. I went and got a Chase debit prepaid card and ever since I've been a customer with them they have had the worst customer service ever. I don't know what all the noise is over Chase but their customer service sucks and the bank doesn't seem that great. The people act like they don't understand you when you're talking and I speak pretty good English which is my first language by the way. They act stupid and not very knowledgeable of their products and services and every single time I call I have to be transferred at least two or three times even when I'm entering the right commands and the automatic telephone service. I do not want to call them ever again for anything. From now on I will use online services. If I have to keep calling them I'm going to shut down my account.

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    Customer ServiceStaff

    Reviewed Dec. 12, 2018

    I stopped using Chase due to their anti-female treatment. My friend still loved them, until today. Chase has for three days frozen her business account. Today she called again for the third time to get the problem fixed. Same problem that was supposedly fixed the last two times. As a long outstanding member for years, she was given to a man who claimed to be Sam. Said Sam claimed that the problem was due to the Earth being round on some days, flat on others, and triangular other times. Since she was on speaker phone I heard him making the statement. She asked to speak to his supervisor. He put her on hold for a long time, probably wishing she'd go away. Sam did not get a supervisor, but claimed the problem was solved. This took place this morning, 12/12/2018. One has to wonder, is it really resolved??? Today was the third time. It was the first time to hear that the problem was due to the shape of the earth.

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    Customer ServicePriceStaff

    Reviewed Dec. 12, 2018

    Today was a very awful experience with Chase customer service and they have proud on what they do and they can only as a "customer service" which makes a very bad impression because to top it all, it really sucks! I had deposited a check of $800 last Friday and another $851.57 last Saturday morning. Chase cleared the check Monday, 10 December 2018. I went to Chase Bank Atwater Village branch last Saturday and was clearly told that my account would not be negative would be OK to use for purchases, payments, etc. on Tuesday, 11 December. So I went and paid some of my bills when I saw that those two (2) checks got cleared in my account. These checks were from my husband's account in his LAFCU.

    Those banks were good cause they have overdraft protection in case something happens. Plus, that account of his (husband) has funds in it and was even verified over the phone with a customer service by LAFCU. Then this morning I was surprised when I checked my phone app that I have a negative balance of -$586.69. Chase has not even informed me about the situation so when I called them, they told me that the check of $851.57 has been returned and was requested a return from LAFCU due to insufficient funds. Which is wrong, why? First, that account has funds, second, whatever the case may be, Chase should have resubmitted another request on that check to see if it has funds since the first attempt they assumed it has no funds at all, but they made a mistake.

    They don't want to accept faults or mistakes on their part but it is entirely their negligence because why would they clear it out in my account the 10th if they know for sure that the money has no funds at all? Instead, they made my account - $586.69 after I paid some bills. Then of course, those bills will then charge me for insufficient fund in my account the next day. CHASE has been very bad in dealing with customer service issues and unresolved situations like this and would even rush me over phone then just HANGED UP. Is that what you call the best practice of CHASE Bank customer service the way they treat clients, who makes their business??? The worst thing that ever happened to me in this Bank.

    Before they would normally resolve the situation and try to make a solution or option, but this THEY DID NOT GIVE ME ANY ASSURANCE BUT THEY TOLD ME THAT THEIR HANDS ARE TIED UP TOO - What does mean? WOW, something has to be done here and a line has to be drawn. So upsetting and disappointing! FYI, they wouldn't reverse any of it and not fund my account after all the hassles and just HANGED UP!

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    Customer ServiceContract & TermsStaff

    Reviewed Dec. 8, 2018

    Earlier today, Saturday 12/8/2018 at approx 12:50PM, I went to the Chase Bank at 15128 Airline Rd, Baton Rouge, LA (inside the Albertson grocery store) to open a business checking account, a personal checking account, and personal savings account. After 50 mins, I walked out of the bank never being serviced. It took 40 mins in line waiting, just to get to a point of being able to speak with a teller. She explained it took over an hour to set up an account. Why is beyond me. For a personal account: Name, ID, address, phone #, email address, SS #, and account type... done!

    Business account: Name, ID, FEI #, address, phone #, email address, account type, articles of incorporation, and letter from Sect. of state in good standings... done! Today the female ** manager and the mail ass., were more interested in ** with other black customers than servicing a whole line of customers. I've not seen anything that dysfunctional in my whole 55 years of life. I still have no bank account for personal or business use with Chase Bank to have payments from customers direct deposit to and for ADP to process payments for payroll. On Monday, I start a new $300k direct hire engineering position and another $150K contract with **. I hope this shall be forwarded to the CFO, President, and vice presidents, so they can see first hand the level of incompetence in their staff.

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    Reviewed Dec. 8, 2018

    Our brother died last July 11, 2018. Today is December 8, 2018 and we have yet to receive the money from two small (under $8,000) checking accounts being held hostage by CHASE. We gave them a certified copy of his death certificate, less than two weeks after he passed away and we have been going thru all the legal proceedings ever since. Holdings by other institutions, amounting to over nine times the money being held by CHASE have long since been turned over to us: 'Us' being his only surviving relations...his brother and step-sister. CHASE has informed the estate that one reason for the delay is/was that they had 'accidentally' omitted a 'zero' and had to correct that error. I am soooo glad that we do not bank with CHASE.

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    Customer Service

    Reviewed Dec. 7, 2018

    I’ve been a Chase customer for over 10 years and today am closing my account. Their customer service has always been helpful but the fees they slap you with multiple times a day for unforeseen circumstances are horrible and should be unlawful. To limit the number of times an account is charged in a day if unable to deposit funds and rectify the issue on time should be considered. Chase: what matters is doing right by your customers - you lost my business and respect. Do better.

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    Reviewed Dec. 6, 2018

    I want to thank Chase Bank for letting my rent check go through when I didn't have all the funds in my account due to funeral expenses. It was a huge relief. Thank you for being there in my time of need.

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    Customer Service

    Reviewed Dec. 4, 2018

    We inherited money from a family member who had IRAs with Chase retirement. It has been 2 months and they will NOT release the funds to a qualified account. They cannot tell us what is needed and will not return calls. We just get letter after letter for arbitrary requests that have been fulfilled. Never put your money in the bank - your kids will never get it.

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    Customer Service

    Reviewed Dec. 1, 2018

    Wow! After dealing with fraud which was enough all by itself. I attempted the whole week to prepare for my upcoming deposit. Forget it. Whatever you may plan is merely a plan in dealing with Chase. They informed me that my money had went to the old account and they couldn’t move it to the new account. After asking them why I was informed that it was because they had sent the money back to the Department of Defense. I told the gentleman on the phone that shouldn’t have happened because I signed a consent to have the money rerouted to the new account. Overall, this has been very frustrating. I know I already need to find me another bank. If you are thinking about joining Chase, please consider first and weigh your options.

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    Customer ServiceStaff

    Reviewed Nov. 30, 2018

    I work for a small business that banks with a different bank, but I personally have an account with Chase. We are in the middle of a transition with our payroll company with setting up direct deposit. So we thought to make things easier on our employees by depositing there checks for them (our employees don't work on site). After the first week, we had run out of checks on our business account and ordered new ones. Our bank gave us temporary account checks with our account info on them. The only thing missing was a check number. Used these to deposit our employees checks for three weeks (we still hadn't received our business checks and had called that bank), with no issues from any of our employees banks. This last time Chase did and was horrible. The teller took the checks and deposit slips.

    After ten minutes she came back saying she couldn't deposit the checks because she needed our routing and checking account number printed on them. I explained the little numbers at the bottom of the check were the routing and checking account numbers. She then asked what the number in the memo field was. I explained that it was our employees account number, which was also written on the deposit slip. She said okay, and left to try and deposit them. She came back a second time and said that because the check was missing an actual check number they may not be able to deposit the checks. I asked why since they had been doing it for three weeks with no issues.

    She said we want to protect ourselves in case your checks bounce. All of this in front of a room of customers! I could understand if any of our checks bounced why this would be a concern, but if she had checked any of the accounts that we were depositing to, not one had a returned check from us. So this was an issue that should never had been brought up, especially in front of other customers. She then grabs another teller and they go in the back to try and deposit again. They both came back and let me know they deposited the checks. However, because the checks had no check number they had to override their system, which was falsifying documents and highly illegal! Again, this was said in a room full of customers.

    By this time I was ticked and I had an attitude. Not one of the other banks for our employees were giving us issues, instead they were trying to get our business. I don't understand how one bank prints these out for you, and another bank says they are illegal. I don't think the business's bank would print out illegal checks and then hand them out. I then called corporate to file a formal complaint. I tell the manager everything.

    At the end, he asked "So, you went in initially to inquire about a business account?" So I had to explain the whole story again. When I asked him to let me know what he was putting in the report, so I knew he had it right, he said he put "I went in to deposit checks, and employees were rude. Might be closing my account." He didn't even put in what the said, what the situation was even about, or anything. When I asked about that, he said we only put what the gist of the complaint is about in the report. No details! Are you kidding me!!! I will be closing my account and going somewhere else. Shouldn't be made to feel like a criminal for trying to do a good thing for our employees.

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    Reviewed Nov. 29, 2018

    This is the absolute worst bank ever. They had the nerve to have my payroll on hold for over a week after I deposited the check. Just because it's a huge check that seemed suspicious... It should had been cleared into my account after at least 2 business days!! My rent and other bills are due!! Unbelievable. I'm cancelling my account as soon as my check goes through!!

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    Reviewed Nov. 28, 2018

    I am appalled and hugely disappointed that Chase no longer accepts coins/pocket change for deposits. How can a bank regulate how or what type of money can be deposited into your own account? Mind blowing to me. I was floored the one day I went to Chase to deposit all my coins I had in my wallet and the teller wouldn’t accept it. Then tells me unless it is rolled up into paper coin sleeves. What the bleep is that? Who is going to take the time to wrap up coins into paper sleeves just to make it convenient for them at the bank? Money is money no matter how it is presented to them. So idiotic. Can’t believe Chase or really any bank would pass such a rule to no longer take a persons coins. Unbelievable!

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    Customer ServiceStaff

    Reviewed Nov. 27, 2018

    I've been banking with Chase for the past 10 years, and the service that I recently received was extremely unpleasant and rude. My dad wanted to contact the customer service so I called 877-691-8086 and pressed the necessary buttons to get ahold of them. After I was connected with a rep, I told him that, "I will be giving the call to my dad now--" the rep didn't even try listening to me. He literally said, "I can't talk with you" and hung up. My dad and I were extremely mad that this happened; we waited 20 minutes to be hung up by a rude rep. I hope Chase can improve its customer service because it seems like a lot of the complaints they receive is due to the poor, rude customer service.

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    Reviewed Nov. 27, 2018

    As a long-term client with both private and business accounts with Chase Bank, we expected better service than this: Amongst others we had a small business account which we didn't use for a period of time. Once we wanted to use it, we learned Chase Bank had closed it without notifying us. We asked them to re-open same but they now demanded all sorts of fees/minimum balances etc. We met with their managers who could not provide any sort of evidence that we had been notified about their decision to close same! Have now set up our business accounts with another bank and our personal banking and that of our other family members will follow shortly. So much for long-term client relationships!

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    Customer Service

    Reviewed Nov. 26, 2018

    Wired my daughter over a $1000. She was in need of this money. She is fighting cancer. This was done over a week ago. I called them and they wouldn't talk to me said my bank has to contact them. My bank called and was told to let it go through or request money back. We requested money back 11/20/18, today is the 26th. Still no money. My bank called Fed and was told JP Morgan has money and just sitting on it. This is so wrong. Never ever again. Now my daughter is suffering because of not having this money and I have no more to send her. I took out a loan to send her this. Had to give a star they wouldn't submit with none.

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    Customer ServiceStaff

    Reviewed Nov. 25, 2018

    Chase did a horrible job by handling my identity theft claim of 4000. I had to call everyday cause know was able to file a claim for me. I was talking to people in the Philippines and India who did not speak proper English. Finally 3 days later someone was able to file a claim and were asking for signatures and copies of driver's license and social security and police report but I had to wait to receive the paperwork on the mail because they could not email to me unless I went to a branch so I did. The teller didn't know what she was doing. She called the fraud department and they didn't want to email the papers I needed to sign. I called them and I had them emailed to the teller. Finally I faxed them over. Took 13 days to get my 4000 back. I'm planning on taking my money somewhere else.

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    Staff

    Reviewed Nov. 24, 2018

    I will NEVER do business with CHASE ever again. That includes any mortgages, Business or personal accounts. The people I have dealt with have been condescending and shield themselves behind policies that don't care about the consumer. They have closed my account and tell me that they do not have to tell me why, but in the process I have direct deposits that they are holding hostage for a period of time, and due to some "policy" they refuse to give me my money. If you expect your financial institution to care about you as a consumer, I would bank somewhere else. Chase what matters!! More like CHASE (we don't care about you as an individual).

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    Online & App

    Reviewed Nov. 22, 2018

    So I have been using Chase Bank mobile app for years. On November 15 they upgrade to Android 6.0. My phone is 5.0 & no longer supported by my cellular provider for Android upgrades to newer version of Android. My options are to buy a new phone even though my 5-year-old smartphone works great or upload a new android rom into my phone myself & possibly brick my phone doing so. Or just continue using my credit union who also upgraded their mobile app & still works will older phones using newer or older android. Otherwise their old mobile app was just fine until now. Funny that eBay & PayPal & Home Depot & Lowe's & many other mobile apps still work great. P.S. BBT Bank did the same dumb move also.

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    Customer Service

    Reviewed Nov. 22, 2018

    Today was the 3rd time in 2 weeks that a purchase didn't get approved. They "suspected" fraud. I used the card earlier in the day at a grocery store for 43.00. Later at Dollar General the card wouldn't go through for 27.00. After several attempts by the store clerk I realized that Chase had put a hold on the card. It took me from 1pm to 1130 pm, with 15 phone calls talking to 2 different people each time. I am living in Greensboro NC from Sept to March. At one point they said I needed to go into a branch. They looked it up and the nearest branch was 132 miles away in West Virginia. I sent 3 emails and 3 faxes of my debit card-front and back, my drivers license and social security card. They 'couldn't' read them. Too dark. Then too light. One senior supervisor said she would call me right back on my phone to verify who I was. She didnt call. One of the security questions was what year did I open this acct. WHO KNOWS THAT!!!

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    Customer ServiceSales & MarketingStaff

    Reviewed Nov. 21, 2018

    On 11/20/2018 at 3:19am, I transferred $500 from my checking account to my savings. At the time of the transfer there was no indication that anything was out of the normal. I transferred the money as I normally do. The next morning I check my bank account balance and the $500 is gone and saving account is closed. Since then I been speaking with various customer service reps and I'm being told that I must file a claim for this. Just a few moments ago at 1:21 am on November 21 I speak with manager Maria ** who kept suggesting that this whole situation was my fault because I was the one who made the transfer. I ask her: “How am I supposed to know the savings account is closed? There was no indication whatsoever that the savings account closed.” Then she tells me that It can take up to 2 days for me to get the money put back into my account.

    I feel this is a scam on the part of Chase Bank because I was not made aware in any way that my saving account closed. If this savings account closed at the time I deposited the money, why then would their system allow it? The transfer should not have been allowed to complete. I'm getting little cooperation from this bank. I am getting the runaround. I do not recommend anyone open any account with this bank. I want my money back into my account as fast as it was taken out. I am seeking assistance from you at Consumer Affairs on this matter. Please contact me.

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    Customer ServiceSales & MarketingPricePunctuality & Speed

    Reviewed Nov. 21, 2018

    Decided to go paperless to cut down on paper waste but what do you know...they never send a single email or notification that your bill is ready. They just charge you a late fee (and don't even let you know they've done that). I checked my spam and nothing. So I guess that is just their ploy to collect late fees. Can't imagine that's legal.

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    Reviewed Nov. 20, 2018

    If you deposit money in Chase, they will make you beg to get it out of the bank. All branches except for two banks are called mini banks, no money, no bankers, no help, no good service. I wanted to withdraw my money and they told me that they have to ORDER my money. LOL LOL. What a joke, it takes 3 days to order your money unless it is 100 or 200 dollars. I would tell everyone, if you want trouble, go to Chase and let them treat you like _____ and beg for your money. Why would you go there. POOR service and banking at Chase. STAY AWAY.

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    CoverageStaff

    Reviewed Nov. 20, 2018

    If you want to get screwed over by a bank then go ahead & get Chase. I've been a customer forever and so I would assume that Chase would appreciate customer loyalty. It is clear that Chase only cares about ways to maximize their profits. They don't give a care about their customers. I was charged 3 insufficient funds fees when two of them were clearly covered but they told me that since 3 charges were made all had to be charged an insufficient fee. Yes, I get it. I didn't have sufficient funds only because my money did not kick in till about few hours later. It is my fault for trusting a corporation. For that I will be moving my services to another bank. I'm telling you. Don't do it. They will just find ways to make a profit off you.

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    Customer ServicePriceStaff

    Reviewed Nov. 17, 2018

    I am an extremely upset customer this bank is by far the worst bank to work with. They are a complete joke on everything! I thought I had chosen a good bank but was completely wrong on it. This bank has allowed multiple transactions to my account that I did not approve. That has now left me into an overdrawn to my account. I tried to go to the bank and work this issue out. They were no help. I asked to close to my account with them because of this and they said no because the account has to be paid off.

    The only thing they offered was a new card issued. Then to top off I was sent money from a person that I did not know which I tried to be a good person and tried to submit a dispute to it because I did not request money nor did I know this person. And again they said they could not send money back because my account is overdrawn. Which I really feel it is unfair for whoever this person is that sent money to a wrong person. Their customer service is a joke! Nor they are no help. People please be aware of this. This bank has now put me in a huge bind of overdrawn fees that I never approved. And it seems to be day by day they keep charging me these fees even without a new card. And somehow I'm still getting these charges.

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    Staff

    Reviewed Nov. 16, 2018

    Illegal loan practices! First-time home buyer. Permanently disabled. Today, after a bad interaction with another potential lender I decided to check out Chase Bank and spoke with a woman in person. If you're low income then you know her type: arrogant and better than you because she has what you don't. I was repeatedly pressured to get a job. I'm totally and permanently disabled and had said so. She kept telling me to get a roommate or move away from the area. Her calculated "monthly mortgage payment" was $120 higher per month than the first place! It was also 20k less than what the previous place was willing to lend!

    I prattled off 5 different types of loans saying it was confusing and she said that's all there was. That's false and she made no effort to help me understand. She also repeatedly refused - just like the previous broker - to count all government assistance as part of my income. If you get $200 a month in food stamps then that's $200 that you are NOT paying out of your disability check. It's extra income.

    You think predatory lenders are the unknown private lenders... Here's the kicker: My credit score in the high 700's, a down payment of 20% minimum is doable, I have cash reserves, and am settling legal matters which would boost reserves. If you think it's not discrimination then ask yourself if they would ask a senior citizen on Social Security if they could work. What if I was in a wheelchair? The whole time this woman sneered at me with her arms folded in front of her. Absolutely despicable to violate the Fair Housing Act.

    She also kept factoring in property taxes when those are EXEMPT in for people who are seniors or disabled for up to 6 or 7 years in the areas where I was looking to buy. Really? You cannot as a lender, factor in whether or not a person will even still be living in the home in 7 years! Is she denying or deterring people based on whether or not she thinks they'll be employed in 7 years? You're supposed to go by what's in front of you at the time, not imagine the worst years later. She said, "Then you'd have to re-qualify." I'm permanently disabled!

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    Customer Service

    Reviewed Nov. 14, 2018

    I order a product from a clothing store in which they didn't send my item at the appropriate time so I tried to cancel. I contacted Chase claims department to have my money reversed in which they did temporarily. I have had nothing but hell with this issue. They repeat the same information. Each time I call they sit on their behinds expecting you to do all the work. This company is a joke!!!

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    Customer ServiceStaff

    Reviewed Nov. 12, 2018

    On October 4, 2018, my husband and I went to the local Chase Branch on Riverdale Avenue & West 236th, Bronx NY 10463 to open up a Chase Business Bank Acct. We were serviced by an inexperienced Chase Business Banking Dept employee by the name of Angel. The number of errors that was committed by Angel in opening our business banking account was incredible. My husband and I had to go back and forth to the branch for a period of 4-5 times within a period of 3 weeks because of the consistent incorrect information that Angel ** provided. We filed two complaints through Chase against that branch and my husband and I were never contacted by the branch manager to follow-up on both complaints.

    Yesenia, a bank employee from the Riverdale Branch was only concern about the complaints being filed not finding a solution to the numerous errors committed by Angel **, so she had the audacity to recommended that if we were unhappy with the service we were receiving we should consider going to Capital One as it less conservative bank than Chase.

    My husband went to the Chase branch in Cross County in Yonkers for help since we were not getting any in from the Riverdale Branch and spoke to the branch manager Lesique ** about all the problems we had trying to get the ChaseBusiness Checking account opened. Lesique ** stated that he was extremely sorry for all the problems we experienced but Angel ** should have gone through a checklist of all the documents needed to open up a business checking account and this would have avoided all the errors committed by that branch and saved my husband time in going back and forth.

    Lesique ** fixed all the errors committed by the Riverdale Avenue Branch within 7-10 days. During that time period, the branch manager from the Riverdale Branch never contacted us to apologize or follow-up on the status of our account. Lesique ** is an exemplary example of what true customer service represents for a Chase Business Banking Customer. He should be given a promotion and a raise for the exemplary service he provided us. The staff at the Riverdale Branch should be fired for the extremely poor service and unprofessional service my husband and I received.

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    Reviewed Nov. 12, 2018

    Never send any documents in the mail about my accounts being closed until I tried to make a deposit. Was notified my all my account were no longer open. Never GOT A NOTIFICATION. ALL MY AUTO PAY PAYMENT WERE REJECTED THAT MONTH!!! Do not recommend Chase at all.

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    Price

    Reviewed Nov. 10, 2018

    I have had a Chase account for years as does my Mother. Today I was given a check from my mother for 8,000. She is in the hospital and can not hold my hand and walk into the bank with me. Something Chase apparently needs. I having a Chase account as well thought this would be no issue ESPECIALLY inside the bank and not at the drive through. After having to prove I had a account and with a valid driver's license and in the same state with the same last name as the name on the check. They tell me I have to wait up to 5 days for it to clear and it has to be deposited.

    Now after Chase has pulled out all their ATM machines other than the ones at branches (that are broken most of the time due to overuse) this INFURIATED ME. What right does ANY BANK have to hold someone's money NO MATTER WHAT THE AMOUNT!!! God forbid this was a absolute emergency and I needed this money NOW.

    Watching out for fraud you say... HOW Hard would it be to track me down with my face on camera, with my ID and all of my banking information??! Like I said it pissed me off when my Chase credit card charged me the most interest than ANY OTHER. When they cheaped out and pulled 90% of their ATMs out of circulation so I have to search for a branch. Nice to know the bank is there to serve you. NOT. I will be closing my account down as soon as the check clears as will my mother. It is no wonder people bury cash in their backyards. They can at least get at it easy.

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    Customer ServiceStaff

    Reviewed Nov. 10, 2018

    So I was going in with my temporary permit which is paper because I’m in The state of Texas where you get a paper ID, while you wait for your new card in the mail. Well I lost my paper one. Called the Texas DPS. They emailed me a new one while I wait via email. After a one-hour phone call. So I also lost my debit card, so I got a new one. No problem. Well my pin doesn’t work so I call the customer service. They told me to go in the bank which is cool. No problem right. I have a ID. My new bank card. It shouldn’t be that big of a deal, right!? Wrong!!! I drive an hour to my local bank on my side of town from school barely making it. I go in. Sit down with the Assistant Bank manager. He takes one look at my temporary ID issued by the bank. Tell me it’s a fake.

    When I explain the situation he told me that the font was wrong and it was a fake and that the State Of Texas doesn’t issues temporary ID via email and that official only comes with a receipt. He told me that I and him could go back and forth about this but it just wasn’t happening. He even went got a coworker to say it was fake. But even after I showed both of them the official DPS email with the stamp of the state and the email with the temporary he said, "Well people do crazy things and it’s for your protection." Not once did he apologize for calling my ID a fake. Nor did he correct my pin or ask any other form of identification. Or even acknowledged that I got it from the DPS. Just told me that it was a fake and even said that the state of Texas doesn’t send out IDs that way and even when I told him he’s wrong he told me he’s been doing that for years. That he knew how the state issued it.

    Could you even imagine spending getting an state issued ID directly from the state and being told it’s good enough for the state but not Chase. Because it’s a fake and suggested going to the DPS and getting another one. Just to change a pin? Not once did he ask for another form of ID any other follow up questions because In his mind I had a fake ID. Even when I showed him my Chase banking app that opens with my Face ID the same face on my ID after showing him the account number with the official email and being told criminal can do amazing thing and that, "If we give you a pin this account will be unsecured." Ridiculous.

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 9, 2018

    They kept sending offers to open accounts. When they offered $600 for opening a checking and savings account, I figured, what the heck. So I spent about an hour and a half/maybe 2 hours(!) at my local Chase branch opening the checking and savings accounts. Once opened, I was told I needed to have a direct deposit made into the account in order to receive the bonus. I am retired and contacted my government agency to initiate the direct deposit. So, of course it takes them a minute and a month, and THEN I was informed by Chase that the deadline for the deposit was not met, so the deal was off. Really?

    It is unreasonable to expect that the agency issuing the direct deposit can do it within their little "window", but their response was "too bad". The worst part is, that now I have to wait another pay cycle before my direct deposit can get switched back to my credit union. So I can't close this account until after the direct deposit. Sheesh. What a waste of time!!!

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    Customer ServiceStaff

    Reviewed Nov. 7, 2018

    I sold a puppy to some folks. They wrote me a check for the pup. When I went to town to cash the check they told me it would be $8 fee cause I did not bank with them. Now mind you this was the buyer's bank. So they needed my ID which I was happy to provide which was my enhanced drivers license. Then they proceed to tell me they needed another form of ID. So I gave them my insurance card. That was not good enough. They wanted a credit card!!! I refused. I said, "You can see it but you can't write the numbers down." They refused to cash the check unless I gave them another form of ID they wanted.

    I finally had to call the buyer. He had to come to the bank and straighten it out. He was not happy either. Chase you are a terrible customer service bank. I would never recommend you to anyone. Oh and the last time I was in there with a friend my grandson needed to use the restroom. Now he was 7 years old. They refused to let him use the restroom. Get real people. Never bank there!!!

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    Reviewed Nov. 6, 2018

    I have a credit history for more than 7 years. Never missed a payment and for the second time in a row Chase closed off my account 2 weeks after opening the account, just because I used my credit line. Never had this issue with other creditors, shame on them.

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    Staff

    Reviewed Nov. 5, 2018

    On 10/22/18 my friend and I went to open up a checking and savings account at the local branch in Dixon, CA. We were "helped" by a grouchy woman name 'Liliana' that made us feel like "why were we in there". Her attitude and talking down to us made us feel like the hell with opening anything at this bank. Why do so many bank employees feel they have the right to pass judgment on customers? I am glad I left there after talking with her because she made it easy to see why all the social issues are what they are against her kind. Never going to tell relatives to bank at that place full of disrespectful judgemental **.

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    Reviewed Nov. 4, 2018

    I switched to Chase hoping that they would treat their customers in good faith. Not the case at all. I don't know why they are constantly holding deposits for no valid reason. I will have to switch back to banks that will not hang on to my funds.

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    Reviewed Nov. 4, 2018

    In our personal experience, my husband and I are grateful to this bank for trusting us and lending us the money to buy our cars. It is important to value the opportunity offered by a bank like this. Without racial or ethnic discrimination, or by origin of country, I firmly believe that this bank helps those who want to live with dignity in this beautiful country. Thanks Chase Bank.

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    Customer Service

    Reviewed Nov. 3, 2018

    One star is too high for their customer service and inability to process checks. Are they profiting on holding on to checks for 7 days, after the funds have been released by the other bank in one day. No reason no rationale...just a lot of BS from Chase- These two banks are full of it.

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    Customer ServiceStaff

    Reviewed Nov. 1, 2018

    On Aug 07th., 2018 Chase sent me a letter notifying the closure of my investment account. I never received the letter in my mailing address. By sheer luck I got word of this and on Oct 9th. I called IFS in order to request by email a copy of the original letter (which basically said that my account was going to be closed by Nov 01st. and that I had to call the IFS number to get further instructions) and obtain the proper closing and transfer instructions of my money. I requested the operator to send me the same oral instructions she was giving me over the phone by email, which she did.

    One step of such written instructions in the operator's email required to have my signature notarized at the local US Embassy which I did, at a cost of $50. I then sent Chase by Secure Mail the transfer order with the notarized signature and the required attachments. On Oct 18th. I received a call from IFS, from a different operator of course, to let me know that all they needed was my oral instruction (over the phone) to transfer the balance of my investment account to my Chase linked account from which I could then set up the external transfer using my Online banking service. This same operator notified me that no notarized signature was required and that the previous operator obviously made a mistake.

    On Oct 21st. I sent an email to IFS claiming a refund of the $50 I paid for a useless notarization. The email was sent to the first operator that gave me the wrong information and to the Executive Director who signed the Aug 07th. letter. On Oct 30th. I received an email from IFS stating that Chase only refunds fees or expenses charged by Chase. The so-called Executive Director did not even acknowledge receipt of my mails. My last mail was sent on Oct 30th. and I'm still waiting for their answer.

    This recap is fully verifiable through the email string kept in my files. It is distressing and frustrating that Chase deny me a $50 refund, if they honestly (perhaps this is not the most appropriate word to describe the operation of a bank) overviewed the chain of events they know they are 100% at fault. Still they do not want to assume their responsibility. This is Chase. In all likelihood I will never get my $50 back. Customer Service? Say again? At Chase a customer is considered an enemy and not the reason why they exist. Last comment: I did not put "0" Stars because this option is not available in this website.

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    Customer ServiceSales & Marketing

    Reviewed Oct. 30, 2018

    We got mail from Chase saying they were closing our bank accounts unless we called a number and gave them our social security numbers. We sent a copy of the letter, which we thought was a scam, to Chase Fraud. They agreed, and told us to ignore it. About a month later Chase refused to make a scheduled payment from our checking account, saying that we hadn't provided the information they had requested. When I asked what they wanted, they said they "needed to know the source of our wealth"??? What a bank!!!

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    Customer ServiceContract & TermsPriceStaff

    Reviewed Oct. 29, 2018

    I went into my Chase branch on Friday, October 26 to inquire about my safety deposit box to see if it still shows in my trust. I happen to be reviewing the statement from Chase and noticed the word "Trustee" was missing from my name. I've had my safety deposit box since 1985 with American Savings who merged with Washington Mutual who merged with Chase. I was surprised and upset to find out that after the merger, Chase removed "Trustee" from my box and placed it into my individual name without notifying me and without my knowledge. An employee of the branch called head office and was told that I never put it in the trust. This is NOT correct. I have Washington Mutual paperwork showing safety deposit box was added to my trust, and after the merger, Chase decided to drop the trust from the box.

    I thought it would be a simple solution to add it back into the trust by giving them a copy of my trust. But, No. To resolve the problem, Chase told me, I would have to CLOSE my box completely, complete new paperwork, reopen it and place it in the name of my Trust. This is UNACCEPTABLE. I told them I would NOT close my box. I called headquarters to find out why it was removed from my trust and I'm waiting for a response (Good luck with that).

    I'm so upset that Chase removed it from my trust and tells me they have no paperwork. The paperwork was completed long before the merger and should have remained in the trust. If they wanted a copy of the trust, I would gladly give it to them to update their records. To have me jump thru hoops because of their screw up is frustrating and unfair. Ultimately, Chase wants me to sign a new contract and charge me more money for the box. Chase is a poorly run company. No one knows what's going on. For those of you reading this and have a safety deposit box before the Chase merger, check title to your box and make sure it's still in your trust.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 28, 2018

    I opened a small investment account with Chase to trade stocks. They offered 100 free trades and I thought what the heck and started with $800 and grew my account to $1200 very quickly. I exceeded the number of day trades within 5 business days & was put on a restricted cash only account, which was fine. I understand the day pattern rule. My bad for not paying closer attention because Chase never notified me until it was too late and charged me $5 for a mailgram. Lol. Whatever.

    So I continued trading whenever cash was shown on Chase Bank's site as available to trade and was still doing fine until one day I bought a stock called $NEON which was going up fast and they executed my buy order at $4.22 a share and the stock was halted for 10 minutes and after the halt went up to $4.75 and I attempted to sell it (which I have done many times before) but kept getting a message that I didn't own the stock. Hmmm. That's weird because Chase just authorized the buy? Could it be because the stock had a reverse split today? I tried for at least another 30 minutes and kept getting the same message. ("You do not have any shares of $NEON.")

    I called Chase and after 15 minutes finally got to the a department that could shed some light on the situation. The banker I spoke with saw that indeed I did own the stock and offered to sell it for me at no charge but the stock had dropped significantly lower and I was on the phone with her close to an hour waiting to see if the stock would come back up but never did. She must have asked me 20 times if there was anything else she could do for me because she wanted to get off the phone. I said, "No. I just want to be able to retrieve my initial investment. Can you bust the trade for me?" She had no clue what a bust meant.

    I was finally transferred to the actual investment dept. and was told that I couldn't sell the stock because of the restriction that is on my account but they could sell it for me??? That's funny because I am trading with my own cash which the bank allowed me to purchase the stock with and they are offering to trade it for me at a loss. If my cash wasn't settled they would never have offered to trade it for me.

    After 3 hours on the phone they really couldn't explain to me what the real problem was. Now I'm not a stock trading Guru but I do know they were not giving me correct information. I was promised a call back later that day from one of the higher ups and did not receive it until the following day. This woman was not very open to what really happened and denied my request to bust the trade to retrieve my original investment back.

    I was promised that she would have my request submitted to the wealth management dept. and they would take a deeper look into what happened. I finally received a letter 3 weeks later. I was hoping but not expecting a favorable response. I don't believe the person who wrote the letter looked very closely at the trade because they kept going back to this restriction I have on my account. Here is the response verbatim: "You were unable to place a sell order on October 1, 2018 as the previous buy order had not settled. Your account was flagged on September 24, 2018 for trading violations and is currently restricted from trading when sufficient cash is unavailable. Industry regulations prohibit buying and selling securities from unsettled trades in a cash account."

    Now that sounds really intelligent and correct right? It is correct but if I had unsettled funds I would have never been able to purchase the stock to begin with. The funds I used were settled. My Chase account shows what amount of funds are available to trade. They are trying to use the restricted account rule when it doesn't apply.

    Chase Bank will do anything to prove that they are right and you are wrong. Period. End of story. I wonder if the person who sent the letter realizes that this situation may fall under Broker Fraud? I will be seeking counsel because of the incompetence and outright false blame they have placed on their client. This is more about principle than it is money. I'm tired of banks treating their customers as if they are wrong until proven correct.

    I will say that the people who work at the bank I frequent are great and I enjoy my experiences at the bank. Maybe Chase should consider hiring some professional stockbrokers to handle their new investment accounts otherwise they have no business trying to become a brokerage firm. I give the bank 3 stars and the brokerage 0 stars.

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    Customer Service

    Reviewed Oct. 27, 2018

    Went to Mexico and stayed at a resort for one night. When we got back home we saw we were charged for two nights. I initially tried calling the resort but was put on hold for extended periods of time so I decided to call Chase in May 2018 when we saw the charges on our account. They told us they would credit our account for the one night and check out the dispute. We didn’t hear from anybody so we thought everything was taken care of. Then in late August we received a phone call stating they were going to put the charge back on our account because they received information from the resort that said we could of had access if we wanted. We told them that we had a receipt from the resort showing we checked in on the 23rd and checked out on the 24th. The total due was a charge of $248.00 with a zero balance. We faxed that information to them.

    Due to the fact that they can’t receive emails we had to do everything through the mail or fax. We got a response in the mail it said the charge of the second 248.00 was going through as we waited too long and the info they received from the resort showed we signed off on the two night charges. Long story short, I ended up sending the supervisor two more faxes (I have proof that the went through) but was told they never got them. I sent a certified letter also. When I asked for the proof they received from the resort and they sent us the information we had sent them. I ended up getting ahold of the resort and they acknowledged they inadvertently charged us for two nights and would refund us for one of the nights. We have NEVER had such a terrible experience dealing with a credit card company/bank. I WOULD NOT RECOMMEND THEM TO ANYONE FOR ANYTHING. TRUST THE OTHER REVIEWS HERE.

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    Customer ServiceSales & MarketingStaff

    Reviewed Oct. 25, 2018

    I was alerted to charges on my Chase Amazon Card that were put their erroneously. I didn't charge on this particular card. I was on the phone with customer service three times, trying to find out what the purchase was, and how it ended up on this card, and not my usual charge card. No answers. A basic run around for a half hour. Pat, obviously scripted answers were given, none of which told of the items charged, or the dates of purchase. I was furious and frustrated at the routine and run around.

    After the fourth attempt to find out what was up, I got off the phone, paid the charge and canceled the card. No more! Chase is very difficult to work with and most unconcerned about the customer. Maybe because there are many more beside me! They want the money, oh yea! But they care not about details and helping customers. I am now a former customer. No more worries about doing business with Chase, and a learned lesson for the future!! I am also now a very poor advertising source, as I will share my experience with anyone interested.

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    Customer Service

    Reviewed Oct. 25, 2018

    Sent a very important wire transfer for my family and Chase without any consent and care decided to cancel the transfer for no reason without notifying me. It took me 3 days to call in and figure out that the transfer had been cancelled because they wanted to ask me a few questions and once I did answer those once I called in, they told me that I had to go through the process again... Escalated the call 3 time went from Maria, to Shree to John to Katreen at their customer "Service Line" to get no service whatsoever! Bank of America was always better. So mad at my fiancee for making me switch to this crap of a bank!

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    Staff

    Reviewed Oct. 25, 2018

    I've been trying to pay off an auto loan for a month now. First we mailed a check to them at a PO box they list. Then for 2 weeks we say no activity. We contacted them and they said they never received any check. So then we stop payment on that check and send a 2nd check overnight tracked and signed for. Then online my account shows as closed. So we think the issue is resolved.

    A week later the account is reopened. It turns out they found the first check, tried to apply it and of course it didn't work because the check had payment stopped. We reached out to them again and it was like talking to a wall. One person after the other kept telling us about the first payment. We inquired about the 2nd payment and they again had no idea what we were talking about despite them having signed for it. Half of their support staff was from the Philippines or some other place with heavy accents and hard to understand. Regardless it seems that they lied about the first check and completely lost the 2nd. So a 3rd attempt is trying to pay using their electronic system. Trying to give the payoff amount is blocked. Trying to give the current principal is also blocked due to the payment exceeding some unknown maximum value (they don't specify how much is allowed).

    So now we are on our 4th attempt to pay this loan off by once again sending a check which they will most likely lose entirely again. This wouldn't be so bad if you could just talk to a non-foreigner that listened to what was being said rather than regurgitating back canned responses. Truly hate dealing with this bank. Worst of all, my home mortgage was just sold to these imbeciles. I also had a really hard time trying to make the first payment there as well as they couldn't seem to verify my external bank account even though it was already being used for a Credit Card with them as well as the aforementioned auto loan.

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    Customer ServiceStaff

    Reviewed Oct. 25, 2018

    On October 7th there were fraudulent charges on my account totaling 470 dollars. When I got a fraud alert I immediately called and cancelled the card and filed a claim. After cancelling my card 900$ more of fraudulent charges got declined, after filing my claim they credited my account just to receive a letter 2 weeks later accusing me of authorizing the withdrawals and that they are reversing the credit back since they were PIN transactions! I fought, argued and got nowhere! I told them I can't be 2 places at once and they can care less! I know the cards can be duplicated and their response was yes they could but chipped cards can't be duplicated which is BS! I didn't make those withdrawals!! 470 may not be much to anyone but it's a lot to me - it's my daughter's childcare money! And other bills!

    They don't care about their customers! AND when I went to my bank their response was they have NEVER seen this before! They made me feel like I was going crazy questioning myself and how this could have happened! Now I found this site to see I'm not the only one!! I don't know how nothing has been done as far as legal action!! I work hard for my money thinking my money will be kept safe! Can't trust this bank! I filed a report with Federal Reserve and hope this is resolved! I don't know how this stupid bank does their investigation but obviously they don't do much and can care less about their customers!

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    Reviewed Oct. 25, 2018

    Deposited a check using the quick deposit app LOL. Hahaha they got me! 7 days to clear a personal check that I could have just took to the payee's bank in cash in 5 minutes. I was told by Chase that I should go to the bank and cash my checks and bring the cash to Chase and put cash in the bank??? Wow why the hell would I do that? Chase is one of the worst banks I ever dealt with. Only good if you have a Chase check that you're trying to cash other than that no good. Oh yeah they will count your pennies for you. How are they Still A banks when there's much better Banks out there. Soon as this check clears I'm ripping all my money out of the bank and running to the bank next door!!! Chase sucks.

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    Customer ServiceStaff

    Reviewed Oct. 25, 2018

    Inhuman is defined as follows: lacking human qualities of compassion and mercy; cruel and barbaric. My mother just got out of the ICU after nearly dying and is bed bound indefinitely. She asked me to help manage her finances including her bank account to handle bills from caregivers and to sort out her medical insurance. Chase froze her account so we called Chase only to be passed from department to department until we were put on the line with an extremely rude lady in the fraud department.

    She informed us that my mother's account was closed because it was flagged for fraud and we're repeatedly told she needed to come into a Chase branch to sort this out. We repeated several times that she is bedridden, she cannot walk, and has only left the bed to go to the hospital in the past year. We also repeated that this is an EMERGENCY. The Chase representative was cold and rude and repeated that my mother needed to come into a branch to figure this out. After an hour and a half on the phone, she said the "accessibility department" would contact my mother within five business days.

    These people are savage in their cold, disregard and lack of compassion. I now have to come out of pocket for an attorney in order to get my mother access to her own money. That and/or we will have to arrange for a medical transport company to come get her, load her into a wheelchair and take her to a branch, then come back and unload her. It would be one thing if they were apologetic and at least displayed a hint of compassion, but they spoke to us like we were criminals. If you have not caught on, I would not recommend Chase, especially if you think you might ever be in a tight situation. This was one of the coldest experiences of my life.

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    Customer ServiceStaff

    Reviewed Oct. 24, 2018

    Chase customer service has been really helpful regarding charges and fees to my account! They are a great reminder as to why I choose and will continue to choose Chase as my preferable bank! Most reps for Chase really do have a heart, which is much appreciated!

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    Customer ServicePriceStaff

    Reviewed Oct. 24, 2018

    Like other reviewers I would like to be able to give them 0 stars. First, my son's account (on which I was a joint holder) was hacked and close to $8,000.00 stolen while he was out of the country. He had no success contacting the bank through their international number. In addition to this account, my husband and I have both a checking and savings account with this bank plus a Chase Sapphire Preferred credit card. Since I was a joint holder on my son's account you would think that it would have been easy to have the stolen funds credited to another account. Instead, they told us to immediately close the account, which we did, and then they tried to credit the funds back to the account they insisted we close!

    Well, it took over a month and 4 visits to the bank to finally get a check in the mail. Even though they quickly determined that the account had been hacked they took their sweet time refunding the stolen funds and insisted on doing it by check instead of crediting my account. Then, just after the funds were replaced, my husband's ATM information was stolen and $200.00 taken from his account. He was still in possession of his ATM card when we received an alert showing that an ATM withdrawal occurred in Louisiana. We live in Michigan and were visiting Minnesota at the time of this theft. So much for security at this bank.

    However, the final straw just occurred. We spent months planning a trip to Ireland and booked a hotel in Dublin using our credit card points. Having used points for a hotel once before, I was not alarmed by the fact that the points were still showing up when we arrived. They do not take them off until used. When we arrived in Dublin, however, there was no reservation booked at the hotel. I spent more than 40 minutes on the phone with their "customer service" trying to straighten this out. They were absolutely worthless and kept telling me that I had booked a hotel to do with a hotel I booked in Dublin??? I know that I made the booking correctly. The error was on their part and it cost us more than $800.00. Moving all of our business to another bank. We are done with Chase!!!

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    Staff

    Reviewed Oct. 23, 2018

    I received two cashier's checks from a Chase Branch. I was present when they were written. I asked the teller if there would be any problem cashing the cashier's. The teller replied "these are cashier's checks, they are guaranteed to have the funds available." Monday afternoon I went to a Chase Bank to cash one of the checks, they asked if I had an account there? I told them I did not. They asked for a second form of Identification. The only issue they had was if they had enough cash on hand at that moment. Which they did and they cashed the check. The second check was for the same amount so I took it to another branch knowing that they may not have the cash on hand and I may have to come back the following day.

    The Prune Ridge Branch said they could not cash the check because I did not have an account with Chase Bank, which a complete lie, then they said that the check was over the limit amount. I asked them what that amount was. The two tellers did not seem to know what that limit was. Then the woman teller said she thought it was $2500. Which is another lie. I told them that I had just cashed another cashiers check at another branch for the same amount. And they said, "Well that branch was going to be in trouble for cashing it" which is another lie.

    I asked to see a branch manager and they said he wasn't in. I asked for their names and that I was going to file a complaint. One teller cover her badge, the other tellers badge said Manuel. The Chase website make it difficult to file a complaint if you don't have an account with them or a Twitter account. Which I don't have either. The website just keeps running you around in circles. I will never do business with Chase and will let everyone I know that Chase has a problem honoring their own cashier's check.

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    Coverage

    Reviewed Oct. 22, 2018

    I got scammed by Chase Quick Pay. I bought tickets online for 300$. Chase won’t get my money back from the thief that scammed me even though they know and stated that their service is used for theft. I went to the branch twice, talked to claims and complaints several times, and today I closed my savings account with them. I’ve had it and they don’t care about customers, just about covering their own **.

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    Customer ServiceContract & Terms

    Reviewed Oct. 20, 2018

    Our house was flooded and our insurance send us a check to restore our house. In the meantime, we were staying at a hotel with our kids which was extremely inconvenient with our kids going to school and both my wife and I working full time jobs. Chase says that they have to hold on to the check and release it in portions, which we understood because they are (unfortunately) our mortgagee and have a lien on our house.

    So we give the check to them, they ask for bunch of paperwork from us, W9s, agreements with contractor, declaration for doing some of the work ourselves, lien waivers, etc... We gave them everything they ask for within one or two days. They require a 50% completion inspection, which we do. Their own inspector comes and determines that we are 90% complete. Their own terms say that once you are at-least 50% done, they will release the half of the remaining amount. They send us an email saying that the next check is being released. We wait for 5 days to receive it and nothing comes.

    By this time, we have been staying at the hotel for over two months. We call them to ask when we should expect the check, they tell us no check is being released until we send them receipts. First time ever they are telling us that we need to submit receipts to them and in the midst of all the mess we have been going through, we didn't even keep some of the receipts because they never even told us that we need to submit any receipts to them. We tell them, this was a shock and surprise to us and we don't have all the receipts. They tell us, well our system shows that until you send us receipts we cannot release another check to you.

    We tell them if your system required it how come no one ever told us this. They even have a website where you check the status of your claim and nowhere in there it says anything about submitting receipts and what is even worse is that it shows that every required item has been submitted, reviewed and accepting. All the required items showed completed. If at all possible, we will never, ever do any type of business with Chase. Instead of helping us through these difficult times, they are making it even more difficult for us. Holding out money against our wishes, holding up our restoration and keeping us out of our own home.

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    Reviewed Oct. 19, 2018

    Like many others before me, if I could give this review 0 or negative stars I would. I had a complaint against the type of service the Sapphire Preferred Dispute Department. Unfortunately, this is the online option because the people that handle the complaint is also the Dispute's department. According to two supervisors that the complaint will be documented only, NO FOLLOW UPS. For a premier card at Chase is the by far the worst credit card service I've ever received. This has nothing to do with the card itself. The perks for this card is great. But the human service is absolute trash.

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    Reviewed Oct. 17, 2018

    If I could give a minus I would. I was trying to find out about my Amazon Prime Signature Visa card. Amazon told me I had to contact Chase. I tried calling 6 different numbers. Got in touch a few times but no one could help me. I was given another number. I was told to sign into Chase. I was told my Social Security number was not valid for any card. DUH... I want to cancel my card even though I will lose points on the card. Chase is the worst to work with. I have a loan through Chase and it ridiculous trying to talk to someone about that also. I will never work with Chase for anything again.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 16, 2018

    I was a victim of fraud, In the Month of July everything went wrong. I lost my job and money from my savings was taken away from me without any consent or warning. I was trying to sell items from my house because I had to decrease my whole lifestyle due to the lost of job. I started selling items in OfferUp and came across a person who wanted to purchase my coffee table. I was sent a check of 2,750, and when I receive it I go to Chase bank to verify it's good since I have never done this, so when they are assisting me they said the check is good and proceeded to process it.

    Two days later the buyer no longer wants the item. As a good Samaritan I first call Chase to verify I had the money in my account. When I called I was told, "YES. You have such and such amount in your account, you can go ahead and proceed with the transaction", so the buyer suggested Quickpay (Zillow) and I was a bit confused about that but did it. Again as a good Samaritan I said to myself, "Let me give this person her money back". Chase verified everything was good so let me process it.

    A week later I check my account and it's missing 3000 and I freaked out! I never got a notice or call of why, I only noticed because my Freedom card needed to be paid! I ran to the nearest Chase bank and was told to file a police report and "give it 72 hours to refund your money." Every single day I was spending hours talking to Chase, talking to nasty representative, getting different response everyday, talking to corporate for 2 weeks, and then to tell me NO! I ended going to the hospital from an anxiety attack. It’s not fair the treatment I got from Chase! I was given the yes and I get screwed over! A single parent trying to save and I get screwed over! Not one single person put themselves in my shoes, I’m so disgusted of the treatment I got Sick and all. I will remain fighting because I know I didn’t do nothing wrong but listen to my bank. I need this to get resolved.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 15, 2018

    UPDATE ON 11/16/2018: We've talked to a Chase specialist, over a month ago, then it was escalated to Chase's Executive Department with absolutely no evidence Chase took any action whatsoever. We've already been assured by Chase's Fraud Department that a check was sent via UPS overnight over a month ago. It was not!

    In the latest round of cheap, childish delaying tactics... in the most abstract language possible... we have been repeatedly told that it "appears" emails have been sent to us. We have sent emails to every email address we've ever given to Chase. All accounts are active and working fine. We have received nothing within a week of checking our email accounts.

    We are mainly able to send messages to Chase because our cell provider allows free facebook.com without data charges. We've sent hundreds to no avail. At painful personal expense, we've also sent about 10 emails. We know some have been received because we receive email notification when they are decrypted by Chase's encryption service, "Voltage." Yet Chase still refuses to acknowledge or address the emails or the problem. In the 1 encrypted email Chase eventually did send, the impersonal entity "Executive Office," using the personal pronouns "I" and "WE," insists that we call to discuss our concerns... speaking only in the abstract and refusing to address any of the specifics of the complaints we've registered hundreds of times.

    After 8 months of illegally holding our money hostage, there's nothing Chase hasn't had ample time and opportunity to discuss with us already. We're not interested in any more of Chase's siege-style-starvation tactics. Anything less then the immediate overnight delivery of our money that Chase has been holding hostage for 8 months is unacceptable! Quite possibly illegal.

    ORIGINAL REVIEW: After actively pursuing this for the last 6 MONTHS, following Chase's mistakenly closing our account, a month ago, Chase finally committed to returning our $87,814.77 in 7 business days. They did not! Without any plausible explanation or firm commitment to return our money at any specific point in the future. We've been forced to live in abject poverty due to Chase's continued negligence and cannot wait a minute, hour, or a day longer! We were receiving repeated promises of 24-48 business-hour delays which eventually ceased receiving absolutely no evidence Chase has taken any action whatsoever. We only discovered our account was closed when our checks started bouncing that was over 6 months ago. We were very understanding and patient. Being assured the problem was being addressed and would be repaired.

    We couldn't conceive that over 6 MONTHS later we still wouldn't have access to our money and Chase was doing nothing to correct the problem. I would think Chase would have better ways of keeping their clients money in their coffers, like offering responsible and professional service for example, than denying Chase's clients access to their money once it's in their vaults and refusing to return it. Aside from being illegal, it's not the sort of example that attracts new clients. Public disclosure of this saga, would probably cause a worldwide run on Chase Banks by its current clientele. Given Chase's poor handling of our account, and Chase's Indifference to it. I see absolutely no reason a similar saga couldn't happen to any of them. Anyone know how to contact 60 Minutes?

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    Customer ServiceStaff

    Reviewed Oct. 13, 2018

    I'm changing my accounts 5 in total to another bank. I just had a claims escalation dept representative tell me "YOU'RE NOT GOING TO TELL ME WHAT TO DO." Wow! I thought I was the client. My question was if I call on Oct 6 when would have I received my new card? Unacceptable...

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    Customer ServicePricePunctuality & SpeedStaff

    Reviewed Oct. 12, 2018

    Chase Bank will hold your money for as long as they can. I posted a transfer from my Chase Personal to my Chase Business account - it is now FIVE BUSINESS DAYS later and I still don't have my money. They say it "should" post by tonight which means tomorrow, or by Monday. They consider that one more business day - I consider it THREE MORE DAYS because I need my money!!! That will make it SIX business days, but it is TWELVE DAYS FOR ME. Calling them is senseless. I spoke with three people who all say the same thing and DO NOT CARE about my situation as a customer. They were certainly quick to charge me $34 for an NSF on my business account also for the money that never showed up when it was supposed to! I am floored at the appalling business practices that this bank gets away with. Don't risk using them if you need access to all of your money.

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    Reviewed Oct. 11, 2018

    I had some fraudulent charges on my Chase account during Labor Day weekend. Chase called me and I asked them to cancel my debit card. While I was on the phone, transactions were being made. Chase initially gave me the funds back while they investigated. Chase took the money back from me within two weeks or so saying it was me who made the purchases.

    Keep in mind, I was in Atlanta and the transactions happened in Miami. While I inquired with the claims department as to why they took the money back, they said the correct Pin was used (well somebody clearly had my debit card information and that's how they were able to replicate the card too). I told them I physically had the card with me and went to the bank the next day to open a new account and to close my old account. The claims representative suggested I should file a police report and provide my work time-sheet to prove it to them I was in Atlanta, which I did the next day.

    Even after filing the police report and showing it to them I was in Atlanta, Chase didn't return me my money back. It's October now, and they are now saying I need to submit a request for subpoena so they can look at the camera footage to verify it wasn't me who made those transactions. I was told earlier the police report would be suffice for them to investigate and to return me my money back. It's about $2,900 worth of fraudulent charges that I am fighting for. I am fighting for something that belongs to me and Chase that I have banked with for so long is doing nothing to give me my money back.

    This is honestly very frustrating. Not only my information was stolen, Chase claims department did nothing to make it better for me. Every time I speak with them, they ask for something new. I am extremely disappointed with the way they have treated me. I just hope nobody ever has to go through this. I just want what belongs to me back and I wish Chase did their job by looking at the cameras footage the first time instead of having me go in circles about this. Extremely disappointed with the way the claims department and its supervisors speak to their customers. If it was me who made those transactions, I wouldn't be going through this hassle.

    Chase is failing to understand that one person cannot be physically in two locations with the same card at the same time. Proof of my time-sheet from work and a police report wasn't enough for them to investigate and look at the camera footage. I wouldn't advise anyone to open a new account with Chase because God forbid if you ever have fraudulent claims on your debit account, it will be very difficult for you to get it back.

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    Customer ServicePunctuality & SpeedStaffProcess

    Reviewed Oct. 10, 2018

    I recently went into a Chase branch here in Henderson, NV to open up both a checking and savings account. My mom has banked with Chase for a few years now and per her feedback, she said it has been good. I sat with a banker at the last hour of business and didn't leave until an hour later after closing. I not only specified the amounts to enter for both my checking and savings, I wrote it down and gave it to the banker to ensure there wouldn't be any errors. I was also issued a temporary ATM card. Come to realize the next day as I was at a store to make a purchase, it dawned on me that the banker did not go through the process with me to create an ATM pin number when starting up my accounts!

    I called customer service as they advised me that I would have to walk into the same branch in order to create one. Talk about inconveniencing! Now this morning I went online to verify my accounts, and come to discover that the banker entered the wrong amounts for both accounts. I called customer service and spoke to three different reps and was then transferred to the branch office where I originally opened my accounts, then per the automated system, the representatives are currently busy and was disconnected.

    I called customer service back and requested to speak with a supervisor to file a complaint. Spoke to a supervisor named Caesar, stated my complaint and was advised by the supervisor that I would receive some type of notification for my complaint, although again, I would still have to go into the branch office in order for someone there to correct the errors. I left Wells Fargo for obvious reasons, now I am faced with incompetence here with Chase?! Bad news can spread like wildfire people! BEWARE OF WHERE AND WITH WHOM YOU CHOOSE TO DO BUSINESS WITH.

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    Staff

    Reviewed Oct. 9, 2018

    After 7 years of spotless financial transactions, Chase decided to close my small business account - without any reason or without any notice. The only thing that I have to assume is because I receive around 20 wire transfers every month because my clients are overseas, but that is the nature of my business, and I have been doing this for 15 years. There is nothing wrong with that - all my clients are reputable airlines. As you can expect, it has created tremendous disruption and cash flow problems for my operation. It is an absolutely abusive, unprofessional practice of a big institutions towards small businesses and consumers.

    I highly discourage anyone to do business with Chase - they are an enemy to small business and to consumers. I am sure that a simple community bank has better procedures, and it is more professional than Chase. This bank is too big to be efficient. I and encouraging other business, family and friends to close their Chase accounts - they are starting to do it. That is the only way Chase one day will change of being such an inefficient, insensitive institution.

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    Customer ServiceStaff

    Reviewed Oct. 8, 2018

    Chase customer service is terrible. When I opened my account, I requested to prohibit my debit card and checking account from going into negative balance. The officer assured me it will never do so. Couple of months down the road my account got charged by AT&T as a "recurring payment" (what was never tied to the Chase account, but rather my international card with the other bank), and Chase automatically charged me a FEE for going into negative balance instead of just declining the transaction as it was supposed to do. Couple of days later Chase charged me another fee for "sustaining a negative balance."

    Another problem happened last week when I deposited paycheck from my new job. Chase froze my account, meanwhile emptied the money from my firm's account. Chase kept my account frozen for several days, saying that "they are unable to reach my office and keep getting forwarded to the voicemail", what is absolutely ridiculous, because people in the office were present. At last, the guy from Indian (!! yes, Chase outsources their department) customer service hung up on Chief Operating Officer and me after saying that he is unable to reach us and previously keeping me on hold for 30 minutes. Definitely canceling my account with Chase. Terrible service and no care for their customers.

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    Customer ServiceStaff

    Reviewed Oct. 6, 2018

    I deposited my check into my account and then when I asked for less than 1/3 of my money to be made available, they refused. But not only did they refuse, the supervisors argued with me instead of just transferring me to the next supervisor in line. Then told me she had to put me on hold in order to transfer me and when I said no, she said it was policy, then when I said the previous rep had not done so, she said since she was a supervisor that it was a different system to transfer and the phone required her to put me on hold. Then when I threatened to close my account, she decided she could keep me on the line while she transferred me.

    I am still on hold. It has been a 25 minute call already!

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    Reviewed Oct. 5, 2018

    I have been a Chase customer for 3 years and if I knew this is how they operated I would have went to another bank. On Sept 19 my wallet was lost and I was notified by Chase Fraud of suspicious transactions. A female found the wallet and used my Chase debit card to purchase visa gift cards. She bought 2 $100.00 cards and when she bought a 3rd $100 gift card is when they declined that transaction and alerted me 15 min later. I confirmed that I didn't make any transactions at that store. Keep in mind that I work in the city where those transactions were made.

    Chase Fraud told me I wouldn't be responsible for those charges and didn't need the police report number of anything else. 2 weeks later I get a letter telling me I'm responsible for those stolen fees because they closed the claim out and said it didn't meet its criteria. Only to find out that because it occurred within 100 miles of where I lived and a chipped card was used that I am responsible. I now have to fax documentation to them so they can reopen my case and review it again.

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    Customer Service

    Reviewed Oct. 4, 2018

    I recently opened a checking account with Chase, but decided to close the account after incurring overdraft fees that I could not afford. I was told that my account would be closed after the balance was brought to zero, and I thought that's fine, I have a check that's going to be deposited. I was also told that they would stop any monthly payments to prevent other overdraft fees. So far so good!!!

    Payday comes along, and I don't get paid... I call Chase wondering what the deal is, and they told me it was because my account was in the process of closing, so the amount would not be deposited. I was baffled, especially because I was literally told that the account could still receive any type of deposit. After complaining, I was sent to their Claims department. They told me they would pay the overdraft and simply deposit the amount in my other checking account, but it would take 1-2 business days.

    I get paid on a Friday, so I knew I would be without money for an extra 4 days. I was willing to be patient though. I work in customer service, and know how difficult it is to communicate with an upset customer. On Tuesday I saw my account was closed, (with no confirmation from me). I was excited because this meant I was finally going to get paid! It is now Thursday and I received a secure message that they are mailing me my check, and it could take 10 business days!!?? So much for paying rent this month. Thank you Chase!

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    Customer ServiceStaff

    Reviewed Oct. 3, 2018

    Chase screwed up direct deposit this month. I have never had a problem in the 25+ years I’ve been their customer until now. An hour and 45 minutes on the phone all giving me different information each time and NEVER assuming responsibility for their mistake and of course cannot/ will not help. Why are they earning a paycheck?? I don’t get paid to NOT do my job. Chase employees obviously do.

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    Customer Service

    Reviewed Oct. 2, 2018

    I just opened a saving account because they say if you deposit enough money you will get bonus. After I opened the account, when I transferred money from BoA, they suspended my account. I called four times and even went to see a banker. Each time I spent more than an hour and got the same reply, "We need to verify from BoA" and they have a long waiting queue which we cannot wait and, "You need to call again." They encouraged you to open account to deposit money and suspend you for that. Till this day my account still got locked. I will close my account and never doing business with Chase ever in this life.

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    Customer Service

    Reviewed Oct. 2, 2018

    Every time I call I get non-English speaking individuals, English is not the primary language for Chase customer service. The speaker is difficult to understand and most times I also question whether or not they fully comprehend what I’m describing.

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    Customer ServiceStaffReliability

    Reviewed Oct. 2, 2018

    My husband and I received a fraud alert that froze our account while out of the country. We had placed a travel notice with the bank prior to leaving the country. We promptly called the international number provided and we told we would have to go into a Chase branch (we were in the Caribbean and a Chase bank does not exist in this region). We were given the option to verify our identity another way thankfully, or so we thought. After the customer service representative disrespectfully insinuated that we were not who we were, he proceeded to let us know that the issue may or may not be resolved... what? We have children and family to take care of while on vacation, we need access to our account. After 16 more minutes, a supervisor was able to “assure” us that the problem had been resolved. It wasn’t. In fact, we would find our account repeatedly blocked and we never had access to any of our vacation money!

    We had to borrow from others on the trip, EMBARRASSING and inconvenient. I can’t imagine what we would have done if we had traveled alone. We just arrived to the States today and the issue still is not resolved. We plan on closing our joint account and going to Bank of America. Families, do not bank with this bank. NOT vacation friendly at all! Overall this bank is: Unprofessional. Unreliable. Undesirable. Not vacation friendly. Inappropriately protective of YOUR money.

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    Customer Service

    Reviewed Oct. 2, 2018

    We were victims of fraud on Sept 17, 2018. Someone got my husband’s debit card information and preceded to drain us dry. First 2 transactions did NOT go thru because Chase fraud people caught it, called him, verified it was UNAUTHORIZED, and said they were canceling his card & sending a new one. HOWEVER, THEY DID NOT CANCEL HIS CARD AS PROMISED AND THE CROOKS TOOK OFF WITH NEARLY $3000 OUT OF OUR ACCOUNT! Oh yes, we were promptly refunded only to be told a week later that we are liars and that the funds would be reversed.

    We have filed a police report, my husband has his badge report from his job showing he was there during the theft. We have since been called liars, yelled at, laughed at while I was crying on the phone, and treated like WE are the criminals. Local branch manager has tried to help us with no avail. She told fraud dept on the phone that we have confirmed skimmers in our area. No good. I have filed a formal complaint with Chase for how this has been mishandled.

    Doubtful that will do any good. I’ve already closed out my savings. We are in the process of transferring our IRA. When all this is over checking will be closed. Chase is as bad as the thieves. Sad that me being with Chase for as long as I have doesn’t mean anything. All of this could have been avoided if the fraud person would have just canceled my husband’s card as promised. Now we are in a financial wreck!!!

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    Customer ServiceStaff

    Reviewed Sept. 30, 2018

    My daughter and I have been banking with Chase for years in good standing on all of our accounts. I opened a business account and was conducting my business in the legal manner I follow when my credit card was frozen and shut down without a call or question. My business account is set to close and I was not told whatsoever until I found out at the branch. My daughter is a signer on my business account for emergencies and her two credit cards in good standing were shut down. I have to do reports and account for all of my business transactions. I have to balance my records exact to incoming and outgoing transactions. I fall all federal and state laws. I tried to talk with several people and one rep said, "I don't have to tell you anything." I was well then now the true color of the Pro Chase attitude I have is being shown in such disrespect from Compliance.

    I have supported all of Chase and this is my thanks a basic screw you account holder. Chase wake up. This is unacceptable and my attorney is already aware. I work with some of the wealthiest people in the world and they are astounded by the behavior of Chase. I am welcome when I bring my money in but not welcome to discuss or resolve a matter. I escalated the issue. I will file all necessary legal complaints. And, I am owed an apology with a new account and credit card as well as my daughter to receive her credit cards back. If refusal for credit occurs because of lower score and financial loss happens due to the closures I will take the matter in front of a judge. This is wrong. I am an honest upstanding human existence as so is my daughter. We treated and treat Chase well. We should receive the exact same treatment in return.

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    Customer Service

    Reviewed Sept. 25, 2018

    I deposited a check written on a local bank from my father in law on the 20th. I made note that part of the money (most of it) was place on hold by Chase until the 25th. I scheduled my bill pay bills for the 27th. On the morning of the 25th I get another e-mail from Chase saying they have put another hold on my money until the 2nd of next month. I called them as suggested but they refused to remove the hold until the 2nd and said I would most likely be charged overdraft fees. Can't wait to get my money and open a new account at a bank who believes in good customer service and won't hold peoples money for their use. I could have walked into the other bank and cashed the check and it is just down the street.

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    Reviewed Sept. 25, 2018

    If you decide to go to Chase Bank keep in mind that you probably won't have a debit card for a month or longer. They don't put things incorrectly, and they also ship it a week after you go in. So technically the 7 to 10 business days is doubled.

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    Customer ServiceStaff

    Reviewed Sept. 25, 2018

    I've been a Chase customer for 8 years, I have my 401k plan with them, I basically was a loyal customer, and a week ago I tried to withdraw $1900 from ATM, the machine did not dispense the cash but it did charge my account. I notified the bank (branch) right away, they did another withdraw on the window, and asked me to call a number, I have now called 4 times and my claim is rejected. Branch manager is aware the ATM is faulty and have had several issues with it, but yet I can't get a resolution on my issue. This is like being robbed by the bank... Today I called again and didn't get a straight answer. I asked to speak with a supervisor, and the lady who took care of me basically denied me speaking to the supervisor. Bank problem escalation process is completely unacceptable, claims department is very incompetent, useless and unhelpful.

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    Customer Service

    Reviewed Sept. 22, 2018

    I am extremely upset with Chase Bank. I recently opened an account online, haven’t received a debit card yet and my direct deposit went into the account. I attempted to Zelle the funds to myself to an account that HAS A DEBIT CARD. And they blocked my account and because I didn’t have a debit card. Told me to go to the branch to verify myself... I go into the branch. All is cleared. They tell me I can send it again... Send it again same problem, reduced the amount I’m sending... RESTRICTED AGAIN! Called in to customer service and they told me TO GO INTO A BRANCH AGAIN! How many times do I need to verify myself to receive funds from my OWN account!??

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    Staff

    Reviewed Sept. 20, 2018

    Chase, JP Morgan executive experience causing synthetic crimes. Chase mortgage specialist Mortage Kecia ** at Chase on Manhattan Blvd., Harvey, LA 70058 illegally withholding signed Powers of Attorneys on Joint married members ** Isaac Born 09/18/1970 married to ** Trina Born 02/24/1969. Homeowners Permanent paid in full address ** causing victims of identities theft, Mail And wire fraud illegally evicted Homeowners on 05/21/2018. Staging As landlords Willie ** and Amelia **.

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    CoverageSales & MarketingStaff

    Reviewed Sept. 17, 2018

    Do NOT put your money into Chase Bank! This bank, even compared to Wells Fargo and BOA, is on another level of unethical behavior. I had thousands of dollars stolen from me and this bank had non-existent fraud protection as well as no coverage for the fraud whatsoever. And it was their fault I was compromised as they had information stolen from them. I spoke to many people higher up in the company who openly admit to their unethical business practices that they only care about their own interests and profits (even if they must use loopholes) than to look out for their customers. THIS BANK ABSOLUTELY WILL STEAL YOUR MONEY AT SOME POINT IN TIME. I was scammed and will never use this bank or any national bank again until the government actually puts together laws that prevent these scammers from using loopholes to profit off their customers.

    FYI, if you have even 1 cent stolen from your account and then your account drained exactly 60 days later, this bank will refuse to help recover your funds. This means, don't just review your statements, make sure you log in every single day (or just don't use this bank) to see if even 1 penny was fraudulently drawn from your account. Chase will say it's been sixty days since that penny and won't help you. Additionally, if you even recover the funds yourself, they'll refuse to allow the funds to go into YOUR bank account (even though it costs them nothing). Completely unethical!

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    Customer Service

    Reviewed Sept. 17, 2018

    I'm writing this email to let you know about my Chase account problem. I had recently opened an account at Chase Bank, however, it was blocked as I tried to send my friend an amount of 500$ through QuickPay. Later, when I spoke to the manager about it, she spoke to customer service and let me know that my account has been closed and that I cannot open another account at Chase. I was not given any explanation as to why Chase has terminated its service with me. Thank you for your kind relationship and response.

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    Sales & Marketing

    Reviewed Sept. 15, 2018

    I was a victim of fake check scam. When asked Chase banker about validity of check banker told me “Sir, check has been verified”. I made a decision based on that information and then Chase returned the check and completely dismissed the banker erroneous info and held me liable.

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    Customer ServiceStaff

    Reviewed Sept. 14, 2018

    I opened a rollover account for some of my retirement funds in July 2018 with the understanding that they would be transferred out of Chase to two annuities once the funds were deemed "collected" at Chase. It is now mid September 2018 and the bank has yet to transfer my funds - one excuse after another- paperwork not completed properly, issues with the Medallion Guarantee, wrong mailing address and the list goes on and on! We solve one issues and Chase comes up with another reason not to transfer the funds.

    As recently as yesterday, September 13th Chase stated that they needed the Custodial Acceptance Letter - I confirmed that this was already sent to Chase along with Medallion Guarantee - apparently there is a "black hole" somewhere in their system where documents are lost! They have been rude and condescending with a total lack of cooperation and now my direct investment adviser that opened my accounts says he can no longer help me - really - he sure was there when I deposited the money. This "problem" has now been turned over to his supervisor and as of today, September 14th, Chase has not released my money - I emphasize - My Money!!! I am being very kind giving them a one star rating and will continue to pursue the release of funds.

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    Customer Service

    Reviewed Sept. 14, 2018

    I went to the Chase ATM today in Englishtown, NJ. When trying to withdrawn $40.00 cash I got the message "We aren't able to give cash right now. Please call us at 1-800-935-9935". I went inside the bank and was told that their service tech. was there previously and that their outside ATM wasn't working. I asked why wasn't there a out of order sign on the ATM. I then withdrew $40.00 with their inside ATM without an issue. I now realize that my account has been debited twice for $40.00. When I call the 800 number above I am told that I have to file a claim with customer service and answer questions. Why do I have to waste my time when the bank knew they had an issue with the ATM and didn't do anything?

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    Staff

    Reviewed Sept. 14, 2018

    I checked my balance. Was negative due to monthly service charge, I deposited money. Then the next day Chase closed my account, nobody notified me that they decided to close it due to 60 day no activity. I talked to the branch mgr. She said, "Sorry, can't do nothing about it."

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    Contract & Terms

    Reviewed Sept. 13, 2018

    I received notification from Chase that they were moving the branch at 4909 Lakewood Blvd, Lakewood Ca. to another location down the street. This closure eliminates my safety deposit box. Chase is telling me I will forfeit any unused portion of my annual rental fee if I don't move the box to another Chase location. This does not work for me so I asked for a refund of the unused portion of my rent. This was denied. In the rental renewal letter sent in May there was no mention of a possible branch closure. Closing a branch requires so much lead time that there was no way they didn't know it was going to happen prior to sending out renewal contracts. I am not terminating the rental agreement. Chase is.

    In addition I was not required to have any other Chase account with my rental but moving to a new location would have required opening an account that I didn't want or need. Isn't this fraud? Misrepresenting the availability of a product by not disclosing a planned closure of the branch location. I guess the assumption was I would stay with Chase and move to the location of their choice and it would be a good opportunity to tack on an account requirement essentially changing the terms of the current contract?

    If this wasn't acceptable they did not give me the option of not renewing the rental agreement by not disclosing the planned branch closure. This experience can be added to the list of other Chase methods to cheat and steal customer money. I would recommend a mattress for your money over doing business with Chase. This isn't the first time they screwed me. Their tactics hail all the way back to the acquisition of Washington Mutual so the track record is extensive.

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    Customer Service

    Reviewed Sept. 7, 2018

    Two fraudulent inquiries were made with Chase Bank. I called immediately and after investigation was told they will be removed from my credit report within 3 to 5 weeks. I called back after 5 weeks to ask that they please have them removed. After much runaround, they again stated they would. After the SIXTH time calling in the course of many weeks, I thought this time they actually will do as they said because I also received letters that they would. It has now been 5 months and they have yet to do as they promised. I cannot trust any business that is not true to their word. None of my investments will ever be with Chase. Beware.

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    Customer ServiceStaff

    Reviewed Sept. 7, 2018

    I went through the drive thru as I had my six kids with me. I needed to get 1250 out. They only gave me 1150. After speaking with the manager he told me that they were not over by any amount of money. I asked him how in the world sitting here did I lose 100 dollars. He told me there was nothing he could do. Ummm you can give me my money. He was rude and not willing to help in the slightest. 100 bucks might not sound like a lot but when you have 8 mouths to feed that 100 bucks goes a long way. I'll take my business elsewhere! This Chase is off of Cypress Gardens Blvd Winter Haven FL.

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    Customer ServiceStaff

    Reviewed Sept. 5, 2018

    I did in February 2018, a QuickPay transfer (not first time I did before and all the time was good) from my business account to personal and unfortunately (because they chose to do the transfer by phone number not email like all the time and there was my old phone number) the other lady received my money, and they can't help me out. In that case and the easy way was just decline the claim 2 times with no reason, (I received at home a letter from chase where is says my transaction was disputed but I never received my money back) and that person which received money she said is not her fault and the bank have to took money from her account, she can't return to me. For this reason I lost my 860$, and nobody wants to help me. Now I can't understand how the people can be like that. Bad experience and I am scared to use again the QuickPay.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Sept. 4, 2018

    I had an savings and checking account with Washington Mutual from 2001 up until the bail out from Chase. I live abroad in Hong Kong, and manage tutorial centers under a registered, limited company. In April of this year (2018), I logged into my Chase account to discover that my account had been breached; over $2000 USD had been stolen from punk kids who had purchased World of Warcraft 2-3 year subscriptions. I filed a claim with Chase’s claims department, closed the account, and waited patiently for the investigation to conclude.

    Fast forward two months later. Chase sends a check for the remaining account balance to the to my USA address on file. This is great. We just have to wait for the investigation to conclude for the funds that were stolen to be sent to my address. I call the claims department to check the status. I was told the check will be sent out and received within 25 days. 25 days pass, no check. I call again. I was told there was a problem with the direct deposit, in that they couldn’t verify my association with the business name on an invoice from a direct deposit. Of course they can’t verify it; the company is in Hong Kong. In the same phone call, I then ask to speak to an account supervisor. This supervisor tells me it was all a mistake and that the check for the funds (the stolen ones) would be sent in the form of a check to my USA home address in 25 days.

    25 days pass. No check. No explanation via email or letter communicating the delay. I call again. On hold for 30-35 minutes until I get a supervisor again. This supervisor says what the first one said — that they couldn’t verify my association with the company on a direct deposit. This runaround for over three months enraged me. I ask for Chase to pull out the recordings and listen to what their supervisors communicated to me — essentially flip-flopping with the details of the funds. She says “we can’t turn back time” and “let’s not beat around the bush", which further enraged me, yet I keep my composure. I ask a series of questions in an effort to get to the bottom of the matter, without sidestepping or sugar coating. Her response is of pure condescension, responding as if she’s reading from a teleprompter.

    So now I’m told I must come in person to show my association with a company, even though that deposit was already cleared months prior. I won’t be able to come to California for over half a year, so altogether, I’ve wasted 8 months up until today (September 3, 2018). I’ve deeply bothered by this account mismanagement by Chase. It has been the single most stressful banking experience I’ve ever had. I have no choice but to escalate this matter — file an official complaint — especially in regards to the customer service and their poor communication. I find it upsetting that the recordings from those previous conversations were/are not put to good use.

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    Punctuality & Speed

    Reviewed Sept. 2, 2018

    When Washington Mutual was taken over by Chase my Commercial Loan went with Chase. In 20 years I was never late on a payment. When the loan was coming due Chase would not renew the loan. Their reason was they don’t loan in my area any longer. During the loan period with Chase I was told by them they would renew the loan. The loan to value was very low and what Chase wanted is take the property from me so they could resell it and make an enormous profit. I was able to refinance the property with another lender and pay off Chase. Chase is a crooked and lying bank that should be exposed for their criminal intent. Please spread the word.

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    PricePunctuality & Speed

    Reviewed Sept. 1, 2018

    Banks are not our friends, they exist to make money off of the people, it's a business. Now that I have established this... I bank with 9 banks including B of A and TD Bank and several others. No bank that I am aware of aside from maybe Wells Fargo, who I have not worked with, reaches to the depths of terrible the way that JP Morgan Chase has. I have been with Chase for 37 years, but not anymore. They switched off my autopay feature on one of my 17 personal and business credit cards. Therefore sending my credit down from 836 to 710.

    As the bill $24 bill was not paid for 60 days aside from $78 in fees and $3 in interest I have to pay an additional $123,045 per year in interest for new debt that I establish until my score moves back up, which may be 7 years. So this $24 is gonna cost me a lot. Despite the fact that my business' have run over $1B through its bank they will not help. In addition, they also closed several of my Bank accounts without any explanation whatsoever. I have not been late on a credit card payment in 37 years, I have not written a negative review prior to this one, about any business whatsoever. They do have a good website and a good smartphone app, but this should not be a reason to support this company. It is actually evil.

    I have now closed every bank account and every credit card and every line of credit. Spare yourself some grief, stay away from this Bank, they have absolutely zero humanity, they are a nasty and dangerous business. Looking at many other reviews, I am not the only one, this activity is common, it will happen to you. The accounts they chose to close were with the bank for more than 20 years and had never had insufficient funds or any issue whatsoever. This terrible situation will happen to you. GET OUT!

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    Coverage

    Reviewed Aug. 31, 2018

    WARNING!!! WARNING!!! If you sometimes mistakenly overdraw your bank account, I would advise against banking with Chase. I opened up an account here and was given two option. Option 1 = Chase would allow transaction to go through even if it leaves your my account overdrawn. I would have to pay the mounting overdraft fees and need to satisfy the negative amount ASAP. The other option is that if there is not enough money to satisfy the transaction, then Chase would decline. I chose option 1. I was told that even in this option, Chase has the right to refuse covering the transaction.

    Wednesday of this week, I had a couple of transactions to hit my account that I didn't expect. No worries, I thought. After all, I had chosen Option 1 and I was getting paid (direct deposit) on that Friday. To my surprise, I woke up Friday morning to check my account only to find out that my account had been restricted. The direct deposit had made an attempt to go in but the restriction on my account disallowed it. I now have to wait until Wednesday of the following week to get to my funds. This type of banking needs to go away.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    Chase has placed restrictions on my account that I never had any issue with before for the past 10 days. They claim it is because I deposited a check that is not made out to me. That check has cleared the originator bank and two weeks later they are still not releasing the funds. They say they must first speak to the payer of the check - but when they call the number they claim belongs to her, no one answers.

    So they have told me they will not return the money nor will they release the account where I expect to receive my SSI check shortly. When I call for help, the representative starts out friendly, but by the end of the conversation, you get to feeling that they have a whole plan in place to float the money for as long as they can without regards to my feelings about it. It is so unfair and heavy handed. I told her that I will definitely be closing my account and that I will be taking my business elsewhere. They really need to do their due diligence before processing a check and then put customers in that predicament. Horrible.

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    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    I have been having Chase accounts for several years and until last week I never had any problem with Chase. Last week I tried to do a transfer between my accounts and I realized it is not possible. I called them and I was told my accounts are restricted and they need more immigration documents! WITHOUT ANY NOTIFICATION THEY HAD RESTRICTED MY ACCOUNTS while I had a check which needed to be cashed in a few days! I still do not understand how can they restrict YOUR money without any notification!

    I went to a Chase branch two times with all my immigration documents but they did not resolve my issue although I am here in US legally, I am highly educated with PhD and working for a leading company as a scientist. Third day I went to another branch with the same documents that I had two days ago. They said those are fine but it has to go through another round of review and if approved to another department. Then my account will be unrestricted in two days! Two days are passed!My accounts are still restricted. I called them and they said my request is not reviewed yet. So, the only thing that they do not care about their customers and their situation. Even I am not able to close the account and get my OWN money out!

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    Customer ServiceStaff

    Reviewed Aug. 31, 2018

    I usually don't have problems with banks or the customer service on the phone. But without a doubt, Chase has been the worst experience I've ever had. They closed my accounts without notice -- accounts that have been in good standing for years and one that I recently opened for "aggressive spending." Keep in mind that over the long period that I've had credit cards and bank accounts (numbering in the 20s) I've never been late for a payment, overdrafted, had a card stolen, etc.

    When I called to ask why my cards had been closed, their response was like a slap in the face. Not only did I notify them of the spending I would be doing BEFORE I did it, I was already making payments to pay the balance back down to 0 when I noticed that my accounts were closed. No phone call, no text, no email stating there was a problem with my accounts and that I should call them. Nope. None. Zilch. Completely out of the blue and their reason? Because I happened to spend a large amount THAT I WARNED THEM I WOULD DO. I would understand if I had a shaky credit history, or defaulted, or declared bankruptcy. But no, their reasons were to "safeguard the bank."

    Well whatever Chase. Safeguard away. No wonder you have miles and miles of negative reviews lately. You can read how many people who have been with Chase far longer than I have being burned for the stupidest reasons for weeks, but trust me when I say: GO WITH ANY OTHER BANK. I originally wanted to reinstate the accounts, but after talking with the first representative who became super defensive, I figured, why bother? What's the point in trying to get these accounts back with a bank that literally couldn't care less? Perhaps this is a blessing in disguise, them closing my account unexpectedly at a time when I'm not in a tough spot and I don't need to rely on a stable, trustworthy bank. 'Cause, from what I've heard and read (not just on this site) otherwise I'd be **.

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    Customer ServiceContract & TermsPriceStaff

    Reviewed Aug. 28, 2018

    I have been banking with Chase for almost 10 years. Up until recently, I have been very satisfied with this bank. Unfortunately, things have gone downhill in the last few months. This summer, I experienced a financial hardship. The contract I had between the company I worked for and a school ended at the end of the school year. I was slated to begin working at their center over the summer, but never received hours. I fell behind on bills and called Chase for assistance. I asked them to cut off Overdraft Protection so my account would not keep getting overdrafted and charged fees. She assisted me with that, but said it only stops debit card transactions & wire transfers will still be approved.

    So I asked, at what point would they stop approving these transactions? Clearly, the money wasn't in my account and I had just explained my financial situation that I didn't have enough consistent income coming in to bring my account positive. She said there was no way for her to know and essentially there was nothing she could do. For the next month and a half as I searched for a new job that would be more consistent year-round, they continued to approve automatic wire transfers and return them (because the money was not there) and I was charged a fee every time.

    Nearly $400 in fees later, I called again. I was finally able to get my account out of the negative and was requesting fee reversal for some of the exorbitant fees that I was charged after explaining my situation and asking them to stop approving transactions when the money was not there. She said the request was denied. In 2 weeks, I will be closing my account with Chase after banking with them for 10 years, because it seems that they are only in business to make money. They do not care about their customers and are not interested in helping them. What is the point in charging someone multiple fees knowing they don't have the money to pay it? If you are looking for a Bank that has your best interests in mind, I would recommend looking elsewhere.

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    Customer ServiceCoverage

    Reviewed Aug. 26, 2018

    I’m so disappointed in Chase. After running my business with Chase for over 5 years, they randomly decided to close, freeze my account and freeze my funds. The only way I found out was because I was buying a plane ticket to see a client and Southwest wasn’t accepting my debit card. When I called Chase to see what was going on they said after review they decided to shut my account down and issue a cashier's check for the remaining balance which I’ll receive in 10-14 business days. I asked them what was the reason and they said they are exercising their right not to answer my question.

    I have rent and payroll to cover and I don’t have access to my funds. I’m extremely furious. I have 3 other personal checking accounts with Chase and all 3 of my sons have their business and Personal accounts with Chase. They will be cancelling all business with Chase. A total of 9 accounts have left Chase this week all due to Chase closing my business and not having the common courtesy to explain the reasoning. BEWARE OF CHASE BANK!

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    Price

    Reviewed Aug. 25, 2018

    They charge $8 to cash a check written out of your account if other party does not have a Chase account. For instance: I don't have a Chase account. Someone writes me a check. I go to Chase. They verify funds and charge $8 to cash the check. That's unfair and unreasonable. I will never bank here again.

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    Customer ServiceStaff

    Reviewed Aug. 24, 2018

    My debit card was stolen, so I called and filed a claim to close and shut down the card. They then gave me a temporary credit until they researched the fraudulent activity. After 2 months they reversed the credit and would not provide me with why they denied my claim. Every time I call the dispute department regarding my claim and to try to get some answers on why they reversed the charges no one has answers other than they keep lying to me giving me different excuses. It's like a bunch of monkeys work there and no one wants to be accountable and they keep transferring me from one monkey to another without explaining or stating the facts of why they are stealing $2000 from my account.

    Chase claims department for fraud is the worst people ever and they are holding my money as hostage without proper oversight. They need to be sued for stealing money from customers and just telling me, "Nope that's it. We denied your claim" and there is nothing I can do other than to STFU and accept them stealing my funds. WTF Chase. You crooks.

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    Customer Service

    Reviewed Aug. 23, 2018

    I attempted to use my Chase Visa to charge gas. This is my neighborhood gas station where I go every week. My Chase card was declined, paid in full on autopay every statement. I used another card to pay. Chase has the charge as pending and refuses to remove it. Incompetent customer service.

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    Staff

    Reviewed Aug. 23, 2018

    I liked the service that I received from **, personal banker! Back on Wednesday, August 8, 2018, I just barely arrived to New York City and needed a Chase Bank. This location at 615 8th Avenue, New York, New York 10018 was most likely the closest one to me and when I arrived I was greeted by **, personal banker. I just want to personally thank ** for taking good care of me as her Chase Banking customer!

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    Customer ServiceStaff

    Reviewed Aug. 22, 2018

    Chase is not a perfect bank but it is a good bank. They have convenient hours and great locations. They also offer state of the art services that help you avoid standing in line. You can easily make check and cash deposits and get bills in any denomination you choose without ever having to speak to a teller. The mobile app is great too. You can easily transfer funds and set up to be notified of any account activity immediately as it occurs. At my local branch the customer service agents are friendly and helpful. I am typically leery of banks in general but I do feel somewhat secure with Chase.

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    Reviewed Aug. 22, 2018

    The most unprofessional business I have ever dealt with. I have been a customer for 20+ years and the unprofessional service that I have received in the past couple of months is unbelievable. Nobody knows what they are doing and it it's an endless cycle of being transferred around since nobody is able to do their job or wants to take any accountability. I will be closing all of my accounts ASAP.

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    Customer Service

    Reviewed Aug. 21, 2018

    Chase placed a hold on our account based on a check sent to us by family. We didn’t receive any notification other than a threatening letter telling us our account would be closed in 7-10 business days almost a week after the check was deposited and accepted by Chase according to our account online. When we called to get help, Chase was unhelpful and rude. I would hope to receive quicker notification if something is wrong with my account or if my account is locked preventing me from paying bills. We are closing our account and banking with a different bank. Horrible.

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    Reviewed Aug. 18, 2018

    Chase is hands down, the worst ** financial institution I’ve ever dealt with in my life. I am disgusted at the amount of money being stolen from me, in “overdraft“ fees. If my account was made current before the next business day, why was I still charged an overdraft fee. I cannot wait for another bigger, & better institution to buy this ** cooperation out. I would never recommend Chase to anyone for any of its services. Chase is not to be trusted.

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    Customer Service

    Reviewed Aug. 17, 2018

    The bank claims amazing customer service but provides wrong card. I asked for Sapphire Reserve and got preferred and then I am being forced to keep it for 1 year or go through the hassle of canceling and affecting my credit history and reapply.

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    Customer ServicePriceStaff

    Reviewed Aug. 16, 2018

    I have an Amazon Rewards Signature Visa card and recently got a promotional offer in the mail from "Chase Bank USA". The offer was one that said use the card to make purchases on Amazon.com and depending on how much you spend we will give you 6, 12, or 18 months of no interest. I was skeptical so I called Chase prior to making a purchase to talk with a customer service rep. They assured me it was a valid offer and all I had to do was make a purchase on Amazon.com and the promotion would apply. After making the purchase the first statement came and there was no interest so I figured all was well. The next statement came and I saw I was being charged interest so I called another Chase representative. I was told this was an Amazon offer and I needed to contact Amazon to get help.

    I contacted Amazon and they told me they did not have the access to look at my credit card because the credit card was from Chase. The Amazon rep was awesome and stayed with me from that point on. We talked with two more Chase reps who again tried to pass the buck to Amazon but luckily I had the Amazon rep on the phone with me. They kept insisting that this was an Amazon offer even though the piece of mail I received had a return sender of Chase Bank USA. I finally got a hold of a manager from Chase and was told that when I was in the checkout process at Amazon.com (when I made the original order) I had to select some special financing option at that time.

    Since I had no idea and did not select the special financing option at the time of the order there was nothing they could do. The only thing the manager could do at that point was to waive the interest fees for the month that has already passed and the next month. This effectively gives me 2 months to pay off the credit card or I'm going to start getting charged 23.49% APR.This is ridiculous considering I called to verify with a Chase representative prior to making the purchase.

    In summary, they have lied to me in order to get me to make a large purchase that I was going to pay on over the next 18 months with no interest. Then they try to pass the blame to Amazon. Now they give me two months to pay off the balance or get hit with the incredibly high interest rate of 23.49%. I can tell you I will be paying this off and cancelling this card. They are not trustworthy and will flat out lie to you in order to get you to make purchases using their card. Save yourself the trouble and bank elsewhere.

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    Staff

    Reviewed Aug. 16, 2018

    I just had my debit card declined 3 times at a gas station while trying to put gas in my car. 2 times I attempted debit last time credit. I knew I had cash. Drove home. My acct showed I had cash. Spoke to a rep, she forwards me to fraud dept. They closed my acct no reason which they will share no explanation. I have money in there and I have never bounced a check. I actually have it set up so if funds are not in there a charge would not go through. I receive child support to that acct and all they WILL tell me is that in 10 days they will mail me a cashier check for remaining balance. They won't allow me to go to the branch to withdraw and close it out.

    The only thing I can think of is the situation I had recently when Amazon screwed up and while at a Chase branch this so called ACTING, NOT A REAL MANAGER kept blaming Amazon was the reason why my refund was not in my acct. Meanwhile I had Amazon on speaker on my cell saying it was refunded and I called this jerk a liar and that Chase was holding my money. Grow the ** up Chase. I'm a single mom forced to l live in his state simply because I had a child in wedlock with the wrong man. I have a child to take care of. And the fact he begins school in 5 days and you're hesitating my cash flow is pretty damn low and proves what unethical scumbags you really are. BOYCOTT CHASE.

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    Customer ServiceStaff

    Reviewed Aug. 15, 2018

    Write to call attention to incident that occurred by Chase Bank employees and loss prevention department of Chase Bank. I received a settlement check from a lawsuit in the amount of $168,743.42. The check was written on Wells Fargo Bank. I deposited my check into my personal account on 11/27/17. I was concerned that the check had not cleared and called and was informed by several Chase employees (Danielle, Anna and another gentleman) that my check was forwarded to loss prevention because my law firm "had a history of bouncing checks" and that Chase had put a hold on my account and since they can't verify the check my account was going to be closed on Friday December 5th 2017 and the check was going to be returned unpaid.

    I called my law firm's bookkeeper and lawyer and explained to them what Chase employees had told me in regards to my deposit and received a copy of my lawsuit check from them which cleared on November 28th 2017 the day after I deposited it. I also immediately contacted the bank branch manager (Melissa) and advised her that I was told that the Chase employees had used google to research my lawyer's firm and noticed that his firm changed his name last year. Chase policy is not to allow employees to verify funds using the internet research rather than calling the issuing bank. The law office has no history of bouncing checks. I had to go into the bank on 12/01/17 with the copy of the cleared check and have a three way call with (Melissa) Law-firm bookkeeper and loss prevention.

    The law office was able to clear the check after going back and forth with the employees. The law office wrote a letter to Elena ** (Chase market director) and wanted an explanation about the conduct of the employee and the loss prevention department. I received a reply about deposits holds and that they could not verify the actions of the employee and had no record of any of several phone calls to the bank. (I do have phone records of all calls to the bank). I was discriminated due to my race.

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    Reviewed Aug. 14, 2018

    I’ve been with this bank for about 2 years and with this bank I’ve gone through more than 8 claims of fraudulent activity!!! This bank is nowhere near secure, strangers are able to use my money and account more than I am. Then the bank takes 450 dollars out of my account and refuses to return it. Instead of doing their jobs and making sure my money is safe, they do the exact opposite! This is the absolute WORST BANK I’VE EVER HAD! DO NOT EVER USE CHASE.

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    Customer ServiceStaffReliability

    Reviewed Aug. 13, 2018

    We opened a total checking account and two high school accounts for our kids. This was two weeks ago so we leave and go on vacation. Keep in mind no bank cards have even been received yet. I called Chase today because I couldn’t log in and they informed me they have made the decision to close our accounts and refused to give a reason why. I called corporate they transferred me to executive and still no reason why. We are good people, we work and have legitimate jobs on the books there’s no reason why we would be denied. My next step is to contact an attorney and sue them for discrimination. Disgusting!!!

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    Customer ServiceStaff

    Reviewed Aug. 10, 2018

    I am the rep payee for residents of an assisted living program. We bank with Key Bank. Mistakenly, the Social Security check for one resident got sent to Chase Bank. When calling to get the check transferred to where it belongs, telephone representatives would not speak with me because I am not a Chase account holder, even though they are holding money that does not belong to them. I spoke with 2 men, both were extremely rude and unwilling to assist in solving this problem. When I asked to speak with a supervisor, the request was denied. Maybe that's the reason we bank at Key.

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    PriceStaff

    Reviewed Aug. 9, 2018

    They waited until 11:59 pm to charge my account a transaction just to collect the 34.00 overdraft! There needs to be some type of law that banks process transactions in a timely manner because if it would have been earlier I could have deposited the funds or transferred funds. But no they want to ** people. Well bye. My money will be gone and I will only use BOFA they do not charge bs ** fees. You guys get hacked on a regular. People's info is stolen and charge fees and tell us nothing can been done. Agh but no so true and I will be seeing about changing these laws how you guys allow merchants to take funds out then they fall off and then taken out again not leaving the correct available balance to be known.

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    Sales & Marketing

    Reviewed Aug. 8, 2018

    Me and my husband were ready to rent a house from somebody Texas. We filled out application, then transferred money from checking to checking by Chase. Then to find out it's a scam. We reported to Chase.

    Updated on 08/07/18: And we called Chase asap and they said they will refund us back. Now they refuse to help us. I need help to get my money back. We are hard working and they took our money. We had proof so why wont Chase help.

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    Customer ServiceStaff

    Reviewed Aug. 8, 2018

    I have an account with Chase and I wondered if there were a separate card I can get that would be different from a credit or debit card (I guess, like a prepaid card). Found out that Chase had a “liquid” card. Called and spoke with TWO representatives from the bank that advised me that all I would need is 25$ to open the account (since I already have an account) with them. I asked the representatives if there were ANY OTHER INFORMATION I needed to know. She advised me to go online to apply for the card or go into the branch itself. Keeping in mind I spoke with TWO DIFFERENT REPRESENTATIVES and both told me the same thing, which was bring two forms of identification and the 25$ needed to open the account. I arrived at the bank, just to be told that I have to keep 3000$ in the account, the account has to be a PREMIUM account, I must purchase “X” amount of things per month...the list goes on.

    I have been banking with Chase for years and NO, I’m no millionaire or anything, but the restrictions they placed on this “PREPAID CARD” should have been explained further by BOTH phone representatives, who were both told as to why I wanted the card in the first place. It seems like customer service has gone to hell. The Chinese representative woman just looked at me and smiled while stating that there’s nothing she can do. I wasted time, gas, and effort in regards to this, and all she can do is smile and look at me like I was making an attempt to lie to her.

    Like I stated earlier, I may not have a lot of money in their bank, but the little bit I do have, I’m considering taking it somewhere else. The apathy is what bothers me the most. She didn’t even make an attempt to try and find out why this information could have been presented to me the wrong way. This is not the first time one Chase Bank says this, while another says that. When I lived in Louisiana, the Chase Bank there told me that I had to open a “Louisiana” account since I’m no longer in Texas. I’m back in Texas now, and I am very disappointed with this bank, and the representatives did not make an attempt to try and make this right. Beware of this bank and their prejudicial practices!!

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    Customer ServiceStaff

    Reviewed July 31, 2018

    I have at this time a great experience with Chase. Chase is global oriented and thoughtful of a client business relationship with Chase. My daughter and I have had accounts with Chase for over 20 years never to feel unwanted, mistrusted or below Chase as a client. I talk with the bankers of how my business works with a response of understanding I am a bit more rare than the next account. I have specialty clients and investors. I so far feel confident in Chase. I would recommend Chase for money services.

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    Customer Service

    Reviewed July 31, 2018

    I opened an account with Chase. Everything was great, they approved me and send me the card. And then, out of nowhere they decided to cancel my account without any reason. They just sent me an account saying that my account was being canceled. On top of that, they made me transfer some money from my other bank account, and they did not care if it was my money or not, if it was my account or not. They just wanted to get my money, now they canceled my account. I want to get my money back, and they want to verify that the money belonged to me. (Which they did not cared when they received the money.) I have called customer service several times, and they are just rude!! And it's been over a month, and I still have not received my money!! THIEVES!!

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    Customer ServiceStaff

    Reviewed July 31, 2018

    I have been a customer for over 15 years without any issues until July 2, 2018. I went to the bank to make a deposit and the teller directed me to use the ATM machine instead of helping me, I guess she didn’t feel like it especially when no one else was in line but me. To make a long story short, because I had a lot of bills the ATM couldn’t process my deposit. And the teller came to the lobby to apologize because the ATM machine kept loading and ended up with a receipt to call customer service. I immediately went in the bank, explained to the manager everything, he called customer service and filed a claim with me in his office. Well today I received disturbing news that I didn’t deposit all of the money reported.

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    Customer ServiceContract & TermsPriceStaff

    Reviewed July 27, 2018

    I purchased a car from a dealership at the end of April. I used my Chase Visa Debit card for the $1500 down payment. One month later the dealership used my card to charge an additional $1000 on my card. I called right away to report fraud. I was told by the woman that I signed the contract and am liable for that. I explained that I financed the car. She told me that If that finance company didn't pay, the dealership has the right to charge my card. I tried to explain that that's not the way it works. I hung up with her, called back, and spoke to someone else. The gentleman on that call said he filed a claim and would credit back my account.

    One month later, the money was taken out of my account again. I called back and was told he filed the claim wrong. Another claim was filed. This time, there was supposed to be two credit card receipts required. A month later the money was taken out of my account again. This time overdrawing my account. I called back again. I was told the dealership provided an invoice and the sales contract. I explained that the contract is valid, but the $1000 is not. I told them how the down payment was paid. He told me that if I went into the local Walmart and used my card, if they thought I owed them more money they could charge it again. I tried to tell him that's not how it works here. A business cannot charge a card without authorization.

    I was told that the case is closed and there isn't anything they will do now. I went into the local branch. I tried to talk with the man there. He didn't even look up my account or even try to resolve the problem. He told me that I provided the business with my card number and they can charge it. He then told me to file a small claims case. I closed my accounts. If they aren't going to protect my money and will allow anyone to charge my cards at any time without authorization, I don't feel secure doing business with them.

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    Customer Service

    Reviewed July 26, 2018

    I own a small business and had another business send in a wire that was not supposed to be sent to our business, it was a large amount that we did not have that much money in our account. The business who sent the wire incorrectly called the same day to explain it was sent to the wrong bank account, I then contacted the bank and confirmed these were not our funds and to return them. Chase had me go to a bank and sign a form to explain this which I did to help this business out, Chase then explains that they cannot return the funds due to our business not having the amount of funds in our account!!! Is that not theft by a bank? I will be removing our business from Chase today. That is insane and what a joke of a Bank Chase is. Stay away and find another financial institution as Chase does not have your back. Disgusting greed.

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    CoveragePrice

    Reviewed July 24, 2018

    I opened a Checkings account at Chase because of their promo where they'd give you $150 for setting up direct deposit when opening an account. Also, they are compatible with virtually any virtual wallet or financial app in the market right now, and I like the convenience those things can bring. However, since I opened the account, I've had several overdraft charges that are simply ridiculous. While I have been advised they would occur anytime I hit a negative balance they would be charged, it is incredibly annoying. That never happened in my other checking account. If you don't have enough balance, the transaction is simply declined. Shrug.

    The first time the overdraft charges took place, I went to the bank and they refunded them for me. It was two charges of $34 dollars on June 4th, 2018. I went to their branch and had it refunded on June 8th. From that day on, I reversed all the automatic payments and subscription services I had back to my previous checking account, which NEVER charged me any overdraft fee and simply declined any transactions or automatic charges if there was not enough balance in my account to cover them. The second time the overdraft charges happened were on June 11th, 12th and 18th. Like any other modern American citizen, it turns out I had more subscription services than I thought. I went there on June 22nd and they said this time they could only refund me for one of the charges.

    Then I realized there was another charge on July 2nd and one on July 17th. Let me just advise that the one on July 2nd was for a $5 dollar Venmo transaction. Imagine being charge $34 dollars for simply having made a $5 dollar payment. ** you could've just declined that and I would've gone to Maverick and bought a mint and gotten $5 cash back. But no, Chase is not set up for that.

    At first I thought this would be "good" because it would motivate me to make sure I'd always spend within my means and keep a "cushion" of at least $100 in my checking account to prevent that from happening. But transitioning has done more harm than good now. I have had this account for hardly 3 months, and I've been charged $248 in overdraft fees. Does that make up for the $150 they give you when opening the account? Certainly no. Am I happy they have refunded a total of $102 from the two times I complained? I guess.

    But today upon calling them a third time in regards to the charges, they said there was absolutely nothing they could do. I will not be happy until I get refunded $146, which is the amount that has been taken from me in overdraft charges simply due to Chase's inability to decline services when there's no balance to cover them. How can they not refund that? Am I expected to compulsively check my account every two minutes to see my balance? Am I expected to be paranoid about every single subscription service I have to potentially cause me ridiculous overdraft charges? Is it that hard for a bank to simply decline a charge if there isn't enough to cover it? Wtf. I never had that issue with my University of Utah Federal Credit Union account. I am just waiting for a PayPal transaction to be credited into my Chase Checkings account now before I get it closed.

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    Customer ServiceStaff

    Reviewed July 23, 2018

    Have been with Chase for over 10 years. Until recently they has been o.k. My husband died in May of this year and they canceled our credit card without notifying me. I only found out when I tried to use it. They said since he was the primary they canceled the card. When I found out it was canceled I had funds transferred from my checking to pay off the balance of $149.99, I had forgotten I had set up auto payment so when the time came the auto payment was made for $149.99 leaving a credit balance of -149.99. They refuse to reimburse me and tell me that my husband has to request the refund. Do you believe that. They know he died. There has been many calls and letters but they still refuse to reimburse the funds. Guess they are just going to steal the money. They do not answer my letters anymore. I also requested they transfer to Rivermark CU the sum of $10,000 which was immediately deducted from my account.

    I received a voicemail saying I needed to call the fraud dept. of Chase immediately. I called and talked to a complete idiot that did not speak good English. He ask security questions and then said he was going to text me a number which I should repeat back to him. Never received text. He then texted me twice more (according to him) and I never received either text. He said I would have to go into the Chase Bank and try to get more information. I went into my account and canceled the transfer of funds and it showed the cancellation on my account. The next day when I tried to go into my account I had a notice that access had been suspended. Made another useless call and no one knew anything and I would have to go into the Bank. I have to make a 30 mile round trip to the nearest Chase.

    The customer service at Chase bank is pathetic to say the least. They might as well have robots. Probably get better service than these dummies they hire. They must not have a training program at all because all the customer service people I talked only knew how to transfer me to another department. Needless to say I will be closing this account and moving to another banking service that I know has to be better than Chase.

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    Customer Service

    Reviewed July 21, 2018

    I deposited $11,500 into Chase so I can have cash reserved for my mother’s care in case she gets very ill after having surgery. 7 days after opening the account I went to take a look at it and was warned that the account was closed and my cash will be mailed to me! I was shocked??? No one called me to come back to Chase to take back my money, I was not given the opportunity to come back into a Chase branch to get back my money, and 3 weeks later I don’t see my money. They closed my account. I think because of a $220 bounced check that was corrected, over two years ago. I paid it back. But because of that, they don’t want me as a customer at all. But where is my money? I don’t see it in the mail anywhere. So I’m in the process of getting a lawyer because my mother has fever and infection post surgery and now I have no cash to buy antibiotics for her because Chase mishandled or stole my money.

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    Customer ServicePriceStaff

    Reviewed July 21, 2018

    They have weird rules to charge us fees and they are rude about it. They say there's nothing we can do. They are an abusive bank exploiting the little guys. Their ATM erroneously charged my account an extra several hundred dollars with a duplicate withdrawal. They never told me until I found it on my statement. If I had not found it they would have gotten away with stealing hundreds of dollars by duplicating ATM withdrawals, charging twice what you withdraw. When these issues are brought to their attention, they are blasé and indifferent. Their bankers act authoritarian and tell you they can't help you. They have no customer service. It's toxic.

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    Customer ServiceStaff

    Reviewed July 20, 2018

    I recently opened an account with Chase. I have been with Capital One for a couple years and they are fabulous, but I wanted the convenience of going into a local bank branch. Capital One doesn't have any local branches. I went to a Chase Bank ATM to deposit a check at 7:00pm 07/19/18 for $971.41. The pamphlet that I read said funds are usually available next business day. However, when I deposited, it said my funds will be held for 7 days. It would be available on 07/28/2018. I was given no option to retrieve my check. I was so frustrated! The check was a refund from Capital One on a recent vehicle payoff.

    I called customer service this morning and was transferred to loss prevention, weird. The representative said she would attempt to get the check released. After about 7 minutes she came back on the phone and said, "Unfortunately, I can't release your check since this is your first check deposit that has been made on this account. We have to make sure Capital One has the funds." REALLY??? I'm sure Capital One is good for their check. So, now I am out $971 for the next 8 days until it clears. So ridiculous, I will be closing my account and staying with Capital One as soon as my check has been made available.

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    Reviewed July 20, 2018

    I am in the process of developing a sales location in the DFW complex. This is an offshoot from the Lisa Lawson Office Equipment company located in the greater New York area. Her outlet is in New Jersey. Another bank, Texas Star Bank, has been trying to block this extension. They have been spreading malicious lies in the banking industry. The local Chase bank is going along with this slanderous activity. Chase has confiscated $5,000 of an attempted international currency transfer made for partial payment of a shipment from Malaysia. The company's CEO is trapped in Malaysia due to this action. This complaint asks for Chase to quit interfering with International shipping and return the $5,000.

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    Customer Service

    Reviewed July 17, 2018

    I have been banking with Chase for years and I have good credit history and never pay late on any of my account, so I just applied credit card from Chase, and guess what? I got denied, when I called them and asked why, they were so rude and told me some crazy reasons. I am very upset not only their poor customer service also, I questioned myself, why do I need to give them my money? Without our money, they will not get paid!!! I just applied at Capital One and got approved right away! How can I give you my money, put my money in your bank and you were so rude to me?

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    Customer Service

    Reviewed July 10, 2018

    I made an overpayment to my Chase home equity account from a non-Chase bank. I called to correct and was told the funds would be deposited into my Chase account. 2 weeks and several calls later, I'm still waiting for my money. I have been told several different stories, now I have been told it will take 10 MORE business days to get my refund! I have 3 accounts with Chase that the funds could have been credited to. After banking with them for more than 25 years, I would expect better customer service. I also utilize B of A, and will now consider moving ALL my accounts from Chase. Customers are your business, please learn to value them!

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    Customer Service

    Reviewed July 9, 2018

    DO NOT OPEN AN ACCOUNT WITH CHASE IF YOU VALUE YOUR MONEY. We opened our business account with Chase after banking our business with B of A for 10 years. We heard good things and thought to give it a try. WORST MISTAKE. Within 2 weeks after transferring all of our assets and customers through this new account, they decided to close our account with NO call or email, tying ALL of our cash reserves up until further notice for absolutely NO reason. "A check will be mailed in 10 days" is all we received from corporate. They literally told us that we have no right to even know WHY they did this. We are a small business, and cash is required for payroll, rent, taxes, and everything else involved in running a business.

    Now we are stuck with the after effects of running our business without cash reserves for the next two weeks. I'm beyond disappointed and honestly shocked that any company would operate in such an unprofessional and dishonest manner. We are well connected with many up and coming small businesses and will advise them to use Bank of America or ANY OTHER BANK for all of their needs. I'm regretful of ever stepping foot into Chase.

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    Price

    Reviewed July 9, 2018

    So I went to cash a simple $200 check and I couldn’t believe the fee that they charged me $8. It’s so greedy for Chase to charge customers only because you don’t have an account with them. They don’t know that by being too greedy they are pushing customers away. Good luck. I won’t do business with them.

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    Customer ServiceStaff

    Reviewed July 7, 2018

    5 or more years ago, a law was passed that everyone had to sign an authorization form from their bank if they were willing to let their accounts go negative which would demand a steep penalty. This was from the economic recession area where banks gouged consumers. 3 times I've gone to Chase, both online and in the store, demanding that they stop letting my checking account become overdrawn. Every time they tell me that the way to resolve this is to put more money into my checking account. First, that's an asinine response. They shouldn't be that dense even if it's true. Second, there is a ** law against it. I can't figure out how incompetent they are across the board. Don't even know the laws in their own industry. Only bank to ever do this with me and they just can't get it together.

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    Customer ServiceOnline & AppStaff

    Reviewed July 7, 2018

    I recently lost my phone and my wallet which were connected through a phone case. My phone did not have a code on it so it was easy for someone to get into my phone. My banking information was all written down on a card in my wallet except for my PIN number. My mobile banking app allows me to enter the app with just one touch. I don’t have to enter a password or a username. Whoever found the phone got into my mobile banking app using my phone that was stolen and deposited a check for over 2000 dollars.

    When I finally got to check my email after getting a new phone the next day I saw that there were alerts saying that a check was processing. I instantly called Chase and tried to explain that I lost my phone and my account information and that someone had made deposits on my account that I did not know about. Chase still blamed me and said that I would not be able to bank with them ever again and that they were closing my account.

    This made me very sad and upset because I didn’t know anything of the checks that were deposited into my account and I was also locked out of my mobile banking app so I could not see if there were other transactions that were mad as well. I had already lost enough and they were not understanding at all. I talked to more than one representative and they all acted as if there was nothing they could and that I was at fault. I don’t want it to look like I had anything to do with the fraud that took place on my account. What could I do to have this overturned?

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    Reviewed July 6, 2018

    Chase Bank has loose security for online banking. Recently they allowed nearly $6000 to be stolen from 3 of my bank accounts via ACH transfers they did not verify. One transfer went to Pennsylvania, another to France and another to Ghana all in the same day and for similar amounts. Each transfer started with two deposits for less than a dollar and then the next day a withdraw of roughly $2000. Chase recognized after being informed that all three charges were fraudulent and refunded 2 of 3 charges. The third charge they refuse to refund because it is a business banking account. The business was started just a month prior and we will likely need to close up shop because of this loss which Chase recognizes as fraud but refuses to credit. Chase is taking advantage of their customers and needs to be held accountable. They have poor account security and are not being held accountable by our government. Shame on this HORRIBLE bank!

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    Customer Service

    Reviewed July 3, 2018

    Chase is always the first bank to create rules that restrict customer freedom. They don't allow you to cash checks made out to cash and they don't allow someone to deposit money into your account. Their philosophy is warped and malicious. I recently asked them to call the account holder to verify the check since they refused to cash it because it was made out to cash. They said they couldn't because they didn't have a recorded line and that the customer would like deny having given authorization. They think that even their own customers are crooks. I refuse to do business with this bank.

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    Customer ServiceStaff

    Reviewed July 2, 2018

    One time I went into the bank with my daughter to open a savings account, so we went in and there were multiple employees and even less customers. We got called back and the lady said it takes 15 to open the account and she didn’t have time. Confused I said, "Well we can have someone else help us" and she said, "No they are busy" (without even asking them). So I walked outside and said, "I’m sick of people not doing their only job." So I talked to the stand in manager and she had someone else help us and I said, "Nope. Changed my mind. She will use another bank," and went to a credit union with excellent customer service.

    Then I had to deposit cash into my parents' account at Chase and the teller said, "No we can’t deposit cash into their account. You need to get a cashier's check." Now this is a bank where you go to get cash or deposit cash and they wouldn’t take cash. So once again had to talk to a manager and he said he could do it. I don’t see why they want minimum wage raised if these people can’t do their one and only job. Never again will I use Chase and will switch my direct deposit to another bank.

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    Customer ServiceStaff

    Reviewed July 2, 2018

    I have been a Chase customer for 6 years. I have great credit. They refuse to raise my credit limit. Whatever. The worst part about this bank is, if you call, you will RARELY get a person that speaks English or very little. I can never understand anyone, so my banking experiences have been awful. Opinion? Go with DISCOVER.

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    Staff

    Reviewed July 1, 2018

    I been with Chase over 30 years and was considering getting other credit card from them for my child in credit card for college but after the disappointment yesterday I will not and open a different account with a different bank. My credit card was hack into while I was on vacation but instead of keeping my credit up they gave me a temporary increase. While I was trying to make a purchase for my daughter birthday it decided to decline without no notification. I decided to pay this card off and not use it again. I will go to a community bank where they are more people friendly and understanding. I am very disappointed and will tell friends and family not to get this credit card my children included.

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    Reviewed June 30, 2018

    Starting around June 18, 2018 I found a strange deposit on my Chase account through a service called Zelle. To this day Chase has me on some account freeze will not let me access my money to pay my bills. My rent and car payment are due and I have worked so hard on my credit for this to ruin it. All the officials tell me is that I have to wait until August 02 for the freeze to be lifted. How can this happen? How many people have 2 checking accounts? I have never heard anything like this before. This can take a person down. I will be cleaning out my account when this is all said and done. I have been with Chase since WaMu... 10 years... Does that mean nothing these days? Does anyone know how I can be helped? I would appreciate any help from anyone. Thank you... Distraught D.

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    PricePunctuality & Speed

    Reviewed June 29, 2018

    On the monthly statements Chase states that if your payment is not received on time, "you may be charged a late fee." Full disclosure: I didn't realize that my payment was arriving or being posted one day late. I sent the payment electronically 3 or 4 days prior to the due date in good faith. I am of the opinion that Chase purposely and maliciously did not post the payment until the third to ensure that they could charge me a late fee every month. Whether this is a fact or not is irrelevant to me. The fact that Chase is willing choosing to charge me a late fee for a payment that is one day late really tells me everything I need to know about their company.

    They only want to take my money every chance they get. That's fine. I will have my Credit Card paid off within a week and then I will close this account. I will never do business with Chase again and will make it my personal mission to educate everyone I know about how Chase treats its customers. Chase thinks short term and just lost a customer that has been loyal to other banks for over 20 years. I will gladly take the money that I would have paid Chase and give it to banks that actually take care of their customers.

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    Customer ServicePriceStaff

    Reviewed June 25, 2018

    This is my third run in with Chase Bank. First one they would not honor a reverse charge on a credit card when I had a warranty repair done on my motorhome. The repair facility did not call in for authorization so it was their fault no payment would be made and they were aware of it and Chase would not reverse charges because I could not show payment to the company via warranty. THERE WAS NO PAYMENT BECAUSE THEY WERE NOT AUTHORIZED!!! With that I closed my credit card with Chase.

    A few months later we went to buy a grand piano and came to terms with a store but we had to pay with green cash. Went to Chase to withdrawal money (we always had an average balance of more than 6 figures) and I was trying to pull out something like 17k. "Sorry, most we can give you is 5k a day unless you give us notice!!" EXCUSE ME, ARE YOU KIDDING ME!! Next day I took out all my money minus about 25k so that I would not have to set up bill pay at another bank. They would not give me that much cash because it's policy and then they have the nerve to charge me for a cashiers check, REALLY!!

    Today, I am trying to pay my alarm company and they have changed to centralized billing via a third party company. No big deal, should just be able to go in and edit payee info, right, NOT!! I have been trying for two weeks now and it keeps telling me that that part of the system is currently not working. Of course they don't tell you until you have changed the name, address phone and account number, god forbid they tell you ahead of time before you fill it out! I go back everyday, type in the same info and after wasting my ten minutes it still says system down. Today I called Chase after doing it yet again and this idiot on the phone just tells me I need to call my alarm company and pay them another way!! EXCUSE ME, I THOUGHT YOU WERE MY BANK!! When I connected with this idiot, she "verified" me via my SS number and full name.

    I realized she was not going to be able to help me so I told her I was just going to close my account but before I do I wanted to speak to a Manager because it's a pain in the neck to set up bill pay etc. She said that she need to verify me further in order to send me to a Manager, ARE YOU KIDDING ME??? I said, "Fine." She asked if I had my debit card with me. I said, "No but I can go get it if I had to." She said yes! I went clear across the house to get my debit card gave it to her and she said I would now be connected to an automated service to further verify me. I said, "I am just looking to talk to a Manager before I make the decision to sever ties with your bank for good." She said, "Sorry, that's what you have to do." I said "to speak with a manager", she said yes!!! Good Bye Chase. Plenty of other good banks and credit unions out there. Don't let direct deposit and bill pay keep you somewhere like Chase!!

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    Customer Service

    Reviewed June 23, 2018

    In January, February, March and April I got rejection letters in the mail rejecting me for a Chase Amazon account I did not apply for. I contacted them and all they did was send me a letter to notify the credit bureaus. Which I did and put a fraud alert on my credit report. Well I got a letter in June from Chase Bank wanting more info. Which I called to find out why they are doing this since I don't want anything from Chase. I found out there was a second app they was working on.

    What is so hard for Chase not to understand that I didn't do it at any time and will not. I am mad that Chase Bank cannot understand that. So if anyone out there knows how to get Chase Bank to stop the fraud please tell me.

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    Customer ServicePunctuality & Speed

    Reviewed June 21, 2018

    My husband and I have been with Chase Bank for 5 years now. I have always been told that if you cause an overdraft on the account you can pay it off before midnight to avoid an NSF fee. Well last night I was overdrawn and I deposited $100 at 11:30 pm. I wake up this morning to my account negative because Chase charged me an NSF fee at midnight. They said their cut off time is 11:00 pm but when I did the deposit at 11:30 pm it said I was positive. They told me that their SYSTEM processes between midnight and 7 am. This makes no sense. I have also had problems with ATMs taking money and not depositing it in my account and even lost a check at their ATM. The customer service is horrible and they basically tell you that “It’s out of their hands”. Chase is all about taking the customers' money!

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    Customer ServiceSales & MarketingPrice

    Reviewed June 20, 2018

    In 2007 my step-daughter was charging my new husband's Chase Bank Card. I had already paid off that Credit Card for him and didn't want more charges on it. Since his daughter didn't follow his instructions not to put more charges on the card, my husband called Chase. Chase changed the number and told us no more of his daughter's charges would be accepted. Guess what? Chase not only continued to accept her charges but had the audacity to send my husband a notice that they had done so.

    My husband's daughter continued to charge his card, lastly was an $800 charge for liquor and a spa day. I have never had a spa day. So my husband canceled the card and I did not pay the $800 charge. We contested the charges and after many weeks of fighting the charge we won and did not have to pay. All of this and my husband's daughter never had a card in her possession; she only had a CC number but she never had the new numbers Chases changed on the account. All of this was a vile and intentional scam on Chase's part.

    You may think this was a long time ago and that I should forget it. I would for forget, except now Chase is doing it to me. I refused to hold a Chase CC in my name until I realized that it is the only way to enroll in Amazon Prime. So went ahead and applied for a card. I try not to use it but occasionally charges go on the card despite my intention not to use it. So I always try to pay off the card every month there is a balance on it. Chase doesn't show these balances online in a timely manner. I pay my bills online so when the Chase CC doesn't show a balance, which is most of time I don't make a payment.

    That is what happened on June 11, 2018. On June 11 there was no balance shown online so I didn't make a payment. Today June 20, 2018 I received an email from Chase saying that I had failed to make the minimum payment. This is the second time this has happened to me since I got the Chase Card. BEWARE! Don't apply for Chase Credit Card unless there are no other options. There are reliable credit cards out there. I have three others with no problems.

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    Customer ServiceStaff

    Reviewed June 19, 2018

    Chase has the worst customer service. I always check my account multiple times a day to make sure the account stays positive. Chase randomly rearranges the balances. This is called reordering. My account says one thing at 1 am and another thing at 8 am. The other day I forgot about a check that hadn't cleared. There were already pending charges on the account and it was positive. When the check came through, that caused an overdraft fee. Okay, one fee. That was my mistake. Then the next day there were 3 more NSF fees! Those were for much smaller pending charges that had been there the day before. They reordered the balances so that the largest amount went in first and caused 3 more NSF fees! I spoke with several agents at Chase as well as 2 managers and they said they would take 1 charge off but they couldn't do anymore because there is a limit of 120.00 per year they can take off and that's not a calendar year either.

    I finally figured out what they were doing. This has happened multiple times where the amount in my account changed from one day to the next without any more charges. They told me it was probably a glitch. All the people were so rude and condescending. They proceeded to tell me I should keep a log of every debit transaction to keep up with it. I guess if I am going to do that I should just keep the money under a mattress! One guy even told me that when I write a check then it may not come out right away until they cash it! Really??? Wow mindblowing! I didn't know that! They think everyone is stupid. They went through a class action lawsuit in 2012 about these same practices of holding checks and reordering charges to make more NSF fees. It looks like they are going back to their old ways.

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    Staff

    Reviewed June 14, 2018

    I have been having an ongoing issue with this company. They have a limited amount of times when they are willing to reverse overdrafts. Knowing this I always makes sure to stay on top of my account. I have signed up for alerts, emails, and text messages. Yet after 5pm these features lag and do not work. I checked my account at 9pm one day and saw that I was not negative in my account. Then the next morning all these pending things went through all at once and I was immediately charged 34$. When I contacted them they refused to even listen. They really need to learn how to better manage fees and how to respect clients. They are unprofessional and inconsiderate. They lose no money at all, but will take money from clients to make a quick buck.

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    Sales & MarketingPriceStaffProcess

    Reviewed June 14, 2018

    My mother passed away on March 1st at 88 years of age. My brother and I are the only heirs. She had a cd with Chase for a long time (I believe) along with several other accounts so working through the process along with grieving has been difficult. We went to her old brand in Moreno Valley CA to get the money, which happened. But we were charge $140 fee because it renewed recently. This was not waived despite a long time customer and very little interest. On top of that we were forced to listen to a half hour sales pitch from a Chase rep on their investment options which neither of us had any interest in whatsoever. Not just unprofessional but bordering on heartless. Stay away from Chase.

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    Reviewed June 13, 2018

    Chase failed miserably to protect our money and managed to blame us for their mistake. We placed a stop payment on a vendor that was in breech of contract. Evidently the stop payment wasn't processed correctly because Chase granted them access to withdraw over $900 from our account. As a small startup business every dollar counts and Chase is refusing to accept responsibility for their screw-up. We are packing up our money and switching immediately. We can't afford to accept their incompetence or trust they have our backs.

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    StaffProcess

    Reviewed June 12, 2018

    I spoke with Jeff an supervisor in Chase credit department could recall his last name. The whole process was poorly ha see and he made it seems it was my fault. Even though it wasn’t, I requested a refund from a Chase credit card balance on 06/01/18 and the person who handle it initially didn’t process it correctly. As an result they put a stopped payment on the check and I wasn’t notified and my Chase checking account now in the negative. He offer no help to resolve this issue that they cause. I’m long time Chase customer and have multiple accounts and about the closed all 4 of my accounts. Complete ridiculous and poorly handle by the Chase credit card department.

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    Customer ServiceStaff

    Reviewed June 7, 2018

    I was directed to four different people for routine questions -- and none could answer the question. They also took my personal information twice, and I don't know why it was needed more than once, but that gave them access to my account and they still were not able to answer my questions.

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    Customer ServiceCoveragePriceStaff

    Reviewed June 6, 2018

    (If you're after facts only skip to the last paragraph.) I have banked with Chase for years now. My wife and I when we were first married got sucked in by their get $100 for setting up an checking account. I have always hated the overdraft penalty payments and felt it was outrageous to charge $34 for going negative in your checking account. So my wife and I avoided it and of course inevitably being human sometimes we would forget about a check or a automatically pulled bill or whatever. Most of the time we would just go get a check loan because the interest charges on that loan was cheaper than having the overdraft's fee... this last experience has opened my eyes to a truth I always felt but never really acknowledge this bank is a titan.

    A huge corporation that sells enough "goodwill" and "customer satisfaction" bull crap covered with golden bells and whistles. (It's like being in an abusive relationship. They give you as little as possible but just enough for you to stick around, and think they care about you and next time things will be different.) They have a customer satisfaction recovery (or whatever they call it) of $100 that can be credited back (within a calendar year) to your account from overdraft fees. Sound reasonable (until you really think about how their "system" is set up versus what is a reasonable, easy, and fair format that could be geared for the customer) in these last few months I lost a job.

    Due to personal events in the last few months I had to take more and more check advancement loans, Borrow from family, and Juggle bills into 30, 60 and sometimes 90 days past due... with all this, unfortunately my account frequently got hit with overdraft fees and I was grateful for the credits I did receive but I was always upset with how the "system" pulled the checks or Bills that don't display as pending. On my statement it always pulls the highest dollar amount first. Of course they explain this as a lateral pull. That the computer pulled them all at the same time and if there is not enough for all of them they all get overdraft fees... this borderlines criminal to me, I'm not stupid. Someone had to design the system. Someone one had to set it up and program it how to function. And this is what they choose, it gets them the most money and makes you feel like an idiot all at the same time.

    (Simple math if you have checks/Bills for $25, $75 and $105 coming out the same day and only have $100 In your account, it pulls the $105 then $75 then $25 so now you got charged $34 x3 (the company's limit for goodwill/charity reimbursement)). But they make it sound like they are doing you a big favor helping you out this one time. Don't expect to receive any more help because the system CANNOT be changed or altered there is no manager override or case by case allowances made. (You know like a person doing business with another person that can make judgment calls or case by case situations.) Literally you're just $ to this all mighty cold, unchanging, Rigged against you "system" known as Chase Bank.

    After seeing this happen the last few paychecks (once I started a new job). I started to try to get my finances in order but still needed to get check loans. I tried to wise up and even though I hated taking out multiple check advancement loans the 400% interest rate (or whatever they charge) is cheaper than 1 overdraft charge. I would only take out what I needed the day I needed it (for an upcoming bill (or whatever) to keep my interest $ amount lower but this sometimes would result in 2 or 3 different ones in between my paychecks (every 2 weeks). This time around since I have been charged about an extra $100 the last 2 or 3 checks. This time I made sure to get a loan for the next set of checks and again the interest rate is cheaper than overdraft fees. I put that cash into an ATM that night before theses checks pull.

    To my disappointment I still get charged an overdraft fee for each one (despite the cash I just put into my account and because of how the system pulls) so like a reasonable person I think they will look and see this is clearly a case by case type of situation where I put the money in. The system for whatever reason pulled the checks first and accounted for the cash after even though on a timeline that's not how it happened. I get told very professionally to go ** myself, I can't receive any help. I have maxed my goodwill, and the cash was deposited past the deadline set in place even though the checks haven't pulled.

    I could (and did) make additional card purchases from that account that night. The system charges everything with an overdraft fee because they all processed at the same time but cleanly. So even with the cash I put in NOT being able to stop the overdraft fees. They (the system) charged the largest one first putting my account negative $5 domino effecting the other 2 resulting in another $100 in fees (Opposed to having a system designed for the customer and pull the cheapest before charging an overdraft. In this case I would have been hit with 1 not 3 overdraft fees). Even after calling and talking to several different people I get the same answer, "The system won't let us", "We cant go past the $100 goodwill", "No. The system doesn't pull the biggest $ amount first, yes I see you could have covered the other 2 if they were pulled first but THE SYSTEM can't be changed", "Should have deposited the cash 12 minutes sooner" etc.

    **In summary as factual as I can provide** 9:12 pm Local time cash deposited (11:12 pm Eastern) 12 minutes past the magical deadline. Use my account for an online purchase afterwards to make sure my account was in good standings. Wake up to being Changed $100 overdraft fees. I call to inquire why. That's when I find out about his magical timeline. I missed by 12 minutes. I use the last of my goodwill to reverse one of the fees. And told even though I could have covered the other 2 the first one put me negative and snowballed the other 2 making more overdraft fees. "It's just how the system is" (see above the **simple math** for a more detailed explanation).

    I and the bank could do nothing about it now. Basically in professional words sucks to be me and Go ** myself because Chase doesn't care. "And thanks for being the best part of Chase". So if your human and make mistakes, if you are not perfect in your financial choices, if you like being treated like garbage in a professional way this bank is for you. (And yes they have some great qualities too. But it's like that really attractive person that is just mean and self centered and it makes them less attractive.)

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    Reviewed June 5, 2018

    I am currently on vacation in Orlando, Fl. Me and my family were at Disney Animal Kingdom on 06/04/18 entering the park. Afterwards, my son wanted a Disney souvenir. I proceeded to a nearby ATM. It was a Chase Bank ATM. I used my Regions debit card and punched in my code. The machine gave several selections to choose from, so I tapped 200 dollars. The machine rattled and made noise, afterwards it did nothing. No cash, no receipt, and no souvenir for my child. This ATM had taken my 200 dollars. This occurred around 12 pm. I was wearing a Pittsburgh pirates team shirt and shorts and a Disney logo hat. I hope you at Chase see the surveillance video to verify that this occurred and I am very disappointed in the way my family was left without a memorable vacation experience at Disney Animal Kingdom due to this transaction mishap.

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    Customer ServiceStaff

    Reviewed June 4, 2018

    I was at work and found that I did not have my ATM card. I called and reported it lost. I was told that if I found the card before midnight the next day they could reactivate the card. I got home and found it. When I called to get it reactivated I was told that they could not reactivate my card because they needed to a code to my cell phone and they did not have my cell phone number on file. I have a Chase app on that phone. They would not send the code to my email or as a secure message I could read when I logged in. The people who work in the call center did not seem to understand English well and kept repeating the same things. Either they don't understand their job or English.

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    Reviewed June 3, 2018

    My son was given a counterfeit $20 bill from a Chase ATM. We returned it to the bank, as it would be illegal to try to pass it to some unsuspecting merchant. They took the money and have refused to credit my son's account. They seem to think their ATM counterfeit detection system is foolproof, and the bank manager actually told me that I should have been able to tell that it was counterfeit. (Even if I had been able to detect that, it STILL came from their ATM!) They refuse to take responsibility for accepting counterfeit money from someone and passing it to me. I will report them to the Secret Service, since they broke the law by passing counterfeit money to a customer.

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    Sales & Marketing

    Reviewed June 2, 2018

    The branch in Rochester, MI has frequent problems with ATMs - machines are often out of order or out of cash. Today was even worse. I tried to withdraw $400 in cash, and ATM chewed them back while I was putting the card back in my wallet. The balance showed that money was withdrawn. I tried to call the number printed on the receipt multiple times, but was caught in endless loop of robo advertising for some "great auto insurance rates". It took quite a lot of my time with no result. Finally I called the number on my bank card and I was told I need to file some claim. Why do I need to file a claim for my money that were not dispensed??? The whole thing is ridiculous. I have to think to take my money somewhere else...

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    Staff

    Reviewed June 2, 2018

    I used the drive-thru ATM last night and was robbed. The machine took funds from my account but did not dispense my cash. No employee of this organization cared to offer any assistance. They have no support for their own ATM available. Acknowledged that this happens regularly and apparently don't care to resolve the issue.

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    Customer ServicePricePunctuality & Speed

    Reviewed June 2, 2018

    So 02/25/18 I go into a Chase Bank and purchase 200.00 in British pounds. They tell me the pounds will arrive in 2 business days. The pounds arrive 5 business days later. It is then too late to use the pounds. They tell me it will take 3 to 5 more business days to credit the purchase price back to my account. So after two weeks I will get 200.00 back for something they couldn't provide. I called Customer Service and spoke to a Supervisor who basically said " Tough luck".

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    Customer ServicePriceStaff

    Reviewed May 31, 2018

    Chase cashed a personal check my son had written out for high senior portraits. The photography studio (new) office manager told him the wrong amount due (told him it was $5610 but in reality it was $2610). I tried to contact the studio the same day but did not get a returned call. I’ve been waiting on a manager to call me back for 2 days. The personal check was deposited into the photographer account even though the teller saw my account would be in the negative -$3800 of the check was cashed. The transaction was done in less than 10 hours. I called at 6:15 am - as soon as I got the overdrawn notification I demanded the check NOT clear. I would rewrite the CORRECT check amount and all the bs could have been avoided.

    After Chase telling me they’d freeze the account to allow me to connect with the photographer and gave me 30 days they took funds from 2 other accounts to settle the negative balance without telling me. Instead of freezing the account Chase allowed any and all purchases to hit the account the whole 20 days I was in England (clinical trial for terminally ill son). I came home to over $1000 just in NSF fees. The photographer refunded the $3000 but not for 26 days. During this time my unemployment checks and child support payments were being absorbed into the negative balance during the month. THERE WAS NO FREEZE AS INDICATED!! A few days ago, the money I had been able to save for rent was stolen by Chase Collections. Our car was repoed a few days ago because Chase Bank wouldn’t honor the payment monthly payment but sure did charge me an NFS charge.

    I called Chase within 12 hours of the personal check being written and told them about the mistake and was told, "Sorry. We can’t help you!!!" Today a branch manager told me I should have “demanded” that check not be honored. And if that didn’t work, go into the bank location. Well, I did demand and was told, "We can’t help you." I couldn’t go into the location because I was flying to England the very same day this all occurred. The unsympathetic branch manager said she’d reverse 4 NFS fees. Which still left me negative.

    I’m a single mom of 4 who lost everything to Hurricane Harvey. Chase said they honored the check because I was such a good customer. Chase only honored the check because they knew they make money off of lot the NFS. I specifically told them that I couldn’t monitor this situation from abroad so they tricked me into believing they would freeze my account. Which apparently they never do, not even for “good customers”. Chase is a $2.789 TRILLION company and they can’t reverse their illegal practice?? I don’t have overdraft protection on checks so who says they can act on my behalf? Hell, I get popped for fraud at least once a month when I’m getting gas. Thanks Chase!

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    Reviewed May 30, 2018

    I deposited money into my account before the 7 pm cut off date so I could avoid receiving any fees. They still gave me the fees and overdrafted my account. Now I have two outstanding bills and it has ruined me for having any extra money. I need that money and I'm thinking they flag the people who are low on money and find the right time to add overdraft fees. This place is a joke. After all my payments have gone through, I am getting a different bank.

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    Customer ServiceStaff

    Reviewed May 28, 2018

    Went with my LLC team to start an account. They could not answer questions without calling corporate. Highly untrained. It's supposed to be their job, and they can't do it without calling corporate. They were rude and snobby. I'm definitely taking my business elsewhere. I'd like to bank with people who know their job and can do it. I was treated as if I wasn't important. Well I'm going to another bank where I am important.

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    Customer Service

    Reviewed May 26, 2018

    Chase Bank is no different than any bank today, profit is above customer service and it really doesn't matter how much money is on deposit. I threw a large payment on a mortgage I had with Chase and instead of applying it to the principal they broke it down into payments. I almost had to hire a crooked lawyer to get them to reverse the payments and apply it directly to the principal.

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    Customer Service

    Reviewed May 26, 2018

    I have opened a business account with Chase for a year now and lately I have been having some trust issues with the way they manage the transactions. And when I decided to call customer service their services are horrible not looking forward to fulfill the customer's needs. I'm for sure closing my account with them.

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    Reviewed May 26, 2018

    I have been worried that they were hacked and a lot of accounts like mine were compromised. I applied for a credit card online and they sent a credit card to my home address but the card had another person's name on it. No one I knew or who had ever lived here. This happened about Jan 23, 2018 and they still have not given me a status update on the fraud. I did all the fraud alerts they asked me to do but they still have a fraud alert on my account and I cannot get credit. Yesterday UPS tried to deliver an envelope to my home with the name of the person who applied and got a $5000 card approved. I know because I still have the card and I showed it to them, and they told me to destroy it. Why would I destroy evidence?

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 26, 2018

    Chase is excellent in all areas of customer service. Their service reps are kind, patient, and knowledgeable. They always resolve my issues on the first call.

    The only suggestion I would make is they have multiple reps available to speak whatever language is required. Sometimes I have a problem with accents, but this is quickly resolved.

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    Customer ServiceCoverage

    Reviewed May 25, 2018

    I opened up an account with Chase Bank 2 months ago. I deposit about 15 to 20k a month. Unfortunately I had 3 fraud charges on my debit card. The 1st month, I tried to use my card and it kept saying it was rejected yet the vendor still charged me 3 times, at 1st Chase was helpful and gave me a provisional credit but then because there are multiple charges/claims which of course I told them I tried to use the card 8 times and it was rejected and they could see that on their system. I even explained I tried getting a credit from the merchant and they told me to file a claim with my bank. Long story short Every time I call in I get somebody that I can barely understand and they can't understand me and it's from a different country and all they can do is read off financial regulations.

    At any rate I was told that I would get a provisional credit and then when I called to see why didn't receive the provisional credit they told me today that my account was permanently closed and couldn't give me a specific reason as to why. I'm assuming it's because I had the claims in such a short time frame of opening the account. I've never had to file any claims before but I have to assume that's the point of the bank being insured for fraud as well as it was for $2,600.00 and they gave me misinformation several times and I deposit a higher amount so it wasn't the point of trying to receive funds. So frustrating. Now they just drop my claim, close my account and no one can tell me why.

    The other thing I don't like is all a merchant has to say is the charges are legitimate and they just close your case. Where my protection as the consumer??? I'm so frustrated. I'm assuming they restricted and closed my account before the 10 day rule of having to give me a provisional credit if it's not resolved before then. I'm mad so now I'm just out 2600.00 and have to change 20 direct deposits and get a new bank???

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    Reviewed May 25, 2018

    Used this for our business and then for our mortgage. We were very pleased with their suggestions as how to manage our money with few fees and continue to use them fifteen years later.

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    Customer ServiceEase of Use

    Reviewed May 25, 2018

    I've had to change my bank account number because I was hacked. Chase helped me so much to get it all straightened out. When I lost my ATM card, the account number was charged immediately and I received a new card within 4 days. Their online site is easy to navigate. Customer service is the best I've ever encountered. Very short wait time when you call them. Highly recommended.

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    Customer ServiceStaff

    Reviewed May 24, 2018

    I've loved banking with Chase for many years but after having several issues with customer service not understanding what my needs were and calling repeatedly to clarify questions I had already answered, I decided to close my account. When I went into the actual branch, the kid that helped me close my account said I would have access to the account to withdraw my refund that was on its way. Incorrect.

    This was after several hours of receiving incorrect info from claims and customer service. The supervisor of the claims department told me to file a claim as "fraud" even though it was technically a "duplicate." Him telling me to actually commit fraud was extremely concerning. It is a full week later and still no access to my account and still have not seen any movement with my claim. They said they would finish by August 5th. 2 months??? Why do they need 2 months to "investigate"? Seems excessive. Very disappointed. Never any issues until some policy change. I am glad to no longer be "the best part of Chase". Honor your word when you make your representatives say that at the end of every call. Listen to calls if you have to answer questions multiple times. Hire people who understand English.

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    Reviewed May 24, 2018

    I signed up with Chase in Colorado Springs, Colorado and they were absolutely there for me, helping me get my finances in order.

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    Customer ServiceStaff

    Reviewed May 24, 2018

    A financial person in the past had tried to sell me annuities. I did not buy. He lives near me. Recently went to speak to my "Personal Banker" about money. She got up and reappeared with the same fellow. He looked at me and said disdainfully, "I don't deal with her. Find somebody else." It was uncalled for and ignorant. Chase bill pay is difficult, too. Bank does not breed confidence. I also found recently there has been a monthly deduction from my account without my consent or knowledge from some company attached to a Sears card. I have not had a Sears Card for about 10 yrs. It is American Health and Life. There is no voided check or signature from me asking for this insurance.

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    Customer Service

    Reviewed May 24, 2018

    I have no quarrels with CHASE except that it continually provides me with a PDF for one of my credit cards that is inaccurate. No one owns fixing the problem. I am disgusted with lack of a response.

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    Customer Service

    Reviewed May 23, 2018

    I leased a car with Chase Capital for 42 months. My lease expired on 05/01/2018. I did not returned the car back till 05/12/2018, when I a leased another Mazda for which I was charged the full month lease. I called Chase to give me back the money for the first car that I returned and I was told that Chase is unable to give the money back. At this moment I am paying for two cars when I only have one. I think that Chase cannot charge customers for monthly lease. The bank is taking advantage of the customers.

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    Customer ServiceReliability

    Reviewed May 23, 2018

    I been a Chase Bank customer for 11 years. I love the customer service, reliability. Also any unauthorized charges to the account and they credit my account with no problems.

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    Price

    Reviewed May 23, 2018

    Chase is mediocre to be one of the more expensive banks in the NY area but I do trust them more than any other bank in my area. I was originally with Chemical Bank. They either merged with Chase or Chase bought them out. With today's technology Chase needs to step their game up and stop hackers in their track. I realize they can't catch everything but 75% will suffice.

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    Reviewed May 23, 2018

    It is very easy to transfer money online to other accounts and it is very easy to make payment using the online service so I am quite satisfied.

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    Customer ServiceStaff

    Reviewed May 22, 2018

    I come in once a week for the last 2 years to change my company check and was refused to let use the restroom and to be lied to by saying that they don't have a restroom was disrespectful in many ways including breaking code policies. It happened at Chase Bank in Coconut Creek. 4809 Coconut Creek Pkwy, Coconut Creek, FL 33063. After my issue I called the 1800 number to file a complaint and nothing was resolved. I wasn't even asked for my information or what location this was other than my name.

    I have been to other locations and they have been very professional and have showed me where it was but to just deny and say there isn't one that manager should go back to school to learn how to be a manager and deal with the public. And one thing I left out I was the only one in line. The branch was empty except for those waiting sitting down for help in a separate section. I wait and hope something is done so that I don't have to proceed with my complaint to code enforcement with the city. Thank you and have a great day.

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    Customer ServiceStaff

    Reviewed May 22, 2018

    I opened a new account, with my wife and son as partners. We deposited $12,700. A few days later I went into the Internet to review the account and got a message that the account is closed. A phone to the branch revealed that the bank decided to close the account because my wife's name didn't appear on the utility invoice that we gave when opening the account. I wanted to give the bank any document that will validate our id but the bank refused.

    I demanded to receive a written document from the bank that will explain why they closed the account, (without even giving us a notice!), but till now I didn't get any explanation and nothing in writing. Even when I wrote a mail to the branch and asked for a written response, they didn't send but insisted to talk to me through the phone without giving me any real explanation. This is not how a serious and responsible bank should act, it is like a Mafia organization. I know that someday they will need customers, and they will not have, because of their awful behavior.

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    Reviewed May 22, 2018

    ATM security at Chase Bank is fair. Uses a 4 code access which is easier to break. ATM debits occur in small chunks, and no check is done to ensure it is legitimate. Drive through is almost nonexistent unless you use the ATM at branches. Credit card fraud happens often, especially if you let them know you will be out of country.

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    Customer Service

    Reviewed May 22, 2018

    I have banked with US Bank and BOA, and found that Chase has far better customer service, banking policies, especially if you are overdrawn. You get a message you are overdrawn and have till 8 PM to add money before you are charged any fees, other banks charge you right away. Chase is for the people in banking.

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    Customer ServiceCoverageStaff

    Reviewed May 21, 2018

    I recently had one month's worth of credit card statements subpoenaed. Rather than giving one months worth of statements, Chase issued 6 years worth of statements. This huge mistake was met with complete apathy from Chase. Their attitude was unless I had a lawyer, they didn't care about the effect the mistake had on my life. Christina, the woman I was working with, refused to even give me the name of her supervisor. She said she "wasn't required to do so." I assume they covered this mistake up and no one was held accountable. I will be closing all of my accounts with Chase. Had they shown any sort of remorse, I would be more understanding. They simply don't care about their customers. I'll take my business and money elsewhere.

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    Customer ServiceStaff

    Reviewed May 21, 2018

    Instead of writing this review, I should be out finding a bank that understands the concept of providing good customer service. Chase Customer Service reps are the consistently the worst reps I have interacted with as compared with reps from any other company. Each time I have spoken to them on the phone, the person I am speaking with is rude, uncaring and very unfriendly. They don't care how long you have been a customer. They just don't care period. I am made to feel like I am bothering them and that they are doing me a favor just by talking with me. If I was ever made to feel the least bit appreciated, I would not have the negative opinion about them that I do. I have been a fool staying with them for all this time. I hope the next bank I deal with be nicer to me and make me feel they value my business.

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    Customer ServiceStaff

    Reviewed May 21, 2018

    Chase Bank's policy of going out of their way to ensure that longtime profitable customers receive the worst and most unhelpful service possible makes no sense. They have refused to provide a basic service which they have previously provided which is cashing a check made out to cash. We have banked with Chase for more than 12 years and have business, personal and other accounts with them. We keep high balances as we are in business and always want instant access to ready cash.

    They would let us walk rather than cash a $100 check which is even drawn on one of our own accounts. This account is a Social Security disability account which we administer on behalf our disabled son on which his own name is listed along with ours as Rep payee. For years we have been writing him a check for under $200 every month and which we have usually named him as payee. His name is even printed on the check above my own name and he also has proper id! About six months ago he was asked that future checks be made out to "Cash", don't know why, and we never questioned it but complied. He had no problem cashing these checks at either of the two Chase branches near where he lived. However, today he went into the Gold Canyon office who refused to cash it as it was made out to "cash" (as it had been per their own instructions for at least the past six months).

    He called us from that bank and I asked him to put the manager on the line who informed me that it should have been made out to his own name rather than cash. I told him that we used to do that in the past but had been instructed by them to make it to cash and such checks had been cashed without a problem and to please give him the $100. He said he would not cash that check as it was a violation of the rules. I told him if he still refused that we would close every account we had with Chase. He still refused, so...guess what?

    Of course that is going to put us all to great inconvenience. Chase will lose out on profits to say nothing of reputation, and we will lose out in time and inconvenience. I should have closed our accounts down a year ago following horrible service that I had received by that same branch (and probably same employee). I started the process but I was so busy at the time I did not go through with it. This time, I will make the time! Assuming what I have written is true, (I know it is hard to believe, but trust me this is all true), why would any company want to get rid of long time profitable customers? Sure makes no sense to me other than them having the satisfaction of acting like ** and ruining people's day, not because they should, but because they could. It obviously gives these "jobsworth" cretins a certain sense of power and victory.

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    Staff

    Reviewed May 21, 2018

    I have been a Chase customer for over 10 years and I don't have one complaint. I am very happy with their service. My very first mortgage was with Chase and they were very helpful.

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    Staff

    Reviewed May 21, 2018

    I've used Chase bank for 6+ yrs and have never had a problem. Everyone is very helpful when I need to go into the bank for service. I also appreciate having the convenience of doing online banking.

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    Reviewed May 21, 2018

    I use to do banking exclusively with credit unions but Chase Bank has superior online banking. Chase makes my monthly statements easy to understand and I can also see online any checks that have been cashed or charges that have been placed on my credit card.

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    Reviewed May 20, 2018

    Been with all the banks. CHASE is the best. BOA is the worst. Wells Fargo - so so. Personal or business accounts Chase is there for you. Their bill pay is so easy.

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    Customer ServiceStaff

    Reviewed May 20, 2018

    Most of the customer service reps are very hard to understand, I think you outsource the job to other countries. Very aggravating. A lot of the time they aren't knowledgeable and are unwilling to find the correct answer for you. Also, my account has been hacked numerous times.

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    Price

    Reviewed May 19, 2018

    Chase Bank always seem to care about their customers. I inadvertently have gotten overdrawn and they always seem to work with me not to charge overdraft fees, I had a mortgage with them and also were very helpful and did not overcharge in their loans. I also have 2 credit cards with them and I am also very satisfied with the interest rates and monthly payments.

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    Punctuality & SpeedStaff

    Reviewed May 19, 2018

    Chase Bank is quick and easy. Walk in the Ocean Ave bank, the bank teller is friendly and helpful. I was in line for a minute or so to make the deposit, few minutes later I on my way. Online depoist is even faster, take snapshot of check front and back and press deposit. Second later I received text message about deposit. I would recommend Chase to friends and family.

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    Profile pic of the author.

    Reviewed May 18, 2018

    I have only a credit card. I haven't been able to manage my account online because it's too complicated. I've been with Capital One and Citibank for years -- and they are SO much better. I'm canceling my card. I hardly need Chase. Hate this bank.

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    Staff

    Reviewed May 18, 2018

    Personnel are helpful when I need to visit my local branch for notarized papers or distribution of trust accounts. There is a self-service window for deposits or cash as well that is easily accessible 24 hours a day. Online banking is very convenient for keeping up with bills and making transfers.

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    Staff

    Reviewed May 18, 2018

    Chase Bank always answers my questions and takes care of problems. Most business don't have a personality they do. Sometimes banks are not polite and courteous but they always are.

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    Customer ServiceStaff

    Reviewed May 18, 2018

    I have been with Chase since they changed with Bank One. They have well educated staff, over the top customer service when an issue is presented be it good or bad, with your account.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 17, 2018

    I had mistakenly sent in the wrong check to this account. A customer service rep called and stated that they had a check made out to another company for a much larger amount than I normally wrote on this account. They took my Chase payment over the phone at no charges or late fee assessed. I then called the other company who had received the Chase check by my error. They assessed a late fee and I would have had a ding to my credit. When I told them Chase had called and no late fee or anything else, the other company reversed their position.

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    Customer Service

    Reviewed May 17, 2018

    Can only give neutral on online and security because I don’t dump do either. However Chase Bank no longer have drive-through lanes in South Florida in my area. Consider that poor customer service. No matter what they do on the inside I can’t make up for the convenience of not having to get out of your car and the security for a woman carrying a large deposit of having to get out of her car. Really sad.

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    Punctuality & Speed

    Reviewed May 17, 2018

    I use Chase for our and my credit card. Our mortgage payment is deducted from our bank account the same day every month. I receive a text saying our payment was received. I go online every couple of weeks to make a credit card payment. It is fast and easy.

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    Staff

    Reviewed May 17, 2018

    Chase seems like a fake bank. Whether you are a customer, or if a client is using them for their purposes, it takes days for someone to get back with you.

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    Verified purchase
    Customer ServicePriceProcess

    Reviewed May 16, 2018

    Sept 2017 we're hit in Miami FL by a hurricane. I called Chase Bank to make a mortgage payment. They explain to me I was in the affected area and they can put me on a program where I didn't have to make any of my mortgage payments for eight months w/ no credit or late fees. On May 1 it expires and we would have to make our first mortgage payment. Payback 8 months of escrows taxes insurance and the principal of the payment would be put at the end of the loan. I wouldn't have to refinance or modify my loan.

    Now every time I call they're trying to modify my loan where my interest rates will change. I complained. I spoke to the executive office. I have a case manager named Ian ** which is shady. When I try to get straight answers from him and told him I didn't want to modify he said the loan stays the same but that the interest might change.

    Chase Bank is not honoring their hurricane program that they offered. Now they're saying I have to pay back in 4 or 5 payments or remodify or just pay the whole amount back by 7/31/18. I Google Chase complaints. I'm not the only one they're doing this to. When you call at the end of the program they connect you straight to the modification Department. Please help.

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    Verified purchase
    Customer ServiceSales & MarketingPricePunctuality & SpeedStaff

    Reviewed May 16, 2018

    My husband and I applied for a mortgage on a second home in Florida. We applied to Chase since we had a credit card through them and were looking for a bank with branches nationwide. We own two businesses in our home state and bank locally for both businesses and personal accounts. Over the years we have had many property closings, but none like the one with Chase. We provided everything requested in a very timely manner. We signed the application in one of their offices and provided $500 for the appraisal. We were told to set up an online account to follow the process and provide any additional information. We told the loan officer at the time we signed the papers that we didn't want to pay any points and wanted to lock in the interest rate.

    The first time I signed into the online account it showed we needed to sign documents which appeared to be the same ones we signed in their office. We thought, maybe, for some reason we needed to sign them again which we did except for the one that said we opted for a floating interest rate. I called the loan officer right away. She said that we didn't need to sign them since we had done so in her office. I told her we had already signed them with the exception of the one about the interest rate. She agreed that we had signed documents in her office locking in the rate. At one point, her superior contacted me via email requesting a letter from our accountant. I forwarded the email to our accountant as I wasn't exactly sure what they wanted.

    Our accountant said he wasn't sure either, but to have them call him direct. I emailed the loan officer who had contacted me and gave him the information to contact our accountant directly. About a week passed without hearing from him, so I assumed he had contacted the accountant and had gotten what he needed. But, no, he contacted me again, so I contacted the accountant again. They finally talked and got everything resolved. Evidently the loan officer tried calling the accountant and got his voicemail, but didn't leave a message or send an email either. I told the loan officer and her superior that we would be leaving for home on March 13th, but would be back for the closing on April 9th.

    While home, we received through the mail a Notice of Counter Offer from Chase. I contacted the loan officer in Florida right away questioning what it meant. It stated they couldn't loan us the amount we applied for, but could loan us $67,000.00 more than we had applied for originally. The loan officer said she would check and get back to me. When she contacted me, she said it was because they take all your income and expenses for a year to determine how much you need in reserves for a six month period. She said that when they did this we fell short, so they increased the amount we were borrowing so that we didn't have to bring as much money to closing.

    The next thing she suggested was that we liquidate an annuity that my husband has, but we told her that wasn't something we wanted to do. Consequently at that point, we told her we would accept the counteroffer. We were on our way back to Florida on April 5th and I was opening mail in the car. Much to my surprise there was another Notice of Counter Offer for an additional $7000.00. Someone from Chase called me on April 5th. with the amount to bring to closing. I asked about the closing time on the 9th, but she told me that was set by the title company. I contacted the title company and we set it up for 9 am. I contacted the title company again on Friday the 6th and was told that they hadn't received closing documents yet.

    They recommended changing the closing to 12 noon on Monday the 9th to be sure they had everything ready. I asked them about the amount we needed to bring to closing so I could schedule the wire transfer on Friday to make sure they had the money in time for closing on Monday. They quoted me a figure which was $4165.00 less than that quoted by Chase. I questioned this and the title company told me to wire the amount Chase had quoted and if that was incorrect, they would refund the difference which they did. At closing, we were kept waiting 2 1/2 hours while the title company waited for the final closing statement from Chase. Upon reading over documents, we found they charged us 3/4% point.

    I tried contacting three different people at Chase that we had dealt with, but to no avail. I even tried calling the number on one of the voicemails that was for in case the call was urgent, but got another voicemail. No representative from Chase showed up for the closing or returned my calls. We were ready to walk out, but had too much invested at that point. We feel this was a scam to get us to borrow more money and were not informed of the 3/4% point charge at any time during the loan process. We have an excellent credit score, have never been late on a payment or defaulted on a loan either business or personally.

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    Reviewed May 16, 2018

    I had my mortgage through this bank and their refinancing process was horrible. We were with them from 1996 until 2011 and the refinancing calculation were expensive. Never were we included in this lawsuit, due to them selling our mortgage prior.

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    Reviewed May 16, 2018

    Stopped my debit for security breach. Problem I was on vacation and couldn’t get new card sent to me. And they wouldn’t reverse the stop on debit card.

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    Reviewed May 15, 2018

    Chase Bank will not own up to the very correspondence they send, they will dismiss as a generic form to avoid their responsibilities to us as consumers.

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    Chase Bank Company Information

    Company Name:
    Chase
    Year Founded:
    1799
    Address:
    270 Park Ave
    City:
    New York
    State/Province:
    NY
    Postal Code:
    10017
    Country:
    United States
    Website:
    www.chase.com

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