
CashNetUSA Reviews
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About CashNetUSA
CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.
- Offers various short-term loans
- Same-business-day funding
- Easy application process
- Cannot take out concurrent loans
- Higher interest rates
CashNetUSA Reviews
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- 4,677,304 reviews on ConsumerAffairs are verified.
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Reviewed May 31, 2025
With the recent damaging tornado in St. Louis, I'm glad I had a few dollars in my account to help us get thru. The funds always arrive on time. I was trying to build my account up. But unexpected things happen. I'm grateful for Cashnet.
Reviewed May 29, 2025
The ease of access to the site is great! The customer service is excellent, the process of getting a loan is so much smoother than I imagined it would be!! Wonderful to work with. I highly recommend them for your financial needs, the payback is a little high but the ease of doing business with them is worth it!!
Reviewed May 27, 2025
Very easy process for my wife and I to complete online. Looking forward to building my credit through the repayment process. Having a line of credit eases the pinch of everyday life. We look forward to being good customers. Thank you for making this process so easy and enjoyable, and for making it easy to deal with higher prices at the grocery store.
Reviewed May 23, 2025
I had a bad experience with CS at the beginning of this process. Wasn’t happy with how the CSR handled our situation. I finally received information via mail letting me know what caused the process to slow. I was able to complete it online. I’ll always bypass CS unless I need to contact them. I feel secure again, and I’m waiting in my loan.
Reviewed May 13, 2025
The process was very easy and straightforward! Everything was simple and very easy to do online. From the registration, to the application, to the funding process was very quick! All on the same day! Then the follow up process was quite convenient, and everyone was exceptionally helpful. If you find yourself in need, or want to build your credit, this is a great way to do so.
Reviewed May 12, 2025
The process for the loan was easy and quick and this was my second time. I will definitely advise other people to try and apply for this loan if they’re ever in need for assistance of any kind, not mind bothering at all. So please patronize them when you’re in need, they will definitely try to help you…
Reviewed May 10, 2025
Very simple way of conducting business yet very high tech, very smart, concise. Fast service and your cash is in your pocket. Very happy and recommending all my friends this opportunity in finance should they need it. Helped buy my car, taxes and license plates. Works with you to establish payment with flexibility and within budget.
Reviewed May 6, 2025
Love the service so far!!! Cashnet approved my loan request with less than perfect credit!!! This is my first time applying with them and I am loving the services so far!!! Moving through the online site was a breeze. No hiccups or hangups! They may have a customer for the long haul!! Thank you Cashnet for the excellent service!!
Reviewed May 5, 2025
Very simple. Great customer service. At first they could not fly my name on my left for numbers of my social security online. I had to talk to a customer service representative. She was able to find it with no problem. She apologize for the inconvenience. It was very courteous and I appreciate her very much. She was a doll.
Reviewed May 3, 2025
Easy to get money deposited and approved. Always prompt and excellent customer service. So easy to deal with. Never any problems. Easy to use online and very easy to understand directions. Would definitely recommend to friends and family. Thankful to have found this website. Would use it again and again when money is needed.
Reviewed May 1, 2025
There was swift answer to my need. I was so very grateful. Have had $$ problems since January after a Hacker hit my home computer. Unless I missed a communication, I have no word on repayment at this time. Will be checking all paperwork & mailings for more information. Thanks so much. Peg **
Reviewed April 26, 2025
Easy and fast, not a lot of paper work, just download and apply, and in a few minutes, you get your answer about how much you are approved for, it is up to you on how much that approved amount that you need. And then you put that information in. You will get an email at when your money will be deposited, it could be the same day or the next day depending on what time you applied for your loan. I received my money the same day, which help me a lot! Thank you so much for the help!
Reviewed April 22, 2025
Whoever the lady who was that talked to me was very pleasant, and I thought she explained things to the best of her ability and it was good for me. No, thank you, for having A person that worked for you of that quality did I do any business with anybody other than her? But if that's your first line, you have a good one, thank you, and God bless.
Reviewed April 20, 2025
This was fast, easy and payoff early no penalty was awesome. I was out of town at hospital for pre op and hotel charged me twice and had no way to get home or stay. Without this loan I honestly don’t feel I’d lived to write this review. Thanks so much!
Reviewed April 17, 2025
Very quick. I'm confused on payments. Mine need to be on a monthly basis not biweekly. The application process was smooth. Next morning I woke up and already had the deposit. So far I certainly am well pleased. Thank you. I would recommend to people I know. I found your site on the internet.
Reviewed April 16, 2025
I had good experience. The person was very nice and understanding. They explained everything. Very patience and understanding. Try to help me with my needs. Explained the loan how much every 2 weeks payment and paying it off quicker the better. Less interest it will be. Easy the second time around. It's a good loan company.
Reviewed April 16, 2025
They are always there when I have needed them. When not qualified, they explained what I needed to do to get the help that I needed. Then when I did what was necessary, they made my request available for me, so that I was able to do what I was requesting the funds for.
Reviewed April 15, 2025
I was extremely satisfied with my experience from the first loan I received to the phone call I made to pay that one off. Everyone I spoke with was very professional and friendly, especially the young lady with whom I talked to for the payoff that was expecting her first child. She was the sweetest, I don't remember her name, but she definitely deserves a raise. Thank all of you for your hospitality
Reviewed April 2, 2025
I had a much better experience with the banking. I’ve done with you than I have with my home bank. I am thinking about changing banks. I am a little bit worried about making online, but your service has been great. I am considering using an online bake. I am old and all this technology is new to me.
Reviewed March 31, 2025
I am so impressed on how fast and easy the whole process was. I DoorDash and needed vehicle repair immediately. I don’t make money if I’m not on the road. Being so close to the first of the month, I could not afford to pay my bills if my car is not working. With CashNetUSA I was able to get back on the road to making the $ within a couple of days. Thank you CashNetUSA. You’re a lifesaver!
Reviewed March 31, 2025
The whole process of the loan was painless and only took a few minutes to find out what I was approved for. I got the funds the same day I applied for the loan and the terms weren't too bad considering my past credit. CashNetUSA helped me when no one else would. Thank you, Angela **.
Reviewed March 29, 2025
I was filling out the application form when I received a phone call from one of their agents. She helped me and was very knowledgeable and helpful for me to fill out the forms for my loan. She said my loan should be in my account as soon as Monday morning. It was a very easy process with the helpful with the help of the agent that called me.
Reviewed March 28, 2025
They are great and always on time when you need them plus they came through for me. Great job, great performance, great team, great player, great performance and good luck to all blessings coming and will keep coming long as you pay these people off or back. They will work with you
Reviewed March 28, 2025
Everything finally got done once spoke to a real person and not a machine computer. Only took 4 days to get bank information to receive loan. This process could use improvement. Must have humans in the equation 'cause computers can't make decisions by them self. They have to be told what to do.
Reviewed March 28, 2025
I was short on finances and CashUSA help when I really needed the funds and the repayment are very reasonable. They were fast and confidential. I got my approval answer very quickly. I would recommend this company to my friends. The interest rate are better than any of the online companies I have dealt with in the past.
Reviewed March 26, 2025
Although my experience is online it has been a very good experience. I do not have anything to complain about when it comes to this particular product. I would recommend line of credit increase sooner than later. I have recommended it to many people. This product has helped me many times when I was in a bind and needed a small break.
Reviewed March 25, 2025
I like that you can both go online and call for an advance of credit and check the status of your account. And someone actually will answer your phone call if you need to talk to a person. And you get to see to know how much money you have to borrow and what you have still owed due.
Reviewed March 25, 2025
This is the easiest and safest way to request and get money, when needed. I love that they draft out my payments and customer service is great. I would definitely recommend this company to everyone. They make it simple and with same day approval or approval money request. You can keep track of your payments on your account page. They also email you when your payment is coming due or when it was paid.
Reviewed March 20, 2025
I'm very well please with the service that I receive. Everything I was informed was handle with no hassle. Service was very fast, even the customer service was outstanding. Very polite and very professional. Thank you for everything. I would highly recommend the service to friends and family. It's very rare that you are able to find any type of dedication in handling business in a friendly manner nowadays without the long drawn out process. Once again I very please with the service and support that I received.
Reviewed March 20, 2025
I got the loan on the 18th. I took the draw on the amount of 2000.00. It was a simple and pleasant experience. It was a godsend for me because an emergency came up for me. I knew I would need money but I don’t like to go to family and friends for loans. Frankly I didn’t think I could get a loan. The interest is very high but I plan to pay it off quickly. I will recommend CashNet to my son. Thank you for helping me through this emergency.
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