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CashNetUSA
CashNetUSA
Overall Satisfaction Rating
4.70/5
  • 5 stars
    952
  • 4 stars
    87
  • 3 stars
    16
  • 2 stars
    5
  • 1 stars
    45
Based on 1,105 ratings submitted in the last year
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CashNetUSA

ConsumerAffairs Accredited Brand

CashNetUSA is one of America’s leading licensed online lenders and a top choice for consumers looking to handle financial emergencies. CashNetUSA offers three types of products in over 30 states: payday loans, installment loans and lines of credit. Since 2004, CashNetUSA has been trusted by more than 3 million hardworking people.

Why Customers Choose CashNetUSA:

- Apply online 24/7 — anytime, anywhere

- Instant decision — receive an immediate funding decision*

- Fast funding — Cash by the next business day**

- Quick & reliable online application — without affecting your traditional credit score***

- No hidden fees or paperwork — all terms and payment details are clearly laid out before your sign

- Dedicated U.S.-based customer service — available 7 days a week

*Not all loan applications or extension requests are approved. Due to state and verification requirements, not all applicants for online loans will be eligible for instant approval by CashNetUSA or third-party lenders.

**CashNetUSA and third-party lender funds are generally deposited via ACH for delivery next business day, if approved, by 6 p.m. CT Monday to Thursday, and Sunday.

**Your FICO or Vantage scores are not affected by applying.

CashNetUSA Video
A-BBB Rating
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2703 CashNetUSA Consumer Reviews and Complaints

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2 featured reviews
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Page 2 Reviews 31 - 60
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 28, 2019

Very pleased. The process was seamless. Thanks a lot. I was referred by a friend. If I am ever in a jam again, I will not hesitate in contacting you. I will recommend this service to other friend that I know will honor and appreciate the service.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 28, 2019

Everything from the application process to getting the money the same day was excellent! Would definitely recommend to anyone who is short on cash and need a quick loan until payday! Would definitely use again! I can't say again how much I appreciate the quick and easy process to some quick cash!

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: March 28, 2019

Kinda felt like they told me I could get 5000 but got much less. They did get the money to me very quickly. I would like to get future loans from them but more than what I got. It came right on time. Into my bank account. Helped me get caught up on all my bills. Thanks for letting me get my bills caught up.

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Rated with 1 starResolution In Progress
Verified Reviewer
Original review: March 27, 2019

Over 200% Interest Is Ridiculous!!! CashNetUSA will loan the money - then charge interest like you would not believe. It’s really too bad. I called and spoke to a Customer Service Representative and she was very kind. I told her my concern and she was wonderful - but had to deliver the bad news that this is just what it costs. I paid in an extra $500 between scheduled payments thinking I was knocking the balance down. Only $50 went to the principal. They took $450 in interest. I let her know I will find a way out of this - and when I do - I’ll never borrow from them again.

CashNetUSA response

Hi Donna, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 27, 2019

My experienced with Cash net was really good...it help me alot with this for short period of time. I just hope I can get more than the amount I was approved. I will recommend cash net to other people who need cash in short term. I struggle with payment but cash net was able to help me. Much mahalo and keep up good work. Thanks.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 27, 2019

Approval was quick and so was the deposit into my bank account. Whole process took about 13 hours. Was expecting a long process but it was very quick to be honest. Will use this service again if I need to. Very satisfied.

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Rated with 1 starResolution In Progress
profile pic of the author
Verified Reviewer
Original review: March 27, 2019

Cashnet is a nightmare. Once you get in on their bait, they will rob you blind. After we paid them off, never again get a loan from them. For those who needs a loan, please dont use this crap. You think you're in the bad shape now and needed a loan from them, but wait until you got that money and starts paying them back, you will be 10x more in bad shape than before.

CashNetUSA response

Hi Annaliza, We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 26, 2019

The service Is excellent. The terms and processes are clear. The application process was so easy. I got approved in a matter of minutes. The layout of the site was very user friendly. It's explained well and without clutter. I highly recommend the service to anyone who needs immediate funding.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 26, 2019

Very satisfied with the results and customer service. Highly recommend to anyone that needs fast funds. They helped me in time of need. My credit isn't the best and they gave me a limit more than needed but didn't have to take all of loan amount.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 25, 2019

Thank you for the help. I needed money to fix my wife's car and your company helped me keep her on the road. The Customer service was excellent and the lovely Lady that I spoke with was very nice and helpful. She answered all of my questions. Thank you again :).

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 25, 2019

I thought the process was quick and easy with no pressure and the customer service was friendly and helpful and the whole experience was a nice experience. Also I'm it helped me out a lot. If needed I'll come back again!

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 24, 2019

Would definitely do this again. They were very helpful and quickly let me know how I could borrow. It was excellent that they allowed me to choose how much I wanted of the amount I am allowed to borrow. It is great that I can still borrow more from the maximum amount allowed if needed.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 24, 2019

I applied for a loan & was approved the same day with no hassle. The money was in my account the next morning. The repayment is only 10 payments. The payment are not high at all. I will most definitely recommend you to other people.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 23, 2019

It was quick and on time. I like it because it's not a lot of interest and it stated that it will help build my credit. I didn't think that I would qualify for a cash advance but I was. I will recommend others to start building their credit by simply starting with CashNetUSA. Thank You and God Bless.

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Rated with 1 star
Verified Reviewer
Original review: March 23, 2019

I am not happy with their service. I got a loan fast and easy, that was the only good thing. I pay way more than I owe. I could've have paid my loan back probably three times now with the amount of money they take from me and I am still nowhere near paid off. I would not recommend anyone getting a loan from them. It will never get paid off. They screw you!!! Please be aware!!!!

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 23, 2019

I had a Great First Time Experience with CashNetUSA, they really got me exactly what I needed, FAST AND ACCURATE! I would definitely recommend anyone to them. It literally took 30 mins to get my cash. They were very detailed about me verifying my identity and how much I was asking for. As well as setting up payment options, which made me feel more comfortable with proceeding with the process.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 23, 2019

The lady was very professional & knowledgeable. Pleasant & helpful answered all questions. She explained every aspect of the application & payment choices in detail. I would definitely recommend to my family & friends. I look forward to doing business for a long time.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: March 23, 2019

Everything was fast, easy and convenient. The only problem is they don't tell you how much you have to pay back on the same day. I think it would be great to know your payment before you agree to the terms in case you can't afford it.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 22, 2019

Everybody was nice and helpful. The money was right on time just what I needed to pay off a debt. I am going to recommend to other family and friends please go see them. It's very easy to apply. This loan was more we're very affordable than what I needed and payments.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 22, 2019

I will say the quality of the service you provide was so very helpful for me in a time of emergency. The process was painstakingly easy to receive the necessary funds, especially dealing with the emergency at hand. I would recommend this service to anyone seeking financial assistance.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 22, 2019

I got the help I needed quickly. I received my approval in minutes and got the cash I needed in hours. I got to do it all in the privacy of my own home and the process was very quick and simple. Plus they have an app so making payments are easier than ever.

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Rated with 4 stars
Verified Reviewer Verified Buyer
Original review: March 22, 2019

The process was clean and neat and I am just waiting to see how quickly I can pay the loan back. However the timing was prompt and came through exactly when I need it. I could see myself doing this again if the payback process is as simple.

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Rated with 1 star
profile pic of the author
Verified Reviewer
Original review: March 21, 2019

I called CashNetUSA about 2 days ago. It took less than 30 min for me to provide them with my personal/vital information and for them to give me a denial. When I asked for a reason for the denial, they told me that I would receive it through an email within 30 days. My problem is WHY does it take 1-30 days to give me the REASON for denial when it took less than 30 min for me to provide them with my PERSONAL information that they used to even get the denial? They would not answer my question. They said they have no ability to review the reason for my denial, yet they CAN take my personal information to see if I’m eligible for a loan or not. They keep saying it’s for the sake of my PRIVACY when my personal information is more PRIVATE than the information I’m asking for, therefore it has nothing to do with my PRIVACY.

I have never experienced any loan agency that tells me I would not be able to see the reason for me being denied a loan until the next 1-30 days. CashNetUSA is the first one... Amongst that, they said several other things about their system that doesn’t add up. I just need for people to understand what they would do had you been denied. It’s not worth it, I believe they keep and either sell or manipulate your information because a lot of loan agencies keep you on file for the next 6-12 months. I wonder what they are doing with my information.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 21, 2019

The process from start to approval was simple and explained the whole way. I was not asked to provide too much information. All the webpages loaded very fast and were user friendly. Plus they have an app! This will help to manage my payment options going forward. I would recommend this to anyone.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 21, 2019

I was very pleased to know I could reach a human being and not just an automated system. The representative answered all of my questions thoroughly and was very clear about the information that was provided. I would gladly recommend service to friends and family.

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Rated with 3 stars
Verified Reviewer Verified Buyer
Original review: March 20, 2019

Forced to take bigger amount then I wanted to. When I took the loan my limit was 500. I needed to take 250. I did that and was sent right back to the amount I needed so I thought it did not go through. It had so I ended up requesting it 2 CS got 500. I did not like that and I had no option to change it.

2 people found this review helpful
Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 20, 2019

Surprised I had it in the bank the next day very please ed. It was very easy. You just had to do what was asked. And you could pick when you wanted the date to pay them. I would recommend this to any of my friends.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 20, 2019

Great service, no hassle, quick and easy pre approved means your ???? It only takes about ten minutes. Get your credit the same day or the next day deposited straight into your bank account if you get pre approved. I recommend you take action of a great opportunity.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 19, 2019

It was great and very good service and very much helpful with with my application. I’m happy with the results and the service. I would tell everyone to about this and recommend them to everyone who wants a loan. Great service.

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Rated with 5 stars
Verified Reviewer Verified Buyer
Original review: March 19, 2019

Top of the day to you, I hope, this message, finds you, your family, and your loved ones, well. The service was fast, and they committed to their word. This helped me out of a very uncomfortable situation with my slumlord, of a landlord. Homelessness isn't for anyone, and when you have a landlord running an illegal transitional house, it creates more homeless individuals, and they don't get "Real" help. "Thank you" for having congruency, and integrity with your word. Have a blessed, and terrific day!!

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CashNetUSA Company Information

Social media:
Company Name:
CashNetUSA
Address:
175 West Jackson, Suite 1000
City:
Chicago
State/Province:
IL
Postal Code:
60604
Country:
United States
Phone:
888.801.9075
Website:
www.cashnetusa.com
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