CashNetUSA Reviews

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Edited by: Jon Bortin

About CashNetUSA

CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.

Pros
  • Offers various short-term loans
  • Same-business-day funding
  • Easy application process
Cons
  • Cannot take out concurrent loans
  • Higher interest rates
  • Limited availability — only operates in 12 states

CashNetUSA Reviews

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    2 featured reviews
    How do I know I can trust these reviews about CashNetUSA?
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    Page 2 Reviews 35 - 65
    Verified purchase
    Customer Service

    Reviewed April 20, 2026

    Received my deposit within twelve hours. I am rebuilding my credit file and I was surprised to be accepted with a lower fico score. Extremely expedite reply from CashNetUSA. Will use these folk again. Thanks.

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    Verified purchase
    Rates

    Reviewed April 18, 2026

    Got a approved with the click of a button. Fund was available the next morning because I applied after 1pm. The only thing I didn't like was the interest rate, but I really needed it so I can't complain.

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    Verified purchase
    StaffBillingLoan Process

    Reviewed April 17, 2026

    My experience with CashnetUSA has been great thus far. Everything is conducted in a timely and professional manner. Whenever, I have been in a tight spot and needed cash, they have availed themselves. The monthly payments are steep. However, that is what comes with this type of loan. It is apparent that Customer care is very important to them.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed April 17, 2026

    My experience thus far has been very pleasant. The application process was very easy to complete. The response time was quick even when I needed questions answered it was handled very professional manner. It came at a time where it was very much needed.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed April 16, 2026

    Great fast service. Good experience. Fast acting. Had the money the next day. Need a bigger credit line to start.

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    Verified purchase
    Coverage

    Reviewed April 15, 2026

    Needed to cover the bank until the deposit… can always count on CashNet!!! Seamless... Great in a pinch... Easy to apply for. Works well with my bank!! Thank you so much for all that you do for me, regardless of time or amount… looking forward to paying off soon!!

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed April 15, 2026

    We are having a record amount of rain in Oshkosh, Wisconsin. I have been dealing with a flooded backyard. My basement has developed cracks. I needed a fast loan to deal with the record amount of rain. Cashnet was a big help.

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    Verified purchase
    Customer ServiceStaff

    Reviewed April 15, 2026

    I’m new to Verizon. So far I am very pleased. This will be my first time with Verizon. The service seems to be excellent. I’m very pleased with the package I was offered for Home and Internet and cell phone service has also been very good in a short time I’ve been with Verizon.

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    Verified purchase
    Contract & TermsPricePunctuality & SpeedBillingLoan Process

    Reviewed April 15, 2026

    I just tried to see if I could really get a loan and CashNet you came through, I need my medicine and to pay a couple of bills before I got charged late fees, for them not wanting to wait a couple more days 30$ late fee for one. 25$ Late fee for the other bill. You really saved me, now everyone wants to give me loans. I'm good with just doing business with you. Thank you.

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    Verified purchase
    CoverageBillingTimeliness

    Reviewed April 15, 2026

    The process was easy and seamless. Had approval within minutes, and deposit the next day! I was in desperate need of the funds because my car insurance payment was due, and I didn’t have the funds to cover it.

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    Verified purchase
    Contract & TermsPriceRefunds & PayoutsBillingLoan ProcessRates

    Reviewed April 13, 2026

    I will never use Cash net USA 🇺🇸 ever again. Don’t get me wrong. They will give you a loan but they don’t tell you how much you have to pay back and your monthly payments until you sign a agreement. It’s ridiculous. Borrow 2,000 and have to pay almost four thousand dollars more than you borrowed and I didn’t even have mine a whole month and they charge me 300.00 for interest. They told me that they add daily interest. Like I said never again and oh I seen where they were being sued.

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    CashNetUSA
    Response from CashNetUSA

    Hi Angela,

    CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed April 11, 2026

    I was very pleased with how easy it was to work with CashNet. They really helped me out at a time when I needed emergency funds. I would highly recommend them to anyone needing a short term loan or fast cash.

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    Verified purchase
    Customer ServiceStaffBilling

    Reviewed April 11, 2026

    They are reliable when you need funds. It helps you pay your bills and catch up on your bills. They are very polite on the phone, and they will walk you through it while they are on the phone with you. It's very easy to set create a login and password.

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    Verified purchase
    Punctuality & SpeedLoan ProcessTimeliness

    Reviewed April 10, 2026

    They made the loan experience quick and easy. I've had absolutely no issues with anything. I would definitely recommend this company to friends and family. The money arrived in my account the same day.

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    Verified purchase
    StaffLoan Process

    Reviewed April 10, 2026

    I love it that I got approved my loan. I applied for it, so I'm happy that I can get my car repaired and that and go back to work so I can pay this off! Thank you! I appreciate you all for the help you have given me.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed April 10, 2026

    Great customer service and very helpful to me, and finding the location where and when the loan was made and where it was, which I did find it, went into the savings instead of checking, which was no big problem, I just moved it over into checking.

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    Verified purchase
    Punctuality & SpeedStaffTimeliness

    Reviewed April 10, 2026

    Great service, I recommend Cash Net USA, fast service, same day. I really thank CashNetUSA for all the support. They were very helpful, thank you Cash Net USA! Cash Net USA really came through when I needed help, thank you!

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    Verified purchase

    Reviewed April 9, 2026

    I've been with CashNet for quite a few years. I'm never surprised with unknowns. Every transaction and the few interactions I've had has always been great. I would recommend Cashnet for instant service and assistance. Thank you Cashnet for the years of service to me and always meeting my needs.

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    Verified purchase
    Customer ServiceSales & MarketingOnline & AppStaffBillingLoan Process

    Reviewed April 7, 2026

    I was skeptical at first, but I received loan on time and repayment started on time. The customer service line was good at helping me with understanding payments that comes out of my account monthly. Only thing, I don't know how to download the app to my phone! I have to return to the site every time I want check my account. I would like to know how to download an app to my phone.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed April 6, 2026

    The service was outstanding, and the person who helped me was very professional and polite. CashNet USA so far have provided me with money I needed in a hurry quite fast and simple. No long applications or hassle to apply.

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    Verified purchase
    Punctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed April 6, 2026

    The loan was quick and easy to receive. Really helped at my time of need. Filled out application. Was approved same day and money was in my account the next morning. Would recommend them to others who need help.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed April 5, 2026

    Fast and easy process for returning customers. Received the funds the same evening which was great. Will definitely use them again if needed. Really appreciate the easy application and prompt response.

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    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed April 4, 2026

    I appreciate the ease and rapid response and transfer of funds. I was just about to give up on everything. But your company came through just like the TV ad shows. Thank you very much for helping me out in a real crisis.

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    Verified purchase
    Customer ServiceSales & MarketingStaff

    Reviewed April 4, 2026

    I appreciate the ease and rapid response and transfer of funds. I was just about to give up on everything. But your company came through just like the TV ad shows. Thank you very much for helping me out in a real crisis.

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    Verified purchase
    Loan ProcessRates

    Reviewed April 4, 2026

    That was the quickest easiest loan I’ve ever gotten in and it took less than 10 hours to get, and they have better rates than anyone. Thank you. Thank you. Thank you. 🤗🤗🤗🤗 I truly highly recommend this loan company,, I did not have to go through a bunch of red tape. Just spilled out a couple things online and by that night. It was in my bank., I’m very, very satisfied.

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    Verified purchase
    Loan Process

    Reviewed April 3, 2026

    The process was easy and I was shown what my payback loan would be, including fees. I was appreciative of the fact that they included how long it would take for me to pay off the loan. Gives me options to pay it off faster.

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    Verified purchase
    Timeliness

    Reviewed April 3, 2026

    Very easy. A name I trust and the money came next day. I would recommend this option for anyone with low credit. I have heard their name for years and have used the cards in the past and never had problems.

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    Verified purchase
    Staff

    Reviewed April 3, 2026

    You were here when I needed help for a place to live and helped me and my family. Without this we would have been homeless. My credit isn’t the best and we still have a place to live. Thank You. Debra ** and her Daughters.

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    Profile pic of the author.
    Verified purchase
    Customer ServiceStaff

    Reviewed April 2, 2026

    On all occasions when I have corresponded in terms of business, or other matters, my experience has been very quite remarkable! All of my email correspondences has been met with quite responses in a professional manner. Likewise, whenever I called, I was treated with utmost respect; always above my expectations. I trust your company with deep compassion. Thanks for your caring and unwavering sensibilities.

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    Verified purchase
    Follow-Through

    Reviewed March 31, 2026

    Funding was delivered as promised. I was happy with being able to depend on Cash Net to come through for me when I truly needed them. There are not that many companies that actually do what they promised!!! Thank You and God Bless!

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    CashNetUSA Company Information

    Social media:
    Company Name:
    CashNetUSA
    Address:
    175 West Jackson, Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.cashnetusa.com

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