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CashNetUSA Reviews

4,972,291reviews on ConsumerAffairs are verified
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Edited by: Jon Bortin

About CashNetUSA

CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.

Visit www.cashnetusa.com
Pros
  • Offers various short-term loans
  • Same-business-day funding
  • Easy application process
Cons
  • Cannot take out concurrent loans
  • Higher interest rates
  • Limited availability — only operates in 12 states

CashNetUSA Reviews

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    2 featured reviews
    How do I know I can trust these reviews about CashNetUSA?
    • 4,972,291 reviews on ConsumerAffairs are verified.
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    Page 2 Reviews 35 - 75
    Verified purchase
    Customer ServiceContract & TermsOnline & App

    Reviewed Aug. 26, 2026

    Great accuracy and response, customer service online, and agreement for privacy.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 24, 2026

    Was very easy to fill out an application and the response was quick.

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    Verified purchase
    Customer Service

    Reviewed Aug. 24, 2026

    I can always depend on Cashnet to respond positively to my request.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 22, 2026

    The on-line info is easy to understand. There a clear direction for everything. Problems are handled efficiently. The whole process and any adjustments are very fast.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 21, 2026

    I was confused because I got an email that said I was denied and then a congratulations 2 hrs later. Was surprised. But overall pretty simple.

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    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 21, 2026

    Customer Service representatives are always courteous and knowledgeable.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 21, 2026

    The process was fast, and easy to understand. It was a step by step easy to follow application.

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    Verified purchase
    Staff

    Reviewed Aug. 19, 2026

    Everything was done with no problems whatsoever in a professional manner! I'm very pleased with this transaction!

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    Verified purchase
    PriceLoan ProcessRates

    Reviewed Aug. 19, 2026

    The process was very simple and efficient but the interest rate is appalling! Desperation is what leads people to this type of loan and it may be instant gratification. It comes at a very high cost. I would like to see a law passed about these high interest rates.

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    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedOnline & App

    Reviewed Aug. 19, 2026

    The app I used asked to link to Veriff (their validation/identification verification link). Tried 6 times and always wound up in some chat screen that I could not get out of. There were no instructions. I finally wrote an email to their support team and received several replies telling me to do what I had been doing. The third response had a link in that email which I tried and it got finally verified. Spoke with a customer support person on Saturday after trying several options. The support person basically said I had to wait for an email from a counselor who was working on the account. Monday I received a phone call telling me they were waiting on my verification. Upon discussion she found my verification in her system and approved the funds. Poorly linked systems I’d say.

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    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Aug. 18, 2026

    Process was fast and simple. But the intrest rate is really, really horrible. Pay attention to it. I will pay this loan off fast and won't be returning. They don't mind loaning money when they take advantage of desperate people and put over 200% interest on you. My interest is more than the loan amount!

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    Verified purchase
    StaffLoan Process

    Reviewed Aug. 18, 2026

    Made it super easy. Everything was laid out in the front and simple terms. The small loan really helped me out. I would definitely suggest this to anyone that asks.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Aug. 16, 2026

    I heard this is a good company., Good customer service. I'm still waiting on the deposit to my account.

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    Verified purchase
    Loan Process

    Reviewed Aug. 14, 2026

    Getting loan was good. Thanks. How you figure the repayment amount is extreme and needs be shown more up front before the loan is made.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed Aug. 12, 2026

    Fast, friendly, and professional. Never expected what I got.

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    Verified purchase
    Staff

    Reviewed Aug. 11, 2026

    Great company and really helps when you need the extra cash. Thanks for being there.

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    Verified purchase

    Reviewed Aug. 11, 2026

    This had to be the most streamlined process that I've ever been through!

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    Verified purchase

    Reviewed Aug. 11, 2026

    It was overall good. Just wish it was simpler to access your account.

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    Verified purchase
    Loan Process

    Reviewed Aug. 4, 2026

    I am very grateful for the loan… It was an easy process with no judgment…It truly saved me this month…I had forgotten about a check that I wrote to my grandson, which left my bank balance very low… So this loan was wonderful!

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    Verified purchase
    Refunds & PayoutsRates

    Reviewed Aug. 1, 2026

    I really like you but I guess it’s just the interest rate is way too high especially for someone in a fixed income and you really don’t have a choice but to pay for it back.

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    Verified purchase

    Reviewed July 25, 2026

    The approval process was great but I entered my check card instead of my checking account and I sent the information they requested and it’s still not fixed. Not completely satisfied. I need the money or I wouldn’t have applied. Problem solving needs to be better.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedBillingLoan ProcessRates

    Reviewed July 24, 2026

    The loan came in fast within twenty-four hours. It worked well until the gold market prices fell. I needed to reshuffle my holdings to make payment. The gold market slightly returned, but not at 100%. However, I reshuffled my holdings on the oil sector stays up. It fell on two stocks I purchased. Then, I need to reshuffle my holdings again to make payment.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed July 13, 2026

    Outstanding work, very fast. Staff very friendly, and professional. Answered all my questions and very polite, made me feel safe. I received my funds 24 hours later. It was fast and no waiting period or credit check.

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    Verified purchase
    Timeliness

    Reviewed July 10, 2026

    CashNet has come through for me in times of need. I’m so thankful for them. When I needed immediate financial assistance they were there for me. The money I needed was deposited in my bank the very next day.

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    Verified purchase
    Staff

    Reviewed July 8, 2026

    Always there to help at any time if they can. I have been very pleased with the service that I receive. Everyone that I have talked to has always been very courteous and helpful. Would recommend them to anyone who needs help

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    Verified purchase
    Punctuality & SpeedBillingLoan ProcessRates

    Reviewed July 7, 2026

    Quick loan when nobody accepts you, interest rate is high to me and the day delayed payment is terrible to me. I feel when I want to pay ahead of time, I shouldn’t have to wait for the money to be taken from my account.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed June 24, 2026

    When I applied for a loan with CashNet was quick and easy. They really helped me in so many ways. I would highly recommend them to friends and family. Great company to work with when you need help with finances.

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    Verified purchase
    Staff

    Reviewed June 23, 2026

    My experience was really great, very easy to work with the representative that I talked to from Cash Net USA.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & App

    Reviewed June 19, 2026

    The process was quick and easy, I have not received the deposit yet, as it is a holiday but did receive confirmation of impending deposit. The online application was easy and the response was immediate.

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    Verified purchase
    Customer ServiceStaffBilling

    Reviewed June 19, 2026

    As usual CashNetUSA has always been there for me when I need cash before the end of the month payday, Way To Go. Best Service out there. Never say No when I request an advance, easy payment. Outstanding customer service and always pleasant to speak with. Easy payment plans. Thank you,😊.

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    Verified purchase
    Punctuality & SpeedMaintenanceTimeliness

    Reviewed June 13, 2026

    Although the deposit comes in the same day it never hits until evening or late afternoon. I wish it would come while I’m out at work so I can do what I need to on my lunch break. Once I get home I don’t want to go back outside.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed June 1, 2026

    Needed money for an emergency trip, so far the process has been fairly easy, just have to follow the process, take the stuff that tells you to take, and then wait your time. They do have a customer service number you can contact them, that help me as well

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    Verified purchase
    Punctuality & SpeedEase of UseTransparency

    Reviewed May 29, 2026

    This was the most efficient process ever. The intuitive application process was lightning fast. The in depth explanation of the application process, repayment options and most importantly information on how to reduce the cab fees. Clearly AI generated process that cut the application process to less than 5 minutes. I look forward to using CashNet again in the future.

    Thanks for your vote!
    Verified purchase
    Punctuality & Speed

    Reviewed May 26, 2026

    It was awesome. Funds when they were needed the most. Fast and easy. Best experience I've had with any company by far. Would definitely recommend to other people. Hope to do more business in the future. Will be coming back.

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    Verified purchase

    Reviewed May 23, 2026

    I received the offer in the mail. Went online, filled out the forms, and went through all the steps as asked. The process took a few minutes, and the approval was back in a few minutes. Very good to know I have a backup for those moments I don't expect.

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    Verified purchase
    Staff

    Reviewed May 23, 2026

    I had a great experience. This was very helpful at a very needed moment. I had no issues, everything with great ease. I would recommend to anyone in a financial need at the time. It will help you get back on track.

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    Verified purchase
    PricePunctuality & SpeedRates

    Reviewed May 21, 2026

    This company is a lifesaver. The interest rates are very high but I feel that sometimes that is worth it. Fast service and very easy transactions. I intend to keep my account open even after it is paid down. Great to have in emergencies!!

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    Verified purchase
    PricePunctuality & SpeedOnline & AppStaffBilling

    Reviewed May 17, 2026

    Very professional, quick decision, quick deposit, affordable payment, surprisingly can get a li'l credit after a few payment. Convenient online application. Friendly staff goes out their way to help with whatever you need. So glad I got approved and am now a customer of CashNetUSA. No other company has what they have to offer.

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    Verified purchase
    StaffTimeliness

    Reviewed May 16, 2026

    CashNetUSA was right on time When I need it and I was in a bad place at The time. Keep up the good work. Help people that is in need and I will let my people know about the money come the same day or the next day. That is what I love about it and I will love to keep using it when I need to. Thank you for your help.

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    Verified purchase
    Punctuality & SpeedStaff

    Reviewed May 15, 2026

    I really Appreciate how quick and easy the process was!! The Representative listened to my issue. Told me they could help. She took down my information and I was approved in minutes. Keep up the Good Work!!

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    CashNetUSA Company Information

    Social media:
    Company Name:
    CashNetUSA
    Address:
    175 West Jackson, Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.cashnetusa.com

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