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CashNetUSA Reviews

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Edited by: Jon Bortin

About CashNetUSA

CashNetUSA is an online money lender that offers a variety of different loan options for consumers who need quick access to funds. This is a popular option for people who have below-average credit and may not be approved for a traditional loan from the bank. The amount you qualify for and your repayment terms depend on your loan history and the specific requirements of your state. To qualify for a CashNetUSA loan, you must be 18 years of age or older, have a verifiable source of income, have an active checking account and live in the U.S.

Visit www.cashnetusa.com
Pros
  • Offers various short-term loans
  • Same-business-day funding
  • Easy application process
Cons
  • Cannot take out concurrent loans
  • Higher interest rates
  • Limited availability — only operates in 12 states

CashNetUSA Reviews

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    2 featured reviews
    How do I know I can trust these reviews about CashNetUSA?
    • 4,941,320 reviews on ConsumerAffairs are verified.
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 13 Reviews 1575 - 1725
    Verified purchase
    StaffLoan Process

    Reviewed May 27, 2020

    Thank y’all for everything. I wish I could’ve got a little more but it helped a lot. Thank y’all. I would tell a friend or family member about y’all cause y’all did a great job. The loan process was not too long at all.

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    Verified purchase
    Punctuality & Speed

    Reviewed May 22, 2020

    Application process was fast and easy! I heard about the service on tv and I googled them. I was approved within a few minutes and received a check to the account of my choice within a few hours! No credit check, easy and simple! Highly recommend!

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed May 21, 2020

    Personal loan needed quickly and was approved immediately. The funds were deposited the very next day. The customer Service was excellent. They also provided a disclosure in our aging customers to pay off the account balance sooner to avoid the full finance charge amount.

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    Loan ProcessRates

    Reviewed May 3, 2020

    Beware! DO NOT USE THIS COMPANY. They are very deceiving on the interest and how they apply. I borrowed 1200.00. I started paying them at the end of December. I closed my the account and paid them off the middle of April. When I closed the account my balance was 1033.00. I had already paid them $1700.00. They received around $2700.00 from me. You do better going to family and friends for a loan! If I could beat myself I would. This was the stupidest thing I have ever done in my life and I am 58 yrs old. My credit was not bad that I had to do this. Any local payday loan is better than this. Please don't get caught up in this vicious and corrupt lender. Trust me on this! The Stupidest thing I have done in my LIFE< NEVER AGAIN!

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    CashNetUSA
    Response from CashNetUSA

    Hi Gladys,

    We appreciate your feedback and understand that not everyone’s financial situation is the same. Our mission is to provide opportunities for consumers to get fast and easy access to the credit they may not find with other lenders.

    Verified purchase
    Contract & TermsBillingLoan ProcessRates

    Reviewed April 24, 2020

    CashNetUSA was very efficient with application and approval process. Was approved within an hour and received payment in my account by 3 pm that day. My only caution to future applicants is be wary of the repayment process. It’s only been one day and I already owe $10 more than I was loaned. Interest and fees are not outlined very clearly. They state it’s all in the agreement but it’s scattered everywhere throughout making it hard to recognize these terms in the agreement. Overall good experience, however, it’s only been a day. If you know you’ll have the means to pay loan off, I would recommend CashNetUSA.

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    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffBillingTimeliness

    Reviewed April 24, 2020

    The online process was quick and easy. The money was in my account the next day. I was able to get everything I needed right over the phone and online. Everyone I spoke to was friendly and helpful. The payment options were simple and affordable.

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    Verified purchase
    Punctuality & SpeedStaffTimeliness

    Reviewed April 23, 2020

    Very fast and efficient application. I was approved almost instantly and the repayment is monthly, not every other week like some places. I had my money the next day after approval. I had no issues downloading needed files and the process was harmless. I will use CashNetUSA anytime I need money. I highly recommend CashNetUSA!! Thank you for your help when I needed it most!

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    Customer ServiceTechPricePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed April 20, 2020

    They are fraudulent and the truest definition of loan sharks. With a 325% interest rate, NEVER ever pay your debt to them. You can make a payment towards your balance and they apply it to the ridiculous interest even if you want to put it towards the principal. Poor people in a bind look towards these kinds of companies for quick money but it is NOT worth dealing with. You'll be in an endless circle of debt that you'll never get out of. I paid $400 towards my line of credit and my balance went UP. At that point, I'm the fool for even signing the contract. This is a warning. Find another place to get a loan. CashNet is fraudulent and exists only to keep you in debt. I do not want a reply from this trash company either. I do not care what you have to say. My account is closed for good.

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    CashNetUSA
    Response from CashNetUSA

    Hi Brittany,

    CashNetUSA works to match our customers with our best possible offer based on their financial eligibility. Our customers are presented with their complete offer details before signing the contract. If you have a question about your specific offer, feel free to contact us at https://www.cashnetusa.com/contact-us.html

    Verified purchase
    StaffBillingLoan Process

    Reviewed April 18, 2020

    On April 17th, I applied for a flex loan to help get caught up on our bills. We was approved within 10 minutes and our deposit will go in on the 20th. I am very pleased with the service and grateful for the help.

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    Verified purchase
    StaffLoan Process

    Reviewed April 14, 2020

    I wanted to let you know I much I appreciate this loan. Also help me build my credit CashNetUSA. I am obliged to you for giving me financial support for your helped me a lot in bring your business. I will be always be there for you.

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    Customer ServiceRefunds & PayoutsStaffBillingLoan Process

    Reviewed April 10, 2020

    I have been using CashNetUSA for almost a decade and never had a problem, until this week. With everything going on in the world I needed to defer a payment for a couple weeks so I could ensure I could take care of other obligations like groceries while wife is out of work due to COVID-19. Called the required 2 business days before my payment was due, they read all of the required legal stuff and said I was good to go to defer my payment for 2 weeks. So I set up to to have my other obligations paid.

    Woke up this morning to see that they still took the payment that was supposedly deferred. Called and was pretty much told, "Sorry, our bad but nothing we can do about it." Now I'm facing multiple NSF fees because the other payments I had set up when I thought I would have the money have already processed and will hit my bank in the next couple of days. Absolutely horrible for a company to do this and have zero compassion for a situation they caused. Was told a manager "might" be able to reverse the payment but would take 7 days if they were able to, which wouldn't help with the NSF fees from my bank. Completely unacceptable! Will be getting my loan paid off asap and will never use them again. So keep in mind they are great to work with until you need them to work with you in any way outside of the initial loan process, then like most other finance companies don't seem to give a crap as long as they get their money back.

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    Customer ServiceContract & TermsPricePunctuality & SpeedRefunds & PayoutsStaffBillingLoan Process

    Reviewed April 8, 2020

    CashNetUSA (CNU going forward) is a predatory lending company that will charge you 299.99% APR PLUS a fee for an advance for their short-term payday loan product. I used them to get through tough times, understanding the expensive cost of this money. That was a decision that I made. I made my payments always on time, never late, and often paid the balance in full. CNU continued to raise my limit a little here and there and I took advantage, always paying my balance in full.

    At the onset of COVID-19, I paid my balance in full and received a notice that they were cutting my available credit by $1,750. During people's time of need, I found this to be unacceptable, again, considering a flawless payment schedule. I emailed them to question the decision and got a BS reply. I then received an email from them saying "Congratulations! We have increased your credit line by ($1,750)!" (Yes, that's right, negative one thousand, seven hundred and fifty dollars). I know this was automated, but was this a joke? Further highlighted that they are not in business to help anyone, but predatory in nature.

    I have since closed my account and instructed them to cease contacting me via any means. The account was closed, but they keep sending emails to me saying how much they care about their customers and they are there to help us through this crisis and so on. BE WARY! They are in it to loan you a little money and take you to the cleaners if you cannot pay it back right away, in full. It does work as intended if you plan to pay it off within 30 days. If you make just the minimum payments, I would use this as an ABSOLUTE LAST RESORT and find cheaper money elsewhere.

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    CashNetUSA
    Response from CashNetUSA

    Hi Jason,

    In light of the current circumstances related to the Coronavirus Disease (COVID-19) and our commitment to making responsible credit decisions, we have taken certain precautionary measures, including lowering credit limits. In the future, customers may become eligible for a credit limit increase based on a history of making payments on time. We are proud to offer many flexible payment options and other forms of support during this time, and you can visit our COVID-19 Support Center (https://www.cashnetusa.com/covid-19) with the latest financial information and third party resources to help you during this difficult time. To discuss further with a member of the team, please contact our dedicated CashNetUSA Customer Service line at (888) 801-9075.

    Verified purchase

    Reviewed April 8, 2020

    Because I belong to a credit union and not a regular bank, I had to gather more documents to send so I definitely was not able to receive the funds within 24 hours. But I will definitely pass the word about this company and thank you so much for your patience and assistance!

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    Sales & MarketingPricePunctuality & SpeedRatesHonesty & Transparency

    Reviewed April 2, 2020

    This company is very misleading and will charge you 3x as much even if it is an early payoff. Do not sign anything!! Do not give them your banking information. They are a scam and you will end up paying 285% interest even though they say you will not be charged that you are. Watch out. They should be shut down for being cheaters.

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    CashNetUSA
    Response from CashNetUSA

    Hi Christina,

    We are sorry to hear about your frustration. We aim to make applying for a line of credit simple and transparent from start to finish. The terms of your line of credit are outlined within your contract and presented to you prior to funding.

    If you have any questions regarding the terms of your line of credit, the contract is also available for your review when you sign into your account.

    If you still have questions, feel free to contact us at https://www.cashnetusa.com/contact-us.html

    BillingLoan Process

    Reviewed March 26, 2020

    I thought they were a good business to deal with because they allow you to split your monthly payment if you can’t make the entire amount, until they deducted the partial payment and a regular payment at the same time. And no one has any kinda remorse for crediting the regular payment back to you, like it’s impossible, it wasn’t impossible for you to take it. I couldn’t believe that actually happened especially at a time like this when you don’t know how long you will be without a check. And they don’t tell you that the payment amount changes each month after you make a payment, so you really don’t know what the payment is until it’s time to pay it. I may have needed the loan, but if I knew this is how they operate I would have never bothered. If I could afford 400.00 payments, I would have been better off not getting the loan, I would not recommend this company to anyone. Beware.

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    CashNetUSA
    Response from CashNetUSA

    Hi Jean,

    We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed March 26, 2020

    I appreciated the ease and the speed with which I was able to get the loan approved. Super easy and super fast. Taking additional advances was also easy. Thank you for providing such a good service to us! Thank you, thank you!

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppEase of UseFollow-Through

    Reviewed March 24, 2020

    The online application process was very easy to navigate and I received a quick response. As promised, the funds were in my account the next morning. This whole process was exactly what I needed in an urgent time of need. This is a good financial bridge as long as you only draw what you need and pay it back quickly.

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    Verified purchase
    Timeliness

    Reviewed March 20, 2020

    I loved this service and will be letting so many people know about it. This is a life saver! The process was super easy and the funds were deposited literally through next day. Thank you so much for being there for people especially in this time of need.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 18, 2020

    Loved working with the service personnel. They were very knowledgeable. And my loan went thru very fast. Very courteous and smart. Knew what they were talking about and gave me different options to choose from. Enjoyed my experience.

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    Verified purchase
    StaffLoan Process

    Reviewed March 17, 2020

    I asked for a loan of $1,500 which was denied due to credit history. However, the associate indicated that I could receive $1,250. This amount has helped me to catch up on my obligations. The service was excellent and I'm very pleased.

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    Verified purchase
    Customer ServiceStaff

    Reviewed March 17, 2020

    The person on phone was so very nice and helpful!!! Walked me through everything with no problems!!! Would recommend to anyone needing help. Very simple to follow and understand the entire process!!! Wish I would have found them a while ago.

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    Verified purchase
    BillingLoan Process

    Reviewed March 16, 2020

    I had given up on ever getting a loan - then I received your e-mail asking me to reapply. I did and the rest just fell into place. I had several unexpected expenses that I had to use credit cards for such as dental, car repairs, taxes, and medical expenses. Thank you from the bottom of my heart! I would recommend your company to anyone struggling to get a loan.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed March 15, 2020

    I was very pleased. I did this over the weekend and it was also at night. The response was fast, easy and very understandable. Yes, I would recommend you to anyone that needed a loan to help out. I also like the facts about the credit limits. I still have money there I could use at any time.

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    Verified purchase

    Reviewed March 15, 2020

    I had a great experience, thanks but it took a long time to fill out the application and some of the things I did I don't know if I did it right so thank you for believing in me like a great numbers don't, thank you.

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    PriceStaffBillingLoan ProcessRates

    Reviewed March 13, 2020

    I borrowed a loan for $900 and although the transaction went very smoothly there was certain info that was not disclosed to me beforehand like the repayment process. My first payment was $90 and I noticed every week it was getting higher, there's no set amount every two weeks. It's like they chooses how much they want to take from you. And that is very inconveniencing due to the fact I have other bills to pay as well. I've paid over $400 toward my loan but the balance still remains the same. IN FACT I'VE NOTICED THE AMOUNT GOING UP DAILY!!! I was not told this would happen. My current balance is at $896 and mind you I've already paid $455 of this loan!! I'm not understanding how it's still $896. My loan has jumped up $6 in two days. The interest amount Is ridiculous. Where is the money that I'm paying really going?? I'm sorry but once I pay this off I WILL NOT BE USING THIS COMAPNY EVER AGAIN.!!

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    CashNetUSA
    Response from CashNetUSA

    Hi Charmaine,

    We are sorry to hear about your frustration. We aim to make applying for a line of credit simple and transparent from start to finish. The terms of your line of credit are outlined within your contract and presented to you prior to funding.

    If you have any questions regarding the terms of your [loan/line of credit], the contract is also available for your review when you sign into your account.

    If you still have questions, feel free to contact us at https://www.cashnetusa.com/contact-us.html

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 13, 2020

    This came at a needed time and as uncomfortable and stressful these type loan situations are, CASH NET WAS EXCEPTIONAL in EVERY WAY!! From the start to the deposit was a speedy, trustworthy, professional experience.... I can't believe it was so, so easy and fast!! Let me say last but not least, they overlooked my imperfect credit health.... FOR SURE!!! Bc, I'm working to rebuild it after unforeseen life crisis!!

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    Verified purchase
    Staff

    Reviewed March 12, 2020

    Though still expecting the funds to hit my account the customer care service was nice. Spoke with them and I was well directed and it was awesome. I also love the chat platform. It was amazing and the filling process was easy and straightforward.

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    Verified purchase
    Sales & MarketingPunctuality & SpeedOnline & AppStaffLoan Process

    Reviewed March 11, 2020

    Outstanding service, everything advertised on your website is accurate and true. No gimmicks, the process was smooth fast and very professional. I have no problem recommending anyone, family, friends, coworkers. Other lending sites offer a loan but the process is too much and the payback fee is way too much. I thank you.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed March 11, 2020

    I am glad there was CashNetUSA to help me when I had no one else to call. I was at the end of resources when my sister told me about CashNetUSA. I applied and was approved within 24 hours. I would recommend CashNetUSA to anyone who needs some emergency money and fast. I am expecting to receive my approval amount by this evening. This was a relief to my stress level because I was worried about if this bill was going to get paid and how was I going to pay it so again I want to thank you CashNetUSA.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed March 11, 2020

    I had an excellent experience when dealing with the company. I was approved and had the money deposited into my account the same exact day! Wonderful company to do business with. I will pass on the information to others that need a quick loan.

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    Verified purchase
    Customer Service

    Reviewed March 10, 2020

    I’m very pleased with the service I received over the phone. They was pleasant not pushy or rude. It was a great experience. I’ll definitely be coming back soon when I’m needing a little extra cash. I’ll definitely be coming back to them. Thank you. Hopefully everyone’s having a blessed day. Thank you. Goodbye.

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    Verified purchase
    Punctuality & Speed

    Reviewed March 10, 2020

    My funds went to a wrong account number. Which I had hard time changing it. I’ve been with Cash Central and Speedy Cash for over 3 years and they didn't give me a hard time if I needed to change my account number or address.

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    CashNetUSA
    Response from CashNetUSA

    Hi Jennette,

    Thank you for your feedback. You can update your personal information (address and phone number) any time by signing into your account at https://www.cashnetusa.com/login. For name, date of birth, or other information, please contact us at https://www.cashnetusa.com/contact-us.html

    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan Process

    Reviewed March 10, 2020

    Fast and secure and in a timely manner when I needed the funds. I would totally recommend to anyone needing a short term loan. They were there to help me and gave me very quick responses to my questions when I called inquiring about the payment due date.

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    Verified purchase
    StaffLoan Process

    Reviewed March 9, 2020

    Forgot her name but superior service is a understatement. She was attentive, helpful & address all ongoing issues when securing the loan for me. Every company needs more employees like her. I am thankful she was my representative. I cannot thank y’all enough & her.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed March 7, 2020

    Was extremely satisfied with customer care/concern given from representative. Would recommend your company to any friend or relative with future needs. I look forward to future assistance as needed. I really appreciate the fast response time. Thank you and God bless.

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    Verified purchase
    Customer ServicePunctuality & SpeedRates

    Reviewed March 6, 2020

    Great experience!!! Fast and easy. Customer service was easy and explained everything in detail. Would recommend to anyone needing cash in a hurry. Keep in mind interest is high if you don't pay it off sooner than later. Other than that, good to go.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed March 6, 2020

    Great experience so far with Cash Net other than I can't get the customer service to email me back about one question on my account. Other than that, it was easy and quick money! I will recommend to other people.

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    Punctuality & SpeedStaffBillingLoan Process

    Reviewed March 4, 2020

    I Borrowed some money from them and it's now almost a year I been paying them $300 every 2 weeks and my loan amount has never changed... I can't never pay any bills, our house payment is late because they take $300 every payday which is $600 a month and somehow I still owe them $2000. And have another year to pay them off, why does the government let them ripped people off. Please HELP US.. SO many people are complaining.

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    CashNetUSA
    Response from CashNetUSA

    Hi Angelina,

    We’re sorry to hear that you had a bad experience, and want to thank you for providing valuable feedback. For further assistance, please contact our dedicated CashNetUSA Customer Service team at (888) 801-9075 or via email at support@cashnetusa.com.

    Verified purchase
    Staff

    Reviewed March 3, 2020

    I was very pleased with how easy the process was. I recommend CashNet USA to all my friends and family. I will definitely be a returning customer in the future. REMEMBER CASHNETUSA when you need a little help to payday.

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    Verified purchase
    Customer ServiceStaffBillingRates

    Reviewed March 3, 2020

    Rep over the phone helped me greatly as well as helped me to better understand the entire process. The interest rates seem much lower and the first payment due date was more generous than other similar companies. Very happy so far!

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    Punctuality & SpeedBillingLoan ProcessRates

    Reviewed March 3, 2020

    Fast loan process. Good deal on loan. But oh my!!! Interest rate is freaking crazy. Example: monthly payment is $60. Only $20 of that is towards your loan. Never again. Thanks though but never going back to them.

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    Verified purchase
    Online & AppLoan Process

    Reviewed March 3, 2020

    After signing up online it was an easy and smooth transaction, I will be referring people to use CashNet USA. The ease of the website is superb and I approval in under twenty four hours. The next time I need a personal loan I will be using their service again.

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    Verified purchase
    PricePunctuality & Speed

    Reviewed March 2, 2020

    I signed up for CashNetUSA completely online and the process was quick and simple. Would recommend for anyone who is thinking about signing up for the service. There is a high APR but it is worth it if you are in need.

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    Verified purchase
    Refunds & PayoutsRates

    Reviewed March 1, 2020

    I was afraid at the beginning of this process for giving out my social security number to people I don’t know but my perception was wrong. I thank you for your assistant and promise to live up to expectations. The only thing I want to know is how much interest will I be paying if decided to refund the said amount in two months time?

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    Verified purchase
    PriceStaffBillingLoan ProcessRates

    Reviewed Feb. 28, 2020

    I was approved for a loan of $1500 in November of last year. I’ve already paid over $1400 dollars but the balance is $1727.57. The first payment was $184 but jumped up to $239 bi-weekly. Sometimes, the payments fluctuate between $239 and $245. I understand that there’s interest but this is extremely sad. This company is feasting off the misfortune of others. The interest rates fluctuate so high on a daily basis that I’m afraid that this is going to be me in a deeper hole. Please steer clear of this company. I have to figure out how to get out of this mess.

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    CashNetUSA
    Response from CashNetUSA

    Hi Brandon,

    We appreciate your feedback and understand that not everyone’s financial situation is the same. Our mission is to provide opportunities for consumers to get fast and easy access to the credit they may not find with other lenders.

    Verified purchase
    Staff

    Reviewed Feb. 28, 2020

    Awesome!! I will remain a loyal client as long as y'all is allow me to!! I am so grateful!! Thank you so much, words just can't explain how awesome Cash Net USA is!! I really thought it was not for real until I went through the process and it was an amazing experience.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Feb. 27, 2020

    The application process was quick and easy, if you have all your docs in a row. Also very convenient; I did everything from my phone. The only shortcoming was when I was told it was funded, not still waiting for the funds to be available in my account. Hopefully sometime today.

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    Verified purchase
    StaffLoan Process

    Reviewed Feb. 25, 2020

    Applying for a loan/line of credit was easy to handle online. I was delighted to be able to have my loan processed from home. CashNetUSA was professional and explained all the steps so they were easy to understand. I appreciate my loan and look forward to working with them in the future.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Feb. 24, 2020

    When I needed funds Cash Net was right there for me. I was able to make my bills on time. Couldn't ask for an easier application process. Money Arrived very quickly. Thank you very much Cash Net for being there when I need a You.

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    Verified purchase
    Punctuality & SpeedLoan Process

    Reviewed Feb. 24, 2020

    It was very fast and easy to fill out the application and get approved for a loan. Just the best experience I’ve had in a long time, I would recommend CashNet USA to anyone looking for an emergency loan or just some extra cash, thank you.

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    Verified purchase
    Punctuality & SpeedStaffBillingLoan ProcessTimeliness

    Reviewed Feb. 20, 2020

    CashNet is an easy and fast way to get help when you’re in a bind. I was approved instantly and the funds were direct deposited to my account the next day. CashNet is a life saver and I would recommend them to anyone who’s looking for a quick small loan to help with unexpected bills. I will definitely continue business with CashNet.

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    Verified purchase
    Punctuality & SpeedTimeliness

    Reviewed Feb. 20, 2020

    I really enjoyed my experience. I was super quick and easy! I simply applied and within seconds got my approval and terms. I agreed to the terms and the money was in my bank account the very next day. That simple!

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    Verified purchase
    Loan ProcessTimeliness

    Reviewed Feb. 20, 2020

    So far I am very pleased. I had an emergency situation and was so happy I was approved. The process was very easy and the deposit was in my bank account the same day. I will repay the loan. Thank you!

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    Verified purchase
    Price

    Reviewed Feb. 20, 2020

    When in a pinch due to hardship circumstances beyond my control, CashNet was a relatively simple process to obtain relief from unexpected financial burdens. I thank CashNet for fulfilling their offer and repayment was made easily affordable. I would recommend CashNet to all my friends who find themselves in similar circumstances.

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    Profile pic of the author.
    Customer ServicePunctuality & SpeedMaintenanceStaffBillingLoan Process

    Reviewed Feb. 19, 2020

    Ok. I believe I've written a 5 star review before, because they've been such an outstanding lender over the past couple years, so let me explain why I am now giving therm just one star. First, I have a PERFECT credit history. Fico of about 660 or so. 19 years of 100% on time payments. I carry about $10k in debt, but perfect, PERFECT on time payment history, and only 1 account in collections (The police department in So. Cal actually stole one of my show cars. Swear on everything I know and love!!!!) and stuck me with an impound fee, and auctioned it off when they knew I was out of town for 5 weeks, TRUE STORY) and it will stay there until it falls off my credit report in 2 more years. Other than that, perfect.

    I have applied and successfully obtained 2 loans from Cashnetusa. The first was for $2600. Got the loan in March of 2018. I MADE EVERY SINGLE PAYMENT ON TIME, AND HAD THE LOAN COMPLETELY PAID OFF BY THAT FOLLOWING JULY. Yes, within 4 months. Everything was hunky dory. Constantly bombarded by emails begging me to re-loan, because of attorney fees, I decided to reapply, and received ANOTHER $2600 loan last February of 2019, I believe. Again, I MADE EVERY SINGLE PAYMENT ON TIME, AND HAD THE LOAN COMPLETELY PAID OFF BY THAT FOLLOWING OCTOBER, as in 4 months ago. NEVER LATE, NEVER MISSING A SINGLE PAYMENT. Again, I receive numerous daily emails asking me to re-loan, now for up to $3300 and special 'benefits'.

    Today, I open an email from Cashnetusa, and go to apply. I was told by "upswing", which is part of Cashnetusa, that I qualify for a 6% lower APR, and a "delay-a-pay" feature, because of my perfect track record. I logon, and to my surprise, I'm only qualified for $255. I navigate the website, log out, and log back in. Still, only $255. So I just called them and asked them what happened to my Upswing Loan amount of $3300. The lady sees my account history, and agrees with me and says "That IS strange. I don't know. Let me put you on hold and ask my manager whats going on. You're not the first person to call about this issue." SUPER nice lady BTW...so I agree.

    She comes back and says "My manager said that it's computer generated and you're only eligible for $255, but maybe in the future, you'll qualify for an Upswing loan." I said "What!?! YOU guys send me the emails!!! So, you're telling me, you offer me 'benefits' and 'perks', that aren't eligible for the 'payday loan', and despite my perfect payment history with you guys, you won't allow me to loan, or honor your email solicitations? I would think that you guys would WANT customers proven to repay their debts!!! WTH!!" and all she can say is exactly what she had said a couple minutes prior. "It's system generated and you'll just have to wait to see if you qualify and get invited again." Well, how can I NOT!?!? Do you guys actually want people that have no intention of paying you back? How do you make money!?!

    So, what once was a prosperous, generous, and what I personally considered to be the BEST small amount lender just took a HUGE L. I will no way, ever, reapply to them after what they've just done to a LOYAL, PERFECT, 100% ON TIME PAYING AND PAYING OFF CUSTOMER, EVEN IF $3300 WILL BREAK ME. I AM SO DISAPPOINTED, AND THEY LOST A TRUE CUSTOMER OVER THIS BS.

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    CashNetUSA
    Response from CashNetUSA
    Hi Domian,

    Many factors go into determining your eligibility and you can always check your eligibility by logging into your account at CashNetUSA.com. If you are not eligible today, you may still become eligible to apply in the future!

    Find out more about CashNetUSA’s refinance options: https://www.cashnetusa.com/faq.html

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    Customer ServicePunctuality & SpeedRates

    Reviewed Feb. 19, 2020

    When I signed up I thought it would take time for me to get approved. The approval was fast and the rate is also good. The sent me emails throughout the process which I liked very much. I will definitely use CashNet USA again if the need arises.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Feb. 19, 2020

    First time loan online. It was quick and easy to access site. The customer service rep was friendly and helpful when I called. I would recommend them as a solution to a short term problem. I had a family emergency and they were able to help on short notice.

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    StaffBilling

    Reviewed Feb. 19, 2020

    Thank you for the humanity and kindness. Your customer reps were patient even when I got a little frustrated. The funds were deposited the next morning and it was much needed. I would definitely tell people that this site is a blessing and great place to go if one needs financial, short-term help. Thank you. I'm just in a place where I recently made a career change and had a few bills to catch up on. It is fortunate for me to have found you guys. I appreciate the opportunity to tell you how grateful I am. Thanks again!

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    Reviewed Feb. 15, 2020

    My experience. With CashNet has been very good. I will let my family and friends know how good CashNet work with you. Thanks... I like how it dont take a long time to process or to get your money. Yes I give it 5 stars.

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    Staff

    Reviewed Feb. 15, 2020

    It was a very easy experience. A very helpful experience. It was easy to set up and maneuver through and more importantly it helped me tremendously financially. It was a blessing and really helped me in the time of need. I really do not know what I would have done without it. It was perfect timing.

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Feb. 14, 2020

    Fast and Easy. Customer service was fast and friendly Although I had trouble processing online. Once I called it only took about 2 minutes to finish the process and the money was in my account by 5 oclock the same day.

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    Customer ServiceStaffLoan Process

    Reviewed Feb. 13, 2020

    The customer service was awesome!!! Everything went really well and I am glad that you all were able to help me. I’m having financial difficulties and this loan helped me tremendously. I really appreciate the assistance. It was easy, the staff was incredibly nice and very patient. I can assure that I will pass this along to other.

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    Staff

    Reviewed Feb. 12, 2020

    Really needed cash for the equipment I needed to do a new job... You guys came through with flying colors when it was really needed and there seemed nowhere to go for help... I'll remember this and tell everyone who asks! Many Thanks. Tim

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    Punctuality & SpeedTimeliness

    Reviewed Feb. 11, 2020

    I had a great experience all around. Super fast and easy! The application process took 10 minutes and I received the money the next day! I would highly recommend this service to my friends and family.

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    Customer ServicePunctuality & SpeedRates

    Reviewed Feb. 11, 2020

    Very happy I was approved but along the way I got conflicting emails, some saying I was approved and then others saying I wasn’t. Great turns, easy application and great, I can do it from home and decent rates. Overall, very happy, just a little confusing while waiting on a decision. I will definitely be back if I need a little cash again in a pinch.

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    Customer ServicePunctuality & Speed

    Reviewed Feb. 11, 2020

    Everything was easy. Just put in your information and wait several minutes and got a response. Quick and easy service that I'll recommend to friends. And to my family if they need quick cash if an emergency arrives. This is a very useful tool when you have an emergency to arrive and need fast cash.

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    Punctuality & SpeedLoan Process

    Reviewed Feb. 11, 2020

    Was fast and easy, did not have to leave my house. I will refer friends because this is better than standing in line. I have used a bunch of payday loan places in the past and a lot of them I had to drive to and wait in line.

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    Verified purchase

    Reviewed Feb. 10, 2020

    I was able to receive a line of credit when I needed it most. The process was easy and simple. There was not a lot of faxing documents. I really appreciate the hassle free service that I was able to receive. Thanks CashNet USA.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Feb. 9, 2020

    The customer service rep was great with being patience and explaining repayment questions. This whole process was fast. I did wish I had more options on the amount I wanted to take out. That part was a little frustrating making sure I took out not more than I needed.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Feb. 9, 2020

    This was a very easy process and fast. Once approved the money is transferred into your account right away. Would use them again and again. Thank you for making it so easy. Would recommend this to family and friends. Also, the loan really helped my family out.

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    Customer ServiceLoan Process

    Reviewed Feb. 8, 2020

    The personal loan came into my bank account sooner than I thought. They have a cap on their APR, and customer service allowed a seamless transmittal of all information. CASHNET USA HAS BEEN IN business for over 10 years and they are in good standing with the BBB!! SO GLAD I SIGNED UP.

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    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Feb. 7, 2020

    It was very easy and the people I talked with were very helpful. It went super fast and I knew right away if I was approved or not. And I really needed it yesterday to pay my rent. I will recommend this to my friends and family.

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    Rates

    Reviewed Feb. 7, 2020

    I was happy to hear that there is no annual interest, also that the funds will be in my account before midnight, I wanted to purchased my traveling ticket to go see my grandchildren wish I haven't seen since February 2019, And my favorite granddaughter birthday is March 8, so I will be there with her, I told my daughter not to tell her. It's a surprise.

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    Punctuality & SpeedBillingLoan Process

    Reviewed Feb. 6, 2020

    Very quick and efficient. I needed a loan to pay off my credit card debt. I'm trying to build my credit score so in the future, I will have a better chance at getting my dream vehicle. Thank you so much.

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    Customer ServiceTechStaff

    Reviewed Feb. 6, 2020

    The customer service was great. I could understand the representative very well. She was very patient and polite. She took her time and walked me through the steps and made sure I understood the process and my contract. She made sure I was satisfied before we hung up. Awesome service.

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    Timeliness

    Reviewed Feb. 6, 2020

    We had a family emergency which caused me to have to take a few days off of work, leaving my last check half of what it normally is and by the time the next pay week came we were scraping pennies just to put gas in the car, I had received some mail from Cash Net USA saying that I was preapproved and decided to apply and see, with my less than perfect credit I was expecting to get denied however I was approved and the funds were in my account the very next day. My repayment options were awesome and are taken directly from my account to ensure timely repayment. I am so thankful to cash net USA for saving me in my time of need!

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    Customer ServicePunctuality & SpeedStaffTimeliness

    Reviewed Feb. 6, 2020

    This process was quickly and efficiently taken care of. I had one small glitch, I called customer service and it was resolved very quickly, as well. My funds were in the bank by the end of the same day.

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    Punctuality & Speed

    Reviewed Feb. 5, 2020

    The application process was fast. Straight to the point. I would definitely recommend to friends and family. There's wasn't a long wait time. I've tried so many other companies that required lots of information and still didn't get approved. CashNet thanks you guys are the best. A LIFESAVER!!!

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    Punctuality & SpeedRefunds & PayoutsRates

    Reviewed Feb. 4, 2020

    Never spoke to anybody as of yet, all online. Can't say yeah or nay as of yet. Online process was very fast. Got my money in two business days. CashNet is very streamlined process. Interest is to be expected. Thanks, M

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    StaffLoan Process

    Reviewed Feb. 4, 2020

    They really helped me through this hard time I am going through. I am so glad they said yes to giving me a loan. Thanks so much for the help. I don't know what I would have done without your help. I probably would have been homeless.

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    PricePunctuality & SpeedStaff

    Reviewed Feb. 4, 2020

    Easy process and fast and the money was in my account in less than 24 hours. Excellent services. I will recommend it to my friends and family. And I will use it again when I need to borrow more money.

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    Loan Process

    Reviewed Feb. 4, 2020

    Unbelievably convenient. Had no luck after hours of searching. CashNet made it easy and were professionally trained to assist me with my loan. Very thankful to have done business with them. If I were asked by a friend, I definitely would recommend.

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    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Feb. 4, 2020

    I needed to get by 'cause, I only get paid once a month on the third Wednesday, and the last month was 5 weeks instead of 4... Fast and Easy, the next day, and they called up to make sure it happened... Thanks folks???

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed Feb. 3, 2020

    CashnetUSA made it easy and convenient for me to get much needed cash for unexpected travel expenses. Hope this can be a long relationship in fast funds for unseen life issues. So far so good, thanks a lot. I've seen your ads on television and was skeptical but was surprised how fast I got the help I needed and had no problems or harassing calls. Overall it's been a very good deal for me and my family, thanks.

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    Punctuality & SpeedRefunds & PayoutsStaffLoan Process

    Reviewed Feb. 3, 2020

    Needed money to pay my rent until I got my next pay check a loan from Cashnet helped me get the money I needed. Thanks guys you made my day. Was quick and easy and got my money fast. Would definitely recommend them.

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    Customer ServiceStaff

    Reviewed Feb. 3, 2020

    I will definitely be a return customer with CASHNETUSA and I will recommend CASHNETUSA to my family, my friends and my co-workers. The customer service were excellent service and CASHNETUSA giving me a opportunity to work with me. Thanks CASHNETUSA.

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    Customer ServiceLoan Process

    Reviewed Feb. 2, 2020

    Yes I would recommend CashNet USA to friends and I'm very pleased with the response back to complete my application and process my loan for deposit. Thank You Marguerite. Rather I would like to know when can I request another loan and for how much.

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    Punctuality & SpeedEase of Use

    Reviewed Jan. 31, 2020

    The process was very quick and easy. The website was easy to use and the application only required the minimum information. It took 5 minutes to complete. I received the money the next morning even though I applied late the previous evening. The amount was just what I needed. I would do it all again if I needed more.

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    Sales & MarketingPunctuality & SpeedStaffBillingLoan ProcessHonesty & Transparency

    Reviewed Jan. 30, 2020

    This company lied about reporting your on-time payments and payoffs to help raise your credit scores. Also, the representative with the company lied about payment amounts staying the same. The original amount was 150.00 every 2 weeks, then increased to 316.00 every 2 weeks. I have filed a lawsuit. It's a very fast process to get a loan, however, do not buy into this scam!

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    Customer ServiceOnline & AppRefunds & PayoutsStaffTimeliness

    Reviewed Jan. 29, 2020

    The process was hard on my phone as I am not tech savvy, but customer service was helpful. And I got my money the next day. I had to have my wife help. We are grateful for the advance as we were stuck in a hard spot.

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    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 29, 2020

    Fast and really easy to complete. All of the agents were really polite and easy to understand. The service was a really great experience. I would recommend you all to my family and friends. Thank you. I've never experienced anything dealing with a loan go this smooth.

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    Refunds & PayoutsStaffLoan Process

    Reviewed Jan. 29, 2020

    The staff was very helpful. Got my money in one hour, didn't have to answer plenty of questions. They loan me the amount I needed. I'm very happy. Will definitely share this with friends. Also I didn't have to be on hold to speak with someone.

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    Punctuality & Speed

    Reviewed Jan. 29, 2020

    I had a very good experience with CashNet USA and I would recommend my friends and family. I had my money in my a count at 6 am the following morning my money was in the bank. The lady that took my application, she was the best, she had a lot of patience with me because my internet service was real slow.

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    Staff

    Reviewed Jan. 28, 2020

    It was a great and easy application experience. I would recommend it. The entire process was simple and easy to understand and follow. I would recommend this app to everyone I know if they every need it. Thank you for all of the help and guidance.

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    Punctuality & SpeedStaff

    Reviewed Jan. 27, 2020

    This company gets an A++++ in my opinion. They were very easy to apply to and answered all questions quickly and appropriately. The instructions were easy to understand and very clearly answered and were easy to file. I would recommend this company.

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    Customer ServicePunctuality & SpeedStaffRates

    Reviewed Jan. 27, 2020

    Quick and easy. I just filled out the form and received a answer in a matter of minutes. No hassle. No problems. No aggression of continuing phone calls. I would recommend them to family and friends. It will also help my credit rating.

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    Customer ServiceBilling

    Reviewed Jan. 26, 2020

    Was the best customer service I ever had yes I would recommend to a friend. Application process was good. My payment options is not expect but I will deal with it for time been if I have to call in and talk to somebody I will about my dates.

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    Punctuality & SpeedRefunds & PayoutsTimeliness

    Reviewed Jan. 26, 2020

    The funds were available the very next day. No hassle. No long lines. Awesome service. Perfect for a quick fix. Great time frame for pay back as well. I don't like the fact that they made my payback date a day BEFORE my 2nd pay check though.

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    StaffLoan ProcessRates

    Reviewed Jan. 25, 2020

    Easy application process, thorough app with all pertinent information readily available. The flex loan is nice for those of us who pay on time always but just have less than stellar credit - I was very happy with the process and hope it will be a benefit to my credit rating eventually. It is helping me out of an emergency issue which I'm very grateful for as well.

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    Punctuality & SpeedStaffLoan ProcessTimeliness

    Reviewed Jan. 25, 2020

    Very friendly, courteous, and convincing about the loan. No hassles and quickly approved. I would highly recommend a friend. The process was quickly processed and I was thrilled at the fact that it didn't take long at all. The money was in my account the same day. Very Pleased!

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    MaintenanceStaffBilling

    Reviewed Jan. 24, 2020

    This has been a huge help. Will help me catch up on some bills for sure as well as help with vehicle maintenance. You guys helped me out when I was denied by others and those others never gave a legitimate reason. Again, thanks so much!

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    Customer ServiceLoan Process

    Reviewed Jan. 24, 2020

    It’s a great app!! I had no problems at all. Customer service was wonderful and so was the whole process. My loan was in my account in less than 24 hours. I needed the loan ASAP and that exactly what I got. I will use this app again if I need it!

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    Punctuality & SpeedStaffBilling

    Reviewed Jan. 24, 2020

    This was my 1st time using this service. It was fast, convenient and totally painless!!!! Will definitely be referring friends!!! Payment options are great, will use again when needed. Helped me through a difficult time when I needed it the most.

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    Punctuality & Speed

    Reviewed Jan. 24, 2020

    Application process was easy. I was able to apply from the privacy of my home and received feedback in an appropriate time frame. I have been very pleased with how quickly the funds were deposited and the payback is within a feasible range. Great overall experience for emergency situations.

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    Punctuality & SpeedBillingLoan Process

    Reviewed Jan. 23, 2020

    Cash Net Filling the application out was not complicated, they made the process very smooth. Waiting on my loan to be out in my checking account. They said it will go in today but I do not see it pending yet and I processed the application because I need the money for Bills.

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    Staff

    Reviewed Jan. 23, 2020

    I received my money in a very timely fashion. It went straight to my bank account. No hassles. I would recommend their services to anyone In need of help in a short period of time. The application process is very simple.

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    Customer ServiceBillingLoan ProcessHonesty & Transparency

    Reviewed Jan. 23, 2020

    I applied for a loan and was approved for $1450. I selected that I only wanted to borrow $500. When I went through the process I was approved. Wanting to know what my payments would be, I contacted customer service. They said it would be $148 every two weeks! When I asked how this could be for a $500 loan request I was told they base their payments on the amount of credit you're approved for, not what you actually borrow! What a misleading and dishonest practice. How can you set payments based upon an approval amount and not what was actually borrowed??? Needless to say I cancelled before the money was put in my account. Do not use them! They are scammers!

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    CashNetUSA
    Response from CashNetUSA

    Hi Jess. We’re sorry to hear this and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team at 888-801-9075, and we will investigate this for you.

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    Punctuality & Speed

    Reviewed Jan. 22, 2020

    The process was easy, approval was immediate and here I am! Go for it, you may not know where your next saving grace is. CashNetUSA makes it work for you like nowhere else! What are you waiting for? Now is your chance!

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 22, 2020

    it was excellent customer service. Great. Did not take long for application process. I would refer a friend or family member. I would use you guys for another loan in the future. Very helpful. Great customer service. Really really good.

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    Punctuality & SpeedStaff

    Reviewed Jan. 21, 2020

    Thank you so much for the quick and convenient application process. Cashnet USA truly helped me at a time when I really needed it. I will recommend Cashnet USA to all my colleagues and friends. The money was deposited into my account the very next business day. Your help turned a very stressful time into ease and smiles.

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    Punctuality & Speed

    Reviewed Jan. 21, 2020

    Good fast service. Everything was easy to follow from start to finish. I liked the way everything was set up so that you just keep moving without any hassle. It is good that I have an online presence which will allow me to track things. Thanks.

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    Customer ServiceStaff

    Reviewed Jan. 21, 2020

    My experience with CashNet was very rewarding. I’ll send friends and family in the near future. The time spent on the phone was a very friendly person, she was very good at what she did and she was very patient with me. Thank you CashNet.

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    Reviewed Jan. 21, 2020

    The process was simple. I would make the suggestion to be able to put down more than one source of income as it isn't uncommon for some of us to have to work more than one job just to try to make ends meet in a single-parent home.

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    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 20, 2020

    Very easy process, easy to understand with a quick response time. I am glad I found Cash Net USA because it was so simple. I would recommend them to a friend. Thank y'all for the loan that I needed so bad.

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    Price

    Reviewed Jan. 19, 2020

    There were only a few questions and I got approved, but even if I hadn't, it would've been worth the time. The process was extremely simple and my funds will be deposited within a day or 2. I recommend CashNetUSA to everyone.

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    Punctuality & SpeedStaff

    Reviewed Jan. 18, 2020

    It was simple and quick. Application was simple and easy to understand. I'm happy there are places that help when you need extra cash. I would do it again if necessary. Thank you again CashNet. I'll be able to take care of a couple of things.

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    Staff

    Reviewed Jan. 18, 2020

    I appreciate CashNetUSA so much. It's helped me keep a roof over my head and eat. I'm so thankful for the help to get me through the rough time I'm in currently! I'd definitely recommend your service to my friends!

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    Customer Service

    Reviewed Jan. 18, 2020

    Several people I talked with were very nice and I would recommend your company. They had a problem recognizing my email but I called and they walked me through it. The money was deposited to my account in a timely fashion.

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    Customer ServiceStaffLoan ProcessHonesty & Transparency

    Reviewed Jan. 17, 2020

    They were nice and honest. I just need a call from them asap. And I will continue to do business with them. Thanks for allowing me to I able to start over. Please call me at ** someone ND. I would like to know if I pay this amount with no problem could my loan get bigger and will it help my credit to get a better score.

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    Customer ServiceTransparency

    Reviewed Jan. 17, 2020

    Service was easy to apply for and the people were very nice when they called. Was kept up to date via emails. Was easy to get a hold of customer service via phone and email and they were able to answer my questions and concerns with ease. Will recommend and use this again.

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    Punctuality & SpeedStaff

    Reviewed Jan. 17, 2020

    This was a really awesome and easy safe and fast to get money to your bank. Thank you.. I was literally living in my car. No food. No money for my blood pressure meds. Thanks for your help.. Refer you to everyone.

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    Sales & MarketingTimeliness

    Reviewed Jan. 17, 2020

    Had no trouble with the application and was granted funds the same day! Now that is cool. I was scared to put my bank info online as I've been scammed before, but I will be doing this again and I hope everyone who tries this has the experience I had.

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    Contract & TermsPunctuality & SpeedStaffLoan ProcessHonesty & Transparency

    Reviewed Jan. 16, 2020

    I was AMAZED at how seamless and quick the process was! I honestly did not expect to be approved, but the money was in my bank account before 24 hours!!! I do not have the best credit, and am used to being denied by loan companies. However, CashNetUSA was able to find the best loan agreement that would fit my circumstances. I am beyond elated and recommend the use of this service to anyone.

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 16, 2020

    The application was easy. The instant approval was great. When I needed the money I got it. Thank you. I would recommend this loan company to all my family and friends. They will eagerly help by chatting with you online too or call them.

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 15, 2020

    The loan application was very easy to do. No complicated questions. And when I had to call customer service to ask a question they were very professional and so nice. It was a great experience. I will truly recommend Cash Usa to family and friends.

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    Punctuality & SpeedLoan Process

    Reviewed Jan. 15, 2020

    It was super easy to get qualified and approved. I applied around 3:30 pm on a Tuesday & had my $ by 9:45 am the following day! Super easy and I recommend. The application and linking to my bank was easy and quick, and I was really surprised at how easy it was. I needed a loan and got one less than 24 hours!

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    Customer ServiceStaffBillingLoan Process

    Reviewed Jan. 14, 2020

    My experience was terrific. A great starter loan to rebuild and also help in times of need. Thank you!! I needed a way to start and rebuild my credit and also money for a few bills. So I was able to kill two birds with one stone. I am grateful for your trust and response and I courage to to start over again and at a reasonable amount and time frame.

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    Customer ServicePunctuality & SpeedTimeliness

    Reviewed Jan. 14, 2020

    Quick turnaround and fast on following up with you if further information is needed. Like within minutes. If I didn’t respond by phone they would leave a voicemail and send a follow up email. I work so email worked best for me. The emails were direct and had all the information on what they needed.

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    Staff

    Reviewed Jan. 13, 2020

    This was one of the most easiest and less confusing applications that I ever filled out, and was informed of their decision in a matter of less than an hour. I have no problem with recommending them to anybody that needs help.

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    Verified purchase

    Reviewed Jan. 12, 2020

    It was a wonderful experience. I was happy that I was able to pick the amount that I wanted and wasn’t forced to take a high amount. Also happy that I didn’t have to go through talking to someone and paperwork.

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    Verified purchase
    StaffRates

    Reviewed Jan. 12, 2020

    I had a great experience with attaining the money I needed from your company. The only negative is the interest rate is very high, however I understand the reasoning behind that. I was recommended to your company and I will recommend anyone if I can.

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    Verified purchase
    CoverageBillingLoan Process

    Reviewed Jan. 11, 2020

    My first experience with your services was great. I like tray I can get a loan when I need it. I'd prefer that the payment options were better displayed. Other than that I really like it. I like the fact that I can use this to cover when I'm short on cash.

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    Verified purchase
    StaffBillingLoan ProcessTimeliness

    Reviewed Jan. 11, 2020

    So amazing.. Ffast and didn't ask for anything to prove income or anything like that.. I had the money next day.. Monthly payments make it easy.. Can't say enough good things! Thank you so much!!! I will definitely use you guys again in the future..I love that it's a line of credit and not just a loan..

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    Punctuality & SpeedBillingLoan ProcessRates

    Reviewed Jan. 10, 2020

    The ease and quickness is great the only problem is how your payments that go to principal and to interest aren't consistent. With their installment loans when you make payments it splits your principal and interest payments to keep you paying them more over time. There should be a set amount each payment but it fluctuates. They prey on those who are in a bind and need quick cash. Be aware of their loans. One Main Financial is a better lender and their payments stay consistent between interest and principal so there are no surprises when you get your statements. I will never borrow from a company like this ever again.

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    CashNetUSA
    Response from CashNetUSA

    Hi Michael. We’re sorry to hear this, and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team at 888-801-9075, and we will investigate this for you.

    Verified purchase

    Reviewed Jan. 10, 2020

    Was in a very tight spot, was not sure what else I was going to do but be dealt a very hard blow and put me in a worse situation. CashNetUSA saved me! Yes APR is higher but, they’ll save you when nobody else will!

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    Verified purchase
    Staff

    Reviewed Jan. 10, 2020

    I received excellent and knowledgeable service from the representative I spoke with. I would recommend your company to friends and family you are always there when I need you. It was easy and convenient. Love love love love.

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Jan. 10, 2020

    The customer services I received was excellent. She answered all question. Was very personable and knowledgeable.The representative was very patient when I could not get into my e-mail and offered an alternative which worked. She relieved all my anxiety with taking out this loan.

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    Verified purchase
    Punctuality & SpeedStaffRates

    Reviewed Jan. 10, 2020

    Amazing experience... No hassle or long waits.. Got online, Applied and had my approval rate and the money that I needed less than 24 hours. Thank you Cash Net for all that you did. You were there for me when I needed you.

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    Verified purchase
    Punctuality & SpeedBilling

    Reviewed Jan. 9, 2020

    Applying for funds. The process was quick, fast and easy. I was approved in no time and my payments are reasonable. I will deal with CashNetUSA for now on. And when I was confused about something, they gave me 3 options to contact them.

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    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Jan. 9, 2020

    I was a little nervous getting into this. However, it was as easy as the small, quick loan places I use near home. I have called the Customer Service Center and spoken with Troy. He was polite and helpful with my question. I am all around impressed.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 9, 2020

    Every one was polite. Made sure of I had a good experience. I never had such a fast and polite customer service. I would love to come back to you guys. You also made sure is I have questions about something you guys answer the question and made sure there wasn't another question.

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    Verified purchase
    Staff

    Reviewed Jan. 9, 2020

    Thank you for helping me in a timely manner. I also want to thank you with helping me fill out the application. You showed patience and when I had to leave the site and did not know how to get back in. You had no problem helping me.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Jan. 9, 2020

    Went online and filled in all the necessary data and within a few hours the money was in my bank. Great response time from Cash Net USA family. Thanks for really getting me out of a bind. I would definitely have to refer them to all of my friends and family. They were extremely quick, easy and fast to get all of this done in a timely manner for me and my own family. Thanks again for everything you did for me.

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    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Jan. 8, 2020

    Didn't take no time to get a loan. It was quick and east. The information was easy to understand. Application process was a quick process. Thank you. My information was enter in a timely manner and my funds deposited on time.

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    Verified purchase
    Staff

    Reviewed Jan. 8, 2020

    Excellent service. I was very impressed with the professionalism and how friendly and nice all were. I will definitely recommend others to you. Thank you for your help in time of my need and look forward to working with you. Very satisfied.

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    Verified purchase
    Staff

    Reviewed Jan. 8, 2020

    My experience was good, the person was very knowledgeable of the program. The application process was very easy, I would recommend it to anyone in need of immediate help. Thank you for giving me a chance to use the program.

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    Customer ServiceBillingTransparency

    Reviewed Jan. 7, 2020

    I will never accept anything from this company again. You will be harassed with constant emails and calls about payments. When making payments on time they will still harass you for days after and say they need to update their system.

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    CashNetUSA
    Response from CashNetUSA

    Hi Kenny. We’re sorry to hear this and want to thank you for providing valuable feedback. Please contact our CashNetUSA Customer Service team at 888-801-9075, and we will investigate this for you.

    Verified purchase
    Online & App

    Reviewed Jan. 7, 2020

    I was a little bit apprehensive, but once I filled out the online form I was quite surprised that I was approved. I’m very happy and will use CashNet again in the future for any emergency purposes. Thank you so much! You came through for me when I needed it!

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    Verified purchase
    Punctuality & SpeedStaffTimeliness

    Reviewed Jan. 7, 2020

    I was surprised but happy at the service. It was fast and easy. Got the money the next day. Talked to someone after I was approved and they helped me out. Couldn't be more happier with the service. Definitely 2 thumbs up.

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    Verified purchase
    Contract & TermsPunctuality & SpeedBilling

    Reviewed Jan. 6, 2020

    Love how quick and easy it was to receive some needed money, but would be better if the minimum payment was detailed on the agreement prior to accepting the offer. Or maybe I missed it, but great service. Thank you so much!

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    CashNetUSA Company Information

    Social media:
    Company Name:
    CashNetUSA
    Address:
    175 West Jackson, Suite 1000
    City:
    Chicago
    State/Province:
    IL
    Postal Code:
    60604
    Country:
    United States
    Website:
    www.cashnetusa.com

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