Beyond Finance Reviews

Nick was kind and thorough, and very patient. He made what could have been an embarrassing experience into a very positive one. We feel so much lighter now.

Everyone was very helpful and very knowledgeable and they made the process easy.

I stumbled upon Beyond finance by accident. I was in a tight situation with debt becoming overwhelming. I decided to give beyond finance a try. After speaking with the representative. Dorian, a lot of stress and worry has now been lifted off my shoulders. I would recommend beyond finance to anybody. Thank you so much for helping me out and giving me the tools necessary to overcome these big credit card companies unnecessary interest rates. Thank you beyond finance for who you are and what you stand for. It is greatly appreciated.

Very helpful. Relieved stress and anxiety with a daunting issue. Feel like there’s a plan.

Everybody I talked to was very helpful and thoughtful in every regard. I can’t respect you guys enough for taking the time to help me during these tough times!

Asia helped me and walked me through the app and the process. I felt much needed relief after our conversation. I felt like I was speaking to a friend, and all my questions were answered with patience and understanding.

My experience with Beyond Finance was very pleasant. The representative that I talked to was very patient and understanding. He explained every detail and answered all my questions. He wasn't in any hurry and allowed me to take my time in answering questions and providing my information. He was very knowledgeable about Beyond Finance and the services they provide. I would recommend their services to friends and family.

My experience with Beyond matches with their title "Beyond". Was amazed that programs existed for folks in my situation. Thank you for your professional expertise in helping me navigate the financial burden I found myself in. God bless your work.

Sergio C was very kind. Patient and courteous and aware of my needs. Made the process easy.

Staff is straightforward and knowledgeable in their Profession. So far much appreciated and Satisfied Customer.

Very upfront with pricing and information so far. Expecting the best from them and feel confident.

This company is a dream to work with. All my concerns were addressed and explained very precisely. A very smooth process from start to finish.

My representative was very knowledgeable. He was compassionate regarding my situation and he was very thorough. He was very pleasant to work with! He is definitely an asset to the company!

If you need help financially to consolidate debts, you should use Beyond finance. I found them on the Internet under accredited debt relief. I talked with Eric and beyond finance agreed to help with my consolidation. They were very clear about how they were paid and everything was explained to point by point so there are no surprises. I felt like Eric cared about my problems and genuinely. Wanted to help. I felt everything was professional and I’m excited to get my debts paid down with a reasonable payment every month. I highly recommend them if you were needing help in debt relief.

Kelly ** was so friendly and helpful, explaining everything and answering all my questions without rushing the process!

I am writing this review on behalf of my mother, who has been enrolled with Beyond Finance for approximately one year. She joined the program with the expectation that her creditors would be contacted and that efforts would be made to negotiate and settle her debts. Unfortunately, one of her creditors eventually sued her and took her to court. During the court proceedings, the creditor stated that they had not heard from my mother for an entire year. This was very concerning given that she had been enrolled in a debt settlement program during that time.

It was easy to understand when things were explained to me. I felt understated and supported

They helped us figure out way to lower our debt. It really took the stress off me.

Amy and Briana were great! Thanks for your assistance in this stressful situation.

The process went smoothly and my representative explained everything in detail that I could understand. She went step by step and explained each step. The process did take some time, but all was explained to where I could understand. I had a sigh of relief when the process was all done.

Such a disappointment, What started out as a 48 month plan, turned into a 23 months 2 debts resolved and a court case. Their fees was to high, which are hidden in your monthly deposits. They offered a consolidation loan at the beginning but fail to tell you that it will never be offered again when you can afford it. Would not advise to use this company ever... Better off to go with someone else and avoid the overcharge of fees.

Well I gave that rating because of the knowledge of the callers.

Stephanie was amazing throughout the whole process from beginning to end, and worked with me to find a deal that works for me.

My experience was outstanding,! Communication with representative was excellent. All my questions were answered and representative understood my situation courtesy and compassionately. I also was called back to check if I understood the Beyond app and if I needed more explanation on any documents I signed.

Friendly and genuine service. It's not easy having to go through this sort of situation. So having a genuine interaction with someone on the other side helps a lot.

Very helpful and knowledgeable in explaining details of the program. I heard a lot of negative issues with this kind of program, but once I spoke to the consultant, she helped me see why this would help me in my situation.

Very helpful and clear about the options to take control of my future goals.

Very easy. Very helpful people. Would highly recommend.

I had clicked just to inquire, never thinking they’d be able to help me out of debt. Instead, Joe explained the process and put my fears at ease. It’s scary, but I have such relief right now!

Fantastic company to work with! They take into account your specific situation and truly care about helping to find the best solution! Highly recommend!!!

Very helpful. Very professional. Explained the entire process.

The entire process was seamless. Crystal was very personable with great customer service. She explained everything thoroughly. Thank you so much!

Great customer service. Worked with Drew and he was awesome. He was professional, knowledgeable and easy to work with.

I got the solution to a very bad issue in my life from Beyond Finance.

Beyond Finance provided excellent customer service and made the process smooth, clear, and stress-free. Highly appreciated their support and communication.

Great experience and I will attribute that to Paula **. She was thorough and answered my 100 questions with patience & kind needs. She put me at ease & went the extra mile even by staying on late. You don't find this level of customer service these days & she was next level great!!!

Nicole ** at Accredited is a phenomenal financial analyst and advisor. She walked me through the enrollment process, explained the key components of being a focused Beyond customer, and ensured that I installed the Beyond app on my phone. Nicole made me feel safe in Beyond's hands, and I feel like I can breathe.

Chris was awesome and ensured full understanding of the process.

Thank you Kelly ** for your excellent help and support!! You definitely made it worthwhile to get me started on my journey to relief.

This was SO helpful! I was able to consolidate my debt, and I'll have everything paid of in 4 years instead of something closer to 18 years!! This makes a massive difference and I'm so grateful.

Ben was very professional and informative about what I need to do and how I can save my credit and pay less monthly. Times are very tough right now during the war with Iran. Fuel and cost of goods are outrageous and before planning with Beyond, I had no idea what I could do to afford to buy groceries or fuel to get to work. Thank you for all your help.

I was so amazed and pleased with the services I received to meet my financial obligations. I had an amazing advisor who walked me through and explained every step. I am pleased with the results and my financial obligations were met.

I am very happy with my experience with Beyond Finance. I worked with Sandre T. who really explained the program well and gave me all the information I needed to make a decision. These guys Rock!

They were super understanding of my situation and were quick to want to help out. Diego was super helpful and knowledgeable.

They were able to solved all my issues. There is nothing more satisfying having someone who understands life ups and downs. They are the best.

My experience with Beyond Finance was great. They thoroughly explained everything about the program which made it an easy decision. Really helped my budget planning as well! Would highly recommend the program to anyone that's having trouble with debt. I am a Veteran and obtained access to this program via Veteran's Debts Assistance. Well worth while!

Kyra was so knowledgeable in helping me navigate thru the process. The application and signing are very easy and streamlined. I know for me this was a difficult decision to make, but I know It was a great alternative to get my debt under control. Thank you to the folks at Beyond Finance for the dignity and respect you gave under a stressful situation.

The representatives were very knowledgeable and customer-focused, helped tailor my needs to the correct service

The people, they are the real stars. I felt comfortable sharing my story. I liked the entire process, it made sense and the outcomes are stellar. I feel grateful. Thank you.

I’ve been in a big mess for about 5 years. I researched this company and decided to reach out. I got Anthony M and am Really impressed with his knowledge about choices for my financial situation and was extremely nice and patient and answered my never ending questions. He is definitely what helped me make my mind up to dive into this consolidation and not file bankruptcy. I also spoke with Jacqueline who was also very nice and helpful. The non judgmental attitude these 2 have is very refreshing since people on my end are already feeling bad enough about the mess we’ve created. Thank you so much for a fresh start!

Tori was so thorough with everything. I went into it not really sure what I was doing but she simplified everything and was there for me, step by step and I couldn’t have asked for more. 10/10.

Fast and friendly service! They are a huge help to get the financial burden off of my family!

Consistent wonderful experience throughout the entire time.

Marta was understanding and explained everything that was going to happen. She even followed up and called me back like she said she would. I already have recommended Beyond Finance to a friend who is in a similar financial situation as me.

I'm beyond satisfied and ready for this next step to financial growth. Just when I thought bankruptcy was my only way out. My consultant was very patient and understood my needs and how to help me .. I'm grateful. Thank you.

A seamless experience. Everything was explained in a way anyone could understand. Positive and upbeat making a difficult situation so much better.

Stephanie was great at explaining the process and my best options to fit my budget. Looking forward to seeing the results!

Is 30% interest forcing you to not be able to manage your finances and monthly budget?? If you said yes to that question then you probably need Beyond Finance. They will help you to restructure your debt and finances so that you can see daylight at the end of the tunnel and hopefully be able to have some money left over at the end of the month. I couldn’t see myself getting through the next two years without the help I am getting from Beyond Finance. With their help I can make it through to daylight now. Thanks Beyond Finance.

They were very helpful and answered all my questions, highly recommended them to anyone

I spoke with Jade and she was incredibly knowledgeable and helpful with the process. She was very empathetic and helped answer any and all questions I had.

I never thought It'd be this easy to get out from under crushing debt. It's relieving to know that just because you may stumble down a canyon into debt, doesn't mean you have to stay there.

Nate was very honest and helpful when I spoke to him and was able to save me a ton of money every month.

Everyone I talked to was very helpful. The process was explained. Every question I had it was answered.

So far I am very pleased. I feel relief, I really hate letting my credit score go down, but the overall goal is to be debt free!! So with Victory comes a little pain along the way!!!

DeAndre did a phenomenal job helping me through the debt relief approval process. He was incredibly informative, helpful, and genuinely pleasant to speak with throughout the entire experience. What stood out most was the human element he brought to the conversation, he made me feel heard, understood, and validated in the struggles that led me to seek support in the first place. He took the time to explain everything clearly, answered my questions with patience, and made what could have been a stressful process feel much more manageable. I truly appreciate his professionalism, compassion, and the level of care he showed. Highly recommend working with him!

Caring and kind staff who are patient is what made this process very easy and broke down the details step by step. It’s nervous doing this and feels very exposed but they couldn’t have been more professional while caring about me as a person and not just a customer. Day one of many but feel I am working with a group that truly has my best interests in mind.

Beyond Finance has great customer support and a fast resolution process.

I was so scared and stressed when I reached out. Alexxys was AMAZING! We walked through everything and discussed everything in detail. She eased all my fears and concerns. After our call, that night I slept so soundly. No more stress over all of my debt and no more living paycheck to paycheck worrying about the ”what ifs” that would cause me to go over what little money that I had left after paying all my bills.

They were very kind and understanding. They went out of their way to help me with my financial problems. My debt consultant really made me feel that he understood what was going on and wanted to help me.

The customer service team is extremely helpful in explaining how the program works and what the benefits are for choosing their program. I truly had a pleasant experience thanks to Katelyn, my service representative.

I’m in the beginning of this journey and so far it has been wonderful. Paul has an empathy that was wonderful, he listened without judgment. I’m looking forward to see what is next in the process…

Our customer service rep, Andrea was amazing! She was kind, understanding and we truly felt at peace when she came back, said Beyond could help us! I shared more personal info than I probably should have, but she was so understanding and nice. My husband and I definitely recommend Beyond!

I thought this agency had my best interest at heart. I really regret signing up with them. They really sold me their BS about needing to show hardship and couldn’t send payment to my creditors and apparently held off on negotiating with creditors until there was a charge off on my account. This really hurt my credit. I end up taking all but one creditor out of the program. I called a creditor and negotiated with them on my own. I suggest you try to work out your debt directly with your creditors. Idk how long it’ll take before I bounce back. I wish I would’ve known.

He was very helpful in explaining things to me. He was thorough and informative. I had some questions, but he answered them truthfully. I really appreciate all your help. I got a lot of different debts with different APR, so I had to consolidate

My wife Lori and I were so Blessed to have spoken with Kiara last night about putting our finances in order. The couple of hours we spent strategizing on how to change our lives meant the world to us.

I have been working with Beyond Finance for 14 months to resolve two credit card debts. One was resolved, the other was never contacted. Beware, their fees are 25% of the total debt, not the revised/negotiated debt. I fired them yesterday. I am not holding my breath to get the amount in my account refunded.

I've just begun my business relationship with Beyond Finance and if my initial on-boarding is indication, I am very happy I ran across their ad on FB. The rep whose task it was to explain everything and officially sign me up was outstanding. She was easy to talk to, personable and willing to answer all of my questions. She was patient as we worked through getting my pertinent info gathered. The best part was that her demeanor reflected understanding of my circumstances with absolutely no judgement!!! I'm hard enough on myself as well as frustrated and stressed by it. I responded an ad geared toward veterans. I assumed this to be a vet-friendly organization. So far, so good! I'll update my review later, if possible.

I’m grateful for a recommendation to reach out to Beyond Finance. They quickly understood my situation, treated me with compassion and provided me with an affordable plan that eased my fears and gave a better chance at becoming debt-free.

My experience with Beyond Finance was excellent! The process is so straightforward and simple with everything clearly explained by people who are actually there to help you, unlike so many of these unscrupulous companies out there preying upon people in financial trouble. I highly recommend you contact them if you are experiencing any sort of debt problems because you will be so glad that you did. It is so simple and you can get started right away with a plan that actually makes sense and will help you be able to pay off your debt instead of throwing your money away on high interest.

A company and team that are dedicated to truly being transparent and optimistic on helping you on any situation and circumstances and hardships that you maybe currently dealing with and taking the time to get to know you on a more personal level, making you feel as comfortable as possible on who you are in your current situation and circumstances and what you're dealing with and what to expect down the road with and who they are and what they're all about. They want you to make goals and see you not just working towards them but ultimately achieving them. They're in your corner, you have your own coach to help you along the way if need be with complete access anytime, and then take everything out of your hands, it's really that simple and relieving, at least in the world that can be very stressful as it is.

I truly appreciate the time and attention that Marie (Maria) and Mary took to get me the program that was right for me. They were very thorough, understanding and knowledgeable about the programs and I would benefit from it. They walked me through every step and made me feel very comfortable about the process. I highly recommend Beyond to anyone that is in need of their services.

Everyone was very knowledgeable, All my questions were answered and was very helpful. I was guided through each step of the process . With their help it was great experience. I would recommend to everyone.

My initial person, Mabel, was so friendly and explained everything to me. She walked me through every steps and answered all my questions. Very patient and helpful. She made me feel comfortable in discussing what was going on

Beyond has done right for me. The representatives were very caring and friendly aside from being professional and gave me hope and I don't have to be so stressed out, so again thank you. I would definitely recommend you guys.

This program is a genius concept! I signed up right away because my contact person, Hollyann, is the best kind of customer service representative your company could ask for! She is passionate about what Beyond Finance is able to offer its clients and is a natural at conveying her enthusiasm for the program. I'm thrilled to be participating in this program and am looking forward to experiencing its tremendous benefits.

Lately I couldn't sleep, worried about my bills. Now I can sleep like a baby. Thank you guys for helping me and my cousin for referring you guys to me. I'm getting better sleep now. Mr. B, **, is a God sent. Thank you so much. 😊

The slickest human being I’ve ever spoken to called me one afternoon. His voice had me picturing the most wholesome 65 year old eastern Kentucky gentleman sitting on a tree stump whittling a flute from a piece of oak he’d found on his afternoon walk to the local five and dime for his weekly pocket full of Werther's Originals. The soft whistle in his words calmed me right out of my information because he was on this Earth, alive at this very moment, just to help ME. I bit the hook, worn out from paying credit card debt, and signed what must’ve been a phone book full of legalese that Hillary Clinton couldn’t understand entirely. Had a feeling, but ole James from down the creek eased me right through it.

Excellent service if you want to reduce your debt quickly. Will work with you for the best options.... Awesome service. Would definitely recommend. You can do weekly payments or bi weekly or monthly. Whatever works for you and not break your wallet.

So far, Beyond Finance has made two withdrawals from my checking account in our arrangement to relieve my debt with four creditors. Despite my calls to Beyond Finance for help, these creditors are hounding me for payment and threatening me with credit score reduction and legal action. If this is how Beyond Finance operates, I think prospective customers should know about it before entering into an arrangement with them. No one needs more aggravation in their lives, and Beyond Finance's M.O. definitely causes it.

884. Jonathan ** is an excellent worker. He was very professional and understanding. He understood my situation and continually offered words of encouragement, assuring me that the company would find the perfect solution to my problem. He was explicit in every detail and went through the entire document. When he didn't understand something, he patiently explained it again. I had a wonderful experience with you and have already recommended you. I was truly impressed with the wonderful interaction that developed between Jonathan and me.

Katie is extremely thorough and professional, but puts you at ease. She is very friendly and gives you all the time you need. She makes sure you understand and even calls the next day to follow up. Outstanding customer care.

Excellent experience working with Sergio. He was patient and thorough collecting information about my debt and explaining the plan he recommended. I feel confident that I can get out of debt and I feel a huge sense of relief that there is a plan in place.

Everything went smoothly and I was so impressed with the service plus the information was explained to me as we're going over the service! I'm really excited about moving forward and getting back on track!

I had considered different options and companies but Beyond thoroughly explained things like no other companies, and didn't make you feel rushed. I truly believe I made the right decision in choosing Beyond.

I would recommend to others struggling. Customer Service is excellent. No judgement, system set up to succecced, taking the stress off your shoulders. Everyone I spoke to has great customer service and communication skills.

She explained detailed information. I appreciate she asked if I had questions. She was very thorough. I am glad she went over everything. Explained every document. Will be referring other to your business.

Great Customer Service and gave detailed information about the process. Made sure I understood everything going forward and was happy to answer any questions I had.

Process was easy and Kelly really made me feel better. I was embarrassed of the situation we were in and she assured me I’m not alone. I felt like I was drowning and couldn’t keep my head above water. My ship had sunk. I now feel optimistic about my financial future and I will now for the first time in many years be able to actually save money.

I am absolutely ecstatically baffled by this company, Jennifer to be precise. I really was at my wits end, had no clue what I was going to do in order not to lose everything I have worked so hard for the last 6 years. Starting from absolutely nothing to running someone else's multimillion dollar company and then I decided to open my own. And almost exactly a year to the day I was facing losing it all. Jennifer was able to not only get me approved for a large sum loan, but I was legit able to go from paying just under $1800 / month for the specific accounts to $900.16. The term i was facing was 76 more months and she got me down to 55. Which was a bottom line savings of $44k!!! The process was painless. And I can breathe again, so YES YES YES, I recommend Beyond to everyone!

Ms ** was very knowledgeable about Debt consolidation and quite helpful. She was patient reading and helping me to understand all the materials. Thank you Ms ** for making my financial, mental and physical health at ease.

Very helpful from start to finish. They were very patient, compassionate and understanding with my situation. They went over every aspect of the process and encouraged me to ask questions. They answered those questions very clearly so that I could understand the whole situation.

As a former financial planning professional, life happened. Sometimes what we advise on happens to us. I was able to consolidate $40K of debt, and am confident that I will come out so much further ahead. Not sure if you can request to work with a specific Specialist, but if so, Nathan ** was simply exceptional!

Tanner ** is the best! He is so professional, knowledgeable, and trustworthy!! I needed guidance, and somewhere I can trust to help me on my road to being debt free, I am so happy I met Tanner and will be working with Beyond Finance!

Excellent talk with Trevor who reviewed my debt, explained the process, and gave me confidence that he would be working, negotiating on my behalf. No judgement.

I signed up with Beyond Finance in November of 2024 because I was in a very difficult financial situation. I've paid the payments bi-weekly, without fail and 4 of the debts I signed up have been settled with one of them being completed while 2 remain unsettled. What I was never told is that the debtor/client will end up having to pay taxes on the debts that are "forgiven" or written off. Not the end of the world but also not a great surprise. In August of 2025 I was presented with a graduation loan offer which was naturally of interest to me. That is, until I saw the terms of the loan offer. The interest rate was absolutely unreasonable (between 25 and 30% APR) and would have resulted in me paying MORE than the amount of the debt I enrolled with Beyond Finance in the first place.

Difficult to say how satisfied I will be, I just started, but the process was easy. I am hopeful that I will get good results and be debt free in the next few years.

Each month became a struggle to keep my head above water and the stressful cycle was only exacerbated by the high interest rates. My attempts to pay of the debt with limited income growth, and the availability of savings should there be emergency expenses only made the matters worse. My attempts to create a realistic budget, halting new debt, and contacting lenders to negotiate lower repayment plans was a dead end.

I appreciated the level of service I received from Desireah and Deliah over the phone. They were both very friendly. They listened and I felt heard. I never felt judged for my situation. They explained everything about the process and I felt confident moving forward that they have my best interest at heart

I’m still very new to the whole process, but every representative that I have spoken to during this initial step has been not only informative, professional and kind, but has also reassured me with absolute words of affirmation and compassion. I would recommend Beyond to anyone who is dealing with this sort of financial crisis and debt burden!

Darron and Molly were amazing representation for the company. Darron was my first point of contact. He explained everything in great details. I instantly signed up to get my finances back on track. If it wasn’t for Darron, and I’m sure if I would’ve signed up immediately. If you need help, like I did. Please sign up and take control of your finances again.

I have been enrolled in Beyond Finance for some time now and have been watching my progress and I have to say that I am somewhat disappointed in this program only because from the settlements already gotten and the amounts agreed on, now looking at the rest to still settle, I do not think I will get anywhere near the relief I was told I would get. But I will have to wait till the future to see if things change. I will update with an appropriate review at that time. So as of now not satisfied..

They made me feel at ease and tried to reassure me that they would do everything to help us out. This will be tough to not pay on time because we did everything we could to do this but we needed help when we started making bills to pay bills. Enough is enough!

Very personal attention. A lot of good information. They make sure you understand everything and are there to help. I'm glad I made this decision. I finally have peace of mind. I would recommend this service for sure.

I can’t thank Lisa enough for making this whole process as stress free and smooth as possible. When you’re at this point in life it can be difficult to navigate but Lisa made me feel assured that I was taking the right steps and made me feel confident that I was doing what was best to get out of debt.

My agent was friendly, very easy to understand and very helpful. Would recommend to anyone struggling with debt relief. Having a company that believes in helping people like myself who are trying to take control of their financial future is a blessing! Thank you Beyond.

After dreading to face my debt head-on, I took a leap of faith and contacted Beyond Finance! I’m so glad I did. Everything is affordable and helpful in reaching my credit and debt goals! I highly recommend Beyond Finance!

A truly seamless experience. Angel at Beyond Finance showed genuine interest in helping resolve my situation. Her kind demeanor put me at ease. Her clear and concise explanations further reinforced my decision to move forward with the process. The app is absolutely excellent for real-time updates and further enhances the experience with Beyond Finance. Highly recommend to anyone in a tough financial situation wanting a realistic path to becoming debt-free.

I was happy with the carefully thought out plan put together to get me back in my feet after several major setbacks and I look forward to getting my credit back in check and improving my life and taking control again.

Very patient with all my questions and concerns. Helpful onboarding video. You will be helped every step of the way seamlessly. Great supportive staff and smooth sailing. Treated as a person needing some advice and went above my expectations.

I have been so overwhelmed and at a loss as what to do regarding my debt. After doing some research, I decided to call Accredited Debt Relief. I was connected with a very knowledgeable representative who made me feel at ease and set up my credit card debt plan to be handled through Beyond Finance. The Representative at Beyond was extremely helpful and I am now beginning this journey. I am a senior citizen and I am thankful for this program and trust the journey ahead will erase my credit card debt in a reasonable amount of time!

Sergio provided exceptional customer service throughout my experience with the debt relief program. He was extremely informative, kind, and knowledgeable, and it was clear that he genuinely cared about helping me. He took the time to answer every question and concern I had and walked me through the entire process thoroughly. His support made a stressful situation feel manageable, and I’m very grateful for his guidance.

They say they'll reduce your debt by estimated half. I found out I was making payments for well over 75% of my debt. I cancelled and out of $5115.97 paid, they paid $2356.32 and took $2759.96 in fees!

Thomas was very understanding and accepting. There was no judgment, just encouragement. It’s a long process, (about 2 hours) but definitely well worth the time spent. I hung up knowing I was in good hands with Accredited/Beyond Finance.

My experience was painless. Such good information and support at this point in my journey. I know exactly what to do. The weight has been lifted a bit! I'm now busy making the changes I need to make to ensure I am financially successful in the future.

I’m so glad I found them. The counselor I spoke too was extremely helpful by explaining how the program works and what I could expect. I’m looking forward to working the program. I’ve just started the program and can’t wait to see results.

I had a great experience with Beyond Finance. Everything was explained well. Customer service was excellent. Forms were easy to fill out and sign. From here I believe the process will go well. So far satisfied.

Talked to 1 person while at work, and he gladly set up a call for me for after work. Talked to Chris at that time and he answered every single question I had. He got me set up and going in a few hours. Follow up call from Mokii was fantastic and really enjoyed the call. I am so glad I finally took the chance I had been sitting on for years. This will be such a good move for me financially.

Nicholas was very great at explaining everything and then assisting me through initializing and signing documents to set up a plan that would save me almost 75 percent in a very reasonable amount of time. I very highly recommend this company and Nicholas for assisting you. I saw a 9.8 rating for this company and I can see why after setting up my plan with Nicholas. Resolve your debt with this company with Nicholas, if possible. You will not be disappointed.

The person I worked with was fantastic, she took TWO HOURS with me, can you imagine? I was so thankful for her and her knowledge and the willingness to educate and share. I would recommend her to ANYONE

Both representatives I spoke to were knowledgeable and provided top-notch support. The onboarding process included every detail. Every step was carefully explained from start to finish. I felt that my time was taken into consideration. A load of stress is being lifted for me. I appreciate it.

I had put this off for far too long. But, it was really the easiest thing. The agent I spoke with was incredibly knowledgeable about how to solve my financial problems. But, more importantly, he was empathetic and understanding about my situation. He made me see that I had been struggling to keep my head above water, and that if I continued paying the minimum due for my credit card bills, I would not be debt free for 22 years. He explained all my options and took great care that I understood the payment agreement, my responsibilities as well as those of Beyond Finance. And, I only had to speak with one person at Beyond Finance. All of my questions were answered and I was never transferred to another agent or put on hold. The call did take almost 90 minutes, but it did not feel that long at all.

The staff is very friendly and professional. They hear what you have to say and do not judge you for your situation. The first person I spoke to was very pleasant and took the time to explain everything. He took the time to listen and never once judged. He actually understood and related. All of my questions were answered and if I didn’t understand the first time it was explained, he would explain it a different way until I understood.

Jade went above and beyond and explained every detail. She was peaceful, friendly, considerate, and kind with my situation. She was efficient and went out of her way to explain things to me that I did not understand. Thank you Jade. You are a sweetheart.

Customer Service representative seemed to know about program, and even shared something of his life that was similar to my family situation. Made sure I understood everything that was discussed, and that I was comfortable agreeing to terms. Very hopeful to see progress after 6 months, and after call felt some relief to getting back on track.

Polite, professional and proficient. Great experience. Approachable, friendly and sympathetic to my circumstances. Non-judgmental. Efficient and effective. Easy to talk with. Extra patient and an excellent listener.

I loved that the process was quick and everyone I spoke with was very friendly and helpful. Any questions I had were answered immediately over the phone and I didn't feel skeptical. The app is also very detailed, informative, and easy to use; I got off the phone with confidence. Overall a surprisingly pleasurable process and experience, which can be hard sometimes when dealing with credit and debt in my past experiences. Thank you!

I had an excellent experience working with my debt consolidation specialist. They were professional, patient, and truly took the time to explain every option clearly. I felt supported throughout the entire process, and they helped reduce my stress while creating a plan that actually works. I highly recommend their services to anyone looking for real financial guidance and peace of mind.

Happy that I'm a client for you, that you're going to clear up my credit, and I'll get the pay back the credit with no interest and that's good, lower money in my credit cards that I get paid back, hopefully, I do it before the 4 years is over with.

It was a painless and surprisingly pleasant experience!! Excellent service! The person that contacted me was respectful, understanding, courteous and knew exactly how to help me. He asked pertinent questions and waited quietly while I found the information that he needed. I felt taken care of.

Although I'm just getting started (just enrolled yesterday), I must say that my initial experience has been very positive and reassuring. Having spoken with two representatives, I was very impressed with their professionalism, patience, knowledge and "bedside manner." Also, I appreciate the brochure, the onboarding video, and the clear and detailed agreement. It seems you've covered all the bases. I slept well last night. :)

Awesome staff, operators were clear, helpful and caring. Also patient. I felt much about my situation. They were encouraging and didn't talk down to me but it was like a very uplifting experience. I now have direction of what I need to do to get beck on track. I feel much better. Thank you.

Each person I spoke to were pleasant and had a great deal of patience and did not hurry me. Through the process. They all wanted to make sure I understood what was going to occur step by step. They understand that reaching out is not something that is to do.

The gentleman I spoke with was very helpful & understanding. He explained everything in a way that was easy to understand. I had been looking for help in settling my debt & I think Beyond Finance is just the place.

Brandon was amazing. I have been carrying the shame of my financial situation for a while now, and I finally feel like I’m taking the power in my life and in my finances back. He was super empathetic, but more than that, he actively listened to EVERYTHING I said. I have never felt so… human in a moment where most people would make me feel less than. He came up with a great plan for me that is going to get me back on track and on a better trajectory. Going back for grad school finally feels like maybe it’s possible after all.

I am so happy that I took the time to find a debt relief program like Beyond! They took the time to explain everything with me, including the specifics of the contract. They were patient as they helped me find the information I needed to ensure that they could do their best for me. Customer service was amazing and shared with me their own walk in finding debt relief. Thank you so much Beyond!!!

At the beginning they was not interested at all. I had worked hard for years to get my credit score up where it was. My credit health had been excellent for years! Something I was very proud of. Then it wasn’t. There had been a health issue that caused me to have to drive 120 miles a day to spend the day with my father until my brother got there to stay the night with him. Funny how quickly a card company wants to drop you. Despite my hard work, loyalty to card companies, on time payments and payoff’s, charging, more timely payments and payoffs.

I would highly recommend Beyond Finance. The process was fast and painless. Michelle really explained the steps well and what to expect moving forward. It's scary when you feel stuck with cc debt and don't know where to turn. When I finished my call I felt relieved that my debt would be taken care of and my credit would be repaired.

I was underwater in my finances and had done all the budgeting tips and tricks to get ahead again. I was facing bankruptcy when I called and they were able to get my bills back under my income level with a deal that will get me in a good place in 48 months! The hit to my credit score is irrelevant since I was about to start defaulting on payments and the rebuilding may take time but it's worth it.

Olivia was very thorough explaining the process as well as my overall debt situation. Everything explained to me checked out as accurate. There was never any pressure and she moved forward as I felt comfortable. I’m very grateful for her listener and knowledge.

I highly recommend Beyond finance to all who need financial help. Janel my consolidation specialist was very professional and explained everything in detail. I still can't believe my debt situation has been conquered.

Kara H. was a godsend to me. She was able to walk me through the program and to set up our debt resolution within an hour. I can breathe knowing that I can now pay my bills and know that I will be out of debt in 48 months. Thank you, Kara and accredited staff for being there for me and my family.

Sleepless nights and anxiety over extensive credit card bills. This was a result of my husband losing his eyesight and the job he loved for years. Beyond Finance gave us the answer. We didn’t want to walk away from our responsibility but needed help to come up with a compromise. We are new to the program but are confident that this will be the answer for us. A way to end our debt in 55 months and be so far ahead in our personal finance goals. Thank you Beyond Finance for being more than just another loan company but a family that is truly interested in not only solving our immediate financial problems but “holding our hands” as we navigate our journey to financial freedom.

I have been with Beyond for over a year. They paid off the first creditor with the full amount. Then they negotiated with the other two and I’m making monthly payments. The first thing is they NEVER contact you for anything; but they keep taking your money. I lost my job and had to defer my deposits. They didn’t even tell me that one of my creditors did not accept late payments; so the creditor cancelled the agreement; but Beyond already took their settlement fee. They negotiated with the three creditors less than the 20% they stated they needed in my account to negotiate. They are now stating that the last creditor and the one they cancelled needs 40% of the total amount owed to them in my account before they can negotiate with them.

When I first contacted Beyond Finance, I informed the individual that I was driving but on Bluetooth. While she was explaining everything to me, she said that their fee would be included in every offer that I receive and that I wouldn't be blind sided by it. She proceeded to tell me I needed to sign the document, but she would review it with me. This is where I went wrong, I trusted her and this company. Not once did she mention 25% fee of the original debt. I understand my fault for not reading and putting trust in them again. "I have this recorded, I went over the recording just to make sure".

We’ll see what happens in the future but I was pleasantly surprised with the people that I dealt with! Matthew was wonderful and so was my onboarding specialist so thank you so much! Happy holidays to you all.

When I called Beyond, I had already researched their company, so I was familiar with their reputation and the processes they use to help eliminate debt. E. J., the person who helped me, learned he didn't need to emphasize the issues that are often hidden in plain sight, like how compound interest can eat up your savings, because I had already crunched my numbers. Hence the phone call. The processes that E. J. presented to me were easy to understand. Their onboarding materials are concise, to the point, and helpful to prep for the steps I need to take next. I would highly recommend this company, mainly because they're not in it for the sales. There is no pressure. There are no hidden fees, and your choices are up to you.

Not sure why I put this off for years.. I felt stuck if this vicious cycle of high interest loans. Trying to negotiate myself thinking I know what I’m doing. Just all around throwing away money. It took 20 minutes of my life to finally get peace of mind. Thank you!!

Very nice people to work with. They understand the financial hardship that you are experiencing. They will work with you and give you options. They will also work with your creditors. Just started the program and it will work.

Working with Beyond Finance has been an absolute life-changer for me. Their team (Jackie & Teresa) made me feel supported, informed, and truly heard. What impressed me most was how clearly they explained every step of the process—no confusing jargon, no pressure—just genuine guidance from people who clearly care about their clients. Their program is giving me something I hadn’t felt in a long time: control and confidence. Instead of being overwhelmed by debt, I finally have a plan that makes sense and a team that walked with me through every step. Their communication was always quick and friendly, and I never felt like just another account number.

I have been dreading taking the first step of putting my debt behind me. My rep was kind, understanding, and extremely helpful. This program is saving me money and reducing my stress! I can’t wait to crush this debt.

What a great experience it was to begin the process of becoming debt-free. Everything was explained in a understanding manner and all questions were asked with sincerity. I look forward to working with this company.

Excellent, my phone call went well and I'm happy 😊 with the service so far... My onboarding was smooth. I felt comfortable speaking about my finances with her. All of my questions was answered thoroughly.

I recently worked with Alen ** (Consolidation Specialist), and I couldn’t be more grateful for his help. I came into this process very hesitant because I had a bad experience with a similar contract a long time ago. Alen took the time to walk me through everything in detail. He explained the differences between my past situation and this new program, clearly showing me the benefits and all the perks that come with it. He went over the fine print with complete transparency and made every part of the process easy to understand. Alen was professional, patient, and extremely helpful from start to finish. His thoroughness and honesty gave me the confidence I needed to move forward. I truly appreciate the support he provided and highly recommend him.

Amazing sign-up experience. Made me feel at ease and confident about this choice. After signing up, I immediately told my family about it to have them look into it for themselves. I feel that there is a light at the end of this journey.

This is just the beginning of our journey with Beyond Finance, however with the experience we have had so far I would recommend. The entire program was explained to us with great detail and questions were answered with no hesitation.

This company overpromises and underdelivers. They state you'll never pay more than the initially agreed upon biweekly payments. However, they purposefully refuse to contact creditors until after the account has gone to a legal department. At this point, Beyond calls demanding more money. When you can't pay, they drop the account leaving you in a legal nightmare that Beyond created. I would not recommend this company to my worst enemy!

Everyone was very knowledgeable and professional. The people were compassionate, caring and made it easy to get started. I would recommend Beyond to anyone who as looking for help in consolidating, minimizing and managing their debt.

Be aware that Beyond Finance does NOT offer legal support! They misled me when I signed up that they would. They are slow to make payments and you can expect messages from your creditors that payments haven't been made on time. Some creditors WILL sue even if you're in the program AND you will not have representation in the courtroom....you're on your own. They may even try to get you to disclose your banking information even though they are supposedly making your payments!

Excellent Customer Service and Soft Skills. They listen to the customer to fully understand what is needed and then they do what they can to help alleviate the problem. No judgment, just solutions. They really care about what’s best for the customer.

very professional and knowledgeable about the products and services, no hassle associates. Understood our goal and found a plan that was very helpful for us. Did our research and found that accredited was the best course for us to take.

Jeanette ** did an incredible job on educating me about how the program works. I was nervous and unsure, but she explained in great detail what the steps are and how it all comes together. I would highly recommend beyond Finance!

Getting started with Beyond was “Beyond my expectations”. Nick ** was kind and patient with me and explained everything clearly. If I did have a question, he answered it in a way that I could understand. I have high hopes for the future.

Totally misleading. They settled one account, collected their fees before ever making a real payment to the creditor. After they collected their fee, they started working with additional creditors. In the interim, their fee on the new creditor combined with fees that accumulated when they told me not to pay, is now higher than the original debt. I’m paying more than the debt I brought them to settle.

Morgan was amazing and literally took a personal interest in my situation! She explained everything about the process and defined the whole situation I was in to help me see what I had to do to overcome my debt in the quickest way!

Completely transparent amount the entire process, my finances, and help that was needed to get out of a corporate interest debt hole. This company is obviously one with integrity and the desire to help people. If it wasn't for the person on the other line being as humanly connected as they were I might still be alone in a debt hole. I feel as though I now have a team helping me climb out instead of a corporate machine holding me down. The light at end of a dark road. Thank you.

I am so very happy that I have taken the step to enroll in Beyond Finance's program. They are wonderful and very helpful to make me feel so very reassured and confident that I have made the best choice for my journey to financial freedom.

Elisabeth was very pleasant to talk with and helpful in arranging a debt relief program for me. She helped me get started and answered all of my questions. The program that she helped me with is all of what I expected.