Beyond Finance Reviews

Do yourself a favor and work out the debts yourself or hire an actual attorney. It would save you a lot a money and aggravation. This company is only good for people who really don’t want to deal with their debts and don’t mind sending money hand over fist to get it taken care of. I started with the program July 2023 because they promised that they will get everything taken care of and sent me something showing how they can negotiate my debt down to almost half.

Beyond had me in a 55 month program paying them $750/m. They negotiated only 2/4 accounts and obligated me for $800/m payment. Never negotiated with the other two accounts. Went to close my account, gave authorization to disenroll, THEN let me know there would be additional fees taken out of my Dedicated Account before they would return my funds. They kept being condescending saying that debt settlement takes time and the reason I want to disenroll is it's taking too long. THAT IS NOT THE REASON!!! They did not communicate accurately the status of my account, did not negotiate on two account for a YEAR, did not disclose the additional fees until after I disenrolled. This company needs to be removed from the list of debt settlement companies. They do not understand how to properly management debt payments within the program they set up.

I am a disabled veteran. I was using Facebook when I noticed an advertisement for debt relief. I clicked the link and it connected me with Beyond Finance. After making the call to investigate the program, I decided this would be my best course of action. I was already in a program with another company and I definitely found out I would be able to include a debt with Beyond Finance that wasn't included in my current program.

Beyond Finance was very helpful in providing different options/scenarios in how I could manage my debt consolidation and what process would work best for me and my family. They were very professional and talked both me and my husband through the process while answering our many questions.

Absolutely amazing customer service and brilliant business method! Customer service was well knowledgeable, walked me through the entire process, allowed me to ask as many questions as needed and had an immediate answer to all of them. 10/10 recommend!

I received an advertisement in the mail and decided to reach out for assistance. I immediately received a call back and Terrance was amazing in assisting me. My questions were answered and I felt a sense of relief knowing that I will get help with my debt.

Had a bad experience inquiring with another Lender. Was very skeptical about trying to consolidate at all. Was very surprised just how I was greeted. Started asking questions as plan was being explained. All my questions are met with explanations. I thought I was asking too many, but they guided me thru like they knew me! I was very pleased with their patience and overall knowledge. I personally like to thank both of them for a very pleasant experience. I will definitely recommend your firm without question. THANK YOU!!

So far I have nothing but positive things to say about Beyond Finance. The care they showed for my financial future brought me great joy and a bright road ahead. The customer care team was very excellent and ensure me that I am safe in their hands. I'm truly grateful and looking forward to working with the Beyond Finance staff.

Noble answered all of our questions with ease and confidence. I am not worried about his dedication to his professional capacity. I look forward to future needs and a lot less stressful time with bills monthly.

Jared Robinson was amazingly thorough about this program and he gave me hope that I won't die with tons of debt and wondering when I can go grocery shopping. I'm working two jobs and going to school, so this financial burden being lifted from my shoulders takes away so much weight. My anxiety has even been reduced! I can afford to get out of debt! Thank you!

They are very nice people. They explain the whole process in detail and walk you through it. Finances can be stressful. They made it easy. They also have a mobile app you can use and they take the time to navigate you through the whole app.

I can't say enough good things about this business. From the moment I contacted them, they were responsive and accommodating. The quality of their work is exceptional, and I couldn't be happier with the final result. Very professional agent. It was easy to talk with, like a friend. Thanks, again. I asked myself, why I didn't call them earlier?

***DO NOT USE BEYOND FINANCE*** This company is incredibly deceptive! I started with a phone call to them because I read the great reviews online and I needed help with my debts. I had $26k in debts that I owed. Beyond Finance made it sound like a miracle that they could reduce my debts by about HALF, which is semi-true.... But you end up paying WAY more because of their fees, which they try to confuse you about and pressure you to sign the agreement as soon as possible so you can have less stress.

I was fortunate to be able to talk with Danielle who was so easy to communicate with! She is the most congenial, knowledgeable, compassionate, and very thorough with the information about how to get to financial freedom through your organization! Danielle is truly an asset to your company!

Awesome easy people and pleasant people to work with. Very well pleased with the service so far. Took worry away from my financial obligations and I can be peaceful and more relaxed. God bless these people and I give them a 5 star

I DO NOT RECOMMEND THIS COMPANY. PLEASE READ FULL REVIEW. This company promised to cut my debt payments in half, from around $1360 to $750. It did just that, for the first 9 months. While this process was underway it destroyed my credit. This was mentioned upfront, so I'll give them that. But they only pay your debt to the creditors in order from which they settle. The first company that accepted negotiations gets the payments I make. Another company wanted their money at the same time and was going to take me to court.

Mende was absolutely awesome! She made me feel comfortable and and respected. She went thorough the process thoroughly and was always asking if I had any questions. She even called me to follow up the next day to make sure I understood everything. What a great organization to work with!

Tom listened to hear, not respond and answered all of my questions. He established my trust early and that made the rest of the process easy. I felt comfortable with the decisions that he let ME make, especially since this is a unique situation for me to be in, given a lot of life events that took place - timing is everything and I realized I needed some help, made the call and am on my way to get back to my 800+ credit score and $$ back in my emergency fund.

It was good to be treated like a friend who needed help. Not just a customer. Most companies just want your money and provide little to no help. Can't wait to see what is being done to resolve my issues.

I really needed assistance with my financial situation and had many doors closed in my face by others. But I called Beyond Finance and they rescued me within minutes. Get them a call first and let me help you.

I went through Beyond Finance for a relative of mine, and the the experience was excellent. When it came time to do it again, I once again suggested them, and once again they were excellent. The representatives are easy to understand. They speak English so that you can understand every single thing within the process. I didn’t find it necessary to repeat anything because I didn’t understand it. Highly recommend them. Nobody wants to be in this situation, but it’s nice when you ARE to have individuals who can be supportive and lead way out of the hole we often find ourselves in.

I worked for a MAJOR INSURANCE Company for 50 yrs, a widow & was hired by an agent to help out with their agency. This agent screwed me every way she could. No pay checks & when I got one it came back NSFs. Had insurers coming in screaming @ me because they paid the agent & got cancelled because the agent had their checks made out to her. Deposited the $$ in to her personal acct. I quit, took her through TWC who found her guilty, she turned around. Filed bankruptcy. Leaving a 70 yr widow almost in bankruptcy with bills I couldn't pay.

Easy to start. Extremely organized. Basically, once enrolled, everything is taken care of for you. Would recommend as your needs are handled in a very professional manner and the Customer Service if you do have a question is superb.

I was pleasantly surprised how kind and helpful, at a time when I was at my wits' end regarding my finances. I'm finally going to be on track. I recommend them! I can't wait for creditors to stop calling and be me being free of debt.

I was on the verge of Bankruptcy, when an attorney advised me about this program. After calling and speaking with a specialist, I decided this was the right move to accept. Very affordable and knowing that this program is here to help no matter how many questions I may have. Specialist is very nice, open, honest and accepting. I couldn't be more happier with my decision and the weight of my debt is completely off of my shoulders.

We found beyond to be helpful with all our financial needs, by helping us decrease our credit card debt by half, we would highly recommend them to any and all of our family and friends. Highly recommended.

Do not trust this company. Do not disclose everything upfront. I asked them how it would affect my credit. They said it would be affected for 3 to 6 months. They did not disclose that your credit is affected until they finalize all your negotiations so your credit will be hit for up to five years, they also do not charge fees on your original debt amount. They also, they also do not charge fees on your original dead amount. They also do not tell you that because they take time. They also do not tell you that you will probably land to paying a lot more than your debt amount because they take so long to negotiate.

Absolutely the worst experience of my life. They are for profit and when I say for profit all profit. They will tell they have negotiated a settlement and before they even make a payment to the creditor they take their 25% right away. The also charge monthly maintenance fees on a savings account that your deposits are held in. No progress on settling your debt will be made if any until you are 240 days late. They tell you initially it's 90 days then the story changes. Talk to an accredited debt counselor or an attorney. Stay away. Trust me I am talking from experience.