
Beyond Finance Reviews
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About Beyond Finance
Beyond Finance is a debt settlement company that has been in business since 2011. On its website, the company claims it can cut your monthly payments by 40% or more while negotiating with creditors on your behalf to reduce the total amount you owe. Beyond Finance says its services are ideal for people with $10,000 or more in unsecured debt who are living paycheck to paycheck.
- Free consultation
- Mobile app
- 24/7 live chat support
- Not available in all states
- Unable to offer legal support
Beyond Finance Reviews
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Reviewed June 11, 2026
Everyone was very helpful and very knowledgeable and they made the process easy.

Reviewed June 11, 2026
Very helpful. Relieved stress and anxiety with a daunting issue. Feel like there’s a plan.

Reviewed June 10, 2026
Everybody I talked to was very helpful and thoughtful in every regard. I can’t respect you guys enough for taking the time to help me during these tough times!

Reviewed June 10, 2026
Asia helped me and walked me through the app and the process. I felt much needed relief after our conversation. I felt like I was speaking to a friend, and all my questions were answered with patience and understanding.
Reviewed June 8, 2026
My experience with Beyond Finance was very pleasant. The representative that I talked to was very patient and understanding. He explained every detail and answered all my questions. He wasn't in any hurry and allowed me to take my time in answering questions and providing my information. He was very knowledgeable about Beyond Finance and the services they provide. I would recommend their services to friends and family.
We're delighted to hear about your positive experience with our team at Beyond Finance! Your recognition of our representative's patience and knowledge truly means a lot to us. Thank you for recommending us!
— The Client Success Team at Beyond Finance
Reviewed June 7, 2026
My experience with Beyond matches with their title "Beyond". Was amazed that programs existed for folks in my situation. Thank you for your professional expertise in helping me navigate the financial burden I found myself in. God bless your work.
We're excited to hear about your positive experience with us at Beyond Finance! Our team is dedicated to helping clients like you navigate financial challenges, and your kind words truly inspire us.
— The Client Success Team at Beyond Finance

Reviewed June 5, 2026
Sergio C was very kind. Patient and courteous and aware of my needs. Made the process easy.
We're delighted to hear about your positive experience with Sergio. Our team at Beyond Finance is committed to providing personalized support, and it's great to know he made the process easy for you.
— The Client Success Team at Beyond Finance

Reviewed June 4, 2026
Staff is straightforward and knowledgeable in their Profession. So far much appreciated and Satisfied Customer.
Thank you for your kind words! We're pleased to hear that our team has provided you with the straightforward and knowledgeable service we aim for at Beyond Finance.
— The Client Success Team at Beyond Finance
Reviewed June 3, 2026
Very upfront with pricing and information so far. Expecting the best from them and feel confident.
We're grateful for your feedback and are pleased to hear that you feel confident in your experience with us. Our team at Beyond Finance is dedicated to providing clear information and support as you work toward your financial goals.
— The Client Success Team at Beyond Finance

Reviewed June 2, 2026
This company is a dream to work with. All my concerns were addressed and explained very precisely. A very smooth process from start to finish.
We’re delighted to hear that your experience with our team has been so positive! Thank you for recognizing our commitment to addressing your concerns and ensuring a smooth journey.
— The Client Success Team at Beyond Finance

Reviewed June 2, 2026
My representative was very knowledgeable. He was compassionate regarding my situation and he was very thorough. He was very pleasant to work with! He is definitely an asset to the company!
Thank you for your kind words! We're so pleased to hear that your representative provided compassionate and thorough support. Your satisfaction is our priority, and we appreciate your recognition of our team's efforts!
— The Client Success Team at Beyond Finance

Reviewed May 31, 2026
Kelly ** was so friendly and helpful, explaining everything and answering all my questions without rushing the process!
We're delighted to hear about your positive experience with Kelly! Our team is dedicated to providing clear and supportive guidance, and it’s wonderful to know that we met your expectations.
— The Client Success Team at Beyond Finance

Reviewed May 31, 2026
I am writing this review on behalf of my mother, who has been enrolled with Beyond Finance for approximately one year. She joined the program with the expectation that her creditors would be contacted and that efforts would be made to negotiate and settle her debts. Unfortunately, one of her creditors eventually sued her and took her to court. During the court proceedings, the creditor stated that they had not heard from my mother for an entire year. This was very concerning given that she had been enrolled in a debt settlement program during that time.
After the lawsuit, Beyond Finance requested approximately $5,000 to settle with this creditor. My mother could not afford that amount. As a result, her biweekly payment was increased from $231 to $480 every two weeks, creating an even greater financial burden. Throughout this process, it felt like my mother was largely on her own while dealing with the lawsuit and its consequences. We understand that debt settlement companies cannot guarantee outcomes, but we expected more communication, support, and successful negotiation efforts after a year in the program. Based on our experience, we would not recommend this service. Anyone considering enrollment should carefully understand the risks, including the possibility of creditor lawsuits and the potential for increased payment obligations if settlements are not reached.
We regret to hear about your concerns regarding the lack of communication and the challenges faced during her time with us. Our goal is to support our clients effectively, and it’s clear we fell short in this case. Our team is dedicated to providing personalized solutions, and we are sorry that your mother felt unsupported during such a difficult time. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.
— Beyond Finance
Reviewed May 29, 2026
It was easy to understand when things were explained to me. I felt understated and supported
Thank you for your kind words! We're delighted to hear that you found the explanations clear and felt supported throughout your experience with us at Beyond Finance. Your satisfaction is our priority!
— The Client Success Team at Beyond Finance

Reviewed May 28, 2026
They helped us figure out way to lower our debt. It really took the stress off me.
We're delighted to hear that our team was able to assist you with your program at Beyond Finance! Helping our clients achieve peace of mind is what we strive for every day.
— The Client Success Team at Beyond Finance

Reviewed May 28, 2026
Amy and Briana were great! Thanks for your assistance in this stressful situation.
We’re pleased to hear that Amy and Briana provided you with great assistance during a challenging time. Our team at Beyond Finance is always here to help you on your journey to financial freedom.
— The Client Success Team at Beyond Finance

Reviewed May 27, 2026
The process went smoothly and my representative explained everything in detail that I could understand. She went step by step and explained each step. The process did take some time, but all was explained to where I could understand. I had a sigh of relief when the process was all done.
We're pleased to hear that your experience with our team member was clear and thorough. Your relief at the completion of the process is what we aim for—thank you for sharing your journey!
— The Client Success Team at Beyond Finance

Reviewed May 27, 2026
Such a disappointment, What started out as a 48 month plan, turned into a 23 months 2 debts resolved and a court case. Their fees was to high, which are hidden in your monthly deposits. They offered a consolidation loan at the beginning but fail to tell you that it will never be offered again when you can afford it. Would not advise to use this company ever... Better off to go with someone else and avoid the overcharge of fees.
Hi Kat,
This is not the experience we aim to provide, nor is it reflective of our principles or the positive outcomes reported by many of our clients. At Beyond Finance, we are dedicated to your financial success. Our fee structure is designed to reflect this commitment. Our team is eager to assist you in navigating this situation and to continue making progress towards resolving your financial obligations. Please reach out to clientsuccess@beyondfinance.com or 800-282-7186.
— Beyond Finance

Reviewed May 25, 2026
Well I gave that rating because of the knowledge of the callers.
We're delighted to hear that our team's expertise made a positive impression on you. Your satisfaction is our priority, and we appreciate your recognition of our efforts!
— The Client Success Team at Beyond Finance
Reviewed May 24, 2026
Stephanie was amazing throughout the whole process from beginning to end, and worked with me to find a deal that works for me.
Thank you for your wonderful review! We're so grateful to hear that Stephanie provided you with exceptional support and helped you find a solution tailored to your needs. Your journey toward financial freedom is important to us, and we're excited to be part of it at Beyond Finance!
— The Client Success Team at Beyond Finance
Reviewed May 21, 2026
My experience was outstanding,! Communication with representative was excellent. All my questions were answered and representative understood my situation courtesy and compassionately. I also was called back to check if I understood the Beyond app and if I needed more explanation on any documents I signed.
Thank you for sharing your outstanding experience! Knowing that our representative was able to provide you with excellent communication and compassionate support truly validates our mission at Beyond Finance to help clients like you on their journey to a debt-free future.
— The Client Success Team at Beyond Finance

Reviewed May 21, 2026
Friendly and genuine service. It's not easy having to go through this sort of situation. So having a genuine interaction with someone on the other side helps a lot.
Thank you for sharing your experience! We're so pleased to hear that our team's genuine service made a positive impact during a challenging time for you. Helping clients like you navigate their journey to a debt-free future is what drives our team at Beyond Finance every day!
— The Client Success Team at Beyond Finance

Reviewed May 20, 2026
Very helpful and knowledgeable in explaining details of the program. I heard a lot of negative issues with this kind of program, but once I spoke to the consultant, she helped me see why this would help me in my situation.
Thank you for sharing your experience! We're so glad to hear that our representative was able to provide you with clarity and support, helping you understand how your program can positively impact your situation. Your journey toward financial freedom is important to us, and we're excited to be part of it!
— The Client Success Team at Beyond Finance

Reviewed May 19, 2026
Very helpful and clear about the options to take control of my future goals.
Thank you for your kind words! We're so glad to hear that you found our team members helpful and clear in guiding you toward your future goals. Helping clients like you take control of their financial future is what drives our team at Beyond Finance every day!
— The Client Success Team at Beyond Finance
Reviewed May 17, 2026
Very easy. Very helpful people. Would highly recommend.
Thank you for your wonderful feedback! We're so happy to hear that you found your experience with Beyond Finance easy and helpful, and we appreciate your recommendation—it's clients like you that motivate our team every day!
— The Client Success Team at Beyond Finance

Reviewed May 16, 2026
I had clicked just to inquire, never thinking they’d be able to help me out of debt. Instead, Joe explained the process and put my fears at ease. It’s scary, but I have such relief right now!
Thank you for sharing your experience with us! We're so glad to hear that Joe was able to help ease your fears and provide you with the relief you were seeking. Helping clients like you work toward financial freedom is what drives our team at Beyond Finance every day!
— The Client Success Team at Beyond Finance

Reviewed May 14, 2026
Fantastic company to work with! They take into account your specific situation and truly care about helping to find the best solution! Highly recommend!!!
Thank you for your kind words! We're so happy to hear that you felt valued and supported throughout your experience with Beyond Finance, as our team is committed to helping clients like you find the best path forward.
— The Client Success Team at Beyond Finance
Reviewed May 12, 2026
Very helpful. Very professional. Explained the entire process.
Thank you for your kind words! We're so happy to hear that you found our team members helpful and professional while explaining your program. Your success is what motivates our team at Beyond Finance, and we appreciate you sharing your experience!
— The Client Success Team at Beyond Finance
Reviewed May 11, 2026
The entire process was seamless. Crystal was very personable with great customer service. She explained everything thoroughly. Thank you so much!
Thank you for your wonderful feedback! We’re so glad to hear that Crystal provided you with exceptional support and made your experience with Beyond Finance seamless — that's exactly what we strive for.
— The Client Success Team at Beyond Finance
Reviewed May 11, 2026
Great customer service. Worked with Drew and he was awesome. He was professional, knowledgeable and easy to work with.
Thank you for sharing your experience with us! We're so pleased to hear that Drew provided you with exceptional support—our team members take pride in making every client feel valued and understood. Your success is what motivates our team at Beyond Finance!
— The Client Success Team at Beyond Finance
Beyond Finance Company Information
- Company Name:
- Beyond Finance
- Website:
- www.beyondfinance.com
