
Beyond Finance Reviews
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About Beyond Finance
Beyond Finance is a debt settlement company that has been in business since 2011. On its website, the company claims it can cut your monthly payments by 40% or more while negotiating with creditors on your behalf to reduce the total amount you owe. Beyond Finance says its services are ideal for people with $10,000 or more in unsecured debt who are living paycheck to paycheck.
- Free consultation
- Mobile app
- 24/7 live chat support
- Not available in all states
- Unable to offer legal support
Beyond Finance Reviews
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- 4,875,589 reviews on ConsumerAffairs are verified.
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Reviewed April 28, 2026
Tori was so thorough with everything. I went into it not really sure what I was doing but she simplified everything and was there for me, step by step and I couldn’t have asked for more. 10/10.

Reviewed April 27, 2026
Fast and friendly service! They are a huge help to get the financial burden off of my family!

Reviewed April 26, 2026
Consistent wonderful experience throughout the entire time.

Reviewed April 25, 2026
Marta was understanding and explained everything that was going to happen. She even followed up and called me back like she said she would. I already have recommended Beyond Finance to a friend who is in a similar financial situation as me.

Reviewed April 24, 2026
I'm beyond satisfied and ready for this next step to financial growth. Just when I thought bankruptcy was my only way out. My consultant was very patient and understood my needs and how to help me .. I'm grateful. Thank you.

Reviewed April 24, 2026
A seamless experience. Everything was explained in a way anyone could understand. Positive and upbeat making a difficult situation so much better.

Reviewed April 23, 2026
Stephanie was great at explaining the process and my best options to fit my budget. Looking forward to seeing the results!

Reviewed April 23, 2026
Is 30% interest forcing you to not be able to manage your finances and monthly budget?? If you said yes to that question then you probably need Beyond Finance. They will help you to restructure your debt and finances so that you can see daylight at the end of the tunnel and hopefully be able to have some money left over at the end of the month. I couldn’t see myself getting through the next two years without the help I am getting from Beyond Finance. With their help I can make it through to daylight now. Thanks Beyond Finance.
Reviewed April 17, 2026
They were very helpful and answered all my questions, highly recommended them to anyone

Reviewed April 17, 2026
I spoke with Jade and she was incredibly knowledgeable and helpful with the process. She was very empathetic and helped answer any and all questions I had.

Reviewed April 16, 2026
I never thought It'd be this easy to get out from under crushing debt. It's relieving to know that just because you may stumble down a canyon into debt, doesn't mean you have to stay there.

Reviewed April 14, 2026
Nate was very honest and helpful when I spoke to him and was able to save me a ton of money every month.
Reviewed April 12, 2026
Everyone I talked to was very helpful. The process was explained. Every question I had it was answered.
Reviewed April 8, 2026
So far I am very pleased. I feel relief, I really hate letting my credit score go down, but the overall goal is to be debt free!! So with Victory comes a little pain along the way!!!

Reviewed April 7, 2026
DeAndre did a phenomenal job helping me through the debt relief approval process. He was incredibly informative, helpful, and genuinely pleasant to speak with throughout the entire experience. What stood out most was the human element he brought to the conversation, he made me feel heard, understood, and validated in the struggles that led me to seek support in the first place. He took the time to explain everything clearly, answered my questions with patience, and made what could have been a stressful process feel much more manageable. I truly appreciate his professionalism, compassion, and the level of care he showed. Highly recommend working with him!

Reviewed April 1, 2026
Caring and kind staff who are patient is what made this process very easy and broke down the details step by step. It’s nervous doing this and feels very exposed but they couldn’t have been more professional while caring about me as a person and not just a customer. Day one of many but feel I am working with a group that truly has my best interests in mind.
It's wonderful to hear that our team has made your experience so positive! We're grateful for your kind words about their caring and professional approach.
— The Client Success Team at Beyond Finance
Reviewed March 28, 2026
Beyond Finance has great customer support and a fast resolution process.
We're grateful for your kind words about our team's support. It's wonderful to know that we could assist you effectively on your journey!
— The Client Success Team at Beyond Finance

Reviewed March 28, 2026
I was so scared and stressed when I reached out. Alexxys was AMAZING! We walked through everything and discussed everything in detail. She eased all my fears and concerns. After our call, that night I slept so soundly. No more stress over all of my debt and no more living paycheck to paycheck worrying about the ”what ifs” that would cause me to go over what little money that I had left after paying all my bills.
We're delighted to hear that Alexxys was able to provide you with the support you needed! It’s wonderful to know that your experience with us helped ease your worries and contributed to a restful night. Thank you for sharing your positive feedback!
— The Client Success Team at Beyond Finance

Reviewed March 24, 2026
They were very kind and understanding. They went out of their way to help me with my financial problems. My debt consultant really made me feel that he understood what was going on and wanted to help me.
It's wonderful to know that your debt consultant made you feel valued and understood. Thank you for taking the time to share your positive experience with us!
— The Client Success Team at Beyond Finance

Reviewed March 24, 2026
The customer service team is extremely helpful in explaining how the program works and what the benefits are for choosing their program. I truly had a pleasant experience thanks to Katelyn, my service representative.
We're thrilled to hear that you had a pleasant experience with our customer service team and that Katelyn was able to help clarify your program’s benefits. Your kind words mean a lot to us and affirm our commitment to providing exceptional service at Beyond Finance.
— The Client Success Team at Beyond Finance
Reviewed March 24, 2026
I’m in the beginning of this journey and so far it has been wonderful. Paul has an empathy that was wonderful, he listened without judgment. I’m looking forward to see what is next in the process…
Hi Carol,
Our team members, like Paul, are dedicated to providing empathetic support without judgment, and it's great to know that you felt heard. We're excited to accompany you on this journey and look forward to seeing the positive outcomes ahead!
— Client Success
Reviewed March 21, 2026
Our customer service rep, Andrea was amazing! She was kind, understanding and we truly felt at peace when she came back, said Beyond could help us! I shared more personal info than I probably should have, but she was so understanding and nice. My husband and I definitely recommend Beyond!
We're thrilled to hear about your positive experience with Andrea! It’s wonderful to know that her kindness and understanding made such a difference for you and your husband.
— The Client Success Team at Beyond Finance

Reviewed March 21, 2026
I thought this agency had my best interest at heart. I really regret signing up with them. They really sold me their BS about needing to show hardship and couldn’t send payment to my creditors and apparently held off on negotiating with creditors until there was a charge off on my account. This really hurt my credit. I end up taking all but one creditor out of the program. I called a creditor and negotiated with them on my own. I suggest you try to work out your debt directly with your creditors. Idk how long it’ll take before I bounce back. I wish I would’ve known.
I received two emails from a creditor, the only one I left in the program, saying they haven’t received payment but Beyond is taking the money out of my account. So apparently they’re sending late payments to the only creditor I left in the program. They end up charging off my account. Now my other creditors are lowering my line of credit. I’m so stressed about all of this. All they have caused is worry in my life. Don’t fall for it.
Our goal at Beyond Finance is to support you in finding the best solutions for your financial situation, and we would like the opportunity to address your concerns regarding your experience with our team. Please reach out to our Client Success team at clientsuccess@beyondfinance.com or 800-282-7186.
— Beyond Finance

Reviewed March 18, 2026
He was very helpful in explaining things to me. He was thorough and informative. I had some questions, but he answered them truthfully. I really appreciate all your help. I got a lot of different debts with different APR, so I had to consolidate
Your appreciation means a lot to us, and we're here to support you on your journey to financial freedom!
— The Client Success Team at Beyond Finance
Reviewed March 17, 2026
My wife Lori and I were so Blessed to have spoken with Kiara last night about putting our finances in order. The couple of hours we spent strategizing on how to change our lives meant the world to us.
We're grateful to hear that your experience with Kiara was so impactful for you and your wife. It’s wonderful to know that our team is making a difference in your journey towards financial stability.
— The Client Success Team at Beyond Finance

Reviewed March 17, 2026
I have been working with Beyond Finance for 14 months to resolve two credit card debts. One was resolved, the other was never contacted. Beware, their fees are 25% of the total debt, not the revised/negotiated debt. I fired them yesterday. I am not holding my breath to get the amount in my account refunded.
It seems there might be a misunderstanding about how our services work. Achieving lasting financial health is a structured journey, and our strategic approach is designed to provide you with the most beneficial outcome, including lower monthly payments and a more comfortable financial situation.
Our fees are structured to be success-based, ensuring that you only pay for the results you approve. Please reach out to clientsuccess@beyondfinance.com or 800-282-7186.
— Beyond Finance

Reviewed March 15, 2026
I’m grateful for a recommendation to reach out to Beyond Finance. They quickly understood my situation, treated me with compassion and provided me with an affordable plan that eased my fears and gave a better chance at becoming debt-free.
We're happy to hear that our team at Beyond Finance was able to assist you with compassion and create an affordable plan tailored to your needs. Your journey towards financial freedom is important to us!
— The Client Success Team at Beyond Finance

Reviewed March 15, 2026
My experience with Beyond Finance was excellent! The process is so straightforward and simple with everything clearly explained by people who are actually there to help you, unlike so many of these unscrupulous companies out there preying upon people in financial trouble. I highly recommend you contact them if you are experiencing any sort of debt problems because you will be so glad that you did. It is so simple and you can get started right away with a plan that actually makes sense and will help you be able to pay off your debt instead of throwing your money away on high interest.
Thank you for your wonderful feedback! We're pleased to hear that you found the process straightforward and that our team provided the assistance you needed. Your recommendation means a lot to us!
— The Client Success Team at Beyond Finance
Reviewed March 13, 2026
I truly appreciate the time and attention that Marie (Maria) and Mary took to get me the program that was right for me. They were very thorough, understanding and knowledgeable about the programs and I would benefit from it. They walked me through every step and made me feel very comfortable about the process. I highly recommend Beyond to anyone that is in need of their services.
Thank you for your kind words! We're grateful for your recognition of Marie and Mary's dedication to guiding you through your program. Your recommendation means a lot to us.
— The Client Success Team at Beyond Finance
Reviewed March 12, 2026
Everyone was very knowledgeable, All my questions were answered and was very helpful. I was guided through each step of the process . With their help it was great experience. I would recommend to everyone.
Thank you for your kind words! We're pleased to know that our team was able to assist you through every step of your experience. Your recommendation means a lot to us!
— The Client Success Team at Beyond Finance
Beyond Finance Company Information
- Company Name:
- Beyond Finance
- Website:
- www.beyondfinance.com
