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Beyond Finance Reviews

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Edited by: Jon Bortin

About Beyond Finance

Beyond Finance is a debt settlement company that has been in business since 2011. On its website, the company claims it can cut your monthly payments by 40% or more while negotiating with creditors on your behalf to reduce the total amount you owe. Beyond Finance says its services are ideal for people with $10,000 or more in unsecured debt who are living paycheck to paycheck.

Pros
  • Free consultation
  • Mobile app
  • 24/7 live chat support
Cons
  • Not available in all states
  • Unable to offer legal support

Beyond Finance Reviews

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    Page 2 Reviews 5 - 35
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    Reviewed May 28, 2026

    Amy and Briana were great! Thanks for your assistance in this stressful situation.

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    Staff

    Reviewed May 27, 2026

    The process went smoothly and my representative explained everything in detail that I could understand. She went step by step and explained each step. The process did take some time, but all was explained to where I could understand. I had a sigh of relief when the process was all done.

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    Loan Process

    Reviewed May 27, 2026

    Such a disappointment, What started out as a 48 month plan, turned into a 23 months 2 debts resolved and a court case. Their fees was to high, which are hidden in your monthly deposits. They offered a consolidation loan at the beginning but fail to tell you that it will never be offered again when you can afford it. Would not advise to use this company ever... Better off to go with someone else and avoid the overcharge of fees.

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    Rates

    Reviewed May 25, 2026

    Well I gave that rating because of the knowledge of the callers.

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    Staff

    Reviewed May 24, 2026

    Stephanie was amazing throughout the whole process from beginning to end, and worked with me to find a deal that works for me.

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    Beyond Finance
    Response from Beyond Finance
    Hi Johnathan,
    Thank you for your wonderful review! We're so grateful to hear that Stephanie provided you with exceptional support and helped you find a solution tailored to your needs. Your journey toward financial freedom is important to us, and we're excited to be part of it at Beyond Finance!

    — The Client Success Team at Beyond Finance

    Customer ServiceStaffTransparency

    Reviewed May 21, 2026

    My experience was outstanding,! Communication with representative was excellent. All my questions were answered and representative understood my situation courtesy and compassionately. I also was called back to check if I understood the Beyond app and if I needed more explanation on any documents I signed.

    Thanks for your vote!
    Beyond Finance
    Response from Beyond Finance
    Hi Maribel,
    Thank you for sharing your outstanding experience! Knowing that our representative was able to provide you with excellent communication and compassionate support truly validates our mission at Beyond Finance to help clients like you on their journey to a debt-free future.

    — The Client Success Team at Beyond Finance

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    Staff

    Reviewed May 21, 2026

    Friendly and genuine service. It's not easy having to go through this sort of situation. So having a genuine interaction with someone on the other side helps a lot.

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    Beyond Finance
    Response from Beyond Finance
    Hi Emelia,
    Thank you for sharing your experience! We're so pleased to hear that our team's genuine service made a positive impact during a challenging time for you. Helping clients like you navigate their journey to a debt-free future is what drives our team at Beyond Finance every day!

    — The Client Success Team at Beyond Finance

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    Staff

    Reviewed May 20, 2026

    Very helpful and knowledgeable in explaining details of the program. I heard a lot of negative issues with this kind of program, but once I spoke to the consultant, she helped me see why this would help me in my situation.

    Thanks for your vote!
    Beyond Finance
    Response from Beyond Finance
    Hi Geri,
    Thank you for sharing your experience! We're so glad to hear that our representative was able to provide you with clarity and support, helping you understand how your program can positively impact your situation. Your journey toward financial freedom is important to us, and we're excited to be part of it!

    — The Client Success Team at Beyond Finance

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    Staff

    Reviewed May 19, 2026

    Very helpful and clear about the options to take control of my future goals.

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    Beyond Finance
    Response from Beyond Finance
    Hi Kevin,
    Thank you for your kind words! We're so glad to hear that you found our team members helpful and clear in guiding you toward your future goals. Helping clients like you take control of their financial future is what drives our team at Beyond Finance every day!

    — The Client Success Team at Beyond Finance

    Staff

    Reviewed May 17, 2026

    Very easy. Very helpful people. Would highly recommend.

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    Beyond Finance
    Response from Beyond Finance
    Hi Monte,
    Thank you for your wonderful feedback! We're so happy to hear that you found your experience with Beyond Finance easy and helpful, and we appreciate your recommendation—it's clients like you that motivate our team every day!

    — The Client Success Team at Beyond Finance

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    Staff

    Reviewed May 16, 2026

    I had clicked just to inquire, never thinking they’d be able to help me out of debt. Instead, Joe explained the process and put my fears at ease. It’s scary, but I have such relief right now!

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    Beyond Finance
    Response from Beyond Finance
    Hi Paula,
    Thank you for sharing your experience with us! We're so glad to hear that Joe was able to help ease your fears and provide you with the relief you were seeking. Helping clients like you work toward financial freedom is what drives our team at Beyond Finance every day!

    — The Client Success Team at Beyond Finance

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    Staff

    Reviewed May 14, 2026

    Fantastic company to work with! They take into account your specific situation and truly care about helping to find the best solution! Highly recommend!!!

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    Beyond Finance
    Response from Beyond Finance
    Hi Melanie,
    Thank you for your kind words! We're so happy to hear that you felt valued and supported throughout your experience with Beyond Finance, as our team is committed to helping clients like you find the best path forward.

    — The Client Success Team at Beyond Finance

    Staff

    Reviewed May 12, 2026

    Very helpful. Very professional. Explained the entire process.

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    Beyond Finance
    Response from Beyond Finance
    Hi Harry,
    Thank you for your kind words! We're so happy to hear that you found our team members helpful and professional while explaining your program. Your success is what motivates our team at Beyond Finance, and we appreciate you sharing your experience!

    — The Client Success Team at Beyond Finance

    Customer Service

    Reviewed May 11, 2026

    The entire process was seamless. Crystal was very personable with great customer service. She explained everything thoroughly. Thank you so much!

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    Beyond Finance
    Response from Beyond Finance
    Hi Sherry,
    Thank you for your wonderful feedback! We’re so glad to hear that Crystal provided you with exceptional support and made your experience with Beyond Finance seamless — that's exactly what we strive for.

    — The Client Success Team at Beyond Finance

    Customer ServiceStaff

    Reviewed May 11, 2026

    Great customer service. Worked with Drew and he was awesome. He was professional, knowledgeable and easy to work with.

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    Beyond Finance
    Response from Beyond Finance
    Hi Leslie,
    Thank you for sharing your experience with us! We're so pleased to hear that Drew provided you with exceptional support—our team members take pride in making every client feel valued and understood. Your success is what motivates our team at Beyond Finance!

    — The Client Success Team at Beyond Finance

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    Reviewed May 10, 2026

    I got the solution to a very bad issue in my life from Beyond Finance.

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    Beyond Finance
    Response from Beyond Finance
    Hi Stan,
    Thank you for sharing your experience! We're so happy to hear that Beyond Finance was able to provide you with a solution to a challenging situation in your life. Helping clients like you work toward financial freedom is what drives our team every day!

    — The Client Success Team at Beyond Finance

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    Customer ServiceStaff

    Reviewed May 9, 2026

    Beyond Finance provided excellent customer service and made the process smooth, clear, and stress-free. Highly appreciated their support and communication.

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    Beyond Finance
    Response from Beyond Finance
    Hi Khristina,
    Thank you for sharing your experience! We're so pleased to hear that our team made your journey smooth and stress-free, as providing exceptional support is a top priority at Beyond Finance. Your satisfaction motivates us every day!

    — The Client Success Team at Beyond Finance

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    Customer ServicePunctuality & SpeedStaff

    Reviewed May 8, 2026

    Great experience and I will attribute that to Paula **. She was thorough and answered my 100 questions with patience & kind needs. She put me at ease & went the extra mile even by staying on late. You don't find this level of customer service these days & she was next level great!!!

    Thanks for your vote!
    Beyond Finance
    Response from Beyond Finance
    Hi LynMarie,
    Thank you for sharing your wonderful experience! We're so grateful for your kind words about Paula and her dedication to providing exceptional support — it's this level of commitment that truly sets Beyond Finance apart.

    — The Client Success Team at Beyond Finance

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    Customer ServiceOnline & AppStaff

    Reviewed May 8, 2026

    Nicole ** at Accredited is a phenomenal financial analyst and advisor. She walked me through the enrollment process, explained the key components of being a focused Beyond customer, and ensured that I installed the Beyond app on my phone. Nicole made me feel safe in Beyond's hands, and I feel like I can breathe.

    Thanks for your vote!
    Beyond Finance
    Response from Beyond Finance

    Thank you for sharing your experience with us! We're so grateful for your kind words about Nicole and her dedication to guiding you through your journey. Knowing that you feel safe and supported with Beyond Finance means everything to our team, as we strive to help clients like you work toward financial freedom every day!

    — The Client Success Team at Beyond Finance

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    Staff

    Reviewed May 7, 2026

    Chris was awesome and ensured full understanding of the process.

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    Beyond Finance
    Response from Beyond Finance
    Hi Doug,
    Thank you for your wonderful feedback! We're so grateful to hear that Chris provided you with clarity and support throughout your journey with Beyond Finance. Your understanding of the process is essential, and we appreciate you sharing your experience.

    — The Client Success Team at Beyond Finance

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    Staff

    Reviewed May 6, 2026

    Thank you Kelly ** for your excellent help and support!! You definitely made it worthwhile to get me started on my journey to relief.

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    Beyond Finance
    Response from Beyond Finance
    Hi John,
    Thank you for your kind words! We're so grateful to hear that Kelly provided you with excellent support as you begin your journey toward financial freedom. Helping clients like you work toward relief is what drives our team at Beyond Finance every day.

    — The Client Success Team at Beyond Finance

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    Staff

    Reviewed May 5, 2026

    This was SO helpful! I was able to consolidate my debt, and I'll have everything paid of in 4 years instead of something closer to 18 years!! This makes a massive difference and I'm so grateful.

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    Beyond Finance
    Response from Beyond Finance
    Hi Morgan,
    Thank you for your wonderful feedback! We're so glad to hear that your experience with Beyond Finance has made such a positive impact on your journey to financial freedom — seeing clients like you make significant progress is incredibly rewarding for our team!

    — The Client Success Team at Beyond Finance

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    PriceStaff

    Reviewed May 5, 2026

    Ben was very professional and informative about what I need to do and how I can save my credit and pay less monthly. Times are very tough right now during the war with Iran. Fuel and cost of goods are outrageous and before planning with Beyond, I had no idea what I could do to afford to buy groceries or fuel to get to work. Thank you for all your help.

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    Beyond Finance
    Response from Beyond Finance
    Hi David,
    Thank you for sharing your experience! We're so glad to hear that Ben was able to provide you with the information and support you needed to navigate these challenging times. Helping clients like you work toward financial freedom is what drives our team at Beyond Finance every day!

    — The Client Success Team at Beyond Finance

    Staff

    Reviewed May 5, 2026

    I was so amazed and pleased with the services I received to meet my financial obligations. I had an amazing advisor who walked me through and explained every step. I am pleased with the results and my financial obligations were met.

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    Reviewed May 5, 2026

    I am very happy with my experience with Beyond Finance. I worked with Sandre T. who really explained the program well and gave me all the information I needed to make a decision. These guys Rock!

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    Beyond Finance
    Response from Beyond Finance
    Hi Dana,
    Thank you for sharing your wonderful experience with us! We're so glad to hear that Sandre provided you with the information you needed to feel confident about your program, and your kind words remind our team at Beyond Finance why we do what we do.

    — The Client Success Team at Beyond Finance

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    Punctuality & SpeedStaff

    Reviewed May 4, 2026

    They were super understanding of my situation and were quick to want to help out. Diego was super helpful and knowledgeable.

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    Beyond Finance
    Response from Beyond Finance
    Hi Kyle,
    Thank you for sharing your experience! We're so happy to hear that our team members were understanding and quick to assist you, and we'll be sure to pass along your kind words to Diego. Helping clients like you work toward financial freedom is what drives our team at Beyond Finance every day!

    — The Client Success Team at Beyond Finance

    Profile pic of the author.
    Staff

    Reviewed May 2, 2026

    They were able to solved all my issues. There is nothing more satisfying having someone who understands life ups and downs. They are the best.

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    Beyond Finance
    Response from Beyond Finance
    Hi Barbara,
    Thank you for your kind words! We're so happy to hear that our team at Beyond Finance could help you navigate your financial challenges and provide the understanding support you needed. Your journey to a debt-free future is what drives us every day!

    — The Client Success Team at Beyond Finance

    PriceStaff

    Reviewed May 2, 2026

    My experience with Beyond Finance was great. They thoroughly explained everything about the program which made it an easy decision. Really helped my budget planning as well! Would highly recommend the program to anyone that's having trouble with debt. I am a Veteran and obtained access to this program via Veteran's Debts Assistance. Well worth while!

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    Staff

    Reviewed May 1, 2026

    Kyra was so knowledgeable in helping me navigate thru the process. The application and signing are very easy and streamlined. I know for me this was a difficult decision to make, but I know It was a great alternative to get my debt under control. Thank you to the folks at Beyond Finance for the dignity and respect you gave under a stressful situation.

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    Beyond Finance
    Response from Beyond Finance
    Hi Jeffrey,
    Thank you for sharing your positive experience! We're so glad to hear that Kyra was able to guide you through the process with such expertise, and that you found your experience with Beyond Finance to be respectful and dignified during a challenging time.

    — The Client Success Team at Beyond Finance

    Staff

    Reviewed May 1, 2026

    The representatives were very knowledgeable and customer-focused, helped tailor my needs to the correct service

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    Beyond Finance Company Information

    Company Name:
    Beyond Finance
    Website:
    www.beyondfinance.com