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Best Egg Reviews

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Edited by: Amanda Futrell
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Fact-checked by: Jon Bortin

About Best Egg

Best Egg is an online loan servicer that offers secured and unsecured personal loans up to $50,000. Loans may be used for debt consolidation, credit card refinancing, home improvements, major purchases and more. The company promises a simple application process and can fund loans in as little as one business day. Borrowers can take out up to two loans and don’t have to worry about prepayment penalties.

Visit www.bestegg.com
Pros
  • Fully online process
  • Can take out two loans
  • Competitive interest rates
Cons
  • Minimum credit score of 640
  • Unclear eligibility requirements

Best Egg Reviews

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    How do I know I can trust these reviews about Best Egg?
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    • Our moderators read all reviews to verify quality and helpfulness.
    Page 2 Reviews 40 - 80
    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 26, 2025

    Me and my wife and I were online, and Best Egg was the best choice for me on what I wanted. The customer service we received when submitting our application was good. The process didn’t take long. Once I put everything in, about five minutes later, it told me I had it and that I will have it in my account. Overall, Best Egg would be the best one to go with. They are awesome.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Verified purchase
    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppStaffLoan ProcessRates

    Reviewed May 25, 2025

    I found Best Egg through Credit Karma, which recommended the loan because I have a good chances on getting it. The application process was really easy compared to everybody else. It was super straightforward and competent, which is rare. From when I applied to when I received the funds was within a couple of days, maybe three at the longest. It was quick. As soon as I talked to the representative on the phone, they’re like, “Okay,” that was it. It was fast. The representative was super easy to understand.

    I also like the fact that everything's online. I don't have to call nobody and I can stay on the app. The rates and terms I got are fine. Nobody’s going to be happy to have rates and terms, but they’re fine and fair.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServiceOnline & AppStaff

    Reviewed May 24, 2025

    The application process with Best Egg was very easy. I put in my information and I was approved. It took 20 minutes. It was just all done online. I didn't speak to a live person. Depending on your credit score, the APRs are and easy to work with.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    Loan Process

    Reviewed May 24, 2025

    I got a personal loan from Best Egg after first hearing about them through Credit Karma. I did everything online, and the process probably took a day. It was easy. Best Egg is a good site to go to.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    StaffEase of UseLoan Process

    Reviewed May 17, 2025

    I learned about Best Egg through Credit Karma, and I applied for an unsecured loan. It was simple, quickly approved, and it helped me a lot.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed May 17, 2025

    I chose Best Egg because they accepted me while the others turned me down. Their customer service was good once I could understand them, but the first person I spoke with had an accent, and I couldn’t understand him. So, I just spoke to somebody else. The application process was easy since I had someone helping me, but I wouldn’t have done it if I had done it on my own. They also had fast approval, and they were fast in transferring the money into my account.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed May 16, 2025

    I was looking online and I found Best Egg. They gave me the high loan and that was what I needed. I did everything online and it was fast, so I was surprisingly good. Their website is good, too. This is my second month with this loan, and everything looks good. I would recommend them to friends.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Verified purchase
    StaffLoan ProcessRates

    Reviewed May 16, 2025

    The guy who helped me get the loan found out about Best Egg. The process was easy, and they were able to do everything quickly. I wish the rate were lower, though, but I’ll recommend Best Egg.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    StaffBillingLoan Process

    Reviewed May 15, 2025

    Best Egg is a great company to deal with. I had a couple of credit card debts that I wanted to get off my back, and thank God, they helped me.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Punctuality & SpeedRates

    Reviewed May 14, 2025

    My experience with Best Egg has been okay. I applied for credit card finance. The application process was easy and took about two hours. The service was great and fast.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Customer ServiceSales & MarketingPunctuality & SpeedOnline & AppBilling

    Reviewed May 2, 2025

    I started with them in March 2025 through appfolio rent payment portal. I paid 2335 for the first payment and 995 that month. Then April it went to 1675 on the first and 1650 on the 15th. Then all of a sudden in May I get an email and text that my payment for May 1 is 2335. I called and said no I was supposed to be on a schedule. They state for two days that they have a system error and that it will be corrected by 5/3 when my rent is due.

    I called again today as the app will only let me pay 2335 and they state that is the amount. I refuse to play these games. documents section is unavailable to me in the app. They refuse to send any type of lending documentation. They basically said too bad so sad. Since nothing is in writing we can change the payment to whatever we want whenever we want. I have two choices. Bounce my check to them for the 2335 or tell my landlord I can't pay the whole thing and pay in two payments this month AND pay a 330 late fee. Insane.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We appreciate you taking the time to share your experience with us. We're so sorry to hear that the service you experienced was anything less than perfect. Please be assured that customer satisfaction is our number one priority, so we will be sure to forward your feedback along to the appropriate department for review. If you would like to discuss your concerns further, please feel free to give us a call at 855-282-6353. Thank you.

    Loan ProcessRates

    Reviewed April 25, 2025

    Have had the loan for 2 years and have made no progress at paying off in fact balance owed is higher than amount borrowed. I have paid nearly 4000 in interest and nothing towards principle. I’m feeling a tad defeated ☹️ how will it be paid off within 3 years? It was a 60 month term. Please read fine print.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're sorry to hear that you are dissatisfied. If you'd like to discuss your concerns, feel free to give us a call at 855-282-6353.

    Customer ServiceContract & TermsPriceStaffBillingLoan ProcessRates

    Reviewed Jan. 2, 2025

    I applied for a debt consolidation loan through Best Egg and was immediately approved. For a $17000 loan to consolidate credit card debt, I was going to be charged a $1200 origination fee (comes out of the total amount of the loan), and then was offered and interest rate that was the same as my credit cards. Borrow money - charged a fee - no savings on interest.

    I then had 2 separate follow up calls initiated by Best Egg to ask why I hadn't accepted my loan offer - I explained to them both how their product was not useful as it charges an exorbitant fee for their "service", then does not save me any money on interest. Both agents talked down to me and explained how they are not credit cards but could not explain to me how paying them additional money and not saving me on interest was a useful product. They then insisted I didn't know what I was talking about, and I was wrong. I acknowledged that the loan is not the same as a credit card, but when you are charging a $1200 fee up front and then providing a 27% interest rate - you really just a predatory lender. I will not be looking to Best Egg for any other products in the future.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We appreciate you taking the time to share your experience with us. We're so sorry to hear that the service you experienced was anything less than perfect. Please be assured that customer satisfaction is our number one priority, so we will be sure to forward your feedback along to the appropriate department for review. If you would like to discuss your concerns further, please feel free to give us a call at 855-282-6353. Thank you.

    Sales & Marketing

    Reviewed Dec. 4, 2024

    This company's nothing but liars. I told my husband last night that He was approved. All they needed was his proof of income and when he gave the proof of $83,000 income. They only offered 4000. They just scammed him.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're sorry to hear that you are dissatisfied. Once one applies, we make credit decisions based on credit history and the information provided in the loan application such as income, employment and other key financial ratios. If you would like to discuss your concerns further or request to be removed from our mailing list, please feel free to give us a call at 855-282-6353.

    Verified purchase
    Sales & MarketingOnline & AppBillingLoan ProcessRates

    Reviewed Nov. 21, 2024

    I wanted to consolidate my credit cards and the whole process of applying for a loan with Best Egg was easy. It was online. I answered a couple of questions and submitted two paystubs and a W-2. I did it at 10:00 Wednesday night, and by the time I got home from work on Thursday, the money was in my account. The rate and terms are good, and I have the app, which is very easy as well.

    I was very skeptical because I've never done anything like this before. So I thought, "It's gonna be one of two things. It's either gonna be a scam and I'm gonna have to open up a whole new bank account or it's gonna be legit and I'm gonna get the funds and I'm gonna be able to do what I need to do with them." It turned out to be legit and I'm very satisfied. I was nowhere thinking about taking a personal loan and it was offered to me. I thought long and hard about it, then I made my decision. I went online and did my research. I've read a lot of reviews and all of them were good. Best Egg is absolutely great. I added my review as well.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 20, 2024

    The application process was smooth. I'm not very computer-literate and to finish my application, I had to call and talk to a customer service representative at Best Egg. They are the most professional and friendly people I've ever had to deal with. I could not send them an email of the bank check. They put me on a three-way call with my credit union, and we had conversations going through the information. With that three-way call with the representative from the bank, they provided the routing number and checking account number. The lady at Best Egg was very thorough in what we were being asked and I couldn't ask for better customer service. Best Egg was easy to work with. I did a 36-month loan, and the money was deposited overnight once the loan was approved. If I need money in the future, I hope I can count on them to help me out again.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 20, 2024

    I did a loan with Best Egg to consolidate my debt and they could have been a bit quicker in responding. Other than that, the rep was good.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServiceStaffBilling

    Reviewed Nov. 20, 2024

    Best Egg was willing to work with me and it was a lot easier to understand what they were offering. I talked to somebody on the phone and the process was easy as well. However, I wanted to do credit card consolidation and I wasn't sure how to talk to somebody about requesting a list of the credit cards and the payment. I thought that it would have been in my account, when I went to see where all the funds were dispersed, but I couldn't find anything like that. I had a couple that I thought that I had asked them to pay that are not done. I'm not sure if I missed those. I don't think I did, but I need to know and I don't know how to get that information.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServicePricePunctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed Nov. 20, 2024

    I had two credit cards that I had been trying to pay off, but the interest rate keeps climbing up. Every time I made a good amount of payment, it still seemed they just kept charging me interest every month now and it was getting harder. When I got a letter about Best Egg in the mail out of nowhere, I told my friend about it. That works with me. He got a loan through them a couple of years ago and said that they are one of the good ones to get a loan from, so I went ahead and did it.

    Best Egg was quick about things. I got a quick response even through email and through the application. It wasn't even hard. The reps were wonderful too. They knew what they were talking about and they helped me consolidate all my stuff. However, the percentage rate is a little high on some people that have good credit. I was hoping that I would get a bit less since my credit was getting to the good section.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Punctuality & SpeedBillingRates

    Reviewed Nov. 20, 2024

    Best Egg's rate was better, and their application process was easy and simple. 10 minutes later, they told me I was approved. It went smoothly and the funding was wired to my account in a day. It allowed me to consolidate some bills and I was able to keep things going well.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Rates

    Reviewed Nov. 20, 2024

    Everything was pleasant and very favorable with Best Egg. Their rates were good. The turnaround time was good, too. So, I decided to go with them. Application was very simple and everything was online.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    BillingRates

    Reviewed Nov. 19, 2024

    Best Egg's ratings were better than those of other companies. As well as the process itself, for it to go into my account and then for the payments to come directly out of my account and for me to be able to see it online. I was also impressed that I could change my payment dates. I like the idea that I can do it 'cause I get paid twice a month. I like the idea that it can come out of my second check versus my rent check. It allows me to budget better. I also like the idea of doing it online. The other bonus is I could pay extra if I wanted to.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Profile pic of the author.
    Customer ServiceTechPunctuality & Speed

    Reviewed Nov. 18, 2024

    I used Best Egg before and it went well. So when they sent me a preapproval, I thought that was great and allowed it. My credit score wasn't perfect, but they knew that. They had me go through the prompts, I allowed them to pull me credit, damaging my credit score. Waiting for the funds, they asked me to call them about my bank. I answered 2 questions and within 30 seconds, they sent a denial letter. I had my hopes up and everything. Do NOT accept any preapproval from them as they damage your credit, get your hopes up and then tell you NO. I would not recommend them.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're sorry to hear that you are dissatisfied. Once one applies, we make credit decisions based on credit history and the information provided in the loan application such as income, employment and other key financial ratios. If you would like to discuss your concerns further or request to be removed from our mailing list, please feel free to give us a call at 855-282-6353.

    Verified purchase
    Punctuality & SpeedStaffLoan Process

    Reviewed Nov. 11, 2024

    My sister-in-law referred me to Best Egg. I went through the questions and provided basic information. It took me a day to set it up, then I got my loan within three days afterwards. The reps were extremely helpful. I'm gonna end up using Best Egg again later in the future. They're the only loan place that has been able to work with me for personal loans.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    Customer ServicePriceStaffBillingLoan ProcessRatesTimeliness

    Reviewed Nov. 9, 2024

    I went into Capital One and credit-wise, they give you little tips on how to increase your credit score and things that you might need. They suggested a consolidating loan, and Best Egg was the number one choice because they had the lowest interest rate. I created an account with Best Egg. When it gave me the actual quote, I clicked on the quote and it gave me all the information that I need. I had put in how much of a loan I needed. So, they provided me with all the information, the interest rate, the payments over how many months to pay off, and how much the payments would be per month. It calculated everything.

    Once I saw that, I accepted the offer. Then it asked me to create my account. It told me that I could go ahead and upload the documents that they asked me, which was a paycheck stub. I could either do it by mobile or by email, and it will give me a decision within two to three days. The thing is with Capital One, they had already given me a prequalifying and saying that I had a great chance of getting the loan. So, I felt comfortable. Once I provided them everything I needed, and it was like within two days, I had the loan check in my account.

    The process was pretty much fully online until I had some questions. Because when I tried to do my document by mobile, sending them a screenshot, they sent me a message back saying that I need to call customer service. There was a problem and I figured it was because they couldn't capture all of the information. So, I talked to a representative. She said, "Yeah, I'm gonna send you an email. Attach the full picture of the document to the email and then we can go from there." We were on the phone maybe a total of 15 minutes. I did that, and it was the next day after that that I got the loan in my account. It went perfectly. I was very satisfied and I loved the whole process.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    This review is totally amazing! Thanks for taking the time to share it with us!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffBilling

    Reviewed Nov. 9, 2024

    The process at Best Egg was very easy, quick and understandable. No hassle. The reason why I did it was to consolidate some debt that I have. Communication was through email. I also spoke with one person. They needed additional information. I thought I sent it, but I guess I didn't. They communicated it through a phone call. I went ahead and sent the information that was required. It’s been great. I sent my first two payments in and everybody that I engaged with was very helpful and professional.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 8, 2024

    I needed some extra cash to complete a purchase. I did a personal loan from Best Egg. Applying was very easy. They took my name, my Social Security Number, and all my information about my income. The reps were very patient with me because a lot of my files were inside of my computer. The lady who called me to complete the process, the transfer of funds, was efficient and very patient. I loved the way that she dealt with the situation.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    StaffLoan ProcessRates

    Reviewed Nov. 8, 2024

    Best Egg's interest rate helped me decide to get a personal loan from them. The application process was easy. It was all online. My overall experience was good.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Profile pic of the author.
    Customer ServicePricePunctuality & SpeedLoan ProcessTimeliness

    Reviewed Nov. 7, 2024

    Best Egg is a quick, affordable, and trusted way to get a personal loan. The online dashboard, app, and customer service are above par and I love working with them! You can apply online and receive a response as early as same day, but usually within a couple days and have your money shortly after!

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Customer ServiceStaffLoan Process

    Reviewed Nov. 6, 2024

    Called in, wanting to decrease my loan amount, the Best Egg customer service guy helped me resubmit my application, answered all my questions and got me my loan approved while on the phone. So much easier than dealing with my personal bank.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Punctuality & SpeedStaff

    Reviewed Nov. 6, 2024

    I had the best experience with Best Egg, it was so easy and fast. I have worked with other companies that has taken so long and was what seemed like more work just to be approved. I love Best Egg and will always recommend them to all that can use their help.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Customer ServiceStaffLoan Process

    Reviewed Oct. 30, 2024

    The initial process is easy to follow and everything is explained and documented for you. Account log-in provided all the information you will ever need for your loan and the only time I needed to contact customer service I was shocked with the outstanding level of service I received from a real person. Yes, there was a very easy-to-follow automated menu first however as stated it was easy to follow and get to the help I needed. Overall Very satisfied with selecting this company to do business with! Highly Recommend!

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Punctuality & SpeedStaffLoan Process

    Reviewed Oct. 28, 2024

    Best Egg was able to help me in a time of financial need. The process was smooth and quick! The required documents are a reasonable request, and the review process took less than 1 day. This is my 2nd loan with Best Egg!

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 24, 2024

    The application process with Best Egg was amazing. It was done online which was way easy. It was super quick as well. I had my deposit way before they called me and told me about it. Their fee is reasonable too.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 23, 2024

    Best Egg seemed like a good choice. I gave the rep all my information. My wife did the application online on her phone and it was quick. Within a couple of days, I was approved. Close to a week after, I got the loan.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    StaffLoan ProcessRates

    Reviewed Oct. 23, 2024

    I did a personal loan with Best Egg and my experience was wonderful. I did it online and also talked to a rep who was great. I'd like the rate to be lower, but it was acceptable.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServiceBillingLoan ProcessRates

    Reviewed Oct. 22, 2024

    They had a low rate, which is why I went with them, and the lending process was fairly easy. It took about four days and they sent me an email. It impacted my life in a good way. I was able to pay off my bills. I'd tell others it's an easy process if they were looking to get a personal loan.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Customer ServiceLoan Process

    Reviewed Oct. 22, 2024

    This is my third loan with Best Egg, and each experience has been exceptional. Their customer service is top-notch, and they consistently make the process smooth and hassle-free. I highly recommend Best Egg to anyone in need of additional funds.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 22, 2024

    If you ever want a quick, painless, and efficient personal loan, Best Egg is the answer. I have never had a better experience with a lending institution! Best Egg offers quality person-to-person customer service with knowledgeable people to address concerns with little to no wait time.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Punctuality & SpeedStaff

    Reviewed Oct. 16, 2024

    This was the easiest financial transaction I ever made. The support is friendly and kind and knows how to get things done. They say you'll get your money quickly, which is great! I'm happy to be dealing with Best Egg.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

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    Best Egg Company Information

    Company Name:
    Best Egg
    Address:
    3419 Silverside Road
    City:
    Wilmington
    State/Province:
    DE
    Postal Code:
    19810
    Country:
    United States
    Website:
    www.bestegg.com