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Best Egg Reviews

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Edited by: Jon Bortin

About Best Egg

Best Egg is an online loan servicer that offers personal loans up to $50,000 for debt consolidation, credit card refinancing, home improvements, major purchases and more. The company promises a simple application process and can fund loans in as little as one business day. Borrowers can take out up to two loans and don’t have to worry about prepayment penalties.

Pros
  • Fully online process
  • Can take out two loans
  • Competitive interest rates
Cons
  • Minimum credit score of 640
  • Unclear eligibility requirements

Best Egg Reviews

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    How do I know I can trust these reviews about Best Egg?
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    Page 2 Reviews 5 - 35
    Profile pic of the author.
    StaffBillingRates

    Reviewed Oct. 4, 2025

    I just can't believe how wonderful this company is. They treated me like a human, not a sack of garbage. My financial institution treated me as if I had a CONTAGIOUS disease. I've got a 745 credit score and I was turned down. I have no payment on my home or vehicles just credit card debt. I consolidated the debt and now have a very low interest rate compared to the credit cards at 28.99% about 75% less with Best Egg. Everyone very professional and truly had my interest in mind. I recommend this company to anyone that needs to pay off debt

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

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    StaffLoan ProcessRates

    Reviewed Aug. 19, 2025

    I have had a loan with Best Egg for now almost going on 2 years paying off a high interest loan that I took out and my credit was not the greatest at the time when I took the loan out and now my credit has improved greatly and I had applied for another loan with best egg and they denied me telling me all kinds of foolishness which I don't understand. My credit was not great when I first got the loan. Now my credit is great and you deny me the loan. I would never recommend best egg to anyone Because they're a waste of time. Before you get along with them think about it and read the reviews. I really don't understand how best egg is still in business operating because they're not even helping their customers at all.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're sorry to hear that you are dissatisfied. Once one applies, we make credit decisions based on credit history and the information provided in the loan application such as income, employment and other key financial ratios. If you would like to discuss your concerns further or request to be removed from our mailing list, please feel free to give us a call at 855-282-6353.

    Profile pic of the author.
    Refunds & PayoutsBilling

    Reviewed Aug. 4, 2025

    Up until July I would have given them 5 stars. My property management company used them. I'm not really sure what the qualifications are to qualify. You just apply and they pay your whole rent. And you make payments to them throughout the month and they're really great at working with you when you fall behind. However, in July they did a "system wide cancelation" of inactive accounts but didn't notify account holders that their account had been canceled. Left us without a way to pay rent for August. They've been difficult to get a hold of and accept no responsibility for their failure to notify people. Be wary.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're sorry to hear that you are dissatisfied. If you'd like to discuss your concerns, feel free to give us a call at 855-282-6353.

    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Aug. 4, 2025

    Getting the loan from Best Egg was a positive experience for me. The rate was reasonable, the process was easy and I got the money in a few days’ time.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServiceStaff

    Reviewed Aug. 2, 2025

    The application process had been very simple. We ended up calling on the phone together because he drives trucks over the road, and we normally use my number for contact. It was just so that they were aware that it was okay to speak to me in regards to the account. They were very nice and professional. No problems, no attitudes, no issues. They explained everything thoroughly and were really straightforward. They seemed very helpful.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaffRates

    Reviewed July 19, 2025

    The application process didn’t take long at all. I did everything on my phone, and it was fairly easy. I’m not good with phones, and my kids usually help me, but I was able to do it online by myself. Overall, I had a good experience with Best Egg.

    The representatives were very knowledgeable and helped me out. They made everything easy to understand. I’m still not very familiar with the annual percentage rate, but I don’t think it’s too bad. Overall, I was very satisfied.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    Customer ServiceStaffBillingLoan Process

    Reviewed July 18, 2025

    I was looking to make a major purchase, and Best Egg happened to come up when they do a monthly report about whether your score went up or down and what could affect it. The offer was there right at the time that I happened to be looking for a major purchase. I had to put in my birthday, the last four of my social, and agreed to a couple of things on there. After five minutes, I was approved. Next thing I know, the money was in my account. It was quick and easy. I have cleaned up most of my credit debt and had just paid off my truck and several major credit cards. I wanted to add to my credit mix, and they said that would help improve my score.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Profile pic of the author.
    Customer ServicePricePunctuality & SpeedOnline & AppBillingLoan ProcessRates

    Reviewed July 15, 2025

    The process with obtaining a personal loan with Best Egg is quick and easy and completely online. The service was better than expected and probably better than average. The negative is they’re a predatory lender and charge higher than average rates and fees. I never missed a payment and after several years they offered me another loan at the same 20+% interest rate as my last loan and that’s with a 715 FICO today. They prey on people. On top of that they never leave you alone, always calling me and I’ve never been late on a payment. They call trying to up sell another product or if you inquire about something online on their website they watching and stalking you. I asked not to be called and they were good with that but a month or two later they come back, they always come back!

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    Best Egg
    Response from Best Egg

    We're sorry to hear that you are dissatisfied. We'd be happy to remove you from future communications. Could you please provide your full name and the address at which you are receiving mail, the email at which you are receiving emails, or the phone number which you are receiving calls to?

    Verified purchase
    Customer ServiceSales & MarketingPriceStaffLoan Process

    Reviewed July 13, 2025

    My sister has business with Best Egg and told me about them. Their customer service was very good. It was easy and quick. They charged me in my account. It's a direct discount of the payment.

    The thing is that I received some mail early this week that confused me. It was telling me to apply for a new loan. And I said, ""Why?"" But in the application, I never found how to ask what they’re for, what was the meaning of the email. I think that it was too soon to offer the new loan, I thought it was a mistake. Other than that, everything was fine.

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    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Punctuality & SpeedStaffBilling

    Reviewed July 13, 2025

    I just started with Best Egg and so far, so good. I applied online and it was easy. I've only had one payment, so far and the second one's coming up. They draft the payment. Everything has been very easy.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    RatesTransparency

    Reviewed July 13, 2025

    I know Best Egg is good. The whole process took two days. Except for them telling you the extra fee and the interest and what not, they're okay. The online tools are okay, too.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed July 13, 2025

    A friend told me he had a good experience with Best Egg and when I got a loan from them, it was quicker than any other process I've ever gone through in the past. The reps were very professional and usually have the answer to my questions or they would find out quickly for me. They’re an excellent company when it comes to overall service.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    Customer ServicePriceStaffLoan ProcessTransparency

    Reviewed July 13, 2025

    Best Egg's loan process was a little confusing at the beginning, but when I spoke with a representative, he explained things clearly. There was one thing that he did not explain to me though. I took 2500, but I noticed that on top of that, I would accumulate extra money every week. Other than that, the communication was clear and good.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan ProcessRatesTimeliness

    Reviewed July 13, 2025

    Best Egg was a great help. I had looked at another company for a loan and they denied me, which I couldn't understand why. And Best Egg was one of the recommendations I got. Their lending process was extremely quick and easy. The application was very simple, I had no issues. I got approved for a personal loan within that day via email. I once had to speak to customer support and she was extremely helpful. If you need a loan, try them.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Sales & MarketingOnline & AppLoan Process

    Reviewed July 12, 2025

    I saw their offer through the Credit Karma app. The process is easy and simple, and it’s been very simple to talk to anybody I talked to. The service is good.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan Process

    Reviewed July 12, 2025

    The application process with Best Egg wasn't too bad. The whole process took about an hour. I have a setup for automatic payment. So, the payments just go out.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    Customer ServiceStaff

    Reviewed July 12, 2025

    Best Egg offers easy financing and my experience with them was unreal. I discovered them thru Credit Karma and when I applied, the process was simple and took 25 minutes to finish. I would recommend them to a friend.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Verified purchase
    StaffLoan Process

    Reviewed June 26, 2025

    I knew about Best Egg a long time ago. And I have two loans with them. The application process was okay. I did it mostly online. And it only took a couple of days from start to finish. I just didn't understand why they came up with a bad report on me when I tried to get a couple of extensions, since my credit is good.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Punctuality & SpeedStaffBillingLoan ProcessRates

    Reviewed June 26, 2025

    I got a loan through Best Egg because, at the time, even though the interest rate was not good, they were the only ones that were offering me. So, I didn’t have any other choice but to try them. The application process was quick and easy. It wasn’t stressful. And the loan specialist was good. I didn’t have any hassle. I didn’t have any problem at all. And what I like is that they take the payment from your account right away every month, so you don’t have to think about the fees. But I just wish they had a better interest rate.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    PricePunctuality & SpeedStaff

    Reviewed June 26, 2025

    It's been a very great experience wit Best Egg. I would recommend them to anyone. If your credit is good, you shouldn't have any problems with the application process and getting what you need, and it should work for you. I needed money, I was able to get it immediately, and as a result, I was able to get the things I wanted at the time.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffBillingLoan ProcessRatesTimeliness

    Reviewed June 8, 2025

    The application process was easy and super fast. It took 5 minutes. It's still a high-interest rate. But with what I was expecting, it is what it is. I had the money the next day. Then they do automatic payments and that's easy. It's been nice.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Verified purchase
    Punctuality & SpeedBillingLoan ProcessRates

    Reviewed June 7, 2025

    I got Best Egg so I could pay off my credit card debts. I did a personal loan, but I was not happy with rate and terms because it was 17.9%. But I took it since it was better than the credit card. I did the process online and it took less than three minutes. It was very pleasant and easy.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    Customer ServiceStaffLoan ProcessRates

    Reviewed June 7, 2025

    I used Best Egg for a loan and everything went well. I got a credit card from them, then I redid my loan again. It was a personal loan. I would have wanted the rate to be a little bit less than what it was, but at the time, the money was needed, so I went with that one.

    The application process was easy. I just had to enter the information. Someone called me to verify, asked me a few more questions. I had to wait for a couple of minutes for approval, but it was a smooth transition and I got a direct deposit. It was a good experience. Everyone was helpful when I called.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed June 7, 2025

    My application with Best Egg was very straightforward, very simple, and user-friendly. I researched other companies but I got a quick response from Best Egg. It was an unsecured loan and said, "Hey, this is what we can offer you."

    My experience has been very positive. It was no hassle. The young lady asked me my information and actually stayed on with me to make sure everything was fine. And she said, "Hey, I expect the money to be deposited maybe 24 hours?" It was less than that. The money was sent in to my account.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

    Verified purchase
    Loan ProcessRates

    Reviewed June 7, 2025

    I applied for a personal loan through Best Egg, and it was very easy. The rate and terms are all right. Overall, it was a good experience.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    BillingLoan ProcessRates

    Reviewed June 7, 2025

    I saw on Credit Karma that Best Egg had the rate and the monthly payment for the amount of the loan that I was asking for. Application surprisingly took only a short amount of time before I was approved. And I was really shocked that they approved me because there were some things on my credit that I was not and was working on. And the payments that I have to make aren’t as high as I expected, so it’s manageable. I’m pretty satisfied with Best Egg.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    Customer ServicePunctuality & SpeedOnline & AppStaffLoan ProcessRates

    Reviewed June 7, 2025

    I heard about Best Egg through Credit Karma. I decided to go through them because of the interest rate. I did it over the phone and it was very easy and didn’t take long at all. I just had to send a few documents and it was done. For my credit rating, the rate and terms was good.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Verified purchase
    Customer ServicePunctuality & SpeedStaffEase of UseLoan ProcessRates

    Reviewed June 7, 2025

    When I went through Best Egg, I was shocked at how fast it happened. I’ve never gotten a loan that fast. They already had the information they needed, so I didn’t have to go through the long process like I did with other loans. I was impressed that I was able to get the funds by the next business day. They said it will be two business days. I didn’t have to wait too long.

    The APR is high, but I know unsecured loans are always higher than secured ones. It’s not my first time taking a loan, but this was the first time I had such a good experience with one.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    Thanks for sharing your feedback with us!

    CoverageRefunds & PayoutsBillingCommunication

    Reviewed June 3, 2025

    STAY AWAY! We used Best Egg Flex Rent. They have caused a massive financial mess for me and my wife! They didn't withdraw the 2nd monthly payment from our account, which had more than enough money. The deduction was never attempted, according to our bank. We were never notified there was an issue. They are very good about telling you your rent payments are coming due, etc., but not in this case. They never notified us that there was an issue. Our next month's rent comes due, and they tell us on the day it's due, they can't pay the rent because we did not cover the second payment of the prior month! So now we have to pay the full rent and the balance of the second payment from the prior month!

    Again, to be clear. There were no issues with our bank. No issues with enough money to cover the rent payments. The Best Egg Flexible Account was active, etc. This was and is on them, and now they have put us in a very, very difficult position! STAY AWAY FROM THIS COMPANY unless you want major financial issues and stress. Seriously considering reaching out to an attorney for fraud and misrepresentation. Further, it's virtually impossible to get full customer support!

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We appreciate you taking the time to share your experience with us. We're so sorry to hear that the service you experienced was anything less than perfect. Please be assured that customer satisfaction is our number one priority, so we will be sure to forward your feedback along to the appropriate department for review. If you would like to discuss your concerns further, please feel free to give us a call at 855-282-6353. Thank you.

    TechBillingTransparency

    Reviewed May 27, 2025

    Deceptive credit card company. I applied and was approved for a no annual credit card about three years ago suddenly, this month they had an update to their contract and decided that they were gonna move forward with an annual fee in my case. I had to cancel the credit card, which can definitely affect my credit score but if I initially knew there was an annual fee with this credit card I would’ve never applied for it.

    Thanks for your vote!
    Best Egg
    Response from Best Egg

    We're sorry to hear that you are dissatisfied. If you'd like to discuss your concerns, feel free to give us a call at 855-282-6353.

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    Best Egg Company Information

    Company Name:
    Best Egg
    Address:
    3419 Silverside Rd
    City:
    Wilmington
    State/Province:
    DE
    Postal Code:
    19810
    Country:
    United States
    Website:
    www.bestegg.com