
Best Egg Reviews
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About Best Egg
Best Egg is an online loan servicer that offers unsecured personal loans up to $50,000 and secured loans up to $100,000. Loans may be used for debt consolidation, credit card refinancing, home improvements, major purchases and more. The company promises a simple application process and can fund loans in as little as one business day. Borrowers can take out up to two loans and don’t have to worry about prepayment penalties.
- Fully online process
- Can take out two loans
- Competitive interest rates
- Minimum credit score of 640
- Unclear eligibility requirements
Best Egg Reviews
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- 4,880,395 reviews on ConsumerAffairs are verified.
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Reviewed July 19, 2025
The application process didn’t take long at all. I did everything on my phone, and it was fairly easy. I’m not good with phones, and my kids usually help me, but I was able to do it online by myself. Overall, I had a good experience with Best Egg.
The representatives were very knowledgeable and helped me out. They made everything easy to understand. I’m still not very familiar with the annual percentage rate, but I don’t think it’s too bad. Overall, I was very satisfied.
Thanks for sharing and spreading the word about Best Egg!
Reviewed July 18, 2025
I was looking to make a major purchase, and Best Egg happened to come up when they do a monthly report about whether your score went up or down and what could affect it. The offer was there right at the time that I happened to be looking for a major purchase. I had to put in my birthday, the last four of my social, and agreed to a couple of things on there. After five minutes, I was approved. Next thing I know, the money was in my account. It was quick and easy. I have cleaned up most of my credit debt and had just paid off my truck and several major credit cards. I wanted to add to my credit mix, and they said that would help improve my score.
We're so glad that we could help! Thanks for sharing your feedback with us!

Reviewed July 15, 2025
The process with obtaining a personal loan with Best Egg is quick and easy and completely online. The service was better than expected and probably better than average. The negative is they’re a predatory lender and charge higher than average rates and fees. I never missed a payment and after several years they offered me another loan at the same 20+% interest rate as my last loan and that’s with a 715 FICO today. They prey on people. On top of that they never leave you alone, always calling me and I’ve never been late on a payment. They call trying to up sell another product or if you inquire about something online on their website they watching and stalking you. I asked not to be called and they were good with that but a month or two later they come back, they always come back!
We're sorry to hear that you are dissatisfied. We'd be happy to remove you from future communications. Could you please provide your full name and the address at which you are receiving mail, the email at which you are receiving emails, or the phone number which you are receiving calls to?
Reviewed July 13, 2025
My sister has business with Best Egg and told me about them. Their customer service was very good. It was easy and quick. They charged me in my account. It's a direct discount of the payment.
The thing is that I received some mail early this week that confused me. It was telling me to apply for a new loan. And I said, ""Why?"" But in the application, I never found how to ask what they’re for, what was the meaning of the email. I think that it was too soon to offer the new loan, I thought it was a mistake. Other than that, everything was fine.
Thanks for sharing your feedback with us!
Reviewed July 13, 2025
I just started with Best Egg and so far, so good. I applied online and it was easy. I've only had one payment, so far and the second one's coming up. They draft the payment. Everything has been very easy.
Thanks for sharing and spreading the word about Best Egg!
Reviewed July 13, 2025
I know Best Egg is good. The whole process took two days. Except for them telling you the extra fee and the interest and what not, they're okay. The online tools are okay, too.
Thanks for sharing your feedback with us!
Reviewed July 13, 2025
The lending process with Best Egg was very quick, simple and efficient. The application process was easy. I'm pretty tech savvy, so it was very self-explanatory, intuitive, easy and simple to follow as far as the information that was being requested. I reached out to Best Egg the next day.
It was a very productive and efficient call. It was a really, really nice, informative representative. She knew exactly what needed to be done. So I felt really supported, that she knew what she was doing and talking about. She took care of me and everything that I needed. It was probably all within 20 minutes. From there, it was approved and the actual disbursed amount was within 24 hours. The whole process was very seamless and easy. And the customer service was really good. It was very specific while I was searching for a loan amount. So I was happy to be able to find them and have a good experience, and a very efficient and quick experience to be able to do what I needed to do.
Best Egg is a really good company, very highly reviewed, with really good customer support, and easy and efficient. The biggest issues that people have with certain companies is the complexity, and then not feeling supported with customer service. Best Egg definitely has all of those things.
Thanks for sharing and spreading the word about Best Egg!
Reviewed July 13, 2025
A friend told me he had a good experience with Best Egg and when I got a loan from them, it was quicker than any other process I've ever gone through in the past. The reps were very professional and usually have the answer to my questions or they would find out quickly for me. They’re an excellent company when it comes to overall service.
Thanks for sharing and spreading the word about Best Egg!
Reviewed July 13, 2025
Best Egg's loan process was a little confusing at the beginning, but when I spoke with a representative, he explained things clearly. There was one thing that he did not explain to me though. I took 2500, but I noticed that on top of that, I would accumulate extra money every week. Other than that, the communication was clear and good.
Thanks for sharing your feedback with us!
Reviewed July 13, 2025
Best Egg was a great help. I had looked at another company for a loan and they denied me, which I couldn't understand why. And Best Egg was one of the recommendations I got. Their lending process was extremely quick and easy. The application was very simple, I had no issues. I got approved for a personal loan within that day via email. I once had to speak to customer support and she was extremely helpful. If you need a loan, try them.
We're so glad that we could help! Thanks for sharing your feedback with us!
Reviewed July 12, 2025
I was in a bit of a pickle. My wife had to have surgery done and I was falling behind on some things. We went through bankruptcy a couple years ago, which is off the record now, but it is still on my mark for credit for a couple more years. So, I needed money to just get my head above water for right now, and found Best Egg to have the biggest amount for my approval for getting a personal loan.
I did everything online, and it was flawless. They called me once because I had to send them some more information. I had a couple of questions and they had answers right then and there. They didn’t have to put me on hold. The guy knew what they were talking about. Other than that, the process was very good and was done in two hours. The fund was direct-deposited in two days. It’s on automatic pay every month, and I get alerts stating that the payment is coming out in two days. It’s wonderful and I recommend Best Egg.
Thanks for sharing and spreading the word about Best Egg!
Reviewed July 12, 2025
I saw their offer through the Credit Karma app. The process is easy and simple, and it’s been very simple to talk to anybody I talked to. The service is good.
Thanks for sharing your feedback with us!
Reviewed July 12, 2025
The application process with Best Egg wasn't too bad. The whole process took about an hour. I have a setup for automatic payment. So, the payments just go out.
Thanks for sharing and spreading the word about Best Egg!
Reviewed July 12, 2025
Best Egg offers easy financing and my experience with them was unreal. I discovered them thru Credit Karma and when I applied, the process was simple and took 25 minutes to finish. I would recommend them to a friend.
Thank you for your glowing recommendation!
Reviewed June 26, 2025
I knew about Best Egg a long time ago. And I have two loans with them. The application process was okay. I did it mostly online. And it only took a couple of days from start to finish. I just didn't understand why they came up with a bad report on me when I tried to get a couple of extensions, since my credit is good.
Thanks for sharing your feedback with us!
Reviewed June 26, 2025
I got a loan through Best Egg because, at the time, even though the interest rate was not good, they were the only ones that were offering me. So, I didn’t have any other choice but to try them. The application process was quick and easy. It wasn’t stressful. And the loan specialist was good. I didn’t have any hassle. I didn’t have any problem at all. And what I like is that they take the payment from your account right away every month, so you don’t have to think about the fees. But I just wish they had a better interest rate.
Thanks for sharing your feedback with us!
Reviewed June 26, 2025
From what I read on Credit Karma, it was supposed to be easy since they already had my information and it really was. Best egg is one of the easiest loans I’ve ever done. Everything was done online. I put in what I was looking for and waited for an approval and got it within a minute after submitting the information.
I knew it would be relatively quick since it was online, but I was still surprised at how fast it was. I expected more questions, but then I realized they already had all my information. Since I have no late payments and pay my bills on time, approval was likely, it was a matter of how long the system would take to process and give an answer.
Any time I've called customer service, they've been knowledgeable. They made me feel important as a customer. As a former district customer service manager for Best Buy, I've been very happy with the way that I've been treated.
Thanks for sharing and spreading the word about Best Egg!
Reviewed June 26, 2025
It's been a very great experience wit Best Egg. I would recommend them to anyone. If your credit is good, you shouldn't have any problems with the application process and getting what you need, and it should work for you. I needed money, I was able to get it immediately, and as a result, I was able to get the things I wanted at the time.
Thank you for your glowing recommendation!
Reviewed June 26, 2025
The loan from Best Egg helped me clear up a couple of bills. The application process wasn’t bad. They requested my information, and four days later, they granted me the loan. There was a small issue with the way my name was spelled, but I pointed out that they already had my license and everything they needed. They reviewed it and took care of it.
The representatives I talked to were very nice and knowledgeable. Even when I called with questions, I had no issues at all. They made me feel comfortable and at ease throughout the process. Nothing has to be changed, unless they want to make the whole process into two days instead of four.
Best Egg grants loans based on qualifications. If you need something, you can go to Best Egg, though I don’t advise anyone to get in debt.
Thanks for sharing your feedback with us!
Reviewed June 8, 2025
The application process was easy and super fast. It took 5 minutes. It's still a high-interest rate. But with what I was expecting, it is what it is. I had the money the next day. Then they do automatic payments and that's easy. It's been nice.
Thank you for your glowing recommendation!
Reviewed June 7, 2025
I got Best Egg so I could pay off my credit card debts. I did a personal loan, but I was not happy with rate and terms because it was 17.9%. But I took it since it was better than the credit card. I did the process online and it took less than three minutes. It was very pleasant and easy.
We’re thrilled to hear that you're a happy camper! Thanks for sharing!
Reviewed June 7, 2025
I used Best Egg for a loan and everything went well. I got a credit card from them, then I redid my loan again. It was a personal loan. I would have wanted the rate to be a little bit less than what it was, but at the time, the money was needed, so I went with that one.
The application process was easy. I just had to enter the information. Someone called me to verify, asked me a few more questions. I had to wait for a couple of minutes for approval, but it was a smooth transition and I got a direct deposit. It was a good experience. Everyone was helpful when I called.
Thanks for sharing and spreading the word about Best Egg!
Reviewed June 7, 2025
My application with Best Egg was very straightforward, very simple, and user-friendly. I researched other companies but I got a quick response from Best Egg. It was an unsecured loan and said, "Hey, this is what we can offer you."
My experience has been very positive. It was no hassle. The young lady asked me my information and actually stayed on with me to make sure everything was fine. And she said, "Hey, I expect the money to be deposited maybe 24 hours?" It was less than that. The money was sent in to my account.
Easy and quick is what we like to hear! Thanks for sharing your feedback with us!
Reviewed June 7, 2025
I applied for a personal loan through Best Egg, and it was very easy. The rate and terms are all right. Overall, it was a good experience.
We’re thrilled to hear that you're a happy camper! Thanks for sharing!
Reviewed June 7, 2025
I saw on Credit Karma that Best Egg had the rate and the monthly payment for the amount of the loan that I was asking for. Application surprisingly took only a short amount of time before I was approved. And I was really shocked that they approved me because there were some things on my credit that I was not and was working on. And the payments that I have to make aren’t as high as I expected, so it’s manageable. I’m pretty satisfied with Best Egg.
Thanks for sharing and spreading the word about Best Egg!
Reviewed June 7, 2025
I heard about Best Egg through Credit Karma. I decided to go through them because of the interest rate. I did it over the phone and it was very easy and didn’t take long at all. I just had to send a few documents and it was done. For my credit rating, the rate and terms was good.
Thank you for your glowing recommendation!
Reviewed June 7, 2025
When I went through Best Egg, I was shocked at how fast it happened. I’ve never gotten a loan that fast. They already had the information they needed, so I didn’t have to go through the long process like I did with other loans. I was impressed that I was able to get the funds by the next business day. They said it will be two business days. I didn’t have to wait too long.
The APR is high, but I know unsecured loans are always higher than secured ones. It’s not my first time taking a loan, but this was the first time I had such a good experience with one.
Thanks for sharing your feedback with us!
Reviewed June 3, 2025
STAY AWAY! We used Best Egg Flex Rent. They have caused a massive financial mess for me and my wife! They didn't withdraw the 2nd monthly payment from our account, which had more than enough money. The deduction was never attempted, according to our bank. We were never notified there was an issue. They are very good about telling you your rent payments are coming due, etc., but not in this case. They never notified us that there was an issue. Our next month's rent comes due, and they tell us on the day it's due, they can't pay the rent because we did not cover the second payment of the prior month! So now we have to pay the full rent and the balance of the second payment from the prior month!
Again, to be clear. There were no issues with our bank. No issues with enough money to cover the rent payments. The Best Egg Flexible Account was active, etc. This was and is on them, and now they have put us in a very, very difficult position! STAY AWAY FROM THIS COMPANY unless you want major financial issues and stress. Seriously considering reaching out to an attorney for fraud and misrepresentation. Further, it's virtually impossible to get full customer support!
We appreciate you taking the time to share your experience with us. We're so sorry to hear that the service you experienced was anything less than perfect. Please be assured that customer satisfaction is our number one priority, so we will be sure to forward your feedback along to the appropriate department for review. If you would like to discuss your concerns further, please feel free to give us a call at 855-282-6353. Thank you.
Reviewed May 27, 2025
Deceptive credit card company. I applied and was approved for a no annual credit card about three years ago suddenly, this month they had an update to their contract and decided that they were gonna move forward with an annual fee in my case. I had to cancel the credit card, which can definitely affect my credit score but if I initially knew there was an annual fee with this credit card I would’ve never applied for it.
We're sorry to hear that you are dissatisfied. If you'd like to discuss your concerns, feel free to give us a call at 855-282-6353.
Reviewed May 26, 2025
Me and my wife and I were online, and Best Egg was the best choice for me on what I wanted. The customer service we received when submitting our application was good. The process didn’t take long. Once I put everything in, about five minutes later, it told me I had it and that I will have it in my account. Overall, Best Egg would be the best one to go with. They are awesome.
Thank you for your glowing recommendation!
Best Egg Company Information
- Company Name:
- Best Egg
- Address:
- 3419 Silverside Rd
- City:
- Wilmington
- State/Province:
- DE
- Postal Code:
- 19810
- Country:
- United States
- Website:
- www.bestegg.com

