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Best Egg Reviews

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Edited by: Jon Bortin

About Best Egg

Best Egg is an online loan servicer that offers personal loans up to $50,000 for debt consolidation, credit card refinancing, home improvements, major purchases and more. The company promises a simple application process and can fund loans in as little as one business day. Borrowers can take out up to two loans and don’t have to worry about prepayment penalties.

Pros
  • Fully online process
  • Can take out two loans
  • Competitive interest rates
Cons
  • Minimum credit score of 640
  • Unclear eligibility requirements

Best Egg Reviews

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    1 featured review
    How do I know I can trust these reviews about Best Egg?
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    Page 2 Reviews 5 - 35
    Verified purchase
    Staff

    Reviewed Nov. 20, 2024

    I did a loan with Best Egg to consolidate my debt and they could have been a bit quicker in responding. Other than that, the rep was good.

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    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServiceLoan Process

    Reviewed Nov. 20, 2024

    Best Egg was willing to work with me and it was a lot easier to understand what they were offering. I talked to somebody on the phone and the process was easy as well. However, I wanted to do credit card consolidation and I wasn't sure how to talk to somebody about requesting a list of the credit cards and the payment. I thought that it would have been in my account, when I went to see where all the funds were dispersed, but I couldn't find anything like that. I had a couple that I thought that I had asked them to pay that are not done. I'm not sure if I missed those. I don't think I did, but I need to know and I don't know how to get that information.

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    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Punctuality & SpeedLoan ProcessRates

    Reviewed Nov. 20, 2024

    Best Egg's rate was better, and their application process was easy and simple. 10 minutes later, they told me I was approved. It went smoothly and the funding was wired to my account in a day. It allowed me to consolidate some bills and I was able to keep things going well.

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    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Punctuality & SpeedRates

    Reviewed Nov. 20, 2024

    Everything was pleasant and very favorable with Best Egg. Their rates were good. The turnaround time was good, too. So, I decided to go with them. Application was very simple and everything was online.

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    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase

    Reviewed Nov. 19, 2024

    Best Egg's ratings were better than those of other companies. As well as the process itself, for it to go into my account and then for the payments to come directly out of my account and for me to be able to see it online. I was also impressed that I could change my payment dates. I like the idea that I can do it 'cause I get paid twice a month. I like the idea that it can come out of my second check versus my rent check. It allows me to budget better. I also like the idea of doing it online. The other bonus is I could pay extra if I wanted to.

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    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

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    Customer Service

    Reviewed Nov. 18, 2024

    I used Best Egg before and it went well. So when they sent me a preapproval, I thought that was great and allowed it. My credit score wasn't perfect, but they knew that. They had me go through the prompts, I allowed them to pull me credit, damaging my credit score. Waiting for the funds, they asked me to call them about my bank. I answered 2 questions and within 30 seconds, they sent a denial letter. I had my hopes up and everything. Do NOT accept any preapproval from them as they damage your credit, get your hopes up and then tell you NO. I would not recommend them.

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    Response from Best Egg

    We're sorry to hear that you are dissatisfied. Once one applies, we make credit decisions based on credit history and the information provided in the loan application such as income, employment and other key financial ratios. If you would like to discuss your concerns further or request to be removed from our mailing list, please feel free to give us a call at 855-282-6353.

    Verified purchase
    StaffLoan Process

    Reviewed Nov. 11, 2024

    My sister-in-law referred me to Best Egg. I went through the questions and provided basic information. It took me a day to set it up, then I got my loan within three days afterwards. The reps were extremely helpful. I'm gonna end up using Best Egg again later in the future. They're the only loan place that has been able to work with me for personal loans.

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    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Verified purchase
    Customer ServicePunctuality & SpeedLoan ProcessTransparency

    Reviewed Nov. 9, 2024

    The process at Best Egg was very easy, quick and understandable. No hassle. The reason why I did it was to consolidate some debt that I have. Communication was through email. I also spoke with one person. They needed additional information. I thought I sent it, but I guess I didn't. They communicated it through a phone call. I went ahead and sent the information that was required. It’s been great. I sent my first two payments in and everybody that I engaged with was very helpful and professional.

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    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed Nov. 8, 2024

    I needed some extra cash to complete a purchase. I did a personal loan from Best Egg. Applying was very easy. They took my name, my Social Security Number, and all my information about my income. The reps were very patient with me because a lot of my files were inside of my computer. The lady who called me to complete the process, the transfer of funds, was efficient and very patient. I loved the way that she dealt with the situation.

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    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Online & AppLoan ProcessRates

    Reviewed Nov. 8, 2024

    Best Egg's interest rate helped me decide to get a personal loan from them. The application process was easy. It was all online. My overall experience was good.

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    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

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    Customer ServicePunctuality & Speed

    Reviewed Nov. 7, 2024

    Best Egg is a quick, affordable, and trusted way to get a personal loan. The online dashboard, app, and customer service are above par and I love working with them! You can apply online and receive a response as early as same day, but usually within a couple days and have your money shortly after!

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    Best Egg
    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Customer ServiceLoan Process

    Reviewed Nov. 6, 2024

    Called in, wanting to decrease my loan amount, the Best Egg customer service guy helped me resubmit my application, answered all my questions and got me my loan approved while on the phone. So much easier than dealing with my personal bank.

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    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Punctuality & Speed

    Reviewed Nov. 6, 2024

    I had the best experience with Best Egg, it was so easy and fast. I have worked with other companies that has taken so long and was what seemed like more work just to be approved. I love Best Egg and will always recommend them to all that can use their help.

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    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Customer ServiceLoan ProcessTransparency

    Reviewed Oct. 30, 2024

    The initial process is easy to follow and everything is explained and documented for you. Account log-in provided all the information you will ever need for your loan and the only time I needed to contact customer service I was shocked with the outstanding level of service I received from a real person. Yes, there was a very easy-to-follow automated menu first however as stated it was easy to follow and get to the help I needed. Overall Very satisfied with selecting this company to do business with! Highly Recommend!

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    Best Egg
    Response from Best Egg

    Thank you for your glowing recommendation!

    Punctuality & SpeedLoan Process

    Reviewed Oct. 28, 2024

    Best Egg was able to help me in a time of financial need. The process was smooth and quick! The required documents are a reasonable request, and the review process took less than 1 day. This is my 2nd loan with Best Egg!

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    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase

    Reviewed Oct. 24, 2024

    The application process with Best Egg was amazing. It was done online which was way easy. It was super quick as well. I had my deposit way before they called me and told me about it. Their fee is reasonable too.

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    Response from Best Egg

    Easy and quick is what we like to hear! Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2024

    Best Egg seemed like a good choice. I gave the rep all my information. My wife did the application online on her phone and it was quick. Within a couple of days, I was approved. Close to a week after, I got the loan.

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    Best Egg
    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    StaffLoan ProcessRates

    Reviewed Oct. 23, 2024

    I did a personal loan with Best Egg and my experience was wonderful. I did it online and also talked to a rep who was great. I'd like the rate to be lower, but it was acceptable.

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    Response from Best Egg

    Thanks for sharing your feedback with us!

    Verified purchase
    Customer ServiceLoan ProcessRates

    Reviewed Oct. 22, 2024

    They had a low rate, which is why I went with them, and the lending process was fairly easy. It took about four days and they sent me an email. It impacted my life in a good way. I was able to pay off my bills. I'd tell others it's an easy process if they were looking to get a personal loan.

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    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Customer ServiceLoan Process

    Reviewed Oct. 22, 2024

    This is my third loan with Best Egg, and each experience has been exceptional. Their customer service is top-notch, and they consistently make the process smooth and hassle-free. I highly recommend Best Egg to anyone in need of additional funds.

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    Response from Best Egg

    Thank you for your glowing recommendation!

    Customer ServicePunctuality & SpeedStaffLoan Process

    Reviewed Oct. 22, 2024

    If you ever want a quick, painless, and efficient personal loan, Best Egg is the answer. I have never had a better experience with a lending institution! Best Egg offers quality person-to-person customer service with knowledgeable people to address concerns with little to no wait time.

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    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Punctuality & SpeedStaff

    Reviewed Oct. 16, 2024

    This was the easiest financial transaction I ever made. The support is friendly and kind and knows how to get things done. They say you'll get your money quickly, which is great! I'm happy to be dealing with Best Egg.

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    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    Transparency

    Reviewed Oct. 12, 2024

    This is my 2nd time getting a personal loan with Best Egg. Both processes were easy & straightforward. After submitting my application and supporting documents, I literally had my funds deposited in my account the next day. There’s so many offers for different personal loans, but with predatory lending. So coming across a transparent company such as Best Egg is a relief and breath of fresh air. It meets the goal of responsible financing and without the stress of wondering if I’ll regret the decision. Overall grateful and would return to Best Egg in the future!

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    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    StaffLoan Process

    Reviewed Oct. 11, 2024

    This was the most organized loan I have ever experienced!!! The Agents are very nice and professional and each one wanted to help and get approval. I would recommend this company to any of my friends or family. This was an awesome experience. Thanks.

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    Response from Best Egg

    Thank you for your glowing recommendation!

    Verified purchase
    Transparency

    Reviewed Oct. 10, 2024

    I was very satisfied with Best Egg. The application process was very transparent and quick, and I was very pleased with it. The loan served the short term need I had. It kept my cash flow afloat for a short period of time that I needed.

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    Response from Best Egg

    Thanks for sharing and spreading the word about Best Egg!

    Staff

    Reviewed Oct. 9, 2024

    I needed to change my due date with Best Egg for the current month. There was an issue with my payroll and it was affecting my payment date. I called in to Best Egg to see if I could change the due date for the current month. They were understanding of my situation, and they were able to change the due date and resolved the issue immediately.

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    Response from Best Egg

    We're so glad that we could help! Thanks for sharing your feedback with us!

    Verified purchase
    Loan Process

    Reviewed Oct. 9, 2024

    The experience I've had with Best Egg has been fine. The lending process was easy and simple. The lending process took less than a day from start to finish.

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    Best Egg
    Response from Best Egg

    This is fantastic to hear!

    Verified purchase
    Online & AppLoan Process

    Reviewed Oct. 9, 2024

    I like the way that Best Egg is set up where their website tells you how much you can get and how much you have to pay monthly. And I chose that because it fit into my criteria. Their lending process was great and was finished within hours. I was very satisfied with it for the simple fact that even the day that they said that I would be receiving the money, it came a day earlier. The loan helped me pay my bills and I would tell my friends that going with them is well worth it.

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    Response from Best Egg

    We’re thrilled to hear that you're a happy camper! Thanks for sharing!

    Verified purchase
    Customer ServiceStaffRates

    Reviewed Oct. 9, 2024

    It was easy to fill out the application and do it all online. It took 10 minutes at the most. Best Egg had my credit report and they knew that I was doing a consolidation. The customer service was really good. I didn't have any problems, and the rep I worked with was friendly and efficient. The percentage rate is a little high, but our credit is average, so I expected that. Still, it could be a little better.

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    Response from Best Egg

    Thanks for sharing your feedback with us!

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    Punctuality & SpeedStaff

    Reviewed Oct. 7, 2024

    This company has been extremely helpful with everything from switching payment accounts and moving payment dates. Everyone I have spoke with has been knowledgeable, helpful and polite. I would recommend them as they are fast and efficient as I have never waited on hold or been held up in time when I have contacted them. Quick and easy.

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    Response from Best Egg

    Thank you for your glowing recommendation!

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    Best Egg Company Information

    Social media:
    Company Name:
    Best Egg
    Address:
    3419 Silverside Rd
    City:
    Wilmington
    State/Province:
    DE
    Postal Code:
    19810
    Country:
    United States
    Website:
    www.bestegg.com