Avio Credit Reviews
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About Avio Credit
Avio Credit is a personal loan lender that offers lines of credit and installment loans up to $5,000 that can be used for anything. Its online tool allows you to see your options clearly, including interest, fees and term lengths, before you take out a loan. It currently offers lending services in 10 states.
- Reasonable requirements
- Straightforward options
- Multiple term types
- Online application
- Unclear credit limits
- Limited availability
Featured Reviews
What is Avio Credit?
Avio Credit is a personal loan provider that offers installment loans and lines of credit up to $5,000. A fairly new company, Avio Credit is currently available in just 10 states and provides pretty limited services in each location. These states include:
- Alabama
- Idaho
- Kansas
- Missouri
- North Dakota
- Rhode Island
- Texas
- Tennessee
- Utah
- Wisconsin
As it continues to grow, though, its services and availability should expand.
How does Avio Credit work?
With Avio, you can apply online for a loan in minutes. You must be at least 18 years old (19 years in Alabama), have a checking account, make at least $1,000 per month and live in one of the 10 states it services. You’ll need your identification, income and checking account information handy.
Once Avio receives your information, it provides its lending decision instantly. If accepted, your money will be available in as little as one business day.
To repay your loan, you can call or submit a payment online. Automatic payments can also be drafted from your bank account on the loan's due date. There are no early repayment fees if you pay off your loan ahead of time.
Avio Credit loan services
Avio Credit offers both installment loans and lines of credit. Each state has its own requirements in terms of loan options and limits.
For example, Missouri residents can only get loans up to $1,000, while North Dakota allows personal loans up to $2,000; Idaho borrowers are eligible only for 15- or 30-day lines of credit.
Avio's loan services can be used for any purpose, including medical expenses and home repair.
Avio Credit rates
Avio Credit’s interest rates vary from state to state and person to person. A $2,000 loan in North Dakota might have an APR of 138.4894% with a total financing charge of $3,974.30, meaning the total payment amount is $5,974.30 (over 24 months). In Idaho, you can get a 30-day $2,500 line of credit for $2,785.62 total (APR of 139%).
Because of states’ differing restrictions, it’s hard to speak generally about these rates and terms. You can find your state’s options on the Avio website.
Avio Credit FAQ
Where is Avio Credit available?
Currently, Avio Credit is available in 10 states: Alabama, Idaho, Kansas, Missouri, North Dakota, Rhode Island, Texas, Tennessee, Utah and Wisconsin.
Does Avio Credit have loan requirements?
Avio requires a minimum monthly income of $1,000, but each state sets its own requirements for loan approvals and processing.
What’s the minimum credit score requirement for Avio Credit?
This is unclear; Avio Credit doesn’t state any minimum credit requirements.
What’s the maximum loan amount for Avio Credit?
$5,000, but this depends on the state. Some states (like North Dakota) don’t offer loans as large as Avio’s maximum.
Who owns Avio Credit?
Avio Credit's trademark is owned by CURO Intermediate Holdings Corp. This corporation owns other brands like Speedy Cash, Verge Credit and Revolve Finance.
Does Avio Credit report to all credit bureaus?
While Avio Credit does report to credit bureaus, it doesn't specify which ones.
Is Avio Credit legit?
Avio Credit is a legitimate personal loan company with flexible options and an easy application. It's available in just 10 states currently, though, and its terms and rates vary greatly from state to state. Its APRs can also be high. Its website does provide helpful info about certain states’ options, and it lets you apply in minutes. Avio also provides funds quickly and efficiently — it makes instant decisions and deposits your money in as little as one business day. It’s a solid option for those who qualify.
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- Our moderators read all reviews to verify quality and helpfulness.
Avio Credit Company Information
- Company Name:
- Avio Credit
- Company Type:
- Private
- Address:
- P.O. Box #780408
- City:
- Wichita
- State/Province:
- KS
- Postal Code:
- 67278
- Country:
- United States
- Website:
- www.aviocredit.com