Avio Credit Reviews

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About Avio Credit

Avio Credit is a personal loan lender that offers lines of credit and installment loans up to $5,000 that can be used for anything. Its online tool allows you to see your options clearly, including interest, fees and term lengths, before you take out a loan. It currently offers lending services in 10 states.

Pros
  • Reasonable requirements
  • Straightforward options
  • Multiple term types
  • Online application
Cons
  • Unclear credit limits
  • Limited availability

Helpful Reviews

Texarkana, TX
Verified purchase
I just paid off my second loan and I will not get another one from Avio. The first loan every payment was perfect. When I would check my balance online it matched my records. Duri...

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Dallas, TX
Verified purchase
Avio is convenient and easy to apply and get funds! I just refinanced and it was easy. It's online, fast, and got my funds asap. No hassle. The online screen is easy to look at ba...

Read more

What is Avio Credit?

Avio Credit is a personal loan provider that offers installment loans and lines of credit up to $5,000. A fairly new company, Avio Credit is currently available in just 10 states and provides pretty limited services in each location. These states include:

  • Alabama
  • Idaho
  • Kansas
  • Missouri
  • North Dakota
  • Rhode Island
  • Texas
  • Tennessee
  • Utah
  • Wisconsin

As it continues to grow, though, its services and availability should expand.

How does Avio Credit work?

With Avio, you can apply online for a loan in minutes. You must be at least 18 years old (19 years in Alabama), have a checking account, make at least $1,000 per month and live in one of the 10 states it services. You’ll need your identification, income and checking account information handy.

Once Avio receives your information, it provides its lending decision instantly. If accepted, your money will be available in as little as one business day.

To repay your loan, you can call or submit a payment online. Automatic payments can also be drafted from your bank account on the loan's due date. There are no early repayment fees if you pay off your loan ahead of time.

Avio Credit loan services

Avio Credit offers both installment loans and lines of credit. Each state has its own requirements in terms of loan options and limits.

For example, Missouri residents can only get loans up to $1,000, while North Dakota allows personal loans up to $2,000; Idaho borrowers are eligible only for 15- or 30-day lines of credit.

Avio's loan services can be used for any purpose, including medical expenses and home repair.

Avio Credit rates

Avio Credit’s interest rates vary from state to state and person to person. A $2,000 loan in North Dakota might have an APR of 138.4894% with a total financing charge of $3,974.30, meaning the total payment amount is $5,974.30 (over 24 months). In Idaho, you can get a 30-day $2,500 line of credit for $2,785.62 total (APR of 139%).

Because of states’ differing restrictions, it’s hard to speak generally about these rates and terms. You can find your state’s options on the Avio website.

Avio Credit FAQ

Where is Avio Credit available?

Currently, Avio Credit is available in 10 states: Alabama, Idaho, Kansas, Missouri, North Dakota, Rhode Island, Texas, Tennessee, Utah and Wisconsin.

Does Avio Credit have loan requirements?

Avio requires a minimum monthly income of $1,000, but each state sets its own requirements for loan approvals and processing.

What’s the minimum credit score requirement for Avio Credit?

This is unclear; Avio Credit doesn’t state any minimum credit requirements.

What’s the maximum loan amount for Avio Credit?

$5,000, but this depends on the state. Some states (like North Dakota) don’t offer loans as large as Avio’s maximum.

Who owns Avio Credit?

Avio Credit's trademark is owned by CURO Intermediate Holdings Corp. This corporation owns other brands like Speedy Cash, Verge Credit and Revolve Finance.

Does Avio Credit report to all credit bureaus?

While Avio Credit does report to credit bureaus, it doesn't specify which ones.

Still have questions?

Is Avio Credit legit?

Avio Credit is a legitimate personal loan company with flexible options and an easy application. It's available in just 10 states currently, though, and its terms and rates vary greatly from state to state. Its APRs can also be high. Its website does provide helpful info about certain states’ options, and it lets you apply in minutes. Avio also provides funds quickly and efficiently — it makes instant decisions and deposits your money in as little as one business day. It’s a solid option for those who qualify.

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Avio Credit Reviews

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    Page 1 Reviews 0 - 30
    Verified purchase
    Contract & TermsPunctuality & SpeedBilling

    Reviewed Aug. 20, 2021

    Still waiting on funds requested that I requested on Tuesday the 17th. I've been given a new payment amount but no funds. Please change the amount owed or please send the funds requested. Please feel free to contact me at any time about this situation. Thank you!

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    Verified purchase
    Customer ServiceStaffLoan Process

    Reviewed March 20, 2021

    AVIO has helped me when I need emergency funds, helped me pay down other debts and I love their customer service. Best loan program I've used. Highly recommend them for anyone who needs help getting out of debt. Great job guys!

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      Verified purchase
      Staff

      Reviewed March 10, 2021

      I love the simplicity and ease of receiving funds at my discretion. It is a joy having continuous access to my line of credit without endless questions and probing. I would suggest this lending institution to anyone needing IMMEDIATE HELP.

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      Verified purchase
      Customer ServiceStaffBillingLoan ProcessRates

      Reviewed Jan. 14, 2021

      I just paid off my second loan and I will not get another one from Avio. The first loan every payment was perfect. When I would check my balance online it matched my records. During the second loan my balance kept changing. Then $100 was ADDED to my loan balance. I called and the rep said they offered me the $100 increase. I never accepted it. They just added it so I ended up paying that $100 back also. And every time I would check my balance it was more than what it should have been. I called and the rep said there was a $4 and change interest daily added to the balance! That never happened during my first loan. My interest is the $1,125 added onto the $2000 for a total of $3,125 and not anymore. I was satisfied with the first loan. That's why I got a second one. But the second one was very unpredictable and overcharged.

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      Verified purchase
      Loan Process

      Reviewed Dec. 22, 2020

      The application process was easy requiring little time to complete. Receiving notifications of each step was nice and answered questions before I could ask them. My loan was received at bank when I was told it would be.

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      Verified purchase
      Loan Process

      Reviewed Dec. 4, 2020

      It was a very good, you worked with me on dates and I was very satisfied, the service was good. The transfer was there when you said it would be, I would recommend Avio Credit to my friends and family for a loan. Thank you.

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      Verified purchase
      BillingLoan Process

      Reviewed Nov. 21, 2020

      I have had no problems with Avio. I am very satisfied it is very easy to sign into my account. It was a very easy system to use to redo my loan. I enjoy the fact that they take it directly out of my checking account whenever the payment is due.

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      Verified purchase
      Loan Process

      Reviewed Oct. 24, 2020

      Great experience with this company. I have used other loan companies in the past. Avion is by far the easiest to deal with. I have never had any issues and would highly recommend this company to any one needing a loan.

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      Verified purchase
      Customer ServicePriceBilling

      Reviewed Oct. 4, 2020

      Very easy process. Never had any bad experience with them. They give you what you want. Make payments affordable to what you can pay. Due dates are set to when you can pay and if you need more time just call them. They'll make it possible for you to make your payment.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffLoan ProcessRates

      Reviewed Sept. 3, 2020

      I really found it easy and fast to renew my loan with Avio. Customer Service was also very helpful. I just found the interest rate a little bit high. Thank You for all your help. The deposit was very fast also.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffBillingLoan Process

      Reviewed Aug. 12, 2020

      This is my 3rd loan with Avio Credit. Their customer service is excellent and it's fast and easy. The only thing that is kind of hard instead of monthly payments it's every 2 weeks. That's the only thing that is hard about the loan process.

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      Verified purchase
      StaffRates

      Reviewed July 31, 2020

      I have no complaints. Avio Credit had to be one of the BEST financial lenders I've done business with. Professional, courteous, friendly and the rates are great. I would recommend Avio credit to friends, family and co-workers who may need help with any financial needs.

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      Verified purchase
      Customer ServicePunctuality & SpeedStaffLoan Process

      Reviewed July 29, 2020

      Excellent service and fast response. No waiting time on my call. The person resolve all my doubts quickly and I will recommend to my friends. I'm very happy with my loan. I would expect getting more loans with Avio Credit.

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      Verified purchase
      Customer ServiceStaff

      Reviewed June 19, 2020

      I have never had a bad experience with Avio. Everything has always run smooth. I think they are very nice accommodating people. The young lady that helped me on the phone was so accommodating and pleasant. It was a very pleasant experience speaking with her.

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      Verified purchase
      Customer ServiceStaff

      Reviewed June 18, 2020

      Avio helps me when things get tough. I know that my family is going to be ok, when I contact Avio to assist. They are always in my corner. I am grateful and appreciate this high level of customer service!

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      Verified purchase
      Punctuality & SpeedLoan ProcessRates

      Reviewed June 8, 2020

      I like how easy the application is to fill out. Most of all, I like how quick you receive the funds. I wish that every time you finish paying off the loan, that the next time you applied the the interest would be lower. However Thanks very much. Jesse

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      Verified purchase
      Customer ServicePunctuality & Speed

      Reviewed June 3, 2020

      Avio is convenient and easy to apply and get funds! I just refinanced and it was easy. It's online, fast, and got my funds asap. No hassle. The online screen is easy to look at balances and if I have a question they are pretty fast at replying!

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      Verified purchase
      StaffLoan Process

      Reviewed April 29, 2020

      Avio, you gave outstanding, responsive service. You treated us as you wish to be treated, with courtesy, dignity and respect. And gave us the opportunity to earn each other's respect by being steadfast in providing us the loan. Please give each of you a huge KUDOS and recognize not only are you a loan company but a company who believes in people to do business in good faith. The consistency of your day to day business operation in interacting with customers, staff and all levels of of business stay consistent with your core values. Thank you for being there!

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      Verified purchase
      Price

      Reviewed April 27, 2020

      I am happy with Avio Credit! Just wish more funds were available for me. Is there any way I can a higher credit line? With this Covid-19 I could really use more money! Please consider giving me a chance at a higher credit limit! Thank you.

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      Verified purchase
      Punctuality & SpeedStaff

      Reviewed April 16, 2020

      It was a quick, and, easy. At a needed time??? Quick and Easy! It helped with a Family emergency. I will definitely be a long time client. And, send referrals

      to my Client List. And, Friends, and, Family. Have a Safe, and, Healthy week. Cheers! Tosca

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      Verified purchase
      Customer ServiceStaff

      Reviewed April 16, 2020

      Avio was easy to work with. The customer service representatives were friendly and a delight to talk to. They were understanding in these uncertain times. Hopefully I will not have to use them again but at least I know they are there.

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      Verified purchase
      BillingLoan Process

      Reviewed April 6, 2020

      Did not have to worry about mailing my payment and easy to go into account and pay it off anytime I wanted to. Thanks so much for keeping me at times I needed it. When I need it again I will always contact Avio for my short term loans.

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      Verified purchase
      Customer ServicePricePunctuality & SpeedStaffBillingLoan Process

      Reviewed March 26, 2020

      I never have a problem and great service and low payments and all the people that work there are very helpful. I never have a problem and I don't get charged a fortune, the last loan was quick and easy. I called customer service and she was able to help me get through the process neither ease.

      Thank you

      Jeffery **

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      Verified purchase
      Customer ServicePunctuality & SpeedStaff

      Reviewed Feb. 29, 2020

      Friendly and fast service. Process was simple and funded quickly. I have had a couple of calls with customer service to ask a few questions and both times they were exceptional agents that took care of my needs and made sure I ended my call completely satisfied. I would recommend them to everyone I know! Thank you Avio Credit for everything. I truly appreciate it!

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      Verified purchase
      Punctuality & SpeedLoan Process

      Reviewed Feb. 21, 2020

      Best decision I've ever made. Thanks for making it so easy to get a loan and would definitely be referring people to you guys. I should have come sooner but I didn't know about you guys until my fiancee told me about y'all. Will be coming back sooner than later!!!

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      Verified purchase
      StaffBillingLoan ProcessRates

      Reviewed Feb. 14, 2020

      We needed a high dollar loan asap and Avio came through for us. The interest was by far the lowest out of all the ones we looked at, and it is easy to deal with. The payments come right out of your account, helps with "forgetting" to pay, helped with accountability. We would definitely use again in the future if needed.

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      Verified purchase
      StaffRates

      Reviewed Feb. 5, 2020

      I think this is a rip off! The interest rates are terrible. This type companies cause people to end a financial bondage for a very long time. I am so grateful I was able to pay you all off! Please consider making our rates better, If you care about your customers.

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      Verified purchase
      PricePunctuality & SpeedStaffHonesty & Transparency

      Reviewed Jan. 29, 2020

      This company is no joke! They pulled through when I needed the money most and not charge me astronomical fees... I recommend this company if you have less than great credit to help you with whatever situation where you need fast cash and no hidden fees!

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      Verified purchase
      Punctuality & SpeedStaffLoan Process

      Reviewed Jan. 9, 2020

      I have to say everything has went really well. When there was changes to my bank they told me what I needed to do, I returned them quickly as possible. They processed the changes within a couple hrs and then I was able to process my loan within a couple hrs. I am very pleased with Avio for helping in my time of need.

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      Verified purchase
      StaffLoan Process

      Reviewed Dec. 27, 2019

      Excellent experience! Basically can easily do everything online! When I do request to speak with someone, they are very professional and knowledgeable of their job! Would recommend this company to all my family, friends, and associates. Easy to re-finance within minutes and the funds are available the next day! Love it!

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      Avio Credit Company Information

      Company Name:
      Avio Credit
      Company Type:
      Private
      Address:
      P.O. Box #780408
      City:
      Wichita
      State/Province:
      KS
      Postal Code:
      67278
      Country:
      United States
      Website:
      www.aviocredit.com