AmeriSave Mortgage Reviews

I liked my previous experience with Amerisave and their low rates. I went with their 20 years fixed loan program for an investment. I was using their online system and the process took about four weeks. The reps were helpful and were able to find good options. There was good communication with Victoria and Matt and the rate was very competitive. However, after I closed, I started to receive a lot of spam that originated from AmeriSave advertising additional deals. That's definitely not needed and that didn't look very professional. They sent lots of mail to my addresses and all of them were scary. Everything was awesome until then.

I did a Google search for lenders and AmeriSave was one of the ones that came up and also they weren’t one of the ones that pressured me to start the paperwork right away. It was easy obtaining a loan from them. They gave me the stuff that I needed to fill up. Anytime I had to fill in anything, they’ll either give me a call or shoot me an email telling me I had more documents that I needed to sign and fill up. It was painless and relatively fast. It took a month and I have no complaints about how they did it. They did a good job. The first rep I spoke with walked me through the whole process as easy as it can be. He would even answer my calls on the weekend when I had a question. The rate of the loan was a little bit high but that comes with the territory with my score. All the people from AmeriSave were good and everybody I had contact with was very professional and fast.

I was with Bank of America and I was thinking of refinancing. I called LendingTree and they put my information, which went out to different entities. The first person to contact me was a gentleman by the name of Benjamin from AmeriSave. We just started talking and he was very pleasant, professional, awesome and knowledgeable. He was also very patient. He sat with me on the phone while I was on my computer at home and he walked me through the entire process. It was pages and pages of online application and it was very confusing. It was like Chinese.

I wanted to refinance my home. I went to LendingTree and I compared the rates. AmeriSave had the better rate. The online application process of AmeriSave was good and, together with the underwriting process, took three weeks to complete. Crystal and Russell handled my loan and they were both great. At one point, I wanted to pay for my first payment online but I wasn’t aware that you can do that. I tried calling the number that was in the letter but I never received a phone call back. It wasn’t until somebody called me that I found out that you can make payments online, and that was a little bit annoying. But they were fast and they had a good rate.

We were looking to refinance. It was a long process of obtaining my mortgage. We searched for the best rate and talked to a couple of different people, and from the quotes that we got, we made a decision on which mortgage we wanted to go with. We have gotten a quote from AmeriSave Mortgage before and their customer service seemed to be good. The application and underwriting process took about four weeks, and it was done pretty quickly. The rates and the terms of the mortgage were great and we were very satisfied. I would tell my friends to check AmeriSave out, get a quote, and see what they think, and compare them to the other quote that they got.

Adrian called me and I called him back a week later. He got all the information and both him and Benjamin made it possible for me to go with AmeriSave. I sent all my information on income as well as two forms. The online application process took a month and it was easy. Although the rate was a little high, I got what I wanted so I can't complain. Amerisave Mortgage was great and it was a fabulous experience.

Purchasing a house is stressful, but AmeriSave made it very easy for me. While I was looking for a house and found one, I had to quickly find a mortgage lender. I shopped around for a company that I thought would give me the best deal and I saw that AmeriSave was very competitive with their rate. Even the other lenders, they couldn’t touch what AmeriSave could do for me. I appreciated that they were able to give me a good rate as well as my interest rate. When you work hard and your credit is good and you work your way up to a certain status, that is a good thing that AmeriSave will appreciate back too. I also thought that at the time, I was lucky to lock into a very good rate because now, we’re in a vulnerable market where rates are going up and down.

I was very happy with AmeriSave Mortgage. I like their service and rates. They have the best rates and their reps were very good and very professional. I went with their refinancing program with money out. Their online application process was very good and very helpful. It only took a few days. AmeriSave Mortgage is the best.

I’m very computer literate and it’s an easy flow with AmeriSave. I don’t have to go anywhere since I can do it all online. I’ve done the application process with them four times now and it's simple. However, I don’t recommend it for somebody that’s not computer literate. The reps at AmeriSave were very helpful. I didn't have to do too much unless I made a mistake, and they told me that they would fix it. The rate and terms of the mortgage that I received can’t be beaten by anybody. Plus I get a $500 bonus every time I use them.

I was looking to refinance and AmeriSave has the best rate. Paul was my loan officer and I was impressed by his professionalism and willingness to walk me through and provide guidance. It was very easy to reach out and communicate with Paul. I went with a 30-year fixed program and the online application process was very convenient, user-friendly, and easy to use. I find having to sign papers, getting the credit approved, and locking in my rate before any discussion occurred somewhat annoying. Also, I'm not a big fan of getting notified a week or two after the loan was funded that they've already sold it off but I assumed it would happen and I understand these are all part of the business. And with the rates and terms of the mortgage I received, I couldn't find a better one. I would recommend AmeriSave.

We were debating on whether we’re going to sell our house or stay in the house and then we were going to stay with the refinance. We ended to refinance with AmeriSave. The process with them was simple and it went smooth.They called and we talked for a bit and then we decided to go with them. The process, from beginning to end, took a couple of weeks. It was quick, which was one of the reasons that I was glad we went with them rather than our bank. The process is six to eight weeks through the bank, compared with two weeks with them. So it was way easier. I dealt with Brandon, the loan officer, and then I worked with a gal towards the end. They were responsive and it wasn’t like a pressure self to use them.

Amerisave Mortgage was the easiest I've ever had getting the mortgage. We filled it out online and then they assigned to people that walked us through what documents needed to be provided. We uploaded them right on to the internet, and then we signed it electronically and it all happened very quickly. It took less than a week to finalize. Moreover, the loan agents that were assigned to our account were great. They wanted us to be able to get it done without any hassle and they did their best to make that happen. In addition to that, Amerisave got a good rate and good terms to lower the mortgage. We were saving money. Overall, I had a fabulous experience and I totally recommend it.

This was the most straightforward, smoothest refinance I have ever been a part of. From the beginning of the process with Matthew **, Loan Originator to the finishing touches by Stephen **, Processor, these two were the best. If there was a problem, they gave very clear instructions about what needed to be done. If I had a question, one or both of them was very prompt in their reply. I can not say enough good things about them both! Best process I have ever been a part of, thank you!

Amerisave Mortgage was the first to respond, and they were extremely professional and very efficient. The process was almost all online until the very end when I had to have a notary come. Even then, they arranged it that they would come to my office so I didn’t have to miss any work. It took about a month 'cause there was a little hitch with my homeowners’ insurance, but it wasn’t their fault. If I emailed or called, it was always an immediate response. Overall, it was a very positive experience. It was all excellent and I was quite surprised.

I needed to refinance my mortgage and AmeriSave provided the best offer at the time. So, I went with them and my interaction with their customer service reps were very good. Their responsiveness, instruction, help, and guidance were very good as well. The only thing that was a pain on the back was dealing with the underwriter and some activities in my bank account that was superfluous to the discussion when there was more than five times the amount of money in it. There was a transaction that occurred that they wouldn't let go of so it delayed the process unnecessarily.

The professional and prompt response(s) of Leon ** & Nichole **. They have really helped me understand the process (since it was my 1st time) and were always willing to help me. Plus, they are both very conscientious of the tight timeframe and literally kept me on schedule until closing. I'd recommend them for a promotion if I could.

We have a 15-year refinancing with Amerisave Mortgage. Compared to other companies, they had better rates. But what caught our attention, more than anything, was I was able to access my application at any time. I could scan and upload all my documents to my account. And it was like I was communicating with them at any time of the day. The process was very quick which took 11 days.

We were refinancing an investment property and we started by searching online for a few offers. We went to Bank of America because we had just purchased a home and done a mortgage through them. We also went to Unionbank because they currently hold the mortgage that we were refinancing. And then we were contacted by Jason of AmeriSave and he told us they would be able to give us the best deal. They said they would pay $1000 if we found someone who could do better. We were contacted by another company whose representative was also named Jason. It was on a Thursday and we were moving forward. And by the following Wednesday, we had offers and all the information from Jason in AmeriSave that we were able to share with B of A and the other mortgage lenders.

Computers were for programming only during my college years and my knowledge is limited but you have taken away the intimidation I initially felt doing most of this online. Everyone stayed on top of everything, explaining and answering all my questions and assisting me every step of the way always in a friendly and professional manner. I do have to say I was caught off guard at how swift and expedient (to my pleasure) you made this happen. Thank you. Would highly recommend this company to anyone looking to take out or remortgage.

My wife checked a whole bunch of companies and they didn't want to do the refinance because I have farmland so we went with Amerisave and ended up with a 30-year loan program. I was shocked that the application process went smooth and good. It went quick and took no more than 30 days. We started with one guy and then when it got to the final stage then we worked with another person and then another person came out. We signed the papers and all that but we dealt with one guy. I was also really happy with their response time. When we called and they were busy, they usually get back that day. In terms of the rates and terms of the mortgage, everything's fine. I wish we would’ve done it sooner but interest-wise, they are very competitive so I was pleased with it. If someone asks me about them, I would tell them to use them.

I was buying a house so I went to LendingTree. Six people reached out to me but AmeriSave was the first to contact me. The rep who I spoke with was great so I just kept her and ended up dealing with AmeriSave. The rep Lauren was also very professional, personable, informative and helpful. She has all the things that require what her job is and took care of everything. I was happy with her and felt very comfortable working with her.

I was happy with how the process went. I contacted the associate from Amerisave when I decided once I got the house. So it didn’t take the loan to get pre-approved and they just tagged the application. Then it took between 30-45 days for the application and the underwriting to be completed. I understand that it goes through a lot of processes so I feel like that’s the right amount of days for the mortgage to get through. The rep I had was very helpful and she guided me through all the process. I felt very comfortable with her. I was happy doing business with Amerisave.

We were moving and we needed a new home so I did some research online for mortgage companies. AmeriSave had fantastic reviews and so I decided to take a look at their rates. I was happy with what I saw and took them. We got the conventional 30-year fixed loan and we were happy with our rate. We went through their simple online application, provided all the requested documentation, and after that, it was seamless. We were very happy with the process.

We were consolidating our debts and we were very pleased with the way AmeriSave Mortgage presented themselves and it seemed that they had the best terms and rate of refinance. Everything was automatic and done electronically so it was very convenient. The interactions I had with their rep were also excellent. Everything they said they performed and they did it in a very professional manner. Everything they told me came exactly true and there were no surprises. Also, they were forthright and easy to talk to. Also, the application and the underwriting process was completed in less than a month. It was very fast. It was as pleasant an experience as I could have.

We had gotten a little high on our credit cards again and wanted to hit the reset button. I worked with Amerisave Mortgage on a previous refinance and I was very happy with them. This is my second go with them and still very happy with them. I still have Wes' phone number, the loan originator. So, I just called him up and said, “Hey, I need to do this” because I just refinanced a little over a year before. And I was pretty much just like, “Hey, I need to do this again.” And he was like, “Okay. No big deal.” It’s easier than it was the time before because, evidently, he had so much of my information. The person I interacted talks to me like I’m his friend, gives me advice like he’s my friend. The opposite would be a company man that just tried to push the product that was best for the company on me and he’s not like that.

Ryan and Rebecca are great! Ryan was so friendly and made the application process easy. He answered emails during off hours, which I greatly appreciated. Rebecca also made the processing easy. Both of them made me feel as if they are partners with me throughout the process.

We had an equity line and with the change in tax law, we needed to refinance, so we went out there to shop. The young man from AmeriSave who called us back was good. We actually knew that young man as he financed several members of my wife’s family, so it was a good connection. I had to find a lot of tax and bank information, so the process of the refinance was nothing out of the ordinary. Although we had to give the rental agent more information to do our refinance, it was an easy process that I had to get through.

We were buying a new house and so we looked for someone to finance it. We did some research online and did some price comparisons. AmeriSave seemed to be very competitive and so I got a business. I went with an 80-20 loan with AmeriSave. They did a good job and I have no complaints about it. I did the application. They took most of the information over the phone so that was nice. They had a representative that worked with us all throughout the process so we were very happy. However, everything took us a little longer because we ran into a hitch. That was probably about three weeks. The sellers were not able to get us a road maintenance agreement so we had to work around that. But AmeriSave was good to work with and we worked through the situation with them. We’re happy with it.

I picked a lender for refinancing a home equity loan but they gave me the runaround, changing the rates after a bit, so I googled AmeriSave and tried them. They were much better and straightforward. The loan process went really well and only took about two weeks. I talked to a guy first and then Rebecca, the one who handled my questions, and they were both great. The appraiser came in a day and everything went great. They gave me $3,375 which was really good but the problem was they had like $6,400 in settlement costs. And they said they ran some software that said that that was too much. I wouldn’t recoup my extra fees in time.

I was doing a refinance and the online application of AmeriSave was very easy. The agent called and I talked to him. People in AmeriSave are very responsive and quick in acting. I also managed a credit union and it was just an easy online experience just about anybody could handle. Also, the rate was fine. It was comparable to what else was offered. The process took no more than two weeks and I have even referred three people to AmeriSave. People that I worked with there were very friendly, courteous and they knew what they were doing. Everything went smoothly and it was quicker than a lot. Overall, it was a pleasant experience.

I requested online for a mortgage and people from AmeriSave called. The online application process was very easy and very straightforward. I enjoyed working with the two gentlemen from AmeriSave and it was very professional. They were very nice, very polite and offered me a good deal. They were also very easy to work with. They knew what to do and I had a good time. Whatever they asked me, I got everything right away. It was a very good communication and everything was right in plain English so that I could understand. But so far, I don’t have a payment book. I wanted to do online payments, but I don’t have any requisites. Also, if I could get a lower rate, it would be great, but this rate was only available at this time. But other than that, AmeriSave did a great job and I was very happy with them. I had very positive experience and I don't regret a bit that I did this.

I did a refinance with AmeriSave considering the lower rate and supposed smooth process. The application was easy but the process got complicated and more complicated. I followed through but I was very close to not doing so because every other minute they needed a different piece of documentation. They should have been honest upfront that there’s going to be a lot of work involved with it and not advertise that it’s going to be the easiest thing in the world; or they could do away with some of the documentation and make the process easier. Also they need to update their website where they do the process through. I was able open it in some systems and then when I click something, it disappeared. So, in the end, the guy just started emailing me the documentation as opposed to using their website. Still, everybody I dealt with was friendly and easy to work with. The rate and terms I got were good as well.

AmeriSave gave me a great deal when I was looking for a mortgage to lock into a fixed rate. Their customer service was great. AmeriSave is fine although I'm still struggling as the loan gets transferred. It's a little rocky, but hopefully, we'll get it together.

I got a refinance and went with AmeriSave since they don't charge any fees. The process was fine and they were fast. However, since they wanna send a bunch of stuff through email, they should let me know that first because I'm not a person that messes with my email. I'd rather have a phone call than an email because I don't check my emails. A lot of my email from them went into junk and so I had a terrible time finding it. I also thought the rates were a little high, but they were the same as the other person I was dealing with before, so it was fine.

I was looking for a refi at that time and AmeriSave called me. I liked the conversation that I had with the agent, which was kind of assuring, so I went with them. Their online application process was very good and the whole process took a few weeks. Two of the representatives were there and both were professional and were good. The initial gentleman was Anthony and the loan processor was Kelly. My experience with AmeriSave Mortgage was good. In fact, I just spoke with the same agent yesterday and he made an application for me in buying a new house so I’m still working with AmeriSave. This is my second deal supposedly and we shall see.

I was with Wells Fargo and their rates were high. We called them first and they felt like they were rushing things too much. We googled online and I remember seeing TV ads on Lending Tree. I put my name in there and then had a dozen calls. AmeriSave was the kindest and they were patient. They made sure that every one of our questions was answered. They weren’t rushing through anything. I checked out a couple of the other ones and I felt rushed. They also weren’t trying to look out for me. And as far as rates and the years, it seemed like they were looking out for them more than us. But Amerisave won overall.

I wanted to refinance and was referred to Amerisave Mortgage by a friend. Once I got into the process with AmeriSave, it was really easy and worked great, so I just went forth with them. The online application process was really good and streamlined. The dashboard was really easy to use. It figured out what I needed and what they needed. It was a good platform. I was on top of everything and gave all the information quickly. Within a week we were almost done with the process of getting the escrow. I went with a cash-out refinance. It was a 30-year fixed standard loan and their rates were competitive.

AmeriSave Mortgage's terms were extremely reasonable. I had read the negative reviews that they had online but they offered me the lowest rate that didn't exist at that time. With everywhere else I had to buy down points but I didn't have to do that with AmeriSave. My loan origination person was really great, really accommodating, very good on the communication part and he was awesome too. Everyone there really treated me with respect.

What a nightmare. We own several properties and have NEVER had a worse experience as we are having with this lender. They are so difficult to deal with. Getting our rate lock was easy, and then it's been downhill from there. They want information that NO OTHER LENDER wants, and then they want explanations for it! They blame it on Fannie Mae but our realtor and our investigation confirmed that they are lying. Unless they improve their ways, we will never use them again. NOTE: Upon seeing this review, I was contacted immediately. If things are resolved quickly, I will circle back and update my review and rating. Fingers crossed!

AmeriSave's online application process was simple, extremely thorough and helpful to walk through. It also took only 15 to 20 minutes to complete. We've moved to eight different houses and this is the first time I've refinanced but it was the smoothest mortgage finance experience I've ever had. I wanted to pay as little as possible or not pay at all in closing and they had some of the best offers in that regard. I knew rates were going to be going up and I wanted to get in before that actually hurt, and their rates were simply competitive combined with the offset of the closing cost. That's why I chose them.

I wanted to remove my 20 percent mortgage insurance to get free 20 percent because I did minimum three percent deposit. So, with two days monthly, Amerisave Mortgage told me I’m going to get the mortgage insurance free. The process of obtaining my mortgage was really good and very simple. I signed up and did the application process online. They gave me what information I needed and I sent it out through email. The application and the underwriting process took three weeks to one month. I started on the first of January and I closed by February 4 or 5. The Amerisave Mortgage lending processor was helpful and knowledgeable and she explained the advantage and the disadvantage. The rate and terms of the mortgage are a bit high, but it’s not bad because when I compared to the advantage of the carrier, it’s not too much higher. The interest is going down, so that way, I’m benefited.

Ever since the economy crash, my husband and I have been working to pay the mortgage and save money. We contacted a referral company who gave us the names of three mortgagors, including Amerisave. In the first conversation with the loan officer, my husband said we have only six months of cash reserves, and asked what their policy was. The loan officer didn't answer his question, but pressured us to get all the necessary paperwork to him quickly, which we did. After reviewing the documents and checking our credit scores, my husband was told by the loan officer that we were basically pre-approved for a "jumbo" loan at 4.5%; all we needed was an appraisal to prove that we have enough equity in our home. We paid the $775 appraisal fee that they required, and the appraiser was diligent about showing up on Wednesday, March 28, at the appointed time.

When I was streamlining in a sense that I was dealing with whoever that handles the loan and not a middleman and being sent from one person to another and getting more phone calls from somebody else, I went with AmeriSave to refinance. Their application process was great. They had a standard set of rates they sent over and I can look at it right online. That was something that anybody can look at and it wasn’t a question of what was going on or what was included or not. I didn’t have to wait to really find out what I was looking at.

AmeriSave Mortgage did a good job with my refinance. The application process was easy, their reps were courteous and the rate was competitive. I’m happy with my experience with AmeriSave Mortgage.

I was looking into an investment home. I've worked with AmeriSave in the past and they've been very responsive to me. They were also very accommodating. Also, I liked that the document exchange has been very fluid. I worked with David and then a gentleman named Glen. They were willing to listen and they were accessible. Especially when as a buyer, you're eager to get certain things. And when you have somebody making you comfortable or telling you how it is, it just makes things so much easier. It's almost like a trust. The whole process took about three weeks.

I was looking to get out from underneath the PMI and when Brad from AmeriSave called, I had a good response from him and then I went with a refi. The application and underwriting process took a couple of weeks and it went well. Brad was more than helpful and informative. Dealing with him from start to finish had been great. However, a guy named James had some subordinate gaining the information from the HOA and we had no common areas. And he wasn’t following up with it. He would contact me saying that I haven’t done this or this haven’t been provided when it had been provided probably a week or so earlier. But when I contacted Brad about it, he resolved it and they were able to close the whole deal three days later. He moved through to get it done. If I had to deal with James one more time, I would have switched companies. Brad is the only reason that saved the account from not switching over.

I looked into mortgage to refinance, lower interest rate and lower the length of the term. I had been with Quicken Loans for quite a while and I checked rates across the board and was drawn to AmeriSave with their low rates. The process took five weeks. It went quicker than what I was expecting and when I had financed through Quicken Loans in the past. And I know they did everything they could. They made things work and there were no real hang-ups. After they got the appraisal back, credit check, and employment verification, I liked it. I'm happy with the whole process. They were efficient, kept in contact with me, and let me know we were getting close. And whenever they needed additional information, I got it to them and they responded right back and said, "Okay, we got it." They're easier and more efficient than Quicken Loans.

My daughter used AmeriSave Mortgage when she purchased her home and needed financing. I was looking for a mortgage and she referred me to them. I went online and filled out the application, and then, they reached out to me after that to confirm it and if there were some information they needed. From there, we communicated a lot through email, which was nice because it was at our convenience. It was straightforward. Initially, I had my husband on the application. But he doesn't believe in credit, so I had to redo the application to put me on it. The application itself seemed pretty long and the underwriting took a while. They needed a lot of information to confirm the loan and I didn't have them all in front of me so I had to get them. I was okay with it since they were letting me use a lot of money so they wanted to make sure that I have the ability to pay it back.

Refinancing with AmeriSave was very smooth and relatively easy and the team that I worked with was well-coordinated through email and phone call and through their website as well. Their employees, Jordan and Nikki, were very good at what they did. The whole process took a month because we had to get an appraisal and then walked through the house. Their website is not quite as sleek in some ways compared to Quicken’s and Rocket Mortgage’s websites, but it still worked and AmeriSave was ethical and quick. They weren't reaching over backward to be the lowest in terms of rate, but the rate I received was fair. Overall, my experience had been straightforward and right on target and I would recommend AmeriSave.

I was searching then for mortgage companies for a new home and AmeriSave came up. When I first spoke to the agent, I like what I heard. Their application process was good and their rep did a good job. She was very knowledgeable and easy to speak with. And, I was happy with their rate and terms of the mortgage. I was very satisfied AmeriSave Mortgage, overall.

I had a refinance because my rates kept going up and I wanted to lock in at a low rate before they really went extremely high. I called Amerisave Mortgage and they told me they can help me. It was really quick. I enjoyed my experience with them. I tried it a year ago and I actually got it through the lender that I have. It was just like a harassment and add 50,000 things but I wasn’t looking for 50 years. I went with a 30-year fixed with Amerisave. The online application was great. It took less than a month for it to finish. I did it on the 31st of January. It was the first time I called them and I’d close my loan within three weeks. It was a good experience for me.

The process of getting my mortgage at AmeriSave Mortgage was great. I was very satisfied. It went very smooth. Grant was excellent. He’s very friendly and he made me feel very comfortable. I also got the rate that I wanted. The only thing for me with that was that the fees was a little high. The closing fees were a little higher. I've checked with two other people and they told me they were a little higher than others. I would tell my friends that I had an excellent time with AmeriSave but make sure that the fees should be better.

The refi process at AmeriSave went smoothly. It was fast, easy and straightforward. There was plenty of equity and no liens. It was to a point very transparent. There wasn’t any maybes. They put the facts on the table before we even proceeded. I recommend AmeriSave. If you're looking for refinance or a mortgage and you have your ducks in order go with them.

The mortgage company I started with for a new home purchase were going so slow and we were ready to take a vacation. I filled a web form with AmeriSave and within a few days, I had everything confirmed and ready to go. Their application process was very streamlined and they had better customer service. I almost did everything online and I talked to their mortgage broker a couple of times, got the necessary form and did everything that was in the checklist that the processor had for me to do and it was really simple. Their rep, Leon, understood what it took to get everything done and told me the things I needed to do to get things going. The mortgage was closed 20 days from the day I applied and their rates and terms were market-competitive. And I was impressed with how fast they helped me replace the other mortgage company and got everything done as they said they could.

We wanted to refinance our current loan to drop down our monthly payment. AmeriSave Mortgage were the very first ones to call me. We used Lending Tree to do some research. The online application process with AmeriSave was easy. We applied and then had our closing in less than 30 days. It went a lot faster than I initially anticipated. In addition, I spoke with Zack, their loan officer. I like how responsive he was. He was also easy to work with. He stayed on the phone with me while I completed the online application just to make sure that we didn't have to worry about circling back. Overall, AmeriSave Mortgage made the process easy. They also answered all my questions quickly.

I wanted to refinance a house and consolidate a home equity loan. At first, my interactions with the AmeriSave Mortgage reps were not so good but since I raised some stink, they got a whole lot better. If they could've been a little bit more timely upfront it would've been great. Also, they've got to follow through with this. It seems like they closed on a loan and they thought they were done. I have heard nothing from AmeriSave Mortgage since I closed my loan with them a month ago. I've heard from no one about my escrow, any kind of refund or anything about a final payment. Apparently, they've already sold off my loan to Wells Fargo. I got an email saying my loan was turned over to Wells Fargo starting May 1st, yet I have nothing that tells me where to send my April 1st payment. That aside, the terms of the loan were good. It's saving me some money and that was all I needed.

Amerisave Mortgage did a great job. They beat the pants off of Quicken Loans, who must have called me every day, multiple times, trying to get me to switch. They just irritated me and I was very happy to turn them down. I refinanced and I wanted to get a little equity out of it and pay off a couple of bills. I rate shopped and compared the closing cost and felt that James and Haley would be the best people to process my requirements. Haley was really on top of things. If I had a question about something, I submitted it online and I got an answer back, usually via email or through the online process. James was able to initially spark my interest in AmeriSave based on programs that he had available. Moreover, I was able to choose one that worked best for me as far as mortgage points and application fees.

I consolidated loans and AmeriSave Mortgage’s loan officer called. The online application process at AmeriSave was straightforward and the officer did a great job of walking me through the process with the few questions that I had. The overall application and underwriting process took a week and a half to two weeks and it was very quick. There were two people that helped me. One was the initial loan gentleman and the other one was Irwin, the loan originator. Irwin did almost all of the communicating, while the other gentleman called me all the time and even sent me emails to give me updates. Irwin did a lot of follow-ups and if I wasn't getting something done, I'd get an email and then a call.They both did an excellent job following up. The overall process was as smooth and as easy as it could possibly be. The rate and terms of the mortgage that I received were extremely competitive.

I wanted to refinance my rental and Amerisave Mortgage offered me the best rate and closing costs. Their online application process was simple and I was comfortable working with Alan. He was funny and easy to work with. I really liked him. The entire process was done in three weeks and the terms of the mortgage was good.

I wanted to refinance my mortgage. I heard about AmeriSave from my friend and I decided to do it with them. When I got the first appraisal, the appraisal company forgot to put in my HOA payment. So they asked the appraisal company to put that in. Three days later, the appraisal company sent back another appraisal, which for no reason, decreased my house value by $40,000. I viewed the appraisal and I noticed that they compared my house to another property in another area. Of course, that one would cost much less than my house because there are only 81 houses on the lake and my house is one of them.

I refinanced with AmeriSave Mortgage and decided to go with them again. The online application process was good and we already completed the process. While the terms of the mortgage could be better, their representatives are very responsive and get quick feedback. I feel very comfortable working with them.

I looked into a mortgage to buy a house for the first time and the process of obtaining my mortgage through AmeriSave Mortgage was easy. I went online then they called and set everything up for me. So that was as easy as it could get. The interactions I had with the customer service were good as well. They got everything done fast. AmeriSave has all the connections that I needed to get and they even hooked us up with the real estate agent.

I wanted to put my family in a better place financially. Amerisave reached out to me and my mortgage officer and I talked until 12:00 midnight. He went the extra mile and I was impressed that he was so warm and inviting. I felt like he was on my side. Their overall online application process really awesome. All the tools and apps that they have were really helpful. I also liked the rate that I got. My experience with Amerisave was good and I have told everybody about them.

I got on the internet and searched and I called Moneytree -- they take on all the lending companies and then you fill out a form of what you want to do and then they find the best lender for you. I was really happy with everything at Amerisave Mortgage and everything else went smoothly except for the time. I was applying for a refinance and I did what they asked me to do. The application and underwriting process took a month and a couple of days, and the timeline was fine with me because I really was not in a big hurry for it.

I was just looking into a mortgage with beneficial terms for me so I checked out a couple of different people and compared options and went with AmeriSave because they ranked highly. I called up and the gentleman I spoke with was knowledgeable and helpful. And the information he was giving me seemed more realistic and more accurate than some of the stuff that I was being promised by a couple of the other groups.

I was looking for a lower interest rate on a mortgage and AmeriSave was the first one to call me when I was making inquiries. They promised me that if I get something lower than what they offered me, they would pay me some money. When I looked around, I couldn't find anything lower. The rate I received from them was excellent. A guy called me, asked me a few questions and they created a portal. The process was all online then I went through some downloading. The guy walked me through everything. Each time I had a question he would always refer me to the online portal which was very easy to navigate.

AmeriSave Mortgage has very good rates. In fact, they give a better rate than my credit union lender. Five years back, I've done refinance with them three times prior to this. I liked the way they do their process. It was very customer-friendly and they were easy to follow up. Most of the things I did was through online. I had to enter my details. Then, I had to select a particular mortgage option and they had to log the rate. They would then ask me to upload the important documents and other paperwork. Two weeks later, they came back for the underwriting. And then from that point, it was basically up to me and them to decide the closing date. Throughout the process, one customer service person called to get some feedback. Overall, I am pleased with AmeriSave Mortgage.

I looked into a mortgage to reduce my monthly payments. At that time, I saw an AmeriSave Mortgage ad on the internet and when I talked to their rep, he was very friendly. The process of refinancing my mortgage was easy and seamless. The representatives were prompt and helpful too. They gave the information I needed. However, they had a couple of big mistakes. One was the amount of money that I was supposed to bring to the closing. I was told one amount and then the paper had a different amount. The notary was with us and she had noticed that. We checked it out and she said the paperwork was wrong. I had that out of a bank check so the only check I had was the one for the amount I was told.

Ryan from AmeriSave called me and gave me information. He was very patient, easy to talk to and straightforward. I told him I was searching around and was trying to get the best deal. We were in contact for a few weeks. I took a while to decide on them because I went through about 10 other lenders to look to see what was there and what was the cost of things but in the end, I went with them. I put in the application for a 15-year fixed refi and their response was like a pre-approval. Then, once I’d submitted the five points of documentation for the application, they approved me right away. We got the appraisal really quickly with that, too.

Amerisave rates were the same with other providers, but their fees were lower, so I went with their fixed 30 and the application process was very easy. It only took me 15 minutes to fill up the application and everything was an immediate upload type of thing. They were also very communicative. They called me whenever they needed to and reminded me of things such as deadlines. Their reps also seemed like they really want to make it happen on time, which was important. You don't want to lose your rate. They were very helpful and reminded me to make sure I do and send things. I was very impressed with Amerisave.

I have had a great experience with AmeriSave Mortgage. Not only did I get a good rate, I liked the two gentlemen that I worked with. At that time, I had a lot of housing projects that I wanted to do. Then, I had a credit card that I wanted to pay off. These are the reasons I wanted to get a mortgage. Before I was able to obtain the mortgage, I had to get some documentation as far as employment history. I provided my address history and credit score. Then, I had a slight gap in employment history so I had to send over an explanation for that. But once that got taken care of, it was just a matter of going through the approval and everything went smoothly. It went a lot faster than I was thinking it would.

I compared AmeriSave to the other lending providers and AmeriSave had the best offer to refinance. They contacted me through LendingTree and I chose to work with them. They started the process and closed on my loan. The application and underwriting process took about three and a half weeks and it was easy. Everything worked out great. The representatives at AmeriSave, Derek and Kelly, were nothing but professional and polite and were more than happy to help in any way. I felt comfortable working with them. I would tell my friends to give AmeriSave a shot.

We've been thinking about trying to get some bills paid down so we went ahead and started looking around. We ended up looking at Lending Tree first but didn't like their numbers then I looked up AmeriSave and happened to like their numbers. We started the application process online. It was simple and there wasn't a bunch of extra paperwork to deal with. They got right down to what they needed and what was important and asked for some very specific information to do with the VA Loan. We checked off all the boxes and sent them the required documents. They showed and talked to us some numbers on what our debt was compared to what they needed to do. It seemed to work out pretty well and when they were done, they realized that they could give us a really good loan, so we agreed.

My experience with AmeriSave was fantastic. I couldn’t have asked for a better experience. I refinanced my house because I went through a separation. I was trying to refinance it in just my name and so I got that plus a little bit of a lower rate. I was going through Freedom Mortgage and they were absolutely terrible. I got on Lending Tree and AmeriSave was one of the top-rated companies. So I put in my application with them. They were super fast and easy to work with.

I was working with JR ** for refinancing. I was filling up my application with I was on phone with JR and I never submitted the application as I had to pull out over the loan amount. JR specifically mentioned that my credit report won't be pulled and he assured me that credit won't be affected since I did not submit the application. Guess what, my credit report was pulled and it was a hard pull. When I tried to get in touch with JR, he puts me in touch with customer service and stops communication with me altogether. I tried different ways to resolve the issue, but in the end they say that the credit report will be pulled even when you did not finish the application.

AmeriSave Mortgage was very transparent, responsive and easy to work with. I talked to my friend who works there. He walked me through what I was looking for since I just purchased an investment home and told me that they are a good fit. He connected me with a loan originator whose name is Gordon and he answered all my questions. He figured out which loan and rate made the most sense and helped me lock it in, and then he turned it over to loan processing. He also went above and beyond by finding some additional discount for me.

We used AmeriSave before and at that time, they had the easiest rate structure to understand. And when we were buying a new property, we decided to get a mortgage. We had a really good originator, Johan from AmeriSave. He got us through there and we were done in one night. We got to the right lady who was engaged with us throughout the process. The process was simple and upfront. They threw out some options, came back and do the sales side. It was very pleasant and more along the lines of what we expected. Quicken is easier to fill out the forms, but Amerisave came back and they were very professional about it. Customer service interactions were done thru online, on the phones and over emails. Johan and Bob, who were the underwriters, were both great.

We were doing housework and we took a line of credit. At that time, the interest rate was very low, and now that we're done with the home, we decided to combine everything. The line of credit will not be eligible for the tax incentive, so it was just good timing. The person I dealt with from AmeriSave Mortgage was responsive. The fees were reasonable as well. While it wasn’t the cheapest, it wasn’t the most expensive either. They’re also willing to communicate via email because I don’t sit at home. I'm actually working, and the emails were best and we got the ball rolling very quickly after I decided they're the company I would go with.

I needed to buy a house. I searched out about five different lenders and AmeriSave Mortgage had the best rate by about a half a point. I got 3.75% over 30 years. Even with QuickBooks, their Quicken Loans were half a point higher. Everyone out there was at 4.25% and everyone else, like Wells Fargo and BB&T, was at 4.5 or so at that time that I got the loan. So AmeriSave is extremely competitive on their rate and terms.

We had a 30-year mortgage and we wanted to reduce that to 15 years. We scouted with some different mortgage companies and selected the information AmeriSave gave us. We refinanced with them and ended up going with a 20 year. I did the application process online, downloaded whatever the application was and responded to the information that I needed to. Their reps walked us through the procedure, contacted us and corresponded back and forth. They gave us all the questions and answers and got back to us by the minute. When they went over the rate or the terms of the mortgage, it was fine with us. In two weeks, all was set and done with everything. I was very pleased with the way they handled themselves with the entire operation and I would refer them to a friend of mine.

My daughter was looking to refinance but she was busy at work and in a lab that she can't call. So, I did most of the legwork for her. I went online and did research about different companies. With Amerisave, a lot of things could be handled over the internet so I decided on going with them. Also, the agent I spoke with was really helpful. He was willing to deal with me and answered all of my questions. I tried another person from another agency at first and he wouldn’t even talk to me about it because I’m not the owner of the house.

We got a mortgage for a new home, and it has been the fifth or the sixth time that we are using AmeriSave. We love them and, when we shopped around, they came as the most competitive in terms of price. The process of getting the mortgage was great, although I was not happy one of the times that we used them. Nevertheless, the loan originator, Jeff, was marvelous. He followed up really well. I can immediately reach him whenever I needed him and he was very responsive. In addition, when we identified the house, the loan processor, Shawanda, was also super helpful and friendly.

I was looking to drop my payments and Amerisave Mortgage had the lowest closing cost and best interest rate at that time. I went with the 5/1 ARM. The application process was very simple. We did everything online and it was fairly simple. I went through LendingTree, picked Amerisave and put in some of my information and within days, I had the loan approval process started. We actually closed within inside of a month. I hope that there was an easier way of uploading documents though. The Amerisave Mortgage rep was very pleasant and we had very easy and straightforward conversations. We didn’t have to talk a lot as it was a fairly hands-off process. I was fine with the hands-off process because of my work schedule. It is always tough to sit down and go through some of the stuff, where I can just log on and do it online and make it really simple. Plus, he gave me numbers to call if I needed to.

AmeriSave Mortgage had the best deal as far as the interest rates and the amount of the payment that was going to be and a few things that seemed to be better than some of the other ones. I got a VA loan from them. The rate I got was the same rate I had at the time before. The terms were what I asked for. I did the majority of the application process online and over the telephone. It was quite easy and it took 35 days to complete. My loan guy, Todd, was the one I dealt with the majority of the time. We got along just great. He had quick answers and helped me do everything. He saved me a lot of time paperwork-wise by them getting the papers they needed instead of me having to fax it to them. That was the first time I’ve ever done that where I didn’t have to sit there in the fax machine and send 40 pieces of papers. I was happy and satisfied with AmeriSave. They would be a good company to go with.

I felt I was with the right company when I decided to consolidate my credit card debt with AmeriSave Mortgage. I have worked with Quicken Loans and they made it more complex. Whereas AmeriSave just made it easy for me and it wasn't stressful. After I have filled out the application online, Thomas contacted me and led me through the first aspect. He was the sales rep and was very positive. And then, Ricky was very precise and got things done. He was the actual processor who led me through the second process. When I was struggling to get the paperwork together, Ricky would go and get it himself. He made everything a lot less stressful.

I went on a site and I filled out the stuff and Amerisave was on the phone in about 10 seconds. They sent stuff that we had to sign and we went through the process. It was easy and took about three weeks, but most of that was waiting for the appraiser to show up in this small county. Kevin, much like any salesman, was aggressive, but once I got him on my page, he waited for me to take the lead, which was good. The rate looked good compared to other people so I was happy. Moreover, their customer service was good stuff. They were right there for everything.

Amerisave has the lowest interest rates. Their online application was simple and easy but they took a while to get some of the information. Some of the documents got a little personal because I'm divorced and they wanted all documents. Still, I gave them what I could. The application and underwriting process lasted roughly two weeks. I went with their 15-year fixed loan program.

Is a great company, with expert people, that have guide me step by step into loan process, solving any doubt, explaining and having enough patience, especially in my case that I am short in computer skills and electronic documents.

I had a good experience with AmeriSave Mortgage. There was one representative I worked with. His name was Alan and he was easy to work with. He's also a gentleman and was very responsive. I had called him before but then, I backed out on the application. Then this year, I decided the time is right and the equity is right so I called him back again because I like him well enough that I thought I could trust him. The online application process was complicated though. You have so many things to approve and sign electronically. The computer work is what it is and sending them copies of everything they want was deep. In fact, I had a back and forth on the telephone with Alan and then emailing him.

We were ready to buy a home and we were referred to AmeriSave from a third party. When we originally called AmeriSave we were just going to pre-qualify but then the gentleman we dealt with was nice and before long we just ended up in the process without really thinking twice about it. We’ve purchased a home before but this is the first time we had purchased with an online mortgage company.

Obtaining a mortgage through AmeriSave was quick. They were very efficient so we stuck with them. We spoke to the loan officer and we were comfortable with what he provided. It fits what we were doing so we went ahead with it. However, there was a glitch in our appraisal. It came back high and then for some reason, the underwriter looked at it and told us that’s not what it was and that the appraiser forgot to include some area of the property that was supposed to be included in the appraisal. That was disappointing.

I was looking for a cash-out refinance and I wanted to consolidate the debt I had. Then, I read about AmeriSave on the internet and they have good reviews so I went with them. Their process of obtaining mortgage was smooth. Everybody was very helpful, quick and they did what they said they were going to do. I was closed out in less than a month. The loan specialist, Mike, was really good and was on top of his game. And he was there to help with any questions I had. Plus, the whole staff was sharp. AmeriSave’s rate go by the market and I would like to have a 0% but it was okay. It’s still in the low four, so I still got a decent rate.

My experience with AmeriSave Mortgage was good. I have noticed, though, that they have resold the mortgage already, so hopefully that wouldn't become an issue. AmeriSave didn't allow automatic deductions through my account and I had to log into a website to do that. But now that they've transferred the mortgage to another company, I'm hoping that the company to which they've resold the mortgage has something like this. Other than that, AmeriSave was quick in their service and they got the refinance done by their closing date, to a secured date. If you're unsure about refinancing, make sure that you talk with one of their specialists because he clarified it in detail and did the breakdown. We weren't sure if we should utilize AmeriSave and which options to go with, but they had the experts and they had good rates.

We were refinancing and AmeriSave was recommended through a friend. The process was pretty painless and it took less than two hours of my time. I worked with Kristina, and she was Johnny-on-the-spot and I didn't have anything that wasn't taken care of. The rates and terms were what I expected and they were what they were worth for that time when I refinanced. The reps worked with me very well and my experience was great.

I was looking for options to refinance my mortgage and AmeriSave offered a good rate, lower than what I was offered with two previous companies that I already had started talking to. I really took interest on the main service guy, Trevor, who was contacting me when we first started working. I clicked with him. He was cool and was very helpful. We just kept working to the point where it all worked out. They worked really fast and I really like that about them. Their whole staff was cool, knowledgeable, fast and on point -- no runarounds and very clear. They weren’t trying to waste any of my time. They were just straight up telling me everything that I could expect, whatnot and how everything was gonna go.

I was impressed with the whole deal with AmeriSave Mortgage. Their online application and underwriting process took three weeks. They also had a secure box where you get your information from and scanned to. It was a good experience for somebody that was computer-savvy. At that time, we had a project that we were getting ready to do, so we were looking into refinancing. Then I started doing some research and LendingTree popped up. The following day, Someone from AmeriSave called and started doing the paperwork. They also told me what they were going to need and I got emails telling me what and when. It was flawless.

My mother-in-law helped us in getting a house and we wanted to pay her back. We went on the internet and AmeriSave seemed to have the best rates and was most consistent. We ended up going with a 30-year fixed mortgage. I went online late at night, filled out the application and got an answer back from the initial person that was working online. He then moved me over to a loan officer, and the next morning, I got the information I asked for. They moved me over to a lady rep that took me through the whole thing until the close. She was awesome. I always got a hold of her, she answered questions quickly and she didn't have to look for help to answer anything. She was very fast, efficient, professional and a great gal. There were some other programs available from other companies, but AmeriSave had the best bottom-line rate and the best grade overall. And the service ended up being very good too.

We were looking to purchase a house and to help us select a mortgage provider, we did a lot of searching by word of mouth with our realtor and online and we compared rates and reviews. There were several competing ones but ultimately, my wife chose AmeriSave. They weren't too pushy in asking for information or leading us to go with them. Their application process was smooth and straightforward. William, our loan officer was very helpful. We had his number that we could call him on and he was always available to help out.

I refinanced with AmeriSave to get a lower interest rate. I had 4.75 and AmeriSave was offering a three-point-something. Also, when I googled things, AmeriSave was one of the first people that responded. I looked it up online and people had nice things to say about AmeriSave. I have gone through a bankruptcy four years ago and it was still hurting my credit. Amerisave said that they would work with me. I was very pleased ‘cause my credit was improving.

We wanted to do a refinance and take a little cash out. We read a bunch of reviews, looked at pending rates, and it seemed like for us, Amerisave was going to be the best way to go. We used Lending Tree so that aside from getting our rate, we could compare them with a couple of other lenders. We gave them our social security number and we got a total of five bids. But we already knew that we were going to get the best rates from AmeriSave and that ended up being true. Of all the lenders who were willing to give us a cash out at 80% loan to value, Amerisave gave us the best rates.

I wanted to lower my interest rate. I spoke to quite a few people and Lauren, AmeriSave's rep, was the nicest and most knowledgeable. I refinanced my home and took a 30-year fixed loan program. The first processor I worked with was horrible. Then I got moved to a guy named Steven. He knew what he was doing and he totally loved his job. Lauren and Steven did a phenomenal job. They went over and above. During the underwriting process the company wanted way too much detailed information on previous stuff that didn’t really pertain to the loan. It was very tedious. If it wasn’t for Steven and Lauren I would not have closed with them. I would have walked somewhere else and paid more money.

I reached a lot of different lenders and got responses from them regarding a refinance for my mortgage and AmeriSave Mortgage was one of the two lenders that were willing to give me the rates without locking me into filling out all sorts of paperwork. The other companies did not want to give me the rate that they were going to be offering. The application process of AmeriSave was simple and straightforward and the process of obtaining my mortgage went smoothly. The people that I dealt with were easy to ask questions from and reach out to, whether by email or phone. I was happy with the rate that I got from AmeriSave and I'd tell a friend that I had a good and easy experience with them.

The people at AmeriSave Mortgage were very polite and prompt. They did what they said they were going to do. When I did a refinance, the reps were very competent and they knew what they were doing. All the documents I had to get were all on the website as well. I would recommend AmeriSave Mortgage to a friend.

I wanted to fix my loan because I had an adjustable rate equity line of credit. I went online and started calling different companies and Amerisave had the easiest plan. I liked the way John presented it to me. He was very straightforward, knowledgeable, straight to the point, very accurate and he faxed me the information immediately. The comparables were very good with the different interest rates and closing cost. I felt so comfortable with him that we had to stop that first application, since I had to get a roof on my house before I got a loan. And then I called him back because I wanted to work directly with him. The application and the underwriting didn't take long. I had such a good experience that I would recommend them.

I wanted to reduce the mortgage rates that I had with the other provider and AmeriSave was referred to me by a family member. I called them and I spoke with Jeff. After Jeff, I spoke to a gentleman and he took care of setting up the appraiser to come. I walked through everything with him and then he set me up with the guy that did the closing. The application process was really simple and the entire process took less than a month. But some days, their rep would tell me I needed to do something and then two days later, he'd ask me to do something else which I already did. He should have asked for those things in the very beginning. When I thought that we were taking the step forward, then I had to do redo it again. Nevertheless, I would tell others to use AmeriSave, but they just have to make sure they ask the questions beforehand. And make sure to give all the correct details before they go back and redo something.

We were having problems with our escrow account as they kept on missing payments and sending rebate checks when they shouldn't. So, to fix all the problems and not have to keep on dealing with that, the only solution we could find was to refinance. And so, I was in the process of taking the mortgage to a different guy but when he came down to the very end, they lied and lied. And then, I talked to Randall from AmeriSave Mortgage and he told me all the facts right at the beginning. He was extremely upfront and nice. He didn't try to play any games that all the other companies try to play. And so I was like, "He's the guy I need to go with." He gave me a potential quote and sent me a website so I could see the different rates that I could choose from. One of the things he did was explain the dollar amount, how much I would save versus how much I'd have to spend upfront to see if different rates would be a good idea.

AmeriSave seemed pretty good so I went with them and got a refinance. The refinancing process was pretty simple. Everything was online and I had conversations with two different people who were really good. I got them the documents that they wanted and they processed everything. The people gave me really clear directions as to what I needed to do and when I needed to do it. I followed their directions and it turned out great. And I didn’t have to leave my house to do anything. We even did the closing in my kitchen.

We refinanced through AmeriSave Mortgage and our experience was excellent. They made the process very easy and it went really well. We had great interaction with the reps and they were super nice. They called a lot to keep us up-to-date on what was going on and what they needed. Also, they had one of the best rates out there.

Our refi went very smoothly. All the personnel were great to work with especially processor Kayleigh, they responded to our emails in a timely manner and kept their words. AmeriSave's rates and terms beat out 4 other internet lenders we worked with. The other lenders could not believe how they gave us such a great rate. Other lenders actually wanted to see our paperwork to see how AmeriSave did it. I am so glad I found AmeriSave.

We do a lot of closing of rental properties, and we did a routine closure with AmeriSave mortgage. We were doing refi on a rental property, and they were the first one that called me back. Getting the mortgage seemed to be smooth sailing, and I felt comfortable working with my rep. AmeriSave's rate was reasonable as well.

AmeriSave has less fees and they were easy to work with. We just filled out our paperwork and finished the process in four weeks. We worked with Russell who was very responsive. I was satisfied with the process we went through for the refinance mortgage, as well as with the rate and the terms.

I was purchasing a new home and I really liked that Amerisave Mortgage’s website had transparent rates. I didn’t have to give them my information like my phone number before I got a rate quote. I didn’t want a ton of lenders tracking me down. After I got the rates and I compared them to some other lenders, I found that their rates infused were by far the best. I went with their first-time homebuyer and conventional loan.

I went to AmeriSave Mortgage to refinance my house because of the cost of the loan. I looked at it initially and they had the best interest rate. However, I found out that I had to buy the points to bring the mortgage down, which I wasn't happy about but I dealt with it. Then there was a lot of unexpected money that wasn't required at first and I ended up bringing a lot more than I thought.

AmeriSave Mortgage was referred to me by a family member and I applied for their refinancing program. The online application process was wonderful and was the easiest thing that I ever had done. Their online platform, their emails, they would attach the link to get in and I can find everything online. I didn’t have to go to a special website and didn’t have to click off their email, open up a website, and electronic signatures and checks. It was perfect. The entire lending process took about a month and it went so smooth. They didn’t have problems sending me an email or calling me to say that they put a new document that I needed to go in and look at. They were always on top of it. Plus, the rate and terms I received were very reasonable.

I had to refinance a HELOC. I had a previous experience with AmeriSave before so I knew how they went about their business and their process. I went to their website and I indicated that I was after a particular type of a refinance. I received something in my email indicating that they wanted to make me a quote on a refi. And then, once I went with AmeriSave, my experience was all very straightforward. They got a great website to handle the submission of documents, as well as the communication for and the collaboration with the documents. So, it was a quick three-week process and I was very happy with the outcome. Plus, I got the best rate from them.

When I decided to look into mortgage, it was to lower my years and my rate. AmeriSave had an ad online and they had good rates advertised so I called them and went with them. I'm extremely busy and didn't have time to hunt. I just wanted to get the job done and move on. The application was all done online. The process was fine, other than it just wanted more documentation and the paperwork was bouncing back and forth. I started last year and it did drag and drag. I got super busy and I didn't have time to keep messing with it so I just had to drop it. We got back on it this year when I had a little more time and it took seven weeks to get over.

This is our first time to refinance anything and everyone that we spoke with at AmeriSave Mortgage did well. They were very professional and willing to help and make sure that we were well taken care of. Nothing was underwhelming and in the end, everything worked out.

I wanted to get some cash out, pay some bills and do some home improvements. AmeriSave Mortgage had the lowest origination fee. I would have liked to have a lower interest rate, but for the times, it was good. My program is a refinance cash out. Bryan was very helpful and knowledgeable about the financing. He guided me through everything. Then, he handed it off to another officer. She was excellent and helped me through everything. I couldn’t ask for a better service. They set up everything on my email where I could go through it very easily. However, certain documents had to be faxed in, but I understand that it would be necessary. The application process was great and much better than having to go into an office with somebody. It took about two weeks. I felt very comfortable working with them, and I would recommend AmeriSave Mortgage.

I went on a website and put in that I wanted to refinance and AmeriSave Mortgage reached out to me. I had a pleasant conversation with the first woman I spoke to. The entire lending process took a couple of weeks. It was seamless. Their rep called me and talked to me through everything and told me what my best options would be. And then, anytime something popped up from my account that I needed to do or anything that I needed to upload, she emailed me and followed up with a call to make sure that I got what needed to be done so things moved quickly. She kept in the loop with everything and was extremely friendly and helpful. I felt very comfortable working with her. Any time that I had questions, I emailed or called and she responded to me promptly. One day, she responded and said she was out and on a sick day and would get back to me as soon as she could. I’d definitely recommend AmeriSave Mortgage.

Every six months I look around to see if I can improve my payments by dropping the rate. The guys at AmeriSave seemed to be the most crisp in what they were doing and what I was looking for. I told them that I'm looking for a certain mortgage product. I'm looking for a 30-year fixed. It could be either lender-paid PMI or customer-paid PMI. The value of the house is increasing so I'm close to 20%. I asked what are the upfront fees and what rate can I get while limiting my upfront payment. They sent me three different proposals and then we worked from there.

I was refinancing and AmeriSave Mortgage’s closing costs were less than the other lenders that I encountered. Plus their online application process was very easy. The application and underwriting process was in stages. We talked on a Thursday and by the following Wednesday everything from their part was organized and there was a document list that they needed from me and they had already reached out to my employer. It was clean on the first end. And then we had to wait for the appraisal and the underwriter. So initially everything went extremely fast.

I wanted to lower the interest rate on my mortgage payments. The refi process of Amerisave was very simple and everything was done over the phone and computer. I got better rate and terms than what I had. My rep was Adrian and he was nice and very professional. The process took about a month but that was because I was slow and I was busy and working. I had a very good experience with Amerisave overall.

I initially went through LendingTree online and I got a hold of AmeriSave through one of the sites that advertised loans. I made several loans with them and they were good to work with. However, this loan that I'm working on right now has been pretty difficult. They've been a little unreasonable. I've got about $270,000 in a savings account, and they thought that was more money than it should be in there and they wanted to know where all the money came from. It's been crazy. I'd understand if there's been a bit with the banking no-doc loans and stuff had happened in the past, but that's not the situation. I'm going to go down with 50% of the property's value in cash. So it's not like I'm strapped for cash and I'm trying to eke by.

The online application process with Amerisave Mortgage was good. They're always downloading it and I always knew the next step because it would be downloaded. I got the conventional loan program from them. The underwriting process finished within 30 days. The hardest thing is getting my checks, taxes, and returns together. We got the regulations from the federal government and it gets very complicated. There were so many forms that I signed at closing and it has doubled over the last 10 years.

The personality of the gentleman from AmeriSave who helped me was not pushy and he knew what he was talking about. He seemed very professional versus some of the other folks I’ve talked to. We got a 10-year fixed, variable loan after that. There were a lot of online forms. Communication was very good through the portal that was on the site, but basically, it was logging into the site, finishing up documents, waiting for approvals and finishing more documents. Then once it got finally approved, everything went pretty smooth from there. I’m a techy kind of person, so for me, it’s very easy and convenient. For some people, it maybe not so easy. If you’re not a tech person, you need some baby steps to walk through what they do with the online process. I’m fortunate enough to understand it, but my wife did not understand it when I was showing it to her.

We were looking to refinance and consolidate debt. I've been through Lending Tree and after I filled out the application, someone from Amerisave contacted me and went through an informal beginning process. He explained to me my best rate. He also gave me options depending on how much money I wanted to get back. Then he explained how much the discount was. I was really impressed with the fact that they gave me options and let me decide what I think was best.

I wanted to refinance. I had a lot of equity and wanted to get rid of my mortgage insurance. My brother-in-law highly recommended Amerisave Mortgage. He’s had very good experiences with them. So, I went ahead and trusted his advice because we’re very like-minded. Amerisave did a credit check. They needed some information about my home, like the elevation and insurance information to make sure that I had it. I already had those with my first mortgage, so I just scanned and sent them. It was easy for me and everything was done within a couple of hours. I liked it because I didn't have a lot of time to be leaving the house. I’m a stay-at-home mom and I have a baby and it worked out perfect for me to be able to do things over the phone and just digitally.

I went to Lending Tree and Amerisave was the first company who called me back. I was looking for a cash-out and a refi and I got an FHA refi from them. I worked with a rep to close the loan and consolidate the documentation. She was easy to take a hold of, responded quickly and was very attentive. There were some documents she needed and some things that I needed to provide and it was very quick. Any interaction was good. We walked through some of the options and looked at possible programs. Within a couple of days, we had an appraisal. Then, within another week and a half and a few documents back and forth, I had a closing date. It took less than 30 days.

I had somebody call me and then I received two responses. One of them had a low interest rate with a 30-year payout and then AmeriSave said that they could save me half a percent and cut it in half. I refinanced and have gotten a 15-year, $84,000 loan at 4.3 interest with a 50-year payout. When they first contacted me, I told them that I was reluctant to get into the process because I have had a bad experience with American Equity. But I was motivated to do the refi because I had a private lender. It was an individual who was 96 years old and if something happened to him, I didn't want any drama about who owns what house, so I’d rather go through a company.

We wanted to go to a shorter term loan. I went online, filled out a request for information, got a call back immediately from Adam of AmeriSave, and he asked me what I was trying to do. I told him, and he gave me a couple of options. He was really helpful and nice, and once I started working with him, he made it so easy so that I didn’t try to keep finding another company. He sent me the online stuff, set me up with a portal and asked me for things that he needed and I uploaded them. AmeriSave’s online application process was the easiest thing I’ve ever done in my life. I worked only with Adam, who was also my loan originator. He was organized and efficient and he was really terrific. He made my experience with AmeriSave Mortgage what it was.

I refinanced with AmeriSave Mortgage. They had the best rate and I liked the ease of dealing with them. The online application process was wonderful and simple. I had to fill out the application form and turn in certain things, and I just sent everything in. The customer service reps were very professional and very willing to do whatever it took to meet my needs. The representative that I worked with was very personable and didn’t make me feel “less than." The application and underwriting processes took a little over a month. Everything was great in my experience working with AmeriSave and I was very satisfied with the rates and the terms of the refinance that I got from them. Go with AmeriSave Mortgage because they’ll work with you and it’s super easy.

We wanted to refinance to get better interest rate and get rid of some of the years on the loan that we had. AmeriSave came up with the best rate and they were the fastest. They found us the right loan that fits our need which was terrific. We liked all the terms of the loan and it worked great for us. It was always nerve-wracking when having my credits checked all the time but everything went smoothly. If anybody wants the best rate and the fastest closing, AmeriSave is the one to go with.

I refinanced with AmeriSave Mortgage and everything went well. The online application process was very easy and I received great feedback. Moreover, I had great people who kept me on target and on track, as well as let me know what was going at all times with the refinance status. The whole process took about a month and a half, due to the fact that the VA appraiser took almost two and a half weeks to get the appraisal back. This was the first time I’ve ever been through it and I thought it was great from when we started to the very end. But you can get stressed out with trying to figure out the appraisal but they were great.

I applied for a loan with AmeriSave Mortgage online. It was convenient but I didn't like it. I had a lot of questions and I would rather just go in a couple of times in somebody's office and be done with the process. The whole process from start to finish was a long ordeal, longer than I expected. We started in August and it just wrapped up a few weeks ago. AmeriSave did everything. They sent an email and said, "Hey, this is the day you're gonna close." and it was done. If there was ever a question, all I had to do was send an email and their reps were prompt. Prompt is a day or two and that's good for me. The people were very professional, which I like. But there were some things that I should've asked but I didn't know how to ask during the whole process. It was a learning experience for me too.

Refinancing your home can be a time-consuming and nerve-wracking process. Alan ** and Kelly ** at AmeriSave made the journey liveable. I actually looked forward to Alan's calls to see what new piece of paper I would have to come up with next!!! Good news is papers that I had trouble obtaining, either Alan or Kelly were able to get for me!!! Their professionalism and great personalities went a long way in making an typically horrible task - dare I say - almost fun!!! I would recommend AmeriSave in a heartbeat!!! Something my heart can do again more regularly now that the refinancing is a done deal!!! Hugs to all who participated in my journey of refinancing!!!

I had a high-interest rate and I wanted to loan my interest rate. I used LendingTree and 10 people called me. It was AmeriSave's rep, Jordan, who I really liked. She was really knowledgeable and I like working with females. I got a couple of loans estimate quotes. I then checked a quote, brought it back to Amerisave, took Amerisave's quote to another company and I got the most comfortable result from Amerisave. So, I decided to go with them. And then I lied to the other company telling them that I lost my job so they would stop calling me.

I had an adjustable rate and I was concerned about it going up. AmeriSave had a competitive rate and I was able to work with someone which was more important to me. The fellow that represented AmeriSave was very understanding, listened to what I had to say and responded to my question rather than have a person reading off a screen. I hated it when I got that impression.

I went online, going through LendingTree, and they set up several companies to go. For some reason, I went with Amerisave and I'm glad that I did. I went through the process all on the phone, and they were really helpful as far as walking me through how to do everything. It was my first time so I was nervous about it, but with all the help, it went really well. It was a great experience. I really enjoyed both the people that I had communications with. All of the employees I dealt with, from the gal answering the phone to the customer service, were very helpful as far as getting me to the right person. The reps were always very professional and easy to get along with. The rate given to me was a good deal from what I had before, too. If I ever had a chance to use them again, I would.

I looked into a mortgage for consolidating debt and shortening my loan term. I did price shopping on several sources. I went to my local bank, then to my existing mortgage company to inquire about refinance options through them. There's also a local refinance office in the metroplex that I inquired at. Once I have those rates to compare, I went to LendingTree to see what the national rates were and Amerisave was the only one that came in lower. I also glanced over some of the reviews on LendingTree but also Googled a few others and made sure it was pretty consistent. Amerisave's site came up, and they had good reviews. They ended up calling me, and since that was the company I was looking into, I went ahead, took the call, and followed their process. Once I got the information and felt confident, I decided to go with them versus the other two sources I'd considered.

I received an email regarding the lowering of the interest rates and some different things like that, that I may qualify for some of them. I responded to the email and I received tons of emails and phone calls from all sorts of mortgage companies. One of them was Amerisave and I met more of their criteria. I have only been with Walmart like for 14 months and most of the mortgage companies required two years even though I have a long work history. But Amerisave we were able to proceed and get through everything.

I refinanced my other house with AmeriSave Mortgage. I was new at the time but with AmeriSave, the prices were offhand which was very important. They also didn't charge anything more on whatever was listed. That gave me an idea of how much I was going to spend. It made it easy to make the deficit. Ultimately the loan went to one of the big banks so it was excellent to go with AmeriSave Mortgage. I made a new home purchase and made my second transaction with them.

I had done business with AmeriSave before so they had all my information. Everything during the online application process was great. It was not even three to four weeks. It was fast and seamless. Also, the rep was very professional and courteous. I was very happy with everything.

Both Russell and Kayleigh have been very pleasant and helpful in aiding me with my mortgage application. Kayleigh truly helped me expedite my end of the application and she made it very easy for me. She is very knowledgeable and was eager to help me locate the documents that I needed.

We had some high balances on some revolving debt at some high interest rates. So, we decided to tap into the equity in the house and refinance and get some cash out to pay off those debts. I used LendingTree to get my information out there and of course, I received about 400 responses in 30 seconds. But I got one good personal phone call from our rep at Amerisave and I've been working with him and with the education he was able to give me around the products, I felt comfortable going with them.

I wanted to refinance my home equity line before the rates went up. It looks like interest rates are on the rise and I wanted to lock it in and had a variable rate. So I went through LendingTree and in two days, I got 100 calls. And the people that sounded reasonably smart, I asked them to send me a list of their rates from 15-year, 30-year, 20-year mortgages and a variety of different rates and fees so that I could compare them against each other and make a decision. The folks from Amerisave were the quickest and most forthcoming. Everyone else wanted to talk to me again even though I asked them two or three times to just send me rates so I could compare. They didn’t do it so I went with Amerisave to I refinance my first mortgage.

I tried different lenders but they didn't do what AmeriSave did. Their refinancing process was okay and it took four months for the application and underwriting. Their rep was very helpful and I had no complaints. I had a terrific experience overall. People wanting to go with AmeriSave should get a quote and they should check the reviews.

AmeriSave had the lowest cost for closing, and the application was easy. We just submitted some applications and they did all the hard stuff. The rep was excellent and wasn't pushy. Everything was great and I’ve told a couple of people to give them a call and refinance.

AmeriSave contacted us about doing a refinance after we expressed interest online. Ryan, the rep we dealt with, was great and we'd give him a raise because of the way he represented the company. We did everything online which was very helpful and the application process was very easy. We used communication by email or by phone. It was awesome and we had our mortgage within six weeks. Their rates were also competitive with the other lenders. We’re comfortable with everything and we would tell others to look into Ryan as a person to deal with.

My husband told me to use AmeriSave and I did since I bought an investment property. But with my experience with them, I will never use them again. Instead of the underwriters telling me that this was what they all needed, every day it was something new that I had to give to them. They should have looked at my file and told me they needed these five items. And it wasn't me giving them these five items and then saying, they needed a follow-up to the five items that I gave them. It was a new item every single time.

We called AmeriSave and they made the process for our refinance easy. We liked their rates and lending credits too. We requested what documents were needed and the process didn’t take very much. We had a couple different officers and they were all very good. They were friendly and it was easy reaching out to them. I felt very comfortable working with them. The application and underwriting took them about 30 days. If they could have made the process in a shorter time, that would have been fine. A minor improvement would also be just knowing in advance what we needed for documents so we weren’t sending emails back and forth.

We wanted to get out of an LLC loan that was bumping up with the Federal Reserve every other month. AmeriSave is a direct lender and not a broker so we enrolled with them and all the people involved did an excellent job. They treated me professionally, courteously and the way it should be. And although I always want the process to be faster, I understand that these things take time. If people need a loan, they should contact AmeriSave and get it done. I have another house that I’m going to try to refinance and I’m going to ask them to do it.

AmeriSave was rapid to respond and I felt comfortable with the guy that I was talking with. He answered the questions that I had about the mortgage and what we needed to do because I was trying to get rid of the mortgage insurance since I've been in my house for 11 years. I had no problem paying my mortgage, but I was stuck with the stupid mortgage insurance. He was super knowledgeable and he was able to cut down a 15-year mortgage by 10 years. I talked with him the first time on December 22 and we rate lock on the 27th, and I closed my loan on January 22. They were very quick and efficient.

My experience with AmeriSave Mortgage was excellent. I liked their rates, overall fees, and the service I got from the agent who called me. When I refinanced, I called them, they gave me the rates, I read the paperwork, and they pulled my score. The process was quick which took 10 days. Plus, their customer service was great.

I went for a refinance with cash-out with Amerisave. The whole process was online, consisting of me sending out all my personal info and locking in a rate. I started with some website, they gave me a whole bunch of different lenders, and they started contacting me. Compared to other lending providers, the way the Amerisave woman explained the process to me seemed like the simplest. She explained all the numbers to me on the graphs. She was the most understanding.

We purchased a house from a private party that had owned the house outright. The former owner sold us the house and basically was just acting as the bank. So we paid an outside company to handle the money transfer. We would pay the outside company and they would pay her. We had made a two-year agreement that after two years we would take out our own financing for the house. We were about seven months out from that and it was time for us to leave the nest.

I was buying a house and AmeriSave had a couple more lower interest rate options that you can get through so I picked them. I contacted someone and that person helped me upload a bunch of things through the web portal. That portal was actually very good. And then everything was fairly smooth. The web portal basically says upload the documents and then throughout the process they find that they needed other things and they call me or they send me an email and say that, “We need more stuff.” So I provided that. We were able to close right on target, within 30 days. It was a straightforward process. I spoke with the lending officer and the processor several times and both of them were excellent. They were very efficient, very professional, very friendly and very clear. I would use them again.

I was refinancing and I tried another lender but couldn't seem to work out any terms with them. So, I gave AmeriSave a shot. Their rep was very good, detail-oriented, and always got back to me with any question I had. It was a great experience and the process was pretty easy. It was pretty much online. Also, the rates and the terms were good. If you're thinking about doing it, you should contact them.

I am on a 30-year fixed loan program with Amerisave Mortgage. I like that their rate was lower. The process of getting the loan was kind of lengthy and there was a lot of information I had to gather for them and give to them. And it took about a month all together. Some of their guys were helping me gather the information, and then when I was finished doing that and thought I've given them everything, they said they gave it to the underwriter and needed one more.

I was looking into refinancing, and Amerisave had better rates and low closing costs. Another great thing about Amerisave is that they have an automated underwrite system that checks if you’re eligible for the total price, and I was through on that. So, there was no appraisal involved in the process, which went very well, especially since they have an online access to look at the application status clearly. I can also upload my files to their website, and then view the set if some other documents were reviewed or not. So, that was a great thing. Their representatives were also great. They responded very quickly, and they answered all of my questions in a very clear and timely manner.

I was doing a refinance on my home, read a bunch of reviews and decided to start a dialogue with Amerisave. When I was deciding, it came down to service. They got back to me really fast and the guy that I spoke to was really informative. Their rate was competitive too. I got some that were fractions of a point cheaper but from the reviews I read, Amerisave seemed like a legitimate company. The fractions of points didn’t make that much of a difference in the overall loan I was looking for.

I thought the interest rate of AmeriSave was good for my refinance. The loan officer I was working with was really nice and answered all my question although he was persistent afterwards. I availed of their 30-year conventional loan program. Initially had to agree to a certain extent that I wanted to go through with it and the loan officer wanted my Social Security Number so that he could obtain my credit rating history. That was a big step and I knew that even just doing that was a hard hit on my credit.

AmeriSave Mortgage has been great. I wanted to refinance my house so I could pay off some debt. I searched and Amerisave came up as one of the possible lenders I can do business with, and they had some good reviews. Everybody was very prompt and courteous, and they get me up to date on whatever we do online so that was very convenient. They would ask me for some information, and I would submit it. They would call if they needed any other information or they'd send me e-mail to let me know of the progress of the whole mortgage. There was one rep that I worked with more than others, and he was great. If I ever had any questions, he would answer them and he handheld me through the whole process. It was not stressful at all. The rates and their terms were good. They are fantastic. Great service!

We have two houses that were on a variable and we figured it was time to investigate whether or not there was any value for us to do the refi. And we knew the interest rates were going up. Amerisave was the first one that called and the first one that we answered the questions to. Their online application process was excellent. If it had just been an online process, it probably would have been more difficult, but AmeriSave's people were there to talk us through each step, if we had what we needed, if we needed more, or if we had too much. The process involved gathering the paperwork that showed our financial status with taxes, homeownership, and salaries. And then with each one of those steps, the validity and thoroughness of the paperwork that we got information for were checked until we got to the point where we had everything and we were able to sign papers. Everything from the application to signing was four weeks.

I needed to refinance my home equity in line of credit and decided to put them both together at once. Amerisave has competitive rates and good reviews online. The application process was straightforward and the documentation process was very efficient. It was all electronic. But because it's highly automated, when a human gets involved and says something different than the automated emails will generate, there creates confusion.

Easy and transparent - I have dealt with Ross at AmeriSave a few times now and he provides great service. He is very responsive to questions and gets right back to me. I will continue to use Ross and AmeriSave in the future.

Everything was great with AmeriSave. I did some shopping and some research, and my son praised them as he had a good experience, and so he referred them over. I refinanced my house for a lower rate. The appraisal happened within three days and everything was done online. It was very simple. There were phone calls sometimes, and since I'm pretty busy at work, it helped out. I was able to basically message and get a quick response from the loan officer so that was great. She was very direct when we connected through e-mails. I wanted a fast response and she was really good on e-mail. The processor was also great. I praise him because he gave great service. As soon as I e-mailed, he was quick to respond. He has great customer service. The rate was exactly what I wanted. It happened really fast, too. I closed within 20 days.

Amerisave was referred to me by a friend of mine who had done a refinance with them before. They had very competitive rates, were easy to work with, transparent in the numbers, and really took their time to work with me. I got a traditional vanilla mortgage, so I just had to show full docs, income, how long I've owned my home, and the basic financials. They made it pretty easy for me because they had access to public information. Anything that was public information that they had access to, they didn’t make me go repeat and get, but if it was something that I needed to supply, I supplied it to them.

I wanted to get a lock-in finance rate, so I got a mortgage, and Amerisave had the best rates at the moment. The application process was good. However, there was nobody out here to do appraisals. So, that was the number one hiccup to the whole thing. But besides that, the representative was outstanding. He followed through and kept me in the loop over the phone every time something new came about. Amerisave was a good as I can get at the moment.

I'm a repeat Amerisave customer, and I've been refinancing with them for many years now. It has been convenient and I like the way it has been done. I got a great loan officer and a loan processor. They were on top of everything. They answered my questions and when they need something, they contact me right away so we could get the information to them as soon as possible and try to close the loan on time. Everything has been good, especially their website. But sometimes the website kept repeating questions even though we already uploaded the information needed.

AmeriSave Mortgage is wonderful and they are a very good company to work with for my loan. I needed to refinance and they walked me through the process. Everything was done over the computer and whatever they needed in terms of my ability to pay the loan was all done over the internet. I liked that very much and I never had to leave my house. We also signed the docs over the internet. When we closed, they came over and we closed here at the house. I got the interest rate I wanted as promised. They locked me on a rate when the rates were going up. They had 30 days to get it closed and they gave me an extension without costing me any more money. I got a 3.75% and it was great. The loan officer, once he got everything settled with me, as far as the rates and the information he needed on my side, he turned me over to another guy that I talked to. He then walked me through the rest of the loan, gathering things that were needed.

I wanted to refinance and I liked AmeriSave Mortgage's pricing so I got a conventional loan from them. I spoke to their rep over the phone, went through their backend tool to upload all our information, and then closed. I was impressed by their reps' efficiency and response times. And, the application process was quick and easy, which took about a week. Moreover, their rate and terms were great. I liked the low closing costs and their speedy process. However, the original guy stated that they wouldn't sell off a loan. But right when I closed, it was sold off. It doesn't really make a difference to me and it wouldn't make my experience negative but they could improve on that.

I filled out stuff on the internet and I had four different respondents. I took the first one and I put all the paperwork in for them but Daniel from AmeriSave got a hold of me and their price was lower by about $1,600. It was all in the closing fees. I decided to go with them and I canceled the other one out. But the appraiser kind of screwed up. I happened to be out of town when he came and he misquoted when he said that I had a small area that had some damage to it. And they wanted me to get my plumber out to take a look at that. He said it was damage from the bathroom. That was a bit of a hassle and the process could have been sped up if I were home during the appraiser's visit. But other than that, it went rather well.

Amerisave had no initial fee which really made their total cost come in lower than their competitors. At the time that I had my mortgage, I had one of the highest PMI calculation rates. So since that time, they dropped it so that my rate would drop by about $90 a month, the premium. I got the 30 year fixed loan and the process was just signing the paperwork and got the process started. It was streamlined, so there's no appraisal. I've given them verification of employment and then I waited until everything's settled out and then when everything was done, the closing was arranged. The online application process was straightforward and better than dealing with paperwork, and it made the turnaround a lot faster. I think we got things done in 35 days.

We went on Lending Tree and as soon as I entered all my information, a barrage of phone calls started and AmeriSave Mortgage had the best rate initially. We did everything on the phone and we never even had to leave the house, so it was great. I did not even used the computer once. We were refinancing our home and then a second property we had we rolled into it. We decided to go to a 15-year to get things paid off and without the interest rate and everything would make the difference, so it all worked out. The process took less than two weeks. The reps were awesome. The people handling all the paperwork kept me updated, emailed me multiple times a day, and let me know right away what was needed -- they have an online service where you can log in and you can see what documents they needed and what we needed to sign. I can’t imagine anything being easier than that.

My existing interest rate was high and AmeriSave explained their fees and things a lot better than the other people I was talking to so I got a 25-year fixed loan program from them. I applied for it and I sent them the paperwork they needed. I missed a couple of pieces in their online application but we got it all worked out. The application was just one day but the underwriting process took a little bit longer because I had to get some information from the other mortgage company that we came from, which was the hold-up. We probably could have been closed in a month, but it took an extra 10 to 15 days.

I got on the internet and checked out mortgage refinancing because I thought 5% interest was a little too high. AmeriSave called me and gave me the best deal. They walked me through everything and kept calling me about it. It was done in good time too. It was probably a little over a month until I got everything done. They also told me that they were gonna sell it to somebody else right away. Overall, I was very satisfied with them.

I got a refinance for 15 years with AmeriSave because they offered me the best price. It was three quarters lower than I was paying for my 30-year. And I wanted to get it paid off as soon as I could. Everything was good until we got to the disclosure. I started feeling very uncomfortable because they made me believe one thing but it didn’t work out the way I thought it was going to. They said, “Nothing is written in stone until you sign the papers.” Then once they locked it in, the rates started going up.

Amerisave Mortgage called me on a Sunday and we got preapproved on a Sunday. We got a conventional loan from them. During the process, they called and we walked through the numbers. I had a couple of weird issues. One issue was with income and the other one was with getting rid of a car which was technically in my name but payments weren't made by me. We solved all those issues. Everything went through smoothly for about a week.

I wanted to do a refinance and a whole bunch of loan companies were calling me but I chose AmeriSave because of their interest rate. I went back and forth with other companies in between. But it was good. Everything went well with AmeriSave and within about five days, the whole thing was done. Everybody was knowledgeable, truthful and reliable. I had a good experience with them and I’m happy with the loan.

I filled an application online for a refinance with AmeriSave and within hours, they contacted me and we closed in three weeks. I had a couple little hurdles because I’m self-employed but I provided the documentation needed and followed it through. I was able to get a hold of AmeriSave people pretty much about any time and they would answer any questions I had. And I was as comfortable as I could be with dealing with somebody online. Their reps had been busy really good because everything was documented and everything was on their website so I felt fairly secure in giving them the information that they were requesting.

I have a very high credit rating and I have a lot of liquid cash in the bank. I talked to Quicken Loans and they told me that I would be able to close the loan within 15 days. Wanting to consolidate and to lower my payments, I refinanced with AmeriSave since their interest rates were better and got the 30-year fixed program. I was promised the same thing that I got from Quicken Loans, that we'd close in 15 days. I kept nothing in secret. I offered them my bank account numbers, my credit rating and whatever they needed to do, do it.