Ace Cash Express Reviews

I ask for proof of what I'm paying and that I'm actually paying a company and it’s not a scam. They tell me I need to finish paying first or that they will take me to court and let the judge deal with me. I think they should supply documents before anyone just paying especially you can't pay by check - you got to keep spending extra money on these money cards. Does that apply to our account?

I am using a previous commenters statement because they did the exact same thing to me - 700.00 total. "This company is unbelievable. They said that I was approved for an 8k loan. In speaking with them that they requested for me to send the first payment to them so that I could prove that I could make the payments. Then it was to send money for FedEx delivery - 2 times. First time they screwed up the city and zip code and said that I had to pay once again. Too much money to pay to get a loan from this company. Now they have my money and I have more debt and they promised that the money would be repaid and I would also receive the loan."

This company is unbelievable. They said that I was approved for an 8k loan. In speaking with them that they requested for me to send the first payment to them so that I could prove that I could make the payments. Then it was to send money for FedEx delivery - 2 times - first time they screwed up the city and zip code and said that I had to pay once again. Too much money to pay to get a loan from this company. Now they have my money and I have more debt and they promised that the money would be repaid and I would also receive the loan. Now last week I have been calling and leaving messages and also emailing them and no response at all. Mr. Mark ** - Funding Manager

I'm constantly being threaten that I'm going to be taken to court. I requested copy of contract because I do not have one and was told that the company "norm" does not give that information until after court settlement.

I acquired a loan from Ace Cash and paid the loan back in full and this was over three years ago. Now I have a group that has managed to get a hold of my online loan accounts that have been paid in full and they have sent me threatening letters telling me to pay off this loan or they have no choice but to take me to court and let my employer and human resource dept. know about this. The threatening letters have continued over six months and they obtained letter head posing as the DA office and now sent another letter and told me to contact them through email with my intentions with no phone number because I called and they didn't answer the phone saying what department they were with. When I told them that I was going to the police with this paper and information the man began to cuss at me and told me to go to the ** police and then I receive another threatening letter with a different person's name on it telling me to respond back to them in the email. They are all of India descent.

I was served notice about a CIVIL/Criminal lawsuit against me via my email account. I have never received a certified letter or any other letter regarding any proceedings. I am sure that Ace Cash Express has obtained my personal info illegally. Please help.

I was a loyal customer of ACE for about 3 years. It just so happens that they stopped doing pay day loans in Washington, DC. Needless to say I was quite surprised when I received an email supposedly from them today saying I was approved for a loan. That was the 1st red flag. The 2nd was that the email address was acecashexpress@gmail.com. A legitimate company will have no need for a gmail address unless it is just starting out.

Called to verify the acceptance loan letter. As the person above states you get a middle eastern accented person you can't understand. They tell you you need to give them money to get the loan, "for FIDC insurance." When I stated I couldn't understand him and asked if there might be someone without an accent to speak to he became furious, yelled at me and told me my ability to understand him wasn't his problem! I told him their company was a joke and hung up.

Don't deal with this company! David ** and Donald ** are the names given to me. When you call, you speak to a Middle Eastern person that can barely speak understandable English! They claim there is no upfront cost until you give them your bank information. They then tell you that you need to send them money as a show of faith! Our Government should hunt these PUKES down and execute them for trying to take advantage of hardworking AMERICANS! My bank has dropped the hammer on them so I won't be a victim of the scam they are running! Hopefully these PUKES will fall over DEAD and GOD willing it will be a slow and miserable DEATH to all of them!!!!

I received threatening emails pretty much threatening to put me in jail if I didn't pay. Of course my first response was "omg!! I'm gonna go to jail and lose my kids for something I didn't do!!!" So I took a deep breath and used my brain. I emailed them back being very careful of the words I chose so as not to sound like I was admitting to something I didn't do then they could use it against me. I kindly asked them for dates and a copy of any and all proof on this matter and an address so that I could also send them a written request for this info and I would have it notarized and sent to them certified return receipt requested. If they did not email me this info that being it was the 4th time I emailed them back the same thing that I would then have no choice but to turn all of these emails over to my "lawyer" and that I have rights and that I believe that they are violating those rights and will have my lawyer do anything the law allows him to do. I have not heard from them in 4 days now and hopefully I won't again!!

These nut jobs have a useless template which they keep sending as bulk emails. IGNORE them and if possible, prosecute them.

This company keep sending me e-mail threatening me about some lawsuit and other things. The more I read about this company, I learn they are a scam. Does anybody where I can go to complaint about this?

Got an email today, ACE INC (settlement.debt@ace-collections.com) 8:05 am. Said I owed them money 856.24. Never made a loan with Ace anything. It was a Legal notice. Said I was going to court. They were seizing my bank accounts and credit cards in seven days. 843-558-8300 to call them. I'm afraid to call them. Don't have an account with ACE. Case file **.

I received the same message that they are going to take me to court for $300.00, and I better pay up or my Social Security and other BS will be notified. These people are scammers. I never borrowed any money from these people, and I am still waiting for them to come get me. I just keep putting their letter into my spam file.

I applied for loan online and Ace Cash Express calls me from 213-342-8528 phone and ask me amount on a loan, the final stages about insurance and taxes before the loan is forward to my banking account. I'm now short again with a Moneypak scam using a lender name as Ace Cash Express of $300. They promise to deposit if I grant them another $50 dollars or another $250. Foreigners on the phone.

I was called by this ** on several times saying she was coming to arrest me and that I need to give her 2000+ for a loan I took out that wasn't paid back. I told her to come get me and also let her know I was going to bring my Chihuahua "Lucy" and to make room for her as well. She said she would kill my dog and take me to jail me. My dog and I waited by the curb and she never showed. I even called her back asking where she was? Bottom line I knew it was a scam. Called her bluff and she never called again. Just for kicks I still call her and ask her when she is coming and now she just hangs up. The moral of the story no matter how real they sound call their bluff, then once they go away call the police or file a report. I have never heard from the ** again.

Received several emails regarding a debt for 300 dollars, with interest and late fees totaling over 630 dollars from a company on Aug. 27. I've corresponded with them, Mistake Number 1, regarding the debt. When confronted with the debt, it sounded much like one other debt I had near that amount so I talked about paying it off. THEN the light bulb went off that night.

I too, received several emails regarding an alleged loan and like others, I was not provided with any details to when and how much and the company involved. The email also referenced the exact same amount as the other person who wrote a review of this organization. This is a complete scam. I have found that it is better to ignore them than to respond.

These people keep emailing me saying I owe them money and I know that I do not. And that I need to call them and resolve this matter. These people need to be stopped. This is getting out of hand with people. I am glad to see though I am not the only one this is happening to. I am not falling for this scam. What can we do about this. Obviously these people have our info and that is not right, is that not a crime. This is getting to be a bunch a BS. Please do something about this people who email and call all the time. Please help us all out.

This company is trying to sue me for a loan I did not make and refuses to give me any information. The following are the emails containing the threats against my bank account and my social security.

I received an email from ACE CASH EXPRESS about being pre-approved for a loan $2000. I was instructed by Catherine to purchase a VRC at CVS and put $122.22 on the card. Once I verified my acct info, she then said she would call me back with my verification info. I received no call. When I called back, it went straight to voice mail. I check my reload card and there are no funds on it!!! Thankfully it wasn't my last bit. But I DEFINITELY WOULD NOT RECOMMEND ANYONE DOING THIS!! THEY STOLE MY MONEY!! !

On 08/13/2014, I received a message on my telephone which read that my ACE CASH EXP loan was approved for $3000.00. I been a bind for cash at the moment. I went ahead and call the telephone number in the message ** and spoke with a heavy accent individual (a mister **) that preceded to let me know that I needed to send him $128.00 and first needed to go to a store and buy a green dot money card which I did and loaded $128.00. I did and was so S...... myself and gave him the number in the back account. I committed of the card, I was told that within 1/2 hour the money will be in my bank. Well yes, I committed a wrong number on the account. Well the mistake of given one of the numbers wrong. I got a call from Mr. ** which make me aware of the mistake and at the same time I needed to send them an additional $285.00 before I can get the loan deposited in the account. Well he told me that will not get a refund back and hang up. Well, I sure lost a $128.00 with the scam but I hope that with my experience no one else will fall for it.

On 8/8/14, attempted to make a $300.00 payment on a $600.00 loan. Payment was refused. First, was told I had to pay entire balance. Then was told I had to pay $585.00. Informed Ace employee could pay $300.00, then balance in 1 week. Refused. The following Monday, received call from Ace, inquiring when I would be in to make a payment, as payment was due 8/8/14. Informed that I had attempted to make a payment. Was refused. Stated she didn't know. Was just told go call.

I received an email at the end of the first week of August 2014 telling me I was preapproved for a $2000 installment loan and all I needed to do was call Chuck ** (Sr Loan Officer) and offer some type of "guarantee" since they didn't ask for cash upfront. I tried calling and got a voicemail of someone with a very thick accent advising me to leave a number and message. After reading the reviews on this blog, I decided not to pursue this loan. They def sound like a bunch of felons.

I was out of because I had to have surgery. I needed a loan and received an email from this company that I was preapproved for up to $7000. I wanted to take a loan in the amount of $2400. They said because my credit was low, I needed to show that I hadn't least 10%. I had to get a money pak and give them the number. I had a feeling that it was a scam but the guy of course told me it wasn't. After I gave him the number, I called and said that the money still was not in my acct. He told me that there was a problem on their side I needed to pay an additional $105. The guy became very rude. He kept hanging up on me. I told him I just wanted my $240 back and told me they cannot so that I already had the loan. My husband just passed away and I am raising my 4 kids alone and that 24 was all I had. I know it was stupid to so. The number he called me from was 8187459812. He said his name was John ** and Mark ** was the accountant. Biggest scam ever!!!

It's happened to the best of us working class people. We end up in a situation and need a loan. I don't know about a lot of you, but I don't have the family or friends resources when it comes to money, so I took the next best thing which was a payday loan. Actually I've done it quite a few times. Most instances, I've paid back my loan with no problem. But there were times I also fell short. I have only had ONE company garnish my wages for repayment. NEVER have I been to taken to or threatened with court for any payday loan service.

On June 23, 2014 we received a generic email from Ace Cash Express with an approval code and a telephone number. My husband contacted this company on 08/02/14 to question the $5,000.00 loan approval that this company was offering. First, the heavy accented hard to understand foreigner advised us his name was “Daniel” and that we were approved for a loan. However, we were told since my husband’s credit score was low that the only way they would “guarantee” the loan is to have us secure the first month’s payment through a credit voucher or Green Dot Money Pak Card for the amount of $223.00. We had a lot of questions and it seemed the representative was getting frustrated with us asking a lot. He stated he would transfer us over to the finance department who would finalize our loan. After a short transfer, the same voiced male identified himself as “Richard”.

First of all I never nor applied for a loan from ACE, but received the following as if I had gotten a cash loan from them. Needless to say I had not even ever heard about ACE Cash.

They said I owe a debt. The only payment method is buy green dot money card. I am to purchase the card in the said amount and email them the 14 digit approved code. That doesn't sound like an appropriate way of doing business. No I didn't send it and they are still trying to get me to send it by threatening legal action.

On 7/09/14, I received a very terse and angrily written e-mail from a man named Jeff **, Rep. Gibson Law firm. He said that I would be prosecuted in the courthouse and arrested in a couple days unless I sent him $487 via blue dot money pak immediately. I did so, and called him back with the numbers on the back of the card. Before I did any of this, I called ACE to verify this information and was told by some very rude lady that they had sold my account back in May, without notifying me, although I had made arrangements to pay on my account monthly. I had been a long time customer. I felt betrayed. Now, they are calling my wife and other relatives claiming that I owe $2,000.00 and the $487.00 is not enough. Sounds like a scam to me. I have all necessary documentation. Thank you.

Kept receiving calls and emails that I had been preapproved for a loan. I actually needed the money and applied, went through about a 15-20 minute application process, and then was told I was approved for the amount I requested. Was asked to call. They verified the information I told them which I did. I had to give my bank permission to obtain information about my checking account. Then after going through all that, was told I didn't qualify and had to go into a store which the closest was about 2 hours away. Very frustrating and misleading... Wouldn't recommend.

I needed a cash advance and ran out of option, so I tried Ace Cash Express. I applied online which was fast and easy. They did a pre-screening while I was on the phone, and then I was given the loan. Great experience.

I received a call from a man name. He told me that I had a loan with my name on it. So I go to the store and buy a green dot card and give him the number on the back. He had me on the phone and then said that my score is too low and that I need to go and get another card but this time he wanted more. At this point I figure that at this point I had been had. He keep calling for me to get more money but I won't. I am out of money and I need to pay bills that are very important to me like my home and car. PLEASE PRAY FOR ME BECAUSE I AM THE PROCESS OF TRYING TO GET MY HOME AND CAR IN RED. THESE PEOPLE TAKE ADVANCE IF YOU NEED TO HAVE MONEY.

I did an online installment title loan at the end of May 2014. I called after my first withdrawal from my bank account because I did not receive any confirmation email that my payment went through and I just like to have those for my records. I also was not able to go online to print one. When I called the lady I spoke to said, "No problem, we will send an email out to you", and she explained that since my loan was already set up on specific installments I would not be able to log into the system online. I was okay with that at that time. I called and requested to pay the loan in full on July 3rd., it wasn't set up to be paid off until August. I got that set up in late June and then the full amount was taken from my account on July 3rd as requested.

I kept receiving phone calls from this guy name Justin ** from "Ace cash express", so I finally answered, which is odd because he was the only person answering the phone and kept calling. Told me I was approved for 50000.00 dollars loan, never received no documents, but told me I had to pay $170.00 fee as my first month payment. He also told me since he couldn't withdraw the money from my account I had to go the nearest convenient store and purchase a money pack card. After that he told me for some reason they couldn't get in, something about a Swiss code? Then after that, he told me since the bank tried 4 attempts I needed to pay an additional 225.00 dollars penalty fee, and of course I did it. Once that was done, I was on hold for about 10-15 mins and he told me that the funds should be in my account in 30 mins. Of course nothing pending, no funds deposited. I called Justin at that same number and left a message.

So, two years ago I filled out an application for a PAYDAY loan. IMMEDIATELY before I barely got finished, my phone started ringing from other PAYDAY loan vendors. I told them they weren't needed. I received the loan from the vendor I wanted. Ace Cash EXPRESS. I CHOSE to pick up from their store. About 3 days later I check my account and I have and Ach deposit of $200.00. I called my bank and after some investigation they found out the company and RETURNED the funds.

I received an email saying I was approved. I had applied to so many over the internet that day which made me think someone had finally responded. The email contained the loan papers and a number to call. I called and a man answered immediately. I should have followed my first instinct and hung up... It was noisy and I couldn't understand him. He told me to go to this gas station and get a Green Dot MoneyPak card and loss 150 and the money would be deposited to my account. This was all I had. I really needed the loan because of an eviction notice.

This Company ACE INC that I have never heard sent me an Email on 06/26/2014 stating I owe $856.63 & they want to sue Me. First of All, All of my payday loans are paid in FULL & I owe No Payday Loans but I want them to STOP SENDING ME EMAILS PERIOD.

I continue to receive emails and phone call concerning a payday from ACE pay day. I have not taken any loans and I have been threaten to be taken to court. I have instructed them to fax the information to me for review, but to date I have not received anything, only a letter stating that I committed fraud. The first mistake that they made was they stated that I was over 60 days past due.

I have been contacted and harassed by Ace Collection agencies threatening me to garnish my wages and to suspend my driver's license until I pay the $600 debt. I told them that I would make payment arrangements because I had fallen into hard times and she said that they did not want me to make payments. They would need me to pay it all in full and that I was being sent to court for fraud for closing my bank account on a check charge telling me that I did it intentionally closing my bank account... that I could be facing charges and jail time for fraud. They have taken this whole thing way overboard. They are the ones who need charges filed against them for harassment and being very unprofessional. How am I supposed to retain an attorney when I can't even afford to pay them back at this time? They need actions to be taken against them for overcharging and being unfair and unprofessional. I guess filing for bankruptcy is the only way to go with this horrible situation.

Beware of this company. They will tell you to pay a fee for the loan and to put it on a moneypak card.. then ask you for the card number.

They have been calling my cell number and then I received a threatening email talking about I was being prosecuted and I don't have a clue about who they are. Please don't fall into their trap like I did.

I was called today by a very threatening lawyer telling me I needed my criminal lawyer to be present during our conversation, and had I retained a criminal yet and what was his name. I told this man I had no idea what he was talking about and he proceeded to tell me I own ace cash $1400.00 that I supposedly borrowed back in 2012. I was being charged with Bank fraud, check fraud, criminal intent and so on.

I am really glad I decided to research this company before I did anything! I became suspicious when I called and I was disconnected twice. Then I could barely understand the person I was speaking to. He told me his name was Mark ** (pretty common name). I told him - you don’t sound like a Mark ** (this guy was Pakistan or Hindu). Then after much questioning on my part about the loan process, he tells me he needs to see if I can pay the $80.00 fee and then He will deposit the money within 2 hours. I told him - No, I wasn't paying an $80.00 fee for anything, that was ridiculous and cancel any loan documents you may have on me. Something was just telling me not to do this. I didn't like that he spoke broken English. I didn't like that there were people talking in the background, and after reading these other comments, I am glad I didn't.

I applied for a title payday loan about 8 years ago. I was not knowledgeable about them. I had loan about a few months (The Ace that was on Lake June Rd). I wanted to pay off the payday loan and the Rep. said "You cannot do that". You just have to pay the interest payment. I gave her the full amount to pay off the loan and she just took out the interest payment and gave me back the rest of my money. So, I had loan for about another couple of months before I finally paid it off. I learned my lesson. Do your homework and know before you go.

** said I own 856.24. Call all the time & e-mail me all the time. Here is the telephone #1-347-7740573.

I have been receiving threatening emails from this company advising me I owe $900.00 and I need to send via MoneyPak Green Dot. There is no reference number, account number other than I owe & if I do not pay, they will file... (Verbatim from email I received today) - "We will dispute your case file into the court house so kindly response us asap." Being in the collections field, 1) Not a professional written e-mail, 2) no mailing address to confirm they are legitimate. I do not have an online loan, so where are they getting this info? Can't anyone stop this harassment?

Today, I called your customer service dept and unfortunately I felt that the understanding of a customer should come first than some systems and procedures. I have had this acct since April 2005 and lost my card... I am a single mom and needed the money that was on the card. I couldn't wait for the new card so I was told that I needed to open a new card and make the transfer. So I did! Now I call trying to transfer the balance on this acct to my new acct to pay my daycare dues and was told I could not do it and I needed to call back and input my old pin. I did, and the pin did not go thru because this acct does not have an active card yet so I had to put my new acct pin since it does have a temporary card linked to it.

A person by the name of Anderson **, with phone #866-244-8374, has been calling my wife to the point of harassment insisting that my wife borrowed money online in the amount of $250.00 sometime February of 2013. My wife called her Bank and customer service went over the account but there was no credit of $250.00. There was an email dated May 8, 2014 stating that money owed is now $832.63. It is also saying that she will be prosecuted by a Court House, saying her SSS is put on hold by the US Government. My wife told Anderson ** that we have no computer at home and has no access to a computer at work so how can she borrow money online? This Anderson has been calling almost every day leaving threatening messages.

I received a email from this company stating that I owe them money for a cash loan. I have never dealt with this company before - today is the first time I have ever received an email message from this company. And it's saying I will be prosecuted and I owe $955.41. So I check out this company. I see where there's a lots of complaints about them saying that they received this same kind of email saying the same thing. How can I forward that email to you? It don't have my name, just saying I owe them money.

I was told I had got the loan. All I had to pay was 223.00 to make sure I can make first payment. Then after sending the money they told I had pay a fee for transferring the loan from their bank to my bank. So I sent them 198.00 for banking fee but the money was supposed to be deposited that Friday morning but the guy said they try 3 time to deposit the money into my account but it keep declined. So I call my bank and they told me there was no money deposit or attempt to be deposit. So I call them back and guy told I would have to send 245.00 western union to received the loan. I didn't send it because I think it's a scam. I just want my money back.

Received e-mail claiming they are going legally prosecuted me in my courthouse within couple of days. My SSN is put on hold. They have the right to inform the FBI, FTC and my employer and the bank. The e-mail states it is from the United States Attorney. Copyright 2006 Ace.

Just found out today that after settling my account in 2010, ace refuses to remove the balance after paying $452.00 as the settlement amount. They said in order to get it out of the state system, I'd have to pay the $138.00 remaining. This in effect doesn't allow me to take out a loan anywhere else. They are refusing to write it off. I thought a settlement wiped out the whole thing. Will likely be consulting an attorney next week.

Received several emails about a loan with them. Then upon questioning them on the matter, says my loan was with another company. So I called the co. which had no record of me or a loan. Ace emails state that they are going to sue me. How can they do it?

Received an email from Ace Cash Services, phone number 347-468-8964 on 3/28/2014 saying that I owed 900+ dollars. I replied to this email address **. Told them that I have never Took Out A loan with them. They replied saying that they have my name, SSN, computer address and bank account number. They did give me a name of the bank and the last four numbers of the account number. They gave me a bank that I have not had for a few years. I asked for the loan date, but never received any emails from them.

I received an email saying I'm gonna be going to federal court. They're gonna put my SSN num on hold if I don't pay them 900 bucks for a loan I never received. I called the real Ace Cash Express. They said they never even had me as a customer and Ace Cash service told me to pay them with a GreenDot MoneyPak. Hmm, sound fishy to me.

Received a disturbing email from Ace Cash Service, phone number 347-468-8964 or 866-840-2030 out of New York State. Said I owed 900 plus dollars and need to respond within 60 days. Never done business with this company. 800 notes many people scammed by Ace Cash Services.

This company here is a scam. They are trying to sue me when I ain't never had a payday loan and they are very rude. Asked how they got my info they go off and say, "If you can't pay, that's sad." I told them to proceed with their paperwork. Didn't hear anything. Now I get a email talking about federal court. Oh my, they are serious but really.

Work for Ace Cash Express for over one year, was promised a hourly raised after 90 days... The minute anyone working for this company makes a request for a raise they get offended. I used to worked for this company, everything was wonderful till I asked for a raise. This company brags about their contributions to the community, but they don't disclosed to the media money is donated by all their customers. Please be careful, prepaid debit cards fees are charged every time you swipe that card.

First of all this is not the real Ace Cash Express in Irving Tx. that I dealt with. They use the name of the real company but with wrong address 1280 Grimmway, that doesn't exist, real company located at 1231 Greenway. I know anybody with any common sense would say why did I fall for the scam? I was under emergency conditions and didn't do my homework. Now after $1027.00 in Green Dot charges I have been taken. Make no mistakes this group is not in the U.S., probably Vietnam or Thailand, or Cambodia. They are of Pakistani or India decent. HOPEFULLY EVERYBODY READS THIS BEFORE YOU FALL FOR THIS SCAM!!

Just harassment, I’m not dumb enough to fall for shady claims. They got my email and said I had received 300 in US Bank. I live in Alaska and don't have a bank account just a pre-pay card. I called US Bank and no records of deposit in my name as I don't have an account with them. They have no legal claim. Make sure you inform your bank of any transactions concerning payday loan companies. You can block them by request, even reset routing no# and notify authorities of fraud.

Im so angry because I just read someone had the exact problem I did. They said I was approved for a $3000 loan, but I need to put $175 on a prepay card (GreenDot). I stupidly did this even though I had a bad feeling in my stomach. I asked many questions, the main one was, is there any fees beyond this and they said no. I asked this same questions numerous of times before I gave him my prepay card number. He said, "No ma'am." His name was Victor by the way. I gave him my card number and he put me on hold for 20 min and came back on and said congratulations, he said he transferred fees to their bank and I needed to verify my account info with their bank so that they could transfer into my account. He gave me a number to the bank and I called.

Applied for an online loan. Got approved but had to pay a fee of $183.00 via Moneypak, 183.00 via Moneypak, 183.00 via Moneypak then given an MTN Western Union number. Went to pick up the funds at the Western Union and the MTN was invalid. Called the Ace agent back and he hung up on us. No loan money and lost $549 dollars. BEWARE OF THESE ONLINE LOANS.

I received an E-mail today at my work from ACS INC. The e-mail stated that I was in default for a loan with them. Problem is, I never took a loan out with this company. I have no idea who they are! So I figured I was at work, I would call from work, some guy answered the phone, I questioned the e-mail and he hung up on me. Tried calling back, no one will answer now. I would like to know who to contact in regards to this as well. I do already keep an eye on my credit cards however I'm going to be on top of my information double time now that this is going on. Any help would be greatly appreciated!

I applied for my first payday advance in the middle of the night on a Saturday. Called per their email for verification on a Sunday. We had a conference call with my bank about my direct deposit amounts and that was it! The wait on the phone was nominal and Ellen even offered for me to pick up cash at the store. What is all the fuss? They are great!

I filed online for a payday loan. I received several calls from Ace Cash Express stating that I was already approved for a loan. However they request that you deposit the payment amount on to a Green Dot card for verification that you can make a payment. As per Kelly, the money would not be taken from the Green Dot card and I would be able to transfer the money from the Green Dot card back onto my card once the verification process was complete. I called back later to verify that this was the exact process Kelly agreed yes the deposit is only for proof that you can make a payment as you can choose to have the deposit remain on the Green Dot card or they would definitely refund you the money along with the loan.

I took out a loan in 2012. Went in to pay it, they said they had nothing on me now. 2 times I have gotten calls saying they are a law office and going to send sheriff out and that they could use my social security number to track my job and any other information. They are harassing me and for what a loan they said I never had. I was going to pay it at that time but they had nothing.

They disclose information to all your references and work to make sure you're working and they want to let all your reference know you applied for a loan. Not even that Yvett will harass you that day your loan is due. Leaving rude and disturbing voicemail to send to collections. Hello, the loan was due THAT DAY!!

I got an email in my spam folder about a lawsuit stating that my husband and I got a payday loan from this company. We do not have a checking account that we could apply for a cash advance. I am not sure if this is just a scam or if someone is using our prepaid debit card to get us into trouble. In the email it says that they are going to sue us and possibly have us arrested for committing fraud. I do not know what to do about this email. I need some answers to find out what to do.

I submitted an application online and it was approved, so I thought. But when I got to the ACE Express to pick up the cash, there was problem with verifying my bank information. This took place on a Saturday and so I traveled up to the Ace Express nearest to me to get the cash and I am told there is a problem with my loan application. So, I call from the location and speak with a rep over the phone and who hangs up on me after I give my bank info. Then I call back and the next rep tells me it's due to my financial obligations/income and I explain to her I have two part-time jobs that should be enough. I also said I only wanted to get a loan for $200.00.

I have since filed a complaint, with the state of Oregon, and received a response today. They are looking into it. And our case is now on the list of complaints about this company.

I applied for and was approved for a small loan. The day after the money was put into my account, my bank information was accessed and I had several charges from companies across the US, totalling approx. $2000. It could be a convenience but this is the only company that I provided my information to. I advised Ace Cash Express and was told by the rep - "then you need to report it to the police, but that has nothing to do with us". No apology and information wasn't reported to any fraud department to look into. Will NOT use them again. Do not feel confident that my information is safe.

I've gone to Ace In 2 different locations, Wilsonville and Newberg Oregon. Took loans many times in Wilsonville. Every time I've been I've had more than a great experience. I have even been late a few times, and they will call you if you are but that's expected, right? Just answer your phone, talk to someone and set something up, they're more than reasonable, and usually not pushy at all. In the end, I hear all these reviews and a bunch of bad stuff from people about them but I've been doing business with them for years and have no complaints at all.

This card is a major ripoff. I was fine dealing with the fees, but when they sent me my new card in the mail with name on it, my funds didn't transfer from the old card. Customer service didn't any info on the old card, they say it was no longer in their system. Then my direct deposit came through at one time one week and has not come through yet, and my job distributed the funds the exact same time. Customer service is limited, they are outsourced, they are in Central America, and do not fully understand English. I do not recommend this card to anyone. BEWARE!!!!!

I have used Ace off and on since 2001. I never had a problem until recently when I did a title loan at the store. I borrowed the $ and in 30 days paid interest plus the 5% and that did not bother me. I went back before the actual due date and paid the loan in full by cash. The girl had already taken my money and when it got time for her to return my title, she could not find it. Her and the man who actually was the one who made the loan with me ran around behind the counter looking like they were trying to find the title. I asked how they lost it as I had seen him put it in a folder the day I took out the loan. Then the man said, "Oh yeah, the auditors were here the other day he must have taken it to corporate." I said why? They could not tell me why.

My loan is not due until December 13th. Since December 6th, I have received 3 calls and 4 emails about my payment being due. I can understand sending an email to remind me that my payment due date is coming up, but to call me every day a week before it's due?!? Not to mention I am paying $145 in interest. This place is a joke. I will never use them again.

This creditor says I owe $700. Well this debt was paid. Yet they claim they have a warrant out for me. They claim they are the arbitration calling and they can reduce what I owe... Well, I filed bankruptcy this year in April. They say it doesn't matter. They keep calling 3 and 4 times a day.

I got dumped by Ace Cash Express. I got an email saying, "Your loan has been approved" and I need to show that I can pay my monthly payment by showing the $300 and it should be on prepaid card, and which I did. Then when I call them for the money, the guy asked me to show more money which I refused to. Then he said since I have refused to show more money, they can not give me the loan and I can not get my $300 back.

I proceeded to take out an online payday loan. A man by the name of Edward ** told me I qualified for a loan of 2000.00. My first initial reaction was I never put in an application for a payday loan with them. Now they're calling me about one but I brushed it off and proceeded to talk with this man so he told me I had to make a deposit of 146.00 on a green dot money pack to receive the 2000.00. So I proceeded to put the money on the card and he took the numbers and now I don't have my 146.00 or the 2000.00 and now this man claims that I have to buy another card for the same amount and I will receive the money. But something doesn't seem right to me now because I did what I was supposed to on my end and now I'm not getting my delivery on what I was promised.

About 3 years ago, my husband applied for a pay day loan in an ACE Cash store and got $200. We had one month to pay, but 2 weeks after applying, we started getting phone calls from people saying, "We know you took the money and ran to California. We are after you." Shortly thereafter, we saw fraudulent activity on his bank account, flagged it, and closed it. Here we are a year on down the road, and got another phone call saying, "We will have your husband arrested if you don't wire us $600 tonight. After that, we will have him arrested and charged with fraud." The account number they gave me was his social security number; I was immediately suspicious. However, I panicked, called the police and asked if he had a warrant, of which he didn't.

I took out a loan over 10 years ago. When it was time to pay, I did not have the money. After them calling me everyday and harassing me, I talked to them. They threatened me to call the police, etc., which they lied. Then they told me to pay certain amount, half of what I owed and it would be considered a paid debt. I asked them to send me a letter to confirm, and they stated sure they would. I paid the amount they told me and I called several times to get that letter and they never sent it!!!!

I worked at this place for a while in their Ft. Wayne, Indiana location. The worst thing was the high pressure sales that they put us under. We sold these Prepaid cards with hidden fees and the district manager was obsessed with selling the cards because of the bonus money kickbacks we get for each one we signed up. I enjoyed the bonus and sold them to people who needed one, but she berated us over & over each day to sell more and more. Her tips on selling amounted to ways that we could trick the customer into getting one. Most of the time, the customers didn't even know they signed up for a card until we cashed their check and counted back their money and ended by saying "...and there's $10 more on the card," and hand it to them. If you wanted to cash your check and you didn't want the card, we literally had to call and get her permission not to sell them one. I wish 60 Minutes would go in there with a camera. I work for one of their competitors now and I love it. We get so many former ACE customers and their first question is always " I won't have to get a card, will I?"...

I have used Ace several times for quick cash. Never had any problems. Read your contracts. It's not cheap to borrow from them but if you get yourself into a bind... and have no other options... and if you renew your loan before the due date... you won't have any trouble with this company. I have used the online method of dealing with them, and I haven't had any trouble. Would recommend before any of the other shady places out there.

I filled out an application for 2500 dollar loan. It's approved and I'm required to call a toll-free number for verification. The customer rep asks me if I deposited at least $3,000 in my bank account. WTF! That is not any of their business to know what I put in my account. They don't advertise that you need to have a minimum amount at all times. What I do with my money is my business. That's not a requirement for a loan if they don't specify it in the first place. I'm pissed because it's not listed or mentioned in any of the requirements for obtaining a loan through that company.

I submitted an online application for a payday loan with ACE a month ago. I was approved but within an hour, I received 5 loan offers from lenders I've never done business with. Two of the e-mails addressed me by name. One mentioned the exact amount I had borrowed from ACE. I picked up my approved loan in cash at a local ACE office that afternoon. When I went to my bank to deposit the loan, I found that another loan company had deposited the same amount I had borrowed from ACE into my account. Although ACE denies they shared my private financial information, there is at least two other companies who were privy to my financial information and at least one willing to access my account without authorization. The timing and details leave no other explanation.

I talked to a guy. His name was Ronnie **. He lied about everything and just took my money so don't go to this place and if someone calls you with a 206-259-6465, that's the number that scammed me so just hang up.

I was sent three checks from Bank of America from a friend of mine's account made out to me for a car that she purchased for me. I went to ACE. They wanted me to have her verify from her phone number on the check and also they wanted the bank to verify it which indeed they did. 14 days later they can be a letter saying that I owed them money for the checks for insufficient funds. Well I did not know that she had insufficient funds. Now they're saying that I have to pay back the checks or they're going to have warrant for my arrest and have me penalized by the law.

I taken out a $500.00 PDL with this company and with their interest the repayment should be $585.00. When the 1st payment was due I went online 3 days before the due date and paid the $85.00 charge to roll over my loan for another 2 weeks. When the loan was due again after 2 weeks, I once again went online and rolled over it by paying the $85.00 interest, but lo and behold beside them taking my $85.00 payment these ** deducted the total amount of $885.00 from my account on the next day.

On Monday July 29 at roughly 6:50 p.m. I went to the Ace in McKinney, Texas to get a payday loan for the very first time. I did get the loan, but the events that played out during the visit both shocked and angered me. I arrived at Ace with our two children Logan who's 4 and Mia who is almost 8. Upon entering the establishment my four year old slips on a spot on the floor, falls and busts his lip and nose. By busting I mean Logan's shirt was covered with blood. I thought he knocked his teeth out. Now when he fell and injured himself I saw the blood and immediately asked the two employees for paper towels to cover the cuts, and stop the bleeding (since the area for customers has no restroom, or even chairs for that matter!) After I asked the first time the two employees stood and stared at me as if they couldn't understand what I was saying. I had to scream "Oh my god, can you people help me?" At which the male employee Kyle, casually walked to the rear of the establishment and got a small napkin.

My experience with Ace was awful. They were very rude. They told my they were licensed and they were not. They kept telling me I owed them money when I didn't. After I reported them to the BBB they sent me a "paid in full" letter.

Please help to either get these people out of business or change their policies. Right now they have the following policies (8 reasons why you should leave these ** alone now and get your money):

My card was compromised and I called the customer service who said that they have to open a dispute which they did. I told them I live in Arizona and my debit card was used in England when the original card is still in my possession. I just got paid yesterday and someone in England withdrew everything. I went to the store on Gilbert and Baseline in Gilbert, Arizona and requested for help. The employee at the counter was helpful and spoke to her district manager to help. He told her that he would try but could not help. I requested to speak to him who refused to talk to me.

I just called my local Ace Check Cashing on St. John Street in Portland, Maine 04102, 207-780-9988. I keep getting a fax or a busy signal. So I called corp. & spoke with a very nice man named Felix. He told me he would put a call in to the St. John St. store manager, Kim, to call me. The one time I got through, a lady who spoke very broken English said (I think she said), "Kim busy. Call back in half hour." I think that is what she was trying to say? When I called back, I got a fax & I called again - busy & busy & busy. I have a simple question my word. Please Ace do something about this???

I wanted to take my wife on vacation for our anniversary and knew we were pushing our limits on funds. We paid for the vacation with my tax return (I know we made a stereotypical poor people move) but needed about $500 more when we get back to make sure everything was on the up and up bill-wise. Shame on me! I wrote a review previously on how bad and criminal the interest rates Ace charges are blatant ** against the poor and desperate. I guess Ace read my previous review or just decided the poor had more ** to give. I had to request $600 to make sure we could afford stuff for two months after our anniversary getaway. I repeat, shame on me! I would have been better off committing a felony to pay my bills than going back to Ace. I asked for a $600 loan which given past horrific ** interest rates Ace charges should have equaled about 50% percent interest. Nope!

I got a call from a lawyer called Rubin & Weizmann LLC. They demanded and threatened that they would have me arrested for a so-called payday loan in my name. I asked them who was the original creditor and they informed me that they would only give me that info once the account was settled. I got very scared and agreed to allow this company, Rubin & Weizmann, to debit my Discover Card for $250.00 and then $75.00 to get the settlement letter. Once I got the letter, it listed Ace Cash Express as the original creditor and I never did any business with this company. I asked Rubin & Weizmann LLC for further info showing the signed documents to prove it was made by me or was a fraud account. I got no response at all.

This is the last time I will ever use Ace. I knew we were getting bent over and screwed from the first loan we had gotten from them. I thought I knew how bad the "** the poor" interest rates were until I needed an extra hundred to pay for Christmas presents. Holy **, was I way off. The interest on a 700-dollar loan was a humiliating and disgusting 56%. I did not think it could possibly jump to 72% over 100 more dollars until I made the mistake of asking for $800 to cover holiday expenses. That’s right, folks. Borrow $800, and you are going to get ** for almost three quarters of the loan amount in interest. I would have actually felt better going to an actual mafia loan shark. At least he would have told me upfront how screwed I could be. Never again.

I was going to pay them on the 4th of January and they took my money out of my account on 12/21/12. Now I can't get my kids Christmas stuff.

My employer gave me a check which I cashed at Ace Cash Express. Three days later, I received a call from the Ace corporate office telling me that my employer's check had bounced and that I was responsible for the amount of the check plus a twenty five dollar bounced check fee. I explained to the rep that all I did was cash the check which I had earned and asked how I could be responsible for cashing the paycheck which I had worked for? After an extremely tense and rude conversation with the Ace corporate representative, they finally agreed to call my employer and harass him for the amount of the check. The real kicker here is that they cashed another check from my employer given to another employee which bounced as well a few days later. Don't cash a check at Ace Cash Express; they don't even have sense enough to call banks and verify funds' availability before cashing checks.

Ace Cashed a Check from Someone that Perpetrated a Fraud on Us: We were taken by a young woman selling magazines for wounded warriors. She had all the details and was very professional, said she lived in the neighborhood. Against my better judgment, I bought the magazines for an air force base in Germany. She also said that it was a promotion to support the Atlanta Rollergirls. After she left, I checked out the Atlanta Rollergirls and the first thing on the site was a warning about her with her alias and that they were not affiliated in any way. I immediately stopped payment on the check and called the Cobb Police.

We have an installment loan with ACE. We had an emergency and were unable to make a payment. I called them ahead of time and was told that if the ACH didn't go through that they would just add that payment to the end of the note. Six days after the next payment was due, we received an email thanking us for our payment. It was for the full amount of the note. We called the bank and it had not been sent to them for payment. We do not have the full amount and were expecting a regular payment, not the full note. The bank is going to stop all payments to ACE. We have tried to call ACE and have never gotten an answer. We also have received no calls from them. Apparently, we were lied to by the man on the phone and they are wanting payment in full instead of adding missed one to the end as we were told. Live and learn. We will pay them off as soon as we can and will never use them again. We knew they were a high interest loan, but never thought they were liars. Again, live and learn.

My husband and I both got loans and the people at Ace Online got all of our information and took the money out of the account and they did not have permission to take it. They were very rude on the phone. In person at Ace store, they didn't know the number for them and didn't care. So if I were you, never use Ace for a loan at all. They will cost you more than they are worth. So don't go to Ace. They suck and are very rude. I think they are just taking the money and running.

I applied for loans using my NetSpend card who is partners with Ace and affiliated with MetaBank. The responses I received back were negative. Most of the loan companies do not do business with MetaBank because the bank has been blacklisted. But I finally got a loan through PepperCash using my NetSpend card for $300.00 and just paid them off two weeks ago in good standards. A week after paying them off, I've received phone calls and emails from PepperCash saying I could apply for another loan. I did and I was approved for $900.00. After going over my info to make sure everything was still the same, I was denied. I was like what? Okay, thanks and then hung up.

I was an employee of Ace Cash Express in Houston, TX. We normally have company conference call meetings with our CEO, Jessica Parfait. She had asked us why we haven't been getting customers to pay back their loans. My response to the question was that some customers have prepaid phone and were off-line temporarily at the time that I was making the calls to remind the customers their due date, and then Jessica Parfait said, "you employees are making excuses." I replied saying, "that was a good response to take in consideration." One week later, I got terminated for not selling enough prepaid cards. This company should be viewed by the state of Texas regarding their payday loans and title loans and the way they treat their employees.

Last week, I went to your Ace store on N. Vally Mills Drive in Waco, Texas to cash a MoneyGram. First of all, your employees are rude, just downright jerks. I noticed if you're not what they want you to be, you just get the rude treatment. The MoneyGram was purchased from a national store and had a toll-free number to confirm that the MoneyGram was legitimate. But the clerk did not call it. She called her boss, and then, the clerk said they could not cash it. So, we went to another cash store, and they cashed it, because they called the toll-free number to confirm the MoneyGram was good. So the moral of this story is it's not what you have, but who you are. I will never go to your stinky stores again.

I applied for a payday loan online and qualified. After submitting a ton of my information and qualified for the loan, I was asked to call a number to verify information. I called the number and the lady needed my permission to ask my bank two questions - if my bank was active and do I have direct deposit set up. After she asked the two questions and got what she needed to proceed, she then was asking personal questions to the bank like how much money I have in my account. I stopped the conversation right there and stated that is irrelevant and she did not have permissions to ask any more questions. She then denied the loan stating if I had nothing in my account, then it would be an automatic denial.

I was in line at Ace to pay a bill and the customer in front of me was giving the clerk a hard time because she was late making her payment and her loan went to collections. Finally, after listening to the woman whine for 20 minutes, I was able to talk to the clerk and pay my bill. I was totally satisfied with the service and I felt that the clerk was professional and courteous despite the lady acting like a child. If she wanted less hassle, she should have paid the loan back on time. If she couldn't pay, then she shouldn't have taken out the loan. I bet she didn't complain when they were handing her the money. I highly recommend Ace. They did a great job for me.

I took out a loan a few months back and I could not pay it back so they are charging me with fraud/bad check thing. The thing that pisses me off most was they called my references that I gave them but because I have a unique maiden name, they went so far as to call family. I have no desire to talk to all over the country.

I have loaned from Ace Cash Express a few times now. Well when I got behind one month, I got phone calls also, but Ace Cash Express is thinking they are slick. They have a way of routing their calls through a few country towns out here in California. So when you look at the caller ID, it says a small town of Campo, CA. There is not a collection agency based out of Campo, CA. They do this so I guess you will pick up the phone. I have also noticed that they don't give you much time to pay off the original loan. But most of the time they are okay with me. I have also noticed that they are rude and demanding on the phone. There needs to be some kind of training done for these people. They also asked me, “How come you can't pay off your loan?” That is nobody's business but mine.

I am receiving approximately 20 calls per day from phone number 800-503-2463. I do not answer these calls. My phone indicates a voicemail is left but there is nothing but static when the voicemail is retrieved. I went online and looked up the number which indicated it originated from Ace Cash Express. I do have one payday loan with a local branch but it is not due for payment until March 28th. These phone calls happen on a daily basis and I want them stopped! My phone number is on the Do Not Call registry also.

I have sent my information 12 times, and they said you can't activate my card. I have tried everything possible, and I am very upset I have bills to pay. Is there any way I can get my money now!

I recently discovered a family member stole checks from me and cashed one of them (forging my info and signature) with ACE Cash Express. When I finally found out by ACE Cash Express over two months later, they asked for a form from my bank confirming fraud. I contacted my bank and I am still waiting for them to send me a fraud paper. However, just the other day I had a Robert ** from ACE Cash Express call me a liar on my voice mail and that because I haven’t produced the fraud letter, I needed to pay the money. I am never able to get a hold of him as Mr. ** doesn’t answer his phone ever. I left a message for him to have his supervisor call me because I would not be dealing with him nor would I allow him to call me a liar. I also threatened legal action, which this is something I am looking into to see if I have grounds. I am a victim of fraud and yet I have this man accusing me and calling me a liar. This place is ridiculous.

On January 15th, I went to Ace Cash express for a $170 payroll check. This is because I need the money and I do not have another place to cash it faster. The cashier after charge for the service, about $7, gave me the money and a $10 visa card. She called to activate the card and for an hour she weren't able to do it and said to go to the web site. I tried the website and did not work. I called many times to their customer service 1866-387-7363 and for more than an hour, no one answered. Today, after three weeks of trying, I finally activated the card but their customer service is frustrating. Thanks.

I was standing in line there in the lobby along with 3 people ahead of me. We actually stood there approximately 30-35 minutes while the Ace employee (Marissa) let this person go to his car twice to get information. He came back in and she resumed assisting him. I made a comment that she needed help, so when it was my turn she asked me what I needed. I said I was there for a payday loan. She asked if I had had one before. I replied several and she told me to step aside and continued to wait on everyone else in line behind me and commented to one of the Hispanic customers in Spanish.

I have loaned there on Ace Cash on every 2 weeks loan. The loan amount was $525.72. I found myself in a bind on 12/16/2011 and told them I would come in on Jan. 3, 2012 to make a payment. Well, I was there and they wouldn't take the payment and send me to collections. That was what they told my boyfriend who went in to pay the loan like always. I had only 2 payments left and they knew I was on disability. They also assured me on 12/16/2011 that they would work with me, a person who tries to do the right thing and tells the truth.

I applied for a payday loan. I got approve and was told I could refinance for $75 and can pay down the loan instead of paying it all off at once. I called to finance my loan today, and they told me I couldn't due to the state I live in, but when they approve me for the loan they told me I could. Now I can't pay the loan in full.

On Saturday, November 26th I went to Ace Cash Express to repay a $500.00 loan. I submitted $545.00 for the loan that was $544.76 including fees. I told the clerk that I wanted to reloan the $500.00 which I did. The clerk reloaned me the same $500.00 that I had earlier repaid the previous loan with. The clerk counted me out the $500.00. I did the customary signing, took the $500.00, and left. On 12/10/11, I went to repay the loan and discovered that the loan papers said that I had borrowed $1000.00. Never in my life have I ever borrowed $1000.00 from Ace. And I have been dealing with them for several years. So, I had no reason to doubt that the repayment info would be anything other than $500.00.

Although I know I owe money, and a little behind on payments, but I let them know when I will be able to pay. Ace Cash Express have called my phone over 10 times, as well as my work phone number, also more than 10 times, after I informed them not to call my work, and to take my work number off from their call list. They are harassing our receptionist, and now, I have my employer speaking to me about them calling there, and being rude so much daily. If I lose my job because of this, I will seek legal action, because we do have call times, and number of times they call daily, after I ask them to remove my work number.

Ace Cash Express did the same thing to us. They too put money into our account, and put my wife’s name on it, stating we wanted four hundred dollars and sixty cents. We tried to call them, but they do not have a number at all. All they had on their website is a toll free that is no longer in use. And as for the email address, stating that customer can email them a problem, that too is not good, our bank told us. The number and email are a fraud and scam. There are non-working number and an email. They just put it out there for customer to buy what it says. We want you to know that both Ace Cash Express and Speedy Cash are a fraud and fake. We would like to file a lawsuit against this one and we want to file a complaint as well.

On December 4th, 2011, I went into Ace Cash Express off 1900 Oates Drive and 635-IH in Mesquite, TX to cash my check. There was a woman named ** there working. From the beginning to the end of my visit, she was acting very rudely towards me. When I first got there, she was handling a customer. When it was finally my turn, I stepped up to the window and I realized she was on the telephone. I didn't want to interrupt the telephone call because I thought she was helping another customer. Then finally, after a couple of minutes of waiting, she looked up at me and said in a rude voice, "What do you need?" I was surprised by the tone in her voice. I told her what I needed done. Instead of helping me, she became very obnoxious treating me like trash. She began yelling at me after I asked her what she said, because I couldn't hear her the first time.

I am a very dissatisfied customer who was lied to and deceived by the ACE Cash Express corporate office. On 11-9-2011, I contacted ACE Cash Express about a short term loan of $500.00. I informed the individual that I needed the money to make a purchase and would be paying the money back after selling the item. I was informed that the projected payoff would be due on 12/01/2011 and the cost would be $102 and change. I stated that I intended to pay the money back on 11/16/2011 (6 days later). I was informed that I would need to call the customer service number and would be given a payoff amount that would be pro-rated based upon the number of days I used the money, instead of the full finance charge.

Anthony ** wrote me a check; my sister Patricia ** brought the check to me. (He burnt my carpet) He did not have any intention on paying. His daughter told him how your company would go after me and not him, so they knew it would fall back on me. I was in your Ace store on 38th and Emerson. And the cashier kept my check and said I had to pay for the check Anthony Lawrence wrote. I really didn't have a problem. She thought it was funny; train these people or stop payday loans. All people don't know this system and that is to write bsd check and it won't fall on you.How can you all think everybody needs this?

The company seemed like a really good company when they're sending you money, but they do not update payments in an orderly manner. As a consumer, I take these ethics personally because they basically stated that I do not pay my bills, when in essence, they withdrew the money from my account. ACE is a popular name to consumers, but just because you're popular does not mean that you're the best. Unfortunately, I had to take out loans because the property that I am renting was foreclosed. I know that this may not be the best choice. It was fast and this would have been my last, because once you use these loans, you cant' stop unless you have a plan.

I had an advance due on 10/21/2011. I was unable to make it into office to pay in cash. They deposited my check and cleared bank on 10/25/2011. I called their office on 10/26/2011. I don't know who I spoke to and told her I had a bank statement showing that the check is cleared. Then I ask her if she could clear me out of system and state database so could rewrite. She told me she could not do that. I told her was a liar and she hung on me.

I went in a store to pay the monthly note of $85.00, for a payday loan. The loan was due on 10/3/11 but I did not have the total amount on that date. Rather than accept the $85.00, I was told that the entire balance was now due. I would still like to repay the loan, but I do not have $500 in any account nor will I have saved that much for over the next 4-5 months. I would like to continue making the monthly notes due. I would not have needed a payday loan, had I not over extended my repayments. Currently, I am paying over $1,603 in loans and credit cards. This does not leave me with a surplus of $500 at anytime, in the month.

ACE Cash Express has an online service for obtaining a loan. I requested a loan for $325, which I obtained at the ACE Express on Blanco Road in San Antonio. When a payment for $98.75 was due, I attempted to pay it on the 3rd since that is when I would get my disability check. I attempted to make a payment online. It gave me loan for $423.75. I called and the lady on the phone said that it was corrected. Then, we made an arrangement to make my payments on the 6th. She neglected to tell me that the payment will be due on the 2nd, when I was supposed to get my check on the 3rd. This made no sense at all. They payment was ultimately taken from my Coastal Community Teachers Credit Union in Corpus Christi, of which I am now being charged $500 in charges ($25.00 each).

I paid my DirecTV bill in the Ace Cash Express store and they told me it will be $5.00 to do so, and so I gave them $86.38. I asked them when it should be there and they said by the end of the day. It's going on two weeks and DirecTV said they haven't received the payment. I got the receipt and called the store where I paid my bill and they said they couldn't tell me anything. They said that once I leave the store, that's it. I just want to know where they sent my money at.

I got a threatening phone call from this company saying that I owe $545 for a loan that I never got. He threatened me with my job, my SS card and my bank saying that we were going to court if I didn't pay. I sent them $200 so far and I shouldn't pay any more. I did not receive the money and I have bank statement to prove it. I just want this to stop. I don't owe them the money and I shouldn't pay. I need your help. I am so stressed out and had numerous pains in my heart. I had to go to the hospital and to a heart specialist. I need help very badly.

This is the 3rd time I've received a threatening call from some foreign guy threatening to throw me in jail for non-payment of a payday loan from Ace Cash Services. I've never taken a loan from this company. I don't know how they've gotten my name. He is rude, and says "Good luck in jail" etc. I don't know where he got my name or my cell phone number. I've reported my experience to the Better Business Bureau as well as to the State of Iowa.

Without authorization, these crooks put $300 in my bank account, then took $100 bi-weekly. I caught it right away and the bank is now doing an investigation because I have overdrafts of $284.00. I have gone to IC3.gov, Social Services, FBI, local sheriff's office, Federal Trade Commission, and all of credit bureaus (Equifax, TransUnion and Experian) telling and alerting them. I called all my credit cards and alerted them. I harass Ace everyday! They cannot harass me. I always tell them, "Sue me, then I will sue you!" Do not let them get you down. Tell them if they harass you, "I am recording this."

Unauthorized money of $350 was put in my account without my knowledge. We did not understand until overdrafts from our bank appeared. We immediately went to the bank. There were several businesses--Ace Cash Services, Advantage Cash services, Direct benefits, and others MCQ. We are on a small pension and know what is going in and out because we check daily. The bank had to tell us who it was and they found at that time it was Ace Cash or Advantage. They gave me the number and I stated, "Never would I sign a term that is $105.00 every two weeks for 30%." I walked away from such a scam.

I received a loan; I let the person know that I was changing banks and they went ahead and deposited the old check. And now they are calling everyone and my apartment giving them my information. I don't even know how they got those people's numbers and they want stop calling. I don't approve of their giving my information out to anyone but me. And I will be doing something about it.

I paid my loan off on December 6, 2010. Final payment was scheduled for Dec. 10, 2010. Rude worker (Gwen) charged me $1203.83 as the pay-off balance. I asked why I was not paying $1000 (my loan request) since I was paying my loan off early. Her comment was that I have had the loan since October. This is true. But, I have been paying the interest each payday. So what if I've had the loan since October. I was told I had 5 paydays before final payment (I wasn't given a contract at signing. Gwen said I didn't need one.). Aside from this, she is extremely rude, condescending, and acts as though she does not want to be there. Well, she needs to quit if she hates her job that much.

I took out an Ace Cash loan and paid it all back, but they continued to deduct money out of my account so I closed the account. They continually call me at work and my cell and they harass me and threaten me and my co-workers. I sent them a proof of repayment and a letter stating that they are not licensed in Louisiana from the State Attorney General’s office and they still call and harass me. I work in a hospital and they cannot continue to call that number for it’s detrimental to people’s lives. I told them this and they don’t care! Please, help me get them off my back!

I was looking for payday advance companies and found two that I felt was safe. Turns out that there was a third company that deposited $350.00 into my account! I never gave them permission to deposit money into my account! I never signed a contract with them! Now, they tried to withdraw $105.00 which bounced so a string of overdraft fees occurred!

I was looking into information about payday loans. I was checking my checking account the next morning, and lo and behold, Ace Cash dropped into my checking account a deposit that I never signed for and didn't agree to. I talked to no one about, so I am closing my checking account ASAP and getting a new one right away. I am telling the bank under no circumstances to debit nor credit anything from this company at all, that they are hackers and frauds.

For all of you that haven't noticed, Ace Cash Express is a hard money lender. Most of the complaints are by people that have defaulted on a loan. Now when you don't pay, do you think the collections department is going to call you up, ask about the kids and when's your next vacation? No. Don't think so. Do think they're just going to say, "Oh yeah, pay whenever." No. Ace would be out of business. There's one person on here saying they were getting harassed at work. Guarantee if this person had the decency to set up payment arrangements or at least communicate with the collections department, they would not be getting calls at work. Duh! People must have half a brain to get on here and complain pretty much about them not paying there bills.

Ace Cash Services either utilizes out of country resources to collect on their accounts, or sells them to a debt buyer. Quite possible that you would be contacted by several entities trying to collect on the same payday loan. I reported several payday lenders and collectors to the FTC and my state financial regulatory agency who advised that they are conducting investigations on them.

I have a pay day loan. I was unable to pay back. The company ACE continues to call my work. They have now left messages for my supervisor. I have all the phone messages recorded including my supervisor's message. I have now had to explain my financial situation with my employer. I continue to get harassing and threatening phone calls at work. I am not only humiliated and embarrassed but I'm a nervous wreck, finding it difficult to control my shaking and having serious stomach issues due to the threatening phone calls.

Hi, my name is Elizabeth. I worked for Ace last year. I was not treated the way a manager should treat an employee. My mom was told she had breast cancer out in California. So, I’m an only daughter. I asked my manager for 2 weeks off so I could fly out to California to meet with my mother. I was denied that permission, so I gave my 2-week notice.

I am a former employee with Ace Cash Express and what goes on inside is just as bad as what happens outside. First, we were forced to sell the netspend prepaid debit cards. We are told to lie to customers in order to get them to buy one and we had constant complaints from customers about their cards. We are told that if we don't sell enough everyday (the current amount as of this writing is 3 a day) then we will be terminated on the spot.

I did an Ace Cash Advance. I have never paid late and I have never had problems until now. I have been receiving harassing phone calls at work and on my cell phone from a foreign speaking gentlemen, stating his name is Marvin ** and that he was calling me about Ace Cash Advance. He is calling from telephone numbers according to caller id is 512-729-4221 in which stays a busy number and two numbers that show weird no area code-209-0008 and a weird # 052-540-068. These are how they show.

Okay! I have no clue what is going on here, but I was checking my account tonight and this company has deposited money in my account without my consent! I was checking out different places to get a loan but I never gave these people the consent to do this. Now I read that this company apparently does this to a lot of people. I will be on this first thing in the morning!

Just a heads up to all of you that have payday loans with Ace. Did you ever compare their interest rate chart with other internet loan companies? Let me tell you, it's important that you do, They are scamming you. You know when something just doesn't sound right and you check around, and find out it's not. I am paying $205 for a loan for $675 at 792.05% interest. So I started checking out other competitors finance charge sheets. If I were to take out $700, keep in mind more money at 842.05%, this is according to three other companies.

This company is fraudulent, a scam! It sounds like they pull the same stunt with most people, because as I read in other complaints, the same exact situation happened to me! They deposited $350 into my checking acct. Unsolicited by me, as all I was doing was checking various sites in contemplation of borrowing. They told me that I had checked the box to agree to the deposit and agree to the contract. I have never received a contract, I did not approve the loan, I did not say that they could withdraw any funds bi-weekly on Fridays, and they deposited the money one day before my regular paycheck was to be deposited, therefore no need for a payday loan! Thieves, scam artists, rude and poor customer service representatives...Do not get tricked into this scam!

On December 1, 2009, I paid off a pay day loan I received in November. We received our checks early and I paid them two days early. After I paid them, I was asked if I wanted a roll-over loan for December, I agreed and they granted the loan even though I am a monthly recipient of Social Security Disability and have been since I began my relationship with this organization over two years ago. The store clerk informed me that the computer would only go until the 31st of December 2009, due to my coming in early. I stated to her that I only got paid on the 3rd of every month. They were given updated bank statements every six months as requested.

I admitted default on payday loan; I asked for extension for a week and couldn't do it. I got sick and was out of work for a little while, and spoke to two people who were very understanding. But at the time, they would not let me send what I could to start paying it off. Instead Ms Ellis said, "No! We will send the check through the bank" over and over and I explained to her if she did that, it would be longer for me to pay it off as each time sent through would be $29.00 each and that could be the money sent to them to pay them off as soon as possible.

This person, Charlie, calls and says that I took out a payday loan through Ace Cash Express. I never heard of this place and never took out this loan either. They need to stop calling me on this, and by the way, they also called me on a payday loan for advance payday loan, and I didn't do that one either. This all must be a scam! Quit calling or I will be forced to call the police on them, just like they threatened me!

The calls began coming about six months ago. Instantly upon answering the call, they barraged me with threats of "a sheriff's officer coming to my front door at 11:00 AM to handcuff me and take me straight to the judge unless I come up with $300." After acquiring the company name and source of call, whomever is on the other line (who speaks extremely broken English and shouts into the phone) informs me that, that is none of my business and to take it up with the judge. None of my business? Then, further threatens that the "judge" will take my job and any other assets that I have.

I admit I defaulted on my payday loan from them. I attempted to make arrangements to pay them back. But they will not accept my money. They want it all in full and to re-advance with their services. I absolutely cannot do that. They harass me at work on a daily basis. I have told them that they can not contact my work. They continue to do so. I am on the verge of losing my job due to the harassing phone calls. I want to repay the money but they will not work with me. They were very rude on the phone threatening me that I am facing harsh consequences and they had information that I did not give them. They knew my grandmother’s name and my mother-in-law’s name. I told them I had $50 for them and they said that I was basically dumb and that a multimillion dollar company will not accept my $50. I am on the verge of losing my job with Buffalo County as a correction’s officer. I am going through a hard enough time as it is and I will probably lose my job over $500 I cannot pay all at once.

I contacted the store where I got the loan. I told them I was not able to make the full payment. The total loan was due after making so many interest payments. I was told that I could not make payment arrangements. Then they tried to collect the whole amount from my bank. This caused everything else going into the bank to bounce and I got charged overdraft fees and return fees on everything. Later, this woman called me and said that my bank had returned a payment and if I could take care of it right away. I told her I couldn't and that I had tried to make payment arrangements. She said they could only divide it up in two payments of $436. She scheduled the payments every two weeks.

A law firm representing them is suing me for 700 some odd dollars for a payday loan it says I made with them in 2007 for $300.

I had gotten a payday loan with Ace Cash Express. I have gotten them before and I have always paid them back. This time, I was not able to pay them back and I have expressed that to them but now all they do is call my work place every day. I am worried that I might lose my job because when they ask for me, they tell the person answering the phone what they are calling for which I believe is wrong of them to tell my problems to strangers.

I took out a loan I haven't been able to pay for. They have harassed me at work and told me I was going to go to jail. According to them, they had a warrant; and they have been calling my workplace nonstop harassing me. I do not want to get fired because of them. I do work for the government, and if it don't stop, I'm gonna file a lawsuit for harassment.

I made a car payment to Drivetime on 6/11/2010. The lady taking my payment was texting on her personal phone while she was taking my payment. Come Monday I get a call from Drivetime saying they have not received my payment. This is the 4th time I make a Drivetime payment at ace and have not had this problem until now. The woman needs to watch what she’s doing instead of being on the phone texting.

I got behind on some payday loans so I am going to CCCS Nebraska. Everyone I called, except Ace and AAA Payday, have been great. Ace called me at work, tried to intimidate me and insisted I would have to pay it off immediately. Finally, one rep that called me at work, said I could pay $100 and then CB to schedule next payment. I paid them on Thursday night. They called me Saturday and threatening to garnish my pay, take the stop off the check, ruin my bank account, etc.

Antonite was very rude. She claimed her computer was down and didn't know if it would come back up and then she said it would be $80 to cash my check! I have been cashing this same check for months there and it was never $80. She is very very rude to your customers and gives Ace a bad name.

I have a pay day loan with you. I lost my job because I'm care provider for the elderly and my patient passed away on April 4th on Easter. I lost my job the day she passed away. I have no job to pay back my loan and I'm in collections. It's not my fault I lost my job and I have no means to pay back this loan. Is there anything you can do to help me? I've been with Ace for six years. I've been a good customer up until April 4th. Your customer service representatives that call for collections are very rude and they are threatening me if I don't pay them. If I had the money, I would pay you but I don't.

I deposited cash onto a debit card account, left the state. I am now trying to retrieve the funds now that I'm home in Florida, but their reps on phone say that only way to retrieve the cash is to go back to Denver. They are unwilling to send me back the funds. Ace Cash Express is holding my cash and not willing to send it back to me.

I had a money order stolen from my apt complex and the money order was somehow altered and forged and cashed at their location, they refused to give me any information or the person last name I spoke with... They refused to let me see the actual money order... the name that was used was obviously fake and they would not work with me...how do I deal with this? Lost of rent... possible eviction.

I used my NetSpend credit card only a couple of times before it was hacked by someone in Romania. I contacted ACE/ NetSpend several times and reported the card stolen. NetSpend had the opportunity to block the unauthorized charge of $157.53, but they ignored the problem. I contacted the business in Romania and opened a dispute with NetSpend to recover the funds. They have not responded, and I suspect they will not. Ace Cash Express/NetSpend does not care about their customers, and their security could probably be hacked by a third-grader. If you value your money and your personal information, steer clear of ACE Cash Express/NetSpend.

Ace cashed my check after I filled bankruptcy. That was a violation of the Federal Court order and I need my money back. What can I do?

My husband and I have borrowed money from them three times now. We paid the first two completely off. And we had to borrow a third loan to help get a car. The amount was for $1000. We intended to pay them the following paycheck, but I've had to go into the hospital and have back surgery, so we were unable to pay them on the due date.

Well. I had took out a loan and I wasn't able pay whole amount due. So I tried make arrangements. They told me to pay them and than come in store, take out another one. I didn't want to take out another loan. They sent it to corporate and they started harassing me and calling my job threatening to garnish my check, which they can't do. I tried set up an arrangement but Ms. J won't accept and she has a nasty disposition. I just want to pay every time I get paid and want them to stop harassing me. I hope they get closed down.

I took a payday loan out on the 19th of December. Was not due to make a payment on it until January. Well being that I am pregnant and having medical issues, I fell behind on my payments, someone called from their office, I made an arrangement to start making payments again on 1/29/2010. Well, unfortunately I stayed pretty sick and missed a lot of work. I received nothing in the mail about the loan going into collections. Well while missing all this work, my account with my bank was forced closed for lack of funds to keep it open.

I unfortunately took a loan from them as I was in need to take care of my medical bills. I owe them $350 and now they are asking for $600.

I was a victim of Phishing the last week of January. Several companies stole from my checking account. The main culprit was Ace Cash Services! I was online looking into a small payday loan after the Holiday (last week of December) as a catch-up. I started filling out an application at acecashservices.com but the minute I entered my bank account information, I was re-routed to another site, and another site and another site... page after page of companies and offers. I was never given the opportunity of an electronic signature or terms of agreement.

They call me every day in regards to the debt owed. I have told them numerous times to stop calling my work number and call my personal phone number. They tell me that unless I get fired or no longer work there, I will continue receiving the calls. They have contacted my supervisor to discuss my case and that is a violation of my privacy and has nothing to do with my job. The people are always very rude and threatened that they will send the account to collections and I have told them on many occasions that it was fine. The harassment has gotten to the point when all my co-workers know my business as they call and question anyone that answers the phone. My boss was very upset at the fact that they called her for something not related to my work.

I advised him that I could not pay all at once can I make arrangements to pay. He then told me very threatening, “I hope you don't pay so I can file your case,” then he asked me can you pay this with another party on the other line. I told him, “No, I couldn't pay this all at once.” He then told me, “Why did you get a loan if you knew you couldn't pay so you intentionally wrote a bad check?” He said he recorded me. He turned my words all around and made out to be a liar. I’m very angry. I told him three times not to call my job. He then asked me if I was at work, I told him no he then put me on hold, and called my job to see if I was there.

They have continuously called my mothers house after being told do not call and gave her personal information, telling her I owe and they are going to file a case if I don't call in. When I called, they would not state the name of the complain just that case manager Rubio etc and hung up when I asked what company. They had my cell phone number and would never call. Finally, they called my mom and left her a number for me to call back. When I called in in the beginning of Feb, I spoke with a someone and setup arrangement to pay by Feb. 26th if I receive a check I'm waiting on. The man told me I had to have it paid by 3pm or I can pay the money out of my check and re-loan. I advised him I do not want to re-loan. I want it paid of. He said it has to be paid or they will file a case.

I did my taxes with Jackson Hewitt (I do not recommend using them and have placed a Consumer Complaint against them) and was given an ACE Cash card for my tax return. I was told by Jackson Hewitt that the card was ready and so I went there at 1:45 pm to pick it up and it was activated, and at 2:14 pm the same day, I was told that the card had only a $9.50 balance (it was $10.00, but they charged 50 cents to tell me that). Apparently, the card was activated 3 days prior to it being ready and so the money went back to the originator.

We were on vacation over the weekend and had some unexpected car troubles. This was two weeks from my payday so I called Ace to get a loan to cover the costs of the repairs and prevent an overdraft in my bank. Due to the fact that Monday was a bank holiday, I was told that a direct deposit would be in my account on Wednesday. So Wednesday comes and no deposit. I did however end up with an overdraft for the cost of the repairs that I was intending to cover with the loan. I called Ace and explained the situation. I was rather rudely advised that no one at the company promised me that the money would be there on Wednesday. I objected and stated that I was in fact told by the company rep that it would indeed be there on that day. I was then advised that I could either cancel the loan or have it deposited on Thursday. I replied that the whole purpose of the loan was to prevent an overdraft that had already occurred.

This company has called me at work repeatedly after receiving a letter from my attorney. They've asked for my supervisor, my HR department, my CEO, and my CFO, all of which I have documented by the switchboard. This is a clear violation of Texas Penal Code 42.07 regarding harassment. My husband and I have had enough.

They proclaim that they are in Texas, I do not know. But I am located in Omaha, NE. I had some financial difficulties and have been trying to make arrangements with them in regards to my Payday loan and they will not accept it. They want me to pay in full and then keep saying that I will be eligible to rewrite. I do not want to rewrite. I just want to pay it off. These people are very rude and intolerable. This business should be shut down. I am so stressed my hair is falling out due to them not agreeing to stop calling me at work 3-4 times back to back until I answer.

On 12/15/2009, I was contacted by an individual named Rylee who stated he was calling on behalf of Ace Cash Express in regards to a delinquent balance on a $300 loan. I explained to the individual I had not contacted them because of recent financial hardships and was unable to financially resolve the matter but was willing to work out a payment plan. At this point, I requested not to be contacted to my place of employment regarding financial personal matters. The individual became very aggressive stating that at this point, I had no right to make any type of requests and also stated that arranging a payment plan was no longer an option. He stated that I needed to pay the fine in full or I would be referred to the district attorney's office and that they would be contacting my employer to verify a demographic status regarding my personal financial matters.

I received a phone call at my place of employment from an individual named Wylee ** he was calling on behalf of ACE Cash Express in regards to a delinquent balance I had for a $300.00 personal loan. I let "Wylee" know recently I have been facing financial hardships and have not been able to financially resolve the matter. I asked if I would be able to work out some type of payment plan but was told that was no longer an option. I requested nicely that he please no longer contact my place of employment regarding personal matters.

I recently had a baby and have been hospitalized (2) since my baby was born. Due to me being in the hospital, which I can provide backup for, I mistakenly forgot to write a transaction down and ended up having 3 NSF but as soon as I received a letter from ACE, I immediately contacted them and gave them a specific date as to when I would have my debt paid off. The collections representative, Letesha **, was verbally abusive to me and ordered me to pay on the spot, which at that time I had told her that I was widowed and received direct deposit every 4th Wednesday of the month and gave her the date that I would pay. So as soon as my deposit was in, I went to my bank, withdrew the money and took it to the store but before I paid, I had the clerk call to verify that they did not run the check through again and Letesha assured me that the check was not presented again and I had checked my account as well. The very next day, she ran it through making me homeless.

I paid off my cash loans, but someone keeps calling me from 714 ** by the name of Blaine and said I owe this money and I have committed federal check fraud, theft of check by deception, and stolen money for the State of Illinois. Then I said, "You mean Idaho." He said yes. They have an affidavit filed, and I owe $362.39 plus some thousands worth of fees. Funny thing, I have copies showing these accounts are paid in full and with zero balance. They continually call my work but don't tell me what it is for.

These people have called my job and left messages for my manager with a case number. They no longer call my work phone, but they called a different department at work, wanting to speak to my manager and saying I am doing fraud with my work computer because I have not been able to pay what I owe them. They did not have my new phone number. I don't know how they got it, but I received a call from case manager Henderson saying I should call her before 3:00 pm Pacific time or else she was going to move forward.

I have recently been laid off and was contacted by a female from corporate, stating that I needed to make a payment or else they will proceed with legal actions. Now remind you, I had renewed the loan four times. I stated to the lady about my status - that I can pay $50 and would gradually pay more once I received my unemployment. The female stated that wasn't enough and that I had to pay it off and re-borrow the money. I had informed her that I didn't have such money. I was told they don't offer payment arrangements and will prosecute me. Until now I have been threatened and harassed by this company.

On 03/23/09, I got a phone call on my cell from a Mr. ** stating that I needed to contact him by 11 am the next day or he was going to take action on my account or I need to contact a lawyer. This call upset me because I did not know what was going on. I called the number that he called me from and I asked for a Mr. **. I got transferred to a Mr. ** that said I should get in contact with a lawyer and that I should have handled my responsibilities and I was grown enough to get a payday loan, so I should be grown enough to deal with what is going to happen next.

I have a payday loan with this company and they have been refusing to allow me to make payments of the loans and making threats to pursue legal action. Mr. also threatened to run my social security number and contact my employer even though i've stated that i could not receive personal calls at work. Mr. refused to allow me to make payment arrangements and told me that i needed to seek legal advise, and good luck to me because i was gonna need it.

I have a payday advance with Ace America's Cash Advance and was paying them faithfully each pay period, i probably paid back twice the amount borrowed or near it. The first time i was unable to pay them back was a result of my purse being stolen while at the movies which set me back because i had other bills due as well. When i contacted them to let them know the situation and to make payment arrangements they told me the minimum amount they would accept. I told them i couldnt afford to make the minimum they quoted me, but could afford to make $100.00 payments. They refused the $100.00 payments, and told me that i would continue to get phone calls. The next encounter i forgot the female's name, but i told her i was in the process of trying to see if i could borrow the money and she rudely stated that i wasnt trying to do anything.

This person attempting to pressure me in reloaning monies. I recieved pay day loans and simply got into a trap and had to reloan over and over again. I did lose my job and was unable to pay. I recieved a call from a young man threatening to file a case on me for a bad check. I feel this needs to be explained to customers verbally and in writing prior to getting a loan.

I purchased a cell from the company Roxi Miblie on 5/31/08 from Ace Cash Express. When I recently tried to activate my cell phone the phone had no battery in the package and I was told the phone has already been activated four months prior to that date. I called the Ace Cash Express because that was the place I received the phone and they told me there was nothing I can do. There were no refunds or replacement phones. I didnt' receive any appropriate service and my money that I lost due to the purchasing that phone.

I consolidated my Payday loans (I had 9 of them), and this company refuses to work with them. I have offered to make a small ($20) payment, and he said it was unacceptable and accused me of liking to get money free, and accused me of writing a bad check (it wasn't bad at the time i gave them the unsigned, unwritten check). I closed the account after I consolidated and left them a message.