Ace Cash Express Reviews

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About Ace Cash Express

Pros
  • Quick loan approval process
  • Convenient online application
  • Flexible repayment options
Cons
  • High interest rates
  • Aggressive debt collection practices
  • Frequent miscommunication issues

Ace Cash Express Reviews

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    How do I know I can trust these reviews about Ace Cash Express?
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    Page 2 Reviews 10 - 40
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    Customer ServicePunctuality & SpeedMaintenanceLoan Process

    Reviewed July 8, 2024

    I have done business with Ace Cash Express for a very long time. I kept the past Pay Day loans documents on file. During the time I had loans with this company, I paid on time until the very last one was paid late due to Bank of America closing my account because of unusual circumstances. When the bank closed my account, I did not have access to my funds to pay Ace Cash Express on a timely basis. However, I know my obligations with Ace Cash Express and kept in touch explaining the issues about my funds.

    Eventually, I opened a more reliable bank with Wells Fargo and once I received my funds, I did pay the last loan. Then when I tried to apply for another Payday loan with Ace Cash Express, it stated “Poor Loan Performance with us”. This statement still says the same thing after a couple of years and customer service has the nerve to say, "Try it again over and over soon". Every time I tried, the statement remains the same, “Poor Loan Performance with us”.

    This shows me that Ace Cash Express will not listen to reason if you have issues with the bank. Do they want me to rob the bank just to get the funds for their convenience. I have dealt with Ace Cash Express Payday competitors like Advance America, Speedy Loan, USA Cash Express, and many more. This is the only Payday loan will not work with you and not being realistic. Sounds like the CEO of Ace Express Cash has unrealistic expectations and is just greedy. I would not deal with Ace Cash Express; this Payday company is not realistic when it comes to lending loans.

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    TechPriceLoan Process

    Reviewed June 24, 2024

    They approve you and somewhere in the contract you sign, they want money upfront to get the loan. Very shady business tactics. If I had the money, why would I need a loan from them. And then of course, if you cancel the loan, they want more money from you.

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    Reviewed June 1, 2024

    Thank you to Rinika I was in and out with all my needs met! Great person skills. Very nice lady! Store was clean and neat! Welcoming environment also! I felt at home while trying to cash my checks! Thank you!

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    Staff

    Reviewed April 3, 2024

    Jose at Ace Cash Express on MLK Blvd in Los Angeles, California is very kind and helpful. He patiently listened to my concerns and gave advice and help where needed. He is a valuable Employee…very knowledgeable. It’s a pleasure doing business with him.

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    Customer ServiceStaff

    Reviewed Aug. 25, 2023

    Jasmine was very helpful and nice when I came up to the store .. Great customer service… She was very patient with me and getting me everything I need in a timely matter. Will definitely be back .. Thanks again Jasmine.

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    Punctuality & SpeedStaff

    Reviewed April 19, 2023

    Get in and out with her always. No waiting long. She is friendly. Other places I've been cashiers look like they're mad at the world. In Ace cash I never seen a angry face cashier. I been using them for years now.

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    Contract & TermsPunctuality & SpeedBillingLoan Process

    Reviewed Feb. 15, 2023

    I have dealt with Ace for a long time and never had an issue until recently. I have had several loans and paid them back with no problem. When I took my loans my paydays are on Wednesday but for convenience they have allowed me to come in by that Friday to pay this has been the way I've done it for a year now. This last loan I went and paid on Thursday a day earlier I was thinking, the next week I get a letter saying I was put in collections. :(

    When I contacted the Muncie IN South location I am told I was suppose to pay on Wednesday. They took my payment, tell me they will see me in two weeks then turn me into collection, I was pissed. Afterwards I am told to just continue to pay but to do it on Wednesday, "Fine", I have 2 more payments. I get paid on Wednesday about to withdraw to make a payment and my account shows ACE took the last two payments out. This is really crazy because I was never late from my original arrangement or after being told to pay on Wednesday. They have no respect for long time customers, it appears. I will not ever go back to them again.

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    Customer ServiceRefunds & PayoutsBillingLoan Process

    Reviewed Feb. 3, 2023

    I borrowed 200.00 and have now paid them 459.00. They just keep taking money out of my account. When is the loan paid for and over. I will never do business with them ever again. What a horrible company. How much money would they keep taking had I not called my bank to stop payment.

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    Customer ServiceSales & MarketingLoan ProcessRates

    Reviewed Nov. 23, 2022

    They advertise title loans for a company out of California called Wilshire Consumer Credit/Westlake Financial who then uses a bank in Utah to provide loans well above the interest rate allowed in the state of Florida using Florida’s own title documents. This is a “rent a bank” scheme and I wouldn’t get involved if I were you. They have absolutely taken everything from me. The bank doesn’t ever call regarding the loan. They have 3rd parties on behalf of Wilshire to constantly harass you with phone calls. This is a predatory loan and they need to be shut down. All the companies involved in this little scheme they play. I will not pay a single dime to any of them.

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    Customer ServiceStaff

    Reviewed Nov. 17, 2022

    I would like to compliment Margarita ** for her awesome Customer service. She shows her caring for client's need. Please value her experience. Give her a merit increase..She is always attentive to all the customers.

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    Refunds & PayoutsStaff

    Reviewed Nov. 11, 2022

    I went in to pay rent $545. I had $800 with me. Somehow I gave $700. I got back $53, I go back in to find out they don't have my money. Of course they said I went somewhere else. WRONG. At no time did anyone say, "Hey we reviewed our cameras." Only thing I was told was I was getting no refund. Moral of this mistake if you pay rent here and have any problems good luck. Police will pass the buck and say it's civil and scandalous business will not help you.

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    Loan Process

    Reviewed Aug. 24, 2022

    If you apply for an online loan, they are going to deposit a amount in your account, then ask you to withdraw it. And send it back to them. Trust me, when you pull the money out keep it, you will not get the loan.

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    Refunds & PayoutsStaff

    Reviewed Aug. 18, 2022

    My experience checking a check for the first time with Ace was Great!!! Sheliah ** really help me through the process. I also received an Ace card to get my direct deposit for my new job and Sheliah informed me you get paid a few days earlier. I will be returning to that same store for that excellent service!!!

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    Customer ServiceStaff

    Reviewed March 15, 2022

    Yes I’m so thankful for your employee Jennifer at the west 10th street Ace Cash Indianapolis Indiana. She’s so sweet and helpful and always a happy go lucky person. I hardly ever see her in a bad mood or rude to anyone and I see a lot of people being rude to her because she can’t do what they want and I see she tries to help them.

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    Staff

    Reviewed Feb. 26, 2022

    I just wanted to express my gratitude for the manager Teresa at the Ace cash express on Viscount. I haven't been to that location in a few months and she remembered. She's always kind and very professional. Thank you for all you do Teresa.

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    Punctuality & SpeedRefunds & PayoutsStaff

    Reviewed Aug. 24, 2021

    I worked with William **. He told me my credit wasn't satisfactory, so the company put in several deposits, the last amounting to $1,250. I was told to go to the store and get gift cards reflecting said amount, and send to them. It would boost my credit score. I did this three times! What a fool I am. I gave him all my information thinking the company and its rep were trusted because they have been in business so long. They took all my money in my checking and savings account, while William kept telling me to wait 30 min., wait 45 min., wait, wait. I will never, ever do business with this company! Now I am in the negative in both accounts.

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    Customer ServiceStaff

    Reviewed July 1, 2021

    I normally visit your store in Irving Tx. 2802 North MacArthur. Like to give thanks to Ms. ** for her professionalism, know her job responsibilities and getting you out in a timely manner is very important key. Not to mention her greeting and smiles of genuine care for her customers not just about get business for that location. Making sure the customer had a satisfied experience and explains everything in detail. Thank you so much. I will be customer for a long time and telling others of the awesome customer service.

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    Customer ServiceSales & MarketingPunctuality & SpeedStaff

    Reviewed June 22, 2021

    I went to Ace check cashing to cash a money order, that other places kept denying. The representative, Sheria, went above and beyond to verify my money order was valid. She had to contact several people and wait about an hour, but she was able to verify and cashes my money order. This is excellent customer service and she deserves a bonus or a promotion! Thank you Sheria.

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    Punctuality & SpeedRefunds & PayoutsLoan Process

    Reviewed June 4, 2021

    I have been a Ace Elite as well as NetSpend card holding for over 10 years. I recently noticed a transaction that was not authorized for $1300. I filed a dispute. I reached out to the merchant and was told I could get a full refund due to me not having an account with the company Credit Acceptance. It was for a car loan although they didn't provide me with the account information. I own my car. I was not about to be paying someone else car note. It is a pandemic out here. People are already suffering and struggling.

    I was told to go thru my bank and have it disputed. They closed both accounts. When it was done on the Ace not NetSpend. Why because I wanted a refund. Then was told that I would have to wait 7-10 business days to receive my check in the mail. Asked them if they can have it rushed delivered. Was told NO. Why not? They rush deliver the debit cards. Why is a check any different. They act as if they wanted me to get ripped off. Ace sucks all the way around the board.

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    Customer ServiceStaff

    Reviewed Dec. 30, 2020

    I went into Ace Cash Express, The representative was so helpful and courteous to not only me, but the customer on the phone, and the also the customers in the store!! So very friendly. Thank you, ANGELA!!

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    Customer ServiceRefunds & PayoutsLoan Process

    Reviewed Oct. 21, 2020

    I applied for an online loan. Received an email from Ace Cash Express. Was asked to call to confirm. The man insisted over and over again that I get more than what I wanted and then tried to get me to pay them $198 before I was able to receive my loan. No. Don't ever do this. You never pay for a loan ahead of time.

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    Customer ServiceStaffLoan Process

    Reviewed April 1, 2020

    This is my first time ever applying for a loan and I must admit it will be my last. The whole experience was a complete headache! Right now with everything going on I couldn’t believe that at a time like this while We are going through a pandemic that they would take out every last cent from my account. Then when I called to try to speak to someone Carrie is who I spoke to then when I called to try speak to someone Carrie is who I spoke to Aaron with no help. In fact she was quite rude! I would never recommend this place nor will I return.

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    Customer ServiceOnline & App

    Reviewed March 4, 2020

    Filled out an online application I wanted to cancel. They tell me that can't find the account despite the fact I give them my information when I call. Yet the account is there online when I log into it. They are fraudulent as hell and don't trust anything they say. Will be putting fraud alerts on my accounts.

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    Contract & TermsPriceRefunds & PayoutsStaffBilling

    Reviewed Feb. 2, 2020

    Decided to open an Ace checking account when the Ace employee suggested I do so to avoid paying high fees to cash my monthly and biweekly payroll checks. She said if I had direct deposit I would not be charged anything to withdraw the money, at most 3 dollars. I withdrew 1500.00 yesterday to pay my rent and other bills and was charged 25.00 and some cents. This was at an Ace location on Lafayette and San Bernardo in Laredo, TX. On top of this I am charged a 5 monthly fee for having the account, even though I have direct deposit for two separate incomes. To make matters worse, the overdraft fee of 15 dollars has increased to 20. There are also long lines at the local Ace locations.

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    Customer ServiceStaffLoan Process

    Reviewed Jan. 22, 2020

    I applied for the installment loan and was pre approved. Sent in information as requested and each time they came up with an excuse it was wrong and would make me reapply. Each time I reapplied the amount would go downs by $100. I even had to mark all my information so they could see it before sending it in because they have no idea what they are looking for. There finally wasn’t nothing they could pick at on my info so they just said they didn’t receive even though I have email proof. The employees have no idea what they are doing and give automated responses. The last time I received calls but left no messages and when I called back the employee had the same damn auto response and stated he showed no calls. Horrible place that has no idea what they are doing.

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    PriceStaff

    Reviewed Dec. 13, 2019

    Awful. Never use this company. Went to the one on Gravois Road. The girl Anna was so unprofessional. Tried to cash a check. She took forever then tried to charge me 250.00. I said never mind. Went to Check N Go. They cashed it for 90.00 and was very nice. I do not like dishonest people. Please Do Not Use Ace. MARIE

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    Customer Service

    Reviewed Oct. 22, 2019

    I have gotten loans from here a couple times. However, I went through some financial hardship. Instead of being given the option to make lower payments for a payday loan. They sent my case to court! I received no mail or phone call until I got the call from the county court! They actually will take you to court for a $200 dollar loan!! Instead of allowing you to make payment arrangements they called me one time and within five minutes they called the people that I had listed on my application. They did that instead of allowing me time to call them back! I do not recommend doing any type of loans with them. Choose another place! There are plenty other loan places offer want to help you pay off your loan without going this far!

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    Customer Service

    Reviewed Oct. 18, 2019

    I will never use this company again. I was afraid to try them to begin with and I should have listened to my instinct. I borrowed $500 and ended up paying $971 in 3 payments. Yet I was told a different amount. When I tried calling for customer service they kindly told me they could not see "in store" loan information. Had I made the 12 payments as I had initially signed for I was going to end up paying $1760. Yet in 3 I paid $971. Makes NO sense & I HIGHLY recommend that no one use this company.

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    Reviewed Oct. 11, 2019

    They'll run your credit without permission. They'll call your bank and ask about your latest transactions all to lend you a few hundred. Don't use it. Use lendup.com or cashnet.com instead, they don't run credit.

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    Customer Service

    Reviewed Oct. 5, 2019

    After applying for a payday loan yesterday I received two emails after they were closed that stated the following: "Your application for a short-term loan is approved based on the information you provided on your application, but we still need to verify some of your information. Please call us at 888-753-2392 to complete the approval process during our business hours, 7:00 a.m. to 9:00 p.m. CST."

    But when I called in thinking my loan was all set and my financial problems were solved, I was told the loan was only pre-approved and I still had to wait. Nobody could tell me how long nor why I have two emails saying the loan was approved and for me to call in. When I explained I felt the emails were deceptive and I wanted too cancel my loan they refused to do so telling me I had to wait for it to be approved and then and only then could I cancel the loan application. Total humiliating waste of time and of their own company resources answering my calls. They also won't let me cancel the loan now and want to keep me waiting and worrying about the whole situation. If you want to be deceived and humiliated when you are in a tough financial spot then this is the company for you.

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    Ace Cash Express Company Information

    Company Name:
    Ace Cash Express
    Company Type:
    Private
    Year Founded:
    1968
    Address:
    1231 Greenway Dr. Suite 600
    City:
    Irving
    State/Province:
    TX
    Postal Code:
    75038
    Country:
    United States
    Website:
    www.acecashexpress.com