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RushCard Reviews

Out of business
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About RushCard

RushCard gives users more financial control by only letting them spend what they load onto their prepaid Visa RushCard. You can use RushCard for long-term savings or day-to-day purchases and deposits. The direct deposit program lets cardholders with qualifying deposits receive funds up to two days early. Select from two different plan options.

Pros
  • RushGoals saving feature
  • User-friendly mobile app
  • Early paychecks with direct deposit
Cons
  • Higher fees than some competitors

RushCard Reviews

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    Page 24 Reviews 3230 - 3380
    Verified purchase
    Customer Service

    Reviewed Nov. 18, 2015

    System down - They handle it poorly. Every I call everybody I spoke to on did not know what to do, calls were dropped. They kept hanging up on me, would direct my call to the wrong dept.

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    No response received
    Verified purchase
    Punctuality & Speed

    Reviewed Nov. 18, 2015

    The 2 day early direct deposit is a brilliant service you offer. It makes my life so much easier. I pay my bills on time, now early even. I use my RushCard to make only purchases, at the atm, and I swipe it as credit or debit. Its very convenient to load and use. Thank you RushCard.

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    Verified purchase
    Customer Service

    Reviewed Nov. 18, 2015

    I was very disappointed when I stop getting my balance everyday on my phone. But now I do get it when I only use my card.

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    Verified purchase
    Lataysha increased rating by 2 stars.
    After a positive interaction with RushCard, Lataysha increased their star rating on Dec. 1, 2015.

    Updated review: Dec. 1, 2015

    Rushcard is trying to redeem themselves from the debacle that happened a month or so ago. I will see how this goes.

    Original Review: Nov. 18, 2015

    I have experienced nothing short of disappointment from this company. I will never use Rushcard ever again!

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    Insufficient response received
    Verified purchase

    Reviewed Nov. 18, 2015

    I have been a loyal RushCard customer for almost two years, and never had any issues until now. This technology glitch has driven me away because it occurred at the worst time - on my vacation. While away, I lost access to my money, which was rough. I needed these funds to pay my baggage fee for the return trip. Such a big inconvenience!!

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    Verified purchase
    Customer Service

    Reviewed Nov. 18, 2015

    All in all, a pretty fair card, regarding fees. Of course, we would all like one that's completely fee free, especially if it has direct deposit. The "bill pay" option could use some polishing up. I have had to manually enter my information on most of my bills, due to not being in the drop down menu, and recurring payments have to be re-enter each month, because the system does not retain the information, for some reason. It's easier just to call creditors and pay with the debit card by phone, which more often than not... generates a fee to use this option.

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    Verified purchase

    Reviewed Nov. 18, 2015

    A dispute I filed - I'm not satisfied with the service I been given. I been lied to and it's just crazy.

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    No response received
    Verified purchase
    Punctuality & Speed

    Reviewed Nov. 18, 2015

    I love it and Rushcard is my favorite company and service are great and amazing and only thing I like is get pay Two day early which I get in on time without waiting in mail.

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    Verified purchase

    Reviewed Nov. 18, 2015

    I am glad that the system error issue was resolved.

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    Verified purchase

    Reviewed Nov. 18, 2015

    Easy to take care of my bills.

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    Verified purchase
    Customer Service

    Reviewed Nov. 18, 2015

    Ever since the computer SNAFU, the text alert system has not worked. Every time I try to enroll on my phone, I get a message: "there was an error processing your message." Could you fix this!!!

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    No response received
    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 18, 2015

    I was a Rushcard holder for about 3 years. I enjoyed the services rushcard had to offer. The thing I enjoyed most was receiving my paycheck 2 days in advance. I liked rushcard so much I made it my primary banking account and also had my tax return loaded to the card. Well this past October rushcard made some changes, and as a result every one that owned a rushcard was affected. I could not access my money for a week, I also could not speak with a customer service representative because rushcard's phones were down. I also made an attempt to email, still no success. When every thing was resolved the only thing the company offered us was to waive next month's monthly fee. Considering what card holders had been through that past week, I don't feel that was enough. Not to mention my account was closed during the process of them making changes without my knowledge!

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    No response received
    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 18, 2015

    It's hard to understand the customer service reps when English is not their first language. The questions they ask are frustrating if the customers' request is done correctly, and received the first time. I only got this card to be able to transfer money to my daughter. It's always a problem with the card in one area or another.

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    No response received
    Verified purchase
    Customer ServiceReliability

    Reviewed Nov. 18, 2015

    On October 6th 2015 I bought a bus ticket from greyhound. I wasnt able to use it. They canceled on me. I spoke to them to refund my money of 139.00. They would not. So I called you on the 7th of oct. and the women I spoke in customer service said rushcard will gladly give me a refund. Then the next few days something went wrong with rushcard company. I think you were upgrading your systems. I wasnt able to log in. I still cant. You dont answer the phones anymore. I cant access my account, I cant get a hold of you to find out where my refund is.

    Now your automated system say I have to do a written statement for my refund. I been A rushcard customer for many years now. You've made it impossible for me to find out anything. I like my refund please. And because I couldn't access my account for 5 weeks now I had no choice but do go to my bank and get a debit card.

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    Verified purchase
    Staff

    Reviewed Nov. 18, 2015

    I've been a RUSHCARD member since 2009. I've lived with not being able to PAY AT THE PUMP, now FIXED. Most recently, I've had to live through the Oct. 12, 2015 issues that have gained NATIONAL attention. I still can't say that I know exactly what happened but this is the first MAJOR OUTAGE in six years. I must also say that, while some customers has horrible experiences, mine was minimal. I couldn't get online but I could do everything at an ATM. My balance was wrong when I was able to get online but it was correct at an ATM. Clearly they were two different systems. In all, good job!

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    Verified purchase

    Reviewed Nov. 18, 2015

    I loves this Rushcard for long time with no problems. They helped and fixed my issues at least twice in past.

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    Verified purchase

    Reviewed Nov. 18, 2015

    So far so good. Very good card to have.

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    Verified purchase

    Reviewed Nov. 18, 2015

    I'm very happy with RushCard services.

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    Verified purchase

    Reviewed Nov. 18, 2015

    I love my rush card.

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    Verified purchase

    Reviewed Nov. 18, 2015

    I have nothing bad to say about RushCard. My experience has been good.

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    Verified purchase

    Reviewed Nov. 18, 2015

    Too much hold time - I was on hold for an hour and then transferred and on hold for another 19 minutes.

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    Verified purchase

    Reviewed Nov. 18, 2015

    Will never use RushCard anymore. After weeks of me telling them they were taking money out of my account that wasn't supposed to be took they finally gave me back a third of what they took... I just don't see the benefit of dealing with RushCard!!! The bank does free direct deposit and no fees to swipe your card...

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    Verified purchase

    Reviewed Nov. 18, 2015

    I am a very faithful and dedicated card holder. I have been with Rushcard since 2012 and I'm very satisfied with their services. I will continue to be a Rushcard holder.

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    Verified purchase

    Reviewed Nov. 18, 2015

    I will no longer use Rush. Was with them for 2 years and then the whole transition screw everything up. My money was held hostage for 2 weeks. I don't need to explain no further. Just know that I no longer will use or need your service.

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    No response received
    Verified purchase
    Customer Service

    Reviewed Nov. 18, 2015

    I like Rushcard and my experience with them is okay, but I've had an issue with them in the month of September. I had made a RushCard payment to my cable company and they said that the cable company never got it. I have proof that the payment went through and the confirmation code, and I've sent the cable company a fax of the paperwork, and they still say they haven't gotten it. I've tried calling RushCard to see if that payment has been taken out. They say they'll transfer me to some other department and I stay on the line forever waiting for them to answer, and they don't answer. But this is the only issue that I've had with them since September. I didn't have problems with them changing banks. It was a power outage that they had and that's when everything went haywire.

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    RushCard
    Response from RushCard

    Thanks, Anna! We appreciate you taking the time to review us we're glad to hear that you're satisfied with your RushCard service. If you ever have questions about your card or our services please let us know. Thanks again for reaching out on ConsumerAffairs!

    Customer Service

    Reviewed Nov. 18, 2015

    I have been a customer for almost 7 yrs now, and never had a problem until now. I deposited money more than once to pay a bill and when I tried to charge it, it failed to go through. I called over and over and spoke with a specialist and gave them a reference number from the receipt of my deposit. And they said it would be on my card in 48 hrs each time I called and it was not and still not on there. I keep calling and they leave me on hold, and say the same thing but still nothing. They sent me a blue card that looks fake but I am done and want my money back.

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    Customer Service

    Reviewed Nov. 15, 2015

    I been a member of RushCard since 2013 but this last Sunday I called RushCard regarding $24.00'dollar yes $24.00' dollar. You see on Oct 6, 2015 I paid my post office box but for some reason the payment didn't go through but RushCard sent me an alert stated that $24.00 was taken out of my account for the USPS (Post Office). So Saturday morning I made another payment and this one went through. I called RushCard and explain the matter to them and they said they were going to get back my money from Oct 6. Well on Oct 15, 2015 I called RushCard again about my money. This time I was put on hold, hung up on, I asked for a Supervisor and that was denied, and then I was told I am not owed a dime. Hey I'm talking about $24.00, I rest my case.

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    Customer ServiceStaff

    Reviewed Nov. 15, 2015

    So I've been a member since 2007. I've never had an issue until now. Two weeks ago my direct deposit was deposited into my account. When I went check my account it was gone. I called the customer service line - was put on hold for hours. Finally I spoke to some who saw the problem and assured me that my money would be on my card within 48 hrs. After speaking to two more agents on different occasions I still have not received my money or any kind of contact letting me know what's going on. I believe this bad customer service. They are handling people's money and as fast as you took it you should be able to put it back.

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    Customer ServiceReliability

    Reviewed Nov. 15, 2015

    I haven't had access to my funds for over 2 weeks now! They just keep saying due to a system update. They are not sure when I will have access to my money. In the meantime, my rent is not paid and there is no food in my fridge for my kids. I trusted them for over 5 years and I will be closing all my accounts with them and never recommend anyone to use their services! It's amazing how if you rate them a 5 on here they respond with a thank you. However you have all these real issues going on with no attention paid to those comments. That's exactly how they are when you call them. They just read a script and are very robotic. Never answering the questions directly!

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    Customer ServiceStaff

    Reviewed Nov. 15, 2015

    Customer service was not kind and considerate to my complaint of over charges. Usually customer says to a customer "I apologize for any inconvenience." They said nothing. They sound like they reading script. After I told customer service rep Angelo he show no compassion. I've been having problems for over a month. Money charged to my account, no results, no passion for customer. I am unhappy. I'm gonna try NetSpend and cancel my card as soon as I'm compensated or I will seek legal advice.

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    Customer ServiceStaffReliability

    Reviewed Nov. 14, 2015

    Ever since the so called maintenance I have had issues ever since. At first I could not log in. Could not do any transaction from atm or online bill pay. Was not able to reach anybody through customer service because they would hang up. Well now weeks later I am able to use atm and make card to card transfer but I am still unable to pay all bills online because transaction gets declined and I am unable to debit my card to send money to my American express card through my serve account when all before I could because my Rushcard is linked to serve as the card to transfer funds. I called to ask why I am no longer able to do this after the maintenance. The first response was Rush only do card to card transfers but I explained to her that I was making transfer to my serve account before this fiasco happened. She kept giving me the same nonsense.

    I then asked why I am no longer able to pay all my bills online. The response is "your card is active and I will have to check with the merchant" even though these are the same bills I've had using Rush to pay. So now they telling me it's on the merchant's end a bunch of crap. So customer service is a joke because nobody knows anything. They're reading a script and have no knowledge. I asked if the issue is completely fixed. She said yes. Really that's a joke. My husband called today asked the first question then was put on hold for 42 minutes without anyone coming back to the phone. He end up hanging up and getting someone in five minutes. I guess the previous rep put him on hold and went to lunch. Rush is a joke right now and Russell Simmons is a joke because if he cared he would give his reps better knowledge or information to assist customers. Something needs to be done.

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    Verified purchase

    Reviewed Nov. 14, 2015

    I like RushCard because I get my money two days earlier which is helpful. Also, I don't have any fees right now because of the holidays. I use the card to pay bills and to make online purchases. They have a direct deposit feature which I use. I'm planning to get another one so I can have two different. I have my mom sign up for as well.

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    Customer Service

    Reviewed Nov. 14, 2015

    I made an online purchase and cancelled it almost immediately due to an error on my part. I contacted the merchant. They told me they only put a hold on the funds to verify it, but they do not withdraw the funds from my account. So they hold on my funds which is $942.00 have not been available to me, it shows pending. I have contacted RushCard member services but they put me on hold, transfer me to higher departments and I always get told my account is uploading or they put me on hold and hang up on me. At one phone call RushCard contacted the merchant and verified the transaction was cancelled. RUSHCARD stole my money and does not want to give it back.

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    No response received
    Customer ServiceStaff

    Reviewed Nov. 13, 2015

    My fiance tried to withdraw funds from a SunTrust bank in Silver Spring and the money was never dispensed. I have called Meta Bank and was told to call RushCard customer service. The customer service is horrible and I will be going to Bluebird prepaid American Express. Susan ** the financial adviser said that they are the best. The RushCard agents are oversea and they do not understand anything that I am saying. I will never deal with RushCard again. I have been on their customer service line for 25 minutes, and it is unacceptable. Russell Simmons should shop the phones to understand my frustration. Now I have to wait until Monday because I can't get anyone on the customer service line to help me. I have been going back and forward with them all day.

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    No response received
    Verified purchase
    Customer ServiceStaff

    Reviewed Nov. 13, 2015

    I have been a customer with Rushcard since 2012, and I recently closed my account, and they happened to, on their own will re-open my account because I had a remaining balance when I logged into my Rushcard online app. I call them, after waiting on hold for hours I finally get a representative, which claims he cannot send me my remaining balance (but they have done it previously), so he transfers me to a specialist and after waiting on hold again for hours, I get a specialist, which when he says the action of closing my account is processing and then I get hung up on. I HAVE GONE THROUGH THIS SEVERAL TIMES THIS MONTH ALONE. I WOULD NOT RECOMMEND RUSHCARD TO ANYBODY.

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    Customer Service

    Reviewed Nov. 13, 2015

    I have been a customer since 2012. I can't transfer funds from my RushGoals to my card since Nov 3. I was given a 1-2 day time frame. It’s now Nov. 13, still don't have access to my funds. A total of 6 "escalation" has been sent and I still haven’t heard from anyone.

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    Customer ServiceStaff

    Reviewed Nov. 13, 2015

    They said they deposit my direct deposit twice but they didn't. But they still took my pay check and keep telling me the same old story that corporate is working on it.. I need my money - it been eight days.. The customer service representative found the problem but I still didn't get my money. Can't paid my rent or other bill. Help me please.

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    Customer Service

    Reviewed Nov. 12, 2015

    Suppose get my money earlier today but didn't. I call customer service and they giving me runaround with different times when my money coming through. Aint it hasn't came yet. I need the money to pay my light bill before they get cut off!!!

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    No response received
    Customer Service

    Reviewed Nov. 11, 2015

    Highly recommend that you do not get a rush card. This past two months has been hell. They have taken money out of my account and say they will refund it back. I have been waiting. The update on the system was the worst idea they have had. I can't log into my account all the time and my balance change daily. I will never in a million years ever use rush again. One other thing, when you call customer service the phone just hangs up on you now!!

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    Verified purchase
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 11, 2015

    RushCard has the worst customer service ever, no associate is willing to help you even when you request to speak to a manager. They will block your card and money for days and not care if your baby has any food or not. All they say is, "sorry there is nothing I can do". Even when I fax in all the verification documents to them right away on time, they still will not release your money till 2-3 business days. I will never ever use RushCard services again and will let everyone I know not to use their service. Sadly they do not care about their customers at all. The worst experience I have ever had.

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    Verified purchase

    Reviewed Nov. 11, 2015

    I'm unhappy about my account. I been with RushCard for 7 years. They taking money from my account without me knowing.

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    No response received
    Customer ServicePunctuality & SpeedStaff

    Reviewed Nov. 10, 2015

    I have had my RushCard since June of 2015. Before this "update" I got paid on time with no problems. However since this update I have had countless issues with my direct deposit. So far I have gotten paid a day or two later than I am supposed to and as of today it seems that once again I will get paid a day late. Per the conversation I had with the customer service agent "IF tomorrow is a holiday then we will not post payments as we do not post payments on Holidays..." I explained that tomorrow is Veterans Day and that the banks will be open so therefore I should still get paid. She then said again "IF tomorrow is a holiday..." makes me wonder IF she was even in the USA. I base my bills around my paydays so this for me is a very big problem.

    At any rate I have changed my direct deposit to my Credit Union account. I would much rather get paid on a regular payday than to MAYBE get paid 2 days before payday by a company that supposedly guarantees that. THANKS A LOT RUSHCARD FOR MAKING SOMETHING I THOUGHT WOULD BE MORE CONVENIENT, VERY VERY VERY INCONVENIENT!!!

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    No response received
    Customer ServiceStaff

    Reviewed Nov. 10, 2015

    I have had this card for over 3 years and never had an issue with it. It has worked as promised until recently. MY card expired 10/15 and they sent me a new card towards the end of October. I called the number on the card and attempted to activate it. Automated system told me this card was already activated. I didn't think anything of it until a few days later when I attempted to use the card and was told the expiration date on the card was incorrect. I have since spent the last 5 days on the phone with their horrible customer service and been on hold for hours on end. "Due to high call volume" even the supervisor line is a 45 min to 4 hour hold. This tells me they have a lot of issues that get escalated to supervisors because they are unable to resolve them. As someone who has worked in Customer Service for over 10 yrs now, this is a major concern.

    My issue is relatively simple yet countless emails and phone calls all seem to net me nothing. I even attempted to call the bank that backs RushCard and the direct line they had was to a non-working number. I was promised a Corporate Contact for Rush card would be calling me about my issue and I still have not heard from this person either. As I say I have had 0 problems with RushCard up to this point, but being unable to access my money in any way for 5 days now is unacceptable.

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    Resolved outside ConsumerAffairs
    Customer Service

    Reviewed Nov. 9, 2015

    I am patiently awaiting for RushCard to fund my paycheck from 3 weeks ago. I have called customer service 3 times and yet they've took my information and ensured me that I will get my paycheck once everything is figured out during the whole systems crash down and I haven't been contacted since then and I'm close to signing on board to suing RushCard! This isn't right by any means. I hadn't experienced any problems out before this incident had occurred. Is it too much to ask for the wages that I worked so hard to receive. Now I had to sign with another company and once this problem is resolved I no longer want to be in business with RushCard.

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    Verified purchase
    Customer Service

    Reviewed Nov. 6, 2015

    I never had a problem with my RushCard Account. I didn't know anything was wrong until I lost communication with the Bank. Even after that shock, my account purchases and withdrawals and direct deposits were not affected. I am sorry that I panicked and switched. I would recommend RUSH CARD to anyone and would return if notified that the problems were solved.

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    RushCard
    Response from RushCard

    Thanks for your thoughtful review, Lynell. We can announce today that all major functionality, including 2 day advance direct deposits and card-to-card transfers, is restored. We’re committed to giving you a RushCard experience that’s better than ever so please let us know how we can help you return as a valued cardholder. Thanks for reaching out on ConsumerAffairs.

    Reviewed Nov. 6, 2015

    I been calling for 10 days to tell them my card is expired and they refuse to help me. The new card is not working. I don't get paid till next week. My family has been hungry because I can't get my money off this stupid card.

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    No response received
    Customer ServiceSales & MarketingStaff

    Reviewed Nov. 6, 2015

    I have been with RushCard for 8 years and lately it has been one bad issue after another until it really became WORSE!!! RushCard manager by name of "Will" said that I was paid by my employer numerous times. At this time, I had HR and Payroll from my job stating I was issued my direct deposit on my usual days (Bi Weekly). Payroll at my job stated they never paid me more than what I was due but RushCard stated that I was. He brought up transactions that I never made and even when he stated the amounts it still didn't add up to what was said. I tried to do a stop payment on my employers' end but it was too late. There were plenty transactions that I honestly NEVER made!!! I was sent to disputes to argue it and mysteriously the phone gives me the busy signal and hang up on me.

    So basically, I'm screwed out of my money for two weeks and like everybody else in the world, I have bills to pay that won't get paid at this time because RushCard decided not to help a good customer who have been with their company almost 10 years!!! Good Job Russell Simmons. Your company just robbed me and told me I got to deal with it. You lost me and I will spread the word to make sure NO ONE enroll into RushCard. It's a scam. Word of mouth is best promotion and I will speak it until I can't no longer!!!! DO NOT SIGN UP FOR A RUSHCARD!!!!!

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    No response received
    Customer Service

    Reviewed Nov. 6, 2015

    RushCard notified its card holders back on October 12 from 3 AM to 8 AM EST, they would be making necessary updates to all of their systems. My deposit amount was wrong, I couldn't access it for over two weeks. There are missing funds, I can't make a purchase so how does that happen? I have an inactive card yet they tell me it's ok to use - no, it isn't. I've had my Dish, Geico and rent give me a cancellation notice or rejected card payment notice. You call customer service to be put on hold for 40 - 1 hr or longer just to be told they STILL can't help or have the call dropped or you can't understand the person on the other end. Russell Simmons puts pr out there that all is fine. It's 11/6 @ 11:35 - no all is not fine. Get off f/b and fix this.

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    Customer ServiceStaff

    Reviewed Nov. 6, 2015

    I'm hoping this review will make a difference with how RushCard employees treat customers because they are one of the worst. I contacted them about an authorize fee on my account, after I was put on hold for over an hr, and when I finally reached someone, the lady hang up the phone on me. When I call back to speak to a supervisor, he was worst than the others. People pay every month for the service and the least they can do is treat customers with respect when there's an issue. I'm cancelling my account as soon as the issue is resolved. They hire people you can't barely understand and you have to repeat yourself 3 or 4 times before they can understand you. This is just another way for the rich to get richer while manipulating others.

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    No response received
    Customer ServiceStaff

    Reviewed Nov. 5, 2015

    As a RushCard consumer I have been treated unprofessionally. I have brought this matter to RushCard customer service on several occasions. The problem still seems to exist, waiting on hold for over an hour, monies deducted off my card that I haven't used. Customer service reps put me on hold and never return so I eventually get tired of waiting and release the call. The company need to be cracked by the FCC.

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    No response received

    Reviewed Nov. 5, 2015

    I am complaining because I never had problems until now. The Rush Card is always down. Last night I transfer some money into my Rushcard Goals account and I tried to transfer it this morning to my card and it keep jumping back to my previous balance. Then it said I needed to activate my card. I don't know what's going on, but I want my money today.

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    Verified purchase
    Customer ServiceOnline & App

    Reviewed Nov. 5, 2015

    I have been through hell trying to talk to someone even a supervisor. I have been on hold times for more than 2 hours in fact more than 15 hours in the last week. I am disturbed. I originally purchased a tablet from Amazon and immediately cancelled the item within 30 mins of placing the order. Amazon gave me a settlement verification code to locate the transaction in question and to prove the funds were never taken from my account. THEY COLLECT WHEN ITEM IS SHIPPED. It was not shipped or collected from by a third party. It was a settlement verification.

    You should not be holding monies of mine especially since I have provided all the information that you requested such as name last four of the card in question as well as the amount and cancellation date and time. As well as provided letterhead and signatures of people that I spoke with at Amazon. I was told that monies would be deposited yesterday or released into my account and it is now a day past that date told.

    Here I am again on hold for a supervisor now for more than an hour. Oh did I forget to mention that I get thrown back into the customer service loop after they say that they are transferring me to a supervisor, hung up on, and when I call back they drop my call after two rings!! I am more than disappointed with their banking and disrespectful customer service! I will look for a different bank. I just need the little money that I make a month and now I am incurring more fees because of their lax customer service!! 290.99 is a lot of money for me to not have available considering I make less than the poverty level of 1300 a month in the United States.

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    Customer ServiceStaff

    Reviewed Nov. 4, 2015

    Not able to access my money off of my RushCard. I have been a RushCard member for several years and I have never had a problem until now. I currently get direct deposit from my job and RushCard has deactivated my card and now I'm locked out of my account and not able to have access to my money. Bills are due, car needs gas and my family need things. This is totally unacceptable!!! I want my money! I work hard just like the next person! I would like to be a part of the RushCard customer lawsuit... please email me at: **. Sincerely, ANGRY CUSTOMER!!!

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    Customer ServiceStaff

    Reviewed Nov. 4, 2015

    I have been trying to get an amount refunded on my card since October 24, 2015. Every time I call customer service, the representative continuously places me on hold, only to come back and repeat the exact same thing she/he said prior to placing me on hold. I was told to submit documents via their email address, only to then be told they didn't receive the documents. I am placed on hold AGAIN, and then told they "found" the documents and an investigator would contact me. Investigator calls, doesn't leave a name so I've spent the last hour trying to locate this investigator. I'm now being told that I have to wait until November 12, 2015 to receive the refund that I was told on Monday Nov 2, I would have by today. Each representative tells you something different and whenever you ask them a direct question, they avoid answering it by repeating what they said prior to your question. It is unacceptable and a HUGE inconvenience!

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    Verified purchase

    Reviewed Nov. 4, 2015

    I just deposited $200 cash on my RushCard. It usually lands within minutes & I can immediately pay my bills. I just called my car insurance carrier & gave them my card number & it says my card has not had a deposit made. I'm going to lose my car insurance tonight! What am I going to do? I need help now! I am a working mom of 4 schooling for a B.S. degree, I need my car. Please can anyone help me now before I lose my insurance?!?!

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    Verified purchase
    Coverage

    Reviewed Nov. 2, 2015

    It really sucked. I didn't like it cuz it first had a cover charge then another for every time I added money and for every time I tried to pay for something. I wanted to talk to the owner but they still had nothing on the computer, or any information after the fact and for the account I was looking up. Just transactions for what I bought.

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    Verified purchase

    Reviewed Nov. 2, 2015

    I did not really have any problems until you updated your system. Now I considering dropping your card.

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    Customer Service

    Reviewed Nov. 2, 2015

    After the glitch or hack at Rushcard I was overcharged 6 times $34.44 and 2 times $7.12 and a Walmart online purchase for $80 that was not made by me. The transaction history was erased but my money was never returned. On the 30th Oct 2015 my Veterans Affairs disability said it was deposited like it has been since 2005 but now it has magically disappeared. $857.00 nowhere to be found. I called Rushcard and MetaBank and was told the same thing that there is no trace of my money. I have been told numerous times by Russell Simmons in tweets for me to give him my information but he never responds after that. I stayed on hold each time no less than 2 hours.They keep issuing these statements saying the problem is fixed but it clearly is not. l am a disabled veteran and I need my money and I want it returned back to me.

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    Reviewed Nov. 2, 2015

    I've been managing this RushCard for my son. I've tried calling for help at different time and have been put on hold for a long time, (15-20 min). If someone answers, it's all you can do to understand what they are saying. After trying to explain why I'm calling, they either get it all screwed up or have no idea what I'm asking for. After taking over the card for my son, they have his private and my private information mixed up. And trying to explain that to someone who doesn't speak English, GOOD LUCK. This is the worst credit card service I've ever had to deal with.

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    Customer ServiceReliability

    Reviewed Nov. 1, 2015

    For about the last year I have had nothing but problems with this company!!! I've been a member for over 5 years and customer service is USELESS 98% of the time. Now with this new system, I can't log in and access ** on my acct!!! #hateRC.

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    Punctuality & Speed

    Reviewed Nov. 1, 2015

    I am a new customer of RushCard and so upset I haven't been able to pay my bills or get my cash off to pay my rent, I so am not doing this again. I struggle hard enough and this is just terrible time for this to happen to me. Please get them to fix the problem so I can receive my money. I've learned my lesson. I will just wait for my money to be mailed for now on. So upset.

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    Reviewed Nov. 1, 2015

    I received my new RushCard in the mail and was told that I would need to load cash into card to activate card. After taking care of what was needed, I loaded my last couple of dollars to activate card, money that I use for transportation. Now that I loaded my new card with the money I had left, my card shows the money loaded, but card still says "Inactive" and I can't withdraw any of my money. Now I have to walk back and forth to work until my next paycheck, which I won't receive for another week. Thank you RushCard!!

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    Punctuality & Speed

    Reviewed Nov. 1, 2015

    I have carried a RushCard since 2009, and have never had an issue. I would get my fees back at the end of the month and recently they started the early deposits, do I have kept my card over the years and never thought to use a traditional bank account until know. I don't care what type of "system update", they have going on at this time, that's not going to help me feed my children, keeps my utilities on, or pay my rent. I received my paycheck the first week of this mess, and then the following week I was missing funds but they were returned the next day. I received my pay early this week, but as of yesterday I am missing money again this time a much higher amount than the last time, and I logged into my account and see that not only is my card blocked, but the missing funds are showing for a charge to a RITE Aid in a state thousands of miles away from me.

    I am sure these errors will be fixed soon and everything will go back to normal, but I cannot afford to wait for that day to happen. At some point this company will have to compensate its customers for the missed wages, late fees, disconnects and possible evictions that they have suffered because of this. I don’t know about the rest of you, but I am contacting an attorney. With this many customers when an update is made you start with a small number of customers and work your way out, you do not risk the possibility of losing millions of customers, especially on a service that someone can get with another company.

    I will no longer allow my direct deposits to be handled by Rush card. I don’t care if they are offering no fees during the next few months, it’s not worth the headache that I have experienced. Goodbye Rushcard. You have lost a loyal customer and probably are losing millions more every day.

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    Staff

    Reviewed Nov. 1, 2015

    Poor consumer service with questions I had about my account. Money was taken off my card without my knowledge. I'm a single mother with a young son to feed when told that anything could be done to resolve the issue. I agree with a boycott. Stay away from RushCard. Very uncaring people. Will never use again. God forgive them.

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    Customer Service

    Reviewed Oct. 31, 2015

    Even after the technical difficulties, I am not able to get a live person on the phone. My account balance has been incorrect for weeks and I am missing over $400 from my 2 RushCard accounts. I have called on several occasions and never get any information or assistance. When I was able to get a live person when all this started, they told me they were hired to just answer the phones and couldn't provide any actual solutions or timelines for when things would be resolved. It's the absolute worst service I've ever had and to make things even worse, I can't close my account because then I'd stand to lose the over $400 I'm missing already with no opportunity to get it back. I'm so disappointed with this service because it was working so well before.

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    Customer Service

    Reviewed Oct. 30, 2015

    I have been a RushCard holder for the past 4 years and never had an issue with getting my funds to me. But I believe with this new update that they have done is really hurting all of their consumers 'cause how are we suppose to pay our rent, bills, gas so we can get back and forth the places we need to be? I understand the "no fee for the holidays." But come on now we really have other things more important to take care of. I have little children that I need to feed and clothe as well as keeping a roof over their heads and bills paid, and when I can't receive my funds like normally then my children are suffering.

    I call and get placed on hold for almost 2 hours and once I speak to someone they can't offer any help or relief, and then when asked to speak with someone higher up I get put back on hold for almost another 30 mins to an hour, and then all of a sudden I get hung up on. This is too much for me to deal with and to have customer service treat you like that makes you want to not use their card in the first place. We already don't get the benefit of the card helping us regain our credit or anything like a normal bank would, just because you can receive your funds two day in advance is all you can offer. Isn't all that either. It is too stressful when you can't even receive your funds. My funds say that they are there but it isn't available to me which I feel is just crazy and unethical.

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    Punctuality & Speed

    Reviewed Oct. 30, 2015

    You will not get anywhere. You will be frustrated and waste your time and breath. I have been with them for several years and I always tell everyone that asks. Yes, you used to get your money early, but if you have any fraud, dispute, or any other concerns just consider it a loss. I have fought with RushCard or UniRush for years and always go back because they pay early.

    This last experience with not getting my funds until days later and still waiting on a deposit to post and constantly wondering if my card is going to be approved or not is over. This is the straw that has broke the camel's back. Once I get my last deposit I have been waiting on for a week my card will be cancelled. My direct deposit has been stopped. I shouldn't have to worry about how I am going to get groceries or pay my rent and car payment. This has been a huge loss for me. Someone said they got $25. They haven't credited me anything but when we had the last system a couple months ago and they gave me $50 if I come back. I am so over this company. It has used me for the last time.

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    Reliability

    Reviewed Oct. 30, 2015

    I've been a cardholder since 2008. I've had 3 RushCards for different financial reasons due to past history of identity theft. But now when it comes to me trying to use my card it has been and still is the worst nightmare ever. I normally have $50 come or of my acct to put in my WF savings acct just to feel like I'm a part of a bank, because RushCard is not accepted at most places (prepaid) and to now have to rely on this money to halfway get me by. I've never experienced this yet with my card. I've called numerous of occasions, still checking my mobile app and it's so not allowing me to log in. Checking my online acct and it still shows $2.37.

    WTH, I feel shameful to have to go to my mother for help with a 7 yr old son who needs essential things that I can't afford right now. All these service fees are ridiculous. Making Nov. 1 be a fee-free month is a SLAP IN THE FACE. Something needs to be done ASAP. This is unacceptable. DO SOMETHING OR I'M LEAVING RUSHCARD.

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    Punctuality & Speed

    Reviewed Oct. 30, 2015

    I have funds deposited directly to my RushCard and my card was hacked while "system issues" ensued and fraudulent charges were made on my card. After "replacing my card" which was NOT THE SAME, I still can't access my money! I'm paid bi-weekly, and it's now 3 pay periods that have passed. Hold time for C.S. is an hour to be told "Sorry, nothing we can do." I've had bills attached to that card, disconnect services and charge fees.

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    Customer ServicePriceStaff

    Reviewed Oct. 29, 2015

    I had requested RushCard to deactivate my card due to deductions being taken from my account. Well RushCard failed to deactivate my card but they sent me new card that I couldn't even activate. I had two deductions of 39.95 taken from my card and have already contacted that company and have been told by phone and email that funds of both deductions totaling 79.90 have been refunded. I've yet to have RushCard post my funds and have been waiting several days which in fact was only supposed to take a couple days. So this has now cost me even more money cause I couldn't pay my phone nor purchase gas for work nor buy my infant formula or diapers.

    This is ridiculous cause I get hung up on by RushCard reps and constantly being told they cannot access my account. By them not deactivating my card allowed deductions from memberships that I had canceled, but were still getting deducted for. So really RushCard should be held responsible for my missing funds and delays. I should be compensated for delay and extra money it has cost me not being able to get to work for two days and borrowing money for diapers and formula to feed my newborn or four other children. Please post my funds asap.

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    Customer Service

    Reviewed Oct. 29, 2015

    After the last glitch I never received my funds. My job had to cut a check a week later and they had to recall the check that RushCard claimed they sent back because it was "unauthorized." Ok my dd has been there from this job for 2 years!!! Now it's pay time again and no deposit. CS doesn't answer. It claims a long wait time due to an outage. Again? Or is that an old recording. I couldn't delete the account because was already the next pay period. Thanks for ruining my daughter's birthday. Had to use her money for bills. 9 years??? This is what I get???

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    No response received

    Reviewed Oct. 29, 2015

    If this new system cannot handle the business then get rid of it. I have been with RushCard since 2012 and had no problems with the previous system. This type of problem RushCard is having should never happen and now it has happened again. Very Disappointed. Make something happen Russell, something better than what's happening now.

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    Verified purchase
    Punctuality & Speed

    Reviewed Oct. 29, 2015

    I chose RushCard because the money arrives two days earlier on my direct deposit. I've been a cardholder for probably five years and since then, my online stuff is a lot easier to manage. I find it convenient when I use the card for my online purchases and bills payment. They also have no overdraft fee and the doing direct deposits is pretty easy.

    However in the last week or week and a half, they transferred their technology and it has caused a lot of problems. I haven't been able to get in contact yet with anybody at RushCard in the last week and a half. I then had a problem with my direct deposit - the money didn't show up until a day and a half later. But that's probably the only problem I've had with them. I've still had a very easy-going time with RushCard and would recommend them.

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    RushCard
    Response from RushCard

    Thanks for the great review, Adam. We appreciate you recommending us and if you're still having any issues please let us know and we can help you solve them. We're here to help and thanks again for reaching out on Consumer Affairs!

    Customer Service

    Reviewed Oct. 29, 2015

    Oct 12, 2015 RushCard decides to do this update, they call it. I call it a big screwup. Nothing is working since the update. You don't know when you will receive your money. I thought they would have corrected it by now. You can't reach anyone the phone, it hangs up on you automatically. It's really frustrating when your money is just out there somewhere and you can't find out when you are going to get it! I have bills to pay. This is more than a inconvenience. We need to be compensated for our troubles. Can anyone help the consumer for their mess? Why should we have to pay for their mess up?! We already waited to get paid and still can't get paid!!! There has to be something that can be done, because this is not right!!! Russell don't care, he is a Millionaire. We are living paycheck to paycheck and just want the money we worked for!!! Something has to be done!!!

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 29, 2015

    I have been a member of RushCard for over 7 years. I'm frustrated I am not receiving my direct deposit as scheduled. You call customer service it hangs up on you. I'm in jeopardy of losing my apartment. My telephone is off and I cannot get to work. As soon as receive my money, I will no longer be a RushCard member.

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    Customer Service

    Reviewed Oct. 29, 2015

    I had a deposit put of $327 put on my card. I called to check the balance, the money is there and when I try to withdraw the money, it gives nothing. Customer service was useless!!!

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    Customer ServiceCoveragePunctuality & Speed

    Reviewed Oct. 29, 2015

    Last payday I didn't get paid until the next day. Today is my payday and I still don't have my check. I had to get a payday loan last week to cover bills and now that loan is due today. I hate RushCard. I have never gotten my check early and now I can't even wake up and have my paycheck on payday. I have been sitting on hold for 2 hours now just to call RushCard and I'm getting ticked off. I've been a customer for three years and this is the thanks I get. I'm canceling my card immediately.

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    No response received

    Reviewed Oct. 29, 2015

    I attempted to send a card to card transfer and the transaction would never complete. I deleted the transfer then submitted it again. Nothing ever happened. I withdrew my money from the card and sent my money the traditional way. It's always something with this company every time I utilize their services.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 29, 2015

    Beginning with the system upgrades 10/12/2015 there has been an uncertainty about when I would receive MY money. I gave them another chance after the first debacle and again I don't have my deposit. Two days early a courtesy, yes, however not knowing if you'll get the money you've worked hard for on your actual pay date, gut wrenching fear. The answers given via social media are different than when you call one of the 10 CSR #'s. No one important cares about how we are suffering through this ordeal.

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    No response received

    Reviewed Oct. 29, 2015

    I have been a RushCard member since 2007. I have never experience anything negative with this prepaid card, until now. Now I am one who forgive and forget, but this takes the cake. I have given Rushcard several chances to get this together, but 3 pay periods and the same thing this has been going on for a month. I am not getting the benefits that I am promised, my check 2 days earlier and being lied to like my job is not giving the deposits. OK Rushcard I am done as of this pay period and will never return. I am sure Russell Simmons does not live pay check to pay check, I do. Being a single parent money means everything. Shame on you Russell Simmons for this type of mistreatment of the many members of Rushcard who have supported your company with the deposit fees to help you live. Goodbye. Once a loyal Rushcard Member.

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    Customer Service

    Reviewed Oct. 29, 2015

    I lost my RushCard and went to call Customer Service at RushCard to report it and have another card issued, as required by them. Well, after 14 hours trying to get through to them I finally made progress tonight at 8:00pm. I was then informed by Customer Service that there was nothing they could do as the system was down and I should try back again tomorrow. During the day I tried to email a number of times with no answer at all ever. Now I have been a member with for about six years and from the treatment I received today I am calling ** to their excuse of "system is down" because I don't believe for one minute. I am going to close my account and transfer my 2 direct deposits to another bank. Everybody should do the same. Maybe after they lose enough money from direct deposits they'll pay more attention to their customers or FORMER ones. An investigation is required I feel.

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    Profile pic of the author.

    Reviewed Oct. 29, 2015

    I've been a RushCard customer for years. I never encountered a problem until this month (October). I've read the numerous complaints and now I am very stressed. My monthly disability check is direct deposit. I like majority of people live paycheck to paycheck. This outage began Oct 11th and as of October 28th I'm not seeing any progress. I'm praying for God to intervene soon.

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    Customer ServiceStaff

    Reviewed Oct. 28, 2015

    I have been a member with RushCard for about 3 to 4 years. Never any problems. Always thought they were great. But on 10-15-2015 called to check my account and there was no funds available. So wanted to talk to someone, was on hold for 2 hours and when someone finally answered they stated their systems were down. Now mind this was my payroll. They asked me for my phone number and stated that someone will call me back when my fund were available. The next still nothing so of course I called, the same thing. I finally got my funds a couple days later. So something told me to call yesterday just to make sure everything was ok before my next deposit and they stated that their systems were down again. Great thing I was able to catch my employer before they posted my payroll. So I will never use any Rushcard or any other prepaid card again in life. Please be careful. Rush is at again.

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    Punctuality & Speed

    Reviewed Oct. 28, 2015

    I had been a RushCard since 2009. I used RushCard. They were great in helping me get money back that company's took out of my account in less than a month. It a long time compared to Banks but right on time. The money was always there. MetaBank I thought was a good move, but apparently not for Rush. I left. I will return when Rush get it things in order.

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    Verified purchase
    Customer ServicePriceStaff

    Reviewed Oct. 27, 2015

    I knew about RushCard from the first time it was expressed on the Internet about 7 or 8 years ago. I've been off and on with the company so I knew a lot about it and I like the card. Now that I have three different cards from the purple to the black diamond, I'm able to make transfers and have automatic payments taken out on the card. Unfortunately, you can't draw any interest on it but other than that it's fine. I get my payments done real fast and easy, so I get them with no problems. I often use it to pay bills or make online purchases, and it is extremely well and fairly easy with no problems so far. I also use the direct deposit option every month.

    I've had moments when it has been very hard to get in contact with them on certain points, but when I do get customer service, they are very polite, professional, helpful and knowledgeable. If they didn't understand something, they would go to a higher manager and the manager would come to me with no problems. The fees are the only thing that bothers me more than anything because every time I use it, they are charging me a dollar. If I go to McDonald's and I want to get a meal for $5.68, it'll cost me $7.88 or $7.68. That means I'm really paying more to get a meal or whatever the case may be. It's $1.00 extra for every transaction that I do, and it makes me not to want to do any transactions with them. Still, the company has been very efficient and I am happy with them.

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    Reviewed Oct. 27, 2015

    I like the ability to get my government checks "BEFORE" the 3rd of the month which my mainstream bank did not do. I appreciate the low fee monthly of $5.95 for direct deposit and I have the "FREE" alerts on my cell for activities. Thanks.

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    RushCard
    Response from RushCard

    Thanks, Barbara. We appreciate you letting us know what you love about your RushCard and if we can ever be of help don't hesitate to get in touch. We're here to help!

    Customer Service

    Reviewed Oct. 27, 2015

    My money has been missing from my card for 3 weeks now. My 8 month old has no milk!!! I have called so many time and have gotten hung up on. I was told they would credit me for my trouble only to find out I was lied to. I'm on hold now again. I could lose my job and place to stay. I can't access my account. A rep said I should get my money ONE DAY. WHAT THE HELL IS ONE DAY?

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    Customer Service

    Reviewed Oct. 27, 2015

    What happened? I can't get a hold of customer service. I can't get online to pay my bills. How do I transfer my money to a card that actually works? It's been over two weeks since your system upgrade. That should be enough time to get things fixed. I'm in the process of moving to a new card. Thanks for nothing RUSHCARD.

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    Customer ServiceCoverage

    Reviewed Oct. 27, 2015

    I was unable to pay insurance and car note because the payment wouldn't go through over the phone so I have no insurance. I will be talking to a lawyer if I'm not reimbursed.

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    Verified purchase
    Sales & MarketingStaff

    Reviewed Oct. 26, 2015

    I been a RushCard customer for almost 2 years now and I have had several problems with its management. The latest issue being that I couldn't get any money out to pay rent or food nor were they willing to even hear my issue. They don't even manage the accounts to which they are paid for not just by their customers but also through the federal government and the fake bank accounts to which the money is directly deposited in a small unknown bank in South Dakota where they don't even have any more than 10 people who do nothing but tell people that "We aren't responsible for the actions of UniRush LLC." I think that this is outrageous and needs to be addressed as so many of us who are disabled and or in the government system are all but forgotten about? While Mr. Simmons and his staffing members hide behind foreign policy and availability of access to funds!

    I can't understand why the US government would allow such blatant disregard for its own people and then UniRush LLC hides behind a banking policy that good people trust to protect and Service these accounts. This is a complete scam while the are making bank account and service charges to all of us? Meanwhile making money on our funds at the same time. Their bank Meta Bank is only looking out for its customer not the consumers who have been the ones who are ultimately affected. This is reaching outrageous proportions. We need to make a Stand and boycott them now. Let big business see what it's like to suffer.

    P.S. I have been told that they have closed my account due to Claims filed over a year ago. Now Refuse to give me my balance and next deposit. Total discrimination due to being disabled. As if they can just throw you aside and be done with you. Due to legal issues with my not be able to access my funds before they closed my account as I have plenty of evidence in regards to when and how UniRush LLC actually came to both close and withholding both my balance and newly direct deposit. You see they have both falsified statements and policies to which have accused my of both filing a claim? With which hasn't been done in over a year from date of said account closing!

    Also Due to my persist contact of such said manner chose to single me out of about several other million people whom at the very same time were experiencing the same effect as myself! Though due to their inability to communicate to UniRush LLC as I myself had done and because again of the way I am when it comes to my livelihood Desired to just get rid of the problem instead of facing the music. Please join me in protecting the rights of every disabled person. Also please note we are human that have rights too! Thanks for reading my post.

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    Customer Service

    Reviewed Oct. 26, 2015

    I have been calling them for 10 days now, trying to access my $303.75. My job direct deposited my money on my card last Wednesday and I'm still without my money. When I check my text alert my money is there. But once I try to use my card it's saying my card is invalid and it needs to be activated. Remind you I have been getting my paychecks put on this card for the last year. Now all of a sudden I can't access anything. I'm a single mother of 5 and I need groceries, pay my bills and put gas in my car to get back and forth to work. I tried to have my money reversed through Paychex payroll company but they can't access it for me either. I'm very unhappy with the services. Every time I call them either they hang up on me, tell me to give it 24 hrs, and I even been told they don't know how long it's going to be before the system is fixed.

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    Verified purchase
    Staff

    Reviewed Oct. 26, 2015

    I have been a Rush Card member for 06 years. The issues regarding the software fiasco are redundant, so I'll address the secondary concern. The poor, sub-standard level of customer displayed by Rush in dealing with the numerous issues. On 3 separate occasions, including today, after speaking to a live offshore CSR, I was asked to hold. Each time in excess of 30 minutes. Today's marathon lasted 47 minutes before I succumb to the "just put him in the cue until he hangs up" game. The issues have yet to be resolved. A software glitch would not cause problems this extreme for this long. I have been a Microsoft Software Architect and Business Solutions Consultant for over 20 years, and this is by no means a reasonable nor feasible explanation for the problem that the thousands on Rush customers have been experiencing for 2 weeks now.

    Every decision maker from the CEO down to the IT Director and Quality Assurance support personnel should be terminated. Rush Card is finished unless a show of leadership, transparency, and accountability are made obvious to the public. You should probably re-read your own Mission Statement Mr. Simmons and if no one on your staff has had the integrity nor the balls to tell you what I have, you should fire them as well. A conference room full of Yes Men is not a Team, and one man cannot run Rush!

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    Customer ServiceCoverage

    Reviewed Oct. 26, 2015

    Was notified there would be a 'update' or 'scheduled maintenance' for the RushCard site that would be down effective 10-12-15 from 3am-8am. I had made all necessary arrangements to where I would not need to use it or withdraw any money until afterwards. I followed the updates on FB and there was an issue with their maintenance and it would be just a few more hours.

    10-13-15 RushCard had posted on their FB that everything was back up and running and we could presume regular activity. At that point, I had $153.21 on account, so I paid AT&T $76.24 and then withdrew the remaining $70.00 that would have left $7.95 on account. My transactions were not showing on the mobile site but a 'Processor Debit" of $8.97. I called the morning of 10-14-15 which is the date showing this "processor debit" and I had not made any purchases except for the 2 mentioned above. I called the 1-866-RUSHCARD # and was on hold for about 30 minutes before reaching a CSR. I explained I knew they were having issues, mine was not a major issue but I needed to know what it was or who had authorized this transaction.

    The CSR put me on hold a few times and came back stating I had made the purchase at an Aldi's grocery store and to take it up with them. I was looking at my account at the same time and I assured her it couldn't be the Aldi transaction I did make on October 10, 2015 because that had already posted on the 11th (before any updates or maintenance occurred). The CSR would not listen so I demanded a supervisor.

    I was on hold another hour and 20 mins, supervisor picked up I explained the issue and let her know the CSR was incompetent and said she would play back the tape and my issue was a glitch related to their updates and at the same time she asked "What was your balance when you opened the mobile site?" At that moment I told her 0.00 but I had refreshed my screen and not it read $7.95 but the processor debit was still showing. Supervisor had explained it's the system doing the updates and everything should be correct by the end of the day.

    It's now been 12 days since I reported this issue and it still has not been fixed. Not only has it not been corrected, they have now added another 'POS Domestic Country Fee' of $1.00 (which I'm guessing used to be the 'transaction fee'). ALSO RushCard has deleted my original transaction to Aldi's for $7.97 (I have pictures documenting this) I believe to cover up this erroneous charge or "Processor Debit". I have been a faithful cardholder since 2004 and I have NEVER had an issue like this with them but I have not given them another penny after spending my $7.95 (they even charged me the $1.00 Fee after all this chaos).

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    Punctuality & Speed

    Reviewed Oct. 26, 2015

    Apparently RushCard did updates and now I'm without access to my funds. GOING ON DAY #13. I completely understand there were issues, but it's been too long. I don't have anyone else to borrow money from, no way to pay for gas, bills, food, etc. I was late for work today and ended up finding a ride, but this can't continue. A lawsuit needs to be filed for all the late fees we all are accruing. Offering no fees is not enough. SIMPLY RIDICULOUS.

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    Customer Service

    Reviewed Oct. 26, 2015

    I, like a lot of others, have spent the better part of two weeks dealing with a company that did a very poor system upgrade. My Social Security was deposited to my account on-time. I made purchases and payments with my card yesterday. Today, I went to make my rent payment only to find that my account is on HOLD so I cannot use it. The amount of $699 is unavailable. I made a call to Customer Service only to be told they would have to issue a new card which will take 7 to 10 days. Nothing was said about how I would get access to my money because a new card is not activated until you make a cash deposit. I expressed my concern and was put on hold for 37 minutes, and nothing was resolved. Will I just become another casualty of the MetaBank, Russell Simmons debacle? Stay away from RushCard.

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    Customer ServiceStaff

    Reviewed Oct. 26, 2015

    I have been with RushCard for a long time and it has always been something... Like other people they take your money and don't want to replace it, and now this freeze had gotten people to not be able to take care of the things they need... RushCard is a joke. I mean JOKE!!! Russell claims that it's to help the low income people or whoever but it seems as if he is the biggest rip off just like the banks. And because of the freeze and system glitch all he can offer is free fee holidays that isn't enough in my book and I'm sure other will say the same. He needs to do more and of course we won't get a response from these people because they not going to do anything about it. So in my book RushCard gets a big fat ** for.. ** you. Give me my money that you took and pay me for my distresses of not being able to load or get any money off my card!!!

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    Verified purchase
    Customer Service

    Reviewed Oct. 25, 2015

    I normally have my social security check direct deposit onto my RushCard, I have been doing this for over a year. Beginning of month my money just kept getting smaller, as I was making purchases and paying bills. Which I wasn't. I can't get anyone to answer the phone after I'm redirected and placed on hold for over an hour at a time with no response. I am behind paying my bills and I only get one check a month. I'm scared... WTH IS GOING ON?

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    Reviewed Oct. 25, 2015

    Today is 10-25-15. I'm unable to access my account with Rushcard via phone and web. I cannot believe I switched back to Rushcard. I had a balance of $250 on my card that I haven't been able to access. My SSDI is soon to come on my card on 11-30-2015. I hope and pray that it's on there.

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    Customer Service

    Reviewed Oct. 25, 2015

    I am extremely disappointed and dissatisfied with Rushcard and their customer service. I have had direct deposit for years and never experienced anything like this before. I work all week and Rush received my paycheck, not me. I have children to feed, rent and utilities that need paid. I should be compensated for this huge inconvenience. Having to borrow money for groceries and gas is ridiculous when I go to work everyday. Russell Simmons can keep his 3 months of no fees. I am done with this company. Just give me my $$$.

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    Verified purchase
    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Oct. 25, 2015

    I've had RushCard for three years now and I love them. I saw a commercial, called them and the card came. It was a rough road putting money in a Rush Gold. I was staying at my grandmother's house and thought of putting some money up in it and I saved up and was able to get an apartment with that money. Everything is always fine with them. I work paycheck to paycheck and it helps me out by getting paid two days early. I pay my bills and was going to try to make purchases on Amazon with it which is very convenient. They are better than a bank account and have great customer service. I like their website and when I call if my paycheck is sometimes not there, they'll look for it, find it and within minutes I'll have it. I have recommended them to my mother, auntie, brother, and girlfriend. We all transfer money if somebody needs something so that works out good.

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    Customer ServicePunctuality & SpeedOnline & App

    Reviewed Oct. 25, 2015

    I used to love my Rushcard. I have been a member since 2010 and have never had an issue until now. I received a notification stating the system was scheduled for maintenance on the 12th of Oct 2015. Weeks days later I still do not have access to my money. I thought something was wrong with my phone when I kept trying to use my rush card app. So I tried to bank using my desktop computer instead. Much to my surprise, as soon as I typed "rushcard" in my browser I saw all these links to people complaining the company posting apologies for the system glitches. Why didn't I receive a notification about that??? I had been calling the customer service number for days just to sit on hold for up 40 mins only to be repeatedly hung up on!!!

    I am super pissed. I finally was able to use the app on my phone only to see my balance was $0.00. There is an entire paycheck on that card so where is my money??? Why does it show zero balance??? My bills are now 2 weeks behind what am I supposed to do. This is so unfair to the customers that have been loyal Rushcard user. I cannot give my creditors the apology speech Mr Simmons gave his customers... they just want their money and so do I. I have 4 active Rushcards which are designated for different bills. I am facing major late fees, shut off notices and my 6-yr old daughter cannot attend her dance classes because mommy's money is inaccessible!! I need more than an apology. I have referred several people to Rushcard over the years. I deserve better than this. I bet NetSpend treats their customers better. Thanks Rushcard... THANKS A LOT!!!

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    Customer Service

    Reviewed Oct. 24, 2015

    I have been a RushCard member since 2012 and never have I had a problem until now. I've been trying for two weeks to order a new card and update my address. Finally today I get in touch with their outsourced Philippine call center and after two hours of being transfers and put on hold we get these "security questions". They use your social security number apparently to obtain information about you to ask you questions. I failed one question out of five apparently because I didn't know where I lived in 1987. Just to clear this up I was born in 1986 and my parents moved around a lot.

    She then stated I would need to send them verification as to who I am. I asked to speak to a supervisor and after another 45 mins on hold I hung up. This was the worst customer service I've ever had to deal with. I truly do love the rushcard but this was unacceptable. I feel a little violated here and that's why the review. Maybe I can talk to someone I can understand or have this whole mess cleared up.

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    Punctuality & SpeedStaff

    Reviewed Oct. 24, 2015

    I have been a RushCard member since 2006 and never had any problems until they switched banks from Chase to Metabank... Huge mistake. Money never post on time (or at all) and can no longer load any of the cards I have through them. What is going on really? Unhappy customer.

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    Customer ServiceStaff

    Reviewed Oct. 24, 2015

    I have been trying to get in contact with someone for the last 3 days. Every time I call they put me on hold and I am on hold for hours at a time. I have lost my card and am needing a new one. They have told me that their system is down and they are not able to send me a new one and that I will not have access to the money that is in my account. Reminder, direct opposite just went out on Friday and I have bills that I have to pay. I have children that need food to eat and I have a car payment that needs to be made before they come and repo my car. They continue to tell me that they are sorry and that they're working to get it fixed as I still sit on hold today, now going on three hours.

    This is the worst customer service that I have ever received in my life and Russell Simmons should be ashamed at the type of customer service that he is providing to his people. This is unbelievable. Between my husband and I, we have four accounts with RushCard and all four of them will be canceled as soon as their systems are up. Hard-working people put faith in companies such as RushCard to be responsible for their money. So as I am trust them with my own money, I am trust that they will allow me access to my money. If there is any type a class action lawsuit against this company, I also would like to be included in this as I have been restricted to my money that is in this account at this time.

    I myself have also emailed and gotten no reply in regards to the problems going on. The only thing they keep asking me is for a telephone number so that they can send me a text message when the system is back up and running which is absolutely ridiculous. At this point in time, I could go on for hours about the ridiculous customer service that I have received from Rushcard. But as I can see you by the reviews here, I'm not the only person that is receiving this type of customer service.

    There is no way that RushCard will be able to remain a loyal business after treating their customers with this type of service. So now I have to leave my house and go pick up my husband from work but I'm going to leave my phone on because I can guarantee you by the time I come home it will still be on hold and nobody will have answered my calls. I will write another review when I come back from picking them up just so I can show you how ridiculous the situation actually is.

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    Verified purchase
    Staff

    Reviewed Oct. 24, 2015

    I've been with RushCard for a year and a half and I love it. I've heard some people are having problems with it, but I haven't had any so far. I can reload it and have my check put in there too. It's very easy. I don't have to go through a bunch of hassles to do it - ten minutes tops and I'm done. Their staff have been very courteous and professional as well. I don't have any complaint against anybody that I've ever dealt with. Also, with my RushCard, I'm definitely able to manage my finances. It makes it easier to spend less. Although I do use it to pay my bills. But just having the card so I don't spend cash is definitely an all around package for me.

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    RushCard
    Response from RushCard

    Hi Jameisha, thank you for this thoughtful review. We are so happy to hear that you're please with your RushCard and the customer service you've received. If you ever have any questions about your card please don't hesitate to get in touch. Thanks for reaching out on ConsumerAffairs!

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    Customer Service

    Reviewed Oct. 24, 2015

    I been with RushCard for two years in now. I'm having all kind of problems missing money, money not showing up on my card. Can't get my money off my card. Very disappointed no one have call in. I can't talk to no one.

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    StaffReliability

    Reviewed Oct. 24, 2015

    My once active card is now saying it's not valid when I try to log in - now that I can't use my card once. My funds are gone. I now have to find a new prepaid company so I can cash my check before rents due. I have been very patient.

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    Customer ServiceStaff

    Reviewed Oct. 23, 2015

    I've only used RushCard for a little over a month. My deposit from my employer was deposited a week ago. I'm able to log online and view my account. But unfortunately it has a block on my money. I've called customer service everyday for a week. They are rude and not concerned about their customers. I don't have any funds because it's all tied up. My son is having a birthday party tomorrow and I have to explain to him that he has to cancel his birthday party. I'm overwhelmed bill collectors are calling. I've been in eating at family member's house. I will never recommended RushCard service to anyone. This is ridiculous and sad.

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    Reviewed Oct. 23, 2015

    Well I was supposed to get my Direct Deposit today normally Wednesday as they deposit 2 days early. Well it's noon CST and my deposit is still not there. They said they don't know when it will be there either. My bills need to be paid. I have a car payment, water bill, phone bill, etc and I can't pay any of it because MY money I work hard for is nowhere to be found. I have been a customer since 2011 and this is the 1st time I have ever experienced any issues with Rushcard... It only takes one time to mess up my money and then I'm done. How do I explain to my landlord or to the bill collectors what's going on? There needs to be some type of compensation to get this corrected. Dissatisfied and disgusted.

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    Customer ServiceStaff

    Reviewed Oct. 23, 2015

    I haven't received my direct deposits or "they haven't shown up in my account". So I called RushCard twice today (October 23, 2015), and both reps told me they have no access to the system and could not tell me my balance. They said the outage has been going on for 3 weeks and has no ETA of resolution. I messaged Russell Simmons aka "UncleRush" on twitter and got a response of, "please send your name and full address." And when I asked why I got no response, he can spell just as well as he can run a business... WHERE THE ** ARE MY 3 DIRECT DEPOSITS!!

    Update: My employer called me and was able to give me more info than RushCard could. The deposits they sent were all returned to them stating that the "direct deposit account numbers were incorrect" even though I've gotten several DD's from them before... So that's wonderful. So basically RushCard switched banks (JP Morgan to Metabank) and somewhere in the conversion they messed up all of the account numbers. They better fix this asap...

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    Customer ServiceStaff

    Reviewed Oct. 23, 2015

    They deserve a zero rating. It's been over 9 days with NO money, NO answers. This is unacceptable!! I've called over 50 X's & half of my calls after waiting to speak to an outsourced Philippines customer assistant. I've gotten just plainly hung up on. Now I've spoken to some everyday truly after a 3 hr on hold wait only to be read a script & to get the same BS, "We're sorry but rest assured your money is safe." I ask direct questions & they tell me that even they can't access my account. I'M A CANCER PATIENT & CAN'T GET MY MEDS or PAY FOR MY TREATMENTS!!!

    All my royalties go on to my RushCard for years & never did I have a problem before. This truly has put my health on worse condition. Thanks for NOTHING Mr. Simmons & I've worked in the music industry for 25 years & have trusted you for a long time, but this is truly unjust & criminal to not be able to have my $$ when I needed it. I trusted you & now all my fellow music producers & writers will be taking our business elsewhere.

    You Sir have no integrity, & I've seen people get evicted & go without food, & it's our money you're making money on. Shame on you for this. You could personally give us our money out of your multiple billions of dollars you have but you won't. You're about getting the poor or "economically challenged" people's trust & their money. PEOPLE ARE LOSING THEIR HOMES & CARS & NOT BEING ABLE TO EAT & HAVING ELECTRICITY, GAS & WATER TURNED OFF because of your ongoing "technical mistake." We trusted you & you're just not doin' enough!!

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    Verified purchase
    Customer ServiceStaff

    Reviewed Oct. 23, 2015

    I like RushCard because they have no monthly fee. All of their benefits have been great especially the online purchasing. I like the fact that whenever I do a purchase, it sends me a text message letting me know how much I got left. And when I run out of money, I can't use it and that's helped me a lot with managing my finances. It's like a debit card that comes out of my account. I'm also on disability so direct deposit comes every month in my card and then I can pay bills online. I love that and it's very convenient. Every time I call them, they are very nice. RushCard has been very helpful.

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    Customer ServiceStaff

    Reviewed Oct. 23, 2015

    I have been a member of RUSHCARD for over 14 years, this is unacceptable what they are doing!!! I use my card to transfer funds to my children and not only has my account been frozen, but you can't log in. When you call, you get no answers, and now I'm paying my daughter's bills due to her paycheck is not available to her from direct deposit. We aren't getting any answers, and the biggest problem is that nothing is being done!!!! Mr. Simmons should be held responsible for any pain and suffering that the card holders have endured. I'm sure that he has access to his funds!!!

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    Suzanne increased rating by 4 stars.
    Customer Service
    After a positive interaction with RushCard, Suzanne increased their star rating on Oct. 23, 2015.

    Updated review: Oct. 23, 2015

    I take back my earlier review. I did get my deposit tonight a day early like usual. I was stressed after I saw everyone complain and it didn't come at its usual time. But I did get it! RushCard is a great company and I have loved them since 2011.

    Original Review: Oct. 23, 2015

    I am in tears. I've been a customer since 2011. I was supposed to get my direct deposit today and called and was told I would and I never got it! I don't have gas to get to work tomorrow. I can't feed my kids lunch! That's my money you have. HELP. :( :(

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    RushCard
    Response from RushCard

    Thanks for updating your review, Suzanne! We appreciate your support and are happy to hear that you're getting your deposits on time. We're here to help so if there's anything we can do please let us know. Thanks for reaching out on ConsumerAffairs!

    Customer ServiceStaff

    Reviewed Oct. 23, 2015

    12 days ago I reported discrepancies - customer services agent deactivated card. Still waiting on new card. Unable to reach live agent. Have been placed on hold for up to an hour at a time. No response. Spoke with someone Monday. Card should be here today. Still no card, no answers, and I'm about to lose my car and be evicted.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 22, 2015

    Today makes 9 days since I uploaded money on my prepaid RushCard! I have called everyday and keep getting the same answer that their systems are down! MoneyGram cant refund me because they said RushCard already received the money! This is so disappointing! I am angry and I need access to my money now so that I can pay bills that are 9 days late today!

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    Staff

    Reviewed Oct. 22, 2015

    I was paid on 10/22/2015. My entire paycheck 708.00 was taken by the rush card system. THAT IS SOOOO UNFAIR... I spoke with an agent whom only gave me back 200.00 and said that the system was down and couldn't refund me more. I am LIVID and HATE this company. I trust you with my payroll and I get messed up in the end... I have now been on hold throughout the day, during breaks for a total of 3 hour. This is not how you are to treat consumers!

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    Cheryl increased rating by 2 stars.
    After a positive interaction with RushCard, Cheryl increased their star rating on Oct. 30, 2015.

    Updated review: Oct. 30, 2015

    Thank you so much for your help in posting my complaint. The problem has been rectified and all is good with RushCard. God bless you all!

    Original Review: Oct. 22, 2015

    I've been a RushCard customer for over 7 years and never had a problem until they changed banks. Now I'm in jeopardy of losing my apartment and I'm a cancer patient. As of October 23, 2015 I will seek to file a lawsuit against RushCard. Russell Simmons has made millions off of people like myself and while he's sitting in his ivory tower doing yoga, look at the turmoil this is causing. If I end up in the street guess whose porch I'll be sleeping on. HIS! :[

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    Reviewed Oct. 22, 2015

    I do not have my deposits and I cannot pay my bills. About to lose my storage. All that I own are in those storage. What is going on. I want my money.

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    Reviewed Oct. 22, 2015

    I go to load my card and it is declining, so I can't load money. Wtf. Not only that... I put money on the card 2 weeks ago and the card is showing no balance. Well, being that it is declining I'm done. I don't need the headache. It's too many prepaid cards out there to deal with this nonsense. Good luck RushCard. I've been with you guys since 2011 but goodbye.

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    Verified purchase
    Customer Service

    Reviewed Oct. 22, 2015

    You guys came highly recommended when I was looking for a bank for my direct deposit, however, I'm afraid that my paycheck will not be posted to my account on tomorrow 10-23 due to your outstanding computer glitch. My car note, car insurance, gas, electric, cell phone & rent are all due tomorrow and I don't see my money posted. This is outrageous!!!

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    Customer Service

    Reviewed Oct. 22, 2015

    So, as I'm sure many consumers are aware, RushCard did a system update to switch to a new processing vendor on 10/12/2015. Since then, the services through RushCard have been terrible. The scheduled outage time for the update was supposed to be 3 am - 8 am on 10/12/2015 only. My Visa card did not work at all that day. Finally, it was allowing transactions to go through starting 10/13. Yesterday, my direct deposit came through from my employer. The check shows pending in my online account. I woke up this morning and paid a couple bills with no issue. I went to get breakfast before work and for some reason my card was declined. I logged into My Account on rushcard.com and it says my card (which I have been using for over a year) is on hold.

    When I call the automated customer service line, it says my card is not activated. I contacted the activation line (also automated) and it says my card is active, I just need to deposit funds to finish the process. The problem is that all of my funds are on the card and I am unable to access them to deposit anything! Getting through to customer service is impossible. I have been sitting on the phone for 2 hours. The first 5 times I called member services, the call disconnected. I am still waiting on hold. This is irresponsible and downright negligent on RushCard/MetaBank's behalf to have thousands of customers still unable to access their funds after 10 days, leaving many of us without access to basic necessities.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 22, 2015

    After this update occurred my husband and I haven't been able to pay our rent as well as other bills. You get put on hold for hours only to be hung up on. No one is reading the email account where they ask you to send your information to. Neither are they responding to the DM. They advised customers to send via Twitter. My husband's direct deposit came a day late and when he went to withdraw the maximum amount of $500 the balance went all the way to zero. They need to fix this asap!!

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    Customer ServiceStaff

    Reviewed Oct. 22, 2015

    I have been a member of RUSHCARD since 2010 but since the bank who handles transactions took over I have been highly dissatisfied. First off it is very difficult to get someone on the phone and when there is a representative they are not able to provide any information regarding direct deposit. I have not received my deposit and now every time I call customer service the line rings twice and then I am hung up on. Now my direct deposit is in limbo and I have financial responsibilities I am unable to meet due to this problem. I have cancelled my direct deposit going forward and I will be cancelling this card if I ever get to speak with a representative but either way I will never use this card again. While the provider suffers no loss the consumer takes the burden and they don't care what is happening. I use to be a big promoter of the RUSHCARD but I will never recommend RUSHCARD to anyone in the future.

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    Customer ServiceStaff

    Reviewed Oct. 22, 2015

    This is the 2nd week that my money is missing from my card. When you call the 800 number you get a recording then it hangs up without you being able to speak with anyone. I have been a Rush member for well over 8 yrs and this is totally unacceptable. My bills are behind and these people don't seem to care. They are holding people's money and won't even discuss the problem with you. I have since changed my direct deposit and I would tell anyone who has this card to cancel and run the other way asap. There are several other alternatives out there. RUSH HAS FAILED BIG TIME!!!

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    Customer ServiceCoveragePunctuality & SpeedStaff

    Reviewed Oct. 22, 2015

    I can't believe RushCard customers get no further explanation except system technical issue. It's been four days now that my family cannot access any funds. I have toddlers that need food and all I get is a sorry. This is beyond the customer service team in the Phillippines. It's like Russel Simmons doesn't your company have insurance for messes like this? Shouldn't the bank send overnight checks to the thousands of people impacted? I'm looking into a lawyer definitely! Not all utility companies care that we are dealing with a raggedy financial institution that can't explain why they received our paycheck but not be able to allow us to receive it!

    All the disconnected calls and customer service reps hanging up since Last Friday evening along with the embarrassment at the store when our card declined to buy our family food, more than a sorry is required at this point! Not to mention the minutes ran up on my families phone plan and late fees we have to pay to some companies due to this mess that isn't our fault! This isn't okay at all! It's not right! Sounds like RushCard's system was hacked and they want to cover that up!

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    Customer ServiceStaff

    Reviewed Oct. 22, 2015

    I don't know how many times I've called, emailed, tweeted, or facebooked complained about the lack of ensuring my new card can be activated. I ordered a new card on Oct 8th after I lost mine at a gas station. I received my new card on Oct 17th, since then I've been calling and what not trying to activate my card, but it won't accept due to my old card still being activated. I've been told numerous times that a senior specialist will get back to me, since the 17th... It is now the 22nd. Is there only one senior specialist? Are you guys going to pay my late fees as I can't pay anything on time since I can't touch my money. My money I worked for.

    Keep your fee free from November to February, is that really suppose to pacify people into staying? How many people have left already because of the rude customer service, poor quality of customer service, and the bs script they read from that they were told. Your technical department obviously can't do what they claim. Please fix my account! I like living in a house, I like driving my car, I like buying my kids clothes and food! Extremely pissed off

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    Customer Service

    Reviewed Oct. 22, 2015

    I have not been able to access my account since 10/15/2015, 7 days. I was told the 16th that I would get an email telling me I could reset my password. Never received one, so on 10/21/2015 I called again (after seeing the Twitter that the system was now working) to see if I could NOW get help resetting my password (because the system has locked me out, nothing works) and it was explained that they now had NO IDEA when the system would be operational. By them not even asking for my info to check the identity of who I am, I knew they were not in the system but I was given the suggestion to have my benefits not sent to my RushCard account!!!

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    Reviewed Oct. 22, 2015

    I have attempted to reach MetaBank C/O RushCard Member Services several times throughout this week beginning October 19-21 and no one is answering. I filed a complaint with the Office of Comptroller of the Currency (OCC) because this is unacceptable for any banking institution. I am concerned because I have a huge amount of money scheduled for Direct Deposit and it has not posted on the day that it typically does. Also, the system has locked me out of my account, despite the fact that I've entered the correct password. I've been with RushCard for at least 7 years, but after this ordeal, I will no longer deposit funds on this card. I'll use my American Express Card or deposit my entire paycheck through my traditional banking account. When RushCard was with Chase Bank we didn't have this problem. The service has changed tremendously since MetaBank took over and even worse since they changed processing companies.

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    Customer Service

    Reviewed Oct. 22, 2015

    I have had problems since last week on my RushCard. I usually get paid every Weds. I didn't get paid until Friday last week. My internet was cut off and I couldn't buy groceries. I was supposed to get paid today. I have a flight tomorrow - I need to pay for my luggage and rental!!! I get no answer from customer service and was hung up on twice! I need my money now. Like by tonight!!!

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    Customer ServiceStaff

    Reviewed Oct. 21, 2015

    I have been calling these people for 2 days in a row. After being hung up time after time I finally get through to tell them... My RushCard plan was changed and my money is now gone. I haven't even accessed my account to change anything. Now I'm being told that my deposit that is set for 10pm tonight I will not have access to??? WTF. I have bills and children to take care of. This problem has gone on too freaking long and I'm most certainly am the wrong person to be playing with when it comes to my money!! This has gone on way too long and I will not stop until I get Russell himself cause this is uncaused for. I really feel they're playing with my money and all they have to say is "We're sorry" - that's unacceptable and I won't stand for it. If I have to take this to court just to show how serious I am I will, no hesitation.

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    Verified purchase
    Customer ServicePunctuality & Speed

    Reviewed Oct. 21, 2015

    I applied for a received a new RushCard. When it came in, I set the pin. I set up my direct deposit thru my employer. I get paid on the 5th and 20th of every month. The 20th rolled around and no money. Talked to my job, said it was deposited. Called and called yesterday, after 3 hrs on hold finally reached someone who then hung up on me. Started calling today, 10/21, my funds are finally showing but, my card is showing inactive. Called this morning at 7 was on hold until 9 when I had to hang up and go to work. Called at 1pm, finally got thru. Was told they would activate it, give them 3 hrs. 5 1/2 hrs later, still not activated. Call again, after spending another 1 1/2 on hold, finally reach someone. Was told would be activated immediately. It was.

    Went to use my card, was declined. I look at the account online and ALL OF MY MONEY IS GONE! There are only 2 transactions on the card and both were direct deposit. I am now back on the phone and have been hold over an hr. Still nothing. Now I have an active card and all of my money has disappeared. You call and nobody wants to help. All they want to do is transfer. I have rent and bills that need to be paid and I can't reach anyone at RushCard to fix this. I am so frustrated and this is ridiculous. I’ve had enough.

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    Customer Service

    Reviewed Oct. 21, 2015

    I've been with RushCard for almost 2 years and I've never had this problem before but during the computers made about $109 of my money just disappeared. I've contacted RushCard about this and I was told I'll have a complete refund but now I can't even get in touch with RushCard. Every time I call customer service their line hangs up after a few rings. This is getting very frustrating.

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 21, 2015

    RushCard was established to help people re-establish their credit. However, during this crisis of their system outage, they are damaging their customers credit and jeopardizing people's livelihood. There are not enough apologies that can pay the bills and late fees people are incurring. The bank RushCard uses is MetaBank. Together with RushCard, they are responsible for getting money into the accounts of the customers. If you want to call them to get information about your direct deposit their number is 866-560-6382. We all should call both companies until the higher ups do something than just make promises or shift blame to the other.

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    Customer Service

    Reviewed Oct. 21, 2015

    I've been hoodwinked, bamboozled and led astray. Calls are not connected. It's like they have disappeared. I cannot access my account and I don't know who I can turn to. This is a nightmare for me and my family and I want to be informed of any class action lawsuits that will be forthcoming.

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    Customer Service

    Reviewed Oct. 21, 2015

    My balance still states 0! Per social media everything fixed is BS! My money is not on my account, my direct deposit is not on my account! Whoever is writing the recent reviews with positive ** is LIE! There is no way to reach out to customer service. You are either on hold for hours and hung up on or you write an email and don't get a reply. This is garbage!!

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    Coverage

    Reviewed Oct. 21, 2015

    RushCard recent tech issues lapsed my car insurance, adding gas to car to get to work, health insurance payment, rent for storage, and on myself. I have cancelled my account and have switched to Chase Bank. Never again Russell Simmons.

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    Customer ServicePunctuality & SpeedStaff

    Reviewed Oct. 21, 2015

    I have been with RushCard for two years now. I called in this morning about my direct deposit she stated they are having technical difficulties. So I asked her "Will I get my money on time." She kept on repeating "We know we are having technical difficulties. We are working to fix it." But she never answered my question "Will I get paid on time." She was so rude and did not help me. I asked for her supervisor she kept me on hold and no one ever returned. Wow!!! I am so disappointed in RushCard. I do have a bank account other than RushCard but I use them as well. I think this will be my last time with RushCard. The money I have going to my RushCard not even sure when I will get it, even though it's my money.

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    Verified purchase
    Staff

    Reviewed Oct. 21, 2015

    I didn't have a checking account and we added RushCard as a checking account in order to allow me to do direct deposits. It's the form of how me and my babe transfers money back and forth to one another. My girlfriend uses the direct deposit and I go into the stores to load and both are very easy. Rushcard makes it easy to keep the cash out your pocket and it makes paying bills or making online purchases very convenient. Moreover, their team are very courteous. However, I had stopped using my card as frequent due to my income and that pay-as-you-go is a killer because I'm paying $2.50 every single time I use the card. Nevertheless, my experience has been wonderful.

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    Reliability

    Reviewed Oct. 21, 2015

    October 12, 2015 Russell Simmons' Prepaid Debit RushCard changed service providers and somehow lost deposits from hardworking people and those who are on fixed incomes who utilize the RushCard to pay bills and receive direct deposits. RushCard is not reliable!

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    Customer ServiceStaff

    Reviewed Oct. 21, 2015

    Been calling because my direct deposit never showed. My kids had same issue last week and I said "Not leaving because Russel Simmons promised." I took his word as a man yet it was **. Today is Oct.21st almost 10 day after fake upgrade so I wait on phone for 47 minutes talk to a young lady who told me "you taking this personal". I hold my temper and how am I suppose to take it when I work 2 weeks and you're telling me you can't tell me when im getting my pay. Are you retarded? She says" no". I go "Give me a supervisor" and guess what? Another 25 min and phone no music or nothing so my hands are tied and I can't feed my grandson on promises - he's only 2.

    Help me understand. God willing it comes in im changing my direct deposit and I work at a hospital my money on time so Russell Simmons for real you ain't no man of your word. All your issues should have been resolved last week as your special message. Real men keep word fake men pretend because you got money did your paper stop???

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    Customer ServiceStaff

    Reviewed Oct. 21, 2015

    I made the unfortunate mistake of signing up for the RushCard to direct deposit my payroll check, it seemed convenient but I regret it woefully. I should have waited, went to my local bank, and just lived with the slight inconvenience. I signed up over a week ago, was paid at midnight Thursday night (excited about maybe receiving check early in future) but didn't get a confirmation my check posted to account until Saturday; So there is problem one. Number two: I may or may not have access to my funds when/if card arrives because... Number three: just short of an hour with that horrible hold music and I get an uncomfortable, seemingly scared, young lady on the phone that knows she cannot answer a single question I have before I even begin to ask the first.

    Apparently they have ZERO answers for their customers, in which the numbers appear high, and instead of addressing our issues and/or questions with honesty they have scared employees promising to call people back with answers. Guess what? Don't expect that callback. Anyway, I made a mistake because I didn't read the horror stories here first. As soon as I'm able to access my funds I'll be headed to a real bank that isn't fly by night.

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    Customer Service

    Reviewed Oct. 21, 2015

    I have been a happy customer of RushCard since about 2007. However after reading some reviews and finally googling "What's going on with RushCard?" I get answer that brought me to tears. These past few months have been a overwhelming storm of obstacles, hurdles, lack of finances, barriers and deceit. The very last thing I need right now is to be having issues with money. It saddens me deeply to know that this week the paycheck I depend on to live and survive will possibly arrive to my account and may or may not he available. Recordings aren't enough explanation for something that's been going on for over a week. We need answers, we need more than just fees waived and most importantly we need our money Russell!!!

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    Verified purchase
    Customer Service

    Reviewed Oct. 21, 2015

    They say they tried to change systems to give better service and they had a failure so many people's cards got locked up with inactive service. Now after week and half with no money due to this they finally put card in active status and card still don't work so still broke. So still having to call and be on hold for a hour and when finally answer they just say "will check into it" and never fix anything. I will never do business with them again when I get my money off card... they should be sued over this.. can't just take people's money away for over a week.

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    Customer Service

    Reviewed Oct. 20, 2015

    I've had RushCard for about 6 years, never had a problem until the past few weeks. My direct deposit didn't go through due to system issues, that was understandable. But then I noticed all these $1.00 charges for domestic country charges and I've never seen that on my account before. So I just wanted to speak to someone. I've been calling Customer Service for two days now, I put all my info in like it asks and the phone just rings and rings then HANGS UP ON ME EVERY SINGLE TIME!!! I'm going to cancel with RushCard because it is completely unfair. I even emailed them asking to have someone call me and they said someone would be in touch within 12 hours...it's now been two days! I'm fed up now after all these years. Now I'm going to another company because I can't even get in touch with anyone. This is ridiculous and I will continue to write reviews because no one should have to go through this!

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    Customer Service

    Reviewed Oct. 20, 2015

    I've been with RushCard since 2012 and as of last week I haven't received my direct deposit from last week. I have no money and every time I call they hang up. This is such inconvenience for me. I have no money and no answers. This has never happened!

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    Reliability

    Reviewed Oct. 20, 2015

    I am pissed the ** off. Since this so called update to the RushCard system update my funds have not been showing. I have money coming out of my checks going to a savings area on the app. Those funds are not showing. I have a direct deposit that hits my account other Tuesday (which is today) And that's no showing. I have a light bill and a water bill that due today. But my account reflects no funds. This is so MF unacceptable on so many different levels. I wish I would order another ** RushCard. I'm pretty sure my light and water will be by tomorrow and I have a 2yr old, and 2 kids that attend middle school that needs those necessities. This is the worst ever!

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    Customer ServicePunctuality & Speed

    Reviewed Oct. 20, 2015

    I got paid today by employer but usually get paid 2 days early by rushcard. Called them today when my money didn't show in my card and they told me of the delay with the 2 days and money still being put on cards. I read reviews and people haven't got their money from a week ago. If I lose my car for non payment I will sue rushcard.

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    Verified purchase

    Reviewed Oct. 20, 2015

    Today is 10/20/15... I checked my balance on my rushcard was 535. I went to a chase today to take all my money off the card since I heard of this problem.. Now the transaction would not go through because my card is inactive. WHAT.. NEW BAL 129. HOW?

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    Customer Service

    Reviewed Oct. 20, 2015

    I have been dealing with them for almost 2 weeks. I am not able to access my money because it keeps telling me my card is not activated when it has been activated because I was always putting money on my card. Then when you try and speak with someone the phone continues to ring and then it hangs up. I finally talked to someone then they tell me they understand when they obvious don't because they are not the ones running around with no money trying to figure out what you're going to do for money because you are not able to access your money, not able to get gas, pay bills or buy food because they are messing with your livelihood.

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    RushCard Company Information

    Company Name:
    RushCard
    Year Founded:
    2003
    Address:
    P.O. Box 42482
    City:
    Cincinnati
    State/Province:
    OH
    Postal Code:
    45242
    Country:
    United States
    Website:
    www.rushcard.com