RushCard Reviews
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About RushCard
RushCard gives users more financial control by only letting them spend what they load onto their prepaid Visa RushCard. You can use RushCard for long-term savings or day-to-day purchases and deposits. The direct deposit program lets cardholders with qualifying deposits receive funds up to two days early. Select from two different plan options.
- RushGoals saving feature
- User-friendly mobile app
- Early paychecks with direct deposit
- Higher fees than some competitors
RushCard Reviews
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Reviewed June 23, 2015
I am pleased, actually more than pleased with RushCard. I wish I had a little more privileges with the card like credit options or ability to charge in emergencies. Have a credit limit. But other than that I am totally pleased with the card. So pleased I have two and will be ordering my daughter one.
Reviewed June 22, 2015
Been a Rushcard holder about maybe two or three years. I learned about them from a friend. I had no bad experience paying bills, making online purchases or using direct deposit. Everything's been fine. I've called customer service for questions that I had - nothing major and they've been friendly to answer.
Thanks for the great review, Latonya! Glad to hear that you've had a great experience paying bills and making purchases online. Thanks for being a RushCard holder for the last few years and if we can ever be of service please let us know.
Reviewed June 21, 2015
It is convenient to have RushCard. With this card, I am able to manage my finances better. I am able to pay bills and make online purchases with it. They have good customer service too. I also noticed that since I got it, I get my money real early on one of my jobs. And as for my other job, I get it a little later but it's still the day before.
Thanks for the great review, Rhonda! We're glad that you're able to manage your finances better with your RushCard and that you're getting your money early. Don't hesitate to reach out if you have any questions!
Reviewed June 20, 2015
I really love my RushCard. I love how I get paid early and twice there was problems getting my money out but it was resolved quickly and with professional courtesy. I would highly recommend this card.
Reviewed June 20, 2015
I barely use my Purple Diamond for months because I'm no longer receive SS benefits since September 2014. I didn't want to delete or closed. I decide to keep it as for emergency needs.
Reviewed June 20, 2015
I've had Rushcard for a couple of months, I heard about them from a friend. I'm enjoying the card because I haven't had any problems with it. I've had my paycheck loaded to my card early.
Glad to hear you haven't had any problems, Stella! If you ever do, we're here to help so please let us know how we can assist you. Thanks for reaching out on ConsumerAffairs!
Reviewed June 19, 2015
I've only had RushCard for a few months and so far it's been horrible! They state you get your money TWO days faster... NOT TRUE! My payday is Fridays. My money doesn't post until Thursday morning at midnight! Secondly, I was out of state relocating and I lost my card! Well, they said if I ordered a new card it would 7 days to come in and I couldn't transfer my money to another card I had because it was not a RushCard! Basically, I was stranded in an entirely different state with no money! Then, once I made back to my home, I waited 7 Business days and my still hasn't shown up!!! This is HORRIBLE!!! Thanks RUSHCARD! I missed two interviews because of your INCONVENIENCE!!!
Reviewed June 19, 2015
I get my paycheck two days early because of RushCard. It's convenient for me because I pay my bills and make online purchases with it and I love it. I don't have any problem with it.
Reviewed June 18, 2015
I was having so many problems with banks. My wife told me about RushCard - that I can have my check actually downloaded onto my card and it definitely helped with my issues.
Reviewed June 17, 2015
I use RushCard for direct deposit. I like using it and I enjoy it overall.
Reviewed June 17, 2015
In March of 2015 I filed a dispute regarding a fraudulent transaction. I conference the call with RushCard and the merchant and they agreed the charge was not authorized. I received confirmation from the merchant Expedia stating the charge was not authorized and they agreed to consider the case closed because I had already received the provisional credit from RushCard. Now in June 3rd RushCard has reversed the credit stating they concluded the investigation and found no error. How can they state there is no error when I conferenced the call with the merchant and also provided correspondence from the merchant stating this was definitely fraud. I will be filling a small claims in court along with a complaint with the BBB.
Reviewed June 17, 2015
I received an email in May inviting me to enroll in direct deposit. It stated that if I signed up I would receive $15 on my account before the first of the month. After many calls and emails I'm told daily that I am eligible but I have to wait because it's been escalated but no response. Really???
Reviewed June 17, 2015
Rushcard is the worst prepaid card services EVER. Please don't use them. The customer service is the worst I've ever seen in my life. You're not allowed to speak to a Supervisor nor will they give you corporate Number. I had three Reps hang up on me and not call back. Please don't use them.
Reviewed June 17, 2015
My account was compromised, I've contacted RushCard over and over and the dispute department, filled out the dispute form numerous times, letting them know I was in the hospital ICU when the supposed transaction took place and they still let the company charge my card. First for over $300 and it came out of my account, then for over $500 which came out of my account. And now the company is trying to take another $3000 from my account which is leaving my account negative over $3000. HOW IT'S A PREPAY, there is no way a prepay can go over the limit! And it was for a car limit, I DON'T DRIVE, I WAS IN THE HOSPITAL ICU FOR SEIZURES and in a COMA FOR FOUR DAYS when the supposed car was rented, and in the hospital for over 3 weeks with complications from it, and with pneumonia and complications from my cancer.
I haven't driven in over TWO years! They won't even return a call, help me with the issue, are letting the criminal get away with it. The business victimize me as well and RushCard is victimizing me AS WELL. I have been a VERY GOOD and LOYAL customer for over 6-7 years and referred customer to them and praised how wonderful they are and this is how I am treated. WOW, what a thank you. I get left, released from the hospital after cancer treatments, without my social security checks for two months, with no way to pick up my medication, no way to return home from VA to NV, and not a dime to my name and NO HELP FROM RUSH. THANKS RUSH!
Reviewed June 16, 2015
I have been a Rush Card holder for many years and it used to be a great debit card company until they change for the worst. My funds has been stolen off my account multiple times on 3 different occasions. When I called to dispute these unauthorized charges, they tell you to try to call or contact the merchant and if they can't help you then to called Rush Card back, then rush Card will file a dispute which will take up to 90 days. Then you have to block your card and pay a fee to have another card expedited to you. Also the max cash you can withdrawal from the ATM is $500. Not to mention all other restrictions that was recently added which made being a rush card customer not so great anymore.
Reviewed June 16, 2015
I've been a member for a year now and my experience with RushCard has been fantastic. I've been able to manage my finances better with this card as I get to count how much money I spend in a month. I called the Customer Service one time because I had loaded some money and it took longer than a day for it to get on the card. I was bothered when it said I have to pay a fee for my money to be loaded on a card and that I had to call them about it. They fixed it eventually and I didn't have to pay a fee, so that was nice of them. I've also been using to pay bills and make online purchases. Unfortunately I think I misplaced my card and I'm still trying to find it.
Reviewed June 16, 2015
I am very disappointed with the way I was treated by a manager in the corporate office of Rushcard. My card was stolen and they want to charge me $30 to get a replacement in 1 to 2 days. I cannot afford the fee and cannot wait the normal 7 to 10 business days as I have children to feed. She basically told me it's not their problem and that they don't appreciate me as a loyal customer. All of their reps lied to me and told me they can't waive the fee when I know firsthand they can because my mom uses them and had the same situation and they waived it no problem. I pay a monthly fee every month as well as atm fees and they can't cover a one time $30 fee as a courtesy for a loyal customer who has never had an issue before. They have horrible customer appreciation and I will be canceling my account as soon as I can.
Reviewed June 15, 2015
I just wanted to say how pleased I am with the card and its services. I get my pay up to two days in advance as promised. I get the text when my funds are low and when I call customer service for any reason I am always pleased with the professionalism from staff. The card is the best thing for me to handle my money. Thanks RUSHCARD.
Thanks, Larry! We're thrilled that you're happy with your RushCard and with our customer service. We strive to help our customers any way we can so please let us know if there's anything we can ever do to help.
Reviewed June 15, 2015
I really like the RushCard, I just wish there was an actual bank you can visit to take out a large amount of money and or add cash deposits. Other than that I really don't have any issues. I like the fact that there are now ATM machines that don't charge a fee althouth the limit you can take out is usually between $200 and $300. Sometimes that's not enough so I go to another ATM that allows more.
Reviewed June 14, 2015
I have been with RushCard for several years. It has been a very good experience to be using your services. Thank You for everything.
Reviewed June 14, 2015
I've been using Rushcard for a couple of years now. I've paid for some online purchases using it but mostly I use it to pay my rent. One thing I don't like about it is that I can only withdraw $400 at a time. I do get my check early though, which is good.
Reviewed June 13, 2015
I've had Rushcard for three years now. I like how they send text alerts to inform you of your account balance and whenever money is taken out of or deposited into your account. I've used it to pay my bills and buy stuff online. Recently I've been having the need to call them to ask where my deposit was because usually it appears in my account two days ahead of time. This hasn't been the case lately, but it's probably not their fault.
Hi Pier, thanks for the great review! Our text alerts are just one of the great benefits of having a RushCard and we're glad that you've been able to pay your bills online. Please let us know if you ever have any questions and thanks again for reaching out on ConsumerAffairs!
Reviewed June 13, 2015
RushCard made it so much easier for me to pay my bills and online purchases while minimizing fees. It's easy to use direct deposit too. I've recommended it to a lot of people. Those starting off their new jobs and complaining about getting and cashing their check.
We're glad we made things easy for you, Vanessa! Thanks for recommending us to your friends and we're always here to help if you need us.
Reviewed June 12, 2015
My RushCard experience has been good and I've had no problems with the card.
Reviewed June 11, 2015
She said "no," so I asked her to repeat what she said on her recorded line. It wasn't the same just for the service she gave me plus hanging up in my face (listen to call) over talked me and hung up. I wasn't outrate in my eyes dealing with customers all day. I was stern but not rude. I feel this should be address but in the mean time I will be changing my direct deposit and discontinue my service with Rushcard. The company was great at first but one apple will spoil a bunch if this supervisor is training her staff this way. I won't be the last customer you lose..
Reviewed June 11, 2015
Hello my name is ** and I am having a big problem with this Rushcard. I've been waiting for my direct deposit for over a month to post to my card and still it has not shown up. I've been calling everyday no help with the customer service people. Ask to speak to a manager. He didn't help me one bit. I am so ready to sue them to get my money back. I never had this problem with a prepaid card before. I am really stress.
Reviewed June 11, 2015
I've learned about RushCard from a friend, and since using it, I have been able to manage my finances better because I put my money on the card and I leave it at home. It's pretty convenient because I have been able to pay my bills and purchase things online. RushCard is user-friendly and I would recommend it.
Thanks for recommending us, Malisa! It's great that we're able to help you manage your finances and we're always here to help so let us know if we can be of service. Thanks for being a valued RushCard member!
Reviewed June 11, 2015
I had a company charged my card twice without authorization for the second and I attempted to dispute with the merchant who claimed they did not see the second transaction so I contacted RushCard and opened a claim. Fax all paperwork back and I have waiting to receive my refund since April 21st. I do feel like this is very unacceptable seeing how I have done everything asked of me. And when I call into customer service they don't have anything to update me with regarding the progress. Makes you really consider not using their services any longer. Up to 90 days to complete. This is CRAZY.
Reviewed June 10, 2015
Rushcard has been working fine for me. I've been with them for a year now and I receive my money earlier than I expect for direct deposit. I use the card for paying bills and making online purchases.
Reviewed June 10, 2015
The best part about having RushCard is that I can't overdraft. I also use it a lot for paying bills and making online purchases. I use direct deposit and I never had any problems with it. As soon as I set it up, it was smooth sailing from there.
Thanks for the great review, Deja-Renee! Direct deposit is just one of the many features that our customers love so we're glad that you're getting the most out of your card. Please let us know if we can ever be of service.
Reviewed June 9, 2015
I lost my card 3 weeks ago, when I lost it I found it the next day. So I call to order a new card. I had to answer dumb security questions about the area I live in which I didn't know because I was was new to the area. So eventually I sent in 3 documents (license, social, proof of residency). Had to wait 2 days to be told my proof of residency is invalid. I sent it 3 to 4 more time every other day just to be told corporate haven't even took the time out to look at it. So it had to be escalated. Mind you I need gas in my truck, food to eat, I have a phone bill due, my credit card bill is due. My credit will probably be messed up by the time I get my replacement card. I get paid biweekly. My first pay period passed already, money I can't use. And my next pay period is coming up, that's too long to wait for your own money. Then the employees keep telling me different things which is so unprofessional.
I don't recommend RushCard for no one with responsibilities or bills to pay. This is about one of the worst times of my life where I can't pay my bills when I know I actually have the money to do so. I should not have to go through this much trouble for my own money and I'm not even one to do reviews but it's almost been a whole month and I'm angry and fed up.
Reviewed June 9, 2015
RushCard doesn't let you go overspend and you'd only spend what you have so that really helps. Just about a year ago, they let you pay gas on it so that helps too. I reload my RushCard using direct deposit and I am able to pay bills and purchase online with it. Overall, it is easy to use, budget-friendly and convenient.
Thanks, Tabatha! We're glad that RushCard is helping you to not spend too much and that you can use your card at the pump. Thank for reaching out on ConsumerAffairs!
Reviewed June 9, 2015
I'm glad I have RushCard. One of the good things about it is that I don't have to work on checking my account because I get an automated alert to know what my balance is. Also, when I get a check from somebody, I can put that on my Rushcard so that I'm not getting a check in the mail. In addition, their customer service doesn't have complaints, attitude, and back talking. Otherwise, I wouldn't still be with them. Just like when I had something I didn't understand, a sales rep let me know. They're very good.
We're glad you have a RushCard too, Yvette! Thanks for being such a loyal RushCard customer and for leaving a great review on ConsumerAffairs. If you ever have any questions or concerns we're always always here to help!
Reviewed June 8, 2015
RushCard is practical. It has helped me a lot in putting away money to pay for bills. I'm more careful when I use it. Everything has always been very well.
Reviewed June 8, 2015
I have been a RushCard owner for MANY years. I have had the absolute worst experience with using RushCard services. My account was hacked and someone had my card sent to my home charging me $30 to expedite. I had the rep basically say I was lying because she must have asked me 6 times if it was true, that I did not order the card, it was delivered to my house and that I now have the card. After telling her multiple times that I did not order my card and I would like the $30 refunded to me, she blocked my account.
So now I have to speak to a supervisor. I had to upload verification onto the website in order to get it unblocked. It is still not unblocked. This is not acceptable. There should be some way to access my money in this kind of case. Oh, and the rep tells me I have to go through FedEx to get my money back. Which came to be untrue because I called FedEx and the money was taken out from THEIR account not mine. So it is up to RushCard to return my fees.
Then I tried to transfer $30 to another account when my account was first unblocked and don't you know for some reason it transferred $30 9 times. So, I call to dispute this, the rep tells me I have to have mine and the other persons account blocked for 60-90 days. That is absolutely ridiculous. So due to all this I had my car payment bounce and you have refused to pay that fee as well. It is now almost a week later, no resolution and I still can't pay my rent or car payment. I am so scared to continue doing business with them, that I stopped my direct deposit until all this is cleared up. I have MY money sitting in my account and I cannot touch it. Very disappointed and worried.
Reviewed June 7, 2015
I figured out that the more money I have in my pocket, the more I'm gonna spend. So I thought I could go cheaper on the RushCard, and I've had it for three years now. I have used it to pay bills or make online purchases. I also do direct deposit and stuff but I reloaded in a store and got a money pack. I also get paid earlier. They have like bank accounts.
Reviewed June 7, 2015
I've had Rushcard for around four years. I'm able to see what I'm doing with my money and use it to pay bills and make online purchases. The customer service reps were nice to me when I called them.
Thanks for the great review, Felyca! We appreciate you reaching out and leaving a review on ConsumerAffairs!
Reviewed June 6, 2015
I sometimes use RushCard to make online purchases. However, I don't do direct deposit to it. I just load money on it. RushCard definitely helped manage my finances a little bit better.
Reviewed June 6, 2015
On May 27, 2015 I transferred funds to my mother in the amount of $200.00 for her birthday. Given the fact she is a RushCard member herself, I conveniently used the card to card transfer option. Accidentally, I pressed the send button too many times (sending 5 transfers for $200.00), transferring my mother an excessive amount. I checked my online account and 3 of the transactions were cancelled and I had my mother transfer back the other $200; leaving her with my originally planned birthday gift of $200.00. I went to the gas station to use my card and was informed it was blocked. I immediately logged into my online account; keep in mind I still have access at this point, and checked my balance verifying everything is good, and it was. I then called RushCard, whom I've been with for a few years now, and spoke with a customer service representative who took me through an extensive verification process.
Albeit, I answered the questions right and my account was still blocked. I was told to email documents with my first and last name, the last four of my social security number, and home address to agent@rushcard.com. I sent each document, received the confirmation number known as the LTK, and was told it'll take 24 to 48 hours to resolve, and that it is being sent up to the "corporate office". This was on May 29, 2015. June 2, 2015 I spoke with ** and he told me they never received my information even though I got the confirmation (LTK) email and that I had to send everything again. Except to id@rushcard.com this time. I sent them and received another confirmation email with the same LTK reference number. Between June 1-5th, 2015, I spoke with numerous representatives to include **, and each one repeated the same thing. That they haven't received any documents, even though they acknowledged my LTK confirmation number.
This has cause a tremendous amount of stress on me and my family. I am a Veteran and Wounded Warrior, suffering from PTSD and TBI, and this has had me spiraling into depression and anxiety attacks. Losing sleep at night and affecting my work and family life. Thinking how can I get my hard earned money to pay my bills, rent, and get groceries for my family. They have hung up on me multiple times leading me to call back and be outside of my character lashing out at them out of frustration. I'm getting to the point I feel like I can't take it anymore. Can someone please resolve this matter and soon? Please!
Reviewed June 5, 2015
I like RushCard. It’s very convenient and I also use it to make online purchases. I like the direct deposit and it's kind of good because I pay my bills. I’d definitely recommend them to a friend.
Reviewed June 5, 2015
Been a customer for years, had an upgrade and a new line added with the idea if we paid on time each month we could get an upgrade after 12 months only to learn after 2 months that was no longer available. Still like the service but only upgraded for a promise I was denied 2 months later that cost me an upgrade cost from $56 a month to $90 for same service. Felt like I got scammed on a promise you changed AFTER I bought into.
Reviewed June 5, 2015
I was able to manage my finances better since I started using RushCard. I like that I'm not carrying cash. It also makes it easier for me to pay my bills. I do the direct deposit for work, and it all pans out perfectly. When I had a couple of problems with it, I was on the phone with their team, so things turned out well eventually. RushCard is cool, and I would recommend it!
Hi Quenia, it's nice to hear that your RushCard has helped you manage your finances and not have to carry cash around. Thanks for telling your friends we're "cool"- we appreciate it!
Reviewed June 4, 2015
I had been a RushCard user for 5 years. I loved the card until they switch to a different bank. My direct deposit was returned to my employer without any notice. When I called to find out where my money was, they told me it was returned because it didn't have my name on it. My employer told me that they had been sending the money that way for the entire 5 years. I had to wait 3 days to get my deposit. That's terrible for someone who is living from check to check. I stop using RushCard for direct deposit. My boyfriend's direct deposit usually shows up on Tuesdays. By Wednesday June 3, 2015 the deposit still wasn't there. When he called them, he was told the system had gone down. No notice or email was sent out about this problem. Again for someone living check to check, this is a problem. It's Thursday morning June 4, 2015, he still has not received his deposit.
Reviewed June 4, 2015
I've been able to manage my finances a lot better since having RushCard. I pay bills and make online purchases with it and I used relocations for direct deposit. It's a good experience and I'm very happy with RushCard.
Thanks for the great review, Rolando! We're happy that you're happy with your RushCard :)
Reviewed June 3, 2015
I spoke with a agent today wanting to get a replacement card… He asked me questions for security check. One of those questions was "What hospital is closest to my NEW address?" I explained to the agent that I just moved here, to please ask only questions about me. He said he can't and I asked to speak to a manager. The manager name was **. He told me I failed my test and can't take it anymore. He said that I still will get direct deposit on the card. After I begged for it not to be! I told him I've been with RushCard for years and didn't understand why he could not assist me. He was very blunt, not friendly at all and very sarcastic (should not be a manager!). I asked him "can I speak to someone else" and he refused to let me, which made me cancel out my card completely. I don't appreciate this and will never suggest you guys to no one ever again.
Reviewed June 3, 2015
I've been able to manage my finances better with RushCard. I am a member for four years and was able to use my card to pay bills or make online purchases. I've also used the reload locations. I'd recommend it, it's good and useful to have.
Thanks for being with us for four years, Rebecca! We appreciate you recommending us to your friends and hope we can continue to serve you.
Reviewed June 3, 2015
Rush Card lost my direct deposit when they switched to Metabank. The customer service is useless. I fear my money is gone and bills are due!!! Word of advice leave Rush Card alone get a bank account!!!
Reviewed June 3, 2015
I like having RushCard. It's convenient to be able to do direct deposit or the reload locations. I got another one because I want to do a gym membership and I didn't want to do a gym membership with the gym having access to any account that they could just take money or do anything. Recommended.
Hi Deborah, we're glad that we could help you stay in shape at the gym with your RushCard! Thanks for the great review and for reaching out on Consumer Affairs!
Reviewed June 2, 2015
I really hate my RushCard. I just don't have any time to start over with my deposit and set it up with a new bank.
Reviewed June 1, 2015
I really like Rushcard and everything about it. It's wonderful.
Thanks, Mary!
Reviewed June 1, 2015
I have used my RushCard to pay my bills and make online purchases. Reloading at their reload locations has been easy too. However I had a problem with my card and the customer service told me it would take 90 days to investigate but I haven't heard anything. I think it should not take that long. Besides that problem, they have been fine and I would recommend them.
Reviewed May 31, 2015
It's convenient for me. I get my direct deposits on the card and it comes two days early. I can use the app and see how much I have and where I'm at with it. I also get their text and email alerts. I just love Rushcard. It's simple, easy and very beneficial.
Hi Shelli, thanks for reaching out. The RushCard app is a great way to stay on top of all your finances and we're happy that you're pleased with your card.
Reviewed May 31, 2015
RushCard have a pretty user-friendly website. I just go there and find what I need. I'm satisfied with their service.
Reviewed May 31, 2015
Changed my name and wanted a new card to reflect my state ID. Service was good, just hard to understand some personnel with accents.
Thanks, Tiffany! We're glad we could help you out and please let us know if we can ever answer any questions.
Reviewed May 30, 2015
I heard about RushCard on a commercial. It helped me manage my finances better and I used it to pay my taxes. I can rely on the employees to be there when I'll be in touch with security that's why I have recommended them to a few people.
Thanks for recommending us, Ira! We're always here to help so let us know if you ever have any questions about your card. Thanks for being a loyal RushCard customer and for reaching out on ConsumerAffairs.
Reviewed May 30, 2015
I have been able to manage my finances better since I started using RushCard. I like that the direct deposit comes in two days early, and that I'm able to track my transactions right from my phone from the application. There are certain bills that only accept checks but, through RushCard, I've been able to pay those bills even though I don't have a checking account. When I lost my card not too long ago, they sent me a wrong replacement card. I was even charged the expediting fee to get the card here quicker. When they realized they made a mistake, they reimbursed me for the expediting fee and sent me the right credit card. I would recommend them.
Hi Saahir, thanks for recommending us! We're always here to help so don't hesitate to get in touch if you ever have a question or need assistance. Thanks for reaching out on ConsumerAffairs!
Reviewed May 30, 2015
Keep up the good work.
Reviewed May 30, 2015
I have had the Baby Phat card for about 8 years. I always get compliment on how cute it is. I use this card for my shopping/hair appt budget and it helps me stay within my monthly budget. Easy to use!
Thanks, Misty! That's great that we could help you stay on budget and we appreciate the review on ConsumerAffairs. Please reach out if we can ever be of any help answering questions.
Reviewed May 30, 2015
I love my RushCard. I love the fact that I could get my payment within 2 days before my actual payday. My only issue is that since the bank changed, I am not able to get it until late in the evening now.
Reviewed May 30, 2015
I obtained a RushCard when I was just starting out on my own but it has been over 10 yrs and I no longer use the service. I have nothing negative to say. There were never any issues and I used to get so many compliments on the card design. The company has grown so much since then and I think that is awesome!
Thanks, Stephanie! We couldn't have done it without you and that's fantastic that you're getting so many compliments on your card. Thanks for reaching out on ConsumerAffairs!
Reviewed May 30, 2015
Rushcard service has treated me fairly good other than those couple of times when I hate to pay the debit card because they charge me and my deposits don't go through quickly enough. It does help me manage my finances better so I do recommend them. Thank you, RushCard for helping me with my financial endeavor. I do love your card and I will ask other people, my friends and family to go with RushCard if they don't have it.
Reviewed May 29, 2015
I have been a customer or client of RushCard for a few years. In the beginning, I only used the card for internet purchases only, only putting the amount of money I was going to use that date on the card. After a few times, with absolutely no problems, gradually I started adding money for my personal use. Now after a couple years RushCard is the only card that I use. I'm even going to get a Direct Deposit for my social security. That's how much I trust RushCard!
Thanks for trusting us, Lloyd! We appreciate the review and you choosing to keep your social security with us. Please don't hesitate to reach out if we can ever be of service.
Reviewed May 29, 2015
I love it's always on time always.
Reviewed May 29, 2015
I have used RushCard for about 4 years now and along the way have recommended my whole family. It started off great with no issues until recently. They switched to that new bank and the other night I called to check my available balance and it told me how much I expected to have. Once I reached the store and made a purchase it stated I had to pay a difference. When I called back to check my account my balance was at zero. I called customer service and they couldn't explain where my money went and was not doing anything to help. I even spoke with a manager. I was disgusted that was all the money I had at the time. So I took a complete lost and don't know what to do. I am no longer going to use that card. I'm done with their services and highly disappointed and I'll will let my family know as well. I'll go with Chase liquid card.
Reviewed May 29, 2015
Love the early direct deposits...and just fun to have! Never have to deal with banks.
Hi Rayshawn, we're so happy to hear that you're having fun with your RushCard. We value your feedback and we'll be working hard to make sure that your fun continues. Thanks again for reaching out on ConsumerAffairs!
Reviewed May 29, 2015
I got my RushCard so I could use to order things online and it has been great! No fear of my banking account being compromised. Have recommended to friends!
Hi Debra, we're glad that we could take the fear out of your banking experience and we thank you for recommending us to your friends. Please don't ever hesitate to reach out if we can be of service!
Reviewed May 29, 2015
I've had a great experience with RushCard since it allowed me not to carry cash too much. I use their direct deposit facility frequently and the process is pretty good. The team they have are always friendly, knowledgeable and my interactions with them is secure - they always ask my security questions whenever I call in with a question.
Thanks, Tamika. We take security very seriously and we're glad that you feel secure with us. Thanks for reaching out on ConsumerAffairs!
Reviewed May 29, 2015
I have had my Rushcard for 10+ years. I use it for direct deposits (which always post sooner), tax return, and online purchases and more. Never had a problem. Thanks Rushcard for everything.
Thank you for everything, Sherrica! Thanks for being with RushCard for ten years and for taking the time to visit us on ConsumerAffairs. We hope to serve you for at least another ten!
Reviewed May 29, 2015
It helps me keep control of my money. Easy access to it on my phone. Free atm usage. I love it. I've been out of debt since I got RushCard and hope to stay out of debt. Quicker pay day too, I love that.
We're happy that you're happy, Nicole. Thanks for telling us why you love your RushCard!
Reviewed May 29, 2015
I love my RushCard and would never go to another prepaid card again.
Reviewed May 29, 2015
Great and useful.
Reviewed May 29, 2015
I’ve been satisfied so far except for all the charges that Rushcard charges: they charge you money to put money on the card and charge you money to take money off of the card. It's kind of expensive. However RushCard is a quick and easy way for my husband to get money to me when I need some money. When he's working out of town, he can just go to a Walmart and add money to the account number.
Reviewed May 29, 2015
For some reason, my cards were blocked. Not Happy.
Reviewed May 28, 2015
Excellent direct deposit, no standing in lines waiting, safe for using online. You can always check balance with the Rushcard App. Set for alerts to your phone or email.
Reviewed May 28, 2015
My direct deposit comes in later now that the upgrade is finished plus I cannot stop a transaction from going through. Those are the only two problems that I have with the card. Other than that, I love the card.
Reviewed May 28, 2015
RushCard has been very convenient, helpful with budgeting my money. I've been able to have my income direct deposited onto my card. I can make purchases/transactions at stores and online without any hassle or delays. The company is very informative and shows appreciation to RushCard family. I use the term family because that is how I feel about the team at RushCard. If I misunderstood something, misplaced my card, or had any concerns, customer service has always helped me as well maintained their professionalism, politeness, quickly and efficiently. I have and will continue to refer people as well using your services myself. Thank you keep up the great work.
Hi, Ikesha! We appreciate you being part of our RushCard family and are so pleased to know that you're getting the most out of your card. Customer service is always here to help you and if you ever have a question or concern try us here at ConsumerAffairs. Thanks for letting us know how you feel and for being a valued RushCard member all these years.
Reviewed May 28, 2015
I have been a Rushcard customer for over 10 years, they have great customer service and have helped me in the past when my identity was hacked. The best thing they did was add bill pay and card to card service. Will recommend to all friends. Keep up the good services.
Thanks, Beverly! We'll keep it up and thanks for continuing to recommend RushCard to your friends.
Reviewed May 28, 2015
I don't remember exactly when or why I started using RushCard, but my experience has been wonderful. I recommend it to my family and friends as an alternative to a bank account.
Hi, Andrea- thanks for recommending us to your family and friends!
Reviewed May 28, 2015
I Love using my card. It's easy, convenient and the low fees with the credit. I wish you would do the cash back thing again. Had its rewards for me. Also more wider range of ATMs we can use with no fees, every place I go in Philadelphia basically getting charged 5-6 dollars. Other than that the card is great to have. I had this for well over two years.
Hi Latesha, thanks for keeping your business with us and we're glad we've been there for you all this time. Please don't ever hesitate to offer your feedback and we'll always work to bring you the best service possible. Thanks for reaching out on ConsumerAffairs!
Reviewed May 28, 2015
I LOVED RushCard until they changed to MetaBank. I used to get my check every two weeks and get it one day early AND early in the morning (5:30 am). I emailed them to ask if this would be SOP moving forward and got an automated response. When someone DID email me back, it seemed to be automated with a name attached at the end. I tried to call and was kept on hold for 20-30 minutes each time (I called five times). I have held TWO, not ONE but TWO RushCard accounts for SEVERAL years. At this point, I will be closing my accounts in the next few weeks and going to a traditional bank. I don't like the way that my business is taken for granted by MetaBank. Service from RushCard was great before the change. Now, honestly, the service sucks.
Reviewed May 28, 2015
ATM fee - Liked it before where you can take off up to a thousand, one fee. Now you have to pay two fees just for 480 when teller is not available.
Reviewed May 28, 2015
I have been with RushCard since 2006. I have been satisfied until recently. The last 6 months with RushCard has been terrible. When and if you get a customer service representative, they have no clue what is going on. Trying to get them to look up anything on my account has been like trying to kill a bear with your bare hands. I have been on hold today a total of 7 times since 8:00 am central times. Each time for over 22 minutes. I am on hold currently, and the timer is at 11.50 minutes. I just want to know where my direct deposit is. Ever since they switched to the new direct deposit, I have not gotten mine. I have had to get my job to give me a paper check for the last 3 weeks. I didn't change any info, RushCard sent everything to my employer to change, so I never saw the paperwork until this week. I am not happy by any means.
Reviewed May 28, 2015
Not too happy with the change of banks and not getting my deposits 2 days early anymore.
Reviewed May 28, 2015
I have had my card for a long time. It help me a lot. I am 64 year young. I pay my bills with it. I order online. It is so helpful.
Thanks for being a long-time cardholder with RushCard, Belinda, and for letting us know how you feel. We appreciate it and are always here to help!
Reviewed May 28, 2015
Great attentive customer service. Minimal wait time to speak with representative.
Reviewed May 28, 2015
I have had an amazing experience with RUSHCARD, they have enabled to use the benefits of a debit card and a credit card. My dealings with customer service have always been pleasant and prompt. I would recommend this card to anyone and I have recommended it to multiple people.
Hi, Antoinette- thank you so much for taking the time to tell us about why you love your RushCard. We really appreciate you recommending us to your friends and hope you'll reach out if you ever need any questions answered. Thanks again!
Reviewed May 28, 2015
Whenever I inquire about anything, I received an immediate response.
Reviewed May 28, 2015
I love RushCard. It's the best way to manage your money....
Thanks, Nadeia! We appreciate your feedback.
Reviewed May 28, 2015
I have been a RushCard customer since 2005. Up until about 3 months ago (when they switched to MetaBank), I had always received my direct deposit 2 days early. Now I'm getting my check 2 days late. When I call every week to speak to customer service they lie and tell me that they have not received the direct deposit from my employer. I know this is a lie because I work in Finance and have authorization to send over my own check to RushCard on TUESDAY MORNING. So why am I not receiving my check until THURSDAY EVENING?! Even if this were a regular bank, the latest I would receive my check would be Thursday morning. DO NOT USE THIS SERVICE!!!
Reviewed May 28, 2015
Love Rushcard. Been a customer for over 10 years and plan on 10 plus more.
Thanks, Tasha! We look forward to serving you for the next ten years!
Reviewed May 28, 2015
Wouldn't choose any other card. Good job! Get my pay two days early and even earlier on holidays.
Thanks, Michelle- getting your money two days early is just one of the many benefits of having a RushCard. Thanks for reaching out on ConsumerAffairs!
Reviewed May 28, 2015
Why if you guys say up to 2 days early on pay my money was already sent off to me and it's not in my account?
Reviewed May 28, 2015
I have had my RushCard now for over 5 years and OMG! This is the best card I have ever had. This card has help me budget so well and when they made it so you could get gas that just made me love it even more!!! I cannot spend more than I have and that has helped me live below my means which in turn has helped me save thousands over 5 years!
OMG, Tabatha! Thank you so much for the great review and we're thrilled that you've loved your RushCard all this time! Saving money is so important and we're glad to hear that we've help you save thousands. If we can ever be of service answering questions or getting to the bottom of any issues that may arise, please don't hesitate to reach out on ConsumerAffairs.
Reviewed May 28, 2015
Thank you for your hard work.
Reviewed May 28, 2015
This card has been very convenient for me and I can use it anywhere! The only problem that I see is the deposit! The moving from one bank to Another and I use to get my deposit at 6 pm every Wednesday but now they come anytime late night and that's not so convenient for me... but other than that it's been GREAT!!
Reviewed May 28, 2015
My chief Complaints are... the $1 charge with every transaction not including if you're at an ATM that isn't free. Second, my balance sometimes mysteriously changes. And no one else have access to my card. Other than this I like my RUSH and I'm proud to have it. Thanks!
Reviewed May 28, 2015
Very excited on how I get my money two days before my payday - convenient.
Thanks, Januelle! Getting your money two days early is just one of the many great things about having a RushCard.
Reviewed May 28, 2015
Getting direct deposit early really helps me keep my bill payments under control and paid on time. I also love the fact that I don't have monthly maintenance fees like the regulated banks do. I also like the fact that those $1 transaction fees are automatically added back to the card for point of service purchases.
Great to hear, Tracy. Thank you for taking the time to let us know how you feel on ConsumerAffairs and we're pleased to know that your RushCard is working hard for you. We're always here if you need us so let us know if we can ever be of assistance.
Reviewed May 28, 2015
This card has been a blessing in my life. Having access to my direct deposit early has been amazing. Great job...
Reviewed May 28, 2015
I think they should deposit my check at midnight not at 5pm.
Reviewed May 28, 2015
I love Rushcard. Everything is super convenient. It's pretty much accepted everywhere.
Reviewed May 28, 2015
I have had RushCard for years. Love it.
Reviewed May 28, 2015
I have automatic deposit with RushCard. It makes me manage my finances better. I like that I can use my RushCard anywhere and I never had a problem using it. The reload locations are also great as my daughter can load money into my card when I'm running out of money when I'm out of town. A couple of years ago, however, when I had put my taxes into my Rush account, my money was fraudulently compromised. But, they were able to rectify the problem. I would recommend them to a friend.
Reviewed May 28, 2015
I have been a customer for a very long time (since 2012), never had ANY problems until now. The direct deposits are not coming in a timely matter as in the past. When did they get such a low limit on how much money you can withdraw within 24 hours? Since the switch to the new bank, I can't even access Text Alerts! I have called several times and no one seems to know what's going on. Never thought I would say this, but this maybe the end of my relationship with RushCard!!
Reviewed May 28, 2015
No complaints, even when I experienced a problem with a vendor, RushCard was able to resolve issue.
Thanks, Kim! We're always here to help resolve issues or answer any question you may have. Thanks for being a valued RushCard member and for reaching out on ConsumerAffairs.
Reviewed May 27, 2015
RushCard has too many fees. I had 33 dollars on my card that I needed to take off and I could not take it off because it kept telling me insufficient funds and when I called and spoke to a customer service rep, she informs me that RushCard has all these fees that's why I could not take the money off the card. I will be cancelling this card.
Reviewed May 27, 2015
I've been with RushCard for seven years now and I've had an awful experience with them. I'm still waiting for them to send me a paper about a dispute that I made for the first time since I've had the card. I am angry with this experience although RushCard has helped pay bills for the last couple of days.
Reviewed May 26, 2015
I did a cash advance at Bank Of America. Had them pull my entire paycheck off and deposit it into my account. Something went wrong on Bank Of America's end and they voided the transaction. I called RushCard to explain to them what had happened. They told me my funds were put on hold for ten days. Mind you I have four children at home. There's 2.11 in my account. I've been with RushCard since 2010 direct deposit from my job the entire time. I explained to the rep that-that was the only money I had. She let me know that there was nothing she could do to lift the hold on my fund. I have to go ten days with 2.11 in my account. I'm a single parent "what do I tell my hungry children." :-( I'm going to cancel my Rush Card account as soon as my ten days expire.
Reviewed May 26, 2015
I got Rushcard when they were just starting with direct deposit. I've been able to manage my finances better. I just wish there were other types of plans, though. Nonetheless I would recommend Rushcard.
Reviewed May 26, 2015
I lost 104 dollars - it's bull then they cancelled my card so I can't call. They said I'd know something in two weeks. Well it's been month. I needed my money. This is a bogus card - you can't call, talk to none without a card number so wtf. You supposed I asked for the order to be stopped it's nuts so now I've heard nothing so what good does it do to have it if you can't keep stuff from happening.
Reviewed May 25, 2015
I used to absolutely LOVE my RushCard. I've been a member since 2004!!! Now I'm a little upset because they switched to only $500 daily withdrawal limit from an ATM. The reason I liked this card rather than a bank is because of the different usage versus a bank. Now it's the SAME as a bank's withdrawal limit.
Reviewed May 25, 2015
On May 11th 2015, I called Rushcard because I had my account hit for 2.14, at Popeye's Chicken in Miami Beach Florida, and I live in Kansas. First I called Popeye's chicken and they stated that the card was used at the drive thru. Luckily I only had that amount on my card. Anyway I called Rushcard and they was able to cancel that card right away. They gave me an option to have it overnighted for 30.00, or they would mail me the new card and it would take 7 to 10 days. I get paid every two weeks so I wasn't too worried. I just told them to send it normally. I went on with life thinking it was all taken care of.
On May 20th my direct deposit went through and I received my text alert that I received my deposit. That's awesome, but I hadn't received my new card in the mail yet. I knew I had til the next day would have been the 10 days. I went ahead and called just to confirm they sent my card, that was that Wed. Night. This is where it all went crazy. When I called Rushcard to check on my new card, the customer service agent jumped the gun and immediately blocked my new card because my name is Larri and I have a female voice (I am a girl). I had her transfer me to a supervisor, and the supervisor also til me that was the reason the customer service agent blocked my card. The supervisor apologized for the inconvenience and said it would all be taken care of not to worry as it was a mistake on their part.
The next day I received my new card in the mail. Unopened and still in the envelope that Rushcard sent it to me in. I opened it. I called Rushcard to make sure all was good to go. They told me I had to fax in a copy of my Social Security Card, driver's license and proof of address. This was really unfair, but I did it anyway. They also now denied that was the reason they blocked it. They now are saying it was blocked because the card was already active and someone must have activated it. Well I know that is completely untrue, because when I received it in the mail, it was all intact in the envelope they sent it to me in, so that card was active from the time they placed it in that envelope.
Unfortunately this is all happening over memorial weekend and my birthday falls during this weekend. And I have money and cannot access it. I also have several bills that was due, and several things are going to be turned off by this Tuesday, yes May 26th 2015. Now I am in limbo and I know I gave the money and I have lost all control of my own money, all because I am a girl with a boy's name.
Reviewed May 25, 2015
I have been with RushCard for over 2 years now, never had a problem with my direct deposit until they switch to Meta Bank. I use to get my payroll deposit on Wednesday at 5:30 EST now my deposit are starting to post to my account after 11 pm EST. I also sign up to receive my child support payments on my RushCard. I was receiving my Payments every Friday at 06:00 PM EST until this new routing number, now I receive them same day State of Texas would post it to their debit card. If I would have known this I could have stayed with State of Texas Debit Card. Rushcard is not honoring their brand to their Value Customers. When you call customer service they act like they don't see the deposit or clueless about when the funds will post to your account. I am really considering going to another company.
Reviewed May 25, 2015
I'm in love with my Rushcard. My friend recommended it to me. I am able to manage my finances better with it especially as I learn how to reload it. I use it to pay bills and make online purchases. Everybody's been very pleasant at Rushcard. I never had a dispute with them. Their customer service is very excellent. I would recommend them.
Hi Deserie, we love that you love your RushCard! Thanks for recommending us to your friends and telling everyone about your excellent experience with customer service. We hope that your love affair with your card continues and if we can ever be of help answering any questions don't hesitate to reach out.
Reviewed May 25, 2015
I stopped my direct deposit after you decreased the maximum daily withdrawal amount to $100. Who are you to deny me access to my money???
Reviewed May 25, 2015
I am a trusting, 60ish year old lady, totally disabled. I have had, and use regularly, this life altering, stressful, unprofessional thing called a RushCard. I have had my Long Term Disability checks directly deposited for almost 2 years. A week prior to traveling out of state, I phoned RushCard to reassure my account was alright. I had received a scam call, so phoned to be assured all was well. I was told it was not RushCard that called, but everything was just fine with my account. As we were saying goodbyes on the phone, the RushCard agent suggested putting a "secret word" on my account in case anyone tried to gain information from my account. I asked how we do that, she stated she would simply ask a series of questions, that was quick and easy.
Perhaps people manning phones in a call center based in the Philippines, feel they speak fluent English, the fact is, they do not speak nor understand the nuances and shortened ways most Americans or USA citizens speak. Nor do they understand what we are saying, despite their insistence otherwise. They are so insistent that they speak and understand English. Theirs is an extremely broken and limited English vocabulary, mostly scripted. Effective communication is absolutely impossible.
I was being driven to the airport by my daughter, I stopped to make a small purchase and withdraw traveling money. Mind you, I am 100% disabled and have no other credit cards or other funds, anywhere, any way. My card was not approved. I panicked... as I left the store empty handed and was literally on the freeway to the airport for plans which I could not change. But now I was flat broke, not even able to check in at the hotel upon arrival at my destination, let alone pay my bills which I'd intended to do via my RushCard. My visit is a 2 week visit and rent, auto pmts etc would be coming due while I am away.
As my daughter continues to drive me to the airport, I immediately phoned RushCard, & in broken English I was told my account was permanently blocked. I was livid, panicked and scared to death about the situation I would be forced into, simply because a RushCard agent cannot understand English beyond their script and I demanded a supervisor to find out WHY my account had been BLOCKED?? This is MY MONEY and for no reason, they are causing physical symptoms and conditions which could cause me great harm... as I'd stated, I am totally disabled and need my disability income. By now we had arrived at the airport, my daughter pulled up curbside to the airline. Still, I was on the phone with a supervisor at RushCard getting nowhere.
Not ONE of the several people I spoke to in the Philippines could explain to me WHY my account was blocked, only that I was NOW required to MAIL THEM all sorts of documentation to verify who I am... which EVEN IF I were to do it, it's impossible to do from an airplane or from another state. It would be 2 weeks before I'd be home.
As I read all the other complaints here, so many are similar to mine. This company is stealing, ransoming our money, making excuses and reading scripted generic answers and explanations. We are helpless, because we are at their mercy and discretion as to whether or not they feel like correcting their errors. I gave ID when I got my account which says **, but explained that I've always gone by **. So because in the "secret question" fiasco, I'd answered ** (which is printed on my card... RUSHCARD'S doing, not mine), and my identification reads **, they permanently BLOCKED my account. Luckily, I caught my monthly disability check for next month, so no more checks will be directly deposited in that account. But they are still holding my money already in the account hostage, as I go hungry and ended up sleeping in a shelter until my return flight June 2nd.
I've phoned RushCard a total of almost 300 times, desperately trying to reach a USA based call center to speak to someone who understands English and whom I can understand. As you all know, there are so many prompts you're required to push a number for. Each and every time, I get a Filipino speaking person. I've attempted to discuss this several times with the ones who answer the phone, also (again and again) a supervisor, which creates more frustration than before. It worsens with each call. They repeat the same things over and over because they have a script they stick to regardless the individual situation or circumstances.
It's been since early on May 20th, I continue to call and continue to get nowhere. There IS a USA based call center. You would think out of hundreds of calls in a day, day after day, that I'd randomly get a USA center at least once. Now when I call, I simply and courteously ask "Are you in the Philippines or USA?" Every single time, it's the Philippines. I've had so many dealings with them over the past several days. I know where it will end up after wasting energy, emotion and time trying to get them to understand English. There is/are zero reason(s) for my money to be blocked. My ONLY hope is reaching a USA based call center... and that seems unlikely after so many days and constant calls. These calls are what fill my days on this 2 week visit out of state.
I pray my phone isn't disconnected, as that is one of the auto pays I have set up with this account. I have no money to open another account. Little did I know, the place I trusted with my money was the scam and the ones I needed to be wary of. There is a box below, to request an attorney to contact me. I want to, but I hesitate because I'll likely get a Filipino speaking attorney. What grief they've caused in my life. For no reason.
Reviewed May 24, 2015
I’ve had a RushCard since they first came out. The only benefit I saw is that with RushCard, you get your pay deposited sometimes two days earlier versus my other card. However, I really wish that they would do overdraft protection if you have direct deposit. I wish they had that because I really don’t like my other card's monthly fee. It’s much higher than what I pay on Rushcard. But I had to cancel some of my money from RushCard to put it on my other card as my back up. But I still like it. I just got a new one the other day and I’d recommend them to others.
Reviewed May 24, 2015
I learned about Rushcard through my son. I have direct deposit and I use RushCard often as my ATM. I'd recommend it.
Reviewed May 24, 2015
I called 4 times and I got hung up all the time. They blocked my card without my permission. Now they are holding my money hostage. Can someone stop these people from doing this. I work hard for my money. Someone should go to jail.
Reviewed May 23, 2015
It’s been an inspiring experience. Using direct deposit I get my money a day in advance. I had no problems everywhere. Every time I have a question, I call their staff and they’ll be more than glad to answer. They’re very polite while they’re doing it. They’re not like some other places where you call and they’re rushing to get you out of the phone. They will take their time to answer all your questions. The guys at RushCard have left me at awe with the service.
Glad to hear that you're inspired and in awe, Luis! We're always here to help so please let us know if we can be of assistance and enjoy your card!
Reviewed May 23, 2015
Rushcard has allowed me to do everything online. I like the 1% cash back that they are offering on every credit card purchase at the moment. I use it for direct deposit and get my check most of the time two days earlier. It is great and has been working out. Their staff has been very pleasant and the people that I talk to are pretty knowledgeable with what they're doing every time I call.
Hi Murice, thanks for taking the time to tell us how you feel about your RushCard on ConsumeAffairs! Getting your money two days early and 1% cash back are just some of the great benefits of having a RushCard. Don't hesitate to reach out if you ever have any questions as we're always here to help. Thanks again!
Reviewed May 22, 2015
I was able to use it to pay my bills and make online purchases. I feel that I’ve been able to manage my finances better. Recommended.
Updated review: May 28, 2015
The $5.00 issue has been resolved after several hours of calling and hang-ups. As for the service overall, The Rusch Card is not as reliable and trustworthy as I grown very use to for many years. I am not at all happy with the changes that resulted in a $5.00 error as well as being paid very slowly on my direct deposits, and being lied to by the agents. I never had any issues nor felt worried about my money like I do now. The trust factor is very low for me. I have learned there are many others who feels the same way and has also designated not use the card on an everyday basis.
Original Review: May 22, 2015
I have been using the RushCard for about 5 years. Never had any issues that caused such an upset. I called customer service a total 16 times from 05/10/2015. From this date I discovered that I was charged ATM Fees from using a Money Pass ATM. I was placed on hold for over 30 minutes numerous times, called back and was put in a loop not to be answered and to be ignored. As many times that I called, I was told that my account was not noted which caused me to repeat my issues each time that I called. The funny thing is that the first situation was all over $5.00 which I understand was a mistake, it became much more than when I was treated so badly by their agents.
In addition, I haven't been getting my text messages or my Direct Deposit in a timely manner. The agent that I spoke to about the status of my direct deposit, the female agent had the nerve to say it was my employer's fault and they sent it late. Funny thing about that, I work with payroll so I know when deposits go out for all of our employees around the world. As I told every agent that I spoke to: "I have been a Rush Card member for many years, I always trusted the Rush Card to deliver what I need and when I needed it. I do not recall when I ever having any issues or felt worried about MY MONEY with the Rush Card, something changed which now made me a very dissatisfied member." At this point, I am unable to trust the Rush Card services and their agents are not professional at all.
I earned my money and I used Rush Card to give me access to my money in convenient way at a low cost and pay my bills. This ordeal is an outrage and I am very disappointed in the Rush Card services and I am especially not happy dealing with Meta Bank. After reading other people's reviews, I see that these types of errors and major mistakes often happen when I used the Netspend card. They made a major life altering mistake which made me run to get the Rush Card in the first place. Things have been very peaceful and never been worried about my money. The uncertainty about your money is not good business. I do not trust them anymore... It's time to let it go... What a shame.
Reviewed May 21, 2015
They helped manage my finances and the people that I talked to have always been courteous, kind and they always go out their way to help me. And anytime I have any problem arise, they handle the situation. The only thing is that I noticed they do take a bill out for every transaction. Because before it was all free and there was no extra charges. But in a way I understand that and I would still recommend them.
Hi, Leroy. Thanks for reaching out and letting us know that we're helping you manage your finances. We're always here if any problems should arise so don't hesitate to reach out anytime.
Reviewed May 21, 2015
Is dispute form and now freaking got an email from you saying that you needed more information to assist you in the investigation of someone stealing my card and withdrawing 440.00 dollars from my account at a ATM in OKC. It says, complete the attached dispute form and return to you within 10 business days from the date of this letter. I have been trying for 4 days to get a hold of this dispute form and no freaking luck. I need help now. I only have a few days left. Help me please.
Updated review: May 22, 2015
I was ready to call the payroll company to get the trace number Rushcard asked me for, but 12 minutes before the payroll company office opened, I received a text message from Rushcard that my direct deposit, although five hours later than when they used JP Morgan Chase Bank, processed on my account. My initial complaint stands with regard to delayed processing by MetaBank, but my issue is resolved.
Original Review: May 21, 2015
I updated my routing number as instructed on May 7th and one hour later my delayed direct deposit hit my funding account, but today, my direct deposit is nowhere. My payroll company processed the data and sent it to MetaBank, but RushCard Customer Service can only tell me what they see on their screen: no direct deposit on my account. Despite the first direct deposit transaction being successful although 4.5 hours later than before the routing number/financial institution changeover, I'm waiting to find out the status of my hard-earned money. Once I send the trace number from my payroll company to RushCard, RushCard can, on the phone with me, look into more detail on where my money is. If that doesn't resolve my money in limbo, they will contact headquarters or corporate office to investigate which takes one to two business days.
After working a full pay period, one to two business days is a long time to find out where hard-earned money is, so I'm considering changing my account from RushCard to a different company. I've already had to change my account (close one card then open a new one) that not only delayed all financial transactions with the processing and the in-transit times, and that was less than a year ago. My point is that cardholders who faithfully deposit their money and those who directly deposit their entire paycheck into RushCard accounts should not have to think where their money is and should have immediate access to their funds.
Reviewed May 21, 2015
My mother told me about Rushcard and it helped me with my finances. It's good to carry my own money in a card and its benefits is better than having a credit card. The overall experience is great. Rushcard is better than any other card or a known brand of card that's out there. They work with you and they've been good. I just love the company and the card.
Thanks for the kind words, Cindy. We appreciate you reaching out on ConsumerAffairs to tell us about your experience and it's great to hear that you think RushCard is the best card out there for you.
Reviewed May 20, 2015
I have been a with RushCard for a while now. Ever since they switched banks deposits are taking longer and nobody can give you information. When I talked to customer service they keep repeating themselves. ESPECIALLY when it comes to how they deposit the funds as soon as they receive them. I am greatly disappointed in how they are doing things now. They need to start telling us more information besides sounding like a bunch of robots.
Reviewed May 20, 2015
My card has been blocked for two weeks now. I have been sending in documents to verify my address. Everything keeps coming back invalid. I have spoken to numerous of supervisors and I have gotten nowhere. I keep asking for a direct line to a corporate office and no one gives me one, stating they only talk to corporate their emails. I need my card unblocked today. I have bills I have been falling behind on due to this issue. Please help ASAP!!! I have been with RushCard for 5 years and nothing like this has ever happened to me!!!
Reviewed May 20, 2015
I've been with Rushcard for a long time. It's easy to manage my finances and it's more convenient because I can do everything online. I pay, do purchased with it and also rent. However, it's very difficult to rent a vehicle with the card. But overall it's satisfying and very convenient.
Hi Luz, thanks for reaching out on ConsumerAffairs. We thank you for being a longtime RushCard customer and appreciate you taking the time to share your experience. RushCard is a great way to manage your finances, pay your bills on time, and make purchases online so we're happy that you're happy!
Reviewed May 20, 2015
I haven't had a bank account for years, just the RushCard. Since using it, I get paid two days earlier from my job and I get my taxes two days before it's supposed to come. It's a big advantage as I don't have to wait in line any more. I'm always shopping online with it. I also liked that they came up with a different color option for the card. When I first got it, it was the pink card but now, I've got a purple one.
Hi Wellma, that's great to hear! Glad you like your new RushCard colors and are able to use it for all your day to day needs. If we can ever be of help don't hesitate to reach out and thanks for being a RushCard customer!
Reviewed May 19, 2015
RushCard is a nice card and I like it a lot. I use the card for my direct deposit and I keep it mainly because they release my payroll check a lot earlier than everybody else at my workplace so I get paid three days before everybody else does. It's a whole better than dealing with banks right now. It's just like a regular debit card. So I'm satisfied with everything that they offer.
Thanks for great review, Willie. Getting your money early is just one of the many perks of having a RushCard and we're pleased to know that you're the envy of your friends at work. Thanks for being a valued RushCard member and for reaching out on Consumer Affairs.
Reviewed May 19, 2015
I found a purchase for $6.73 from an Exxon that was made while I was at work. My card was in my pocket and NO ONE has access to my card. Nor my pin. I had just gotten paid and they could have gotten more. I called to dispute the transaction and I spoke with **. He said I either had to admit I made the purchase or he would be forced to cancel my card. I said, “No do not cancel my card. Let me speak to a supervisor.” I was transferred to ** who informs me my card is already cancelled. I get upset and asked her to put me through to a supervisor. I got ** who was indifferent to my problem. Told me if I wanted access to my account faster than the standard 10 days then I can pay $30.00 dollars and they would FedEx it. Heck No. So I asked for someone above them. ** told me “I will transfer you but you will get the same answer." I said, “Thank you for your prediction but I'd rather speak to someone else.”
I got **, who did apologized for my inconvenience. He offered again to allow me to PAY $30.00 for express delivery. Again I declined. I explained I only had a part time job and was now unable to pay my rent. Which I pay by the week and will be evicted by the 10 days. He kept telling me how sorry he is for my inconvenience. No help whatsoever. So now I can’t access my money and my next paycheck will deposit in 8 days and will not have access to any money for TWO more days. RUSH CARD IS **. Do not, DO NOT, do not use this company. I am so very angry that they would not allow me to withdraw the money off my card before they cancelled it. Had they done that small courtesy I would have been able to pay my rent and eat this week. Now I do not know what to do. UNHAPPY CUSTOMER!!!
Reviewed May 18, 2015
Rushcard is my first prepaid debit card and I enjoyed it so I stayed with it. My transactions are covered and I have no problems with it. I can use it everywhere and I use the reload locations.
Hey Terry, thanks for being a long-time RushCard member. We appreciate your loyalty and are excited that you've had a great experience. You can always use your RushCard anywhere for all your purchases and please let us know if we can ever answer any questions for you. We're here to help!
Reviewed May 17, 2015
My card got blocked, after receiving my replacement card I paid $30 to get to me quicker. $301.00 was taken off my card saying western union reversal/cash deposit. I got in touch with western union and they said they sent email to release my funds so I can get my money, but still no response. I called rushcard, talking to numerous reps, and finally someone listened and got it sent to escalation. I've been with them for 4 years and I never had an experience like this... still waiting on answers. I also swear I wasn't the only one that got $301.00 taken out the bank... what's going on with this?? Keep in mind I have a card I paid $30 for that's blocked for no reason.
Reviewed May 16, 2015
My friend recommended Rushcard to me and my finances have been doing very well since using it. I get my money early so I can pay my bills a little earlier than I have to. I usually use direct deposit with it and it's also convenient that I can pay bills online. Also, everybody that I've talked to was very friendly. They solved the problem and it made my day. It was an excellent experience.
Hey Marlon, we're so happy that you've had an excellent experience with your RushCard and with our customer service. We're always here to help if you need it so thanks for being a valued RushCard customer and for reaching out on ConsumerAffairs!
Reviewed May 16, 2015
I haven't had any serious issues with customer service. Every time I call, customer service always have been courteous and knowledgeable. Keep up the great work!
Hi Katrina, thanks so much for the feedback! We always appreciate it when our customers reach out on ConsumerAffairs and we're thrilled that you've been happy with your customer service experience. Please don't hesitate to reach out again if we can ever be of help and thanks again for being a loyal RushCard member.
Reviewed May 15, 2015
I am livid. This is the second time it's happened. I have been a customer of RushCard for quite some time now and I don't understand how they can be so callous with their customers. I have a hold on my account but the merchant released the funds several days ago. I call CS to ask them to release the funds -- they give me this whole run around about I have to send a letter on company letterhead, include certain info yadayada. I had already sent them the email from the merchant stating the funds were released but Rushcard is still withholding my money.
So I get the merchant to send a letter on letterhead etc. I also call CS back and have the supervisor ** (pronounced **) on the phone with the merchant who tells them they will also fax this letter. ** is still telling me it's going to take even more time to release my money even though the merchant has stated in 3 different ways that they authorize the release. This is MY money and there is no reason for them to continue holding it. I've done everything they asked and provided all the documentation. Still no money. I'm seriously considering finding another card to send my hard earned money to every two weeks. They don't deserve my business.
Reviewed May 14, 2015
Rushcard has helped me a lot to save money and buy stuff when I want. I use Rushcard to pay online bills and purchases as well and it's easy as 1-2-3. It has been good.
Hi Antonio, we're so happy that your RushCard has helped you save money and we agree that having a RushCard is as easy as 1-2-3. Thanks for sharing your experience on ConsumerAffairs and please let me know if we can ever be of any help.
Reviewed May 14, 2015
I have been with Rushcard for years. I have not had too many problems with my account, but here lately the direct deposit has not come in a timely fashion. They should not advertise that they will give you your deposit two business days early and not deliver on that. They changed banks and routing numbers and if that is the problem they need to say so. When you call the customer service reps are clueless. They can't ever give you any information. They repeat everything that you see online. They are not helpful at all. It is almost 1:00 in the morning and still nothing.
When I called the rep told me that my payroll department may have the wrong information so I asked if the last deposit that I got on 4/29/2015 had the old direct deposit information or the new and he said it had the new information so that kind of ruled out them having the wrong information. I guess I should just change my direct deposit to go to another account. Thank Rushcard for messing up my money.
Reviewed May 12, 2015
I like my Rushcard. It's pretty easy to use and I've been able to use it to pay bills and make online purchases. I usually do direct deposit on it as well. It's really hassle-free.
Hi Antonio, we're thrilled that you like your RushCard and find it easy to use for all your purchases. Direct deposit is just one of the many great features of being a RushCard member and we really appreciate you letting us know what you think.
Reviewed May 9, 2015
Three weeks ago while out at dinner with my family I went to pay my bill and to my surprise my card was declined. I knew I had the money available and there should be no reason it wouldn't go thru. I decided to call RushCard to see what the problem was. I was told that there was suspicious activity on my card and it has been blocked. While I appreciate them looking out for me it would have been nice if they would have informed me that they blocked my card. So I sat at the restaurant with my family in tears as I had no way to pay for the dinner that I just enjoyed.
Well someone offered to pay for my dinner and RushCard charged me 30 dollars for a new card. I get emails everyday from RushCard about bogus advertisements but they didn't email me about suspending my card. I was told that Russell Simmons himself sent me a text that my card was being suspended but he must have the wrong number for me in his contact list since I never received that text.
Anyway that issue was resolved. Then they go and change banks on me and tell me that they notified my employer. Well currently my employer is Pennsylvania unemployment and when I contacted them they never received notice. I went and did all the proper paperwork to ensure that I would get my money but it was too late and the state issued a paper check. Well then after I receive my check and upload it thru the picture thing my money is on my card ready for me to spend how I care to spend it...or I thought. I get an email stating that my transfer has been completed. Being that I didn't make a transfer I call RushCard right away.
After two hours of the torture with customer service I finally get the dispute department and feel like I'm getting somewhere. I just had to wait 1 - 3 hours for the dispute form to be sent to me via email. Well 5 hours went by and no email. I call back and was told to wait 1 - 3 more hours for it to be sent. Well twelve hours later I received the email, 3:30 am, my time. When I wake up I fill out the paper and correct the information that RushCard took the initiative to fill out for me. I went to fax the paper like I had been instructed and after 5 hours of failed faxes I got fed up.
I called customer service and asked how their fax could be busy for 5 straight hours and I recieved no acceptable answer. But the rep was still helpful and instructed me to upload the papers from the website. So now finally, around 1 pm on Monday afternoon, I get the papers to RushCard. Now it will take 1 to 2 business days to investigate my dispute. In my opinion it's pretty cut and dry. Someone hacked my online account and transferred 400 dollars from my account. But whatever, I'll let the process do it's thing.
I call back on Wednesday, the second business day, and I am informed that they just now assigned someone to my claim. It will take 1 to 2 business days to investigate and provide a provisional credit for my dispute. Well it now sits at 11:04 pm on Friday night and no answers. Which means that I won't have anything until at least Monday afternoon. I am ready to contact a lawyer and everyone of the negative posts I see on every website I can find because I will not let RushCard take my money.
The only good thing I can say at this point is that out of the 30 or more customer service reps I've spoken to, that I had probably 5 very helpful or at least polite ones. I do have every correspondence and everything I need to keep track of the incident. I even have the police report number that I filed on the same day as the theft and I will follow up with any other avenue I feel appropriate until RushCard stops ripping people off.
Reviewed May 8, 2015
I have been with RushCard for over 6 years. I had 2 accounts with them and this is the second time my card had been compromised. I had a total of $970 worth of transactions made on my account through Google that I did not make nor gain from. RushCard told me they denied the claim because my card was in my possession. Mind you those transactions were through Google so whoever had my information did not need to PHYSICALLY swipe my card. Their customer service sucks, they were not helpful at all. When I tried to talk to someone to get more info on why the dispute was denied they told me they could only give me a FAX number. I guess I have to get a lawyer to get my money back. I would no longer be a RushCard member. Good luck to anyone that continues to give them your hard earned money, you will eventually be a victim too!
Reviewed May 8, 2015
I filed my taxes and had my refund amount of $4,990 deposited onto the RushCard. I had received my card on April 11, 2015, and on April 12, 2015 I went to an ATM and it was blocked and didn't let me get any money out. I have sent all information that they have asked for including bills, social security card, I.D., marriage licenses, and birth certificate. Today is May 7, 2015 and I have yet to still get my card unblocked. They will not close my account and send me a check. I get the run around from people overseas who can't even speak English, much less answer my questions. This isn't a small amount of money. I am very dependent on this money. I'm a single mother of three and this company has caused nothing but stress and has stolen my money. Please help!
Reviewed May 8, 2015
I am a loyal customer to RushCard. Recently they changed banking institutions and notified direct deposit customers of the change. But something is wrong because now I get my direct deposit extremely late. RushCard should investigate because this can be problematic for current customers.
Updated review: May 14, 2015
After speaking to Morgan at the corporate office, this was taken care of. RushCard has gone above and beyond what I expected while following up on this matter. Taking the care they gave me since this complaint into account, I have to upgrade my rating of RushCard!
Original Review: May 7, 2015
RushCard changed routing numbers. I didn't get my pay as I always have on Thursday morning at 5 am EST. My employer verified that he did process the dd as usual. RushCard claims to have never gotten it. I asked about this issue two weeks ago when Paypal sent me an email telling me that MetaBank didn't recognize my account number. I was assured that my pay would be deposited as usual without any issues if my employer used the new routing number. I have been on the phone all day and haven't made any progress. I'm not sure what is going on but I am not a happy customer.
Thanks, Casey! We're so glad we could go above and beyond your expectations to help you out. If there's ever anything we can do to be of service please don't hesitate to reach out. Thanks for being a valued RushCard customer!
Reviewed May 6, 2015
I have been with RushCard for over 7 years. I have never had any problems till this year. The most recent one is when looking through my transactions I noticed a 400 withdrawal from my account that I did not do. I filed a dispute and was told a week later they investigated it and they weren't going to refund my money. They investigated it for less than a day. I don't understand how a 400 withdrawal was made from my account when I had my card so I am starting to think that no one really withdrew it RushCard did. I am looking into getting a lawyer and don't understand how they keep getting away with this.
Reviewed May 5, 2015
I am reading the complaints regarding the RushCard direct deposit alerts. I did receive the email and text messages alerts. I think I received a total of 20 altogether LOL. I have been impressed with the integrity of RushCard and their reliability. I've been a RushCard customer for about 5 years now. I purchased RushCard because I have a daughter in college and it was the easiest way for me to get money to her. I would transfer money from my card to hers.
The bank where my daughter is located did not have a branch in the city that I am in, so I thought this would be the quickest way to get her money. I purchased a card for her and one for myself and I would transfer money as needed. I have never had issues or problems with RushCard that they did not solve right away for me however, this past week with my DD, IT DID NOT COME THROUGH!!!
I changed the information as required and for some reason both times my employer sent the DD through (1st time Wednesday April 29th and the 2nd time yesterday, Monday, May 4th) the deposit was denied without explanation. At least give an explanation. Now my employer has to issue me a paper check which will not be ready for 24 hours. I was told by the rep from RushCard to make certain that I have the correct information which I did and read back to her. It is not the rep's fault that this happened nor it is the rep's fault that I don't have money in my pocket, so I couldn't tear her apart with my anger.
I have resolved the fact that this is not a bank, it may be convenient but when things happen such as this the reps can do only so much. For now, I will change my DD to $25.00 with RushCard and load money onto the card at Wal-Mart, Walgreens or CVS as needed until they get this straight. First time in 5 years I'm disappointed. This sucks!!!
Reviewed May 5, 2015
Had the RushCard for about a month now. Not satisfied with it and switching to a new bank as soon as I get paid again. Pros: Get your money a day early (if your employer supports that system); Direct deposit is free; and Occasionally they give promotions to new customers. Cons: Steep fees for card usage ranging from $6-15 per month; $3 card reload fee; Disabled point of sale cash back. Forced to use an ATM to withdraw cash; The map of their free ATMs is sometimes completely erroneous. The only surcharge free ATM listed near me is for a location that went out of business a year ago. Moneypass is quick to add new locations to their map but almost never removes old locations even after being informed; Terrible customer service.
No fraud protection (they say they provide it, but if something happens they only do anything if you jump through a million hoops and contact them daily for months) and every part of their service is designed to have a fee to do it. They say they deposit checks via phone but only if you are willing to wait 10 days for it to clear for the free version or they charge you $5 to get the money immediately. Overall there are much better debit card providers out there.
Reviewed May 5, 2015
This is the first time since I've been a customer with RushCard, that my direct deposit has not posted at 5 a.m. on a Tuesday. This is bs... My direct deposit has never been late but since they changed the bank over and changed routing numbers, all hell has broke loose. I've been a customer for over 2 years and if I can't get my payroll early as usual I'm changing to another card.
Reviewed May 4, 2015
This is the worst service ever. I called to dispute a charge on my card and my card has now been compromised, with it being compromised I have no access to my funds in my account until my replacement card comes in. That's a inconvenience to me because now I'm going to be late in paying bills because Rush doesn't have any other options for their customers to have access to the funds in their account for times like this. This has me reconsider my account that I have with Rush, and I will be switching to another company that will allow you to have access to your funds when there is a situation as to when you have to report your card lost, stolen, or to dispute a charge.
Reviewed May 1, 2015
On April 29, 2015, $263 was taken via ATM withdrawal from my RushCard. ONLY I NEVER MADE AN ATM WITHDRAWAL. I tried calling the RushCard Customer Service Number (866-787-4227) MULTIPLE TIMES and was unable to get a live person on the phone to gain information on this transaction and to file a dispute. I waited until the next day and still was unable to get a live person on the phone. I am now out of $263. I have moved my direct deposit to another bank because at this point I don't feel safe with RushCard.
I'm a little concerned as to how you have a 24 hour customer service line but no one answers the phone. When I call I'm either on hold until I've waited so long that I've decided to hang up or it sounds like someone is picking up and then hanging up or it rings busy. My account was compromised so RushCard has officially lost a customer. I will never have anything good to say about the company. I don't know how Russell Simmons stands behind something so unprofessional!! I'm in total disgust!!
Reviewed May 1, 2015
I had two transactions post to my account on 4/12/15. I called to file a claim. Was emailed forms to fill out and email back. I followed the instructions and was given the questions by phone. Answered them correctly. Was advised that I would have my money in 7-10 days. Of course I called ten days later and was told they never received the forms and the number provided on the forms was incorrect. Not only have I been on hold for hours at a time to be disconnected NO one speaks correct English. I have been on hold for 45 min to an 1 hour to be disconnected or given the runaround.
Today is 4/30/15. I call my card and to my surprise I am in the overdraft. How is this possible when my account is zero because the credit has not been posted to my account. Well after 3 hours and 7 people later the answer I was given is I made a withdraw on 4/22/15 for 42.50 that was never taken from my account (Even though it was an ATM machine.) And that since the money was on a system hold by my card, I now owe money. This is one of the most made up rip-offs anyone scheming company can come up with. The money that came out the ATM machine was on a system hold. Then my credit that still has not been posted would have to be reviewed again to make sure I am eligible for it. I have wrote the BBB. I have called the Card Holders Associations and I have written into the State of Consumer affairs of unlawful practices against a consumer. If you're reading this then you must have already been duped too.
Reviewed April 30, 2015
I've been a RushCard customer for a while now. After using the card for a bit I decided to have my bi-weekly payroll funds deposited to my card. I was so excited when I received a text message on a Wednesday evening telling me my Direct Deposit was early. This then became the normal. Every Wednesday, like clock work, I received my payroll deposit early. My mother then needed a card, her job would no longer be cutting paper checks and encouraged everyone not affiliated with a bank or credit union to get a prepaid debit card. I referred my mother to RushCard. She had a heck of a time getting it. The first RushCard she signed up for never came. This presented a problem.
Upon applying for the card online they give you an account and routing number before you have the card physically in your possession. My mother gave this info to her human resources department and thought nothing else about it until her payday came and went and still no card. She called Rushcard back, polite they were, but the representative could not find any card ever being issued to her. So, they issued a new one. Her job let her know that the funds had been returned due to her card being invalid. The new card came, she activated it, loaded it, tried to make a purchase....insufficient fund. Confused, she called RushCard. They told her her card was "locked because she activated it with a pin". Again, they were very polite and they couldn't explain what they meant by "locked because it's activated with a pin" but they straightened it out.
Months have gone by with no incident my mom receives her payroll deposit early too. Then... I prepared my taxes, filled in the direct deposit info and my taxes got rejected because of an incorrect routing number. I call RushCard and on the automated service line they give you the routing info, I double check and it's the same one I had put on my taxes. I hold for a representative who gives me the correct routing info (Which happens to be the exact same number with a zero in front) and tells me they are in the process of switching from Chase to MetaBank. After I straightened out my taxes I didn't think anything else of it. I am a single person who lives check to check, I hadn't even realized how much I had become dependent on the early deposits until yesterday. For whatever reason I didn't receive my deposit early which set off a series of cry worthy events.
I had to drive home from work Praying I didn't run out of gas and I had a shut off notice from the electric company waiting on me - Not to mention, I have NO food in my house. Woke up this morning and still nothing. I called customer service just to find out if there was something at least pending for my account and was on hold for 25 minutes before being transferred to a survey that wanted to know about my experience with customer service. I understand that its a courtesy to have your money deposited early but it would sure be great to know what's going on. So, I visited their Facebook page just to see if maybe they had posted about delays or computer issues. To my horror there where hundreds if not thousands of people on there complaining about not receiving their taxes, social security, disability or paychecks at all, not to mention early!
The one response I seen from RushCard over and over was that "We are really sorry for the delay in posting your deposit. If you don't received your deposit by your actual payment day, please reach out to us for further assistance. We sent notices to many of our members employers requesting they use the most up to date routing and account information for you. If your employer hasn't updated your card account information, there may be a delay in your deposit being posted. We are experiencing high call volumes and our customer service phone lines should clear up shortly. When there are updates made to direct deposit it can take 1-2 pay periods for it to go into effect, but the payroll can continue to come to the JP MORGAN deposit ID, with no issue." Usually that would be enough information for me but I am freaking out right now.
I don't know if this is going to take weeks to clear up or if I will be payed on this coming Friday (actual Payday). My electric is scheduled for shut off tomorrow. I took today off work cause I have no gas in my car. Did I mention I have No groceries in the fridge? Customer service is impossible get through, I waited 45 Minutes just to get hung up on! Tomorrow is the first of the month and rent is due. Can't borrow money from mom - her payroll never deposited either... I am completely freaking out!
Reviewed April 30, 2015
My card was misplaced during a recent move. I logged on the website to block my card just in case it really did get lost in the move after a few days of not being able to locate it. Once I found the card, apparently the block was irreversible online. It seemed odd that you can place your card on block in a matter of seconds but you have to call & speak with a rep to get the block removed. I have been calling RushCard since 8 am this morning & it is now 4:30 pm. I have sat listening to the elevator music for increments of 45 minutes on numerous attempts & after calling about 4 different numbers associated with them, I have not got an answer yet. It's almost like once your card is blocked, your calls are sent to a dead end or something. One of the attempts I even got asked to do a survey asking about an experience with the customer rep that hadn't even answered the phone.
After hours of elevator music and multiple unanswered phone calls, I sent an email asking corporate to unblock my card or send me a new one so I can get my remaining funds & shut the sucker down. I doubt that corporate does anything seeing how others had the similar problem and people are still without their funds. How could a company be responsible for your finances & you can't even get in touch with ANYONE? They're out right stealing from us!!! At first everything was good, receiving my direct deposit like clockwork, paying bills with the card... everything seemed legit. If this was Fifth Third, Chase, PNC... this same problem would have been resolved within minutes with confirmation of a new card being sent out before even hanging up the phone! Why are they different?
Russell Simmons is into some foul play, taking advantage of those who might rely on prepaid card services (for whatever reasons). RUSHCARD NEEDS TO BE STOPPED & HE NEEDS TO BE PUNISHED. Bills are due, gas & food is needed for my family & I have not the slightest idea when I will be seeing that money again... We're suffering behind this scam that we all once trusted.
Reviewed April 30, 2015
I have been with Rush since 2010. I never thought prepaid cards went into overdraft. As of today my account is in the negative $128.89. How & why? I've called twice and haven't spoke with anyone. On hold a total of 35 minutes. I need an accurate explanation. I've trusted this company with my direct deposit to ignored and charged a ghost overdraft fee.
Updated review: July 22, 2015
Rush card was able to resolve this issue! I wish it wouldn't have went this far, but they did take care of me and also given me an extra bonus as well. Thank you rush card for taking care of this matter. Thanks.
Original Review: April 30, 2015
I checked my account to find out there was a $303 dollar transaction took out of my account. Which at the time I didn't even have that much in my account which put me at a negative balance. I called RushCard and they were rude about the situation and the lady hanged up the phone in my face. Each time I call back in on hold for literally 50+ minutes. No one speak proper English and they are completely ignoring that this was not me that took this money I did not even have on my account. Unacceptable. I will be going to another financial institution and if they continue to steal my money I will be contacting a lawyer about this matter.
Reviewed April 30, 2015
RushCard caused a lot of issues with the change of banks and routing numbers for those that use RushCard for direct deposits and direct debits for billing purposes. We were not properly notified via certified mail or email prior to this change going into effect and I do not like how they were able to contact employers asking them to make changes to my personal file. RushCard needs to do a better job of notifying their customers about IMPORTANT changes such as this. This now has caused an issue with a deposit I am waiting on since Monday, April 27th, 2015.
I now have to wait for the transaction to be declined and reported back to the issuer before they can MAIL me a check instead of the deposit taking place. This is bad business. I have 3 checking account but I use RushCard for the early deposit feature (2 days early). After this has happened, I may change that and wait until the day I normally am supposed to get paid. This is bad business practice Rush and we need for you to do MUCH better than this.
Reviewed April 30, 2015
Within the last month, I have had to speak to a CSR and both times the service was less than desirable. The first call, the CSR was so rude that I asked to be escalated. She promptly abandoned the call. The second call, it was clear the CSR was lying through her teeth. She couldn't stop stuttering and offered no viable solution to my issues. Secondly, RushCard advertises that your account will reflect your payroll direct deposit TWO days early. Sorry, that is false!!! In addition, they have held a disputed charge for a month and will not put that amount back into my account. Even though the vendor has contacted them and proven that the charge was made in error. I have yet to receive the text messages of my card activities!!!
Reviewed April 30, 2015
I am not a person who typically bashes a company. However, I'm experiencing the absolute worse situation with RushCard. I typically get my paycheck direct deposited onto my RushCard, which I have been doing for almost 2 years now. It usually posts on Wednesday at 7 pm EST. But this is not the case today. My job has released funds to this company and I have yet to get it posted on my account, and it is now Thursday, 8:20 am. I have contacted RushCard all throughout the night only to sit on hold for hours, to be disconnected and to get several different answers.
This morning alone (as I type this), I have been on hold for 52 minutes waiting to get answers. I've been reading RushCard's Facebook page to learn there is a major problem, but no one is getting answers or their money. I am completely disgusted with the lack of customer service and also with the lack of resolution. If I had a way to cancel today without interfering with my paycheck, I would. There is no recovery from this and I will never deal with this company again.
Reviewed April 30, 2015
I've had RushCard for about 2 years now. I get paid on Fridays from my employer but since I get early load, it's every Wednesday at 7 pm. Today it didn't come so I called customer service and waited for a rep for 37 minutes. When I finally get someone they tell me my employer didn't pay. I know that's not true because a coworker also has this card and said she didn't get paid or her mom who doesn't even work where we do. So by putting two and two together I figured RushCard effed up pretty badly and everyone was calling in.
I look through my 7 trillion emails from RushCard, turns out they sent an email on Monday saying they were changing our direct deposit info and "notified" our employers to change it. I did not authorize any account changes so why would they do this?! Then I talked to a supervisor there and he told me if my money isn't on the card by 9:30, then I'm pretty much SOL. U N A C C E P T A B L E!!! Then he disconnected. I've called back 4 times and have had to wait on hold 30+ every time and they keep disconnecting me! I would never recommend this company to my worse enemy! Terrible customer service and no help on the website. Nooo help.
Reviewed April 30, 2015
So RushCard made a bank change… and now our direct deposit has changed. I usually get my deposit no later than 6:45 pm. I called them at 7:30. Called my employer. Guess what, we won't get it to the pay day. Smh. I will be canceling.
Reviewed April 29, 2015
I love RushCard! I have been a customer since the early 2003. I recently was taking a trip to California and called Customer Service to inform them that I would be using my card there. The customer service rep assured me that it would be fine. He put my mind at ease and was very knowledgeable. Everything was fine!! Great Customer Service!!
Hi Wanda, thanks so much for being a loyal customer since 2003! We're thrilled that you love your card and that you're able to use it wherever life takes you. We always strive for great customer service and if there's anything we can do to help don't hesitate to get back in touch. Thanks for reaching out on Consumer Affairs!
Reviewed April 28, 2015
I use RushCard now for my allowance. I'm able to use it everywhere, online, and to make withdrawals and it's convenient.
Hi Shamika, thanks for reaching out on Consumer Affairs! We're so glad you're enjoying your card and that you're able to use it for all your needs everyday. We love hearing from our customers so don't hesitate to get back in touch if we can be of any help.
Reviewed April 27, 2015
I have received Social Security benefits for over 5 years on my RushCard. Never any issues. I get the payments early and have had no complaint until now. My benefits from SSI are being suspended because of RUSHCARD!!! Upon logging in to my RushCard online account, I noticed a box stating RushCard had changed their banking and account information, and was notifying employers of this change for all direct deposits. Immediately I checked all of my emails to see if I had been notified of this change...no. I save everything I get, and nothing but reminders and ads from them. Called RushCard to get information, and was told that they would just transfer the upcoming deposit to the new account, and that we should call Social Security and provide them with the new routing and account numbers that I was never notified about.
Called Social Security. They had NOT been notified by RushCard, and said that even if they were, they would only accept updated information from the beneficiary. We were also advised that since both the routing and account number had changed, the payment would bounce back, and my benefits would be automatically suspended for up to 90 days while I provided documentation and appealed the decision. In addition, we had to provide the old routing and account numbers in order to update to the new account info. Since the old routing and acct are over 5 years old, I was unable to provide that info, as RushCard had deleted it (and didn't have a 5 year old direct deposit form on hand). So NOW I have to go into the SS office and start an appeal.
Called RushCard back and was actually cursed by a foreign rep who was rude and kept insisting that ALL cardholders had been informed of this change via email (this is a lie, and verified by many other complaints I've seen in recent weeks online). They also stated they have updated their systems and could no longer provide the old account information to verify with Social Security (even though that is the info they have used for 5 years to receive and process my payments each month). This is going to happen to MILLIONS of people who receive benefits on Thursday. NO ONE was notified.
I'm waiting on a call back from RushCard. The manager ** promised me she would have someone research and contact me within 2 hours. I'm recording everything. This was done illegally, without notifying any cardholder. If my payments are suspended I will be evicted. I'm disabled and not able to leave my home. I am searching for a number or a way to contact RushCard HQ.
Reviewed April 26, 2015
My husband and I both have RUSHCARDS that we "thought" were a great idea. We've been long time cardholders with Rushcard and cannot ** believe the ** we been experiencing. First off my husband tried to withdraw $700 off his card and was denied (over $1000) on his card! Went to Chase bank and tried and was Denied again due to being over his daily limit!! He had not used this card that day at all!! Called customer service and of course, get the same non English speaking foreign ** and was given a 1 hour run around with absolutely no explanation for why his card declined!!
Away RushCard immediately we are going to open up a normal bank account and get rid of this fraudulent card. I suggest everybody do the same!!! So many other crazy ** situations have taken place with this card and not one time have we been able to get any help from customer service and don't you think it's strange that most people's cards are expiring in May 2015 and no one has received the replacement yet??? Move your money now before something bad happens BECAUSE IT DEFINITELY WILL W/ THESE PEOPLE! NO ACCOUNTABILITY for anything. Everyday you got these people hold on to your money is everything you're taking a risk.
Reviewed April 26, 2015
My direct deposit hit last Wednesday and last Thursday someone took my money. I immediately contacted Rush Card and advise them that I did not lose my card however an unauthorized purchase had been made. They canceled my card that evening and told me they were going to fax me a dispute form that I was to fill out and fax back to them. And so I did just that filled out the dispute form and faxed it to them. I received my replacement card today in the mail only to check the balance and for it to still be zero dollars. So I immediately contacted Rush again for them to tell me that they were denying my credit because I made the purchase.
It was impossible for me to make a purchase because it was at a stop and shop an hour away from where I work and live. I work Monday through Friday from 11 AM to 8 PM and the transaction was made around 730 that evening. For them to tell me that I wasn't at work and that I drove an hour away to shop at Stop & Shop was ludicrous. But what's even more ludicrous is that I informed them again it wasn't an unauthorized charge and they refused to credit my money back... my stolen money back!
Reviewed April 26, 2015
Time went in on my paycheck. RushCard was three days early. I was impress. But on one pay period because time went in on Thursday and it fell into the weekend, I just received my check the day before my payday not three or two days before. Because of that I was broke for that whole entire weekend. My payday was really on the 22nd but instead of receiving it on the 19th or the 20th I received it the 21st instead.
Reviewed April 25, 2015
Twice now my money has been stolen from someone getting my card number in another country. First time it took a couple weeks to get it back and now the second time I've gotten the runaround, I have been blamed for using the card to charge 21 charges over what was on my card. Seems no one at the call center understands English enough to hear the part where the card was hacked and we didn't make the charges and have proved we didn't. I have been told it was my fault for using Amazon, and when I asked if I could have the money sent to my other card, that I got back from making phone calls and sending email to the companies the fraudulent charges were made at, I was told no the acct is blocked.
I asked when should I get my new card, I was told there was never a new card ordered when I told them on Monday when all this happened we would need a new card. It's now Saturday, we have no money, can't get gas to go to work, can't get groceries and have no way of getting to our money. I have been using RushCard for close to 10 years. Within the last year the company has gone downhill and just don't care. They are ripping people off and getting away with it.
Reviewed April 23, 2015
I have had a RushCard for about a year. At first I loved it. It seemed convenient and perfect for me. And THEN I find out while wondering where the eff my direct deposited paycheck was, I see a notification on my app saying that they were "updating" their direct deposit blah blah. So I call and a rep tells me that they sent emails to customer employers stating that the routing information was changing... Employers? As I explained to the rep, I'M the customer NOT my employer. That's my HARD EARNED money and they don't have the right to mess with it without contacting me! I get a MILLION stupid emails a month from RushCard telling me how to reload my card, etc but when this happens I am not notified?! This is UNACCEPTABLE! I have a RIGHT to know that the company is making changes that will affect me so that I can PROACTIVELY handle accordingly.
I hope RushCard is sued and goes out of business. It's SHADY BUSINESS practices to do this without notification. THEN the rep told me I have to follow up with my employer. ME?! I didn't request any changes to my deposit! THEY did. Without my permission. I don't work at the type of company that will just UPDATE information based on a third party. I am absolutely disgusted. When I get my check I'm taking ALL the money out of my account and closing it. Eff RushCard AND Russell Simmons!
Reviewed April 21, 2015
I've been a RushCard holder for the last 6-7 yrs. It’s very convenient. It makes things easier as far as direct deposit and I like the idea of being able to receive my direct deposit early. Also, customer service is very helpful and friendly. Those are a lot of reasons why I choose to stay with Rushcard. The only drawback that I have is when I try to make a withdrawal, I’m limited as to what I can take out.
Thanks, Jennifer! We appreciate you telling us all the reasons you love your RushCard. Our early direct deposit is just one of the many benefits of having a RushCard and we're always striving to do all we can for our customers. Thanks for your loyalty for the last seven years!
Reviewed April 20, 2015
I can't believe this company exist. I had a strange feeling about having my tax return put on this card. So I get my card and activate it two days later when my return was on my card. Thank the Lord I went grocery shopping and then bang, the next day my card was BLOCKED. On a friday at 4:30 pm. Horrible. I call customer service whom I had talk to plenty of times about various things but when I call about my card being block, the guy tells me to upload my dl, ss, and bill via phone which they will receive immediately or fax which will take 1-3 days. I said "I will upload it via my phone", he said "No need to rush because corporate is closed right now and will not be open until monday", OKAY great. So monday comes around, I upload everything dl, ss, phone bill, lease, and 1040 tax return so they can release my money. After reviewing all the horrific gross stories about them keeping peoples money, I wanted to be very cautious. So I sent everything.
I call them and the CSR lady says "call back in 3 hours and we should have it". I ask for her employee id so that I could keep track of all the different people I am speaking with and giving my information to. She said "I cant give you that information." I call the corporate office and was on hold for 32 minutes, the 513-489-7874 not one time did someone come to the phone. I faxed my information to corporate at 513-247-2725 and found another number and they said "wrong number to unifund 513-489-8877." This is really crazy. This is injustice at its best and I am fed up. I called customer service again and she said they still have not received the documents. What the H*** is going on. Then when I ask her for a manager she forwards me to the survey. I don't think they want me to participate in their survey.
I am just so frustrated and after reading the reviews (which Lord knows I should have done before I sent my funds to this company), I should've knew better. I will be contacting the attorney general in Ohio, and the sad part about it is they are located in Cincinnati, my city where I am located. If I don't have my money tomorrow I'm going to the corporate office. I will contact the local paper and news if I have to, but this is ridiculous and so unfair. If you require information for verification purposes do it at the beginning when the card is ordered not when my money is on the card and you'll are getting interest off of my hard earned dollars. I'm just so glad this happened before I got my other direct deposits to this horrible card.
Reviewed April 20, 2015
It is so helpful to get your money a few days early. Just when you think it's the end of the road, here comes that direct deposited. It make your bills payments look good on your behalf, when your bills get pay before the due date.
Thanks Yvonne, we're glad that your RushCard is making you look good and that you're able to use it to pay your bills early. Thanks for taking the time to share with us why you love your RushCard and for being a valued customer!

Reviewed April 18, 2015
Three hundred and three dollars was taken off of my RushCard and I didn't do it. I filed the dispute and three days later RushCard told me it wasn't no error. I know it takes more than 3 days to go for a merchant to contact RushCard. I am so disappointed with RushCard. I work hard for my money and for a RushCard to say that it wasn't no error when I know that there wasn't a full investigation done. I been with RushCard for almost a year thinking about closing out my account. I would not recommend no one to use RushCard.
Reviewed April 18, 2015
A great company to get a unsecured credit card from to help build up your credit.
Hi Latrice, Thanks for reaching out about RushCard on Consumer Affairs! Building your credit is so important and we're so glad that you've been able to do it with us. We really appreciate the feedback and don't hesitate to get in touch if we can ever be of service- we're always here for you!
Reviewed April 17, 2015
On 4-15-15 I was trying to delete my wife's old contact that I had in my transfer money contact. As I was trying to do so I got a box that pops up saying error so I refreshed the page. After refreshing the page I noticed that my balance was very low. After checking my account when it popped up error. It had sent 26.00 dollars 7 times to the old contact I was trying to delete by the time the phone refreshed. The 189.00 dollars that system sent was for light bill that are now off due to RushCard not fixing their mistake.
I talked to the dispute department where they advised me that the funds were still in the other account, that they blocked it so it would remain there, that I needed to contact customer service and ask speak to a supervisor to have funds put back on account. After been on phone with customer service they tell me it has to be done by an account specialist and would take 1-2 days. It's been 3 days yet still no money. I'm getting sick of the lies and lack of trust in this company. Thanks a lot for having my lights turned off cause y'all playing with people's money.
Reviewed April 16, 2015
I have Rushcard since 2003. I don't use it much anymore because I have credit union account. It still works great when my kids need to make purchases that I don't want attached to my account. The experience has been wonderful!
Hi Khalia, Thanks for reaching out on Consumer Affairs and for being a loyal customer since 2003! We always appreciate the feedback and are glad you've had such a great experience. Thanks again!
Reviewed April 16, 2015
I had a good experience when I had Rushcard years ago.
Hi Brandi, thanks so much for taking the time to share your experience with us! We're thrilled you had such a great experience and we're always here to help if you need it. If you ever have any questions we can assist with, or simply need a bit more information, just let us know or you can always email community@rushcard.com. Thanks again!
Reviewed April 16, 2015
I was charged 3 atm fees which should of never happen because I went to the atm location on their website. Have been waiting since monday. I already sent over my information and my account is in the negative because of rushcard. And have called cs and they can't do anything.
Glad to hear it. Thanks for reaching out on Consumer Affairs!
Reviewed April 16, 2015
On March 29, 2015 I received a rush text alert stating my card had been blocked and to call. So I called in and the representative told me there was a suspicious transaction on March 28, 2015 at 9:42 pm for the reason the card was blocked and he said I would have to wait 24 hrs until I could make a dispute so I waited 24 hours and made a dispute on March 31st. After making that dispute and was informed I would receive an email 1 to 3 hours to get the dispute form so that I could sign no form was ever sent so I called back and same thing was said again on April 1, 2015 but still no email. Another call on the 2nd to give a fax number instead to see if that would work but still no fax. I had done got fed up so I made a complaint with the Better Business Bureau and after that complaint was sent over to RushCard then finally they faxed the dispute form on that Friday April 3rd which I signed and sent right back.
Moral of the story I still haven't received my funds after I was told I could get a provisional credit after 10 business days which was April the 14th 2015 by midnight. Called back and there are all kinds of excuses and the merchant doesn't even exist to my knowledge which is Cattleya International. All I want is my money that I work hard for and I will be happy.
Reviewed April 16, 2015
On April 10th, when I tried to use my card, I called customer service and was told my card had been compromised. I was told I needed to send my id, ss card and proof of residency. I did, now it's 4/15 and I'm still sending more paper work. I don't know what else to do so I called BBB.
Reviewed April 15, 2015
A email was sent to me stating “next load on us! We will reload 4.95 back to your card within 14 day if you load your card before April 30, 2015.” I called them to find out when the reload reimbursement will take place. They say they are advertising no such thing! But I have it saved in my email. Wow, after having this card for over 3 years they are going to lie about 4.95 really!!!!
Reviewed April 15, 2015
I went to get money off ATM and my card was block with no notice April 11 - I use 3 different ATM... I called. They had me to fax SS, card ID, and a utility bill - I did. Then they tell me I have to wait a week to receive a check in the mail. They won't provide you with no information. I will get a lawyer and sue RushCard for this embarrassment. I can't pay my bills. Russell Simmons will pay for this... Unsatisfied customer.
Reviewed April 13, 2015
First, I had a hotel stay last week that was paid for IN CASH. My card was given in case there was a problem. This occurred on April 4, 2015. The transaction was a total of $123.10. I called the hotel on Monday, April 6th to verify my card was credited. They told me it was. I called on TUESDAY, April 7th. I spoke to customer service. I was told I would have the credit no later than April 10th - 3-5 business days after the credit was issued. Well guess what, today is the 13th and viola, no credit. And the idiot in your customer service says it should post sometime next week. WHY was I told on Tuesday I would have it by Friday??? It takes you 2 minutes to send MY MONEY away, and you make no reasonable effort to get it back to me within YOUR stated time frame. This is completely not acceptable. Why not tell me on Tuesday what needed to be done to get my money back, by Friday, like you told me.
Second, I have a transaction from December 2014 for $995 that I never received. Unlike every other dispute that I've had with my other Visa Credit Cards, NO Provisional credit was issued. I didn't complain about this, mostly because I believed that this issue would be handled in a timely manner. It is now April 13th, 2015, FOUR months from the original transaction and I am STILL out the $995. I have been promised that I will receive an email update, I have called, faxed and emailed ALL information ever requested from me and every time, the date gets pushed back and back and back - until just today, I was told I have to wait until April 23rd.
How is it that other banks have the ability to solve these matters within a month or two and this credit card just takes its sweet time. They can't even tell me what the hold up is? Really unacceptable - and what's worse is that I get a different story from whomever I speak to - sometimes I'm transferred to customer service, sometimes I'm told I need to email. Sometimes I'm transferred to the chargeback people - who then hang up on me. I call now and they need 5 minutes to read all the notes on my account - just to push it back a couple more weeks.
Finally, and trust me, this exact email will be posted everywhere this weekend if someone competent can't help me. In February, while I was still happy with my card, I filed my taxes and asked that my return be put on my RushCard, like they be a customer today with 30+ emails and on their website. Imagine, to my horror, my $5,000 return was sent back to the IRS because it was my husband's return. My husband used his credit union and got the money March 9th. Rush Card got my deposit on March 6th and without even contacting me - because they ASSUMED I read all of the fine print regarding tax returns, they just sent it back to the IRS.
So it's April 13th and not only am I still out my $5,000 + $995+$123 = $6,118 for a single Mom with 3 children. I have had the third party thing explained to me 15 times, yet no one from this company can explain why it is that I filed with the IRS for TEN years this same exact way and Wells Fargo deposited the money every time and you guys sent it back. It's fine, I'll use Wells Fargo next year - I think consumers just need to be aware of all of the ways you give me and I'm sure others the runaround as if you are entitled to keep $1,118 of my money for as long as necessary and not give honest answers as to why this has been done to me.
Reviewed April 12, 2015
My card was court ordered blocked in October 2014 I went to court and resolved that situation and my card was Court ordered unblocked in March 2015 as of today, a month later, rushcard has not unblocked my card so I can get my money and be done with them. I was told to fax over the documents stating that the card is to be unblocked and it would take 1-2 business days to get my card unblocked. I have called every day since March 12th and nothing has changed. I explained to the customer service representative that rushcard is violating a court order by not unblocking my card. I was informed that corporate handles blocked cards and my account is still being reviewed by a corporate representative named **. I cannot personally talk to **, they won't give you corporate direct number.
How can they get away with holding people’s money like this? I've called them, emailed them, and a month later I'm still waiting for my money!!! I will be calling the better business bureau and trying to contact an attorney to see what I need to do to get my court ordered card unblocked. UNBLOCKED!!! I'm furious with Rushcard I know what they are doing is illegal defying a court order. Again, how can they get away with this?! I work hard for my money and I need it!!!
Reviewed April 4, 2015
On March 17, 2015 I was unawared that my card was block until I went to an atm trying to pull out some of my money. I called customer service a million and ten times AND none of them can barely speak English. They told me I need to send a copy of my social security card, State ID, paystub, banking information, and my IRS state and federal check. Went straight to my RushCard so when I sent them all my documents they telling me it's invalid so now they telling me to go to the social security office to get a letter as proof of address when they don't do that. It's like asking for the impossible so I had to apply for a social security card that I don't even need.
I explain to the nice lady at the social security office that RushCard is trying to steal my money and that my money is blocked and stucked on a RushCard. She was a field manager, she told me if this letter don't work to take them to court and sue them for every day that they hold my money. So I sent them this letter from the social security office and they still telling me that it's invalid.
How is anything invalid coming from the social security office?? They had the nerves to tell me my social security card is expired, how is my social security card expired when I'm on the phone with you so I asked to speak with someone who knows what they doing. I asked to speak with a supervisor or management and he asked me why? I hanged up and called back to another person who don't speak English and could barely make out what these people are saying. Long story short it's been 18 days now and my money STILL blocked. They keep telling me to send in documents that I've already sent to them repeatedly.
I emailed, I faxed it and their 1-2 business days turned into 18 days and it's still blocked. They telling me to resend everything. I'll do no such thing. I'm taking these ** to court. It's caused me stress and loss of sleep. I'm borrowing money from friends. All that money on my RushCard, I now gotta pay everyone back who I borrowed from. I'm not letting them get away with this. I'm suing them for all my pain and suffering, lack of sleep. As of April 4, 2015 my card is STILL blocked.
Reviewed April 3, 2015
I advise any one to not get Rush Card pleaseeee.. I had my card stolen 03/21/15 and money was taken off my card at the ATM. I called Rush immediately after I recognized that it took place. The card was blocked. I then had to wait 7 full days to get another card in the mail. They then told me that after 10 days I would get a provisional credit while they continue the investigation. Well 3 days later they said they completed the investigation and from the looks of my transactions it was valid. These people did not even contact the store, ask for video, picture proof or nothing. They simply went by how many transactions was made on my card.
Your money is suppose to be "FDIC". Well not with Rush Card so if your card is lost or stolen do not expect them to give you your money back!! This company is a fraud and is owned by money hungry people. All they do is take take take. If you are broke and your family put 10$ on your card and you owe 7.95 in a monthly fee they will take that too and leave you broke. I will never deal with this card again!!!!!
I'm sorry to hear that. I will go ahead and have one of our resolution specialists reach out to you so that we can get this resolved ASAP. Let me know if this doesn't fix your issue. Thanks
Reviewed March 31, 2015
Experienced hardship after Reported card lost when I got off of a bus on feb 25th 2015. They placed block on card, advised me new card should arrive in mail 7 to 10 business days. No card. Ordered new card online, registered it and called to have bal transferred. Advised couldn't be done but have to wait for replacement. On March 24 I paid the $30 expedited fee advising that I need my SSD funds to live off and pay my rent and utilities. Card arrives fri March 27th via fed Ex. Activated it, transferred $150 to second card online then went to withdraw rent money, etc to be notified exceeded the $500 daily withdrawal limit.
Normally been able to withdraw up to $800 per transaction at capital one's atm. After being denied the $800, tried $500, denied also. Went to chase bank to attempt to withdraw $500, and was denied. My total balance during that time on that card was $1,371.76. Never had this issue before. Called in and Was advised of new policy effective sometime in 2014. Prior to losing card and reporting it hadn't had this type of restriction. This has caused stress by not being able to properly pay my bills on time and being denied total access to my social security disability benefits which I have directly deposited to rush card. This is a terrible hardship and stress of it has affected my health and well being.
Reviewed March 28, 2015
On 3/19/15 around 1am (pacific time) I received a notification to call RushCard so they can release a pending direct deposit. I called and spoke with a rep that state I have a pending deposit on over $10K and in order to have the funds released I had to show proof why I was receiving the money. I thought that was very strange. I have been with RushCard since 2011 and I use this card to receive my Disability which comes from the US Treasury. Every month since 2011 I would receive a direct deposit from the same facility. The rep told me I need to send them a copy of my ID, SS Card and a letter or document explaining why I am receiving these funds and that RushCard can only hold the deposit for 7 days and after that it would be returned.
At that time I informed the rep that when dealing with the Federal Government it can take up to 2 weeks before I receive any documentation in the mail stating what the funds are for. I called back later in the day on 3/19/15 and spoke with a manager and told them my concerns and explained everything all over again, the manager told me I could submit a screenshot from my online account with the US treasury, that shows my Full Name and the date and amount of the deposit. I submitted all the documents by uploading to the site in which they received in a matter of minutes. The manager states “ok I have the document, I will submit to our Corporate Account Executive to review and we will have an answer in 1 to business days.” Keep in mind that this call was on a Thursday. So the manager said that Monday 3/23/15 will the 2nd day.
So on Monday 3/23/15 I call and the rep tells me the document doesn't have enough proof, and that my name does not show on the screen shot. I have to explain to the rep that my name is in the top right of the screen shot and again explained how long it takes to receive mail and/or a letter. The rep says he will re-submit with the new info I gave him (that my name was on the document) and in re-submitting in will take another 1-2 business days (Wed 3/25/15). I call back the next day Tuesday 3/24/15 for an update, I speak with another manager and he says the Exec. rejected and needed a letter. I told him the same story about how long it takes to receive the letter, but they have a document that shows the amount, who it came from and my name, not to mention this is the same facility that has been depositing on this card since 2011 every month.
This manager stated he sent the Exec an email explaining this EVERYTHING and tells me it will take up to 1-2 business days to hear a response back to see if he can release it. Now it’s Wednesday 3/25/15, I call back, speak to another manager, go thru the whole situation again and he checks my account and tells me it’s still been rejected and they need other proof. I mention all the other deposits that have come from the same location every month since 2011 he says “well that should make it no problem for the funds to be released.”
I then says, “this is day #6 of the day we can hold your deposit” and he then says “I am sending a high priority request to the account Exec. to hold your funds so that they will not be returned” (I explained that if they are returned it may take another 3 weeks for me to get these funds back and they are needed to pay for another surgery to restore my ankle). He informs me “there is no request to return your funds don't worry about it and to give it 1-2 business days for an answer.”
On Thursday 3/26/15 (the 7th day) I upload and call RushCard and tell them I just receive the letter they requested. I was transferred to a manager that stated “this was the document that was need” and he stated he resubmitted to the Account Exec/release the deposit into my account. The manager stated that the Account office was closed, it was 2:30pm pacific time and that I needed to wait another 1-2 business days before the funds will be released. I got upset and reminded them that I have been calling everyday since 3/19/15 to have RushCard release my funds and that 3/26/15 was the 7th day for holding my funds. He said “we will not return funds but will be able to release the deposit to your account after it has been reviewed”. I told him that I have been telling my landlord and all my bill collectors that I would be paying my rent and bills by 3/27/15. He stated “I will inform them of your situation and place this at a high priority and to call back on Saturday 3/28/15 for a response.”
So this morning 3/28/15 I call and only ask to speak with a manager, the rep did not want to transfer me, she put me on hold, came back and said “just so you know we returned your deposit and please hold for a manager.” Once this manager got on the line, she stated that the rep was correct that the funds were returned on Thursday 3/26/15 (the 7th day). I was livid. I told her that I had been calling everyday and on the day the funds were returned I spoke with a manager and he did not tell me that the deposit was return to the US Treasury.
I am so pissed that after talking to 2 managers after the Deposit was returned no one told me until today. I explained to her my situation, that I had promised my landlord and bill collectors I would be paying on my bills. Now I have to wait till Monday 3/30/15 to speak with the Social Security Administration to see what happens now and when I might receive my funds again. Thanks to rush card I maybe put out on the street.
Reviewed March 26, 2015
I hate calling into customer service and the call gets routed overseas. And the representatives don't understand a word you be saying and their communication is horrible. You be asking about a question and they don't even know how to answer the questions. And they give you something but you wasn't even requiring about. And when you ask to speak to a supervisor instead of putting the supervisor on representative still want to talk to you. Something needs to be done about this, Russell Simmons. Need to stop bring cheap and have the customer service here in the United States!
Reviewed March 26, 2015
I have been a customer of RushCard, having 3 Visa prepaid card accounts, for over 6 years. RushCard is refusing to honor their of "provisional credit after 10 days" following the return of a customer dispute form for fraudulent charges. The morning of 2/21/15 I woke up to 33 text message alerts on my cell phone from RushCard's automated system informing me that one of my 3 RushCards was being charged in increments of $50, $30, and $10. My physical card was still in my wallet and no one has access to my card. I immediately transferred what money remained on my account to a different card in order to salvage some of my paycheck, but by that time, whoever was doing this had stolen $1700.
I called RushCard customer service immediately and begged them to do something because some thief was in the process right now of stealing my money, and they told me they could not do anything and that I would have to wait it out until whatever they were stealing had posted. I kept checking my account by web login constantly and finally on the morning of 2/24/15, I saw the transactions had posted.
I immediately called RushCard back, and reiterated that these fraudulent charges had now posted to my RushCard account. The RushCard representative (** as later indicated in her email signature) asked me some questions and then told me she would be emailing me a dispute form, which I would need to complete and return within 10 days in order to receive a provisional credit, which is what they issue to return the money stolen from me ($1700). She emailed the form to me on 2/24/15 at 10:10 AM and I completed, signed and faxed it back, faxing it to the number indicated on their form, 917-383-0567, at 11:34 AM.
In spite of my having gotten the fax confirmation, I still called RushCard so I could be 100% certain they received my form. I called back 3 different days just to be sure, being told each time by their representatives (first **, then **, and then a gentleman whose name I did not get) that yes, my form had been received on 2/25/15, and that everything was in progress. These calls are recorded by the way. The representative named ** even went so far as to provide me with the date of 3/11/15 as to when I would receive my provisional credit. Because I did not receive the credit on 3/11, I called RushCard to inquire how and when the credit would be received.
I was transferred to supervisor, **, and told that my form was received on 2/27/15 (not true, it was received on 2/25/15) but that it was not "linked" to my account. She then said she would link it. Then she continues typing in the background and then said, "Ok never mind," and that now she can't see my form and that I needed to call back in 1 to 2 business days to see how that would be handled, which I found unacceptable. I called RushCard the following morning of 3/12/15 and then I spent another hour being told by RushCard reps that my form could not be found, and as a result, I would not receive the provisional credit.
I asked to talk to a supervisor. I got ** who told me that my form was missing, and that she could not explain why 3 different RushCard representatives on 3 different occasions confirmed receipt of my form. When I asked if I could talk to their Dispute department, she told me I could not because they only talk with people reporting an issue for the first time and she refused to transfer me. She also would not offer the name of anyone else I could speak with and at that point refused further help. I immediately did what they instructed me to do, and during the 10 day waiting period 3 representatives confirmed they had my form but then when my 10 day time limit expired, they then claimed they did not have my form and as a result now refuse to honor their policy and return my money.
Reviewed March 25, 2015
I had set up card to card transactions to be taken from my account every month, but the card expired so I forgot to change it so they took it off my card. I forgot to change it so they transfer it out my new account. My new card has all my money on it. Now my new card is blocked with all my money on it can't get.
Reviewed March 25, 2015
Please help, who do I speak with???? My card will be expiring in a couple of months, so I called to find out how soon I get replacement cards. To my surprised, I was informed that I will be getting not only a new card but also a new number, wtf. I told them I don't want a new number. I have my accts connected to this card number, automatically taken payments out. The rude person kept telling me everything will be switched over.. I told him I didn't want a new card number, you'LL can't switch over my gas, light, water, etc... Plus I remember my #. And more importantly, what is the reason for changing my card number???? Who do I contact because I'M tired of talking to this disrespectful people, that act like they're Russell Simmons and that this their money.
Reviewed March 24, 2015
Lost/dropped my wallet in February, didn't notice until I got home. So I looked for also called back where I was to see if they found it. No one found it, so I went back to look for it. I then got a text saying my card was used twice. I called to report it and stopped the card. Before I hung up I found out it was used again. Over 900$. I then filed a police report. Long story short I got the running around and talked to so many people.
I wasn't giving any notice that they didn't get all the pages I faxed until after I call on the day I was told I should have my money back. My claim was then closed a week after the second fax with no money back. I sent a letter fighting the results. My case was open back up. 11 days later my case was closed again without my money. They also closed my whole account without notice. They did email me this time to tell me my account was at risk. That's when I was told I wasn't get my money back. They closed my account, and It will take 7-10 day to get the rest of my money that was on the card. I have yet to find out who used my card.
Reviewed March 23, 2015
Worst place to ever put your money. If you don't have to DON'T!!!! Recently just went through identity theft. Someone from Barcelona, Spain hacked my card information and purchased a flight and a few other misc. items. I first had to argue them down that I was not in Barcelona that I was in the United States. This is the first time anything like this has happened where internationally someone stole my card information. They suck and only hire foreigners that have bad communication to handle customer service. You will never get anyone from corporate unless you dig and dig and dig and even still its useless.
Reviewed March 21, 2015
My tax refund was loaded to my RushCard. That was my first mistake. Unfortunately that was my biggest mistake I ever made in my life.
I called the company and advised them that my money wasn't available. They told me they would send me another one. Then they asked me when did it happen as if they couldn't see this. They told me to send in my identification cards in, no problem. I SENT MY DRIVER'S LICENSE, MY PASSPORT, MY SOCIAL SECURITY, MY LIFE INSURANCE POLICY AND EVEN MY W2'S five different times and they kept saying they never received it. Telling me to keep faxing it in to them.
It's a disgrace to a company to have this kind of customer service. It's been over a month and still nothing has been done. Russell Simmons need to do something about this indecency and disrespect to his customers.
Reviewed March 16, 2015
I have been a customer with RushCard for several years now. I am livid and horrified and the customer service I have received over the past few days. Here is what happen. It started when I went to my own financial institution on 3/13/15 to do a cash advance utilizing my RushCard that my entire paycheck direct deposited to. I went into the bank and tried to withdraw $1,900.00 to cover my car payment and rent that was due. My transaction was declined even though there was $2,300.00 in the account. I, at that point, called into RushCard to find out what the issue was. They informed me that I could only take out $1,500.00 over the counter and $500.00 from the ATM within a 24-hour period which is some new procedure. In the past, I have been able to modify my account and remove all funds if needed. I proceeded to the ATM, I took out the $500.00 for my car payment. I still needed the additional $1,400.00 to cover my rent.
Well per my personal bank, they can only run one cash advance transaction per day and that I needed to go to another bank if I wanted to do the cash advance. I proceeded to another bank and it was Nevada State Bank. I went inside of the bank, the teller called me to the window, I stated that I wanted to do a cash advance. She, at that point, asked if my address on my card matched the address on my license. I told her no, the correct address was on my debit card. She still ran my debit card. The transaction was declined according to her because of my address not matching. I said, "No problem, let me go to my branch where I never have any issues." I proceeded to do the cash advance again (TO GET MY OWN HARD-EARNED CASH OUT). I was told that my transaction was declined due to insufficient funds and I clearly still had over $1,800.00 left in the RushCard account.
I called again immediately and they informed me that a transaction for $1,400.00 had taken place from place from Nevada State Bank. I immediately return to Nevada State Bank to find out where is my money. The bank manager and I called RushCard to inform them that the transaction had not taken place, that it was voided. We spoke to one of the few associates that speaks and understands English. We were informed that the bank manager needed to fax all my information as well as the transaction authorization number.
He did better than that, he provided the voided receipt showing that the transaction was never completed and that I never received my cash. They also asked for a number of the bank to call back and confirm. Well I let about 10 minutes go and I called RushCard again to see if they had received the fax. At that point, they inform me that it takes 3-5 hours to receive a fax. I have never heard of anything so ridiculous in my life.
Again I wait and call back twice on Friday evening with no fax info being recovered by them. I call on Saturday morning, they claim there is still no fax and there is nothing anyone can do. I call first thing Sunday morning to speak with a Russian whom I could barely understand and she tells me there is nothing she or anyone can do for me. I am LIVID at this point. I ask to speak to the manager, they put ** on the line who was rude and uncaring about me as a customer!! I no longer wanted to speak with **, I asked for her supervisor's name and a corporate phone number which she refused to furnish me with either. Apparently she noted something on my account because I was continually hung up on the next several times that I called.
I spoke with someone this morning that informed me that the fax was received with the voided transaction and I would not be getting my own cash back into my account until 3/23/15. I am a District Manager for a major burger chain and I have never seen anything like the non-customer service exemplified by the staff at RushCard. I will be filing a formal complaint with the Better Business Bureau, the Consumer Complaint Agency, as well as contacting all of the local news stations here in Las Vegas. I will not recommend your company to any of my company's new hires or anyone looking to switch direct deposit providers. I also went on your site only to see so many of your other customers that have been treated in the same manner as myself. I have never had so many problem trying to retrieve my own cash ever in my entire life. I just want my money so I can close this scam of an account quickly!!
Reviewed March 13, 2015
Blocked my card for no apparent reason that I have a son that's in the Georgia Department of Corrections. Card in my name - I have had this card for close to eight years. Because my son asked me to transfer some money to another card they blocked mine - told me I couldn't be a customer anymore because the other card holder was another inmate. Question why can't an inmate have a card? How does a family save money for their love ones that's incarcerated? And last but not least how can my card be blocked - I'm not the inmate my son is?
Reviewed March 12, 2015
The Rush Card company is full of crap. They will trick you into spending more money thinking you'll get rewarded for it and you don't. I got an email from rush card on 02/12/2015 telling me it’s my lucky day. The email says If I spend $500.00 on my card between then and 03/31/15 you will get $15.00 by the 1st day of the next month as a thank you. LIES LIES LIES!!! I spent $2000.00 on my card in February thanks to taxes. I called rush card and asked why I didn't receive the credit. The rep says he opened a ticket for me. I was told to wait 2 business days and I would be credited.
I waited 4 business days and called and asked why I STILL haven't received the credit. I was told that the only offer I was supposed to get was a credit of $10.00. I told them they were wrong and I wanted to send him a copy of the email but he refused to give me an email address. The rep says that they feel I was lying about the offer. IF I’M LYING THEN WHY WON’T YOU LET ME SEND YOU THE SCREENSHOTS of the Email? Russell Simmons should be slapped for this. Don't make promises your company can't keep. I will make a youtube video on this also, that way I can show people UNIRUSH is a FRAUD.
Reviewed March 11, 2015
On 03/04 I purchased a flight from US Airways. I received an error message from US Airways stating that I had insufficient funds. I knew that was not possible because I had just received a large deposit. I checked the balance on my RUSHCARD and it confirmed that my transaction from US AIRWAYS went through and there was a pending amount. I contacted RUSH card and was told that yes, the transaction went through however, subsequently when speaking with US AIRWAYS I was told that RUSHCARD is holding onto the transaction and will not release the funds to issue the ticket. Since 03/04 I have spoken with RUSHCARD on 03/04, 03/05, 03/09, 03/10 asking for assistance. Everything with them is a scripted response. US Airways had sent them a release and because US AIRWAYS did not put a contact name and phone number they rejected the transaction.
I requested that RUSHCARD contact US AIRWAYS to follow up with the request and provide them with the supervisors name and phone number and they replied that they will not do that. So, RUSHCARD will not contact my merchant, cannot speak with a supervisor and get a contact name and phone number to resolve and all the customer service representatives cannot say anything other than “yes, the transaction is pending”.
I don’t understand how they can legally hold onto my money for over a week without releasing the funds back to me. How long can they legally hold onto my money in a pending status. RUSHCARD told me that I cannot dispute the transactions because it is in a pending status. This is ridiculous. RUSHCARD has the absolute worse customer service in the universe. They don’t care to resolve your issues, they do not provide contact information for a supervisor so that the merchant can follow up. What is a consumer supposed to do. Do not ever open a RUSH CARD if you value your money.
RushCard Company Information
- Company Name:
- RushCard
- Year Founded:
- 2003
- Address:
- P.O. Box 42482
- City:
- Cincinnati
- State/Province:
- OH
- Postal Code:
- 45242
- Country:
- United States
- Website:
- www.rushcard.com