Aspire Credit Card Reviews

I am mad I even have to give this company one star to post a comment. THEY ARE THE WORST KIND OF PREDATORS. Thought was opportunity because not great credit. Charged me huge fees then I got behind (not much, they'd say oh you can pay just $15....), then I paid off full balance. My account was reading I had like $900 available credit. Messaged them I lost card and needed new one. They say account closed. I try to get clarification - I have now paid them in full plus huge interest and fees, they're in the chat like, "Yeah, you're cancelled. Can't reopen. Nothing we can do." They say anything else we can do for you? I said, "No, you've taken enough advantage of me." They're like, "Okay bye." JUST GOD AWFUL way to deal with people. How is this legal???

I thought this card was great. I was enjoying having it. They gave me a $500 limit even though I don't have the best credit, and I got put in the hospital for an appendectomy after 6 months of having the card and my card was right at the limit when I got put in the hospital and had surgery. I was in there for 6 days with an emergency appendectomy. While I was in there, these people put a $40 late charge and an $80 finance charge, and it put me $156 over the limit and they canceled my card for being 7 days late when I was in the hospital, and I sent him the papers.

Very, very predatory! They’ve opened an account without me agreeing to an actual credit card. I woke up one day and received a credit alert on my credit report for a soft pull. So I called and was told I have a new account with a $700 limit which I closed immediately. I requested that this account should not be reported to the credit bureau due to their misleading wording and use of prequalify information. Their fees are very, very high and they need to be looked into! I’ve also filed complaints against this company! Stay away at all costs!

This card is a scam. Not only do they charge a monthly fee they also charge a yearly fee. I didn’t even use the card and had a 72.93 bill. I have cancelled the card and will continue to let others know this is a terrible service. So I paid a fee for 2026-2027, I closed the account.

I open the account and just start using them and I happen to forgot a payment but I took care of it. Made the payment quickly and next thing I know it close the account on me. Also once you made a payment you couldn't make other payment for 7 days. Don't sign up with them if you want to rebuild your credit.

I was never told the amount I qualified for until I received a card in the mail. When I closed the account because of small credit limit and high yearly fee, I was repeatedly refused the removal of the $99 year fee. There are other credit cards out there to jump start your credit and don't charge high fees and offer higher credit limits. DON'T USE THIS CARD COMPANY. RIP-OFF!

They do not Deserve a Rating at all because like every other scammer org they fishing for information from consumers to steal our Identity.

They closed my account because of unexpected activity without notice. The month before, they gave me a credit line increase and charged me $40 for it. Just to close it the next month. I have never been late on a payment. I dont know. This just seems very shady to me.

Do not ever sign up for this card. They closed my account with 100% on time payments and posted an additional 130.00 in fees when because the balance hit the limit. The following month they added an additional 150 in fees. I had bad credit and needed to help increase my credit instead I apparently now delinquent 600 dollars when it was a 300 dollar credit limit because of their fees when I was trying to discuss with them and reopen the account and pay the balance off. Scammers.

They closed my account for making too many payments in a month and their customer service is horrible. Their chat is horrible. Their rates are horrible. Their cash advance fees are horrible. I never miss the payment and they close my account after review. I don't know why they keep telling me I need to get a hold of a special account representative and I can't get any answers from anybody so I'm fine with them closing the account. I don't need to deal with them anymore.