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Aspire Credit Card Reviews

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About Aspire Credit Card

This profile has not been claimed by the company. See reviews below to learn more or submit your own review.

Pros
  • User-friendly signup process
  • Generous credit limit offered
Cons
  • High annual fees and interest rates
  • Unexpected account closures

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Aspire Credit Card Reviews

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    • 4,885,617 reviews on ConsumerAffairs are verified.
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    How do I know I can trust these reviews about Aspire Visa?
    • 4,885,617 reviews on ConsumerAffairs are verified.
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    • We use intelligent software that helps us maintain the integrity of reviews.
    • Our moderators read all reviews to verify quality and helpfulness.
    Page 1 Reviews 0 - 10
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    PricePunctuality & SpeedBilling

    Reviewed April 26, 2026

    They closed my account because of unexpected activity without notice. The month before, they gave me a credit line increase and charged me $40 for it. Just to close it the next month. I have never been late on a payment. I dont know. This just seems very shady to me.

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    StaffBilling

    Reviewed April 23, 2026

    Do not ever sign up for this card. They closed my account with 100% on time payments and posted an additional 130.00 in fees when because the balance hit the limit. The following month they added an additional 150 in fees. I had bad credit and needed to help increase my credit instead I apparently now delinquent 600 dollars when it was a 300 dollar credit limit because of their fees when I was trying to discuss with them and reopen the account and pay the balance off. Scammers.

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      Customer ServiceStaffBillingRates

      Reviewed April 19, 2026

      They closed my account for making too many payments in a month and their customer service is horrible. Their chat is horrible. Their rates are horrible. Their cash advance fees are horrible. I never miss the payment and they close my account after review. I don't know why they keep telling me I need to get a hold of a special account representative and I can't get any answers from anybody so I'm fine with them closing the account. I don't need to deal with them anymore.

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      Customer ServicePriceBilling

      Reviewed April 16, 2026

      I applied for a credit card, they gave me a generous amount and I had no credit whatsoever. I give this five stars? Customer service five stars, it might be a little expensive but it's worth it. Because they took a chance on me. And offered me 2.

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      Customer ServiceContract & TermsPriceRefunds & PayoutsMaintenanceBilling

      Reviewed April 14, 2026

      I tried to close these two accounts (husband and wife, two separate cards and numbers), more than two months ago. I have called three times correct continued billing of monthly maintenance charges on one card number to no avail. I was basically refused this most recent time - they would not reverse the charge. I have proof of closing both accounts. Called my bank to have the charge removed and blocked from further charges even though it cost me $30 instead of $12.50. It was worth it to snub this company who actually goes by the name The Bank of Missouri.

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      TechPricePunctuality & SpeedBillingTransparency

      Reviewed April 8, 2026

      I am submitting this supporting statement to explain the severe financial hardship my household is experiencing at the time Aspire closed my account without notice. I am a disabled veteran and the sole income provider for my family. My only income is VA disability compensation, which is federally protected under 38 U.S.C. § 5301. My wife suffered a severe injury that resulted in her losing her job. She has no income, no ability to work, and no short‑term expectation of returning to employment. Our household has been operating on a single, fixed disability income while managing medical needs, recovery, and basic living expenses.

      Because of this sudden loss of her income, we have been in an ongoing period of financial instability. Even with careful budgeting, unexpected medical costs and the transition to a one‑income household have created significant strain. Despite this, I continued making payments on the Aspire account and was only one week behind, not 30 days late.

      Aspire closed the account without warning, without explanation, and without giving me any opportunity to resolve the minor delay. This action created additional hardship by reducing available credit during a medically and financially critical time. When I contacted Aspire, they refused to provide any reason for the closure, leaving me unable to correct or dispute anything.

      Given our circumstances — disability, protected income, and my wife’s injury‑related job loss — Aspire’s abrupt and unexplained closure has had a disproportionate and harmful impact on our household. I respectfully request that the CFPB consider these facts when reviewing my complaint and require Aspire to provide transparency, correct any inaccurate reporting, and justify their actions.

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      BillingLoan Process

      Reviewed March 30, 2026

      First I was accepted. Then denied because "Lack of real estate secured loan information". I do have property. But I would not put the deed down for a credit card.. That would be the stupidest thing anyone could do.

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      Customer ServiceBillingRates

      Reviewed March 23, 2026

      This is one of the worst credit cards I have ever had. The interest is crazy, no benefits of being a cardholder at all. The customer service is horrible as well. Save yourself and get any other credit card than this one.

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      Customer ServiceBilling

      Reviewed March 21, 2026

      Receive the card and used it once. Made payments and when I tried using it again I was unable to. Call customer service and they informed me the account was closed. When I ask why they could not tell me why. Do not recommend this card for anyone.

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      Customer ServiceStaffBilling

      Reviewed March 12, 2026

      To whom it may concern I would not get this credit card. Their customer service is awful and I have made them a motto. We don’t mind and the customer doesn’t matter. their customer service representatives do not speak very good English. They don’t know how to have a conversation you can’t get a hold of anybody. Their supervisor are dumber than a box of rocks. I got more service at my bank than Aspire credit card.

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      Aspire Credit Card Company Information

      Company Name:
      Aspire Visa
      Website:
      www.aspirecard.com