Square Reviews

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About Square

Square offers multiple tools to make life more simple for business owners. The company helps business owners send invoices, accept online payments and offer delivery, pickup and shipping options. It also helps set up online stores. Square has solutions for multiple businesses, including retail stores and restaurants.

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Square Reviews

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    How do I know I can trust these reviews about Square?
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    Page 1 Reviews 0 - 15

    Reviewed July 12, 2026

    We have been using Square for a number of years, and find that their rates are outrageously high. And some time ago we issued a refund to a customer. At that time we received a notice that the refund would take 2-7 business days. The money for the refund was removed from our bank account instantly. After about a week, we received another notice that the "customer has been refunded" and that one stated that the refund would take ANOTHER 2-7 days this means that it will take two weeks for the customer to receive their refund. a complete scam. And that customer will obviously never shop with us again.

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    Sales & MarketingPriceRefunds & PayoutsBilling

    Reviewed July 7, 2026

    I'm going to be charged a fee of $372.66 for an accidental accidental overcharge that was refunded immediately. Then the correct amount was charged to the customer. Lesson learned is to get a credit card processing company that you can control when to batch out your sales. Immediate processing isn't great if you need to void a transaction.

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      Customer ServiceSales & MarketingPriceRefunds & PayoutsStaff

      Reviewed July 6, 2026

      Square is holding over $16,000 for potential fraud. I was told I would have my money in 1-2 days. It has been a long 1-2 days. I asked to speak to a supervisor, I was told 3-5days after they reach out through email. I pay a subscription each month. I am charge of percentage of each sale. No customer service and no money! I need my money to pay my employees and to buy goods. Three checks have bounced due to them not transferring the funds.

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      Customer ServiceLoan ProcessTransparency

      Reviewed July 2, 2026

      First they limited my account then for reasons they cannot tell me they have closed my account although I still have a loan with them and last week tried to deduct the whole amount out of my checking account on file causing my account to overdraft. Not a apology or explanation. Closed my account I have had for years. Talked to customer service and he forwarded my complaint to another department and I should hear from them in 24 to 48 hours and it was about a week before I got the email stating my account is closed.

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      Customer Service

      Reviewed June 23, 2026

      Horrible customer service and outlandish fees. They are robbing people blind and the banking commission should investigate them immediately.

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      Verified purchase
      PriceStaffBillingTransparencyResolution

      Reviewed June 18, 2026

      After weeks of attempting to resolve a critical merchant dispute regarding an unauthorized live website container maintained on their infrastructure, Block, Inc. (Square) demonstrated an alarming lack of administrative accountability and predatory financial practices. Not only did they maintain a public data pipeline for weeks after receiving explicit digital privacy requests and a physical corporate demand via USPS Certified Mail, but they also engaged in unauthorized overbilling. They executed invalid charges against my accounts for infrastructure and services connected entirely to a storefront I never authorized, ordered, or utilized.

      The issue was only addressed after formal escalation to federal and state regulators. To close out the matter, their Senior Complaints Management team refused to provide standard corporate identifiers for transparency, explicitly cited Section 5 of their Terms of Service to deflect accountability for hosting the unauthorized content, and directed all further correspondence to their agent for service of process (CT Corporation). Highly problematic data governance, deceptive billing practices, and a complete disregard for merchant security protocols.

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      Customer ServicePricePunctuality & SpeedBilling

      Reviewed June 16, 2026

      I called in a week ago to confirm my square account was active and there was no hold on my account. I confirmed twice with them that upon the transaction my money would be available. I did this specifically before of an issue where they were holding it for 90 to 120 days. A quarter of a year! They a holding my money. Likely investing it and profiting from it. They told me they were not going to do this. I took a payment for my work of $6,450 dollars. They are no holding $2,000 of it. It’s my money. They already took there 4%. The only review is likely going to be automated and I won’t get to speak to someone other than the young guy on the phone no manager, no customer service over the first guy on the phone. How is the legal. If it’s happening to me it’s happening to a lot of us.

      I would join a class action lawsuit in a heartbeat. They are actively hurting my business. And not doing anything about it. 22 days I have to wait to hear the answer no, the another 100 days to get the money I already earned! After confirming with them this wouldn’t happen. I’ve paid over 15k to this corporation and this is how they treat there customers. This is fraud.

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      Sales & MarketingRefunds & PayoutsBilling

      Reviewed June 12, 2026

      I wish I could give it a negative 5. This has to be the worst CC processing company there is. They're holding funds for "account verification" after the account has been verified months ago. Then when I try to refund the customer the payment and try a different payment method they're saying it will take two weeks to refund the customer! A complete SCAM!!! They're just trying to hold on to your money for as long as possible!

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      Customer ServiceStaff

      Reviewed June 11, 2026

      I recently had a personal issue that I had my accounts frozen. Which really didn't have anything to do with Square other than them freezing my account. I dealt with the issue and it has been 11 days and they still will not release my funds. The account has about $1500 that they will not release the funds. They keep giving me the run around saying 2 more days each time I call. Then each time I speak to a new representative they keep contradicting each other. I feel they just say anything to make the customer happy even. Their not consistency is all over the place. They always contradict what other representatives say and when you bring it to their attention they say they don't know why the other person said what they said but what they say is the truth. So very hard to know what is true and what is false with them.

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      Customer ServicePunctuality & Speed

      Reviewed June 1, 2026

      We signed up for this piece of ** company. I sent 3 cards, and 1 day we went out to go try these cards out. They didn't work. So we got like 3 or four things that didn't go through on the day. Then, the freezer count sang. It's a fraudulent thing holding $300 in our account. So we couldn't buy gas or anything, because that's where we were at was at a quick trip. Trying to get gas. And somebody else is at McDonald's trying to get us some breakfast. They won't answer our phones. They put it straight to voicemail. So we can't even talk to them. So now we just lost our business. And everything, because we can't access the money that we have in this account. I recommend nobody ever go into this pile of ** place.

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      Customer ServiceTechStaffBillingTransparencyCommunicationResolution

      Reviewed May 29, 2026

      My company has used Square for over 10 years to process client transactions, and until recently, we had never experienced any issues. Without warning, Square froze our account. When I contacted customer service, I was told an email had been sent regarding the issue, but I never received it. Then he admitted that they never sent it. I was then informed that a separate account review team would investigate and respond within 24–48 hours. After more than a decade as a customer, I was disappointed by the lack of communication and urgency. When I requested to speak with a supervisor, the representative placed me on hold and came back and said, "we told you all you need to know." AND DISCONNECTED the call.

      Regardless of the reason for the review, businesses deserve timely communication, transparency, and access to responsive support, especially when their funds and operations are impacted. Based on this experience, I will be exploring alternative payment processors and closing my accounts. I hope Square improves its customer service and escalation process for long-standing customers. Must be a new management/executive team. Buyer beware.

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      Customer ServiceSales & MarketingPriceBilling

      Reviewed May 22, 2026

      It's really frustrating for a new small business owner how much Square charges its users. You want a loyalty program?=fee; you take a payment from a customer=fee; email marketing=fee; linking your domain=huge fee (just to name a few).... the upcharges are INSANE. It's easy for clients to book, which is great, and easy checkouts. But also, setting everything up could be way better as well. It's pretty confusing on how it's set up. You have to go to different areas of the site to change something, when it would be so much easier if it could just be done in the same area.

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      Customer Service

      Reviewed May 20, 2026

      Avoid this company. I was asked for my Social Security number multiple times — including over the phone — and spent an hour and a half with support just trying to delete an account that I barely even created. I never picked a template. I never launched a website. I never used the service. Yet deleting my information turned into an exhausting nightmare, and I still don’t even know if everything is fully removed.

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      Punctuality & SpeedRefunds & PayoutsStaffBillingTransparencyHonesty & Transparency

      Reviewed May 20, 2026

      I am extremely disappointed and honestly devastated by what happened to me with Square. I made a transfer of $1,447 after updating my payout account from my old Chase account to my new Wells Fargo account. The moment I noticed the transfer still appeared connected to the old bank account, I immediately contacted Square support. Within about 10 minutes of realizing the issue, I was already speaking with a representative trying to prevent exactly what ended up happening.

      That representative assured me with complete confidence that everything had been fixed, that my new Wells Fargo account was correctly updated, that the old Chase account had been removed, and that I had nothing to worry about. Because of those assurances, I trusted Square and believed the situation had been resolved.

      Days later, I discovered the money had still been sent to the old Chase account anyway. That money was not “extra money.” It was intended for something extremely important with a strict deadline attached to it. Because I did not receive those funds in time, I am now facing serious financial consequences and problems with institutions that were expecting that payment. What makes this even more disturbing is what happened afterward.

      When I contacted Square support again to investigate the issue, the new representative told me there was no record of the previous conversation where I had supposedly been helped and reassured that everything was fixed. No record. No trace of the person who told me the problem had been resolved. So now I am left wondering who that representative even was, why I was given false reassurance, and how a conversation involving such an important financial issue can simply disappear. From my perspective, this feels incredibly unfair, deeply frustrating, and honestly alarming. The damage has already been done, and I am the one suffering the consequences alone.

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      Verified purchase
      MaintenanceStaff

      Reviewed May 12, 2026

      Owner of a brick and mortar + ecommerce business. I regret starting my business in the Square ecosystem. Square feels like a company with less than a dozen employees. The engineers are not able to ship any changes and are floundering to fix the most basic bugs. Most of the time I search for a fix on the forums there are requests dating back 2-5 years asking for the same thing to be fixed. I don't think there has ever been an internal product tester - the "community forum" is completely filled with people posting bugs and fix requests daily for features that are incredibly obvious and industry standard. Maybe your experience will be better if you are in Food and Beverage, as that seems to be the focus of the company. For retail: STEER CLEAR.

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      Square author review by Beverly Harzog

      Jack Dorsey, co-founder of Twitter, is Square's CEO and co-founder. The company offers a credit card reader that attaches to your smart phone or tablet as well as wireless equipment for other types of payments. 

      • No long-term contracts: Signing up is free and doesn’t require a commitment.

      • Free Square reader: Sign up and receive a free Square magstripe reader.

      • Wireless Square reader for EMV cards, contactless cards and NFC payments: Accept every way your customer wants to pay. With this one reader, they can use Apple Pay (NFC) or EMV chip cards. With the free Square magstripe reader, you are set up to process all payments.

      • Customer Directory: Integrates with Square and adds your customer to its directory. You can view profiles, sort customers into groups, see spending habits and more.

      • Tax-preparation shortcuts: Built-in tools instantly complete a spreadsheet in one click to detail sales history faster.

      • Square Dashboard: Create an online store and have it hosted by Square. You can sell online and manage it all in Square Dashboard.

      • Square Inventory alerts: Get daily stock alert emails instantly whenever inventory items start running out.

      • Transparent pricing: Flat rate of 2.25 percent (per swipe, dip, or tap). For manually entered transactions, rate is 3.5 percent + $0.15.

      by Beverly Harzog Credit Cards Advisor

      Beverly Harzog is a nationally-recognized credit card expert, consumer advocate and author. She’s appeared on Fox News, CNN Newsource, NBC New York and more. Her advice has been featured in The Wall Street Journal, USA Today, Money Magazine, CNNMoney.com, The New York Times, Kiplinger, Real Simple, Time.com, Family Circle and much more.

      Square Company Information

      Company Name:
      Square
      Year Founded:
      2009
      Address:
      1455 Market Street, Suite 600
      City:
      San Francisco
      State/Province:
      CA
      Postal Code:
      94103
      Country:
      United States
      Website:
      squareup.com