Currency Reviews

I've had a loan for a food truck for my business with Currency Capital. Dan assisted me with it and was very helpful and pleasant to work with. When we had a few issues with the person that I purchased the vehicle through getting the paperwork done, Dan was very patient and followed up, kept in touch, kept me informed on what was going on, helped push the process through, and made it work.

My company was solicited by Currency Capital with a mailing containing a "credit card" offering a $150,000 line of credit. When we pursued it, the customer representative assigned to us, Felicia **, confirmed that we were eligible for such financing. When we attempted to use the 'line of credit', we provided all of the requested paperwork, both business and personal documentation. At the end of the data collection process they determined that we did not meet the profile to receive the original terms, however could offer a shorter term financing that was actually in the form of a lease. The rates associated with this were over 20%. We declined to entertain this 'counter offer', however discovered they had ACH debited our bank account.

Currency Capital is good to have. I got a business loan for marketing and it's something I can definitely use. I have no complaints with them.

We needed to make a purchase of some equipment and our Currency Capital loan helped us with our cash flow. Their relationship manager was excellent, but they might want to tell upfront that they're doing third-party lending. I didn't know they weren't the one doing it but it wasn't a big deal.

Currency Capital was one of the lenders that came up when we put an inquiry online. We received a small business loan from them to help fund some of the projects that we're getting started and it was a blessing. The relationship manager I worked with was very good. I would recommend them.

I had gone online, did some probing, and thought Currency Capital was something that I needed at the time. My husband and I started a few job as contractors and we needed some quick money. We could go to the bank but it takes forever. Riley called me, and I liked the way she was assuring me. She was very attentive and took care of business. She was excellent, and I am pleased with Currency Capital.

Our loan from Currency Capital gave us the money to buy the equipment we needed to start our own kitchen. I was doing this for the first time and a lot of it was new to me, so I needed a little extra explaining which was available. Sometimes it was hard because there was so much back and forth going on and my business was taking off. But the relationship manager, Ryan, was excellent and very personal. And the lady rep was great with doing the personal explaining. When it got down to really needing to talk, I had two emails that I was using in my phone and she had been nice to put these in one form of communication to make it easier.

I got a small business loan from Currency Capital. We do market research and had some really big projects coming up and it helped with cash flow because we have to pay for certain amount of stuff upfront. My experience with them was easy, straightforward and painless. Scott was great, too.

Currency Capital's relationship manager has been great and they’ve been very accessible. My loan helped me do some things that I wanted to put in place, and I was able to get ahead and had little things done, so it’s been a good transition. I’d recommend them to a friend.

I was approved for an equip loan. After withdrawing first, last month & fees of $2600, they decided to not fund loan and refused to refund my money. For almost a month, they give me the runaround that they might fund loan.

The person I talked to at Currency Capital helped me. She has pushed whatever needed her pushing and she's trying to make the process faster. I'm not liking the process itself though. I'm waiting to receive the title for the truck I bought from Penske with the loan I got from Currency. They took about 4 to 5 days to transfer the title to them and do some paperwork on it, which will take another 2 to 3 days. I needed the truck since last week - I have the truck now but I can't move because it's not registered since I haven't received the title yet.

My experience with Currency Capital was wonderful. My sales rep was a sweetheart, very patient, knowledgeable, experienced, caring, and he really fought for me because when I came there I didn't have the greatest of credit and I didn't even really think that I would qualify for anything. It was my first time ever seeking a loan like that and my business is not doing well right now, but his participation in me getting some of the equipment that I have in here was smooth sailing. And, even though my business with Currency is over, he still will shoot me an email from time to time and ask how things are going. Currency really work hard to get you what you called them for.

We received an equipment leasing loan and a working capital loan from Currency Capital. These loans provided a bridge for us to get more definitive financing and to help us move ahead with our business plans. We had great interactions with their Capital Relationship Manager, Ian. He was very professional and did a good job. I enjoyed working with him and they got the job done.

Currency Capital has given me a merchant cash advance though I don't know if it's tied to my merchant processing. The loan allowed me to hire some extra staff and ramp up advertising that I wouldn't have considered to do out of basic cash flow. Their capital relationship manager has been wonderful. She has been my confidante since day one. If I needed something, I can call her and she has been extremely helpful so I very strongly recommend her. I've only had one negative experience with one individual that thought that there was an issue with the payment when in fact there was none. When I called the people that I normally deal with, it was rectified immediately, so it was certainly not a problem. Overall, they've been great and I would totally recommend Currency.

We used the loan we got from Currency Capital to buy a reliable truck. We talked to one of their people - Josh is his name. He's got a formed funny accent but he's good. We're happy with them, but I had one problem because I had to sign documents through DocuSign and now I can't get them back, I can't print them, I can't do anything with them... My wife needs the documents so she can put them back on QuickBooks so that the accountant can see what's going on. But other than that, everything's fine.

Currency Capital purchased some of our invoices but they didn't give us everything that they originally said they would. We were getting into a project with one of our new clients but it was unfortunate that they cut our loan in half the last minute. That staggered us a bit because it was enough to get the ball rolling a bit on our project, but not enough to keep it going. They helped and hurt us all at the same time. We're in a transitional phase right now because of it and it's been a bit of a struggle. Still, it was great that they were polite and very business professional. I've talked to their relationship manager twice during the process but nobody has called to follow up yet. Overall, it was an easy process all the way around but they weren't the greatest I've ever dealt with.

I received an equipment leasing from Currency Capital so I could do my job. The relationship manager, Chase, was awesome. He took care of everything that I've needed and everything we've done has been straightforward. There were a couple of hiccups in the beginning mainly because of miscommunication but Chase was able to explain everything and get me sorted out. And when we needed the money, it came right through. I was able to get my equipment when I needed to get it.

I'm expanding and I needed a pile of cash to open a new location. I heard about Currency Capital thru LendingTree and it's a good stuff. I've got 2 loans - one is a small business and the other one is an equipment. Josh, my relationship manager, is a good dude. He's on point.

Currency Capital reps has been kind and cooperative with what I needed so I'm very pleased and I would recommend them to a friend.

I also received a letter in the mail from Currency Capital with a Discover Card glued to it! Thank you for the heads up! I was also about to fill out their form and send them my bank statements. A guy by the name of Matt ** talked to me and emailed me. BEWARE!!!

We received an offer for our business to qualify for $100,000 line of credit. They had a Discover Card glued to it along with the small print alluding to the fact that they were linked with Discover. When I called Discover they stated they were NOT affiliated with them at all and then I looked online and found out they are a scam! Beware! Sadly I had already sent them some bank statements to get the process rolling and we had to freeze all of our accounts. At least I didn't send over our personal info. I feel a bit gullible - should have checked with Discover first. :- /

I received an unsolicited credit card from Currency Capital in the mail today which offered my business a $150,000 available credit line, accompanied by a letter that asks only that I call ** to activate the card. That seemed suspicious, so I searched the net and found this page which has some scathing and some glowing reviews. If you check out the "glowing" reviews, you'll see they purport to be from people in the USA, but the grammar is bad and words are missing. I suspect the reviews were written by some scam artist overseas and I wouldn't be at all surprised if the company is run by the same scam artists. You can do your own research, but buyer beware...

I have applied with this company and I have very bad experience with their sales rep. She keep ignore me because her underwriter didn't like my business. According to her I was approved first then they changed their mind... They are a joke. Stay away. They will tell you all the good things that you would like to hear, then whenever they have your info. good luck getting hold of them.

This company reached me over phone, mail, email and offered me that they will do business loan for 6% to 7% annual interest and requested my permission to run my credit. I verified the interest rate with them twice and authorized them to run my credit. Unfortunately 3 different companies run my credit, which I'm very surprised and they did not inform me about this.

I searched for lenders on Lending Tree and this company came up. I received a call the next day and we discussed my needs. I gave them my company info and she said she would call me back in a few hours after "Underwriting" looked over it. A few hours later I was approved for $25,000 for a term of 60 months and my payments were only $600 a month!!! Not bad for a startup in business less than a year. So she sends me over a term sheet and I see in fine print at the bottom that signing said term sheet meant they were going to debit my bank account for first, last, and $575 processing fee and that at that point my loan would be processed for approval and that if the loan was approved and there were no "substantial" changes in the original terms (this is the exact wording) and I decided to not accept it that the money they had debited would be theirs to keep as money earned for processing the loan.

Currency Capital didn't give up on us when everyone else had. They got us funding when we were told NO by others. They were thorough without having to jump through hoops. Will definitely work with them again in the future!

Currency Capital helped me get the machine I needed. Without this loan, business would be harder to deal with so it's been good. Although I got it a couple little while, we got it done. We've done good with it. It was the best experience.

I financed a couple of trailers with Currency Capital. The relationship manager, Ian, was good to work with and very knowledgeable about what he was doing.

It's my pleasure to thank Paul for his integrity and honesty to do financing in his company the correct way! My first and last payment was taken out before we even signed the contract and purchasing order. I was disappointed and called Paul and told him what happened. He had the same reaction that I had, what???? He said "Don't worry I will resolve that issue immediately and will send you a refund check!" Three days later I got my refund check in the mail! Thank you again, Paul for caring about your customers. You are a great business partner and deserve an A+ for going the extra mile to reestablish the trust in each other!

I was buying a trailer and applied for a loan from Currency Capital. I spoke to the manager to wrap up the loan and it was good.

My experience with Currency Capital was good. It helped make our business plan more efficient. Without the loan it would be more difficult. Interactions with my Currency relationship manager have all been favorable.

I was down and out but Currency Capital loan helped me. I was able to rebuild my motors for my truck. The relationship manager was awesome and I'm very satisfied with the company.

Currency Capital can give direct support to new business development. Our Currency relationship manager knows us for a long time so it's a very good relationship that he knows us and know our business, and that way we are pretty stable and long term. We are already 23 years. So we got additional support and we got additional business. We actually introduced them to a friend and if other people need them, I would let them know about Currency Capital.

As far as getting the deal done and cooperating, paperwork, and all that, everything was very good. I was pleased with Currency Capital. They did a good job for me. Relatively painless. Got it done pretty quick with reasonable amount of paper work. I wouldn't have mind seeing a better interest rate, but that is part of the name of the game.

Working with the Currency Capital relationship manager has been great. It's been real helpful and everything has worked pretty good up to this point. Using the loan I was able to purchase another vehicle and get it on the road as well. Things start to turn around for me. With the Lord's will, keep moving forward to try to build this business up to where I'm trying to get it to. Without this loan, I can probably manage but it would be a struggle trying to get things done. This right here made it a little bit easier for me. It gave me a little bit of flexibility. Based on my experience, I'd recommend it. I don't have any complaints at all.

Currency Capital helped me buy a piece of equipment that I needed. The relationship manager was great. Without the loan, I would have lost a lot of money.

I got a loan from Currency mainly for a quick cash flow relief. It's quite critical and it helped tremendously. My Currency Capital relationship manager was very helpful. I haven't reached out to her after the loan has kicked off. But throughout the loaning and the application process, she was very helpful. Although they didn't point out that after the loan, it has to be three months before I can take out another loan.